Software Architect – Best Jobs in America #business #books

#business current events

#

  • Median pay. $124,000
  • Top pay. $169,000
  • 10-year job growth. 23%

In the same way an architect designs a house, software architects lay out a design plan for new programs. That usually means leading a team of developers and engineers, and making sure all the pieces come together to make fully-functioning software.

What’s great: New problems come up all the time and new technologies arise, making each day different, and keeping professionals in demand. “I’m pinged at least once or twice a week for new opportunities,” said software architect Christopher Felpel. “There’s just a lot of work out there, and that doesn’t surprise me.” –Jillian Eugenios

Quality of life ratings:
Personal satisfaction: A | Benefit to society: B | Telecommuting: A | Low stress: A

Notes: All pay data from PayScale.com. Median pay is for an experienced worker (at least five or seven years in the field). Top pay represents the 90th percentile. Job growth is estimated for 2012-22, and based on people working in broader ‘job family’ from the Bureau of Labor Statistics. For more details, see How We Picked the Best Jobs.
Sources: PayScale.com. Bureau of Labor Statistics, and CNNMoney research





Highest-paying finance companies in America #business #cards #free

#finance companies

#

The 10 highest-paying finance companies in America

Some industries are known for paying employees better than others.

Finance is one of them.

To find which banks and financial services companies are most generous when it comes to compensation, Glassdoor sifted through thousands of salary reports and compared the total median c ompensation (base pay, plus any commissions, tips, bonuses, etc.) for each finance company, as reported by employees over the past year.

For the purposes of this report, a “finance company” is defined as one in which part of the company’s core products or services provide financial services and support, borrowing and lending, and/or payments.

Here are the 10 companies in finance with the highest median total compensation package as reported to Glassdoor:

View As: One Page Slides

10. Macquarie Group

Glassdoor

Macquarie Group is a global financial services provider. Headquartered in Sydney, Australia, the company has offices around the world.

Median total compensation: $120,000

Median base salary: $105,000

An employee said: “Very competitive pay, good health benefits package, flexible work schedule, diverse and supportive work environment.”

9. CME Group

Glassdoor

CME Group is a global derivatives marketplace headquartered in Chicago, Illinois.

Median total compensation: $120,000

Median base salary: $110,000

An employee said: ” Standard industry benefits, above industry pay, tuition reimbursement pension, and work life balance.”

8. Barclays

Glassdoor

Barclays is a multinational banking and financial services company. Headquartered in London, the company has offices around the world.

Median total compensation: $120,000

Median base salary: $107,000

An employee said: ” Allows me to be effective, efficient, and flexible, and to deploy inventive, often outside-the-box ideas, strategies and solutions, in a sustainable, low overhead environment.”

7. Bloomberg L.P.

Glassdoor

Bloomberg L.P. is a financial software, data, and media company headquartered in New York City.

Median total compensation: $125,000

Median base salary: $115,000

An employee said: ” Good work/life balance, plenty of opportunity to travel or work abroad, great benefits and fair compensation for work required.”

6. MasterCard

Glassdoor

MasterCard is a global payments company based in Purchase, New York.

Median base salary: $110,000

An employee said: ” Excellent benefits, very good salaries, fast paced stimulating work environment and business casual attire.”

5. BlackRock

BlackRock provides investment management, risk management, and advisory services and is based in New York City.

Median total compensation: $125,250

Median base salary: $97,000

An employee said: ” Amazing firm — very challenging but you have a lot of responsibility as an analyst. Exposure to senior management is fantastic and the culture is unlike any financial services firm.”

4. Dun & Bradstreet

Glassdoor

Dun Bradstreet is a provider of commercial data to businesses and is headquartered in Short Hills, New Jersey.

Median total compensation: $130,000

Median base salary: $95,500

An employee said: ” Great pay. Very low stress. Good work environment. Work from home allowed and encouraged. Management really cares about employees and goes out of its way to make it a good work environment.”

3. PayPal

Glassdoor

PayPal is a global digital payments company headquartered in San Jose, California.

Median total compensation: $135,000

Median base salary: $125,000

An employee said: ” The executive team is really authentic and inspiring. They are very open to change and new ideas from anywhere in the business. People are generally helpful and working toward the same vision for the company. It’s a really inspiring place to be right now. You feel you are making a positive impact on the world and great opportunities for your career.”

2. BNP Paribas

Glassdoor

BNP Paribas is a banking services company. Headquartered in Paris, the company has offices around the world.

Median total compensation: $138,500

Median base salary: $118,500

An employee said: ” Benefits, 30+ days vacation, work life balance, competitive compensation, new business units and projects across the bank.”

1. Visa

Glassdoor

Visa is a global payments company headquartered in Foster City, California.

Median total compensation: $150,000

Median base salary: $130,000

An employee said: ” Fantastic brand. Leader in the payments space. Relatively good compensation and benefits. Good work life balance. Management that is trying to stay ahead of the game and proactively disrupt the market rather than wait for external players to do the same.”

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Green America – s Green Business Network #business #partners

#green business

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Grow Your Business AND Change The World Join Today

Earn Your Green Business Certification

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Get Your Big Green Opportunity

Download your free copy of our groundbreaking report on the big green opportunity for small businesses. The Big Green Opportunity for Small Business in the U.S. illustrates market growth of green segments across industries, which small businesses are benefiting the most from green, and the best operational efficiency investments for small businesses.

  • Grow a strong green economy that will help your business thrive
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When you join the Green Business Network, you re joining together with more than just your peers in the green entrepreneur and social enterprise space. You re part of a national movement to build a more just and sustainable world. The Green Business Network® is a program of Green America, the nation s leading nonprofit in growing the green economy. We harness economic power—the strength of consumers, investors, businesses, and the marketplace—to create a socially just and environmentally sustainable society. As a Green American, you ll support our campaigns for safer food, fair labor, clean energy, and responsible finance.

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Green America’s Green Business Network® is the first, largest, and most diverse network of socially and environmentally responsible businesses in the country. Home to both rising social and eco enterprises and the most established green businesses around.

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The 50 coolest new businesses in America #sba #business #plan

#new businesses

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The 50 coolest new businesses in America

By Melissa Stanger of Business Insider | Dozens of cool, innovative businesses pop up across the US every day, bringing new technologies, entertainment options, and services to their local communities. /p> p>Throughout the year, we ve highlighted several of these small, independent businesses that have opened over the past five years or so in a href= http://www.businessinsider.com/coolest-new-businesses-in-nyc-2015-7?utm_source=msn utm_medium=referral utm_term=windowsapp >New York City /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-san-francisco-2015-9?utm_source=msn utm_medium=referral utm_term=windowsapp >San Francisco /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-houston-2015-4?utm_source=msn utm_medium=referral utm_term=windowsapp >Houston /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-portland-2015-10?utm_source=msn utm_medium=referral utm_term=windowsapp >Portland /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-boston-2015-3?utm_source=msn utm_medium=referral utm_term=windowsapp >Boston /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-new-orleans-2015-2?utm_source=msn utm_medium=referral utm_term=windowsapp >New Orleans /a>, a href= http://www.businessinsider.com/coolest-new-small-businesses-in-la-2015-2?utm_source=msn utm_medium=referral utm_term=windowsapp >Los Angeles /a>, and a href= http://www.businessinsider.com/coolest-new-businesses-in-chicago-2015-2?utm_source=msn utm_medium=referral utm_term=windowsapp >Chicago /a>, and now we ve scoured the rest of the country for inventive new ventures. /p> p>From a pizza oven on wheels to a boutique where everything s free — with a catch, of course — there are plenty of smart places to check out. Read on to see our top 50. /p> p>Editing by Alex Morrell. Additional reporting by Lauren Browning. /p>” height=”232″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/BBnN0TL.img?h=232 w=300 m=6 q=60 o=t l=f” title=”Dozens of cool, innovative businesses pop up across the US every day, bringing new technologies, ent. – Samantha Lee/Business Insider” width=”300″ />

Dozens of cool, innovative businesses pop up across the US every day, bringing new technologies, entertainment options, and services to their local communities.

Throughout the year, we’ve highlighted several of these small, independent businesses that have opened over the past five years or so in New York City. San Francisco. Houston. Portland. Boston. New Orleans. Los Angeles. and Chicago. and now we’ve scoured the rest of the country for inventive new ventures.

From a pizza oven on wheels to a boutique where everything’s free — with a catch, of course — there are plenty of smart places to check out. Read on to see our top 50.

Editing by Alex Morrell. Additional reporting by Lauren Browning.

Samantha Lee/Business Insider

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  • The park closed down 25 years later. After leaving the park empty and abandoned for 15 years, Disney is finally draining River Country s 330,000-gallon pool. /p> p>As the Orlando Sentinel a href= http://www.orlandosentinel.com/business/tourism/os-disney-world-river-country-20160825-story.html >reports /a>, the Upstream Plunge pool will be filled with cement, since standing water can attract mosquitoes — a growing concern due to the Zika virus. Disney says the work is not related to Zika, and doesn t have any plans to re-open the long-closed park, the rest of which is still decaying. /p> p>A Cleveland-based photographer who works under the pseudonym a href= http://www.sephlawless.com/ >Seph Lawless /a> documented the abandoned park in his photo series a href= http://sephlawless.com/gallery/abandoned-disney-world-dismaland/ >Dismaland /a>. (This is also the name of Banksy s a href= http://www.businessinsider.com/29-photos-from-banksys-twisted-dismaland-2015-8?utm_source=msn amp;utm_medium=referral >2015 art exhibition /a>, a fake apocalyptic theme park near Bristol, England.) /p> p>Lawless captured ghostly portraits of the once-busy attraction. Take a look. /p>” height=”66″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/BBw5tmN.img?h=66 w=88 m=6 q=60 u=t o=t l=f x=634 y=513″ title=”When Disney River Country opened in 1976, visitors flocked to Orange County, Florida to ride the win. – Seph Lawless” width=”88″ />

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  • Financial Advisors #financial #network #of #america, #fna #wealth #management, #personal #finance, #financial


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    Things we’re really knowledgeable about .

    Our advisors at FNA Wealth Management are prepared to work with you in building your strong investment foundation. From setting goals and creating a budget, to choosing retirement options and helping to grow your wealth, our advisors’ priority is getting to know you, your circumstances and your goals. We’ll be there when you need us, for every step of your growth, guiding the decisions that begin and end with you.

    We should note that our FNA X-Press Deferred Comp team are very knowledgable at what they do! Learn more -›

    Planning .

    The foundation for investing starts with effective financial planning. Our advisors begin by gathering information—from establishing a budget and gathering financial records, to knowing your net worth.

    The more insight our advisors have into who you are, the more successful they will be in helping you reach your goals. As always, an honest evaluation is essential to identifying financial tools that will benefit you the most. At FNA, honesty is in all we do.

    Managing .

    It may surprise you to know that, according to records, 75% of all estates do not have the necessary cash. Our advisors can help you to avoid negative statistics by developing a plan to help protect and preserve your assets.

    Working with FNA to create an estate management strategy now allows you to help maximize value and control in the future. And really, who better to make vital decisions about your wealth and resources than you?

    Growing .

    When planning for retirement, it is prudent to investigate all options at your disposal. Some may involve you alone, others may also draw from your employer. Annuities, 401(k)s, IRAs—these can be deep waters.

    Whatever the case, as an advancing investor, you will likely seek help from an expert. The advisors at FNA are ready to help. From accumulation to distribution, they ll be there to help you grow your assets and secure your wealth.

    • The four most dangerous words in investing are: ‘this time it’s different’. Sir John Templeton
    • Budget: a mathematical confirmation of your suspicions. A.A. Latimer
    • I put a dollar in one of those change machines. Nothing changed. George Carlin
    • Bills travel through the mail at twice the speed of checks. Steven Wright
    • Money is better than poverty, if only for financial reasons. Woody Allen
    • Every day I get up and look through the Forbes list of the richest people in America. If I’m not there, I go to work. Robert Orben
    • Business is the art of extracting money from another man’s pocket without resorting to violence. Max Amsterdam

    Some friendly people you should know .

    You spend your life working hard. It’s our job to help you protect your success. Check out our advisor profiles and find out just how much we can help. Any and all questions are welcome. Together, we can design your future.

    Joe Randazzo, JD * CFP ® .

    Armed with a powerful arsenal of experience and formal education, Joe helps clients to invest intelligently. Drawing on his legal training and experience in taxes and estates, along with his certification in financial planning, he can approach every client scenario from a holistic perspective. Building up trust, breaking down worry, building wealth always keeping it friendly. More -›

    * Legal and tax services are not offered through, or supervised by Lincoln Investment or Capital Analysts.

    Sal Catalano .

    Anchored by a premium base of insight and skill, from financial planning to estate and retirement management, Sal is the real deal. Decades of experience and genuine concern inform his outlook. Whether aiding public employees, business owners or neighbors, he wears his knowledge on his sleeve. Education is his focus, deepening his clients’ insight is his goal. More -›

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    With nearly 3 decades’ experience, Suzanne is a retirement planning professional. Specializing in deferred compensation, working extensively with public employees. Her goals revolve around her clients, enjoying making people feel confident in their future. And taking a personal, detailed approach, Suzanne builds lasting relationships with client goals clearly in focus.

    William Matejka, AAMS ® .

    Craftsman and teacher at his core, Bill is centered on building client knowledge, and helping form and secure their vision. His method is adaptable and comprehensive, tapping into 20+ years’ experience in economics, financial planning, and asset management. Simply put: Bill is an earnest, loyal advisor and a talented professional who is personal from the heart, trustworthy to the core.

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    • The four most dangerous words in investing are: ‘this time it’s different’. Sir John Templeton
    • Budget: a mathematical confirmation of your suspicions. A.A. Latimer
    • I put a dollar in one of those change machines. Nothing changed. George Carlin
    • Bills travel through the mail at twice the speed of checks. Steven Wright
    • Money is better than poverty, if only for financial reasons. Woody Allen
    • Every day I get up and look through the Forbes list of the richest people in America. If I’m not there, I go to work. Robert Orben
    • Business is the art of extracting money from another man’s pocket without resorting to violence. Max Amsterdam

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    Contact Us .


    Best U, best culinary arts schools in america.#Best #culinary #arts #schools #in


    #

    Search By City for Popular Chef Training Programs

    Best culinary arts schools in america

    Economics drive retail and hospitality spending, but one industry that does remain strong amid a variety of prevailing conditions is the food service sector. While economic forces do have an impact, people need to eat- even when times are hard. Inspired menus and comfortable hospitality continue to draw guests for major-metro restaurants and hotels.

    The food awakening that has swept the world- thanks in part to food TV, has inspired unprecedented curiosity about culinary arts professions. Chefs have earned celebrity status that elevates the job in the minds of adoring viewers, and sets the stage for robust returns in the restaurant business.

