Business funding options #business #link

#business financing options


Updated cookies policy – you’ll see this message only once.

Barclays uses cookies on this website. They help us to know a little bit about you and how you use our website, which improves the browsing experience and marketing – both for you and for others. They are stored locally on your computer or mobile device. To accept cookies continue browsing as normal. Or go to the cookies policy for more information and preferences.

This page is not suitable for viewing using your current internet browser. Please update your browser to a more up to date version before proceeding. See how to update your browser .

Business finance options

Finance from your bank

Banks offer a range of financial support options for your business. They can also provide advice on the most suitable route for you. The options presented to you may include:

A business loan over a fixed term

With this option, money is borrowed over a set period of time and repaid with interest in agreed instalments usually monthly. A business loan can be used for working capital or to support your medium and long-term plans.

Business overdrafts and credit cards

Businesses may use an overdraft or credit cards to help them when cash levels are low or if the business is more seasonal. They can work if you need an extra source of money to dip into during quieter times, so that you can keep trading until the cash starts coming in again. Barclaycard Business credit cards are another way of providing you with short term credit. They are also a great way to manage and regulate staff spending.

This allows businesses to borrow against the value of their unpaid invoices. Using a cashflow finance solution means that within 24 hours 1 of you issuing an approved invoice, you could receive up to 85% of its face value. You then receive the remainder of the invoice value (minus charges for the invoice financing service) when the invoice is paid by your customer.

Borrowing against assets

You can borrow money against a range of your company s assets, including property, inventory or equipment. The amount you could borrow will depend on the value of the asset, but this can be an effective way of raising cash for working capital or investment.

If you re looking to buy or remortgage business premises, you might consider talking to a Commercial Finance Broker or a Barclays Business Manager they will provide independent advice, take you through the options available to you and deal directly with the lender on your behalf.

The Enterprise Finance Guarantee (EFG) scheme

If you ve got a strong business idea or project, but are finding it difficult to get a loan agreed because of insufficient security to meet a lender s normal criteria, the Enterprise Finance Guarantee scheme may help. The scheme is available to those who meet the criteria specified by the British Business Bank .

Business grants

A range of government grants are available under the Government Solutions for Business scheme, administered by a number of different bodies. Most are linked to specific activities, such as research and development. Government grants don t have to be repaid, so they won t be a drain on cashflow, but you will have to meet strict qualification criteria.


Offering a share of your company (or equity) for an investment by a third party could be an effective way to raise cash. In contrast to a business loan from a bank, you may not have to make any repayments on the money invested. However, so-called angel investors (wealthy individuals who back businesses with their own money) and venture capitalists can strike a hard bargain in terms of the share of your company they take in return for their investment. This kind of investment is often used for financing growth plans.

Family and friends

This is an option that a lot of people will consider, but it s important to weigh up the pros and cons.

  • An investment from family or friends can mean more flexibility if they know you personally they may be more lenient with repayments and allow you to delay until your business is making a profit
  • You may be able to run a loan from friends and family alongside a business loan from your bank, as long as you know you can repay all of the money you borrow in line with the agreements that have been set in place
  • Borrowing money or asking them to invest in your business is a serious commitment on both sides everyone should be clear on the terms
  • Any ambiguities could risk damaging your relationship in the future, so it s advisable to draw up a formal contract with help from an independent solicitor

If you have a Barclays Business account we can arrange a free session with a local solicitor for you talk to your Barclays Business Manager to make the arrangements.

The article is intended for information purposes only. You should always seek independent advice before making changes to your business.

Starting your own business: Careers Wales #car #wash #business

#own your own business ideas


Careers Wales

Starting your own business

Thinking about setting up a business?

Why would you work for yourself instead of working for someone else? For many the idea of “being my own boss” is appealing. You’re in charge of your own future, the one who’s in control of making the decisions. You get the opportunity to turn your ideas into practice and, with some planning, make some money from it!

However, there are also risks. Only one in three business start ups in the UK succeed in the first three years of business. So it is important that you do your research and get some help before taking this step.

Whatever your career option, there is often an opportunity to consider working for yourself. People start their own businesses in a range of areas from undertakers to journalists, lawyers to puppeteers, medical suppliers to musicians. So whether it’s something you’ve never considered before or whether you are ready to go, this page will help you assess your skills and attitudes, help you understand what it s like and put you in touch with organisations that can help you

What does it take to run your own business?

You may think it takes a certain type of person to start a business. Evan Davis, a presenter of BBC s Dragons Den, suggests that the personal qualities a typical entrepreneur would have are:

  • confidence
  • initiative
  • determination
  • resilience
  • a team worker
  • a risk-taker
  • a hard worker.

If you’ve got the right attitude, there’s no limit to what you can achieve as your own boss. We ve all heard of Sir Alan Sugar, Oprah Winfrey and Anita Roddick – all successful entrepreneurs. But don t forget the host of plumbers, shopkeepers, mechanics, hairdressers and others in your locality who also run successful, profitable small businesses.

The responsibility of being the boss can be pretty scary at first, but it doesn’t have to be too scary; not when there’s so much help and advice available to you in Wales. There’s everything from financial grants to free marketing advice. Who knows what you could achieve with the right help and some self-belief.

Do you have what it takes?

To help you reflect on your own motivation and suitability for self-employment, try the Self-employment checklist on the Prospects website.

Before you start anything, take time to think through and plan your venture.

  • What s your business idea?
    Your business idea can range from spotting a gap in the market to coming up with a brand new product or service. If you re having difficulty, ask your friends or family to brainstorm ideas with you. You may already have a great idea that just needs a little more thought and they may just add the finishing touch.
  • Do your market research
    Before starting up your own business, you should carry out market research. You ll need to work out that enough people will want to pay for your product or service for you to make a profit.
  • Write a business plan
    Use your market research findings to develop your business plan. You must have a business plan if you intend to apply for funding. Sample UK business plans are available free at BPlans.
  • Finance your business
    Read the advice given by The Prince s Trust, Shell LiveWIRE, and Also the self-employment section of the Prospects website.
  • Get free business training and start-up advice from Welsh government-funded bodies
    Get help to write a business plan, information on matters such as assessing insurance needs, tax and national insurance, and checking your legal responsibilities relating to issues such as health, staff employment and intellectual property rights.

Here are some further start-up tips that anyone starting a business would benefit from:

  • Open a separate bank account for your business and keep records of all your income and expenditure right from the beginning.
  • Start the business small, with minimum risks and costs.
  • Always be looking to improve all aspects of your business, especially by listening to your customers. You will be surprised how honest people are when you ask how you can improve your service.
  • Never stop doing your market research, checking is your Unique Selling Proposition still unique? Your Unique Selling Proposition sets you and your business apart from your competition. Put simply, it s why customers buy from you rather than from the others.
  • Provide the best customer service possible. Always treat customer complaints seriously – and put them right.
  • Don t be afraid to ask questions of people in the same business field.
  • Find friends, family members that can help you in particular aspects of your business, such as web design, graphic design, photography and press contacts.
  • Don t be afraid to try out ideas or approach new people or shops. The worst that can happen is that they say no.

Further information for starting your own business

  • Browse the AGCAS booklet Self-employment which contains useful information and contacts.
  • Start Ups provides a range of resources such as blogs, case studies, forums and podcasts to inspire would-be entrepreneurs.
  • Cobweb Information for Business publishes free practical information that helps entrepreneurs start up and run their small businesses.
  • The Prince s Trust provides grants as well as help and advice to budding entrepreneurs between 18 and 30 years of age, as does Shell LiveWIRE.
  • Enterprise4all specialises in supporting entrepreneurs from under-represented groups, such as women, people with disabilities, older people and those from ethnic minority backgrounds.
  • Disabled Entrepreneurs Network provides networking opportunities and information services for self-employed disabled people.
  • Prime Cymru is an initiative aimed at people over 50 starting their own business.

USA Business Partner Wanted classifieds #business #partner

#business partner wanted


US Business Partner Wanted Free Ads – US Free Classifieds – USA Classified Ads to Buy Sell Advertise Business Partner Wanted

USA Business Partner Wanted classifieds

USA Business Partner Wanted Classifieds. We provide a friendly local platform to the consumers to buy, sell and trade.Users from all over United States can place their ads related to jobs, merchandise, cars, rentals, services, personals and community.It is completely free to post an Ad on this website.

New York, New York

Earnings real American launch is scheduled for early September it’s free of risk free investments up to $ 25 per hour for viewing advertising from Yutuba or up to $ 250 per week or $ 1,000 a month, the company is not present, for more information, follow the link.

New York, New York

Earnings real American launch is scheduled for early September it’s free of risk free investments up to $ 25 per hour for viewing advertising from Yutuba or up to $ 250 per week or $ 1,000 a month, the company is not present, for more information, follow the link.

Los Osos, California

If you living in an area where there are lots of Filipinos and you might be wondering what kind of business on the Filipino community would be a profitable business for you. WELTV FREE IPTV takes care of overseas Filipino workers (OFW) and their families For most.


Cash Flow – Small Business Encyclopedia #business #sign

#cash flow business


Cash Flow

Definition:The difference between the available cash at the beginning of an accounting period and that at the end of the period. Cash comes in from sales, loan proceeds, investments and the sale of assets and goes out to pay for operating and direct expenses, principal debt service, and the purchase of asset .

Cash comes in from sales, loan proceeds, investments and the sale of assets and goes out to pay for operating and direct expenses, principal debt service, and the purchase of assets. A cash flow budget highlights the following figures:

  • Sales/revenue
  • Development expenses
  • Cost of goods
  • Capital requirements
  • Operating expenses

Your cash flow projections are based on the past performance of your business. To project your cash flow, start by breaking down projected sales over the next year according to the percentage of business volume generated each month. Divide each month’s sales according to cash sales and credit sales. Cash sales can be logged into the cash flow statement in the same month they’re generated. Credit sales aren’t credit card sales, which are treated as cash, but rather invoiced sales with agreed-upon terms. Refer to your accounts receivable records and determine your average collection period. If it’s 30 days, then sales made by credit can’t be logged into cash until 35 to 40 days after they’re made. (Although the collection period is 30 days, you still have to deposit the money and draw on another bank to receive payment.)

The next line item on a cash flow statement is “other income.” Other income refers to any revenue derived from investments, interest on loans that have been extended, and the liquidation of any assets. Total income is the sum of cash sales, receivables and other income. In the first month of your cash budget, it will usually consist of cash sales, other income and any receivables from the previous budget that have aged to a point of collection during the first month of the current budget.

Also tied to the breakdown of sales is cost of goods and direct labor. To sell the product, you must first produce it. Since you’ve already broken down sales by month, you need to determine the cost in material and labor to produce those sales. Refer to your cost of goods table in your business plan. Determine how much direct labor will be for the year to produce your product. Divide that number by the percentage breakdown of sales. Direct labor can be logged into cash flow during the same month in which it is accrued.

Material costs, on the other hand, are a little different. You need to include the material cost in cash flow using a time frame that allows you to convert the cost of raw material in cash flow into finished goods for sale. Therefore, if it requires 60 days to convert raw material to finished goods, and your payable period is 30 days after delivery, then enter the cost of goods under material in cash flow 30 days before sales are logged.

Working capital can be determined from operating expenses. All personnel and overhead costs are tied to sales. You can figure out your working capital and payroll requirements by dividing marketing and sales, general and administrative, and overhead expenses by the total projected operating expenses. Divide that total by the percentage breakdown of sales for each month and apply that amount to the appropriate line items in the cash flow statement.

Capital equipment costs are accounted for under the heading “capital.” If you can service additional debt or purchase the equipment from operating expenses, then it’s best to have the equipment purchased and installed at the beginning of the business year or quarter closest to the time when you’ll actually need the equipment. If your cash flow is tight, then you might want to wait and purchase and install the needed equipment at a point during the year where additional volume warrants the expenditure, thereby assuring sufficient cash flow to handle the additional debt service or the outright purchase of the equipment.

In addition to the preceding costs, include your tax obligations and any long-term debt or loans. These figures are readily available on loan schedules and tax charts used to project these costs.

Once all these costs have been entered in the cash flow budget, add them up to produce total expenses. When total expenses are subtracted from total income, the result is your cash flow–either a surplus or deficit. If it’s a deficit, determine the minimum cash balance you wish to maintain, then calculate the difference between the minimum cash balance and the cash-flow deficit. This result is the amount required for financing purposes.

When forming a cash-flow budget, any amounts financed within a given month need to be included in the cash flow under a projected repayment schedule. Consult with your accountant or banker when developing this repayment schedule.

Online Applications for Small Business Loans at OnDeck #online #business #classes

#online business loans



Online Applications for Small Business Loans

Interested in financing for your business? Get a true loan decision in minutes with OnDeck.

Do you need financing, but don’t want to deal with the hassle of a traditional bank? Our online applications for small business loans may be your answer.

When your equipment is down or your supplies are low, you don’t need a trip to the bank, you need a fast online business loan application without a cumbersome, lengthy process.

Our online financing applications can give you the cash you need — quickly and easily — from $5,000 to $500,000.

When you apply online for a business loan with OnDeck, you can be approved in minutes and get funding in as fast as one business day.

Our online application for small business loans can give you the cash you need — quickly and easily — from $5,000 to $500,000, over 3-36 months. We can help with our easy online applications for small business loans. We ll give you an answer in minutes, with funding as fast as one business day.

Safe and Secure

Some small business owners have questions about the security of online applications for small business loans. It is important to research your lender – reputable lenders such as OnDeck use strong encryption and Transport Layer Security (TLS) protocol to ensure your Sensitive Information is securely sent to OnDeck.

Frequently Asked Questions:

Applying for a Business Loan?

Q. Do I need collateral to get a small business loan?

A. Some lenders do require collateral for a small business loan: that may take the form of requiring specific collateral or requiring a general lien on business assets. From the lender perspective, requiring collateral reduces the amount of risk associated with a small business loan. Collateral gives the lender more options to collect should the borrower fail to make the agreed-upon periodic payments..

Q. Can I get a business loan without being a corporation? Can a sole proprietor get a business loan?

A. You do not need to be incorporated to get a small business loan provided you are a registered business with a business checking account or have a business tax I.D. number. However, there may be potential benefits to incorporation and you should consult with a trusted advisor to determine options that may best suit your business objectives..

Q. Can I get a business loan after a bankruptcy?

A. Qualifying for a small business loan will be more difficult during the 10 years the bankruptcy appears on your credit report, but some lenders will work with your businesses if the bankruptcy has been discharged typically for at least two years..

Q. How do I get a business loan with less-than-perfect credit?

A. Depending upon how bad your credit is, it is still possible to get a business loan provided you have a healthy business and have the cash flow to repay the loan. Lenders look at your credit profile as a way to judge what you’ll do in the future, so if you have a poor credit history, you’ll likely need to explain any extenuating circumstances that contributed to your poor profile. Generally, a credit score below 650 rules out both an SBA guaranteed loan or a loan at the local bank, so you will likely need to find an alternative source of financing and will probably pay a higher interest rate, but if your credit score is at least 500, it’s still possible to get a small business loan..

Q. Do I need a business plan to get a business loan?

A. Some lenders like banks, credit unions, and SBA lenders often require a business plan (see What do I need to apply for an SBA loan), however many online lenders look at other business metrics and don’t require a business plan..

Q. What documents do I typically need for a business loan?

A. Some of the documents you might need will differ from lender to lender, but having these documents at your fingertips will make it much easier to apply for a loan at the local bank or an online small business lender:.

  • Your business financial statements including a profit and loss (P L), an income statement, and an outline of your expenses
  • Your personal financial information including the last three years of personal income tax returns
  • Your business license
  • A copy of your business lease
  • Your bank statement for the last three months
  • See also What do I need to apply for an SBA loan?

    Q. How do I get a startup loan?

    A. Aside from the SBA which has a guarantee program for well-qualified startups there typically aren’t many loan options for a startup. Most traditional lenders, like the local bank, prefer to see a few years in business. Many online lenders will work with a business owner who has at least a year in business. Some non-profit micro-lenders do offer business loans to qualifying startups..

    Q. Do I need collateral to get an equipment lease?

    A. The equipment you are leasing is usually the collateral used in an equipment lease..

    Q. Do I need a personal guarantee to get a business loan?

    A. Most small business owners will be required to give a personal guarantee when applying for a small business loan..

    Q. How do I apply for a small business loan?

    A. If you are applying for a loan at the local bank or credit union, you will typically meet with a loan officer in the branch office and be given the appropriate forms to compete an application. If you apply for an online business loan, you will generally complete a simple online application, like OnDeck s ..

    Q: How do I know if I can trust an online lender?

    A: Check their Better Business Bureau Ranking and look for mentions of them in news organizations like CNBC, Bloomberg, PBS, and more. You can also check 3rd part review sites like TrustPilot.

    Q: How long will the online application process take me?

    A: OnDeck s easy business loan application process can get you a decision in minutes and funding in as fast as 1 business day.

    Q: Do I have to apply online for a business loan, or can I call?

    A: You can apply online or call a loan specialist from 9AM EST 8PM EST at (888) 269-4246

  • Stanford University #sba #business #plan

    #best business schools


    Stanford University

    Business School Overview

    The Graduate School of Business at Stanford University offers these departments and concentrations: accounting, e-commerce, economics, entrepreneurship, finance, general management, human resources management, leadership, manufacturing and technology management, marketing, not-for-profit management, production/operations management, organizational behavior, portfolio management, public administration, public policy, real estate, sports business, supply chain management/logistics, quantitative analysis/statistics and operations research, and technology. Its tuition is full-time: $64,050 per year. At graduation, 71.7 percent of graduates of the full-time program are employed.

    Leadership is one focus of graduate business programs on Stanford s sunny campus. Students grapple with simulations of tough management cases, like having to lay off employees. Each simulation is filmed, too, so students can critique themselves and learn from each other. The GSB also hosts the The View From the Top speaker series, which brings in leaders of major corporations across the country to speak to students about effective management.

    Students at GSB can earn an MBA, or a Ph.D. in seven areas. Seasoned managers can enroll in the MSx Program and will earn a Master of Science degree in management in 12 months. There are no part-time, online or evening degree options offered. MBA students can opt for joint or dual degree programs through Stanford s Law School. School of Engineering. School of Medicine. School of Education. School of Humanities and Sciences, and School of Earth Sciences. For students who want to explore a subject without committing to a degree, there are more than 30 cross-school elective courses to choose from. There are also specialty programs, like the summer Stanford Ignite certificate program, open to graduate non-business students.

    When not studying, students can get involved in more than 70 organizations, which range from the studious Finance and Investment Club to the relaxed Wine Circle. There are also ongoing campus initiatives like the Center for Social Innovation and the Center for Leadership Development and Research.

    The business school is located on the eastern end of the Stanford campus, and GSB students may live nearby in university housing. Most on-campus residents are first year MBA students who all live in the same housing complex. To get around campus and downtown Palo Alto, Calif. students can hop on the school s free bus, called the Marguerite Shuttle. Notable alumni of the school include Richard Kovacevich, former chairman and CEO of Wells Fargo Co.; John Donahoe, president and CEO of eBay; and Ellen Siminoff, founding executive of Yahoo!


