Affordable websites for small businesses and startups – Small Business Websites, small

small business websites

All our websites are custom designed for small businesses and start-ups requiring a professional business website with a content management system (CMS).

Helping UK small businesses and start-ups get online for less

All our websites include

An easy to update Content Management System (CMS) is included as standard and lets you edit the pictures and text giving you complete control over your content.

Responsive design

We make sure your new website is mobile friendly and looking great across all browsers and devices. No matter the device, your website will automatically adjust to best fit the size of the screen.

Search Engine Optimisation

We submit your website to key search engines and provide you with a SEO tool to help you analyse your website’s keywords and content.

Royalty-free images

Each package comes with a certain number of high quality images to add life to your website and attract more people to your pages.

Domain and hosting

We not only design and build your website, but also host and publish it on your chosen domain. All our packages include the first year of hosting and domain name free as standard to get you online immediately.

Bespoke design

All our websites are custom designed to match your logo and brand. We utilise UX and UI best practises to design a clean interface and well structured menu system.

Technical maintenance

We systematically monitor our websites to ensure all software is up to date so that you don’t have to worry about the technical bits.

Ongoing support

We offer UK based website support that comes as part of every website package. Whether you’re looking to add a new page, make your website multi-lingual, or are not sure how to resize an image, we’re always here to help!

Social Media Integration

If you’re using Social Media platforms, like Facebook or Twitter, we will integrate these with your website. If you’re not, we can help you set them up!

Why use Small Business Websites?

At Small Business Websites we understand that getting your business online might be a bit overwhelming. That’s why we take care of everything for you: from registering your domain name, through setting up your hosting to launching your business website and submitting it to search engines.

We don’t just leave it there! Once your website is live we systematically monitor it to ensure your content management system and all its components are up to date, so you don’t have to worry about the technical bits. Our UK based website support comes as part of all our packages, so whether you need a walkthrough on your website’s content management system or need advice on adding more pages to your website, we’re always here to help.

Don’t just take our word for it

I was recommended to Ilona at Small Business Websites through a friend and I am Sooooooo happy for the recommendation. I was blown away by the level of service Ilona gave me. She always goes above and beyond to help with any problem or question I may have. My original website needed a makeover and the quality of the work done was amazing. Ilona even came up with ideas for the website that I hadn t even thought of myself. I m so so pleased with the result and would highly recommend them. I will be using her for future expansion of the website and have already told all my friends about her.

Hannah Furbear, Belle Angelique Beauty

It has been great working with Small Business Websites on a facelift for our two websites, the Salamander Trust website and then our SteppingStonesFeedback website. Ilona is really helpful and responds quickly to queries. Both websites have a huge lot of data on them but SBW coped with this and made the info much more easy to find and accessible for viewers. We would definitely recommend them to others. Five starred thanks!

Alice Welbourn, Salamander Trust

I was very impressed by the technical help provided at no extra cost to the annual management fee when I wanted to update my website. Responses to my queries were timely and appropriate. Thank you.

Nadia Smulian, Nadia Smulian Consultancy and Training

It has been a pleasure working with Ilona, she is always extremely helpful and very efficient and I am very happy with the final design of my website. I would definitely recommend Small Business Websites.

Abby Robertson, Villa Bliss

Great attention to detail, we absolutely love the design! The website design arrived in days and looked fantastic, just like we imagined. Our designer took on board all the feedback and was really easy to talk to.

Chris Barlow, Box Deluxe

Your approach is easy to understand and takes the headache away for business owners.

Mathew Walker, Upton and Walker Gardening

My designer listened to my needs and adapted the website to fit in with the needs of my business.

Louise Stanley, Stanley Chiropractic

My designer, Sean Dwane of Small Business Websites is a legend! Great job Sean!

Ray Housen, Dunamis Heating & Mechanical Services

I m really happy with the end design. Ilona understood my needs and translated them to my website.

Kaan Azmi, Chaine Solutions

Really pleased with my new website. Sean Ilona followed the brief perfectly and provided creative solutions to any problems. Thanks!

Clare Blanchfield, Writing for Television

I m really pleased with my new website. My designer was brilliant, she answered all questions and was very efficient. Thanks Ilona.

Small Business Administration (SBA) Loans, TD Bank, sba loan requirements.#Sba #loan #requirements

Small Business Administration (SBA) Loan Programs

Sba loan requirements

Talk to an expert now

Sba loan requirements

Sba loan requirements

Sba loan requirements

A simple and hassle-free SBA loan experience

Are you ready to start or expand your business? Small Business Administration loans typically offer lower equity requirements and longer terms than conventional loans.

Our SBA Business Development Officers have broad and diverse industry experience building relationships with small businesses. As a Preferred SBA Lender, we’re able to guide you through the process with faster decision times and loan approvals.

Find the right loan for your business


SBA 7(a)

SBA 504


  • Real estate purchase, refinance
  • Expansion
  • Acquisition
  • Partner buy-out
  • Equipment purchase
  • Franchise financing
  • Real estate purchase
  • Construction
  • Equipment purchase
  • Refinancing
  • 1 st mortgage – no maximum loan amount
  • 2 nd mortgage – maximum of $5MM-$5.5MM depending on industry
  • 90% lender
  • 10% borrower
  • 90% lender(50% TD Bank,

  • 75% lender
  • 25% borrower
  • Based on project size
  • Can be financed
  • Based on project size
  • Can be financed

(typically less than conventional)

SBAExpress Loan

Receive a quick response to your SBA loan application, usually within 48 hours. Loan proceeds can be used for equipment purchases, expansion, owner-occupied real estate purchases, working capital and more.

Loan amounts up to $350,000

Terms up to 25 years, fully amortizing

Advance rate:

  • Up to 100% on machinery and equipment
  • Up to 85% on business acquisitions
Why an SBAExpress loan?
  • Fixed and variable interest rates available
  • Longer terms to maximize cash flow
  • Accelerated turnaround times for a faster closing
  • Flexible use of proceeds to help maximize business performance
  • Expert relationship managers walk you through the SBAExpress loan application process step-by-step to ensure your experience is hassle-free


USDA loan proceeds develop and finance businesses in rural communities.

They are designed to improve the economic and environmental climate through: Real estate purchases, refinance and construction; business expansion and acquisition; equipment purchase; partner buyout; and franchise financing in rural communities. 2

Loan amounts up to $10,000,000

Terms up to 30 years, fully amortizing

Advance rate:

  • Collateral must have documented value sufficient to protect the interest of the lender and agency
Why a USDA loan?
  • Fixed and variable interest rates available
  • Longer terms to maximize cash flow
  • Designed to help rural communities grow and add jobs
  • Encourages the development and construction of renewable energy projects such as solar and wind power
  • Expert relationship managers walk you through the USDA loan application process to ensure your experience is hassle-free

Frequently Asked Questions

Sba loan requirements

What is an SBA loan?

An SBA loan is backed by the Small Business Administration – a government entity dedicated to the growth of small businesses.

TD Bank processes your application and lends you money. The Small Business Administration guarantees part of the loan, but the SBA doesn’t actually lend any funds. It’s this guarantee that allows SBA loans to offer flexible solutions – and why it’s such a good choice for small businesses.

Sba loan requirements

Why an SBA loan?

SBA loans typically offer flexible terms and conditions versus conventional counterparts. Which means lower monthly payments and more opportunities to keep capital in your business.

Sba loan requirements

Who should apply for an SBA loan?

Any small business owner can apply and take advantage of SBA loan terms. If you have excellent credit, cash flow and equity in your business, all the better. If you may not qualify for a traditional commercial loan, an SBA loan may be your best bet for financing.

The U.S. SBA also offers education and support to small businesses, which is an excellent resource as you grow.

Sba loan requirements

Do SBA loans take a long time to fund?

As a U.S. SBA preferred lender, TD Bank has a lending group especially dedicated to SBA customers. Our experienced Business Development Officers, Credit Underwriting and Closing Groups help keep the approval and closing process running smoothly as well as provide funds quickly and efficiently.

Sba loan requirements

How can I learn more about SBA loans?

TD Bank is a preferred lender for SBA loans, which means faster decision time and quicker access to loan funds.* Meet with one of our Business Development Officers and they will walk you through the process step-by-step.

Or you can find more information on the SBA website. *

Business Hosting – TD Web Services, business hosting.#Business #hosting

Business Hosting

We don’t believe in offering you “unlimited plans” that actually require costly upgrades in order to meet your expectations and requirements. We believe that you should only pay for the resources that you need, period.

Our unique combination of enterprise hardware and superior software delivers an unparalleled performance. We’re ahead of the technological curve. We provide our customers the most stable and reliable hosting environment possible.

Moving from another host? No problem! Just let us know and we will swiftly transfer your account to our servers free of charge. This includes all of your files, databases, emails and settings and configurations from your cPanel.

If you need help that’s above and beyond, turn to TD Web Services Support. Now you can have certified engineers analyzing your code, installing your web apps, and more, to get your site running at its best.

A hosting plan for every need

Our shared hosting packages match these needs giving you the reliable platform of your own private server, hassle free set-up and a great low price. Shared website hosting in a whole offers a better hosting platform.

  • Excellent choice for small websites or a growing blog.
  • 100% SSD RAID 10 with 1Gbps port
  • 10GB Storage
  • 100GB Monthly Bandwidth
  • 25GB Cloud Storage
  • Daily Backups (Local and Remote)
  • Weekly Security Scans (Antivirus and Malware)
  • 99.990% Uptime Guaranty
  • Free Domain: Not Available
  • Ideal for websites and blogs that are gaining popularity.
  • 100% SSD RAID 10 with 1Gbps port
  • 25GB Storage
  • 250GB Monthly Bandwidth
  • 25GB Cloud Storage
  • Daily Backups (Local and Remote)
  • Weekly Security Scans (Antivirus and Malware)
  • 99.990% Uptime Guaranty
  • Free Domain: With Annual Subscription
  • Perfect for websites and blogs that need additional resources.
  • 100% SSD RAID 10 with 1Gbps port
  • 50GB Storage
  • 500GB Monthly Bandwidth
  • 25GB Cloud Storage
  • Daily Backups (Local and Remote)
  • Weekly Security Scans (Antivirus and Malware)
  • 99.990% Uptime Guaranty
  • Free Domain: With Annual Subscription
  • The best value in the industry for popular websites and blogs.
  • 100% SSD RAID 10 with 1Gbps port
  • 100GB Storage
  • 1000GB Monthly Bandwidth
  • 25GB Cloud Storage
  • Daily Backups (Local and Remote)
  • Weekly Security Scans (Antivirus and Malware)
  • 99.990% Uptime Guaranty
  • Free Domain: With Annual Subscription

A Web Host you can count on!

Fast, secure, reliable hosting that grows with your business. Industry-leading page load times 99.99% uptime guarantee. Our plans also include One-Click install and set-up a 349+ of Web Appications, including CMS, eCommerce, message boards, forums, and wikis with ease.


Monitor your site

TDWS Global Monitoring System will help you keep an eye of your website’s visitors and transactions. Make sure you know about hiccups and downtime of your website before your audience and customers! The Accounts on the servers are now being actively monitored across 10 Geo-locations using TDWS GMS!

Business hosting


Our business hosting plans are powerful, secure, and built for blogs to e-commerce. All business plans are hosted on regularly scanned for malware servers.

Blazing Fast Servers

Faster loading websites. The latest server technologies, like PHP 5.5 and FastCGI, make your website pages load up to 6x faster.A better backup plan. Our highly trained Expert Support engineers can now take care of backups and recovery for you, so you know your data is secure.

Advanced Security

Utilizing the very latest security software and technology we protect your hosted domain against a raft of online threats. We secure FTP/Email Connections to the server. All the servers are actively monitored for malware. Your security is one of our top priorities.

Powerful Control Panel

cPanel is the industry standing web hosting control panel, allowing for full control of your hosting experience. Create email and FTP accounts, subdomains and more, all within a very intuitive and user-friendly interface.


We take daily on-site and off-site backups for all accounts and store backups for the last 7 days. Data Protection setup ensures that our backups are always up to date and protected. When you need to restore your backup, our Expert Support will restore it for you.

Free Cloud Storage

This is a privacy oriented and secure cloud service that is bound to give you unmatched accessibility to your data. With TDWS Cloud, sharing, storage and syncing of data has never been easier.

Fully Scalable

We can provide you with the additional bandwidth, storage space, and performance as your needs grow over time. Upgrading to a new hosting plan is simple, and our in-house experts are here to make it simple for you.

One-Click Installs

For website novices or anybody that likes to do things the easy way , installing scripts from within the control panel gives you more time to work on your website and less time trying to get it setup.

30 day money back guarantee

We stand by our quality by offering a full 30 day money back guarantee on all shared hosting plans. In addition, if you ever wish to cancel after this time, we will gladly offer a pro-rated refund for any unused services.


I don’t know what I would have done without the support. Your support is excellent and capable. Set up and completed everything in less than an hour. Kudos and I have found a home.

When our website, hosted elsewhere previously was not up for a day and support kept sending me the same email with no progress, I was done! After a friend recommended TD web Services, I moved the site and never looked back. We have now grown to three different sub companies and all are hosted with TD Web Services.

Thank you again, Daniel! I am now proud promoting TD Web Services! I ll highlight how fast the support is on my website!

Since I ve switched I no longer have to worry about hosting. My site is reliable, secure and fast. I know my site is in good hands allowing me to focus on our users.

Small Business News, Tips, Advice – Small Business Trends, small business websites.#Small

Small Business Trends News Resources Advice


Small business websites

Step Up Your Online Marketing with These 10 Underutilized Strategies

Small business websites

Canon Facebook Live Event Will MAXIFY Your Business

Small business websites

3 Lessons on Small Business Teamwork Learned from Growing Up in a Military Household

Small business websites

The Right and Wrong Kind of Video for Each Social Media Site (INFOGRAPHIC)

Small business websites

(POLL) What’s Your Favorite Website Builder Tool?

Small business websites

Like a Boss! 11 Tips to Own Small Business Saturday and Beyond

Small business websites

New Twitter Features Top List of Weekly Small Business Headlines

Small business websites

Marie Rosecrans of Salesforce: Small Businesses Distinguish Themselves on Customer Experiences They Offer

At the end of the day, you need to differentiate a business through customer experiences, says Salesforce’s Marie Rosecrans. Details after the jump.

Nov 10, 2017 162 Shares

Small business websites

12 Things Every Quality Podcast Intro Should Include

Members of the Young Entrepreneur Council offer up some advice what you need to have in your podcast intro to capture a listener’s attention.

Nov 10, 2017 154 Shares

Small business websites

Salesforce Essentials Gives Small Businesses Features Previously Only Available to Enterprise

Salesforce Essentials is designed to give your small business the same tech advantages enjoyed by big companies. All the details after the jump.

Nov 10, 2017 119 Shares

Small business websites

26 Tips for Saving Time on Social Media

Social media can be a hugely successful tool for your small business. The trouble is it can also be a time sink. And spending time night and day on your Facebook page and away from other important stuff like running your business is a bad thing.

