Online Behavioral Science Degree #behavioral #science #online #degree


Bachelor of Arts in Applied Behavioral Science

The Bachelor of Arts in Applied Behavioral Science degree program allows you to study ways to build community and maintain relationships. Direct your education toward success with your Bachelor of Arts in Applied Behavioral Science degree from Ashford University.

  • Total number of credits required: 120 credits
  • Introductory Course Requirement: 3 credits
  • General Education Requirements: 52 credits*
  • Major Course Requirements: 39 credits*
  • Electives: 32 credits

* In this program, 6 credits from the major may also satisfy General Education requirements.

To earn your Bachelor of Arts in Applied Behavioral Science at Ashford University, you must complete 120 credits. You will need to complete 30 upper-division credits, of which 18 credits must be from the major program. A total of 30 credits must be completed at Ashford to meet the residency requirement. You may be able to transfer up to 90 approved credits from community colleges, other previous college coursework, or other life experiences such as military service or job training toward your degree.

Successful completion of the Bachelor of Arts in Applied Behavioral Science degree by itself does not lead to licensure or certification in any state, regardless of concentration or specialization. Further, Ashford University does not guarantee that any professional organization will accept a graduate’s application to sit for any exam for the purpose of professional certification. Students seeking licensure or certification in a particular profession are strongly encouraged to carefully research the requirements prior to enrollment. Requirements may vary by state. Further, a criminal record may prevent an applicant from obtaining licensure, certification, or employment in this field of study.

What you will learn

Learn about individual, family, and community problems and their solutions. Build a broad foundation of skills from the disciplines of logic, law, psychology, and sociology. Upon completion of your Bachelor of Arts in Applied Behavioral Science degree program, you will be able to:

  • Analyze major concepts, theoretical perspectives, and empirical findings to solve complex problems in the field of study
  • Compose effective communications in a variety of formats for assessment, evaluation, and/or intervention purposes
  • Apply the principles of the scientific method to assessment, evaluation, and intervention at intrapersonal and interpersonal levels
  • Explain the value of empirical evidence, acting ethically, and acknowledging and respecting human diversity
  • Utilize the scientific approach to address practical problems related to the cognition, affect, and behavior of individuals in social contexts

Take the Next Step

Learn more about how to get started in your degree program.

Your Courses in Applied Behavioral Science

This online degree program demonstrates your ability to understand behavior and solve social problems. Your online courses include a wide variety of topics, from community organizing to diversity and ethical decision making.

Introductory Courses
To help students acclimate to the online classroom, you may be required to complete Introductory Course requirements. Learn more about Introductory Courses

Major Course Requirements (39 credits, all courses are 3 credits.)

Applied Behavioral Science

Careers in Applied Behavioral Science

Professionals with a Bachelor of Arts in Applied Behavioral Science degree may choose to enter any number of career paths in which critical thinking skills are a must. This degree also provides a well-rounded foundation for continued studies at the graduate level. Take a look at your potential career options.

Additional Programs

Bachelor of Arts in Psychology

Bachelor of Arts in Social Science

Bachelor of Arts in Communication Studies

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Social Behavioral Science

Understand the Heart of Social Behavioral Science

Social Behavioral Science

Understand Why People Do What They Do | Social and Behavioral Sciences

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About Ashford


Ashford University does not discriminate in its education programs and activities on the basis of race, color, creed, national or ethnic origin, religion, sex, pregnancy, childbirth and related medical conditions, marital status, medical condition, genetic information, service in the uniformed services, political activities and affiliations, age, disability, sexual orientation, gender identity, veteran status, or any other consideration made unlawful by federal, state, or local laws. Specifically, Title IX/SaVE requires the University not to discriminate on the basis of gender/sex in its education programs and activities. Gender/sex harassment, including gender/sex violence, is a form of prohibited gender/sex discrimination. Examples of covered acts are found in the University’s policies on Sexual Misconduct. Questions regarding Title IX may be referred to the Ashford University Title IX Coordinator, Poppy Fitch, at [email protected]. or 8620 Spectrum Center Blvd. San Diego. CA 92123, 866.974.5700 Ext. 20702 or to the Office for Civil Rights at Office for Civil Rights (OCR), United States Department of Education, Washington DC 20201, and/or a criminal complaint with local law enforcement.

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© 2016 Ashford University. Forbes School of Business Technology TM is used under license.

Usb Plug Wiring Diagram – Wire From Whatsapptricks #usb #pin #diagram,usb #connector


Usb Plug Wiring Diagram

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False Imprisonment, wrongful arrest lawyer.#Wrongful #arrest #lawyer


False Imprisonment

False imprisonment is the unlawful restraint of a person against her will by someone without legal authority or justification. For example, an armed bank robber yells at the customers to get down on the floor, threatening to shoot them if they try to leave. Since they know they might be killed if they try to leave, they are being held against their will. The captive bank customers may be able to claim damages, and the bank robber may be charged with the crime of false imprisonment. Even the police may be charged with false imprisonment if they exceed their authority (such as detaining someone without justification).

In fact, any person who intentionally restricts another’s freedom of movement without their consent (and without legal justification) may be liable for false imprisonment, which is both a crime and a civil wrong. It can occur in a room, on the streets, or even in a moving vehicle—just as long as the subject is unable to move freely, against his or her will.

Similarly, false arrest is when someone arrests another individual without the legal authority to do so, which becomes false imprisonment the moment he or she is taken into custody.

See FindLaw’s Assault, Battery, and Intentional Torts for related articles and resources, and see the lawyer directory to find a personal injury attorney near you if you need representation or have questions.

Elements of a False Imprisonment Claim

All states have false imprisonment laws to protect against unlawful confinement. To prove a false imprisonment claim in a civil lawsuit, the following elements must be present:

  • There must have been a willful detention;
  • The detention must have been without consent; and
  • The detention was unlawful.

False imprisonment can come in many forms, including any threat or use of authority that confines you against your will. While physical force is often used, it is not required. Moreover, the restraint of a person may be imposed by physical barriers (such as being locked in a car) or by unreasonable duress (such as holding someone within the bounds of a fixed area over a long period of time).

A person claiming false imprisonment must have reasonably believed that he was being confined. A court will determine whether his belief was reasonable by determining what would a reasonable prudent person under similar circumstances would do or believe.

In addition, the person doing the confinement must have intended to confine, and not have the privilege to do so, such as shopkeepers who are permissibly investigating shoplifting at a store or civilians who have witnessed a felony.

Examples of false imprisonment may include:

  • A person locking another person in a room without their permission
  • A person holding something of value to another person with the intent to make the person stay in a certain place, and without the consent of the person whose valuables are being held
  • A person grabbing onto another person without their consent, and holding them so that they cannot leave
  • A security guard or store owner who detains you for an unreasonable amount of time based on the way you look or dress
  • An employer who detains someone for questioning for an unreasonable amount of time for suspected theft
  • Nursing home staff who medicates a patient without their consent under physical or emotional threat

Conversely, things that do not constitute false imprisonment may include:

  • A claim that you were falsely imprisoned simply because you were found innocent of a crime
  • A person who grabs your arm but you know you can free yourself from his grip without fear of retaliation
  • A storekeeper who detains you for a reasonable amount of time for questioning based on probably cause, such as if she saw you take a concealed item out of the store without paying for it
  • A person who closes the front door and asks you not to leave, but you know you can leave through an open side door

Defenses to False Imprisonment Claims

Defenses to false imprisonment claims often turn on whether the person claiming the imprisonment gave consent either actual or implied or whether the person who confined another had reasonable grounds to justify the imprisonment. Below are common defenses to a false imprisonment claim:

A person who consents to confinement, without duress, coercion, or fraud, may not later claim false imprisonment. Therefore, voluntary consent to confinement is often a defense to false imprisonment.

In all states, police officers have the right to detain someone they have probable cause to believe has engaged in wrongdoing, or when they believe a crime has been committed.

Many states have laws protecting merchants from false imprisonment claims. These laws typically allow merchants to detain retail patrons for a brief period of time when they have reasonable grounds to believe that the person has committed retail theft. In many instances, a shopkeeper is limited to detaining a person to request or verify ID, make a reasonable inquiry into whether the person has purchased the merchandise, and/or to hold the person in custody until a peace officer arrives.

In determining liability, a court till look at whether the store’s actions under the circumstances were reasonable. A guilty shoplifter can still sue for false imprisonment then if the detention was unreasonable.

In some instances, a person who is not a law enforcement official can make a citizen’s arrest by calling for a peace officer when a crime is committed or attempted in their presence, although this defense is not meant to give citizens the right to take the place of law enforcement.

Free Claim Review

After reading this article, you may be wondering how to initiate a lawsuit for false imprisonment. A great first step in answer that question, and any others you might have, is to speak with a personal injury attorney in your area today. An experienced personal injury attorney will be able to review your claim free of charge for the first consultation.

Every executive action President Trump has taken (so far) #executive #administration


Every executive action President Trump has taken (so far)

President Donald Trump holds up a signed executive order to advance construction of the Dakota Access pipeline Jan. 24 at the White House in Washington, D.C. Photo by Kevin Lamarque/Reuters

So far, President Trump has signed 20 executive actions with wide-ranging effects within and outside of U.S. borders. With his signature, Mr. Trump changed policies on healthcare, immigration, oil exploration, abortion, federal hiring and trade.

Here is a look at each action the president took from Inauguration Day through Friday, Feb. 3.

20. Fiduciary rule delay This presidential memorandum delays a Labor Department fiduciary rule that was slated to come online in April. The rule requires financial advisers to consider their clients best interests before their own.

19. Reviewing financial regulations. This order calls for a review of financial industry regulations, including the Dodd-Frank law enacted after the financial crisis in 2008. The order gives the Treasury Department 120 days to produce a report on existing financial regulations, and whether or not they conform with the Trump administration s core principles around growing the economy.

18. Cutting regulations. In this order. federal agencies and departments that propose a new regulation must identify two existing regulations they plan to repeal. The order calls for the cost of all regulations in fiscal 2017 to be no greater than zero. The order also directs the Office of Management and Budget to set a cap on the cost of new and repealed regulations in fiscal 2018.

17. Lobbyist bans. This order bans executive branch appointees from lobbying their former agency for five years, lobbying any agency while President Trump is in office and ever lobbying on behalf of a foreign government. It works by requiring appointees to sign a pledge which the attorney general can enforce with civil, not criminal, action. The order seems to remove an Obama administration requirement that lobbyists cannot move into a government job and work on the same issue they’d pursued as lobbyists for two years.

16. Reorganizing the top security councils. This is a shorter memorandum but it affects three significant security councils: the president’s National Security Council, Homeland Security Council and Principal’s Committee. The new configuration adds a seat at those tables for Assistant to the President and Chief Strategist Steve Bannon. And it limits the Director of National Intelligence and chairman of the Joint Chiefs of Staff to attending the Principals Committee only when it pertains to their “responsibilities and expertise”.

15. Plan to fight ISIS. In this memorandum. the president has ordered that a new plan to fight the Islamic State be drafted within 30 days.

14. Blocking refugees and all visitors from some countries*. The president, in this order, has blocked entry by any Syrian refugee indefinitely and has frozen entry for most other refugees (the Refugee Admissions Program ) for 120 days. Additionally, Mr. Trump put a 90-day freeze on entry by people whose countries are currently considered high terrorism risks. Currently those countries are: Iran, Iraq, Libya, Somalia, Sudan, Syria, and Yemen. The order does not specify whether green card holders should be affected, though that is how the Department of Homeland Security is enforcing the order. The order says that on a case-by-case basis, officials can allow in some refugees, including those who are religious minorities in their countries.

Multiple judges froze portions of this order. ruling that those en route to the United States or in the country now should not be deported.

*The language of this order was sent to media on Friday but has not yet been posted for the public on The White House did not initially respond to PBS NewsHour’s questions about when it may be available there.

13. Reshaping the military. This memorandum initiates a larger process of military review and planning. It does not detail specific changes to the military yet, instead directing the Secretary of Defense to review readiness and come up with plans to fix shortfalls by 2019.

12. Border wall. In this order, President Trump ordered agencies to begin planning and identify funding to build a wall on the Mexican border. The order directs agencies to begin planning and identify funding for the project, including sending requests to Congress. It also directs agencies to construct or contract out for more detention facilities at or near the Mexican border.

This order also directs the hiring of an additional 5,000 border patrol agents, subject to funding. And it requires that all agencies identify any U.S. aid funds that have gone to Mexico in the past five years.

11. Deportations and sanctuary cities. This is also a longer order with several major pieces. The president has directed agencies to step up deportation of those in the country illegally. First, he prioritizes seven groups of people for deportation. It is anyone: convicted of a crime, charged with a crime, who has committed a chargeable offense, has misrepresented themselves to the government, has abused a welfare program, who is under deportation order and who may “in the judgment of an immigration officer, otherwise pose a risk to public safety or national security.”

Second, the order also directs the hiring of 10,000 more Immigration and Customs Enforcement agents, though it states that is subject to funding. Third, it states the U.S. policy is now to allow local law enforcement officers to act as immigration officers whenever possible. Fourth, it orders the Attorney General and Secretary of Homeland Security to block federal grants from so-called “sanctuary” cities which do not enforce some immigration laws.

10. Review manufacturing regulations. In this memorandum, the president ordered the Commerce Secretary to begin a 60-day review of regulations for American manufacturers, with the aim of finding ways to speed up permitting and all federal processes for them.

9. American steel in pipelines. President Trump directed the Commerce Secretary to come up with a plan to ensure that all pipelines built or repaired in the United States be constructed with American-made materials “to the maximum extent possible.

8. Speeding up environmental reviews for all priority infrastructure. President Trump ordered that agencies and the chairman of the White House Council on Environmental Quality work together to set up faster deadlines and environmental approval for “high priority” infrastructure projects. It gives significant power and responsibility to the White House Council on Environmental Quality chairman, who will decide within 30 days if a proposed project is “high priority. (The president has not yet nominated a new CEQ chairman. )

6 + 7. Speeding approval of Dakota Access and Keystone Oil Pipelines. President Trump ordered that permits for the the Dakota Access Pipeline be approved in an expedited manner, “including easements or rights-of-way to cross Federal areas. (Army denial of an easement was a previous victory for pipeline opponents.) In his Keystone memorandum. Mr. Trump invited TransCanada to resubmit its application for a pipeline permit, and he directed the State Department to issue a final decision on that application within 60 days.

5. Federal hiring freeze. The president has told agencies they cannot fill any vacant positions nor open new ones, with two exceptions: military personnel and critical public safety positions.

3. Abortion. President Trump has reinstated the so-called Mexico City policy. which prohibits federal dollars from going to organizations that provide abortion services overseas.

2. Regulation freeze. The president has frozen all regulations now in process (but not approved) until they are approved by him or an agency after he took office. This means any regulation signed by former President Barack Obama in his final weeks in office including some that deal with energy efficiency standards are on hold until they’re reviewed by Trump’s administration.

1. ACA rollback. Mr. Trump has allowed all agency heads to waive requirements of the Affordable Care Act to the “maximum extent permitted by law.”

Roofing Supplies-Denver, CO – American Roofing Supply Inc #roofing, #supplies, #inventory, #residential


American Roofing Supply Inc. in Denver, CO

Since 1983, American Roofing Supply has taken pride in serving Colorado’s local contractors and communities with the finest in both residential and commercial roofing materials. We stock only the highest quality in asphalt roofing products from leading manufacturers like Certainteed, GAF/ELK, TAMKO and Owens Corning.

With over 14 acres of roofing materials, we are able to meet your every roofing need. We stock an array of commercial products including a full line of insulation and taper systems and several types of roll roofing. Make American Roofing Supply your choice from start to finish.

In our showroom you can select from every type of asphalt shingle, cedar shake, tile, or specialty roof product available in our area. 50 categories of roofing materials can be found on 30,000 square feet of warehouse storage and 14 acres of outside yard. We provide numerous products to the commercial or flat roofing industry, with some of the best lines available.

Exceptional Service

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Woolworths Insurance Review, Claim & Quote #australia, #australian, #insurance, #company, #reviews, #woolworths


Woolworths Insurance Review

Note: Views expressed in this review are not the opinion of Insurance Fort. It is a summary of multiple reviews collected from community-review websites posted by consumers. Please read our Disclaimer for more information.

Insurance Review:Woolworths Insurance Reviewed by Insurance Fort

Rating: 5 /5 on 2017-05-29

Insurance Company Description: Woolworths is an Australian household name that was started as a single basement store in Sydney’s Pitt Street in 1924. Since then, Woolworths has grown itself throughout Australia and into New Zealand by providing fresh food. Right now, Woolworths has also added insurance into the list of services they provide.

Pros: Since the day Woolworths insurance started providing pet insurance, many happy customers have praised the company for their great benefits. There are three levels of options that customers can choose from, each tailored to fit the special needs of pet owners. Any cats and dogs after 8 weeks old are available to get insured.

There are reports from customers that up to 80% of their vet bills were able to be claimed for, up to $12,000 a year. This is a very high number, making Woolworths a very desirable company to be with. Feedbacks have been left by policyholders that they were able to go to any licensed vet in Australia, and were covered for extra benefits such as Emergency Boarding and Paralysis Ticks. A customer has been noted for able to claim for micro-chipping, teeth cleaning, heartworm preventative medication, dewclaw removal and more.

Regarding their Life Insurance, covers are found to be extremely cheap while offering a comprehensive cover. Prices start at under $2 a week, and single and join covers are available. The cooling period spans for 30 days, which is a very long time compared to other insurers that only offers a cooling periods of two weeks.

Payments for premiums can be made fortnightly, monthly or yearly without having to pay any extra fees. This is very convenient for people that wants to get a good insurance policy but don’t have the budget to pay for it at one go. The staffs are always known to be nice, friendly and caring for their customers.

Overall: Woolworths Insurance is an outstanding company that has been praised by many people. Their premiums are low while offering a wide range of protection and high claim percentages. Making payments is very flexible because customers can choose to pay either fortnightly, monthly or annually.

Insurance Fort believes that Woolworths is an insurance company worth purchasing insurance from.

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Pros: I don’t like Woolworths Insurance hitting customers with inhumane, massive fines.

Cons: Peter and I were attracted by Woolworths Insurance (Car) because of the price. We chose the policy and paid the first year, and it hit us with a most unbelievable, inhumane fine at $2,000.00, saying we excessed our odometer kilometres! Mind you, the whole insurance was not over $600.00!!

Too shocked, I found we were fallen into a trap, and this is way too ridiculous. No way, should anyone suffer a fine like that!

