Omnichannel Retail Management Software #retail #management #system, #point #of #sale, #retail #management


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Retail Solutions.

It’s what we do best!

A full feature end-to-end Omni-channel Commerce Platform

ChainDrive is a fully-Integrated Omni-channel retail software that provides today’s retailer with “real-time” valuable insight across the enterprise. Comprising of industry specific retail process components that leverage a centralized database, ChainDrive enables you to maximize productivity, improve efficiencies and optimize processes across all channels.

Specifically designed and developed to meet the industry demands of Omni-channel retailing, ChainDrive synchronises operations throughout the physical and digital selling environments to truly offer a completely unified system. ChainDrive empowers you to meet consumer demands by seamlessly providing them with what they want, when they want and in their channel of choice.

From point of sale. merchandising to flexible fulfillment through to financials and more, ChainDrive offers you all of the functionality required to meet the demands of today s rapidly evolving retail environment in one complete unified system.

Omnichannel Retail

ChainDrive is a fully integrated end-to-end ERP and Omnichannel software designed for today’s multi-channel retailer (retail, etail and wholesale). ChainDrive’s unified commerce platform enables retailers to manage and control all business channels within a single environment.

E-commerce

e-comDrive is a fully-integrated Back-Office System exclusively designed and developed for today’s web retailer. Its revolutionary components and robust attributes offers etailers the most all-inclusive advanced ecommerce software on the market.

Wholesale

ChainDrive for Wholesale is a component that has been specifically developed for wholesale suppliers. It seamlessly supports the management of all front-end and back-end operations which allows wholesalers to gain real profit from extensive process control.

Central visibility of inventory allows us to work smarter with the inventory we have. Instead of excessive orders, for instance, we can often transfer existing inventory to meet demand.

Lisa Johnson. VP of finance

We chose Multidev primarily because the company gave us one integrated, end-to-end system that gave us the upgrades and the tools we needed, without requiring us to deal with multiple vendors, platforms, or add-ons.

Kurt Schloss. Senior Director of Merchandising

The Cleveland Indians

Using a single system for all of our retail management needs has proven to be the most efficient and cost effective method of optimizing our business processes.

Greg Nicoghosian. President Mephisto Shoes

For us, choosing ChainDrive came down to its ability to give us control over our inventory.We now have one inventory solution that knows what product is in our warehouse and which is in our stores.

With a solid infrastructure in place and a professional support system to rely on, we can now focus our efforts on expansion with ease of mind.

Tony Kanou. Vice President

News Events

ChainDrive Jewelry to unveil new software features and functions at the JCK Show in Las Vegas!

Posted on April 7, 2017


7 Types of Car Insurance: Which Ones Do You Really Need? #the


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7 Types of Car Insurance: Which Ones Do You Really Need?

by Thursday Bram 26 comments

The cost of even a small repair makes car insurance nice to have. When we start adding in the medical expenses that can go with a car accident, insurance becomes downright necessary. In many states, insurance is even a legal requirement before you can drive your car out on the road. But a wide variety of options are available when it comes to insurance there are actually seven different types of car insurance you can choose from in most cases and it can be difficult to decide just what type of auto insurance is the best choice for you, your vehicle and your budget. Here is a list of the seven types and what you need to know about each one.

1. Liability Insurance

When your state requires that you carry some sort of insurance for your car, they re usually looking for liability insurance. In the event that you are in a car accident and the police decide it is your fault, liability insurance covers the cost of repairing any property damaged in the crash (such as cars or buildings), as well as the medical bills from resulting injuries. Most states have a minimum requirement for liability insurance coverage that you absolutely must have.

However, it usually makes sense to go beyond that minimum requirement if you can afford the payment. That s because you are personally responsible for any claims that exceed your coverage s upper limit. In the event that you are in an accident, you don t want to run the risk of having to pay a significant amount of money out of your own pocket. How much liability insurance you need depends on whether you have a lot of assets to protect, as it is more important to have higher levels of coverage just in case of a catastrophe.