Small business websites

Google Hangouts Meet Hardware Kit Targets Businesses with New Video Conferencing Features

Companies with major video conference needs may want to check out the new offering from Google, the Hangouts Meet Hardware Kit.

Nov 10, 2017 120 Shares

Small business websites

Twitter Promote Mode Automatically Boosts Small Business Tweets for $99 a Month

Using a new subscription-based model, the new Twitter Promote Mode automatically boosts tweets on the social media site for a monthly fee.

Nov 9, 2017 169 Shares

Small business websites

Consider These 3 Benefits of Using AI in Ecommerce

Artificial intelligence is having a big impact on many areas of small business, especially on ecommerce. Here are 3 ways you can benefit from ecommerce AI.

Nov 9, 2017 174 Shares

Product Reviews

Small business websites

Lilac Gives Tax Help to Freelancers

Is PicMonkey A Good Alternative to Canva, Yes or No?

Book Reviews

Fearless Leadership Builds Resilient, Stronger Workplaces

Get Known for Your Influence and Gain a Competitive Advantage

Featured Tools

Small business websites

Do You Qualify for a Small Business Loan?

Small business websites

Find What Business Structure is Right for You

Cartoon of the Week


Small business websites

The New Salesperson Had Some Big Shoes to Fill

Small business websites

Business Startups: Physical Vs. Virtual


Subscribe to our Newsletter


Small Business Resources

Small business websites

One Page Marketing Plan


About Small Business Trends

Founded in 2003, Small Business Trends is an award-winning online publication for small business owners, entrepreneurs and the people who interact with them. It is one of the most popular independent small business publications on the web.

Together with hundreds of expert contributors, Small Business Trends brings you the news, advice and resources you need. “Small business success. delivered daily.”



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Copyright 2003 – 2017, Small Business Trends LLC. All rights reserved.

“Small Business Trends” is a registered trademark.

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Business Cards Design – Printing From – 6, business cards printing.#Business #cards

Business Cards

Business cards are an essential part of connecting with your customers – so make sure that yours stand out! We have a range of business card sizes including mini and square all available on a thick 450gsm stock as standard. Quality printed business cards are hard to come by without breaking the bank but with instantprint you’re guaranteed high quality.

Create a personalised business card that suits your business and brand by adding a finishing touch such as a soft-touch matt lamination or high-shine gloss lamination to catch the eye. With lots of options to suit every budget, you’re guaranteed to find a set of business cards that you and your customers will love.

Business cards printing

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Our Business Card World Record

Business cards printing

Business cards printing

Business cards printing

Expert advice from our team of experienced designers

Business cards printing

As a quirky alternative to the traditional shape, there’s nothing as impressive as square business cards.

Business cards printing

When you want try something a little different from the norm you can’t go far wrong with a mini business card. They may be small but they are perfectly formed and will really stand out against the regular sized crowd.

Business cards printing

Does size matter? When it comes to your business card, definitely! With a wide range of options available, printed double or single-sided, it’s important that you find the size or stock that’s right for you and your business.

Business cards printing

Is your regular business card not cutting it? Do you want to make an impact at your next business meeting? Do you want to be able to use your business card as a raft if you’re stranded on a desert island? So long as you’ve got the space, we’ve got the perfect business card.

Business cards printing

As we’re constantly in awe of the creative flair of our customers, we’d love to showcase a handful of stunning customer business cards, all of which are giving us a serious case of the pesky green-eyed monster…

Business cards printing

Our exciting new stop-motion video, ‘Print for Every Business’ showcases how our products can be used to benefit a handful of different industries, from coffee shops to construction, florists to events.

The Best Business Cards for a Great Price

We don’t compromise on quality with our business cards. We’re able to provide cheap business cards because we manufacture everything in our 100,000 square foot production site in South Yorkshire. Everything’s done in-house without a middle-man – which is how we can get your business cards dispatched to you in 24 hours as standard.

The range of business cards available from us keeps on growing. As well as standard business cards on a thick 450gsm silk stock, you can now choose from a range of lamination finishes and paper types to make sure your card fits your business.

Our business cards don’t just come in a range of finishes: you can choose an unusual sized business card to really stand out from your competitors. As well as a standard 85mm x 55mm business card we also have square and mini options to choose from.

Design Your Business Cards Online

We offer a design online service for business cards – which is perfect for anyone who needs their cards in a hurry or simply doesn’t have the budget for a graphic designer.

Choose from hundreds of free design templates for your business cards, and you can have a design ready for print within minutes! Easy-to-use and fast to design, our business card templates will help you create the look and feel you want to reflect with a few simple steps.

Why Buy Your Business Cards from Us?

All business cards are manufactured on-site, in our dedicated business card room. We have a team of specialised staff who only work on producing business cards: their skill and experience means you’re guaranteed a high-quality finish every time.

It’s easy to buy business cards from us. Whether you choose from one of our free business card templates or upload your own artwork, you can quickly check how the finished product will look using our fast online proofing tool. A quick and easy checkout process makes ordering business cards a seamless task – and if you need to print more in the future, you can use the quick re-order function within your online account.

We also offer a 24-hour dispatch service as standard on all business cards, and even next day delivery on certain quantities and stocks.

Stocks – Stock Trading – Stock Investing, stock investing.#Stock #investing


The average American is notoriously bad about saving money In fact as of August 2017 the average household savings Read Full Story

By Investor’s Business Daily

Investing Essentials

Martin Tillier
Learning Markets
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Local Listings On Google Business Directory – Google My Business, business listing.#Business

My Business

  • Home
  • Benefits
  • How It Works
  • Success Stories
  • Resources FAQs

Whenever, Wherever

Google My Business gets you in front of your customers. You’ll stand out, whether people are looking for you on Google Search or Maps.

Business listing

Business listing

Show your best side

Customers see your local listing to learn what you’re all about.

Business listing

People find you easily.

You can set your company’s hours, contact info, and more. Customers find the right info, right at their fingertips — and can get in touch with just a click.

Business listing

Business listing

Pictures show what’s unique.

Share what’s best about your business. Or, take people on a virtual tour and open your doors to customers before they arrive.

Business listing

Business listing

Happy customers do the talking for you.

Show off your rave reviews and let your fans tell their stories to the world.

Business listing

Add a personal touch

Give people a virtual welcome to your business.

Connect with photographers who can help you create a 360-degree virtual tour of your business. Anytime people search for you, they’ll be able to see it all up close.

Beyond the Bank Loan: 6 Alternative Financing Methods for Startups, how to

Beyond the Bank Loan: 6 Alternative Financing Methods for Startups

Many aspiring entrepreneurs have an idea for their business but lack the capital to actually start it. Brand-new businesses are often turned down for bank loans, and even if your business is established, funds can still be tough to secure. Loans funded by the Small Business Administration are usually more accessible, but they are becoming increasingly competitive.

So what options are left for someone aspiring to be a small business owner? Here are six options beyond bank loans for financing your startup.

Online lending

Online lenders have become a popular alternative to traditional business loans. These platforms have the advantage of speed, as an application takes only about an hour to complete, and the decision and accompanying funds can be issued within days. Because of the ease and quickness of online lending, economist and former U.S. Treasury Secretary Larry Summers said at the 2015 Lend It conference that he expects online lenders to eventually reach more than 70 percent of small businesses.

Editor s note: Are you considering a small business loan for your business? If you re looking for information to help you choose the one that s right for you, use the questionnaire below to have our sister site BuyerZone provide you with information from a variety of vendors for free:

Angel investors

Angel investors invest in early-stage or startup companies in exchange for a 20 to 25 percent return on their investment. They have helped to start up many prominent companies, including Google and Costco. Mark DiSalvo, CEO of private equity fund provider Semaphore said, You are likely to get an investor who has strategic experience, so they can provide tactical benefit to the company they are investing in.

Find out what makes angel investors fund a business here.

Venture capitalists

Venture capital is money that is given to help build new startups that are considered to have both high-growth and high-risk potential. Fast-growth companies with an exit strategy already in place can gain up to tens of millions of dollars that can be used to invest, network and grow their company frequently.

Brian Haughey, assistant professor of finance and director of the investment center at Marist College, said that because venture capitalists focus on specific industries, they can generally offer advice to entrepreneurs on whether the product will be successful or what they need to do to bring it to market. However, venture capitalists have a short leash when it comes to company loyalty and often look to recover their investment within a three- to five-year time window, he said.

Learn more about venture capital here.

Factoring/invoice advances

Through this process, a service provider will front you the money on invoices that have been billed out, which you then pay back once the customer has settled the bill. This way, the business can grow by providing the funds necessary to keep it going while waiting for customers to pay for outstanding invoices.

Eyal Shinar, CEO of small business cash flow management company Fundbox, says these advances allow companies to close the pay gap between billed work and payments to suppliers and contractors.

By closing the pay gap, companies can accept new projects more quickly, Shinar told Business News Daily. Our goal is to help business owners grow their businesses and hire new workers by ensuring steady cash flow.

Visit BND s guide to choosing a factoring service here.


Crowdfunding on sites such as Kickstarter and Indiegogo can give a boost to financing a small business. These sites allow businesses to pool small investments from a number of investors instead of having to look for a single investment.

Make sure to read the fine print of different crowdfunding sites before making your choice, as some sites have payment-processing fees, or require businesses to raise their full stated goal in order to keep any of the money raised.

Check out some emerging trends in crowdfunding here.


Businesses focused on science or research may be able to get grants from the government. The SBA offers grants through the Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs. Recipients of these grants are required to meet federal research-and-development goals, and have a high potential for commercialization.

Learn more about applying for a small business grant here.

Additional reporting by Katherine Arline and Nicole Taylor. Some source interviews were conducted for a previous version of this article.

Jennifer Post graduated from Rowan University in 2012 with a Bachelor s Degree in Journalism. Having worked in the food industry, print and online journalism, and marketing, she is now a freelance contributor for Business News Daily. When she s not working, you will find her exploring her current town of Cape May, NJ or binge watching Pretty Little Liars for the 700th time.

Small Business Tools Software – Free Software, Apps, and Games, small business

Best Small Business Tools

Small business tools

Business software can track your finances and handle accounting tasks, manage contacts, keep you organized, and help collaborate with colleagues. And.

Small business tools

The Best Mobile Business Productivity Apps

Mobile business software can help you keep track of finances, manage contacts, and help you collaborate with colleagues. And because many productivity.

Small business tools

The Best Paid and Free Productivity Apps for Busin.

Business software can track your finances and handle accounting tasks, manage contacts, keep you organized, and help collaborate with colleagues. And.

Small business tools

The Best Mobile Business Productivity Apps

Mobile business software can help you keep track of finances, manage contacts, and help you collaborate with colleagues. And because many productivity.

Popular in windows Small Business Tools

Easy Bulk ID Card Creator

Easy ID Card Creator is the simple application that used to create Bulk Identify cards. This tool can be used where you need to produce ID cards for any organizations, Colleges, and Schools. It provides.

Small business tools

iMagic Inventory

Now easy management and control of your inventory is at your fingertips. Just a few clicks and you ll be able to effectively manage your inventory thanks to the iMagic Inventory Software. Now you have.

Small business tools

Affiliate Paymaster

If you re running an affiliate program, you need to pay your affiliates every month. Your affiliate script or system probably generates a list of payments to be made, but unless you re really lucky, it.

Small business tools

Side-By-Side Shopper for Windows 8

Side-By-Side Shopper lets you shop in multiple stores at once so you can figure out the best prices. First, you choose a shop category (for example, Technology ). A category contains multiple shops (for.

Small business tools


Etsy8 is your modern viewing window for Etsy. Browse products, save and view favorites, add items to your cart, and make purchases through this easy-to-use, touch-optimized application. It features browse.

Small business tools

Punch It RT

Punch It RT will toss out that manual punch clock and say hello to Punch It. Easy-to-use and very flexible, Punch it offers support for weekly and bi-weekly pay periods. Supports unlimited employees.

Stocks – Stock Trading – Stock Investing, stock investing.#Stock #investing


The average American is notoriously bad about saving money In fact as of August 2017 the average household savings Read Full Story

By Investor’s Business Daily

Investing Essentials

Martin Tillier
Learning Markets
Financial Advisor Magazine
Financial Advisor Magazine
Financial Advisor Magazine
Compliance Reporter
Compliance Reporter
Financial Advisor Magazine
Bank Investment Consultant
Bank Investment Consultant
Bank Investment Consultant
Bank Investment Consultant
Bank Investment Consultant

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Government Small Business Loans, sba financing.#Sba #financing

Government Small Business Loans

Government small business loans help put your own business within reach. First there’s the quest for a decent location, then comes building a customer base, followed by all the initial hiccups of generating a cash flow before your business grows roots and gains momentum. The beginning of a business is crucial because it’s when you gain or lose market credibility. If you disappoint your customers, they may not give you a second chance. If your business gets off to a rocky start (most do), and you believe you can recover but need further financing to make this happen, you can apply for government small business loans.

For-profit lenders are reluctant to issue loans to anyone who does not have a strong credit report and financial history. That is not the case with government small business loans. Obviously, a decent credit report is important, and you will have to follow the guidelines regarding the repayment period and the interest rate set by the government, but usually the interest rates charged by government loans are lower than those you could expect in the private sector.

More about Government Small Business Loans

Government loans are typically offered through banks and credit unions that partner with the Small Business Administration (SBA). The SBA is a U.S. government body, with the motive of providing support for small businesses and entrepreneurs. For each loan authorized, a government-backed guarantee offers serious credibility, since the lender knows that even if you default, the government will pay off the balance. These loans can be applied to a number of uses, such as:

  • Purchase of new equipment, machinery, parts, supplies, etc.
  • Financing leasehold improvements
  • Commercial mortgage on buildings
  • Refinance existing debt
  • Establishing a line of credit

Government small business loans benefit both small businesses and the lending agency. For small businesses, it is beneficial because this is money capital they may not have access too. For banks, the loan’s risk is decreased due to the loan being backed by the SBA.

Different SBA Government Loans

The SBA extends financial help through various lending programs it has to offer. Some of the more popular loans are:

  • 7(a) Loan Guarantee Program: aimed primarily in helping a small business start or expand its services. The maximum size of such a loan is $5 million.
  • MicroLoan Program: mostly used for short-term purposes, such as purchase of goods, office furniture, transportation, computers, etc. The maximum amount is fixed at $50,000.
  • 504 Fixed Asset Program: featuring fixed-rate and long-term financing, these loans are aimed at applicants whose business model will benefit their community directly, either by providing jobs or bringing needed services to an underserved area. Again, the maximum amount is $5 million.
  • Disaster Assistance: under this program, loans are sanctioned to renters or homeowners with a low-interest, long-term plan for the restoration of property to its pre-disaster condition.

In most cases, maintaining a good business credit report is enough to qualify. In addition, it instills confidence not only in the lender, but also in you. There is at least one SBA office in every state in America. If you contact them regarding the startup status of your business model and plan, you can get started on a government small business loan that will give you the financing to make your dreams a reality.

