Business Plan Software, sample business plans.#Sample #business #plans

Business Plan Software Planning Tips

Writing a business plan can be a daunting task, but we’ve got some resources to help you make it as fast and easy as possible to get the financing you need to make your business a success.

Business Plan Software

The fastest and easiest way to write a successful business plan is to write your plan using the best business plan software. For a small price you can buy step-by-step software that walks you through the whole process and provides instructions and examples to get the job done.

Sample Business Plans

Don’t know how to start a business plan? Viewing some sample business plans can be a good technique for seeing how it can be done and sparking ideas on what you need to do for your plan. It’s a lot more work than using business plan software, but it’s definitely more helpful than trying to write your own plan from scratch.

Business Plan Book

Check out the latest book by business planning expert Tim Berry, The Plan-As-You-Go Business Plan from Entrepreneur Press. Also, Tim Berry’s classic guide Hurdle: The Book on Business Planning is available to read for free online.

Start a Business

The collection of startup resources at Bplans.com can help you to start a business. The site contains step-by-step instructions, a business planning glossary, articles on planning, links to other helpful sites on the web, and other features.

Business Plan Template

This business plan template follows the format preferred by the SBA and lenders. Use it as a model to write your own business plan.

Business Plan Help

Whether you are an entrepreneur starting a business, looking for business plan help, a small business looking to grow, or an established company in search of fresh business ideas, you can find the practical advice and timely tips you need in Bplans.com collection of business articles.

Business Plan Software UK

Busines Plan Pro UK is available from our UK office and is localised for the UK and European markets. You can set your VAT rate, edit your currency and avail of the different language packs. Be sure to check out our business plan software uk if you are starting an international business plan.

People often misspell or transpose letters when searching for business plan and marketing plan resources.

For the benefit of search engines then, here are common typos that relate to the free resources we offer here:

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Copyright 1996-2011 Palo Alto Software. All rights reserved.





Invitations, Event Planning Guide, Public Affairs, Illinois, business invitations.#Business #invitations

Public Affairs | Illinois

Business invitations

Main Navigation

Invitations

Navigation

Business invitations

Departments

Resources

Guidelines for invitations

Send out invitations at least six weeks before your event if possible. The invitation style should provide guests an idea of the nature of the event, whether casual, formal, academic, athletic, etc. and should answer the questions who, what, why, when, and where. If you use the campus logo, it should appear on the invitation appropriately. Creative Services can create custom materials tailored to your event and your audience, including the writing, design, and printing of invitations.

Templates

Public Affairs offers invitation templates that can be customized for your event.

Content

When writing your invitation, remember to include:

  • Names of the official hosts
  • Date
  • Program start time
  • Location
  • Directions to the venue
  • Map to hotel if relevant
  • Parking information
  • Rain date and location
  • Appropriate dress

Invitation mailing list

Create a spreadsheet using Excel or similar software. Manage your list and use it as a database with categories such as first name, last name, title, and address. This database will be useful in creating nametags, table assignments, etc. If your event is annual, you’ll be able to add and remove names as necessary throughout the year, so it’s always ready to use.

Ask the guest of honor (if you have one) for input on the guest list and compare the size of your guest list with the size of your venue. Consider issuing “courtesy invitations” to people who aren’t likely to attend, but would feel honored to be invited. Remember to use campus mail whenever possible to save money.

RSVP methods

Printed card response

The response card is enclosed in the invitation with an envelope and postage is marked. Designate your response deadline at least one week before the event.

Phone response

If you have a large guest list, make sure you can handle the increased volume of phone calls; someone must be available during business hours to receive the calls. A voice mailbox may be established that includes a message informing callers that they have reached the appropriate place to leave an acceptance or regret. Ask respondents to spell their name and their guest’s name.

E-mail response

Make sure the e-mail address you provide has room in its inbox for all of the responses.

No response

You can simply estimate the number of attendees. This would be appropriate if you are not serving food, and you are not worried about the size of the crowd.

Acceptances only

For larger mailings, you may want to hear only from those who are planning to attend in order to reduce the number of phone calls, e-mails, or reply mails. Ask whether guests need a vegetarian meal, but don’t ask for general food preferences, or you’ll be inundated with special requests.

Confirmation cards

Confirmation cards are sent out confirming the acceptance after it is received. They can help ensure attendance and minimize confusion. Consider using them if:

  • You are planning a small event and seating assignments are crucial
  • You are concerned about attendance
  • You initially invited someone over the telephone, so that they need a written reminder of the correct date, time, and location
  • The date, time, or location of your event has changed
  • You need to distribute tickets, parking passes, etc., in advance of your event

Business invitations





Business News From Australia – World, business at home.#Business #at #home

FANGed: Why Murdoch may sell Fox

Business at home

When Rupert Murdoch unofficially hung the for sale sign on his empire’s prized assets this week, it was confirmation that the mogul had been “FANGed”.

Business at home

Western Australian power banker joins EY

It has been a busy week for former Macquarie Capital senior banker and and now Reserve Bank of Australia board member Mark Barnaba.

Business at home

Saputo launches its charm offensive

Lino Saputo, Jr the boss of Canada’s dairy giant Saputo Inc says he does not see any potential issues with the competition regulator.

Business at home

Low expectations about Canberra circus

The boss of Harvey Norman says shoppers already have such low opinions of politicians that the citizenship crisis hasn’t knocked confidence levels.

Business at home

How Appleby’s Australian plan failed

Why the law firm at the centre of the Paradise Papers leaks abandoned an attempt to set up a Sydney beachhead.

Judge blasts ‘unethical’, ‘dishonest’ ANZ, NAB

  • James Frost

A judge has blasted ANZ and NAB for gross departures from basic standards of commercial decency, for which the banks will pay $50 million ea.

Double Irish schemes ‘unrealistic’, ATO warns

  • Neil Chenoweth

The Tax Office has hit out at “ineffective and unrealistic” schemes being promoted to US companies identified in the Paradise Papers to set .

Banks to launch mining-style ad campaign

  • James Eyers

A new “banks belong to you” campaign will remind Australians that 80pc of bank profits are returned to them via dividends.

Reynolds loses battle over unpaid settlement

  • Vesna Poljak
  • Patrick Commins

The NSW Supreme Court recorded a judgment against David Reynolds and Attis Capital in a dispute brought by Faye Mary Parker, the mother of f.

How ACCC’s NBN changes could really shake up telcos

  • Opinion
  • Peter Moon

The ACCC’s NBN push should shake up a tightly controlled sector where wholesalers withhold crucial data from smaller service providers.

Featured in Business

banking and finance

Business at home





Pick a Sample Business Plan Template from our Collection, business plan template.#Business

Startup Framework – Get Started With a Sample Template

There are great business ideas out there, but often when entrepreneurs need to put those ideas on paper they draw a blank. A good business plan template let you prepare a professional plan document and get your thoughts organized. It provides you guidelines about what to write in each section of the plan. Below is our gallery of templates for startup business plan, business model, financial plan, marketing plan and lot more. Just find your match and get started. Pick your favorite outline and make use of our cloud-based business planning software.

Startup Business Plan Template

This sample template helps you to create a business plan for a startup venture. A professional business plan is essential for any new company to obtain funding. The template below gives you a quick and easy way to prepare a winning plan and help you identify and think through the major topics that need to be addressed. Use this resource to simplify and speed up the preparation process with a proven, professional outline to communicate your business plan in a compelling format that will enhance your credibility and improve your chances of attracting equity investors.

  • The offer to target customers
  • The market potential
  • Reaching target customers
  • Provision of product and/or service
  • The team
  • Simple financials

Growth Business Plan Template

This template helps you to create a business plan for a growth-oriented company. Use this resource to speed up the preparation process with a proven outline to communicate your business plan in a professional, compelling format that will improve your chances of attracting a banker or equity investors.

  • Executive summary
  • Business aims
  • The offer to target customers
  • Market potential
  • Marketing and sales
  • Providing the offer
  • The team
  • Managing performance and risk
  • First year action plan
  • Financials

Simple Business Plan Template

The document outline below can help you structure your business plan and give you some useful hints about what to write in each section. This is a simple, basic plan template that fits any type of business.

  • Executive Summary
  • Business Overview
  • Products and Services
  • Sales Plan
  • Marketing Strategy
  • Management and Personnel
  • Implementation Plan
  • Overhead Expenses
  • Fixed Assets
  • Financing
  • Risk Analysis
  • Financial Projections

Restaurant Business Plan Template

This sample template helps you to create a business plan for a restaurant, bar or cafe. A professional business plan is essential for any restaurant venture to obtain external financing. The template below gives you a quick and easy way to prepare a plan and help you think through the major topics that need to be addressed. Use this resource to speed up the preparation process with a proven outline to communicate your business plan in a professional, compelling format that will enhance your credibility and improve your chances of attracting bankers or investors.

  • Executive Summary |
  • Business Overview |
  • Products and Services |
  • Marketing Strategy |
  • Management and Staffing |
  • Implementation Plan |
  • Investments |
  • Funding |
  • Risk Analysis |
  • Financials |

Business Model Template

In general, a business model describes the rationale of how a company creates and delivers value to its customers. Get started with your next business model by using this sample template.

  • Value Proposition |
  • Customer Segments |
  • Channels |
  • Customer Partnerships |
  • Revenue Streams |
  • Key Resources |
  • Key Activities |
  • Key Partnerships |
  • Cost Structure |
  • Financials |

Seed Capital Business Plan Template

Looking for a seed capital investment for your startup venture? Make use of this sample template to create your business plan and improve your chances of attracting investors.

Venture Capital Business Plan Template

Looking for a venture capital investment for a growth-oriented business? Make use of this sample outline to create your business plan and improve your chances of attracting equity investors.

  • Executive Summary |
  • Company Data |
  • Company Analysis |
  • Industry Analysis |
  • Customer Analysis |
  • Competitive Analysis |
  • Marketing Plan |
  • Operational Plan |
  • Financial Plan |

Business Marketing Plan Template

By definition, a marketing plan is a written document that details the necessary actions to achieve one or more marketing objectives. Here’s a sample template to get started with your next marketing plan.

Elevator Pitch Template

A straightforward template to create your next elevator pitch

Business Financial Plan Template

Need a financial plan section for your business plan?

The financial section of any business plan includes various financial statements and ratios that show where a company is heading financially. This information helps to find out how much financing a company needs and helps investors and lenders determine whether investing into the business is a justified use of funds.