Overall: Peter and I were attracted by Woolworths Insurance (Car) because of the price. We chose the policy and paid the first year, and it hit us with a most unbelievable, inhumane fine at $2,000.00, saying we excessed our odometer kilometres! Mind you, the whole insurance was not over $600.00!!

Too shocked, I found we were fallen into a trap, and this is way too ridiculous. No way, should anyone suffer a fine like that!

Pros: Loving everything about them. They are once again, competitive with the services and products they offer.

Overall: As being a big woolies fan, I was pleased to know that they now offer insurance as well. I have a dog that has never gotten any type of insurance coverage before, but after seeing woolworths insurance offered such service, I decided to give it a go.

Now that I am with them, my dog can enjoy frequent trips to the dentist without me paying a fortune.

Pros: Great staff, very friendly and very professional. Cheap quotes.

Cons: Should have more types of insurance

Overall: I was very excited when I found out that woolworths were having their own insurance company. Even though it was just for pets, I quickly joined knowing I will be able to get the best service and even price becuase I was one of the early birds.

I have been very happy and pleased with what I have been getting. I have bene getting benefits everytime I visit the vet for my dog, saving me up to a thousand dollars!

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Chef2Chef is your one-stop destination for all-things food and culinary training.

Popular culinary careers

With more than $683 billion in annual sales, restaurants are major players in the culinary industry, employing 13.5 million individuals across the country. Indeed, the culinary scene is a behemoth and only growing, fed by a growing appetite for all things food. Driven by 24-hour food-focused television channels, popular chefs have become the food superstars of today, helping to spur the popularity of and expand interest in culinary careers and education.

But, whether you want to become the next Mario Batali, Gordon Ramsey, or Rachael Ray, open a Michelin star-rated restaurant, or capture a James Beard award, training is the first step. Because careers within the culinary arts are so varied, you can pursue multiple educational and professional opportunities in the field.

Popular careers in the culinary arts include the following:

Pastry chef. Pastry chefs call upon their creative baking skills to prepare a host of culinary delights, from cakes to pies, gelato to chocolates.

Executive chef. Responsible for keeping a finger on the pulse of every operational element of a kitchen, from supervising food preparation to managing food costs, selecting a menu to hiring staff.

Hospitality manager. Within the travel, tourism and hotel industry, the hospitality manager helms operations, dealing with the minutiae of customer experience, from the prices a tourist sees on a menu to the staff hired to greet them at the front desk.

Restaurant manager. Tasked with ensuring the daily functions of a restaurant are organized and efficient, restaurant managers handle a variety of tasks from designing menus to staff scheduling, managing public relations to event planning.

Sous-chef de cuisine. The right hand of an executive chef, sous-chefs are responsible for managing the daily functions of a kitchen, from overseeing food presentation to training junior chefs.

Culinary career outlook and opportunities

The culinary arts industry is as big as it is diverse, presenting culinary arts school graduates with the opportunity to pursue careers in a variety of locations and work environments. Common culinary establishments include restaurants, hotels, wineries, bakeries, schools, private households, spas and more.

Nationally, the job outlook for culinary professions is muted, with the Bureau of Labor Statistics projecting single digit employment growth between 2012 and 2022 for several occupations, including chefs (5%), food service managers (2%), pastry chefs (2%), and hotel managers (1%). However, these nationwide statistics are misleading. Although the overall demand appears to be tempered, culinary arts professions remain in demand in numerous states throughout the country, especially in Idaho, Texas, Arizona and Colorado.

Below is a list of 2012 and 2022 employment growth projections by profession for several culinary occupations:

Chefs and head cooks

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  • ERISA SPD Wrap Plan Document Requirements #erisa, #plan, #plans, #document, #documents, #compliance,


    FAQs – ERISA Summary Plan Description (SPD) Document Requirements

    The Summary Plan Description, or SPD, is the main vehicle for communicating plan rights and obligations to participants and beneficiaries. As the name suggests, it is a summary of the material provisions of the plan document, and it should be understandable to the average participant of the employer. However, in the context of health welfare benefit plans, it is not uncommon for the SPD to be a combination of a complete description of the plan’s terms and conditions, such as a Certificate of Coverage, and the required ERISA disclosure language, such as the ERISA wrap document. Note: An insurance company’s Master Contract, Certificate of Coverage, or Summary of Benefits is not a plan document or SPD.

    An SPD must contain all of the following information:

    • The plan name
    • The plan sponsor/employer’s name and address
    • The plan sponsor’s EIN
    • The plan administrator’s name, address, and phone number
    • Designation of any named fiduciaries, if other than the plan administrator, e.g. claim fiduciary
    • The plan number for ERISA Form 5500 purposes, e.g. 501, 502, 503, etc. (Note each ERISA plan should be assigned a unique number.)
    • Type of plan or brief description of benefits, e.g. life, medical, dental, disability
    • The date of the end of the plan year for maintaining the plan’s fiscal records (which may be different from the insurance policy year)
    • Each trustee’s name, title, and address of principal place of business, if the plan has a trust
    • The name and address of the plan’s agent for service of legal process, along with a statement that service may be made on a plan trustee or administrator
    • The type of plan administration, e.g. administered by contract, insurer, or sponsor
    • Eligibility terms, e.g. classes of eligible employees, employment waiting period, and hours per week, and the effective date of participation, e.g. next day or first of the month following satisfaction of an eligibility waiting period
    • How the insurer refunds (e.g. dividends, demutualization, and medical loss ratio (MLR) refunds) are allocated to participants. Note: This is important for obtaining the small plan ( 100 participants) exception for filing Form 5500.
    • The plan sponsor’s amendment and termination rights and procedures, and what happens to plan assets, if any, in the event of plan termination
    • A summary of any plan provisions governing the benefits, rights, and obligations of participants under the plan on termination or amendment of the plan or elimination of benefits
    • A summary of any plan provisions governing the allocation and disposition of assets upon plan termination
    • Claims procedures may be furnished separately in a Certificate of Coverage, provided that the SPD explains that claims procedures are furnished automatically, without charge, in the separate document (e.g. a Certificate of Coverage), and time limits for lawsuits, if the plan imposes them
    • A statement clearly identifying circumstances that may result in loss or denial of benefits (e.g. subrogation, coordination of benefits, and offset provisions)
    • The standard of review for benefit decisions (We recommend consideration of granting full discretion for the plan administrator or authorized fiduciary to interpret the plan and make factual determinations.)
    • ERISA model statement of participants’ rights
    • The sources of plan contributions, whether from employer and/or employee contributions, and the method by which they are calculated
    • Interim SMMs since the SPD was adopted or last restated
    • The fact that the employer is a participating employer or a member of a controlled group
    • Whether the plan is maintained pursuant to one or more collective bargaining agreements, and that a copy of the agreement may be obtained upon request
    • A prominent offer of assistance in a non-English language (depending on the number of participants who are literate in the same non-English language)
    • Identity of the insurer(s), if any
    • Additional requirements for Group Health Plan SPDs:
      • Detailed description of plan provisions and exclusions (e.g. copays, deductibles, coinsurance, eligible expenses, network provider provisions, prior authorization and utilization review requirements, dollar limits, day limits, visit limits, and the extent to which new drugs, preventive care, and medical tests and devices are covered) A link to network providers should also be provided. Plan limits, exceptions, and restrictions must be conspicuous.
      • Information regarding COBRA, HIPAA, and other federal mandates such as the Women’s Health Cancer Rights Act, preexisting condition exclusion, special enrollment rules, mental health parity, coverage for adopted children, Qualified Medical Support Orders, and minimum hospital stays following childbirth.
      • Name and address of health insurer(s), if any
      • Description of the role of health insurers (i.e. whether the plan is insured by an insurance company or the insurance company is merely providing administrative services)

    Recommended, but not required provisions in an SPD:

    • For insured arrangements, attach the Summary of Benefits provided by the insurance companies to help ensure you have provided an understandable summary of the Certificate of Coverage
    • For self-insured arrangements, provide the name, address, and phone number of any Third Party Administrator (TPA) paying claims or benefits.
    • Language that in the event there is a conflict between the plan document, the SPD, and a Certificate of Insurance, which document controls

    Wrap SPD Document Requirements:

    Group insurance Certificates of Insurance are typically not SPDs because they do not contain all of the language required by ERISA. An employer must prepare an ERISA wrapper to supplement the Certificate of Insurance. Together, the wrapper and Certificate of Insurance comprise a proper SPD.

    An employer may wish to consolidate its various component benefit plans into a single plan for reporting and disclosure. ERISAPros ‘ proprietary WrapTight sm plan is a multi- or mega-wrap plan, which saves the employer the time and expense of preparing an SPD, a Form 5500, and an SAR for each separate component benefit plan by replacing them with one comprehensive wrap plan.

    Download a Printer-Friendly Version of Reporting and Disclosure
    Compliance Guide for Welfare Benefit Plans

    Click Here to Sign Up
    for a Free Evaluation

    Or Call:
    Toll Free: 1-866-488-6582
    Local: 678-443-4003

    2017 ERISAPros. LLC, All rights reserved. Information on ERISAPros ‘ website, its newsletter, News & Views, and its blog, ERISA Wonk , is published as a general informational source. Information and articles are general in nature and are not intended to constitute legal or tax advice in any particular matter. Blog posts and comments reflect the personal views of their respective authors – not those of ERISAPros. Transmission of this information does not create an attorney-client relationship. ERISAPros. LLC is not a law firm and is not giving legal or tax advice. It does not warrant and is not responsible for errors or omissions in the content on its website or in its newsletters. ERISA is a complicated and confusing law. Summary Plan Descriptions (SPDs), Wrap Plan Documents, and Form 5500s require review and updating by qualified ERISA compliance professionals.

    Watchdog slammed for allowing teacher who told incest stories to keep registration


    Watchdog slammed for allowing teacher who told incest stories to keep registration

    Parents have slammed the teaching watchdog for failing to de-register a teacher who showed students R-rated movies, paid them for massages and told stories about incest.

    The Victorian Institute of Teaching’s handling of the case has also been criticised by Education Minister James Merlino, who said he was “concerned by the timeframe” and “seeking an explanation” .

    Chris Adams was suspended from Caulfield Junior College in November 2015 after parents complained about his “inappropriate” storytelling, which included tales of incest, urination, murder and defecation. They also raised concerns about him paying students for massages, and creating videos where students surrounded him “like a royal figure”.

    In one video obtained by Fairfax Media. two students are seen massaging the teacher’s shoulders and head while the remainder of the class bow down to him and cool him with fans.

    The Education Department sacked Mr Adams from the state school in January after conducting an investigation and finding he acted in a “disgraceful, improper” manner.

    And earlier this week, the Fair Work Commission upheld the Department’s decision. after Mr Adams unsuccessfully argued that he had been unfairly dismissed.

    The Department alleged that Mr Adams inserted his students’ names into the “inappropriate” stories, which detailed a student having a baby, a child falling in love and marrying her brother and a priest accidentally urinating on a girl’s dress in a boys’ toilet.

    Mr Adams told his students not to repeat the stories outside the classroom because he didn’t want them to “take on a different character”.

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    He also showed them R-rated fight scenes from Jean-Claude Van Damme movies and provided students with a document titled ‘how to control a bunch of ungrateful, odorous children’. It was set out like a science experiment and detailed how to humiliate students by criticising their work, questioning their intelligence, shoving soap down girls’ throats and spraying “two full cans of deodorant into her face, to give her a nice fresh smell”.

    Mr Merlino said the teacher’s conduct was “entirely inconsistent with the behaviour expected of our teachers”.

    But while the Education Department has barred Mr Adams from working in Victorian state schools, the Victorian Institute of Teaching has not cancelled or suspended his registration, which means he can still work in independent and Catholic schools.

    The institute has been conducting its own investigation into the teacher’s alleged misconduct since November 2015.

    “It worries me that he is still holding his licence and that he can still work with children,” one parent from Caulfield Junior College said.

    Victorian Institute of Teaching chief executive Melanie Saba said that the investigation would conclude shortly.

    She said that it was a “complex” investigation that involved many witnesses, other agencies including police and a simultaneous Fair Work Commission case.

    “We acknowledge that it can be frustrating when investigations are lengthy,” she said. “However, complex investigations like this must be handled carefully and can prove time consuming.”

    Another parent said that if a teacher was barred from working in one education sector, there should automatically be restrictions on their employment in other sectors.

    “It worries me that it is taking so long.”

    Henrietta Cook



    ReadSpeaker legge il testo inglese con una perfetta pronuncia britannica e con il magico effetto karaoke. Per attivarlo su questa pagina seleziona una parola, frase o porzione di testo e clicca sull’iconcina di altoparlante che apparirпїЅ vicino alla parola o frase selezionata. Mentre fai l’esercizio, ascoltare la corretta pronuncia delle parole inglesi пїЅ fondamentale!


    Esempio: I (to be ) very shy when I was young I WAS very shy when I was young.

    1) Last night I (to dream) about your new car.
    Last night I DREAMT about your new car.
    2) We (see ) a wonderful film last week.
    We SAW a wonderful film last week.
    3) I (to know ) Sam for twenty years.
    I HAVE KNOWN Sam for twenty years.
    4) This is the second time I (to ride) a motorbike.
    This is the second time I HAVE RIDDEN a motorbike.
    5) They (to build ) this tower in 1965.
    They BUILT this tower in 1965.
    6) (you/ever/to be ) to Mexico?
    HAVE YOU EVER BEEN to Mexico?
    7) (you/ to see) Tom this week?
    HAVE YOU SEEN Tom this week?
    8) They (to play) tennis when they were at college.
    They PLAYED tennis when they were at college.
    9) She (to be ) in London last night.
    She WAS in London last night.
    10) There (to be ) many people at the party.
    There WERE many people at the party.


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    10 Things You Should Know About Long-Term Care #long #term #disability #cost


    10 Things You Should Know About Long-Term Care

    Updated January 2015

    As the population ages, more and more of us will require long-term care for our families and ourselves. The numbers are astounding. By 2050, there will be 80 million Americans 65 and older — twice as many as today. But many people are confused about what long-term care entails and who pays for it. Take our quiz to see how much you know about long-term care and how you can prepare for what could be one of the biggest expenses of your life.

    Quiz | 10 Things You Should Know About Long-Term Care

    Question 1 of 10

    Which of the following best defines long-term care services:

    A. rehabilitative services in a nursing home B. help with personal care, such as eating, bathing and dressing C. hospice care

    Quiz | 10 Things You Should Know About Long-Term Care

    Question 1 of 10

    Which of the following best defines long-term care services:

    A. rehabilitative services in a nursing home B. help with personal care, such as eating, bathing and dressing

    Long-term care is needed when you have a chronic illness or disability that causes you to need assistance with “activities of daily living” — such as bathing, dressing, eating and transferring from a bed to a chair — as a result of physical disability or cognitive impairment resulting from conditi. Read more

    Long-term care is needed when you have a chronic illness or disability that causes you to need assistance with “activities of daily living” — such as bathing, dressing, eating and transferring from a bed to a chair — as a result of physical disability or cognitive impairment resulting from conditions such as Alzheimer’s Disease. Less

    C. hospice care Next Question

    Quiz | 10 Things You Should Know About Long-Term Care

    Question 2 of 10

    What are the odds that a person 65 or older will need long-term care?

    Quiz | 10 Things You Should Know About Long-Term Care

    Question 2 of 10

    What are the odds that a person 65 or older will need long-term care?

    On average, about 70% of individuals over age 65 will require at least some type of long-term-care services during their lifetime. About 35% of them will need care in a nursing home. Although most people who need long-term care are older, a person can require care at any age as the result of an acci. Read more

    On average, about 70% of individuals over age 65 will require at least some type of long-term-care services during their lifetime. About 35% of them will need care in a nursing home. Although most people who need long-term care are older, a person can require care at any age as the result of an accident or lifelong disability. In fact, 40% of people currently receiving long-term care are adults 18 to 64 years old. Less

    C. 80% Next Question

    Quiz | 10 Things You Should Know About Long-Term Care

    Question 3 of 10

    What is the average cost of one year in a nursing home? (Hint: It’s expensive.)

    A. Less than $25,000 B. Between $25,000 and $85,000 C. Greater than $85,000

    Quiz | 10 Things You Should Know About Long-Term Care

    Question 3 of 10

    What is the average cost of one year in a nursing home? (Hint: It’s expensive.)

    A. Less than $25,000 B. Between $25,000 and $85,000 C. Greater than $85,000

    According to Genworth’s Cost of Care Survey, the national median cost of a private room in a nursing home in 2014 was more than $87,600, which is a 4.35% increase from 2013. And prices vary by region: In Louisiana, the median rate is about $59,000 a year; in New York, it’s more than $130,000.

    Quiz | 10 Things You Should Know About Long-Term Care

    Question 4 of 10

    What is the national median cost of one year in an assisted-living facility, which provides an intermediate level of long-term care?

    A. Less than $30,000 B. Between $30,000 and $60,000 C. Greater than $60,000

    Quiz | 10 Things You Should Know About Long-Term Care

    Question 4 of 10

    What is the national median cost of one year in an assisted-living facility, which provides an intermediate level of long-term care?

    A. Less than $30,000 B. Between $30,000 and $60,000

    In 2014, the national median cost of assisted living was $42,000 a year. Rates range considerably across the U.S. The median rate is $30,000 in Missouri but more than $65,000 in New Jersey. Assisted living bridges the gap between home care and nursing homes. Residents may need help with personal car. Read more

    In 2014, the national median cost of assisted living was $42,000 a year. Rates range considerably across the U.S. The median rate is $30,000 in Missouri but more than $65,000 in New Jersey. Assisted living bridges the gap between home care and nursing homes. Residents may need help with personal care or household chores, but they don’t need round-the-clock care normally provided in nursing homes. Less

    C. Greater than $60,000 Next Question

    Quiz | 10 Things You Should Know About Long-Term Care

    Question 5 of 10

    Medicare won’t pay for long-term-care services.

    Quiz | 10 Things You Should Know About Long-Term Care

    Question 5 of 10

    Medicare won’t pay for long-term-care services.

    Medicare, the federal health-care program for people 65 and older, covers medically necessary care in short-term settings such as a hospital or doctor’s office. And while Medicare will help pay for limited stays in nursing facilities, hospice care or home health care under certain circumstances, it. Read more

    Medicare, the federal health-care program for people 65 and older, covers medically necessary care in short-term settings such as a hospital or doctor’s office. And while Medicare will help pay for limited stays in nursing facilities, hospice care or home health care under certain circumstances, it doesn’t cover personal or custodial care, which constitutes the bulk of long-term-care services. Less

    B. False Next Question

    Quiz | 10 Things You Should Know About Long-Term Care

    Question 6 of 10

    Anyone who needs nursing-home care can qualify for Medicaid to pay their bills.