    The Epicurean fruits of fine food cannot be enjoyed without skilled and creative chefs who continue to push the food service industry forward. Job demand for new chefs is steady, but the industry is competitive. The value and importance of Culinary Arts education is clearer than ever, as would- be Executive Chefs vie for top positions.

    Big cities are great learning venues for chef candidates, because cutting edge food trends are at your fingertips, even as you gain your formal cooking school credentials. Internships, apprenticeships and post-graduate employment opportunities abound in metropolitan areas, in close proximity to some of the world’s best culinary academies.

    Best culinary arts schools in america

    Cooking As Sport

    American culture is fueled by sport and competition, and now the phenomenon has spilled into the culinary arena. Major network programming — The Food Network, Fox, and Bravo — nowaffords a chance to cheer on our favorite TV chefs, on popular shows like Iron Chef, Hell’s Kitchen, and Top Chef. Competitors duke it out in culinary sport, carrying on in dramatic and unscripted throwdowns that put cutting edge culinary innovators on display.

    For the first time in TV history, cameras go into professional commercial kitchens, where we get first hand looks at exactly what goes on in the fast-pacedculinary world. Combined with your passion for cooking, celebrity chefinspiration is more than enough to get your career fire is stoked. And as our foodie sophistication grows, so does the importance of a good culinary arts education.

    Excellent culinary arts programs might be closer than you think. In addition to worthy community and technical college programs, you’ll find excellent stand-alone culinary arts educators in many major cities. Answer some career questions before you launch, in order to place yourself on the most direct educational path to your dream job.

    • What types of degrees/programs do nearby culinary schools offer?
    • Are you willing to relocate in pursuit of your dream?
    • What are your ultimate career goals – are you management material?
    • Will you attend culinary school full-time or part-time; days or evenings?
    • What are your financial aid needs, and which schools are best prepared to meet them?
    • Are you looking for a liberal arts degree – complete with proficiency requirements in curricular areas like English, math and science? Or is a vocational culinary arts program that focuses only on culinary technique and theorymore suited to achieving your desired professional goals?

    Types of Culinary Arts Programs

    Each cooking school dishes up its Culinary Arts curriculum in its own way. Compare and contrast your educational opportunities with an eye toward satisfying your own unique requirements.

    Bachelor’s Degrees include Liberal Arts trainingthat lends itself to management and entrepreneurial employment. Common Bachelor’s degrees in Hospitality focus on culinary arts or restaurant/hotel management. Such study tracks facilitate technical learning, but still impart the mobility advantages of traditional 4-year college degrees. Johnson and Wales University operates one of the better known programs.

    Associate’s in Applied Science Culinary Arts degrees provide the most travelled paths for culinary professionals. Plentiful program options include general culinary arts, baking and pastry chef, restaurant management tracks and a host of other specialty disciplines within the hospitality field.

    Certificate and Diploma programs offer accelerated and usually abbreviated studies in general culinary arts, professional cooking, and baking and pastry arts. Programs are completed in less than one year, allowing you to get on the job full-time.

    Best culinary arts schools in america

    How You Learn to Cook in Culinary School

    Cooking requires technical prowess as much as creativity, consistency and innovation. You’ll find that each culinary arts school employs its own educational strategy, but some measure of theoretical and practical learning will always be a part of the curriculum.

    Student-run restaurants are features of successful cooking schools, where up and comers serve the public from working, professional kitchens. Testing your mettle under pressure is a real-world lesson in the high energy culinary field. Professional chef faculty should also be present at your school, to offer guidance and help you build your own culinary point of view.

    Skills courses in knife handling and other culinary techniques such as grilling, sautéing, roasting, braising, steaming, and baking provide a foundation for preparing all types of cuisine. These are the building blocks for culinary artists, so even certificate and diploma programs are rich in basic skills classes.

    As fundamental skills are mastered, classical recipes and traditional ingredients are worked into your curriculum, providing opportunities to put your skills to work in practical settings.

    Explore the City Culinary Culture

    Wherever you study, a requisite part of your off-campus education involves exposure to the local culinary scene. Find the top rated local restaurants, and familiarize yourself with executive chefs who work there. Dissect their menus, with an eye toward local flavors and creative use of indigenous ingredients.

    Understanding regional food trends helps you find your own place in the area workforce. By developing relationships with other local professionals, you are placing yourself on the inside track to culinary employment. Festivals and regional food events provide high concentrations of creativity that illuminate gastronomic trends. Whenever possible, attend or even participate in producing food at these events.

    Your culinary education carries an experience requirement that turns metropolitan areas into prime learning grounds. Take advantage of your surroundings with internship and apprenticeship roles, working with noted chefs in your city. Your pursuit of gastronomic knowledge might eventually take you around the world, but it all starts in the backyard of your culinary arts school.


    The most powerful finance companies in America #business #plans

    #finance companies

    #

    The 9 most powerful finance companies in America

    To determine the power of each company, we factored together 2014 revenue, number of employees, press mentions, and social media influence. You can read our full methodology here.

    Now we’re looking at the most powerful finance companies from our list.

    Berkshire Hathaway is the most powerful finance company in America — it ranked at No. 20 on the list, followed by Wells Fargo (No. 25) and American Express (No. 28).

    Scroll through to see the 9 most powerful finance companies in America.

    View As: One Page Slides

    9. Prudential

    Number of employees: 48,000

    More than just providing life insurance, Newark, New Jersey-based Prudential helps clients save for retirement and manage their money at every stage of life. Fortune predicts that good things are ahead for the insurance company, noting that ” the aging of the wealthy world will increase demand for insurance products .”

    Despite its 63,000 Twitter followers and 338,706 likes on Facebook, no Klout score is available for Prudential.

    8. JPMorgan Chase

    Number of employees: 240,000

    The nation’s largest bank announced that it will close 300 bank branches by 2017 as more customers rely on mobile and online banking. The closures are part of a $1.4 billion cost-cutting plan put in place earlier this year by the Midtown Manhattan-based finance giant.

    With the lowest social media influence among the Big Four banks, JPMorgan Chase has a Klout score of 68 out of 100, although the bank does command over 171,000 followers on Twitter.

    7. Goldman Sachs

    2014 revenue: $34.53 billion

    Number of employees: 34,000

    On Wall Street, few names inspire as much respect as Goldman Sachs. And the investment banking firm is on the rise — it grew profits 5% last year and recently garnered attention for backing Symphony, a secure internal chat system that has been called a “Bloomberg killer.”

    Goldman also proves its social media influence with over 400,000 followers on Twitter and more than 30,000 likes on Facebook, earning the New York-based bank a Klout score of 89.

    6. Morgan Stanley

    Number of employees: 55,795

    Morgan Stanley’s strong investment relationships with tech companies has given it a foothold in Silicon Valley. In fact, the Manhattan-based bank has worked with Netflix since 2011.

    Morgan Stanley “helped write the financial script” for the streaming service, offering notes totaling nearly $2 billion between 2014 and 2015.

    When it comes to social media influence, Morgan Stanley lands in the middle of the road with a Klout score of 87.

    5. Bank of America

    Number of employees: 220,000

    One of America’s Big Four banks, Charlotte, North Carolina-based Bank of America has carved out its place not only in commercial banking, but in wealth management.

    In 2008, Bank of America merged with Merrill Lynch, forming the world’s largest wealth-management company by assets. Bank of America launched its Preferred Rewards program in 2014 in an aim to improve customer satisfaction.

    The bank has a Klout score of 90, higher than any of its competitors.

    4. Citigroup

    2014 revenue: $76.9 billion

    Number of employees: 237,000

    Citigroup, best known for its consumer banking services, continues to grow its physical and digital presences.

    In fact, the New York City-based bank reported a 50% increase in mobile users last year, and reaches worldwide with banks across the globe in North America, Asia, Latin America, the Middle East, and Africa.

    Citigroup’s not quite as prominent on social media as some of our other companies, but it still holds strong with a 79 on Klout.

    3. American Express

    2014 revenue: $34.3 billion

    Number of employees: 53,500

    Between slowing sales and the expiration of its exclusive deal with Costco. it was a tough year for American Express. But the credit-card company still remains profitable, proving that powerful companies can take a hit and still bounce back.

    On the social media front, New York City-based Amex still commands a strong presence with over 5 million Facebook fans, 841,000 Twitter followers, and a Klout score of 89.

    2. Wells Fargo

    Number of employees: 265,800

    The largest bank in America by market capitalization was also named the most valuable bank brand in the world three years in a row by Brand Finance.

    Wells Fargo, unlike its competitors, has focused on traditional lending rather than investments, which has led to more rising profits since the financial crisis. Big investors have taken notice of the San Francisco-based bank — as of May 2015, Warren Buffett’s Berkshire Hathaway owned 470 million shares of Wells Fargo.

    It’s also somewhat influential online with a Klout score of 88, commanding 172,000 Twitter followers and over 800,000 Facebook likes.

    1. Berkshire Hathaway

    2014 revenue: $194 billion

    Number of employees: 316,000

    Berkshire Hathaway, a holding company in Omaha, Nebraska, helmed by the distinguished Warren Buffett, not only rakes in billions in revenue, but owns several other prominent companies. including Geico, Heinz, and Helzberg Diamonds. Buffett himself is also the world’s third richest man, commanding a personal fortune over $70 billion.

    Though Berkshire Hathaway doesn’t have an official Klout score, Buffett himself commands an 86 from the platform, despite only tweeting seven times so far.





    Highest-paying finance companies in America #business #ideas #for #women

    #finance companies

    #

    The 10 highest-paying finance companies in America

    Some industries are known for paying employees better than others.

    Finance is one of them.

    To find which banks and financial services companies are most generous when it comes to compensation, Glassdoor sifted through thousands of salary reports and compared the total median c ompensation (base pay, plus any commissions, tips, bonuses, etc.) for each finance company, as reported by employees over the past year.

    For the purposes of this report, a “finance company” is defined as one in which part of the company’s core products or services provide financial services and support, borrowing and lending, and/or payments.

    Here are the 10 companies in finance with the highest median total compensation package as reported to Glassdoor:

    View As: One Page Slides

    10. Macquarie Group

    Glassdoor

    Macquarie Group is a global financial services provider. Headquartered in Sydney, Australia, the company has offices around the world.

    Median total compensation: $120,000

    Median base salary: $105,000

    An employee said: “Very competitive pay, good health benefits package, flexible work schedule, diverse and supportive work environment.”

    9. CME Group

    Glassdoor

    CME Group is a global derivatives marketplace headquartered in Chicago, Illinois.

    Median total compensation: $120,000

    Median base salary: $110,000

    An employee said: ” Standard industry benefits, above industry pay, tuition reimbursement pension, and work life balance.”

    8. Barclays

    Glassdoor

    Barclays is a multinational banking and financial services company. Headquartered in London, the company has offices around the world.

    Median total compensation: $120,000

    Median base salary: $107,000

    An employee said: ” Allows me to be effective, efficient, and flexible, and to deploy inventive, often outside-the-box ideas, strategies and solutions, in a sustainable, low overhead environment.”

    7. Bloomberg L.P.

    Glassdoor

    Bloomberg L.P. is a financial software, data, and media company headquartered in New York City.

    Median total compensation: $125,000

    Median base salary: $115,000

    An employee said: ” Good work/life balance, plenty of opportunity to travel or work abroad, great benefits and fair compensation for work required.”

    6. MasterCard

    Glassdoor

    MasterCard is a global payments company based in Purchase, New York.

    Median base salary: $110,000

    An employee said: ” Excellent benefits, very good salaries, fast paced stimulating work environment and business casual attire.”

    5. BlackRock

    BlackRock provides investment management, risk management, and advisory services and is based in New York City.

    Median total compensation: $125,250

    Median base salary: $97,000

    An employee said: ” Amazing firm — very challenging but you have a lot of responsibility as an analyst. Exposure to senior management is fantastic and the culture is unlike any financial services firm.”

    4. Dun & Bradstreet

    Glassdoor

    Dun Bradstreet is a provider of commercial data to businesses and is headquartered in Short Hills, New Jersey.

    Median total compensation: $130,000

    Median base salary: $95,500

    An employee said: ” Great pay. Very low stress. Good work environment. Work from home allowed and encouraged. Management really cares about employees and goes out of its way to make it a good work environment.”

    3. PayPal

    Glassdoor

    PayPal is a global digital payments company headquartered in San Jose, California.

    Median total compensation: $135,000

    Median base salary: $125,000

    An employee said: ” The executive team is really authentic and inspiring. They are very open to change and new ideas from anywhere in the business. People are generally helpful and working toward the same vision for the company. It’s a really inspiring place to be right now. You feel you are making a positive impact on the world and great opportunities for your career.”

    2. BNP Paribas

    Glassdoor

    BNP Paribas is a banking services company. Headquartered in Paris, the company has offices around the world.

    Median total compensation: $138,500

    Median base salary: $118,500

    An employee said: ” Benefits, 30+ days vacation, work life balance, competitive compensation, new business units and projects across the bank.”

    1. Visa

    Glassdoor

    Visa is a global payments company headquartered in Foster City, California.

    Median total compensation: $150,000

    Median base salary: $130,000

    An employee said: ” Fantastic brand. Leader in the payments space. Relatively good compensation and benefits. Good work life balance. Management that is trying to stay ahead of the game and proactively disrupt the market rather than wait for external players to do the same.”

    Share This Post





    How To Avoid Bank of America – s International ATM Fees #bank


    #

    How To Avoid Bank of America s International ATM Fees


    It’s always smart to check with your bank to see if they have any international partners so you can get the withdrawal fee waived (usually $5). For example, I use Bank of America and their foreign partners are:

    -Barclays United Kingdom ((England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands)
    -ABSA (South Africa)
    -BNL Banca Nazionale Del Lavoro (Italy)
    -BNP Paribas (France)
    -China Construction Bank (Mainland China, excluding Hong Kong)
    -Deutsche Bank (Germany and Spain)
    -UkrSibbank (Ukraine)
    -TEB (Turkey)
    -Scotiabank (Canada, Mexico, Peru, Chile, and the Caribbean countries: Anguilla, Antigua Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, St. Maarten, Puerto Rico, Saint Kitts Nevis, Saint Lucia, St. Vincent The Grenadines, Trinidad Tobago, Turks Caicos Islands, and US Virgin Islands)
    -Westpac (Australia New Zealand).

    What’s your best money saving tip for international travel?

    Aug 26, 2016 Johnny Jet

    The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

    Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

    Friends. I think I might have found a solution. I just opened an online account with CapitaOne360. They give me acces to the huge allpoint ATM network all around the world, supposed to be no fees. Waiting for the Account to be confirmed, I will keep everybody posted when I am sure it works.