  • Summary |
  • Sales revenue and variable expenses |
  • Break-even analysis |
  • Other operating revenue |
  • Operating expenses |
  • Personnel expenses |
  • Other operating expenses |
  • Fixed assets |
  • Financing |
  • Share capital inflows |
  • Annuity loans |
  • Loans |
  • Financial projections |
  • Income statements |
  • Cash flow statements |
  • Balance sheets |
  • Performance measures |

Business Strategic Plan

  • Executive Summary |
  • Company Mission Statement |
  • SWOT Analysis |
  • Goals |
  • KPI’s |
  • Target Customers |
  • Industry Analysis |
  • Competitive Analysis |
  • Marketing Plan |
  • Team |
  • Operations Plan |
  • Financials |

Non-profit Strategic Plan

  • Executive Summary |
  • Vision and Mission Statement |
  • Values |
  • Campaigning the Cause |
  • Goals and Tasks |
  • Key Performance Indicators |
  • Human Resources |
  • SWOT Analysis |
  • Risk Analysis |
  • Financial Projections |

Blank Plan Document

Just a blank template with three chapters to get started with a business plan or project.





Fujitsu United States, business for sales.#Business #for #sales

Business for sales

  • A through B
    • Algeria
    • Anguilla
    • Argentina
    • Aruba
    • Australia
    • Austria
    • Bahamas
    • Barbados
    • Belgium
    • Brazil
    • Bulgaria
  • C through E
    • Canada (English)
    • Canada (French)
    • Cayman Islands
    • Chile
    • China
    • Colombia
    • Czech Republic
    • Denmark
    • Dominica
    • Egypt
    • Estonia
  • F through I
    • Finland
    • France
    • French Guiana
    • Germany
    • Greece
    • Guadeloupe
    • Hong Kong
    • Hungary
    • India
    • Indonesia
    • Ireland
    • Israel
    • Italy
  • J through M
    • Jamaica
    • Japan
    • Kazakhstan
    • Korea
    • Luxembourg
    • Macedonia
    • Malaysia
    • Martinique
    • Mexico
    • Montserrat
    • Morocco
  • N through R
    • Netherlands
    • Netherlands Antilles
    • New Zealand
    • Norway
    • Philippines
    • Poland
    • Portugal
    • Romania
    • Russia
  • S
    • Saint Vincent and Grenadines
    • Serbia
    • Singapore
    • Slovakia
    • Slovenia
    • South Africa
    • Spain
    • Sweden
    • Switzerland (French)
    • Switzerland (German)
  • T
    • Taiwan
    • Thailand (English)
    • Thailand (Thai)
    • Trinidad and Tobago
    • Turkey
  • U through V
    • Ukraine
    • United Arab Emirates
    • United Kingdom
    • United States
    • Uzbekistan
    • Vietnam (English)
    • Vietnam (Vietnamese)
    • Virgin Islands British
    • Virgin Islands U.S.
  • Business for salesWorldwide

Business for sales

Business for sales

FSTJ July 2017 Special Issue: Monozukuri (Manufacturing)

Special issue introduces the revolutionary effect of Fujitsu s smart manufacturing and some practical examples.

Read More on FSTJ July Issue

Business for sales

Walking the digital tightrope

A Fujitsu report on digital transformation

Business for sales

With K5 you can

Do incredible things with Fujitsu Cloud Service K5

Expert Insight

“The design of artificial intelligence should ensure machines are orientated towards positive effects for humans, unable to take a step outside of that human-centric orientation.”

Dr Franz Josef Radermacher, professor of artificial intelligence, University of Ulm

Read more on I-CIO.com

Business for sales

IT and business challenges

Discover how Fujitsu can help you solve today s business challenges and take advantage of the new opportunities that digital technology offers.

Business for sales

Digital Transformation

End-to-end transformation to help you digitalize with confidence

Business for sales

Hybrid IT

Find the perfect balance of cloud powered and on-premise IT

Business for sales

Mobilizing the Enterprise

Empower people to work productively – anywhere, anytime, on any device

Business for sales

Business Centric Infrastructure

Tailor data center technologies to meet specific business demands

Business for sales

Security

Intelligent security to protect your business





Business and finance news from Guardian US, The Guardian, world business news.#World

Trump attacks countries ‘cheating’ America at Apec summit

World business news

Mark Zuckerberg says extent of opioid crisis was biggest surprise of US tour

World business news

Monocle: you’ve seen the magazine – now buy the apartment

World business news

Ex-Facebook president Sean Parker: site made to exploit human ‘vulnerability’

Uber loses landmark ruling in UK employment rights case

Are the Murdochs at war over the future of their media empire?

‘Some kids are not orphans because of this’: how unions are keeping workers safe

Bids are in for Amazon’s HQ2. Now the contest begins – but will it be worth it?

From Harvey Weinstein to Shakira, the celebrities with offshore interests

The seven Republican super-donors who keep money in tax havens

The wealthy men in Trump’s inner circle with links to tax havens

Trump commerce secretary’s business links with Putin family laid out in leaked files

Coal-fired plant shifted $1bn offshore while pocketing $117m from Australian taxpayers

Ferrari on course for €1bn annual profit as supercar demand rises

Australian stock market sustains highest point since global financial crisis

Fox News shows broke UK TV impartiality rules, Ofcom finds

More around the world

Generation rent: why I’ll never live in a penthouse free of mice

The desperate inequality behind global tax dodging

‘I heard the N-word in a board meeting’: readers on race and power in the UK

How can companies cut the UK’s class pay gap?

‘Nice skirt, it would look better on my bedroom floor’ – your sexual harassment stories





Business News & Financial News, Reuters, world business news.#World #business #news

Business

World business news

Asia-Pacific leaders say to fight ‘unfair trade’ in nod to Trump

World business news

Exclusive: Rupert Murdoch twice discussed CNN with AT ?>

Compare Business Finance Products Today at MoneySupermarket, loan for business.#Loan #for #business

Business finance

Compare business finance products

Seek out the best deals on a wide range of products including in-credit business current accounts, cashback business credit cards and short-term business loans – plus get exclusive deals on business products that you can’t find anywhere else.

Business finance. Trust us to explain it simply

Explore

Medium to long-term business loans

We ve provided a list of those who can help if you re interested in taking out a medium to long term loan.

Commercial mortgages

Every question you have around commercial mortgages – solved

Business saving accounts

Just like a personal account, you can manage and save your financies to support your business

Asset financing

Financing for the things where your business needs it most

Short-term business loans

From helping with cash-flow to expansion costs, a short-term loan could be an option if your business needs a boost

Invoice financing

Often an ideal solution when in need of a instant cashflow-fix.

Business current accounts

Compare and find the best business current account to suit your business

Business credit cards

Facilitate staff spending and much more with business credit cards

Business money transfers

Credit cards can be used as a way of managing both staff spending and cashflow.

Business insurance

Ensure your business has the protection it requires

Business energy

Just like your home, compare and save money on your business energy and gas

Managing business expenses

Discover a great alternative to a business credit card

Guides

What are business loans

All you need to know about taking out a loan for your business.

What are business current accounts

The best way to keep your personal and business-banking separate.

Business savings accounts explained

All you need to know about taking out a loan for your business.

Peer-to-peer business loans

A loan that comes from individuals, as opposed to the bank. We explain how.

Invoice financing

How it works, and how it can benefit your business

What are business credit cards

Credit cards can be used as a way of managing staff spending and cashflow

Business finance in general

When it comes to managing your business finances, it’s not all that different from managing your personal finances.

The key difference is the fact you want to seek out products that are specifically designed for business use, as these will offer better rates as well as other features aimed at making running your business easier for you.

Who business finance is for?

Business finance is for any type of business, no matter how big or small.

You may want to think about business finance if you operate as a sole trader, or if you are a limited company – or if you are anything in between.

Who can apply?

Anyone who owns a business can apply for business finance, but you must remember that with some products, such as business loans, it may be difficult to get accepted in the current uncertain climate.

As a general rule, those businesses with the cleanest credit record have the best chance of getting accepted – and of getting the best rates.

What products are available within business finance?

There are a wide range of products available within business finance offered by numerous different banks and other financial organisations, including business current accounts, business credit cards and business loans.

Each product on offer in business finance has been designed with business in mind, and will help you to run your business operations more smoothly.

Why are we the best website for business finance products comparison?

If you’re looking for business finance products then you need look no further, as we compare hundreds of deals from different providers in one place to seek out the very best deal for you and your particular needs.

We offer a free and independent comparison tool, and also have access to exclusive deals on business finance products that you won’t be able to find anywhere else.





Personal Loan Business – Payday Loans Online, loan for business.#Loan #for #business

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Cyberattack on Saudi Oil Firm Disquiets U, business computers.#Business #computers

In Cyberattack on Saudi Firm, U.S. Sees Iran Firing Back

Business computers

The hackers picked the one day of the year they knew they could inflict the most damage on the world’s most valuable company, Saudi Aramco.

On Aug. 15, more than 55,000 Saudi Aramco employees stayed home from work to prepare for one of Islam’s holiest nights of the year — Lailat al Qadr, or the Night of Power — celebrating the revelation of the Koran to Muhammad.

That morning, at 11:08, a person with privileged access to the Saudi state-owned oil company’s computers, unleashed a computer virus to initiate what is regarded as among the most destructive acts of computer sabotage on a company to date. The virus erased data on three-quarters of Aramco’s corporate PCs — documents, spreadsheets, e-mails, files — replacing all of it with an image of a burning American flag.

United States intelligence officials say the attack’s real perpetrator was Iran , although they offered no specific evidence to support that claim. But the secretary of defense,

, in a recent speech warning of the dangers of computer attacks, cited the Aramco sabotage as “a significant escalation of the cyber threat.” In the Aramco case, hackers who called themselves the “Cutting Sword of Justice” and claimed to be activists upset about Saudi policies in the Middle East took responsibility.

But their online message and the burning flag were probably red herrings, say independent computer researchers who have looked at the virus’s code.

Immediately after the attack, Aramco was forced to shut down the company’s internal corporate network, disabling employees’ e-mail and Internet access, to stop the virus from spreading.

It could have been much worse. An examination of the sabotage revealed why government officials and computer experts found the attack disturbing. Aramco’s oil production operations are segregated from the company’s internal communications network. Once executives were assured that only the internal communications network had been hit and that not a drop of oil had been spilled, they set to work replacing the hard drives of tens of thousands of its PCs and tracking down the parties responsible, according to two people close to the investigation but who were not authorized to speak publicly about it.

Aramco flew in roughly a dozen American computer security experts. By the time those specialists arrived, they already had a good handle on the virus. Within hours of the attack, researchers at Symantec , a Silicon Valley security company, began analyzing a sample of the virus.

That virus — called Shamoon after a word embedded in its code — was designed to do two things: replace the data on hard drives with an image of a burning American flag and report the addresses of infected computers — a bragging list of sorts — back to a computer inside the company’s network.

Shamoon’s code included a so-called kill switch, a timer set to attack at 11:08 a.m., the exact time that Aramco’s computers were wiped of memory. Shamoon’s creators even gave the erasing mechanism a name: Wiper.

