Business – ABC News (Australian Broadcasting Corporation), business week.#Business #week


Wages rise to the sound of one hand clapping

Insipid wage growth is fast becoming the economy’s biggest problem. It will post a rise this week, but not enough to change things.

ANZ and NAB to pay $100m to settle rate-rigging case

ANZ and NAB will pay a collective $100 million penalty for their involvement in the rigging of overnight bank bill swap rates after an settlement was ratified by the Federal Court.

RBA edges down growth outlook, sees gradual inflation rise

Australia’s central bank remains optimistic about economic prospects, despite little evidence that wage growth will pick up.

News Corp almost doubles Q1 earnings, boosted by REA Group

All of News Corp’s business segments contributed to its solid quarterly results, but its standout division was digital real estate services.

BHP Billiton announces 120 new jobs at Olympic Dam operations

Mining giant BHP will create dozens of new jobs at its operation near Roxby Downs in South Australia’s far north over the next year, in another sign the state’s mining industry is enjoying a positive turnaround.

Why are multi-nationals like Amazon still investing here if the company tax rate is such a turn-off?

There is one thing missing from the demand from big business for a cut in company tax. Evidence to support its case, writes Andrew Robertson.

Wall St tumbles on fears of delayed tax cuts, ASX to open lower

Investors dumped their shares after digesting reports that the Republicans’ highly-touted corporate tax cuts could be delayed until 2019.

Public opinion behind Adani loan backflip, Queensland Treasurer admits

Queensland Treasurer Curtis Pitt admits public opinion swayed Labor’s mid-campaign backflip on Adani’s Commonwealth loan.

How French energy giant Engie plundered $1b from Australia ahead of carbon tax

At the same time as it was crying poor and calling for carbon tax compensation, French energy giant Engie was preparing to shift $1 billion out of its Australian subsidiaries. The Paradise Papers reveal how it went down.

Property market softens as investors exit, allowing first home buyers a foot in the door

Property investors appear to be feeling the pinch from tougher lending rules and higher interest rates, with a surprise slump in loans in September.


Australia s adoption of electric cars

In the race to adopt electric vehicles, Australia is sputtering along in the slow lane. Rather than growing, Australian sales of electric cars are actually in decline. Here’s why.

Life insurers discriminating

Medical researchers call for a temporary ban on insurers collecting information on genetic testing, saying people are not taking advantage of new technology because they are scared of losing insurance cover.

Is company tax uncompetitive?

There is one thing missing from the demand from big business for a cut in company tax. Evidence to support its case, writes Andrew Robertson.

Sheryl Crow royalties fall flat

It was supposed to be CBA’s bold foray into profiting from pop stars including Sheryl Crow, John Denver and The Ramones, but by late 2014 the investment had crashed.

Why tax avoidance matters

The huge transfer of income to tax havens by the rich and powerful has a range of impacts on public services, writes Stephen Long.

Conveyancing charges may rise

West Australian conveyancers warn buying and selling property may come with higher costs if the McGowan Government’s push to electronic conveyancing gets through.

EU news, business and politics, business week.#Business #week

2017 eurozone growth fastest in a decade

The eurozone economy is set to grow at its fastest pace in a decade this year, the EU Commission forecast in its Autumn Economic Forecast Thursday, with real GDP growth substantially higher than expected.

EU carbon market reform deal falls short

A tentative deal to redesign one of the EU’s key climate policies, the Emissions Trading Scheme, was reached by the EU institutions Thursday, but it was not welcomed by environmental groups.

New EU gas rules could staunch Russian pipeline

Changes to the Gas Directive proposed Wednesday to ensure that all major gas pipelines entering EU territory comply with EU rules could prove an obstacle to the Russian-backed Nord Stream 2 project.

Comments of business people and politicians on Britain’s decision to withdraw from membership of the European Union.

Amid mounting political and public opposition to glyphosate – a controversial and widely used weedkiller – representatives of European governments have again rejected the Commission’s proposal to grant glyphosate a new licence.

World Animal Protection are looking to recruit an External affairs advisor to lead, manage and maximise internal and external stakeholder relationships.

SMi’s annual Benelux Infrastructure Forum, which will take place in Amsterdam on 22nd -23rd November, will present the latest opinions within the infrastructure market from key professionals in PPP, project financing and future market sectors such as renewable energy ventures.

The European Commission has launched plans for the biggest reform of EU VAT rules in a quarter of a century. The VAT reform would make the system more robust, simpler and fraud resilient, a system based on increased trust and cooperation between tax administrations.

Nick Clegg categorically debunks the various myths that have been used to force Brexit on Britain, not by ‘the people’ but by a small, extremely rich, self-serving elite, and explains precisely how this historic mistake can be reversed – and what you can do to make sure that it is.

Cool Men – s Hair, cool business ideas.#Cool #business #ideas

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Full of cute trendy haircut ideas for boys and guys. Learn hair care, styling tips, and browse pictures gallery of popular hot mens hair styles from short to long, from straight to curly, and from classic to the latest modern hairstyles.

15 Black Men Short Haircuts To Enchant Your Lady s Heart

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Being an African American means that you are most probably born with thick and kinky black hair. However, guys usually have a hard time picking out the right black men short haircuts for them. Because thicker hair means harder taming techniques. Moreover, basic plain cuts are no longer enough for any guy. Nowadays, the style [ ]

Top 20 Long Braided Haircuts for Black Men Most Handsome Looks

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Black men love braided styles, especially the hairstyles with long length braids. There are infinite ways to style black men s hair ranging from short natural short shaved to a long afro. But, there s always new black men long haircuts if you think a little outside the box. Especially if you are sick and tired of [ ]

20 Men s Curly Haircuts to Stand Out of The Crowd

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Curly hair looks great on men of all ages, but it can be difficult to manage and tame. Many men with curls consider the texture of their hair to be a curse, but actually, your curls give you the opportunity to find a really original and fashion-forward look that is just perfect for you. It [ ]

20 Man Bun Haircuts for the Stylish Guys

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Ah, man bun haircuts—the hot new style for guys that s taking the men s fashion world by storm. The look gets a lot of flak, but it s not at all deserved. Buns are comfortable, convenient, and classic. Women have known this for years, so why shouldn t guys take advantage of that fashionable ease and efficiency? Besides, [ ]

Product Review: Groomarang Beard Shaping and Styling Template Comb

The Groomarang Beard Shaping Styling Template Comb is perhaps one of the best beard-rooming tools any self-respecting guy can own. With a flat and sleek innovative design that you can easily slip in your pocket, sturdy construction in a fun, bright yellow packaging, you can enjoy easy, shorter and mess-free beard grooming from now [ ]

Marco Verratti Hairstyle

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One of the most popular football players, Marco Verrati is known for his amazing game style and dashing personality. His charming personality is accentuated by his playful short mohawk hair. Spiky hairstyle is cool and trendy and can be flaunted easily at any occasion. This fun style goes well with both formal as well as [ ]

Businesses, Internal Revenue Service, businesses to start.#Businesses #to #start

Tax Information For Businesses

Small Business and Self-Employed Tax Center

Access to tax information useful to small businesses with assets of $10 million or less.

Large Business and International Tax Center

This page provides links which are helpful for large to mid-size businesses with assets greater than $10 million

LB I Compliance Campaigns

LB I launches Compliance Campaigns. Campaigns will ensure that resources are used efficiently and effectively to improve taxpayer compliance. LB I’s goal is to improve return selection, identify issues representing the risk of non-compliance, and make the greatest use of limited resources.

Work Opportunity Tax Credit

The Work Opportunity Tax Credit (WOTC) provides an incentive to hire individuals from targeted groups. The legislative changes under the Tax Increase Prevention Act of 2014, retroactively allow taxable employers to claim the WOTC for all of the targeted group employee categories listed on Form 5884, if they began work after Dec. 31, 2013, and before Jan. 1, 2015.

Effect of Sequestration on the Alternative Minimum Tax Credit for Corporations

The Balanced Budget and Emergency Deficit Reduction Act of 1985, as amended, requires certain spending cuts during Fiscal Year 2017 due to the sequester triggered earlier this year.

Self-Employed Individuals Tax Center

The basics on your tax responsibilities if you are self-employed or an independent contractor.

IRS Video Portal

The IRS Video portal contains video and audio presentations on topics of interest to small businesses, individuals and tax professionals. You will find video clips of tax topics, and archived versions of live panel discussions and webinars.

Employment Taxes

Federal income tax, Social Security and Medicare taxes, FUTA, self-employment tax and more.

Disaster Assistance and Emergency Relief for Individuals and Businesses

Special tax law provisions may help taxpayers and businesses recover financially from a disaster.

Small Business Forms and Publications

Download multiple small business and self-employed forms and publications.

e-file for Large Business and International (LB I)

Certain large business and International (LB I) corporations are required to electronically file their Forms 1120 and 1120S. Other corporations may do so voluntarily. This site provides e-file information for corporations that prepare and transmit their own electronic corporate income tax returns and those that use the services of third party tax professionals.

Employer ID Numbers

Find out more on EINs or apply for one online.

Employee Tool Equipment Plans

The Internal Revenue Service has established a compliance team to address the marketing and mistreatment of employee tool and equipment plans as tax-favored accountable plans.

Deducting Business Expenses

Find out what qualifies as a deductible business expense, including depreciation.

IRS Tax Calendar for Businesses and Self-Employed

The tax calendar is available for downloading and printing, or you can view it online.

EFTPS: The Electronic Federal Tax Payment System

Electronic Federal Tax Payment System (EFTPS). Free from the US Treasury.

Form 2290 e-file

Approved 2290 e-file providers.

U.S. Citizens and Resident Aliens Abroad

This section covers tax topics for U.S. citizens or resident aliens living overseas.

Excise Tax

Information about the various programs, databases, and activities within Excise Tax.

Industry Issue Resolution Program

The Industry Issue Resolution (IIR) Program resolves frequently disputed or burdensome tax issues. IRS solicits suggestions for issues for the program from taxpayers, representatives and associations.

Estate and Gift Taxes

General information on when these taxes apply and when they do not.

Filing Past Due Tax Returns

Understand how to file past due returns.

Information Returns Processing

The Information Reporting Program Website is designed to help you meet your Information Reporting Requirements. Included are help-line telephone numbers and direct links to aid you in reporting information returns. You will also find information about how to file returns electronically or magnetically.

LB I Directives

LB I Directives provide industry-related and administrative guidance to LB I examiners to ensure consistent tax administration. The Directives do not establish Service position on legal issues and are not legal guidance.

Online Ordering for Information Returns and Employer Returns

Order information returns and employer returns online.

Manufacturers’ Energy Efficient Appliance Credit

Act Section 305 – Modifications of Energy Efficient Appliance Credit for Appliances Produced After 2007

Audit Techniques Guides (ATGs)

These guides contain examination techniques to assist examiners in performing examinations.

Plug-In Electric Drive Vehicle Credit (IRC 30D)

Plug-In Electric Drive Vehicle Credit (IRC 30D) – Internal Revenue Code Section 30D provides a credit for Qualified Plug-in Electric Drive Motor Vehicles including passenger vehicles and light trucks.

Your Guide to an IRS Small Business Audit

Video series shows small business owners steps of an audit and answers questions about the process

Income from Abroad is Taxable

There have been recent reports about the interest of the Internal Revenue Service (IRS) in taxpayers with bank accounts in Liechtenstein. The IRS’ interest, however, extends beyond bank accounts in Liechtenstein to financial accounts anywhere in the world. The IRS reminds you to report your worldwide income on your U.S. tax return and lists the possible consequences of hiding income overseas.