    Quiz | 10 Things You Should Know About Long-Term Care

    Question 6 of 10

    Anyone who needs nursing-home care can qualify for Medicaid to pay their bills.

    Although Medicaid, the joint federal/state health-care program for the poor, pays the bulk of long-term-care costs, there are strict income-eligibility rules. Rules vary from state to state, but generally individuals must spend down most of their assets to their last $2,000 to qualify for Medicaid-p. Read more

    Although Medicaid, the joint federal/state health-care program for the poor, pays the bulk of long-term-care costs, there are strict income-eligibility rules. Rules vary from state to state, but generally individuals must spend down most of their assets to their last $2,000 to qualify for Medicaid-paid long-term care. Married couples have different eligibility requirements. The healthy spouse can retain the family home, car, personal income and half the couple’s assets up to certain limits. Most states, though, now offer a long-term-care partnership program that allows you to protect more of your assets if you exhaust the benefits of your long-term-care policy and need Medicaid to take over your bills. Less

    Quiz | 10 Things You Should Know About Long-Term Care

    Question 7 of 10

    How long can Medicaid “look back” over your financial records to determine if you gave away money that would disqualify you from receiving government-financed long-term care for a period of time?

    A. 1 Year B. 3 Years C. 5 Years D. 10 Years

    Quiz | 10 Things You Should Know About Long-Term Care

    Question 7 of 10

    How long can Medicaid “look back” over your financial records to determine if you gave away money that would disqualify you from receiving government-financed long-term care for a period of time?

    A. 1 Year B. 3 Years C. 5 Years

    Stricter, new rules make it harder to give away your assets so you look poor enough on paper to qualify for Medicaid. The government can review all your financial transactions for the prior five years. If you gave away any money during that time, you would be denied Medicaid coverage for a period of. Read more

    Stricter, new rules make it harder to give away your assets so you look poor enough on paper to qualify for Medicaid. The government can review all your financial transactions for the prior five years. If you gave away any money during that time, you would be denied Medicaid coverage for a period of time. The penalty period, which begins the day you apply for Medicaid, is based on how much money you gave away divided by the average cost of a nursing home in your area. You may have to turn to your family for help paying your bills. Less

    D. 10 Years Next Question

    Quiz | 10 Things You Should Know About Long-Term Care

    Question 8 of 10

    People buy long-term-care insurance to:

    A. pay for long-term-care expenses B. let them choose where they receive care C. preserve a legacy for heirs D. all of the above

    ยินดีต้อนรับเข้าสู่ สยามเว็บโฮสต์ดอทคอม ผู้ให้บริการเว็บโฮสติ้งคุณภาพสูง ราคาย่อมเยา เหมาะสำหรับทุกธุรกิจบนโลกอินเทอร์เน็ต – ถึงแม้ว่าเรา จะไม่ได้เป็น เว็บโฮสติ้งที่ดีที่สุด แต่เรามุ่งมั่นตั้งใจ ที่จะรับใช้และให้บริการ

    • 27/02/2558 ประกาศย้ายที่ทำการ ตั้งแต่วันที่ 1 มีนาคม 2558 เป็นต้นไป Siamwebhost.Com จะย้ายที่ทำการ จาก อาคารเขตอุตสาหกรรมซอฟต์แวร์ ถ.แจ้งวัฒนะ ไปอยู่ที่ บริษัท เมทราไบต์ จำกัด ตั้งอยู่เลขที่ 596/142 อารียา ทูบี ถนน ลาดปลาเค้า แขวง จรเข้บัว กรุงเทพมหานคร 10230 หมายเลขโทรศัพท์ 02-1054-281 แฟกซ์ 02-1900-833
    • 27/02/2558 ขยายเวลาการให้บริการ จากเดิม 08.30 – 17.30 วันจันทร์ – ศุกร์ เป็น 09.00 – 22.00 น. ทุกวัน จันทร์ – อาทิตย์ ให้บริการโดยทีมงานมืออาชีพ
    • 27/02/2558 แจ้งเปลี่ยนวิธีชำระค่าบริการ ขอยกเลิกการชำระค่าบริการ ผ่าน Paysbuy ทุกช่องทาง, ยกเลิกบัญชีธนาคาร หจก.สยามเว็บโฮสดอทคอม ทุกบัญชี กรุณาอ่านรายละเอียดที่หน้า “วิธีชำระเงิน”
    • 27/02/2558 ฉลองครบรอบ 10 ปี สมัครใช้บริการเว็บโฮสติ้ง วันนี้ ใช้ฟรี 2 เดือน (จ่าย 10 เดือน ใช้งานได้ 12 เดือน), ทุกแพ็กเก็จ ปรับเพิ่ม เป็น 2 เท่า พืนที่ใช้งาน, Disk Space พื้นที่เก็บอีเมล์, Email User จำนวนผู้ใช้งานอีเมล์, Database Space พืนที่จัดเก็บดาต้าเบส, Database จำนวนดาต้าเบส, ปริมาณการโอนถ่ายข้อมูลต่อเดือน Data Transfer per month ทุกอย่าง x 2 ให้หมด ค่ะ
    • 27/02/2558 ลูกค้าท่านใดมีปัญหา เข้าหน้า Control Panel / Webmail / FTP ไม่ได้ กรุณา คลิกตรงนี้ เพื่อตรวจสอบ และ ดูวิธีแก้ไข
    • 20/12/2557 ประกาศกฎระเบียบใหม่ จาก ICANN สำหรับท่านที่ จดโดเมนเนมใหม่ | โอนย้ายโดเมนเนม | แก้ไขข้อมูลโดเมนเนม จะได้รับ email verification จากผู้ให้บริการจดโดเมนเนม กรุณาคลิกลิ้งค์ ในอีเมล์ดังกล่าวเพื่อยืนยัน ภายใน 15 วัน มิฉนั้น โดเมนเนม ของท่าน จะถูกระงับการใช้งาน.

    ประกาศ แจ้งปรับปรุงแก้ไข ข้อตกลงการใช้บริการ (Term of Service) Update: 28/12/2557

    เนื่องด้วยทางทีมงาน ได้ดำเนินการปรับปรุงแก้ไข ข้อตกลงการใช้บริการ ขึ้นใหม่ ทั้งนี้เพื่อให้เกิดความกระชับและครอบคลุมข้อผิดพลาด รวมถึงเพื่อให้สอดคล้องกับสถานะการณ์ปัจจุบันมากยิ่งขึ้น ดังนั้นจึงใคร่ขอเรียนเชิญลูกค้าทุกท่าน สละเวลาเข้าไปอ่าน เพื่อจะได้เป็นที่เข้าใจตรงกันทั้ง 2 ฝ่าย

    เพื่อประโยชน์ของตัวท่านเอง ก่อนที่ท่านจะตัดสินใจเลือกใช้บริการต่างๆ ของสยามเว็บโฮสดอทคอม กรุณาอ่านรายละเอียด เงื่อนไขและข้อตกลง การให้บริการ ก่อนนะคะ

    หากท่านมีปัญหากับการส่งอีเมล เราขอนำเสนอ MailJet ระบบ SMTP ที่ดีที่สุด

    ทุกวันนี้ปัญหาที่พบบ่อยมากที่สุด คือการ ส่งอีเมล์ขาออก ผ่านระบบ Mail Server ของ Shared Host ที่มีผู้ใช้งานร่วมกันเป็นจำนวนมาก ทำให้เกิดปัญหา Queue เต็ม หรือ มีการส่ง Spam ออกไปทำให้ IP ติด Black List ไม่สามารถส่งอีเมล์ไปถึงปลายทางบางแห่ง เช่น Hotmail, Gamil เป็นต้น

    ทางทีมงานเองก็ไม่ได้นิ่งนอนใจ พยายามแก้ไขโดยการตรวจสอบ Black Lit อย่างสม่ำเสมอ แต่ก็ยากที่จะแจ้ง Delist ได้ครบทุกแห่ง เพราะบางแห่งมีการเรียกเก็บเงิน ค่าบริการ Delist สูงเกินความจำเป็น

    จนกระทั่งได้พบกับ MailJet ผู้ให้บริการ SMTP (Mail Server) ที่ดีที่สุด ให้บริการส่งอีเมล์ วันละ 200 ฉบับ หรือ เดือนละ 6,000 ฉบับ โดยไม่ต้องเสียค่าใข้จ่าย สามารถใช้งานร่วมกับ PHPMailer, Outlook และ โปรแกรม Email Client อื่นๆ ในการส่งอีเมล์ขาออกได้เป็นอย่างดี

    วันนี้ท่านตรวจสอบวันหมดอายุโดเมน (Expired Date) ของท่านแล้วหรือยัง?

    ผู้ใช้บริการ จะต้องแจ้งต่ออายุ ก่อนวันที่โดเมนเนมจะ หมดอายุ เมื่อถึงวันที่โดเมนหมดอายุแล้ว โดเมนเนมจะถูกระงับการใช้งานทันที ผู้ครอบครองโดเมนเนม ซึ่งทราบอยู่แล้วว่าโดเมนเนมจะหมดอายุช่วงไหน ควรรีบต่อแต่ เนิ่นๆ มิฉะนั้นจะเกิดความยุ่งยากในการใช้งาน เช่น เว็บเปิดไม่ได้ อีเมล์ใช้ไม่ได้ บริการอื่นๆ ที่เกี่ยวเนื่องกับโดเมนเนม จะหยุดชะงักลง


      1. เพื่อไม่ให้เกิดปัญหาการใช้งานโดเมนเนม กรุณาแจ้งต่ออายุโดเมนเนม ก่อนถึงวันที่โดเมนเนมหมดอายุ อย่างน้อย 3-5 วัน

    2. ตามกฎใหม่ของ ICANN กรณีที่โดเมนเนมหมดอายุ จะถูกระงับการใช้งานทันที ท่านจะต้องแจ้งต่ออายุโดเมนเนม ภายใน 30 วัน นับจากวันที่โดเมนเนม หมดอายุ

    3. กรณีที่โดเมนเนมหมดอายุเกิน 30 วัน จะไม่สามารถต่ออายุโดเมนเนมได้อีกต่อไป หากท่านต้องการการใช้งานชื่อโดเมนเนมเดิม จะต้องจ่ายค่าไถ่ถอน (Redemption) พร้อมค่าต่ออายุโดเมนเนม 1 ปี รวมเป็นเงิน 4,500 บาท ไม่รวม VAT

    4. ทางทีมงาน ไม่มีนโยบาย ต่ออายุโดเมนเนมให้ก่อน แล้วค่อยโอนเงินมาทีหลัง ต้องขออภัยในความไม่สะดวก นะคะ

    การต่ออายุโดเมนเนม เป็นหน้าที่ของท่าน ทางทีมงานมีระบบแจ้งเตือนให้ท่านทราบล่วงหน้าแล้วถึง 3 ครั้ง ผ่านทางอีเมล์ (ก่อนหมดอายุ 60/45/30 วัน) ดังนั้นหากท่านเพิกเฉยการแจ้งเตือนและปล่อยให้โดเมนเนมขาดอายุไปแล้ว ทางทีมงานขอสงวนสิทธิ์ที่จะไม่รับผิดชอบ ต่อความเสียหายใดๆ ทั้งสิ้น

    เตือนภัยมัลแวร์ CTB Locker

    ในช่วงสัปดาห์ที่ผ่านมา ไทยเซิร์ตได้รับแจ้งเหตุภัยคุกคามเกี่ยวกับการติดมัลแวร์ CTB-Locker ในหน่วยงานสำคัญในประเทศไทยหลายแห่ง รวมถึงจากเครือข่ายความร่วมมือด้านการรักษาความมั่นคงปลอดภัยทั่วโลกก็ได้มีการพูดถึงสถานการณ์ดังกล่าวเช่นกัน โดยจากข้อมูลทราบว่าผู้ไม่ประสงค์ดีทำการส่งอีเมลพร้อมแนบไฟล์มายังผู้ใช้งานในหน่วยงาน เมื่อผู้ใช้งานคลิกเปิดไฟล์ดังกล่าวจึงทำให้เกิดการติดมัลแวร์ทันที ชื่อเต็มของมัลแวร์ตัวดังกล่าวคือ Curve-Tor-Bitcoin Locker เป็นมัลแวร์ประเภท Ransomware.

    มาป้องกันไวรัส Iframe ที่ต้นเหตุกันดีกว่า ครับ

    เนื่องจากช่วงนี้ ไวรัส iFrame กำลังแพร่ระบาด ทำให้เมื่อเข้าเว็บไซต์ของท่านแล้วเจอหน้าแจ้งเตือนว่าเป็น “เว็บไซต์อันตราย” ทางทีมงานจึงได้จัดทำ คู่มือแนะนำ การแก้ไขปัญหาเบื้องต้น หากท่านสงสัยว่าเว็บไซต์ของท่านติดไวรัส iFrame หรือไม่ สามารถตรวจสอบ ได้โดยกรอกชื่อโดเมนเนม ในช่องด้านล่างนี้.

    ประกาศเตือน เรื่องภัยคุกคามผู้ประกอบการ E-Commerce

    เนื่องด้วยขณะนี้ มีพวกมิจฉาชีพกลุ่มหนึ่งอาศัยความสามารถในการตกแต่งรูปภาพ (Photo Retouching) ทำการ ปลอมแปลงหลักฐานการโอนเงิน (สลิปจากตู้ ATM, สลิปจากธนาคาร) เพื่อนำมาใช้เป็นหลักฐานในการแจ้งยืนยันการโอนเงิน ชำระค่าสินค้า-บริการ ตามเว็บไซต์ต่างๆ ทำให้ผู้ประกอบการ E-Commerce ได้รับความเดือดร้อนกันถ้วนหน้า.

    ทางทีมงานจึงใคร่ขอเตือน ให้ท่านผู้ประกอบการ ระมัดระวังและหมั่นตรวจสอบ ยอดเงินในบัญชีธนาคาร กับ หลักฐานการโอนเงินที่ได้รับจากลูกค้า ด้วยความรอบคอบ ก่อนตกเป็นเหยื่อ ของพวกขยะสังคม.

    เตือนภัยรายวัน – Trojan Script

    ช่วงนี้มีข่าวว่าหลายเว็บไซต์ (ในหลายๆ เว็บโฮสติ้ง) พบปัญหาถูกแทรก Script แปลกๆ เข้าไปในไฟล์ .htm. html หรือ .asp. php ทำให้ Webmaster ผู้ดูแลเว็บไซต์ ต้องเสียเวลาเข้าไปลบ Script ออกจากไฟล์ ซึ่งสาเหตุหลักๆ ก็คือ เครื่องคอมพิวเตอร์ที่ใช้ในการ Upload ไฟล์ อาจติดไวรัส-โทรจัน หรือ เกิดจากการใช้โปรแกรม FTP (เถื่อน) ที่ผ่านการ Crack โดยทุกครั้งที่มีการ Upload ไฟล์ โปรแกรม FTP (เถื่อน) จะทำการแทรก Script ประหลาดๆ เข้าไปไว้ตรงบรรทัดสุดท้ายของทุกไฟล์.

    Phishing ภัยร้ายใกล้ตัว อย่าประมาทโดยเด็ดขาด!

    5 วิธีง่ายๆ ที่จะช่วยป้องกันภัยคุกคามจาก Phishing
    ประกาศเตือนเรื่อง Phishing Email เนื่องด้วยระยะนี้มีพวกมิจฉาชีพแพร่ระบาด ส่งอีเมล์หลอกลวงไปยังผู้ใช้บริการ โดยอ้างว่าส่งจาก Networksolutions, PayPal, Enom, และ Siamwebhost ด้วย

    เนื้อหาในอีเมล์ดังกล่าวซึ่งเป็นภาษาอังกฤษ จะขอร้องให้ท่านส่งข้อมูลส่วนตัว อาทิเช่น หมายเลขบัตรเครดิต หรือ รหัสผ่าน กลับไปทางอีเมล์ บางฉบับจะมีลิงค์หลอกลวง ให้ท่านเข้าใจผิด คลิกเข้าไปกรอกข้อมูล เป็นต้น.

    Pro and Cons of State-Funded Drug and Alcohol Rehab Programs #best #drug


    Pros and Cons of State-Funded Drug Rehab

    Understanding State-Sponsored Drug and Alcohol Rehab Options

    There are countless drug facilities and detox centers throughout the country. Many of these provide high quality care and complete medical services in order to guide a patient through a successful recovery. However, many of the recovery options cost a lot of money and with treatment sometimes taking several months to complete; patients may be unable to afford the costs, even with a loan or a payment plan. This is a slippery slope. the patient needs help because they are struggling with a dependency, but are unable to save up for help because they are spending their money on their continued drug or alcohol abuse. If you have no possible other alternative, there are free programs available.

    What is State-Funded Treatment?

    That is where the state-sponsored program comes into play. These facilities target those living in poverty, have lower incomes, do not have a quality health insurance plan or for any other reason cannot possibly afford to private pay for addiction treatment. As the name itself suggests, these detox clinics and drug rehab centers are funded by the state. If a patient does not have insurance or cannot pay for the overall costs necessary, they can attend these programs free of charge. These state-sponsored clinics might not have the same accommodations that many of the private recovery facilities do, but that does not mean that they cannot help users who need it. The funding granted to these recovery programs varies state to state, which means that the different centers across the nation can greatly vary in the treatments and services that they are able to offer the patient.

    What are the Benefits?

    There are a number of benefits to these programs. The following two are the main benefits cited by former patients.

    • The cost Many of these programs are available free of charge for eligible participants. Even though the procedures may not be as up-to-date as with privacy rehab and though the facility might not be as nice as luxury treatment options, some patients are simply unable to spend even a dime on treatment. The first step is finding help. Getting help at these facilities is certainly better than no help at all.
    • The care Even with some of the drawbacks, the specialists that work at these facilities still have a good understanding of what they are doing. Even taking into account that the facilities might not be as upscale, it does not mean a patient cannot recover in a state sponsored program.

    What are the Drawbacks?