Business computers

Computer security researchers noted that the same name, Wiper, had been given to an erasing component of Flame , a computer virus that attacked Iranian oil companies and came to light in May. Iranian oil ministry officials have claimed that the Wiper software code forced them to cut Internet connections to their oil ministry, oil rigs and the Kharg Island oil terminal, a conduit for 80 percent of Iran’s oil exports.

It raised suspicions that the Aramco hacking was retaliation. The United States fired one of the first shots in the computer war and has long maintained the upper hand. The New York Times reported in June that the United States, together with Israel , was responsible for Stuxnet , the computer virus used to destroy centrifuges in an Iranian nuclear facility in 2010.

Last May, researchers discovered that Flame had been siphoning data from computers, mainly in Iran, for several years. Security researchers believe Flame and Stuxnet were written by different programmers, but commissioned by the same two nations.

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If American officials are correct that Shamoon was designed by Iran, then clues in its code may have been intended to misdirect blame. Shamoon’s programmers inserted the word “Arabian Gulf” into its code. But Iranians refer to that body of water as the Persian Gulf and are very protective of the name. (This year, Iran threatened to sue Google for removing the name Persian Gulf from its online maps.)

After analyzing the software code from the Aramco attack, security experts say that the event involved a company insider, or insiders, with privileged access to Aramco’s network. The virus could have been carried on a USB memory stick that was inserted into a PC.

Aramco’s attackers posted blocks of I.P. addresses of thousands of Aramco PCs online as proof of the attack. Researchers say that only an Aramco employee or contractor with access to the company’s internal network would have been able to grab that list from a disconnected computer inside Aramco’s network and put it online.

Neither researchers nor officials have disclosed the names of the attackers involved. Saudi Aramco said in a statement that it was inappropriate to comment amid an investigation. The company further stated that it does not comment on rumor or speculation.

American intelligence officials blame Iran for a similar, subsequent attack on RasGas, the Qatari natural gas giant, two weeks after the Aramco attack. They also believe Iran engineered computer attacks that intermittently took America’s largest banks offline in September, and last week disrupted the online banking Web sites of Capital One and BB T.

Multiple requests for comment from Iran’s interests office in Washington and to Iran’s mission to the United Nations in New York brought no response.

The finger-pointing demonstrates the growing concern in the United States among government officials and private industry that other countries have the technology and skill to initiate attacks. “The Iranians were faster in developing an attack capability and bolder in using it than we had expected,” said James A. Lewis, a former diplomat and cybersecurity expert at the Center for Strategic and International Studies . “Both sides are going through a dance to figure out how much they want to turn this into a fight.”

More than two months after the Aramco attack, the company continues to deal with the aftermath. Still, this month employees were not able to gain access to their corporate e-mail and internal network for several days. Until the company’s executives decide its systems are secure, employees can no longer access Aramco’s internal network remotely.

The attack, intelligence officials say, was a wake-up call. “It proved you don’t have to be sophisticated to do a lot of damage,” said

Richard A. Clarke

, the former counterterrorism official at the National Security Council . “There are lots of targets in the U.S. where they could do the same thing. The attacks were intended to say: ‘If you mess with us, you can expect retaliation.’ ”

A version of this article appears in print on October 24, 2012, on Page A1 of the New York edition with the headline: Cyberattack On Saudi Firm Disquiets U.S. Order Reprints | Today’s Paper | Subscribe

We re interested in your feedback on this page. Tell us what you think.





Ethics Articles, business ethics articles.#Business #ethics #articles

BusinessEthics.ca

The resource for Business Ethics.

Chris MacDonald, Ph.D.

Business ethics articles

Articles:

Business ethics articles Business Ethics Articles from the Markkula Center for Applied Ethics

Business ethics articles Short Articles on Workplace Ethics , by Cornelius von Baeyer

Business ethics articles Business Ethics Articles from [email protected]

Business ethics articles Ethics Toolkit , from the Center for Ethics and Business

Business ethics articles Resources , from the Ethics Resource Center

Business ethics articlesThe Business Ethics Journal Review

Business ethics articles Pavlo on Skilling: Exclusive Interview (October 27, 2006)

Business ethics articles Getting to the Bottom of ‘Triple Bottom Line’ , by Wayne Norman and Chris MacDonald

Business ethics articles Creating a Code of Ethics for your Organisation, by Chris MacDonald

Business ethics articles Ethics and Conflict of Interest , by Michael McDonald (UBC Centre for Applied Ethics)

Business ethics articles Making a Moral Corporation: Artificial Morality Applied, by Peter Danielson (Centre for Applied Ethics)

Business ethics articles Globalization: Ethics, Risk, and Internal Control (Institute of Internal Auditors)

Business ethics articles Business Ethics on the Web, from the New York Times

Business ethics articles Business: A Profession, by Justice Louis D. Brandeis

Business ethics articles Corporate Soulcraft in the Age of Brutal Markets by Elmer W. Johnson

Business ethics articles Knight’s Writings: The Ethics of Competition (1935) from The Frank H. Knight Page

Business ethics articles Moral Leadership and Business Ethics by Al Gini

Business ethics articles Whistleblowing on the Web by James E. Fisher, William B. Gillespie, Ellen F. Harshman, and Fred C. Yeager

Business ethics articles `Business ethics’ goes beyond contradiction in terms, by Daryl Koehn (Houston Business Journal, December 4, 1998)

Business ethics articles Moral Decision Making — An Analysis, by Chris MacDonald

Business ethics articles A Guide to Moral Decision Making, by Chris MacDonald

Business ethics articles Putting the Ethics in E-Business, by Zachary Tobias

Business ethics articles Networking on the Net: Professionalism, Ethics And Courtesy On The Net, by Claire Belilos

Business ethics articles OECD Principles of Corporate Governance

Business ethics articles Misguided Virtue: False Notions of Corporate Social Responsibility, by David Henderson [363k PDF file; 108 pages]

Business ethics articles Lying: An Introduction to Ethical Considerations , by Chris MacDonald

See also: Business ethics articles

For articles on ethical issues in the pharmaceutical industry, try www.PharmacoEthics.com .

Business ethics articles





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Money Instructor – Personal Finance, Business, Careers, Life Skills Lessons, business games.#Business

Money Instructor

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Teach and learn basic money skills, personal finance, business, careers, and life skills.

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Teach and learn basic money skills, personal finance, business, careers, and life skills.

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Earning Money

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Down Payments

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Use our worksheets, lessons, and activities for teaching money, personal finance, business, and life skills.

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Lessons, lesson plans, worksheets, and other material for teaching money skills, personal finance, business, careers, and life skills.

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Useful personal finance information, articles, advice, and tips to help you with your own spending, financial planning, career, business, and other life skills.

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Many young people graduate without a basic understanding of money and money management, business, the economy, and investing. We hope to help teachers, parents, individuals, and institutions teach these skills, while reinforcing basic math, reading, vocabulary, and other important skills.





Small Business, business games.#Business #games

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How to Calculate Marginal Revenue

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What Are the Four Types of Utility Marketing?

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What Is Wrong When the iPhone Screen Goes Black Stays Like That?

Editor’s Picks

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How to Calculate Accumulated Depreciation of Inventory

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5 Most Common Advertising Techniques

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Examples of Employee Development Goals

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How to Make the Check In Feature Work for Facebook

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How to Delete a Table in Google Docs

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Examples of Product Life Cycle Phases

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How to Journalize Dishonored Notes

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Horizontal Vertical Marketing Conflicts

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Amazon is buying Whole Foods for $13, buying a business.#Buying #a #business

Amazon is buying Whole Foods for $13.7 billion

Buying a business

Amazon is making a big bet on physical stores and the business of food.

The online retail giant announced Friday that is buying organic grocery chain Whole Foods ( WFM ) for $13.7 billion in cash. The deal values Whole Foods at $42 a share, 27% higher than where the stock was trading Thursday.

Amazon ( AMZN , Tech30) said Whole Foods stores will continue operating under that name as a separate unit of the company. Whole Foods CEO John Mackey will stay on to lead Whole Foods, which will keep its headquarters in Austin, Texas.

The deal shows Amazon’s interest in moving into the business of operating traditional brick-and-mortar stores, even as many retailers that have been crippled by Amazon’s growth have announced a series of store closings.

It also shows Amazon’s growing interest in groceries. The company has its own delivery service, AmazonFresh, and is experimenting with a “click and collect” model, letting customers buy groceries online, then pick them up in person.

The supermarket business, like many other parts of retail, has been hit hard by increased competition from Amazon itself, as well as Walmart ( WMT ) .

Grocery giant Kroger ( KR ) said Thursday that its profits for the year would be lower than Wall Street expected, sending its stock plunging nearly 20%.

Then Kroger’s stock plummeted 13% further on Friday after the Amazon-Whole Foods detail was announced.

Shares of other retailers with a big presence in groceries, such as Target ( TGT ) , Costco ( COST ) , SuperValu ( SVU ) and Sprouts ( SFM ) , plunged as well.

And Walmart was down 5%, despite announcing another online commerce deal of its own Friday. It bought men’s apparel company Bonobos.

But Amazon’s stock rose 3% on the news. Investors don’t seem too concerned by how much the company is spending. A warning of a possible credit downgrade by ratings agency S P Global Ratings didn’t hurt Amazon either.

S P said that Amazon may need to take on more debt as a result of the acquisition. But Amazon finished the first quarter with $21.5 billion in cash and securities on its balance sheet — and only $7.7 billion in long-term debt.

Amazon’s deal for Whole Foods also further demonstrates the financial might of the Jeff Bezos-led company, whose market value is greater than that of the 12 largest traditional general retailers combined.

“Millions of people love Whole Foods Market because they offer the best natural and organic foods, and they make it fun to eat healthy,” said Bezos.

Whole Foods, founded in 1978, is widely credited with helping to make organic food go mainstream. The company now has about 87,000 employees and more than 460 stores — mostly in the U.S. But Whole Foods has also expanded to Canada and the U.K.

The company has been moving aggressively in big cities, targeting millennial shoppers with a store format called 365 by Whole Foods Market that, like rival Trader Joe’s, has lower prices than the ones found at core Whole Foods stores.

High prices, of course, have been a problem for Whole Foods. The company is often derisively referred to as Whole Paycheck since the company charges a pretty penny for spelt and quinoa.

The company was accused of overcharging customers by regulators in New York City in 2015 and that had a huge negative impact on Whole Foods. Sales plunged for several quarters.

And the company became the butt of jokes by late-night comedians. HBO’s John Oliver did a savage skit about the company’s high prices. (HBO, like CNNMoney, is owned by Time Warner.)

Oliver ran a mock commercial showing, among other things, a block of ice with an avocado balanced on top for $25.99, a pomegranate that listened to NPR for $64.99, and tilapia wearing yoga pants for $84.99.

Mackey eventually wound up apologizing to customers. But the damage was done.