Business Loan Opportunities for Military Veterans in 2014, The U, business loans

Business Loan Opportunities for Military Veterans in 2014

The service of veterans has done a tremendous amount for the United States – on our own soil and around the world. Many continue their contributions to the country by channeling their skills and leadership into entrepreneurial endeavors that help strengthen our economy.

And now through the rest of the fiscal year, SBA’s Express Loan Program will make it easier to get loans in the hands of veterans so they can succeed in their business ventures.

Through the end of September, SBA has set the borrower upfront fee to zero for all veteran loans authorized under the SBA Express program, which supports loans of up to $350,000.

Additionally through the end of the fiscal year, fees on all loans (and not just for veterans) $150,000 and under are set to zero.

These initiatives make the loans cheaper for the borrower, which is just another way SBA is looking to serve small business owners – and those veterans who have served us – as they look for ways to access capital.

About the Express Loan Program

One great feature of the Express Loan Program is that it has an accelerated turnaround time for SBA review. You’ll receive a response to your application within 36 hours.

With a fast turnaround, streamlined process and easy-to-use line of credit, this program is SBA’s most popular loan delivery method – nearly 60 percent of all 7(a) loans over the past decade being authorized through the program. Since the program began, it has also been one of the most popular delivery methods for getting capital into the hands of veteran borrowers.

Interested in exploring loan options to get your business started? Check out these loans that fall under Express Program standards. Our business loan checklist can also help prepare you for the application process, in addition to taking a look at the credit factors lenders will consider when you apply for an SBA-backed loan.

In the transition from military service to customer service, you’ll find great resources from SBA to help you find success. And if you’re looking for funding to get your business off the ground, these loan perks may make it possible to do just that.

About the Author:

Business loans for veterans

MARQ Small Business Tools, small business tools.#Small #business #tools


Small business tools

Small business tools

Small business tools

Small business tools

Small business tools

Small business tools

Small business tools

Small business tools

Small business tools

Small business tools

Small business tools

Small business tools

MARQ Small Business Tools

Do you start your day like these successful CEOs? via Inc

Small business tools

How Richard Branson, Jack Dorsey, and Jeff Bezos Start the Day

MARQ Small Business Tools

No fighting the law here! Start your small business with the law on your side.

Small business tools

4 Legal Questions Every Small Business Owner Should Ask

MARQ Small Business Tools

Even a small business can be hacked. Always be prepared for the unexpected.

Small business tools

Free Tools, SMALL BUSINESS CEO, small business tools.#Small #business #tools

Small business tools

Free Tools

Welcome to Small Business CEO s free management and leadership resources page. We have compiled a group of really helpful websites, management tools and resources for your small business. There are lots of free apps, ebooks, business templates, checklists, business forms, white papers, free pdf files, and worksheets to choose from.

Featured Business Apps

Better bookkeeping. Instant payments.

ZipBooks is free accounting software with built-in credit card processing. Setting up auto-billing has never been easier!

SumoMe The new generation of website traffic and visitors engagement tool suite. Ranging from List Builder to Heat Maps, you can access any tools that you want. We see that SumoMe s powerful yet simple apps is the company s main strength. SumoMe boasts 37 seconds of setup, which we can vouch for the claim. Most of the apps are free to use no catch.

Business Apps Directory

Free Tools to Run Your Business Explore Shopify s business toolkit, filled with tools to help you run your business. Some examples of included tools are the logo maker, mockup templates for products, profit margin calculators, and even a business name generator. You ll find everything you need to help you sell and grow your retail business today.

Business Owner s Toolkit A large collection of free business forms, free tools, business templates and checklists that includes a variety of topics ranging from employee management, safety, asset protection, marketing, recruiting and hiring, IRS tax forms, compensation and benefits, government contracting forms and so much more. They also have a business card exchange where you can network with others in your industry.

Free 21 Page SEO Guide Are you trying to increase traffic to your website? Do you realize the importance of Search Engine Optimization (SEO), but have trouble taking actionable steps to improve it? This free ebook offers useful tips to get found online by more prospective customers. A quick skim of HubSpot s SEO guide yields a dozen things you can do right away to increase the attractiveness of your site to search

engines and thus boost your traffic.

Free Small Business eBooks A simple, free registration will give you access to nearly 200 free small business ebooks. Some examples of topics covered in the free white papers and free documents are maximizing conversion rates, getting website traffic, internet marketing, increasing profits and improving customer satisfaction. There s something here for everyone including an internet beginner s business guide and how to get a million visitors to your website.

Free Trade Magazines Noobpreneur s TradePub offers an extensive list of free small business magazine subscriptions, eGuides, downloads, podcasts and white papers. Browse through a multitude of listings and search for titles that match your topics of interest such as small business management, franchising, marketing and entrepreneurship. Publications include eWeek, Website Magazine and many more.

SME Toolkit This collection of free small business tools and resources consists of free training, calculators, small business forms and how-to articles. Topics range from accounting, franchising, payroll, insurance, marketing and technology. Browse the categories to locate the information you need and be sure to enroll in the My Own Business computer training course for those of you who want to start your own business. The course is free.

FormNet Use this free business forms download service available on Save yourself time and expense by using these free business form templates and documents available in Microsoft Word, Excel or Adobe pdf. Categories include accounting, credit and collections, insurance, inventory, human resources, leasing, marketing, management, sales, shipping and starting your own small business. No more creating documents from scratch!

Free eBooks, Guides, Manuals and Legal Documents Publish and share your small business documents FREE at Scribd. You can upload and store your business documents or explore their extensive library of available free tools and resources. You will find an array of free ebooks, guides, manuals and legal documents for your use. Embed your documents anywhere on the web. All major formats accepted with unlimited storage.

Free Small Business Guides and Government Forms is your gateway to official U.S. Government federal forms and business guides. Topics that are covered range from taxes, loans and market research. State and local information is available for small businesses in each and every state. Find out information on what is involved in registering a business, applying for a license, paying taxes and file forms.

Free Spreadsheet Download Library has hundreds of Excel spreadsheets available on their site for downloading at no cost to you. These free offerings cover a number of financial, accounting and sales functions at all skill levels. Browse the selections and save any number of these for future reference. The free downloads are available for Windows Excel, Apple Macintosh Excel and Apple iWorks Numbers.

Free Quick Reference Training Guides CustomGuide offers free downloadable quick reference computer training guides. These free pdf files are downloadable and printable for your office needs. Employees can quickly refer to these guides for general operating information on Microsoft, Mac, and Adobe software programs. You could also easily incorporate these free guides into new employee training handbooks.

Free Small Business Letters and Forms provides a large selection of free small business letters and forms. You have unlimited access to printable invoice forms, receipts, debt collection letters, contracts, legal forms and more. There is also a section of reports, e-books, and employment information available for download. Sign up for their email updates to be notified when new forms are added.

Free Business Calculators offers 9 different business calculators that are free for anyone to use. You can even add these calculators to your own website with the provided HTML code. Calculators available are: cash flow, investment offering, starting costs, email marketing ROI, discounted cash flow, direct mail ROI, break even, pay per click ROI and a conversion rate calculator. Use these calculators as often as you would like free of charge.

1 Comment Free Tools

These resources will be very useful to my business especially the seo tips and seo guide. I also appreciate all of the tips concerning useful apps! Thank you.

Merchant Cash Advance – Business Loans for Working Capital, business cash advance.#Business

Why Business cash advance

Since 2002, Capify (formerly known as AmeriMerchant) has been in the business of helping small businesses. We know that getting working capital can be challenging so at Capify, we make business funding simple.

With our products, you can get anywhere from $5,000 to $1,000,000 in funding for your business and have it in your account in just days. Our simple online application offers 60 second decisions, free and at no obligation. Apply online or call today to find the right product for you.

Why do business owners choose Capify?

How it works:

Business cash advance

1. Apply

Use our simple online application or call us to speak with one of our representatives and tell us how much working capital you would like for your business.

2. Business Info

Tell us a bit about your business so we can select the right funding solution for you.

3. Real time offer

Your quick quote is generated in just 60 seconds.

4. Receive Funds

Receive your money in just days after approval.

  • Business cash advance
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  • Business cash advance

Get business funding today call us on 1-800-267-3790

Note: Capify and its logo are trademarks of AmeriMerchant Holdings LLC. Capify does not offer business credit or loans directly. Capify offers through its affiliates and subsidiaries two products, a Merchant Cash Advance and a Small Business Loan. A Merchant Cash Advance or MCA is not a loan but is the purchase of the future credit and/or debit card receivables of the Applicant’s business. An MCA has no maturity date or fixed payments. A small business loan has fixed payments and a maturity date. An MCA is offered in all fifty (50) states. In all states but California the Merchant Cash Advance if offered by Merchants Advance LLC. In California, a Merchant Cash Advance if offered by Apex Advance LLC a licensed California Finance Lender License Number 6054066. In certain states small business loans are provided by Main Street Business Loans LLC. a Licensed California Finance Lender License Number 6054509. Strategic Funding Source, Inc. and Colonial Funding Network offer an MCA in all fifty (50) states and Small Business Loans in California and most other states if loan size and local regulatory requirements are met. MCA and small business loans are made to businesses only and not to consumers and all funds must be used for business purposes only. In certain states we are unable to provide funding to sole proprietors. © 2016 AmeriMerchant Holdings LLC. All Rights Reserved.

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Business cash advance Business cash advance

Business cash advance

Business Lists UK, Accurate – Reliable Mailing Lists and Email Data, business

About Us

Having spent over 30 years in the direct marketing industry we have seen many changes, most of them I’m glad to say for the better. It’s hard to believe now that in 1981 we had a team of ladies (most men couldn’t type then) hammering out names and addresses to labels on electric typewriters. Nobody mentioned repetitive strain injury in those days but as is the way with new technology these lovely people were soon replaced by word processors. Quickly followed of course by cutting edge stuff this computers – all IBM486s of course (yes kids that’s a whole 486k of memory!).

But throughout all the changes there are 2 things that have remained the same. The integrity and accuracy of the mailing lists we supply and the outstanding level of customer service that each and every client receives. Timeless qualities I think you’d agree.

Mailing Lists Email Data

Business listThe mailing lists you see on the following pages are a mix of in-house and third party data but is by no means exhaustive. If you are therefore looking for something a bit out of the ordinary or perhaps something more straightforward that isn’t listed it is always worth asking the question as more often than not it will be out there hiding somewhere. The figures relate to the number of postal records available for each category but you will need to contact us if you require counts for email data as these are changing constantly.

All addresses and telephone numbers are screened regularly against MPS/TPS files and email data is fully compliant with UK data protection law. Due however to current legislation some mailing lists will have almost 100% coverage whereas others will have hardly any at all.

In-House Mailing Facility

In addition to supplying mailing lists we also offer a complete in-house mailing facility where you only pay for the actual postage incurred. Further details and prices are available on request.

As a small family business we understand the value of a personal one-to-one approach and it is our objective to try and exceed your expectations so that hopefully you remember us the next time. And of course if we get it right you’ll probably tell all your friends about us.

Which is what we want.

Oh and by the way we are really nice people to deal with! See for yourself

Business Systems online courses, QA, online business systems.#Online #business #systems

Business Systems online courses

QA offers one of the broadest range of online Business Systems courses.

Page Sections

Attend from Anywhere

Join a live classroom remotely via web access at the scheduled time.

BCS Foundation Certificate in Systems Development

BCS Foundation in Business Analysis (inc exam)

BCS Intermediate Certificate in Enterprise and Solution Architecture

BCS ISTQB Foundation Certificate in Software Testing (inc exam)

Lean Six Sigma Analyst

Quality Software Development : Maintainability Foundation Level (C# Version)

Quality Software Development : Maintainability Foundation Level (Java Version)

TOGAF 9 Foundation and Certified

TOGAF 9 Foundation and Certified: Level 1

TOGAF 9 Foundation and Certified: Level 2

Understanding Modern Information and Communication Technology

Self Paced Learning

Digital training programmes that can be accessed any time, on any device.

BCS Certificate in Business Analysis Practice – Video Based Learning with examination

BCS Certificate in Modelling Business Processes – Video Based Learning with examination

BCS Certificate in Requirements Engineering – Video Based Learning with examination

BCS Foundation Certificate in Business Analysis – Video Based Learning with examination

BCS Foundation Certificate in Business Change – Video Based Learning with examination

BCS ISTQB Software Testing Foundation – Video Based Learning with examination

TOGAF 9.1 Foundation and Certified Level 1 and 2 – Video Based Learning with examination

BCS Certificate in Business Analysis Practice – Video Based Learning

BCS Certificate in Modelling Business Processes – Video Based Learning

BCS Foundation Certificate in Business Change – Video Based Learning

Lean Six Sigma Yellow Belt – Video Based Learning

Trusted, awarded and accredited

Fully accredited to ensure we provide the highest possible standards in learning

Course areas

More course areas

Learning with QA

QA Talent Solutions

Follow us for the latest updates

Our registered office and postal address is Rath House, 55-65 Uxbridge Road, Slough, Berkshire, SL1 1SG

Business Analyst Online Training, online business systems.#Online #business #systems

Business Analyst Online Training

Interactive Live training

Real Time, Certified, Expert Trainers

Job oriented Industry ready curriculum

Free Course Access for 365 Days

Fast-track / Regular / Weekend

Recorded Video Training

Learn at your own convenience

Certified Industry Experts Trainers

Email Forum support for 365 days

Priority Certification support

Multi Instructor sessions

Online business systems

About Course

Learn Business Analyst Online Training

Whether you are pursuing a career as a Business Analyst, are interested in training in Business Analysis, we got the right course for you.Why Study Business Analysis?

Over the last several years, the field of Business Analysis has experienced exponential growth. More and more, Business Analysts are joining project teams to manage the scope of the product and solution, leaving project managers with more time to manage the scope of the project itself.Business Analysts help organizations improve how they conduct their functions and activities in order to reduce overall costs provide more efficient use of scarce resources and better support the customer and the solutions needed to remain competitive in a global economy.

This course teaches participants the overall process of Business Analysis and where it fits in the bigger picture of the project life cycle and the business context. The course is interactive and combines discussion, active workshops and demonstrations of techniques.

One goal of this course is to teach participants how to achieve bottom-line results that cut through real-world problems. Other goals include improving operations to develop new systems and products and maximizing results through project performance.

Business Plan Writers, Business Plan Services, Business Plan, business plan writers.#Business #plan

business plan writers

A PlanWriter business plan does not look like other plans you may have come across. The only way to understand is to take a look for yourself, then you can see why our business plan writing team is making waves across the world as we revolutionise the way people expect to view business plans.

Writing business plans is our business and main service. It’s all we do. We generally have free consultations over the phone, but if you want to put a face to a name and meet us, just contact us to book a time, we’d be happy to meet you.

The writing process usually takes between 2 and 3 weeks. In that time we have a unique client area for you to receive updates, connect with your writer, ask and answer questions and be as involved as you want to be in the process.

All research is done in house. While we are always happy to receive information that you may have gathered, everything is fact checked at our end to make sure that it’s both accurate and current.

Being a professional in your business doesn’t necessarily mean you are equipped to write a professional plan. You may be limited by time, industry knowledge, or even the inability to structure the plan itself.