    4 Ways to Market Your Business for Free #sell #your #business

    #advertise my business


    4 Ways to Market Your Business for Free

    CEO and Founder of Tack

    Ask any entrepreneur that s just starting out what the most difficult aspect of their business is and they ll likely point you to the challenge of reaching and retaining customers. Yes, marketing a new business or product can be a time consuming, costly endeavor — something many entrepreneurs don t have.

    Small businesses and startups generally don t have the luxury of outsourcing their marketing needs to professionals. However, there are a handful of marketing practices available to entrepreneurs that don t require them to burn through valuable resources to get this challenge under foot and get their business humming.

    As the co-founder and CEO of a media technology startup. I ve learned a few helpful secrets on how to market your business for free.

    1. Create local awareness.

    Gaining coverage in local papers, trade magazines and websites can greatly increase name recognition and educate people about your business – driving new customer acquisition. While many growing businesses in competitive landscapes may want to hire an expensive public relations firm, startups and small businesses can start off with some simple do-it-yourself PR.

    Start by researching publications and writers that cover your industry — or local business. Once you have a grasp on the writers you want to reach and the stories they typically write for their publication, craft a pitch around your business that will pique their interest.

    For example, if you re in the widget business, explain how your widget business is impacting the local economy — or your industry. Entrepreneurs and small business owners can also subscribe to Help a Reporter Out. This free service provides queries for upcoming articles — allowing you to contact the writer directly.

    2. Increase lead generation and customer engagement with email marketing.

    According to a recent survey conducted by Ascend2. email is the most effective digital marketing tactic, the one that delivers the best ROI and the least difficult to execute. Start a customer newsletter that offers timely information about the business, special promotions or an inside look at the company. This helps build a community with your customers, and it keeps your product and business on their minds.

    Entrepreneurs don t need to pay an agency or marketing consultant to develop an email campaign either. You can do it yourself with free services, such as MailChimp. which allows small-business owners to send marketing emails, automated messages and targeted campaigns to customers. If you want to get more personal and send one-on-one messages, use a new free product called Sidekick that automatically notifies you when someone opens an email you sent them.

    3. Leverage social media.

    It s free, easy to get started and offers a massive network of potential customers. The hard part is increasing your followers without wasting your precious time. Make sure you focus on value over volume. Identify the social channels that reach your customers best including Facebook, Twitter, Pinterest, Instagram, LinkedIn and the new guy, Ello.

    The goal is to provide your followers with something that s useful, interesting and shareable. Start small, post a few times a week and learn who your audience is. Once you have an understanding of who s consuming your content, and what they re interested in, you can start ramping up efforts.

    Also, tools like my company, Tack. allows you to take a post you ve already created and turn it into an online ad outside of the social network — increasing your post s reach.

    4. Stand on the shoulders of your customers.

    Satisfied clients can be a business s best marketing tool. Actively engage pre-existing clients through PR, social media and email.

    For example, pitching your business and a satisfied customer to a writer can be mutually beneficial for both parties. This tactic generally leads to a more compelling story and a stronger relationship between you and your customer. Once you have a customer army of spokespeople, let them share positive experiences and tell your company story for you.

    Marketing a small or new business is extremely crucial to a company s success but that doesn t necessarily mean you have to invest a huge chunk of capital into it. Savvy, frugal entrepreneurs can find products and services that can help increase visibility and drive customer acquisition without spending any overhead.

    Top 10 Low Overhead Cottage Industry Small Business ideas #business #school #rankings

    #cottage industry ideas


    Are you planning to go home based while earning a significant sustainable income? If yes, then below are the top ten low overhead cottage industry ideas you can start today .

    Starting a small business from home is cool. At least, it gives you the freedom to work anytime you want—from anywhere and at any point in time. I am going to be really conversational in this post, so I want you to play along with me.

    A cottage industry can include anyone who’s working from home selling or offering product or services. In this present age, you can make a full living operating your own cottage business right from home Without mincing words, bellow are eleven super cool, money making cottage industry business ideas:

    Top 10 Low Overhead Cottage Industry Business ideas

    What You Need to Consider Before Starting a Cottage Business

    Though, starting a home cottage business sounds like a good idea. Of course, it’s profitable and flexible but there are many things you have to put into consideration before starting. I suggest you take your time to test the waters before going fully into the business…

    Are you good at writing or designing? Or, do you love soap making, editing or completing surveys. There are lots of cottage businesses you can start but you need to first review your talents, and identify what you like doing!

    Exclusive Cottage Business Ideas…

    Content mills like iwriter, Elance and are looking for professional writers to help with content writing. 3years ago, while building my online business, I worked as a freelance writer on and generated a monthly profit of $300 — $500. For content writing, you should have a portfolio and samples to prove to clients that you are worth hiring!

    Seriously, there’s so much money to be made online. This young boy: Bamidele Onibalusi generates a monthly profit of $5,000 working from home, spending just 5 hours daily, writing articles… With content writing, your possibilities are limitless. You too can quit your day job and start earning $8,000 writing just like Tom Ewer .

    Tip: Remember, no one is born a great writer. Practice makes perfect. Join writing portals like Constant Content, Ehow, Squidoo, and Yahoo’s associated content to start earning today!

    Are you good at teaching Mathematics or playing musical instruments or you have a talent in teaching different foreign languages. If you answered YES to the above question, then you can actually make money by starting a tutoring business

    People are willing to pay to learn how to speak Chinese, type, dance, sow, cook, write or prepare foreign foods. If you are good in any of these topics, you could start up a blog or market yourself in your local newspaper.

    People who are willing to learn these things will gladly pay you as long as they get the value for what they paid for. To get started, you can offer to teach for free to build reputation. Don’t start out big. Offer tremendous value and don’t expect to charge much. You could offer to teach someone to speak Chinese Language for a measly fee of $50.

    Otunba Akin Alabi, the CEO of Nairabet visited China recently for business and was handed a flier by a Chinese dude. He wanted to trash the flier immediately but he tried to be polite. When he was about going into the elevator, he looked at the flier and was amazed at what he saw:

    “Learn To Speak Chinese Fluently in Just 2 Weeks!’’

    Now I love that. That young Chinese dude must be a smart cottage businessperson. He was offering a service that teaches foreigners how to speak Chinese! He knew they were foreigners who’re dying to learn Chinese, and would pay anything to learn it.

    3. Start Making soaps

    Are you good at making soaps? Or do you have flair for soap making. You can make a living by making soaps. All you need to do is to promote your soap business and collaborate with gift baskets companies to provide them with scented, soaps.

    Other Cottage Industry ideas to Consider

    You don’t need to be an experienced English speaker to start a proofreading business. Publishers are in need of talented proofreaders. You can actually make a living off editing if you understand the basic rules of spelling Grammar and punctuation. You can join and to get started. Or, set up a website and rank organically in the search engines.

    As a final note, I am quite sure you have many home business ideas. Just remember this: an idea without corresponding action is dead. So start a low-cost cottage business that you can manage from home and I will see you at the top.

    Related Posts

    Ideas for Cottage Industries #business #card #printers

    #cottage industry ideas


    Earn money with a Cottage Industry

    A small business, stand alone or supplementary

    In the garden
    If you have a large enough garden, it is possible to not only supply yourself with food, but make things from it to sell at good profit.

    Take tomatoes and onions. You but two packs of seeds which will cost you no more than a couple of pounds. You sow from these 20 tomato plants and 150 onions (even then you will have only used about a third of the seeds !).
    When they’re ready, rather than selling them at the gate, you make chutney and relishes from them and sell on the gate, at boot fairs or simply friends and their work colleagues.
    Look at it as; the seeds cost me £1, if I sell them ‘out the ground as they are’ they’ll bring me £20, but if I make them into chutney I’ll get £100 !

    Then there’s natures freebies such as horseradish – costs nothing, but made into sauce which is an easy and fast job, it’s 100% profit. There’s wild garlic, wild strawberries, blackberries, elderberry, all sorts of things.
    Even stinging nettles can be eaten or made into hair tonics, as can rose hips.

    A good look and read of a wild herbal recipe / medicinal / useage book is quite mind boggling.

    Or just taper off one area from your garden and grow the same thing in it and sell that, flowers even.

    The thing is that from a working point of view, the garden is mainly spring, summer and autumn work, but the actual results of your hard work are to be had all the year round.

    From Home
    The list could be endless, but if you have a skill and like doing it – use it to your profit.

    Here’s a list of some things either I’ve done or other people who I know have done.

    Build Rabbit hutches and sell in local paper and auction
    Chicken Arks
    Quilt covers
    Wood carvings
    House number and name plates
    Marmalade making
    Candle Making
    Wooden toy making
    Wood carved dowsing pendulums

    Find out the market for it and plan out how you’re going to target that market, all the financial outlays and plan accordingly. Even plan the escape route if you have to.

    More ideas – Bird Boxes, Chicken Coops, Pet Runs, Chutney and more

    Earning Extra Income

    1, 000 Specialized Search Engines within 50 Categories #business #flyer #templates

    #business search engines


    Virtual Business Search Engines offers businesses and consumers the most accurate and comprehensive telephone directory information on the Web.

    10-K Wizard
    10K Wizard’s market leading, proprietary search technology gives users the ability to not only view the latest SEC filings of more than 68,000 companies, but search historical filings, from the start date of each company’s existence, by keywords, phrases and names.

    Z Worldwide Airfreight Searchable Directory
    Designed for Airfreight professionals, this massive directory features detailed listings of: Airlines, Airlines’ General Sales Agents, Airports, Cargo Agents/Freight Forwarders, Cargo Handling Agents, Express Operators and Couriers, Services and Supplies.

    Access Business Online BizWiz
    Access Business Online is a World Wide Web SuperSite. It is organized to put the single most comprehensive system of business-to-business services on the Internet at the fingertips of the user. It is quick, easy, and convenient.

    BidFind is a World Wide Web Auction Search engine that’s linked to over 30 online auction sites. Use our search engine to browse through thousands of auctions and find the items you are looking for quick and easy.

    BizAds Business Locator
    The search engine dedicated to business listings.

    The Business Publications Search Engine Content is gathered from government agencies, online business zines and consulting companies. Main topics break down into sub- categories and then to articles.
    Search over 12,000 businesses for sale. Buy a Business or Sell a Business here. You can also buy a franchise or find an advisor. Intermediaries can register here.

    The ultimate guide to Online Marketing, Advertising and E-commerce

    Commerical Finance Online
    The world’s largest Business Finance Search Engine to locate capital for businesses is Commercial Finance Online. Search over 14,500 companies by keyword.

    Created in partnership by Dun & Bradstreet and Lycos, CompaniesOnline is a new search engine/database which furnishes data on 60,000+ private/publicly owned companies. You can search by: Company name, a lengthy listing of industries, ticker symbol or URL. Where applicable each result includes: Websites, industry, line of business, phone & DUNS numbers, and other pertinent information.

    Europages Business Directory
    A selective searchable index of 150,000 companies from 25 European countries.

    FedEx Airbill Tracking
    You can track the status of your package any time of day, anywhere in the world. You’ll be able to follow your package’s journey even while it is still in transit.

    The FinanceWise search engine is the first search engine that focuses solely on financial-only content. Every topic, from risk management to syndicated finance and equities is indexed in depth, with the contents of each site evaluated by our editorial staff before sites are allowed into FinanceWise’s search index.

    NetCheck Commerce Bureau Search
    Search consumer records on 300 Member companies in 48 countries worldwide.

    Crain Communications presents a a searchable database of Internet information, dedicated to what is seemingly everyone’s hot topic of the moment — Internet marketing. It’s a supplement to Advertising Age & Business Marketing and offers many useful tips to getting the word out on the Web.

    NFIB: National Federation of Independent Business
    Designed solely to assist small businesses, NFIB’s official site offers a free daily business workshop, tips on how to start a business of your own, and a searchable marketplace full of products and services most suitable for -you guessed it – small businesses.

    Randburg – The Home of Global Commerce
    This site contains information about 14 countries and it is still developing and rising.

    SemioMap – Discovery Search for Business Intelligence
    Discovery search answers open-ended questions by finding relationships among words in document text. A discovery search tool surfaces content hidden deep inside documents and displays it in an organized, navigable way.

    A huge database dedicated to the success of all Canadian businesses at home and abroad. Available in both English and French.

    Top Ten Business and Personal Lists
    First, a collection of hundreds of Top 10 Lists in two categories: Business and Personal. These lists contain rich information, tips and solutions to everyday needs and special problems.

    TSNN, the leading site on the internet for the tradeshow industry helps you instantly locate and compare extended information about thousands of tradeshows, exhibitors, industry suppliers and convention facilities.

    UPS Package Tracking
    Track any UPS bar coded package – any time, any where in the world.

    Websense Company Locator
    The tool for searching for companies’ websites when you don’t know
    the exact URL address.

    This business-to-business Search Engine will locate the information for you wheather it’s a Keyword, Business Category, Business Name, URL, Phone, Sales or any combination.

    ZD Net Company Finder
    A comprehensive guide to computer companies and their products on the World Wide Web. Use their search engine, browse by category or search their alphabetical listings.

    World’s Largest Poster and Print Store!

    ABS Business Sales – Brisbane’s Leading Business Brokers delivering outstanding service and

    #business for sales


    We sell businesses

    We sell businesses

    We sell businesses

    ABS Business Sales South East Queensland s Leading Business Brokers

    Delivering outstanding service and results in business sales, commercial property sales and commercial property leasing.

    Buy Your Business

    ABS Business Sales will find a business for sale suitable for you.

    We re Brisbane s leading Business brokers. and our highly skilled team of Queensland business brokers will help you navigate the sometimes complicated task of finding your ideal business – a business that matches your budget, talents, skill and lifestyle considerations.

    Whatever your budget or needs, ABS Business Sales will find the right business for you.

    Selling Your Business

    When is the right time to sell?

    A question that every business owner asks! You have devoted a lot of time, money, and both physical and emotional energy building up, running, and operating your business.

    We promote your business for sale via our private database, our own websites and via industry leading portals.

    Find a Business

    Search from hundreds of businesses to find one that suits your needs

    5 At-Home Business Ideas for Stay-at-Home Parents #start #your #own #business #ideas

    #business from home ideas


    5 At-Home Business Ideas for Stay-at-Home Parents

    Childcare is expensive, but so is opting out of your career to be a stay-at-home parent. If you want to leave the rat race, but keep investing in your professional development (and 401k), starting your own at-home business might be the answer. Becoming your own boss doesn t have to be scary actually, it can be enjoyable and empowering at the same time.

    These are just a few options for parents who want to work from home.

    1. Blogger – Writers unite! Whether you want to start your own blog or contribute to someone else’s, blogging is a great way to keep your brain keen and put money in the bank. The best part about being a blogger is the flexible schedule, so you can work after your kid(s) go to bed. The potential income isn t too shabby, either. Bloggers earn a median salary of $37,059. which will come in handy at bill time.

    2. Virtual Assistant/Virtual Bookkeeper – In today s digital age, virtual occupations are becoming more popular. Not only is hiring an virtual (or remote) worker a more economical option for employers, studies show that remote workers are also more productive and happier than those who report to an office on a daily basis. Virtual assistants pull in a median wage of $15/hour. and virtual bookkeepers estimate about $30/hour to $70/hour, depending on their qualifications and availability. If virtual work seems like your cup of tea, then look at sites such as Elance. Upwork (formerly oDesk), or LinkedIn .

    3. Designer – Do you have web design skills or graphic design skills? Many businesses and startups could really use your services to get their marketing materials up to par. If you can only commit to smaller, one-off projects like a logo design, check out sites like Fivrr and GigBucks to get a few projects under your belt.

    4. Consultant – Quite often, parents leave the working world to raise their children, but end up feeling guilty for wanting to return to their once-thriving careers. One way to fill the need to utilize the skills that you once used to pave a promising career path, while still being there for your child(ren), is to start a consulting business from home. Depending on your area of expertise and experience, you could pull in an impressive salary. Below are the median salaries for a few types of consultants:

    5. Crafter/DIYer – If you are fortunate enough to be a decent crafter or DIYer, then you might consider selling your handmade goods online and generating an income that way. Etsy makes opening an online store easy-peasy, and the site s popularity is only growing check out one Etsy shop owner s inspiring story, here. A great way to gain momentum and some followers online is to post your products on Instagram. Pinterest. and Facebook .

    Think you re past your prime for the entrepreneurial world? Think again. Mary Kay Ash started Mary Kay cosmetics at the seasoned age of 45 years old. World-renowned author, J.K. Rowling was a single mother on welfare until the age of 31, when she penned the outrageously successful Harry Potter series. For more inspiring stories about entrepreneurs who took the leap of faith later in life, check out this infographic by Funders and Founders .

    Tell Us What You Think

    Have you started a successful at-home business while being a stay-at-home parent? Share your inspiring story with our community on Twitter .

    How do I fund, or raise finance, for a franchise in the

    #franchise loans


    Franchise Banks

    whichfranchise Finance

    For over 18 years, whichfranchise has been providing prospective franchisees in the UK with information and advice on funding a franchise. We have, and continue to work with some of the leading banks in franchising as well as other franchise finance specialists. In our dedicated section to franchise funding you can enquire about how much money you can borrow as well as how to approach a bank for finance, you can put any franchise finance related questions you have to one of the leading franchise specialist bankers in the UK, identify the true cost of buying a franchise and the importance of having a business plan and what should be included in it.

    Enquire about funding a franchise

    If you are interested in a franchise and wish to find out more about how much money you can borrow towards it, you can contact Lloyds Bank franchise division for further information and/or an informal chat. Click here to contact Lloyds Bank

    Funding a franchise advice

    Buying a franchise is a big step and, in a lot of cases, a big investment for most. It is vital that you check how much finance is available to you. Knowing this will also help with your decision as to which franchises are available within your budget. Read more about how to raise finance and funding options available to you

    Franchise business plan

    The business plan has two main purposes – obtaining finance from the bank and clarifying your aims and objectives. Here we look at the importance of the business plan and what should be included in it. Read more


    Find out how much money you can borrow

    Ask the finance expert

    Richard Holden – Lloyds Bank

    Richard Holden is Head of Franchising for Lloyds Bank. He has 32 years banking experience and has supported a wide range of businesses in the small business sector for many years. He is responsible for providing support to the Lloyds Bank Business Managers, assisting them in assessing proposals from prospective franchisees. He is also responsible for ensuring that the network of local business managers has up-to-date information on the franchise systems operating within the UK.

    Cost of a franchise

    When looking at the cost of a franchise it can sometimes be confusing with talk of franchisee fees, deposits, average cost etc. In this section we look at how to identify the total costs of a franchise including explaining the difference between franchise fee, deposits, working capital, as well as how to verify a franchisor’s projections.

    • Real cost of investing in a franchise
    • Franchise deposits
    • Franchise fees
    • Evaluating financial aspects of a franchise
    • How to verify a franchisor’s projections

    How to approach a bank for finance

    When it comes to financing a business start-up, banks are favorable to franchising. The regard lending to prospective franchisees looking at well-structured ethical franchise systems a safer option than someone starting from scratch on their own.