Sales growth at Whole Foods has slowed and profits have yet to return to levels before the price scandal. That may be one reason why Whole Foods was willing to sell to Amazon.

It will be interesting to see if Amazon — which has a reputation for keeping prices low — will turn Whole Foods into more of a bargain retailer as well.

It’s also worth noting that Whole Foods stock did not move much higher than $42 on Friday — the price that Amazon agreed to pay. That could be a sign that Wall Street does not expect a bidding war for the company that would push the sale price higher.

So it looks like Bezos will inherit the bad PR baggage that comes with Whole Foods. I wonder if it’s too soon for people to ask Alexa where they can find stalks of asparagus in a bottle of water for $6.





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International business etiquette in Europe – definition and etiquette tips, business etiquette.#Business

Business Etiquette

Do you know the definition of Business Etiquette? Business etiquette is about building relationships with other people. Etiquette is not about rules regulations but is about providing basic social comfort and creating an environment where others feel comfortable and secure, this is possible through better communication.

Social media communication platforms (i.e. Facebook, Linkedin) are evolving rapidly day by day, as the concept of social media etiquette becomes a crucial part of business. Business etiquette consists of two things. Firstly, thoughtful consideration of the interests and feelings of others and secondly, being able to minimise misunderstandings. These are influenced by individual behaviour demeanour. Business etiquette instructs this behaviour.

Business etiquette differs from region to region and from country to country. This creates a complex situation for people as it is hard to balance the focus on both international business etiquette and other business activities at the same time. Therefore, a wise step is to focus on some key pillars of business etiquette.

Here are some key business etiquette tips that mean real success to business:

If you want to differentiate yourself from others then never forget to write a‘Thank You’ note to your job interviewer or your client. This will leave a good impression and also reflect well on your company.

Give others respect by knowing their names which will increase goodwill and communication. it is also worth management stepping back and acknowledging people individually for their good work as this will enhance their self esteem and increase motivation.

Be mindful of saying appropriate things at a job interview or client meeting. Don’t start discussing business with a client or interviewer as soon as you step out of the lift. By doing so, you avoid the risk of damaging your reputation.

Focus on the Face, Not the Screen

Never forget to switch off your phone and try not to use any other device just to prove you are a multitasking individual. In fact, in the world of business this is considered bad manners. Concentrate on the meeting and listen to what people are saying.

Everyone is unique in their own way and uses a different approach to deal with situations. Therefore, if you disagree with another person’s approach instead of criticising try to understand it from their point of view. By doing so, you create a friendly environment. Always remember you get respect by giving respect.

Whether in business or between individuals, one concern is brand awareness. Individuals want to be noticed both socially and professionally. People want to be remembered by others.

However, in the digital landscape you have to be very careful when trying to pursue your brand awareness. Think carefully before doing. What we mean by this is that before creating a hashtag, posting on a Facebook wall or texting think how the other person will feel when they receive your message.

Character, Behaviour, Honesty

Your character reflects your individuality and your behaviour exhibits your personality. Business etiquette encourages revealing your positive qualities. This helps your reputation.

Always be honest and remember that it takes a long time to develop trust and a good reputation and only one small mistake to lose it. Business etiquette provides a framework for stating the boundaries of terms conditions, contracts and promises.

A key pillar of business etiquette is sensitivity, meaning giving careful thought to every business aspect before making a judgement. This gives a strong foundation to your business. Also, thoughtless words and actions lead to a negative outcome. Being aware of business etiquette encourages careful thought.

Elements of business etiquette

Business etiquette instructs on you how to present yourself professionally in different cultures. The keys for making a good impression are dressing appropriately, your body language, presenting your business cards, gift giving, conducting meetings and many other important elements.





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  • Business Lunch Etiquette – Etiquette Tips, Manners – Communication, business etiquette.#Business #etiquette

    Business Lunch Etiquette

    Some business discussions are meant to happen in the office meeting rooms. For example, when you need to talk about company s strategy for the next year or if you have to decide on a quarterly marketing budget. But in case of corporate networking, a meeting with prospective client or when you are willing to clarify some less important business details, a business lunch appointment is just what the doctor ordered.

    Let s revisit business lunch etiquette rules and make sure you did everything for the dining to go off without a hitch.

    He who fails to plan, plans to fail

    Business etiquette

    • If you are the initiator of the business lunch, you are the one who has to organize it.
    • In case you are preparing to dine with more than one person, avoid any exotic places and stick to a restaurant with classic menu. See if there are vegetarian dishes in the list for when some of the participants doesn t eat meat. The best practice include asking the attendees about their meal preferences in advance.
    • If you meet one person, you might want to invite her/him to dine at a place you know (s)he enjoys. Email or call the person and check if there is a place (s)he d like to visit.
    • It is essential to book a table before going to a place, especially if you know the restaurant is crowded during the lunch hours.
    • Reserve a table in a familiar establishment. If you never been there before, check the restaurant before the meeting and preferably during lunch hours; see if the place is suitable for your get-together.
    • The safe choice is a restaurant that is specialized on business lunches. Avoid family friendly eating houses. You don t want your partners to be annoyed by children running around the table.
    • Try to book the best table at the place. It shouldn t be too close to the kitchen or rest room doors or anywhere where people will pass by often.
    • Email the reservation details (time, place and the restaurant s web page if there is one) and full list of parties to all the participants. There should be no surprises for anyone; if you decide to invite someone else last-minute, it is always good to confirm that other people won t mind the extra guest.
    • Think of the outfit you chose for the business lunch. Unless you are confident other attendees will appear in casual, stick to the business attire. Even if you don t have a strict office dress code, try to take some formal clothes with you and change before going to the meeting.
    • If you are the host of the lunch, arrive at least 10 minutes early. You can check if the table position is good enough and review the menu while waiting for other guests.

    Bad table manners is grounds for impeachment

    • While at lunch switch off your mobile or at least put it on silent mode. Continuously ringing phone can turn the most loyal associate against you.
    • Be polite with the stuff. Rude attitude towards a sluggish waiter can be a deal breaker at your meeting. No one likes to interact with ill-mannered individuals, especially when it comes to a potential business together.

    Business etiquette

    • Always start with a small talk and don t jump to the business discussions from the 1 st minute. At the same time, if you are the host of the business lunch, it is you who will need to initiate the formal part of the conversation.
    • When at the table, let the invited guests start with the order. If you were planning on eating a steak and your guests take a salad, go easy on the menu as well, business lunch is much more about business than about food. Sometimes it is a good idea to come to the rendezvous not that hungry, just in case your partners decide to keep it light.
    • Don t order a dessert initially. Wait till you are done with the main meal and see if you and other people would like to have the last course as well.
    • Never order messy food. Avoid chicken wings and other finger dishes.
    • The lunch begins when the host unfolds her/his napkin. While eating, place the napkin on your lap and take it from there only if you need to go to the rest room. In such case, place the napkin on the chair and put it back on your knees when you are back.
    • If there is a full tableware set if front of you and you are not sure which fork to use next, remember the work from the outside in rule. Starting with the spoon, fork, or knife that is farthest from your plate, work your way in, using one utensil for each course.

    Business etiquette

    • Salt pepper always come together, even if someone asked you to pass salt only, always give the full set.
    • Eat in small bites and don t cut more than 2 bites at the time.
    • Don t talk with your mouth full, wait until you swallowed the food and then continue the conversation.
    • Don t get drunk at the business lunch. It is appropriate to order a glass of wine of beer while dining, but any strong alcoholic beverage should be excluded from your menu.

    It s what you do when you walk out. That s when you ve made a lasting impression.

    • If you are the host of the lunch, you have to pay the bill. Even if your guests offer to split the bill, best practice would be to decline the proposal and take care of the check yourself. At the same time, as an invited person, you should always suggest covering part of the fees.

    Business etiquette

    • As the host, you should leave generous tips to stuff. Even if you weren t that happy with the service, business meeting is not a good place to display your dissatisfaction. Leave 10-15% tips and avoid the restaurant next time.
    • If the dining didn t go the way you hoped and you failed to find common ground with the attendees, thank the participants for the lunch and the time they took to meet you anyway.
    • When you are back in the office, send a follow-up email with a thank you note to all the parties. In the email you may also highlight the most important discussion parts and conclusions.

    Do you have some questions on Business Lunch Etiquette or you think we forgot to mention something important? Come talk with us! Leave your comment below!

    Alona is the co-founder of Etiquette Tips an online magazine that features articles on business etiquette, communication, dress code, table manners, international code of behaviour, gift giving, events celebrations and more.





    Business News, The Chronicle Herald, business from home.#Business #from #home

    business from home

    Business from home

    COMMENTARY: Save protected areas from mining

    Business from home

    Lunenburg native wins Startup Canada’s Young Entrepreneur Award

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    Blueberry growers face price crisis

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    How Canada turned to Mexico to fend off TPP pressure from Japan, Australia

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    VIDEO: Canada’s decision to decline TPP agreement shouldn’t have been surprise: Trudeau

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    Asia-Pacific forum sticks to free-trade gospel despite Trump

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    Newcap Radio buys two New Glasgow stations

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    Crocs, Dawgs decade-long legal battle over clogs moves to Canadian courts

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    Sherritt to transfer part ownership of Madagascar mine to settled debt woes

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    Cominar looking for Sears replacements after toiling to fill Target locations

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    Ottawa’s plan for excise tax on medical marijuana draws ire of patients, producers

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    Trudeau embrace of TPP could hurt tough NAFTA talks with Trump: experts

    Business from home

    Alberta puts up $40M to help workers transition during coal-power phase-out

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    Business News, The Chronicle Herald, business from home.#Business #from #home

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    COMMENTARY: Save protected areas from mining

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    Lunenburg native wins Startup Canada’s Young Entrepreneur Award

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    VIDEO: Canada’s decision to decline TPP agreement shouldn’t have been surprise: Trudeau

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    Asia-Pacific forum sticks to free-trade gospel despite Trump

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    Ottawa’s plan for excise tax on medical marijuana draws ire of patients, producers

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    Trudeau embrace of TPP could hurt tough NAFTA talks with Trump: experts

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    Alberta puts up $40M to help workers transition during coal-power phase-out

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    Bad Credit Business Loans: Poor Credit Business Financing, business loans bad credit.#Business

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    EU news, business and politics, latest business news.#Latest #business #news

    2017 eurozone growth fastest in a decade

    The eurozone economy is set to grow at its fastest pace in a decade this year, the EU Commission forecast in its Autumn Economic Forecast Thursday, with real GDP growth substantially higher than expected.

    EU carbon market reform deal falls short

    A tentative deal to redesign one of the EU’s key climate policies, the Emissions Trading Scheme, was reached by the EU institutions Thursday, but it was not welcomed by environmental groups.

    New EU gas rules could staunch Russian pipeline

    Changes to the Gas Directive proposed Wednesday to ensure that all major gas pipelines entering EU territory comply with EU rules could prove an obstacle to the Russian-backed Nord Stream 2 project.