    Hello again everybody. I am writing to confirm that there are no fees on Allpoint ATM s when using your capital one 360 card in the UK (Allpoint ATM network is available in: Australia, Canada, Mexico, Puerto Rico and UK). Here is the link to the website: http://www.allpointnetwork.com .
    Just a heads up, it is very important when withdrawing money that you do the transaction in local currency. The machine will ask if you want to do it in USD. Choose to do it without the conversion (In my case it was pounds). It s a scam if you do it in USD. I didn t know and ended up paying almost 10% more the first time. (Only withdrew a small amount, I was testing the rate first). Here is the link to open an account in Capital One: https://home.capitalone360.com
    I did everything online, I am currently in London, so I had the card sent to me from home.
    I hope this post helps, it has been a long journey for me to find a solution.

    Hi! I can confirm, there are NO charges/fees for international transactions or ATM withdrawals (from ALL POINT NETWORK ATMS s) with a Capital 360 Checking account. I had been a BofA customer for 14 years and just switched. I travel frequently and refused to get charged a 3% currency exchange fee every time I withdrew my own money from a partner bank in the UK. Ask for Jeff Mitchell when you call Capital One 360 he was AMAZING. (Currently they are offering a $50 bonus when you use your debit card three times in 45 days. Yes, please!)

    Great to know. Mine should arrive in a copule of days.

    Does Bank of America have any partners in Jakarta and Bali, Indonesia

    One of the best ways I have found to completely avoid ATM fees, especially if you need $100.00 or less to buy that souvenir or snack is. go to Wal-Mart or Kroger! In American every retail chain store will give you and even asks electronically Do you want cash back some have limits but have none that I am familiar with has a problem giving you the limit, many times, so if you need a substantial sum of cash stock up on candy bars, one at a time and get cash back. It the sum is that great, pay the ATM fees but for $100.00 find an American drug store!

    Get a Charles Schwab brokerage account (it s free) and immediately open a Charles Schwab high yield interest checking account. They will send you an ATM card with the chip. You can use any ATM all over the world, CS charges no fees and if the ATM you use charges you a fee, Charles Schwab will rebate it back to you on your statement. You can set up automatic deposits from your normal checking account to the CS account, or you can sign up to have CS allow you to make random transfers by phone at your convenience (you must wait 4 days for the funds to clear, though). I opened this account the minute BOA changed its fee structure with regard to cash withdrawals and even purchases overseas .it cost me way too much money, just excessive greed to a platinum customer! Bad move

    Thank you Marnie. From all my research on access and transfers abroad it seems CB is best hands down. Thanks for confirming. I m switching to them!

    Your article needs an update. I m in Santiago. To my surprise BoA s partner ScotiaBank, Chile charges a USD$8.00 ATM fee for a maximum daily withdrawal of 200 Chilean Peso around USD$300.00. 4 withdrawals from my USA savings account was a costly USD$32.00. I called BoA s toll free USA number to ask why I was charged a USD$8.00 fee. The sad reply is that BoA no longer waves transaction fees at ScotiaBank.

    I use the free account from Schwab when traveling so that I don t get charged any fees from Schwab and they ll reimburse any fees that I m hit with from the ATM owner.

    1. The BoA debit card won t help in CDG Paris airport because no correspondent bank ATM in the airport.2. I can t find any other US bank besides BoA with fee free ATMs abroad.


    Pharmaceutical Conferences #conference #series #llc, #pharma #conferences, #pharma #summits, #pharma #events, #pharma


    #

    Welcome to The Pharmaceutical Conferences

    Meet Inspiring Speakers and Experts at our 3000+ Global Conferenceseries Events with over 1000+ Conferences, 1000+ Symposiums and 1000+ Workshops on Medical, Pharma, Engineering, Science, Technology and Business.

    Explore and learn more about Conference Series Ltd. World’s leading Event Organizer

    Conference Series LLC through its open access initiative hosts over highly valued 700 leading-edge peer reviewed Open Access Journals and organizes over 1000+ Global Events annually all over the world. Conference Series LLC Journals have around 100000 Editorial and reviewers ensures the quality and fast editorial, review processing with time of publishing in just 21 days from the day of submission of manuscript. We have high accessibility across the scientific community with readership of more than 10 million readers. Conference Series LLC signed an agreement with more than 1000 International Societies to make healthcare information Open Access. Conference Series LLC brings in concert the work of leading minds in scientific organization all across the world to serve the civilization by making it possible for global allocation of knowledge through its Open Access Journals and Scientific Events. Omics International conferences are the best venues for organizing our Pharmaceutical Conferences. Medical Conferences. Engineering Conferences. Healthcare Conferences. Diabetes Conferences and many more.

    Conference Series LLC Conferences are consecrated towards technological uprisal and scientific spring up. From the ancient man’s hit and trial methods of finding curative products to the modern man’s advanced techniques of using medicinal herbs, biological, chemotherapy and antibiotics, Pharmaceutical Sciences have grown with mankind.Conference Series LLC meetings hold within itself the gravity of unifying the scientific diversities.

    Today pharmaceutical sciences have become an interdisciplinary field which brings together all branches of science together for the never ending search of new life-saving and life-giving products. With the advancement in technology, Pharmaceutical Sciences have seen a revolution. Proteomics, genomics, molecular modeling, computer based drug design, and combinatorial synthesis have taken drug discovery to a myriad of success.

    Conference Series LLC Pharmaceutical Conferences are organized with the ambition to give a capitalistic belvedere to researchers, scientists, academicians, pharmaceutical industries, health care professionals, students, to come learn, evolve, discuss, share and get the knack of recent advances and succor the mankind to combat the gruesome maladies.Conference Series LLC also organizes Symposia at Conference Series LLC Conferences to reflect the cutting edge research of today and nascent technologies & developments of tomorrow, by hosting the adepts of the fields to furnish their experiences and experiments through plenary speeches and presentations

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    Conference Series LLC is actively involved in conducting International Conferences 2015-2016, across USA (Baltimore, Philadelphia, Las Vegas, San Antonio) and almost all other parts of the world. With the rapid increase in the number of conferences, Conference Series LLC exaggerates with highly designed scientific tracks which were planned to deliver keynote presentations by high affiliated scientists all around the world across a wide range of community between industry and academia. Through our keynote presentations we offer great motivational speech as well as up to date research in the particular field of science, indeed by the effort with our sponsors to make sure that planned event and worldwide events turn into a far more than just a day of encouragement.

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    The most powerful finance companies in America #unsecured #business #loan

    #finance companies

    #

    The 9 most powerful finance companies in America

    To determine the power of each company, we factored together 2014 revenue, number of employees, press mentions, and social media influence. You can read our full methodology here.

    Now we’re looking at the most powerful finance companies from our list.

    Berkshire Hathaway is the most powerful finance company in America — it ranked at No. 20 on the list, followed by Wells Fargo (No. 25) and American Express (No. 28).

    Scroll through to see the 9 most powerful finance companies in America.

    View As: One Page Slides

    9. Prudential

    Number of employees: 48,000

    More than just providing life insurance, Newark, New Jersey-based Prudential helps clients save for retirement and manage their money at every stage of life. Fortune predicts that good things are ahead for the insurance company, noting that ” the aging of the wealthy world will increase demand for insurance products .”

    Despite its 63,000 Twitter followers and 338,706 likes on Facebook, no Klout score is available for Prudential.

    8. JPMorgan Chase

    Number of employees: 240,000

    The nation’s largest bank announced that it will close 300 bank branches by 2017 as more customers rely on mobile and online banking. The closures are part of a $1.4 billion cost-cutting plan put in place earlier this year by the Midtown Manhattan-based finance giant.

    With the lowest social media influence among the Big Four banks, JPMorgan Chase has a Klout score of 68 out of 100, although the bank does command over 171,000 followers on Twitter.

    7. Goldman Sachs

    2014 revenue: $34.53 billion

    Number of employees: 34,000

    On Wall Street, few names inspire as much respect as Goldman Sachs. And the investment banking firm is on the rise — it grew profits 5% last year and recently garnered attention for backing Symphony, a secure internal chat system that has been called a “Bloomberg killer.”

    Goldman also proves its social media influence with over 400,000 followers on Twitter and more than 30,000 likes on Facebook, earning the New York-based bank a Klout score of 89.

    6. Morgan Stanley

    Number of employees: 55,795

    Morgan Stanley’s strong investment relationships with tech companies has given it a foothold in Silicon Valley. In fact, the Manhattan-based bank has worked with Netflix since 2011.

    Morgan Stanley “helped write the financial script” for the streaming service, offering notes totaling nearly $2 billion between 2014 and 2015.

    When it comes to social media influence, Morgan Stanley lands in the middle of the road with a Klout score of 87.

    5. Bank of America

    Number of employees: 220,000

    One of America’s Big Four banks, Charlotte, North Carolina-based Bank of America has carved out its place not only in commercial banking, but in wealth management.

    In 2008, Bank of America merged with Merrill Lynch, forming the world’s largest wealth-management company by assets. Bank of America launched its Preferred Rewards program in 2014 in an aim to improve customer satisfaction.

    The bank has a Klout score of 90, higher than any of its competitors.

    4. Citigroup

    2014 revenue: $76.9 billion

    Number of employees: 237,000

    Citigroup, best known for its consumer banking services, continues to grow its physical and digital presences.

    In fact, the New York City-based bank reported a 50% increase in mobile users last year, and reaches worldwide with banks across the globe in North America, Asia, Latin America, the Middle East, and Africa.

    Citigroup’s not quite as prominent on social media as some of our other companies, but it still holds strong with a 79 on Klout.

    3. American Express

    2014 revenue: $34.3 billion

    Number of employees: 53,500

    Between slowing sales and the expiration of its exclusive deal with Costco. it was a tough year for American Express. But the credit-card company still remains profitable, proving that powerful companies can take a hit and still bounce back.

    On the social media front, New York City-based Amex still commands a strong presence with over 5 million Facebook fans, 841,000 Twitter followers, and a Klout score of 89.

    2. Wells Fargo

    Number of employees: 265,800

    The largest bank in America by market capitalization was also named the most valuable bank brand in the world three years in a row by Brand Finance.

    Wells Fargo, unlike its competitors, has focused on traditional lending rather than investments, which has led to more rising profits since the financial crisis. Big investors have taken notice of the San Francisco-based bank — as of May 2015, Warren Buffett’s Berkshire Hathaway owned 470 million shares of Wells Fargo.

    It’s also somewhat influential online with a Klout score of 88, commanding 172,000 Twitter followers and over 800,000 Facebook likes.

    1. Berkshire Hathaway

    2014 revenue: $194 billion

    Number of employees: 316,000

    Berkshire Hathaway, a holding company in Omaha, Nebraska, helmed by the distinguished Warren Buffett, not only rakes in billions in revenue, but owns several other prominent companies. including Geico, Heinz, and Helzberg Diamonds. Buffett himself is also the world’s third richest man, commanding a personal fortune over $70 billion.

    Though Berkshire Hathaway doesn’t have an official Klout score, Buffett himself commands an 86 from the platform, despite only tweeting seven times so far.





    Third Party Administrators – Insurance directory services on the web #insurance #tpa,


    #

    American Administrators
    A provider of quality, cost effective benefits administration for self-funded employee benefit plans. Located in Iowa, USA.
    http://www.americanadministrators.com/

    Association Group Insurance Administrators
    Insurance administrator providing group insurance administration to the business community.
    http://www.agia.com/

    Automated Administration Services, Inc.
    Located in Ontario, Canada; specializes in employee benefit plan administration of traditional and ASO benefit programmes.
    http://www.aasinc.net/

    Beneficial Administration Company
    A USA-national independent third party administrator of medical, dental, vision, life and disability programs.
    http://www.beneficialadmin.com/

    Benefit Management Systems, Inc.
    Third party administrator for self-funded health benefit plans. Located in Mississippi, USA, and serves several states.
    http://www.benefitmgt.com/

    Benefit Plan Services, Inc.
    Provides administrative and consulting services to employers that self-fund their employee benefit plans. Located in North Carolina, USA.
    http://www.bpstpa.com/

    BeniComp, Inc.
    Specializes in health coverage, mortgage lending, and insurance products to consumers, professionals, and businesses. Located in Indiana, USA.
    http://www.benicomp.com/

    Business Administrators Consultants, Inc.
    A professional third party contract administrator providing a full range of administrative and claims services for health and welfare benefit plans and cafeteria plans.
    http://www.bactpa.com/

    Claim Management Services, Inc.
    Third party administrator specializing in customized self-funded employee health benefit plans offering a variety of insurance management services throughout the USA.
    http://www.cmsins.com/

    Claims Management, Inc.
    Licensed in California, USA, as a TPA; administers workers’ compensation and long-term disability claims for self-insured entities and unbundled-claims service for insurance companies and rent-a-captives.
    http://www.cmi-mba.com/

    Coastal Administrative Services, Inc.
    A TPA located in Washington with the focus on self-insurance. Medical, dental, vision, MSA plans, FLEX, Section 125 and Cafeteria plans are offered.
    http://www.coastaladmin.com/

    CobraAid
    Provides a complete COBRA manual with all forms, plus 60 minutes of toll free consultation each year.
    http://www.cobraaid.com/

    Cornerstone Preferred Resources
    National Third Party Administrator for self-funded employers. Develops employee benefit and claims administration programs to meet the specific needs of each client.
    http://www.cprtpa.com/

    D H Alternative Risk Solutions
    Third party claims administration and risk management, for traditional and self-insurance. Specializes in workers’ compensation and occupational accident claims.
    http://www.risksolutions.com/

    Direct Reimbursement
    Provider of self-funded direct reimbursement dental plans.
    http://www.directreimbursement.com/

    Direct Response Insurance Administrative Services, Inc.
    An administrator for group plans of banks and other financial organizations. Provides claims, customer service, billing, and collection and fulfillment services.
    http://www.driasi.com/

    Disability Management Services, Inc.
    An independent, full-service third-party administrator and consulting firm, specializing in the management of individual disability insurance claims.
    http://www.disabilitymanagementservices.com/

    Diversified Management Group
    Workers compensation, ergonomics, and vocational rehabilitation services covering the entire state of California.
    http://www.dmg-at-work.com/

    Eagle Claims
    An administrator of workers’ compensation and short term disability claims, licensed in Michigan and Indiana, USA.
    http://www.eagleclaims.com/


    Highest-paying finance companies in America #austin #business #journal

    #finance companies

    #

    The 10 highest-paying finance companies in America

    Some industries are known for paying employees better than others.

    Finance is one of them.

    To find which banks and financial services companies are most generous when it comes to compensation, Glassdoor sifted through thousands of salary reports and compared the total median c ompensation (base pay, plus any commissions, tips, bonuses, etc.) for each finance company, as reported by employees over the past year.