If you’re not looking for funding a business plan is still important for internal growth as it will give you month by month targets of what to spend and what to expect in revenue.

No business is the same. Not even businesses in the same industry, so how can one template or software possibly cover everything. Especially when it comes to financials. Hire a professional writer.

We encourage you to do your market research and shop around before engaging with us. We’re pretty sure you’ll still come back to us.

  • Market Leaders We’re recommended by nearly ever major investment platform.
  • Business Experience Our writers have worked across hundreds of industries for over 20 years.
  • Bespoke Packages All of our business plans are tailored to our clients needs.

Once the writer has finished the written part of the business plan, it’s time for branding. – a free service. At that point you’ll be connected with a designer who will go through your current logo, colours and general brand guidelines to create an engaging and on-brand final business plan that is sure to stand out to investors.

If you’ve already written your plan but want us to review it before you submit or email it to your network, we can do so. Our writers try to return business plan review projects within 24 hours.

Finance _

We have a lot of experience in writing business plans for crowdfunding campaigns and have a good success rate with them. We work very closely with some of the major UK crowdfunding platforms and our writers are trained to write for that market. Business planning for crowdfunding only has a few differences from traditional campaigns which can be explained to you during your consultation.

A business plan is a requirement for any new business loan application and our team can help you finalise your planning and even discuss what bank is most likely to lend to you.

Many of our clients have their own contacts for investment already and just require the writing service. These situations are very delicate and it’s important to not lose the opportunity.

We have made steady connections with many investment platforms which means we can offer you discounts off many finance-raising platforms and networking groups. This is generally offered on top of business planning service.

We have a large database of venture capital firms that we can provide to assist you in your fundraising. Ask your writer for it when your plan is finished.

Grow _

It’s important to understand the value a business consultant can have on your business. (Note – this is not the same a business planning consultant). A business consultant does not work on a project basis. They are long term mentors that work with you regularly on a face to face basis to assist in growth and profitability. Most importantly, each consultant specialises in different areas of business and different business sectors.

New in 2014: We have provided website design services for a long time now but never officially. Our priority has always been and remains to be on our business writers. As dot-com owners ourselves we are proud to finally officially extend our professional design services.

A business proposal is not a business plan. It’s a professional document from one company to another in attempt to gain a partnership, sale, service or retainer. We can help you structure your proposal and also arrange it in a professional engaging way. It’s a sales document, it needs to look like that.

Investors and clients both engage better with brands than companies. Just like the business plan writing service we provide, the brand identity design service is equally detailed. Before we consider the creative stages we engage in research off your competitors and clients and what the best colours, icons and fonts would be to effectively sell your products.

Press releases are great for promoting new product launches, new hires and even a rebrand. They can also be used as a good way to raise some PR around your investment requirements.

Business plan writers

“Gal and her writers were very patient, incorporated all my ideas and changes, were fast and quick to respond to feedback. Without a doubt, the writers here provide the best quality business proposals on the net. I recommend PlanWriter without reservation. Thank you for being so kind and patient with me from start to finish.”

Business plan writers

“Planwriter dealt with quite a complex business plan for us and the expertise afforded to us was impressive. Gal’s team ranges from experienced accountants and business plan writers to branding specialists, thereby providing a full turnkey service, including assistance on fundraising. Highly recommended.”

Business plan writers

“It is a pleasure to work with someone like Gal and her writers. They did a fantastic job worth the money and time A very dedicated team with an extremely strong work ethic. 5 stars, well done !!”

Business plan writers

“Professional service, delivered as advertised . A high quality branded business plan from a professional business plan writer. If you’re in business and don’t have a plan in place then have a word with Gal. Wil definitely be using her services again. Thanks Gal and team.

Business plan writers

“Gail has proved that great people/businesses do exist she has gone beyond the call of duty to ensure we have a strong business plan, I wish PlanWriter the best of luck.”

Business plan writers

“A well trained team which delivers professional Business plan materials on time despite the complexity of the business model, Very Impressed. I would absolutely recommend any startup to reach out to this team if they want to get their business plans nailed which rings a bell to investors.”

Business plan writers

“Outstanding! Gal and her writing team are simply incredible, and I couldn’t have asked for more attention to detail. They knew exactly what I was looking for, and were happy to make changes to my business plan until I was happy. Would definitely recommend them. Excellent work, Thank you.”

Add or claim your business listing – Google My Business Help, business

Add or claim your business listing

To add your business information to Google Maps, Search, and other Google properties, you’ll need to create a Google My Business listing (or get access to one, if it already exists). Manage how your business information appears across Google, including Search and Maps, using Google My Business—for free.

  1. Navigate to Google My Business.
    • New to Google My Business? Follow these steps to sign up for free
  2. Search for your business using its name and address.
    • Brands, organizations, or artists should follow these steps.
  3. If you see a dialog letting you know that someone else has verified the business, follow these steps.
  4. If you don’t see your business listed in the menu, click No, these are not my businesses or I’ve correctly entered the business. You’ll then be prompted to enter some details for your business. Make sure you enter an accurate, complete street address, and a phone number which reaches your business directly.
  5. Click Submit.
  1. Open the Google My Business app.
  2. Sign in with the Google account you’d like to use to manage your business.
    • If this is your first time adding a business to Google, sign in with the Google account you’d like to use to manage your business and touch Continue.
    • If you’ve added a business before, tap the menu icon , then tap the name of your business to reveal a list of all listings in your account. Scroll to the bottom of the page and choose + Create new business.
  3. If you see a dialog letting you know that someone else has verified the business, follow these steps.
  4. Enter your business name and information and agree to the terms of service. Touch Continue once you’re ready to create a listing for your business.
    • You may want to access Google My Business on desktop to access more advanced editing features, including adding service-areas. Learn more

You can also claim your business on Google Maps:

  1. Open the Google Maps app.
  2. Search for your business.
  3. Open the business information panel and scroll down. Then tap Claim this business.

Ready to see your business on Google?

In this Google My Business Go-To Guide, we discuss how to get your business on the Map and provide a few tips to help you along the way.

The List – Women s style, recipes, relationship advice and more, business

business list

Business list

Business list

Unique gifts that make you look more thoughtful than you are

Business list

The untold truth of Celine Dion

Business list

The trendiest baby names of 2017

Business list

The stunning transformation of Pippa Middleton

Business list

What happens to your body when you get hangry

Business list

The untold truth of Liza Koshy

Business list

The untold truth of Dolly Parton

Business list

Things about The Lost Boys you only notice as an adult

Business list

Healthy hacks to make a bowl of cereal more filling

Business list

Superfoods you should be eating this fall

Business list

Predicting the most popular baby names of 2018

Business list

Popular baby names today that were uncommon 5 years ago

Business list

The untold truth of Susan Boyle

Business list

Black Friday deals that sound too good to be true

Business list

The untold truth of Barbara Bush

Business list

Things about The Breakfast Club you only notice as an adult

Business list

Style moments the Kardashians want you to forget

Business list

Kate Middleton’s stunning pregnancy style

Business list

Bizarre beauty trends you need to see to believe

Business list

Ways Keanu has secretly given away millions

Business list

Things you didn’t know about Stevie Ryan

Business list

Cutest parenting advice given by kids

Business list

Incredible metabolism-boosting foods and beverages

Business list

The untold truth of Ingrid Nilsen

Business list

Hysterical parenting hacks that are totally genius

Business list

Clever Halloween costume hacks

Business list

Movies that have inspired good things to happen

Business list

Signs you have an unhealthy relationship with money

Business list

7 things you should and 7 things you shouldn’t do at a wedding

Business list

Things you don’t know about Emmy Rossum

Copyright © 2017 / The / All Rights Reserved

Business list

Business Card Templates, business card print.#Business #card #print

Business Card Templates

Whether your business is sleek and sophisticated or casual and chic, we have a business card template perfect for you. Free to edit and ready to customize now.

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Business card print

Business card print

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Business card print

We might live in a digital world but business cards are still very much relevant in today s professional landscape. Business cards are part of your very own professional branding and are handy self-advertising tools you can use to make genuine connections. Use them to make a lasting and tangible form of a first impression you can leave with a prospective lead, client or business partner.

Your business card speaks for you so it s important to have a memorable, attractive and professional one. Really striking and well-made cards can even get shared to other people and becomes a free form of marketing as well. With Canva s suite of expertly-designed templates, you ll be able to find a design to fit your needs and by using the Canva design editor, you can easily personalize and customize your card.

Start by uploading your own photo, graphics or logo. You can also choose from over a million professionally-shot images, graphics and illustrations. Pick the right one that says something about your business or your brand then enhance it with Canva s advanced filters tool. Make your card stand out with a background – you can choose a solid color or pick from a variety of images and textures in our design library. Then, start adding your information to your card through the text tool and select from over a hundred different fonts to suit your style and theme. Finally, you can download your complete design as a JPEG, PNG or print-ready PDF file.

Business card print

Starting A Free Online Business, Step by Step, online business systems.#Online #business

Starting A Free Online Business, Step by Step

Every day, thousands of people search for information on starting a free online business. They are looking at online business systems, searching for free online business opportunities, and basically looking for legitimate home business ideas so that they can work from home.

That’s what I do, and I love it. That’s a photo of me above. It was actually taken several years ago – this is my 12th year working from home. And it was taken at a friends house too. I love being able to work anytime, anywhere!

Anyway- yesterday I had opportunity to meet two such ladies who were searching for that very information, and who happen to live in my town. They found me on MySpace, so we talked there and then decided to meet for lunch and discuss what it takes to start an online business.

I’ll share the same details with you here that I shared with them over lunch, which were simple steps for starting a free online business. I cant share the fabulous spinach salad, or the great conversation we had, but hopefully this will prove useful to you if you are searching for internet business ideas yourself.

There are so many home business opportunities and internet business ideas, that it can be a little overwhelming to figure out where you should start. We talked about a few of the different business models – from ecommerce sites that use wholesale dropshipping, to offering a service or starting your own blog.

You can make money online in a variety of ways. Just a few examples include: sell your own product, offer services, sell advertising on your website or blog, or promote other people’s products and/or services.

That last option is called Affiliate Marketing. It’s basically commission-based sales, and I compare it to the offline model of selling Kirby vacuum cleaners. When you make sales, you make money. You can sign up as an affiliate for a company and they will give you an Affiliate Link. You promote that link, and anyone that goes through your link to make a purchase will be tracked – resulting in a commission to you for that sale.

This is the internet business model that I focused on during our conversation over lunch yesterday. I actually use a variety of internet business models to make money online myself, but Affiliate Marketing seemed to be a perfect match for my new friends.

Some business models are active, while others are more passive. An active business model requires a more active role on your part. A membership site for example is high maintenance. If you offer services, then you need to interact with clients and take phone calls on a regular basis. I prefer passive income models, which allow you more freedom and flexibility.

That’s not to say that active business models cant be incredibly profitable and successful, just that something more passive seemed like a good fit once I got to know her a bit.

To clarify, when I say passive I dont mean that you wont have to work at it. I think we’ve all kind of figured out by now that “get rich quick schemes” dont really work. And we were discussing real, legitimate ways to make consistent income online. Not spotty one-off ways to make a few bucks here and there.

We discussed the realistic investment of time and money, and I confessed that I put a lot of time in upfront to get each of my internet business models up and running (some more than others). I explained that you could invest money to get sales rolling in quicker, or you could invest time (up to 6-12 months even) to get your sales up to a good level on a consistent basis. You’ll make money along the way of course, but geting that consistent income is the key.

Going that route, you can get started for less than $10. Yes, literally.

The passive part comes in after you have your affiliate site up and running – once you’ve done that groundwork. With affiliate marketing the merchant is handling orders, shipping and customer service. All you have to do is send them traffic through your affiliate link.

Once your site is up and running, you’ve set up your systems (such as a newsletter, blog, or whatever fits your model), and you’re driving traffic to the site. most of the “work” from there can be automated, and maintained in very little time. For example, I can usually run a site like that in as little as 5 hours a week. That frees you up to create more just like it, and duplicate your income

Starting a Free Online Business

I mentioned above that you can get started for less than $10. I know that a lot of people are interested in starting a free online business, but this small investment is well worth it. Especially if you are serious about making a consistent income with a real online business.

You could actually spend a lot more than ten bucks, but if you take my advice you’ll save a lot of money – and still end up with a solid internet business model.

What are the steps in creating an online business?

Your first step is to decide what niche you will target. Meaning: what are you going to sell, or what topic is your website going to be about? You might start with the product, or you might start with the topic – it doesnt really matter as long as you get that initial idea.

To help you, here are some of my own mini-tutorials on keyword research. Keywords are simply the words or phrases that people are searching for online. If you read through the links on that page, you’ll have a much better understanding of how you can research keywords to choose topics or products.

Once you decide what your website will be about, you’ll need two things: a domain name and a hosting account. The domain name is your website address (like is mine) and the hosting account is the space online where you will put your website.

I use to register my domain names. For hosting, I use HostGator – they allow you to host multiple domains or sites on the one account (saving you money when you start duplicating!) and they have tons of cool features that save you time & money too.

The domain name will cost you $8.95 for the first year. The HostGator account is $9.95/month, but I have a coupon code you can use to get your first month free. And that’s all you really need upfront to get started – so start up cost is actually less than $9, and then 9.95/month.

So you’ve picked a topic for your website, you registered a domain name, you set up your hosting account. now you need to create a website. (This is the hard part for most people)

It might be tempting to just hire a web designer, and that’s certainly an option, but you really want to learn some things yourself if you are going to be running an internet business. Creating your own website will also save you a lot of money.

You’ll find some tools in your hosting account to help you develop your website. You can also find all kinds of free resources online by doing a search. If you decide you need some help, consider hiring someone to design a template for you – not an entire website. Its much cheaper to just outsource the template design and do the rest of the work yourself.

You’re going to run into questions along the way. But dont let that stop you! I have an online business discussion forum where you can stop in and ask any questions you have, and get help from others who have already gone through these steps themselves.

Go back through the steps and check out some of the links. Read my keyword research tutorials, and then join us at the forum if you have any questions before you get started.

If you liked this tutorial, be sure to sign up for my free weekly tips. It’s the best way to get the current scoop on free resources, and new online business tips!

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    50 Online Businesses You Can Run From Home

    by Internet businesses Drea Knufken January 11, 2011, 10:26 am 32.5k Views

    Avoid cubicle farms and bosses breathing down your neck by starting an online business that you can run from home. Once you start making real money, you might never turn back. Here are 50 online businesses you start and run from home:

    Help clients out by providing secretarial, technical, or creative support from your home office.

    Blogs, websites, even magazines need content to stay fresh and relevant. Put your writing, photography, or other artistic skills to work for pay.

    Everyone needs a programmer. You re especially relevant and valuable if you can program mobile apps.

    Drive traffic to big sites like Amazon and eBay, or even to smaller sites via online ads and your website, then get a commission in return.

    Buy a bunch of products at one price, set up a website, and resell them to interested buyers for profit.

    Ebooks in every topic are a hot commodity. You could either get them written and sell them via your website, or write them yourself.