    Units of Study – The University of Sydney Business School #investor #business

    #new business opportunities


    Unit of Study

    Business opportunity and strategy design assignment (35%), start up financials (15%), group business plan (20%), presentation (25%), peer review (5%)

    For small open economies such as Australia’s, new business opportunity identification and exploitation are often critical to firms’ long-term growth and survival. Identifying new markets, developing new products and implementing new business models are highly-regarded and valuable skills for entrepreneurs and business managers alike. In addition to exploring the special problems (and advantages) associated with entrepreneurial start-ups, the unit explores commercialisation and corporate venturing. Topics include opportunity recognition, strategy development, business planning and investor documentation, venture capital and other funding sources, as well as entrepreneurial and creative leadership. The unit is structured around learning from engaged practice, and requires students to work with startup and early stage businesses.

    2002-2016 The University of Sydney. Last updated: 2 May, 2016

    ABN: 15 211 513 464. CRICOS number: 00026A. Phone: +61 2 9351 2222.

    The UTD Top 100 Business School Research Rankings – Naveen Jindal School

    #business school rankings


    Research Rankings Overview

    The UT Dallas Naveen Jindal School of Management has created a database to track publications in 24 leading business journals. The database contains titles and author affiliations of papers published in these journals since 1990. The information in the database is used to provide the top 100 business school rankings since 1990 based on the total contributions of faculty.

    Additionally, the database can also be searched by:

    • Any journal or combination of journals between the time period 1990 to date to get a ranking of schools
    • School name to see a list of publications by a school for any combination of journals and time period between 1990 to date
    • Author name to see a list of publications by an author for any combination of journals and time period between 1990 to date
    • Key phrase in article name to see a list of publications containing that phrase for any combination of journals and time period between 1990 to date

    The Jindal School of Management maintains and keeps this website current to provide timely data on research productivity in leading research journals across major disciplines in business schools. The school has worked hard to ensure data integrity, but as with any project of this type where the affiliation data is not always clear, some errors may exist. If you spot an error, please send us the corrections at Top 100 Admin.

    List of Journals

    The Accounting Review

    Journal of Accounting and Economics

    Strategic Management Journal


    UT Dallas Naveen Jindal School of Management provides a tool to study research contributions based on publications in 24 leading journals in major business disciplines. The database contains author and affiliation information on all papers published in these journals since 1990. Authors affiliations are recorded at the time of the paper publication.

    A single-authored paper results in the school of affiliation being credited with a score of 1. If there are multiple authors from different schools, each school gets a score of p/n, where p is the number of authors from the same school and there are a total of n authors on the article. If an author lists multiple affiliations, each of the schools that author is affiliated with gets a corresponding scaled score. For example, if one of the n authors lists m affiliations, each school that author is affiliated with gets a score of 1/nm.

    The database can be searched by any period between 1990 to the current year for any combination of journals, resulting in aggregated scores for schools. This provides a clear picture of contributions from each school for the selected journals and time period. One can also search the database by school names, author names and key phrases in the title.

    The Jindal School of Management also provides a ranking of the top 100 schools in North America and worldwide based on publications in all 24 journals for the last five-year time period. The school also provides links to prior rankings starting with the period 2000-2004.


    Although every effort has been made to ensure the accuracy of the information, the nature and diversity in which author affiliation information is provided in the journals sometimes make it hard to categorize and report the information accurately. UT Dallas Jindal School of Management has attempted to verify information using the web when possible.

    While searching for articles, author names are provided in the search results. They are not listed in the sequence specified in the published paper. Also note that when information on authors is provided, if the same author is listed twice, it indicates that the author has listed multiple affiliations.

    If you believe there is an error in the information provided, please send specific information to the administrator.

    The Naveen Jindal School of Management appreciates your input to this ongoing research effort.

    Edexcel International Advanced Level Business Studies #business #loans #calculator

    #business studies


    International Advanced Level Business Studies

    Why choose this specification?

    Our International Advanced Level in Business Studies replaces the international version of the Edexcel GCE A level in the subject.

    Covering business in a global context, the Edexcel International Advanced Level in Business Studies is designed to be studied over two years, with the option of a one-year AS level course.

    The specification is available for teaching in international centres only and offers 100% external assessment with no coursework.

    Sign up to teach

    Interested in offering this qualification?

    New to Pearson?

    You’ll cover business in a global context as you study our Edexcel International AS/Advanced Level in Business Studies.

    Studied over one or two years, the course will help to develop:

    • your interest in, and enthusiasm for, the study of business in the modern world
    • your critical understanding of business activity and how well organisations meet the needs and wants of society
    • your awareness of the ethical dilemmas and responsibilities facing business organisations
    • your ability to make decisions, solve problems and challenge assumptions.

    On completion, you could go on to further study of business and related subjects, or choose to enter employment.

    Contact us

    7 Ways To Promote Your Business Online For Free #business #banking

    #advertise your business


    7 Ways To Promote Your Business Online For Free

    Senior reporter, The Huffington Post

    Hi there, you can call me Kim. I’m Senior reporter at The Huffington Post and I’m based in Greater New York City Area.

    You may not have wads of cash to spend on marketing in the early stages of your startup, but that doesn’t mean that there aren’t effective ways to get your brand out there.

    Before the Internet, small businesses only had a few ways to market their products cheaply, through methods like printing out fliers or sponsoring little local events. Now there are all kinds of opportunities out there on the Web—you just need to know where to look.

    Here are seven ways to promote your business online that won’t cost you a dime:

    1. Use the three big local listing services

    Registering your business with Google Places allows it to be found more easily on Google searches and it shows up on Google Maps. All you have to do is fill out the form and register, then get your business verified through their confirmation process, which can be done either with a phone call or snail mail. Yahoo! also has a big database of businesses called Yahoo! Local. It’s free, and is certainly worth the few minutes it takes to set up. Microsoft’s Bing has a similar service that’s easy to sign up for.

    2. Embrace social media

    Social media isn’t just a tool to gain exposure—it has now become a necessary time investment for every business to make. You can tie in ads and offers on your Facebook page and have a direct channel with your customers on Twitter. Networking on LinkedIn—both at the personal and company level—can be another way to help your startup.

    3. Start a blog

    A blog not only helps your company get its name out through followers, but is a way to connect with your consumers more directly. But remember that one of the major keys of blogging is to keep your stream updated as frequently as you can. A dormant, abandoned blog is worth nothing.

    4. Put up multimedia on YouTube and Flickr

    YouTube provides a free way to distribute creative promotional videos, but in order to succeed you must put up content that people want to view and are relevant to your business—a simple ad will not work. A Flickr profile can also help by giving you one place to compile all the photos for your business, and allows you to link back to your website.

    5. SEO your company website

    Search engine optimization cannot be underestimated in the world of constant Googling. Pick up a book or head over to an online how-to-guide on SEO and make sure your site is primed for performance on search engines.

    6. Press releases

    Every time your business does something newsworthy, don’t hesitate to shoot off a press release—maybe folks will pick up on it. They’re a powerful media tool to use to help generate publicity, and having free distribution of them is a bonus. There are dozens of websites out there that you can use for your press releases, such as PRLog and 24/7 Press Release .

    7. Join a relevant online community and contribute

    Every niche has communities online that you can get involved in. But just signing up for a forum and posting every once in a while about your business isn’t beneficial for anyone, and will likely just annoy people. Actively contribute and build a rapport with the community, while keeping your business out of it. Passively promote your business by putting a link in your signature or mentioning it only when the context is appropriate.

    Search the Edmonton Directory of Local Business Listings #women #business #grants

    #yellow pages business


    Find a Business in Edmonton, Alberta.

    Business listings in Edmonton, Alberta

    Edmonton is the capital of Alberta, comprised of over 730, 372 people of English, Scottish, German, Irish, French and Native descent. With its expanding suburbs, Edmonton is considered one of the largest cities in North America. Edmonton is known for its festivals and boasts over 70 museums among its many attractions. The city is divided into different neighbourhoods along the north shore and the southern bank of the river. Whyte Avenue on 82nd Avenue is one of Edmonton s most popular neighbourhoods, with many historic monuments to visit during the day and a boisterous nightlife for Edmonton s nighttime party-crowd.

    Edmonton has a number of commercial centers, namely the West Edmonton Mall, a shopper s dream come true. It is one of the biggest shopping centers in North America and the most visited tourist attraction in all of Western Canada, with over 800 stores, a waterslide and a skating rink.

    The Edmonton Oilers are the popular hockey team here. Also, the 2010 Vancouver Olympics hockey champs were feted in Edmonton.

    Ready to shop? Click here for the most popular Edmonton flyers .

    A patio doesn’t have to be big to be great; it only needs good food, music, beer and company. Edmonton has a ton of awesome patios – ranging from big and small – to choose from to enjoy the beautiful weather this spring and summer. Take your pick! [Image credit:]

    So many nights are whiled away at the same local watering hole. You share some drinks and laughs and repeat, week after week. If you want to shake up your routine and have a memorable night out with your friends sans alcohol, check out this list of fun things to do around Edmonton. [Image credit:]

    Whether your little one is heading off to start a new year of school or has simply outgrown everything in their closet, buying fresh outfits for kids can be a fun challenge for parents. These stores offer a wide variety of children’s clothing, including sleepwear, play clothes, formalwear and outerwear. And, don’t forget, new shoes!

    The days of the speakeasy bar being a necessity may be gone but the feeling of those establishments still lives on. Visit any one of these Edmonton bars or lounges and take in the cozy space, the well-crafted cocktails and the overall ambiance and nod to the days of the speakeasy. [Image credit:]

    Do your search near most popular landmarks of the city:

    10 Internet Home Businesses You Can Run in Your Slippers #government #small

    #internet home business


    10 Internet Home Businesses You Can Run in Your Slippers

    Featured Author: CEO and founder Wendy Piersall has over 8 years’ experience working in a home office, and Sparkplugging is her third home-based business. Wendy’s past experience includes several entrepreneurial endeavors, as well as holding two business development positions with and Paladin, a marketing recruiting firm. She also currently writes for the Blog Network and resides in west suburban Chicagoland with her husband and three children. Add her to your Excelle network! The opinions and statements made in this article are solely those of the author and do not represent the opinions or representations of the University of Phoenix. About University of Phoenix
    At the largest private university in North America, you can attend classes at one of our more than 200 convenient locations. Or learn online – on your schedule. Regardless of where or how you attend class, you’ll receive a real-world education with real value.

    • Earn your degree sooner than you might think.
    • Attend class at times and places that fit your schedule.
    • Learn from instructors who have substantial experience in the fields they teach.
    • Receive personal attention in small, interactive classes.

    DISCLAIMER and ACCREDITATION While widely available, not all programs are available in all locations or in both online and on-campus formats. Please check with a University Enrollment Representative. University of Phoenix University is accredited by The Higher Learning Commission and is a member of the North Central Association ( For more information regarding state licensure, please click here.

    More articles from this author:

    With over 300,000 “Internet Home Business” related searches on the internet every month, it’s safe to say that there is a lot of demand for information on how to make money on the internet. Sadly, this also means that there are a lot of shady characters preying on this group of people.

    I knew someone who fell for one of these once. They taught him how to make money online, and then all he did was sell seminars on how to make money online. The fact that he had never actually made any money online was beside the point … I suppose. Not surprisingly, I’m not a big supporter of his business.

    Can anyone make money online? I do believe so. But not everyone will make money online, because as I have said before, making money on the internet takes a long time to learn, and most people give up because it can be extremely frustrating.

    My one piece of advice for starting an internet home business is this: Don’t expect to make any real money for 365 days (at least!). Although service-based businesses tend to bring in revenue faster, I would still allow for a full year to replace your outside-the-home salary.

    The good news about this industry is that as long as you are willing to put in the hours (days… weeks… months… ) to learn the ropes, you can bootstrap your business with extremely little money, generally speaking. Some businesses take more to start than others. I’ve probably directly invested less than $3,000 getting my blog up and running, and now revenue is increasing at about a 125-140% pace every month after being in business for 16 months.

    So, where do you start from here? Some general rules of thumb:

    1. Pre-packaged programs only work as much as you can customize it and make it unique and your own. Even then, techniques that work for one niche won’t work in all niches.

    2. Be wary of any “system” that promises instant results (especially anything that sounds like a get-rich-quick scheme!)

    3. Knowing the basics of HTML. Search Engine Optimization. social media marketing, website marketing, traditional marketing and sales are a must.

    4. Every business is made stronger by specializing in a tight niche. Know your audience and stick to it.

    Unless you have a brilliant tech idea that makes venture capitalists drool, you need to determine where your strengths are and which business model you plan on following (and you don’t need this list). I have run three home-based businesses in my life, all of which leveraged my current skill set as the foundation for building the business.

    Look over the following list and single out the ones in which you have at least some experience. You probably won’t have all of the skills necessary, so don’t let that stop you! All you have to do is work hard and be willing to learn .

    Next Page: 10 Places to Start

    Top Ten Social Media Sites for Business Networking #business #invitations

    #business networking sites


    Top Ten Social Media Sites for Business Networking

    Top ten social media sites for business

    Social media is becoming more powerful today than it was at its inception and as such there are now more social media sites out there than ever before. There are tons of sites that are geared toward certain jobs, areas, and age groups. It helps to understand event marketing definition to be able to move forward in the right direction. Business can benefit now more than ever from social media as more and more sites are becoming business friendly. Small business networking sites and business related networking sites can really give your business a boost. Here are ten sites that are incredibly useful to businesses across the board.

    This site is a group of dedicated entrepreneurs and business professionals that are dedicated to helping one another succeed with helpful information, tips, and tricks. Communication on this site is key and can help lead to worthwhile and useful business contacts and information that can help any business go from hum drum to successful in a matter of months.

    This site is a networking site that allows professionals to post resumes, talk with one another, and build valuable connections. This site is perfect for both starting business professionals and those that have some experience under their belt.

    Business networking groups like this one allow entrepreneurs, designers, programmers, and so much more. The site works to bring professionals from all walks and genres together to create a truly diverse and interesting work place. The site is mainly geared toward those individuals that are starting new ventures and need both support, advice, and information.

    This is an online community and marketplace where ideas can be exchanged, worked on, and fabricated. It was created by entrepreneurs for entrepreneurs that are interested in starting new ventures and just need that little extra push in the right direction. E.Factor is a type of experimental marketing.

    This site was founded as a way for business professionals to get in contact with other professionals. The site works to partner small business owners and entrepreneurs that may want to invest. This is also a great place to share ideas and build valuable business connections. This site and many others like it are called event marketing agency.

    This is an online community created by that is geared toward connecting entrepreneurs to one another. The site works to create lasting connections and allows users the chance to talk with one another, share ideas, and network over a large area.

    This site encourages mutual success through a vast network of entrepreneurs, business people, and small business owners that can help encourage and offer information for others. This site is a great opportunity for new business owners or those with an idea to start the process of owning their own business. Every new business should be on this business networking sites list.

    This site is an ultra enhanced address book that allows users to stay in contact with one another and truly be part of a community. There are tons of great features that make this site great for anyone with a plethora of contacts that needs a succinct and organized way to store, work with, and use their current contacts while gathering new contacts.

    This site allows users to organize themselves according to profession, location, and former jobs to help others find one another. This site is great for connecting with other users by being able to simply search to find users that have similar interests and past references.

    Business networking sites like Linkedln offers businesses the chance to become acquainted with other business professionals. It offers users the chance to peruse thousands of profiles, find potential employees, other professionals, and even business partners. This site is great for those that want tons of information at their fingertips. Being a business does not mean that you have to completely get out of social media. Social media offers businesses a chance to share their interests, knowledge and more.

    Suggested Read on this Topic:

    [easyazon_block add_to_cart= default align= center asin= 1497316650 cloaking= default layout= top localization= default locale= US nofollow= default new_window= default tag= totesome04-20 ]

    Registering a business #small #business #tools

    #registering a business


    Companies and Intellectual Property Commission

    About Registering a Business

    CIPC registers Companies and Co-operatives. It is not necessary for all businesses to formalise by registering with the CIPC. For some businesses, such as informal businesses and sole proprietors, there may not be sufficient benefits.

    Businesses that wish to transact with government and the formal sector, or that wish to access certain types of government support, are generally required to be registered with the CIPC. For these businesses, there may also be tax benefits to registration, as registered businesses have a lower tax rate than individuals. Even though you may not be registered with the CIPC, you will still have to be registered with the South African Revenue Services and will still be liable for tax if your turnover exceeds the prescribed threshold.

    Registering a business is simple and inexpensive if you follow the steps outlined on our website, the first step being registered as a CIPC customer. However, it brings with it certain responsibilities, irrespective of whether the business is trading. For example, you will need to file an annual return and pay an annual fee.

    In this section

    Useful Tools

    • Reset Password
    • Track my Transaction
    • Login to my Account
    • Company Investigations
    • How to – Step by Step Guides

    News and Updates

    CIPC Webinar on 22 August 2016

    Kindly be advised that all websites will be unavailable on Sunday 14th August from 09h00 until 15h00 due to Database Maintenance…

    Business Hosting #business #plan #sample

    #business hosting


    Business Hosting

    Business class hosting for E-commerce and high usage websites.

    We have powerful business servers which provide much larger capacity than standard shared hosting environments.

    • Limit of 50 users per server
    • Higher outgoing email limit (1000 emails / hour)
    • Larger CPU/Memory allocations for PHP/CGI/Perl scripts
    • FastCGI PHPAccelerator
    • PHP5 MySQL5
    • Apache 2.0
    • Cpanel Control Panel with Fantastico
    • Intel 8 CPU Xeon servers

    Quick Links:

    • Find out more about cPanel via the live demo on our servers
    • Check out the cPanel features and the Fantastico features
    • Need more control? Check out our VPS (Virtual Private Server) plans with SSH and full root access

    Choose a Plan

    More disk space, no daily hit limits, 256 Softaculous script installer and many more features not included in free hosting.

    Business Standard

    $19.99 / Month

    • Diskspace: Unlimited*
    • Bandwidth: 1000 GB per month
    • Add-on Domains: 100
    • Parked Domains: 100
    • Sub-domains: 100
    • Email Addresses: 100
    • MySQL Databases: 100
    • FTP Accounts: 100
    • Advertising: NONE
    • Technical Support: FREE
    • Free domain: One (1)Free .COM. NET. ORG
    • Control Panel: cPanel (Demo )
    • Script Installer: Softaculous

    Business Ultimate

    $39.99 / Month

    • Diskspace: Unlimited*
    • Bandwidth: Unlimited per month
    • Add-on Domains: Unlimited
    • Parked Domains: Unlimited
    • Sub-domains: Unlimited
    • Email Addresses: Unlimited
    • MySQL Databases: Unlimited
    • FTP Accounts: Unlimited
    • Advertising: NONE
    • Technical Support: FREE
    • Free domain: One (1)Free .COM. NET. ORG
    • Control Panel: cPanel (Demo )
    • Script Installer: Softaculous

    All orders are processed though our dedicated client portal (iFastNet /

    A great alternative to Godaddy or

    The Sunday Times 100 Best Companies #franchise #businesses

    #small companies


    The Sunday Times Best 100 Companies

    Welcome to The Sunday Times 100 Best Companies to Work For. This is the 16th annual survey and ranking of the cream of Britain’s employers, and its appearance each year is a high-profile event in the nation’s business calendar.