    Just as with any program, there are some disadvantages in selecting a state funded recovery facility, as well. The following are some of the more significant disadvantages:

    • The waiting list Addiction is a serious problem that will often alienate people from their friends and family members. Many people struggling with dependence do not start finding help until they already have a massive debt, lost their job, or have serious physical issues, or perhaps a combination of all three. Research has shown that it is important to move quickly when a long-term user is willing to seek help. Not only is the motivation usually temporary (meaning that you may have to convince them all over again later on ) but it is important to move fast in order to avoid further physical and emotional damage. Considering some recovery programs may have upwards of a six-month waitlist, you can understand why it goes against everything we have just mentioned.
    • The Revolving Door Given that these programs have limited funds and limited capacity, there are some patients who believe that they might be released from the facility before their treatment is ‘complete’. This leads to them feeling alienated from the whole concept and makes them less likely to attend rehab again in the future.
    • Outdated techniques With a limited budget, it is no surprise that these facilities sometimes have to make do with what they have. This means that they occasionally use the same methodology that has been around for decades because upgrades cost money. However, the field of addiction science is constantly evolving, continuously coming up with new developments. This is not to say that the older techniques might not work, but they might not be as effective. These programs often rely on the AA / 12-step program.
    • Privacy Many patients feel uncomfortable sharing information about their dependency with government institutions. Because they have no idea how many people are likely to attend or who they might encounter in rehabilitation, some feel that it is better to find an alternative option a little farther away.

    How Are You Admitted?

    In a private rehab facility, you call admissions, answer questions, show proof that you are able to pay for treatment and then enroll. However, entering into these state-run programs may be slightly more difficult. Because every state is different, there is no ‘standard’ that we can give you, but oftentimes you contact the center first in order to find out what type of drug addiction treatment services are offered. You then need to check out the qualification criteria for admission. Perhaps you need to show financial statements that show you have no available finances to pay for recovery. Perhaps you have no insurance to pay for the costs of recovery. After you have given the necessary information, you are likely admitted and will end up on the wait list for entry.

    Get Help Finding the Right Option

    If you are going to opt for a state supported program, remember that not all states distribute their grants equally. Two different programs in the same state might not offer the same type of recovery. You could do the research yourself and try to find that information online, or you could rely on our network to help you make your decision much easier.

    If you want help finding a state-supported recovery program near you that does have availability or are seeking an alternative option, call New Beginnings right now . We can help you find a program that you feel will work for you, whether it is free-of-charge or perhaps something affordable on a payment plan we are here to help you.

    Don’t delay another second
    when help is so close.

    Call 888-612-6064 Now!

    Serviced Office Company #serviced #office #london


    Serviced Office Company

    Welcome to Serviced Office Company

    Serviced Office Company provides businesses with stylish, flexible serviced office solutions. Executive office space with devoted service and leading edge locations make it easy to do business. Beautiful interiors and bespoke furniture provide instant inspiration. Carbon neutral premises make environmental sense. Serviced Office Company makes business effortless .

    To take a closer look at our serviced offices and the facilities we have to offer at Canary Wharf and Manchester, call 0800 319 6600.

    About Us

    Serviced Office Company have spent time looking ahead and anticipating your business needs, so all you have to do is business and this makes the fully furnished serviced offices we provide the perfect choice for your business.

    It s never been easier to grow your business. Flexible serviced office solutions, attentive service and no day to day problems to worry about mean you can be up and running instantly in our fully furnished serviced business centres.

    And we re flexible. Meeting rooms in London and Manchester are always available for hire. If you don t need executive office space, our virtual offices offer all the benefits of our customer service without the other costs.


    Service Office Company are located in the Canary Wharf district, ideally suited for our company. The quality of the office space is first class; this coupled with an exceptional and friendly staff makes it a great place to work.

    Our business has held a number of meetings at Imperial Court since moving here approx. 15 months ago. The meeting rooms are very well equipped, clean tidy. There is always plenty of refreshments available on two occasions we also had a buffet lunch which was very good.

    The meeting rooms are located on a separate floor to all the offices, offering not only privacy, but also a variety of different sizes of rooms, depending on requirements something for everybody. I would not hesitate to book another conference with the Serviced Office Company in the future.

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    Usm graduate school #usm #graduate #school


    Welcome to School of Biological Sciences.

    Within G09 building are five main research laboratories, namely, Plant Pathology Laboratory, Phytochemistry Laboratory, Biotechnology and Molecular Biology Laboratory, Microbiology Laboratory, and Fish Biology Laboratory. The G09 building also houses teaching laboratories for Plant Pathology, Microbiology and Biotechnology. Academic staff offices are located within the two buildings.

    The School of Biological Sciences had undergone very rapid development since it was established in 1969. Today the School has over 40 full-time and well-trained academic staff with expertise in various fields of biological sciences. The academic staff are well supported by technical staff, tutors and science officers either for teaching or research. As such, the School is able to offer up-to-date courses in biology, which are of high academic quality.

    The School of Biological Sciences offers two undergraduate degrees, Bachelor of Science (Hons.) and Bachelor of Applied Science (Hons.). Both degrees features multidisciplinary training ranging from the basic biological sciences to the more applied aspects ones (Please refer to the undergraduate programmes of the School for more information on the biology thrust areas offer in pure science and applied science degrees).

    The School is offering MSc and Ph.D graduate degrees by research. Post-graduate training will provide students with research skills in the most relevant and current technologies (Please refer to post-graduate research programme of the School as well as staff research profiles for more information).

    In order to support its research and development activities as well as teaching, the School has well-equipped laboratories which are used to give basic and advanced training in the various biological techniques. Apart from these laboratories, the School is supported by other facilities such as Electron Microscope Unit, Herbarium, Plant House and Fish House.

    For research and development activities, the School has collaborations with various international and local universities and research institutes. These collaborations are of primary importance as it can provide new ideas and awareness of emerging technologies for both the academic staff and graduate students.

    Our Research

    The School of Biological Sciences emphasizes interdisciplinary approach in research tapping the potentials of biological sciences (such as microbiology, biochemistry, genetics and molecular biology).

    Employee Discounts #cashback #with #credit #card #at #register


    You are here: Home / Employee Discounts

    Employee Discounts

    With MySpree employee discounts your staff could stretch their salary further with money off everyday purchases, whilst taking more control over their household finances.

    Our benefits schemes give your employees the ability to earn unlimited cashback on everyday shopping in major high street stores and supermarkets .

    We have over 50 retail partners. ready to give your employees cashback every time they spend in store or online, so there’s no need to change their shopping habits.

    Employees could earn up to 15% cashback with our retail partner network.

    Where can your employees earn cashback?

    We ve partnered with over 50 well known high street brands to offer cashback on shopping essentials and treats. Click any logo below to see all of our partner retailers

    Employee discounts that save your team hundreds on shopping

    Give your employees the means to save money every time they shop, without the hassle of waiting for vouchers or gift cards to arrive or being super-organised to capitalise on online discounts. No additional administration is required by your team and we’ll even promote the scheme on your behalf, with a full suite of complimentary communications included.

    Responsible spending

    MySpree is NOT a credit or debit card – it’s a prepaid card which can be used to pay for goods wherever you see the VISA Acceptance Mark – that’s millions of outlets worldwide.

    Employees top up conveniently with funds before they use it, but can’t spend money they haven’t got, so there’s less chance of them spending over their budget. It also acts as a household budgeting tool, with many employees allocating their monthly food, clothing and entertainment spend to the card. There is no option for the cardholder to overspend.

    Cards are reloadable, meaning that employees are able to load money as frequently as they want.
    There are no spending caps or earning thresholds which is what you find with most cashback credit cards.

    Staff can earn unlimited cashback, providing they have the cleared funds available there are no overdrafts or credit limits, ensuring that your employees budget more effectively each month.

    Sound interesting? Read how it works in more depth

    The Spree team would love to hear from you!

    If you would like to know more about a prepaid card solution for your organisation please complete the form below.

    Give employees a means to stretch their salary further and improve their management of household budgets.

    US Air Ambulance Medical Flight Transport Services #us #air #ambulance, #medical #flight,


    Welcome to U.S. Air Ambulance

    We Offer Domestic and International Medical Flights

    Choosing an air ambulance service is a serious decision that can weigh heavily on a patient’s family and loved ones. Is the company medically competent? Will it be a safe flight? Will my loved one receive professional yet compassionate care throughout the trip? Is the price competitive?

    When you choose U.S. Air Ambulance, be assured you are choosing a company that can meet your needs:

    We have successfully completed more than 97,000 medical transports of patients since 1990, with a 100% safety record . We transport 800 patients each and every day. We offer options based on the patient’s condition, the urgency of travel, and the financial considerations of the family.

    Whether domestic or international air ambulance travel is required, our medical professionals follow strict procedures and protocol, with the patient’s well-being and comfort as our primary considerations.

    The air ambulance medical jets we utilize are fully equipped and engineered for safety.

    All details of the trip – including both the medical flight and ground ambulance transfers – are arranged and personally handled by our Patient Transport Specialists who are on call 24 hours a day, 7 days a week. Contact us to arrange a trip, get a quote or have your questions answered. Make U.S. Air Ambulance your #1 choice for air ambulance medical transport services.

    Contact U.S. Air Ambulance to determine which transport option is best for you.
    Call us to learn about our low price guarantee – 800-633-5384 .

    What is an air ambulance?

    An air ambulance is a business class aircraft equipped with a flight stretcher, life support equipment, and a medical staff. If you require extensive or urgent medical care, an air ambulance is the best method of transport.

    How much does it cost?

    Medical transport via air ambulance can be quite expensive. Cost is determined by many factors, including the patient’s condition, the urgency of travel, the distance and location of travel, and the patient’s and family’s travel preference.

    Columbus, OH #drug #rehab #columbus #ohio


    Columbus, OH

    Treatment Centers in Columbus, Ohio (OH)

    The following drug treatment centers, alcohol rehab programs and dual diagnosis treatment facilities are all located in Columbus, Ohio. Clicking on the name of any treatment program will bring up a details page with all of the contact information we have in our database for that rehabilitation center, as well as ratings and reviews about the facility written by members of our website. If you have personal experience with any of the treatment centers listed, we encourage you to register for our site and share your experience with others by writing a review of your own. Our directory lists treatment centers in Columbus, Ohio as a public benefit. Please call our 24/7 addiction helpline at 1-888-351-6764 for further assistance. We’re here to help!

    We are a treatment facility specializing in the treatment of Adult Chemical dependency AND/OR mental health disorders. We DO accept medicare. We can provide transportation!

    Subtitle Where recovery takes root

    The #1 Unsecured Business Line of Credit (and How to Qualify) #unsecured


    The #1 Unsecured Business Line of Credit (and How to Qualify)

    Unsecured Business Line of Credit

    Getting an unsecured business line of credit is one of the most popular financing tools business owners want to have access to. I’m sure the title got your attention because who wouldn’t want the #1 type of credit line for their business right?

    Well, what I didn’t want to do is tell you what the best type of unsecured business credit line is without showing you how to qualify for it. Now I know saying something is #1 is a bold statement so in this post I’m going to back up that claim by stacking up a few key points to make my case, fair enough?

    Good, let’s get started.

    First of all, let’s define what an unsecured business line of credit is. It’s a credit line that provides access to funds as your business needs it with no collateral or security interest required.

    You only pay finance charges on funds you use from the line of credit. The funds can be used for things such as meeting payroll, issuing payments to suppliers, or making business purchases. This flexibility is what makes it such an attractive source of financing for businesses.

    Now, there are two main types of unsecured business lines of credit ; traditional and non-traditional. A traditional business line of credit is issued by a bank where you can write checks against the credit line for any type of business expense. A non-traditional business line of credit is in the form of a business credit card which you can use for purchases or cash withdrawals from an ATM.

    While both types of lines are unsecured and offer the flexibility we want, one of them is by far much more appealing and easier to qualify for.

    In my opinion the #1 type of unsecured business line of credit is the business credit card .

    The reason is; non-traditional lines of credit have many more advantages over the traditional lines of credit issued by banks. To support my case, let’s break this down one by one:

    1) Qualification – obtaining an unsecured business line of credit at a bank requires an extensive amount of documentation such as financials, personal tax returns, business tax returns, credit references, business registration documents, bank account information, etc.

    When it comes to qualifying for a non-traditional line of credit (unsecured business credit card ) all that is required is a strong FICO® score. How’s that for easy qualification?

    2) Interest Rates – while both types of credit lines offer a much better rate of interest compared to a business loan; the business credit cards I suggest have a 0% APR for the first 12 months which can add up to a great deal of savings.

    3) Renewal requirement – did you know a line of credit issued by a bank is subject to an annual review? You read that right, not only is qualifying for this credit line a pain, but it’s an ongoing headache because you have to keep re-qualifying to keep the credit line open. You have to continue to submit tax returns and other business and financial information from time to time in order to renew your line of credit. Starting to get the picture?

    With a business credit card there are no annual reviews or ongoing submission of tax returns or financials to keep the credit line open. This alone should provide you complete peace of mind.

    How can you qualify?

    With a personal FICO® score of more than 690, you are in a great position to get unsecured business lines of credit that only reports to your business credit reports. This not only protects your personal credit ratings but also enables you to start building the creditworthiness of your business too.

    Our underwriters know; people with good credit are a good risk. But even more powerful than that; people with good personal and business credit scores are an even better risk.

    If you are faced with FICO ® scores below 690 than why not consider using a credit partner? There are also some simple credit boosting strategies you can implement if you need to improve your scores by 20-30 points.

    Read to apply for unsecured business credit cards that only report to your business credit? Submit your information below and a funding specialist will contact you within 24 hours. Plus receive my FREE business credit seminar audio ($597 value)=
    To Your Success In Business and in Life!

    Did This Blog Help You? If so, I would greatly appreciate if you like and shared this on Facebook.

    About the author

    Marco Carbajo is a business credit expert, author, speaker, and founder of the Business Credit Insiders Circle. He is a business credit blogger for Dun and Bradstreet Credibility Corp, the Community, and All His articles and blog; Business Credit, have been featured in Fox Small Business , American Express Small Business , Business Week , The Washington Post , The New York Times , The San Francisco Tribune ,‘Alltop’, and ‘Entrepreneur Connect’.

    Related Posts

    • How to Get an Instant Approval for a Business Credit Card
    • Unsecured Business Credit Lines vs Business Credit Cards
    • Business Credit Partners: Answers to Your Most Pressing Questions
    • A Line of Credit for Business with Check Writing Privileges

    Phoenix Mercedes Benz and BMW Service Independent Repair Shop with 30 years


    Central Phoenix Independent
    Mercedes Benz BMW Specialist

    What Makes Us A Better Deal
    Than The Dealer:

    When you leave your vehicle at Schulte Automotive Service in Phoenix, you can be assured that your car is in good hands. We are a family owned and operated auto repair business with a reputation for top quality service and honest dealing with our customers

    Owner Mike Schulte has been servicing Mercedes Benz for over 30 years. Before he started his own business, Mike worked for 11 years as Master Technician at Phoenix Motor Company.

    Mike was an educator for the Automotive Department of Kirkwood Community College in Cedar Rapids, IA.

    If anyone knows Mercedes, it’s Mike!
    Mike and his technicians are factory trained
    with 58 years of combined Mercedes and BMW experience.

    To set up a service appointment please call:


    We’re located in Central Phoenix: at:

    648 W. Cooldge Street
    Phoenix, Arizona 85013

    (A few blocks south of Camelback Rd east of 7th Ave.) Click here for map

    We’ll provide old-fashioned service, combined with the latest equipment in diagnostic and repair technology.

    All technicians at Schulte are ASE Certified with a combined 35+ years experience.

    Our reputation is built on honesty and integrity. We promise to fix only what needs fixing and supply you the replaced parts upon request.

    Free Local Shuttle to and/or from your place of work or home.
    If you need a car during the day, car rental is available.

    Accredited Online Colleges – Comprehensive Guide to Accredited Online College Degree Programs


    We profile over 40 accredited online colleges offering degree programs in accounting at every level certificate, associates, bachelors, masters, and PhD. Among those schools are 15 non-profit institutions and 7 colleges whose average annual tuition is less than $10,000 according to the government database. Quick Facts Accountants are financial recordkeepers. They calculate expenditures, receipts,…

    Court Reporting is used to describe professional transcribing of official court proceedings; however, court reporters have more diverse employment opportunities than merely working in the legal field. A court reporting degree, diploma, or certificate program can prepare an individual for work as a captioner for television, government transcription, or freelance court reporting. Often additional Certified…

    Due to the hands-on nature of engineering curriculum, there typically are not as many online programs in the field of engineering. However, we do profile 12 institutions that offer online engineering degree programs that range in various fields such as software engineering, industrial engineering, electrical engineering and engineering management. Engineering Degree Basics “Engineering” is a…

    Graphic designers use print and electronic media to create an array of materials for clients, including a variety of publications, web sites, and television and film credits. Clients usually present a designer with a message that they want to convey in some specific form. It is the designer s job to translate that message into an…

    Online interior design degrees are available at the certificate, associate, bachelor’s, and master’s degree level. In these degree programs, students learn about the history of design, how to use computer-aided design software, and how to work with architects and other design professionals. A bachelor’s degree in interior design is the fastest way to launch a…

    The master s of business administration, or MBA, is an advanced degree for professionals seeking to gain expertise in business management and business administration. Opportunities for MBA graduates are plentiful in business, government, and nonprofit organizations. Students can choose from online MBA programs, campus-based MBA programs, full-time, part-time, and accelerated MBA programs. MBA graduates earn between…

    Online nursing programs generally fall into 2 categories. First category is for registered nurses wanting to receive a BSN (Bachelor of Science in Nursing). We feature 17 online colleges that offer RN to BSN degree program. Second category is for nurses wanting to obtain a Masters Degree in Nursing. We profile 11 colleges that offer…

    Nutrition, also referred to as nutrition science, examines the links between diet, health and disease. People highly trained in the area of nutrition have the health professional title of nutritionists or dietitians. Working in the field of nutrition requires that dietitians/nutritionists offer specialized healthy and safe dietary advice to those seeking solutions to health problems.…

    There are 76 accredited online colleges and universities that offer online business degrees. Of those, 34 are non-profit institutions and 14 have annual tuition less than $10,000 for a typical bachelors degree program. Types of Online Business Degree Programs Undergraduate Business Certificates Undergraduate certificates in business are available as both standalone programs and programs that…

    It used to be that a paralegal was simply a lawyer s assistant or secretary, with no schooling in law or responsibilities. The paralegal profession has evolved over time, and the perception that they were merely a lawyer s assistant finally prompted the ABA (the American Bar Association, an organization in which all lawyers have to be…

    Psychology is the field that studies human behavior and mental processes. There are many different sub-specialties within research and applied psychology, including child, adult, senior, business, cultural, and health psychology. Cognitive science a central study in psychology involves the examination of how mental processes work, the relation between the mind and brain, and how physical regularities are…

    Social Work Degree prepares students for beginning and advanced practice in clinical social work and organization and community practice. According to Occupational Outlook Handbook of the U.S. Department of Labor, Bureau of Labor Statistics, employment of Social Workers is expected to increase faster than the average for all professions through 2010 due to rapid increase…

    We provide free resources and information to help you find the right online college degree program for you.

