How to Write a Business Profile: 10 Steps (with Pictures) #investment #ideas

#business profile

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How to Write a Business Profile

A business profile is like a résumé for your company. It lists basic company details and gives you a chance to highlight your strengths. Just like a résumé, you should write each business profile with a purpose in mind. Use it as an opportunity to briefly state why potential clients should work with you, but give thorough and precise details.

Steps Edit

Part One of Two:
Getting Down Company Information Edit

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Talk about your company’s ideas. If you have a mission statement, put it here. Otherwise, write out your company vision, guiding ethos, and a little about your history. Telling who you are and what drives you gives your company a human element. It also gives you a chance to do some subtle advertising early on.

  • This is a place you can afford to be a little vague. Mission statements are legally necessary for some businesses, and may need to be specific. For everyone else, try to state what you do without limiting yourself. You don’t want to scare away potential business that thinks you wouldn’t consider expanding into adjacent industries. But it is easy to overdo vague language.
  • A bad example: “XYZ Semantics is a company driven by the pursuit of its dreams. We want to bring you with us on this journey. Our dedication to solutions and innovation make us the leading marketing consultants west of the Mississippi.”
  • A good example: “XYZ Semantics is seasoned and talented team of marketing consultants. Since 1975 we have helped our clients grow their business and profits. Though our methods are complex, our goal is simple: we want to help you sell your product to more customers.”

Find out more specific details. Check with your secretarial or human resource staff to find out up-to-date details in several areas. You may not need to use all these, but having them on hand will make it easier when you sit down to craft the profile. Set up a way to streamline this process in the future, as you will want to update this information in your profile regularly.

  • Number of employees
  • Turnover. Low turnover can indicate stability, but either way it’s a good statistic to have on-hand.
  • List of all business activities. What are all the areas you work in?
  • Unique equipment or specialties. If you are the only company that produces, say, a rare machine part, you need to mention that.
  • Certifications
  • Imports/exports
  • Your methodology and/or what software you use.
  • Volume of output you can handle. Prospective clients need to know if you are prepared to meet their needs.
  • Delivery stats. How many units do you ship in a given period?
  • Major accounts or clients. This is a way to show prospective clients whether or not you are used to doing business with companies like theirs. It’s also another chance for subtle advertising.

Sift through all this information. Since you want to keep the profile short, you can’t include every possible detail. Also, not all of them might be strengths. Pick out what might be relevant to include in your profile in various contexts. Keep the other information on hand for future reference, but put the important stuff in one place for easy access.





How to Start a T-Shirt Business – 10 Tips #business #blogs

#t shirt business

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How To Start A T-Shirt Business: 10 Essential Tips

It seems nowadays everybody s selling t-shirts and, if you haven t started already, you might be next. Before you jump into the t-shirt business you might wanna take a few pointers, and we ve got you covered.

Here s a guide on how to start a t-shirt business . divided into the 10 most important aspects.

How to Start a T-Shirt Business

1. Do your research

Make sure you re knowledgeable about the clothing industry before you dive in. Get an understanding of how the business works. Read about how other brands became successful, and model a similar strategy.

Get some insider info from our past brand owner interviews .

2. Plan everything

Before you get started, get all the info you can on how to start a t-shirt business and have a clear idea of what you plan on doing. Try to decide things like what kind of t-shirts you plan on selling, who your target market is, whether your t-shirts will be available online only or if you ll eventually be aiming to sell in stores.

Plan a marketing strategy that involves both free and paid advertising methods of getting your brand in front of your target market. Compose a practical business plan to use as a guideline for operating. For starters, identify your brand s values, mission, objectives, strategies, goals, and long term vision.

For a good way to organize your planning, try Google Drive .

3. Know your competition

You should always know what other clothing labels you ll be competing with. If you re starting a label based on humorous t-shirts you should watch what all the other funny t-shirt labels are doing. Keep track of things like their design variety, pricing, and promotion, because it may spur some new ideas for your own business strategy.

This can be done easily nowadays by reading the blogs of competitor brands and signing up to their newsletters to keep tabs on what they re up to. This knowledge can help you keep up.

Keep track of your competitors activity by following indie clothing blogs like Hypebeast .

4. Create products you believe your audience would buy

It seems this step should be obvious, but you’d be surprised at some of the t-shirts you can find these days. Test the quality of your t-shirts by getting honest opinions from others, preferably people who are within your target audience.

To get real feedback from your potential audience, experiment with polls via Facebook .

5. Know the finances of starting a business

Once you know what you plan on doing, get an idea of how much everything is gonna cost you. When you start producing and selling t-shirts, keep track of all of your expenses. Get screen printing quotes from several printers and compare prices to get the best deal, without sacrificing quality.

Add in the cost for labeling, hang tagging, bagging, or whatever other finishing options you might use. Don t forget the shipping envelopes, boxes, and product storage. Don t be fooled by the hundreds of new t-shirt start-ups you see these days; starting a t-shirt business isn t cheap. A lot of this should also help you decide how much you should charge for your clothing.

Clothing Brand Startup Tools

Starting a clothing brand? Got a small budget?
Check out our startup tools for our selection of cost-effective services and products for starting your brand.

6. Come up with a solid promotion strategy

Figure out a way to spread the word in a manner that those who discover your brand go on to spread the word to others. For starters, your strategy can include PPC ads, press releases to blogs, and social networking. You can even give away t-shirts with your logo for free. Using guerrilla tactics and promotional items like this can have a tremendous impact on your business growth.

However, don t be a Cheapo. Sooner or later you ll realize that you re gonna have to spend money to market your t-shirt business, so you should be willing to pay for things like online ads, event sponsorships, and other paid marketing methods. Understandably not everyone is rollin in the dough, so find smart ways to balance paid promotion with free promotion to create an excellent strategy.

Paid promotion options: Consider a Google Adwords campaign or get social network visibility through a PopularPays .

Free promotion options: Actively engage your Instagram audience every single day. Follow hundreds of potential fans, comment on and like thousands of photos, and consistently post to your account. Replicate the same strategy through other channels.

7. Find partners

You might start out on your own but you should find partners to help maximize your brand s potential and help you reach your goals more efficiently. Aim to have partners within your company while also collaborating with other businesses that may be of some help to you.

Start with your good friends, skilled associates or trustworthy family members. Still no luck? Try browsing potential candidates through Founder2Be .

8. Set business goals

Once you ve educated yourself on how to start a t-shirt business it s time to set some real goals. How many t-shirts do you plan on selling this year? How about this month or this week? Alot of people new to the business have no idea, or just don t care. Then there s the group of people who are too scared to set a goal out of fear that they won t reach it.

A successful business sets goals for success in order to have a solid idea of what it s working towards. Set a goal and believe in your ability to reach it. As the law of attraction goes: if you know you re gonna reach it, you re gonna reach it. If you decide from this day forward that you will sell 10 t-shirts every week, and strongly believe in your business, you ll do everything you can to figure out a way to get those tees moving. If you don t set a goal you may end up stuck with a box of t-shirts you were too scared to sell.

Keep track of your goals through Google Drive .

9. Don t quit because you re not seeing sales the first day

That s a good way to get you nowhere. Try to figure out ways of improving your designs, your strategy or your work habits. When you re just getting started you re still learning so keep at it. Winners never quit and quitters never win. Read informative, motivational books, to keep your spirits up.

Frequently visit other brand s websites and blogs, and see how much fun they re having, to remind yourself of where you wanna be in a few years and how bad you really want it. Reanalyze your business plan, promotional efforts, and branding strategy. Consider how you compare to the competition and emphasize your competitive edge.

Continually expand your knowledge on the business by checking out some of our past t-shirt business articles.

10. Have fun

If you re in it just to make a quick buck you’re not gonna succeed and that goes for ANY business. Love what you do and do what you love. Your passion will definitely show in your brand image. The more fun it is, the more productive you ll be. Just don t get too carried away. On second thought, go ahead!

BONUS TIP:

Read LAUNCH A KICK-ASS T-SHIRT BRAND for in depth advice and more tips on how to start a t-shirt business. Tons of useful information you can t afford to miss!

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The 10 Best Consulting Firms to Work For #business #for #sale

#business consulting firms

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The 10 Best Consulting Firms to Work For

The world turns, and most consultants still want to work for McKinsey Co. The elite firm known by some as the Harvard of consulting beat out competitor Bain Co. for the top spot in a ranking of consultancies by Vault, a website that researches and ranks companies. McKinsey was voted “Most Prestigious” for the 14th straight year.

Vault analyzed 9,000 responses from consultants it surveyed at 100 companies in North America. Consultants ranked firms on a scale of one to 10, based on prestige, firm culture, compensation, work-life balance, and other factors.

Vault ranked 50 consultancies, weighting its ranking by factors that consultants identified as being most important to their decision to select and stay at a firm. This year, Deloitte, PricewaterhouseCoopers, and Oliver Wyman moved up the list, while technology-specialist Accenture noticeably dropped out of the top 10, to No. 20. Bridgespan Group took Accenture’s former spot in its debut year, highlighting the importance of social good in rankings success. Bridgespan’s commitment to social sectors boosted its measures of prestige and sense of purpose, according to Vault.

Consulting used to be the top choice for business school graduates, but now the technology industry is taking many of the best and brightest new MBAs, says Vault editor Phil Stott. More consultancies are mitigating office hours while boosting travel opportunities, flex-time, and work-from-home options.

“Consulting firms have had to start competing on quality of life in a way that they never had to before—which, in turn, is leading to higher ratings from consultants,” says Stott. “It’s a pattern that I’ve seen developing over the past couple of years, and it’ll be interesting to see where it goes from here.”

The report also includes the second year of Vault’s Boutique Consulting Rankings, an increasingly popular grouping. Insight Source Group was ranked No. 1 for its second year, but the standout for work-life balance was Eagle Hill Consulting. The firm, which advertises as a “family-run, woman-owned company,” scored highest for vacation policy, hours in the office, and overall satisfaction.

The Top 10 firms to work for, based on Vault’s Annual Consulting Survey, are below. Find the full 50 firms Vault ranked here.

1. McKinsey Co.

3. Boston Consulting Group

4. Deloitte Consulting





The Top 10 Best Small Business Blogs for Entrepreneurs in 2015 #doing

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The Top 10 Best Small Business Blogs for Entrepreneurs in 2015

As a small business owner myself, I know how important it is to stay up-to-date with the ever changing trends that the business world throws at us.

Because I watch very little TV, and rely heavily on the internet for keeping up-to-date with the news, it s somewhat obvious that I d also use the online medium to learn, consume and also produce and market my own content. Bloggers (and increasingly, podcasters, as well as video producers and many are wearing all three hats!) have the ability to express themselves in somewhat ‘real time’, and in an evergreen way, by keeping their content fresh, and sharing their opinions with the world.

However, in the world of business blogging there s a lot of noise. A lot of content marketers are gagging to get your attention, and with only so many minutes a day to devote to learning and consuming content (personally, I put aside around 30-45 minutes daily), you’ve got to be very strict with who’s content you make time for.

This is the reason why I’ve put this list together. This collection are the best small business blogs I know of right now. My personal favorite / go-to people in the world of small business blogging and online business building. Individually they strike a chord with me enough to keep me coming back for more, together they act as an ever-growing encyclopaedia of business brilliance.

Note: These blogs are listed in no particular order of preference, or influence.

Chris Brogan s Blog

Chris is the only repeat awardee on this list, from last year. I ve known this man for several years and he has continued to deliver quality, helpful, thoughtful and inspiring content to every business owner wise enough to tune into what he has to say. I m assuming (heavily!) that you re one of them!

Must Read: Dear Podcaster Chris lays it down in true Brogan fashion. Letting podcasters know exactly how to approach expert guests, record with them and the importance of respecting their time. This SO needed to be said!

Smart Passive Income

It s no secret that Pat and I are very close friends. Known for being the crash test dummy of online business he s launched and grown several business, meaning you can learn what works and what doesn t, directly from watching him. We recently started a new partnership together, 1-Day Business Breakthrough. too!

Must Read: And They Thought I was Stupid – In this post from early 2014 Pat reflects on his decision to starting podcasting and what it s done for his brand along with the 468 comments on the post itself!

Gary Vaynerchuk s Blog

In 2010 I picked up a copy of Crush It! by Gary and became an instant fan. Since then I ve had to chance to have him on the podcast twice, as well as hanging out in the US a little together. Ballsy, to the point and with a BS detector like I ve never seen before, he s an influencer in every imaginable way.

Must Read: Cloud Dirt: How I Do Business – This is a fantastic short film that Gary and his team produced to explain how he feels about business today and why he doesn t focus on anything that won t bring him closer to his goals.

Amy Porterfield s Blog

I often refer to Amy as the Queen of Social Media . But, she has become so much more than that in recent years. Now focusing on everything from list building to product marketing, Amy is paving the way for other entrepreneurs in a crowded space that needs to hear it like it is. She s simply awesome.

Must Read: 3 Strategies to Rapid List Building – I often say that the health and overall success of your online business is directly tied to your email list. This post (and podcast episode) is compulsory consumption for everyone!

Entrepreneur on Fire

Talk about taking the bull by the horns! John Lee Dumas hit the scene a couple years ago and hasn t looked back. In 2014, along with his partner in crime (and life!), Kate Erickson, he turned his podcasting empire into a thriving million dollar entity something rarely seen in the online infomarketing world.

Must Read: 2014: The Year in Review – John and Kate (some would say the real boss at EOFire!) had a remarkable year. In this post they show you exactly how they did it, along with warts and all! Great annual review write-up.

Copyblogger

Copyblogger have long been a guiding light in the very dark tunnel that is content marketing . Brian Clark and his team are still leading the way, with decisions such as cutting comments from their blog, deleting their Facebook page and reinventing content publishing by developing the New Rainmaker platform.

Must Read: Why Copyblogger is Killing its Facebook Page – With social media changing at a drastic pace, sometimes equally drastic decisions are required. Copyblogger shows you the facts behind this big decision.

Convince Convert

It s not one of the top ranked social media and content marketing websites on the internet for no reason! Jay Baer and his team consistently publish amazingly thought-provoking and inspiring entrepreneurial content. Whether it s a blog post, podcast, or an episode of JayToday TV subscribe now.

Must Read: Can You Build a Content Marketing Super Brand – I said thought-provoking for a reason. This ll get ya thinking! A deep dive into Jay s mind as he discusses the in s and out s of developing your own super brand.

Marie Forleo s Blog

I do not know Marie. We ve not met, and other than a few brief social media exchanges, we ve never even spoken. But, boy, oh boy can this lady market the hell out of herself and everything she stands for. Want to build a personal brand? Watch what Marie does, rinse and repeat. She s simply awesome.

Must Read: Can t Turn Off Your Bizself? 2 Quick Steps to Flip the Switch! – In this video (she vlogs, instead of blogs) Marie discusses the importance of switching off as an entrepreneur, and gives us a couple of great tips to get started.

Duct Tape Marketing

John Jantsch is an all-star, old school marketing player that has continued to deliver the marketing and sales goods over and over again. His team produce a blog that s a mix of his experience, coupled together with the new in s and out s of online marketing all thrown into one.

Must Read: How to promote Every Piece of Content Your Create – I loved this birds-eye view of how John and his team cross promote their content archive. This shows you the power of on-going marketing for older content.

Michael Hyatt s Blog

When I think of Michael Hyatt, I think of a Leader s Leader . With over two decades of experience in the publishing world, he has since taken online entrepreneurship to a whole new level with his blog, podcast, products and membership communities. He s a one-man leadership, walking talking workshop!

Must Read: Advice to First Time Authors – This is about as real as advice gets. It s short, sharp, to the point and timeless. Michael s take on everything from finding an agent to considering self publishing is must-read material.

Don t Forget THIS Blog, Too!

Along with these awesome bloggers, podcasters, online video producers and all-round content marketing rock stars, please don t forget to continue to tune into this blog and my podcast on a regular basis. I promise you lots of content to help you become the most productive and profitable entrepreneur possible.





10 Best Android Apps for Business #business #email

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10 Best Android Apps for Business

Let your Android smartphone help you by downloading the right apps. / Credit: Shutterstock

You work hard running your small business, so let your Android smartphone or tablet help you by downloading the right apps. Desktop PC apps keep you on top of things at the office, but why stay chained to your desk when you have a powerful computer right in your pocket?

Read on for 10 of the best Android apps to help you run a better small business.

1. Microsoft Office for Tablets (Free)

Android tablet owners don t have to waste their time with Microsoft s super-limited Office Mobile apps, which were the only option for mobile office users until recently. Now Microsoft has launched a full-featured version of Office for Android tablets. The Android apps, which include Word. PowerPoint and Excel. are a lot like the full desktop versions, right down to the iconic options ribbon at the top of the interface. And they re optimized for touch devices, with large, easy-to-tap buttons. Plus, they integrate with Microsoft s OneDrive cloud-storage platform, so your documents stay synced across all your devices. The Office for Android apps aren t available for Android smartphones just yet, however.

2. Google Docs, Sheets and Slides(Free)

The best productivity suite for Android smartphones is still Google s own collection. The apps include word processor Docs. spreadsheet editor Sheets. and presentation maker Slides. Google s apps have more features and a cleaner, more attractive interface than competing office apps on the platform. They also offer better tools to insert tables, images, charts and other complex elements into your documents, and they re compatible with Microsoft Office files, so you can seamlessly transition between your desktop computer and your mobile device. And since you can edit offline now, you never have to worry about losing service.

There are quite a few solid cloud-storage options available for Android, but Google Drive is our top pick, because this service comes built right into the operating system. Like similar services Dropbox, Box and OneDrive, to name a few Google Drive lets you store files and documents online, so they re backed up and accessible from anywhere on any Android device with an Internet connection. As a bonus, Google Drive is integrated with QuickOffice; just sign in with your Google account credentials to get access to all documents stored in the cloud. Plus, every edit you make in QuickOffice is automatically backed up to Google Drive.

4. Microsoft Remote Desktop (Free)

For small business owners, Microsoft s Remote Desktop app is a reliable and secure way to connect remotely to your work PC from your Android phone or tablet. It s also a simple way to use your Windows applications on the go. For example, you can take advantage of the full desktop versions of Microsoft Word or Excel right from your smartphone or tablet to view and edit documents from anywhere.

Microsoft s OneNote has a few advantages over competing note-taking apps. For starters, we prefer its easy-to-use interface; Evernote may have more in-depth features, but it s not as user-friendly as OneNote. Plus, OneNote automatically syncs all your notes to OneDrive, so they re backed up and accessible via the cloud. We like the OneNote integration because it works with your existing Microsoft account, so there s no need to create and maintain another account. OneNote works best with a stylus-equipped device, such as those in Samsung s Galaxy Note line, so you can draw diagrams and write notes by hand. The app can even transcribe handwritten notes so they re searchable later on.

6. QuickBooks for Android (Free with a Quickbooks desktop subscription, starting at $12.95)

QuickBooks offers solid accounting tools to help you track and manage your finances. The Android app isn t a fully-featured, mobile version of the QuickBooks desktop application; think of it as a mobile companion app with useful tools to help you track sales, send out invoices and review recent payments when you re away from the office. It requires a QuickBooks subscription, but a free 30-day trial is available.

7. Square Register (Free)

No small business is too small to accept credit cards, and you don t need a lot of special equipment to do it. Once you download the Square Register app, you can sign up to receive a credit card reader dongle free in the mail. Just plug the dongle into the headphone jack on your iPhone, and swipe a credit card to start processing payments on the go. The app also allows you to enter credit card information manually. Square takes a cut of every payment, but face it: If your business doesn t accept credit cards, you are losing out on business.

8. Expense Manager (Free)

Expense Manager is a personal finance app with tons of tools for entrepreneurs. The app lets you categorize, record and track your small business s expenses with an easy-to-use interface, then organizes them into visual graphs to show you where your money is going. In other words, Expense Manager will help you keep your bank account so you can stay focused on business operations.

If you need a solid video conferencing app to meet remotely with employees or clients, it s hard to beat the service that s synonymous with video chat. The Skype app for Android lets you make video calls using the front-facing camera on your handset. The platform is flexible, so you can connect with users on nearly any device. And if you re away from the office, it can virtually drop you into a staff meeting.

Our favorite overall calendar app for business users on the Android platform is the innocuously named aCalendar. Simply put, the app strikes the best balance between ease of use and powerful features. It hits all the basics, making it easy to toggle between day, week, month and year views. Plus, setting reminders for important engagements is a snap. On top of that, aCalendar has a bunch of business-specific features, like the option to schedule a meeting and invite attendees without leaving the app.

You May Also like

Google Nexus 5 with Android 4.4 KitKat: Better for Business?

  • Samsung Galaxy Note 3: Business Smartphone of the Year?

  • 8 Best Apps for Business Collaboration





  • Top 10 Business Card Printing Services of 2016 #best #online #business #ideas

    #business card printing

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    Business Card Printing Reviews

    Why Use Online Business Card Printing?

    The top performers in our review are Elite Flyers. the Gold Award winner; Jukebox Print. the Silver Award winner; and 4Over4. the Bronze Award winner. Here’s more on choosing a service to meet your needs, along with detail on how we arrived at our ranking of 10 services.

    While everything is going digital these days, a good business card is still a viable way to get your business noticed. The more flashy, innovative and creative your card, the less likely it is to be tossed into the proverbial pile of business cards and forgotten. While there are many business card printing services to choose from, the companies we reviewed stand out with their large selection of design tools, superior quality, and various printing and finishing options that help you create a custom business card that stands out from the rest.

    In addition to business card printing services, be sure to check out our reviews on business card scanners that you can use to scan cards to a desktop program for easy access later on. While all of the business card printing services on our lineup offer other promotional business items and office supplies, our review of online printing services delves into more detail about the quality and vast selection of promotional items you can purchase from these companies. For more information about these companies, read our articles on business card printing services and other business-oriented services.

    While both offset printing and digital printing create quality products, a good rule of thumb to remember is that offset printing is preferable for specialty colors and for applying certain finishes, such as gloss and ultraviolet (UV) varnishes. Digital printing is a good option for small projects.

    Using an online design tool, you can either create your own business card designs, use a pre-designed business card template or choose from a variety of themed business cards to use as your own. After you have created a card that represents your business, you can view a proof of what the finalized cards will look like and then order them from the printer. Each service offers a variety of paper types, finishes and printing options.

    Business Card Printing: What We Evaluated, What We Found

    When choosing an online business card printing service, consider the service’s printing process, design tools and selection. These features greatly influence the quality of both the service and the product you will receive.

    Print Quality
    For our evaluation, we compared sample business cards from each of the services on our lineup, noting the quality of the ink, paper strength, finish and selection available from each company.

    All of the companies sent a variety of business cards, ranging in paper type, weight and finish. Some even sent samples of other print materials. We evaluated a standard cardstock business card with a high-gloss finish. We assessed the ink quality of those cards, awarding business cards with deep and vivid colors a higher score.

    The best business cards have finishes that make them stand out, such as gloss, UV spot finishing and foil stamping. We looked at a standard business card printed on 14-point cardstock with gloss coating and awarded the services that offered the most durable, shiny and high-quality images a higher print-quality score.

    While our top-rated business card services offered the best quality, the difference in the quality of the ink, paper or finish from one company to the next was minimal.

    Quality of Service
    To determine our overall quality of service score, we evaluated how easy it was to navigate the company’s website, the online design tools it offers as well as customer service before, during and after our cards were shipped.

    Most of the websites are easy to navigate and offer several business card designs you can browse through. However, we found that some services do not display any designs on their website. Instead, you have to open the design tool and browse through stock images or designs to see what types of business cards you can create. These services also typically charge an additional fee to use those designs and stock images.

    Each service has an online design tool you can use to either design your own business card or personalize a pre-existing one. However, our top-rated business card services, such as GotPrint. offer superior design tools with advanced features that help you make high-quality business cards.

    If you prefer using your own design program, each of the business card services on our lineup give you the option of uploading your finished project for printing. Each service has its own file formats it accepts. These requirements can be found on our matrix, on the service’s website or by contacting its support personnel.

    When reviewing online business card companies, we considered the turnaround time, or how long it takes for your cards to arrive after you place your order. Most companies offer a 24-hour turnaround time for rush orders. However, orders generally take a few days to ensure every detail of your card is perfect before it goes to press.

    We awarded companies that sent confirmation emails about our order and shipping details a higher score, since this was not standard. There were several companies we had to contact for updates about our order since they did not send out confirmation or shipping emails. Some orders took several weeks to arrive.

    Our hands-on testing is designed to simulate typical, real-world experiences with business card printing services. For our tests, we evaluated the sample business cards each company offers and used the design tool to customize others. The companies had no input on our testing methodology, and our rankings are not shared with them prior to publication.

    What Else Is Important in Selecting a Business Card Printing Service?

    In addition to the quality of the service, the final product and the turnaround time, you should consider the selection of cards each service offers. While some companies offer cards with vivid colors, it’s not enough to compensate if they do not offer a variety of paper types, shapes, finishes or card features.

    Selection
    We looked at the selection each service offers, including paper type, finishes, shapes, paper weight and whether the service offers specialty cards. With most services, you can choose from a variety of materials linen, cardstock, magnet and plastic. Some online business card companies, specifically MOO. have custom services to print on specialty materials, such as metal and even food items.

    Finishing Options
    While the type of material you print your business card onto makes a big difference in distinguishing your card from the mundane, each service also offers finishes you can apply to your card to help it stand out. We found that spot UV coating helped emphasize logos and made the business cards pop. Our award-winning services, as well as MOO and Vistaprint. offer several finishing options to bring your designs to life.

    Paper Weight
    Business cards need to hold up to everyday wear and tear. Lighter-weight cardstocks can be flimsy and fall apart easily. Using a heavier cardstock not only makes your business cards more durable, it sets them apart from the standard card. The best business card services give you several weights you can choose from. In addition, they offer specialty shapes so you can create round, square and oval business cards.

    Our Verdict Recommendations

    We found minimal differences between the quality of the business cards we reviewed. However, there was a significant disparity in the usability of the design tools, card selection and customer service between the best business card printing services and average services.

    Elite Flyers exceeds other printing services both in the quality of business cards it offers and its customer service. It offers a wide selection of paper types and finishes to make your business card stand out. It has an easy-to-use design tool so you can either create your own design or customize a pre-designed template. We found the service not only processed and shipped our order quickly, but they were helpful with any questions we had.