    Home study courses

    Learning a new skill is as easy as getting online, and if you have a specialty, it s a good time to turn it into a home study course that you can sell for profit.

    Research a topic that people just can t find a solution to, package it into a report, then sell each report for money.

    From fixing dishwashers to understanding myopia, people are hungry to learn online. Help them with your educational videos.

    From Internet security to marketing support, everyone with a computer is looking for some kind of software. Help them find it by selling it on your site.

    If you re willing to rise early, study markets, and put in winning bets, this three-hour-a-day job could be for you.

    Create one or more blogs or websites, and make money by showing Google AdSense ads.

    Build a website, increase traffic to it, and advertisers will be knocking on your door to pay you for ad space.

    See a potentially hot domain name that hasn t been taken yet? Buy it up and flip it for profit.

    Yes, buying up someone else s junk at garage sales, then selling it for a premium on eBay still does work.

    Everyone needs data entry, but few are willing to do it. If you re one of those few, you can find contract jobs online.

    Paid online surveys

    Marketers will pay as much as $300 per day for in-person surveys. Online surveys will net you less, but if you do enough of them, you can make yourself a handsome little nest egg.

    Proven products always need more sellers. Find a niche you like, put up a small amount of money upfront, make lots of phone calls and online inquiries, and watch the profits roll in.

    Selling your handiwork or crafts

    If you consider yourself an artsy-craftsy person, add the fruits of your labor to and transform them into dollars.

    Take someone s flailing website off their hands, polish it up, and find a buyer who wants it.

    If you re good at naming things, try your hand at domain naming for profit at

    Writing software reviews

    If you geek out on new apps, programs, and other software, writing reviews on can make you money.

    Writing Google AdWords ads

    Everyone wants good AdWords ads, but not everyone can write them well, as any Google search will demonstrate. Prettifying AdWords ads can make you a profit.

    Write sponsored posts on your blog

    Companies everywhere are dying for social media exposure. Get enough user traction on your blog, and make moola writing paid posts through an agency like

    If you have a real aptitude for gaining a following on social media sites like Twitter and Facebook, outsource those skills to companies as a social media expert.

    Write an ezine with a paid subscription

    If you have valuable content to offer, consider writing an ezine, then charging users to read it. This is an especially promising strategy as the age of the tablet rears its head.

    Lots of people and companies need research done, but not everyone has the time to do it. Pimp your skills as a researcher-for-pay.

    See a potentially huge blog that s been neglected by its owner? Snap it up, fix it up, increase traffic, and flip it to a buyer for a profit.

    Transcribing audio content can be a slow, time-consuming process, and the truth is, there s just not that much good transcribing software out there. This could be your niche.

    Becoming a freelance recruiter can offer handsome benefits, especially if you do it at the executive level.

    Pitch yourself as an expert in your field and harness your connections to consult for a living.

    Do you like to motivate people? Got business acumen? If so, exchange your skills for cash as an online life coach.

    Although lots of travel planning is now automated, you can still make money as a specialized travel agent, either for a travel portal or on a consulting basis.

    If you have something to sell, there s a place for you to sell it, from Craigslist to eBay to Amazon to all kinds of specialty sites.

    Be the middleman between a customer and a wholesaler by shipping goods that a customer orders from said wholesaler and marking them up in the process.

    Put your artistic skills to use by designing posters, ads, business cards, and more.

    Outsource your skills to the legions of companies and individuals looking for a new or improved website.

    Selling used books on sites like and, if you sell the right books, quite lucrative.

    From blog guest posts to Facebook to newsletters, Internet marketing requires know-how, but you get paid bucks in return.

    If you re a CPA, jump online to bring in more business.

    What use is a website if a search engine can t find it? Put your search maestro skills to use by becoming an SEO expert.

    Use your real estate acumen to find people the perfect apartment or home to rent, or even hook them up with a roommate.

    Record financial transactions for clients, or work in billing.

    Work as a bill collector from home.

    Make quality how-to videos and sell them for profit.

    Take care of payroll administration for businesses that can t do it in-house.

    Have people mail you their empty ink cartridges, refill them at home, and mail them back.

    Become a beta tester for the many software companies putting out new products.

    Tinctures, creams, and anything with the word anti-aging on it has a hot market. Gear up a site to sell these products online.

    There are a lot of medical claims that need to be billed and everyone outsources. Get trained and jump on this for guaranteed bucks.

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    415 – eBizMBA Rank | 23,500,000 – Estimated Unique Monthly Visitors | 314 – Compete Rank | 712 – Quantcast Rank | 218 – Alexa Rank | Last Updated: July 1, 2017.

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    631 – eBizMBA Rank | 17,000,000 – Estimated Unique Monthly Visitors | 186 – Compete Rank | 632 – Quantcast Rank | 1,076 – Alexa Rank | Last Updated: July 1, 2017.

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    650 – eBizMBA Rank | 16,000,000 – Estimated Unique Monthly Visitors | 652 – Compete Rank | 112 – Quantcast Rank | 1,187 – Alexa Rank | Last Updated: July 1, 2017.

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    921 – eBizMBA Rank | 15,500,000 – Estimated Unique Monthly Visitors | 830 – Compete Rank | 1,035 – Quantcast Rank | 897 – Alexa Rank | Last Updated: July 1, 2017.

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    It’s been years since I was making a real living off of business plan consulting (I migrated to business plan software instead), but I had an exchange last week that reminded me of one of the biggest problems – and most common misunderstandings – related to business plans.

    Not that you, in your situation, should never hire a business plan writer, consultant or coach. In some cases that’s a good idea. But let me explain that after I tell this story.

    One of my first engagements in business planning was as business plan consultant to a startup with three experienced founders. I met with them several times, listened always, and did their business plan. I built the financial model, wrote the text, and produced the document as a business plan document. But I wasn’t part of the team. I wasn’t able to promise to go full time. I was just the business plan writer.

    It was a good startup. It had a good idea and, much more important, a market window, differentiation and experience to make it happen. The three founders had about 40 years of computer company experience between them. And it was a good plan too.

    But there was a problem with the plan: The founders didn’t know it. They thought it was enough to have a plan, but it wasn’t. In every meeting I attended along with the founders, when there were critical questions, I had to answer them. I knew the plan. They didn’t. It was my plan.

    And, in fact, the plan failed. My clients didn’t get financed, and the venture never launched. Of course I was disappointed because I spent a long time developing and revising that plan. I repeatedly changed financial assumptions and revised text.

    So here is my advice about hiring a business plan writer, consultant or coach:

    The best business plan is one you do yourself. Hiring out is threatened by the fact that good business plans in real business use last a few weeks at best. Business planning is about regular review and revision.

    Consider hiring somebody from the outside only if you have the budget for it. It is conceivable that you don’t want to do it yourself and your time is better applied to other business functions. Cheap business plan writing strikes me as about as good an idea as cheap surgery, cheap dentistry, or discount sushi.

    If you do hire somebody, look for a relationship more like coaching than consulting. Hire somebody who shares expertise and experience, makes suggestions, but doesn’t do the task so you don’t have to.

    Don’t believe ever that having a business plan written is any good for more than a few short weeks. Business plans get old and useless very quickly. If you don’t have one you can keep alive, then you don’t have one at all.

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    SBA Small Business Loans, Guidant Financial, sba loan.#Sba #loan

    SBA Small Business Loans

    Low-interest funding for new and existing businesses.

    Traditional Low-Interest Lending

    Small Business Administration (SBA) loans offer a practical method of small business financing for entrepreneurs looking to start, buy or expand a business. You can use the funds to purchase real estate, cover construction costs or to use as working capital.

    SBA small business loans offer attractive repayments terms and low interest rates. The loans are typically not directly from the SBA. Rather, the SBA encourages banks to lend to small business owners with preferable terms and multiple loan options. In return, the SBA guarantees 75 to 85 percent of the loan for the bank if the loan defaults.

    Guidant offers consulting services and packaging assistance for both SBA 7(a) loans and working capital loans.

    Sba loan

    Learn about SBA loans from the industry experts

    Sba loan

    Learn how the SBA Loan process works in our guide to business funding

    Find the best option for you

    Sba loan

    Use your retirement funds as a down payment on an SBA loan

    Learn how in this eBook

    Sba loan

    Short on time? Sign up to learn how to fund your business fast

    Join us for a live webinar

    What is an SBA 7(a) Loan?

    Small Business Funding You Can Depend On

    SBA small business loans offer up to $5 million in financing that can be used for almost any business purpose, including start-up, acquisition or expansion. Loan proceeds can be used as working capital, revolving funds, or to purchase real estate, equipment, inventory, etc.

    Preferred by lenders and small business owners alike, SBA loans promise low interest rates, longer repayment terms and no ballooning costs, making monthly payments manageable for small business or franchise owners. Additionally, SBA 7(a) loans can be combined with other forms of small business financing to help you reach your funding needs. In fact, you could even use money from your retirement account to cover the down payment for an SBA loan with 401(k) business funding.

    Criteria Summary for SBA 7(a) Loans

    Sba loan

    Funding Amount
    • $75,000 $5 million
    • Minimum $75,000

    Sba loan

    • 20% down payment for an existing business
    • 30% down payment for a start-up business
    • 640+ credit score
    • Personal collateral required
    • Industry experience preferred
    • Secondary income preferred

    Sba loan

    • Low interest rates
    • Longer repayment terms
    • No ballooning costs
    • Can be combined with other forms of financing

    Sba loan

    Time to Fund
    • 2 – 4 Months
    • Must have business to fund

    What is an SBA Working Capital Loan?

    Expand Your Growing Business

    Working Capital loans offer a simple small business financing solution for entrepreneurs needing $50,000 – $150,000 for business operations. These loans provide the same government guarantee and low interest rates as traditional SBA loans, but they can close in as little as 45 days — about half the time it takes to close a traditional SBA loan.

    Unlike other business loans that a require 20 – 30 percent down payments and must be secured by personal collateral, Working Capital loans only need 10 percent down and are secured by your business assets. Plus, Working Capital loans can be used in conjunction with Rollovers for Business Start-ups, so you can leverage your retirement funds to cover the down payment for the loan.

    Criteria Summary for SBA Working Capital Loans

    Sba loan

    Funding Amount
    • $50,000-$150,000
    • Minimum $50,000

    Sba loan

    • 10% down payment
    • 690+ credit score
    • Paid franchise fee prior to funding (if applicable)
    • Business must be able to begin operations prior to funding
    • No recent bankruptcies

    Sba loan

    • Low interest rates
    • Quick time to fund

    Sba loan

    Time to Fund
    • 30 60 days
    • Must have business to fund

    Why work with Guidant for your SBA business loan?

    Sba loan

    Your Shortcut to Success

    Guidant Financial makes it easy for qualified borrowers to obtain an SBA loan. Our streamlined process gives you immediate access to thousands of lenders with a single loan application. With our comprehensive loan package analysis, we ensure you’re matched with the lenders who provide the best loan rates and the greatest chances of approval. Guidant clients have a 96 percent funding success rate once a loan offer is secured from a lender.

    Not only will we help you find the lender that’s right for you, but we ll provide overall guidance through the SBA process and in-depth document review to ensure you have everything in line for approval.

    Sba loan

    Simplified Loan Application

    Loan applications are extremely detailed and take a lot of work to put together. If you’re shopping lenders independently, each bank will require a separate application. But by working with Guidant, you’ll only need one loan application, which we’ll send to our large network of lenders to help you find the perfect fit.

    Sba loan

    Better Terms

    When banks compete, you win. Because Guidant can apply to several lenders with a single application, we’re often able to present you with multiple loan offers, meaning you’ll have more flexibility when choosing your terms and conditions.

    Use Your Retirement Funds as a Down Payment on an SBA Loan

    ROBS + SBA: Keep Your Rainy Day Savings Intact

    One of the most beneficial ways to combine financing methods is to use 401(k) business financing with an SBA loan. This allows you to leverage your retirement funds for the loan down payment without triggering any tax penalties.

    While both SBA loans and 401(k) business financing have advantages as stand-alone programs, together they can increase your business budget, help protect your savings and lower your monthly payments.

    Sba loan

    Business – definition of business by The Free Dictionary, business online.#Business #online


    These nouns apply to forms of activity that have the objective of supplying products or services for a fee. Business pertains broadly to commercial, financial, and industrial activity, and more narrowly to specific fields or firms engaging in this activity: a company that does business over the internet; went into the software consulting business; owns a dry-cleaning business. Industry entails the production and manufacture of goods or commodities, especially on a large scale: the computer industry. Commerce and trade refer to the exchange and distribution of goods or commodities: laws regulating interstate commerce; involved in the domestic fur trade. Traffic pertains in particular to businesses engaged in the transportation of goods or passengers: renovated the docks to attract shipping traffic. The word may also suggest illegal trade: discovered a brisk traffic in stolen goods.

    busi ness


    1. As oxygen is the disintegrating principle of life, working night and day to dissolve, separate, pull apart and dissipate, so there is something in business that continually tends to scatter, destroy and shift possession from this man to that. A million mice nibble eternally at every business venture Elbert Hubbard
    2. Business is like a man rowing a boat upstream. He has no choice; he must go ahead or he will go back Lewis E. Pierson
    3. Business is like oil. It won t mix with anything but business J. Grahame
    4. Business is very much like religion: it is founded on faith William McFee
    5. Business policy flows downhill from the mountain, like water Anon
    6. A business without customers is like a computer without bytes Anon

    As the entries that follow show, this concept lends itself to many additional twists.

    Playwrights Ernst and Lindley wrote this simile to be spoken by a judge in their 1930 s play Hold Your Tongue.

    The first two words are transposed from Computer companies to generalize the comparison.


    Business is the work of making, buying, and selling goods or services.

    When you use business in this sense, don’t say ‘a business’. Don’t say, for example, ‘ We’ve got a business to do ‘. You say ‘We’ve got some business to do’.

    You can talk about a particular area of business using the followed by a noun followed by business.

    A business is a company, shop, or organization that makes and sells goods or provides a service.

    Small Business Financing, TD Canada Trust, new business financing.#New #business #financing

    Small Business Financing

    7:00 a.m. – 12:00 a.m. EST

    New business financing

    Helping you start, purchase or grow your business

    How to apply

    Visit your local

    TD Canada Trust branch

    Government Grants for Small Business

    With a Canada Small Business Financing Act Loan (CSBFL), TD Canada Trust and the Government of Canada work together to help you with the financing of your existing business or start-up. A CSBFL can help you get the loan you need to expand, purchase, or improve the fixed assets within your business.

    Features of the CSBFL include:

    • Loan amounts available up to $1,000,000 1
    • Financing available for up to 90% of the “Eligible Costs” 2 of assets financed
    • Monthly repayment frequency with a choice of terms, up to a maximum of 10 years. A repayment schedule reflecting an amortization of up to 20 years may be available 3
    • Competitive fixed and floating interest rates are available
    • Personal guarantee required, starting at 25% of the loan amount 4
    • Loan may only be used for certain purposes
    • One-time Federal Government registration fee of 2% of the loan amount (which may be included in the amount borrowed)
    • A 1.25% Administration Fee is included as part of your interest rate
    • Standard TD Canada Trust Set-up fees apply

    Do you qualify?