2. Collision Insurance

The biggest problem with carrying only liability insurance is that if there is an accident, you may wind up without the money to repair your own vehicle. A collision insurance policy makes it so that someone else — your insurer — will pay for the repairs to your car. If your car is totaled in an accident, a collision insurance policy will pay out the value of your car. While the payout won t cover for a brand new vehicle, the sum will equal approximately what the car was worth before the accident.

Collision insurance isn t a must-have, as far as insurance goes. If your car is older, it may not be worth paying for insurance, especially if you can work on saving up enough to replace the car if necessary. If you have a good-sized emergency fund. you may be safe without collision insurance. If you ve chosen a more expensive car or your car is relatively new, however, collision insurance can help you sleep much better at night.

3. Comprehensive Insurance

Liability and collision insurance policies exclusively cover car accidents. If something else happens to your car weather damage, theft, an animal collision you won t be able to get your insurance company to address the problem. With a comprehensive insurance policy, however, your insurer will handle just about any situation that comes up.

A comprehensive insurance policy is one of those things that are nice to have. However, coverage can be pricey and may not be worthwhile if your car would be relatively easy for you to replace, if you had to. Note though that you can bring down the price of this policy if your vehicle has an anti-theft and tracking devices installed.

4. Uninsured Motorist Protection

Just because the law requires everyone to have insurance doesn t actually mean that s the way things work out. Even if a driver has a liability insurance policy, most states have relatively low minimums that may not cover all of the expenses that can go along with an accident. One of the worst things that can happen is that you get stuck with the bills in an accident that wasn t even your fault.

The decision to get a policy that covers damage by an uninsured motorist isn t as clear cut as other policies. In theory, even if a driver doesn t have enough insurance to cover damages during an accident, he will still have an obligation to cover the costs out of pocket. It s only when the person at fault doesn t have any money that there can be problems.

5. Medical / Personal-Injury Protection

The costs associated with treating injuries after a car accident can be astronomical. In order to cover those costs, medical and personal-injury protection is available. No matter who is at fault, such protection will cover your medical bills along with those of your passengers.

If you have a good health insurance plan. however, it s far less likely that medical and personal-injury protection will be useful to you. And considering how much more a general health insurance policy covers, it should be your first choice.

6. No-Fault Insurance

So far, no-fault insurance is available in twelve states. This option covers injuries and property damage, no matter who is ultimately responsible for a given accident. The decision to choose no-fault insurance really depends on what other insurance options are available to you and at what price. Some no-fault policies can be expensive, making it more cost-effective to choose other options, especially if your car is inexpensive to replace.

7. Gap Insurance

If you are still making car payments, gap insurance may be a good choice. It s meant for drivers who still owe money on their cars and need to pay off the vehicle if it is totaled in an accident. It s generally a good choice if you owe more on your car than you could easily pay off on short notice.

Gap insurance is especially worthwhile if you owe more on the car than you could get for it if you sold it today, since many insurance policies will only cover the value of the car, rather than the cost to replace it. Some lenders may require you to have gap insurance or something similar until you pay off the vehicle, so you may already have it whether you know it or not.

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  • Why Renter s Insurance

6 Smart Budgeting Tips for Small Business Owners #business #card #holders

#small business tips

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6 Smart Budgeting Tips for Small Business Owners

If you run a small business, it s likely that you re operating on a relatively limited budget. Whether you bootstrapped your business or are trying to pay back loans you took out to cover your startup costs, it s in your best interest to conserve money wherever you can.

Without a thorough budget plan, however, it can be difficult to track and manage your finances. This is especially true for any unexpected business expenses that may come up, as they often do. A 2015 survey by small business credit provider Headway Capital found that although 57 percent of small business owners anticipated growth this year, nearly 19 percent were concerned about how unexpected expenses would impact their business.

If you want to keep your business operating in the black, you ll need to account for both fixed and unplanned costs, and then create and stick to a solid budget. Experts offered their advice for small business owners looking to keep their finances in order. [4 Tips for Reducing Startup Costs]

Define and understand your risks

Every business venture has a certain degree of risk involved, and all of those risks have the potential for a financial impact on your company. Paul Cho, managing director of Headway Capital, said that small business owners need to consider their long- and short-term risks to accurately plan for their financial future.