    Jukebox Print and 4Over4 offer a large selection of high-quality business cards. You can select from a variety of paper types, finishes and even specialty shapes to help you create a unique business card. Both services’ design tools are easy to use and allow for advanced customization.

    GotPrint serves as an affordable option. Not only is this service more affordable than all of the other printing services, it offers a good selection of paper types, finishes and shapes. We found the service offers high-quality prints and helpful customer service.

    Contributing Reviewer: Jessica Stone





    JAX London 2016 Tickets, Mon, 10 Oct 2016 at 09: 00 #sample

    #business seminars

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    Save This Event

    Event Saved

    JAX London 2016

    Event Details

    JAX London 2016 tickets are on sale now.

    The Conference for Java Software Innovation I United Kingdom

    Come to JAX London and join more than 4,000 worldwide attendees benefiting from JAX conferences every year. Absorb technical and methodology focused content, in a format that offers unmissable opportunities for learning and sharing. JAX London is a three day conference for cutting-edge software engineers and enterprise level professionals. JAX brings together the world’s leading innovators in the fields of JAVA, microservices, continuous delivery and DevOps. In the spirit of agile methodology and lean business, JAX London is the place to define the next level of efficient and super-adaptive technology for your organisation. Join us in London, UK, October 10-13!

    Companies registering 4 or more attendees are able to apply to 30% discount to their booking by entering the promotion code JAX16GRP when completing registrations. All registered attendees must be in the full time employ of the company completing the booking.

    Full time employees of UK government agencies are eligible to a 50% discount on tickets by using the discount code JAX16GOV during the online registration process.

    We offer a 50% discount to full-time academia. Register using the discount JAX16ACAD to receive the discount.

    Full-time students are entitled to receive a 50% discount on tickets at JAX London 2016. Register using the discount code JAX16STD .

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    10 greatest entrepreneurs of all time – Business – Small business #small

    #top entrepreneurs

    #

    History s 10 greatest entrepreneurs

    By Philipp Harper

    Special to msnbc.com

    How many entrepreneurs have there been in the history of the world? Millions, certainly, probably even billions. These are the men and women who take capital — their own or somebody else’s — and use it to beget more capital. Some fail, some succeed, some excel.

    With so many candidates to choose from, any list of the 10 greatest entrepreneurs of all time will necessarily be somewhat arbitrary. It will also be top-heavy with Americans, just as a list of great chefs would be disproportionately French or of great eccentrics dominated by the British.

    Business is what America does. If that sounds chauvinistic, get over it.

    Here, without further ado but with tongue occasionally in cheek, are history’s 10 greatest entrepreneurs.

    1.King Croesus. A pick by our veterans committee, Croesus, who ruled the Asia Minor kingdom of Lydia in the sixth century B.C. is owed a huge debt of gratitude for minting the world’s first coinage, thereby creating in a single stroke the lifeblood of every business: liquidity and cash flow. Moreover, his opulent lifestyle has given entrepreneurs throughout history something to shoot for. Is there a greater distinction for the commercially inclined than to be deemed “as rich as Croesus”?

    2.Pope Sixtus IV. Sixtus gets the nod for realizing that the “wages of sin” meant more than unpleasant repercussions. There was money to be made in damnation, and Sixtus mined it by opening up a new market — the dead — for the indulgences the church had been selling for years. Relatives of the deceased quickly filled the Vatican’s coffers with payments intended to lessen the time their loved ones spent in purgatory. In 1478 Sixtus “grew his market” by authorizing the Spanish Inquisition, which swelled purgatory’s ranks by 100,000 souls in 15 years. He also was the first pope to license brothels.

    3.Benjamin Franklin. In a real sense, Franklin was America’s first entrepreneur. Unlike other of the Founding Fathers — the hypermoral Washington, the prodigiously intellectual Jefferson — whose virtues and attainments are seen today as anachronisms, Franklin truly was a model of what many of us would become. Beneath the statesman’s mantle resided a popular author, a printer, an inventor (the lightning rod, bifocals) and a very savvy businessman who knew how to commercialize the fruits of his fertile mind.

    4. P.T. Barnum. Americans have always loved a good scam and Phineas Taylor Barnum took the art to new heights. He played on our fascination with the bizarre and freakish with sideshow acts ranging from the midget Tom Thumb to Jumbo the giant elephant. In between was a host of more dubious curiosities. He created the Barnum and Bailey Circus as a showcase for all this wonderment, and dubbed it “the Greatest Show on Earth.” Along the way he invented modern advertising and became rich. For the record, he never said “There’s a sucker born every five minutes,” but he left behind plenty of other bon mots. Among them: “Every crowd has a silver lining.”

    5.Thomas Edison. What do you say about the man who gave the world the electric light, the phonograph, talking motion pictures and more than 1,300 other patented inventions? That he was the world’s greatest inventor, certainly. But he was also able to exploit the profit potential in his creations, an entrepreneurial bent that asserted itself when Edison was a teen-ager, printing a newspaper in the baggage car of a rolling train and then selling copies to passengers. His impact on the way people live was and is pervasive. As a combination of inventive genius and entrepreneurial flair, he stands alone.

    6.Henry Ford. Ford also fundamentally changed human lifestyles by making available a vehicle, the Model T, that vastly extended people’s range of movement. The automobile would allow America’s masses to fulfill their Manifest Destiny to populate every corner of the continent. But his more profound impact was on industry. The moving assembly line he designed to build his cars was the signal breakthrough of the Industrial Age. Appropriately, Ford earned the seed capital for his enterprise by working as an engineer at the Edison Illuminating Company in Detroit.

    7.Benjamin Siegel. Known as “Bugsy” to his friends, Siegel was a notorious mobster with a touch of the visionary. Legend has it that he single-handedly invented Las Vegas, and that’s a stretch. But he was the first to see what the town could become: a lush oasis of pleasure where gambling was just one of the attractions. He also proved adept at attracting other people’s money to build his iconic resort, The Flamingo. Trouble was, some of those other people belonged to an outfit called Murder Inc. and Siegel was gunned down in 1947 amid rumors he had stolen from his partners. But give the devil his due: Before there was the Bellagio, there was Bugsy.

    8.Ray Kroc. Nothing says entrepreneur like persistence, and nothings says persistence like Ray Kroc, the kitchen wares salesman who in 1954, at age 52 and in poor health, had his imagination hijacked by a family-run restaurant in the desert outside Los Angeles. Once he had bought out the McDonald brothers, Kroc proceeded to take their concept of a limited menu, fast service and low prices and expand it nationally, in the process creating the fast-food industry and dramatically affecting America’s lifestyle and, sadly, collective health.

    9.H. Ross Perot. Within every entrepreneur lurks a touch of the cowboy, and there’s no better example of the strain than Perot, the diminutive Texan who has become best known in recent years as a political gadfly. Before that, though, he was all business, using a $1,000 loan from his wife in 1962 to launch Electronic Data Systems. Perot’s winning idea was that large corporations and organizations needed data-processing help if they were to take full advantage of computer technology. When in the mid-’60s he won contracts with two new federal health-care programs — Medicare and Medicaid — EDS was off and running and Perot was on his way to being one of America’s richest citizens.

    10.Jobs & Wozniak. Apple Computer’s two Steves weren’t the first Silicon Valley entrepreneurs to launch a billion-dollar business from a Palo Alto garage — Hewlett and Packard were there before them — but they were the first to democratize computing by creating a machine whose use was so wonderfully intuitive that even technophobes embraced it. Combine the elegance of Wozniak’s operating system design with Jobs’ marketing savvy (remember Apple’s “1984” ad?) and the result was a true phenomenon. Yes, the Apple was eclipsed by the PC, but only after Microsoft (behind the vision of two other notable entrepreneurs, Bill Gates and Paul Allen) developed Windows to ape its rival’s ease of use.

    Philipp Harper is a freelance journalist living in south Georgia.





    Top 10 business apps for iPhone #cheap #business #insurance

    #business apps

    #

    TechRadar pro

    Top 10 business apps for iPhone

    Introduction

    When Apple launched the iPhone. many people in the business world including Microsoft’s CEO at the time, Steve Ballmer sneered at it. It didn’t have a keyboard, was expensive, and didn’t even have 3G in its original form. A lot has changed since then, and the numerous updates and tweaks that Apple has made have turned it into the perfect on-the-go smartphone for business.

    The App Store is the main driver behind the surge in productivity on Apple’s mobile devices, but it has become very crowded 1.5 million apps, at the last count and finding exactly the right apps can be difficult.

    Which is exactly why we’ve compiled this list of the best and brightest apps for doing business on the iPhone.

    Prev Page 1 of 11 Next Prev Page 1 of 11 Next

    Microsoft Office

    Microsoft brought the Office suite Word, PowerPoint, Excel, OneNote, and so on to the iPhone (and iPad) several years back, and the apps have been getting better and better ever since.

    The suite, which is broken down into separate apps, initially needed an Office 365 account to do many tasks like editing documents but that has since changed and Office is now the best way to create, edit, and distribute documents on an iPhone.

    Everything syncs to the cloud and documents created on a Windows PC or Mac can be opened and edited seamlessly. It’s the best of the best for productivity and even beats out Apple’s own iWork suite.

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    Google Docs

    For those who want a more Google-y experience or, most likely, rely on Google services the company has a good set of apps for the iPhone which do pretty much what you’d expect.

    The Google Docs app, which is free and does not require a subscription, can be used to edit, export, and view documents (among other things), making it the perfect way to interact with Google’s productivity software.

    The Docs suite is incorporated into one application which can be used to create word, spreadsheet, or presentation documents. Google has worked hard to make it as smooth and seamless as possible and the results are impressive.

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    Wolfram Alpha

    The Wolfram Alpha app is a mobile version of the website and it can be used to do almost any task. Unlike Google, which can add, subtract and so on, Wolfram Alpha can work out dates, times, food, complex mathematical equations, the weather and so on. The list is endless .

    The app costs 2.29 ($2.99 in the US, which is just over AU$4) there is also a subscription option which adds extra utilities and is a valuable asset if you need to quickly work out something obscure, like how many days away a specific date is or the physical properties of white pine wood .

    Prev Page 4 of 11 Next Prev Page 4 of 11 Next

    Adobe Reader

    Having a dedicated PDF reader can come in handy and Adobe does it best. The Adobe Reader app, which is free, can be used to make edits and comments on PDFs, and much more.

    The software can also be used in conjunction with an Abode account, which adds various high-end features like the ability to export files into different formats. Apple does provide a PDF reader in most apps, such as Mail, but having a third-party app can come in handy if you look at, edit, and receive a lot of them.

    Prev Page 5 of 11 Next Prev Page 5 of 11 Next

    Genius Scan

    Speaking of PDFs (see the previous slide), one of the iPhone’s biggest flaws is not being able to create them from an image. Luckily, Genius Scan a free app has you covered.

    The app has various different options and offers guidance on the best settings camera position, lighting, and so on for creating crystal clear PDFs, which can then be sent via text, email, or another messaging app, or exported to Dropbox, Evernote, Google Drive, or elsewhere.

    Genius Scan can also organise PDFs within the app by tags, titles, and so on, making it ideal for creating and then storing large volumes of documents.

    Prev Page 6 of 11 Next Prev Page 6 of 11 Next

    Gmail

    With more than 400 million users, Gmail is a goliath. Apple does offer support for the service in its own Mail app, but many users like having the Google-made app itself installed mainly because it comes with a number of considerable added benefits.

    The biggest advantage of using Google’s own app is that it integrates directly with other Google services, like Docs or Calendar. Invitations can be answered right within the app while Google+ posts for those who actually use Google+ become interactive inside Gmail.

    The app has the full range of achieving, tagging, labelling and categorisation features you’d expect, and is quite simply much better than Apple’s built-in client.

    Prev Page 7 of 11 Next Prev Page 7 of 11 Next

    Slack

    Slack. the enterprise messaging app, has over three million daily active users, and is spreading to more and more workplaces around the world as companies move past email, which is now seen as slow and hierarchical, for a friendlier solution.

    Having Slack on the iPhone is a big bonus and can help with staying in touch on the move, which is essentially what the app is designed to do.

    Private and team chats are kept intact, notifications sync between devices, and even the read messages go across, which is especially useful if your team works around the globe and you often wake up to hundreds of new missives.

    Prev Page 8 of 11 Next Prev Page 8 of 11 Next

    MailChimp

    MailChimp is useful for anyone who wants to distribute an email newsletter to a number of people. The service, which launched in 2001, sends over 10 billion per month on behalf of its users and is free for anyone who doesn’t have a massive mailing list.

    The iPhone app, which is a free download, does many of the same things as the desktop client but in a miniature format. Lists can be checked, created, edited and emails sent to recipients. Analytics for emails who opened it, where, and so on can also be viewed, giving valuable insights on-the-go.

    For those who manage a mailing list via MailChimp, the iOS app is a good thing to have installed on your device.

    Prev Page 9 of 11 Next Prev Page 9 of 11 Next

    Things

    Good to-do list apps are in high demand as the iPhone becomes more and more ingrained into our daily lives. Setting a reminder for long- or short-term goals, tasks, and objectives is an easy way to keep track of everything.

    Apple recently beefed up its iOS-based offerings with a new Notes app, which features tick boxes, and a refreshed Reminders app. While these two efforts are good they don’t come anywhere near Things. which has apps across the iPhone, iPad, and Mac.

    Things is, essentially, the king of all to-do apps with a list of features that is too lengthy to go into fully, but starts at simple cross-device syncing and ends somewhere around creating tasks that are labelled and repeat every other week. For people with lots to do, Things can’t be beaten.

    Prev Page 10 of 11 Next Prev Page 10 of 11 Next

    Pocket

    Saving articles for offline use is handy in so many ways. Commuting, for example, is far more tolerable with a lengthy piece from The Atlantic, London Review of Books, or any other publication that is saved offline and therefore not subject to a spotty internet connection.

    Pocket can also store videos and has the ability to sync, tag, and search the full text of any article if you get the monthly subscription option.

    While Pocket may not be a business app in the truest sense of the word, it’s a valuable addition to any iPhone and makes the commute or any other travel time, or perhaps your lunch break much more interesting.

    Prev Page 11 of 11 Next Prev Page 11 of 11 Next





    10 Personality Traits Successful Entrepreneurs Possess #government #small #business #loans

    #online business ideas

    #

    10 Personality Traits You Need to Start a Business

    Traits for Success

    Credit: Starting a Business Image via Shutterstock You already know you need a great business idea, a solid business plan and some startup cash to start a business. But, you also need to have a personality that’s suited to being an entrepreneur. Experts tell us the personality traits every entrepreneur needs to succeed.

    Lots of Energy

    Credit: Happy Workers Image via Shutterstock As a brand marketing and public relations consultant, Lisa Murray has worked with a number of serial entrepreneurs and says one quality they all have in common is their ability to always be on the go.

    “Born entrepreneurs don’t know how to power down,” Murray, principal of Murray Whalen Communications, told BusinessNewsDaily. “They emit a constant hum of ideas, plans, strategies and high-octane energy.”

    Persuasive

    Credit: Sales team image via Shutterstock One of the key signs of a born entrepreneur is the salesmanship and power of persuasion they show very early on for their causes, said business coach and consultant Nancy Eberhardt.

    “Whether it is a landscaping business at age 12, or selling magazines door-to-door to fund a school trip, they are persistent in telling you about it and pitching why you need it,” Eberhardt said. “They are almost fearless in who they will approach and present their idea, service or product to.”

    Resourceful

    Credit: Creativity image via Shutterstock As someone who works almost exclusively with entrepreneurs, Robin Samora, president of the business and PR consulting firm Let’s Make You Shine. said entrepreneurs all tend to have a unique way of fixing issues that may arise.

    “They come up with novel ways to solve problems that others can’t even imagine,” Samora said. “Ideas flow and come naturally to them.”

    Winning attitude

    Credit: Think Positive image via Shutterstock. Even in the worst situations, successful entrepreneurs always see the opportunity to glean something new, said Lili Balfour, founder of the investment banking firm Atelier Advisors.

    “When their world is falling apart, they remain calm, knowing that there is a lesson to be learned.” Balfour said. “They are grateful for what has worked out and learn from what has not worked out.”

    Thrives in uncertainty

    Credit: Curious image via Shutterstock Especially when first starting out, executive coach Elene Cafasso said entrepreneurs are able to function without a lot of certainty.

    “If you are someone who becomes paralyzed when there are too many moving pieces and too many contingencies, then owning your own business is not right for you,” Cafasso said.

    Opportunistic

    Credit: Dreamstime.com Tomas Chamorro-Premuzic, a research affiliate with Hogan Assessments. believes entrepreneurs have an opportunistic mindset and are always prepared to take advantage of every situation.

    “They see opportunities where others don’t,” Chamorro-Premuzic said. “Few people are driven to pursue them.”

    Learns from mistakes

    Credit: Embarrassed man image via Shutterstock New York wedding expert Nadia Digilov said entrepreneurs all have a willingness to learn from their mistakes.

    “Natural entrepreneurs analyze their behavior and are not afraid to admit that they have made a mistake,” Digilov said. “They attempt to correct negative behaviors more easily then non-natural entrepreneurs.”

    Thinker

    Credit: Dreamstime The mind of an entrepreneur is always at work, said Richard Stiennon, chief research analyst and founder of analyst firm IT-Harvest.

    “He or she cannot turn off the flow of ideas,” Stiennon said. “Every problem is an opportunity to build a business to solve it.”

    Communicator

    Credit: Dreamstime Business consultant Paul O’Leary believes born entrepreneurs have a natural gift for gab.

    “They are assertive, direct and to-the-point with a sense of urgency,” O’Leary said.

    Fighter

    Credit: Dreamstime.com Hope Katz Gibbs, founder and president of Inkandescent Public Relations, said that as an entrepreneur herself, she believes those who are born with the characteristics needed to run their own business all are willing to get back up after being knocked down.

    “Our ideas aren’t always successful, but the thing that differentiates us is that we don’t give up — or give in,” Katz Gibbs said. “We just learn from what didn’t work, and what did, and start again.” Ultimately, she said, entrepreneurs are the last ones standing.

    Find Your Business Idea

    Ready to figure out what business idea is best for you? Try our Business Idea Generator. Answer 21 yes or no questions and we ll tell you the top five business ideas that might work for you. Click here to get started. Don t worry, it will open in a new window and you won t lose your place in this countdown.

    More Countdowns





    10 ways to trade penny stocks #free #business #banking

    #penny stocks

    #

    10 ways to trade penny stocks

    MIAMI, Fla. (MarketWatch) — The allure of penny stocks is simple: They don’t cost much money and promise big profits. But trading penny stocks is also a good way to lose money.

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    Omar Aguilar, chief investment officer at Charles Schwab, tells MarketWatch’s Jonathan Burton investors are transitioning to a search for growth from a flight to quality.

    Sure, it’s possible to profit when you understand the game, but the odds are against you when you don’t. And worse: manipulators and scammers often run the penny-stock game.

    For investors who can’t afford shares of Google or Apple, the potential gains from trades like this are too good to pass up. So penny-stock trading thrives. With a relatively small investment you can make a nice return if — and this is a big if — the trade works out. For example, say you buy 10,000 shares of a $.30 stock for $3,000. If the stock reaches $1, you’ve made $7,000, doubling your money. Read more: 5 strategies if you have less than $3,000 to invest. )

    Dollars and sense

    Penny stock promoters make sure to attach a disclaimer to their email, Twitter, or Facebook page, and take advantage of this language to embellish and deceive. Read more: Stock touts prey on investors’ inflation fears.

    Penny stocks and their promoters also tend to stay one step ahead of securities regulators, though just last month the Securities and Exchange Commission charged a Florida-based firm, First Resource Group LLC, with penny-stock manipulation. Read more: Simple rule: Don’t buy a penny stock.

    Even with these clear dangers, some people insist on trading the pennies. So, if you find yourself on the receiving end of a telephone call from a penny-stock promoter, or you spot an advertisement that promises dollars from your pennies — and you still decide that maybe penny stocks aren’t wooden nickels, just remember these 10 rules:

    1. Ignore penny-stock success stories

    Timothy Sykes, a penny-stock expert who trades both long and short, says you must not believe the penny-stock stories that are touted in emails and on social media websites.

    “You have to say no,” Sykes said. “You can’t invest in penny stocks as if they were lotto tickets, but unfortunately that’s what most people do, and they lose again and again. Think of penny stocks as inmates in a prison that you can’t trust.”

    Instead, Sykes says, focus on the profitable penny stocks with solid earnings growth and which are making 52-week highs.

    2. Disregard tips and read the disclaimers

    Penny stocks are sold more than bought — mostly via tips that come your way in emails and newsletters.

    Facebook IPO: What could go wrong

    What could trip up Facebook s march to one of the biggest IPOs in history? Shira Ovide discusses on digits. Photo: Getty Images.

    “The free penny-stock newsletters are not giving you tips out of the goodness of their heart,” Sykes said. “If you read the disclaimers at the bottom of the newsletters, they are getting paid to pitch a stock because their investors want exposure for the company. There is nothing wrong with wanting exposure, but almost all penny newsletters make false promises about their crappy companies.”

    Sykes says there is a difference between stocks making a 52-week high based on an earnings breakout and stocks making a 52-week high because three newsletters picked it. Reading the disclaimers at the bottom of the email or newsletter, which the SEC requires them to do, will usually reveal a conflict of interest.

    “Most newsletters don’t tell you the truth,” Sykes said. “They are being compensated to pump up the stock, and they rarely tell you when to sell. Often it’s far too late.”

    One allure of penny stocks is you can make 20% or 30% in a few days. If you make that kind of return with a penny stock, sell quickly.

    Unfortunately, many traders get greedy, aiming for a 1,000% return. Considering that the penny stock you’re in might be getting pumped up, take any profits and move on.

    4. Never listen to company management

    In the murky penny-stock world, don’t believe what you hear from companies.

    “You can’t trust anyone,” Sykes said. “The companies are trying to get their stock up so they can raise money and stay in business. There is no reliable business model or accurate data, so most penny stocks are scams that are created to enrich insiders.”

    Sykes says large rings of the same people run promotions using different press releases and companies, including the reappearance of a notorious stock manipulator who was first convicted for an email pump-and-dump scheme when he was in high school.

    Although shorting pumped-up penny stocks may seem attractive, don’t do it.

    Penny stocks are too volatile, and if you’re on the wrong side of the trade, you could easily lose 50% or more on a short squeeze. Another problem is that it’s difficult to find shares of penny stock to short, especially those that made huge moves based on hype and newsletter tips. Leave shorting penny stocks to the pros.

    6. Focus only on penny stocks with high volume

    Stick with stocks that trade at least 100,000 shares a day. If you trade stocks with low volume, it could be difficult to get out of your position.

    “You must be aware of the number of shares traded and the dollar volume,” Sykes said. He also suggests that you trade penny stocks that are priced at more than 50 cents a share. “Stocks that are trading less than 100,000 shares a day and are under 50 cents a share are not liquid enough to be in play,” he added.

    Because the bid-ask spreads on many penny stocks can be high, as much as 10%, hard stop-losses can actually cause you to lose money.

    Although it takes more concentration, use mental stops. “I focus more on risk-reward than stops,” Sykes said. “If I want to make a dollar a share on a three-dollar stock, I will cut my losses at 20 cents so I have a 5:1 risk reward. I aim for 3:1 or 4:1, but not 1:1 or 2:1. If I think a dollar stock has only 50-cents upside (2:1), my mental stop loss will be at 10 cents because the risk-reward is better.”

    8. Buy the best of the bunch

    Sykes looks to buy penny stocks that have had an earnings breakout.

    “I love buying penny stocks when they have good earnings, or when they are breaking out to 52-week highs on volume that is at least a quarter million shares a day,” he said. “They are easy to find if you look.”

    The challenge is to find stocks that make 52-week highs that aren’t due to a pump-and-dump scheme. Examples of penny stocks that have fit Syke’s criteria in the past include Tangoe TNGO, +3.15%. Magal Security Systems MAGS, +0.21%. and Staar Surgical Co. STAA, +2.87%.

    9. Don’t trade large positions

    “You really need to be careful with position sizing,” Sykes said. “I learned the hard way not to trade big. My rule now is not to trade more than 10% of the stock’s daily volume.”

    In addition, he said, limit your share size so you can get out of the stock faster.

    10. Don’t fall in love with a stock

    Every penny stock company wants you think it has an exciting story that will revolutionize the world. If you enter the penny stock arena, be cynical, do your own research, and diversify, even if a friends or family member is touting a stock.

    Penny stocks have earned their bad reputation, so beware.

    Michael Sincere (www.michaelsincere.com) is the author of “Understanding Options,” “Understanding Stocks,” and “Start Day Trading Now.”

    Copyright 2016 MarketWatch, Inc. All rights reserved.

    Intraday Data provided by SIX Financial Information and subject to terms of use. Historical and current end-of-day data provided by SIX Financial Information. Intraday data delayed per exchange requirements. S P/Dow Jones Indices (SM) from Dow Jones Company, Inc. All quotes are in local exchange time. Real time last sale data provided by NASDAQ. More information on NASDAQ traded symbols and their current financial status. Intraday data delayed 15 minutes for Nasdaq, and 20 minutes for other exchanges. S P/Dow Jones Indices (SM) from Dow Jones Company, Inc. SEHK intraday data is provided by SIX Financial Information and is at least 60-minutes delayed. All quotes are in local exchange time.

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    10 ways to save money using these websites #business #plan #sample

    #low investment business ideas

    #

    10 ways to save money using these websites

    In today’s world everyone wants to save more money that is the reason we always look for buzz words like offers, sale, discount, free etc. When we see something is available like this we grab that opportunity without fail. We even don’t notice word written in smaller font *Condition Applied.

    Keeping that in mind we are herewith websites that gives free service and by availing these services you can save your money.

    Website to send Text Messages:-

    While selecting mobile plan we always select tariff which allows us to send certain number of SMS free, and we pay sometime more money to avail this facility. Many of us are not aware that this type of facility is available free on multiple websites. Just Sign up with website, enter your friend’s number write your message and click ‘send’ completely free.