    Comments of business people and politicians on Britain’s decision to withdraw from membership of the European Union.

    Amid mounting political and public opposition to glyphosate – a controversial and widely used weedkiller – representatives of European governments have again rejected the Commission’s proposal to grant glyphosate a new licence.

    World Animal Protection are looking to recruit an External affairs advisor to lead, manage and maximise internal and external stakeholder relationships.

    SMi’s annual Benelux Infrastructure Forum, which will take place in Amsterdam on 22nd -23rd November, will present the latest opinions within the infrastructure market from key professionals in PPP, project financing and future market sectors such as renewable energy ventures.

    The European Commission has launched plans for the biggest reform of EU VAT rules in a quarter of a century. The VAT reform would make the system more robust, simpler and fraud resilient, a system based on increased trust and cooperation between tax administrations.

    Nick Clegg categorically debunks the various myths that have been used to force Brexit on Britain, not by ‘the people’ but by a small, extremely rich, self-serving elite, and explains precisely how this historic mistake can be reversed – and what you can do to make sure that it is.





    Business News, Economy, Finance – ASX Market News, latest business news.#Latest #business

    Business Day

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    Chicago business – financial news – analysis – Crain s Chicago Business,

    Weather

    Latest business news

    Outcome Health was the hottest company in town. Now investors are suing its founders to claw back their money, and the U.S. Justice Department has issued subpoenas in a fraud investigation.

    Latest business news

    It’s high time to legalize marijuana

    If Cook County still has a budget hole to fill in the wake of the pop-tax debacle, the answer is or could be blowin’ in the wind.

    Latest business news

    Off the grid in Lockport: 500 net-zero energy homes planned

    The development would use solar panels and geothermal heating and cooling to generate energy equal to what its residents and businesses consume.

    Latest business news

    The big lesson in DNAinfo’s neighborhood news experiment

    Despite DNAinfo’s untimely death, ex-columnist Mark Konkol argues its neighborhood-first approach proved there’s journalism gold in dem dare ‘hoods.

    Latest business news

    New private-equity firms land in Chicago

    A surge in the opening of private-equity firms nationwide includes a few new names on the Chicago scene.

    Latest business news

    Chicago’s rebound is in deep trouble. Here’s why.

    Soaring crime is the result of segregation, rising poverty and a dysfunctional police force.





    Findyello, Aruba Yellow Pages Business & Residential Local Search, yellow pages business.#Yellow

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    Article: Entertainment

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    Article: Marketing

    Yello Media Group hailed by Google for Innovation Excellence

    Yellow pages business

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    Operation Brighter Days Social Media Campaign

    Yellow pages business

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    What s In a (Key)Word?

    Yellow pages business

    Article: Marketing

    4 Secrets for Successful Video Marketing

    The Cliff: Hours

    • Monday CLOSED
    • Tuesday 11:00 AM – 11:00 PM
    • Wednesday 11:00 AM – 11:00 PM
    • Thursday 11:00 AM – 11:00 PM
    • Friday 11:00 AM – 11:00 PM
    • Saturday 11:00 AM – 11:00 PM
    • Sunday 11:00 AM – 11:00 PM

    Find A Person

    White Pages Search Tips

    Leave the first name blank to expand your search.

    For first name, try more formal variations (e.g. James rather than Jim or Jimmy) or vice versa.

    If the last name is common, include the full first name and middle initial.

    If the last name is hypenated (e.g. Covey-Jones), try using one of the names without the hyphen.

    Search by Phone Number

    Reverse Phone Number Search Tips

    Reverse telephone number search helps find a business or person by enetering a phone number or fax number.

    Search with the last 7 digits of a phone number to find a specific listing

    Search with the last 4 digits of a phone number to view all listings with phone numbers containing that portion

    Find a Government Office

    Government Office Search Tips

    Enter a keywork like education, health, police

    For full office, try the formal office or ministry name (e.g. Ministry of National Security)

    If the department name is hyphenated, try searching without the hyphen





    Business Loans, Short Term Online Financing, SnapCap, small business loans.#Small #business #loans

    Unsecured Business Loans

    A business may require a loan for a number of reasons. Whether you’re looking to expand your business or purchase additional inventory and equipment, quick access to a business loan can help stimulate business growth and keep a company thriving.

    Unsecured Business Loans

    Working Capital Loans

    Working capital is critical to the growth and success of any business. Managing finances is a constant battle in the business world. As a business grows, it is necessary that the cash flow expands with it in order to succeed.

    Inventory Loans

    If you manage products and maintain a large inventory, having cash at hand is a must. Meeting the demand of your customers is vital to your profitability and business reputation.

    Expansion Loans

    Financial growth and internal business expansion go hand and hand. The big question facing any business is how to grow in a way that is both manageable and cost effective.

    Equipment Loans

    Equipment and machinery are important assets to any business. Many products can’t be produced without the proper working tools. An equipment loan can be used to purchase new or used equipment.

    What is an Unsecured Loan?

    An unsecured loan, sometimes referred to as a signature loan or a merchant loan, is a special type of financing available to business that is different from traditional lending. Instead of requiring collateral to obtain financing, unsecured lending uses several other factors to judge the eligibility of a loan applicant. These could include things such as your credit score and sales records from the business. This type of financing may be advisable for small business owners who do not want to risk their personal collateral in order to obtain the financing they need. Since the loan requirements differ from traditional bank loans, the interest rates and speed of approval can be much different. Oftentimes these merchant loans are reviewed and approved in a very short time frame, making them ideal for anyone who is in need of immediate capital.

    Secured Vs. Unsecured Loans

    The main difference between an unsecured and a secured loan is the collateral required. There are pros and cons to all lending options that business owners should consider in order to come to an informed financial decision for their business.

    Secured Loans

    Secured Loans often come from banks or traditional lending sources. They are the most common type of financial borrowing available. Secured loans, backed by an asset such as a house or piece of property, give the lender the ability to repossess collateral should the borrower default on their loan. The type of collateral required can vary and the lender and borrower must come to agreeable terms in order to move forward with the lending process.

    Loan processes vary between different secured lending services. The standard procedure usually involves the loan amount, asset negotiation and loan repayment terms. Repayment terms are often much more generous in both time and interest rate because the loan is backed by collateral in the event of default. Secured loans, backed by an asset such as a house or piece of property, give the lender the ability to repossess collateral should the borrower default on their loan.

    Unsecured Loans

    Unsecured loans differ drastically from secured loans, including the application requirements. Merchant business lending is not centered on collateral or personal assets, and instead focuses on other factors of your business to determine loan worthiness. Some factors that can help with acquiring an unsecured loan might include your credit history, sales records, business growth, and projected financial income.

    Unsecured business loans can come in the form of credit cards, personal loans, corporate bonds, and payday loans. Interest rates tend to be higher and come with a shorter repayment period, which results in a lower amount paid towards interest. There is no collateral required for this loan agreement.

    Why SnapCap?

    SnapCap prides itself on our ability to listen and understand your unique business needs. SnapCap is an open and honest source for businesses to apply and receive the most competitive short-term loan options available online today.





    IBM – United States, new business ideas.#New #business #ideas

    IBM builds a smarter planet

    Amid the global economic crisis of 2008, IBM began a conversation with the world about the promise of a smarter planet and a new strategic agenda for progress and growth.

    As the internet grew, so did technology-driven enterprise needs and a truly global workforce. Computational power was being infused into things no one had thought of as computers: phones, cars, roads, power lines, waterways and food crates. A trillion connected and intelligent things were becoming a system of systems — an internet of things — and producing oceans of raw data.

    Let’s seize this opportunity to create more and better jobs, cultivate valuable skills, and not simply repair but prepare our economy for the 21st century.

    Sam Palmisano, IBM CEO and chairman, 2009

    New business ideas

    Making sense of a sensored world

    IBM introduced its Smarter Planet vision with an award-winning 1 marketing campaign designed to explain how a whole new generation of intelligent systems and technologies — more powerful and accessible than ever before — could be put to use for profound impact and to encourage further thinking. Smarter power grids, smarter food systems, smarter water, smarter healthcare, smarter traffic systems. And sophisticated analytics and algorithms that could make sense of it all.

    Forward-thinking leaders and citizens around the world began to consider innovative ideas such as traveler-centric transportation, consumer-centric electric power and intelligent systems for managing healthcare, water, public safety and food. Within a year of the Smarter Planet initiative s launch, hundreds of IBM clients had seized on new capabilities to build smarter systems, and began achieving measurable benefits for their companies and communities. 2

    Building on a smarter planet

    Six years and thousands of clients after the Smarter Planet debut, IBM showcased its progress in a 2014 campaign, Made With IBM. The campaign showed IBM as an essential partner in providing technology building blocks for the new world at work — data, cloud, mobile, social and security.

    In 2015 the Outthink campaign promoted the concept of cognitive business, with IBM Watson at its center. Smarter Planet had shown us an intelligent, instrumented and interconnected world. The Cognitive Era advances that idea using analytics, natural language processing and machine learning. The goal is systems that can understand, reason and learn; as IBM CEO Ginni Rometty explains, to redefine the relationship between man and machine.

    New business ideas





    IBM – United States, new business ideas.#New #business #ideas

    IBM builds a smarter planet

    Amid the global economic crisis of 2008, IBM began a conversation with the world about the promise of a smarter planet and a new strategic agenda for progress and growth.

    As the internet grew, so did technology-driven enterprise needs and a truly global workforce. Computational power was being infused into things no one had thought of as computers: phones, cars, roads, power lines, waterways and food crates. A trillion connected and intelligent things were becoming a system of systems — an internet of things — and producing oceans of raw data.

    Let’s seize this opportunity to create more and better jobs, cultivate valuable skills, and not simply repair but prepare our economy for the 21st century.

    Sam Palmisano, IBM CEO and chairman, 2009

    New business ideas

    Making sense of a sensored world

    IBM introduced its Smarter Planet vision with an award-winning 1 marketing campaign designed to explain how a whole new generation of intelligent systems and technologies — more powerful and accessible than ever before — could be put to use for profound impact and to encourage further thinking. Smarter power grids, smarter food systems, smarter water, smarter healthcare, smarter traffic systems. And sophisticated analytics and algorithms that could make sense of it all.

    Forward-thinking leaders and citizens around the world began to consider innovative ideas such as traveler-centric transportation, consumer-centric electric power and intelligent systems for managing healthcare, water, public safety and food. Within a year of the Smarter Planet initiative s launch, hundreds of IBM clients had seized on new capabilities to build smarter systems, and began achieving measurable benefits for their companies and communities. 2

    Building on a smarter planet

    Six years and thousands of clients after the Smarter Planet debut, IBM showcased its progress in a 2014 campaign, Made With IBM. The campaign showed IBM as an essential partner in providing technology building blocks for the new world at work — data, cloud, mobile, social and security.