How will changes in minimum wage or health care requirements impact your workforce? Cho said. Do you operate in a geography at high risk of a natural disaster? Do you rely heavily on seasonal workers? Understanding the potential risks facing you on a short- and long-term basis is important for all small businesses. Once you ve mapped out the threats to productivity, a clearer picture can be built around emergency planning, insurance needs, etc.

Overestimate your expenses

If your business operates on a project-to-project basis, you know that every client is different and no two projects will turn out exactly the same. This means that often, you can t predict when something is going to go over budget.

Every project seems to have a one-time cost that was never anticipated, said James Ontra, CEO of presentation management company Shufflrr. It usually is that one unique extra item [that is] necessary to the job, but [was] not anticipated when bidding the job.

For this reason, Ontra advised budgeting slightly above your anticipated line-item costs, no matter what, so that if you do go over, you won t be fully unprepared.

I go by the cost-moon-stars theory, he said. If you think it will cost the moon, expect to pay the stars.

Pay attention to your sales cycle

Many businesses go through busy and slow periods over the course of the year. If your company has an off-season , you ll need to account for your expenses during that time. Cho also suggested using your slower periods to think of ways to plan ahead for your next sales boom.

There is much to be learned from your sales cycles, he said. Use your downtime to ramp up your marketing efforts while preventing profit generation from screeching to a halt. In order to keep your company thriving and the revenue coming in, you will have to identify how to market to your customers in new and creative ways.

Plan for large purchases carefully and early

Some large business expenses occur when you least expect them a piece of equipment breaks and needs to be replaced or your delivery van needs a costly repair, for instance. However, planned expenses like store renovations or a new software system should be carefully timed and budgeted to avoid a huge financial burden on your business.

Substantial business changes need to be timed carefully, balancing the risk with the reward and done with a full understanding of the financial landscape you re operating within, Cho told Business News Daily. An up-to-date budget and data-driven financial projections are important components that help guide when to make large investments in your business.

Remember that time is money, too

One of the biggest mistakes small businesses make is forgetting to incorporate their time into a budget plan. Ontra reminded business owners that time is money, especially when working with people who are paid for their time.

Timing underestimation directly increases costs, Ontra said. For us, the biggest underestimation is allotting time for client feedback. It is a Herculean effort sometimes to meet a deadline with lots of people focused on a single task. Then, the client needs to give feedback for us to proceed. If the client is distracted with other issues, feedback planned for a three-day turnaround, can become a week or longer. Not only do you start to lose time to the delivery schedule, your team also loses momentum as their collective thought shifts focus to another project.

Ontra recommended treating your time like your money, and set external deadlines later than when you think the project will actually be done.

If you believe the project will finish on Friday, promise delivery on Monday, he said. So, if you finish on Friday, deliver the work early and become a star. If for some reason time runs over, deliver on Monday and you are still a success.

Constantly revisit your budget

Your budget will never be static or consistent it will change and evolve along with your business, and you ll need to keep adjusting it based on your growth and profit patterns. Cho suggested revising your monthly and annual budgets regularly to get a clearer, updated picture of your business finances.

Regularly revisiting your budget will help you better control financial decisions because you will know exactly what you can afford to spend versus how much you are projecting to make, Cho said. Take into account market trends from the previous year to help you determine what this year may look like. Once you have a clear understanding of your business s budgetary needs, you can accurately forecast what can be set aside for an emergency fund or unexpected costs.

Nicole Fallon Taylor

Nicole received her Bachelor s degree in Media, Culture and Communication from New York University. She began freelancing for Business News Daily in 2010 and joined the team as a staff writer three years later. She currently serves as the assistant editor. Reach her by email. or follow her on Twitter .

You May Also like

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  • Organization is Key to Managing Business Finances

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  • Welcome to American Credit Counseling Service, Inc #american #credit, #debt #management, #credit


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    Money Problems?