    Website that offer free online storage:-

    Few years back small storage facility was costing us big money, but today storage is commodity item. Today you can avail 8 GB storage mini SD card in just 300 Rs. If you want to save money on storage there are multiple website which can provide you personalized storage facility online free of cost. You can store your document, photos, music online free of cost. This storage space is varying from 15GB to 2 GB.

    Website for Long distance call

    Gone are days where you need to have ISD facility for making long distance call. Today it is very easy to make long distance call to relatives and friends. Just logon to website of Skype and stay in touch with your friends and relative with one click.

    Website for Matchmaking

    Traditional way to do match making was by relatives, friends and family member. But as time changed the traditional ways has also changed. Today we have multiple matrimony website which provides free trial for match making. Certain site has paid membership but we can always refer to free part to save money.

    Website to save commission money

    We pay lot of money to buy, sell or rent our property. We can straight away save this money if we try to use online portal available for this purpose. Online portals provide facilities to post our advertisement free of cost. You can use this facility not only for property but also to buy sell products services.

    Website for Books

    If you are book lover and if you want to save money you spend on book or you want to make sure book you are buying is worth or not you can use these book websites which gives facility to preview and download books from any arena of your interest like, technology, health, finance, fiction, romances and horror etc.

    Website delivering free music

    In good old days music lover was visiting CD/DVD store for purchasing music CD/DVD but today everything is available online. So if you are music lover and want to save money you can visit following websites which gives facility to listen downloading of songs.

    Website for Movies

    We all love watching movies so here are sites where you can download/watch movie for free instead of paying money. If you want to capture movie from youtube you can use tool like atube catcher will help you.

    Website for Greeting Card

    Greeting cards are a ways through which you express your special feelings to your loved and dear ones. Such greetings websites save you money which you might have wasted on a paper card and its postage. Not only that you can always set the date and time in advance, that at which the card to be sent.

    Website for learning Language

    Many people today love to learn multiple languages, knowing additional language always helps. Livemocha.com is a well-liked language learning site where you can learn many languages around the globe, whether it’s French or Bengali. There you get to interact with other language learners around the world. You can also practice the conversation with a native.

    If you come across any website you feel saves you money do share it in comment section given below.





    10 Ways to Finance a New Business #business #franchise

    #how to finance a business

    #

    10 Ways to Finance a New Business

    When you were eight years old, you launched a highly profitable lemonade stand in your front yard. With nothing but a packet of instant drink mix, a crudely drawn sign and a winning smile, you grossed a whopping $2.35 in just an hour and 15 minutes. If only all new businesses were that easy.

    According to the Global Entrepreneurship Monitor, a research group, the average cost of starting a new business in the United States in 2005 was $70,000 [source: Consumer Reports]. In a 2004 survey of failed businesses, 79 percent of respondents said that starting out with too little money was a major cause of their collapse [source: Sugars ].

    But how do you finance a new business? When you were eight, you could borrow the drink mix from mom. But now that you’re grown up, will she let you borrow her life savings?

    Luckily, you’re not the first entrepreneur to start with nothing but a good idea. Keep reading to learn about 10 effective and creative ways to raise start-up capital for your new business.

    Print |
    a data-track-gtm Byline href about-author.htm roos Dave Roos a 10 Ways to Finance a New Business 5 May 2009. br HowStuffWorks.com. lt http money.howstuffworks.com 10-ways-to-finance-new-business.htm gt 3 September 2016″ href=”#”>Citation Date





    How to design a business card: 10 top tips #green #business #ideas

    #designing business cards

    #

    Creative Bloq

    How to design a business card: 10 top tips

    A well-designed business card lends legitimacy to your business, and can make you stand out from the crowd of competitors. Check out our top tips on how to make a lasting impression.

    Although we re working in paperless offices more and more, the humble business card is still a mainstay of business. If you haven t got a card you can give out to prospective clients or collaborators, you re missing out on a key marketing opportunity.

    Not all business cards are created equal, however. We live in a world where the average small business can design their own cards and order them from well-known online printers for under 20. These cards tend to be of an inferior weight, and typically use twee clipart to relate themselves to the business being advertised.

    What this means is that there are a lot of poorly designed business cards out there! This is both a challenge and an opportunity: to stand out you need to create a design that looks fantastic, and helps you differentiate yourself. If you can make it tactile and feel pleasant in the hand, you ll be well on your way. Create an effective card and you can elevate your business above your competitors before the prospect has ever seen your website!

    So, with all that in mind we ve brought together 10 of our top tips for creating effective, innovative business cards .

    01. Use good design principles

    It might seem obvious but it s worth reiterating that a business card is a piece of printed material like any other. Because of this, the basic principles of paper-based design apply to business cards:

    • keep all your key copy at least 5mm from the trim edge
    • work at 300dpi for best image reproduction
    • ensure you maintain a minimum size for your typography to maintain legibility
    • design in CMYK unless you re working exclusively with spot colours

    Many designers also find it helps to use a grid to lay out their cards, as this can help you to achieve the right hierarchy of information as well as ensure your alignment is sound.

    02. Get creative within the constraints

    There are a couple ‘standard’ sizes for business cards, depending upon where you are in the world. One typical example is 55x85mm, although you’ll see many other sizes quoted on the web. Working within this tiny canvas you can still get creative with the space: start by considering the key information you want to include, which will typically be a name, phone number and email address, then work your design around presenting this information in a creative way.

    03. Avoid common pitfalls

    There are some common pitfalls to designing business cards that it helps to be aware of. The first and most obvious is to ensure you provide a bleed as specified by your printer. This is commonly 3mm, but can be 5mm so check! Just as important is to avoid using a straightforward border around the entire of the card, as this will show up any misalignment in the trim if the card isn’t perfectly cut.

    04. Use special finishes

    This example features a UV spot to highlight fret positions, on the reverse of a guitar tutor s business card

    An instant way to add impact to your business card, and make it stand out from the crowd, is to use a special finish. Special finishes include the likes of foil blocking, spot-UV and metallic inks, and can add significant cost to your print. What they offer, however, is the opportunity to make your card more tactile, visually impressive and memorable.

    Different printers offer different options for finishes, so speak to them to find out what they can do for you, and don t be afraid to go to a specialist if your usual printer only offers straight four-colour print.

    05. Cut into your card

    This card, designed by Phil Jones, Ryan Coleman and Jeff McCullough for Yoga One, shows how some creative thinking with die-cuts can result in a fun and memorable card

    A great way to make your card unique is to use a die-cut process to remove elements from the card stock, leaving a void. You can either use a die to change the shape of your card (by rounding the corners, for example), or you can cut shapes out of the centre.

    Dies are expensive to create the first time, although increasingly printers are offering laser-cut options that make it economical to create a die-cut look on shorter print-runs. There are some amazingly creative examples on the web, and when combined with creasing you can use the process to create architectural features in your card design. Also, don’t overlook letterpress as an option.

    06. Use unusual materials

    This card is constructed from a printed circuit board, and works as a USB device. When plugged in, it provides additional information about the owner

    Most business cards are printed on card stock. This is the most cost-effective option for printing your cards. If you re willing to get a little more creative, you can print onto all sorts of different materials including transparent plastics, metals, wood and even slate.

    Here dog treats have been used as a business card material, allowing the card to serve two purposes simultaneously

    Keep in mind that cards need to be portable, and easy to file away in a pocket or briefcase, but get creative with your choice of stock material and you’ll instantly stand out from everyday business cards.

    07. Make it useful

    This business card designed by Emily Berry converts into a handy chair that can hold your phone upright on a desk

    One of the problems with paper is that it s everywhere. Some people hold on to every bit of paper they receive, while others are far more ruthless and recycle at the first opportunity. To avoid the risk of being recycled, make your business card work as more than simply a calling card.

    This card was designed by Jamie Wieck and includes a seed that sprouts after a few days of soaking

    Some of the most memorable designs incorporate function as well as form. Examples include business card that act as a holder for hair clips or turn into a miniature armchair for your mobile.

    08. Make your own

    Breakfast Creatives cut up old cereal boxes to form their own, brand-relevant business card design. Credit: http://breakfastcreatives.co.uk

    If you re feeling creative, why not make your own business cards? You can find letterpress kits on eBay at reasonable prices, allowing you to convert any card stock into your own business card with ease. This is a time-consuming but very satisfying way of expressing yourself in a card!

    09. Recycle old cards

    These cards were made by hand out of business cards, christmas cards and screenprints that went wrong. Credit: http://designbyif.co.uk

    Old business cards, postcards or packaging can be repurposed and given a new life as your business card. Recycling is both environmentally sound and can allow you to express your creativity in new and exciting ways. There are some fantastic examples on the web to get your creative juices flowing. The process can be as simple as getting some stickers printed, or as complex as hand-illustrating over the top of each old card to suit the recipient.

    10. Double-check your artwork

    This tip applies to every bit of print work you do, but it s so crucial it s worth repeating. When sending your artwork off to the print shop, make sure you ve double-checked every single detail. There s nothing worse than getting back your cards and discovering you missed a typo in the email address or name. Check twice, print once is a a well learnt adage!

    Liked this? Read these!

    Have you got any tips for designing effective business cards? Let us know in the comments below.





    Top 10 best business desktop PCs (August 2016) #business #hosting

    #business computer

    #

    TechRadar pro

    Top 10 best business desktop PCs (August 2016)

    Plus a handy buying guide

    While workforces have become far more mobile, there is still a need for the traditional office desktop PC. It remains the most cost-effective computing device as it’s easily maintained and has the most powerful solutions available on the market.

    Despite the drop in laptop prices and increase in mobile processor power, there are still distinct advantages to running desktop systems in an office environment, which is why the desktop remains the most popular form-factor for computer systems.

    Speaking of form factors, the desktop PC has evolved significantly over the past three years beyond the monoliths that mid or mini-towers are.

    The range of available desktop systems is as wide and varied as business needs themselves, ranging from a few off-the-shelf units for an SMB to the deployment of thousands of basic desktop PCs and everything in between.

    The types of desktop PCs

    A recent development in the desktop PC world has been a modest diversification of the system case. The typical business PC comes in a mini-tower box, which is probably best sited under or next to your desk.

    But if space is at a premium, a smaller case would be a better choice. Dell, for example, delivers its Optiplex models in mini tower, ‘thin’ desktop and ‘compact’ small form factor sizes, each model offering the same computing power but in a different case.

    Three other formats that have grown in popularity are:

    [1] All-in-one. otherwise known as AIO, which combine the monitor with the base unit. The move to power-efficient components, the falling price of LCD panels and the ubiquity of touch functionality make AIO an increasingly popular choice for businesses. The all-in-one PC essentially resembles a slightly larger than normal LCD display that contains the processor, hard drive and memory built-in to the screen casing. The end result is a very elegant, clutter-free desktop PC.

    [2] Ultra-small form factors. otherwise known as net tops or mini PCs, which borrow a lot of their designs (and components) from laptops. They are essentially laptops without a screen, input peripherals and a battery.

    [3] HDMI dongles which have been inspired by tablets and smartphones and often share parts with the latter. These are usually used for display signage or in niche markets. They are usually not powerful enough for most tasks but things are likely to improve by the end of 2016.

    Top 10 best business desktop PCs in the UK

    To help narrow down your search for the ideal system for your business, here are Techradar Pro’s top 10 business desktop PCs in no particular order.

    1. Zoostorm 7260-3041

    The cheapest desktop PC going

    CPU: Intel Celeron 1037U | Graphics: Intel HD Graphics | RAM: 4GB | Storage: 500GB HDD | Connectivity: Gigabit Ethernet | Dimensions (W x D x H): 18 x 40 x 36cm





    The 10 Best Business Desktops #business #strategy

    #business computers

    #

    The 10 Best Business Desktops

    Let’s face it: When you think of a business desktop, it’s not necessarily something all that exciting. But if you’re in the market for one (or several) such systems to deploy to your staff, you know that it’s not as easy as picking up a consumer desktop from a retail store. You have to keep in mind the needs of your business today, as well as any future growth in terms of staff and IT needs.

    Desktops that are manufactured specifically for business use come with some extra features that make them better suited to the office than the $250 sale special from your local big-box store. They are built to last longer, and are usually easier to service, than consumer PCs. After all, the longer a business PC is down, the more money it costs you in lost earning time. There are also specialized tech-support lines to help you troubleshoot your problem. At the very least, you can add a service contract to your business PC so that on-site tech-support calls are handled by techs who respond in hours or minutes rather than in days or weeks, like the ones who handle consumer tech support.

    When buying a business desktop, look for a system with an Intel Core i3 CPU or AMD A4 Series APU. It’s also good to have at least 4GB of memory, and a minimum 300GB of hard drive space (500GB would be ideal for most companies). If you’re looking to get a desktop with a solid-state drive (SSD), keep in mind that this kind of storage will cost you more. And, last but not least, consider getting a system with an optical drive. While optical drives are less critical to have in a consumer desktop, small and medium-size businesses would do well to have them on their business PCs.

    Which business desktop you ultimately get depends on your company’s needs. Check out our buying guide for more factors to consider when choosing a system. And as a great start, we’ve listed below our 10 top-rated picks for a business PC. From all-in-ones to small, compact towers, one of them may be just the ticket to getting the job done.

    FEATURED IN THIS ROUNDUP

    Laarni Almendrala Ragaza is the Managing Editor for the Hardware team. She is in charge of reviewing and testing desktops, laptops, netbooks, monitors, external hard drives, components (such as CPUs and graphics card), and peripheral devices, as well as keeping a motley group of lead analysts happy. Laarni started her career with PC Magazine in 2000 as a staff editor for the Network Infrastructure team. Over the years, she has taken several positions, usually within the realm of Hardware, including Associate Editor, Section Editor, PCMag. More

    More Stories by Laarni Almendrala

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  • Top 10 Online Business Opportunities to Make Money #best #online #business #ideas

    #online business opportunities

    #

    Top 10 Online Business Opportunities to Make Money

    Great ways to increase your income directly from your private computer

    Money makes the web go around. Whether you’re on a mission to find a new source of income or just looking to increase your paycheck with a side gig, the internet can offer a variety of solutions for you to choose from.

    With such a great selection it’s easy to get lost. And although trial and error is a method we usually would recommend, it’s probably not a good idea to invest time and resources on experimentation when something so crucial as your income is at stake.

    The solution? Research, and fortunately for you we can save you time with that. Below is a list of 10 online business opportunities that have a high potential for generating profit. Read through and consider which of these options might work for you.

    1. Teach Online Classes:
    Your expertise and knowledge can be very useful to you when you start your online business. Whether you’re a certified chemistry teacher or a knitting master, you can create an online course and charge students for access to the study material.

    2. Do Affiliate Marketing:
    On the web, affiliate marketers are people who promote various online services and receive a commission for making sales. Many online services have an affiliate program Wix.com has one as well! This type of business is especially worthwhile if you already have a blog or a website set up and can simply start working on promoting your affiliate goods.

    3. Write for Pay:
    If you happen to be a gifted writer, your skills could be valuable to a huge variety of target audiences, from companies that need tech manuals, to college applicants who need help writing their resumes, or small businesses looking for good newsletter content.

    4. Design Wix Websites:
    You have no idea how many times we’ve seen this pattern a person in need of a website creates one using Wix’s web publishing platform, is very pleased with the process and the outcome, publishes the website and then receives offers from friends and acquaintances to design a site for them as well. The idea behind Wix is that everyone can create websites, but not everyone has the time or the will to do it, so why don’t you step in and fill the need? Check out WixEd. our very own online course where Wix users can become certified web designers and start their own business in web design.

    5. Open an Online Consulting Agency:
    Provide professional and specialized observations based on your field of expertise health and wellness, finances, law and more. Here you can choose whether you want to work solely online or combine face-to-face service with your digital one.

    6. Use Your Research Skills:
    The internet created a neverending source of data. Companies searching for business intel, an individual interested in family genealogy or an author in need of background material do not always have the ability to search this vast pool of knowledge with a fine-tooth comb. In these examples and others, they would prefer to hire someone to perform online research. Might that someone be yourself?

    7. Get with the Retail Program:
    With online sales continuously on the rise, selling products to web shoppers is definitely a worthwhile path to follow for business purposes. Using Wix to create your own online store. you can set up a retail business with minimum effort and costs. We even have a guide that can help you choose the best products for your online store.

    8. Offer Text Editing Translation Services:
    It’s the most straightforward process you can imagine. A customer sends you a text for proofreading, literary editing or translation purposes, you do your work and send them a document back. This kind of hassle-free operation will leave you plenty of time to focus on promoting your service.

    9. Become a Social Media Marketer:
    Small business brands and professional freelancers often require help with promoting their work on social media platforms. You can train yourself to understand the fine art of social media marketing and offer to either take over their social marketing efforts or to provide consulting services on the matter. The Wix Blog will provide you with an abundance of reading material on how to market on social media .

    10. Create Custom-Made Art or Music:
    If you want to support yourself as an independent artist without having to take on an office job or wait tables, why don’t you use your talent to make extra money? You can offer people from all over the world the option to commission illustrations, caricatures, sculptures, video art, designed candles, custom-ordered songs or anything that your creative force is able to produce.

    Other Cool Stuff





    How to Start a T-Shirt Business – 10 Tips #vending #machine #business

    #t shirt business

    #

    How To Start A T-Shirt Business: 10 Essential Tips

    It seems nowadays everybody s selling t-shirts and, if you haven t started already, you might be next. Before you jump into the t-shirt business you might wanna take a few pointers, and we ve got you covered.

    Here s a guide on how to start a t-shirt business . divided into the 10 most important aspects.

    How to Start a T-Shirt Business

    1. Do your research

    Make sure you re knowledgeable about the clothing industry before you dive in. Get an understanding of how the business works. Read about how other brands became successful, and model a similar strategy.

    Get some insider info from our past brand owner interviews .

    2. Plan everything

    Before you get started, get all the info you can on how to start a t-shirt business and have a clear idea of what you plan on doing. Try to decide things like what kind of t-shirts you plan on selling, who your target market is, whether your t-shirts will be available online only or if you ll eventually be aiming to sell in stores.

    Plan a marketing strategy that involves both free and paid advertising methods of getting your brand in front of your target market. Compose a practical business plan to use as a guideline for operating. For starters, identify your brand s values, mission, objectives, strategies, goals, and long term vision.

    For a good way to organize your planning, try Google Drive .

    3. Know your competition

    You should always know what other clothing labels you ll be competing with. If you re starting a label based on humorous t-shirts you should watch what all the other funny t-shirt labels are doing. Keep track of things like their design variety, pricing, and promotion, because it may spur some new ideas for your own business strategy.

    This can be done easily nowadays by reading the blogs of competitor brands and signing up to their newsletters to keep tabs on what they re up to. This knowledge can help you keep up.

    Keep track of your competitors activity by following indie clothing blogs like Hypebeast .

    4. Create products you believe your audience would buy

    It seems this step should be obvious, but you’d be surprised at some of the t-shirts you can find these days. Test the quality of your t-shirts by getting honest opinions from others, preferably people who are within your target audience.

    To get real feedback from your potential audience, experiment with polls via Facebook .

    5. Know the finances of starting a business

    Once you know what you plan on doing, get an idea of how much everything is gonna cost you. When you start producing and selling t-shirts, keep track of all of your expenses. Get screen printing quotes from several printers and compare prices to get the best deal, without sacrificing quality.

    Add in the cost for labeling, hang tagging, bagging, or whatever other finishing options you might use. Don t forget the shipping envelopes, boxes, and product storage. Don t be fooled by the hundreds of new t-shirt start-ups you see these days; starting a t-shirt business isn t cheap. A lot of this should also help you decide how much you should charge for your clothing.

    Clothing Brand Startup Tools

    Starting a clothing brand? Got a small budget?
    Check out our startup tools for our selection of cost-effective services and products for starting your brand.

    6. Come up with a solid promotion strategy

    Figure out a way to spread the word in a manner that those who discover your brand go on to spread the word to others. For starters, your strategy can include PPC ads, press releases to blogs, and social networking. You can even give away t-shirts with your logo for free. Using guerrilla tactics and promotional items like this can have a tremendous impact on your business growth.

    However, don t be a Cheapo. Sooner or later you ll realize that you re gonna have to spend money to market your t-shirt business, so you should be willing to pay for things like online ads, event sponsorships, and other paid marketing methods. Understandably not everyone is rollin in the dough, so find smart ways to balance paid promotion with free promotion to create an excellent strategy.

    Paid promotion options: Consider a Google Adwords campaign or get social network visibility through a PopularPays .

    Free promotion options: Actively engage your Instagram audience every single day. Follow hundreds of potential fans, comment on and like thousands of photos, and consistently post to your account. Replicate the same strategy through other channels.

    7. Find partners

    You might start out on your own but you should find partners to help maximize your brand s potential and help you reach your goals more efficiently. Aim to have partners within your company while also collaborating with other businesses that may be of some help to you.

    Start with your good friends, skilled associates or trustworthy family members. Still no luck? Try browsing potential candidates through Founder2Be .

    8. Set business goals

    Once you ve educated yourself on how to start a t-shirt business it s time to set some real goals. How many t-shirts do you plan on selling this year? How about this month or this week? Alot of people new to the business have no idea, or just don t care. Then there s the group of people who are too scared to set a goal out of fear that they won t reach it.

    A successful business sets goals for success in order to have a solid idea of what it s working towards. Set a goal and believe in your ability to reach it. As the law of attraction goes: if you know you re gonna reach it, you re gonna reach it. If you decide from this day forward that you will sell 10 t-shirts every week, and strongly believe in your business, you ll do everything you can to figure out a way to get those tees moving. If you don t set a goal you may end up stuck with a box of t-shirts you were too scared to sell.

    Keep track of your goals through Google Drive .

    9. Don t quit because you re not seeing sales the first day

    That s a good way to get you nowhere. Try to figure out ways of improving your designs, your strategy or your work habits. When you re just getting started you re still learning so keep at it. Winners never quit and quitters never win. Read informative, motivational books, to keep your spirits up.

    Frequently visit other brand s websites and blogs, and see how much fun they re having, to remind yourself of where you wanna be in a few years and how bad you really want it. Reanalyze your business plan, promotional efforts, and branding strategy. Consider how you compare to the competition and emphasize your competitive edge.

    Continually expand your knowledge on the business by checking out some of our past t-shirt business articles.

    10. Have fun

    If you re in it just to make a quick buck you’re not gonna succeed and that goes for ANY business. Love what you do and do what you love. Your passion will definitely show in your brand image. The more fun it is, the more productive you ll be. Just don t get too carried away. On second thought, go ahead!

    BONUS TIP:

    Read LAUNCH A KICK-ASS T-SHIRT BRAND for in depth advice and more tips on how to start a t-shirt business. Tons of useful information you can t afford to miss!

    RESOURCES ON HOW TO START A T-SHIRT BUSINESS

    SIGN UP TO DOWNLOAD OUR FREE GUIDE + MORE T-SHIRT BUSINESS TIPS!





    Freebie Release: 10 Business Card Templates (PSD) #business #ideas

    #business card template

    #

    Freebie Release: 10 Business Card Templates (PSD)

    Until the business card finds a better, faster, more convenient replacement, it serves as the most secure connection one can make with another in the offline world of business. By putting all your contact and business information into one handy 3.5 by 2 inch piece of paper, this is the best reminder you can leave with your potential and existing clients.

    There are plenty of things one must look into when designing a business card. but if budget is a big constraint for your business or the new startup you are working on, these 10 business card templates may be the break you need. Created by Meng Loong of Free-Business-Card-Templates.com. these exclusive business card templates are available in PSD format for hongkiat.com readers to download and use.

    • Pin it

    • Pin it

    • Pin it

    • Pin it

    • Pin it

    • Pin it

    • Pin it

    • Pin it

    • Pin it

    • Pin it

    We hope you like it and feel free to spread the word!





    10 Legitimate Online Business Opportunities #business #email #address

    #home based business opportunities

    #

    10 Legitimate Online Business Opportunities From Home

    Get in on the online hustle

    So much of what s touted around the web as opportunities to make money online ends up with the opposite effect. Whether you want to offer your services using a niche online marketplace or monetize your existing assets, the first step is to create your own website as a jumping off point. Next, we’ve done the hard part and checked the reputations of some of these alluring sites and business models to see if they re right for you.

    While maintaining a steady flow of revenue as a web worker may seem like a challenge, it s far from impossible. In fact, as of 2013 one in five Americans said that they work from home. If you re looking to join their number, we discovered a few home based online business opportunities that might be just what you re looking for.

    Sell Your Own Swag

    Are you an artist, designer, illustrator or doodler? Are you working with a brand that has a strong visual identity? Do you simply have ideas for clever imagery or witty words? All you need is an image file with decent resolution, and you can easily make your creation available for purchase on the internet as a t-shirt, tote bag, mug, iPhone case or whatever else you can think of. CafePress is a great site that’ll handle the printing, processing and shipping on your behalf, but there are plenty of others that have good reputations too, including MySoti, Printfection and Zazzle.

    The best part is that you don’t need to pay any fees; they only print when there’s an order, and you earn commission on every sale. So you can get creative and promote your products on your website. with ads on other sites, on social media, or wherever else you think you can generate sales.

    Complete Microtasks in Your Spare Time

    Do you enjoy mindlessly scrolling, finding images, clicking, evaluating data, dragging, writing five-word descriptions or copy-pasting in your spare time? Businesses often need help with these types of microtasks, and sometimes it s cheaper or easier to crowdsource than to write bits of code to do the work.

    That’s where marketplaces like Amazon s Mechanical Turk and ShortTask come into play. Here you can take on nano-jobs that pay out a few cents each but are highly scalable and generally don’t require too much attention. Each marketplace has its own stipulations, culture and lingo, though, so be prepared for a bit of a learning curve.

    Become A Virtual Tutor

    Are you an expert in a niche area of knowledge? Can you teach someone to play baroque concertos on the ukulele? If someone has questions about how to store their power tools, can you give good advice on the fly?

    There are dedicated web platforms where you can offer your services as an authoritative coach or tutor in exchange for money. Ether allows you to book paid appointments for phone consultations, with marketing handled by you offsite.

    Drop Shipping for Risk-Free eCommerce

    Drop shipping is a much-praised hybrid business model somewhere between eCommerce and affiliate marketing. Essentially, it allows you to sell other people’s products on websites that you manage, but with none of the risk. The vendor handles the billing, service and order fulfillment all you need to do is drive the orders and you make commissions.