    Accounting schools in chicago #accounting #schools #in #chicago



    Undergraduate degrees and minors

    Graduate and professional degrees

    Graduate College

    UIC produces leaders for the global economy of the future. The College of Business Administration reinforces the core disciplines — accounting, finance, information and decision sciences, marketing and management — with solid, real-world experience.

    For students whose career goals expand beyond one area of study, UIC offers joint degree options that combine business with medicine, public health, pharmacy, economics, nursing and management information systems.

    • College of Business Administration
  • Joint degree programs

    UIC is a place where ideas become reality. Researchers are designing more efficient batteries and more powerful computer chips, finding better ways to manage storm water surge and making microelectronics for space exploration. If you’re interested in computer science — gaming, manipulation of big data, computers that understand natural language or visualization, securing healthcare data, the intersection of art and science — you’ll find it at UIC.

    • College of Engineering
  • College of Liberal Arts and Sciences
  • The Richard and Loan Hill Department of Bioengineering
  • Biomedical and Health Information Sciences

    Health sciences

    UIC’s health sciences colleges emphasize clinical skills, research and community focus. You can prepare for a wide range of health careers in one of the applied health sciences, dentistry, medicine, nursing, pharmacy, public health or social work. Ten pre-health programs in the College of Liberal Arts and Sciences prepare students for future study in UIC health sciences programs and veterinary medicine.

    For students whose goals expand beyond one area of study, UIC offers joint degrees that combine health care studies with other disciplines. The Medical Scientist Training Program is an MD/Ph.D. program for physician-scientists. Bioengineering, a department in both the colleges of Medicine and Engineering, trains students for careers in the growing biomedical field.

    • College of Applied Health Sciences
  • School of Public Health
  • Jane Addams College of Social Work

    Center for Global Health

    UIC’s Center for Global Health puts knowledge into practice to make the world a healthier place. Faculty and students work with local hospitals, doctors and community leaders to improve the health of people in India, Africa, Haiti and other developing nations.

    Social justice

    UIC offers more than 200 courses focused on issues of equality, fairness and inclusion. A minor in social justice in Gender and Women’s Studies explores ethical, social, historical and political questions facing Chicago and the world. Students and faculty are involved in social justice work, from public policy to arts projects, human rights to urban health disparities.

    • Social justice courses and programs of study
  • Gender and Women s Studies Program
  • Department of Disability and Human Development

    Social Justice Initiative

    The UIC Social Justice Initiative links scholars and activists in Chicago and beyond through programs related to social justice, democracy and human rights. The campus-wide project builds critical thinking and research skills that make students effective change agents and socially conscious professionals.

    Urban planning

    UIC educates city planners and administrators to evaluate needs, find solutions — then make them happen.

    The College of Urban Planning and Public Affairs offers undergraduate and degrees, including Chicago’s only accredited graduate program in urban planning. Eight research centers specialize in neighborhood development, economics, transportation, race and public policy, criminal justice and other issues.

    • College of Urban Planning and Public Affairs

    Gentrification or not?

    A gentrification index developed by UIC researchers measures neighborhood change in Chicago’s 77 community areas. It quantifies each area s residents by ethnicity, age, education, income, occupation, home ownership and home values. Researchers found more neighborhoods declining than gentrifying, despite concerns that long-time residents are being priced out of some areas.

    Honors College

    Global Learning Community

    Study Abroad

    Undergraduate Research Experience

    Summer Research Opportunities Program

  • Your eCommerce Agency

    Agile eCommerce features development

    We are able to offer competitive rates through our cloud-based system, as well as providing you with access to a wide range of applications and features that empower your online shop with full-suite capabilities. We offer a comprehensive eCommerce solution which is intuitive and flexible to use. By building a website with us, you have access to a series of simple-to-use cloud-based applications that help you to leverage the online business landscape and gain profits more easily. Thanks to our web shops, you gain access to advanced shopping cart solutions to create your bespoke solutions.

    Characterised by an intuitive, aesthetically pleasing interface, our eCommerce applications provide an unmatched user experience – the flawless end-to-end online shopping experience will keep your clientele coming back for more.

    Having developed online shopping applications for medium enterprises and large multinationals alike, our agency provides the best software solution for online stores, as well as promoting your online presence through an intelligent marketing strategy. Being an experienced eCommerce Agency, we provide bespoke online shopping solutions to empower your web shop.

    School s back, and you don t have to wait for January to face new challenges. We have to launch an eCommerce blog! This must be one of the most common phrases

    SocialPay: The Social eCommerce Can you imagine a world where your customers help you viralise your brand while earning money? Social eCommerce is a brand new shopping experience for your

    TLG Commerce has developed a new furniture eCommerce site for selling furniture in China. WOOX! LIVING is a brand that specializes in selling furniture and design items to satisfy consumers with a high

    With the rise of influencers and social apps, users are looking for what they like and what they want to wear on social networks. Now more than ever, marketing means

    Tax haven, breathtaking skyline, luxury boutiques and hi-tech. Welcome to Hong Kong In recent years the “Pearl of the Orient” has experienced an economic slowdown, especially with regards to the luxury

    WeChat Store: TLG commerce is proud to announce the development of integrated WeChat stores: our online shops in China are now able to accept WeChat Payment when opened through WeChat s internal

    Do you want to know the main web tools that help us better manage our time, improve our ranking and better know our competition? In this article we share them with you. We hope you discover

    The implementation of eCommerce customization strategies is becoming increasingly important in order to increase sales and conversion rates. Taking actions such as working professionally in the management of an online

    Nowadays, having an online business has become as complex as having a brick and mortar shop. Concepts like organic positioning, conversions, page-views, bounce rate, digital marketing and AdWords are concepts

    Medical Answering Service – Doctors Answering Service #physician #answering #services


    Flat Rate Doctors Answering Service

    What Makes Our Doctors Answering Service Different?

    • Urgent or not? We make sure that only the calls that you consider truly urgent notify the doctor on-call.
    • No more frustrations. The correct provider is always notified right away.
    • Time matters when it’s urgent. We’ll answer and dispatch quicker than anybody else.
    • Flat rate. Our doctor s answering service is always $65 per month no matter how many calls, messages, etc. you get.
    • Patient confidentiality. We take the HIPAA laws seriously, so you’ll never have to worry.
    • No need to block your cell number. You’ll call back though our service so the patient only sees the phone number of your practice.
    • Patients that don’t speak English? No worries, our multi-language service makes that easy.
    • Medical answering is our specialty. Founded in 1991, we manage over 300,000 medical calls every month.
    • Personal service. We’re a high-tech answering service built on old-fashioned, down to earth, customer service.

    Customer Service

    Find out why, after trying it out, over 90% of doctors prefer our doctors answering service.


    Our medical answering service pricing is only a flat rate of $65 per month. We never add per minute charges or extra fees


    We’re not a big, impersonal corporation. We’re a small business run by friendly people who love what they do.


    Our HIPAA compliant services are able to fit any on-call schedule, allow real-time changes, support multiple doctors, and more.

    Your Patients will Know that You Care

    Great businesses start with great customer care, and doctors’ offices are no different. Our doctors answering service will make sure your after-hours calls are handled promptly, professionally, and without any hassle.

    • If the call is not urgent, the patients can quickly leave messages for the next business day
    • If the call is truly urgent, the doctor on-call will be notified within 3 seconds and can return the call quicker than ever before

    No More Phone Tag will help you provide the needed balance of serving as many patients as possible while making sure each patient feels important and receives optimal care. Our system will benefit both you and your patients.

    We Customize to Your Needs

    Our on-call after hours answering services for medical offices customize to your individual wants and needs. Each physician can personalize their own on-call and escalation process. Also, for things like non-urgent consults from the hospital, we can hold the messages and then deliver them at specific times the next day. Our doctors answering service will make your medical office more efficient so you can help your patients in the timeliest manner.

    We make it easy for you to

    • Provide exceptional patient care
    • Feel confident that ONLY truly urgent issues are escalated
    • Dispatches to multiple backup numbers if no response to an emergency call
    • Never have to worry about missing important calls
    • Save money

    Our HIPAA compliant doctors answering service allows you to control your time while still providing great patient care. You will be able to prioritize patient calls so you can better treat all patients, both those with emergencies and those with non-emergency health concerns. Every call is handled consistently and exactly per your instructions so you don’t have any headaches about dealing with your answering service.

    We Offer a Fixed Rate

    One of the strongest aspects to our doctors answering service, is that you know exactly how much you will spend each month. You will never run into extra charges for individual calls, pages, patches, minutes, etc. We make it easy for you to budget whether the call is emergency status or not.

    We believe in better alternatives and having a doctors answering service that costs a flat, fixed amount is just better.

    If you want to get the most out of your practice or even if you are looking for a virtual phone system, contact us today to get a quote on our services and find out how No More Phone Tag can make a difference in your medical office.

    Still have more questions? Check out our FAQ page for more information.

    Sign Up For a FREE 14 Day Trial

    No credit card required. No contracts, no commitment.
    Find out why 9 out of 10 doctors switch to our service after the trial period.
    Sign Up For Free

    Student Loans: Getting Out of Default #rehabilitation #program #for #student #loans


    Student Loans: Getting Out of Default

    If you are more than 270 days behind in your student loan payments, you are considered in default.

    Getting out of default is key to dealing with student loans. Many repayment plans and most postponement options require that you not be in default, or that you make three reduced, timely payments to qualify for a postponement or reduced-payment option. In addition, as long as you re in default, you are not eligible to get new loans or grants. To learn more, see What Happens if You Default on Your Student Loans .

    Here are the various ways to get out of default:

    Cancel Your Student Loan

    You can get out of default if you qualify to have your loan canceled (discharged). This is the best option, because when you cancel the loan, you are no longer obligated to repay it. However, there are limited ways to qualify for loan cancelation, so this option won’t work for many people.

    Get a Consolidation Loan

    You can get out of default by getting a consolidation loan with a repayment plan matched to your income

    With a consolidation loan, you combine one or more of your federal student loans into a single loan with one monthly payment. To learn more, see Student Loan Consolidation .

    Once you get a Direct Consolidation Loan, you will immediately be taken out of default status. You will stay out of default as long as you keep making payments. Loan consolidation is usually a faster way to get out of default than a reasonable and affordable payment plan (see below), so it often makes sense to try this first.

    Get a Reasonable Affordable Payment Plan

    Another way to get out of default is to set up a reasonable and affordable payment plan with your loan holder. Borrowers in default have a statutory right to such a payment plan, based on financial circumstances. Be careful in negotiating a plan. By the time you are in default, your loan may be held or serviced by a state guarantee agency or a collection agency under contract with the Department of Education. Some loan servicers, especially collection agencies, may try to make you agree to payments higher than you can afford.

    Eligibility to Apply for New Loans

    If you make six consecutive and timely payments (within 15 days of when due) under a reasonable and affordable payment plan, you become eligible to apply for new federal student loans or grants if you want to return to school. But beware: If you default after you complete the six payments, you cannot enter into another reasonable and affordable payment plan. You can renew eligibility through such a payment plan only once. However, if you are unable to maintain on-time payments for six consecutive months during the first time you get a reasonable and affordable payment plan, you may try another reasonable and affordable payment plan.

    Getting Out of Default

    Six payments are not enough to get you out of default. In order to get out of default, you must make at least nine timely payments (within 20 days of when due) in a period of ten consecutive months. Perkins rehabilitation does not specify that the payments must be reasonable and affordable, only that the nine required payment amounts are to be set by the school. If you have a Perkins loan, you should negotiate for reasonable and affordable payments.

    Loan Rehabilitation

    After you make the qualifying number of payments, the guaranty agency or Department of Education can usually sell your loan to a new lender. This is called loan rehabilitation. Once your loan is rehabilitated, you will be put on a standard ten-year repayment plan or you should request one of the more flexible options. (To learn more, see Student Loan Repayment Options .) However, you can only one get one loan rehabilitation after August 13, 2008, so be sure the plan is something you can handle before you agree to it. You will not have a second chance. Loan rehabilitation also wipes out the default notation on your credit report.

    The option to rehabilitate (bring current) a loan is not automatically available if the creditor has already gone to court and obtained a judgment against you for the debt. Lenders have the choice to rehabilitate these loans but are no longer required to do so.

    To learn more about default, student loan repayment options, ways to cancel your loans, and more, see Nolo’s Student Loan Debt area.

    This is an excerpt from Nolo’sSolve Your Money Troubles: Debt, Credit Bankruptcy, by Margaret Reiter and Robin Leonard.

    Talk to a Debt Settlement Lawyer.

    SIEM Vendor list – Log and event management solutions – Loglogic, Alienvault,


    Security Information And Event Management Systems Overview and Vendor List

    Although 99% of IT security solutions satisfy some parts of compliance, most of them would be bought into an organisation regardless. An example would be a firewall, email and web filtering solutions.

    However IT security professionals usually invest in policy auditors, web application firewalls, vulnerability managers, file integrity software, archiving application control and SIEM solutions to satisfy regulatory compliance and showing due diligence.

    SIEM Overview

    Some vendors combine SIEM with a combination of vulnerability management, file integrity, policy auditing and IPS as options. Other vendors integrate SIEM into their Identity and Access management solutions and and some vendors provide SIEM as a point solution on its own.

    SIEM as a product is a combination of Information Management, Event Management and network behaviour analysis tools providing a complete vision of log data and real time events. Some companies only require one or the other (Information Management or Event Management). Information Management is used for historical and compliance purposes and Event Management for real time attack analysis. Some vendors also provide these as separate products.

    Alert Logic is a cloud solutions vendor and offer a cloud based Incident and Event Log Monitoring service.

    AlienVault Professional SIEM is offered as an appliance and virtual platform. AlientVault also have intrusion detection and vulnerability management functionality built in to its SIEM product. AlienVault is a dedicated SIEM vendor.

    Astaro have a log management module built in their security gateway appliance. The actual log management is a system based in the cloud. This is a basic log management service.

    Computer Associates (CA) is a large vendor with many enterprise class IT solutions. CA have a security division and offer their enterprise log manager which comes in software platform.

    Correlog offer log management and security correlation and provide integrity monitoring for common OS platforms.

    elQnetworks specialise in visibility and awareness of IT information. elQnetworks has a focus on SIEM, file integrity, vulnerability management and network behaviour analysis solutions.

    Enterasys Security Information and Event Management solution provides Log Management and Network Behavioral Analysis capabilities. Enterasys is a provider of routing and switching, wireless and network management and security solutions.

    FairWarning specialise in information protection and awareness in the health industry. Their appliance based solution protects the privacy of patient health records.

    GFI Software is a vendor focussed on IT solutions for small and medium-sized businesses. GFI offer their centralised event log monitoring and management solution known as GFIEventsManager.

    HP Compliance Log Warehouse is an SIEM appliance based solution that comes with some useful compliance reporting tools such as PCI DSS, HIPPA and more.

    ArcSight who have been acquired by HP is a provider of security and compliance management solutions. They have a huge focus on SIEM and have many options in their portfolio depending on user requirements.

    IBM ISS have an SIEM product in Tivoli Security Information and Event Manager. IBM also has other log and event management solutions.

    Juniper Networks has an SIEM in their Security Threat Response Manager that comes in various appliance models for all network sizes.

    LogLogic is a vendor specialising in a suite of log management and security management products. Their solutions come in appliance and virtual platforms.

    LogMatrix is an SIEM vendor with an appliance based offering known as NerveCenter.

    LogRhythm is an SIEM vendor with a number of options and solutions. Their SIEM solution also includes file integrity monitoring.

    netForensics is a vendor with specialties in security threats and compliance. netForensics provides SIEM as a product solution as well as a service hosted in the cloud.

    netIQ portfolio includes solutions for managing security and compliance, identity and access and performance and availability. netIQ have a number of offerings in their SIEM portfolio.

    NitroSecurity is an SIEM vendor who have been acquired by Mcafee and offer a number of options. Nitro Security also specialises in IPS products.

    Novell have a large portfolio of IT solutions. Novell integrates its SIEM solution with their identity and access management solution.

    Prism Microsystems is an SIEM vendor. EventTracker Enterprise is Prism’s SIEM solution.

    Q1 Labs have a number of SIEM options. Their flagship product is known as QRador SIEM.

    Quest Software provide a range of IT solutions including SIEM in their InTrust products. InTrust collects stores and reports data on Windows, Unix and Linux platforms.

    RSA (EMC) is a well known security vendor and a division of EMC. RSA is a market leader for their 2 factor authentication solutions. RSA also has an SIEM product ranked highly in their RSA Envision product.

    SenSage have strengthened their SIEM offerings by becoming Mcafee Innovation partners. Their product integrates into Mcafee Epolicy Orchestrator. This is great for customer looking for consolidation and single point of management for all their products.

    Splunk is a dedicated SIEM vendor.

    Symantec is a large security, storage and systems management vendor. Symantec has an SIEM solution known as Symantec Security Information Manager.

    S21sec provides SIEM solutions as well as Cyber security services.

    Tango/04 provides monitoring, auditing and reporting of data through their Visual product solutions.

    Tenable SecurityCenter provides SIEM, vulnerability manager and some aspects of DLP in one product.

    Tier-3 is an Australian based company that specialise in security, data protection and compliance. Tier-3 have an SIEM product portfolio known as Huntsman.

    TriGeo Security Information Manager is targeted towards the mid market and has the ability to pick up data from USB devices as well through their USB-Defender product.

    Trustwave is a security vendor with a range of security solutions including Trustwave SIEM products.

    Wallix is a French based vendor and a provider of IT security solutions. Wallix deliver a product known as LOGBOX which is a log collection solution from a central appliance.