    The data-gathering and analysis used across all sectors are extensive. It’s the staff themselves who fill in the anonymous surveys from which the scores are compiled — a total of 241,361 people filled out questionnaires for this year’s lists — so we’re getting opinions about their bosses, their working conditions and their employer’s values direct from the people whose hard work builds the success of their business, whether they’re lawyers, mechanics or shop assistants.

    And once a company is on the list, they have to work to stay there. In all 925, firms registered to take part in this year’s surveys and there are 79 new entries, displacing those who didn’t make the grade this time.

    Our lists honour:

    ■ The 100 Best Companies to Work For in the mid-size category, (250-3,000 employees).

    ■ The 25 Best Big Companies to Work For (3,000-plus).

    ■ SMEs (50-250 staff) are assessed in The Sunday Times 100 Best Small Companies to Work For.

    ■ Public-sector bodies, charities and housing associations are recognised in 100 Best Not-for-Profit Organisations to Work For.

    All these lists can be found any time online at

    Congratulations to all the organisations on this year’s lists.

    Dominic O’Connell
    Business editor
    The Sunday Times


    Is the Stock Market Cheap? dshort – Advisor Perspectives #business #directories

    #current stock market prices


    Here is a new update of a popular market valuation method using the most recent Standard Poor’s “as reported” earnings and earnings estimates and the index monthly average of daily closes for the past month. For the earnings, see the table below created from Standard Poor’s latest earnings spreadsheet.

    The Valuation Thesis

    A standard way to investigate market valuation is to study the historic Price-to-Earnings (P/E) ratio using reported earnings for the trailing twelve months (TTM). Proponents of this approach ignore forward estimates because they are often based on wishful thinking, erroneous assumptions, and analyst bias.

    The “price” part of the P/E calculation is available in real time on TV and the Internet. The “earnings” part, however, is more difficult to find. The authoritative source is the Standard Poor’s website, where the latest numbers are posted on the earnings page .

    The table here shows the TTM earnings based on “as reported” earnings and a combination of “as reported” earnings and Standard Poor’s estimates for “as reported” earnings for the next few quarters. The values for the months between are linear interpolations from the quarterly numbers.

    The average P/E ratio since the 1870’s has been about 16.7. But the disconnect between price and TTM earnings during much of 2009 was so extreme that the P/E ratio was in triple digits as high as the 120s in the Spring of 2009. In 1999, a few months before the top of the Tech Bubble, the conventional P/E ratio hit 34. It peaked close to 47 two years after the market topped out.

    As these examples illustrate, in times of critical importance, the conventional P/E ratio often lags the index to the point of being useless as a value indicator. “Why the lag?” you may wonder. “How can the P/E be at a record high after the price has fallen so far?” The explanation is simple. Earnings fell faster than price. In fact, the negative earnings of 2008 Q4 (-$23.25) is something that has never happened before in the history of the S P 500.

    Let’s look at a chart to illustrate the unsuitability of the TTM P/E as a consistent indicator of market valuation.

    Legendary economist and value investor Benjamin Graham noticed the same bizarre P/E behavior during the Roaring Twenties and subsequent market crash. Graham collaborated with David Dodd to devise a more accurate way to calculate the market’s value, which they discussed in their 1934 classic book, Security Analysis. They attributed the illogical P/E ratios to temporary and sometimes extreme fluctuations in the business cycle. Their solution was to divide the price by a multi-year average of earnings and suggested 5, 7 or 10-years. In recent years, Yale professor and Nobel laureate Robert Shiller, the author of Irrational Exuberance. has popularized the concept to a wider audience of investors and has selected the 10-year average of “real” (inflation-adjusted) earnings as the denominator. Shiller refers to this ratio as the Cyclically Adjusted Price Earnings Ratio, abbreviated as CAPE, or the more precise P/E10, which is our preferred abbreviation.

    The Correlation between the S P Composite and its P/E10

    As the chart below illustrates, the P/E10 closely tracks the real (inflation-adjusted) price of the S P Composite. In fact, the detrended correlation between the two since 1881, the year when the first decade of average earnings is available, is 0.9977. (Note: A perfect positive correlation would be 1 and the absence of correlation would be 0).

    The historic P/E10 average is 16.7. After dropping to 13.3 in March 2009, the ratio rebounded to an interim high of 23.5 in February of 2011 and then hovered in the 20-to-21 range. It began rising again in late 2013 and hit a new interim high of 27.0 in February of 2015. It has now dropped below that high.

    Of course, the historic P/E10 has never flat-lined on the average. On the contrary, over the long haul it swings dramatically between the over- and under-valued ranges. If we look at the major peaks and troughs in the P/E10, we see that the high during the Tech Bubble was the all-time high above 44 in December 1999. The 1929 high of 32.6 comes in at a distant second. The secular bottoms in 1921, 1932, 1942 and 1982 saw P/E10 ratios in the single digits.

    The chart also includes a regression trendline through the P/E10 ratio for the edification of anyone who believes the price-earnings ratio has naturally tended higher over time as markets evolve. The latest ratio is 41% above trend, up from 39% above last month.

    Where does the current valuation put us?

    For a more precise view of how today’s P/E10 relates to the past, our chart includes horizontal bands to divide the monthly valuations into quintiles five groups, each with 20% of the total. Ratios in the top 20% suggest a highly overvalued market, the bottom 20% a highly undervalued market. What can we learn from this analysis? The Financial Crisis of 2008 triggered an accelerated decline toward value territory, with the ratio dropping to the upper second quintile (from the bottom) in March 2009. The price rebound since the 2009 low pushed the ratio back into the top quintile, hovered around that boundary and has now moved higher.

    A cautionary observation is that when the P/E10 has fallen from the top to the second quintile, it has eventually declined to the lowest quintile and bottomed in single digits. Based on the latest 10-year earnings average, to reach a P/E10 in the high single digits would require an S P 500 price decline well below 1000. Of course, a happier alternative would be for corporate earnings to continue their strong and prolonged surge. If the 2009 trough was not a P/E10 bottom, when might we see it occur? These secular declines have ranged in length from over 19 years to as few as three.

    We can also use a percentile analysis to put today’s market valuation in the historical context. As the chart below illustrates, latest P/E10 ratio is approximately at the 95th percentile of this series.

    Deviation from the Mean

    Here are a pair of charts illustrating the historic P/E 10 ratio from its mean (average) and geometric mean with callouts for peaks and troughs along with the latest values.

    Relative to the mean, the market remains quite expensive, with the ratio approximately 62% above its arithmetic mean and 75% above its geometric mean.

    The Prevailing Question.

    Was March 2009 the beginning of a secular bull market? Perhaps, and certainly the new all-time highs repeatedly set over the past several months are conspicuous tick marks for the optimists. But the history of market valuations suggests a cautious perspective.

    Additional Notes

    What Are the Impacts of Low Interest Rates and Inflation on Market Valuations?

    For more on this topic, see our monthly update:

    Wouldn’t Valuations Be Much Lower If We Exclude the Financial Crisis Earnings Crash?

    This is an often asked question, the assumption being that the unprecedented negative earnings of the Financial Crisis skewed the P/E10 substantially higher than would otherwise have been the case. While that may seem a reasonable assumption, a simple experiment shows that the earnings plunge did not dramatically impact the ratio. Let’s assume that the December 2007 TTM earnings of 66.18 remained constant for the next 29 months, totally eliminate the collapse in earnings of the Great Recession. What impact does this have on the P/E 10? The mean (average) only drops from 16.6 to 16.5. The lower bound of the top quintile drops from 21.2 to 20.8.

    Where Can I Find the Latest Earnings Data for the S P 500?

    Follow these steps to access the Standard Poor’s earnings spreadsheet:

    1. Go to the S P 500 page on the S P Dow Jones Indices website. Here is a: direct link to the page.
    2. Click the “ADDITIONAL INFO” button in the left column.
    3. Click the Index Earnings link to download the Excel file. Once you’ve downloaded the spreadsheet, scroll down to the “As Reported Earnings” data in column L.

    Exactly What Is the S P Composite index?

    For readers unfamiliar with the index, see this article for some background information.

    12 Cool Web Tools for Small Business #cool #business #cards

    #small business tools


    Find Out Who is Visiting Your Website

    Demandbase lets you know when those blue-chip customers are knocking at your virtual door. Its free real-time ticker analyzes your visitors’ IP addresses and compares them with information from sources such as Dun & Bradstreet and LexisNexis. With those data, Demandbase can tell you the names of the companies at which many of your visitors work. Click on a company name, and Demandbase will sell you the name and contact information for a lead at that company. Demandbase has been called the iTunes of CRM, and it’s almost as affordable: The average cost per lead is just $1.80.

    Calendar, Meet Social Networking

    LuckyCal aims to make it easier for you to meet up with friends or business contacts. The free Web tool, which launched in December, integrates your work and personal calendars with those of your employees, friends, and business associates (as long as they give you permission). The main benefit could be for road-weary sales teams; LuckyCal will scan your colleagues’ and clients’ Outlook calendars and Facebook profiles and e-mail you when they are in your area. LuckyCal plans to charge for an enterprise version that launches later this year.

    Reduce Your Carbon Footprint

    Three new software programs can help companies cut carbon emissions. Edison (, CO2 Saver (, and Carbon Control Software ( all use Windows power settings to reduce the energy consumed by computers while they are idle. All the programs provide information on how much carbon you have saved, and Edison estimates how much money you have saved as well. The personal versions of the programs are free. Carbon Control Software’s business version costs $10.50 and up per license per year and Verdiem, the maker of Edison, has a corporate version that sells for $20 per computer per year. It may be worth the price: Globally, IT infrastructure emits as much carbon as the aviation industry, according to research firm Gartner.

    Ditch That Phone Tree has mapped out the automated customer service phone trees of 200 companies. Log on, click on the department you want to reach (reservations at American Airlines, for example), and Fonolo will make the call, navigate the system, and call you when it has reached your desired department. When we used it to call Citibank, it connected us with a rep in less than 20 seconds, compared with two minutes when calling directly. Fonolo has an iPhone app as well.

    Save Money on Travel

    When you cancel a flight, you are entitled to a refund of the taxes and fuel charges you paid — even on a nonrefundable ticket. For 25 euros ($32), will get that money for you. The company has secured refunds as large as $262; the average is $101. If you don’t receive a refund, you don’t have to pay. Meawhile, is an airfare booking site focused on routes and destinations that aren’t generally available online, like Seattle to Denpasar, Bali. But it doesn’t always have the best prices, particularly on run-of-the-mill trips, so make sure to shop around. scours listing sites such as Travelocity and Orbitz to find the best deals, even on small airlines like Allegiant. And will alert you when a good price appears on the flight you want. If the price falls after you have bought the ticket, Yapta will, for $15, try to get you a refund or credit for the difference.

    Name Your Price for Coding Help

    The world’s largest community of software developers and graphic designers is now ready to serve small companies. Since 2001, TopCoder has been holding coding and design competitions to help companies like ESPN develop new software tools, websites, and logos. Late last year, it launched TopCoder Direct, a do-it-yourself version that allows small and midsize companies to get in the game. Log in at, describe what you want, and determine how much money you will award the first- and second-place finishers. When the submissions come in, you pick the best. A prototype for a simple website might cost $1,200.

    Skype on Steroids

    Chances are you have a cell phone, a work phone, a home phone, a couple of e-mail accounts, and maybe an instant-messaging program. With free software from VoxOx, you can keep them all in one place. Import contacts from all of your e-mail and IM accounts. Then, e-mail, IM, text, or call anyone you know, all through VoxOx. Every user gets a phone number, which shows up in the caller ID of the person receiving the call. If someone uses the number to call you, you can pick up at the computer or have the call forwarded to any phone. But there is one drawback: VoxOx gives users only two free hours of calls. Then, you can either pay a fee or get more free calls by watching ads.

    Tulane Business Forum #local #business #listing

    #business forum


    Friday, September 9, 2016

    New Venue: The Great Hall in the Ernest N. Morial Convention Center

    7:45AM Registration Continental Breakfast | 8:15AM – 1:45PM Conference

    The Tulane Association of Business Alumni and the Freeman School of Business at Tulane University are pleased to present the 37th annual Tulane Business Forum. a half-day event and the largest general business conference of its kind, attracting 750+ business professionals and representing over 200 companies. The forum features both national and local speakers who address a variety of topics of general business interest. It also presents an excellent opportunity to network with a diverse group of industry leaders.

    Again this Year: Attorneys can get 4 hours (three are general credits; one is for Professionalism) of Continuing Legal Education for attending the forum; Certified Public Accountants can get 5 hours of Continuing Professional Education credits; and Professional Engineers can get 5 hours of Professional Development Hours.

    Presented By

    Speakers *

    Click on the speaker’s name for more information

    Executive Sponsors

    • Adams and Reese LLP
    • Aimee Freeman Consulting
    • Becker Suffern McLanahan Ltd.
    • Bourgeois Bennett CPAs and Consultants
    • Broadmoor LLC
    • Canal Barge Co. Inc.
    • Chaffe Associates Inc.
    • Event Producers
    • EY
    • First NBC Bank
    • Giardina Family Foundation
    • Gillis, Ellis Baker Inc.
    • Globalstar
    • JPMorgan Chase
    • Lachin Oubré Associates APC
    • Laitram LLC
    • Landis Construction Co. LLC
    • Locke Lord LLP
    • LOOP LLC
    • Louisiana Public Facilities Authority (LPFA)
    • LUBA Workers’ Comp
    • Marsh Inc./Mercer
    • Pan-American Life Insurance Company
    • The Port of New Orleans
    • Postlethwaite Netterville
    • PricewaterhouseCoopers LLP
    • Raymond James
    • Society of Louisiana CPAs
    • Wegmann Dazet Company CPAs
    • Wm. B. Reily Company Inc.
    • Woodward Design+Build

    Corporate Sponsors

    • Auto-Chlor Services LLC
    • Barriere Construction Company LLC
    • Bernhard MCC LLC
    • Blue Cross Blue Shield of Louisiana
    • Blue Williams LLP
    • Cooper Consolidated LLC
    • Dardis Couvillon Associates – Financial Planning and Insurance
    • Deloitte
    • Devall Towing Boat Service
    • Ericksen, Krentel LaPorte LLP
    • Foley Judell LLP
    • Freeport-McMoRan
    • Georges Enterprises LLC
    • Home Bank
    • HRI Properties – Pres Kabacoff
    • HUB International
    • Jones Walker LLP
    • The Kearney Companies Inc.
    • KPMG LLP
    • Legier Company apac
    • Lockton Dunning Benefits
    • LongueVue Capital
    • Louisiana CAT
    • McGlinchey Stafford PLLC
    • McIlhenny Company – TABASCO Brand Products
    • Sanderson Farms Inc.
    • South Highland Ventures LLC
    • Standard Mortgage Corporation
    • Thibodaux Regional Medical Center
    • Tidewater Inc.
    • Willis Towers Watson

    Trade Sponsors

    • Mignon Faget
    • World Trade Center of New Orleans

    Freeman Alumni Sponsors

    • Michele Lopiccolo, MBA ’98
    • Thomas P. Spiers, MBA ’01
    • Enping Wu, MFIN ’17

    The Tulane Business Forum gratefully acknowledges the generous support of its sponsors.

    *As of 8/2/16. Speakers are listed in alphabetical order. Program is subject to change.

    Rutgers Business Insights #business #brochures

    #business insights


    Rutgers Business Insights

    With wide-ranging research backgrounds and strong industry experience, Rutgers Business School’s world-class faculty are thought leaders in their fields. Rutgers Business Insights bring contemporary views from faculty confronting today’s most challenging issues.

    Rutgers Business School contributes to Rutgers University’s deep commitment to creating new knowledge, fueling economic progress, improving lives, and enriching humanity. Rutgers is the only public university in New Jersey in the Association of American Universities (AAU), a group comprising North America’s 63 leading research universities.

    Professor Farok Contractor, who teaches international business, said communication and coordination will be key tasks for leaders from the 20 most powerful economies in the world as they contemplate new policies in Hangzhou, China, in early September. More

    Friday, August 19, 2016

    The action of 17.4 million voters from a small island on the western edge of the Eurasian landmass has sent shock waves to the world. The message contained in the decision to leave the European Union resonates with a lot of people in other countries. More than specific concerns of the British people about the European Union, the vote highlighted growing worldwide anxiety over the impact of globalization. A segment of the public in Europe and the United States seem united by their common concerns over integration. More

    Wednesday, June 29, 2016

    Multinational corporations such as Apple, Colgate, Dell, P G, Kellogg’s and Siemens are using FinTech companies to tap previously inaccessible capital in their supply chains to help finance growth in new and emerging markets, develop and support new products, strengthen their financial positions, and increase the capital available to the whole supplier ecosystem. More

    Tuesday, June 28, 2016

    Professor Farrokh Langdana explains the reasoning behind Great Britain s peasant revolt after voters elected to leave the European Union. More

    Monday, June 27, 2016

    Why do politicians like Trump keep bashing China? What does undervaluation or overvaluation of a currency mean? And what advantage can a nation derive from trying to control or manipulate its exchange rate? More

    Tuesday, June 14, 2016

    In research that was done over a 15-year period, Professor Terri Kurtzberg and her team explored the unintended and often unnoticed changes that can occur in decision-making, negotiations, ethics and trust when individuals rely on electronic devices to communicate. More

    Tuesday, June 7, 2016

    Relatively few studies look at a large number of corporate inversions to understand when an inversion may or may not add value. The authors research takes a careful look at the data to deliver new insights into the world of inversions. We use hand-collected data on more than 600 corporate inversions out of 11 home countries into 45 host countries during the period between 1996 and 2013. More

    Wednesday, April 20, 2016

    In simple terms, an inversion is when a U.S. company shifts its corporate headquarters to a country like Ireland where corporate taxes max out at 12.5 percent compared to the maximum 35 percent U.S. tax rate. For large multinational firms, the annual savings can be in the billions. But the U.S. government would then lose even more than that in tax revenues. More

    Tuesday, April 12, 2016

    In this Business Insight, Professor Farrokh Langdana explains the rise of angry Americans through a misguided use of comparative advantage trade theory that has had disastrous consequences for the United States. More

    Tuesday, April 12, 2016

    In papers published recently in the Journal of Operations Management and Decision Sciences, Professor Dobrzykowski and his co-authors examine how operations and supply chain management concepts such as use of information technology, partnering and vertical integration can produce better outcomes for patients while improving efficiency for healthcare providers. More

    Thursday, February 25, 2016

    Window Cleaning Coach: How to Start a Window Washing Business, Tips, Advice,

    #window cleaning business


    Hi, my name is Dave and I run my own successful window cleaning business called ShineTime in Birmingham, England.