    If you ve built your website with Wix, you can easily add the 365 DropShip Product Catalog app to your website. There are zero costs involved, and you can earn commissions by hosting a full-on eCommerce-style shop on your site with products from several manufacturers and categories.

    Leverage Your Social Influence

    If you’ve got lots of Twitter followers who click on links you post, you can leverage this asset to make money by sending out sponsored tweets.

    There are now several marketplaces where advertisers can post offers, including PaidPerTweet and SponsoredTweets. There’s a lot of volume in these directories, so you should be able to find offers to promote products that are relevant to your community of followers and won’t kill your social media credibility.

    Jump On the #SharingEconomy Bandwagon

    Sharing is caring. And as it turns out, sharing can also be profitable. Many people today are choosing to do business with independent locals such as yourself whether it s renting your spare room for short-term stays or ridesharing (instead of renting a car), the sharing economy is growing fast.

    If you live somewhere that tourists flock to, you might be able to profit from the greater economic ecosystem that comes along with a robust tourism industry. Many tourists today are looking for a more authentic experience, choosing to bypass huge, factory-like hotels for mom pop style rentals. WixHotels provides an easy solution for both renter (that could be you!) and rentee. Best of all, it takes absolutely no commission, letting you have full control of your comfortable new business venture.


    If you don’t need your car every day (because you re working from home) you can rent it out with RelayRides. If you do regularly use your car, then you can offer people rides for money using Sidecar. You can also offer quirky special interest tours of your locale on Vayable .

    And then there s this cool new startup called Nimber. It s a community delivery service that helps send items with someone going that way, anyway. Senders get a great deal, and Bringers make extra cash on every journey they make, whether it be to the office, shop, or off on a holiday. A leader in the sharing economy phenomenon, Nimber is the perfect way to use the extra space you already have in your car, case, or backpack to make extra money with simple deliveries.

    Cook and Host Dinners

    Along similar lines, there are plenty of people who are interested in eating out but have grown tired of the anonymous, polished corporate flavors of restaurants. If you can cook up delicious and friendly dining experiences in your own home, it’s easier than ever to reach customers interested in joining you.

    Sell Your Collectibles

    Are your baseball cards from the 80 s collecting dust in your attic in a box next to your childhood Star Wars action figures? Are you unlikely to ever play that Santana album you have on vinyl ever again? Some items might be obvious in their worth, but you d be surprised to find you have plenty of things that many people would be happy to buy. If you can part with some items, you can make decent money selling them.

    Just take some photos. determine fair asking prices, post on Craigslist or eBay. and the inquiries from interested shoppers ought to come pouring in.

    Offline Tasks via Online Marketplaces

    People are posting one-off jobs in droves on platforms like Redbeacon and TaskRabbit. which means you can make extra money by running errands or performing handyman tasks for people in your spare time.

    To pick up these gigs, you’ll need to pass a background check, so get started with building your profile with plenty of notice.

    Review People’s Apps

    If you’re a gadget junkie, gamer, tech tool lover or an early adopter, you’re likely to get a kick out of Review Roster or AppTaskit. Here you can get paid to try out recently launched apps and write what you think of them. Social proof is a powerful force when it comes to app marketing, so publishers are willing to pay good money for your opinion.

    Other Cool Stuff

    5 Proven Techniques To Get More Leads On Your Website

    20 Original Ideas For Starting A Service-Based Business

    Interior Inspiration: Creative Setups for Your Home Office





    10 Best Work From Home Jobs – Ideas for Working at Home

    #work from home ideas

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    The Top 10 Best Jobs You Can Do from Home

    If you don’t relish the thought of hustling to a workplace every day or you’re having a hard time securing a local gig, there’s never been a better time to work from home: More than 40 million Americans do it, according to the advocacy group Telework Coalition. And as the economy improves, more companies will be looking for additional staff. For most at-home jobs, you’ll need a computer and an Internet connection, some basic skills and a can-do attitude. Click through this list of 10 employment areas that are booming right now.

    Advertisement – Continue Reading Below

    The Job: Survey Taker

    What It Pays: $1 to $50 per survey, depending on how much time is required

    What It Is: You might take an opinion poll, answer questions about shopping habits or review a product. You’re generally paid in cash (PayPal or mailed check) or with points that can be redeemed for gift cards.

    How to Get It: Visit companies such as DarwinsData.com. PineconeResearch.com and PaidViewpoint.com. (Search “surveys” on RealWaystoEarnMoneyOnline.com for more options.) Then sign up with as many sites as you can. The sites will contact you when surveys that fit your demographic pop up, and you take them right away. A word to the wise: Do not register anywhere that has a membership fee, asks for your Social Security number or bank information, or is vague about payment.

    The Job: Website Tester

    What It Pays: $10 to $15 per test

    What It Is: Many companies pay online testers to make sure websites are intuitive and easy to navigate. “You basically follow the instructions you’re given to check out the website,” says Anna Thurman, founder of RealWaysToEarnMoneyOnline.com. a site that has reviewed more than 500 online work opportunities. “It usually only takes about 15 minutes per test.” Thurman recommends registering with 10 to 12 different companies since the opportunities to test these sites are doled out first come, first served. “There are people who make $100 to $200 a month by staying on top of those tests,” Thurman says.

    How to Get It: Begin with sites like UserTesting.com. YouEye.com and Userlytics.com. Register with multiple companies for opportunities to test as many websites as possible. Once you’re in the system, you’ll be emailed when testers are needed, and if you’re one of the first to respond, expect to spend 15 to 20 minutes completing the test. Many sites require a microphone and/or webcam, which are built into most laptops—but if you need to buy one, they aren’t expensive. The tester sites typically pay within a week or two via PayPal.

    What It Pays: It depends on the company, but you typically take home 20% to 35% of sales in commissions.

    Perfect For: Someone with an entrepreneurial spirit, loads of energy and a love of meeting new people.

    What It Is: Think Avon or Mary Kay—you organize get-togethers to sell a company’s wares, whether those are bath products, gardening supplies, books or wine. Over time, you build a base of clients.

    How to Get It: You can apply directly through the companies, such as Stella & Dot, a jewelry company that had over $100 million in sales in 2010. A few other good ones include Silpada (jewelry), The Pampered Chef (kitchenware) and Dove Chocolate Discoveries. You can also visit the Direct Selling Association website at DirectSelling411.org —all the companies listed there agree to abide by a code of ethics, so they only offer legitimate opportunities. Typically reps make a small investment to get started (this is a legitimate and standard practice), and sometimes pay a fee for the merchandise being sold. After that you can work as much or as little as you want, and see profit based on how much you sell.

    What It Pays: Around $15 an hour

    Perfect For: Native English speakers with basic computer skills and an interest in other cultures who love chatting online or over the phone. Office experience is very helpful, since most students work in a corporate environment.You also need your own computer and a high-speed Internet connection. If you’re bilingual, that’s a plus.

    What It Is: Students in countries including Japan, Korea, France and Germany are looking for English speakers to practice with. Sessions focus on things like making professional small talk or running a meeting (trainers are provided with specifics on how to teach each topic, and are also trained themselves for two days before starting the job). Lessons take place either over the phone or on a live Internet video service like Skype—sometimes at night, because you’re working with students in different time zones. You need to commit to a minimum of 20 hours a week at consistent times, and can work as many as 35 hours.

    How to Get It: GoFluent.com is an English training company working with 12 of the world’s largest corporations. There are also jobs out there for English as a Second Language (ESL) teachers, which are more structured. Visit ISUS (iSpeakUSpeak.com ), a placement and training company. While a degree in education or ESL is ideal, you are encouraged to apply if you are enthusiastic and articulate.

    The Job: Telephone Nurse

    What It Pays: Competitive with a regular nursing salary, which is $50,000 or more

    Perfect For: Someone with a nursing degree.

    What It Is: Health insurers or other health management companies, including Humana, Aetna and UnitedHealth Group, hire nurses remotely to perform duties like case management, treatment authorization and patient education.

    How to Get It: To find the right position for you, check out the listings at major medical-job placement firms like MedicalJobsOnline.com. The Judge Group (Judge.com ), and MedZilla (Medzilla.com ).

    Advertisement – Continue Reading Below

    The Job: Search Engine Evaluator

    What It Pays: $9 to $10 an hour

    Perfect For: English speakers who are up on movies and music, as well as those familiar with other cultures.

    What It Is: Companies like Google and Yahoo! give you information to search for, and you tell them how closely their results matched what you were looking for. Does a search for Lady Antebellum turn up sites about the music group or links to pre–Civil War period information? If you are Latina, for example, you might be asked to search the way a Spanish speaker might perform a search in English. Jobs are usually between 10 to 25 hours a week.

    How to Get It: Most companies hire through firms like Leapforce At Home (LeapforceAtHome.com ) and Appen Butler Hill (AppenButlerHill.com ).

    Kristiane Vey/Jump Fotoagentur





    Top 10 Low Overhead Cottage Industry Small Business ideas #business #school #rankings

    #cottage industry ideas

    #

    Are you planning to go home based while earning a significant sustainable income? If yes, then below are the top ten low overhead cottage industry ideas you can start today .

    Starting a small business from home is cool. At least, it gives you the freedom to work anytime you want—from anywhere and at any point in time. I am going to be really conversational in this post, so I want you to play along with me.

    A cottage industry can include anyone who’s working from home selling or offering product or services. In this present age, you can make a full living operating your own cottage business right from home Without mincing words, bellow are eleven super cool, money making cottage industry business ideas:

    Top 10 Low Overhead Cottage Industry Business ideas

    What You Need to Consider Before Starting a Cottage Business

    Though, starting a home cottage business sounds like a good idea. Of course, it’s profitable and flexible but there are many things you have to put into consideration before starting. I suggest you take your time to test the waters before going fully into the business…

    Are you good at writing or designing? Or, do you love soap making, editing or completing surveys. There are lots of cottage businesses you can start but you need to first review your talents, and identify what you like doing!

    Exclusive Cottage Business Ideas…

    Content mills like iwriter, Elance and Guru.com are looking for professional writers to help with content writing. 3years ago, while building my online business, I worked as a freelance writer on iwriter.com and generated a monthly profit of $300 — $500. For content writing, you should have a portfolio and samples to prove to clients that you are worth hiring!

    Seriously, there’s so much money to be made online. This young boy: Bamidele Onibalusi generates a monthly profit of $5,000 working from home, spending just 5 hours daily, writing articles… With content writing, your possibilities are limitless. You too can quit your day job and start earning $8,000 writing just like Tom Ewer .

    Tip: Remember, no one is born a great writer. Practice makes perfect. Join writing portals like Constant Content, Ehow, Squidoo, Blogging.org and Yahoo’s associated content to start earning today!

    Are you good at teaching Mathematics or playing musical instruments or you have a talent in teaching different foreign languages. If you answered YES to the above question, then you can actually make money by starting a tutoring business

    People are willing to pay to learn how to speak Chinese, type, dance, sow, cook, write or prepare foreign foods. If you are good in any of these topics, you could start up a blog or market yourself in your local newspaper.

    People who are willing to learn these things will gladly pay you as long as they get the value for what they paid for. To get started, you can offer to teach for free to build reputation. Don’t start out big. Offer tremendous value and don’t expect to charge much. You could offer to teach someone to speak Chinese Language for a measly fee of $50.

    Otunba Akin Alabi, the CEO of Nairabet visited China recently for business and was handed a flier by a Chinese dude. He wanted to trash the flier immediately but he tried to be polite. When he was about going into the elevator, he looked at the flier and was amazed at what he saw:

    “Learn To Speak Chinese Fluently in Just 2 Weeks!’’

    Now I love that. That young Chinese dude must be a smart cottage businessperson. He was offering a service that teaches foreigners how to speak Chinese! He knew they were foreigners who’re dying to learn Chinese, and would pay anything to learn it.

    3. Start Making soaps

    Are you good at making soaps? Or do you have flair for soap making. You can make a living by making soaps. All you need to do is to promote your soap business and collaborate with gift baskets companies to provide them with scented, soaps.

    Other Cottage Industry ideas to Consider

    You don’t need to be an experienced English speaker to start a proofreading business. Publishers are in need of talented proofreaders. You can actually make a living off editing if you understand the basic rules of spelling Grammar and punctuation. You can join Elance.com and Freelancer.com to get started. Or, set up a website and rank organically in the search engines.

    As a final note, I am quite sure you have many home business ideas. Just remember this: an idea without corresponding action is dead. So start a low-cost cottage business that you can manage from home and I will see you at the top.

    Related Posts





    10 Internet Home Businesses You Can Run in Your Slippers #government #small

    #internet home business

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    10 Internet Home Businesses You Can Run in Your Slippers

    Featured Author:

    Sparkplugging.com CEO and founder Wendy Piersall has over 8 years’ experience working in a home office, and Sparkplugging is her third home-based business. Wendy’s past experience includes several entrepreneurial endeavors, as well as holding two business development positions with Socrates.com and Paladin, a marketing recruiting firm. She also currently writes for the Entrepreneur.com Blog Network and resides in west suburban Chicagoland with her husband and three children. Add her to your Excelle network! The opinions and statements made in this article are solely those of the author and do not represent the opinions or representations of the University of Phoenix. About University of Phoenix
    At the largest private university in North America, you can attend classes at one of our more than 200 convenient locations. Or learn online – on your schedule. Regardless of where or how you attend class, you’ll receive a real-world education with real value.

    • Earn your degree sooner than you might think.
    • Attend class at times and places that fit your schedule.
    • Learn from instructors who have substantial experience in the fields they teach.
    • Receive personal attention in small, interactive classes.

    DISCLAIMER and ACCREDITATION While widely available, not all programs are available in all locations or in both online and on-campus formats. Please check with a University Enrollment Representative. University of Phoenix University is accredited by The Higher Learning Commission and is a member of the North Central Association (ncahlc.org). For more information regarding state licensure, please click here.

    More articles from this author:

    With over 300,000 “Internet Home Business” related searches on the internet every month, it’s safe to say that there is a lot of demand for information on how to make money on the internet. Sadly, this also means that there are a lot of shady characters preying on this group of people.

    I knew someone who fell for one of these once. They taught him how to make money online, and then all he did was sell seminars on how to make money online. The fact that he had never actually made any money online was beside the point … I suppose. Not surprisingly, I’m not a big supporter of his business.

    Can anyone make money online? I do believe so. But not everyone will make money online, because as I have said before, making money on the internet takes a long time to learn, and most people give up because it can be extremely frustrating.

    My one piece of advice for starting an internet home business is this: Don’t expect to make any real money for 365 days (at least!). Although service-based businesses tend to bring in revenue faster, I would still allow for a full year to replace your outside-the-home salary.

    The good news about this industry is that as long as you are willing to put in the hours (days… weeks… months… ) to learn the ropes, you can bootstrap your business with extremely little money, generally speaking. Some businesses take more to start than others. I’ve probably directly invested less than $3,000 getting my blog up and running, and now revenue is increasing at about a 125-140% pace every month after being in business for 16 months.

    So, where do you start from here? Some general rules of thumb:

    1. Pre-packaged programs only work as much as you can customize it and make it unique and your own. Even then, techniques that work for one niche won’t work in all niches.

    2. Be wary of any “system” that promises instant results (especially anything that sounds like a get-rich-quick scheme!)

    3. Knowing the basics of HTML. Search Engine Optimization. social media marketing, website marketing, traditional marketing and sales are a must.

    4. Every business is made stronger by specializing in a tight niche. Know your audience and stick to it.

    Unless you have a brilliant tech idea that makes venture capitalists drool, you need to determine where your strengths are and which business model you plan on following (and you don’t need this list). I have run three home-based businesses in my life, all of which leveraged my current skill set as the foundation for building the business.

    Look over the following list and single out the ones in which you have at least some experience. You probably won’t have all of the skills necessary, so don’t let that stop you! All you have to do is work hard and be willing to learn .

    Next Page: 10 Places to Start





    The 10 Key Legal Documents for Your Business #current #business #news

    #business documents

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    The 10 Key Legal Documents for Your Business

    September 8, 2014

    Documents play an essential role in protecting the interests of the business and business owners over the course of a company s lifetime. Here is a list of the 10 most common legal documents to help you determine what your business needs.

    1. Company bylaws for corporations. Most states require corporations to keep a written record of bylaws, although you don t need to file the document with a state office. Bylaws define how the company will govern itself. Even if your company is incorporated in the handful of states that don t require bylaws, they are still a good idea as they spell out your business structure, individual roles, and governance issues. For example, bylaws can help settle a dispute on the length of a director s term or define if you need a simple majority to approve a decision.

    2. Meeting minutes. Most states also require corporations to document what happens at major meetings. They keep an official account of what was done or talked about at formal meetings, including any decisions made or actions taken. They can help settle a dispute about what happened or didn t happen in a past meeting.

    Your minutes should be detailed enough to serve as your corporation s institutional memory. They should include: type of meeting; time and place of meeting; detailed attendance; all actions taken (purchases, elections, etc.); as well as any votes including how everyone voted and who abstained.

    3. Operating agreement for LLCs. Although not required in most states, an operating agreement is recommended for every LLC, particularly when there are multiple members involved. This document outlines an LLC s financial and functional decisions. If there is more than one member, it becomes all the more important to define how key business decisions will be made, how profits and losses will be distributed, what are the rights and obligations of members and what happens when someone wants out of the business. Once members sign the document, it becomes an official, binding contract.

    4. Non-disclosure agreement. Whether you realize it or not, your business has information that should remain private, such as customer list, financial records, or ideas for a new pricing plan. An NDA is your first line of defense to protecting this information. This legal document creates a confidential relationship between your business and any contractors, employees, and other business partners who might get a behind-the-scenes look at your operations.

    5. Employment agreement. This contract sets the obligations and expectations of the company and employee in order to minimize future disputes. Not every hire requires an employment agreement, but the document can be a useful if you want to dissuade certain new hires from leaving your company too soon, disclosing confidential information about your business, or going to work at a competitor. The contract should be reviewed by an experienced employment law attorney before given to an employee to sign.

    6. Business plan. A business plan may not be a legal document, but it s required should you ever decide to seek financing or sell your business. Your business plan can be one page or a hundred pages, as long as it provides clarity on your business opportunity and your roadmap to get there.

    7. Memorandum of understanding. An MOU falls somewhere between a formal contract and a handshake. It documents any important conversations you have with suppliers, potential partners and others involved in the business. MOUs are great ways to lay out the terms of a project or relationship in writing, but do not rely on the document to be legally binding.

    8. Online terms of use. While not required by law, any business with a website should include their terms of use. These pages can limit your liability in cases where there are errors in your own content, as well as information contained in any hyperlinks from your website. Furthermore, your Terms should let visitors know what they can or can t do on your site, particularly in cases where visitors can comment on blogs or share their own content.

    9. Online privacy policy. If you gather any information from your customers or website visitors (such as email addresses), you are legally required to post a privacy policy that outlines how this information will be used and not used.

    10. Apostille. Businesses involved in international trade with other Hague Convention countries may need a certificate, known as an apostille, that authenticates the origin of a public document (like articles of incorporation) so they can be recognized in another country. Apostilles are only valid in countries that are members of the Hague Convention.

    In most cases, you don t need to create any of these documents from scratch. You can find free templates online to serve as a starting point. While these legal documents are important part of staying compliant with your state requirements, they are more than empty formalities. By taking the time to think about the various elements on each document, you are setting the right foundation for your business.





    10 Best Stock Market Investment News, Analysis – Research Sites #www.business.com

    #stock market websites

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    10 Best Stock Market Investment News, Analysis Research Sites

    Ah, investing a word that can strike fear into the hearts of even the most burly and masculine of men. A subject with such a broad and potentially confusing scope of choices, it can bewilder even the most savvy of businessmen.

    Even though I consider myself well-versed in general investment information, there is a world of knowledge, terminology, and strategy that is just beyond my comprehension, and will likely always be.

    So where should I, the layman, turn to when I seek competent and comprehensive stock market investment research and analysis ?

    Top 10 Stock Market Investment Research Websites

    Keep in mind that the main focus of these sites, above all else, is equities. So if you are looking to research ETFs. mutual funds. hedge funds, or any other diversified investment type. many of these websites may not have what you are looking for.

    1. Investopedia
    If you are just beginning to learn about the world of investments, Investopedia is your one-stop shop for anything and everything. Here, you can look up definitions of terms, register for newsletters with valuable information, use their stock simulator to see how much an investment earns or loses over time, and much more. You can research stocks by company name or ticker symbol and get quite a bit of information about a desired company. They also have a neat Financial Edge section, which can help you with some of the important fundamental principles of personal finance and the markets.

    2. Yahoo! Finance
    As much as I would like to skip this one over for some of the lesser-known research portals, Yahoo! Finance is just too good. Aside from the myriad of company reports, which you are required to pay for, all of the information at Yahoo finance is free for the taking.

    3. Motley Fool
    Don t let the name bother you these guys are all business. Whether you are looking to do your own research, or prefer the advice of a seasoned veteran, The Motley Fool has it all. I tend to prefer to follow my own (sometimes idiotic) investment decisions, but if you need help, or want to see what the experts recommend, there are pay services at Motley Fool that may be a good option for you. I have not used them myself, but the few people that I know who have followed their advice have had nothing but positive things to say, and a good amount of success to boot.

    4. The Street
    If you pay any attention to the world of investing. you know the name Jim Cramer. Personally, I think he is little more than a caricature, but some people swear by him. Mr. Cramer is one of the big name contributors at The Street. That not withstanding, The Street is, in my humble opinion, the best website for investing related articles. The writers have vast knowledge and fantastic insight, without losing focus on what is important the investors for whom they write.

    5. Wall Street Journal
    For decades, the Wall Street Journal newspaper has been a staple for information and research for investors. Although most of us have done away with the daily black and white delivery method, the Wall Street Journal online delivers even more valuable information than its nearly obsolete predecessor. Nowadays, the Journal s online presence includes The Wall Street Journal. MarketWatch. Barron s. and SmartMoney. among others. All of these sites are valuable resources for investing information, especially when seeking out company-specific news.

    6. MSN Money
    Microsoft tends to be a pretty self-serving company, at least in my opinion. Even so, once you learn to glance over all of the Microsoft related news at MSN Money, what you get is another fantastic avenue for portfolio boosting. The one complaint I have with MSN Money is the formatting. When looking at stock quotes, there are no lines distinguishing ads from news or charts, which occasionally will take you off-course by clicking an advertisement by mistake.

    7. Zacks Investment Research
    Zack s does require a membership in order to get to the juicy stuff, but the membership is free and well worth the three minutes it takes to sign up. Here, you will be able to do in-depth research on both stocks and funds. You will also have access to many public and independent reports that will assist you on your quest for the perfect personal investment portfolio .

    8. Investor Guide
    Investor Guide has many of the same features you ll notice on other sites on this list, so why does it make my top ten? The stock helper tool. First, this tool helps you to determine an optimal investing strategy and style. Then, it provides a list of companies for you to research. Once your list is complete, you will see what others think of each company on your research list. Investor Guide does a great job of aggregating this information from many different sites for you. You will then evaluate the company s competition, decide what to buy, and reap the benefits.

    9. Seeking Alpha
    Seeking Alpha is amazing. My one complaint is that there is actually too much information packed into one page, which at times can make it difficult to navigate. If it weren t for the massive amount of content on Seeking Alpha, it would be much higher on this list. Company news is the main focus of the site, so if you have a list of companies to research, this is a pretty good place to start.

    10. Online Brokerages
    Personally, my account has been housed at Sharebuilder for years now, and their research tools are very good. In the beginning, they had a clumsy interface that was slow and filled with glitches. Since then, they have done an amazing job of streamlining and improving content to the point of near perfection. No matter who you invest with online, be sure to use their research tools, as most of them have easy to use interfaces with plenty of information to sort through. Some of the more popular online stock brokers include E*TRADE. TradeKing. Scottrade. and OptionsHouse .

    Final Word

    When you are looking to conduct your own investment research, closely monitor where you go online. It is very easy to end up on hot stock pick sites, penny stock investing sites, or poorly executed attempts at legitimacy. Many of these sites are fronts for someone to sell you their foolproof system or something similar. Everything I have provided above is free of charge, though a few of them offer paid services above and beyond what most of us need.

    Do you have a preferred investment research site? Tell us about them and what features you like most in the comments below.

    You are looking at Matthew Breed. He is a 30 year old sports nerd who lives in North Florida with his fiancee, Sarah. Originally in school for a Business degree that did not work out due to capricious youth and irresponsibility, he is currently “getting past” his Peter Pan syndrome and attends classes for a degree in Information Technology while working full time. His care for personal finance stems from a modest upbringing with fiscally responsible parents who highly value education and frown upon frivolity.

    heyyy . Nice post you have been shared here. I would like to look forward to the next post. Thanks for sharing .will be waiting for the next post. It helps me a lot.

    There s just so much tripe on Seeking Alpha that I ve stopped going there. Anyone can be a self-appointed expert on the site and there is a lot of pumping that goes on in the guise of analysis. Don t know how you can separate the wheat from the chaff.

    http://www.dividendinvestor.com/ Richard Gere

    Hi, some great sites. Google’s Finance can also be included. Thoughts?

    I honestly can t imagine how you consider SeekingAlpha to be an informational site. Journalistically bankrupt. Opinions, not facts. The same useless opinions cycled over and over. Surely you can do better?

    None of your business

    Would the author of this site mind putting a DATE on his article? Or is not putting a date on it a sleazy way of milking more hits out of the page?

    I agree. Investopedia is a great resource for learning stock trading.

    Best online analysis is in INVESTOOLS at TD Ameritrade. They are now Number 1 in the industry.

    Stock Rover is a great tool for individual investors, all the data in one dashboard. And its free! Premium version isnt too expensive either

    As FatMan points out below, Seeking Alpha is garbage. Ask any CFA level analyst and you will get the same response. So much of it is agenda driven content/amateur hour content.





    10 Cool Business Ideas For Newbie Entrepreneurs #business #seminars

    #cool business ideas

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    10 Cool Business Ideas For Newbie Entrepreneurs

    Photo: Liesha Petrovich ; Credit: Crystal Clear Photography, LLC

    Ready to take a chance this year? Maybe try something a little bit different?