    MLM Network Marketing Software CRM #network #marketing #lead #generation #systems


    1. Get leads by sharing weekly professional original articles right to your social media accounts that inspire prospects to learn about your business opportunity, watch your business presentation and signup for your company.
    2. Get push notifications when there are new original articles to share, when you receive a new prospect or when a prospect is watching your business presentation.
    3. Need to set an appointment with a contact? The mobile app will automatically add those appointments to the calendar on your mobile phone.
    4. Call, text, make notes and email pre-written templates responses to prospects with the touch of a finger.
    5. Help new business partners instantly create a list of friends to approach from the contacts already on their phone.
    6. Everything you do in the app is automatically updated in your online contact management system.

    Available On.

    Train New Representatives with Ease

    Get them started the right way every time. Our simple to follow getting started process will allow you to pre-determine the training steps for each new member so they get started the right way every time.

    Leverage Attraction Marketing

    Avoid the pitfalls with blogging. Allow members to simply share articles to generate leads from a controlled approved content stream.

    Keep your Team Motivated and On Track

    The system will act as a home base for your team, allowing you to post and broadcast news, team trainings, presentations, webinars, documents, audios, videos and more with very little effort.

    “Okay, I have looked at a lot of programs out there that will help me create the efficiency that I need. Let’s face it we lose people if we don’t have a system. This is the only program that I have found when I leave a message and choose an outcome the email that goes out is like Magic! Some of the people email me back! It follows up with people so you don’t have to! No brainer. And the cost. come on. it’s equivalent to 4 cups of Starbucks coffee. No brainer. “

    “I have looked at several office assistant programs to help manage my business more effectively and to improve time management. I also needed a tool that was simple and easy to use for follow up, timely communications, a group email or communication system that didn’t get lost in the junk mail or filtering systems of the ISPs. Plus, if I could really complete my with list, I needed a simple system that my team could use everyday to run their business. Platinum Synergy’s Home Office Pro has it all and more.”.

    Home Office Pro has been an incredible addition to my business. It’s allowed our organization to be far more organied and to use our teim more efficiently. It truly is the best tool we have to train, to market and to keep in touch with our members as well as our contacts. I can’t imagine our business without it!

    Earnest Student Loan Refinancing Review, who refinances car loans.#Who #refinances #car #loans


    Earnest Student Loan Refinancing Review

    Who refinances car loans

    With its broad qualification criteria and customizable repayment options, Earnest’s student loan refinancing is particularly appealing for people with short credit histories and entry-level incomes.

    Like many student loan refinance lenders, Earnest offers student loan refinancing for borrowers with loans from undergraduate or graduate degrees, and for parents who took out federal PLUS loans to pay for their child’s education.

    Who refinances car loans


    • Fixed rates: 3.35% to 6.39% APR. Variable rates: 2.81% to 6.19% APR.
    • Available loan terms: Personalized terms between 5 and 20 years (180 options total)
    • Eligible loan balances: $5,000 to $500,000

    Note: Once you refinance a federal student loan, you lose access to federal loan perks including income-driven repayment and loan forgiveness programs. Weigh this trade-off carefully.

    Do you qualify?

    In addition to the qualifications above, borrowers must be employed, have a written offer for a job that starts within six months or have another source of income to comfortably afford the loan payments.

    Most Earnest clients have a history of making on-time payments, don’t regularly incur late, overdraft or insufficient funds fees, and don’t have recent bankruptcies or accounts in collections.

    Where Earnest shines

    Borrowers can customize their interest rate and loan term: Earnest’s unique Precision Pricing model gives borrowers more flexibility than is available with other lenders. Borrowers can select the exact amount they want to pay each month and Earnest adjusts their loan term and interest rate accordingly.

    Various flexible repayment options: Earnest gives borrowers the option to:

    • Make biweekly payments to lower the total interest paid over time
    • Extend a payment due date up to seven days
    • Skip a payment once every 12 months after they’ve made consecutive on-time payments for six months
    • Switch between fixed and variable interest rates once every six months after making at least six months of consecutive on-time payments

    Services loans in-house: Earnest is one of the only lenders that collects and manages payments itself; most other lenders hire third-party servicers to do this work. So, if you have any questions about your loan, you can contact the company directly via phone, email, text or an online chat feature, instead of tracking down an outside loan servicing company.

    Where Earnest falls short

    Borrowers can’t apply with a co-signer: Earnest is one of the only lenders that doesn’t allow borrowers to apply with a co-signer. Most other student loan refinance lenders encourage borrowers to apply with co-signers to potentially qualify for a lower rate.

    Only available in 44 states and Washington, D.C.: Earnest isn’t available to borrowers in six states: Alabama, Delaware, Kentucky, Mississippi, Nevada and Rhode Island. Residents should consider one of the many other student loan refinancing lenders that serve borrowers in those states.

    Loan details

    Fees: No origination or prepayment fees.

    Deferment and forbearance: Borrowers may be able to defer payments while pursuing a graduate degree, or serving in the military or Peace Corps. Forbearance is available to borrowers who involuntarily lose their job or have an increase in nondiscretionary spending, such as medical costs or child care.

    Next steps

    It’s smart to compare several refinance lenders before choosing one. If you’re sold on Earnest, you can apply directly on the lender’s site. The lender will do a soft credit pull, which won’t hurt your credit score, to give you a rate estimate. Then, like all lenders, Earnest will do a hard credit pull when you submit your full application.

    You’ll need to do the following when you apply:


    Database Development

    Today s modern applications create and manage massive amounts of information. We have experience with massive, mission critical databases which handle millions of queries daily. We design and build robust, secure databases which take advantage of the most appropriate database engines for the size of the project. If you are in need of a large scale system, Eagle has implemented Oracle RAC configurations that are several terabytes in size and can handle the daily addition of millions of new records.

    Regardless of whether it s a small personal WordPress site or a large scale mail sorting equipment center, we can build and maintain a powerful data center for you.


    100% percent of Eagle’s work involves networked systems. Eagle develops and maintains real-time systems for the United States Postal Service. These systems transmit video images of mail pieces over high-speed networks and also transmit zip codes to be applied to physical envelopes. Eagle develops XML-based systems to transfer health care data in a secure manner over wide-area networks. Eagle develops reporting systems that gather statistics from computers distributed nation-wide, and summarize the data into web-based reports.


    Web Applications

    Eagle began developing web-based applications for its customers in 1996 when Microsoft IIS 1.0 was introduced. Throughout our history we have always been at the forefront of web technology, adapting to a rapidly changing environment.

    Today we primarily work within the Microsoft development ecosystem, and excel at providing ASP.NET and ASP.NET MVC web applications with HTML/CSS/Javascript front ends. We have provided applications for the US Postal Service, CRMC and Leageez, as well as offering some our own. Our proven ability to design and build successful Web Apps can be leveraged to provide an optimal experience for your users.

    Mobile Applications

    This can be a challenge between the two major mobile operating systems, and with the bevy of sizes and form factors available. Eagle has experience designing native mobile applications that give your users the mobile experience they want.

    A good mobile interface can be make or break for web software. Today, many companies create mobile applications that are really web based, but designed to look like they are device native. While this is a viable option for some services, these applications do not provide the same experience that an app actually written for the device does: usability, responsiveness and performance are all sacrificed in the process. Eagle s engineers have the proven ability to create the most attractive and usable native applications.

    Program Management

    Real-Time Embedded Systems




    Carousel TV

    United States Postal Service


    Dust Collectors, Industrial Vacuum Cleaners, Mist Collection Systems, HEPA Air Cleaners

    Explosion Proof vacuums We carry the industry’s most compre-hensive line of explosion proof vacuums, including compressed air combustible dust vacuums, electric dust ex vacuums, immersion wet pickup vacuums for highly explosive materials and central explosion proof vacuums systems, as well as explosion proof vacuum tools, hose and accessories � all NEFP and NEC 500-5 and ATEX compliant.

    Drum Top barrel vacuums – Convert any standard 55-gallon drum into a powerful industrial vacuum. Includes toolkit and wet pickup adaptor for a truly economical solution. Up to 295 CFM airflow!

    HEPA Vacuums for Lead Paint Removal – Get OSHA compliant with our complete line of HEPA vacuums for lead paint removal. From our ultra-compact backpack HEPA vacuum to out workhorse gas powered HEPA vacuums, we have the right vacuum for any size lead abatement project.

    Dustless Hardwood Floor Refinishing – A full line of dustless hardwood floor refinishing vacuums, engineered for the professional wood flooring contractor. heavy-duty electric and gas-powered vacuums � 99.9% efficient at eliminating dust from wood floor sanding, marble polishing, concrete grinding and more.

    XtractMAX � -Hopper Vac 100 Compressed Air Venturi Vacuums offer 65 gallons of usable storage. Forklift pockets and huge discharge gate make disposal of even heavy or bulky waste quick easy.

    Elephant-Vac Litter Vacuums Elephant-Vac offers a line of riding vacuums, skid-mounted, tractor mount and pull-around indoor litter vacuums with vortex-action airflow and balanced spring hose booms.

    Tomcat Vacuum Sweepers These super quiet, battery powered commercial vacuum cleaners devour everything from fine dust to gravel on carpet, tile, concrete, sports courts, parking lots and more — floor sweepers in walk-behind and rider sweeper models.

    Tomcat Automatic Floor Scrubbers Commercial and industrial floor scrubbers in walk-behind and rider models with scrub paths up to 43″. Highly maneuverable, superior battery life and rugged steel construction.

    Arco Wand Continuous Duty Portable and Stationary Industrial Vacuums – Super reliable and ultra low-maintenance, the Arco Wand continuous duty industrial vacuums are engineered with slow-speed motor s for quiet, dependable 24/7 operation

    XtractMAX � -LV Laser Fume extractors for laser welding, cutting, marking, drilling and machining.

    XtractMAX � Compressed Air venturi Industrial Vacuums

    XtractMAX �Hopper Vac Pre-Separator – 55-gallon drum bottom dump receivers with forklift pockets and huge discharge gate

    ProSecurity – Products #home #security #systems #salt #lake #city


    Commercial Services: Card Access Systems Card Readers Biometric Mag Locks Emergency Exit Hardware Door Closures Key Control Master Key Systems Security Camera Surveillance Systems
    more information

    Residential Services: Key Lock Services Keyless Systems Mortise Cylindrical Applications Deadbolts Camera Systems Total Door Reinforcement
    more information

    Pro Security Products has been in business since 1987 and is a security leader in the Salt Lake City area. We are known as the Medeco experts in Utah having been factory trained with nearly 2,000 different customers with high security locks. Pro Security Products offers complete security and locksmith services for residential, industrial and commercial customers. We have built a reputation of integrity, professionalism, and outstanding customer service, we strive to earn your business every day.

    We provide services from general locksmith to high security including Electronic Access Control. Our staff and technicians are fully insured and bonded. Our hallmark is professionalism and ensuring you have the best solution for your needs.

    It is critical to have a locksmith you can trust. And there’s nothing more important than picking the right locksmith company to make sure your home, family and business are protected.

    Our customers say we’re the best in the business. We use the best materials, and are dedicated to meeting the individual needs of our customers in a timely manner.

    Different members of our staff specialize in different fields of locksmithing. We will make sure to send the most experienced person in each field to handle your job. When the project is underway, that person will be personally responsible for it’s satisfactory completion.

    Our materials are the highest quality products from Medeco, Emtek, Schlage and others and are not the same as you find in the local home improvement store. We only sell products we can stand behind. If we wouldn’t put it on our house or business, we won’t put it on yours!

    Call (801) 255-1003 For A Consultation

    Drain Cleaning Minneapolis St. Paul

    On-Time Service | Up-Front Pricing | A+ Rated BBB

    1. Award Winning Family Owned Operated Drain Sewer Cleaning Service

    S.O.S. Drain Sewer Cleaning Services offers professional drain and sewer cleaning services. Our methods include high pressure hydro jetting and professional “on spot’ optic inspection. Our service techs use the most modern equipment and techniques to defrost frozen lines and unclog sewer drains, gutter systems, storm sewers, roof drains, and more. The service that is provided to Minneapolis, St. Paul, and the Twin Cities is excellent and affordable.

    2. Responsive Service For Clogged Plumbing – 24/7 Emergency Services

    If you find yourself in a bind, S.O.S. is there to help you. Our responsive 24/7 emergency services means that we will be there as soon as possible to take care of issues before they become even larger problems. If the problem is not an emergency, we offer same-day service and you will find that we take pride in jobsite cleanliness.

    3. Trusted Service – Servicing Drains And Sewers For Over 75 Years!

    Not only do we offer fast and responsive service, but we also offer preventative maintenance plans that helps cut operating costs, downtime, and costly damage to property. Lines are cleaned out at times that are convenient for you, thus giving our clients the peace of mind that sewers and drains are cleaned. All preventative maintenance programs are custom designed for your needs and we give free estimates so that you are aware of the approximate cost.

    4. Guaranteed Work And Peace Of Mind Excellent Record With The BBB

    We value our customers and their business. As a result, we maintain a high level of customer retention and high referral rates. All service work is completed the correct way the first time and backed by our warranty. We correctly diagnose issues to make sure that the line(s) are cleaned right the first time, avoiding repeat visits for the same issue and we guarantee our work. All lines are cleaned using professional cleaning equipment that is well-maintained.

    Minneapolis Drain Cleaning | St. Paul Sewer Cleaning | Clogged Drain Cleaners | Sewer Cleaning | Inside Main Line | Floor Drain Clogged | Kitchen Sink Drain Clog | Bathroom Drain Clog | Clogged Toilet Twin Cities | Rooter Minneapolis

    Save 10% on your First Drain Cleaning.

    Must use code “SAVE10” when calling * conditions apply, call for details. Not applicable with any other offers, nor to any trip or diagnostic fee for previous service.

    A Trusted Service for the Last 75 Years

    Professional Translation Service – Green Crescent Translations #professional #translation #service



    to Green Crescent Translations

    Green Crescent Translations is a professional translation service taking great pride in providing our clients with high-quality language services at a reasonable price. Specializing in over 100 languages, Green Crescent is staffed by a team of professional linguists who are not only able to provide our clients with high-quality translations using cutting-edge technology, but attention to detail that only comes from a decade of experience in project management. Our team of translators stands ready to perform a wide range of services including documents that require specialized technical, legal, medical, scientific, engineering, business, financial, marketing, and IT terminology to name just a few. Our team also provides professional services in typesetting, desktop publishing, graphic design, transcription, and website localization. Green Crescent is able to work in most major software formats including Trados, Photoshop, Illustrator, PageMaker, Publisher, InDesign, Excel, Word, Power Point, as well as popular programming languages such as HTML5, CSS, PHP, JavaScript, and XML as well as popular CMS’s Drupal and WordPress.

    for Clients Large and Small

    Green Crescent Translations is the perfect solution for organizations with a need to communicate effectively with non-English speaking audiences yet find the cost of employing in-house translators inefficient. Our agency offers project management solutions for all your language and communication needs. If you are looking for top quality, don’t settle for less. Green Crescent can help. We offer special rates and terms for frequent clients.

    Because of the discipline imposed by highly precise translation, Green Crescent works with translators who are not only experienced linguists, but also educated and knowledgeable in the subject matter in question. Additional language vetting and the creating of technical glossaries are often required.

    Desktop Publishing, often referred to simply as DTP, is the generic term for computer-assisted document preparation, especially with a view towards generating a professional-grade final product that can be given to a printing company for offset reproduction or published in electronic format. DTP requires both a good eye for design as well as technical knowledge of industry standard software such as InDesign, Quark, Publisher, Illustrator, Microsoft Office and Photoshop to name a few. Green Crescent is expert at taking your source files and localizing them for non-English languages.

    Translations of legal documents are required for many different reasons. Often the translation must be accompanied by a sworn affidavit of the translator, certified by foreign authorities so as to be considered valid in the procedure for which it is required. If you require a legal translation, Green Crescent can help.


    Drug Possession Overview

    Drug Possession Overview

    Federal and state drug possession laws make it a crime to willfully possess illegal controlled substances such as marijuana, methamphetamine, cocaine, LSD, club drugs, and heroin. These laws also criminalize the possession of precursor chemicals used in drug cultivation and manufacturing, as well as certain accessories related to drug use. However, what constitutes drug possession can vary according to the type of drug, the amount, and the geographic area where the offense took place.

    Requirements to Prove Possession of Drugs

    Possession of certain illicit drugs can violate both federal and state laws. While drug possession laws vary widely from state to state. the elements of the offense are generally the same, as prosecutors must be able to prove, beyond a reasonable doubt, that the defendant:

    • Knew the drug in question was a controlled substance; and
    • That he or she knowingly had possession of, or control over, the drug.

    Possession also includes what is referred to as constructive possession. This means that a defendant had access to an illegal drug even if it was not specifically on his or her person at the time of arrest. Under constructive possession, for example, charges may be filed against one or more individuals who have keys to a van filled with narcotics, assuming all other elements of the crime are met and no other defenses apply.

    Categories of Drug Possession Laws

    Drug possession laws generally fall into one of two main categories: (1) simple possession (for personal use); and (2) possession with intent to distribute. The latter category typically carries stiffer penalties upon conviction, compared to simple possession, as the goal is to punish and deter drug dealers. To prove possession with intent to sell, prosecutors may present evidence such as digital scales, baggies, large quantities of the drug, large amounts of cash in small bills or testimony from witnesses.

    Also, some states have created separate categories of certain drugs, treating them separately. For example, some states have legalized possession of marijuana for medical or even recreational use, although it’s still considered illegal under federal law. These laws are constantly changing, which is why it’s important to understand the law in your area .

    Drug Paraphernalia Included within Possession Crimes

    Drug possession laws also prohibit paraphernalia such as syringes, crack pipes or bongs. The Federal Drug Paraphernalia Statute defines what constitutes drug paraphernalia but it usually hinges on a determination of primary use. For example, a newly purchased water pipe may not be considered a marijuana bong unless it has drug residue or is sold explicitly as a marijuana bong. Laws also exist to restrict the possession of certain chemicals or materials commonly used in the cultivation or manufacturing of drugs, such as the laboratory equipment used to make methamphetamine.

    Get a Free Initial Case Review

    As you can see, the laws related to drug possession have been changing in some states and the conflict between federal and state laws can be confusing. If you want to learn more or if you need a strong advocate to protect your interests in court, there are trusted and experienced criminal defense attorneys that can help. Reach out to one today and receive an initial evaluation of your case at absolutely no charge to you .

    Does the Average Homeowners Insurance Cover Black Mold?

    Permanent removal of mold can be expensive

    No one likes the thought of mold growing in their homes. In addition to the yuck factor, mold growth can damage property and, in some cases can lead to health problems. Permanent removal of mold can be expensive, so people will sometimes look to their insurance company to cover the costs. The typical homeowners insurance policy only covers mold damage if the mold occurs as a result of another type of loss covered under the policy.