Quality Examination Process

The Quality Examination Process (QEP) is a systematic approach for engaging and involving Large Business and International (LB I) taxpayers in the tax examination process, from the earliest planning stages through resolution of all issues and completion of the case.

Market Segment Understandings (MSU)

The IRS and taxpayers in particular market segments, work together to improve tax compliance.

Railroad Retirement Tax Act (RRTA) Desk Guide (January 2009)

This Desk Reference Guide is intended as a resource tool to assist Revenue Agents who are assigned the examination of a railroad employer. The Guide was prepared presuming that the reader has already received employment tax training.

Federal Payment Levy Program

Certain federal payments (OPM, SSA, federal employee salaries, and federal employee travel) disbursed by the Department of the Treasury, Bureau of Fiscal Service (BFS) may be subject to a 15 percent levy through the Federal Payment Levy Program (FPLP) to pay your delinquent tax debt. Find out your appeal rights and how to resolve any dispute.

Research Credit

Guidelines and audit technique guide are provided for field examiners on the examination of Research Credit cases.

The International Tax Gap

Find resources on this page pertaining to the international tax gap — the difference between the amount of tax that taxpayers should pay and the amount that is paid voluntarily and on time. The tax gap can also be thought of as the sum of non-compliance with the tax law.

Uncertain Tax Positions – Schedule UTP

IRS finalized Schedule UTP instructions for reporting uncertain tax positions by certain corporations.

IRS Non-Retaliation Policy

IRS has a zero-tolerance policy for retaliation and has had one in place since 1998.

Educating Your Employees About Tax Compliance

These products may help employees with their tax responsibilities.

Spoke, Discover Relevant Business Information, business pages.#Business #pages

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1B yearly revenue

10,000 or More employees

Apple designs and markets consumer electronics, computer software, and personal computers. The company’s best-known hardware products include the Macintosh line of computers, the iPod, the iPhone and the iPad. Apple software includes the Mac OS X operating system; the iTunes media browser; the iLife suite of multimedia and creativity software; the iWork suite of productivity software; Aperture, a professional photography package; Final Cut Studio, a suite of professional audio and film-industry software products; Logic Studio, a suite of music production tools; and iOS, a mobile operating system. As of August 2010, the company operates 301 retail stores in ten countries, and an online store where hardware and software products are sold. Apple ignited the personal computer revolution in the 1970s with the Apple II and reinvented the personal computer in the 1980s with the Macintosh. Today, Apple continues to lead the industry in innovation with its award-winning computers and.

Business pages

Tesla Motors

100M to 500M yearly revenue

1,000 – 2,500 employees

Tesla’s goal is to accelerate the world’s transition to electric mobility with a full range of increasingly affordable electric cars. Palo Alto, California-based Tesla designs and manufactures EVs and EV powertrain components. Tesla has delivered more than 1,650 Roadsters, the world’s first electric sports car, to customers world-wide. Model S, the first premium sedan to be built from the ground up as an electric vehicle, goes on the market in mid-2012 (from press release).


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The Best Business School in China, China Europe International Business School, china

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China business

Ding Yuan, vice president of China Europe International Business School, said that as the Davos Forum was held amid a rising tide of de-globalization and trade protectionism, China’s attitude toward globalization and free trade issues has attracte

China business

So is there hope for foreign tech firms with aspirations to succeed in China? One tech company that appears to have made inroads into the China internet market as a niche player – and therefore suggests that it is not a lost cause – is InMobi.

Join us on a journey that will transform who you are. Change the way you think, analyse, manage – and gain vital insight into the world’s largest and most dynamic market. With our 18-month full-time, English language, MBA Programme based in Shanghai, you will be able to fast-forward your career like you could never have imagined.

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China looks at plans to ban petrol and diesel cars – BBC

China looks at plans to ban petrol and diesel cars

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    China, the world’s biggest car market, plans to ban the production and sale of diesel and petrol cars and vans.

    The country’s vice minister of industry said it had started “relevant research” but that it had not yet decided when the ban would come into force.

    “Those measures will certainly bring profound changes for our car industry’s development,” Xin Guobin told Xinhua, China’s official news agency

    China made 28 million cars last year, almost a third of the global total.

    Both the UK and France have already announced plans to ban new diesel and petrol vehicles by 2040, as part of efforts to reduce pollution and carbon emissions.

    Chinese-owned carmaker Volvo said in July that all its new car models would have an electric motor from 2019.

    Geely, Volvo’s Chinese owner, aims to sell one million electric cars by 2025.

    Other global car firms including Renault-Nissan, Ford and General Motors are all working to develop electric cars in China.

    Automakers are jostling for a slice of the growing Chinese market ahead of the introduction of new rules designed to fight pollution.

    China wants electric battery cars and plug-in hybrids to account for at least one-fifth of its vehicle sales by 2025.

    The proposals would require 8% of automakers’ sales to be battery electric or plug-in hybrids by next year, rising to 12% in 2020.

    Xin predicted the change would create “turbulent times” in the industry.

    The shift will also have a knock-on effect on oil demand in China. The country is currently the world’s second-largest oil consumer after the US.

    Businesses to start, businesses to start.#Businesses #to #start


    Businesses can do much to prepare for the impact of the many hazards they face in today’s world including natural hazards like floods, hurricanes, tornadoes, earthquakes and widespread serious illness such as the H1N1 flu virus pandemic. Human-caused hazards include accidents, acts of violence by people and acts of terrorism. Examples of technology-related hazards are the failure or malfunction of systems, equipment or software.

    Ready Business will assist businesses in developing a preparedness program by providing tools to create a plan that addresses the impact of many hazards. This website and its tools utilize an “all hazards approach” and follows the program elements within National Fire Protection Association 1600, Standard on Disaster/Emergency Management and Business Continuity Programs. NFPA 1600 is an American National Standard and has been adopted by the U.S. Department of Homeland Security.

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    Business – definition of business by The Free Dictionary, business partner.#Business #partner


    These nouns apply to forms of activity that have the objective of supplying products or services for a fee. Business pertains broadly to commercial, financial, and industrial activity, and more narrowly to specific fields or firms engaging in this activity: a company that does business over the internet; went into the software consulting business; owns a dry-cleaning business. Industry entails the production and manufacture of goods or commodities, especially on a large scale: the computer industry. Commerce and trade refer to the exchange and distribution of goods or commodities: laws regulating interstate commerce; involved in the domestic fur trade. Traffic pertains in particular to businesses engaged in the transportation of goods or passengers: renovated the docks to attract shipping traffic. The word may also suggest illegal trade: discovered a brisk traffic in stolen goods.

    busi ness


    1. As oxygen is the disintegrating principle of life, working night and day to dissolve, separate, pull apart and dissipate, so there is something in business that continually tends to scatter, destroy and shift possession from this man to that. A million mice nibble eternally at every business venture Elbert Hubbard
    2. Business is like a man rowing a boat upstream. He has no choice; he must go ahead or he will go back Lewis E. Pierson
    3. Business is like oil. It won t mix with anything but business J. Grahame
    4. Business is very much like religion: it is founded on faith William McFee
    5. Business policy flows downhill from the mountain, like water Anon
    6. A business without customers is like a computer without bytes Anon

    As the entries that follow show, this concept lends itself to many additional twists.

    Playwrights Ernst and Lindley wrote this simile to be spoken by a judge in their 1930 s play Hold Your Tongue.

    The first two words are transposed from Computer companies to generalize the comparison.


    Business is the work of making, buying, and selling goods or services.

    When you use business in this sense, don’t say ‘a business’. Don’t say, for example, ‘ We’ve got a business to do ‘. You say ‘We’ve got some business to do’.

    You can talk about a particular area of business using the followed by a noun followed by business.

    A business is a company, shop, or organization that makes and sells goods or provides a service.

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    “Guerrilla marketing embraces 360 degrees of communication, reaching target audiences in as many ways as are affordable and possible. Your task as a guerrilla is to be aware of all the marketing weapons available to you, to experiment with many of them, and then to identify the combination of weapons that provides the highest profit to you.”

    By Jay Conrad Levinson

    The Official Guerrilla Marketing – bringing Guerrilla Marketing methods to the world.

    – founded by Jay Conrad Levinson in 1984

    ​How can Guerrilla Marketing help you get maximum results for minimum cost?

    It focuses you on low cost, high profit creative marketing. Its basic requirements are time, energy, and imagination and not money. Sales are not the primary metric to measure business success, instead profit is the measurement. Guerrillas place emphasis on retaining existing customers instead of solely focusing on acquiring new ones.

    The concept of Guerrilla business began as the book Guerrilla Marketing . This first book was published in 1984 and it was created to help small business succeed against large and established competitors with large advertising budgets. Guerrilla Marketing started a movement that lead to over 50 books, published into 62 languages and selling over 21 million copies around the globe.

    ​Your job as a Guerrilla: make every single moment of the experience satisfying, simple and worthwhile for the customer. When you do that, you’re truly a practitioner of Guerrilla Marketing

    Today, we are even more passionate than in 1984, about the success of businesses and most importantly the people who run them. Utilizing time, energy, imagination and not money remains core to the Guerrilla mindset and we provide the tools to help you develop and expand that mindset so you can exceed.

    Business catalyst, business catalyst.#Business #catalyst

    Workplaces That Work for Women

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    Empower Everyday Heroes

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    Champion Change: Let’s Get to 100%

    Use All the Talent All the Time

    Put Our Ideas To Work

    Engaging in Conversations About Gender, Race, and Ethnicity in the Workplace

    Having meaningful conversations about gender, race, and ethnicity in the workplace—communicating across differences—is important. This tool helps you learn how to do so.

    Negotiate Your Way to a More Challenging and Satisfying Role
    How to Combat Unconscious Bias as a Leader in Your Organization
    Catalyst CEO Champions for Change Companies Outperform the S P 500 in Advancing Women Into Leadership

    Catalyst, a global nonprofit that helps build workplaces that work for women, today released data showing that as a group Catalyst CEO Champions For Change (Catalyst Champion) companies are outperforming their peers on advancing women into leadership.

    Catalyst Elects Deloitte s Cathy Engelbert as New Board Chair

    Catalyst announced today the election of Cathy Engelbert, CEO, Deloitte, as chair of the Catalyst Board of Directors effective January 1, 2018.

    Catalyst Names CIBC s Victor G. Dodig Chair of its Canadian Advisory Board

    Toronto, ON, September 14, 2017—Catalyst announced today the appointment of Victor G. Dodig, President and CEO, CIBC, as Chair of the Catalyst Canada Advisory Board. Dodig has been a member of the Advisory Board for three years, and succeeds Bill Downe, CEO, BMO Financial Group, as Chair.

  • Business News, Economy, Finance – ASX Market News, business clothing.#Business #clothing

    Business Day


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    Business clothing

    Amazon kicks off fashion attack on Aussie retailers

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    Tabcorp anti-money laundering program was ‘insufficient’, judge says

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    Will Murdoch lose his crown?

    • Elizabeth Knight

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    Canadian dairy heavyweight confident of Murray Goulburn buy

    • Darren Gray

    Business clothing

    The 100 Startup, free business plan.#Free #business #plan

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    Free business plan

    Imagine a life where all your time is spent on the things you want to do.

    Imagine handing a letter to your boss that reads, “Dear Boss, I’m writing to let you know that your services are no longer required. Thanks for everything, but I’ll be doing things my own way now.”

    Imagine that today is your final day of working for anyone other than yourself. What if—very soon, not in some distant, undefined future—you prepare for work by firing up a laptop in your home office, walking into a storefront you’ve opened, phoning a client who trusts you for helpful advice, or otherwise doing what you want instead of what someone tells you to do?