    For the purposes of this report, a “finance company” is defined as one in which part of the company’s core products or services provide financial services and support, borrowing and lending, and/or payments.

    Here are the 10 companies in finance with the highest median total compensation package as reported to Glassdoor:

    View As: One Page Slides

    10. Macquarie Group

    Glassdoor

    Macquarie Group is a global financial services provider. Headquartered in Sydney, Australia, the company has offices around the world.

    Median total compensation: $120,000

    Median base salary: $105,000

    An employee said: “Very competitive pay, good health benefits package, flexible work schedule, diverse and supportive work environment.”

    9. CME Group

    Glassdoor

    CME Group is a global derivatives marketplace headquartered in Chicago, Illinois.

    Median total compensation: $120,000

    Median base salary: $110,000

    An employee said: ” Standard industry benefits, above industry pay, tuition reimbursement pension, and work life balance.”

    8. Barclays

    Glassdoor

    Barclays is a multinational banking and financial services company. Headquartered in London, the company has offices around the world.

    Median total compensation: $120,000

    Median base salary: $107,000

    An employee said: ” Allows me to be effective, efficient, and flexible, and to deploy inventive, often outside-the-box ideas, strategies and solutions, in a sustainable, low overhead environment.”

    7. Bloomberg L.P.

    Glassdoor

    Bloomberg L.P. is a financial software, data, and media company headquartered in New York City.

    Median total compensation: $125,000

    Median base salary: $115,000

    An employee said: ” Good work/life balance, plenty of opportunity to travel or work abroad, great benefits and fair compensation for work required.”

    6. MasterCard

    Glassdoor

    MasterCard is a global payments company based in Purchase, New York.

    Median base salary: $110,000

    An employee said: ” Excellent benefits, very good salaries, fast paced stimulating work environment and business casual attire.”

    5. BlackRock

    BlackRock provides investment management, risk management, and advisory services and is based in New York City.

    Median total compensation: $125,250

    Median base salary: $97,000

    An employee said: ” Amazing firm — very challenging but you have a lot of responsibility as an analyst. Exposure to senior management is fantastic and the culture is unlike any financial services firm.”

    4. Dun & Bradstreet

    Glassdoor

    Dun Bradstreet is a provider of commercial data to businesses and is headquartered in Short Hills, New Jersey.

    Median total compensation: $130,000

    Median base salary: $95,500

    An employee said: ” Great pay. Very low stress. Good work environment. Work from home allowed and encouraged. Management really cares about employees and goes out of its way to make it a good work environment.”

    3. PayPal

    Glassdoor

    PayPal is a global digital payments company headquartered in San Jose, California.

    Median total compensation: $135,000

    Median base salary: $125,000

    An employee said: ” The executive team is really authentic and inspiring. They are very open to change and new ideas from anywhere in the business. People are generally helpful and working toward the same vision for the company. It’s a really inspiring place to be right now. You feel you are making a positive impact on the world and great opportunities for your career.”

    2. BNP Paribas

    Glassdoor

    BNP Paribas is a banking services company. Headquartered in Paris, the company has offices around the world.

    Median total compensation: $138,500

    Median base salary: $118,500

    An employee said: ” Benefits, 30+ days vacation, work life balance, competitive compensation, new business units and projects across the bank.”

    1. Visa

    Glassdoor

    Visa is a global payments company headquartered in Foster City, California.

    Median total compensation: $150,000

    Median base salary: $130,000

    An employee said: ” Fantastic brand. Leader in the payments space. Relatively good compensation and benefits. Good work life balance. Management that is trying to stay ahead of the game and proactively disrupt the market rather than wait for external players to do the same.”

    Share This Post





    Buying a car in america – Travellerspoint Travel Forums #buying #a #car


    #

    buying a car in america

    1. Posted by OZRod ( Budding Member 3 posts) 8y Star this if you like it!

    I’m going on a trip to America later on in the year and I want to buy a car, drive from one side to another and then ship the car back to Australia. How does a traveller do this as I have heard that you have to have a social security number, an address for the title of the car and insurance. Does anyone know if all that is correct and how does a traveller buy a car legally? Any information would be much appreciated.

    2. Posted by Daawgon ( Travel Guru 2004 posts) 8y Star this if you like it!

    I really think you need to correspond with a dealer directly – for God sake, don’t buy “American”. Why would you want an opposite drive car in Australia? Sounds like a very bad idea to me – they do have long term rentals at most of the major agencies.

    3. Posted by OZRod ( Budding Member 3 posts) 8y Star this if you like it!

    Mate, I didn’t ask if you liked what I was doing, or even agreed with it. All I was asking was how do I go about it. I don’t want to rent a car, I have always wanted to buy an “American” car and have here in Australia and I don’t think I am going to change my plans just because your opinion is different to mine. Why did you even reply to my posting when your answer has nothing to do with what I was asking.

    I am asking for help, not opinions on what you think I should do. You have me baffled as to why you even answered my post.

    4. Posted by gocebe ( Inactive 48 posts) 8y Star this if you like it!

    It took me three years to get a cellphone in this country. So I can’t imagine buying a car! Americans seem to have too many unnecessary regulations for too many things. So buying a car as a traveler might be a problem and I think shipping your car to Australia might be a double problem.

    As far as I know this is what you need:

    Social Security Number: you can get this number even if you are not a citizen but you need an address, in order for them to send you your social security card. I don’t remember exactly how long it takes them to send it to you. I would say 3+ weeks.

    Credit History: I have never understood this term anyway. So you need to have a credit history but in order to have a credit history you need to have a credit card in the USA. But when you go to a bank to apply for a credit card, they ask if you have a credit history. Quite confusing.

    Also depending on the state you buy your car, you would probably need an American driving license. And once you have this brand new license, when you get insurance it would be super expensive. If you have had your Australian license for years, make sure you make RMV (registry of motor vehicles—where you get license) carries Australian license years onto US license years. Then your insurance would be cheaper.

    I know that I am not helpful at all but try contacting a dealer directly.

    5. Posted by vegasmike6 ( Travel Guru 3562 posts) 8y Star this if you like it!

    Rod,
    Buying a car is pretty straightforward. I have helped 2 Brits buy vans here in Vegas. You need an International Drivers License, a local address and money. We found a van and had it on the road the next day. Buy it from a dealer or individual, go to an insurance agent. He paid $100/month for basic insurance. Went to our DMV, showed them the title to the van, insurance papers, smog cert. (seller provided), and paid the transfer fee, sales tax and license plate fee. It cost about $150 to license the van. They send the title to the address provided, takes about 4 weeks. You can drive it that day, but cannot sell it until you have the title. Your IDL is valid for a visitor driving in the US. Some States like Oregon have no sales tax, so it is cheap to buy/license a car/van/rv there.

    I found this website for shipping a car to OZ. Cost about $3K for shipping plus paperwork. Good luck.

    6. Posted by OZRod ( Budding Member 3 posts) 8y Star this if you like it!

    Thanks Gocebe and VegasMike. Atleast now I have a direction in which to try and work out how to go about it.

    7. Posted by tleb ( Full Member 117 posts) 8y Star this if you like it!

    I’ve driven a Japanese SUV here in Canada. It’s fun watching people do double takes when you are driving it alone. Plus it had all kinds of cool guages i had never seen in an SUV. Had a pitch guage, a yaw guage, an altimeter, and a mystery meter that measured it’s units by the millions.

    I like your idea. Maybe I will come to Australia and buy a car. The shipping costs have gotta hurt. Whats a sea container rental worth from Australia?

    8. Posted by Buster1 ( First Time Poster 1 posts) 8y Star this if you like it!

    Great idea OZRod, and very easy to purchase a car in the US, but only if you have a permanent US address you can register the car to. My husband and I did what you’re planning to do (only we didn’t ship our car home). We purchased a car from Oregan from a well known on-line auction site. Fortunately we knew someone who lived in that same area who could pick the car up and store it until we arrived in the US (from Oz). We chose Oregon because it has the cheapest registration fees in the US ($25 per year in 2003). Once we arrived we just purchased insurance in the usual way (ie, provided proof of vehicle purchase, personal identification, intnl driver’s licence and our friend’s address) and then headed off to the local Vehicle Rego Office to queue for an hour or so. As you are no doubt aware, insurance is compulsory over there, so you need to be able to provide the paperwork to get your vehicle registered. Once we did that it was happy travels all round! So all in all, as long as you can provide a permanent US address, the process is no different to here in Oz. We spent 7 great weeks driving across to the mid-west and then sold the car in LA the day before we headed home (bonus for us!).

    Incidentally, we’re planning to do exactly the same thing again this September, and I’ve been trying to find out if there is any other way to purchase a car without having a permanent US address. Unfortunately I haven’t been able to find anything, so it’s back to Oregan again to buy our car!

    Hope this info helps. have a great trip.

    [ Edit: Edited on 26-May-2009, at 17:38 by Buster1 ]


    Green America – s Green Business Network #good #business #ideas

    #green business

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    Grow Your Business AND Change The World Join Today

    Earn Your Green Business Certification

    Grow Your Business

    Get Your Big Green Opportunity

    Download your free copy of our groundbreaking report on the big green opportunity for small businesses. The Big Green Opportunity for Small Business in the U.S. illustrates market growth of green segments across industries, which small businesses are benefiting the most from green, and the best operational efficiency investments for small businesses.

    • Grow a strong green economy that will help your business thrive
    • Make a lasting impact for future generations

    Powered by Green America

    When you join the Green Business Network, you re joining together with more than just your peers in the green entrepreneur and social enterprise space. You re part of a national movement to build a more just and sustainable world. The Green Business Network® is a program of Green America, the nation s leading nonprofit in growing the green economy. We harness economic power—the strength of consumers, investors, businesses, and the marketplace—to create a socially just and environmentally sustainable society. As a Green American, you ll support our campaigns for safer food, fair labor, clean energy, and responsible finance.

    About Us

    Green America’s Green Business Network® is the first, largest, and most diverse network of socially and environmentally responsible businesses in the country. Home to both rising social and eco enterprises and the most established green businesses around.

    We provide the tools, the information, and the consumer base to help you thrive in today’s competitive green marketplace.

    The Green Business Network is a program of Green America®, the nation’s leading non-profit organization working to build a green and just economy.





    Software Architect – Best Jobs in America #sba #small #business

    #business current events

    #

    • Median pay. $124,000
    • Top pay. $169,000
    • 10-year job growth. 23%

    In the same way an architect designs a house, software architects lay out a design plan for new programs. That usually means leading a team of developers and engineers, and making sure all the pieces come together to make fully-functioning software.

    What’s great: New problems come up all the time and new technologies arise, making each day different, and keeping professionals in demand. “I’m pinged at least once or twice a week for new opportunities,” said software architect Christopher Felpel. “There’s just a lot of work out there, and that doesn’t surprise me.” –Jillian Eugenios

    Quality of life ratings:
    Personal satisfaction: A | Benefit to society: B | Telecommuting: A | Low stress: A

    Notes: All pay data from PayScale.com. Median pay is for an experienced worker (at least five or seven years in the field). Top pay represents the 90th percentile. Job growth is estimated for 2012-22, and based on people working in broader ‘job family’ from the Bureau of Labor Statistics. For more details, see How We Picked the Best Jobs.
    Sources: PayScale.com. Bureau of Labor Statistics, and CNNMoney research





    Compare long distance phone plans, providers, services, rates #long #distance,compare #phone #service,compare


    #

    Save on Long Distance Calls

    There are a few choices to consider when looking for a long distance plan. First, decide what method of calling you will need to use primarily.

    VoIP

    Voice Over Internet Protocol, commonly referred to as VoIP, is a digital binary service that allows you to make calls over the internet by accessing a modem. This service is great for people who do a lot of long distance calling. Fees are extremely low, averaging between $5 and $15 per month. The downsides to VoIP are very few, but obviously you need to have a computer, as well as high speed internet. Your call quality will only be as good as your internet connection. If you are looking for a low cost, convenient alternative, VoIP can suit your needs.

    Calling Cards

    If you prefer to use more traditional calling methods, calling cards are another option that allows you to pay for the amount of long distance calling you wish to do. You simply dial the 800 number on the card prior to the long distance number you wish to reach. Many calling card companies have very low rates, some less than one cent per minute.

    Dial Around Service

    Another lesser known method of long distance calling is a service known as Dial Around. Dial Around companies provide you with, as the name suggests, a method of dialing around your current provider to reach your destination long distance provider. Though it sounds somewhat confusing, it is actually quite simple. You first dial the company’s number, usually composed of seven digits (usually something like 10-10-220 or 10-10-321) and then you dial the destination number. Just as with calling cards, your own service provider only charges you for the call made to the Dial Around company. While these services were at the height of their popularity in the 1990’s, they have lost popularity due to generally having higher fees than other alternatives such as calling cards and VOIP.

    Bundles

    If you have cable television and internet, many companies offer discounted rates for long distance calling. Some even offer a very low rate in order to get new customers to sign up; however, make sure that you know the terms of the agreement regarding what the rates will be after your introductory price is over.

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    While the name is jovial, the PhoneDog Media network offers up a wealth of written and video content to help readers make important decisions about mobile technology.

    Established in 2001, PhoneDog Media is a privately owned and operated company.

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    Highest-paying finance companies in America #business #lenders

    #finance companies

    #

    The 10 highest-paying finance companies in America

    Some industries are known for paying employees better than others.

    Finance is one of them.

    To find which banks and financial services companies are most generous when it comes to compensation, Glassdoor sifted through thousands of salary reports and compared the total median c ompensation (base pay, plus any commissions, tips, bonuses, etc.) for each finance company, as reported by employees over the past year.

    For the purposes of this report, a “finance company” is defined as one in which part of the company’s core products or services provide financial services and support, borrowing and lending, and/or payments.

    Here are the 10 companies in finance with the highest median total compensation package as reported to Glassdoor:

    View As: One Page Slides

    10. Macquarie Group

    Glassdoor

    Macquarie Group is a global financial services provider. Headquartered in Sydney, Australia, the company has offices around the world.

    Median total compensation: $120,000

    Median base salary: $105,000

    An employee said: “Very competitive pay, good health benefits package, flexible work schedule, diverse and supportive work environment.”

    9. CME Group

    Glassdoor

    CME Group is a global derivatives marketplace headquartered in Chicago, Illinois.

    Median total compensation: $120,000

    Median base salary: $110,000

    An employee said: ” Standard industry benefits, above industry pay, tuition reimbursement pension, and work life balance.”

    8. Barclays

    Glassdoor

    Barclays is a multinational banking and financial services company. Headquartered in London, the company has offices around the world.

    Median total compensation: $120,000

    Median base salary: $107,000

    An employee said: ” Allows me to be effective, efficient, and flexible, and to deploy inventive, often outside-the-box ideas, strategies and solutions, in a sustainable, low overhead environment.”