    By Any Other Name.

    Most types of mold are harmless to people and those who do experience adverse reactions recover completely once the offending substance is removed. However, prolonged exposure to a form of black mold known as toxic black mold (Stachybotrys chartarum) can lead to more serious health issues. While some molds are more toxic than others, insurance coverage is not dependent on the type of mold. In fact, most companies use the broader term fungi to mean any type or form of fungus, including mold, mildew, and any toxins, spores, scents, or other by-products resulting from fungi.

    Coverage Depends on the Cause

    According to Laurie Pegler, a coverage attorney with the Property Loss Research Bureau, most homeowners policies are endorsed with the Limited Fungi form. Under this endorsement, Pegler explains, mold is excluded except for losses arising out of fire or lightning or, subject to a reduced coverage limit, losses arising out of another loss covered under the policy. For example, homeowners policies cover water damage resulting from the accidental discharge or overflow of water or steam from a plumbing system or from within a household appliance. If a covered water loss results in mold growing within a wall, undetected over a period of time, the policy will provide coverage. Now suppose that mold growing behind your shower walls has caused the drywall to rot. Since this problem has not resulted from another loss covered under the policy, the costs to repair the shower wall will not be covered by insurance.

    Coverage Limitations

    When coverage does apply, the policy or attached endorsement typically limits coverage to $5,000 or $10,000 per policy term. This is the maximum amount that the insurance policy will pay to remove the mold from the property; tear out or replace walls or part of a building to gain access to the fungi; and test air or property to confirm the absence or presence of mold.

    Excluded Coverage

    Insurance companies exclude coverage for ordinary mold damage because while damage is not intended it s also not accidental. Mold grows as a result of environmental circumstances that can usually be corrected or controlled by the homeowner through home maintenance and repair of deteriorating property (such as that shower wall). Think of it like this: The homeowners insurance policy is not intended to be a warranty or a maintenance policy. Loss or damages resulting from property that is worn out or naturally deteriorated are not covered under the policy. Nor would you want them to be, because if wear and tear or maintenance issues were covered, the number and costs of claims would skyrocket and so would premiums.

    About the Author

    Lynn Knauf has been involved in the insurance industry for more than 25 years working in a variety of positions including underwriting, claims and government affairs. She has written on insurance and political issues since 2010. Knauf holds a Chartered Property Casualty Underwriter designation.

    Photo Credits

    Learning SQL Is An Easy Path to a $92k #easy #sql


    Learning SQL Is An Easy Path to a $92k/Year Career

    SQL (Structured Query Language) will be among the most desirable job skills in the years ahead. Surprisingly, it is also among the easiest to learn. Just reading this series of short articles, for example, will give you enough SQL basics to start accessing a database and pave your way to a high-paying big data career .

    Developed in the early 1970s, SQL (pronounced “sequel” or es kyu el ) is a granddaddy among programming languages. IT pioneers started using it well before the very first versions of Mac (1984) and Windows (1985) were introduced. Today, SQL serves as the industry standard for managing database systems. Job recruiters use it as a benchmark for hiring IT professionals while job hunters will do just about anything to make it appear on their resumes.

    • All computerized businesses — from global banks to small town bakeries — need to have a database, almost all of which are managed using SQL. 1
    • SQL consistently ranks at — or very near — the top of the most in-demand IT skills. 2
    • SQL developers take home an average salary of $92,000 3 and enjoy very bright career prospects. 4
    • Big data rocks — and will do so to the tune of $50 B by 2017. 5 Knowledge of SQL grants access to this high-flying ecosystem.

    If this sounds awesome to you, then buckle up and start learning SQL basics!

    How to Start Scoring Goals With SQL

    As mentioned, you’ll discover that SQL is simple enough to learn even without prior programming knowledge.

    But to quickly learn SQL the smart way, you need to —

    1. Understand what SQL is for.

    2. Always imagine that you are working with tables that are made up of columns and rows (such as the ones you usually see in Microsoft Excel and other spreadsheets).

    3. Learn the basic SQL commands and syntax.

    4. Practice like crazy.

    You can use SQL to —

    Create, read/retrieve, update and delete any data in a database. The data can be a single value, a row, a column, a table or even an entire database.

    Basic SQL Commands, Syntax and Examples

    Take a look at this piece of code:

    Looks pretty simple, doesn’t it? Well, it is.

    But to put it in everyday words, the code instructs the database system to create a table and to name it “Playlist.”

    In the second line, the code specifies the table columns. There are two: the song title and the name of the artist. The possible values that will eventually fill up these columns are also defined by type: both the song title and artist name are made up of a string of characters (varchar), with a maximum length of 255.

    In line 3, the code ends the statement with a semicolon (;).

    So far, the table has two columns and only one row which corresponds to the headings for song title and artist name.

    Before going any further, bear in mind that —

    1. SQL is NOT case sensitive. But capitalizing commands like CREATE and SELECT is good coding practice.

    2. SQL ignores white space (i.e. you can type your code as one continuous line). But formatting your code into multiple lines like the one in the example is also a very practical coding convention since it makes the code more readable.

    3. You can define a text- or character-based value in SQL by placing the value inside single quotes ( ). On the other hand, numeric and boolean values should not be enclosed inside quotation marks.

    4. Each SQL statement is punctuated with a semicolon (;). This makes it possible for many database systems to process multiple SQL statements in a single call.

    5. SQL has a core syntax but different database platforms like Oracle, MySQL, MS SQL Server, IBM DB2, Sybase and SAP implement different SQL extensions that porting one from another requires a little bit of code tweaking.

    6. SQL syntax depends on the particular command you are using, such as CREATE or ORDER BY.

    That said, now it’s time to meet some other common SQL commands.

    If you’re asked to populate the previous table, then you might want to use INSERT INTO:

    As you can infer, the INSERT INTO command places a new record (pardon the pun) into the table by —

    • specifying the table name (Playlist),
    • specifying the columns (song_title, artist_name) where the new values are to be inserted; and,
    • using the VALUES command followed by the respective values for song and artist in single quotes and inside parentheses.

    Congrats! You ve just successfully inserted a new record on an empty database table!

    You can add another record (or table row) using a shorter, alternative syntax: one that doesn’t specify the columns. You can use this approach when you are giving acceptable values for each and every column in the record.

    This makes the table livelier with two songs in the playlist:

    Let’s assume that you have filled the table with hundreds of your favorite songs and artists. How do you find all the songs in the database associated with a particular artist? And how do you delete your ex’s favorite song?

    Here are possible ways of performing those tasks using the WHERE clause with the SELECT and DELETE commands.

    To display all the songs of your favorite artist in the database, key in —

    To delete your ex’s favorite song forever,

    Start Learning More

    Hopefully, this first installment in our series succeeds in showing you how easy it is to learn SQL. Maybe it even sparked your interest to learn more about the planet’s standard database management tool. If that’s the case, then there’s a host of free resources on the Web, some of which provide interfaces that allow you to practice your SQL coding skills. But even if you’re not aiming to become a database administrator or a big data professional, knowing this useful skill will certainly be worthwhile. You’ll know a bit of coding and be familiar on how to extract specific, useful information from mountains of data. Stay tuned for the next installments in this series.

    Articles In This Series:

    Donations, Animal Rescue Charity, online charity donations.#Online #charity #donations



    Your generosity could change the future for many unwanted and abandoned pets. There are lots of ways you can help us by giving us your time, money, sponsorship or leaving a legacy.

    Setting up a regular donation with the Charities Aid Foundation (CAF) is the most efficient way to donate, and helps us to plan ahead for key projects and expenditure such as high vets bills and electricity . Once you click the button, below, you will have the option of selecting the amount to donate and over which interval i.e. Monthly, Quarterly, Half Yearly or Yearly by direct debit. You can also pay via CAF Account, Credit/Debit Card.

    Of course, we understand some people prefer to make a one-off donation for which we are also very grateful. Simply click the button, below, and select the Single Payment option. Thank you.

    Online charity donations

    Donate by Cheque

    Please send your donation together with your name and address to;

    The Animal Rescue Charity

    Just Giving

    We have teamed up with Just Giving to facilitate sponsored events and donations via he internet and social networking. If you are thinking of donating or doing a sponsored event friends can sponsor you online, on Facebook, on their mobile and, if you re in the UK, by text message.It couldn t be easier.

    • Make your page
    • Share it with your friends
    • Raise money for the animal rescue charity!

    Online charity donations

    Selling Goods with eBay

    If you ve got things to sell and you want to support The Animal Rescue Charity, then any

    seller on EBay can donate to charity while listing on EBay. You just need to follow the instructions on the Pricing and Duration section of the Sell Your Item Form. We are registered in the Charity Directory and you can give between 10 and 100 per cent of your final sale price to us.

    Let us know if you are a tax payer and we can send you a gift aid form. Gift Aid helps us claim back 25p on every £1 donated back from the Inland Revenue.

    Web Hosting Set-up Fee #set-up #fee, #web #hosting, #web #hosting #set-up #fee,


    Set-Up Fee

    The service set-up fee is a charge that customers need to cover for the installation of a certain service. In the field of web hosting services, the lack of a set-up fee is one of the key factors that customers take into account when choosing their host .

    What is a service set-up fee

    The provision of almost any kind of service by a manufacturer usually incurs two basic fees for the customer – a service fee and a set-up fee. For instance, if you order sun blinds for your house, you will be charged one time the value of the blinds and afterwards – a fee for their installation at your place.

    Web hosting set-up fee

    In the field of Internet services, and web hosting service. in particular, it is also normal to talk about two basic start-up fees for the customer, despite the specific, virtual nature of the offered services. Just like regular distributors of physical goods, web hosting companies have two types of expenses – for covering the cost of the server resources they offer in their web hosting plans and the cost of configuring the hosting plans themselves and packing them with lots of extra services for customers’ convenience.

    Why a set-up fee?

    In the language of web hosting, the set-up fee refers exactly to the initial fee charged by a host to set up a customer’s web hosting account for a certain period of time – usually a month or a year. It is a one-time fee that is required of the customer at sign- up. This is due to the specific nature of the web hosting services, allowing for instant account activation. Since the host invests many resources and efforts in configuring various plan setups and setting up each newly ordered account in real time – the set-up fee is required as a guarantee that the investments made are worthwhile.

    How to get a no set-up fee hosting service

    In contrast to the regular service set-up pricing in the web hosting sphere, the plans offered by NTC Hosting do not include any set up fees. Our administrators have optimized the service configuration process to cut off our plan set-up expenses, and thus minimize your hosting service costs, respectively. This way, we have managed to configure set-up-fee-free plans, also coming with a money-back guarantee and not locking you into any long-term contract with our company. All this makes using our services a completely trouble- and risk-free experience.

    RAID 1 Data Recovery FAQ #raid, #data #recovery, #raid #1 #data #recovery,


    Frequently Asked Questions About RAID 1 (Mirrored) Hard Disk Configurations

    Q: What is the definition of a “RAID 1” volume?
    A: “RAID 1” refers to a “Redundant Array of Inexpensive (or Independent) Disks” that have been established in a Level 1, or mirrored, drive set. A RAID 1 volume is a set of disk drives that are configured for data to be written to 2 volumes simultaneously. This configuration provides complete data redundancy in the event of a drive failure.

    Q: What is meant by the term “mirroring”?
    A: Within a mirroring (RAID 1) volume, the exact same information that is written to one disk is also written to a second disk, creating a “mirror image”, or clone, of the orginal hard drive.

    Q: What number of drives are needed for a RAID 1 volume?
    A: A minimum of at least two (2) hard drives are required to create and maintain a RAID 1 volume. Unlike some other RAID configurations, RAID 1 volumes require an even number of drives to be used.

    Q: What are the differences between “hardware” and “software” RAID 1 configurations?
    A: With a software-based RAID 1 volume, the hard disk drives use a standard drive contoller and a software utility provides the management of the drives in the volume. A RAID 1 volume that relies on hardware for management will have a physical controller (either as an expansion card or as a part of the motherboard) that provides for the mirroring of data across the hard drives in the volume.

    Q: What are the positive reasons for configuring drives as a RAID 1?
    A: A RAID 1 (mirroring) set will provide redundancy, or protection against one of the drives failing during use. With a RAID 1 disk volume, information is written to the first drive and then to a second (or “mirror”) drive at the same time. If one of the hard drives in the mirror volume fails, the remaining hard drive can be placed in service as a single drive with no loss of information. Similar to a RAID 0 (striped) volume, RAID 1 volumes require a minimum of two (2) drives.

    Q: What are the arguments against RAID 1 configurations?
    A: RAID 1 (mirroring) results in loss of half of the physical storage capacity of the drives comprising the volume. For example, if two (2) 500GB hard drives are configured as a RAID 1 volume, only 500GB is available for data storage. Using the same drives in a RAID 0 (striped) configuration, total data storage would equal 1000GB (or approximately 1 terabyte). Also, if damaged or corrupted data is written to one drive, it is also written to the second drive. Many people mistakenly assume that they are totally protected against data loss with a RAID 1 volume, but nothing could be further from the truth. A RAID 1 volume provides a measure of protection against data loss, but it does not eliminate the need for regular backup of critical data.

    Q: Can RAID 1 be combined with another type of RAID, such as RAID 0?
    A: The combination of a mirrored configuration with striping added is referred to as RAID 1+0 (also called RAID 10). In this scenario, the configuration will provide mirroring (RAID 1) across two (2) or more drives and will “stripe” the data in real-time to a second mirrored drive set. This unique combination will provide data redundancy and some speed advantages, but it does so at the expense of usable storage space. A volume established as a RAID 1+0 volume provides a little more data protection than a RAID 0+1, and will need four (4) hard drives at a minimum to be configured.

    Q: Can data be recovered from a re-formatted RAID 1 volume?
    A: Many times information is still recoverable, depending on how the drives were re-formatted. A high-level re-format (using Windows, for example), will create what will appear to be a new “clean” volume – but the original data will still be on the disk in the “free and available” space. A low-level format routine (as performed using the controller software) will overwrite every sector, and in the process destroys the original data.

    Q: Could data recovery software utilities be used to recover my RAID 1?
    A: Perhaps, but it wouldn’t be the safest approach. Most data recovery software will require the read / write heads to constantly travel over areas of the original disk that, if there is any physical damage, could render the surfaces useless and beyond recovery. The safest method of recovering data from a failed or corrupted RAID 1 volume (or with any storage device) is to create a block-level copy of every sector on each hard drive. The copied image is then used to reconstruct the original volume and rescue the required files and directories. This approach, while more time consuming, maintains and preserves the physical integrity of the drive media and limits the number of times that the original drive needs to be accessed.

    Q: With RAID 1, if both mirrored drives fail, can data still be recovered?
    A: In many situations, data will be recoverable. The quality and integrity of the data recovered will depend on the extent of the damage incurred to each failed storage device. If the mirrored volume was operating properly up to the point of failure, then there should be identical copies of the data on at least two (2) drives which will provide 2 chances to recover the same data.

    Miller Children s & Women s Hospital Long Beach #nursing #school #in



    Miller Children s Hospital values its nurses and knows how important they are in providing excellent health care to young patients and their families. The nursing program at Miller Children s is fully accredited by the Commission on Collegiate Nursing Education of the American Association of Colleges of Nursing and by the California Board of Registered Nursing. It takes special people to provide specialized care for kids and their families. Join Miller Children s nursing team .

    CSULB Nursing Accelerated Program Satellite Campus

    Miller Children s partnered with California State University, Long Beach (CSULB) to develop an accelerated nursing program and establish a satellite campus at Miller Children s Hospital for clinical courses led by faculty from both the university and the hospital. This unique accelerated program at CSULB enables nursing students to complete the nursing component of an RN/bachelor of science in nursing (BSN) degree in just two years instead of the standard three.

    CSULB nursing students train with human patient simulators that provide an opportunity for students to learn real-time patient care in a non-threatening environment of a simulation lab. The Human Simulator Laboratory is a nine-bed simulator hospital room with an adult, pediatric, and neonatal intensive care unit. The simulator dummies blink, speak, breathe, have a heart beat and mirror human responses to various medical procedures.

    This accelerated RN/BSN program provides for an additional 108 graduating RNs annually. As part of the agreement, Miller Children s Hospital offers to pay the expenses for tuition and books in return for each RN working at Miller Children s Hospital for two years.

    Miller Children’s & Women’s Hospital Long Beach
    2801 Atlantic Ave. Long Beach, CA 90806
    (562) 933-5437

    MemorialCare Health System is a not-for-profit integrated-delivery system which includes Long Beach Memorial Medical Center, Miller Children’s Hospital Long Beach, Orange Coast Memorial Medical Center and Saddleback Memorial Medical Center in Laguna Hills and San Clemente. Our community-based hospitals are located in Southern California in both Los Angeles County and Orange County.
    Copyright 1999 – 2017, Memorial Health Services. All rights reserved.

    Divorce Attorney in Alpharetta and Altanta, Georgia – Steven R #divorce #attorney,


    Divorce Attorney in Alpharetta and Atlanta, GA

    Why Choose Us?

    If you re looking for skilled, dedicated and experienced divorce lawyer, look no farther than Steven R. Jacob Attorney-at-Law. Serving Alpharetta and Atlanta Georgia and the surrounding areas, Steven R. Jacob Attorney-at-Law provides excellence in divorce related legal services. We help you achieve successful results and move on with your life.

    Steven R. Jacob Attorney-at- Law is backed by years of legal experience specializing in divorce and family law. Whether you need some advice about filing for divorce, have already made your final decision or need to modify your custody and support terms, Steven R. Jacob Attorney-at-Law can help.

    When it comes to divorce and family law, you need a supportive lawyer who is on your side. Divorce and family legal process are difficult and complex. You need an expert who is knowledgeable such as Steven R. Jacob Attorney-at- Law. We have specialized in this area of law. While other lawyers may cover everything from speeding tickets to employment law and divorce, we have taken the time to learn the intricacies of divorce and family law which means we are prepared to help you and provide the expertise you need.

    Divorce Attorney in Alpharetta and Atlanta, Georgia

    At Steven R. Jacob Attorney-at- Law, we understand that law related to the family can feel overwhelming and especially difficult due to the emotions involved. Allow us to show you the compassion you deserve by listening to your needs and helping create a case that will achieve a satisfactory outcome. We will advocate and fight for you each step of the way from reaching an agreement out of court all the way through trial if necessary.