    All over the world, and in many different ways, thousands of people are doing exactly that. They are rewriting the rules of work, becoming their own bosses, and creating a new future.

    Free business plan

    In The $100 Startup, Chris Guillebeau shows you how to lead a life of adventure, meaning and purpose — and earn a good living.

    Still in his early thirties, Chris is on the verge of completing a tour of every country on earth — he s already visited more than 175 nations — and yet he s never held a real job or earned a regular paycheck. Rather, he has a special genius for turning ideas into income, and he uses what he earns both to support his life of adventure and to give back.

    There are many others like Chris — those who ve found ways to opt out of traditional employment and create the time and income to pursue what they find meaningful. Sometimes, achieving that perfect blend of passion and income doesn t depend on shelving what you currently do. You can start small with your venture, committing little time or money, and wait to take the real plunge when you re sure it s successful.

    In preparing to write this book, Chris identified 1,500 individuals who have built businesses earning $50,000 or more from a modest investment (in many cases, $100 or less), and from that group he s chosen to focus on the 50 most intriguing case studies. In nearly all cases, people with no special skills discovered aspects of their personal passions that could be monetized, and were able to restructure their lives in ways that gave them greater freedom and fulfillment.

    Here, finally, distilled into one easy-to-use guide, are the most valuable lessons from those who ve learned how to turn what they do into a gateway to self-fulfillment. It s all about finding the intersection between your expertise — even if you don t consider it such — and what other people will pay for.

    You don t need an MBA, a business plan or even employees. All you need is a product or service that springs from what you love to do anyway, people willing to pay, and a way to get paid

    Not content to talk in generalities, Chris tells you exactly how many dollars his group of unexpected entrepreneurs required to get their projects up and running; what these individuals did in the first weeks and months to generate significant cash; some of the key mistakes they made along the way, and the crucial insights that made the business stick. Among Chris s key principles: if you re good at one thing, you re probably good at something else; never teach a man to fish — sell him the fish instead; and in the battle between planning and action, action wins.

    In ancient times, people who were dissatisfied with their lives dreamed of finding magic lamps, buried treasure, or streets paved with gold. Today, we know that it s up to us to change our lives. And the best part is, if we change our own life, we can help others change theirs. This remarkable book will start you on your way.

    Resource Updates

    Sign up here to be emailed new updates and resources from the book.


    Downloadable PDFs

    You ll need the latest version of Acrobat Reader to open and view these PDF files.

    • Free business plan
    • Free business plan
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    • Free business plan

    Our partner site,, offers additional paid resources.

    If you re looking to set up your first (or your tenth!) website, InMotion is easy and cheap. They ve agreed to offer a 50% off discount for all $100 Startup readers.

    Starting in New York City and going to the ends of the earth, we ll be hitting all 7 continents with the message of The $100 Startup.

    Chris is currently on tour hiatus while preparing for the World Domination Summit and completing a new book. More tour dates will be coming later this year!

    If you represent a group, organization, or bookstore, you can also suggest a future tour stop.

    You can see dates of previous stops on the list at the right or the map at the bottom.

    Strategy business: international business strategy news articles and award-winning analysis, business articles.#Business

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    Fujitsu United States, business computer.#Business #computer

    Business computer

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    FSTJ July 2017 Special Issue: Monozukuri (Manufacturing)

    Special issue introduces the revolutionary effect of Fujitsu s smart manufacturing and some practical examples.

    Read More on FSTJ July Issue

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    Walking the digital tightrope

    A Fujitsu report on digital transformation

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    Do incredible things with Fujitsu Cloud Service K5

    Expert Insight

    “The design of artificial intelligence should ensure machines are orientated towards positive effects for humans, unable to take a step outside of that human-centric orientation.”

    Dr Franz Josef Radermacher, professor of artificial intelligence, University of Ulm


    Business computer

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    Intelligent security to protect your business

    Small Business Financing, TD Canada Trust, loan for small business.#Loan #for #small

    Small Business Financing

    7:00 a.m. – 12:00 a.m. EST

    Loan for small business

    Helping you start, purchase or grow your business

    How to apply

    Visit your local

    TD Canada Trust branch

    Government Grants for Small Business

    With a Canada Small Business Financing Act Loan (CSBFL), TD Canada Trust and the Government of Canada work together to help you with the financing of your existing business or start-up. A CSBFL can help you get the loan you need to expand, purchase, or improve the fixed assets within your business.

    Features of the CSBFL include:

    • Loan amounts available up to $1,000,000 1
    • Financing available for up to 90% of the “Eligible Costs” 2 of assets financed
    • Monthly repayment frequency with a choice of terms, up to a maximum of 10 years. A repayment schedule reflecting an amortization of up to 20 years may be available 3
    • Competitive fixed and floating interest rates are available
    • Personal guarantee required, starting at 25% of the loan amount 4
    • Loan may only be used for certain purposes
    • One-time Federal Government registration fee of 2% of the loan amount (which may be included in the amount borrowed)
    • A 1.25% Administration Fee is included as part of your interest rate
    • Standard TD Canada Trust Set-up fees apply

    Do you qualify?

    Here are some of the government’s requirements 5 for a CSBFL:

    • Your business operates or is about to operate in Canada
    • Your business’s annual gross revenue is less than $10 million in the year you apply
    • Your business is for profit, and is not a farm, charity, or religious enterprise
    • The assets purchased or improved must be used in your business

    Government Small Business Loans, loan for small business.#Loan #for #small #business

    Government Small Business Loans

    Government small business loans help put your own business within reach. First there’s the quest for a decent location, then comes building a customer base, followed by all the initial hiccups of generating a cash flow before your business grows roots and gains momentum. The beginning of a business is crucial because it’s when you gain or lose market credibility. If you disappoint your customers, they may not give you a second chance. If your business gets off to a rocky start (most do), and you believe you can recover but need further financing to make this happen, you can apply for government small business loans.

    For-profit lenders are reluctant to issue loans to anyone who does not have a strong credit report and financial history. That is not the case with government small business loans. Obviously, a decent credit report is important, and you will have to follow the guidelines regarding the repayment period and the interest rate set by the government, but usually the interest rates charged by government loans are lower than those you could expect in the private sector.

    More about Government Small Business Loans

    Government loans are typically offered through banks and credit unions that partner with the Small Business Administration (SBA). The SBA is a U.S. government body, with the motive of providing support for small businesses and entrepreneurs. For each loan authorized, a government-backed guarantee offers serious credibility, since the lender knows that even if you default, the government will pay off the balance. These loans can be applied to a number of uses, such as:

    • Purchase of new equipment, machinery, parts, supplies, etc.
    • Financing leasehold improvements
    • Commercial mortgage on buildings
    • Refinance existing debt
    • Establishing a line of credit

    Government small business loans benefit both small businesses and the lending agency. For small businesses, it is beneficial because this is money capital they may not have access too. For banks, the loan’s risk is decreased due to the loan being backed by the SBA.

    Different SBA Government Loans

    The SBA extends financial help through various lending programs it has to offer. Some of the more popular loans are:

    • 7(a) Loan Guarantee Program: aimed primarily in helping a small business start or expand its services. The maximum size of such a loan is $5 million.
    • MicroLoan Program: mostly used for short-term purposes, such as purchase of goods, office furniture, transportation, computers, etc. The maximum amount is fixed at $50,000.
    • 504 Fixed Asset Program: featuring fixed-rate and long-term financing, these loans are aimed at applicants whose business model will benefit their community directly, either by providing jobs or bringing needed services to an underserved area. Again, the maximum amount is $5 million.
    • Disaster Assistance: under this program, loans are sanctioned to renters or homeowners with a low-interest, long-term plan for the restoration of property to its pre-disaster condition.

    In most cases, maintaining a good business credit report is enough to qualify. In addition, it instills confidence not only in the lender, but also in you. There is at least one SBA office in every state in America. If you contact them regarding the startup status of your business model and plan, you can get started on a government small business loan that will give you the financing to make your dreams a reality.

    Russian Visa invitations on-line, business invitations.#Business #invitations

    business invitations

    Business invitations Business invitations

    To travel to Russia, you must have a visa*.

    To apply for your own tourist visa from the Russian Embassy, you must have an official invitation, plus a hotel voucher. For a business visa you need an invitation from the Ministry of Foreign Affairs. We provide the official invitations and the vouchers you need direct to you. Apply now and pay on-line to PayPal’s secure payment server.

    An international on-line service from

    Please read this important information

    What is a Visa? A visa is permission to enter and leave the country, not to visit a particular city, nor stay in a specific hotel. See pictures of types of visas and invitations for more information.

    In certain circumstances the application for an invitation may be refused by the Ministry of Foreign Affairs, or the visa may not be granted by the Russian Consular Section. We have no control over these events, and a reason is not always given. In these circumstances a refund cannot be made.

    Refunds are only available prior to your data being submitted to the Russia Ministry . In line with all Embassies, the fees are for applying, not the granting of a visa invitation or visa, and refunds cannot be made after the invitation has been processed or the application submitted to the Ministry of Foreign Affairs.

    Every endeavor is made to ensure the information we provide is up to date, but there may be changes which we are not aware of. You should confirm details or any queries with the Russian Consular Office you intend to use for their current requirements (All Russian Embassy addresses listed at ). We cannot be held responsible for any errors in the Consular information given if you do not do this.

    Business invitations

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    The above lists do not include all Embassies

    Stock Market Data – Dow Jones, Nasdaq, S – P 500, current

    current stock market prices

    An average Openfolio member had this return today.

    Top Investor

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    Disaster Recovery Planning (DRP), Business Continuity Plan (BCP) Template, business plan template.#Business

    Business Continuity Planning

    Business plan templateBusiness Continuity Planning is the way an organization can prepare for and aid in disaster recovery. It is an arrangement agreed upon in advance by management and key personnel of the steps that will be taken to help the organization recover should any type of disaster occur. These programs prepare for multiple problems. Detailed plans are created that clearly outline the actions that an organization or particular members of an organization will take to help recover/restore any of its critical operations that may have been either completely or partially interrupted during or after (occurring within a specified period of time) a disaster or other extended disruption in accessibility to operational functions. In order to be fully effective at disaster recovery, these plans are recommended to be regularly practiced as well as outlined.

    In layman’s terms, a Business Continuity Plan or BCP is how an organization guards against future disasters that could endanger its long-term health or the accomplishment of its primary mission. BCPs take into account disasters that can occur on multiple geographic levels-local, regional, and national-disasters like fires, earthquakes, or pandemic illness. BCPs should be live and evolving strategies that are adjusted for any potential disasters that would require recovery; it should include everything from technological viruses to terrorist attacks. The ultimate goal is to help expedite the recovery of an organization’s critical functions and manpower following these types of disasters. This sort of advanced planning can help an organization minimize the amount of loss and downtime it will sustain while simultaneously creating its best and fastest chance to recover after a disaster.

    Disaster Recovery

    Business plan templateDisaster Recovery (DR) is the process an organization uses to recover access to their software, data, and/or hardware that are needed to resume the performance of normal, critical business functions after the event of either a natural disaster or a disaster caused by humans. While Disaster Recovery plans, or DRPs, often focus on bridging the gap where data, software, or hardware have been damaged or lost, one cannot forget the vital element of manpower that composes much of any organization. A building fire might predominantly affect vital data storage; whereas an epidemic illness is more likely to have an affect on staffing. Both types of disaster need to be considered when creating a DR Plan. Thus, organizations should include in their DRPs contingencies for how they will cope with the sudden and/or unexpected loss of key personnel as well as how to recover their data.