    If your answer is yes, then it’s time to start that business you’ve always dreamed about. You don’t have to start big, or risk your life savings. You can start each of these businesses with a minimal investment, and many as a side hustle on the weekend .

    So, if you’re ready to have a little more fun (and income) this year, get inspired by one of these cool business ideas .

    1. Offline education.

    Online teaching is a booming business—$107 billion to be exact! That figure includes online universities, corporate training, webinars, and selling courses on platforms like Udemy and Ruzuku.

    There are also a ton of courses on how to create (and profit from) online courses! But the growth of online learning hasn’t stopped the need for offline, local independent teachers.

    If you have a talent and developed skill, why not teach it to an offline audience? Adult education, after-school programs, day-cares, community centers, and even churches need interesting and valuable courses for their members.

    Here are a few examples: horseback riding. swimming, karate, dance, gymnastics, music, computers skills technology, golf, tennis, archery, business planning, accounting, home repair, cooking, meal planning, personal finance and so on.

    2. Sell your hobby.

    Combine your hobby with a business and you’ve got a recipe for success. Businesses like, How to Cook That. are part helpful blog and part online shop. Owner Ann Reardon shares helpful tips and tricks to make amazing desserts, but also sells interesting and fun how-to’s and templates.

    Using a simple widget from the e-commerce platform Selz. Ann can sell any recipe, guide or template from anywhere on her website. This can be a great niche business for anyone who wants to start an online business selling plans, guides, patterns or tutorials. You don’t even need your own website, as you can sell your digital download from your own Facebook account or Selz store.

    3. Lunch carts, food trucks and kiosks.

    Starting a restaurant is one of the riskiest and capital-intensive businesses out there. There is a ton of overhead, even for the smallest diner.

    On the other hand, starting a lunch truck, food cart or a kiosk has minimal startup costs. You still have to follow local regulations, but the investment is much smaller than a full-fledged restaurant.

    One of the best things about food trucks is the insanely wide variety of possibilities. From a marshmallow cart to cannolis, the portable food business is here to stay. Checkout Portland Maine’s Mami Food Truck, which specializes in Japanese street food.

    Photo: Mami s Food Truck; Source: Facebook

    4. Vending machine business.

    Who would have thought the vending machine industry is worth approximately $8 billion? While the location of the vending machine is the key to success, there are many different kinds of vending machines to consider, including drink, food, toys, gumballs, stickers, games, and even personal grooming machines.

    There are also variations of traditional vending machines, like those that only offer healthy vending choices and others that offer credit card payment options.

    If you’ve got an entrepreneurial bug and want to try something a little different, Healthy Vending offers a smart guide on how to start a vending machine business .

    5. Reiki therapist.

    Reiki therapists are at the intersection of new age and creative wellness businesses. Reiki is a Japanese technique for stress reduction and relaxation that also promotes healing. It’s not for everyone, but it can be a fun, interesting and rewarding business.

    You have to learn the practice and check the regulations in your area, but for those with a drive to help people, Reiki can be smart and rewarding business.

    6. Herbal farm stand.

    Shop local. It’s a mantra heard in every small community; and many offer farm stands year-round. There are many different niches to choose from including honey, jams, grass-fed meat, organic produce and fresh herbs.

    Photo: © dusk, YFS Magazine

    Beyond using herbs for cooking, consumers are now using herbs for medicinal purposes, candles and aromatherapy essences, baths and teas. If you have a green thumb and enough of a backyard for farming, consider starting a herb farm.

    It has a low startup cost and can be operated part-time. One enterprising farmer started his business using lavender that grew along his road, and sold lavender sachets. That’s about as low-cost as you can get!

    7.Freelancing.

    The term freelancer is actually an umbrella term for hundreds of different businesses. It’s anyone who is outsourced to do a job, and the benefit is the employer doesn’t have to pay benefits like insurance or 401k’s.

    If you have in-demand skills that can be outsourced, consider starting a freelance business. One of the best things about being a freelancer, is that you can offer your services at competitive prices.

    There is always a demand for business services such as: IT, human resources, accounting, PR, customer service, marketing and sales; Writing services: resumes, cover letters, ghostwriting, articles, editing and blog posts; and Miscellaneous services: wedding/event planner, graphic artist, photographer, and interior design.

    8. Aquarium maintenance.

    This business idea sounds crazy (i know) on the surface. But it’s actually a growing industry, and does great in the right market. You can cater to either homes or businesses, and you are responsible for all aspects of maintaining a healthy aquarium.

    Research the licensing regulations in your area. It s a unique business idea for anyone with a passion for fish and aquatic life.

    9. Bicycle maintenance and repair.

    It’s easy to assume that bike riding is for the young. But biking is actually skyrocketing, especially in city centers and local towns! Thanks to baby boomers, seniors now account for 22 percent of adult bikers. And where bikes are, bicycle repair isn’t that far behind.

    Plus, it’s the type of business that anyone can start in a home garage. For example, the Green Machine Bike Shop in Norway, Maine offers bike repair, but also created group rides in their area to promote their love of biking.

    10. Ethical dog breeder.

    The term puppy mill brings up horrific images of abused dogs. However, with so-called designer dogs fetching thousands per puppy, there is a growing need for ethical dog breeders.

    Photo: © bussardel, YFS Magazine

    Ethical breeders keep and care for each dog as a pet, not as livestock. They view their dogs as family members, not just a means to an end. Of course this means less profits than traditional puppy mills, so most ethical breeders only keep a few dogs for breeding purposes. The pet business is part money maker and part adorable fun.

    This article has been edited and condensed.

    © 2009 – 2020 YFS Magazine. All Rights Reserved. Copying prohibited. All material is protected by U.S. and international copyright laws. Unauthorized reproduction or distribution of this material is prohibited. However, sharing of this material under Attribution-NonCommercial-NoDerivatives 4.0 International terms listed here is permitted.

    What do you think?

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    10 Places to Get a Free Business Education Online #business #insurance #companies

    #online business courses

    #

    10 Places to Get a Free Business Education Online

    Getting a business education doesn’t have to be expensive. An increasing number of colleges, universities and even nonprofit organizations offer free business courses online. Find out how you can sign up for these courses and what you can get from them.

    Online Business Courses for Credit

    Online business courses that don’t require students to register or pay tuition are plentiful, but these courses don’t lead to college credit. Students who would rather earn credit for the courses they take online might want to consider resources that charge a fee in exchange for access to online course materials.Study.com offers this form of distance learning through its quick and informative video lessons and corresponding self-assessment quizzes. Students also have access to free transcripts for the video lessons.

    Students can start with Business 101: Principles of Management which include chapters like:

    • Management Basics – Study different managers’ roles and examine the four functions of management.
    • Leading in Organizations – This chapter explores the difference between leadership and management and how the two work together. Various leadership styles are also covered.
    • Marketing Philosophies and Ethics – Learn about marketing versus sales, corporate responsibility and cause-related marketing.
    • Consumer Decision Making – Topics include consumer behavior theory, the purchase process, cognitive dissonance and consumer buying influences.
    • Network Systems Technology – Examine client/server systems, network operating systems and wireless computing devices in this chapter.
    • Systems Development – Subjects include life cycles, graphical user interfaces, application development processes and project management tools.

    Free Online Non-Credit Business Courses

    Massachusetts Institute of Technology

    MIT OpenCourseWare might be the next best thing to getting an MIT education for free. Through these free online publication, students can find bachelor-level and master-level courses business courses offered by MIT’s Sloan School of Management

    • Undergraduate and Graduate Business Courses include online lecture notes, videos, labs demonstrations and more. No registration is required and more than 150 courses are available.

    The U.S. Small Business Administration

    The Small Business Administration has one of the best selections of business courses on the web. Topics include everything from starting a business and business management to government contracting and international trade. Most courses take only 30 minutes to complete.

    • Financing Options for Small Businesses centers around determining financial needs, loans, grants, venture capital, angel investors, crowd funding and more.
    • Strategic Planning looks at the significance of strategic planning while breaking down the steps of the process.

    Free Management Library

    • The Free Nonprofit Micro-eMBA(SM) Program is a great resource for students wishing to learn more about nonprofit management. Completion of this program will not result in an MBA degree, but enrollment is free. The amount of time it takes to complete the program will depend on how fast you learn, but you may expect to spend at least 200 hours on coursework.

    University of California Irvine

    The University of California Irvine offers several free business courses in English and Spanish through their OpenCourseWare site. Courses are broken down into lessons, and include optional reading lists for students who want to dig deeper into the course subjects.

    • Fundamentals of Business Analysis focuses on the function of a business analyst within the operating of an organization.
    • Training and Human Resource Development breaks down the information and experience needed to pick out an organization’s training and development needs while looking into the related processes.

    Financial Management Training Center Courses

    The Financial Management Training Center provides 20 free downloadable business courses for people who need to learn the finer points of financial management. All courses can be taken online. They include full exams as well as evaluation forms for people seeking Continuing Professional Education (CPE) credits.

    • The Management of Capital provides a basic overview of navigating a company’s financial structure.
    • Creating Value through Financial Management serves as an introduction to concepts related to Value Based Finance.
    • Project Management introduces the concept and components of project management.

    Kutztown University – Small Business Development Center

    • Strategic Planning and Execution Course presents strategies for crafting and executing business visions, mission statements and goals. The SBDC also provides strategic planning software free to all course participants.

    University of California Berkeley

    The University of California Berkeley offers a new selection of business courses each semester. Courses are lecture-based and typically include either audio or video or both.

    • Business Administration Videos are uploaded to the school’s YouTube page often. Videos are presented by leading business experts such and cover topics like leadership, investment strategies and behavioral economics.
    • Introduction to Probability and Statistics for Business teaches students about descriptive statistics, probability models, confidence intervals, controlled experiments vs. observational studies, tests of significance, correlation and regression.

    The schools in the listing below are not free and may include sponsored content but are popular choices among our users. Tuition and costs will vary across programs and locations. Be sure to always request tuition information before starting a program.

    An admission advisor from each school can provide more info about:

    • programs curriculum
    • career opportunities
    • tuition financial aid
    • admissions starting dates

    1 Southern New Hampshire University

    Minimum eligibility requirements:
    • Must be a high school graduate or have completed GED

    Get Started with Southern New Hampshire University

    2 Kaplan University

    Minimum eligibility requirements:
    • Must be a high school graduate or have completed GED
    • Graduate faster & save money with Study.com transfer credit

    • Doctor of Management in Organizational Development and Change
    • Doctor of Management in Project Management
    • Doctor of Management (DM) – General Concentration (Executive Format)
    • Doctor of Management in Leadership
    • Doctor of Management – Nonprofit Leadership (Executive Format)
    • Master of Business Administration
    • MBA in Entrepreneurship
    • MBA in Project Management
    • Bachelor of Science in Accounting
    • Bachelor of Science in Business Administration – International Business
    • Bachelor of Science in Business Administration – Management
    • Bachelor of Science in Business Administration – Marketing
    • Bachelor of Science in Business Administration – Human Resource Management
    • Bachelor of Science in Business Administration – Organizational Behavior
    • Associate of Science in Business Administration
    • (BS) Accounting
    • (BS) Business Administration
    • (BS) Business Admin – Asset Management
    • (BS) Business Admin – Human Resources
    • (BS) Business Admin – New Media Marketing
    • (BS) Business Admin – Technology
    • (AAS) Business Management & Accounting




  • Top 10 Online Business Opportunities to Make Money #carpet #cleaning #business

    #online business opportunities

    #

    Top 10 Online Business Opportunities to Make Money

    Great ways to increase your income directly from your private computer

    Money makes the web go around. Whether you’re on a mission to find a new source of income or just looking to increase your paycheck with a side gig, the internet can offer a variety of solutions for you to choose from.

    With such a great selection it’s easy to get lost. And although trial and error is a method we usually would recommend, it’s probably not a good idea to invest time and resources on experimentation when something so crucial as your income is at stake.

    The solution? Research, and fortunately for you we can save you time with that. Below is a list of 10 online business opportunities that have a high potential for generating profit. Read through and consider which of these options might work for you.

    1. Teach Online Classes:
    Your expertise and knowledge can be very useful to you when you start your online business. Whether you’re a certified chemistry teacher or a knitting master, you can create an online course and charge students for access to the study material.

    2. Do Affiliate Marketing:
    On the web, affiliate marketers are people who promote various online services and receive a commission for making sales. Many online services have an affiliate program Wix.com has one as well! This type of business is especially worthwhile if you already have a blog or a website set up and can simply start working on promoting your affiliate goods.

    3. Write for Pay:
    If you happen to be a gifted writer, your skills could be valuable to a huge variety of target audiences, from companies that need tech manuals, to college applicants who need help writing their resumes, or small businesses looking for good newsletter content.

    4. Design Wix Websites:
    You have no idea how many times we’ve seen this pattern a person in need of a website creates one using Wix’s web publishing platform, is very pleased with the process and the outcome, publishes the website and then receives offers from friends and acquaintances to design a site for them as well. The idea behind Wix is that everyone can create websites, but not everyone has the time or the will to do it, so why don’t you step in and fill the need? Check out WixEd. our very own online course where Wix users can become certified web designers and start their own business in web design.

    5. Open an Online Consulting Agency:
    Provide professional and specialized observations based on your field of expertise health and wellness, finances, law and more. Here you can choose whether you want to work solely online or combine face-to-face service with your digital one.

    6. Use Your Research Skills:
    The internet created a neverending source of data. Companies searching for business intel, an individual interested in family genealogy or an author in need of background material do not always have the ability to search this vast pool of knowledge with a fine-tooth comb. In these examples and others, they would prefer to hire someone to perform online research. Might that someone be yourself?

    7. Get with the Retail Program:
    With online sales continuously on the rise, selling products to web shoppers is definitely a worthwhile path to follow for business purposes. Using Wix to create your own online store. you can set up a retail business with minimum effort and costs. We even have a guide that can help you choose the best products for your online store.

    8. Offer Text Editing Translation Services:
    It’s the most straightforward process you can imagine. A customer sends you a text for proofreading, literary editing or translation purposes, you do your work and send them a document back. This kind of hassle-free operation will leave you plenty of time to focus on promoting your service.

    9. Become a Social Media Marketer:
    Small business brands and professional freelancers often require help with promoting their work on social media platforms. You can train yourself to understand the fine art of social media marketing and offer to either take over their social marketing efforts or to provide consulting services on the matter. The Wix Blog will provide you with an abundance of reading material on how to market on social media .

    10. Create Custom-Made Art or Music:
    If you want to support yourself as an independent artist without having to take on an office job or wait tables, why don’t you use your talent to make extra money? You can offer people from all over the world the option to commission illustrations, caricatures, sculptures, video art, designed candles, custom-ordered songs or anything that your creative force is able to produce.

    Other Cool Stuff





    Top 10 Ways to Advertise on a Budget #business #current #events

    #business advertising

    #

    10 Inexpensive Ways to Advertise Your Small Business

    Banner ads and print ads can be expensive. And they are not necessarily the best way to advertise your small or mid-size business. So to find how to get the greatest return on your advertising investment, Small Business Computing surveyed small business owners. Here’s what they had to say.

    10 Inexpensive Ways to Advertise Your Small Business

    Banner ads and print ads can be expensive. And they are not necessarily the best way to advertise your small or mid-size business. So to find how to get the greatest return on your advertising investment, Small Business Computing surveyed small business owners. Here’s what they had to say.

    Invest in Google AdWords

    Google AdWords and PPC [pay-per-click] can give you crazy amounts of traffic if you are tight with your campaign and run niche ad groups,” explained Andrew Riker an SEO specialist at WordStream. “Focused, long-tail keywords that are specific to your industry will cause the highest possible click-through rate and in-turn conversions.”

    Riker adds that you don’t have to spend a lot of money to get a lot of traffic. “A small daily budget—$10-$20/day—can provide you with a large amount of traffic and in turn qualified leads, as long as the ad is relevant,” he said. If you’re new to AdWords or just want to keep up with the latest tips and info, be sure to check out Inside Adwords . Google’s official resource blog on all things AdWords.

    Try Facebook Ads

    “We tried print ads and banner ads, but for our money Facebook Ads provide us with the most focused consumers,” explained Chris Knollmeyer, Web manager for Carolina Rustica. “Being able to target specific demographics lets us pinpoint people we have not reached yet and provides us with a platform to reach out to them. This kind of targeting allows us to minimize extemporaneous clicks from consumers [who are] just browsing or searching for information and gets us the most for our money.”

    “Facebook ads have definitely been the most successful overall,” concurred Megan LaBant Abrahamsen, the owner of Blue Star Bazaar. “I can set a small budget (less than $10 per day) and target specific customers – [by] age, gender, education and interests similar to my product categories.”

    Even if people don’t immediately make a purchase because of the Facebook ad, many of them wind up “liking” her business, she said, which lets Blue Star Bazaar create a database of potential customers.

    Get your Facebook Ads tips direct from the source: Facebook for Business .

    Look into StumbleUpon Ads

    “One of the best ways to advertise and get traffic to your website is by using StumbleUpon Ads ,” noted Chris Wise, the online marketing director at CustomerRave. “They cost as little as $0.05 a click, so for $5 you can get 100 unique visitors to your site. While the bounce rate is more often than not higher when using these ads, it’s a great way to advertise contests, giveaways and big promotions,” he said.

    And if the content you are promoting proves to be popular and receives a lot of “likes,” you will start receiving free traffic from Stumbles, which can go on for months, even after you have stopped advertising.

    Get Published Online

    Another great way to advertise your business is to “submit articles on topics your customers may be interested in to reputable websites, such as Ezinearticles.com . Articlesbase.com . or TheFreeLibrary.com ,” said Matthew Kostanecki, a marketing specialist at Archon Systems.

    “In exchange for the content, they allow you to include a couple of back links to your website. Not only does this provide you with potential traffic and leads to your business, it also helps establish you as an expert in your related field,” said Kostanecki. Can’t come up with a subject to write about? He suggests asking your customers about their biggest pains and problems.

    Donate Products or Volunteer Services to a Worthy Cause

    “I got the equivalent of $1,000 in advertising by building the website for the Rhode Island Rally for Recovery ,” explained Benjamin John Coleman, founder of The Origami Bonsai Company. And his investment of time really paid off—resulting in $5,000 in new business. That’s because when other vendors who participated in the Rally saw what a great job his company did building and maintaining the Rally website, they hired Coleman to help them with their websites.

    Cultivate Bloggers

    Find influential bloggers in your industry and ask them to review your product or service,” suggested Daniel Weaver, the president and owner of Daniel’sPromise. “Many will be happy to do so if you give them free product for them to use.”

    That’s what Juppy, the maker of the Juppy Baby Walker, did. “When we started out, our company we didn’t have a lot of cash on hand to spend on advertising,” explained Mayra Sotelo, the COO for Juppy. “So we decided to seek out mom bloggers who would review The Juppy Baby Walker. This worked out great for us… because there is no better [endorsement of] our baby walker that fits in a purse than by a real mom who loves our product.”

    And if you can’t find a blogger who will review and write about your product for free, there are also bloggers “who will write about your site/product/company in exchange for a fee,” noted Mike Scanlin, CEO of Born To Sell. And even with a fee, that kind of endorsement is typically more effective and less expensive than a banner ad.

    Claim Local Listings on Google Places, Yahoo Local and Bing Local

    “You’d be amazed at how many small businesses forget to sign up for services like Google Places, Yahoo Local, and Bing Local even though it’s free!” explained Mandy Boyle, the SEO manager for Solid Cactus. “Claim your local listing, fill out the information and take advantage of people searching for businesses in your area,” she advised.

    Use Community Sites and Local Directories

    Leavy uses a site called Quentin’s Friends . an invitation-only network where members can post recommendations and offers for their products and services for a very small fee. “The service is location-specific, so my ad is going out to thousands of people who are specifically in my geographic area, New York,” she said. And Leavy’s return on investment has been an impressive 6,500 percent.

    Link Up with LinkedIn Ads

    If you own a B2B company, a good way to reach your target audience is through LinkedIn Ads . “We are a small business and our target market is small business users,” explained Damian Raffele, vice president, marketing, AnyMeeting.

    LinkedIn Ads has worked well for the company, because it allows them to target a specific audience by geography, demographics, job title or LinkedIn Group. “Being able to target users who belong to specific LinkedIn Groups…allows us to design ad copy that is tailored for them, which has resulted in great conversion rates, providing us with a great ROI on our marketing spend.”

    Distribute Flyers

    “If you have a small business that focuses on a particular area, flyers are a great way to advertise,” said Nathan Letourneau, co-founder of CampusBooks4Less. And they needn’t be expensive. Chances are you have someone in your company, or a friend or family member, who can help you design the flyer inexpensively (or for free) – and you can print the flyer in house or find an inexpensive printer.

    As for distribution, “hire some high school or college students and have them put the flyers on parked cars, attach them to house entry doors and distribute them inside area businesses (to employees and on any bulletin boards, if allowed) and apartment complexes,” he advised. “We saw huge increases in traffic after having students distribute flyers on parked cars in our target areas.”

    While not every method will work for every business, each advertising strategy is inexpensive enough that you should be able try a few to find out what works for you. Also, many of the sites mentioned, such as Google AdWords and Facebook, periodically offer advertising credits or discounts, which small business owners should use to their advantage.





    Freebie Release: 10 Business Card Templates (PSD) #small #businesses

    #business card template

    #

    Freebie Release: 10 Business Card Templates (PSD)

    Until the business card finds a better, faster, more convenient replacement, it serves as the most secure connection one can make with another in the offline world of business. By putting all your contact and business information into one handy 3.5 by 2 inch piece of paper, this is the best reminder you can leave with your potential and existing clients.

    There are plenty of things one must look into when designing a business card. but if budget is a big constraint for your business or the new startup you are working on, these 10 business card templates may be the break you need. Created by Meng Loong of Free-Business-Card-Templates.com. these exclusive business card templates are available in PSD format for hongkiat.com readers to download and use.

    • Pin it

    • Pin it

    • Pin it

    • Pin it

    • Pin it

    • Pin it

    • Pin it

    • Pin it

    • Pin it

    • Pin it

    We hope you like it and feel free to spread the word!





    10 Business Valuation Calculators To Gauge Business Value #sell #business

    #business valuation calculator

    #

    10 Business Valuation Calculators To Gauge Value of A Business for Sale

    Believe it or not, there’s no right or wrong way to work out how much a business is worth. Experts use loads of different valuation methods and the number those calculations come up with will vary greatly depending upon the criteria set forth.

    That being said, if you know exactly what it is you value in a business, it’s not hard to work out a ballpark figure. After all, nobody in their right mind would pay for an existing business without knowing what it’s worth.

    To help you get started, here are some of the Web’s top free business valuation calculators.

    10 Business Valuation Calculators

    1. CalcXML

    CalcXML has been providing a wide range of financial tools to small businesses for a while now. And the company’s valuation calculator is a tried-and-tested model.

    It’s a simple tool designed to give potential buyers a quick snapshot. It takes all of the basics into consideration, including: annual earnings, excess compensation and level of business risk. Best of all, it only takes a few minutes.

    2. EquityNet

    EquityNet is one of the globe’s leading pioneers in crowdfunding. Established in 2005, the platform works to connect thousands of entrepreneurs with investors of all shapes and size and has already helped start-ups across the globe raise hundreds of millions in equity, debt and royalty-based capital.

    As part of that mission, EquityNet provides a valuation calculator backed by real market data gathered from over 3,000 business across North America. That enables you to weigh the value of a business against potential competitors which is a factor some analysts often overlook.

    EquitNet also provides free calculators to work out a company s profit margin, cash flow and startup risk.

    3. ExitAdviser

    ExitAdviser is an online support service that enables business owners to connect with potential buyers. In line with that service, ExitAdviser plays home to an extremely quick business valuation calculator designed to give potential buyers quick quotes.

    To get an estimate, buyers simply need to enter net profit from a company’s most recent financial year and forecast its sales growth. That said, there are plenty of more advanced input options to help generate more accurate valuations.

    4. BizEx

    Like most free valuation calculators, BizEx hosts a platform based upon the ‘Multiple of Earnings’ method. But their calculator is far more advanced than most of the free models you’ll find kicking about on other sites.

    By including an in-depth breakdown of a company’s discretionary and multiple earnings, you’re able to create instant valuation ranges depending upon a range of variables. Afterwards, you’re given the option to talk these numbers over with a broker if you’re so inclined.

    5. Bridge Ventures

    The Bridge Ventures calculator is designed to create an estimated market value for a company based upon a diverse set of attributes. Technically speaking, this calculator is only meant to be used for small businesses with revenues of under $2 million.

    It’s worth noting this calculator is most compatible with Google Chrome, as there are a few unwanted kinks when opened on Internet Explorer. That said, it’s a simple calculator that renders quality results.

    6. Hadley Capital

    Hadley Capital ’s business valuation calculator is slightly different, in that it applies a multiple of EBITDA to determine the Enterprise Value of your business. In general, a small business will usually trade for around three or four times its normalized EBITDA. That said, the multiple will slide dramatically based upon a variety of characteristics specific to your business.

    This calculator understandably places particular emphasis on your annual EBITDA, annual capital expenditures and how much of your revenue comes from top customers.

    7. John Hancock Life Insurance

    John Hancock has been around for a long time. As such, you’d expect the company to have worked out a pretty reliable way in which to tally up the value of a business.

    First-time buyers may be inclined to check out this calculator, as it includes an incredibly useful glossary of terms designed to cut through all of the meaningless financial jargon associated with business valuations. It also clearly explains all methodologies involved in calculating your valuation.

    8. MassMutual Financial Group

    MassMutual is an all-encompassing insurance provider that represents over 13 million clients across the globe. Consequently, the company values user experience far more than some of the industry’s smaller websites. Its business value calculator is no exception.

    This user-friendly calculator very clearly and concisely walks you through every step of the valuation process in order to work out a decent estimate in as little as two minutes.

    9. HelpSME

    HelpSME is a great resource for small businesses in need of tutorials and advice. That’s why the site offers an easy-to-use valuation calculator using the Net Present Value (NPV) method. This approach uses a company’s future cash flows to try and work out how much it’s worth in the here and now.

    HelpSME’s calculator also includes useful guides designed to help you wrap your head around the value provided.

    10. National Life

    National Life is an all-encompassing collective of financial services companies, and its online valuation calculator draws upon that power in order to generate fairly well-informed market estimates.