    Here are some of the government’s requirements 5 for a CSBFL:

    • Your business operates or is about to operate in Canada
    • Your business’s annual gross revenue is less than $10 million in the year you apply
    • Your business is for profit, and is not a farm, charity, or religious enterprise
    • The assets purchased or improved must be used in your business

    Standard Bank, business online.#Business #online


    Europe and Asia pacific

    Business online

    Business online

    Business online

    Business online

    Business online

    Business online

    Latest News..

    Real Time Clearing is an electronic payment product that allows you to clear inter-bank, time-critical payments in real time.

    Business online

    Our Account Verification Service (AVS) validates the details of your selected payees to ensure that the correct parties receive the funds you release.

    MyBills allows you to deliver accounts to your customers and collect the funds relating to those accounts via a single, seamless, electronic transaction.

    The services made available through Self Admin allows you to carry out a range of tasks without needing to first make contact with the bank. It saves time and money.

    Business online

    Our most recent drive to enhance your online experience comes in the form of the online services screen refresh. We have refreshed the screen look and feel with new icons and a new crisp blue and white layout

    Business online

    Small-Business Loans – 3 ways to get a loan, government small business

    3 ways to get a small-business loan

    The recovering economic environment has meant that small businesses have had to be more creative when looking for loans.

    However, companies with sound business strategies still can borrow. Options include loans from traditional banks and institutions affiliated with the Small Business Administration, as well as financing from Internet-based lenders.

    “For creditworthy, high-scoring small businesses, there is money available,” says George Cloutier, CEO of American Management Services, a consultant to small businesses.

    Bank loans

    The best place to get a small-business loan is still a bank, says Cloutier. Banks typically offer the lowest interest rates and many have established reputations as trustworthy lenders.

    “Many small businesses try three or four banks and then stop looking,” Cloutier says. A more persistent approach has better odds of success.

    Calculate business loan payment

    Want to calculate your small-business loan payment? Go to Bankrate’s loan and amortization calculator.

    “Take out the phone book, target 10 banks and work through that list,” he says.

    That strategy worked for Michael McKean. He is founder of The Knowland Group, a company that helps hotels fill up their meeting space.

    A few years ago, as the success of The Knowland Group grew, McKean began searching for a bank that would give the growing company expanded access to credit.

    “We talked to every bank in our area, at least a dozen,” McKean says. “Many came back with proposals, but the terms were very onerous. Or sometimes they shifted terms.”

    Finally, M T Bank came through.

    “They just wanted to get our business,” McKean says.

    McKean says his company did not approach M T any differently than it had approached the other banks. It was just a matter of being persistent until the right deal came along, he says.

    “We did everything right, approaching the right person at each bank,” he says. “We’re a profitable business. I think it was just the … credit crunch that prevented us from getting a loan.”

    Cloutier says the key to success with banks is to show past profitability, and to describe a well thought-out plan for future profits.

    “If you aren’t making a profit now, you must be able to tell the bank how you will change that in the short term, or you really won’t be able to get a loan,” he says.

    He also recommends that businesses start small in their loan requests.

    “If you need money for four trucks, ask for two,” Cloutier says. “The bigger the loan request, the harder it is to get it approved.”

    SBA loans

    Another way to find a bank loan is through the Small Business Administration, or SBA. The SBA can direct you to banks that offer loans guaranteed by the agency. This way, you’ll have the advantage of approaching banks specifically interested in lending to small businesses.

    Interested businesses should contact the SBA office nearest to them, which can be found on the agency’s website. Jeanne Hulit, the SBA’s acting administrator, urges businesses to seek a bank that is an experienced SBA lender.

    Banks granting SBA loans place increased emphasis on business plans, cash flow and profit forecasts in deciding whether to lend, she says. The SBA also can refer businesses to free counseling centers to improve their performance.

    Online opportunities

    Another source for loans is the Internet. There are several sites where businesses can seek alternative lenders, such as individuals and small companies.

    Interest rates are generally a little higher than what a bank will charge, but it’s much less than what you’ll have to pay on many credit cards.

    Look around at different sites, some may charge a one-time fee to list your business, while others are free to list but might have fees reflected in loan rates.

    If you’re going to list your company on one of these sites, describe your business in clear and concise language.

    Lastly, make sure to investigate the company you are looking to post your business on. These kinds of companies were successful in 2008 and during the recession, but times have changed. Many have since gone out of business. Before paying for anything, make sure the company is legit.

    Small Business Loan, Business Banking, HSBC, business loans rates.#Business #loans #rates

    Small Business Loan

    Small Business Loans available from between £1,000 and £25,000. 7.4% APR Representative

    Fixed monthly repayments may help to minimise the impact of a large purchase on your day to day cash flow.

    HSBC current account not required

    Lending is subject to credit status

    No charges for additional repayments to your loan, and an option to defer your first repayment for 3 months 1

    Repayment terms of between 12 months and 10 years

    Apply for a Small Business Loan

    Before applying, please read the following carefully, including the ‘Your Information’ section in the Business Banking Terms and Conditions.

    Check your eligibility

    Find out instantly if you’re likely to receive the money you need

    Guide to business borrowing

    Find out which lending option might be right for you and what you should know before you apply

    This page is about:

    Key benefits

    Protect your cash flow from the impact of large purchases with fixed monthly repayments

    Offset the interest against your tax liabilities, as with all business finance

    With our 10billion lending fund for small businesses, you could take advantage of the next opportunity.

    Know where you stand as your interest rate and repayments are fixed for the life of the loan

    Apply however it suits you – either online, by phone or in branch

    Faster Small Business Loan applications for your business with HSBC LinkScreen

    Track your repayments and the outstanding balance using Business Internet Banking

    Take a payment holiday for the first 3 months of the loan 1

    How to get a business loan

    This section looks at some of the business loan requirements you will need to fulfil, as well as the factors that we assess when you make an application. Alternatively, you can find out instantly if you are likely to get the money your business is seeking using our Eligibility Checker. If you make an application we will seek to find out about:

    You and your business – To gain a full understanding of your business, plus how your skills and experience will help achieve your plans

    Personal/business investment – To establish your investment in the business compared to what our investment might be.

    Purpose – To know how your planned borrowing fits in with your plans and discuss your finance options.

    Amount – To determine if the amount you’re applying for is appropriate and help structure your borrowing in the most suitable way

    Term – To discuss the time period over which the borrowing is required, helping us assess your finance options and your ability to repay

    Repayment – To understand how you intend to repay the borrowing and be confident of your ability to do so (eg from trading profit, cashflow or asset disposal)

    • For a new business this may be set out in a business plan and cash flow forecasts
    • For established businesses this is usually the assessment of the historic trading figures, current turnover, as well as plans and projections

    Some of the following may be required to help us assess affordability and your ability to make repayments. The more finance you’re applying for, the more information and documents we may need to see. If you’d like to know more, please ask your Business Manager for more details.

    Security/assets – To seek some form of appropriate security, such as guarantees, property or other assets that are straightforward to value and realise

    Other business interests – To know what other commitments you or your management team has, so we can assess how much attention and focus the business will have

    Cash flow forecast and business plans – To demonstrate your ability to think logically about your business strategy and business model

    Management accounts and historic accounts – To see evidence of past financial performance (not applicable to start-ups)

    Business Loan Rates and Charges

    The minimum loan size is 1,000 and the maximum is 25,000.

    The minimum loan term is 12 months and the maximum is 10 years.

    The interest rate is fixed for the term of the loan and agreed at the outset. Interest is charged throughout the full loan and any month when a repayment is not made.

    A competitive arrangement fee of 100 is payable at the start of the loan.

    A 3-month repayment holiday is available at the start of the loan. If this option is taken, interest is charged throughout the 3-month period, meaning the amount of interest you pay will be higher.

    Under the Consumer Credit (Early Settlement) Regulations, if the loan is repaid early the bank is entitled to deduct interest of 1 calendar month and 28 days. This is automatically included in the calculation of the rebate of interest to give the loan settlement figure.

    Representative Example

    7.4% APR representative (fixed). Based on an assumed loan amount of £13,000 over 60 months at the AIR of 7.1% p.a (fixed). Monthly repayment £256.67. Total amount payable £15,500.72.

    Total amount payable

    *Annual Percentage Rate Representative (APR Representative)

    7.4% APR representative (fixed)

    * Annual Interest Rate (AIR)

    * Simple Interest rate

    * Annual Percentage Rate (APR) is the total cost of the credit expressed as an annual percentage. It represents the actual yearly cost of credit over the loan term and includes the rate of interest and a £100 arrangement fee. The APR will vary depending on the loan amount and term.

    * Annual Percentage Rate Representative (APR Representative) is the advertised rate (or a lower rate) we reasonably expect at least 51% of people who are accepted for and enter into the loan agreement as a result of the advertising or marketing will pay.

    * Annual Interest Rate (AIR) is the rate of interest on a loan with the rate compounded on a monthly basis.

    * Simple Interest Rate is the rate at which daily interest accrues on the loan (not compounded)

    Effective Business Writing Courses and Business Writing Training, business training.#Business #training

    business training

    If you have questions about any of the courses or about registration, call 800 827-3770 (309 452-2831 outside of the U.S.) or send an email to [email protected]

    Click on one of the course names to see the description of the course and how to register.

    You will send writing samples to your instructor. Your instructor will read each sample thoroughly, identify skills you need to learn, list the sentences with problems in each area with corrections showing how they should have been written, assign readings from the grammar textbook, answer any questions you have about the skills, have you practice the skills, and give you an online quiz containing sentences from your original writing sample that you must correct in ten minutes to be sure you have learned the skills. More . . .

    The course uses the lessons from the Business Writing Skills course without the 12 practice activities. The time you would have spent on the practice activities is devoted to the grammar training.

    The training materials include an online index for continued use of the reference tools after the course is finished. Course materials remain online for the duration of the course and after the course is finished.

    Course Time: You will go through the course at your own pace, so you could complete it within a few weeks. However, you have up to four months to complete the course so you can fit the study time into your schedule. All lessons must be finished within the four-month period. More . . .

    In the BWC110 Basic Grammar Skills Tutorial, your instructor will thoroughly evaluate writing samples and give you study and practice based on your unique needs. You work on the specific skills you need to learn, at your own pace. The BWC210 Business Writing Skills course contains 12 practice activities and four writing examinations. The instructor will evaluate the activities and examinations, comments on skills you have learned and skills you still need to polish, and coaches you through learning the skills. The courses perfectly complement each other, so when you enroll in both the Business Writing Skills course and one of the language and grammar courses at the same time, you receive a discount on tuition. More . . .

    In the BWC130 Individualized Writing for Nonnative Speakers of English, your instructor will thoroughly evaluate writing samples, looking especially for the difficulties we know nonnative speakers of English have with the language. We will use what we find to give you study and practice based on your unique needs. You work on the specific skills you need to learn, at your own pace. The BWC210 Business Writing Skills course contains 12 practice activities and four writing examinations. The instructor will evaluate the activities and examinations, comments on skills you have learned and skills you still need to polish, and coaches you through learning the skills. The courses perfectly complement each other, so when you enroll in both the Business Writing Skills course and one of the language and grammar courses at the same time, you receive a discount on tuition. More . . .

    Your instructor will read samples of your writing thoroughly, identify skills you need to learn, list the sentences with problems in each area, correct the sentences to show you how they should have been written, assign readings from the grammar textbook and online training materials, answer any questions you have about the skills, have you practice the skill, and give you an online quiz containing sentences from your original writing sample that you must correct to be sure you have learned the skills. You have unlimited access to the instructor in the course. More . . .

    IT Training, Project Management Training, Business Skills Training, QA, business training.#Business #training

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    QA’s AWS Principal Technologist recently passed the Advanced Networking on AWS Exam and joins the elite group of people who hold all seven AWS certifications. He shares his views on exam.

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    Business training Business training Business training Business training

    Compare Business Finance Products Today at MoneySupermarket, business loans rates.#Business #loans #rates

    Business finance

    Compare business finance products

    Seek out the best deals on a wide range of products including in-credit business current accounts, cashback business credit cards and short-term business loans – plus get exclusive deals on business products that you can’t find anywhere else.

    Business finance. Trust us to explain it simply


    Medium to long-term business loans

    We ve provided a list of those who can help if you re interested in taking out a medium to long term loan.

    Commercial mortgages

    Every question you have around commercial mortgages – solved

    Business saving accounts

    Just like a personal account, you can manage and save your financies to support your business

    Asset financing

    Financing for the things where your business needs it most

    Short-term business loans

    From helping with cash-flow to expansion costs, a short-term loan could be an option if your business needs a boost

    Invoice financing

    Often an ideal solution when in need of a instant cashflow-fix.

    Business current accounts

    Compare and find the best business current account to suit your business

    Business credit cards

    Facilitate staff spending and much more with business credit cards

    Business money transfers

    Credit cards can be used as a way of managing both staff spending and cashflow.

    Business insurance

    Ensure your business has the protection it requires

    Business energy

    Just like your home, compare and save money on your business energy and gas

    Managing business expenses

    Discover a great alternative to a business credit card


    What are business loans

    All you need to know about taking out a loan for your business.

    What are business current accounts

    The best way to keep your personal and business-banking separate.

    Business savings accounts explained

    All you need to know about taking out a loan for your business.

    Peer-to-peer business loans

    A loan that comes from individuals, as opposed to the bank. We explain how.

    Invoice financing

    How it works, and how it can benefit your business

    What are business credit cards

    Credit cards can be used as a way of managing staff spending and cashflow

    Business finance in general

    When it comes to managing your business finances, it’s not all that different from managing your personal finances.

    The key difference is the fact you want to seek out products that are specifically designed for business use, as these will offer better rates as well as other features aimed at making running your business easier for you.

    Who business finance is for?

    Business finance is for any type of business, no matter how big or small.

    You may want to think about business finance if you operate as a sole trader, or if you are a limited company – or if you are anything in between.

    Who can apply?

    Anyone who owns a business can apply for business finance, but you must remember that with some products, such as business loans, it may be difficult to get accepted in the current uncertain climate.

    As a general rule, those businesses with the cleanest credit record have the best chance of getting accepted – and of getting the best rates.

    What products are available within business finance?

    There are a wide range of products available within business finance offered by numerous different banks and other financial organisations, including business current accounts, business credit cards and business loans.

    Each product on offer in business finance has been designed with business in mind, and will help you to run your business operations more smoothly.

    Why are we the best website for business finance products comparison?

    If you’re looking for business finance products then you need look no further, as we compare hundreds of deals from different providers in one place to seek out the very best deal for you and your particular needs.

    We offer a free and independent comparison tool, and also have access to exclusive deals on business finance products that you won’t be able to find anywhere else.