    Disaster Recovery Plans are generally part of a larger, more extensive practice known as Business Continuity Planning. DR plans should be well practiced so that the key players are familiar with the specific actions they will need to take should a disaster occur. DR plans must also be adaptable and routinely updated, e.g. if new people, a new branch office, or new hardware or software are added to an organization they should promptly be incorporated into the organization’s disaster recovery plan. Companies must consider all these facets of their organization as well as update and practice their plan if they want to maximize their recovery after a disaster.

    BC / DR Plan Steps

    Business plan templateBusiness continuity / Disaster Recovery Plans come in various forms, each reflecting the corporation’s particular set of circumstances. The following are some of the general step required to develop and implement a plan.

    Policy Statement (Goal of plan, reasons and resources Business Impact Analysis (how does a shutdown impact the business financially and otherwise) Identify Preventive Steps (can disaster be avoided by taking prudent steps) Recovery Strategies (how and what you will need to recover) Plan Development (Write plan and implement plan elements) Plan buy-in and testing (very important so that everyone knows the plan and knows what to do) Maintenance (continuous changes to reflect current situation)

    Case Studies

    FatPipe WARP Site Failover Enables an Electric Company to Improve Online Customer Support and Implement Disaster Recovery

    A Major European Bank Implements MPVPN Solution for Complete Link Redundancy to Support its Mission Critical Virtual Private Network for at its North American Locations

    According to a Network World article dated May 16, 2007, between 2,000 and 4,000 Cisco routers went down for approximately 7 hours in the NTT East Network in Japan. This disconnected millions of Internet users across most of eastern Japan.

    Go here to read the article:


    We are an independent organization that provides guidance and information on DR and BC planning. We partner with a wide variety of ISPs, Telco’s, and other vendors to ensure you get the very best in class of all products and services.

    All vendors of products and services we partner with are very reputable and have an establish track record. This ensures,

    Business News, The Kansas City Star, business at home.#Business #at #home

    Business News | The Kansas City Star


    Business at home


    Kansas City s Harley-Davidson plant makes newest model to hit the market

    Assembly of the Harley-Davidson Sport Glide motorcycle began this summer at the company’s assembly plant east of Kansas City International Airport.

    Business at home

    Kale smoothies, avocado toast among the offerings at this new Troost restaurant

    New Overland Park restaurant serves Indian barbecue kebabs (and sides)

    Updates: Veterans Day free meals, deals discounts in the Kansas City area

    It s like darts, but with axes: Ax throwing club hits West Bottoms

    Thrillist picks Plaza area steakhouse as one of the 31 best in the nation

    Business at home

    TV News & Reviews

    KCTV and KSMO replace general manager with former business manager

    Meredith Corp., which owns the two stations, did not say why its own vice president of finance has succeeded Kansas City general manager Mike Cukyne.

    Business at home

    Health Care

    Kansas City area medical practice falls into bankruptcy

    Kansas City Internal Medicine filed for bankruptcy on Wednesday. Some of its doctors are joining the HCA Midwest Physicians network.

    Business at home

    Government & Politics

    How about another election? KC council plans to ask for key vote in April

    The City Council set in motion plans for an April election to extend the one-cent sales tax for capital improvements. The city collects about $70 million a year from the tax, first approved by voters in 2007 and which is up for renewal next year.

    Business at home


    Updates: Veterans Day free meals, deals discounts in the Kansas City area

    Discounts for veterans and active duty military run through Nov. 13. They include free or discounted meals, free haircuts and discounts on merchandise.

    Business at home

    Government & Politics

    Poll showed new KCI had big lead but supporters kept it under wraps

    As Election Day loomed, “cautiously optimistic” was the mantra chanted by advocates for a transformed Kansas City International Airport. They expected a win, but said it would be close.

    Business at home

    Government & Politics

    With KCI votes counted, when will we see the wrecking ball?

    Kansas City voters strongly approved a new terminal at KCI, but don’t expect to see construction at the airport just yet.

    Business at home


    It s like darts, but with axes: Ax throwing club hits West Bottoms

    Blade & Timber is now open at 1101 Mulberry St. in the West Bottoms. Players enter a lane to throw an ax at a target, much like in darts.

    Business at home

    Government & Politics

    KC voters give overwhelming approval to KCI single terminal

    Everywhere in the Kansas City, voters handed City Hall huge support for a new terminal at KCI. It had been a difficult climb from a period of opposition and distrust to the idea, but in the end, Kansas Citians wanted to see the three-terminal design replaced with a modern structure.

    Business at home


    George Takei, Richard Dreyfuss respond in harassment scandal

    George Takei, Richard Dreyfuss latest celebrities swept up in Hollywood sexual harassment, assault scandal.

    Business at home


    The Latest: Warner Bros. suspends Supergirl showrunner

    “Supergrirl’ and “Arrow” executive producer Andrew Kreisberg has been suspended amid sexual harassment, misconduct accusations by 19 former and current employees.

    National & International

    Baltimore losing thousands in parking fines

    Baltimore is losing out on collecting hundreds of thousands of dollars in parking fines because city officials have not implemented a new law for more than two months.

    Business at home


    Kale smoothies, avocado toast among the offerings at this new Troost restaurant

    Ruby Jean’s Juicery plans a Nov. 11 opening at 3000 Troost. A new convenience store gas station plans to open later this year at 5901 Troost.

    Business at home

    National & International

    Trump calls Putin sincere, ex-US intelligence heads ‘hacks’

    President Donald Trump is back on the defensive over Russian election meddling, saying he considers President Vladimir Putin’s denials sincere, dismissing former U.S. intelligence officials as “hacks” and accusing Democrats of trying to sabotage relations.

    National & International

    Hawaii judge dismisses lawsuit against seed company, board

    A judge in Hawaii dismissed a lawsuit that sought an environmental review of the actions by a seed company operating on the island of Kauai.

    Business at home

    National & International

    The Latest: Trump back on defensive over Russia meddling

    President Donald Trump is back on the defensive over Russian election meddling and accusing Democrats of trying to sabotage U.S.-Russia relations.

    National & International

    Lawmakers seek review of Eversource’s response to wind storm

    Two Connecticut senators want General Assembly to hold public forum on Eversource Energy’s response to October wind storm.

    National & International

    Report: Inspection found 13 defects on CSX track last year

    A federal inspection in June of last year reportedly found 13 defects on CSX track in Bergen County, a route that has become a corridor for shipping crude oil and ethanol to refineries.

    National & International

    US Senate passes Veteran’s Administration bill by Oklahomans

    A bill by Republican Sens. James Lankford and Jim Inhofe intended to address the care of military veterans in Veteran’s Administration hospitals has passed the U.S. Senate.


    The Latest: Outside firm to look into harassment allegations

    Minnesota’s House speaker says an outside firm will investigate allegations of sexual harassment by a lawmaker.

    Business News, The Chronicle Herald, business at home.#Business #at #home

    business at home

    Business at home

    COMMENTARY: Save protected areas from mining

    Business at home

    Lunenburg native wins Startup Canada’s Young Entrepreneur Award

    Business at home

    Blueberry growers face price crisis

    Business at home

    How Canada turned to Mexico to fend off TPP pressure from Japan, Australia

    Business at home

    VIDEO: Canada’s decision to decline TPP agreement shouldn’t have been surprise: Trudeau

    Business at home

    Asia-Pacific forum sticks to free-trade gospel despite Trump

    Business at home

    US cities, states defy Trump, still back Paris climate deal

    Newcap Radio buys two New Glasgow stations

    BUSINESS BOOKSHELF: The Power of Trust

    Business at home

    Weinstein’s Impact: List of men accused of sexual misconduct

    Business at home

    Crocs, Dawgs decade-long legal battle over clogs moves to Canadian courts

    Most actively traded companies on the TSX

    Business at home

    Sherritt to transfer part ownership of Madagascar mine to settled debt woes

    Business at home

    Cominar looking for Sears replacements after toiling to fill Target locations

    Business at home

    Ottawa’s plan for excise tax on medical marijuana draws ire of patients, producers

    Business at home

    Trudeau embrace of TPP could hurt tough NAFTA talks with Trump: experts

    Business at home

    Alberta puts up $40M to help workers transition during coal-power phase-out

    Business at home

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    Why index investing makes sense.

    What indexes and index funds are.

    How to build a simple portfolio.

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    Learn volatility basics; plan your life with a Monte Carlo calculator.

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    World Architecture News, world business news.#World #business #news

    Habitat: Vernacular Architecture for a Changing Planet

    World business news


    Architect Jane Greenwood is Honored as an “OUT 100”

    Darling Associates furthers growth momentum with a raft of new projects

    Zaha Hadid Architects, Arcplus and Wilson Associates announce strategic alliance



    2017 Chicago Architecture Biennial

    The 2017 Chicago Architecture Biennial unites a main exhibition at the Chicago Cultural Ce . read more


    AU LAS VEGAS 2017 – The Future of Making Things

    The conference for those who design and make the world around us Join 10,000+ professiona . read more


    IED Annual Conference

    The Major Economic Development Event of the Year Achieving Sustainable Inclusive Growth . read more


    Healthy Design, Healthy Places

    From ‘green roofs’ and ‘living walls’ to ‘sky gardens’ and even ‘forest towers’ the incorp . read more

    A new book traces the changing face of locally influenced architecture across the globe and considers how it can contribute to a sustainable future

    Habitat, is a beautifully produced book edited by Sandra Piesik, which considers how builders across the planet adapt to local conditions to produce a unique style of vernacular architecture influenced by their surroundings. The book illustrates how indigenous people and communities have learnt lessons over time and adapted to their environment while making the most of the materials at hand. This results in constantly changing styles of architecture which shift seamlessly as the locations change. This is all displayed with over 1,000 illustrations and a huge array of detailed maps, diagrams and essays as well as a detailed reference section. The book is organised into five climate zones; polar, temperate, tropical, desert and continental which brings together some surprising combinations of countries in far flung corners of the globe. As climate change continues to be a th

    World business news

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    Press release distribution, EDGAR filing, XBRL, regulatory filings, Business Wire, business for

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    Become an Entrepreneurial School, entrepreneurial ideas.#Entrepreneurial #ideas

    Entrepreneurship in the Classroom

    Entrepreneurial ideas

    Allow innovative ideas to spark and grow to create an entrepreneurial culture.

    Entrepreneurial ideas

    How to Implement in the Classroom

    Leverage available resources and make a plan that works for your individual school.

    Entrepreneurial ideas

    National Entrepreneurial Education Standards

    Nationally accepted entrepreneurship content standards and performance indicators.

    K-12, Every Student, Every Year

    In this age of educational accountability through standards and assessments with only one right answer and success measured by test scores, we need to keep young minds open for alternative ways of thinking, allow innovative ideas to spark and grow, to create an entrepreneurial culture that will grow great people and great communities. We need to grow our communities from the inside out. We need entrepreneurship education for every student, every year. The answer is to establish an entrepreneurial culture in every school and every community.

    Entrepreneurial ideas

    Entrepreneurial ideas

    How to Implement

    There is no step-by-step process, no list of easy-to-follow guidelines. Each faculty should examine their own knowledge, interests and available resources and make a plan that works for that individual school. There is no one-size-fits-all solution. Creative faculties can start with the Every Student concept and work it out in their own way. However, there are two approaches a school can use to examine the Every Student concept. It can be accomplished through internal efforts or external assistance. In many cases, a combination of the two may be the best way to go. Let’s look at each approach.

    National Standards

    During the past decade there has been a movement to develop local and national education standards. Many education associations have taken leadership in identifying the content of a given discipline so that students will have the opportunity to participate in a common set of curriculum objectives. This was emphasized in order to ensure that all schools provided a comprehensive course of study. Further it enabled students to move to different schools and find the same curriculum expectations.