    The reason I’ve created this website is because I found that there was a lack of free information on setting up your own window cleaning business when I first started.

    Instead I found there are a lot of opportunist window cleaners on the internet who are selling their knowledge (you can’t blame them really can you).

    I realise when you’re setting up your own business funds are tight, so I’ve decided to give my expertise away for free.

    The reason for this generosity you might ask? Well window cleaning helped me out of a tight spot: I was working in a dead-end factory for minimum wage and wasn’t too happy about the situation.

    I finally decided to start my own window cleaning business, and after a lot of trial and error my business became successful. I want to help other people thinking of starting their own window cleaning company avoid some of the mistakes I made when I first started by doing this informative website.

    Let’s get one thing straight, being a window cleaner is a horrible job: in Winter you feel like your hands are going to drop off, if you’re working by yourself it can become very lonely, and sometimes your customers can give you hassle. As you’re the head of the company you’re the one who has to deal with troublesome customers because there’s nobody to pass the blame onto.

    It’s not easy either, most people seem to think it’s just a case of buying a bucket, getting a chammy and you’re away. Sadly there’s a lot of competition out there, it’s highly likely you’ll find all the best areas where you live (the posh ones that make you the most money) are taken.

    You have to be prepared to work hard to build up your round and be able to discipline yourself because there’s no boss to kick you up the arse when you feel like having an impromptu day off. It’s very easy to slip into the habit of thinking: I can’t be bothered with it today. or I think I’ll knock off early .

    It’s good to have the freedom that only comes with being your own boss, but it still doesn’t mean you can spend every other day in bed. Disappointing I know, but that’s life.

    I want to make it clear that not everybody is suited to self-employment, some people need a person watching over them to make them work. If this is a description of you then you probably shouldn’t bother wasting anymore of your time on this site. Instead, you may want to consider looking for other cleaning jobs first to get some experience and see if a window cleaning career is really for you.

    Despite all the drawbacks however, I believe if you’re desperate, i.e. stuck in a job you absolutely hate, or unemployed and on the dole, then window cleaning could be for you because it’s a realistic way of making a respectable living for a person who has no other options, just don’t expect to be driving around in a Bentley anytime soon.

    Top 5 Green Business Ideas for Aspiring Eco-entrepreneurs – Green Entrepreneurship #register

    #green business ideas


    Top 5 Green Business Ideas for Aspiring Eco-entrepreneurs

    Green businesses are gaining popularity as more opportunities arise for eco-entrepreneurs to invest in. This business is mainly driven by the demand of consumers who are interested in purchasing goods and services that incorporate eco-friendly manufacturing processes. In fact, most of the services and products being offered today have been greened. Thus, if you are looking to start a business that is geared towards saving water, energy and other resources, you simply cannot run short of sustainable ideas.

    There are numerous green business options that you can venture into on a part-time basis and with a small investment. Whether you are interested in a part-time or a full-time green business, here are top 5 ideas that eco-entrepreneurs can invest in and join the green business revolution:

    1. Green App Development

    If your preference is working in the technology world, you can still make a contribution to the green revolution through the development of apps that promote a green living ideology through proper waste management and recycling. Generally, apps that offer information on what to buy and how to recycle waste are quite popular.

    Green app development is quite promising in terms of income generation as its potential is not about to exhaust in the near future. Besides, existing businesses can also consider developing apps that are branded, as there is room for winning more customers for your products and services as well as cementing their loyalty.

    2. Waste Management/Recycling Business

    Recycling is a great step towards ensuring that toxic waste does not end up in the landfills. An electronics recycling business is a great area as old computers, mobile phones, fax machines as well as outdated television sets can be used to produce items that can be used elsewhere. You can also consider offering a pickup service for such electronics and deliver them to recyclers at a fee even though you may not offer actual recycling services.

    3. Manufacturing of Green Products

    This is another leading business idea that has continued to top the list of green business ideas. You may want to consider manufacturing vegan, organic or herbal soaps, lotions, shampoos as well as other cosmetics whose demand has continued to grow. One of the reasons why these products are preferred is because they have few or no side effects as opposed to chemical-based personal care products. Thus, you can manufacture different kinds of safe and natural personal care products and then market and sell them locally.

    4. Green Consulting

    Setting up a green consultancy is another good green business idea. This is because more and more businesses as well as individuals are looking to go green even though they do not have adequate knowledge on where to begin. Thus, as a consultant you can develop a concrete action plan for them after looking at their environment and making an analysis of the environmental weaknesses and strengths.

    Homes and businesses that are consuming more energy than they need for cooling or heating can benefit from green advice. In addition to consulting, you can also consider adding a green event management service where you will see to it that every area of the event is executed in a manner that is environmentally friendly.

    5. Energy Efficiency Auditor

    Being able to determine the amount of energy you use at home and sticking to it is a great step in ensuring energy efficiency. Unfortunately, not so many people understand the value of this. This is why you will do really well if you set up an auditing agency that oversees that business owners are determining how much insulation they need, know when the bulbs are due for a change as well as the kind of programmable thermostats they need.

    There are endless opportunities when it comes to green business ideas so you need to identify the area that you are passionate about. Also make sure that you are well skilled in your chosen area before setting up your recycling business if you want to make the difference you desire.

    Erich Lawson is passionate about saving environment by effective recycling. He has written a wide array of articles on how modern recycling equipments can be used by industries to reduce monthly garbage bills and increase recycling revenue. You can learn more about environment savings techniques by visiting Northern California Compactors, Inc blog

    Related Posts

    101 Business Insights Group #business #loan #interest #rates

    #business insights



    Update your profile and we’ll give you credit for your qualifications and work experience which maps to an Insight Rank (our ranking system) that reflects your status in our community. As you participate in building our community and contributing towards our pool of resources, you’ll earn additional Insight Points which will enable you to be promoted through the ranks.


    As you browse around our site, read insights and comment on what you’ve read, you’ll earn Insight Dollars (our virtual currency) which you can then use to purchase essential products and services such as: books, business tools (e.g. Business Plan Templates & Guidelines), Consultancy services, Training and many more, thus saving you real cash.


    Help grow our community and earn 50% commission on all referrals. As a member, you’re also invited to share in our Company’s financial success. You can use your “Insight Dollars” to buy actual shares in “101 Business Insights” and subsequently share in the growth of the company and receive annual dividends.



    Create Invoices, Estimates – Orders with Express Invoice #business #documents

    #free business software


    Express Invoice Invoicing Software

    Easy invoicing software to manage and track your billing on Mac or Windows.

    • Create invoices, quotes and orders quickly
    • Automate recurring invoices and templates
    • Easily add multiple users and enable remote access

    Express Invoice lets you create invoices you can print, email or fax directly to clients for faster payment. The reporting functionality allows you to keep track of payments, overdue accounts, sales team performance and more.

    Streamline your billing process and support multiple tax rates for multiple businesses—all with secure mobile access to iPhone and Android devices. Compatible with Windows and Mac, Express Invoice is available for download today.

    Get it Free. A free version is available for home users or businesses with fewer than 5 staff members. Download the free version here. which does not expire and includes most of the professional version features.

    Invoicing Software Features
    • Easily create invoices, quotes and orders
    • Customize invoices including logo, heading text, notes and more
    • Save or send invoices as PDF files
    • Email or fax directly from the application
    • Schedule recurring invoices
    • Automatically send statements to customers with overdue payments
    • Supports multiple tax rates for countries where required (e.g. Canada)
    • Supports invoicing for multiple businesses
    • Web access lets multiple users within the organization log in securely via the internal network or the internet
    • Secure, mobile access through the web interface (e.g. iPhone, Android)
    • Sync between your home computer, mobile phone, tablet or any device with the Express Invoice app
    • Reporting includes accounting, salesperson performance, unpaid invoices and more
    • Integrates with Inventoria to maintain inventory data across all aspects of your business

    * The iPad and Android apps do not have the web access feature, instead install the desktop version for remote access and log in remotely using the Internet browser on mobile devices.

    Invoice Software

    Related Software

    Invoice Program System Requirements
    • Windows XP/Vista/7/8/8.1/10
    • Works on 64 bit Windows
    • For earlier versions see Win 98 and Win 2000
    • Mac OS X 10.4 or higher
    • iPad version runs on iOS 3.2 or higher
    • Android version runs on 2.3.3 or higher
    Download Invoice Software
    Join Over 1.6 Million Users

    “I have a small, freelance writing business and sometimes projects string out and I have to track my time and eventually send the invoice. I can do all that with this program, plus it will send bulk emails and print all the unpaid invoices when I want them or show me reports for a fast business overview. It does everything I need it to and turns out a nice, professional product.”

    – JB, Small Business Owner

    Purchase Express Invoice
    • Purchase Express Invoice online here

    How to sell your business: Planning the exit strategy – Small Business

    #selling your business


    How to sell your business: Planning the exit strategy

    How small and medium businesses can take on flexible working

    Some 57 per cent of employees say the availability of flexible working in their workplace is important to them, according to Sage data. This guide to Sage 200 Online shows why more and more businesses are turning to the cloud.

    Controlling Cash Flow – Learn to master your money

    Find out how five small businesses met the challenges of raising finance, from drawing up a business plan to securing investment. Complete with expert guides and tips to help you through the process.

    The Vitesse Network

    Further Information

    Vitesse Media Plc, 14 Bonhill Street, London EC2A 4BX T. 0207 250 7010

    2016 Vitesse Media Plc

    2016 Vitesse Media Plc

    Welcome to the Print Business Magazine Website – Print Business Magazine #best

    #business printing



  • 29 Aug Harrison Packaging adopts EFI s Productivity Suite as carton focused MIS
  • 29 Aug Xaar builds on sales pillar strategy for predictable growth
  • 29 Aug Agfa completes Anapurna s transition to LED UV printing
  • 27 Aug TJ International takes craft approach for RNLI edition
  • 27 Aug Colyer doubles size with Repropoint takeover
  • 27 Aug Remous boosts digital division with Ricoh pair
  • 22 Aug Rising Yen hits results of Japan s digital press providers
  • 21 Aug LED continues spread across applications
  • 19 Aug Kingsdown bids for growth with Ryobi LED UV order
  • 19 Aug Saxoprint moves to deliver packaging range
  • 14 Aug KBA revises forecasts after strong Drupa
  • 14 Aug Drupa provides boost to Heidelberg order backlog
  • 14 Aug LumeJet opens web portals to new business model
  • 14 Aug Signature Gifts takes Canon i300 into commercial print
  • News Centre
  • Looking for equipment?
  • Looking for manufacturers?
  • Help
    • 18 Jul KBA takes modular approach to inkjet
    • 18 Jul Heidelberg fires up B1 print with Primefire
    • 18 Jul DataLase strikes with laser powered printing
    • 18 Jul Extra value captured imagination and orders at Drupa
    • 18 Jul Inkjet on the web is knocking on the door
    • 18 Jul Catalogue of opportunities for inkjet
    • 18 Jul Polestar collapse eases pressure on UK web offset sector
    • 18 Jul A little learning can go a long way for everyone
    • 30 May Fujifilm takes stride to automated book production.
    • 20 May Recycled papers ready for a return
    • 08 May Perfect storm sinks Colchester Print Group
    • 12 Apr Printing technology shows shift to digital
    • 11 Apr Komori prepares to launch B2 flagship as nano takes place in Drupa spotlight
    • 11 Apr Drupa will demonstrate ways of adding extra impact
    • All features
    • 20 Jul Digital charts the waters for UKHO
    • 18 Jul Jersey paves the way for a new model for newspaper print
    • 18 Jul HP sets its sights on litho printing
    • 13 Jul It is the experience that counts for Canon customer Sursee Campus
    • 03 Jul Sign Build scores with UK s first Arizona 1280 flatbed
    • 26 Jun Route 1 takes the IST road to UV printing
    • 26 Jun Corsham Print sticks with litho, taking LED UV on new Ryobi to match digital speeds
    • 05 Jun Stylographics takes Massivit stride
    • 30 May Digital proves its worth for Pensord
    • 20 May Central Colour stands outside the mainstream
    • 20 May Precision Printing spends big to boost offset capacity
    • 19 May Elle flies standard for automated workflows
    • 19 May Ortek is first UK printer to upgrade press to Komori H-UV
    • 08 May DG3 achieves landmark cross process colour quality certification
    • All case studies
    • Contact form
    • About us
    • What this site does
    • Archive
    • Media pack
    • Style guide
    • Events
    • Log in
    • Register for My Print Business

  • Incorporation Services – Incorporate a Business Online: S Corp or C Corp

    #incorporate a business


    What would you like to talk about?

    Welcome back

    Form a corporation with speed, value and ease

    Over 1 million businesses have trusted us to get started

    Over 1 million businesses

    Over the past 12 years, we ve gotten pretty good at helping people launch their businesses. In fact, we ve helped over 1 million of them.

    Lifetime customer support

    Our customer care representatives in the United States will be there to support you throughout the lifetime of your business.

    Crafted by top attorneys

    Our attorneys continually maintain our documents to be up to date with the latest legal requirements in each state.

    Step-by-step guide on starting your business

    Easy as 1-2-3

    What s the difference between a corporation and an LLC?

    Get started today

    Ask away. We have answers.

    Common questions

    What s the difference between a C corporation and an S corporation?

    The IRS allows corporations to choose to be taxed as either a C corporation or an S corporation. Income from C corporations are subject to double taxation; that is, the corporation pays taxes on its net income and then the shareholders also pay taxes on the income that they receive from the corporation.

    S corporations have only one level of taxation. The shareholders still have to pay taxes on money that they receive from the corporation, but an S corporation does not pay taxes on its net income. While the S corporation is popular among small business owners, C corporations have greater tax planning flexibility.

    How does a corporation protect my personal assets?

    If a business operates as a corporation, the business owners, called shareholders, are not personally liable for debts or other claims against the corporation. That s because the corporation is a separate legal entity from its owners. If a corporation complies with the formalities required for it to be treated as a separate legal entity, then anyone seeking to collect a debt from, or enforce a claim against, a corporation, would not be able to collect from the shareholders themselves. They would only be able to pursue the assets held in the name of the corporation.

    Why do many people choose to form their corporation in Delaware?

    Delaware is a very popular place in which to form corporations. However, the primary benefits apply to larger public corporations or those planning to go public. Delaware s laws provide heightened protection for board members against lawsuits brought by shareholders, and Delaware has a court exclusively dedicated to resolving corporate disputes. These benefits don t mean much to smaller corporations. Keep in mind that if a corporation forms in Delaware and does business in another state, the corporation would be required to file additional paperwork, and pay any taxes and/or fees required to do business in that state. Given those factors, many smaller corporations keep it simple and form in the state in which they plan to do business.

    An employer identification number (EIN), also known as a federal tax identification number, is used to identify a business entity for tax purposes. It s like a Social Security number, but for a business. In general, most businesses need an EIN. The only reason a business would not get an EIN is if it has only one owner, elects to be treated as a sole proprietor for tax purposes, and does not want to open a separate business bank account. In this case, the owner would use their Social Security number as the business identifier. However, there are disadvantages to this approach, namely the risk of liability.

    How are LLCs taxed?

    Unlike a corporation, LLCs have some flexibility in how they re taxed. Depending on how many members and the type of tax treatment the owner selects, the LLC can be taxed as either a corporation, partnership or as part of the owner s personal tax return (called a disregarded entity ). By default, an LLC with two or more members are taxed as a partnership, unless they file an IRS Form 8832 to elect to be treated as a corporation. If the LLC has only one owner, it will be taxed as a sole proprietor, unless the owner files Form 8832. It s not necessary to decide which tax treatment until after your business is formed. You have up to 12 months to decide and can speak to an accountant if you need help making this decision.

    What is a registered agent?

    A registered agent (sometimes called a resident agent or statutory agent) is a person or business authorized to accept important legal documents on behalf of a business. States require businesses to provide the name of their registered agent at the time they form their business entity. While you can be your own registered agent, there are disadvantages. You have to be available during regular business hours and your information goes on the public record. If you miss a filing deadline, you risk being fined or shut down. Our registered agent service can ensure you receive important business documents, sort through junk mail and keep your information private.

    Is a corporation right for me?

    It depends on many factors. Get help deciding by answering a few questions here .

    Add the power of Inc. to your business

    Start my corporation Start my corporation

    Incorporate a Business with LegalZoom – Form a Corporation Online Easily and Affordably

    Protect your personal assets by incorporating your business with LegalZoom. When you choose LegalZoom to form a corporation. we create and file your corporation documents with the state where you are forming your corporation which means fewer details to worry about when starting a business . To ensure your satisfaction with our business incorporation services, you receive lifetime customer support as part of our Satisfaction Guarantee . In addition, corporations formed through LegalZoom are backed by a $50,000 Peace of Mind Guarantee . When it comes to something as important as forming a corporation. trust LegalZoom to help you take care of the details. Get started incorporating your business online with LegalZoom.

    *Available in most states. Telephone consultations with a participating firm, during normal business hours, of up to one half (1/2) hour each, limited to one consultation for each new legal matter. After the 30-day trial period, benefits to the Business Legal Plan (also Business Advantage Pro) continue automatically for $29.99 per month. For states where Business Advantage Pro is not available, benefits to Business Advantage Standard continue automatically for $7.99. You can cancel by calling (877) 818-8787. For full details, see the Legal Plan Contract and Advantage Terms of Service .

    Sign Up for Our Newsletter, Inc. All rights reserved.

    Disclaimer: Communications between you and LegalZoom are protected by our Privacy Policy but not by the attorney-client privilege or as work product. LegalZoom provides access to independent attorneys and self-help services at your specific direction. We are not a law firm or a substitute for an attorney or law firm. We cannot provide any kind of advice, explanation, opinion, or recommendation about possible legal rights, remedies, defenses, options, selection of forms or strategies. Your access to the website is subject to our Terms of Use .

    Incorporate Your Business Online #business #software

    #incorporate a business


    Explore the Incorporation Options

    Most Popular Business Types

    Businesses with a Social Mission

    Additional Business Types

    Which Business Type is Right for Me?

    Everything you need for the lifecycle of your business.

    CT Wins Gold in 2015 Best in Biz Awards

    What does it mean to incorporate?

    When people say I d like to register my business, they usually mean incorporating their business as a C Corporation or an S Corporation or forming an LLC. By incorporating or forming an LLC, the company s owner or owners create a separate legal entity to transact business. The process involves properly completing and filing your documents and appointing a registered agent. If you incorporate, most states require that you hold an organizational meeting, issue shares and adopt bylaws. To be an S Corporation, you’ll also have to file an election statement with the IRS. LLCs have fewer state requirements, but it’s a best practice to adopt an operating agreement.

    Why is incorporating a business important?