    Similar to HelpSME, National Life’s calculator finds the worth of a company by looking at the present value of its expected future earnings. It places particular consideration on a company’s lack of marketability and excess compensation.

    In the same way that no two valuations are alike, it s crucial to bear in mind that this list is by no means exhaustive. There are loads of brilliant valuation calculators online that you can use in order to generate a snapshot of how much a business may be worth.

    Just remember: these free business valuation calculators aren t always accurate. At the end of the day, it s up to you to do your homework in order to ensure you ve put in (or accepted) the best possible offer for an existing company.

    Nash Riggins is a Staff Writer for Small Business Trends and an American journalist based in central Scotland. Nash covers industry studies, emerging trends and general business developments. His writing background includes The Huffington Post, World Finance and GuruFocus. His website is NashRiggins.com.

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    The 10 best business laptops in July 2016 #business #grants

    #best business laptop

    #

    TechRadar pro

    The 10 best business laptops in July 2016

    Our Techradar experts help you choose the right laptop for your organisation

    It takes a lot to run a successful business, whether you’re managing a small-to-medium sized organisation, or working at a large enterprise scale. Second to top-notch talent, the most important thing required is top-notch machinery: high functioning, cost-efficient, and easy-to-use computers.

    In many cases, particularly in open offices where space is tight, or in environments where employees may be shuffling from meeting to meeting or even working remotely, it’s necessary that these workstations be mobile. So, all that considered, what’s it going to be for your staff?

    You’ve got no shortage of options; we’ve highlighted our favourite business-focused laptops taking into consideration a number of key factors including power, battery life, feature set and sheer value for money based on actual value as opposed to RRP.

    This means that we’ve selected a wider range of laptops to suit most if not all budgets and hopefully all tastes; there’s a mix of cutting-edge products and old favourites here.

    Almost all of them come with Windows Professional to enhance their business credentials. Remember that you can upgrade from any recent version of Windows Home/Personal (7, 8.1 and 10) to Windows 10 Professional for 99.99 (although you will need to upgrade to Windows 10 Personal for Windows 8.1 and Windows 7).

    Note that you have only a couple of weeks till the free upgrade to Windows 10 expires.

    1. HP 255 G4

    A reliable workhorse that certainly won’t break the bank

    CPU: 1.8GHz AMD A6-6310 | Graphics: AMD Radeon HD Graphics | RAM: 4GB | Screen: 15.6-inch, 1366 x 768 pixels | Storage: 500GB HDD

    Up to 11 hours battery life

    Doesn’t have the best input peripherals

    Not much else wrong here

    So, you want the most powerful system on the market with plenty of connectivity but don’t want to compromise on size or portability or battery life. Mission impossible? Well, not really. Take this Portege laptop from Toshiba. The Japanese manufacturer managed to squeeze an extraordinary amount of components in this device including a VGA port, a fingerprint reader and even a 4G/LTE modem and A-GPS!

    4. Lenovo ThinkPad X240

    An old favourite, but still a very worthy notebook

    CPU: 1.6GHz Intel Core i5-4200U | Graphics: Intel HD 4400 | RAM: 8GB | Screen: 12.5-inch, 1366 x 768 pixels | Storage: 256GB SSD

    Hot swappable batteries

    Great fingerprint reader

    Dense for its small size

    Mention the word ThinkPad to older geeks and many of them will wax lyrical on how that laptop range set the benchmark for enterprise notebooks. The X240 might be a couple of years old already but its feature set means that it simply cannot be ignored at its current asking price. Sure it doesn’t have the latest CPU or a touchscreen but that probably won’t matter for the audience the X240 is aimed at.

    5. Lenovo B51-80

    A not particularly portable powerhouse

    CPU: 2.5GHz Intel Core i7-6500U | Graphics: Intel HD Graphics 520 | RAM: 8GB | Screen: 15.6-inch, 1920 x 1080 pixels | Storage: 1TB HDD

    Not great in terms of portability

    Comes with Windows Home not Pro

    If you are willing to sacrifice portability for sheer power, then this laptop is worth considering. Oddly enough, although it is part of Lenovo’s B-series (essentially aiming for the SMB market), it comes with Windows Home rather than Professional. Other than this, the B51 is a very decent all-rounder that hits almost all the right notes: from the powerful CPU to the full HD display and the discrete GPU.

    6. HP EliteBook 745 G2

    A great budget offering

    CPU: 2.1GHz AMD A10 Pro-7350B APU | Graphics: AMD Radeon R6 Graphics | RAM: 4GB | Screen: 14-inch, 1600 x 900 pixels | Storage: 240GB SSD

    MIL-STD 810G compliance

    Display isn’t the best

    Only 4GB of RAM

    Business laptops do not have to be expensive. This EliteBook from HP embodies that idea, bringing together some very decent components at a rock bottom price. How HP manages to do that beggars belief, because this notebook is loaded with a powerful AMD CPU, 4GB of RAM, a fast SSD and it gives you up to 10 hours battery life.

    7. Apple MacBook Pro 15-inch Retina Display 2015

    A great performer with an excellent screen

    CPU: 2.2GHz Intel Core i7 quad-core | Graphics: Intel Iris Pro Graphics | RAM: 16GB | Screen: 15.4-inch, 2880 x 1800 pixels | Storage: 256GB SSD

    Superb Retina Display

    Great battery life

    Force Touch underdeveloped

    Should a member of Apple’s award winning MacBook Pro family be included in a best business laptop shortlist? Certainly as it hits all the right notes especially as IBM has boosted Apple’s credentials as an enterprise player. And Apple’s top of the range models are certainly not overly expensive compared to their Windows-based counterparts, especially if you buy them from trusted third-party websites.

    8. Fujitsu LifeBook E736

    This notebook delivers on all fronts, but has quite the price tag

    CPU: 2.6GHz Intel Core i7-6600U | Graphics: Intel HD Graphics 530 | RAM: 32GB | Screen: 13.3-inch, 1920 x 1080 pixels | Storage: 256GB SSD

    Impressive performance levels

    Modularity and expansion

    Not a cheap laptop

    Lacks option for discrete graphics

    This is the other Japanese laptop company that we often hear about and while Fujitsu is rarely seen as an innovator, its newest range of notebooks may well change that perception by bundling a lot of features that are often regarded as optional by the competition. From the two-year standard warranty to the massive battery and 4G/LTE integrated modem, there’s a lot to love about this machine .

    9. Dell Latitude E7470

    A solid performer backed by Dell’s quality aftersales

    CPU: 2.4GHz Intel Core i5-6300U | Graphics: Intel HD Graphics 520 | RAM: 8GB | Screen: 14-inch, 1920 x 1080 | Storage: 128GB

    Impressive performance levels

    Strong on connectivity

    Screen suffers a bit from reflections

    Not cheap for higher-end configurations

    Dell’s decision to bypass the E7460 series to launch an E7470 left a few analysts puzzled but the PC vendor managed to deliver a magnificent piece of kit which it says is the most secure, most reliable and most manageable business-class laptop. It does come at a hefty price though and compared to the competition, this notebook may feel underwhelming. However, Dell’s forte lies in its services and aftersales.

    10. Lenovo ThinkPad T560

    Powerful yet still nicely slim and portable

    CPU: 2.6GHz Intel Core i7-6600U | Graphics: Intel HD Graphics 520 | RAM: 8GB | Screen: 15.6-inch, 2880 x 1620 pixels | Storage: 256GB SSD

    Three-year onsite warranty as standard

    Top spec models aren’t cheap

    Keyboard could use some improvement

    Lenovo calls the newest member of the ThinkPad T-series family the ‘new standard for highly mobile laptops’. What makes it so special is the fact that it blurs the line between traditional business devices and more powerful mobile workstations. The top-end spec highlighted here boasts some of the highest configuration levels we’ve seen on any laptop and yet manages to pack everything into a very portable and elegant Ultrabook-esque form factor.

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    The 10 Best Small Business Opportunities of 2015 #small #business

    #best small business to start

    #

    The Best Business Opportunities 2015

    The Best Business Opportunities for Starting a Small Business

    One of the best businesses to start. Blend Images/Ariel Skelley / Getty Images

    Welcome to my 2015 list of the best business opportunities.

    These are the business ideas that I think will give budding entrepreneurs the best chance of making money in the coming year – and just as importantly, the opportunity to start a business that will last and make money for years to come.

    Not all of them are ideas that I think will make you a fortune. Some have that potential. Others fall into the category of steady earners.

    And some of the ideas on this list are, admittedly, more exciting than others. But if you know anything about business. you know that it’s often the simple, plain idea that yields the most as the most successful businesses meet people’s needs .

    Remember; there are lots of business ideas that didn’t make this list that can be developed into successful small businesses. These are just ten that I think have great potential.

    Image (c) Jose Luis Pelaez Inc/ Getty Images

    Medtech, the business of creating and producing medical devices, has never been more accessible to just about anyone. The combination of inexpensive resources such as 3D printing and open-source software and hardware make producing prototypes much less costly.

    And the medical technology market is booming; sales are expected to reach $228 billion by 2015 (Markets and Markets ). What could you create to make medical treatments easier and/or more effective?

    Image (c) John Lamb / Getty Images

    The last few years, social media management has been the hot IT-related business. But the big migration is on and 2015 is the year of the cloud. Many businesses are keen to get there but don’t really know that much about it. Others are hanging back because they don’t see the necessity and fear the disadvantages .

    Knowledgeable IT types who can make the business case for moving various processes and apps to the cloud and do it for businesses have huge opportunities. The Advantages of Cloud Computing will help you make your case.

    Image (c) Dave Mcleod / Susan Ward

    Food safety is becoming more and more of an issue. It’s not just the burger meat or the undercooked chicken that’s threatening consumers now; even products such as organic lettuce have been subjected to food recalls. In self-defense, perhaps, consumers are paying more attention when they buy food and the local food movement is growing apace .

    Combine the desire to eat-food-that-I-know with gluten free and peanut-free to create food products that people will find truly irresistible.

    Image (c) Zero Creatives / Getty Images

    The burgeoning numbers of senior baby boomers also provide burgeoning business opportunities for senior care. In-home care and senior residences are the obvious ones, but don t forget all the related opportunities such as driving, delivery, catering and cleaning services for seniors who want to stay in their homes. You can certainly develop your own business providing care for seniors, but there are also quite a few senior care franchise opportunities available.

    Senior Moving Specialist

    Image (c) Seth Joel / Getty Images

    Aging sucks and one of the ugly aspects of aging that many people face is having to leave what’s been their home for many years and move into some place smaller. What makes it even worse is that many seniors in such circumstances have no one on the spot to help them. That’s why seniors real estate specialists are a growing niche market in Canada and the U.S.

    And while to become a Seniors Real Estate Specialist (SRES) involves already being a realtor and taking a course designed by the National Association of Realtors, you don’t have to be a realtor to get into this niche market .

    Patti Priestman’s Home Suite Home business takes a slightly different tack, focusing on assisting clients through every step of their move, from decluttering their current home through ensuring everything in is the right place in the new one.

    Image (c) Ascent Xmedia / Getty Images

    Forget spin cycling and Pilates – yoga is the fitness business to be in. The number of practitioners continues to grow each year, perhaps because yoga itself is so adaptable and accessible. Karaoke yoga. “Grey” yoga, hot yoga; there’s truly a yoga for everyone. Note that American spending on yoga products, from trendy attire and mats to studio classes, rose from $4.7 billion in 2007 to $7 billion in 2012 and is predicted to exceed $8 billion by 2017 (The Economist ) – so why not direct some of that your way?

    Drones for Business

    Image (c) Richard Newstead / Getty Images

    Using drones for business purposes is an industry in its infancy but I think it’s going to grow up fast as more ways to profitably use drones are discovered. Using drones for surveying, crop dusting, search and rescue and checking out fires to see if it’s safe for firemen to enter are just a few.

    As of writing, Transport Canada s rules for flying drones (a.k.a. unmanned aircraft systems) are much more favorable than those in the United States. where the Federal Aviation Administration (FAA) has until September 30 th to produce rules for the safe integration of drones into airspace. (Currently only recreational use is allowed.) The fear is that “potential benefits will be dampened by over-stringent rules ” (The Economist ).

    Baby Products Online

    Image (c) Glow Decor/ Getty Images

    Inc. choose baby products as one of the best businesses of 2014, saying that “products from diapers, clothing, and shoes to feeding aids, strollers, and furniture defied the recession and remained in high demand” and predicting that baby apparel alone would bring in $6 billion in e-tail sales in that year.

    Now consider that ecommerce is in its infancy in Canada (sorry; I couldn’t resist) and how easy it is now to get into ecommerce. Baby gear could be your ticket to big bucks.

    Scooter Sales Service

    Image (c) kali9 / Getty Images

    We’ve all seen the ads with the fifty-somethings riding their motorcycles. But the truth is that the fifty-somethings are much more likely to be riding scooters – either because of mobility issues or because they want the convenience and small environmental footprint of a bike with the stability that scooters provide. If you choose this business opportunity, don’t forget to provide gear like helmets and riding gloves too.

    Translation Services for Business

    Image (c) 4X-image / Getty Images

    Did you know that there are over 200 languages spoken in Canada and 381 spoken in the United States. Or that there are more than 6,700 spoken throughout the world?

    Maybe not, but I bet you can see where I’m going with this. With ecommerce ever growing and increasing numbers of companies striving to sell to more than just the home town crowd, the need for websites. documents and videos to be translated into other languages is exploding.

    Why Are These the Best Business Opportunities?

    There’s never any guarantee when you re starting a business. Any business opportunity you re considering requires due diligence .

    Once you’ve chosen an idea, the best thing to do is write a business plan ; it will help you determine if a particular opportunity is right for you.

    None of these are get rich quick ideas or even the business ideas that I think will make the most money. But in my opinion, these are business opportunities that are going to provide real chances to make money in 2015 and beyond – businesses that, done right, in the right place and for the right people may be profitable enterprises for years to come.

    Browse More Business Ideas





    Top 10 Jobs for Business Management Degree Holders #guaranteed #business #loans

    #business management jobs

    #

    Top 10 Jobs for Business Management Degree Holders

    You re thinking it s finally time to go back to school to get your business management degree. But there s a lot of talk about how over-saturated the market is with college grads. Chatter is one thing but statistics don t lie.

    According to recent income stats. the salary gap between college graduates and non-graduates reached an all-time high in 2013. Bachelor s degree holders earned 98 percent more per hour than those without a degree. That equates to nearly twice the paycheck!*

    Even with the favorable stats, going back to school can be daunting. You want to be sure you land a job you enjoy but you re still not entirely sure what you want to do. This uncertainty might cause you to second-guess your decision to return to the classroom.

    The good news is that earning a business management degree isn t going to tie you down to one job for the rest of your life. There are a variety of career options open to you once you have the proper knowledge and training under your belt.

    Top jobs you can pursue with a business management degree

    Earning your business management degree will open numerous doors for you after graduation. Take a look at the chart below to see the top ten jobs for business management degree holders.**

    Quick job breakdown

    Now that you re familiar with the options available to you, take a moment to learn a little more about each position. If there s at least more than one position that piques your interest, then you know you don t necessarily have to commit to a career before earning your degree. You have the freedom to learn first and then make a more educated career choice.

    1. Business analyst

    Business analysts work to interpret a company s needs through use of analytical tools such as interviews, document analysis, surveys, site visits, business process descriptions and more.

    2. Financial analyst

    Financial analysts assess the performance of financial investments such as stocks and bonds in order to provide sound guidance to businesses and individuals.

    3. Sales trainee

    Sales trainees generally focus on building relationships with current and prospective customers. Whether their work is primarily on the phone, at trade shows or networking events, trainees will likely learn the ropes of their respective company under the supervision of senior staff.

    4. Accountant

    Accountants prepare and examine financial records to ensure they are accurate, that taxes are paid correctly and in a timely manner and that the organization is running efficiently.

    5. Account manager

    In layman s terms, an account manager is a liaison between the company and its clients. They work to ensure the client is heard, taken care of and in complete understanding of the products or services.

    6. Human resources manager

    Human resources managers oversee recruiting, interviewing, hiring and the training of new staff. They serve as the connective tissue between the organization s management and staff.

    7. Sales manager

    Sales managers oversee and direct sales teams by setting goals, analyzing data and developing their respective team through training programs and group initiatives.

    8. Marketing manager

    Marketing managers plan programs and campaigns to generate interest in their product or service. They may oversee a team of marketing professionals and often times collaborate with graphic designers, sales agents and financial staff members.

    9. Sales support

    Sales support professionals typically undertake the administrative and office management side of the sales process. This includes fielding phone calls, setting appointments or managing a customer database, among other duties.

    10. Sales representative

    Sales representatives sell goods or services for their respective organization. They contact customers, explain product or service features and answer any questions current or prospective customers may have.

    Now What?

    Now you re aware of the variety of jobs for individuals with a business management degree. You can rest easy knowing it will not lock you in to a single career path! You know the lucrative lifestyle of which you ve always dreamed is yours for the taking once you re equipped with that college degree.

    What s better than unlocking the opportunity available to you as a college degree holder? Getting there faster and for less. If you already have an associate s degree, learn more about our Flex Choice degree options !

    *Salary data represents national, averaged earnings for the occupations listed and includes workers at all levels of education and experience. This data does not represent starting salaries and employment conditions in your area may vary.

    **Source: Burning-Glass.com (analysis of job postings requiring a major in business administration and management, Jul 04, 2013 – Jul 03, 2014)

    External links provided on Rasmussen.edu are for reference only. Rasmussen College does not guarantee, approve, control, or specifically endorse the information or products available on websites linked to, and is not endorsed by website owners, authors and/or organizations referenced.

    Megan is a freelance writer for Collegis education who writes student-focused articles on behalf of Rasmussen College. She hopes to engage and intrigue current and potential students.

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    10 Personality Traits Successful Entrepreneurs Possess #business #today

    #online business ideas

    #

    10 Personality Traits You Need to Start a Business

    Traits for Success

    Credit: Starting a Business Image via Shutterstock You already know you need a great business idea, a solid business plan and some startup cash to start a business. But, you also need to have a personality that’s suited to being an entrepreneur. Experts tell us the personality traits every entrepreneur needs to succeed.

    Lots of Energy

    Credit: Happy Workers Image via Shutterstock As a brand marketing and public relations consultant, Lisa Murray has worked with a number of serial entrepreneurs and says one quality they all have in common is their ability to always be on the go.

    “Born entrepreneurs don’t know how to power down,” Murray, principal of Murray Whalen Communications, told BusinessNewsDaily. “They emit a constant hum of ideas, plans, strategies and high-octane energy.”

    Persuasive

    Credit: Sales team image via Shutterstock One of the key signs of a born entrepreneur is the salesmanship and power of persuasion they show very early on for their causes, said business coach and consultant Nancy Eberhardt.

    “Whether it is a landscaping business at age 12, or selling magazines door-to-door to fund a school trip, they are persistent in telling you about it and pitching why you need it,” Eberhardt said. “They are almost fearless in who they will approach and present their idea, service or product to.”

    Resourceful

    Credit: Creativity image via Shutterstock As someone who works almost exclusively with entrepreneurs, Robin Samora, president of the business and PR consulting firm Let’s Make You Shine. said entrepreneurs all tend to have a unique way of fixing issues that may arise.

    “They come up with novel ways to solve problems that others can’t even imagine,” Samora said. “Ideas flow and come naturally to them.”

    Winning attitude

    Credit: Think Positive image via Shutterstock. Even in the worst situations, successful entrepreneurs always see the opportunity to glean something new, said Lili Balfour, founder of the investment banking firm Atelier Advisors.

    “When their world is falling apart, they remain calm, knowing that there is a lesson to be learned.” Balfour said. “They are grateful for what has worked out and learn from what has not worked out.”

    Thrives in uncertainty

    Credit: Curious image via Shutterstock Especially when first starting out, executive coach Elene Cafasso said entrepreneurs are able to function without a lot of certainty.

    “If you are someone who becomes paralyzed when there are too many moving pieces and too many contingencies, then owning your own business is not right for you,” Cafasso said.

    Opportunistic

    Credit: Dreamstime.com Tomas Chamorro-Premuzic, a research affiliate with Hogan Assessments. believes entrepreneurs have an opportunistic mindset and are always prepared to take advantage of every situation.

    “They see opportunities where others don’t,” Chamorro-Premuzic said. “Few people are driven to pursue them.”

    Learns from mistakes

    Credit: Embarrassed man image via Shutterstock New York wedding expert Nadia Digilov said entrepreneurs all have a willingness to learn from their mistakes.

    “Natural entrepreneurs analyze their behavior and are not afraid to admit that they have made a mistake,” Digilov said. “They attempt to correct negative behaviors more easily then non-natural entrepreneurs.”

    Thinker

    Credit: Dreamstime The mind of an entrepreneur is always at work, said Richard Stiennon, chief research analyst and founder of analyst firm IT-Harvest.

    “He or she cannot turn off the flow of ideas,” Stiennon said. “Every problem is an opportunity to build a business to solve it.”

    Communicator

    Credit: Dreamstime Business consultant Paul O’Leary believes born entrepreneurs have a natural gift for gab.

    “They are assertive, direct and to-the-point with a sense of urgency,” O’Leary said.

    Fighter

    Credit: Dreamstime.com Hope Katz Gibbs, founder and president of Inkandescent Public Relations, said that as an entrepreneur herself, she believes those who are born with the characteristics needed to run their own business all are willing to get back up after being knocked down.

    “Our ideas aren’t always successful, but the thing that differentiates us is that we don’t give up — or give in,” Katz Gibbs said. “We just learn from what didn’t work, and what did, and start again.” Ultimately, she said, entrepreneurs are the last ones standing.

    Find Your Business Idea

    Ready to figure out what business idea is best for you? Try our Business Idea Generator. Answer 21 yes or no questions and we ll tell you the top five business ideas that might work for you. Click here to get started. Don t worry, it will open in a new window and you won t lose your place in this countdown.

    More Countdowns





    10 ways to trade penny stocks #business #startup #loan

    #penny stocks

    #

    10 ways to trade penny stocks

    MIAMI, Fla. (MarketWatch) — The allure of penny stocks is simple: They don’t cost much money and promise big profits. But trading penny stocks is also a good way to lose money.

    • Hulbert: The groundhog won t see any bears
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    Omar Aguilar, chief investment officer at Charles Schwab, tells MarketWatch’s Jonathan Burton investors are transitioning to a search for growth from a flight to quality.

    Sure, it’s possible to profit when you understand the game, but the odds are against you when you don’t. And worse: manipulators and scammers often run the penny-stock game.

    For investors who can’t afford shares of Google or Apple, the potential gains from trades like this are too good to pass up. So penny-stock trading thrives. With a relatively small investment you can make a nice return if — and this is a big if — the trade works out. For example, say you buy 10,000 shares of a $.30 stock for $3,000. If the stock reaches $1, you’ve made $7,000, doubling your money. Read more: 5 strategies if you have less than $3,000 to invest. )

    Dollars and sense

    Penny stock promoters make sure to attach a disclaimer to their email, Twitter, or Facebook page, and take advantage of this language to embellish and deceive. Read more: Stock touts prey on investors’ inflation fears.

    Penny stocks and their promoters also tend to stay one step ahead of securities regulators, though just last month the Securities and Exchange Commission charged a Florida-based firm, First Resource Group LLC, with penny-stock manipulation. Read more: Simple rule: Don’t buy a penny stock.

    Even with these clear dangers, some people insist on trading the pennies. So, if you find yourself on the receiving end of a telephone call from a penny-stock promoter, or you spot an advertisement that promises dollars from your pennies — and you still decide that maybe penny stocks aren’t wooden nickels, just remember these 10 rules:

    1. Ignore penny-stock success stories

    Timothy Sykes, a penny-stock expert who trades both long and short, says you must not believe the penny-stock stories that are touted in emails and on social media websites.

    “You have to say no,” Sykes said. “You can’t invest in penny stocks as if they were lotto tickets, but unfortunately that’s what most people do, and they lose again and again. Think of penny stocks as inmates in a prison that you can’t trust.”

    Instead, Sykes says, focus on the profitable penny stocks with solid earnings growth and which are making 52-week highs.

    2. Disregard tips and read the disclaimers

    Penny stocks are sold more than bought — mostly via tips that come your way in emails and newsletters.

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    “The free penny-stock newsletters are not giving you tips out of the goodness of their heart,” Sykes said. “If you read the disclaimers at the bottom of the newsletters, they are getting paid to pitch a stock because their investors want exposure for the company. There is nothing wrong with wanting exposure, but almost all penny newsletters make false promises about their crappy companies.”

    Sykes says there is a difference between stocks making a 52-week high based on an earnings breakout and stocks making a 52-week high because three newsletters picked it. Reading the disclaimers at the bottom of the email or newsletter, which the SEC requires them to do, will usually reveal a conflict of interest.

    “Most newsletters don’t tell you the truth,” Sykes said. “They are being compensated to pump up the stock, and they rarely tell you when to sell. Often it’s far too late.”

    One allure of penny stocks is you can make 20% or 30% in a few days. If you make that kind of return with a penny stock, sell quickly.

    Unfortunately, many traders get greedy, aiming for a 1,000% return. Considering that the penny stock you’re in might be getting pumped up, take any profits and move on.

    4. Never listen to company management

    In the murky penny-stock world, don’t believe what you hear from companies.

    “You can’t trust anyone,” Sykes said. “The companies are trying to get their stock up so they can raise money and stay in business. There is no reliable business model or accurate data, so most penny stocks are scams that are created to enrich insiders.”

    Sykes says large rings of the same people run promotions using different press releases and companies, including the reappearance of a notorious stock manipulator who was first convicted for an email pump-and-dump scheme when he was in high school.

    Although shorting pumped-up penny stocks may seem attractive, don’t do it.

    Penny stocks are too volatile, and if you’re on the wrong side of the trade, you could easily lose 50% or more on a short squeeze. Another problem is that it’s difficult to find shares of penny stock to short, especially those that made huge moves based on hype and newsletter tips. Leave shorting penny stocks to the pros.

    6. Focus only on penny stocks with high volume

    Stick with stocks that trade at least 100,000 shares a day. If you trade stocks with low volume, it could be difficult to get out of your position.