    Stocks To Watch: Top-Rated IPOs, Big Caps And Growth Stocks, Stock News

    Stock Lists

    Visit the IBD Store to get started.

    Stock Lists

    Stocks To Buy And Watch: Top IPOs, Big And Small Caps, Growth Stocks

    • 11/10/2017

    Stocks to watchStocks to watchStocks to watchStocks to watchStocks to watch

    X Autoplay: On | Off With thousands of publicly-traded companies to choose from, how can you quickly find the best stocks to buy right now?

    A good starting point is to regularly review screens that highlight the top-rated equities, including the IBD 50 list of leading growth stocks, IPO Leaders, IBD Big Cap 20, Sector Leaders and Stock Spotlight. (Scroll down to see which names are currently on these screens.)

    In addition to pass or fail ratings for the most important stock-picking criteria, within these lists you’ll also find chart analysis that identifies stocks currently in or near a buy zone.

    IBD 50

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    Time-Saving Investing Routine

    Individual stocks don’t operate in a vacuum. They’re significantly impacted by the current trends within the general market.

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    IBD Digital: Get access to subscriber-only stock lists and market analysis. Plus, add the weekly print edition for your weekend prep.

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    Will These 4 Consumer Stock Leaders Keep Bull Market Alive And Healthy?

    11/10/2017 Don’t ignore consumer stocks. They’re well represented within the IBD 50 alongside tech, finance and internet.

    11/10/2017 Don’t ignore consumer stocks. They’re well represented within the IBD.

    Nvidia Muscles Higher On Third-Quarter Beat, Price-Target Hikes
    S P 500 Falls On Tax Fears; Snap Crash Offsets Nvidia, Roku, M A Buzz: Week In Review
    Indexes Nearly Flat; 2 Blue Chips Buoy Dow As 10-Year Yield Jumps
    Stocks Weaken Early; Leading Chipmaker Hits Record High
    Stocks Open Lower As Disney Leads Dow; Nvidia Takes Fresh High
    Nvidia Trounces Third-Quarter Views, Guides Sales Targets Higher
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    Complete done for you, business plans examples.#Business #plans #examples

    Some examples below; get correct answers from a local attorney. Simply enter your local zip code where indicated and make the call. The attorneys are happy to guide you.

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    Opus College of Business: Academic Departments: Department Listing: Ethics and Business Law:

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    Ethics & Business Law

    Core Values in Practice

    Business ethics articles

    The Department of Ethics and Business Law strives to be a leading center for education and scholarly inquiry into contemporary issues of ethics, law, business and society. Our faculty are respected scholars dedicated to developing thoughtful business leaders with insight into their ethical values and legal responsibilities.

    Navigating a Dynamic Legal Environment

    Rules and regulations have proliferated at all levels of the organization, and successful managers need to understand when and how to integrate legal considerations into their business planning and operations. Each Opus College of Business student is required to take one course concerning the legal environment in which businesses operate.

    Leaders are expected to be able to recognize the ethical dimensions of decisions and to choose well in difficult situations. Our courses acquaint students with tools of ethical decision-making and with typical ethical challenges, both domestic and international. Each Opus College of Business student is required to take at least one course on business ethics.

    The department offers a Legal Studies in Business concentration for undergraduate business majors. This interdisciplinary law and business program is one of only a few such programs in the country. We also offer a variety of business law and ethics courses at the graduate and undergraduate levels in order to provide additional, in depth content for those interested in specialized areas of business.

    We welcome you to explore our programs, faculty and options for study. Feel free to contact us with questions or for further information.

    Undergraduate Student Services Advising: (651) 962-5544

    Graduate Student Life Advising: (651) 962-4200 (ask for an academic advisor)

  • Business News, The Chronicle Herald, business games.#Business #games

    business games

    Business games

    COMMENTARY: Save protected areas from mining

    Business games

    Lunenburg native wins Startup Canada’s Young Entrepreneur Award

    Business games

    Blueberry growers face price crisis

    Business games

    How Canada turned to Mexico to fend off TPP pressure from Japan, Australia

    Business games

    VIDEO: Canada’s decision to decline TPP agreement shouldn’t have been surprise: Trudeau

    Business games

    Asia-Pacific forum sticks to free-trade gospel despite Trump

    Business games

    US cities, states defy Trump, still back Paris climate deal

    Newcap Radio buys two New Glasgow stations

    BUSINESS BOOKSHELF: The Power of Trust

    Business games

    Weinstein’s Impact: List of men accused of sexual misconduct

    Business games

    Crocs, Dawgs decade-long legal battle over clogs moves to Canadian courts

    Most actively traded companies on the TSX

    Business games

    Sherritt to transfer part ownership of Madagascar mine to settled debt woes

    Business games

    Cominar looking for Sears replacements after toiling to fill Target locations

    Business games

    Ottawa’s plan for excise tax on medical marijuana draws ire of patients, producers

    Business games

    Trudeau embrace of TPP could hurt tough NAFTA talks with Trump: experts

    Business games

    Alberta puts up $40M to help workers transition during coal-power phase-out

    Business games

    Business Plan, Business Plan Templates, Business Plan Samples, business plans examples.#Business #plans

    Business Plan

    A Business Plan is crucial for starting and running your business successfully. Sound business plans can help you get a loan, keep you on track toward your goals, and provide a reference for benchmarking, reviewing results and making adjustments in your business. Don t forget to check out the great free or low-cost training opportunities, plus free professional business counseling, from your local Small Business Development Center!

    Business plans examples

    How to Write a Business Plan

    • How to Prepare a Business Plan In partnership with SBA, by founder Tim Berry
    • SBA Podcast Creating a Plan -Transcript
    • SBA Videos Other Training many different videos covering many topics including business planning
    • Stategic Planning Executing Kutztown SBDC, PA
    • Developing a small business plan Kutztown SBDC, PA
    • The Business Plan Explained My Own Business tm
    • Developing Successful Business Plans Palo Alto Software
    • Business plans in detailed outline format An extremely detailed outline of what business plans should include, section by section.
    • Guide to Business Plans Pacific Islands SBDC
    • Why Business Plans Don t Get Funded great article on common problems entrepreneurs run into when looking for funding.

    Where to Find a Business Plan

    • If you need help developing your plan, please consider Growthink s writers or its simple templates for business plans
    • contains the largest single collection of free sample business plans online, according to them. In addition to that, it has helpful tools and know-how for managing your business. includes practical advice on planning, interactive tools, and a panel of experts who have answered more than 1,400 questions from people like you.
    • Cayenne Consulting good resource for business entrepreneurs including a start-up valuation calculator, resource directory, and a very popular blog for entrepreneurs.
    • VFinance View hundreds of real business plans in pdf format.
    • Business Owners Toolkit Sample business plans and information on how to create a plan.
    • PlanWare Business Planning software and information.
    • Virtual Business Plan Walk through the design of a business plan.
    • SBA Business Planning Guide Careful business planning is fundamental to success. The Small Business Planner includes information and resources that will help you at any stage of the business lifecycle.
    • Small Business Advancement Center
    • Sample Business Plan General Business planning guide created by the Canadian Business Service Center.
    • Business Plans Index A subject guide to sample business plans and profiles for specific business types from Carnegie Library of Pittsburgh.

    Business Plan Templates an Alphabetized List

    Clicking on each of the templates below will open up a draft for your business that can help you get started. The vast majority of our Sample Business Plans Come from Palo Alto Software, the Makers of Business Plan Pro, whose generosity helps make it possible for you to receive free small business advice and counseling from your local small business development center.

    Global Entrepreneurship Institute, GCASE – Global Community for Advancing Studies on Entrepreneurship,

    Global Entrepreneurship Institute

    Entrepreneurship ideas

    Entrepreneurship ideas

    Entrepreneurs, fired by their dreams and passions, have been the engine for creating new jobs, generating revenue, advancing innovation, enhancing productivity, and improving business models and processes.

    Entrepreneurship is the cornerstone of the free enterprise system around the world. In fact more than 500 million adults around the globe are engaged in some form of entrepreneurial activity each year.

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    A global entrepreneur systematically seeks out and conducts new and innovative business activities across national borders. These activities may consist of exporting, licensing, opening a new sales office, or acquiring another venture.

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    Founded in 1996 as a 501(c)(3) non-profit organization, our Mission is to spread wealth creation around the world by encouraging entrepreneurship and sharing knowledge to those who educate and support entrepreneurs. We put “global” in global entrepreneurship.

    Our Vision is to empower entrepreneurs with a roadmap and support that guides them through the transition from start-ups, to micro-enterprises, and on to small and medium-sized businesses that create jobs, lead innovation, and increase economic development in their local communities.

    GCASE – Global Community for Advancing Studies on Entrepreneurship We research, organize, and share valuable knowledge in an “open-source” format that advances the studies on entrepreneurship, and bridges the gap between theory and practice. Non-profit and educational organizations around the world are encouraged to leverage our ideas, our information, and our online support to advance and support entrepreneurship.

    We support educational activities including: advancing knowledge through research, and disseminating knowledge by means of the internet, researching and writing books, producing newsletters, editorials, monographs, seminars, lectures, conferences and the like.

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    Amazon is buying Whole Foods for $13, buying a business.#Buying #a #business

    Amazon is buying Whole Foods for $13.7 billion

    Buying a business

    Amazon is making a big bet on physical stores and the business of food.

    The online retail giant announced Friday that is buying organic grocery chain Whole Foods ( WFM ) for $13.7 billion in cash. The deal values Whole Foods at $42 a share, 27% higher than where the stock was trading Thursday.

    Amazon ( AMZN , Tech30) said Whole Foods stores will continue operating under that name as a separate unit of the company. Whole Foods CEO John Mackey will stay on to lead Whole Foods, which will keep its headquarters in Austin, Texas.

    The deal shows Amazon’s interest in moving into the business of operating traditional brick-and-mortar stores, even as many retailers that have been crippled by Amazon’s growth have announced a series of store closings.

    It also shows Amazon’s growing interest in groceries. The company has its own delivery service, AmazonFresh, and is experimenting with a “click and collect” model, letting customers buy groceries online, then pick them up in person.

    The supermarket business, like many other parts of retail, has been hit hard by increased competition from Amazon itself, as well as Walmart ( WMT ) .

    Grocery giant Kroger ( KR ) said Thursday that its profits for the year would be lower than Wall Street expected, sending its stock plunging nearly 20%.

    Then Kroger’s stock plummeted 13% further on Friday after the Amazon-Whole Foods detail was announced.

    Shares of other retailers with a big presence in groceries, such as Target ( TGT ) , Costco ( COST ) , SuperValu ( SVU ) and Sprouts ( SFM ) , plunged as well.

    And Walmart was down 5%, despite announcing another online commerce deal of its own Friday. It bought men’s apparel company Bonobos.

    But Amazon’s stock rose 3% on the news. Investors don’t seem too concerned by how much the company is spending. A warning of a possible credit downgrade by ratings agency S P Global Ratings didn’t hurt Amazon either.

    S P said that Amazon may need to take on more debt as a result of the acquisition. But Amazon finished the first quarter with $21.5 billion in cash and securities on its balance sheet — and only $7.7 billion in long-term debt.

    Amazon’s deal for Whole Foods also further demonstrates the financial might of the Jeff Bezos-led company, whose market value is greater than that of the 12 largest traditional general retailers combined.

    “Millions of people love Whole Foods Market because they offer the best natural and organic foods, and they make it fun to eat healthy,” said Bezos.

    Whole Foods, founded in 1978, is widely credited with helping to make organic food go mainstream. The company now has about 87,000 employees and more than 460 stores — mostly in the U.S. But Whole Foods has also expanded to Canada and the U.K.