    7. Bloomberg L.P.

    Glassdoor

    Bloomberg L.P. is a financial software, data, and media company headquartered in New York City.

    Median total compensation: $125,000

    Median base salary: $115,000

    An employee said: ” Good work/life balance, plenty of opportunity to travel or work abroad, great benefits and fair compensation for work required.”

    6. MasterCard

    Glassdoor

    MasterCard is a global payments company based in Purchase, New York.

    Median base salary: $110,000

    An employee said: ” Excellent benefits, very good salaries, fast paced stimulating work environment and business casual attire.”

    5. BlackRock

    BlackRock provides investment management, risk management, and advisory services and is based in New York City.

    Median total compensation: $125,250

    Median base salary: $97,000

    An employee said: ” Amazing firm — very challenging but you have a lot of responsibility as an analyst. Exposure to senior management is fantastic and the culture is unlike any financial services firm.”

    4. Dun & Bradstreet

    Glassdoor

    Dun Bradstreet is a provider of commercial data to businesses and is headquartered in Short Hills, New Jersey.

    Median total compensation: $130,000

    Median base salary: $95,500

    An employee said: ” Great pay. Very low stress. Good work environment. Work from home allowed and encouraged. Management really cares about employees and goes out of its way to make it a good work environment.”

    3. PayPal

    Glassdoor

    PayPal is a global digital payments company headquartered in San Jose, California.

    Median total compensation: $135,000

    Median base salary: $125,000

    An employee said: ” The executive team is really authentic and inspiring. They are very open to change and new ideas from anywhere in the business. People are generally helpful and working toward the same vision for the company. It’s a really inspiring place to be right now. You feel you are making a positive impact on the world and great opportunities for your career.”

    2. BNP Paribas

    Glassdoor

    BNP Paribas is a banking services company. Headquartered in Paris, the company has offices around the world.

    Median total compensation: $138,500

    Median base salary: $118,500

    An employee said: ” Benefits, 30+ days vacation, work life balance, competitive compensation, new business units and projects across the bank.”

    1. Visa

    Glassdoor

    Visa is a global payments company headquartered in Foster City, California.

    Median total compensation: $150,000

    Median base salary: $130,000

    An employee said: ” Fantastic brand. Leader in the payments space. Relatively good compensation and benefits. Good work life balance. Management that is trying to stay ahead of the game and proactively disrupt the market rather than wait for external players to do the same.”

    Share This Post





    The 50 coolest new businesses in America #business #licence

    #new businesses

    #

    The 50 coolest new businesses in America

    By Melissa Stanger of Business Insider | Dozens of cool, innovative businesses pop up across the US every day, bringing new technologies, entertainment options, and services to their local communities. /p> p>Throughout the year, we ve highlighted several of these small, independent businesses that have opened over the past five years or so in a href= http://www.businessinsider.com/coolest-new-businesses-in-nyc-2015-7?utm_source=msn utm_medium=referral utm_term=windowsapp >New York City /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-san-francisco-2015-9?utm_source=msn utm_medium=referral utm_term=windowsapp >San Francisco /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-houston-2015-4?utm_source=msn utm_medium=referral utm_term=windowsapp >Houston /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-portland-2015-10?utm_source=msn utm_medium=referral utm_term=windowsapp >Portland /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-boston-2015-3?utm_source=msn utm_medium=referral utm_term=windowsapp >Boston /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-new-orleans-2015-2?utm_source=msn utm_medium=referral utm_term=windowsapp >New Orleans /a>, a href= http://www.businessinsider.com/coolest-new-small-businesses-in-la-2015-2?utm_source=msn utm_medium=referral utm_term=windowsapp >Los Angeles /a>, and a href= http://www.businessinsider.com/coolest-new-businesses-in-chicago-2015-2?utm_source=msn utm_medium=referral utm_term=windowsapp >Chicago /a>, and now we ve scoured the rest of the country for inventive new ventures. /p> p>From a pizza oven on wheels to a boutique where everything s free — with a catch, of course — there are plenty of smart places to check out. Read on to see our top 50. /p> p>Editing by Alex Morrell. Additional reporting by Lauren Browning. /p>” height=”232″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/BBnN0TL.img?h=232 w=300 m=6 q=60 o=t l=f” title=”Dozens of cool, innovative businesses pop up across the US every day, bringing new technologies, ent. – Samantha Lee/Business Insider” width=”300″ />

    Dozens of cool, innovative businesses pop up across the US every day, bringing new technologies, entertainment options, and services to their local communities.

    Throughout the year, we’ve highlighted several of these small, independent businesses that have opened over the past five years or so in New York City. San Francisco. Houston. Portland. Boston. New Orleans. Los Angeles. and Chicago. and now we’ve scoured the rest of the country for inventive new ventures.

    From a pizza oven on wheels to a boutique where everything’s free — with a catch, of course — there are plenty of smart places to check out. Read on to see our top 50.

    Editing by Alex Morrell. Additional reporting by Lauren Browning.

    Samantha Lee/Business Insider

    Up Next

    Take a look inside these million-dollar RVs

    More From Business Insider

    • British linguist a href= http://www.crossculture.com/about-us/our-founder-richard-lewis/ >Richard D. Lewis /a> charted communication patterns as well as a href= http://www.businessinsider.com/leadership-charts-in-50-countries-2015-6?utm_source=msn utm_medium=referral >leadership styles /a> and a href= http://www.businessinsider.com/the-lewis-model-2013-9?utm_source=msn utm_medium=referral > cultural identities /a> in his book, a href= http://www.amazon.com/When-Cultures-Collide-3rd-Edition/dp/1904838022 >When Cultures Collide /a>, which is now in a third edition. a href= http://www.crossculture.com >His organization /a> offers classes in cross-cultural communication for clients like Unilever and BMW. /p> p>Although cultural generalizations can be overly reductive, Lewis, who speaks 10 languages, insists it can be done fairly. Determining national characteristics is treading a minefield of inaccurate assessment and surprising exception. There is, however, such a thing as a national norm, he writes. /p> p>Scroll down to see Lewis insights on negotiating with people around the world. /p> p>Jenna Goudreau contributed reporting. /p>” height=”66″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/AAikekX.img?h=66 w=88 m=6 q=60 u=t o=t l=f” title=”You can t expect negotiations with the French to be like negotiations with Americans, and the same h. – crossculture.com” width=”88″ />

    23 fascinating diagrams reveal how to negotiate with people around the world

  • The park closed down 25 years later. After leaving the park empty and abandoned for 15 years, Disney is finally draining River Country s 330,000-gallon pool. /p> p>As the Orlando Sentinel a href= http://www.orlandosentinel.com/business/tourism/os-disney-world-river-country-20160825-story.html >reports /a>, the Upstream Plunge pool will be filled with cement, since standing water can attract mosquitoes — a growing concern due to the Zika virus. Disney says the work is not related to Zika, and doesn t have any plans to re-open the long-closed park, the rest of which is still decaying. /p> p>A Cleveland-based photographer who works under the pseudonym a href= http://www.sephlawless.com/ >Seph Lawless /a> documented the abandoned park in his photo series a href= http://sephlawless.com/gallery/abandoned-disney-world-dismaland/ >Dismaland /a>. (This is also the name of Banksy s a href= http://www.businessinsider.com/29-photos-from-banksys-twisted-dismaland-2015-8?utm_source=msn amp;utm_medium=referral >2015 art exhibition /a>, a fake apocalyptic theme park near Bristol, England.) /p> p>Lawless captured ghostly portraits of the once-busy attraction. Take a look. /p>” height=”66″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/BBw5tmN.img?h=66 w=88 m=6 q=60 u=t o=t l=f x=634 y=513″ title=”When Disney River Country opened in 1976, visitors flocked to Orange County, Florida to ride the win. – Seph Lawless” width=”88″ />

    This abandoned Disney water park has been rotting for 15 years

  • The St. Louis native spent a year dining at 365 barbecue restaurants across 48 states. /p> p>In his self-published book, a href= http://www.amazon.com/The-Best-Barbecue-Restaurants-America/dp/099623330X >The 100 Best Barbecue Restaurants in America /a>, he details his journey and homes in on what he believes are the best cue joints in the country. /p> p>The book ranks the top 25 restaurants and then explores the other 75 by region. /p> p>Keep scrolling to see Fugitt s ranking of America s 25 best barbecue spots, from Lockhart, Texas, to Piedmont, South Dakota, and beyond. /p>” height=”66″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/BBvMFQb.img?h=66 w=88 m=6 q=60 u=t o=t l=f x=357 y=320″ title=”Johnny Fugitt s love of barbecue goes far beyond that of your average enthusiast. The St. Louis nati. – Compliments of Johnny Fugitt” width=”88″ />

    America s Best Barbecue Restaurants, Ranked

    Mouthwatering Photos of the Best Airport Food in the World





  • Highest-paying finance companies in America #business #plans #examples

    #finance companies

    #

    The 10 highest-paying finance companies in America

    Some industries are known for paying employees better than others.

    Finance is one of them.

    To find which banks and financial services companies are most generous when it comes to compensation, Glassdoor sifted through thousands of salary reports and compared the total median c ompensation (base pay, plus any commissions, tips, bonuses, etc.) for each finance company, as reported by employees over the past year.

    For the purposes of this report, a “finance company” is defined as one in which part of the company’s core products or services provide financial services and support, borrowing and lending, and/or payments.

    Here are the 10 companies in finance with the highest median total compensation package as reported to Glassdoor:

    View As: One Page Slides

    10. Macquarie Group

    Glassdoor

    Macquarie Group is a global financial services provider. Headquartered in Sydney, Australia, the company has offices around the world.

    Median total compensation: $120,000

    Median base salary: $105,000

    An employee said: “Very competitive pay, good health benefits package, flexible work schedule, diverse and supportive work environment.”

    9. CME Group

    Glassdoor

    CME Group is a global derivatives marketplace headquartered in Chicago, Illinois.

    Median total compensation: $120,000

    Median base salary: $110,000

    An employee said: ” Standard industry benefits, above industry pay, tuition reimbursement pension, and work life balance.”

    8. Barclays

    Glassdoor

    Barclays is a multinational banking and financial services company. Headquartered in London, the company has offices around the world.

    Median total compensation: $120,000

    Median base salary: $107,000

    An employee said: ” Allows me to be effective, efficient, and flexible, and to deploy inventive, often outside-the-box ideas, strategies and solutions, in a sustainable, low overhead environment.”

    7. Bloomberg L.P.

    Glassdoor

    Bloomberg L.P. is a financial software, data, and media company headquartered in New York City.

    Median total compensation: $125,000

    Median base salary: $115,000

    An employee said: ” Good work/life balance, plenty of opportunity to travel or work abroad, great benefits and fair compensation for work required.”

    6. MasterCard

    Glassdoor

    MasterCard is a global payments company based in Purchase, New York.

    Median base salary: $110,000

    An employee said: ” Excellent benefits, very good salaries, fast paced stimulating work environment and business casual attire.”

    5. BlackRock

    BlackRock provides investment management, risk management, and advisory services and is based in New York City.

    Median total compensation: $125,250

    Median base salary: $97,000

    An employee said: ” Amazing firm — very challenging but you have a lot of responsibility as an analyst. Exposure to senior management is fantastic and the culture is unlike any financial services firm.”

    4. Dun & Bradstreet

    Glassdoor

    Dun Bradstreet is a provider of commercial data to businesses and is headquartered in Short Hills, New Jersey.

    Median total compensation: $130,000

    Median base salary: $95,500

    An employee said: ” Great pay. Very low stress. Good work environment. Work from home allowed and encouraged. Management really cares about employees and goes out of its way to make it a good work environment.”

    3. PayPal

    Glassdoor

    PayPal is a global digital payments company headquartered in San Jose, California.

    Median total compensation: $135,000

    Median base salary: $125,000

    An employee said: ” The executive team is really authentic and inspiring. They are very open to change and new ideas from anywhere in the business. People are generally helpful and working toward the same vision for the company. It’s a really inspiring place to be right now. You feel you are making a positive impact on the world and great opportunities for your career.”

    2. BNP Paribas

    Glassdoor

    BNP Paribas is a banking services company. Headquartered in Paris, the company has offices around the world.

    Median total compensation: $138,500

    Median base salary: $118,500

    An employee said: ” Benefits, 30+ days vacation, work life balance, competitive compensation, new business units and projects across the bank.”

    1. Visa

    Glassdoor

    Visa is a global payments company headquartered in Foster City, California.

    Median total compensation: $150,000

    Median base salary: $130,000

    An employee said: ” Fantastic brand. Leader in the payments space. Relatively good compensation and benefits. Good work life balance. Management that is trying to stay ahead of the game and proactively disrupt the market rather than wait for external players to do the same.”

    Share This Post





    Software Architect – Best Jobs in America #business #accounts

    #business current events

    #

    • Median pay. $124,000
    • Top pay. $169,000
    • 10-year job growth. 23%

    In the same way an architect designs a house, software architects lay out a design plan for new programs. That usually means leading a team of developers and engineers, and making sure all the pieces come together to make fully-functioning software.

    What’s great: New problems come up all the time and new technologies arise, making each day different, and keeping professionals in demand. “I’m pinged at least once or twice a week for new opportunities,” said software architect Christopher Felpel. “There’s just a lot of work out there, and that doesn’t surprise me.” –Jillian Eugenios

    Quality of life ratings:
    Personal satisfaction: A | Benefit to society: B | Telecommuting: A | Low stress: A

    Notes: All pay data from PayScale.com. Median pay is for an experienced worker (at least five or seven years in the field). Top pay represents the 90th percentile. Job growth is estimated for 2012-22, and based on people working in broader ‘job family’ from the Bureau of Labor Statistics. For more details, see How We Picked the Best Jobs.
    Sources: PayScale.com. Bureau of Labor Statistics, and CNNMoney research





    The most powerful finance companies in America #business #checking #account

    #finance companies

    #

    The 9 most powerful finance companies in America

    To determine the power of each company, we factored together 2014 revenue, number of employees, press mentions, and social media influence. You can read our full methodology here.

    Now we’re looking at the most powerful finance companies from our list.

    Berkshire Hathaway is the most powerful finance company in America — it ranked at No. 20 on the list, followed by Wells Fargo (No. 25) and American Express (No. 28).

    Scroll through to see the 9 most powerful finance companies in America.

    View As: One Page Slides

    9. Prudential

    Number of employees: 48,000

    More than just providing life insurance, Newark, New Jersey-based Prudential helps clients save for retirement and manage their money at every stage of life. Fortune predicts that good things are ahead for the insurance company, noting that ” the aging of the wealthy world will increase demand for insurance products .”

    Despite its 63,000 Twitter followers and 338,706 likes on Facebook, no Klout score is available for Prudential.