    Is it time to get your budget in order? If so, look below to find articles, tips and budgeting tools or call (800) 729-0551 to speak to a certified counselor now.

    Client Comments

    From: Jean in Attleboro, MA – (Bettie was) very helpful with suggestions on the budget. Very nice and polite.

    How can we help you today?

    Budgeting Assistance

    A budget is the basic tool needed for all financial decisions. Learn how to develop yours today. Need more assistance, give ACCS a call.

    • Budgeting does not need to be hard, read about it DEBT is a four letter word
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    How to Buy McDonald – s Stock – Blog – Saving Advice


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    How to Buy McDonald s Stock

    McDonald s is one of the largest companies in the world. The company has locations in just about every country and makes billions of dollars each year. McDonald s does a great job of keeping its customers and stockholders engaged as well. There are constantly new promotions and ideas being launched within the company and, if there s a lag, the McRib can always come back.

    Because MD s is such a popular and successful restaurant many people want to know how to buy McDonald s stock. If you ve never bought stock before, below is a step by step guide on how to buy McDonald s stock.

    How to Buy McDonald s Stock

    There are many ways you can buy McDonalds stock. You can contact your local brokerage or buy it through one of the many online brokerage websites. You can also go through the McDonald s site itself. If you re looking to buy McDonald s stock you may want to check out an online brokerage company.

    Picking the right brokerage company for your needs can be difficult. If you are a more active trader you may want to search for a broker with lower fees, or maybe you are a trader that likes to hold on to their stock and need a company with no transaction fees at all.

    Most online brokerage companies charge a fee of $5 to $10 for handling your investments. You can even begin trading with some more traditional companies like Scottrade, Fidelity and Charles Scwab. The online broker I d recommend for buying McDonald s stock, however, is Ally.

    Ally is a great place to start trading, especially if you re looking at a specific stock. The company prides itself on providing traders with all the tools they need to become a do-it-yourself trader. Another great thing about Ally is that there is no account opening minimum and they keep all of their fees extremely low. You pay a flat $4.95 for Stock and ETF Trades, $0.65 + $4.95 base for Options trading and $1 on bonds (minimum of $10 for bonds trading).

    If you re interested in how to buy McDonald s stock through Ally you ll want to set up an account for yourself. Ally provides research materials and various other tools for all of its traders so if you re feeling overwhelmed, don t worry. They ve got you covered.

    Once you ve set up your account you can begin searching for McDonald s stock and any other stock you may be interested in. You ll want to set up either a one-time purchase of stock or a recurring monthly amount. Currently to stock price of McDonald s is over $150.

    After You Invest

    Once you ve figured out how to buy McDonald s stock you can begin investing elsewhere too. Ally offers its investors great trading options with a plethora of successful companies (and it takes way less time than a traditional broker). Making your first investment is exciting. Remember, even if it is only a little bit every month it is better than nothing at all. Open an Ally Invest account today. your wallet will thank you!

    Have you invested in McDonald s stock? How did you do it?

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    6 Smart Budgeting Tips for Small Business Owners #lucrative #business #ideas

    #small business tips

    #

    6 Smart Budgeting Tips for Small Business Owners

    If you run a small business, it s likely that you re operating on a relatively limited budget. Whether you bootstrapped your business or are trying to pay back loans you took out to cover your startup costs, it s in your best interest to conserve money wherever you can.

    Without a thorough budget plan, however, it can be difficult to track and manage your finances. This is especially true for any unexpected business expenses that may come up, as they often do. A 2015 survey by small business credit provider Headway Capital found that although 57 percent of small business owners anticipated growth this year, nearly 19 percent were concerned about how unexpected expenses would impact their business.

    If you want to keep your business operating in the black, you ll need to account for both fixed and unplanned costs, and then create and stick to a solid budget. Experts offered their advice for small business owners looking to keep their finances in order. [4 Tips for Reducing Startup Costs]

    Define and understand your risks

    Every business venture has a certain degree of risk involved, and all of those risks have the potential for a financial impact on your company. Paul Cho, managing director of Headway Capital, said that small business owners need to consider their long- and short-term risks to accurately plan for their financial future.