    The company has been moving aggressively in big cities, targeting millennial shoppers with a store format called 365 by Whole Foods Market that, like rival Trader Joe’s, has lower prices than the ones found at core Whole Foods stores.

    High prices, of course, have been a problem for Whole Foods. The company is often derisively referred to as Whole Paycheck since the company charges a pretty penny for spelt and quinoa.

    The company was accused of overcharging customers by regulators in New York City in 2015 and that had a huge negative impact on Whole Foods. Sales plunged for several quarters.

    And the company became the butt of jokes by late-night comedians. HBO’s John Oliver did a savage skit about the company’s high prices. (HBO, like CNNMoney, is owned by Time Warner.)

    Oliver ran a mock commercial showing, among other things, a block of ice with an avocado balanced on top for $25.99, a pomegranate that listened to NPR for $64.99, and tilapia wearing yoga pants for $84.99.

    Mackey eventually wound up apologizing to customers. But the damage was done.

    Sales growth at Whole Foods has slowed and profits have yet to return to levels before the price scandal. That may be one reason why Whole Foods was willing to sell to Amazon.

    It will be interesting to see if Amazon — which has a reputation for keeping prices low — will turn Whole Foods into more of a bargain retailer as well.

    It’s also worth noting that Whole Foods stock did not move much higher than $42 on Friday — the price that Amazon agreed to pay. That could be a sign that Wall Street does not expect a bidding war for the company that would push the sale price higher.

    So it looks like Bezos will inherit the bad PR baggage that comes with Whole Foods. I wonder if it’s too soon for people to ask Alexa where they can find stalks of asparagus in a bottle of water for $6.

    How to Start a Rice Dealership Business, Pinoy Bisnes Ideas, home based

    How to Start a Rice Dealership Business

    Home based business ideasRice is an important primary staple food in many Asian countries especially in the Philippines. Indicating the high demand for this commodity, planning to put up a rice dealership business in your area is a wise choice. There is already an assurance that this business will succeed because buyers are already there. Of course, in any kind of business, conducting a feasibility study is always a crucial step to take. This will assess the economic viability of your proposed business.

    Here are some important questions to consider before plunging into this kind of business.

    1. Do you have enough capital or budget for your rice dealership business? With at least P60,000 to P100,000 as a starting capital.

    2. Do you want to operate as sole proprietorship or corporation? Business registration guide here.

    3. Do you have a big and safe storage room for the sacks of rice that will be delivered to you?

    4. Do you have a good location for your rice dealership business? Research the area of your target market, the flow of traffic and their buying habits.

    5. Do you have lists of rice suppliers in your area? Make sure you have a lists of several suppliers and make a good relationship with them.

    6. Do you have necessary equipments like calibrated weighing scales, rice sacks etc., and a service delivery (optional).

    7. What varieties of rice do you intend to sell? Make sure to have several varieties of rice, so that your customers will have several options.

    8. How will you market your business? This is also an important aspect especially you are new in this kind of business. Make a good marketing strategy and make your business known to your customers. Make a good deal with restaurant owners, hotels, resorts and small carenderias in your place to be their rice supplier.

    Here are Some NFA Rice Dealership FAQ

    Q: Who are required to secure license from NFA?

    A: All persons, natural or juridical, that are engaging or intending to engage in the rice and/or corn business whether commercial or NFA rice/corn.

    A: Before the start in any of the business activity enumerated above, the proprietor or operator should first secure a license from NFA. For those already license, businessmen should renew their annual license on any day within their scheduled month allotted by the NFA

    A: Application may be filed at the NFA office that has jurisdiction over the location of the principal business of the applicant.

    Q: In case we have more than one (1) store/establishment for Rice/Corn business, should all be licensed?

    A: Yes, owner/operator should file a license for all outlets at the NFA office where his principal place of business is located. Additional outlets are treated as branches.

    A: For new applicants, follow these procedures:

    secure application form from the licensing officer upon payment of application fee;

    accomplish and file application with complete requirements to the licensing officer who in turn checks the documents and determines corresponding license fee;

    pay license fee to the cashier and get copy of official receipt;

    prepare the facilities/equipment requirements for inspection by NFA Investigators;

    after inspection of establishments, present notice of inspection to licensing officer, official receipt and proof of compliance with deficiencies, if any;

    licensing officer issues license if application is found to be in order;

    applicants display license in their establishments.

    Procedures for renewal applicants:

    secure application from licensing officer upon payment of application fee;

    accomplish and file application with complete requirements together with previous year s license to the licensing officer;

    licensing officer checks completeness of requirements and determines license fee to be paid;

    pay license fee to the cashier and present the official receipt to licensing officer;

    licensing officer issues renewal sticker and stick it to appropriate portion of the license if application is found to be in order;

    applicants display licensing conspicuous place in their establishments.

    Q: For New Applicants, how long do we have to wait for the Approval of our License Application?

    A: The establishments and facility requirements of new applicants are inspected by NFA Investigators within 20 working days after the filling of their applications. Those inspected are given inspection notices stating the date when they can return to the NFA to show compliance with any deficiency, if any. Otherwise, their notices state the date they can get their license. In all these cases, it should not exceed 20 working days after inspection.

    A: Application fee is P50.00 for a single line activity and P100.00 for two activities or more. License fees depend upon capacity of the post harvest equipment used.

    A: Documentary and facility requirements depend upon the business activity.

    Q: Does the NFA requires only Licensing on Rice/Corn Business Activities?

    A: The NFA also require the registration of the following facilities aside from the license on the activities mentioned earlier list.

    motor vehicles used or intended to be used in transport/hauling of palay/ rice/corn whether for exclusive use or for hire except public utility vehicles franchised by proper government agencies not principally used for transporting rice/palay/corn;

    warehouses,threshers and sellers for own produce;

    mechanical dryers for owner s/operators exclusive use;

    packaging machines for owner s/operators exclusive use;

    institutions/establishments securing their rice/corn requirements from the NFA;

    poultry and hog raisers securing byproducts from the NFA;

    manufacturers/importers/dealers and distributors of rice/corn post-harvest facilities;

    non-operating mills and other post-harvest facilities. In this case, registration is done only once.

    Registration is done at the office of the NFA that has jurisdiction over the location of the principal business of the applicant.

    Registration fees see separate from that of the license fees.

    Q: In the event that I discontinue my business, what should I do with my License/Registration Certificate?

    A: Surrender your license/registration certificate to the NFA office that issued it together with a written notice of discontinuance.

    Otherwise, in case you reapply, you would be charged with the fees for the entire period that you have not applied for renewal.

    Q: What do you mean by Bonded Activities?

    A: Bonded activities mean third party stocks are deposited in your facilities, for storage, milling, threshing, corn shelling or mechanical drying. Operators/owners of facilities accepting third party stocks are required to post a bond as well as fire insurance to safeguard the stocks of the third party.

    Home, Deakin, at home business ideas.#At #home #business #ideas

    Live at Deakin

    Your launch pad to a truly immersive learning experience.

    Browse courses by interest area


    Browse by type

    Meet our 2017 alumni award winners

    Discover who you ll be studying with

    The transition from high school to university is an adventure, but it can be a daunting one at times.

    To take some of the guesswork out of your experience, we’ve pulled together a 2017 Trimester 1 cohort report that details the average ATARs of our new students on a course-by-course basis. It also has information on what proportion of undergraduate students come straight from high school or are from other walks of life.

    This is intended to give you some clarity around the course you choose, and is part of Deakin’s commitment to admissions transparency.

    Ranked in the top 3 for graduate employability

    Ranked in the top three universities in Australia for graduate employability, Deakin’s course curriculum integrates real-world expertise with practical skills to give our students a competitive edge*.

    Deakin University is a world-class institute with cutting-edge facilities and renowned quality of research and teaching. All three international university rankings put us in the top 2% of the world’s universities^.

    *2016 Times Higher Education graduate employability rankings

    ^Academic Ranking of World Universities, Times Higher Education and QS World University Rankings.

    Meet Dr Mick Fielding. Deakin alumnus and robotics enthusiast.

    Stay connected, continue the journey.

    There are many great benefits to being part of our Alumni Community, including exclusive networking events and reduced enrolment fees on all postgraduate courses. In fact, you’ll automatically become a member once you graduate.

    At home business ideas

    10 November 2017

    Nineteen new Deakin-led projects and awards have been announced in the latest round of Australian Research Council (ARC) Scheme Awards.

    10 November 2017

    Improved empowerment of Indigenous communities around the world will be the subject of Deakin Universityirst ever Australian Research Council (ARC) Discovery Indigenous project award.

    At home business ideas

    10 November 2017

    Deakin this week hosted nine Deans of Faculties of Education from Indonesian universities as part of a plan to develop research collaboration and other partnerships between the two countries.

    Business games, business games.#Business #games

    business games

    Business gamesBusiness games

    Rules tightened for off-plan property buyers

    • Business games

  • Business games

  • Business games

  • Business games

    • Business gamesBusiness games

    Latest in Business

    Oil’s Mideast-driven rally dented

  • Business gamesBusiness games

  • Business gamesBusiness games

    Business games

    Money News and Guides

    Hedge Funds push price of bitcoin to new highs

    Property News

    Rents falling fast in these areas in Dubai

    Top Sectors

    Business games

    Winning the corporate banking battle

    • Business gamesBusiness games

  • Business gamesBusiness games

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  • Money Instructor – Personal Finance, Business, Careers, Life Skills Lessons, business games.#Business

    Money Instructor

    Business games

    Welcome to Money Instructor

    Teach and learn basic money skills, personal finance, business, careers, and life skills.

    Business games


    Use our worksheets, lessons, and activities for teaching money, business, and life skills.

    Business games

    Kids and Money

    Money lessons for kids. Financial literacy and life skills for every child.

    Business games

    Teach and learn basic money skills, personal finance, business, careers, and life skills.

    featured lessons

    Featured lessons and learning resources

    Earning Money

    Business games

    Teach and learn about earning and making money.

    Down Payments

    Business games

    Students will begin to understand the topic of down payments. In our Money Math Lessons category.

    Online Banking

    Business games

    Learn modern internet banking skills using our online banking simulation.

    Teachers – Parents – Educators

    Use our worksheets, lessons, and activities for teaching money, personal finance, business, and life skills.

    Teach and Learn

    Teaching lessons and informational resources

    Business games

    Lessons, Lesson Plans, and Worksheets

    Lessons, lesson plans, worksheets, and other material for teaching money skills, personal finance, business, careers, and life skills.

    Business games

    Informational Resources

    Useful personal finance information, articles, advice, and tips to help you with your own spending, financial planning, career, business, and other life skills.

    Teach and learn money skills, personal finance, money management, business, careers, real life skills, and more.

    Business games

    Many young people graduate without a basic understanding of money and money management, business, the economy, and investing. We hope to help teachers, parents, individuals, and institutions teach these skills, while reinforcing basic math, reading, vocabulary, and other important skills.

    Georgia, USA – Georgia Department of Economic Development, business development manager.#Business #development


    Business development manager

    Business development manager

    Learn how companies took advantage of the state’s unique resources to innovate and grow revenue.

    Business development manager

    Business development manager

    Explore real world examples of businesses that received customized support from collaborative economic developers and pro-business government.

    Business development manager

    For more great info about business in Georgia Sign up for the e-newsletter

    Business development manager

    Industries in Georgia

    Explore Georgia’s key industries to learn how businesses succeed here.