    8. JPMorgan Chase

    Number of employees: 240,000

    The nation’s largest bank announced that it will close 300 bank branches by 2017 as more customers rely on mobile and online banking. The closures are part of a $1.4 billion cost-cutting plan put in place earlier this year by the Midtown Manhattan-based finance giant.

    With the lowest social media influence among the Big Four banks, JPMorgan Chase has a Klout score of 68 out of 100, although the bank does command over 171,000 followers on Twitter.

    7. Goldman Sachs

    2014 revenue: $34.53 billion

    Number of employees: 34,000

    On Wall Street, few names inspire as much respect as Goldman Sachs. And the investment banking firm is on the rise — it grew profits 5% last year and recently garnered attention for backing Symphony, a secure internal chat system that has been called a “Bloomberg killer.”

    Goldman also proves its social media influence with over 400,000 followers on Twitter and more than 30,000 likes on Facebook, earning the New York-based bank a Klout score of 89.

    6. Morgan Stanley

    Number of employees: 55,795

    Morgan Stanley’s strong investment relationships with tech companies has given it a foothold in Silicon Valley. In fact, the Manhattan-based bank has worked with Netflix since 2011.

    Morgan Stanley “helped write the financial script” for the streaming service, offering notes totaling nearly $2 billion between 2014 and 2015.

    When it comes to social media influence, Morgan Stanley lands in the middle of the road with a Klout score of 87.

    5. Bank of America

    Number of employees: 220,000

    One of America’s Big Four banks, Charlotte, North Carolina-based Bank of America has carved out its place not only in commercial banking, but in wealth management.

    In 2008, Bank of America merged with Merrill Lynch, forming the world’s largest wealth-management company by assets. Bank of America launched its Preferred Rewards program in 2014 in an aim to improve customer satisfaction.

    The bank has a Klout score of 90, higher than any of its competitors.

    4. Citigroup

    2014 revenue: $76.9 billion

    Number of employees: 237,000

    Citigroup, best known for its consumer banking services, continues to grow its physical and digital presences.

    In fact, the New York City-based bank reported a 50% increase in mobile users last year, and reaches worldwide with banks across the globe in North America, Asia, Latin America, the Middle East, and Africa.

    Citigroup’s not quite as prominent on social media as some of our other companies, but it still holds strong with a 79 on Klout.

    3. American Express

    2014 revenue: $34.3 billion

    Number of employees: 53,500

    Between slowing sales and the expiration of its exclusive deal with Costco. it was a tough year for American Express. But the credit-card company still remains profitable, proving that powerful companies can take a hit and still bounce back.

    On the social media front, New York City-based Amex still commands a strong presence with over 5 million Facebook fans, 841,000 Twitter followers, and a Klout score of 89.

    2. Wells Fargo

    Number of employees: 265,800

    The largest bank in America by market capitalization was also named the most valuable bank brand in the world three years in a row by Brand Finance.

    Wells Fargo, unlike its competitors, has focused on traditional lending rather than investments, which has led to more rising profits since the financial crisis. Big investors have taken notice of the San Francisco-based bank — as of May 2015, Warren Buffett’s Berkshire Hathaway owned 470 million shares of Wells Fargo.

    It’s also somewhat influential online with a Klout score of 88, commanding 172,000 Twitter followers and over 800,000 Facebook likes.

    1. Berkshire Hathaway

    2014 revenue: $194 billion

    Number of employees: 316,000

    Berkshire Hathaway, a holding company in Omaha, Nebraska, helmed by the distinguished Warren Buffett, not only rakes in billions in revenue, but owns several other prominent companies. including Geico, Heinz, and Helzberg Diamonds. Buffett himself is also the world’s third richest man, commanding a personal fortune over $70 billion.

    Though Berkshire Hathaway doesn’t have an official Klout score, Buffett himself commands an 86 from the platform, despite only tweeting seven times so far.





    The 50 coolest new businesses in America #business #plan #writing

    #new businesses

    #

    The 50 coolest new businesses in America

    By Melissa Stanger of Business Insider | Dozens of cool, innovative businesses pop up across the US every day, bringing new technologies, entertainment options, and services to their local communities. /p> p>Throughout the year, we ve highlighted several of these small, independent businesses that have opened over the past five years or so in a href= http://www.businessinsider.com/coolest-new-businesses-in-nyc-2015-7?utm_source=msn utm_medium=referral utm_term=windowsapp >New York City /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-san-francisco-2015-9?utm_source=msn utm_medium=referral utm_term=windowsapp >San Francisco /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-houston-2015-4?utm_source=msn utm_medium=referral utm_term=windowsapp >Houston /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-portland-2015-10?utm_source=msn utm_medium=referral utm_term=windowsapp >Portland /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-boston-2015-3?utm_source=msn utm_medium=referral utm_term=windowsapp >Boston /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-new-orleans-2015-2?utm_source=msn utm_medium=referral utm_term=windowsapp >New Orleans /a>, a href= http://www.businessinsider.com/coolest-new-small-businesses-in-la-2015-2?utm_source=msn utm_medium=referral utm_term=windowsapp >Los Angeles /a>, and a href= http://www.businessinsider.com/coolest-new-businesses-in-chicago-2015-2?utm_source=msn utm_medium=referral utm_term=windowsapp >Chicago /a>, and now we ve scoured the rest of the country for inventive new ventures. /p> p>From a pizza oven on wheels to a boutique where everything s free — with a catch, of course — there are plenty of smart places to check out. Read on to see our top 50. /p> p>Editing by Alex Morrell. Additional reporting by Lauren Browning. /p>” height=”232″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/BBnN0TL.img?h=232 w=300 m=6 q=60 o=t l=f” title=”Dozens of cool, innovative businesses pop up across the US every day, bringing new technologies, ent. – Samantha Lee/Business Insider” width=”300″ />

    Dozens of cool, innovative businesses pop up across the US every day, bringing new technologies, entertainment options, and services to their local communities.

    Throughout the year, we’ve highlighted several of these small, independent businesses that have opened over the past five years or so in New York City. San Francisco. Houston. Portland. Boston. New Orleans. Los Angeles. and Chicago. and now we’ve scoured the rest of the country for inventive new ventures.

    From a pizza oven on wheels to a boutique where everything’s free — with a catch, of course — there are plenty of smart places to check out. Read on to see our top 50.

    Editing by Alex Morrell. Additional reporting by Lauren Browning.

    Samantha Lee/Business Insider

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    • British linguist a href= http://www.crossculture.com/about-us/our-founder-richard-lewis/ >Richard D. Lewis /a> charted communication patterns as well as a href= http://www.businessinsider.com/leadership-charts-in-50-countries-2015-6?utm_source=msn utm_medium=referral >leadership styles /a> and a href= http://www.businessinsider.com/the-lewis-model-2013-9?utm_source=msn utm_medium=referral > cultural identities /a> in his book, a href= http://www.amazon.com/When-Cultures-Collide-3rd-Edition/dp/1904838022 >When Cultures Collide /a>, which is now in a third edition. a href= http://www.crossculture.com >His organization /a> offers classes in cross-cultural communication for clients like Unilever and BMW. /p> p>Although cultural generalizations can be overly reductive, Lewis, who speaks 10 languages, insists it can be done fairly. Determining national characteristics is treading a minefield of inaccurate assessment and surprising exception. There is, however, such a thing as a national norm, he writes. /p> p>Scroll down to see Lewis insights on negotiating with people around the world. /p> p>Jenna Goudreau contributed reporting. /p>” height=”66″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/AAikekX.img?h=66 w=88 m=6 q=60 u=t o=t l=f” title=”You can t expect negotiations with the French to be like negotiations with Americans, and the same h. – crossculture.com” width=”88″ />

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  • The park closed down 25 years later. After leaving the park empty and abandoned for 15 years, Disney is finally draining River Country s 330,000-gallon pool. /p> p>As the Orlando Sentinel a href= http://www.orlandosentinel.com/business/tourism/os-disney-world-river-country-20160825-story.html >reports /a>, the Upstream Plunge pool will be filled with cement, since standing water can attract mosquitoes — a growing concern due to the Zika virus. Disney says the work is not related to Zika, and doesn t have any plans to re-open the long-closed park, the rest of which is still decaying. /p> p>A Cleveland-based photographer who works under the pseudonym a href= http://www.sephlawless.com/ >Seph Lawless /a> documented the abandoned park in his photo series a href= http://sephlawless.com/gallery/abandoned-disney-world-dismaland/ >Dismaland /a>. (This is also the name of Banksy s a href= http://www.businessinsider.com/29-photos-from-banksys-twisted-dismaland-2015-8?utm_source=msn amp;utm_medium=referral >2015 art exhibition /a>, a fake apocalyptic theme park near Bristol, England.) /p> p>Lawless captured ghostly portraits of the once-busy attraction. Take a look. /p>” height=”66″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/BBw5tmN.img?h=66 w=88 m=6 q=60 u=t o=t l=f x=634 y=513″ title=”When Disney River Country opened in 1976, visitors flocked to Orange County, Florida to ride the win. – Seph Lawless” width=”88″ />

    This abandoned Disney water park has been rotting for 15 years

  • The St. Louis native spent a year dining at 365 barbecue restaurants across 48 states. /p> p>In his self-published book, a href= http://www.amazon.com/The-Best-Barbecue-Restaurants-America/dp/099623330X >The 100 Best Barbecue Restaurants in America /a>, he details his journey and homes in on what he believes are the best cue joints in the country. /p> p>The book ranks the top 25 restaurants and then explores the other 75 by region. /p> p>Keep scrolling to see Fugitt s ranking of America s 25 best barbecue spots, from Lockhart, Texas, to Piedmont, South Dakota, and beyond. /p>” height=”66″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/BBvMFQb.img?h=66 w=88 m=6 q=60 u=t o=t l=f x=357 y=320″ title=”Johnny Fugitt s love of barbecue goes far beyond that of your average enthusiast. The St. Louis nati. – Compliments of Johnny Fugitt” width=”88″ />

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  • Software Architect – Best Jobs in America #business #partnership

    #business current events

    #

    • Median pay. $124,000
    • Top pay. $169,000
    • 10-year job growth. 23%

    In the same way an architect designs a house, software architects lay out a design plan for new programs. That usually means leading a team of developers and engineers, and making sure all the pieces come together to make fully-functioning software.

    What’s great: New problems come up all the time and new technologies arise, making each day different, and keeping professionals in demand. “I’m pinged at least once or twice a week for new opportunities,” said software architect Christopher Felpel. “There’s just a lot of work out there, and that doesn’t surprise me.” –Jillian Eugenios

    Quality of life ratings:
    Personal satisfaction: A | Benefit to society: B | Telecommuting: A | Low stress: A

    Notes: All pay data from PayScale.com. Median pay is for an experienced worker (at least five or seven years in the field). Top pay represents the 90th percentile. Job growth is estimated for 2012-22, and based on people working in broader ‘job family’ from the Bureau of Labor Statistics. For more details, see How We Picked the Best Jobs.
    Sources: PayScale.com. Bureau of Labor Statistics, and CNNMoney research





    100 Best Small Companies in America #cottage #industry #ideas

    #small companies

    #

    For the first time, 24/7 Wall St. presents the 100 Best Small Companies in America. To be considered, companies had to be publicly traded with more than $5 million and less than $1 billion in revenue. 24/7 Wall St.’s inaugural 100 Best Small Companies in America is comprised of America’s best publicly traded companies marked by outsized revenue, growth and innovation. Data for the analysis was provided by S P Capital IQ.

    The initial list based on the universe of public corporations with less than $1 billion in revenue. These companies are among the best for their size because they have increased revenue over the period covered by our analysis. Their relatively small sizes and robust sales expansion rates also makes it likely many will continue to grow even further, if the record of public company expansion is any example. Past growth does not mean all of these firms will prosper, but most on this list have been consistently profitable, which adds to the chances of future progress.

    Small companies, our research shows, usually have one or two specialized divisions and are focused on one core market. For instance, Steve Madden, True Religion and rue 21 have all carved out a niche segment in the apparel and footwear market. Their lack of diversity could be a drawback because the companies rely completely on one set of products, but it can also mean that management can be laser focused on a single opportunity.

    Another industry which is well represented on this list is niche healthcare. Once again, most of the firms in this sector which made the list are in only one business. Mesa Labs makes manufacturing quality control products for medical devices. It is a narrow market, and there is no guarantee that a large device manufacturer might not attack the same sector. Bio-Reference Laboratories provides testing services. Cantel Medical provides infection prevention and control devices. This infection prevention business appears to be a relatively small one, but the overall medical industry in the US is expanding at such a rapid rate and regulations are changing so quickly that some of these companies will prosper because of these changes. Given the state of American healthcare costs, not many people would be surprised to see healthcare firms on a list of fast growing companies

    These corporations are also often willing to take calculated risks, in some case, as they strive to expand their bases. Retailers are a good example. Steve Madden, one of our companies, was started in 1990 with $1,100. The company has consistently added lines of apparel since then to increase revenue

    Another reason to create this list is that 24/7 Wall St. recognizes that smaller companies continue to be a backbone of job growth. Corporations that are highly successful are roadmaps for the sort of industries, managements, and products and services which have done well recently. As recent access to capital has improved compared with access during the recession, well targeted and well run smaller businesses stand a much better chance of doing extremely well because they can tap pools of funding. Methodology: We ranked these companies largely based on their growth rates as well as on how they have performed financially in the recent past. The pace of these growth rates allowed us to make a final selection and rank the companies when growth was combined with eight other categories. The 100 companies on our list had a median 20% sales growth and 30% earnings per share growth over the last 12 months. Similarly, the median stock price return for the latest year for this group was 16%, which is double the return of the S P 500 index over the same time.

    While stock market performance is one of our ranking criteria, we did not remove companies for poor performance because smaller companies tend to have greater price swings than the overall market. We should point out that this is not an investment list for value seekers. Maintaining these lofty growth rates is not an easy task.

    S P Capital IQ provided us with corporate information, financial data and rankings based on a series of metrics. We started with a universe of 1,200 publicly traded, small companies, which we defined as having between $5 million and $1 billion in revenue over the last 12 months. To narrow this group down, we required that sales growth, earnings per share growth and return on equity to be greater than zero for both the latest 12 months and over the companies’ last five fiscal years. We also excluded companies whose stock price is lower than $5.This brought the size of the list to 164

    The criteria we used to allow us to winnow the list to 100 companies based on a few items which included stock price. We then assigned a rank based on all of the above growth metrics and stock price returns over one and five years. For companies whose shares were not traded for five years, we used annualized figures from their first trade date. From these category rankings, each company was given an overall score that was used to produce the list.

    The financial data below is from the latest available reporting period and price change is as of March 21, 2012.