    Incorporating Your Business, The U, incorporating a business.#Incorporating #a #business

    Incorporating Your Business

    When you rsquo;re starting a business, one of the first decisions you have to make is the type of business you want to create. A sole proprietorship? A corporation? A limited liability company? This decision is important, because the type of business you create determines the types of applications you rsquo;ll need to submit. You should also research liability implications for personal investments you make into your business, as well as the taxes you will need to pay. It rsquo;s important to understand each business type and select the one that is best suited for your situation and objectives. Keep in mind that you may need to contact several federal agencies, as well as your state business entity registration office. /p

    Here is a list of the most common ways to structure a business. /p

    An S corporation (also referred to as an S corp) is a special type of corporation created through an IRS tax election. An eligible domestic corporation can avoid double taxation (once to the corporation and again to the shareholders) by electing to be treated as an S corporation.

    A partnership is a single business where two or more people share ownership.

    Each partner contributes to all aspects of the business, including money, property, labor or skill. In return, each partner shares in the profits and losses of the business.

    A limited liability company (LLC) is a hybrid type of legal structure that provides the limited liability features of a corporation and the tax efficiencies and operational flexibility of a partnership.

    The “owners” of an LLC are referred to as “members.” Depending on the state, the members can consist of a single individual (one owner), two or more individuals, corporations or other LLCs.

    A corporation (sometimes referred to as a C corporation) is an independent legal entity owned by shareholders. This means that the corporation itself, not the shareholders that own it, is held legally liable for the actions and debts the business incurs.

    Corporations are more complex than other business structures because they tend to have costly administrative fees and complex tax and legal requirements. Because of these issues, corporations are generally suggested for established, larger companies with multiple employees.

    A cooperative is a business or organization owned by and operated for the benefit of those using its services. Profits and earnings generated by the cooperative are distributed among the members, also known as user-owners.

    Typically, an elected board of directors and officers run the cooperative while regular members have voting power to control the direction of the cooperative. Members can become part of the cooperative by purchasing shares, though the amount of shares they hold does not affect the weight of their vote.

    Startup Financing – Small Business Funding, financing for business.#Financing #for #business

    Startup Business Financing

    Financing for business

    Wouldn t you love to have a few million dollars to start your business? Me too! With a great idea and a great business plan, you probably feel almost entitled to get the funding you re seeking.

    The reality, though, is that for most entrepreneurs, you must prove your concept first before anyone will put up that kind of money. But most businesses require some sort of initial capital for things like inventory, marketing, physical facilities, incorporation expenses, etc.

    According to the U.S. Small Business Administration (SBA), While poor management is cited most frequently as the reason businesses fail, inadequate or ill-timed financing is a close second. Sometimes it comes down to simple cash flow–many companies have closed their doors because they just couldn t make it another few months until the money came in.

    When exploring your funding options, there are several factors to consider:

    • Are your needs short-term or long-term? How quickly will you be able to pay back the loan or provide a return on their investment?
    • Is the money for operating expenses or for capital expenditures that will become assets, such as equipment or real estate?
    • Do you need all the money now or in smaller pieces over several months?
    • Are you willing to assume all the risk if your company doesn t succeed, or do you want someone to share the risk?

    The answers to these questions will help you prioritize the many funding options available.

    • Debt financing – You borrow the money and agree to pay it back in a particular time frame at a set interest rate. You owe the money whether your venture succeeds or not. Bank loans are what most people typically think of as debt financing, but we will explore many other options below.

    • Equity financing – You sell partial ownership of your company in exchange for cash. The investors assume all (or most) of the risk–if the company fails, they lose their money. But if it succeeds, they typically make a much greater return on their investment than interest rates. In other words, equity financing is far more expensive if your company is successful, but far less expensive if it isn t.

    Because investors take on a much higher risk than lenders, they are typically far more involved in your company. This can be a mixed blessing. They will likely offer advice and connections to help grow your business. But if their plan is to exit your company in 2-3 years with a substantial return on their investment, and your motivation is the long-term sustainable growth of the company, you may find yourself at odds with them as the company grows. Be careful not to give up too much control of your company.

    Let s take a closer look at the many options available for startups.

    Friends and family are still your best source for both loans and equity deals. They are typically less stringent regarding your credit and their expected return on investment. One caveat: structure the deal with the same legal rigor you would with anyone else or it may create problems down the road when you look for additional financing.

    Prepare a business plan and formal documents–you ll both feel better, and it s good practice for later.

    Credit cards are a great tool for cash flow management, assuming you use them just for that and not for long-term financing. Keep one or two cards with no balance on it and pay it off every month to give yourself a 30 to 60-day float with no interest. And the low introductory rates on some cards make them some of the cheapest money around. Managed well, they re extremely effective; managed poorly, they re extremely expensive.

    Best Small Business Loans: Small Business Funding – BFS Capital, business lenders.#Business

    Small Business Loans for Big Business Goals

    Small business loans are on the rise, with the U.S. Small Business Administration reporting that approximately $11 billion was approved across small business loan programs for the entire year of 2012. And yet, that amount had already almost doubled—hitting $18.9 billion—by mid-2017.

    This is partially because more and more entrepreneurs are deciding to start their own small businesses annually, averaging around 675,000 new businesses in 2015, according to the Bureau of Labor Statistics . Additionally, those already in business are borrowing at higher rates to either sustain or grow their companies, making them stronger in the long run.

    Even though these particular loans are being taken out at amazing rates, a lot of small business owners still have a number of questions when it comes to borrowing money to cover their small business needs.

    For instance, what exactly is a small business loan? When should you get one? What benefits do small business loans offer? How do you apply? The list goes on and on.

    If this is where you’re currently at, let’s dig a little deeper into all of these questions (and a few more) to get you the answers that you want and need—right now.

    What is a Small Business Loan?

    A small business loan is money borrowed to start, grow, or keep a small business afloat. Additionally, there are a few different small business loan types. Some of them are secured, meaning that you used some type of asset as collateral against the loan; and others are unsecured, meaning they’re not attached to an asset but are granted based on your credit.

    Among the small business loans available, a few of the most common include:

    • Startup loans
    • Construction loans
    • Franchise-based loans
    • Merger and acquisition loans
    • Business lines of credit
    • Working capital loans
    • Equipment financing and refinancing loans
    • Merchant cash advance loans
    • Accounts receivable loans

    What Can I Use a Small Business Loan For?

    A small business loan obtained by a startup is often used to buy any necessary property, buildings, equipment, or inventory to put the business owner’s dream into action. It can also be used to give you a little working capital as you strive to get your business up on its feet and running.

    If your goal is to expand, small business loan funding enables you to purchase additional inventory, buy or build a larger store or factory, or buy more equipment to better suit your increased needs.

    And if you have periods where you’re struggling, a small business loan can help you cover your operational expenses until things pick up and you can stand on your own again. This includes funding payroll, buying supplies, and paying vendors, just to name a few.

    How Do I Benefit from a Small Business Loan?

    Obtaining a small business loan essentially enables you to effectively run all aspects of your business, minimizing any disruption during slow periods and giving you cash flow options if you’re ready to take your company to the next level.

    For instance, Melissa Kobus, founder of Gloss Salon Day Spa, told us that she found that starting a profitable small business takes money—money that banks aren’t always willing to lend a new company.

    That’s why Melissa came to BFS initially, to get the capital she needed to open her salon’s doors. It’s also what has kept her coming back every time she’s ready to grow, adding more space to better serve her growing clientele.

    Where Can I Obtain a Small Business Loan?

    Small businesses located in bigger cities—such as New York, Los Angeles, Miami, and Boston—tend to have an easier time securing a small business loan because there are more local options.

    However, you can also obtain a small business loan online no matter where your small business is located, such as when you’re applying for a small business loan through BFS Capital.

    How Do I Apply for a Small Business Loan?

    If you’re wondering how to apply for a small business loan, the first step is to make sure you qualify for the specific business loan you want.

    Business loan eligibility can depend on a number of factors, such as:

    • How long you’ve been in business
    • The assets and liabilities you have
    • What your revenue or expected revenue is
    • The industry you’re in
    • Your credit score
    • What you plan to use the loan for

    Depending on which lender you choose, your may have to visit your local bank, credit union, or financing company to complete the paperwork.

    Alternatively, you can also apply for your small business loans online when using lenders like BFS. This can make obtaining the capital you need even more convenient, no matter when you have time in your day or week to apply.

    What Are the Costs Associated with a Small Business Loan?

    Small business loan rates and costs can vary, making it extremely important to secure yours from a lender who understands your revenue and working capital needs.

    Is a Small Business Loan the Right Option for Me?

    If you’re still unsure whether a small business loan is the right option for you, here are some questions you’ll want to ask yourself:

    • Do I have enough capital to start my small business without putting my family’s welfare at risk?
    • Am I entering a slow season where I typically have difficulty paying my bills, making a small business loan preferable because it would take some of the stress away?
    • Am I ready to grow my business, but just need some working capital to make it happen until I can increase my revenues from the extra sales?
    BFS Capital Small Business Loans
    Get the small business funding you need to make your good company great.

    • Business lenders

    We review your recent business account statements.

  • Business lenders

    We base our approvals on average monthly gross business volume.

  • Business lenders

    We take automated, fixed payments from your business account until paid in full.

    Why Choose BFS Capital?

    Whether you’re envisioning that new piece of equipment on the floor of your factory or workshop, you want your warehouse shelves fully stocked with some much-needed inventory, or you’re faced with an acquisition opportunity that you don’t want to pass up, BFS Capital can help you obtain the funding you need to make it happen.

    Our loans for small businesses are designed to help you start your business, tackle the inevitable growth challenges you face while building your business, or simply help you get through the slow times, like when your industry has a natural lull.

    At BFS Capital, we provide better funding options for a variety of small businesses. Plus, we’re there for you when you need to make fast investments, striking while amazing business opportunities are still available. That’s because a number of our small business loan options can be secured within a couple of days versus the traditional weeks or months.

    Unlike other small business lenders, we’ve had years of experience working with thousands of customers. Because we have a deep understanding of small business needs , we also offer some of the best small business loans and funding solutions available, with benefits you won’t find anywhere else.

  • Incorporation Services – Incorporate a Business Online: S Corp or C Corp,

    What would you like to talk about?

    Incorporating a business

    • Documents filed with the state forming your corporation.
    • Personalized bylaws and resolutions defining who owns and manages the company.

    Start my Corporation

    Have questions? Give us a call

    Pricing starts at $149 + state filing fees

    Incorporating a business

    What customers are saying about our

    Over 1 million businesses have trusted us to get started

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    Over the past 12 years, we ve gotten pretty good at helping people launch their businesses. In fact, we ve helped over 1 million of them.

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    Our customer care representatives in the United States will be there to support you throughout the lifetime of your business.

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    Incorporating a business

    3. You ll receive your completed corporation package by mail

    What s the difference between a corporation and an LLC?

    Not sure if a corporation or LLC is right for you? Fortunately, there are a few simple guidelines many new owners go by.


    Plan to raise money from outside investors

    The stricter formalities give investors the knowledge they desire about how your company is run.

    Plan to go public in the future

    Are you shooting for the stars for a big exit?

    Fewer formalities and legal requirements

    For example, you don t have to hold board meetings or maintain records detailing how every company decision is made.

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    Just set up and get to running your business.

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    + state filing fees

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    Incorporating a businessOur agents are based in the United States.

    Speak with an attorney

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    Get legal advice from an independent attorney at a price you can afford.

    Questions and answers

    This public forum is not intended to provide legal advice and is not a substitute for professional legal advice. Unless specifically indicated, the content is not drafted, supported, or vetted by LegalZoom. It is simply a place for customers to help customers. If you need legal advice, LegalZoom can connect you to a licensed and independent attorney. If you are providing answers, please do not provide legal advice if you are not qualified or licensed to do so.

    Create your corporation starting at $149 + fees

    Add the power of Inc. to your business

    Start my corporation

    Protect your personal assets by incorporating your business with LegalZoom. When you choose LegalZoom to form a corporation, we create and file your corporation documents with the state where you are forming your corporation which means fewer details to worry about when starting a business. To ensure your satisfaction with our business incorporation services, you receive lifetime customer support as part of our Satisfaction Guarantee. In addition, corporations formed through LegalZoom are backed by a $50,000 Peace of Mind Guarantee. When it comes to something as important as forming a corporation, trust LegalZoom to help you take care of the details. Get started incorporating your business online with LegalZoom.

    *Telephone consultations with a participating firm, during normal business hours, of up to one half (1/2) hour each, limited to one consultation for each new legal matter. After the 30-day trial period, benefits to the Business Legal Plan (also Business Advantage Pro or Business Advisory Plan) continue automatically at the plan rate (currently $39.99 per month). Cancel by calling (877) 818-8787. For full details, see the Legal Plan Contract and Subscription Terms.

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    Incorporating a business Incorporating a business Incorporating a business

    How Do Business Loans Work, Fortress Funding, how do business loans work.#How

    How Do Business Loans Work?

    What Options Are Available To You?

    Traditionally the “Big Four” banks have all offered pretty much the same stuff. That is if you want to borrow money for a business purpose the price goes up. As well as this you need to track down a banker that can take the time to understand your business and appreciate things from your side of the desk, not just the Credit Department’s side of the desk.

    There is not question, its getting harder and harder to get good service in the Small to Medium Business, (SME), sector. In fairness to the “Big Four” its hard for them as well. They want it do but they are pushing their managers, branches and infrastructure in general as hard as they can and that rarely co-exists with relationship building and great service.

    Its not just pricing and access to good service or advice that makes loans for SME’s hard everything else gets harder as well.

    Here s How Business Loans Can Get Harder

    The loan term might be restricted putting cashflow pressure on your business

    Take this example of a commercial loan of $750 0000 for the purchase of a commercial warehouse.

    Commercial loan of $750,000 at 5.42% pa

    How do business loans work

    Latest Blogs

    • How do business loans work

    The Truth About Refinance and Three Options for Immediate Action

    Why would you consider refinancing your loans? 9 out of 10 clients that we review could re-arrange their loans to be either cheaper, more appropriate or both! It’s worth asking the question, isn’t it? After all we don’t know what we don’t know. When you took out your last loan did [. ]

    • How do business loans work

    What Is A Second Chance Loan?

    Second Chance Funding How It Can Work For You What is it? Second Chance Finance is a flexible loan offered by lenders for those with bad credit or a less than perfect credit history. It’s a way that you can get yourself back on track quickly and easily. It’s not something your bank [. ]

    • How do business loans work

    How Do Business Loans Work?

    How Do Business Loans Work? What Options Are Available To You? Traditionally the “Big Four” banks have all offered pretty much the same stuff. That is if you want to borrow money for a business purpose the price goes up. As well as this you need to track down a banker that can [. ]

    Looking at the loan in simplistic terms you would say the cost is 5.42%pa or $40650 each year in interest. However, when you look at all the other associated costs the bank is charging an average of $44890 per year. Effectively that’s 5.96%pa. or put another way an additional $21 200 over the 5 year period.

    In addition to this you have the hassle, and anguish, of having to prepare interims and hope that the bank remains happy.

    Every time you provide your lender information you risk something changing that you may not have anticipated. The opposite can be true but that’s usually only because you know how to “work the system”.

    When was the last time your bank manager rang you up and offered to reduce your lending costs?

    When was the last time your bank manager called you?