    “You must be aware of the number of shares traded and the dollar volume,” Sykes said. He also suggests that you trade penny stocks that are priced at more than 50 cents a share. “Stocks that are trading less than 100,000 shares a day and are under 50 cents a share are not liquid enough to be in play,” he added.

    Because the bid-ask spreads on many penny stocks can be high, as much as 10%, hard stop-losses can actually cause you to lose money.

    Although it takes more concentration, use mental stops. “I focus more on risk-reward than stops,” Sykes said. “If I want to make a dollar a share on a three-dollar stock, I will cut my losses at 20 cents so I have a 5:1 risk reward. I aim for 3:1 or 4:1, but not 1:1 or 2:1. If I think a dollar stock has only 50-cents upside (2:1), my mental stop loss will be at 10 cents because the risk-reward is better.”

    8. Buy the best of the bunch

    Sykes looks to buy penny stocks that have had an earnings breakout.

    “I love buying penny stocks when they have good earnings, or when they are breaking out to 52-week highs on volume that is at least a quarter million shares a day,” he said. “They are easy to find if you look.”

    The challenge is to find stocks that make 52-week highs that aren’t due to a pump-and-dump scheme. Examples of penny stocks that have fit Syke’s criteria in the past include Tangoe TNGO, +3.15%. Magal Security Systems MAGS, +0.21%. and Staar Surgical Co. STAA, +2.87%.

    9. Don’t trade large positions

    “You really need to be careful with position sizing,” Sykes said. “I learned the hard way not to trade big. My rule now is not to trade more than 10% of the stock’s daily volume.”

    In addition, he said, limit your share size so you can get out of the stock faster.

    10. Don’t fall in love with a stock

    Every penny stock company wants you think it has an exciting story that will revolutionize the world. If you enter the penny stock arena, be cynical, do your own research, and diversify, even if a friends or family member is touting a stock.

    Penny stocks have earned their bad reputation, so beware.

    Michael Sincere (www.michaelsincere.com) is the author of “Understanding Options,” “Understanding Stocks,” and “Start Day Trading Now.”

    Copyright 2016 MarketWatch, Inc. All rights reserved.

    Intraday Data provided by SIX Financial Information and subject to terms of use. Historical and current end-of-day data provided by SIX Financial Information. Intraday data delayed per exchange requirements. S P/Dow Jones Indices (SM) from Dow Jones Company, Inc. All quotes are in local exchange time. Real time last sale data provided by NASDAQ. More information on NASDAQ traded symbols and their current financial status. Intraday data delayed 15 minutes for Nasdaq, and 20 minutes for other exchanges. S P/Dow Jones Indices (SM) from Dow Jones Company, Inc. SEHK intraday data is provided by SIX Financial Information and is at least 60-minutes delayed. All quotes are in local exchange time.

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    Best investment options – 10 simple steps for a successful eBay business

    #small scale business

    #

    10 simple steps for a successful eBay business

    Overview about ebay
    One of the ways to earn money through online is starting your own eBay business by selling products on eBay. This is one of the best investment option.

    10 simple steps for a successful eBay business?
    Follow the below steps to start the ebay business

    1. Create an eBay account Paypal account. Click Register with eBay which would take directly to registration form. Also paypall account is required for the receiving the payments. Click on this to open a Pay Pal account
    2. Get customer experience. Before you start selling any product, first try buying small items so that you get relevant experience on how the buyer expectation is.
    3. Sell the item you know. Sell the product, where you have good knowledge about this product. If you try to sell the product where you do not have much knowledge, you end up keeping them in your warehouse
    4. Try the option of selecting a buyer who would, directly deliver to customer. This is one of the good method where you would not own any product and save shipping charges
    5. Create a list of items you want to sell. Before you jump into business , try selling any unwanted items you are holding now. This would give an idea about the entire process of selling the product in ebay
    6. User your creativity and get good pictures of what you want to sell. You can purchase some good colored bulbs to take the photos of the product you want to sell
    7. List down the item: Once you have taken good picture of item you want to sell, list them on ebay. Ensure you give complete details of the product, else you end up answering the calls from buyers in providing the details.
    8. Clarify buyers queries about your product
    9. Ship the product immediately. Once your item is purchased by buyer, ship them as soon as possible. Reduce the the time taken to deliver the product. This would give good impression to buyer and they can give positive feedback
    10. Try selling popular products. See what are the popular products being sold on ebay. You need to even look for what competitor s price is to sell at lower price.

    Readers, in your opinion, what are the other success ways of setting up a success ebay business? Do you have any creative ideas.

    Have you enjoyed this post? Please provide your comments on this post. If you found good, share the link in Facebook/Twitter.

    Share this:





    Top 10 Weekend Business Ideas with Little to No Startup Costs #small

    #weekend business ideas

    #

    Tour Guide

    Those lucky enough to live in a tourist hotspot could start a business as a weekend tour guide. Walking tours are all the rage, and lend themselves to unique themes. Bike around historic districts, and learn the hidden stories in cobbled streets and family businesses. But before you start collecting fees, talk to your city tourism department about leading tours. No doubt they’d be happy to give you permission to promote tourism in the area, and may even help you plan lucrative routes. Once you’ve become established, consider compiling your expertise into podcasts or guidebooks, or even investing your profits in a fleet of Segways. Segway tours typically charge $60 or more per person.

    Farmer’s Markets

    Demand for local food is in full swing. Take advantage of the local food craze by starting a business selling at farmer’s markets. Visit your local farmer’s market and talk to the Market Master: she can tell you what’s overdone (tomatoes) and what’s in demand (honey, perhaps). Spend a few hours during the week preparing your wares, and sell all day on Saturday, Sunday or both. This business idea can require some advance work, but the benefits are rich. Build relationships with customers and bring them pleasure with your crisp green beans or heavenly baked goods. This piece on Ideas for Rural Businesses here on Bright Hub can get you started. For the skinny on selling on Farmer’s Markets, see my other article called How to Sell at Farmer’s Markets .

    Want to start a small weekend business that you can run out of your home, investing as much – or as little – time and money as possible? Check out these weekend business ideas.

    Freelance Writer

    Everyone is an expert at something. If you’re a good writer, translate your passion into a weekend business by writing freelance content for websites, travel agencies, entrepreneurs and more. Develop a specialty, like writing business plans or How-To guides, and network with local businesses and organizations to provide high-quality copy. If there’s not much in your area, search Craiglist and other sites that list online freelance writing jobs. Freelance writers can work from home and set their own hours, but it’s up to you to market your skills and keep up a steady stream of work. Beginning pay is low until you build up a quality portfolio of work.

    Teach DIY Skills

    Handy with a power saw? There’s a DIY novice who would pay to learn your skill. Demand is especially high around all those independent women who would love to learn how to fix their own leaky faucets without calling their dad. See if you can rent a woodwork classroom at a school or community college, or set up more informal classes in your own garage. Organize workshops around themes: putting up shelves and pictures, plumbing problems, and painting tips. DIY classes can be a satisfying weekend business idea.

    Home Staging

    Weekend entrepreneurs with a flair for interior design can start a business as a professional home stager. Every real estate agent has ’em: those undeniably ugly houses with screaming pink walls, hairy rugs and retro furniture straight out of the ’70s. Talk to your local real estate companies about hiring yourself out as a weekend home stager. Paint the walls a neutral color, tear down those hideous drapes, and improve the look of the home. Network with furniture stores to rent tasteful living room ensembles, and display their logo in return. This could be a time-consuming business, but getting those unsellable homes out of the real estate agent’s hands can lead to rich rewards. A commission of $800 to $1000 is reasonable.

    Weekend Musician/DJ

    Avid guitarist or drummer? Always current with the hottest musical trends? Starting a weekend business as a musician or DJ might be right for you. Local bars are always looking for live talent, especially if you charge a low fee or tips only to get your foot in the door. DJs are needed for weddings and middle school dances. Including setup and tear-down, gigs usually run anywhere from three to seven hours for a night.

    Green House Cleaning

    Many household cleansers contain toxic ingredients. These ingredients leach into the environment and contaminate the water we drink. Moreover, their harsh chemicals can spark allergic reactions in children and adults alike. There’s new interest in cleaning households with green products, ranging from baking soda and vinegar to commercially sold cleansers food in natural food stores like Whole Foods. Why not start a weekend business as a green house cleaning service? Market your business to an upscale clientele who will pay for the coveted “organic” label. What’s more, they’ll boast to their friends about their green credentials, and those referrals will boost your profit margin. If you’re into the green movement but not into doing other people’s dirty work, check out this article for more green business ideas .





    What are the top 10 most profitable businesses in India? #government #business

    #most successful businesses

    #

    Despite being a huge economy that ranks at number 3 in the GDP (PPP) league globally, India is a nation where the agriculture and unorganized sectors dominate employment generation. Contrary to what a lot of people may believe, we do not have a majority of our workforce employed by the organized sector.

    The Indian workforce can be categorized by a simple and approximate formula – 65-35-15-85. Of the entire workforce, around 65% are engaged directly or indirectly in Agriculture, a massive number. This number will include farmers, farm labourers, transport workers, mandi workers, marketing people, rural business persons of all types etc. That leaves around 35% of Indian workforce, which we can call non-farm workforce. Of this 35%, not more than 15% are employed by the organized sector. They are paid salaries on fixed dates (almost), enjoy statutory benefits and can associate their work with some brandname of some credible size. The remaining 85% (of this 35%) are engaged in unorganized sector, that does not enjoy any of these characteristics. Are these not shocking statistics, for India, after nearly seven decades of economic independence? By the way, I have not counted homemakers and housewives, whose contribution anyway does not get counted in the GDP calculations.

    We are a nation of 1.3 billion people (that’s 130,00,00,000 people). So it is clear there is abundance of labour available in India, that is untrained, unskilled (or at best partially skilled) and has a poor chance of making it in the formal organized sector. What do these people do? Well, they create small businesses of their own, and get on with their lives quietly.

    Mainstream academia and media often speak disparagingly of these millions as “Mom-and-Pop” shops, because the comparison yardstick is the West, where most of retail is organized. But if these millions were to give up their businesses, and start pestering the governments of India (central and state) forSarkarijobs, the whole system will crumble and break down in no time. We should be very thankful to these entrepreneurs who quietly create opportunities for themselves, and even employ many more.

    I assume by small. the question means really small, even micro. And “top 10” must be the range and spread. The ones I am listing below, are usually proprietorships of the most unstructured format. I am intentionally not counting the Small-scale enterprises in the manufacturing sector. I am also leaving out individual contractors that use the internet economy to work from home, on projects anywhere in the world (these are educated and very capable people).

    In my opinion, ten of the smallest of businesses (not counting agriculture related work) that are widespread across India, totally taken for granted, and where literally crores of Indians (1 crore = 10 million) are self-employed, can be listed as:

    1. Small retail shops – Millions of them spread across the length and breadth of India. They are usually owned by a single family, and entire work is done by two or three members of the same family. They do not formally book every transaction, and issue no receipts. Hence, they generally pay no taxes at all. In fact, if they are forcibly dragged in the tax net, many of them will simply become unviable! So what will happen? Right now we have around 1 million young people entering the workforce each month. Or 1.2 crore each year. We will substantially increase the number if these shops collapse.
    2. Paan ki dukaan – Indians love their paan, supari, cigarettes, tobacco, and gutkha! And this gives birth to the legion of Paan Shops we see everywhere. They form a key part of the marketing plans of consumer goods giants like Unilever etc. As they say, the Ps of marketing are Product-Price-Promotion-P lace-and-Paan shops.
    3. Readymade Garment shops – Thousands of these small shops cater to the needs of the local communities they serve. While all conceivable brands are available in big malls, the small shops cater at an atomic level to their customers’ needs. And they are busy all year round. One can be often surprised at the economical rates these offer.
    4. Tea stalls – Popularly called chai-ki-tapri. these are hangout places (for a few minutes) for the local small office-goers, daily wage labourers, and anybody passing by. Usually run by a single entrepreneur, they employ chhotus, young boys barely 8 or 10 years of age. It can be seen everywhere in India. They serve tea (of coffee), some basic snacks like pakoras, etc. Wholesomely unhealthy if taken on a daily basis.
    5. Auto Repair shops – If you do not wish to spend a lot of money to get your vehicle (2 wheeler or 4 wheeler) repaired at the branded sales outlet or service centre, then the roadside repair shop is always at your disposal. Business is always brisk, and the technicians working can be amazingly skilled.
    6. Mobile repair / accessories shops – The past few years have seen employment generation through this route. Tiny shops that are run by just one or two people can cater to a vast range of your repair / recharging needs. Found almost everywhere.
    7. Grocery Daily need shops – A type of the small retail shops. Some of them are organizedkirana stores, others much smaller but equally useful. They develop customer relationships through home delivery, some credit, and informal support for a range of needs. Usually have dedicated and loyal clienteles. The arrival of organized retail has, so far, not affected them much.
    8. Small restaurants / coffee shops – Lots of them dot the highways as dhabas. or all commercial roads in cities of all sizes. They are usually much cheaper compared to branded cafes. I remember enjoying a hearty meal (for a family of four) for Rs 36 when we hungrily went to a very small “south Indian” restaurant on a mountain side in Munnar, Kerala. What a meal it was! And what a rush the restaurant was handling. Such experiences make you want to become a food entrepreneur (the yummy margins! ).
    9. Seasonal shops – Every festival in India brings unique buying needs, and that leads to sprouting of such shops in specific areas of all towns and cities. So, during the Ganesh Chaturthi festivals, shops spring up overnight selling pooja samagri (material for religious prayers) and idols. Similarly, Deepawali sees fire-cracker shops and Holi brings with it gorgeously colourful temporary shops. All dealings are naturally in pure cash!
    10. Hawkers of all types – Not to be outdone by the above, we have a whole range of hawkers who shout themselves hoarse strutting their stuff door-to-door, all day long. They do this on bicycles, or thelas, and it must be very exhausting work.

    I personally feel that society ought to respect these individuals much more that it currently does. They are the most basic building blocks of our goods and services markets. The entrepreneurial streak of these unsung heroes can be very motivating if we see the sheer struggle their daily lives entail.

    As India moves forward, while our economy will get more structured, the simultaneous growth of our population is going to make formal employment generation a huge challenge. Interesting times ahead!

    There is a contradiction in the question: What are the top 10 internet business models that are currently the most profitable and easiest to copy in a new market?

    The most profitable business model will not be the easiest to copy since by definition anyone can copy that business model, compete with the original business model and so bring down the profits of the business model as a whole.

    Examples of most profitable internet business models typically depend on dominating the long-tail. This requires these businesses to operate at a lower cost than if manual / human processing was required, and capitalize on improving the signal to noise ratio using algorithms at scale. It is difficult for substitute businesses to develop the same scale later as collecting huge amounts of long-tail data takes a long time (years)

    Google search: Have data on long-tail search terms and creates a market place where participants can bid to reach most relevant customers.

    Amazon.com: Have organized information of long-tail products for sale and offer unparalleled selection, prices are reasonable, inventory overheads are low (they need to stock a few items globally compared to a few items per physical store)

    Ebay: Created an auction marketplace where buyers can bid for long-tail products offered by sellers world-wide. The larger the number of buyers, the larger the number of sellers and Ebay makes a cut off each transaction.

    Wikipedia or Yahoo Answers: Long-tail content is generated by users at little / low expense to the company, content is relevant and used years after it was originally created. Bulk of the content is accessed only a few times every month but collectively drives billions of page views a month. This can be harvested by basic online advertising.





    10 Steps to Setting Up a Payroll System #sample #business #plan

    #small business payroll

    #

    Whether you have one employee or 50, setting up a payroll system not only streamlines your ability to stay on top of your legal and regulatory responsibilities as an employer, but it can also save you time and help protect you from incurring costly Internal Revenue Service (IRS) penalties.

    Here are 10 steps to help you set up a payroll system for your small business.

    Obtain an Employer Identification Number (EIN). Before hiring employees, you need to get an employment identification number (EIN) from the IRS. The EIN is often referred to as an Employer Tax ID or as Form SS-4. The EIN is necessary for reporting taxes and other documents to the IRS. In addition, the EIN is necessary when reporting information about your employees to state agencies. You can apply for an EIN online or contact the IRS directly.

    Check Whether You Need State/Local IDs. Some state/local governments require businesses to obtain ID numbers in order to process taxes.

    Independent Contractor or Employee – Know the Difference. Be clear on the distinction between an independent contractor and an employee. In legal terms, the line between the two is not always clear and it affects how you withhold income taxes, withhold and pay Social Security and Medicare taxes, and pay unemployment taxes.

    Take Care of Employee Paperwork. New employees must fill out Federal Income Tax Withholding Form W-4. Your employee must complete the form and return it to you so that you can withhold the correct federal income tax from their pay.

    Decide on a Pay Period. You may already have a manual process for this, but setting up a pay-period (whether monthly or bi-monthly) is sometimes determined by state law with most favoring bi-monthly payments. The IRS also requires that you withhold income tax for that time period even if your employee does not work the full period.

    Carefully Document Your Employee Compensation Terms. As you set up payroll, you’ll also want to consider how you handle paid time off (not a legal requirement, but offered by most businesses), how you track employee hours, if and how you pay overtime, and other business variables. Don’t forget that other employee compensation and business deductibles such as health plan premiums and retirement contributions will also need to be deducted from employee paychecks and paid to the appropriate organizations.

    Choosing a Payroll System. Payroll administration requires an acute attention to detail and accuracy, so it’s worth doing some research to understand your options. Start by asking fellow business owners which method they use and if they have any tips for setting up and administering payroll. Typically, your options for managing payroll include in-house or outsourced options. However, regardless of the option you choose, you — as the employer — are responsible for reporting and paying of all payroll taxes.

    Running Payroll. Once you have all your forms and information collated, you can start running payroll. Depending on which payroll system you choose, you’ll either enter it yourself or give the information to your accountant.

    Get Record Keeping Savvy. Federal and some state laws require that employers keep certain records for specified periods of time. For example, W-4 forms (on which employees indicate their tax withholding status) must be kept on file for all active employees and for three years after an employee is terminated. You also need to keep W-2s, copies of filed tax forms, and dates and amounts of all tax deposits.

    Report Payroll Taxes. There are several payroll tax reports that you are required to submit to the appropriate authorities on either a quarterly or annual basis. If you are in any way confused about your obligations, take a look at the IRS’s Employer’s Tax Guide. which provides some very clear guidance on all federal tax filing requirements. Visit your state tax agency for specific tax filing requirements for employers.





    How to Write a Business Profile: 10 Steps (with Pictures) #free #business

    #business profile

    #

    How to Write a Business Profile

    A business profile is like a résumé for your company. It lists basic company details and gives you a chance to highlight your strengths. Just like a résumé, you should write each business profile with a purpose in mind. Use it as an opportunity to briefly state why potential clients should work with you, but give thorough and precise details.

    Steps Edit

    Part One of Two:
    Getting Down Company Information Edit

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    Talk about your company’s ideas. If you have a mission statement, put it here. Otherwise, write out your company vision, guiding ethos, and a little about your history. Telling who you are and what drives you gives your company a human element. It also gives you a chance to do some subtle advertising early on.

    • This is a place you can afford to be a little vague. Mission statements are legally necessary for some businesses, and may need to be specific. For everyone else, try to state what you do without limiting yourself. You don’t want to scare away potential business that thinks you wouldn’t consider expanding into adjacent industries. But it is easy to overdo vague language.
    • A bad example: “XYZ Semantics is a company driven by the pursuit of its dreams. We want to bring you with us on this journey. Our dedication to solutions and innovation make us the leading marketing consultants west of the Mississippi.”
    • A good example: “XYZ Semantics is seasoned and talented team of marketing consultants. Since 1975 we have helped our clients grow their business and profits. Though our methods are complex, our goal is simple: we want to help you sell your product to more customers.”

    Find out more specific details. Check with your secretarial or human resource staff to find out up-to-date details in several areas. You may not need to use all these, but having them on hand will make it easier when you sit down to craft the profile. Set up a way to streamline this process in the future, as you will want to update this information in your profile regularly.

    • Number of employees
    • Turnover. Low turnover can indicate stability, but either way it’s a good statistic to have on-hand.
    • List of all business activities. What are all the areas you work in?
    • Unique equipment or specialties. If you are the only company that produces, say, a rare machine part, you need to mention that.
    • Certifications
    • Imports/exports
    • Your methodology and/or what software you use.
    • Volume of output you can handle. Prospective clients need to know if you are prepared to meet their needs.
    • Delivery stats. How many units do you ship in a given period?
    • Major accounts or clients. This is a way to show prospective clients whether or not you are used to doing business with companies like theirs. It’s also another chance for subtle advertising.

    Sift through all this information. Since you want to keep the profile short, you can’t include every possible detail. Also, not all of them might be strengths. Pick out what might be relevant to include in your profile in various contexts. Keep the other information on hand for future reference, but put the important stuff in one place for easy access.





    Top 10 Ways to Advertise on a Budget #business #information

    #business advertising

    #

    10 Inexpensive Ways to Advertise Your Small Business

    Banner ads and print ads can be expensive. And they are not necessarily the best way to advertise your small or mid-size business. So to find how to get the greatest return on your advertising investment, Small Business Computing surveyed small business owners. Here’s what they had to say.

    10 Inexpensive Ways to Advertise Your Small Business

    Banner ads and print ads can be expensive. And they are not necessarily the best way to advertise your small or mid-size business. So to find how to get the greatest return on your advertising investment, Small Business Computing surveyed small business owners. Here’s what they had to say.

    Invest in Google AdWords

    Google AdWords and PPC [pay-per-click] can give you crazy amounts of traffic if you are tight with your campaign and run niche ad groups,” explained Andrew Riker an SEO specialist at WordStream. “Focused, long-tail keywords that are specific to your industry will cause the highest possible click-through rate and in-turn conversions.”

    Riker adds that you don’t have to spend a lot of money to get a lot of traffic. “A small daily budget—$10-$20/day—can provide you with a large amount of traffic and in turn qualified leads, as long as the ad is relevant,” he said. If you’re new to AdWords or just want to keep up with the latest tips and info, be sure to check out Inside Adwords . Google’s official resource blog on all things AdWords.

    Try Facebook Ads

    “We tried print ads and banner ads, but for our money Facebook Ads provide us with the most focused consumers,” explained Chris Knollmeyer, Web manager for Carolina Rustica. “Being able to target specific demographics lets us pinpoint people we have not reached yet and provides us with a platform to reach out to them. This kind of targeting allows us to minimize extemporaneous clicks from consumers [who are] just browsing or searching for information and gets us the most for our money.”

    “Facebook ads have definitely been the most successful overall,” concurred Megan LaBant Abrahamsen, the owner of Blue Star Bazaar. “I can set a small budget (less than $10 per day) and target specific customers – [by] age, gender, education and interests similar to my product categories.”

    Even if people don’t immediately make a purchase because of the Facebook ad, many of them wind up “liking” her business, she said, which lets Blue Star Bazaar create a database of potential customers.

    Get your Facebook Ads tips direct from the source: Facebook for Business .

    Look into StumbleUpon Ads

    “One of the best ways to advertise and get traffic to your website is by using StumbleUpon Ads ,” noted Chris Wise, the online marketing director at CustomerRave. “They cost as little as $0.05 a click, so for $5 you can get 100 unique visitors to your site. While the bounce rate is more often than not higher when using these ads, it’s a great way to advertise contests, giveaways and big promotions,” he said.

    And if the content you are promoting proves to be popular and receives a lot of “likes,” you will start receiving free traffic from Stumbles, which can go on for months, even after you have stopped advertising.

    Get Published Online

    Another great way to advertise your business is to “submit articles on topics your customers may be interested in to reputable websites, such as Ezinearticles.com . Articlesbase.com . or TheFreeLibrary.com ,” said Matthew Kostanecki, a marketing specialist at Archon Systems.

    “In exchange for the content, they allow you to include a couple of back links to your website. Not only does this provide you with potential traffic and leads to your business, it also helps establish you as an expert in your related field,” said Kostanecki. Can’t come up with a subject to write about? He suggests asking your customers about their biggest pains and problems.

    Donate Products or Volunteer Services to a Worthy Cause

    “I got the equivalent of $1,000 in advertising by building the website for the Rhode Island Rally for Recovery ,” explained Benjamin John Coleman, founder of The Origami Bonsai Company. And his investment of time really paid off—resulting in $5,000 in new business. That’s because when other vendors who participated in the Rally saw what a great job his company did building and maintaining the Rally website, they hired Coleman to help them with their websites.

    Cultivate Bloggers

    Find influential bloggers in your industry and ask them to review your product or service,” suggested Daniel Weaver, the president and owner of Daniel’sPromise. “Many will be happy to do so if you give them free product for them to use.”

    That’s what Juppy, the maker of the Juppy Baby Walker, did. “When we started out, our company we didn’t have a lot of cash on hand to spend on advertising,” explained Mayra Sotelo, the COO for Juppy. “So we decided to seek out mom bloggers who would review The Juppy Baby Walker. This worked out great for us… because there is no better [endorsement of] our baby walker that fits in a purse than by a real mom who loves our product.”

    And if you can’t find a blogger who will review and write about your product for free, there are also bloggers “who will write about your site/product/company in exchange for a fee,” noted Mike Scanlin, CEO of Born To Sell. And even with a fee, that kind of endorsement is typically more effective and less expensive than a banner ad.

    Claim Local Listings on Google Places, Yahoo Local and Bing Local

    “You’d be amazed at how many small businesses forget to sign up for services like Google Places, Yahoo Local, and Bing Local even though it’s free!” explained Mandy Boyle, the SEO manager for Solid Cactus. “Claim your local listing, fill out the information and take advantage of people searching for businesses in your area,” she advised.

    Use Community Sites and Local Directories

    Leavy uses a site called Quentin’s Friends . an invitation-only network where members can post recommendations and offers for their products and services for a very small fee. “The service is location-specific, so my ad is going out to thousands of people who are specifically in my geographic area, New York,” she said. And Leavy’s return on investment has been an impressive 6,500 percent.

    Link Up with LinkedIn Ads

    If you own a B2B company, a good way to reach your target audience is through LinkedIn Ads . “We are a small business and our target market is small business users,” explained Damian Raffele, vice president, marketing, AnyMeeting.