    Newsroom Go to the Newsroom

    Alcon to invest $97 million in Johns Creek expansion

    ATLANTA, November 9, 2017 —Gov. Nathan Deal today announced that Alcon, a leading eye care manufacturing company and a division of Novartis, will invest

    Georgia’s tourism industry generates record $60.8 billion in economic impact

    ATLANTA, November 2, 2017 —Gov. Nathan Deal today recognized several of the state’s top tourism professionals at the 2017 Georgia Governor’s Tourism Conference on Jekyll

    Amazon to create more than 500 jobs in Macon

    ATLANTA, October 31, 2017 —Gov. Nathan Deal today announced that, Inc. will create more than 500 full-time jobs at a new fulfillment center in

    Georgia’s Workforce Helps Make Us the #1 State for Business.

    Learn How Georgia’s Workforce is Helping Industries Thrive All Across the State

    Business development manager

    Georgia Is Camera Ready

    Film and TV productions in Georgia enjoy lower costs and higher production values with huge tax savings, state-of-the-art facilities and a large, established crew base.

    Business development manager

    Business development manager

    Tourism is Booming in Georgia

    Tourism drives significant economic growth for all companies operating in Georgia. A $58.9 billion industry for the state, tourism creates new infrastructure, spurs job growth, and provides a rich quality of life for our residents. Georgia’s energetic and lively cities, relaxing coastal destinations and scenic mountain ranges attract visitors and companies from all over the world as a Pretty.Sweet. place to live, work and play.

    Business development manager

    Home, PartnerRe, business plan model.#Business #plan #model

    business plan model

    Business plan model Business plan model

    A true partner is focused on your goals. First.

    As a privately-owned, pure-play reinsurer, PartnerRe gives each client our undivided focus. We have the scale and expertise to meet our clients’ needs across virtually all markets, risks, business lines and products, while we remain small enough to be adaptive and responsive.

    Business plan model Business plan model

    A committed partner listens and builds trust.

    Relationships are central to our business. We hold open, honest conversations with our clients to ensure that we understand their challenges. Our goal is to build strong, enduring relationships based on a deep knowledge of our clients’ businesses, so that we can be a more resourceful and relevant risk-discussion partner.

    Business plan model Business plan model

    A strong partner is a reliable partner.

    PartnerRe’s technical expertise and focus on clients is backed by a strong balance sheet. Our long-respected, disciplined approach to maintaining financial integrity makes us a partner clients can rely on, providing stability in times of uncertainty.

    Business plan model Business plan model

    A smart partner offers solutions, not just security.

    Our expert teams are dedicated to serving our clients as proactive partners, who can look at their business insightfully and holistically to uncover new opportunities. Our deep technical knowledge is combined with commercial sensibility to deliver both standardized and innovative, customized solutions for client needs.

    Partnership begins with a conversation.

    Click the Partner With Us button to find the right contact for your business anywhere in the world.

    About Us

    PartnerRe combines a striking balance of technical expertise and strong personal relationships to develop solutions that fuel our clients’ success.

    News & Events

    Stay up to date on our earnings results, executive appointments, events around the globe and other PartnerRe news.

    Opinions & Research

    Our articles and reports alert you to critical changes across economic, technological, regulatory and other relevant environments.


    We are always looking for bright, proactive people with expert knowledge, skills and integrity to join our global team.

    Financial Strength

    Total Capital (June 30, 2017)

    Total Capital June 30, 2017

    A.M. Best (May 25, 2017)

    A.M. Best May 25, 2017

    Standard & Poor’s (March 24, 2017)

    Standard & Poor’s March 24, 2017

    Moody’s* (August 4, 2015)

    Moody’s* August 4, 2015

    *Applies to Partner Reinsurance Company Ltd. and Partner Reinsurance Company of the U.S.


    2017. PartnerRe. All rights reserved. User Agreement

    Business Etiquette for Responding to Mail – Email, business etiquette.#Business #etiquette

    Business Etiquette for Responding to Mail & Email

    Business etiquette

    When writing business email, follow rules that maintain professionalism.

    Related Articles

    • 1 Replying to Thank You Emails
    • 2 10 Tips for Business Email Etiquette
    • 3 Business Email Etiquette for Reply All
    • 4 Business Language Etiquette

    Maintaining high standards in business communication is a sign of professionalism. Poorly structured and untimely responses — whether via email or postal mail — make customers feel underappreciated and undervalued and can potentially result in lost business. Consequently, observing proper etiquette for responding to mail and email is key component of communications strategy for any small business.

    Email — Respond Within 24 Hours

    Responding to an email within 24 hours is good etiquette. Responding sooner is better because customers will be assured their concerns are being heard and their needs attended to. If a customer’s concern is negative or powerfully expressed, a phone call may be a more appropriate response than a return email. A call implies you consider the matter too important for an electronic response. Just hearing a human voice can help clients feel respected.

    Postal Mail — Respond Within Five Days

    Five business days is the standard business letter response time. Postal mail can take two to three days or longer to reach even a local client. A further delayed mail response can indicate to a customer that your company is disinterested in his business, or worse, unprofessional and sloppily run. Again, if a client letter expresses hostility or threatens to discontinue the business relationship, a phone call or personal visit is the best response.

    Email — Subject Line

    Use an appropriate heading in the email subject line. A heading that is specific to the customer’s concerns lets him know you have crafted an individual response rather than sending along a form letter. For example, the heading response time issues works better than your recent concerns.

    Email or Letter Content

    Open the letter or email with an expression of thanks, such as Thank you for your recent correspondence regarding . . This lets a client know you read his note and sets the stage for a reasoned response. It also conveys gratitude that the customer took the time to write to your company. Next, get straight to the point, addressing the customer’s concern directly and succinctly. Provide any explanation as to why the customer encountered a problem, but keep it brief. Close the letter by thanking the customer for his business and providing a phone number or email address to which he can forward further concerns.

    Style and Grammar

    The tone of the letter should correspond to the nature of the issue at hand. If a customer wrote to express his great satisfaction, a friendly, enthusiastic response is in order. If, instead, the client communication had a negative tone, the response should be businesslike but polite and should invite further communication to ensure concerns are fully addressed. Proper grammar and spelling are de rigueur, whether you respond by mail or email. A letter or message rife with misspellings makes you look incompetent and may encourage a customer or client to take his business elsewhere.

    References (3)

    About the Author

    D. Laverne O Neal, an Ivy League graduate, published her first article in 1997. A former theater, dance and music critic for such publications as the Oakland Tribune and Gannett Newspapers, she started her Web-writing career during the dot-com heyday. O Neal also translates and edits French and Spanish. Her strongest interests are the performing arts, design, food, health, personal finance and personal growth.

    100 List of Best Small Business ideas for Beginners in 2017, ProfitableVenture,

    100+ List of Best Small Business ideas for Beginners in 2017

    Do you need ideas to start a profitable online business as an entrepreneur? If YES, here are top 100+ list of best small business ideas for beginners in 2017 with little or no money.

    Starting a business is one of the best decisions that you can take, but on the other hand, if you don’t start the right business for you, then you are likely going to get frustrated and lose your investment. So, it is very important to ensure that you are certain of the business you intend starting before committing your finance and time.

    Although it might be a bit difficult to know the right business to start especially when you are confronted with numerous business ideas and opportunities, but if you consider certain key factors before making your choice, then you would have succeeded in choosing the right business.

    • Kick-Ass Millionaire Mentorship Academy On the 1 st of January 2014, we launched a Business Mentorship Program for serious entrepreneurs that want to learn what it takes to grow from an idea into a private or publicly quoted million dollar company. Admission into this program cost $497 per year but we are giving Free Lifetime Access to Only 100 Readers of ProfitableVenture.comand this offer ends this week (Since 1st of January 2014, we have helped 21,058+ budding entrepreneurs start their own businesses. Let s help you launch your own business). Click Here Now to Apply for a Free Lifetime Access.

    It is important to state that the right business for Mr. A might not be the right business for Mr. B. The right business is dependent on loads of factors unique to the individual who wants to start a business.

    If you don’t want to make mistake when it comes to starting a business, then you need to carefully access the business opportunities around you and then match it with your skills or in some cases the finance available to you. One good thing about starting the right business is that you will struggle less to achieve results and meet your goals and targets.

    Best Small Business ideas in 2017 for:

    Career Related Business ideas for First Time Entrepreneurs

    Location Based Business ideas for Starters

    Seasonal Business ideas for Dummies

    List of Small Business ideas for Beginners in 2017

    Now let us quickly consider 7 surefire tips that will help you know the right business to start if you truly don’t want to make any mistake in investing your money in the wrong business;

    How to Know the Right Business to Start in 2017

    1. List the Business Opportunities around You

    One of the steps that you are expected to take if you want to know the right business to start is first to list all the business opportunities within your reach. Once you are able to list all the business opportunities around you, it will be easier for you to critically examine them one after the other and then prune it to a minimum number that will make it easier for you to make a choice.

    Another means that will aid you to know the right business to start is to conduct a self skill audit. It is easier to start a business around your skill sets because people perform pretty great when they perform tasks that are in the area of their skill strength. A good skill audit will not only help you discover your skill set, but also help you rate your skills.

    3. Conduct Feasibility Studies

    Once you have been able to stream line the business opportunities or ideas within your disposal, the next step that you should take is to conduct feasibility studies to know what it truly takes to start the business. The truth is that, when you conduct feasibility studies you will be able to discover details about the business you intend starting. The information you will get from your feasibility studies will guide you in choosing the right business.

    Another method of knowing the right business to start is to ask loads of questions when you have the opportunities to ask. It is a popular saying that ‘a man who asks questions never misses his way’. As such, ensure that you ask entrepreneurs who are already in the line of the business t loads of questions about the business. You can as well ask people around to know the type of business that they will be willing to patronize.

    5. Enroll in an Entrepreneurial College

    If you are confused and you don’t know the right business to start, then it will pay you to enroll in any entrepreneurial college around you to learn the rudiments of starting and sustaining a business. There are several entrepreneurial schools that an entrepreneur can acquire the right skills to be able to start their own business. You can search online to locate the closest entrepreneurial college in your location.

    6. Understudy Someone Who is Running Same Business That You Intend Starting

    Before making your final decisions on the business to start, it is advisable to understudy someone who is already running the type of business that you intend starting. It will give you a clearer perspective on the business and also you will be able to know the financial commitment required in starting and running such business.

    Starting a business should not based on the viability of the business or the profits you stand to gain in the business, but to know if you are compatible with the business. For example, if you know that you are extremely quiet and you are a core phlegmatic, then starting a sales and marking business might not be the right business for you. It is important to take a personality test to discover your temperament before making your choice on the business to start. You can search online for free personality test or for paid personality test.

    People should not just start a business simply because it is trending and it is also profitable. Loads of people join the bandwagon when it comes to starting a business and they ended up regretting such moves because they ended up getting their fingers burnt.

    Fleet Management News – Business Info, Commercial Carrier Journal, small business magazine.#Small

    No magic bullet for trailer aerodynamics

    Small business magazine

    Trucking in aerospace: fleets look beyond compliance to increase safety

    Small business magazine

    Did we just get our first unauthorized look at Tesla s semi?

    EPA formally proposes repeal of Obama-era glider kit emissions regulations

    Plan for trucks-only tolls in Rhode Island delayed into 2018

    Small business magazine


    Jason Cannon

    No magic bullet for trailer aerodynamics

    Aaron Huff

    Trucking in aerospace: fleets look beyond compliance to increase safety

    Jason Cannon

    Did we just get our first unauthorized look at Tesla s semi?