    When you incorporate, the business becomes a separate legal entity, distinct from its owners. This new entity ─ whether it’s a C Corp, S Corp or LLC ─ often has enhanced credibility with lenders, potential customers, vendors and employees. Limited liability is another key benefit. Without incorporation, you are responsible for any debts and losses your business may accumulate. However, when you incorporate, you are typically held responsible only for the amount of money you personally invest or business debts you personally guarantee. Your personal assets typically cannot be used to satisfy the debts and liabilities of your business

    Five Crucial Points on the Business Roadmap

    Common Needs Around Incorporation

    Request a Custom Quote

    When you have to be right

    2016 C T Corporation System and/or its affiliates. All rights reserved.

    Disclaimer: *Offers and prices are intended for standard orders completed online only. Prices are not to be combined with other promotional pricing, discounts or third-party pricing. Other terms and conditions may apply. CT Corporation is not a law firm and does not provide legal advice. If legal advice is required, please seek the services of an attorney.

    Running a Drop Shipping Business – The eCommerceFuel Blog #t #shirt #business

    #drop shipping business


    Running a Drop Shipping Business

    The following Q A answers many common questions associated with starting and running a drop shipping business. For a real-world example, you ll want to read this post which details the fulfillment process in one of my own businesses.

    Jump to questions/answers:

    What do I need – and much does it cost – to start a drop shipping business?

    To properly set up a drop shipping business in the U.S. you ll need:

    • To incorporate a business with your state (Approximately $150 to $300)
    • Request an EIN number from the IRS (free)
    • Request a sales-tax ID from your state (if your state charges sales tax, usually free)
    • Find and establish a relationship / open an account with a drop shipper (free)
    • (Recommended) Create your own eCommerce website (Approx. $10 to $50 per month)

    The costs will vary based on your circumstances, but in most cases you should be able to get a drop shipping business up-and-running for less than $400. For more information on finding suppliers, please see the section on finding drop shipping companies.

    Do drop shippers provide customer service and/or talk with my customers?

    No. As the retailer, you re 100% responsible for dealing with customers. You ll need to build and market your website, handle customers support issues, solve problems and deal with any issues that arise. You ll act as the intermediary between your supplier and your customer.

    How do I submit orders to suppliers?

    Each drop shipping wholesaler will be different. Most suppliers (but not all) will accept orders via email. Many will accept them over the phone, and those with more advanced websites will accept them online. A few sophisticated suppliers will even allow you to submit your orders in bulk via a specially formatted XML or CSV file.

    What is the turnaround time for fulfilling a drop shipped order?

    This will vary based on the quality of the supplier, and their location. Most decent suppliers should be able to process, pack and ship out an order the same-day if it s received by noon their local time.

    How do I get tracking information for orders?

    This will also vary by drop shipper. A quality drop shipping wholesaler will provide tracking information via email in plain text or in a specially formatted .CSV or .XML file. Tracking information should be received immediately after the shipment is processed or by the end of the day the order was shipped. Once you receive a tracking number, it s your responsibility to pass it along to your customer usually through your shopping cart interface.

    One mark of a poor drop shipper is delays in sending you order verification and tracking information and/or making you log-in to their website to retrieve tracking numbers.

    How do I pay my supplier?

    Starting out, a drop shipper requires you to have a credit card on file to pay for orders. When getting a business credit card, make sure you get a Visa or Mastercard as many suppliers won t accept Discover or American Express.

    Once you ve built up a relationship and track record, you may be given the option of Net 15 or Net 30 terms. This means that the supplier will extend you credit, and simply keep track of what you owe. Then, you ll need to pay them by check within 15 or 30 days.

    I have established, multi-year relationships with numerous drop shipping suppliers and still prefer to pay by credit card over Net terms. Why? It s more convenient, I don t have to write and mail a check, and I can rack up some serious reward points using the right rewards credit cards. In fact, I was able to accumulate enough rewards to pay for a trip around the world .

    Who pays for the shipping costs on orders?

    While a drop shipper will usually use their own UPS/FedEx/USPS account to pay for shipping, they ll pass along the cost to you when billing you for the order. It s up to you how much to charge your end customer for shipping.

    Do orders appear like they came directly from my company?

    Yes! This is one of the great things about the drop shipping model. Most drop shippers will put your company s name and logo on packing slips and invoices, as well as your return address. So it appears like the package was shipped directly from you.

    How do returns from customers work?

    Most drop shipping companies will have restrictions on what can and can t be returned. So you ll need to make sure you clearly communicate (both before the purchase AND before accepting the return from the customer) that it meets these criteria.

    Most suppliers will issue you a RA (Return Authorization) number. This unique number will identify the return in their system. Once received, simply pass along this RA number along with the address of the warehouse to your customer.

    Once the supplier receives the return, they should send you a notification along with a credit invoice showing that they ve credited you for the item. Then, you in turn refund the customer who purchased from your store.

    Who pays for return shipping on returns?

    This will vary from retailer to retailer, but here are the policies I have in place and highly recommend:

    For Defective Items: If a customer received a defective item, I feel it s my business responsibility to pay all the associated costs to get them a working product! Some store owners will argue:

    We didn t make the product! It s not our fault! A defective item is the risk a customer takes for purchasing.”

    but I think that s a poor way to do business, and provides a very bad experience for your customer.

    I recommend paying for the return shipping costs incurred by the customer to send back the item, as well as the costs involved with shipping out a new replacement. In the event the product is very low-value (costs $20 or less), I ll often ship the customer a free replacement without requiring them to return the old product. This is often easier, faster and cheaper than paying to have a customer return a cheap defective product.

    On the bright side, if a product is genuinely defective, most drop shipping wholesalers will pay for the shipping cost of sending out a new item, which means you ll only need to cover the cost of shipping from the customer to the warehouse.

    For Non-Defective Items: If the customer decides to return an item due to incorrect selection – or because they simply changed their mind – they will usually be responsible for paying for return shipping fees. However, if the product was incorrectly advertised or presented on the website, the business should cover return fees if this was the cause of the problem or incompatibility.

    Do drop shippers ship internationally?

    This varies widely by drop shipper, so you ll need to check. I would say approximately half of the drop shippers I work with will ship internationally.

    International shipments can quickly get expensive, and getting accurate quotes regarding shipping fees, customs and duties for hundreds of countries is complex. It also takes a drop shipper significantly more time to process an international order as there is more paperwork involved. Some will charge an additional fee while others simply won t bother.

    Also, issues with returns and fraud get a bit more complicated with international shipments. If an international customer receives a defective product, getting them a replacement will be significantly more expensive. And the likelihood of fraud and abuse increase with international shipments.

    Jump to section:


    Elegant Entrepreneur #business #name #ideas

    #simple business ideas


    The blog

    Simple Elegant: Best Descriptors of Business Ideas Women Entrepreneurs

    Simple works. Elegant works. The world is drawn to simple, elegant business ideas and women entrepreneurs. The more complicated an idea or solution to a problem, the less likely it will work and/or the longer it will take to create. The louder and more obnoxious an entrepreneur is, the more I question the validity of their idea or company.

    Einstein was once quoted as saying If you cannot explain it to a five year old, you do not understand it yourself. I couldn t agree more. Ingenious ideas should be easy to explain and leave the listener thinking Wow, why didn t I think of that? Simple explanations are powerful. I recently had a conversation with a female founder who is launching an app. Her explanation of an incredibly powerful mobile platform with a patent-pending algorithm was perfect: Uber for finding a mentor. I got the concept immediately and appreciated her simple explanation. It showed that she knew her product, how to explain it to her target audience, and that she was confident enough to not yammer endlessly about all of its features and benefits.

    Elegance is appreciated in the business world. Tastefully designed websites, presentations, and products always outlast their gimmicky, flashy competition. The same goes on a personal level. If you are presenting at a pitch contest or a big meeting, be conscious of your appearance. You are your company and should make a good impression.

    I once listened to a pitch where the woman entrepreneur s large bracelets and earrings clattered every time she moved her arms or head. I don t remember the name of her company or what problem it solved just that her jewelry constantly interrupted her pitch and distracted me. Don t be that woman. Create a polished presentation with simple explanations and examples and let you and your idea shine with minimal distraction.

    A famous female founder, Coco Chanel had excellent insight for women on the topic of simplicity and elegance.

    Leave a Reply Cancel reply

    Small Business Awards #business #plan #samples

    #business awards


    How It Works

    It takes more than just grit and passion to run a great small business. For the businesses that put in more, there’s the Small Business Awards on 702 with Sage One.

    If you know of a small business that exceeded your expectations and left you wanting more, tell us about them. We’ll reward them for being more than just a business.


    1st place: Sage One will award the winner with a laptop and free access to Sage One Accounting and Sage One Payroll software, giving them the freedom they need to run their business anywhere, anytime. They’ll also receive a training course or seminar of their choice, as well as a year’s worth of software support. An airtime package to the value of R250 000 on 702 will also be awarded to the winner to promote their business.

    2nd place:Two runners-up will receive Sage One Accounting and Sage One Payroll software. They will also receive a free training course or seminar of their choice, as well as a year’s worth of software support. An airtime package to the value of R125 000 on 702 will also be awarded to the two runners-up.

    Latest News

    Why The SBIC Doesn – t Work For Venture Capital Anymore –

    #small business investment company


    Why The SBIC Doesn t Work For Venture Capital Anymore

    There are so many things wrong in the article I felt compelled to write about it. This isn t a knock on the writer (Alicia Wallace) I like Alicia and think she does a good job. Rather, it s an example of the difference between signal and noise in any kind of reporting around the VC industry.

    I’m an investor in over 40 VC funds around the world (mostly in the US) and three of them are SBIC funds. Each of the SBIC funds were raised in the 2000 2002 time period. On paper, only one is in positive return territory as a fund, but the SBIC leverage is a substantial negative factor for the LP investors in that particular fund. And, in the other two, I don’t expect to ever see any of my capital back because of the SBIC leverage. Furthermore, I don t believe any of the GPs in any SBIC-backed fund would ever take money from the SBIC again.

    So I’m speaking from at least a little experience albeit indirectly with the SBIC, as I ve never been a GP in a fund that had SBIC leverage.

    The article starts off saying that “Matthew Varilek has traveled across the state, proselytizing the potential benefits of the Small Business Investment Company Program.” As a partner in one of the most visible VC firms in Colorado and an LP in many of the Colorado VC firms, I’ve never heard from Matthew or anyone from the SBIC. Matthew, if you really want to have a deep discussion about why the SBIC program isn’t effective for VC funds anymore, feel free to give me a shout. I’d be happy to meet with you.

    Next, there is the wonderful PR quote about the SBIC that says “Since the program s inception, SBIC success stories include the funding of companies such as Apple, Costco and FedEx when they were burgeoning small businesses.” The SBIC was instrumental in the creation of the venture capital business. The Small Business Investment Act of 1958 helped catalyze many of the VC firms created in the early 1960s. When I first heard about VC firms in the late 1980s, and my first company (Feld Technologies) started writing portfolio management software for some Boston-based VC firms, many of them had funds with SBIC leverage, although even by the late 1980s this was changing and many of them had shifted away from the SBIC. If you want to see a fun quote on it, read A History of Silicon Valley which quotes:

    “ …many venture capital pioneers think the SBIC program did little to advance the art and practice of venture investing. The booming IPO market proved the model of investing in new companies, as some SBICs cash out at attractive levels. SBICs did give a boost to early venture firms, and some like Franklin “Pitch” Johnson, profiled below, thought the new law made the US “see that there was a problem and that [venture investing] was a way to do something… it formed the seed of the idea and a cadre of people like us.” Bill Draper, the first West Coast venture capitalist, has been more blunt: “[Without it] I never would have gotten into venture capital. it made the difference between not being able to do it, not having the money.” Many believe SBICs filled a void from 1958 to the early 1970s, by which point the partnership-based venture firms took off. The US government, however, lost most of the $2 billion it put into SBIC firms.

    So, while Apple, Costco, and FedEx benefited, the PR would be more credible if the SBIC was trumpeting iconic companies created after 1990 or even 2000, especially where the lead investors (rather than follow on investors) had SBIC capital.

    Peter Adams, head of Rockies Venture Club, is quoted a few times. I like and respect Peter, so this isn t aimed at him, but rather at the clear lack of understanding of the capital dynamics around VC funds.

    It looks really great on the surface, said Peter Adams, executive director of the Rockies Venture Club, a nonprofit aimed at connecting investors and entrepreneurs. Then when you dig into it, there were some problems. Adams, who has been involved in many of the meetings with the SBA and members of the investment community, said the greatest concerns voiced by investors and venture capitalists involved management team qualifications, investment track records and the addition of debt to the equation. No. 1 for us is they want a management team with multiple people that have track records in venture capital and have worked together as a team before, he said. I can see where they re going with it, but the VC industry in Colorado has been fairly decimated through the economic downturn.

    Peter is right about the context, but has two fundamental things wrong here. First, the VC industry in Colorado wasn t decimated through the economic downtown. It was decimated because of lack of performance between 2001 and 2009, just like much of the rest of the VC industry around the US. There s nothing special about Colorado in this mix, and it has nothing to do with the economic downtown. This dynamic has been reported thousands of times so I don t need to go through it again, but we don t have to look back very far to hear the drum beat from the media, LPs, and everyone else about how VC is dead. And if you re curious, it wasn t too long ago that Silicon Valley was also dying .

    The other problem here is the need of the SBIC to invest in a management team with multiple people that have track records in venture capital and have worked together as a team before. Any VC firm that fits this qualification is unlikely to have difficulty raising money in today s environment, and subsequently has no need for the SBIC leverage. And, more importantly, the only firms that will look for SBIC leverage are one s that don t have this, which is a classic adverse selection problem.

    Then there s this:

    The recession also then plays into requirements that the management team members have been involved in a meaningful number of successful exits during a four- to six-year period. From 2008 to 2013, that was not a good time for exits, Adams said.

    Huh, what? At Foundry Group, our significant exits (at least 10x capital returned) since we raised our first fund in 2007 include AdMeld, Zynga, MakerBot, and Gnip. We ve had plenty of other exits, but these are the big ones. One of those companies, Gnip, is Boulder-based and another from our older funds (Rally Software) also generated a greater than 10x return for us. Techstars (which we helped start) have also had a steady stream of significant exits, including local Boulder companies like Filtrbox, GoodApril, and SocialThing. And then you ve got plenty of Boulder / Denver monsters on paper some in our portfolio (like SendGrid and Sympoz) and others like Zayo, Ping, Logrhythm, and Datalogix. Finally, if you look across the country, the exits have been awesome the past three years.

    It keeps going. There s talk about the angel cliff (e.g. we need funds to invest between angels and VCs nope, been there remember gap capital not so effective) and the SBA rules and regulations (which I believe are toxic and inhibiting to a successful VC fund.)

    One of the other problem is SBA and SBIC s behavior in governance of the fund. The paperwork is silly and the overhead is non-trivial. The control over distributions and negative incentives to hold or distribute capital often generates bad decisions when companies go public. And at least one close friend who is a partner in an SBIC fund has now found a new LP to buy out the SBIC so they could actually invest capital in their winners, rather than be limited by the SBIC s constraints on the amount of capital you can invest in any particular company.

    The SBIC could be a powerful force for good in the venture capital industry. But it has to approach things very different and based on my experience with the SBA over the past decade, I don t see it happening unless there is real leadership somewhere in coordination with leaders in the VC industry. I m certainly willing to help, if only someone bothered to reach out to me.

    UPDATE: It turns out my partner Seth Levine had met with Matthew a while ago. Seth said Your blog was right on and much of the type of thing I related to Matt and some senior guys he brought in. The gist of my conversation with them was pushing them to consider a different model that the current one basically led to lowest common denominator GPs and sub-optimal returns. Plus the SBIC leverage could be crushing. I don t think they have a ton of flexibility around this but they at least listened to the feedback. I m going to see a bunch of them in a few weeks I agreed to help judge a business plan competition they were hosting. Like you I m not a huge fan of the program as it has existed but I give the new guys some credit for both reaching out and trying to be proactive about thinking through this.

    UPDATE 2: Matthew Varilek reached out to me and we are setting up a time to talk.

    6 Startup Business Ideas for College Students #stockmarket #today

    #business ideas for college students


    6 Super Startup Ideas for College Students

    It s no secret that today s college graduates struggle with joblessness and underemployment in record numbers. And with the price index for college tuition climbing almost 80% in the last 10 years, many of these grads find themselves crippled by loan payments as well.

    To help ease the burden, a number of college students are opting to launch their own startups while still in school. Not only does starting a business limit debt liability, but it also allows students to benefit from practical business experience as well as the insight and support of their college professors, all while taking advantage of marketing opportunities that come with living on a college campus.

    Here are five super startup ideas for college students looking to make ends meet.

    1. Tutoring

    The savvy entrepreneur knows that the business you launch should reflect your unique skill set. As a college student, you may want to consider tutoring other students in your area(s) of expertise.

    While many schools offer free tutoring, these services are often available on a limited schedule. By starting a private tutoring business, you can offer sessions in the evenings and late at night when college students are often cramming.

    Of course, once your tutoring business takes off, you can target a wider market. If you live in a college town, consider posting fliers in local libraries and shops; many parents would love to find a current college student who can help their high schoolers with application essays. You can also advertise your services online and through social media, or you can simply solicit referrals from people around campus. And because tutoring businesses have little to no overhead, almost all your income will be profit.

    2. House and Apartment Cleaning

    College students aren t exactly known for their cleanliness. However, if you are skilled with a scrub brush, you may be able to earn a small fortune cleaning apartments and houses around campus.

    Start by offering your services to friends, family and university faculty, and expand to the larger community once you ve built a reputation. With many of the larger cleaning companies charging high rates for their services, college students may be able to get a jump on the competition by offering lower prices.

    Another benefit of a cleaning business is that it requires little to no startup costs. Just store a few cleaning supplies in your dorm room, or ask customers to supply their own products in exchange for a lower price point. If your business takes off, you can even consider taking on other students as staff and expanding your services to a commercial setting.

    3. Transportation and Delivery

    If Uber drivers earn cash by providing travel services within their communities, then why can t the average college student do the same? Uber classifies its drivers as independent contractors, so in a sense, simply becoming an Uber driver makes a college student a small business owner. But there are seemingly innumerable opportunities for transportation-based businesses.

    If you own a car and live in an area where public transportation leaves something to be desired, consider launching a transportation and delivery business. From taking students to the local Target, to delivering takeout from nearby restaurants, the possibilities in the transportation industry are virtually endless.

    If you re capable of lifting a few pounds, you can also consider expanding your services to help students move in and out of campus apartments and dorms. With the average move costing $1,170, your profits can add up fast.

    Unlike the first two startup ideas, however, transportation businesses may require considerable startup costs and overhead. On top of that, many jurisdictions require specific licenses and insurance coverage for commercial transportation services; as such, be sure to check with your local chamber of commerce or transit authorities for compliance and licensing requirements before launching a commercial transportation business.

    4. Web Design and Development

    Tech majors, take note: college students can earn serious income by starting a web design and development business. From simple projects like logo designs, to complete website revamps, various opportunities exist for the web designer who is skilled in HTML and other site-building platforms. And if you already have the computer and necessary software, startup costs tend to be minimal.

    For the truly ambitious, you might want to team up with other students to launch your own site or application. This will require a significant commitment in terms of hours, startup costs and overhead, but as the college-aged founders of Facebook, Google and Apple will tell you, a chance at success in the tech industry is definitely worth it. And even for those non-tech-savvy students, simply having an idea and a buddy with development skills can translate to tech success.