    Green America – s Green Business Network #business #analyst

    #green business

    #

    Grow Your Business AND Change The World Join Today

    Earn Your Green Business Certification

    Grow Your Business

    Get Your Big Green Opportunity

    Download your free copy of our groundbreaking report on the big green opportunity for small businesses. The Big Green Opportunity for Small Business in the U.S. illustrates market growth of green segments across industries, which small businesses are benefiting the most from green, and the best operational efficiency investments for small businesses.

    • Grow a strong green economy that will help your business thrive
    • Make a lasting impact for future generations

    Powered by Green America

    When you join the Green Business Network, you re joining together with more than just your peers in the green entrepreneur and social enterprise space. You re part of a national movement to build a more just and sustainable world. The Green Business Network® is a program of Green America, the nation s leading nonprofit in growing the green economy. We harness economic power—the strength of consumers, investors, businesses, and the marketplace—to create a socially just and environmentally sustainable society. As a Green American, you ll support our campaigns for safer food, fair labor, clean energy, and responsible finance.

    About Us

    Green America’s Green Business Network® is the first, largest, and most diverse network of socially and environmentally responsible businesses in the country. Home to both rising social and eco enterprises and the most established green businesses around.

    We provide the tools, the information, and the consumer base to help you thrive in today’s competitive green marketplace.

    The Green Business Network is a program of Green America®, the nation’s leading non-profit organization working to build a green and just economy.





    Green America – s Green Business Network #small #business #websites

    #green business

    #

    Grow Your Business AND Change The World Join Today

    Earn Your Green Business Certification

    Grow Your Business

    Get Your Big Green Opportunity

    Download your free copy of our groundbreaking report on the big green opportunity for small businesses. The Big Green Opportunity for Small Business in the U.S. illustrates market growth of green segments across industries, which small businesses are benefiting the most from green, and the best operational efficiency investments for small businesses.

    • Grow a strong green economy that will help your business thrive
    • Make a lasting impact for future generations

    Powered by Green America

    When you join the Green Business Network, you re joining together with more than just your peers in the green entrepreneur and social enterprise space. You re part of a national movement to build a more just and sustainable world. The Green Business Network® is a program of Green America, the nation s leading nonprofit in growing the green economy. We harness economic power—the strength of consumers, investors, businesses, and the marketplace—to create a socially just and environmentally sustainable society. As a Green American, you ll support our campaigns for safer food, fair labor, clean energy, and responsible finance.

    About Us

    Green America’s Green Business Network® is the first, largest, and most diverse network of socially and environmentally responsible businesses in the country. Home to both rising social and eco enterprises and the most established green businesses around.

    We provide the tools, the information, and the consumer base to help you thrive in today’s competitive green marketplace.

    The Green Business Network is a program of Green America®, the nation’s leading non-profit organization working to build a green and just economy.





    The most powerful finance companies in America #sba #loans

    #finance companies

    #

    The 9 most powerful finance companies in America

    To determine the power of each company, we factored together 2014 revenue, number of employees, press mentions, and social media influence. You can read our full methodology here.

    Now we’re looking at the most powerful finance companies from our list.

    Berkshire Hathaway is the most powerful finance company in America — it ranked at No. 20 on the list, followed by Wells Fargo (No. 25) and American Express (No. 28).

    Scroll through to see the 9 most powerful finance companies in America.

    View As: One Page Slides

    9. Prudential

    Number of employees: 48,000

    More than just providing life insurance, Newark, New Jersey-based Prudential helps clients save for retirement and manage their money at every stage of life. Fortune predicts that good things are ahead for the insurance company, noting that ” the aging of the wealthy world will increase demand for insurance products .”

    Despite its 63,000 Twitter followers and 338,706 likes on Facebook, no Klout score is available for Prudential.

    8. JPMorgan Chase

    Number of employees: 240,000

    The nation’s largest bank announced that it will close 300 bank branches by 2017 as more customers rely on mobile and online banking. The closures are part of a $1.4 billion cost-cutting plan put in place earlier this year by the Midtown Manhattan-based finance giant.

    With the lowest social media influence among the Big Four banks, JPMorgan Chase has a Klout score of 68 out of 100, although the bank does command over 171,000 followers on Twitter.

    7. Goldman Sachs

    2014 revenue: $34.53 billion

    Number of employees: 34,000

    On Wall Street, few names inspire as much respect as Goldman Sachs. And the investment banking firm is on the rise — it grew profits 5% last year and recently garnered attention for backing Symphony, a secure internal chat system that has been called a “Bloomberg killer.”

    Goldman also proves its social media influence with over 400,000 followers on Twitter and more than 30,000 likes on Facebook, earning the New York-based bank a Klout score of 89.

    6. Morgan Stanley

    Number of employees: 55,795

    Morgan Stanley’s strong investment relationships with tech companies has given it a foothold in Silicon Valley. In fact, the Manhattan-based bank has worked with Netflix since 2011.

    Morgan Stanley “helped write the financial script” for the streaming service, offering notes totaling nearly $2 billion between 2014 and 2015.

    When it comes to social media influence, Morgan Stanley lands in the middle of the road with a Klout score of 87.

    5. Bank of America

    Number of employees: 220,000

    One of America’s Big Four banks, Charlotte, North Carolina-based Bank of America has carved out its place not only in commercial banking, but in wealth management.

    In 2008, Bank of America merged with Merrill Lynch, forming the world’s largest wealth-management company by assets. Bank of America launched its Preferred Rewards program in 2014 in an aim to improve customer satisfaction.

    The bank has a Klout score of 90, higher than any of its competitors.

    4. Citigroup

    2014 revenue: $76.9 billion

    Number of employees: 237,000

    Citigroup, best known for its consumer banking services, continues to grow its physical and digital presences.

    In fact, the New York City-based bank reported a 50% increase in mobile users last year, and reaches worldwide with banks across the globe in North America, Asia, Latin America, the Middle East, and Africa.

    Citigroup’s not quite as prominent on social media as some of our other companies, but it still holds strong with a 79 on Klout.

    3. American Express

    2014 revenue: $34.3 billion

    Number of employees: 53,500

    Between slowing sales and the expiration of its exclusive deal with Costco. it was a tough year for American Express. But the credit-card company still remains profitable, proving that powerful companies can take a hit and still bounce back.

    On the social media front, New York City-based Amex still commands a strong presence with over 5 million Facebook fans, 841,000 Twitter followers, and a Klout score of 89.

    2. Wells Fargo

    Number of employees: 265,800

    The largest bank in America by market capitalization was also named the most valuable bank brand in the world three years in a row by Brand Finance.

    Wells Fargo, unlike its competitors, has focused on traditional lending rather than investments, which has led to more rising profits since the financial crisis. Big investors have taken notice of the San Francisco-based bank — as of May 2015, Warren Buffett’s Berkshire Hathaway owned 470 million shares of Wells Fargo.

    It’s also somewhat influential online with a Klout score of 88, commanding 172,000 Twitter followers and over 800,000 Facebook likes.

    1. Berkshire Hathaway

    2014 revenue: $194 billion

    Number of employees: 316,000

    Berkshire Hathaway, a holding company in Omaha, Nebraska, helmed by the distinguished Warren Buffett, not only rakes in billions in revenue, but owns several other prominent companies. including Geico, Heinz, and Helzberg Diamonds. Buffett himself is also the world’s third richest man, commanding a personal fortune over $70 billion.

    Though Berkshire Hathaway doesn’t have an official Klout score, Buffett himself commands an 86 from the platform, despite only tweeting seven times so far.





    100 Best Small Companies in America #running #a #small #business

    #small companies

    #

    For the first time, 24/7 Wall St. presents the 100 Best Small Companies in America. To be considered, companies had to be publicly traded with more than $5 million and less than $1 billion in revenue. 24/7 Wall St.’s inaugural 100 Best Small Companies in America is comprised of America’s best publicly traded companies marked by outsized revenue, growth and innovation. Data for the analysis was provided by S P Capital IQ.

    The initial list based on the universe of public corporations with less than $1 billion in revenue. These companies are among the best for their size because they have increased revenue over the period covered by our analysis. Their relatively small sizes and robust sales expansion rates also makes it likely many will continue to grow even further, if the record of public company expansion is any example. Past growth does not mean all of these firms will prosper, but most on this list have been consistently profitable, which adds to the chances of future progress.

    Small companies, our research shows, usually have one or two specialized divisions and are focused on one core market. For instance, Steve Madden, True Religion and rue 21 have all carved out a niche segment in the apparel and footwear market. Their lack of diversity could be a drawback because the companies rely completely on one set of products, but it can also mean that management can be laser focused on a single opportunity.

    Another industry which is well represented on this list is niche healthcare. Once again, most of the firms in this sector which made the list are in only one business. Mesa Labs makes manufacturing quality control products for medical devices. It is a narrow market, and there is no guarantee that a large device manufacturer might not attack the same sector. Bio-Reference Laboratories provides testing services. Cantel Medical provides infection prevention and control devices. This infection prevention business appears to be a relatively small one, but the overall medical industry in the US is expanding at such a rapid rate and regulations are changing so quickly that some of these companies will prosper because of these changes. Given the state of American healthcare costs, not many people would be surprised to see healthcare firms on a list of fast growing companies

    These corporations are also often willing to take calculated risks, in some case, as they strive to expand their bases. Retailers are a good example. Steve Madden, one of our companies, was started in 1990 with $1,100. The company has consistently added lines of apparel since then to increase revenue

    Another reason to create this list is that 24/7 Wall St. recognizes that smaller companies continue to be a backbone of job growth. Corporations that are highly successful are roadmaps for the sort of industries, managements, and products and services which have done well recently. As recent access to capital has improved compared with access during the recession, well targeted and well run smaller businesses stand a much better chance of doing extremely well because they can tap pools of funding. Methodology: We ranked these companies largely based on their growth rates as well as on how they have performed financially in the recent past. The pace of these growth rates allowed us to make a final selection and rank the companies when growth was combined with eight other categories. The 100 companies on our list had a median 20% sales growth and 30% earnings per share growth over the last 12 months. Similarly, the median stock price return for the latest year for this group was 16%, which is double the return of the S P 500 index over the same time.

    While stock market performance is one of our ranking criteria, we did not remove companies for poor performance because smaller companies tend to have greater price swings than the overall market. We should point out that this is not an investment list for value seekers. Maintaining these lofty growth rates is not an easy task.

    S P Capital IQ provided us with corporate information, financial data and rankings based on a series of metrics. We started with a universe of 1,200 publicly traded, small companies, which we defined as having between $5 million and $1 billion in revenue over the last 12 months. To narrow this group down, we required that sales growth, earnings per share growth and return on equity to be greater than zero for both the latest 12 months and over the companies’ last five fiscal years. We also excluded companies whose stock price is lower than $5.This brought the size of the list to 164

    The criteria we used to allow us to winnow the list to 100 companies based on a few items which included stock price. We then assigned a rank based on all of the above growth metrics and stock price returns over one and five years. For companies whose shares were not traded for five years, we used annualized figures from their first trade date. From these category rankings, each company was given an overall score that was used to produce the list.

    The financial data below is from the latest available reporting period and price change is as of March 21, 2012.





    The most powerful finance companies in America #advertise #your #business

    #finance companies

    #

    The 9 most powerful finance companies in America

    To determine the power of each company, we factored together 2014 revenue, number of employees, press mentions, and social media influence. You can read our full methodology here.

    Now we’re looking at the most powerful finance companies from our list.

    Berkshire Hathaway is the most powerful finance company in America — it ranked at No. 20 on the list, followed by Wells Fargo (No. 25) and American Express (No. 28).

    Scroll through to see the 9 most powerful finance companies in America.

    View As: One Page Slides

    9. Prudential

    Number of employees: 48,000

    More than just providing life insurance, Newark, New Jersey-based Prudential helps clients save for retirement and manage their money at every stage of life. Fortune predicts that good things are ahead for the insurance company, noting that ” the aging of the wealthy world will increase demand for insurance products .”

    Despite its 63,000 Twitter followers and 338,706 likes on Facebook, no Klout score is available for Prudential.

    8. JPMorgan Chase

    Number of employees: 240,000

    The nation’s largest bank announced that it will close 300 bank branches by 2017 as more customers rely on mobile and online banking. The closures are part of a $1.4 billion cost-cutting plan put in place earlier this year by the Midtown Manhattan-based finance giant.

    With the lowest social media influence among the Big Four banks, JPMorgan Chase has a Klout score of 68 out of 100, although the bank does command over 171,000 followers on Twitter.

    7. Goldman Sachs

    2014 revenue: $34.53 billion

    Number of employees: 34,000

    On Wall Street, few names inspire as much respect as Goldman Sachs. And the investment banking firm is on the rise — it grew profits 5% last year and recently garnered attention for backing Symphony, a secure internal chat system that has been called a “Bloomberg killer.”

    Goldman also proves its social media influence with over 400,000 followers on Twitter and more than 30,000 likes on Facebook, earning the New York-based bank a Klout score of 89.

    6. Morgan Stanley

    Number of employees: 55,795

    Morgan Stanley’s strong investment relationships with tech companies has given it a foothold in Silicon Valley. In fact, the Manhattan-based bank has worked with Netflix since 2011.

    Morgan Stanley “helped write the financial script” for the streaming service, offering notes totaling nearly $2 billion between 2014 and 2015.

    When it comes to social media influence, Morgan Stanley lands in the middle of the road with a Klout score of 87.

    5. Bank of America

    Number of employees: 220,000

    One of America’s Big Four banks, Charlotte, North Carolina-based Bank of America has carved out its place not only in commercial banking, but in wealth management.

    In 2008, Bank of America merged with Merrill Lynch, forming the world’s largest wealth-management company by assets. Bank of America launched its Preferred Rewards program in 2014 in an aim to improve customer satisfaction.

    The bank has a Klout score of 90, higher than any of its competitors.

    4. Citigroup

    2014 revenue: $76.9 billion

    Number of employees: 237,000

    Citigroup, best known for its consumer banking services, continues to grow its physical and digital presences.

    In fact, the New York City-based bank reported a 50% increase in mobile users last year, and reaches worldwide with banks across the globe in North America, Asia, Latin America, the Middle East, and Africa.

    Citigroup’s not quite as prominent on social media as some of our other companies, but it still holds strong with a 79 on Klout.

    3. American Express

    2014 revenue: $34.3 billion

    Number of employees: 53,500

    Between slowing sales and the expiration of its exclusive deal with Costco. it was a tough year for American Express. But the credit-card company still remains profitable, proving that powerful companies can take a hit and still bounce back.

    On the social media front, New York City-based Amex still commands a strong presence with over 5 million Facebook fans, 841,000 Twitter followers, and a Klout score of 89.