    Consider This

    Firstly, let’s be clear – you do not have to move your transaction banking.

    Commercial lenders love you transactional banking accounts. It gives them your funds on deposit for free, the ability to charge account keeping fees and the ability to look inside your business – without you knowing.

    New ways of funding commercial loans are out there. For example set and forget commercial loans and sometimes at home loan rates. Why would you pay commercial interest rates, have a shortened loan term and prepare interim financials if the bank could use equity in your home for your commercial loan?

    You can make this happen if you know which lenders to talk to and how to go about it. No disruption to your business banking accounts, your internet banking or credit cards – just cheap efficient loan accounts.

    Even if you prefer to, or already have offered your commercial premises as security rather than your home, (or a mix of the two), you can have a set a forget commercial loan with no ongoing fees over 20 years. There is of course always the option to go interest Only as well.

    Consider the information below, it’s for the same $750 000 that we looked at earlier.

    Commercial loan of $750,000 at 4.89% pa

    How do business loans work

    In this example the same loan costs an average of $37 087pa. over a 5 year period. That’s effectively 4.94%pa. (compared to 5.96%pa above).

    The only thing that has changed is we did it smarter!

    All your day to day banking stays in place uninterrupted. The cost of making the changes, (assuming an application fee of $1000 and a valuation fee of $1060) would be recovered in a couple of months.

    It s All About Who You Know

    Not all lenders are the same.

    The market is super competitive at the moment with fintech innovators and new banks coming into the market and in particular into the commercial market. It’s no longer the exclusive domain of the “big four”. Many of these lenders are choosing to get to their clients via brokers. Its gives them the benefit of cheaper distribution channels but more importantly reduces their costs which are then reflected in what they charge you, the borrower.

    More importantly they are hungry to do business and there are many ways that we can take advantage of this. You can take advantage of it all, with a little help from someone in the know.

    Understanding the lenders and their niches and combining that with finding the right people inside these lenders is always far more likely to get you a suitable and sustainable outcome that might be just right for you. Sometimes it’s a combination so lenders or lender products, sometimes it’s a “re-jig” of your loan products after come consultation with your accountant. Sometimes it’s about releasing a security property like the family home for example and sometimes it’s about separating out your liability from that of your business partner’s liability.

    It s A Bit Like Goldilocks And The Three Bears

    The three Big Bears are:

    1. Why do commercial loans cost so much?
    2. Why do I need to spend so much money and time simply maintaining the loan going forward?
    3. How do I find the right bank and bank manager that has the time to understand my business?

    How do business loans work

    Goldilocks is obviously “Just right”. That is a combination of a well priced maintenance free loan portfolio with the support of an experience broker that can ensure that your needs are understood and met by the lender on an ongoing basis.

    The one thing for sure is that it’s not just a matter anymore of turning up to your local branch, filling in a form and hoping for the best!

    Small Business Loans, Minority Start Up Business Loan for Women with Bad

    Small Business Loans

    Are you tired of shopping around for the lowest commercial loan rate in the market or simply getting a quick approval for a small business loan to help jumpstart your business?

    We are a leading financial service company offering our clients a wide array of business financing solutions tailored to meet every specific business needs. Our financial products include but not limited to commercial real estate loans, small business loans, cash advance, and a newly developed business loan express program that can finance your business within a 72-hour funding time.

    We have a high approval rate for borrowers with various circumstances.

    Whether you’re requiring specific incentive program such as a small business loan for minority or small business loan for women, we will find the best business loan program for you. Our wide network of direct lending relationship provides an opportunity for us to place you in the best loan program that fit your business needs.

    Start Up Business Loans(SBA Loans)

    SBA Loans are fully amortized for the length of the term ranging from 7 to 25 years depending on the use of the loan. No balloon payments at the end of the term. And up to 90% financing meaning only a 10% down payment is required by the borrower. SBA Loans are guaranteed by the government therefore providing the market with extremely competitive rates for small business loans up to $5,000,000. These small business loans can be used for commercial real estate purchases, working capital, as well as other uses sanctioned by the government.

    Veteran Business Loan Minority Business Loan

    With over a hundred direct lending relationships available, we can offer the best incentive programs for our borrowers. We have a high approval rate for borrowers because we are not limited to a few programs available from a specific bank or lender. We also are able to provide incentive small business loans for veteran, women and/or minorities. These incentive programs for women and minorities may include reduced rates, quicker approval and funding, as well as many other benefits for veteran business loans.

    Business Credit Card

    With the highest approval rate among all types of financing, business credit cards are the most recommended form of funding by A revolving line of credit can be used on inventory and normal office expenses. Once inventory is sold and profit is made, the line of credit can be paid off and used again to purchase additional inventory to be sold. A business credit card makes it easy for a start up business owner to track expenses through the credit cards monthly statement and report.

    Business loans for women

    Business loans for women

    Business loans for women

    Home, Small Business Majority, business portal.#Business #portal

    business portal

    Business portal

    Small Business Majority’s Entrepreneurship Program delivers the information and resources you need to run a successful small business.

    Designed specifically for entrepreneurs, this site will guide you in accessing capital, planning for your and your employees’ golden years, inform you about the workplace issues you face everyday and more.

    Business portal

    Navigate the funding landscape and connect with resources to help obtain the capital you need to start and grow your business.

    Business portal

    Find retirement planning resources for you and your employees.

    Business portal

    Have questions about every day issues impacting your business, like health insurance, paid leave or sick day policies? We’re here to give you answers.

    Join our mailing list

    Business portal Business portal Business portal Business portal

    Upcoming Events

    Featured Event

    Join the National City Chamber of Commerce, the San Ysidro Chamber of Commerce, the Otay Mesa Chamber of Commerce and Small Business Majority for a presentation about what the ACA means for small businesses, now that it will continue to be the law of the land. We’ll also provide an overview of both federal and state provisions to help local small business owners understand how the healthcare law affects them. We wil. Read more »

    Featured Resource

    Business portal

    SimpleGrowth is an online lending marketplace that connects Chicagoland small businesses to local lenders and business assistance centers. The goal of SimpleGrowth is to provide both education and support to business owners all on one simple platform.

    Executive Education, best business schools.#Best #business #schools

    Executive Education

    Add this topic to your myFT Digest for news straight to your inbox

    Best business schools

    Lead story in Executive Education

    Iese and IMD tighten their grip on the top for customised and open-enrolment programmes

    Top stories in Executive Education

    From kidnaps to oil rig disasters, ‘serious games’ are helping to train executives

    Disruption prompts innovative partnerships and experimentation in teaching

    Ambitious graduates are under immense pressure to succeed

    Dartmouth College’s Tuck School of Business offers former Olympians a bespoke education

    Business school lecturer Eve Poole on why behaviour matters — and what her pearls tell us

    New software shapes our thinking and how we collaborate

    Irish politician and entrepreneur Pádraig Ó Céidigh says IMD leadership programme helped him refocus

    Coaching is offered to former students who hit problems or want to make a change

    FDC business school’s dean on the man cleaning up business and politics

    Experienced Chinese digital entrepreneur Diana Li found she could learn from her peers

    Notable achievements among customised and open-enrolment course providers

    Promoted Content

    More on Executive Education

    Business schools cheer the unexpected boost from contentious tax

    Institutions are more global in their outlook, but there is more government intervention

    Professors report more scrutiny, but masters students escape ideological pressure

    Mainland China drives growth in Hong Kong schools too

    Tighter rules reduce enrolment in lower-level schools

    Postcards from study destinations around the world

    How the rankings were compiled

    Going back to business school helped Ana Maiques develop her brainwave

    Bite-sized reviews for the busy reader

    Universities want to hire former executives, but competition is fierce

    Hard-bitten law enforcers give lessons to executives in personal relations

    MBA providers fret over reputational damage as doubt is cast on internships

    FT ranking highlights disparities in salaries after graduation

    Creative people can gain skills by studying the economics of streaming and royalties

    Oxford graduate Faiz Siddiqui and the mid-life ‘what-ifs’ about a first-class degree

    Central St Martins applies designer-style problem-solving to business education

    Would-be students question the value of what was once the must-have business qualification

    Move creates rival to online courses it delivers from universities

    The 2016 FT Executive Education rankings

    A look at the fundraising potential, the pitfalls — and the Exploding Kittens

    Former executive education students pick the famous person they want as a business partner

    An IMD programme prompted corporate high-flyer Renée Dineen to change paths

    Business schools increasingly tailor leadership courses to the needs of NGOs

    An executive education programme crystalised the founder’s ideas for a new direction

    How the buzziest concept in business has been disrupted

    The Financial Times and its journalism are subject to a self-regulation regime under the FT Editorial Code of Practice.

    Top 10 Business Schools for Undergraduates, best business schools.#Best #business #schools

    Top Business Schools for Undergraduates

    Best business schools

    If you re interested in studying business, check out these top business schools first. Each has impressive facilities, professors, and name recognition. I ve listed the schools alphabetically to avoid the arbitrary distinctions often used to decide who should be number 7 or 8 in a top ten list. That said, the Wharton School at the University of Pennsylvania consistently claims the top spot in national rankings.

    Even if you re not 100% sure that business is right for you, realize that all of these programs are at large universities where you can change majors fairly easily. In fact, some of these schools require students to take a year of liberal arts and sciences courses before admission to the business program.

    If you re thinking of going on for an MBA, also know that an undergraduate business degree is by no means a prerequisite. The critical thinking, writing and math skills at the heart of a liberal arts education can serve you just as well, if not better, than a more narrow pre-professional degree.

    Cornell University

    Best business schools

    Located in Ithaca, New York, Cornell University has several excellent options for undergraduates interested in business and management, and the university frequently places high on rankings of undergraduate business programs. Students can choose from the Dyson School of Applied Economics and Management, the School of Hotel Management, and the School of Industrial and Labor Relations. The Dyson School is housed within the College of Agriculture and Life Sciences. Both Dyson and ILR are part of Cornell s state-funded unit, so tuition will be lower than it is for the School of Hotel Management. Prospective students need to designate which school they are applying to on their applications. Hotel Management is generally thought to be the best program of its type in the country. Cornell is part of the Ivy League, and it frequently ranks among the top universities in the country.

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    Emory University – Goizueta School of Business

    Best business schools

    The Goizueta School of Business gets its name from Roberto Goizueta, former president of the Coca-Cola Company. The school is on Emory s main campus in the metropolitan Atlanta area. This highly-ranked school offers its students exchange opportunities with the Cass School of Business in London. The Goizueta curriculum builds upon a two-year liberal arts and sciences foundation. Students, both transfers and from within Emory, can apply only when they have attained junior standing. A minimum of a B average in pre-business courses is required for admission.

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    Massachusetts Institute of Technology – Sloan School of Management

    Best business schools

    The Sloan School of Management, located on the Charles River in Cambridge, frequently finds itself on top-ten lists of undergraduate business schools. The Sloan School offers bachelor s, master s and doctoral degrees, and undergraduates can often take classes with graduate students. There is no separate admissions process for the Sloan School—students who have been accepted to MIT simply declare Management Science as their major at the end of freshman year. In 2008, MIT launched a new minor in Management Science. The mathematically-challenged should think twice before considering Sloan—the school has an unusually strong emphasis on quantitative analysis.

    New York University – Stern School of Business

    Best business schools

    Located in Greenwich Village in Manhattan, New York University s Leonard N. Stern School of Business is a great choice for the ambitious student who wants a top program in a bustling urban environment. The Stern School of Business is highly competitive with a significantly lower rate of acceptance than NYU as a whole. Unlike some other undergraduate business programs, the Stern School is a four-year curriculum — students must indicate their interest in business on their initial application to NYU.

    Best Undergraduate Business Schools in the U, best business schools.#Best #business #schools

    Best Undergraduate Business Schools in the U.S.

    Learn about the top undergraduate schools for business, including study options and reputation. Read brief summaries of three leading schools, and find bullet points of other universities in the U.S. with undergraduate business programs. View article

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    Grand Canyon University
    • Bachelor of Science in Business for Secondary Education
    • BS in Applied Management
    • BS in Accounting
    • BS in Business Admin.
    • BS in Entrepreneurial Studies
    • BS in Finance and Economics
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  • Kaplan University
    • BS in Business Administration
    • Bachelor of Science in Business Administration, Investment Career Focus Area
    • BSFIN in Accelerated MS Finance
    • BS in Finance
    • BSFIN in General Finance
    • BS in Accounting
    • AAS in Business Administration – Business
    • AAS in Business Administration
    • AAS in Business Admin-Office Management
    • AAS in Accounting
    • Associate of Applied Science in Business Administration, Entrepreneurship Specialization
    • View all programs
    • 0:04 School Information
    • 0:44 University of Pennsylvania
    • 1:24 University of Notre Dame
    • 1:51 New York University
    • 2:30 Top Undergraduate

    Video Transcript

    School Information

    Many schools offer undergraduate programs in business, though the best schools have a reputation for excellence that’s backed by national rankings and the availability of numerous program concentrations. We’ll explore three of these schools in depth and briefly look at a few others as well. Undergraduate business programs typically include a core set of classes in finance, economics, accounting, management, and marketing. They usually lead to a Bachelor of Business Administration (BBA) or Bachelor of Science (B.S.) in Business. Here we look into business programs offered by three schools that were ranked by U.S. News and World Report for 2017.

    University of Pennsylvania in Philadelphia, PA

    The University of Pennsylvania had the number one undergraduate business school in the country, according to U.S. News and World Report for 2017. Unlike many other business schools, all undergraduate business students pursue a generalized Bachelor of Science (B.S.) in Economics, which offers concentrations in 20 areas, including public policy and business, business ethics and legal studies, real estate, retailing, and statistics. All undergraduates are required to study a foreign language. Additional school features include the chance to establish professional contacts at recruiting events or use the school’s alumni database to gain advice from business professionals.

    University of Notre Dame in Notre Dame, IN

    The business school at the University of Notre Dame was tied as the ninth best in the nation by U.S. News and World Report for 2017. Undergraduates can earn a BBA with a major in accounting, information technology, or management consulting. Majors in marketing, finance, or entrepreneurship are also available. Students can also pursue research opportunities and study abroad programs in Egypt, Japan, or other locations.

    Find schools that offer these popular programs

    • Accounting and Bookkeeping
    • Business Economics
    • Business Finance
    • Business Management and Operations
    • Business Marketing
    • Business Support and Administrative Services
    • Entrepreneurship and Small Business Development
    • Hospitality Management
    • Human Resource Management
    • Information System Management
    • International Business
    • Sales and Merchandising
    • Specialized Sales

    New York University in New York, NY

    The undergraduate business school at New York University was ranked fifth best in the nation for 2017, according to U.S. News and World Report. Additional rankings include #2 for undergraduate finance and international programs and #3 for marketing, according to U.S. News and World Report for 2017. Students here can pursue a bachelor’s degree in business with 12 available concentrations, including actuarial science, computing and data science, and global business, among other choices. Students may also pursue a bachelor’s degree in business and political economy or a dual degree in business and film and/or television.

    Top Undergraduate Business Schools

    Here are program highlights for a few more high quality undergraduate business programs.