    In 2015 the Outthink campaign promoted the concept of cognitive business, with IBM Watson at its center. Smarter Planet had shown us an intelligent, instrumented and interconnected world. The Cognitive Era advances that idea using analytics, natural language processing and machine learning. The goal is systems that can understand, reason and learn; as IBM CEO Ginni Rometty explains, to redefine the relationship between man and machine.

    New business ideas





    Business News, The Chronicle Herald, new business ideas.#New #business #ideas

    new business ideas

    New business ideas

    COMMENTARY: Save protected areas from mining

    New business ideas

    Lunenburg native wins Startup Canada’s Young Entrepreneur Award

    New business ideas

    Blueberry growers face price crisis

    New business ideas

    How Canada turned to Mexico to fend off TPP pressure from Japan, Australia

    New business ideas

    VIDEO: Canada’s decision to decline TPP agreement shouldn’t have been surprise: Trudeau

    New business ideas

    Asia-Pacific forum sticks to free-trade gospel despite Trump

    New business ideas

    US cities, states defy Trump, still back Paris climate deal

    Newcap Radio buys two New Glasgow stations

    BUSINESS BOOKSHELF: The Power of Trust

    New business ideas

    Weinstein’s Impact: List of men accused of sexual misconduct

    New business ideas

    Crocs, Dawgs decade-long legal battle over clogs moves to Canadian courts

    Most actively traded companies on the TSX

    New business ideas

    Sherritt to transfer part ownership of Madagascar mine to settled debt woes

    New business ideas

    Cominar looking for Sears replacements after toiling to fill Target locations

    New business ideas

    Ottawa’s plan for excise tax on medical marijuana draws ire of patients, producers

    New business ideas

    Trudeau embrace of TPP could hurt tough NAFTA talks with Trump: experts

    New business ideas

    Alberta puts up $40M to help workers transition during coal-power phase-out

    New business ideas





    Smarter News, Analysis & Research Communities, business news.#Business #news

    business news

    Business newsInternet Telephony Magazine Click here to read latest issue

    Business newsCUSTOMER

    Click here to read latest issue

    Business newsCloud Computing Magazine Click here to read latest issue

    Business newsIoT EVOLUTION MAGAZINE

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    Italtel Deploys Green Center at University of Pisa

    By: Mandi Nowitz

    Weightless Enjoys LoRaWAN’s Untouched Slice of the IoT Cake

    By: Cynthia S. Artin

    Salesforce Adds CXone Agent to AppExchange

    By: Maurice Nagle

    Kontron, Pica8 Expand Their Partnership

    By: Paula Bernier

    This iPhone X Feature Makes it Worth $1,000

    By: Rich Tehrani

    Cisco Launches Digital Voice Assistant for Meetings

    By: Mandi Nowitz

    VPS Unveils SD-WAN for Wholesale Customers

    Business news

    This week, Verizon Partner Solutions announced the arrival of a SD-WAN solution for wholesale customers. The intention is to offer improvement in areas like network efficiency and operational expenses, while delivering exceptional performance.

    The Best Way for Contact Centers to Deploy Speech Analytics

    Business news

    The ability to analyze every customer call has become powerful and indispensable for many industries, and it has transformed the contact center into a valuable source of real-time business intelligence on an enterprise-wide basis.

    Survey Finds Organizations Not GDPR Compliance Ready

    Business news

    HyTrust, Inc. announced findings from its latest cloud adoption survey, which was conducted at VMWorld 2017. The survey evaluated the deployment choices of 323 respondents for cloud infrastructure, containers, workload security, risk, and compliance. This biggest discovery was the vast

    AOTMP Award Recognizes MOBI’s Service Level

    Business news

    Mobility management platform MOBI has received the AOTMP Telecom Management Industry Award for Service Level Performance. The MOBI solution enables businesses to centralize, understand, and control their device ecosystems.

    MyOperator Addresses SEBI Compliance

    Business news

    MyOperator is an Indian firm focused on cloud-based telephony, and recently unveiled an offering specifically for stockbrokers, which includes its call recording and SMS documentation features to meet the new SEBI regulations.

    Business news





    Business news, business news.#Business #news

    business news

    Business newsBusiness news

    Rules tightened for off-plan property buyers

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    Oil’s Mideast-driven rally dented

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    Hedge Funds push price of bitcoin to new highs

    Property News

    Rents falling fast in these areas in Dubai

    Top Sectors

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    Winning the corporate banking battle

    • Business newsBusiness news

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  • Sofia News Agency, business news.#Business #news

    business news

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    Putin and Trump Talked Briefly About Syria in Vietnam

  • Business news

    Bulgargaz Demanded a 5% Increase in the Price of Gas

  • Business news

    Greece was Offended by a Map of the Monument in Front of the National Palace of Culture

  • Business news

    Earthquake with a Force 4 on the Richter Scale near Svoge, People Felt it in Sofia

  • Business news

    Roman Woman’s Bronze Statuette, 300 More Artifacts Seized from Treasure Hunters Showcased in Exhibition in Bulgaria’s Pazardzhik

  • Business news

    Roman Coin Hoard Found by Chance under Tree ‘Confirms’ Existence of Roman Town in Bulgaria’s Mezdra

  • Business news

    Unique Innovative Products will be Presented at a Forum in Sofia

  • Business news

    Visit of Foreign Minister Zaharieva in Rome

  • Business news

    Radioactive Cloud from Russia is Passing Over Europe

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    Grigor Takes us Behind the Scenes of the Gala Dinner in London (VIDEO)

  • Business news

    Vegans in Bulgaria are Establishing a Political Party

  • Business news

    Over-optimistic Plan for Construction of the Struma Highway

  • Business news

    The Center of Stara Zagora was cut off Because of a Broken Gas Pipeline

  • Business news

    The Monument of the Soviet Army in Plovdiv was Painted with Swastikas

  • Business news

    A New Meeting of the Balkan Leaders on December 8th

  • Business news

    Big American Companies with Investment Interest in Bulgaria

  • Business news

    Steven Seagal was Also Accused of Sexual Harassment

  • Business news

    Ex-parliament Speaker of Catalonia Forcadell Granted Bail

  • Business news

    Expositions from the First Bulgarian Kingdom in the Louvre in 2018

  • Business news





  • Media, marketing, lead generation, and customer acquisition strategies for business, best business

    chrisbrogan.com

    Use media and community to earn customers. I’m here to help.

    Owner Mastery Foundation Group

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    • Best business ideas
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    The Pope Hates Selfies. Semper Fi, Marines. The Brief for 11.10.17

    Best business ideas Here are the notes from the Chris Brogan Media broadcast for 11/10/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Send Your Scammers to Chatbots, Smartphones are Like The Obesity Epidemic The Brief for 11.09.17

    Best business ideas Here are the notes from the Chris Brogan Media broadcast for 11/09/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Flying Cars, Smart Robots, and Cars Made from Ocean Waste The Brief for 11.08.17

    Best business ideas Here are the notes from the Chris Brogan Media broadcast for 11/08/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Robot Doctors, Robot Sex Advice, and Robot Insurance Agents The Brief for 11.02.17

    Best business ideas Here are the notes from the Chris Brogan Media broadcast for 11/02/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Microsoft and McDonalds Change Core Tenets. Why People Cosplay. The Brief for 10.28.17

    Best business ideas Here are the notes from the Chris Brogan Media broadcast for 10/28/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Drones Everywhere, Medical Records on Blockchain, and Hijab-Friendly Cosplay The Brief for 10.26.17

    Best business ideas Here are the notes from the Chris Brogan Media broadcast for 10/26/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Spending a Bar of Gold, A Million Arab Coders, and More The Brief for 10.25.17

    Best business ideas Here are the notes from the Chris Brogan Media broadcast for 10/25/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Gambling with Cryptocurrency, Replacing Lawyers, and Captain Phasma of Star Wars The Brief for 10.24.17

    Best business ideas Here are the notes from the Chris Brogan Media broadcast for 10/24/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    I Get a Lot of Things Wrong

    Best business ideas It s become something of a strategy for me to jump into something, try to do it, fail, and then learn a little bit in the process. I learn more by failing than by studying something to death. But that s not all.

    I Get a Lot of Things Wrong

    I get people wrong. I forget that not everyone should be taken at face value. For me, I just don t know how to be a lot of different versions of myself. I m me. No matter if you see me on a stage in front of thousands or say hi to me while I m peeing in the men s room, I m the same guy. (Though I m not going to shake your hand in the men s room.) I take everyone at face value anyway, and then am willing to be wrong about them.

    Which of These Trends Might Impact You Most?

    Best business ideas Here are the notes from the Chris Brogan Media broadcast for 10/23/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Chris Brogan

    CEO of Owner Media Group

    You want to grow your business?

    Join me every week for some magic. I promise this is the best of what I do.

    Most Recent Blog Posts:

    • The Pope Hates Selfies. Semper Fi, Marines. The Brief for 11.10.17 November 10, 2017
    • Send Your Scammers to Chatbots, Smartphones are Like The Obesity Epidemic The Brief for 11.09.17 November 9, 2017
    • Flying Cars, Smart Robots, and Cars Made from Ocean Waste The Brief for 11.08.17 November 8, 2017
    • Robot Doctors, Robot Sex Advice, and Robot Insurance Agents The Brief for 11.02.17 November 2, 2017
    • Microsoft and McDonalds Change Core Tenets. Why People Cosplay. The Brief for 10.28.17 October 28, 2017

    Supporters:

    Best business ideas

    Best business ideas

    Best business ideas

    Best business ideas

    Best business ideas





    Best Sellers – The New York Times, best business ideas.#Best #business #ideas

    The New York Times Best Sellers – November 19, 2017

    This copy is for your personal, noncommercial use only.

    Combined Print & E-Book Fiction

    Best business ideas

    TWO KINDS OF TRUTH

    by Michael Connelly

    While he investigates the murder of two pharmacists, an old case comes back to haunt Harry Bosch.

    Best business ideas

    2 weeks on the list

    THE ROOSTER BAR

    by John Grisham

    Three students at a sleazy for-profit law school hope to expose the student-loan banker who runs it.

    Best business ideas

    5 weeks on the list

    ORIGIN

    A symbology professor goes on a perilous quest with a beautiful museum director.

    Best business ideas

    25 weeks on the list

    THE HANDMAID’S TALE

    by Margaret Atwood

    Men and women in a dystopian future. The basis of the Hulu series; originally published in 1985.

    Best business ideas

    5 weeks on the list

    THE SUN AND HER FLOWERS

    A new collection of poetry from the author of “Milk and Honey.”

    When you purchase an independently ranked book through our site, we earn an affiliate commission.

    Hardcover Fiction

    Best business ideas

    2 weeks on the list

    THE ROOSTER BAR

    by John Grisham

    Three students at a sleazy for-profit law school hope to expose the student-loan banker who runs it.