    2. Wells Fargo

    Number of employees: 265,800

    The largest bank in America by market capitalization was also named the most valuable bank brand in the world three years in a row by Brand Finance.

    Wells Fargo, unlike its competitors, has focused on traditional lending rather than investments, which has led to more rising profits since the financial crisis. Big investors have taken notice of the San Francisco-based bank — as of May 2015, Warren Buffett’s Berkshire Hathaway owned 470 million shares of Wells Fargo.

    It’s also somewhat influential online with a Klout score of 88, commanding 172,000 Twitter followers and over 800,000 Facebook likes.

    1. Berkshire Hathaway

    2014 revenue: $194 billion

    Number of employees: 316,000

    Berkshire Hathaway, a holding company in Omaha, Nebraska, helmed by the distinguished Warren Buffett, not only rakes in billions in revenue, but owns several other prominent companies. including Geico, Heinz, and Helzberg Diamonds. Buffett himself is also the world’s third richest man, commanding a personal fortune over $70 billion.

    Though Berkshire Hathaway doesn’t have an official Klout score, Buffett himself commands an 86 from the platform, despite only tweeting seven times so far.





    The 50 coolest new businesses in America #business #training

    #new businesses

    #

    The 50 coolest new businesses in America

    By Melissa Stanger of Business Insider | Dozens of cool, innovative businesses pop up across the US every day, bringing new technologies, entertainment options, and services to their local communities. /p> p>Throughout the year, we ve highlighted several of these small, independent businesses that have opened over the past five years or so in a href= http://www.businessinsider.com/coolest-new-businesses-in-nyc-2015-7?utm_source=msn utm_medium=referral utm_term=windowsapp >New York City /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-san-francisco-2015-9?utm_source=msn utm_medium=referral utm_term=windowsapp >San Francisco /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-houston-2015-4?utm_source=msn utm_medium=referral utm_term=windowsapp >Houston /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-portland-2015-10?utm_source=msn utm_medium=referral utm_term=windowsapp >Portland /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-boston-2015-3?utm_source=msn utm_medium=referral utm_term=windowsapp >Boston /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-new-orleans-2015-2?utm_source=msn utm_medium=referral utm_term=windowsapp >New Orleans /a>, a href= http://www.businessinsider.com/coolest-new-small-businesses-in-la-2015-2?utm_source=msn utm_medium=referral utm_term=windowsapp >Los Angeles /a>, and a href= http://www.businessinsider.com/coolest-new-businesses-in-chicago-2015-2?utm_source=msn utm_medium=referral utm_term=windowsapp >Chicago /a>, and now we ve scoured the rest of the country for inventive new ventures. /p> p>From a pizza oven on wheels to a boutique where everything s free — with a catch, of course — there are plenty of smart places to check out. Read on to see our top 50. /p> p>Editing by Alex Morrell. Additional reporting by Lauren Browning. /p>” height=”232″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/BBnN0TL.img?h=232 w=300 m=6 q=60 o=t l=f” title=”Dozens of cool, innovative businesses pop up across the US every day, bringing new technologies, ent. – Samantha Lee/Business Insider” width=”300″ />

    Dozens of cool, innovative businesses pop up across the US every day, bringing new technologies, entertainment options, and services to their local communities.

    Throughout the year, we’ve highlighted several of these small, independent businesses that have opened over the past five years or so in New York City. San Francisco. Houston. Portland. Boston. New Orleans. Los Angeles. and Chicago. and now we’ve scoured the rest of the country for inventive new ventures.

    From a pizza oven on wheels to a boutique where everything’s free — with a catch, of course — there are plenty of smart places to check out. Read on to see our top 50.

    Editing by Alex Morrell. Additional reporting by Lauren Browning.

    Samantha Lee/Business Insider

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    • British linguist a href= http://www.crossculture.com/about-us/our-founder-richard-lewis/ >Richard D. Lewis /a> charted communication patterns as well as a href= http://www.businessinsider.com/leadership-charts-in-50-countries-2015-6?utm_source=msn utm_medium=referral >leadership styles /a> and a href= http://www.businessinsider.com/the-lewis-model-2013-9?utm_source=msn utm_medium=referral > cultural identities /a> in his book, a href= http://www.amazon.com/When-Cultures-Collide-3rd-Edition/dp/1904838022 >When Cultures Collide /a>, which is now in a third edition. a href= http://www.crossculture.com >His organization /a> offers classes in cross-cultural communication for clients like Unilever and BMW. /p> p>Although cultural generalizations can be overly reductive, Lewis, who speaks 10 languages, insists it can be done fairly. Determining national characteristics is treading a minefield of inaccurate assessment and surprising exception. There is, however, such a thing as a national norm, he writes. /p> p>Scroll down to see Lewis insights on negotiating with people around the world. /p> p>Jenna Goudreau contributed reporting. /p>” height=”66″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/AAikekX.img?h=66 w=88 m=6 q=60 u=t o=t l=f” title=”You can t expect negotiations with the French to be like negotiations with Americans, and the same h. – crossculture.com” width=”88″ />

    23 fascinating diagrams reveal how to negotiate with people around the world

  • The park closed down 25 years later. After leaving the park empty and abandoned for 15 years, Disney is finally draining River Country s 330,000-gallon pool. /p> p>As the Orlando Sentinel a href= http://www.orlandosentinel.com/business/tourism/os-disney-world-river-country-20160825-story.html >reports /a>, the Upstream Plunge pool will be filled with cement, since standing water can attract mosquitoes — a growing concern due to the Zika virus. Disney says the work is not related to Zika, and doesn t have any plans to re-open the long-closed park, the rest of which is still decaying. /p> p>A Cleveland-based photographer who works under the pseudonym a href= http://www.sephlawless.com/ >Seph Lawless /a> documented the abandoned park in his photo series a href= http://sephlawless.com/gallery/abandoned-disney-world-dismaland/ >Dismaland /a>. (This is also the name of Banksy s a href= http://www.businessinsider.com/29-photos-from-banksys-twisted-dismaland-2015-8?utm_source=msn amp;utm_medium=referral >2015 art exhibition /a>, a fake apocalyptic theme park near Bristol, England.) /p> p>Lawless captured ghostly portraits of the once-busy attraction. Take a look. /p>” height=”66″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/BBw5tmN.img?h=66 w=88 m=6 q=60 u=t o=t l=f x=634 y=513″ title=”When Disney River Country opened in 1976, visitors flocked to Orange County, Florida to ride the win. – Seph Lawless” width=”88″ />

    This abandoned Disney water park has been rotting for 15 years

  • The St. Louis native spent a year dining at 365 barbecue restaurants across 48 states. /p> p>In his self-published book, a href= http://www.amazon.com/The-Best-Barbecue-Restaurants-America/dp/099623330X >The 100 Best Barbecue Restaurants in America /a>, he details his journey and homes in on what he believes are the best cue joints in the country. /p> p>The book ranks the top 25 restaurants and then explores the other 75 by region. /p> p>Keep scrolling to see Fugitt s ranking of America s 25 best barbecue spots, from Lockhart, Texas, to Piedmont, South Dakota, and beyond. /p>” height=”66″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/BBvMFQb.img?h=66 w=88 m=6 q=60 u=t o=t l=f x=357 y=320″ title=”Johnny Fugitt s love of barbecue goes far beyond that of your average enthusiast. The St. Louis nati. – Compliments of Johnny Fugitt” width=”88″ />

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  • Software Architect – Best Jobs in America #business #analytics

    #business current events

    #

    • Median pay. $124,000
    • Top pay. $169,000
    • 10-year job growth. 23%

    In the same way an architect designs a house, software architects lay out a design plan for new programs. That usually means leading a team of developers and engineers, and making sure all the pieces come together to make fully-functioning software.

    What’s great: New problems come up all the time and new technologies arise, making each day different, and keeping professionals in demand. “I’m pinged at least once or twice a week for new opportunities,” said software architect Christopher Felpel. “There’s just a lot of work out there, and that doesn’t surprise me.” –Jillian Eugenios

    Quality of life ratings:
    Personal satisfaction: A | Benefit to society: B | Telecommuting: A | Low stress: A

    Notes: All pay data from PayScale.com. Median pay is for an experienced worker (at least five or seven years in the field). Top pay represents the 90th percentile. Job growth is estimated for 2012-22, and based on people working in broader ‘job family’ from the Bureau of Labor Statistics. For more details, see How We Picked the Best Jobs.
    Sources: PayScale.com. Bureau of Labor Statistics, and CNNMoney research





    The 50 coolest new businesses in America #weekend #business #ideas

    #new businesses

    #

    The 50 coolest new businesses in America

    By Melissa Stanger of Business Insider | Dozens of cool, innovative businesses pop up across the US every day, bringing new technologies, entertainment options, and services to their local communities. /p> p>Throughout the year, we ve highlighted several of these small, independent businesses that have opened over the past five years or so in a href= http://www.businessinsider.com/coolest-new-businesses-in-nyc-2015-7?utm_source=msn utm_medium=referral utm_term=windowsapp >New York City /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-san-francisco-2015-9?utm_source=msn utm_medium=referral utm_term=windowsapp >San Francisco /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-houston-2015-4?utm_source=msn utm_medium=referral utm_term=windowsapp >Houston /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-portland-2015-10?utm_source=msn utm_medium=referral utm_term=windowsapp >Portland /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-boston-2015-3?utm_source=msn utm_medium=referral utm_term=windowsapp >Boston /a>, a href= http://www.businessinsider.com/coolest-new-businesses-in-new-orleans-2015-2?utm_source=msn utm_medium=referral utm_term=windowsapp >New Orleans /a>, a href= http://www.businessinsider.com/coolest-new-small-businesses-in-la-2015-2?utm_source=msn utm_medium=referral utm_term=windowsapp >Los Angeles /a>, and a href= http://www.businessinsider.com/coolest-new-businesses-in-chicago-2015-2?utm_source=msn utm_medium=referral utm_term=windowsapp >Chicago /a>, and now we ve scoured the rest of the country for inventive new ventures. /p> p>From a pizza oven on wheels to a boutique where everything s free — with a catch, of course — there are plenty of smart places to check out. Read on to see our top 50. /p> p>Editing by Alex Morrell. Additional reporting by Lauren Browning. /p>” height=”232″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/BBnN0TL.img?h=232 w=300 m=6 q=60 o=t l=f” title=”Dozens of cool, innovative businesses pop up across the US every day, bringing new technologies, ent. – Samantha Lee/Business Insider” width=”300″ />

    Dozens of cool, innovative businesses pop up across the US every day, bringing new technologies, entertainment options, and services to their local communities.

    Throughout the year, we’ve highlighted several of these small, independent businesses that have opened over the past five years or so in New York City. San Francisco. Houston. Portland. Boston. New Orleans. Los Angeles. and Chicago. and now we’ve scoured the rest of the country for inventive new ventures.

    From a pizza oven on wheels to a boutique where everything’s free — with a catch, of course — there are plenty of smart places to check out. Read on to see our top 50.

    Editing by Alex Morrell. Additional reporting by Lauren Browning.

    Samantha Lee/Business Insider

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    • British linguist a href= http://www.crossculture.com/about-us/our-founder-richard-lewis/ >Richard D. Lewis /a> charted communication patterns as well as a href= http://www.businessinsider.com/leadership-charts-in-50-countries-2015-6?utm_source=msn utm_medium=referral >leadership styles /a> and a href= http://www.businessinsider.com/the-lewis-model-2013-9?utm_source=msn utm_medium=referral > cultural identities /a> in his book, a href= http://www.amazon.com/When-Cultures-Collide-3rd-Edition/dp/1904838022 >When Cultures Collide /a>, which is now in a third edition. a href= http://www.crossculture.com >His organization /a> offers classes in cross-cultural communication for clients like Unilever and BMW. /p> p>Although cultural generalizations can be overly reductive, Lewis, who speaks 10 languages, insists it can be done fairly. Determining national characteristics is treading a minefield of inaccurate assessment and surprising exception. There is, however, such a thing as a national norm, he writes. /p> p>Scroll down to see Lewis insights on negotiating with people around the world. /p> p>Jenna Goudreau contributed reporting. /p>” height=”66″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/AAikekX.img?h=66 w=88 m=6 q=60 u=t o=t l=f” title=”You can t expect negotiations with the French to be like negotiations with Americans, and the same h. – crossculture.com” width=”88″ />

    23 fascinating diagrams reveal how to negotiate with people around the world

  • The park closed down 25 years later. After leaving the park empty and abandoned for 15 years, Disney is finally draining River Country s 330,000-gallon pool. /p> p>As the Orlando Sentinel a href= http://www.orlandosentinel.com/business/tourism/os-disney-world-river-country-20160825-story.html >reports /a>, the Upstream Plunge pool will be filled with cement, since standing water can attract mosquitoes — a growing concern due to the Zika virus. Disney says the work is not related to Zika, and doesn t have any plans to re-open the long-closed park, the rest of which is still decaying. /p> p>A Cleveland-based photographer who works under the pseudonym a href= http://www.sephlawless.com/ >Seph Lawless /a> documented the abandoned park in his photo series a href= http://sephlawless.com/gallery/abandoned-disney-world-dismaland/ >Dismaland /a>. (This is also the name of Banksy s a href= http://www.businessinsider.com/29-photos-from-banksys-twisted-dismaland-2015-8?utm_source=msn amp;utm_medium=referral >2015 art exhibition /a>, a fake apocalyptic theme park near Bristol, England.) /p> p>Lawless captured ghostly portraits of the once-busy attraction. Take a look. /p>” height=”66″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/BBw5tmN.img?h=66 w=88 m=6 q=60 u=t o=t l=f x=634 y=513″ title=”When Disney River Country opened in 1976, visitors flocked to Orange County, Florida to ride the win. – Seph Lawless” width=”88″ />

    This abandoned Disney water park has been rotting for 15 years

  • The St. Louis native spent a year dining at 365 barbecue restaurants across 48 states. /p> p>In his self-published book, a href= http://www.amazon.com/The-Best-Barbecue-Restaurants-America/dp/099623330X >The 100 Best Barbecue Restaurants in America /a>, he details his journey and homes in on what he believes are the best cue joints in the country. /p> p>The book ranks the top 25 restaurants and then explores the other 75 by region. /p> p>Keep scrolling to see Fugitt s ranking of America s 25 best barbecue spots, from Lockhart, Texas, to Piedmont, South Dakota, and beyond. /p>” height=”66″ src=”http://img-s-msn-com.akamaized.net/tenant/amp/entityid/BBvMFQb.img?h=66 w=88 m=6 q=60 u=t o=t l=f x=357 y=320″ title=”Johnny Fugitt s love of barbecue goes far beyond that of your average enthusiast. The St. Louis nati. – Compliments of Johnny Fugitt” width=”88″ />

    America s Best Barbecue Restaurants, Ranked

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