    LinkedIn Ads has worked well for the company, because it allows them to target a specific audience by geography, demographics, job title or LinkedIn Group. “Being able to target users who belong to specific LinkedIn Groups…allows us to design ad copy that is tailored for them, which has resulted in great conversion rates, providing us with a great ROI on our marketing spend.”

    Distribute Flyers

    “If you have a small business that focuses on a particular area, flyers are a great way to advertise,” said Nathan Letourneau, co-founder of CampusBooks4Less. And they needn’t be expensive. Chances are you have someone in your company, or a friend or family member, who can help you design the flyer inexpensively (or for free) – and you can print the flyer in house or find an inexpensive printer.

    As for distribution, “hire some high school or college students and have them put the flyers on parked cars, attach them to house entry doors and distribute them inside area businesses (to employees and on any bulletin boards, if allowed) and apartment complexes,” he advised. “We saw huge increases in traffic after having students distribute flyers on parked cars in our target areas.”

    While not every method will work for every business, each advertising strategy is inexpensive enough that you should be able try a few to find out what works for you. Also, many of the sites mentioned, such as Google AdWords and Facebook, periodically offer advertising credits or discounts, which small business owners should use to their advantage.





    Business Degree: 10 Best Colleges for Business – Management #business #loans #calculator

    #business colleges

    #

    10 Great Colleges for Business Majors

    All offer an excellent education, affordable prices, and substantial salaries for their graduates.

    Business is the single most popular major for college students today. But one of the first lessons future business leaders have to learn is buyer beware. Some colleges business programs seem to provide little in the way of an earnings boost for graduates, while other schools names help get their grads r sum s to the top of job recruiters lists.

    Here are 10 high-value colleges where alumni with bachelor s degrees in business tend to out-earn their counterparts from most other schools.

    These colleges scored the best overall when we combined MONEY s measures of each institution s educational quality and affordability. including graduation rates and student and parent debt loads, with the earnings reported to Payscale.com by alumni who earned a bachelor s in business and didn t go on to earn an MBA or other graduate degree.

    Each of those main factors educational quality, affordability, and post-graduate success was given an equal weight of 1/3.

    For more business-savvy advice, see our companion article Find Your Best College for Majoring in Business .

    10. University of California–San Diego

    Location: La Jolla, Calif.

    Estimated net price of a degree: $125,593

    Average annual early career earnings for business majors: $52,100

    MONEY Best Colleges overall ranking: 32

    9. Cornell University

    Estimated net price of a degree: $201,768

    Average annual early career earnings for business majors: $60,300

    MONEY Best Colleges overall ranking: 34

    8. Brigham Young University–Provo

    Location: Provo, Utah

    Estimated net price of a degree: $80,988

    Average annual early career earnings for business majors: $56,300

    MONEY Best Colleges overall ranking: 15

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    Small-Business Grants for Women: 10 Go-To Spots #hot #business #ideas

    #small business grants

    #

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    Small-Business Grants for Women: 10 Go-To Spots

    You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .

    If you’re starting a business and need outside financing, it’s natural to be wary of small-business loans. Why take on debt if you can get a grant that you won’t have to repay?

    But small-business grants for women — or men, for that matter — can be hard to come by. “There’s not a pot of free money,” says Michelle Somes-Booher, a business consultant at the Small Business Development Center in Madison, Wisconsin.

    If you need business financing, two more likely options are business credit cards and small-business loans for women. The competition is fierce for small-business grants, and it takes a lot of time and effort to find them and complete the applications. However, if you’re up for the challenge, the payoff can be worth it. Here are 10 places women entrepreneurs can look for small-business grants.

    Federal small-business grants for women

    The federal government offers some grants for small-business owners, but they’re designated for very specific purposes, such as certain research and development projects or for businesses in rural areas. Government grants can’t be used to cover startup costs or day-to-day expenses, and most aren’t earmarked specifically for women.

    Grants.gov is a database of all federally sponsored grants. You can search for small-business grants here — just make sure you filter the results on the left side of the page to view grants specifically for small businesses.

    2. InnovateHER Challenge

    The U.S. Small Business Administration hosts an annual competition for businesses with a marketable product or service that positively affects women s lives. To participate, you must first enter and win a local InnovateHER Challenge to advance to the national semifinal round. The top three national finalists will win $40,000, $20,000 and $10,000, respectively.

    3. Small Business Innovation Research and Small Business Technology Transfer programs

    The SBA facilitates these two competitive programs, which ultimately provide grants to small businesses that contribute to federal research and development. Eleven federal agencies, including the departments of Agriculture, Defense, and Health and Human Services, post grant opportunities on their websites. You can search all grant opportunities on the SBIR website.

    State and local small-business grants

    Because federal small-business grants are limited in number and often very competitive, you may have better luck looking for grants at the state and municipal levels. You’ll have to do your own research to pinpoint specific grant programs in your area, but here are some places to look:

    4. Women’s Business Centers

    The SBA sponsors about 100 Women’s Business Centers nationwide, designed to help women entrepreneurs with business development and access to capital. Some, such as the California Capital Financial Development Corp. lend money directly, while others simply help you find small-business grants and loans that you may qualify for.

    5. Economic development agencies

    Every state and many cities have economic development agencies focused on promoting a strong local economy. Even if the agency itself doesn’t offer a small-business grant, it will likely be able to point you in the right direction.

    6. Small Business Development Centers

    There are hundreds of these SBA-sponsored centers around the country, typically housed at colleges and universities. SBDCs offer free, one-on-one business consulting. Set up a meeting with your local SBDC advisor, who will be able to tell you about grants and other business financing opportunities in your area.

    Private small-business grants for women

    Some private organizations and businesses have created national grant programs for women small-business owners. Here are two to look into:

    The Amber Grant Foundation awards $500 to a different women-owned business every month. At the end of each year, one of the 12 grant winners is awarded an additional $2,000. The application is relatively simple: Explain what your business is, describe what you’d do with the grant money and pay a $7 application fee. The foundation’s advisory board chooses the winners, looking for women with passion and a good story.

    8. Eileen Fisher Women-Owned Business Grant

    Eileen Fisher, a women’s clothing retailer, awards $100,000 to up to 10 women business owners each year. To be eligible, women must make up at least 51% of your business s ownership and leadership, your business must have been in operation for at least three years, it must not exceed $1 million in annual revenue, and it must be focused on environmental or social change.

    Two other good possibilities for grants

    These options aren’t specifically for women, but they’re good small-business grants to consider:

    9. FedEx Small Business Grant

    FedEx awards up to $25,000 apiece to 10 small businesses annually. The application requires an explanation of your business, how you’d use the money, photos of your business and — this part is optional — a short video explaining your business. You don’t need a FedEx account to apply.

    10. Mission Main Street Grants

    Chase Bank gives $150,000 to 20 small businesses each year through its Mission Main Street Grants program. To be eligible, you must have been in business at least two years and have fewer than 100 employees, and the application includes answering five essay questions.

    Find and compare small-business loans

    NerdWallet has come up with a list of the best small-business loans to meet your needs and goals. We gauged lender trustworthiness, market scope and user experience, among other factors, and arranged them by categories that include your revenue and how long you’ve been in business.

    To get more information about funding options and compare them for your small business, visit NerdWallet ssmall-business loanspage. For free, personalized answers to questions about financing your business, visit theSmall Businesssection of NerdWallet’s Ask an Advisor page.

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    10 Influential Business Books You Need To Read To Be Successful #business

    #business books

    #

    10 Influential Business Books You Need To Read To Be Successful

    10 Influential Business Books You Need To Read To Be Successful

    Take a minute and think about some of the most successful people you know.

    I d bet they re great with people, are super-productive, and think differently than most. After all, that s how they got to be where they are today.

    Jealous of them? You don t have to be. You can learn these same skills by studying some of the best business books that can help you take your game to the next level. Here s 10 of my favorites.

    1. How to Win Friends and Influence People by Dale Carnegie

    Dale Carnegie s best-selling book that helped to launch a personal growth empire should be required reading for everyone who wants to learn how to build and nurture relationships for a lifetime. Read this book and you ll learn some simple advice than can help you build popularity points within your current network and just as important, expand it to others.

    2. Focal Point by Brian Tracy

    Got a lot on your to-do list? Of course you do. But what separates productive people from others is their ability to focus on a singular task at a time, and getting it done before moving on to the next one.

    Sounds simple in theory, but this can be extremely difficult in practice. In Focal Point Brian Tracy offers tips to help build discipline and organization into your day so you can get more stuff done.

    3. Purple Cow by Seth Godin

    Creating a me-too product can be easy at the start but can doom you to business failure. That s why marketing maverick Seth Godin recommends creating a product that is truly different from anything already available in the marketplace.

    In essence by making the product different you ll be building the marketing into the actual product development which just makes your actual marketing a helluva lot easier.

    4. Magic of Thinking Big by David Schwartz

    If you ve struggled with procrastination or small thinking, this is the book for you. In it Schwartz offers practical advice that can help you get inspired and motivated to create a bigger life for yourself. And with it can be a more lucrative and rewarding career.

    5. Man s Search for Meaning by Viktor Frankel

    It can be difficult for lots of people to keep things in perspective, especially when working on high priority and urgent projects at work. Man s Search for Meaning can be a life-changing book in the sense that it can open your eyes to a first-hand experience of one of the greatest atrocities in the history of mankind, while also teaching a valuable lesson about having purpose.

    6. 4 Hour Work Week by Tim Ferriss

    Solo-entrepreneurs can learn a ton from the guy who made lifestyle design popular. But guess what? The 4HWW isn t just for guys and girls who want to start a small online business.

    Smart moves like outsourcing, following the 80/20 rule, and automating processes should be made by entry-level workers and established executives alike.

    7. Think and Grow Rich by Napoleon Hill

    I remember sitting on a couch and opening this book on a Saturday morning, thinking I d get through a chapter and then get on with my day. Instead, about 12 hours later, I was finished with the book. The concepts in it were mind-blowing to me.

    To think that thoughts can create your reality sounded a little far-fetched at first. But after going through the book and understanding that your thoughts create your beliefs, which lead to actions, which then lead to habits .well you can get where I m going with this.

    If you focus your thoughts on success, achieving it will be much more likely than thinking about obstacles, failures and everything else that can get in your way.

    8. One Minute Manager by Kenneth Blanchard

    If you re going to read one management book in your life, this should be it. It s simple. You can read it in an afternoon. And the advice works.

    9. Lean Start-Up by Eric Ries

    Before you create any sort of business you ll want to give Lean Start-Up a read through. Doing so can save you money, time and other resources you could have potentially wasted otherwise.

    10. The Monk and the Riddle by Randy Komisar

    The story Randy Komisar shares in the Monk and the Riddle offers advice about not just about how you need to think when starting a new business, but also about how to build a life you re passionate about.

    Understanding the technical aspects of launching a start-up is great, but if you don t have the staying power to stick with it when the going gets tough then it s not likely to work. This book can help you understand this lesson before you spend blood, sweat and tears on a project that you re heart isn t into.

    Set a Goal For Yourself





    Top 10 business apps for iPhone #ethics #in #business

    #business apps

    #

    TechRadar pro

    Top 10 business apps for iPhone

    Introduction

    When Apple launched the iPhone. many people in the business world including Microsoft’s CEO at the time, Steve Ballmer sneered at it. It didn’t have a keyboard, was expensive, and didn’t even have 3G in its original form. A lot has changed since then, and the numerous updates and tweaks that Apple has made have turned it into the perfect on-the-go smartphone for business.

    The App Store is the main driver behind the surge in productivity on Apple’s mobile devices, but it has become very crowded 1.5 million apps, at the last count and finding exactly the right apps can be difficult.

    Which is exactly why we’ve compiled this list of the best and brightest apps for doing business on the iPhone.

    Prev Page 1 of 11 Next Prev Page 1 of 11 Next

    Microsoft Office

    Microsoft brought the Office suite Word, PowerPoint, Excel, OneNote, and so on to the iPhone (and iPad) several years back, and the apps have been getting better and better ever since.

    The suite, which is broken down into separate apps, initially needed an Office 365 account to do many tasks like editing documents but that has since changed and Office is now the best way to create, edit, and distribute documents on an iPhone.

    Everything syncs to the cloud and documents created on a Windows PC or Mac can be opened and edited seamlessly. It’s the best of the best for productivity and even beats out Apple’s own iWork suite.

    Prev Page 2 of 11 Next Prev Page 2 of 11 Next

    Google Docs

    For those who want a more Google-y experience or, most likely, rely on Google services the company has a good set of apps for the iPhone which do pretty much what you’d expect.

    The Google Docs app, which is free and does not require a subscription, can be used to edit, export, and view documents (among other things), making it the perfect way to interact with Google’s productivity software.

    The Docs suite is incorporated into one application which can be used to create word, spreadsheet, or presentation documents. Google has worked hard to make it as smooth and seamless as possible and the results are impressive.

    Prev Page 3 of 11 Next Prev Page 3 of 11 Next

    Wolfram Alpha

    The Wolfram Alpha app is a mobile version of the website and it can be used to do almost any task. Unlike Google, which can add, subtract and so on, Wolfram Alpha can work out dates, times, food, complex mathematical equations, the weather and so on. The list is endless .

    The app costs 2.29 ($2.99 in the US, which is just over AU$4) there is also a subscription option which adds extra utilities and is a valuable asset if you need to quickly work out something obscure, like how many days away a specific date is or the physical properties of white pine wood .

    Prev Page 4 of 11 Next Prev Page 4 of 11 Next

    Adobe Reader

    Having a dedicated PDF reader can come in handy and Adobe does it best. The Adobe Reader app, which is free, can be used to make edits and comments on PDFs, and much more.

    The software can also be used in conjunction with an Abode account, which adds various high-end features like the ability to export files into different formats. Apple does provide a PDF reader in most apps, such as Mail, but having a third-party app can come in handy if you look at, edit, and receive a lot of them.

    Prev Page 5 of 11 Next Prev Page 5 of 11 Next

    Genius Scan

    Speaking of PDFs (see the previous slide), one of the iPhone’s biggest flaws is not being able to create them from an image. Luckily, Genius Scan a free app has you covered.

    The app has various different options and offers guidance on the best settings camera position, lighting, and so on for creating crystal clear PDFs, which can then be sent via text, email, or another messaging app, or exported to Dropbox, Evernote, Google Drive, or elsewhere.

    Genius Scan can also organise PDFs within the app by tags, titles, and so on, making it ideal for creating and then storing large volumes of documents.

    Prev Page 6 of 11 Next Prev Page 6 of 11 Next

    Gmail

    With more than 400 million users, Gmail is a goliath. Apple does offer support for the service in its own Mail app, but many users like having the Google-made app itself installed mainly because it comes with a number of considerable added benefits.

    The biggest advantage of using Google’s own app is that it integrates directly with other Google services, like Docs or Calendar. Invitations can be answered right within the app while Google+ posts for those who actually use Google+ become interactive inside Gmail.

    The app has the full range of achieving, tagging, labelling and categorisation features you’d expect, and is quite simply much better than Apple’s built-in client.

    Prev Page 7 of 11 Next Prev Page 7 of 11 Next

    Slack

    Slack. the enterprise messaging app, has over three million daily active users, and is spreading to more and more workplaces around the world as companies move past email, which is now seen as slow and hierarchical, for a friendlier solution.

    Having Slack on the iPhone is a big bonus and can help with staying in touch on the move, which is essentially what the app is designed to do.

    Private and team chats are kept intact, notifications sync between devices, and even the read messages go across, which is especially useful if your team works around the globe and you often wake up to hundreds of new missives.

    Prev Page 8 of 11 Next Prev Page 8 of 11 Next

    MailChimp

    MailChimp is useful for anyone who wants to distribute an email newsletter to a number of people. The service, which launched in 2001, sends over 10 billion per month on behalf of its users and is free for anyone who doesn’t have a massive mailing list.

    The iPhone app, which is a free download, does many of the same things as the desktop client but in a miniature format. Lists can be checked, created, edited and emails sent to recipients. Analytics for emails who opened it, where, and so on can also be viewed, giving valuable insights on-the-go.

    For those who manage a mailing list via MailChimp, the iOS app is a good thing to have installed on your device.

    Prev Page 9 of 11 Next Prev Page 9 of 11 Next

    Things

    Good to-do list apps are in high demand as the iPhone becomes more and more ingrained into our daily lives. Setting a reminder for long- or short-term goals, tasks, and objectives is an easy way to keep track of everything.

    Apple recently beefed up its iOS-based offerings with a new Notes app, which features tick boxes, and a refreshed Reminders app. While these two efforts are good they don’t come anywhere near Things. which has apps across the iPhone, iPad, and Mac.

    Things is, essentially, the king of all to-do apps with a list of features that is too lengthy to go into fully, but starts at simple cross-device syncing and ends somewhere around creating tasks that are labelled and repeat every other week. For people with lots to do, Things can’t be beaten.

    Prev Page 10 of 11 Next Prev Page 10 of 11 Next

    Pocket

    Saving articles for offline use is handy in so many ways. Commuting, for example, is far more tolerable with a lengthy piece from The Atlantic, London Review of Books, or any other publication that is saved offline and therefore not subject to a spotty internet connection.

    Pocket can also store videos and has the ability to sync, tag, and search the full text of any article if you get the monthly subscription option.

    While Pocket may not be a business app in the truest sense of the word, it’s a valuable addition to any iPhone and makes the commute or any other travel time, or perhaps your lunch break much more interesting.

    Prev Page 11 of 11 Next Prev Page 11 of 11 Next





    Office Depot Business Solutions Division: 10% Or More Off Everyday Purshases! #business

    #business.officedepot.com

    #

    Office Depot

    Order Online: Business.OfficeDepot.com

    Go online through the Office Depot Business Solutions website everytime you order. By creating your account after using our link (here ) you will automatically be linked to our special pricing.

    If you already have a purchasing account through Business.OfficeDepot.com then don’t worry, simply call (866) 226-7283 and we can have your pre-existing account linked to our special pricing!

    Order By Phone

    Call (888) 777-4044 and Mention Account # 52067721 and receive our special pricing over the phone.

    OD Customer Service: (888) 777-4044
    OD Technical Service: (800) 269-6888
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    Office Depot Special Savings

    Get the Keurig B140 Small Office Brewer for the great low price of $99.99. This coffee brewer is perfect for offices of 15 employees or less. It has 3 brew sizes, 48 oz. removable water reservoir, and can be setup for automatic shutoff for energy savings. Don’t forget to also order your K-Cups from Office Depot also!

    Enjoy an average 10% discount on purchases including already
    reduced or discounted Office Depot items!





    10 Personality Traits Successful Entrepreneurs Possess #micro #business #ideas

    #online business ideas

    #

    10 Personality Traits You Need to Start a Business

    Traits for Success

    Credit: Starting a Business Image via Shutterstock You already know you need a great business idea, a solid business plan and some startup cash to start a business. But, you also need to have a personality that’s suited to being an entrepreneur. Experts tell us the personality traits every entrepreneur needs to succeed.

    Lots of Energy

    Credit: Happy Workers Image via Shutterstock As a brand marketing and public relations consultant, Lisa Murray has worked with a number of serial entrepreneurs and says one quality they all have in common is their ability to always be on the go.

    “Born entrepreneurs don’t know how to power down,” Murray, principal of Murray Whalen Communications, told BusinessNewsDaily. “They emit a constant hum of ideas, plans, strategies and high-octane energy.”

    Persuasive

    Credit: Sales team image via Shutterstock One of the key signs of a born entrepreneur is the salesmanship and power of persuasion they show very early on for their causes, said business coach and consultant Nancy Eberhardt.

    “Whether it is a landscaping business at age 12, or selling magazines door-to-door to fund a school trip, they are persistent in telling you about it and pitching why you need it,” Eberhardt said. “They are almost fearless in who they will approach and present their idea, service or product to.”

    Resourceful

    Credit: Creativity image via Shutterstock As someone who works almost exclusively with entrepreneurs, Robin Samora, president of the business and PR consulting firm Let’s Make You Shine. said entrepreneurs all tend to have a unique way of fixing issues that may arise.

    “They come up with novel ways to solve problems that others can’t even imagine,” Samora said. “Ideas flow and come naturally to them.”

    Winning attitude

    Credit: Think Positive image via Shutterstock. Even in the worst situations, successful entrepreneurs always see the opportunity to glean something new, said Lili Balfour, founder of the investment banking firm Atelier Advisors.

    “When their world is falling apart, they remain calm, knowing that there is a lesson to be learned.” Balfour said. “They are grateful for what has worked out and learn from what has not worked out.”

    Thrives in uncertainty

    Credit: Curious image via Shutterstock Especially when first starting out, executive coach Elene Cafasso said entrepreneurs are able to function without a lot of certainty.

    “If you are someone who becomes paralyzed when there are too many moving pieces and too many contingencies, then owning your own business is not right for you,” Cafasso said.

    Opportunistic

    Credit: Dreamstime.com Tomas Chamorro-Premuzic, a research affiliate with Hogan Assessments. believes entrepreneurs have an opportunistic mindset and are always prepared to take advantage of every situation.

    “They see opportunities where others don’t,” Chamorro-Premuzic said. “Few people are driven to pursue them.”

    Learns from mistakes

    Credit: Embarrassed man image via Shutterstock New York wedding expert Nadia Digilov said entrepreneurs all have a willingness to learn from their mistakes.

    “Natural entrepreneurs analyze their behavior and are not afraid to admit that they have made a mistake,” Digilov said. “They attempt to correct negative behaviors more easily then non-natural entrepreneurs.”

    Thinker

    Credit: Dreamstime The mind of an entrepreneur is always at work, said Richard Stiennon, chief research analyst and founder of analyst firm IT-Harvest.

    “He or she cannot turn off the flow of ideas,” Stiennon said. “Every problem is an opportunity to build a business to solve it.”

    Communicator

    Credit: Dreamstime Business consultant Paul O’Leary believes born entrepreneurs have a natural gift for gab.

    “They are assertive, direct and to-the-point with a sense of urgency,” O’Leary said.

    Fighter

    Credit: Dreamstime.com Hope Katz Gibbs, founder and president of Inkandescent Public Relations, said that as an entrepreneur herself, she believes those who are born with the characteristics needed to run their own business all are willing to get back up after being knocked down.

    “Our ideas aren’t always successful, but the thing that differentiates us is that we don’t give up — or give in,” Katz Gibbs said. “We just learn from what didn’t work, and what did, and start again.” Ultimately, she said, entrepreneurs are the last ones standing.

    Find Your Business Idea

    Ready to figure out what business idea is best for you? Try our Business Idea Generator. Answer 21 yes or no questions and we ll tell you the top five business ideas that might work for you. Click here to get started. Don t worry, it will open in a new window and you won t lose your place in this countdown.

    More Countdowns





    10 Ways to Finance a New Business #business #lawyers

    #how to finance a business

    #

    10 Ways to Finance a New Business

    When you were eight years old, you launched a highly profitable lemonade stand in your front yard. With nothing but a packet of instant drink mix, a crudely drawn sign and a winning smile, you grossed a whopping $2.35 in just an hour and 15 minutes. If only all new businesses were that easy.

    According to the Global Entrepreneurship Monitor, a research group, the average cost of starting a new business in the United States in 2005 was $70,000 [source: Consumer Reports]. In a 2004 survey of failed businesses, 79 percent of respondents said that starting out with too little money was a major cause of their collapse [source: Sugars ].

    But how do you finance a new business? When you were eight, you could borrow the drink mix from mom. But now that you’re grown up, will she let you borrow her life savings?

    Luckily, you’re not the first entrepreneur to start with nothing but a good idea. Keep reading to learn about 10 effective and creative ways to raise start-up capital for your new business.

    Print |
    a data-track-gtm Byline href about-author.htm roos Dave Roos a 10 Ways to Finance a New Business 5 May 2009. br HowStuffWorks.com. lt http money.howstuffworks.com 10-ways-to-finance-new-business.htm gt 3 September 2016″ href=”#”>Citation Date





    Top 10 best business desktop PCs (August 2016) #business #name #ideas

    #business computer

    #

    TechRadar pro

    Top 10 best business desktop PCs (August 2016)

    Plus a handy buying guide

    While workforces have become far more mobile, there is still a need for the traditional office desktop PC. It remains the most cost-effective computing device as it’s easily maintained and has the most powerful solutions available on the market.

    Despite the drop in laptop prices and increase in mobile processor power, there are still distinct advantages to running desktop systems in an office environment, which is why the desktop remains the most popular form-factor for computer systems.

    Speaking of form factors, the desktop PC has evolved significantly over the past three years beyond the monoliths that mid or mini-towers are.

    The range of available desktop systems is as wide and varied as business needs themselves, ranging from a few off-the-shelf units for an SMB to the deployment of thousands of basic desktop PCs and everything in between.

    The types of desktop PCs

    A recent development in the desktop PC world has been a modest diversification of the system case. The typical business PC comes in a mini-tower box, which is probably best sited under or next to your desk.

    But if space is at a premium, a smaller case would be a better choice. Dell, for example, delivers its Optiplex models in mini tower, ‘thin’ desktop and ‘compact’ small form factor sizes, each model offering the same computing power but in a different case.

    Three other formats that have grown in popularity are:

    [1] All-in-one. otherwise known as AIO, which combine the monitor with the base unit. The move to power-efficient components, the falling price of LCD panels and the ubiquity of touch functionality make AIO an increasingly popular choice for businesses. The all-in-one PC essentially resembles a slightly larger than normal LCD display that contains the processor, hard drive and memory built-in to the screen casing. The end result is a very elegant, clutter-free desktop PC.

    [2] Ultra-small form factors. otherwise known as net tops or mini PCs, which borrow a lot of their designs (and components) from laptops. They are essentially laptops without a screen, input peripherals and a battery.

    [3] HDMI dongles which have been inspired by tablets and smartphones and often share parts with the latter. These are usually used for display signage or in niche markets. They are usually not powerful enough for most tasks but things are likely to improve by the end of 2016.

    Top 10 best business desktop PCs in the UK

    To help narrow down your search for the ideal system for your business, here are Techradar Pro’s top 10 business desktop PCs in no particular order.

    1. Zoostorm 7260-3041

    The cheapest desktop PC going

    CPU: Intel Celeron 1037U | Graphics: Intel HD Graphics | RAM: 4GB | Storage: 500GB HDD | Connectivity: Gigabit Ethernet | Dimensions (W x D x H): 18 x 40 x 36cm