    If you’re just starting off as a freelance designer or developer, start by advertising to your professors and fellow students who may have parents or other relatives in need of website help. After you ve earned a few great testimonials, you can expand your reach to the larger community. As an added bonus, you can do the majority of the design work from the comfort of your own dorm room.

    5. Marketing

    Like tech students, marketing, advertising and even creative majors can get their careers started early by offering services to local shops and businesses. Even savvy writers and art majors can offer design or copy services to create marketing materials for locals.

    You may want to start by creating a webpage and social media profiles that highlight your skills. Then, you can reach out to local businesses to offer services ranging from social media management, to blog writing, to logo design, to AdWords management and more.

    Students may also want to consider affiliate marketing. in which businesses offer commissions for word-of-mouth and online leads or sales. Affiliate programs can be found online through sites like Amazon Associates. Commission Junction. LinkShare and ShareASale.

    6. Personal Training

    Anyone who s set foot on a college campus knows that the meal offerings can be less than stellar. With all the carbs and late-night snacks they re consuming, students are often seeking easy ways to lose a few pounds. If you re a health and fitness aficionado, you may want to consider starting a personal training business based in your college campus.

    From holding early morning yoga classes on the quad, to helping students make a plan for better eating, you can earn extra cash while contributing to the greater health of your peers. And because many trainers operate out of their clients homes, you won t need to spend your hard-earned cash on office space.

    With tuition rates skyrocketing, many college students are struggling to make ends meet while earning their degrees. Instead of taking on thousands of dollars in student loans, consider starting one of the above businesses to help support yourself during college. Not only will you finish school with less debt and extra cash, but you can also add this experience to your resume for an invaluable leg-up on the competition come graduation.

    Liked this article? We think you will enjoy these recommendations.

    The 10 Key Legal Documents for Your Business #current #business #news

    #business documents


    The 10 Key Legal Documents for Your Business

    September 8, 2014

    Documents play an essential role in protecting the interests of the business and business owners over the course of a company s lifetime. Here is a list of the 10 most common legal documents to help you determine what your business needs.

    1. Company bylaws for corporations. Most states require corporations to keep a written record of bylaws, although you don t need to file the document with a state office. Bylaws define how the company will govern itself. Even if your company is incorporated in the handful of states that don t require bylaws, they are still a good idea as they spell out your business structure, individual roles, and governance issues. For example, bylaws can help settle a dispute on the length of a director s term or define if you need a simple majority to approve a decision.

    2. Meeting minutes. Most states also require corporations to document what happens at major meetings. They keep an official account of what was done or talked about at formal meetings, including any decisions made or actions taken. They can help settle a dispute about what happened or didn t happen in a past meeting.

    Your minutes should be detailed enough to serve as your corporation s institutional memory. They should include: type of meeting; time and place of meeting; detailed attendance; all actions taken (purchases, elections, etc.); as well as any votes including how everyone voted and who abstained.

    3. Operating agreement for LLCs. Although not required in most states, an operating agreement is recommended for every LLC, particularly when there are multiple members involved. This document outlines an LLC s financial and functional decisions. If there is more than one member, it becomes all the more important to define how key business decisions will be made, how profits and losses will be distributed, what are the rights and obligations of members and what happens when someone wants out of the business. Once members sign the document, it becomes an official, binding contract.

    4. Non-disclosure agreement. Whether you realize it or not, your business has information that should remain private, such as customer list, financial records, or ideas for a new pricing plan. An NDA is your first line of defense to protecting this information. This legal document creates a confidential relationship between your business and any contractors, employees, and other business partners who might get a behind-the-scenes look at your operations.

    5. Employment agreement. This contract sets the obligations and expectations of the company and employee in order to minimize future disputes. Not every hire requires an employment agreement, but the document can be a useful if you want to dissuade certain new hires from leaving your company too soon, disclosing confidential information about your business, or going to work at a competitor. The contract should be reviewed by an experienced employment law attorney before given to an employee to sign.

    6. Business plan. A business plan may not be a legal document, but it s required should you ever decide to seek financing or sell your business. Your business plan can be one page or a hundred pages, as long as it provides clarity on your business opportunity and your roadmap to get there.

    7. Memorandum of understanding. An MOU falls somewhere between a formal contract and a handshake. It documents any important conversations you have with suppliers, potential partners and others involved in the business. MOUs are great ways to lay out the terms of a project or relationship in writing, but do not rely on the document to be legally binding.

    8. Online terms of use. While not required by law, any business with a website should include their terms of use. These pages can limit your liability in cases where there are errors in your own content, as well as information contained in any hyperlinks from your website. Furthermore, your Terms should let visitors know what they can or can t do on your site, particularly in cases where visitors can comment on blogs or share their own content.

    9. Online privacy policy. If you gather any information from your customers or website visitors (such as email addresses), you are legally required to post a privacy policy that outlines how this information will be used and not used.

    10. Apostille. Businesses involved in international trade with other Hague Convention countries may need a certificate, known as an apostille, that authenticates the origin of a public document (like articles of incorporation) so they can be recognized in another country. Apostilles are only valid in countries that are members of the Hague Convention.

    In most cases, you don t need to create any of these documents from scratch. You can find free templates online to serve as a starting point. While these legal documents are important part of staying compliant with your state requirements, they are more than empty formalities. By taking the time to think about the various elements on each document, you are setting the right foundation for your business.

    10 Best Stock Market Investment News, Analysis – Research Sites

    #stock market websites


    10 Best Stock Market Investment News, Analysis Research Sites

    Ah, investing a word that can strike fear into the hearts of even the most burly and masculine of men. A subject with such a broad and potentially confusing scope of choices, it can bewilder even the most savvy of businessmen.

    Even though I consider myself well-versed in general investment information, there is a world of knowledge, terminology, and strategy that is just beyond my comprehension, and will likely always be.

    So where should I, the layman, turn to when I seek competent and comprehensive stock market investment research and analysis ?

    Top 10 Stock Market Investment Research Websites

    Keep in mind that the main focus of these sites, above all else, is equities. So if you are looking to research ETFs. mutual funds. hedge funds, or any other diversified investment type. many of these websites may not have what you are looking for.

    1. Investopedia
    If you are just beginning to learn about the world of investments, Investopedia is your one-stop shop for anything and everything. Here, you can look up definitions of terms, register for newsletters with valuable information, use their stock simulator to see how much an investment earns or loses over time, and much more. You can research stocks by company name or ticker symbol and get quite a bit of information about a desired company. They also have a neat Financial Edge section, which can help you with some of the important fundamental principles of personal finance and the markets.

    2. Yahoo! Finance
    As much as I would like to skip this one over for some of the lesser-known research portals, Yahoo! Finance is just too good. Aside from the myriad of company reports, which you are required to pay for, all of the information at Yahoo finance is free for the taking.

    3. Motley Fool
    Don t let the name bother you these guys are all business. Whether you are looking to do your own research, or prefer the advice of a seasoned veteran, The Motley Fool has it all. I tend to prefer to follow my own (sometimes idiotic) investment decisions, but if you need help, or want to see what the experts recommend, there are pay services at Motley Fool that may be a good option for you. I have not used them myself, but the few people that I know who have followed their advice have had nothing but positive things to say, and a good amount of success to boot.

    4. The Street
    If you pay any attention to the world of investing. you know the name Jim Cramer. Personally, I think he is little more than a caricature, but some people swear by him. Mr. Cramer is one of the big name contributors at The Street. That not withstanding, The Street is, in my humble opinion, the best website for investing related articles. The writers have vast knowledge and fantastic insight, without losing focus on what is important the investors for whom they write.

    5. Wall Street Journal
    For decades, the Wall Street Journal newspaper has been a staple for information and research for investors. Although most of us have done away with the daily black and white delivery method, the Wall Street Journal online delivers even more valuable information than its nearly obsolete predecessor. Nowadays, the Journal s online presence includes The Wall Street Journal. MarketWatch. Barron s. and SmartMoney. among others. All of these sites are valuable resources for investing information, especially when seeking out company-specific news.

    6. MSN Money
    Microsoft tends to be a pretty self-serving company, at least in my opinion. Even so, once you learn to glance over all of the Microsoft related news at MSN Money, what you get is another fantastic avenue for portfolio boosting. The one complaint I have with MSN Money is the formatting. When looking at stock quotes, there are no lines distinguishing ads from news or charts, which occasionally will take you off-course by clicking an advertisement by mistake.

    7. Zacks Investment Research
    Zack s does require a membership in order to get to the juicy stuff, but the membership is free and well worth the three minutes it takes to sign up. Here, you will be able to do in-depth research on both stocks and funds. You will also have access to many public and independent reports that will assist you on your quest for the perfect personal investment portfolio .

    8. Investor Guide
    Investor Guide has many of the same features you ll notice on other sites on this list, so why does it make my top ten? The stock helper tool. First, this tool helps you to determine an optimal investing strategy and style. Then, it provides a list of companies for you to research. Once your list is complete, you will see what others think of each company on your research list. Investor Guide does a great job of aggregating this information from many different sites for you. You will then evaluate the company s competition, decide what to buy, and reap the benefits.

    9. Seeking Alpha
    Seeking Alpha is amazing. My one complaint is that there is actually too much information packed into one page, which at times can make it difficult to navigate. If it weren t for the massive amount of content on Seeking Alpha, it would be much higher on this list. Company news is the main focus of the site, so if you have a list of companies to research, this is a pretty good place to start.

    10. Online Brokerages
    Personally, my account has been housed at Sharebuilder for years now, and their research tools are very good. In the beginning, they had a clumsy interface that was slow and filled with glitches. Since then, they have done an amazing job of streamlining and improving content to the point of near perfection. No matter who you invest with online, be sure to use their research tools, as most of them have easy to use interfaces with plenty of information to sort through. Some of the more popular online stock brokers include E*TRADE. TradeKing. Scottrade. and OptionsHouse .

    Final Word

    When you are looking to conduct your own investment research, closely monitor where you go online. It is very easy to end up on hot stock pick sites, penny stock investing sites, or poorly executed attempts at legitimacy. Many of these sites are fronts for someone to sell you their foolproof system or something similar. Everything I have provided above is free of charge, though a few of them offer paid services above and beyond what most of us need.

    Do you have a preferred investment research site? Tell us about them and what features you like most in the comments below.

    You are looking at Matthew Breed. He is a 30 year old sports nerd who lives in North Florida with his fiancee, Sarah. Originally in school for a Business degree that did not work out due to capricious youth and irresponsibility, he is currently “getting past” his Peter Pan syndrome and attends classes for a degree in Information Technology while working full time. His care for personal finance stems from a modest upbringing with fiscally responsible parents who highly value education and frown upon frivolity.

    heyyy . Nice post you have been shared here. I would like to look forward to the next post. Thanks for sharing .will be waiting for the next post. It helps me a lot.

    There s just so much tripe on Seeking Alpha that I ve stopped going there. Anyone can be a self-appointed expert on the site and there is a lot of pumping that goes on in the guise of analysis. Don t know how you can separate the wheat from the chaff. Richard Gere

    Hi, some great sites. Google’s Finance can also be included. Thoughts?

    I honestly can t imagine how you consider SeekingAlpha to be an informational site. Journalistically bankrupt. Opinions, not facts. The same useless opinions cycled over and over. Surely you can do better?

    None of your business

    Would the author of this site mind putting a DATE on his article? Or is not putting a date on it a sleazy way of milking more hits out of the page?

    I agree. Investopedia is a great resource for learning stock trading.

    Best online analysis is in INVESTOOLS at TD Ameritrade. They are now Number 1 in the industry.

    Stock Rover is a great tool for individual investors, all the data in one dashboard. And its free! Premium version isnt too expensive either

    As FatMan points out below, Seeking Alpha is garbage. Ask any CFA level analyst and you will get the same response. So much of it is agenda driven content/amateur hour content.

    Free Business Powerpoint templates design #business #plan #layout

    #free business templates


    Free Business powerpoint Templates Design

    O ur collection of Free Business PowerPoint templates. This collection includes unique designs and results that you can use freely for your own presentation needs. Free Business PowerPoint templates collection includes high quality corporate templates, management technique presentations and many other business associated PowerPoint templates. Free Business PowerPoint templates under this part are specially designed for business PPT templates and administration needs,

    D wnload Free Business PowerPoint templates now and see the distinction. This is a good useful resource also for Advertising PowerPoint Templates or Business Backgrounds for PowerPoint or business presentation PowerPoint templates to master your strategic thinking. What you will have is a further engaged target market, and the go with the go with the flow of information is clean and quick.Our site is UPDATED EVERY DAY with new PowerPoint Templates.

    T ag Templates : success, resource, teamwork, technology, web, world, bussiness, alternative, change, climate, conservation, development, dioxide, efficiency, electric, electricity, energy, feature, generation, global, globe, industrial, industry, production, communications, community, computer, illustration, intranet, network, glowing, partnership, management, motivation, profit, target, time, work, trust, concept, announcement, system, relationship, marketing plans,

    Ready to Run Business Simulations #a #business #plan

    #business simulation


    Home Business Simulations Ready to Run Business Simulation Courses

    Ready to Run Business Simulation Courses

    PriSim® has several ready-to-run business simulations. Each course is available for immediate delivery and can be enhanced through customized course add-ons. Many of our clients choose to begin with an existing course and later evaluate the benefits of building a customized business simulation training course.

    Manufacturing Business Simulation Mini-MBA

    The Mini-MBA in Strategy and Finance is a high-energy business exercise consisting of a computerized business simulation, content lectures, pen-and-paper activities, and group discussions.

    The course gives participants the opportunity to enhance their understanding of core business disciplines. This is accomplished by immersing participants in a complex business case study in which they directly apply the course concepts.

    A D Business Simulation BizFighter

    Over a period of several days, course participants will be introduced to the fundamental business tools needed to achieve long-term profitability and competitive advantage. Participants will be challenged to apply these tools in a computer-simulated environment (a “virtual” Aerospace Defense company), where their performance will be evaluated by a marketplace that has been created by competing teams.

    Insurance Business Simulation Insurance Challenge!

    A Management and Leadership Development Course for the Insurance Industry

    Over a period of several days, course participants will be introduced to the fundamental business tools needed to achieve long-term profitability and competitive advantage. Participants will be challenged to apply these tools in a business simulation (a “virtual” Insurance Carrier/Agency) where their performance will be evaluated by a marketplace that has been created by competing teams.

    Insurance Agency Simulation Agency Challenge!

    Over a period of several days, course participants will be introduced to the fundamental business tools needed to achieve long-term profitability and competitive advantage in running an insurance agency. Participants will be challenged to apply these tools in a computer-simulated environment (a “virtual” Agency) where their performance will be evaluated by a marketplace that has been created by competing teams.

    Heavy Equipment Simulation Test Drive

    Over a period of several days, course participants will be introduced to the fundamental business tools needed to achieve long-term profitability and competitive advantage. Participants will be challenged to apply these tools in a business simulation (a “virtual” heavy equipment dealership), where their performance will be evaluated by a marketplace that has been created by competing participant teams.

    Mortgage Banking Simulation Cycloan

    Over a period of several days, course participants will be introduced to the fundamental business tools needed to achieve a long-term competitive advantage. Participants will be challenged to apply these tools in a computer-simulated environment, where their performance will be evaluated by a marketplace that has been created by competing participant teams.

    eBusiness Simulation IMPACT

    PriSim® has several ready-to-run training courses available for immediate delivery. Our IMPACT course is described below; on the right we list ways that our clients enhance their PriSim courses.

    Many clients choose to begin with an existing course and later evaluate the benefits of building a customized simulation training course.

    Magazine Publishing Simulation MAGnate

    With over 800 new publications entering the market every year, what are you doing to ensure that your publication stays ahead of the competition?

    MAGnate. an interactive business exercise, allows participants to make decisions such as these without risking the reputation and earnings of your organization!

    Client Comment: PriSim® delivers the Aerospace Defense Business Simulation – BizFighter ™ for Northrop Grumman Corporation. The course focuses on strategic, financial, program management, and EVM tools and approaches that are critical for the company s developing executives to understand and utilize in their jobs. Senior executives also address the group and participate in detailed discussions of the firm s

    About PriSim Business War Games

    PriSim® is an industry leader in customized, computerized business simulation games, management training, leadership training, management simulation training, and finance for non-financial managers. Our industry-specific business simulations include: Insurance Challenge™, Agency Challenge™, BizFighter™, Cycloan™, Mini-MBA™ Business Course, DealerSim™, Deep Pockets™, Impact™, MAGnate™, and Redline™

    Follow Us

    Online Stock Trading and Stock Trading Tools #business #continuity

    #stock market websites


    Scottrade Client Website for Online Trading

    Scottrade received the highest numerical score in the J. D. Power 2016 Self-Directed Investor Satisfaction Study, based on 4,242 responses measuring 13 firms and the experiences and perceptions of investors who use self-directed investment firms, surveyed in January 2016. Your experiences may vary. Visit .

    Authorized account login and access indicates customer’s consent to the Brokerage Account Agreement. Such consent is effective at all times when using this site.

    Unauthorized access is prohibited.

    Scottrade, Inc. and Scottrade Bank are separate but affiliated companies and are wholly owned subsidiaries of Scottrade Financial Services, Inc. Brokerage products and services offered by Scottrade, Inc. – Member FINRA and SIPC. Deposit products and services offered by Scottrade Bank, Member FDIC .

    Brokerage products are not insured by the FDIC — are not deposits or other obligations of the bank and are not guaranteed by the bank — are subject to investment risks, including possible loss of the principal invested.

    All investing involves risk. The value of your investment may fluctuate over time, and you may gain or lose money.

    Online market and limit stock trades are just $7 for stocks priced $1 and above. Additional charges may apply for stocks priced under $1, mutual fund and option transactions. Detailed information on our fees can be found in the Explanation of Fees (PDF).

    You must have $500 in equity in an Individual, Joint, Trust, IRA, Roth IRA, or SEP IRA account with Scottrade to be eligible for a Scottrade Bank® account. In this instance, equity is defined as Total Brokerage Account Value minus Recent Brokerage Deposits on Hold.

    The performance data quoted represents past performance. Past performance does not guarantee future results. The research, tools and information provided will not include every security available to the public. Although the sources of the research tools provided on this website are believed to be reliable, Scottrade makes no warranty with respect to the contents, accuracy, completeness, timeliness, suitability or reliability of the information. Information on this website is for informational use only and should not be considered investment advice or recommendation to invest.

    Scottrade does not charge setup, inactivity or annual maintenance fees. Applicable transaction fees still apply.

    Scottrade does not provide tax advice. The material provided is for informational purposes only. Please consult your tax or legal advisor for questions concerning your personal tax or financial situation.

    Any specific securities, or types of securities, used as examples are for demonstration purposes only. None of the information provided should be considered a recommendation or solicitation to invest in, or liquidate, a particular security or type of security.