    Best business ideas

    TWO KINDS OF TRUTH

    by Michael Connelly

    While he investigates the murder of two pharmacists, an old case comes back to haunt Harry Bosch.

    Best business ideas

    5 weeks on the list

    ORIGIN

    A symbology professor goes on a perilous quest with a beautiful museum director.

    Best business ideas

    TWIN PEAKS: THE FINAL DOSSIER

    Updated profiles on the residents of Twin Peaks are assembled by special agent Tamara Preston.

    Best business ideas

    3 weeks on the list

    UNCOMMON TYPE

    Seventeen short stories, each incorporating a typewriter, by the Academy Award-winning actor.

    When you purchase an independently ranked book through our site, we earn an affiliate commission.

    Combined Print & E-Book Nonfiction

    Best business ideas

    3 weeks on the list

    LEONARDO DA VINCI

    by Walter Isaacson

    A biography of the Italian Renaissance polymath which connects his work in various disciplines.

    Best business ideas

    BOBBY KENNEDY

    by Chris Matthews

    The New York senator’s journey from his formative years to his tragic run for president.

    Best business ideas

    2 weeks on the list

    ANDREW JACKSON AND THE MIRACLE OF NEW ORLEANS

    by Brian Kilmeade and Don Yaeger

    Major General Jackson takes on the British in Louisiana.

    Best business ideas

    2 weeks on the list

    SISTERS FIRST

    by Jenna Bush Hager and Barbara Pierce Bush

    How the twin daughters of former president George W. Bush grew up in the public eye.

    Best business ideas

    4 weeks on the list

    GRANT

    A biography of the Union general of the Civil War and two-term president of the United States.

    When you purchase an independently ranked book through our site, we earn an affiliate commission.

    Hardcover Nonfiction

    Best business ideas

    3 weeks on the list

    LEONARDO DA VINCI

    by Walter Isaacson

    A biography of the Italian Renaissance polymath which connects his work in various disciplines.

    Best business ideas

    BOBBY KENNEDY

    by Chris Matthews

    The New York senator’s journey from his formative years to his tragic run for president.

    Best business ideas

    2 weeks on the list

    ANDREW JACKSON AND THE MIRACLE OF NEW ORLEANS

    by Brian Kilmeade and Don Yaeger

    Major General Jackson takes on the British in Louisiana.

    Best business ideas

    2 weeks on the list

    SISTERS FIRST

    by Jenna Bush Hager and Barbara Pierce Bush

    How the twin daughters of former president George W. Bush grew up in the public eye.

    Best business ideas

    4 weeks on the list

    GRANT

    A biography of the Union general of the Civil War and two-term president of the United States.

    When you purchase an independently ranked book through our site, we earn an affiliate commission.

    Paperback Nonfiction

    Best business ideas

    9 weeks on the list

    BEING MORTAL

    by Atul Gawande

    Best business ideas

    110 weeks on the list

    SAME KIND OF DIFFERENT AS ME

    by Ron Hall and Denver Moore with Lynn Vincent

    Best business ideas

    398 weeks on the list

    THE GLASS CASTLE

    by Jeannette Walls

    Best business ideas

    2 weeks on the list

    THANK YOU FOR BEING LATE

    by Thomas L. Friedman

    Best business ideas

    5 weeks on the list

    NUDGE

    by Richard H. Thaler and Cass R. Sunstein

    When you purchase an independently ranked book through our site, we earn an affiliate commission.

    When you purchase an independently reviewed book through our site, we earn an affiliate commission.

    BEST SELLERS METHODOLOGY

    A version of this Best Sellers report appears in the November 19, 2017 issue of The New York Times Book Review. Rankings on weekly lists reflect sales for the week ending November 4, 2017. Lists are published early online.





    Free MBA Program – No-Cost Online Business Courses, online business classes.#Online #business

    Free MBA Program

    Online business classes

    A free MBA program may sound too good to be true, but the fact is that nowadays you can get a well-rounded business education for free. The Internet has provided a way for everyone around the world to learn more about any topic they re interested in. Some of the best colleges, universities and business institutions in the world offer free business courses that can be completed at your convenience.

    These courses are self-guided, which means that you study independently and at your own pace.

    Will the Free MBA Program Result in a Degree?

    You will not receive college credit or a degree when you complete the free courses detailed below, but you may get a certificate of completion after finishing some of the courses, and you will definitely get started on the education you need to start or manage a business. The skills you pick up could also be of value in your current position or in a more advanced position within your field. The idea of completing an MBA program without earning a degree may seem disappointing, but remember, the essential point of an education is to gain knowledge, not a piece of paper.

    The courses shown below have been chosen to create an MBA program that provides a general business education. You ll find courses in general business, accounting, finance, marketing, entrepreneurship, leadership, and management.

    As mentioned earlier, courses can be taken at your convenience.

    Accounting

    Understanding basic accounting procedures is important for every business student – whether you plan to enter the accounting field or not. Every individual and business uses accounting in day-to-day operations. Take all three courses to get a well-rounded view this topic.

    • Introduction to Accounting: This introductory course from the U.S. Small Business Administration provides an overview of accounting. The course takes approximately 30 minutes to complete. Choose from a text-based or video-based option.
    • Bookkeeping Course: This free online bookkeeping course is a text-based course that covers basic bookkeeping topics, such as balance sheets, cash flow statements, and debits and credits. You should participate in all course activities to cement knowledge and then test yourself with post-lesson quizzes.
    • Principles of Financial Accounting: This University of Alaska course delves deeper into financial accounting. Lectures are delivered via slides. The course also includes homework assignments and a final exam.​

    Advertising and Marketing

    Marketing is important for any business that sells a product or service. If you plan to start your own business, work in management, or pursue a career in marketing or advertising, it is essential to learn the psychology of advertising and marketing processes. Complete all three courses to gain a thorough understanding of both topics.

    • Marketing 101: This free business course from the U.S. Small Business Administration offers an overview of marketing with an emphasis on reaching a wider customer base. The course takes approximately 30 minutes to complete.
    • Principles of Marketing: Provided through Study.com, this free online course includes a series of nearly 100 short video lessons. Each video covers a specific topic and includes a post-lesson quiz.
    • Advanced Marketing: This free MBA course from NetMBA provides detailed text-based lessons on a variety of marketing topics.​

    Entrepreneurship

    Whether you plan to start your own business or not, entrepreneurship training is an important part of a general business education. This knowledge can be useful for everything from branding to product launches to project management. Explore both courses to learn about the different aspects of entrepreneurship.

    • Introduction to Franchising: This U.S. Small Business Administration course introduces students to franchising and provides tips on choosing a franchise. The course takes approximately 30 minutes to complete.
    • Starting a Business: This free entrepreneurship course from MyOwnBusiness.org covers key start-up topics including writing a business plan, building a business, and operation management. The course includes instruction, quizzes, and other learning materials.​

    Leadership and Management

    Leadership skills are extraordinarily important in the business world, even if you don t work in a supervisory capacity. Taking courses in leadership and management will teach you how to manage both people and the day-to-day operations of a business, department, or project. Take all three courses to gain a full understanding of management and leadership principles.

    • Principles of Management: Study.com provides an extensive video-based course focused on business management. The course is divided into short easy-to-digest lessons, each with a post-lesson quiz.
    • Leadership Lab: This free leadership lab from MIT s Sloan School of Management consists of videos, lecture notes, assignments, and other learning materials.
    • Business Management and Leadership: This free MBA course from Master Class Management is a mini MBA program that results in a certificate of completion.​

    MBA Program Electives

    Business electives are a great way to further specialize in a topic that interests you. Here are a couple of electives to consider. You can also search out your own to focus your studies on something that interests you.

    • Business Law: This introductory business law course from Education-Portal.com consists of more than short video lesson. You can test your knowledge at the end of each portion with post-lesson quizzes.
    • Strategic Human Resources Management: MIT s Sloan School of Management offers text-based lecture notes, assignments, and a final exam focused on human resource management strategies.

    Get Real Course Credit

    If you would rather take courses that result in some sort of certificate or even a university recognized degree without enrolling in business school and paying a sizable tuition bill, you may want to consider looking at sites like Coursera or EdX, both of which offer courses from some of the top universities in the world.

    Coursera offers certificate courses and degree programs that start as low as $15. Admission is required for degree programs. EdX offers university credits for a small fee per credit hour.





    Small Business Funding – Personal Unsecured Loan Interest Rate, small business funding.#Small

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    Online Home Business Ideas, Legitimate Internet Income Opportunities, startup business ideas.#Startup #business

    Online Business Ideas & Resources To Generate Internet Income

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  • Improve your local ranking on Google – Google My Business Help, business

    Improve your local ranking on Google

    Local results appear for people who search for businesses and places near their location. They’re shown in a number of places across Maps and Search. For example, you’ll probably see local results if you search for “Italian restaurant” from your mobile device. Google will try to show you the kind of nearby restaurant that you’d like to visit. In the image below, Google uses local results to suggest some options.

    You can improve your business’s local ranking by using Google My Business.

    Can’t find your business? Improve your info.

    You may find that your business doesn’t appear for relevant searches in your area. To maximize how often your customers see your business in local search results, complete the following tasks in Google My Business. Providing and updating business information in Google My Business can help your business’s local ranking on Google and enhance your presence in Search and Maps.

    Enter complete data

    Local results favor the most relevant results for each search, and businesses with complete and accurate information are easier to match with the right searches. Make sure that you’ve entered all of your business information in Google My Business, so customers know more about what you do, where you are, and when they can visit you. Provide information like (but not limited to) your physical address, phone number, and category. Make sure to keep this information updated as your business changes. Learn how to edit your business information

    Verify your location(s)

    Verify your business locations to give them the best opportunity to appear for users across Google products, like Maps and Search. Learn more about verification

    Keep your hours accurate

    Entering and updating your opening hours, including special hours for holidays and special events, lets potential customers know when you’re available and gives them confidence that when they travel to your location, it will be open. Learn how to edit your hours

    Manage and respond to reviews

    Interact with customers by responding to reviews that they leave about your business. Responding to reviews shows that you value your customers and the feedback that they leave about your business. High-quality, positive reviews from your customers will improve your business’s visibility and increase the likelihood that a potential customer will visit your location. Encourage customers to leave feedback by creating a link they can click to write reviews. Learn more

    Add photos

    Adding photos to your listings shows people your goods and services, and can help you tell the story of your business. Accurate and appealing pictures may also show potential customers that your business offers what they’re searching for. Learn more

    How Google determines local ranking

    Local results are based primarily on relevance, distance, and prominence. These factors are combined to help find the best match for your search. For example, Google algorithms might decide that a business that’s farther away from your location is more likely to have what you’re looking for than a business that’s closer, and therefore rank it higher in local results.