    Jason Cannon

    Letting the bully have your milk money and taking a beating for the privilege

    Small business magazine

    Michigan State Police begin roadside drug testing pilot program

    Small business magazine

    Several fleets announce pay scale changes for drivers

    Small business magazine

    Montana-based fleet set to begin U.S. Capitol Christmas Tree tour

    Small business magazine

    Texas Congressman asks Trump to delay ELD mandate via Executive Order

    Small business magazine

    Next-generation truck OEMs look to build a footprint through partnerships

    Small business magazine

    Small business magazine

    IronPlanet and Ritchie Bros. join forces to lead the asset disposition industry

    Small business magazine

    Spireon adds ELD option to FleetLocate platform

    Small business magazine

    Cargo thefts up in third quarter

    Registration opens for TMC annual meeting

    Small business magazine

    Freightliner adds 60-inch raised roof sleeper option to Cascadia

    Small business magazine

    Knight-Swift earnings tumble in first quarterly report due to merger-associated fees

    Small business magazine

    FMCSA nom Martinez clears first confirmation nod in Senate

    Small business magazine

    New truck OEMs working to carve out their niche

    Small business magazine

    Ryder exec Scott Perry bolts to hydrogen-electric truck maker Nikola

    Newsletter Signup

    Must Clicks

    Small business magazine

    Indicators: Trucking employment flat in October, shippers ‘exposed to new reality’

    Small business magazine

    Drivers seek $1.1M from carrier over classification as contractors

    Small business magazine

    EPA formally proposes repeal of Obama-era glider kit emissions regulations


    Small business magazine

    XStream Trucking’s tractor-trailer gap aero device

    Small business magazine

    Fontaine’s lightweight fifth wheel assembly

    Small business magazine

    ASA Electronics Voyager SEE360 Camera System

    Small business magazine

    2002-16 Sprinter van starters, alternators

    Small business magazine

    Double Coin/CMA RR706 tire gets three new sizes

    Industry Briefs

    Small business magazine

    EBE Technologies has record 2017

    TransConnect Services finalist for best place to work in Memphis

    Small business magazine

    eCapital joins Blockchain in Trucking Alliance

    Small business magazine

    STEMCO acquires brake manufacturer

    Small business magazine

    J. Grady Randolph selects Spireon for flatbed tracking

    Government Grants, government grants for small businesses.#Government #grants #for #small #businesses

    government grants for small businesses

    Government grants for small businesses

    Government grants for small businesses

    Government grants for small businesses Government grants for small businesses

    Government grants for small businessesGovernment grants for small businessesGovernment grants for small businessesGovernment grants for small businesses is an online list of grants, loans and assistance programs for Canadian individuals and businesses. We will save you many hours, even weeks or months of searching. Get money for a job or for starting/expanding a business. Finding sources of funding is often the single biggest challenge for someone wanting to start or expand their business. Billions of dollars are given out annually by government agencies and foundations in Canada but most Canadians don’t even know these agencies and foundations exist, or how to contact them. You could order the program(s) and we will send you the information.

    General Business Programs:

    Start up and expansion capital for the purchase of equipment, supplies, real estate premises, machinery, technical knowledge, vehicles, computers, website development, office lease, office renovation, and office furnishings. Finance ranges start from $1000 to a maximum of $10 million.

    Employee Assistance Programs:

    Programs for hiring, training or retraining employees.

    Specific financing programs for women in Canada to assist the start or expansion of a business. Financing up to $100,000.00 available.

    Operating Capital Programs:

    Programs to provide operating lines and expansion potential.

    Product Development Programs:

    Programs for initial discovery, prototype rendering, product and market assessment, production methodology, and market penetration.

    Business Planning Programs:

    Expert technical and financial business planning and company assessment in relation to domestic and international competitors.

    Crown Asset Selling Programs:

    Excess Federal and Provincial assets are sold at a deep discount to wholesale market prices. Assets available include computers, machinery, vehicles, equipment, furniture, among others.

    Research and Development Programs:

    Programs to develop ideas in the knowledge industries.

    Non-Profit Organizations Programs:

    Programs to assist organizations and charities to address timely and continuing social issues.

    Import And Export Programs:

    Programs to transact business across borders for new or currently existing importers and exporters. Financing for expert market penetration studies, trade show participation, trade representation, transaction financing and insurance protection.

    Community Development Programs:

    Programs to assist downtown improvement, community organization development, facility construction and redevelopment, and specific community group programs.

    Government Procurement Programs:

    Federal and Provincial governments provide opportunities for your company to supply goods and services for government purchase.

    Market Improvement Programs:

    Programs to increase market share within or outside Canadian borders.

    Programs to increase visits for small to large tourist industry operators.

    Youth Business Programs:

    All persons aged 15 – 30 are eligible for financial and consultative programs specific to youths.

    Programs are available to various businesses including, but not limited to: retail, immigrants, Aboriginal persons, manufacturing, municipalities, environmental, agri-business, oil and gas exploration and services, forestry, daycare, arts and culture, sports clubs and facilities, health industry and mining.

    BBC NEWS, Business, The man who invented the cash machine, atm machine

    atm machine business

    Business reporter, BBC News

    Atm machine business

    “They’re clever scoundrels,” fumes John Shepherd-Barron at his remote farmhouse in northern Scotland. He is referring to the seals which are raiding his salmon farm and stealing fish.

    Atm machine business

    Atm machine business

    Atm machine business

    “I invented a device to scare them off by playing the sound of killer whales, but it’s ended up only attracting them more.”

    But failure with this device is in contrast to the success of his first and greatest invention: the cash machine.

    The world’s first ATM was installed in a branch of Barclays in Enfield, north London, 40 years ago this week.

    Reg Varney, from the television series On the Buses, was the first to withdraw cash.

    Inspiration had struck Mr Shepherd-Barron, now 82, while he was in the bath.

    “It struck me there must be a way I could get my own money, anywhere in the world or the UK. I hit upon the idea of a chocolate bar dispenser, but replacing chocolate with cash.”

    Barclays was convinced immediately. Over a pink gin, the then chief executive signed a hurried contract with Mr Shepherd-Barron, who at the time worked for the printing firm De La Rue.

    Plastic cards had not been invented, so Mr Shepherd-Barron’s machine used cheques that were impregnated with carbon 14, a mildly radioactive substance.

    The machine detected it, then matched the cheque against a Pin number.

    Atm machine business

    However, Mr Shepherd-Barron denies there were any health concerns: “I later worked out you would have to eat 136,000 such cheques for it to have any effect on you.”

    The machine paid out a maximum of Ј10 a time.

    “But that was regarded then as quite enough for a wild weekend,” he says.

    To start with, not everything went smoothly. The first machines were vandalised, and one that was installed in Zurich in Switzerland began to malfunction mysteriously.

    It was later discovered that the wires from two intersecting tramlines nearby were sparking and interfering with the mechanism.

    One by-product of inventing the first cash machine was the concept of the Pin number.

    Mr Shepherd-Barron came up with the idea when he realised that he could remember his six-figure army number. But he decided to check that with his wife, Caroline.

    “Over the kitchen table, she said she could only remember four figures, so because of her, four figures became the world standard,” he laughs.

    Customers using the cash machine at Barclays in Enfield High Street are mostly unaware of its historical significance.

    A small plaque was placed there on the 25th anniversary, but few people notice it. Given that there are now more than 1.6 million cash machines worldwide, it is a classic case of British understatement.

    Atm machine business

    Mr Shepherd-Barron says he and his wife realised the importance of his invention only when they visited Chiang Mai in northern Thailand.

    They watched a farmer arriving on a bullock cart, who removed his wide-brimmed hat to use the cash machine.

    “It was the first evidence to me that we’d changed the world,” he says.

    But even though he invented the machine, Mr Shepherd-Barron believes its use in future will be very different. He predicts that our society will no longer be using cash within a few years.

    “Money costs money to transport. I am therefore predicting the demise of cash within three to five years.”

    He believes fervently that we will soon be swiping our mobile phones at till points, even for small transactions.

    At 82, Mr Shepherd-Barron is very much alive to new ideas and inventions – even though his device that plays killer whale noises still needs a little bit of tinkering.

    Government grants for small businesses, Sage Advice UK, government grants for small

    Government grants for small businesses

    With the government pledging to help SMEs through the stages of start-up and growth, there is a range of funding for small businesses to take advantage of. Follow our guide to government grants.

    Regional Growth Fund (RGF)

    Businesses looking for funding of less than £1 million, can apply for support through Regional Growth Fund programmes. These are schemes run by national or local organisations that have been awarded RGF cash to offer grants and/or loans to eligible businesses.

    Since 2011, £1.7 billion has been allocated to RGF programmes, supporting more than 9,400 small and medium-sized businesses. To be eligible, your business must be based in England, have a growth plan, create or protect jobs, and be investing private capital. See a list of live RGF programmes and funding opportunities.

    Start-Up Loans

    This government-funded initiative provides loans, mentoring and support for start-ups or very small, early-stage businesses with potentially viable propositions but who are unable to attract investment from high-street banks.

    To be eligible, businesses must be yet to launch or have been trading for less than 12 months. The scheme provides free business planning to ensure applicants are in the best possible position to receive funding. Every loan application is considered according to the needs of your business, with an average loan size of around £6,000. The final loan size will be determined by your business plan. Find out more about Start-Up Loans.

    Guide to alternative funding

    Discover 10 sources of funding for your business and how to apply in our essential guide for startups and small businesses.

    Government grants

    Small businesses grants are available from the UK government, the Scottish Parliament, the Welsh Assembly and the Northern Ireland Assembly. Each grant provider has its own application process and criteria for applying.

    For a full list of providers use the government s business finance support finder. This tool allows you to search for funding opportunities based on the location, size and type of business you run.

    UK Export Finance (UKEF)

    UK Export Finance helps UK exporters by underwriting bank loans offered to overseas buyers of UK products and services. This means it takes on the risk of the loan from the bank, so that the bank is more likely to offer it.

    It can also help UK exporters to raise tender and contract bonds and access working capital finance. To be eligible for export insurance, your business must be based in the UK and the buyer must be overseas. Find out more about UK Export Finance (UKEF).

    Business Finance Partnerships

    With government investment of £1.2 billion, the Business Finance Partnership is designed to diversify the sources of funding available to small and medium-sized businesses via non-bank lenders.

    Loan terms will vary, but businesses can directly apply for finance with a number of non-traditional fund managers and lenders. Find out more about Business Finance Partnerships.

    Business and finance news from Guardian US, The Guardian, latest business news.#Latest

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    Treadstone, Accelerating small businesses with government grants – business advisory, government grants

    government grants for small businesses

    Government grants for small businesses

    Didn’t make a profit this year?

    Didn’t make an export sale?

    You could still be eligible for R D Tax and EMDG Grants

    Using a grant consultant will maximise your rebate and minimise your audit liability.

    The Treadstone team includes tax registered R D tax consultants and Austrade QIP qualified EMDG consultants.

    Call our consultants to find out how you can become eligible for grants before you miss out.

    Government grants for small businesses


    Government grants for small businessesGovernment grants for small businessesGovernment grants for small businessesGovernment grants for small businesses

    Government grants for small businessesGrant News

    $60m in Grants to encourage Smart Farming Partnerships

    Government grants for small businesses

    The National Landcare Program’s new Smart Farming Partnerships is offering multi-year grants totalling $60 million to put in place.

    Research and Development Tax Incentive

    Government grants for small businesses

    Treadstone’s 5 top tips for claiming R $300k Clustering grant for food innovation

    Government grants for small businesses

    The Cluster Programme was created to support the development of clusters in food, beverage and agribusiness. It encourages, through.

    NSW payroll tax rebate $6k for new employees

    Government grants for small businesses

    NSW Government is offering a payroll grant of up to $6,000 to any eligible NSW businesses employing new.