    Investors should consider the investment objectives, charges, expense, and unique risk profile of an exchange-traded fund (ETF) before investing. A prospectus contains this and other information about the fund and may be obtained online or by contacting Scottrade. The prospectus should be read carefully before investing.

    Leveraged and inverse ETFs may not be suitable for all investors and may increase exposure to volatility through the use of leverage, short sales of securities, derivatives and other complex investment strategies. These funds’ performance will likely be significantly different than their benchmark over periods of more than one day, and their performance over time may in fact trend opposite of their benchmark. Investors should monitor these holdings, consistent with their strategies, as frequently as daily.

    Investors should consider the investment objectives, risks, charges and expenses of a mutual fund before investing. A prospectus contains this and other information about the fund and may be obtained online or by contacting Scottrade. The prospectus should be read carefully before investing. No-transaction-fee (NTF) funds are subject to the terms and conditions of the NTF funds program. Scottrade is compensated by the funds participating in the NTF program through recordkeeping, shareholder or SEC 12b-1 fees.

    Margin trading involves interest charges and risks, including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. The Margin Disclosure Statement and Agreement (PDF) is available for download, or it is available at one of our branch offices. It contains information on our lending policies, interest charges, and the risks associated with margin accounts.

    Options involve risk and are not suitable for all investors. Detailed information on our policies and the risks associated with options can be found in the Scottrade ® Options Application and Agreement. Brokerage Account Agreement. by downloading the Characteristics and Risks of Standardized Options and Supplements (PDF) from The Options Clearing Corporation, or by requesting a copy by contacting Scottrade. Supporting documentation for any claims will be supplied upon request. Consult with your tax advisor for information on how taxes may affect the outcome of these strategies. Keep in mind, profit will be reduced or loss worsened, as applicable, by the deduction of commissions and fees.

    Market volatility, volume and system availability may impact account access and trade execution.

    Keep in mind that while diversification may help spread risk, it does not assure a profit, or protect against loss, in a down market.

    Scottrade®, the Scottrade® logo and all other trademarks, whether registered or unregistered, are the property of Scottrade, Inc. and its affiliates.

    Hyperlinks to third-party websites contain information that may be of interest or use to the reader. Third-party websites, research and tools are from sources deemed reliable. Scottrade does not guarantee accuracy or completeness of the information and makes no assurances with respect to results to be obtained from their use.

    © 2016 Scottrade, Inc. All rights reserved.

    12 Ways to Make Money Online – Business Opportunities #business #license

    #internet business opportunities


    12 Ways to Make Money Online

    Regardless of your area of expertise, there is a plethora of opportunities out there for you to make money online. Someone, somewhere can use your skills and talents – and they’re willing to pay you for it.

    However, use caution when you see the phrase “make money online,” as it could be a scam. Christine Durst, consultant to the FBI on Internet scam issues told Woman’s Day magazine, There is currently a 61-to-1 scam ratio among work-at-home job leads on the Internet – that is, for every legitimate job, there are 61 scams.

    So how can you tell? Here’s a hint: Legit job offers never require you to pay a fee to get more information, nor do they come in unsolicited junk emails.

    We’ve made it easy for you. Here’s a list of 13 (legit) ways to make money online. While some have bigger payouts than others, if done the right way they can all add up to a healthy income.

    1. Become an Online Reseller

    An online reseller purchases items and resells them on sites like eBay to make a profit. Sellers determine the price by the market and the value of items they sell, so it’s imperative that you have a strong knowledge of what the product is worth (market value). Depending on the volume of your business, reselling on eBay and other sites could become a lucrative full-time job.

    2. Try Affiliate Marketing

    Affiliate marketing is one of the fastest-growing ways to earn money online. What’s great about becoming an affiliate marketer is that you don’t have to create any products yourself. You just link up a buyer and a seller, and you take a commission on the sale. One piece of advice, don’t join every affiliate program you come across in hopes of increasing your streams of revenue. Choose wisely and don’t overload yourself. Here are some of the most popular affiliate programs to help you get started: CJ Affiliate. ClickBank. Google AdSense and Rakuten LinkShare .

    3. Virtual Independent Contractor

    Customer service has evolved in the last few decades. It’s no longer about just answering questions from a cubicle in a call center. Larger companies like J. Crew, Express Jet, 1-800-flowers and IRS outsource their customer service to third parties who then hire home-based workers to take calls. Become an independent contractor with LiveOps and you will have the freedom to operate your own business providing customer service right from the comfort of your own home.

    With a college degree and skills in math, science, English or a variety of other subjects, online tutoring might be the right fit for a little extra cash. At working as an independent contractor can earn you around $10-$14 per hour based on the subject and hours worked. The busier you are with your home tutoring business. the more money you can make. Some online tutors bring in up to $1,600 a month.

    Although most transcription companies will require you to pass an entrance exam, once you get your foot in the door there is real opportunity to make money. TranscribeMe offers short audio files to be transcribed at a rate of $14 per audio hour, with potential to earn up to $20. The key here is audio hour – your speed and efficiency will determine your overall hourly rate.

    Registered nurses should consider a company like Fonemed. which provides phone-based triage and medical information to customers in Canada and the US. Companies like Fonemed contract with medical-related clients, doctor’s offices and pediatrician’s offices to answer questions during non-office hours (usually weeknights and weekends). To be considered, you must be licensed in the state or province where you are located and have at least three years of recent clinical experience with adults and children. Typical Fonemed nurses make $27 an hour and are eligible for benefits like health insurance and paid leave.

    You don’t need a computer science background to get into the app biz. What makes app development such an attractive opportunity is minimal overhead. While $0.99 is a cheap price for a consumer, multiply that by the millions of people who have the device to download it. So, get brainstorming. Yours could be the next killer app.

    8. Take Online Surveys

    You definitely won’t get rich taking surveys online, but it’s an easy way to earn a little cash on the side. Do your homework and make sure the survey company is legitimate. My Survey. Pinecone Research and SurveySpot are just a few you should check out.

    9. Closed Captioning

    Work from home doing court reporting or creating closed captioning for the hearing impaired for television, videos, etc. It’s an industry you can break into with just a little training that inevitably pays quite well. Captioning is generally done with a stenotype machine, and if you are trained to use one it is possible to type over 200 words per minute. If you aren’t trained, visit the National Court Reporting Association for more information.

    10 Take Part in an Online Jury

    Think about this. Companies like and will pay you to sit on mock juries to give attorneys and consultants feedback on cases they are working on. These cases are real and your verdict will give them a prediction of how things might go in the courtroom. Payment ranges from $5 to $60.

    11. Become a Virtual Assistant

    Business owners and other professionals are in need of personal assistants but can’t afford to add a permanent position. So what do they do? They hire remotely to address their administrative needs. Contact businesses in your area or register with an agency like to get stated.

    12. Flip Domain Names

    One of the easiest ways to make money online is by buying a domain name for a low price and selling it for a higher price. You can purchase domain names through sites like GoDaddy or in an online auction at NameJet. There are dozens of reasons why domains expire, and you can profit from them. Flipping domains doesn’t cost a fortune to start and you can flip as many domains as possible.

    Featured Opportunities View All

    The Sun Online Business Directory #business #credit #reports

    #online business directory


    The Sun is part of the Scoot Network – a leading online search company that gives businesses targeted online exposure to ensure that each business maximises its potential to help attract new customers.

    Giving you much more than just a name and address, the Scoot Network powers business directories for Scoot, Touch Local, The Independent, The Sun, and The Mirror, giving advertisers the added value of being found on multiple leading search websites.

    Latest Activity

    Used them for first time, ordered for a 7.10 pm delivery. Food came at 5 pm. Driver not bothered and still wanted payment, got bad attitude from driver when told him to read orders properly and take food back, hence will order elsewhere in future 0/10 from me.

    Reviewed by Ian W today

    Chant were called out by our grandson who had locked himself out of our house while we were away, they changed the lock at a cost of 90.00, and left two keys. They fitted a lock, which no other outlet or locksmith is able to cut additional keys for, so you have to go back to them for extra keys at 7.00 each, ( others charge 2.50 – 3.50). But don’t forget these are special keys. Why not fit a lock that has standard key blanks. well that way you could go anywhere for your extra keys. it was cheaper to buy another lock with extra keys, which is what we did. Buyer beware.

    Reviewed by Terry Wells today

    Get £50 off your first creche booking or children’s entertainment services.

    What a joke that is! No services on a Sunday no services after 5 pm every evening and no service from my village Mellor Brook. they cut that off without telling anyone, not happy at all. would tell folks to koin in a taxi to come and go from town or wherever they need to get, getting into Clitheroe and getting into Preston from Mellor Brook is relatively easy but getting to Blackburn, you can’t!

    Reviewed by Helen Smith today

    Repair Service and Servicing

    Let us know how you found us and we will discount our Wedding Website Package by £50.00 to only £195.00!

    I am a social worker from Belgium. In my work for the refugees I visited 2 refugees from Irak who are since the end of April housing in Norton, south route. I asked in july, on the 16 to come to the flat to check how dirty the carpet is. In the meanwhile we are more than 1,5 months further and you did not even check it. It is a shame as the baby is born, and the people speak to less english to explain that there even flees in the carpet. I have been sending a lot of email to your company without getting answer. Can you please contact me to make an appointment for thoas peopl? Thank you Katrien Roels, Belgium

    Reviewed by roels katrien today

    Excellent course. My Tutor was very knowledgeable. He was also very patient. good man! So thanks. Worth every penny

    Reviewed by Brian Ward today

    How to Make Your Business Sign Memorable #cash #flow #business

    #business sign


    How to Make Your Business Sign Memorable

    If you own a brick-and-mortar store, you need a sign out front. It s how customers find you. It s also the first impression you give the general public about your company. Needless to say, making your sign memorable is important. Most businesses make the mistake of designing a sign that s understated or too elegant, they try to blend into their environment, include too much information on the sign, they cheap out on the materials, or they place the sign too high off the ground. The idea is to get people to remember you, not to make it hard to figure out what you do (or that you exist).

    Quality is important. It s probably the most important factor in your sign. A cheap sign can be spotted a mile away. If you know you don t have a good sense for quality, ask a friend or business partner for help. In general, you should buy the most expensive sign your company can afford. Buy good materials that stand up to UV light, harsh winds, torrential downpours, ice and snow, and any other extreme weather common to your area.

    If you want to make your brand memorable, you have to be a little outrageous audacious even. No one remembers a sign that blends into the background. People remember signs that stick out like a sore thumb. For example, if your business is in a wooded area, consider using colors that contrast, even outright clash, with the scenery. It s not supposed to fit in. On the contrary, it s supposed to get noticed.

    Think about businesses that have over the top signage Hard Rock Cafe. The company has a guitar as its logo. In some areas of the country, their signs are 3D, actually coming out of the building. No one forgets these signs after they see them.

    Another example is the Hollywood sign in California. It s not a business sign, but it s very memorable. Why? Because it s dramatic, it s grossly oversized, there s nothing near it to distract you, it s in a strange place, and there s something oddly wrong about it the letters are all sitting at different heights instead of each one being perfectly level with the next one.

    Don t make your signs overly complicated. A complex sign isn t always a better sign. You should be able to communicate your message simply, clearly, and unequivocally. Think about the signage that Apple uses. It s logo is simple an apple. To be more exact, it s a blue apple with the words Apple Campus One Infinite Loop. That s it. Everyone recognizes the logo and the sign when they see it and they never forget the brand.

    You want your customers to want to do business with you. In general, regardless of the color scheme you use, your customers should be enticed to do business with you (or, at least, be enticed to walk in the door). The most attractive companies from the street are the ones with the cleanest signs. In other words, there s not a lot of clutter on the sign.

    A simple sign doesn t try to jam in every possible offering of the company, the phone number, the fax, the company name, logo, tag line, etc. It simply tries to convey the business name and possibly a tag line if it s not clear what the company does from its name.

    Robert M. Smyth is an entrepreneur. He loves sharing his tips on small business blogs that he learned while starting his own company.

    Published by valentine belonwu

    The Best and Easiest Online Home Based Business Opportunity There Is #sample

    #home business opportunity


    Thinking Big in the New Work at Home Generation

    The Best and Easiest Online Home Based Business Opportunity There Is

    If you ve been thinking of a way to get out of the rat race and have been contemplating finding a way to fulfill your dreams at the same time start blogging. After all, it is one of the easiest business ideas online you can get going in a matter of minutes and with the least amount of money (startup costs: $0 to $100). All you do is offer really good information, create a community around your blog and attract a lot of visitors. Then, you pick one of dozens of ways to monetize your blog.

    You do have to have a certain level of passion and dedication but in terms of starting a business that will fit your lifestyle, blogging is one of the most flexible online home business opportunities around.

    So What Do You Blog About?

    Blogging is a lot about finding a balance between offering your readers really good information and entertainment. It s a great place to put your personality out there especially if that s where you shine. But in my opinion, you don t really need personality. You might be a good writer, videographer, or have a great voice for podcasting. What I love about blogging is that you can find an avenue this fits you. You can grow it as big as you like or keep it small and manageable. Either way, you can earn full time income or extra money from home. It all depends on your vision and the amount of work you put in.

    When people jump on Google, they are looking for information on some topic. Offering answers for these Google searches by way of tips and strategies on how to deal with something or how to do something better is the recipe for building a successful theme around your blog.

    For example, check out 5 dollar dinners. This blogger offers great tips on how make great meals for your family on a budget. She was able to get 1000 visitors a day on her blog in her first month of starting it. That s impressive.

    Are you good with crafts? Blog about DIY crafting projects. Here are some ideas of easy crafts you can make. Or, what about home improvement projects like this couple does on Young House Love. The couple who run that blog have taken a break recently because they grew too big.

    And lets not forget to mention the blogger of all bloggers Pat Flynn from The Smart Passive Income Blog. He s making it rain money on that blog just by offering great information and resources on how to make your blog work for you.

    And yes, they were all ordinary blogs that average people like you and me launched one day and are now making six to 7 figure incomes off their blogs from home.

    How Often Should You Get Blogging?

    As much as you can. The more updated and fresh your content is on your blog, the more chances you have to rank high on search engines like Google and Bing and the more opportunity you will have for content to go viral and get shared on social media platforms. Plus, you don t want to short change your loyal readers. If you don t want the task of putting content out multiple times aw week, chunk your production time. I knock several blog posts out in one sitting and spread out the time that I publish them for the world to see. Then, I don t have to worry about having to write every week.

    Can You Get Rich From Home?

    Well, it all depends on what your definition of rich is. But make real money. Oh yes you can. You basically get what you put out. The more invested you are in thinking about your blog as a real business, the more strategic you are going to be about your plan. Just be prepared to have a little patience because it does to take to build readership and loyalty to your blog. As you evolve, you ll learn more about what your people like and you can find more creative ways to solve their problems putting you in a position where your readers will tell other people about you to the point where you ll become famous online for a specific topic. The more famous your blog becomes, the more money you ll make.

    Blogging Online Home Business Plan: Start Up and Profit

    You first think of a concept that may be helpful to a group of people. For example, I help beginners become more goal directed in actually starting an internet home business centered around blogging and affiliate marketing. Information that I put out moves a person from wanting to start an online home business to actually starting one on the side. Don t underestimate the time investment of this stage. For some people it may take 3 months, for others it can take a year. It all depends on how hot your concept is, how large the market is, how good your information is and how much you promote your blog.

    Your blog is live online and you have trickles of traffic if you ve been promoting it. You start friending and following people on Facebook, Twitter, Google + and Pinterest so that you can fine tune the best networks that work for who you are trying to attract. You get a few people leaving comments on your blog and you may even get a few subscribers. At this point, you still are not making any significant money but possibly a few bucks here and there.

    A few of your pages and posts are actually showing up on the first page of Google and you are starting to gain some authority in your field. People are sharing your information more and you are developing trust and loyalty with your readers. At this stage, you ll start considering maybe revamping your website design because maybe you went cheap when you first started and you want something with better aesthetics and more functionality. You ll also starting to build your blog subscriber signups and have autoresponders like Aweber in place. You start making income that is a bit more meaty. Statistically, to make your first 1k for the month, you ll need around 35K to 50K visitors to your blog per month. This is a ball park figure and it is highly dependent on your blog s topic and how you are monetizing it. There are dozens of ways to make money with your blog so you ll just have to figure out what works best for you and your market.

    You have a pretty consistent traffic flow to your blog. You ve developed a solid reputation and people are linking back to your site left and right. Since you ve developed authority, you are making a lot more money. You are may be making a full time income and you have of the option of leaving your 9 to 5 behind if you like. You even have to option of hiring many of your tasks out to assistants so that you don t have to work so much in your business and have more time to do other important and enjoyable things.

    You re the bomb. You re blog is one of the top 5 in your industry and you are getting invited to speak at live events where you can get paid for sharing your knowledge on stage. Your advertisers are paying you more money because of the quality of your traffic. You may start getting endorsement proposals and/or TV appearances like Sparkplugging did on the Today Show .

    At this time, you can sell pretty much anything to your readers. All you have to do is mention a product to your subscribers and they run to buy it because they trust in your word. Many blogs don t make it to this stage but you don t really need to in order to make a full time income from your blog. However, it s perfectly doable if those are your aspirations and you are willing to put in the time and effort to get it to that point. So, there you have it. Although this lifecycle of a blog can be pretty overwhelming to look at a glance, it s really simple once you get started. It all starts with a decision and a commitment. With time, the home business opportunity you jumped on will become a full fledging self-sustaining home-based business.

    Go on. What are you waiting for? Get your blogging on.

    Juicy Reads:

    Join the Community!

    101 Online Business Directories for Local SEO – Rankings #small #business #investors

    #online business directory


    101 Online Business Directories for Local Marketing (List + Tips)

    For small businesses, local search is likely to drive most of the traffic to your business s website or physical location. This is why it s so important to get listed in online business directories that have a quality rank. Adding your business to directories that rank well should give you an extra boost in the SERPs and create quality backlinks to your site it s the quality, not the quantity.

    A Few Tips to Keep in Mind

    1. Be Complete and Accurate
    Even if your business is already listed, claim your listing and double check your address, phone numbers, website, social profiles, email and description. Fill in all fields and check for accuracy.

    2. Be Consistent
    An address can be written many different ways. For example, Street and St. OR Suite 123 and #123 . It’s important that your business s information is always listed consistently across the web. When listing your business, make sure to always use the same format on every directory, every time.

    2. Choose Accurate Categories
    You want to include categories that best describe the products or services you offer. Start with broad categories first and then move to specific categories.

    4. Include Photos and Videos
    This will allow your listing to stand out among the others in your categories. Plus, videos can provide more information to compliment your listing.

    5. Get Reviews
    This is another way to help your listing stand out and let visitors see what your customers have to say so hopefully you have good reviews. If not, encourage customers to write reviews.

    The List: 101 Online Business Directories to Improve Local Search Rankings

    Head on over to which will provide you with a snapshot for a dozen or so directories with a link to claim your listing. Then, you ll need to do the rest manually. Wait! What. Yep, you ll need to do the other listings all on your own. But to make the process faster and easier on yourself, just use the Autofill for Chrome and Autofill for Firefox extensions. Now go get started!