    Don t try to navigate these challenging legal battles on your own or with subpar assistance from those who don t specialize in divorce or custody and support law. Call Steven R. Jacob Attorney-at-Law for experience, expertise, knowledge and support. We ll help you get through this difficult time in your life so that you can begin a new chapter.

    Sierra Nevada College #sierra #college #online #courses



    Sierra Nevada College graduates will be educated to be scholars of and contributors to a sustainable world. Sierra Nevada College combines the liberal arts and professional preparedness through an interdisciplinary curriculum that emphasizes entrepreneurial thinking and environmental, social, economic and educational sustainability.

    Sierra Nevada College Admissions

    We make the Admissions process seamless and personable. Each of our staff is dedicated to helping you fully understand whether our liberal arts college is a good fit for your educational career.



    Education Your Way

    At SNC,

    learning is not a spectator sport. We’re a college of active learners and educators.

    We engage, we collaborate, we debate, we question, we critique, and oh, do we grow. That’s what all this is about: inspirating poised, life-ready, critical thinkers.




    Nowhere on this planet can you have a college experience that comes anywhere close to this.

    Apply Now!

    Accepting Applications for Fall 17

    Unique Education

    An inspired approach to learning that will bring out the best in you. Small classes. Professors who care. Active learning. Exhilarating surroundings. Challenge and discovery.

    Unique Degrees

    Undergraduate degree programs from Outdoor Adventure Leadership to Entrepreneurship. Ski Business Management to Sustainability. Global Business to Creative Writing. Environmental Science to Education. Psychology to Digital Arts.

    For Your Unique Future

    Tell Me More About Sierra Nevada College

    Turn your dreams to reality at SNC Tahoe.

    Sierra Nevada College | Incline Village Nevada | 866.412.4636
    An unparalleled college education at an unparalleled outdoor college. Legendary Lake Tahoe just down the road. The nearest ski slope just up the road. The high country outside your window.

    Discover a college two blocks from the shores of Lake Tahoe and less than a mile from the closest ski resort. You’ve discovered Sierra Nevada College.

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    Marketing for Blues, Seattle, WA Home #blues #blues #music #blues #festivals #blues


    It s the Blues To Do Podcast beginning with June 22nd, 2017.

    Reason of The Week for the Blues: Net Neutrality again!

    This is Blues news and calendar for the greater Seattle and Northwest areas.

    I m Marlee Walker with

    – James Early Byrd member of The Rock n Roll Hall of Fame in the DJ category has passed away at the age of 88. He was instrumental in making Louie Louie a bigtime hit. (See more in his obituary by clicking here .)

    – World-famous drummer Sheila E. has joined forces with PledgeMusic to launch a pre-order campaign for ICONIC. a poignant new album confronting our current political times.

    – The Columbia City Theatre in Seattle features women musicians and performers every Tuesday night in a promotion called Crash The Glass .

    – Jazzbones in Tacoma features Festival Auditions every Wednesday thru July.

    FEATURED BLUES TO DO this week .(also see our EVERY DAY listings below)

    June 22 Capp s Club, Kenmore The Davanos, 8pm

    June 22 Fremont Abbey, Seattle Ben Hunter Joe Seamons w/Rachel Balman, 8pm

    June 22 – Royal Room, Columbia City/Seattle LaVon Hardison Quartet

    June 22 Triple Door, Seattle Vicci Martinez w/Norman Baker and The Backroads, 7:30pm, Musicquarium Lounge: Marina Christopher Trio, 9pm

    June 23 Musicquarium Lounge, Seattle Birch Pereira The Gin Joints, 5pm, Tessa Rosa, 8:30pm

    June 23-24 Chateau Ste. Michelle Winery, Woodinville Santana, 7pm

    June 24 Capp s Club, Kenmore Kalimba, 8:30pm

    June 24 Spar Beer Parlor, Tacoma Alki Jones, 8pm

    June 24 Musicquarium Lounge, Seattle The Hot McGandhis, 8:30pm

    June 24-25 Marymoor Park, Redmond – Nahko And Medicine For The People Collie Buddz Hirie And DJ Mackle, 5:20pm

    June 24-25 Bent On Blues Cruise, Columbia Point Marina Park, Richland, WA Lisa Mann Her Really Good Band, Charlie Butts The Filter Tips

    June 25 Capp s Club, Kenmore Dinner A Show with Robin Barrett Coyote Kings with Tiphony Dames, 5pm

    June 25 Raging River Caf Club, Fall City Tommy Wall s Sunday Night Jam with Andrew Cloutier and special guest Rafael Tranquilino, 7pm

    June 27 Skansie Brothers Park, Gig Harbor The Dusty 45s

    June 27-28 Triple Door, Seattle Sonny Landreth, 7:30pm, 27-Musicquarium Lounge: Migs Cat The Galexytones, 5pm, 28-Musicquarium Lounge: Pike Street Stompers, 5pm

    June 27 July 2 Centrum, Port Townsend Voice Works: A Week Of Singing

    June 30 Slim s Last Chance, Georgetown/Seattle Hot Damn Scandal, Baby Gramps, 9pm

    June 30 July 4 Waterfront Blues Festival, Portland OR Canned Heat, Joss Stone, Cedric Burnside Project, Chris Isaak, Elvin Bishop, Eric Gales, Galactic, JD McPherson, Booker T. Stax Revue, Big Head Blues Club, Bokant , Sonny Landreth, Christone Kingfish Ingram, Chris Cain, Cedryl Ballou The Zydeco Trendsetters, Big Monti, Blynd, Chubby Carrier The Bayou Swamp Band, Dirty Bourbon River Show, Donna Angelle and Her Zydeco Posse, Fantastic Negrito, Marchfourth, Pimps of Joytime, Brother Yusef, Pine Leaf Boys, Southern Avenue, Dustbowl Revival, Greyhounds, Jontavious Willis, The Duffy Bishop Band, The Revelers, Monkey Junk, Jeffery Broussard The Creole Cowboys, The Rae Gordon Band, The Suffers, and more!

    July 1 Jazzbones, Tacoma Sonny Landreth, Nolan Garrett opens, 8pm

    (Updates almost daily. )

    Subscribe now and get Current AND Future updates in your email In-Box for your Summertime Blues plans, plus the happenings EVERY WEEK, such as.

    192 Brewing, Kenmore Jam with The Groovetramps, 3-6pm

    Anchor Pub, Everett All Ages Open Jam with Rafael Tranquilino Leah Tussing, 2-5pm (2 nd Sunday)

    Cliffhanger Lounge, Lynnwood – Front Porch Blues Jam with Jeff Hass and Joel Astley, 7pm

    Conway Pub, Conway Gary Bs Church of The Blues, 6-10pm

    Couth Buzzard Books, Greenwood/Seattle Jazz Blues Jam, 2-5pm

    Dawson s, Tacoma Tim Hall Band Jam, 7pm

    G. Donnalson s, Tacoma Soulful Sunday s w/blues gospel and more, 6:30pm

    Raging River, Fall City Jam with Andrew Cloutier Tommy Wall with special guests, 7pm

    Rhythm n Rye, Olympia Stone Soup Jam with Dan Tyack

    Seamonster Lounge, Wallingford/Seattle Cephalopod, 10pm

    Triple Door Musicquarium Lounge, Seattle Brian Nova Jazz Jam, 7pm

    Wild Hare, Marysville Super Sunday Jam with Teri Wilson Scotty Harris and Tommy Cook and more, 7pm

    A BLUES TO DO Subscription makes a GREAT gift!

    Blues To Do subscriptions are $25, and $50 for the Gold Membership.

    -Have you got a new CD with blues on it? -Have you found a new venue for live blues?

    Or a New Artist? Listen to podcasts, see the blues to do calendar, watch archived episodes of Blues To Do-TV, plus you can subscribe for even more and reach me, Marlee Walker, directly at

    Blues To Do podcast sponsorship is available. Contact us at

    Tune in every Thursday for a new edition of the Blues To Do podcast!

    The 5 Best Online Business Degree Programs of 2017 #online #business #degree


    The 5 Best Online Business Degree Programs

    The best online business degree programs provide a solid foundation in business principles and leadership techniques, preparing you for entry-level management positions at businesses of all kinds. Most programs offer students the chance to specialize in one of several business areas, including accounting, finance, or marketing, which is essential training for a managerial position within a business department. Although many online business degrees are designed specifically for students who have already completed an associate s degree, there are also options for those who want to complete all four years online. Whether you re looking to start a new business career or to advance in your current career, any of the best online business degree programs listed below should deliver the training you need to succeed.

    Pennsylvania State University-World Campus is home to a four-year online business degree program designed to provide you with broad business training as well as specialized skills within a narrow area of focus. After completing your core business courses and general education requirements, you can concentrate in accounting, financial services, or management and marketing. Alternatively, you can work with an academic advisor to create a program of study that better matches your specific career goals. This individualized option allows you to combine courses from the three standard focus areas with courses in business logistics, economics, business law, and, in some cases, non-business courses.

    If you already hold an associate s degree, Bellevue University offers perhaps the best general-focus business degree online. This is a two-year cohort program, which means you complete most of the courses in the curriculum with the same group of classmates. Working with the same classmates from course to course helps develop effective communication and collaboration skills. For some students, it also enhances the overall online education experience. As this online business degree utilizes a cohort model, you must follow a predefined course curriculum designed to develop a variety of important professional skills in management, finance, logistics, accounting, and other topics.

    Pace University offers one of the best online business degree programs for students interested in either business communication or accounting and internal auditing. This online business degree completion program requires you to complete core courses in essential business topics, such as management, accounting, marketing, and business strategy. You ll also take six or seven specialized courses in your area of focus to develop the practical skills you need to land a job after graduation. According to a recent survey of online bachelor s programs by. Pace University is home to the top-rated online bachelor s degree programs in the country.

    Regent University offers a very good four-year business degree online, which includes both general business training and specialized courses in one of five focus areas. As a Regent student, you can choose to concentrate your studies in general management, accounting, human resources management, marketing, or hospitality management. Regent University s online business course list is extensive, enabling you to select courses that closely match your interests and career goals. As a Christian university, Regent emphasizes Biblical principles in all of its courses and requires students to complete at least five special courses in Biblical studies to satisfy general education requirements.

    Last but certainly not least among the best online business degrees, Westfield State University s degree completion program enables you to focus your studies on the areas of management, marketing, or finance. In addition to these concentrations, all students take courses in general business topics, including finance, business law, international business, and management information systems. Westfield State University ranks among the most affordable online business degree programs in the country. Note that the program is specifically designed for students who have completed an associate s degree at a Massachusetts community college. Associate s degrees from other states are accepted, but, if you have one, it s important to contact an admissions adviser to make sure you meet all prerequisite requirements before settling on the program.

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    We find the best of everything. How? We start with the world. We narrow down our list with expert insight and cut anything that doesn’t meet our standards. We hand-test the finalists. Then, we name our top picks.

    WordPress – Free download and software reviews – CNET #wordpress, #free #wordpress



    WordPress has developed into one of the most robust and customizable website development platforms on the Internet today and only continues to grow. As a free, open-source platform, it offers thousands of options for expansion and customization, whether through themes and plug-ins or custom code.


    Extremely customizable platform: WordPress is highly customizable. From creation of custom pages to quick changes to the permalinks of your pages, it allows you to do just about anything you want with a site. Even then, plug-ins and themes are available to upgrade and enhance your website in many ways.

    Open source and supported by many tools: WordPress is an open-source platform, so it is free. You can download it from and install it in minutes if you have your own server. The last part can be a hurdle for some who are not experienced in website development, but the support community for this tool is immense with more than a decade’s worth of updates, plug-ins, themes, and third-party tools that integrate with it.


    Installation and maintenance require some technical knowledge: The one con of using a tool like WordPress is that it is not as simple as some plug-and-play website builders. You will need your own server, and you’ll need some basic skills to create the necessary resources and upload the files to that server. Ongoing maintenance can also be technical to a degree, so it is important that you feel comfortable doing this or have access to a resource to help with it.

    Bottom Line

    Whether you’re a website creation pro, or you’re just building your first site, WordPress is a great platform. Offering plenty of entry-level themes and plug-ins for a quick-to-create website experience and the depth needed by seasoned developers to really experiment, it’s a true standout in the world of open-source software.

    Publisher’s Description

    WordPress is a personal publishing platform with a focus on aesthetics, Web standards, and usability. WordPress was born out of a desire for an elegant, well-structured personal publishing system built on PHP and MySQL and licensed under the GPL. It is the official successor of b2/cafelog. WordPress is fresh software, but its roots and development go back to 2001. It is a mature and stable product. We hope by focusing on user experience and web standards we can create a tool different from anything else out there.

    What’s new in this version:

    Version 3.6 includes new Twenty Thirteen theme, built-in HTML5 media player, and better filters for how revisions work, so you can store a different amount of history for different post types.

    Did Amazon Just Kill Open Source?

    Did Amazon Just Kill Open Source?

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    After re:Invent, it’s clear that Amazon is unstoppable. AWS announced more products, all fully integrated and simple to use — and if you thought infrastructure companies are its competition, think again. The new Amazon offering competes with established database vendors, the open-source Big Data and container ecosystems, security software, and even developer and APM tools.

    Open source is a key ingredient, but Amazon seems to prove that usability and integration are more important to many customers than access to an endless variety of overlapping open source projects.

    It is interesting to see how Amazon, on one hand, bashes the open source ecosystem and highlights the advantage of its own tools, while at the same time taking projects like Presto. which was developed in the open by Facebook, and turning it into a packaged, revenue-generating product (the newly announced Athena service).

    This should be a wake-up call for the tech and software industry!

    Back in the old days, we used to focus on creating modular architectures. We had standard wire protocols like NFS. RPC. etc. and standard API layers like BSD, POSIX. etc. Those were fun days. You could buy products from different vendors, they actually worked well together and were interchangeable. There were always open source implementations of the standard fare, but people could also build commercial variations to extend functionality or durability.

    The most successful open source project is Linux. We tend to forget it has very strict APIs and layers. New kernel implementations must often be backed by official standards (USB, SCSI…). Yet open source and commercial implementations live happily side-by-side in Linux.

    If we contrast Linux with the state of open source today, we see so many implementations that overlap. Take the Big Data ecosystem as an example: In most cases there are no standard APIs or layers, not to mention standard wire protocols. Projects are not interchangeable, causing much worse lock-in than when using commercial products that conform to a common standard.

    How Did We Get Here?

    The tech industry is going through a monumental change driven by digital transformation. This changes the infrastructure and software stack dramatically. The old guard is in survival mode, and we seem to be missing responsible tech leadership that will define and build a modular stack for the new age. Strong players like Amazon and Azure are building their own fully integrated offerings, so the rest of us need to exercise responsibility and work together with a focus on integration, not code.

    We don’t need 20 more Apache projects that do the same thing, just slightly better. We don’t need 10 more open source container management platforms, and we can’t turn poorly architected frameworks into a de-facto standard. We need to start by defining the layers and components in the new stack, followed by APIs, protocols, and common management paradigms. We should work to make existing projects and products fit into this new model, while adding better ones.

    That’s the only way to get back to a decent user experience, one in which we can easily build, secure, and operate integrated stacks from independent components, with the ability to swap parts if need be, without being locked to project specific or cloud provider APIs. If we won’t do this, we will all lose and become technically enslaved by the cloud.

    University Inn – Suites Tallahassee – UPDATED 2017 Prices – Hotel Reviews


    University Inn & Suites Tallahassee

    The location is perfect, although my husband did complain about the noise from the nearby bars. There is good parking and it is a perfect place to start a tour of the FSU campus. It is a good place to spend 1 night for a low price. They were able to find us a non-smoking room after initially booking us a smoking room. They were helpful and kind. The room is outdated, but clean.

    Comfortable beds, but that s about it

    TDB007 (24 reviews)

    My son and I stayed here for one night.

    First, the good stuff:
    The beds were comfortable, and the room was quiet, once the door was shut.

    My son and I stayed here for one night.

    First, the good stuff:
    The beds were comfortable, and the room was quiet, once the door was shut.

    Now, the other stuff:
    The first impression was poor. The guy at the front desk (once he showed up) was apparently having a bad day and wanted to spread the feeling.
    The surface of the toilet seat delaminating. How do they ensure its cleanliness?
    There was a considerable amount of grime in the bottom of the shower.
    There was a thick layer of dirt on the window sill. While this is not a huge issue by itself, it does show a careless approach to cleaning.
    The TV belongs in a museum. No joke!
    The wifi was advertised as free. That’s technically true, but is was so unbelievably slow that is was unusable. We ended up using my cell-phone’s data.
    We were supplied with one very thin small piece of soap. I applaud efforts to cut down on waste, but this was ridiculous.

    And the final impressions:
    This seemed to me to be a place where cost-cutting had gone to extremes. However, interestingly, the same person showed up to the front desk when we were leaving. He was quite friendly, so maybe the day before just was a bad day for him.

    I stayed at this hotel for a FSU game. It is literally adjacent to campus and perfect it that is your goal. It is built into a side of a hill, and I’m not sure if there is an elevator if you have a cane or wheelchair. The room was basic, quiet, and clean, but has had hard use. There is a McDonald’s across the street. Hotel prices in this area can skyrocket for no logical reason ($200-300/night). This is a good choice if that happens.

    Okay, very loud

    Robin L (34 reviews)

    We went for fsu orientation and stayed here because it was closest to out daughters dorm. It was okay for a cheap rate, clean room, no breakfast. We went on a wed and a riot broke out across the street that had to be broken up by police, so not the best area, but overall fine.

    Cheap Hotel, you get what you pay for in this hotel

    Jennifer A (37 reviews)

    My room was clean the ceiling was damaged badly and had mold on it from what appears to be a leak in the room above. It was cheap and that was what I was looking for when I booked it so I got what I paid for.

    Everything I needed at a great price–close to hospital (for visiting my friend), on campus for security, walk to variety of eateries, short drive to shopping, parking space, clean, room smelled fresh good! My trip was unexpected so really appreciated the microwave, fridge, iron board, big TV, comfy bed, full size tub/shower, toiletries in bathroom.

    best place to stay

    Dunedin5 (2 reviews)

    perfect location for all FSU activities – clean rooms and great manager. Close access to bars and restaurants. Perfect for game day stay. Closest hotel to all activities. Good parking and donut shop next door. Manager Neal goes over and above serving needs of visitors and guests.

    Questions Answers

    Traveler Room Tips

    Cheap and close to downtown, surrounding area is questionable LOCK YOUR CAR.

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    University Inn Suites Tallahassee Hotel