    How will changes in minimum wage or health care requirements impact your workforce? Cho said. Do you operate in a geography at high risk of a natural disaster? Do you rely heavily on seasonal workers? Understanding the potential risks facing you on a short- and long-term basis is important for all small businesses. Once you ve mapped out the threats to productivity, a clearer picture can be built around emergency planning, insurance needs, etc.

    Overestimate your expenses

    If your business operates on a project-to-project basis, you know that every client is different and no two projects will turn out exactly the same. This means that often, you can t predict when something is going to go over budget.

    Every project seems to have a one-time cost that was never anticipated, said James Ontra, CEO of presentation management company Shufflrr. It usually is that one unique extra item [that is] necessary to the job, but [was] not anticipated when bidding the job.

    For this reason, Ontra advised budgeting slightly above your anticipated line-item costs, no matter what, so that if you do go over, you won t be fully unprepared.

    I go by the cost-moon-stars theory, he said. If you think it will cost the moon, expect to pay the stars.

    Pay attention to your sales cycle

    Many businesses go through busy and slow periods over the course of the year. If your company has an off-season , you ll need to account for your expenses during that time. Cho also suggested using your slower periods to think of ways to plan ahead for your next sales boom.

    There is much to be learned from your sales cycles, he said. Use your downtime to ramp up your marketing efforts while preventing profit generation from screeching to a halt. In order to keep your company thriving and the revenue coming in, you will have to identify how to market to your customers in new and creative ways.

    Plan for large purchases carefully and early

    Some large business expenses occur when you least expect them a piece of equipment breaks and needs to be replaced or your delivery van needs a costly repair, for instance. However, planned expenses like store renovations or a new software system should be carefully timed and budgeted to avoid a huge financial burden on your business.

    Substantial business changes need to be timed carefully, balancing the risk with the reward and done with a full understanding of the financial landscape you re operating within, Cho told Business News Daily. An up-to-date budget and data-driven financial projections are important components that help guide when to make large investments in your business.

    Remember that time is money, too

    One of the biggest mistakes small businesses make is forgetting to incorporate their time into a budget plan. Ontra reminded business owners that time is money, especially when working with people who are paid for their time.

    Timing underestimation directly increases costs, Ontra said. For us, the biggest underestimation is allotting time for client feedback. It is a Herculean effort sometimes to meet a deadline with lots of people focused on a single task. Then, the client needs to give feedback for us to proceed. If the client is distracted with other issues, feedback planned for a three-day turnaround, can become a week or longer. Not only do you start to lose time to the delivery schedule, your team also loses momentum as their collective thought shifts focus to another project.

    Ontra recommended treating your time like your money, and set external deadlines later than when you think the project will actually be done.

    If you believe the project will finish on Friday, promise delivery on Monday, he said. So, if you finish on Friday, deliver the work early and become a star. If for some reason time runs over, deliver on Monday and you are still a success.

    Constantly revisit your budget

    Your budget will never be static or consistent it will change and evolve along with your business, and you ll need to keep adjusting it based on your growth and profit patterns. Cho suggested revising your monthly and annual budgets regularly to get a clearer, updated picture of your business finances.

    Regularly revisiting your budget will help you better control financial decisions because you will know exactly what you can afford to spend versus how much you are projecting to make, Cho said. Take into account market trends from the previous year to help you determine what this year may look like. Once you have a clear understanding of your business s budgetary needs, you can accurately forecast what can be set aside for an emergency fund or unexpected costs.

    Nicole Fallon Taylor

    Nicole received her Bachelor s degree in Media, Culture and Communication from New York University. She began freelancing for Business News Daily in 2010 and joined the team as a staff writer three years later. She currently serves as the assistant editor. Reach her by email. or follow her on Twitter .

    You May Also like

    What is Zero-based Budgeting?

  • Organization is Key to Managing Business Finances

  • Don t Burn Through Your IT Budget: 5 Ways to Save Money