    Relevance

    Relevance refers to how well a local listing matches what someone is searching for. Adding complete and detailed business information can help Google better understand your business and match your listing to relevant searches.

    Distance

    Just like it sounds–how far is each potential search result from the location term used in a search? If a user doesn’t specify a location in their search, Google will calculate distance based on what’s known about their location.

    Prominence

    Prominence refers to how well-known a business is. Some places are more prominent in the offline world, and search results try to reflect this in local ranking. For example, famous museums, landmark hotels, or well-known store brands that are familiar to many people are also likely to be prominent in local search results.

    Prominence is also based on information that Google has about a business from across the web (like links, articles, and directories). Google review count and score are factored into local search ranking: more reviews and positive ratings will probably improve a business’s local ranking. Your position in web results is also a factor, so SEO best practices also apply to local search optimization.

    There’s no way to request or pay for a better local ranking on Google. We do our best to keep the details of the search algorithm confidential to make the ranking system as fair as possible for everyone.





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    More Than 15 Small Business Funding Resources for You, small business funding.#Small

    More Than 15 Small Business Funding Resources for You

    Small business funding

    Most small business owners can identify with the challenges of getting financing for their business or funding for a new product. There s no short, easy road to funding, most of the time, but these small business funding resources can help.

    Kabbage

    Kabbage has to be the most unique small business funding source found recently. They have created a powerful platform that, in my understanding, is creating a real-life look at how your business is doing to help you grow it.

    They don t only look at credit scores, as so many traditional lenders do. They look at things like your Paypal, Ebay, Amazon, or Intuit QuickBooks account to figure out if you qualify and how much of a credit line you can receive. It is impressive.

    Kiva Zip

    Another innovative program and approach is found with Kiva, the microfinance platform. Etsy wrote about it. There is official information about zero interest (0%) with the Kiva Zip program (in Alpha, not even in Beta), and success stories on the main page.

    The Lending Club

    The Lending Club is a name that many consumers and business owners have heard before, but it is a site worth checking. Their peer-to-peer approach has taken the banking world by storm and it looks likely to continue in the business loan sector.

    SmartBiz SBA Loans

    SmartBiz SBA Loans ($5,000 $150,000) is a small business lender, but one that promises a much better process than traditional banks, on SBA type loans. If you ve ever gone through the SBA formal process, you know that it is rather comprehensive.

    Funding Circle

    Funding Circle has a large UK presence as well as a US site. It is an online marketplace for small business loans. The site explains you can find out in approximately one week if you qualify for a loan.

    MultiFunding

    Ami Kassar CEO of MultiFunding has a useful website on how the different funding options work and his consulting brokerage serves as a matchmaker for businesses that need more than just the best rate and need help with more complicated loan options.

    OnDeck and BoeFly

    Here are a couple of other small business loan providers that are promising an easier process, lower rates, and other options that might make their loans more appealing to you. OnDeck and BoeFly.

    QuickBooks Financing

    QuickBooks Financing has a site dedicated to helping you find the right financing. It is a matching engine that allows their selected lenders to provide you with the right loan. I m presuming it also uses some of your QuickBooks data, but I m not certain of that as I did not submit data on the form.

    Wells Fargo and SBA Bank of America

    There is no shortage of traditional lenders where you can walk into a branch and talk to someone about an SBA loan, so I would be remiss for not including at least a couple that I believe in. The Wells Fargo small business loan page offers a range of good information. And the SBA Loan page at Bank of America may help you sort different SBA options.

    Factoring

    If you have ever considered factoring, where you get financing based on your receivables, then I recommend this guide from RTS Financial, Your Complete Guide To Factoring.

    PayPal Working Capital

    PayPal Working Capital lets you pay your loan back as you get paid. A factoring method, of sorts.

    Chase Mission Main Street Grants

    One of my favorite places to look for less traditional financing options is the Small Business Events here on Small Business Trends. I used it to help compile this list, so I know there are some great funding options, often awards or contests, worth considering. This Chase Mission Main Street Grants is a terrific example. There is new information on the 2014 program.

    Government Grants

    You may need help to understand if a Government grant is worth pursuing. There are some large scale federal programs that pass funds through to universities and other nonprofit type institutions where you can sometimes find just the right help for your company.

    City and State Level Resources

    As I mentioned above, there are many city and state level resources, but too many to explain. If you search for your city or state combined with economic development, small business funding, and other related terms, you may find a niche program that serves your needs.

    Here is a page from the Nevada Small Business Development Center where you ll get an idea of what you find at the state level. There are community-focused programs, as an example of a city program, for the Philadelphia area, Loan Programs City of Philadelphia Business Services Center. Scroll down through the long list to find the smaller loan amounts.

    Opportunity Finance Network

    Opportunity Finance Network (part of Goldman Sachs 10,000 small businesses initiative) is a big initiative sponsored by Goldman Sachs. The goal is to help educate business owners on a wide range of topics, to give you the best chance for success, in addition to access to capital. You must have an established business, with revenues.

    There are plenty of sites that offer business loans too many to try and list. There are resources at the State and City level, depending on where you live, that can help you financially. There are also lists of USA State websites that offer resources or details around funding and details available on what it takes to qualify for a small business loan as well as sources of start-up funding.

    We welcome you to list resources in the comments. We want to see the path to funding get easier, more transparent, and understandable for small business as a whole and we hope these resources do that for you.

    If you have discovered a great resource that can help a small business owner find financing or a grant, please share it below.





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    The Business grants and funding available to UK small businesses, small business

    Government Grants

    The government grants section has a wealth of articles and advice on how UK small businesses can get a grant from both the public and private sector, along with helpful guides on the different types of business grants and funding available to business owners starting and running a business.

    A small business grants guide for 2017

    Here, Peter Fleming takes a look at a range of options for funding your business through grants this year.

    There are many European and UK-wide government business grant schemes; there are also local business funding schemes provided through Local Enterprise Partnerships (LEPs) or through local authorities and organisations such as the Chambers of Commerce. However there were 512 registered schemes at the last count! So a good place to start your research is on the government website.

    Business grants are available at a local and national level and usually sector specific. They offer between £1,000 and £100,000 for SMEs, but funds can be unlimited for larger businesses within EU state aid programmes.

    With grants you don’t pay the money back. However, it’s worth noting there will be clawback terms if you falsify claims in respect to expected outputs set by the grant scheme. Therefore, ensure your application is captivating and thorough as it will go through a due diligence process.

    Normally there are two stages, submitting an Expression of Interest (EOI) to ensure your business and grant application meets the scope of the grant call and then a full application process whereby you will need to supply, market research, a business plan and at least 1-3 years of financial forecasts.

    Throughout the process, you will need to justify there is additionality i.e. not just the reason why you need funding, but by obtaining a grant, how many new jobs you will create, if you’re opening up new markets or export opportunities or that your idea could be a game changer.

    It is always worth getting a second opinion regarding the feasibility and strength of your application against the grant objectives and any regional strategic economic plan. Therefore speak to your accountant, a local business adviser or the Growth Hub.

    The larger grant opportunities can be competitive and therefore be a long-drawn-out process, taking several months in some cases to receive just an offer. So if you are looking for subsidies and money quickly a grant may not be the right solution for your business.

    It is also worth noting if your application is successful, grant moneys are not paid upfront but claimed normally at the back end of the project or even after any intervention is completed.

    Therefore you will need to use your own cash reserves and any other funding prior to drawing down the grant money. I have even known businesses take out bridging loans till they have received their grant funds.

    Some key areas of your business whereby you could access business advice or a grant;

    Business advice and support, whether you are pre-start, a new start or an established business, there are regional Business Growth Hubs across the UK whereby you can obtain free or funded advice. You can normally obtain specialist support to devise a business growth strategy, do market research to create a sales and marketing plan, implement social media management or even get advice on how to apply for further funding.

    Note each UK region may have a focus on specific business sectors, business sizes and locations, as eligibility can be even post code specific.

    Skills and development government grants

    The Skills Funding Agency oversees the current apprenticeship scheme, however on May 1st 2017 the new Apprenticeship Levy scheme starts whereby your business could access subsidised training and development to upskill existing employees to even Master’s degree level.

    Many regional Universities, Colleges and further education organisations will be offering a multitude of subsidised short courses or funded degree level programmes which will help you develop your existing staff to be the managers and directors of the future.

    If your business is within a rural development area and looking to grow, invest in infrastructure, machinery or seek specialist advice to diversify. Or if your business is involved with forestry and land projects the government have a scheme called LEADER managed through Local Action Groups.

    The Carbon Trust Green Business Fund is a new energy efficiency support service for small and medium-sized companies in England, Scotland and Wales.

    It provides direct funded support through energy assessments, training workshops, equipment procurement support and up to £10,000 capital contribution towards the purchase of energy saving equipment.

    Manufacturing is an area which is increasingly supported through grant schemes. Therefore if you manufacture textiles, specialist tooling, operate in the digital market, within the nuclear supply chain or need support for international trade, or manufacture in many other sectors, there is likely to be a grant scheme that your business can access.

    Innovation, Research and Development

    Innovate UK, offers support and funding to help businesses develop new products and services and bring them closer to market, this may be to bring people together to share ideas, tackle challenges and make new technological advances.

    They targets technologies and areas with the greatest scope to improve business, the economy and society.

    Local Enterprise Partnership

    For anyone looking for grants at the moment, the go-to people will be their Local Enterprise Partnership (LEP). One of the main functions of the LEPS is to generate economic growth and so many have their own grants programmes.

    In addition, most provide some form of business support and advice. As part of the business advice service they collate information on local and national grants and will signpost business owners to the relevant organisations.

    Another great source of information is the government ‘Business is Great’ website which has a page dedicated to a number of funds to support innovation.

    There is also is an EU tool which does a better job than anything I’ve seen of clarifying what finance is available across the EU including although is does require some persistence in searching to get to the information.

    For companies and individuals with ground breaking research which may require significant funding there is also Horizon 2020:

    Grant funding is not for everyone but could give your business the boost it needs. Proper preparation, thorough research, getting professional advice and being able to clearly explain why you require your grant funding is more likely to lead to a successful application. And, as a result, help you obtain the financial support for a better, bigger and more profitable business for you.





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  • Business Analyst Interview Questions and Tips, business analyst jobs.#Business #analyst #jobs

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    A business analyst s core role is the ability to understand a company s operations and goals and make suggestions for improvement. While the specific responsibilities and mission for business analyst positions vary from one company to another, there are a number of questions that you re likely to be asked in any business analyst interview.

    These questions include a combination of behavioral interview questions, along with inquiries relating to business analyst terms and those that test your skills as a business analyst.

    You will need to be able to construct complete answers, with anecdotes from your career that show successes related to the topics you are asked about.

    During your interview preparation, it’s a good idea to take a careful look at the job posting, and analyze the criterion they mention they are seeking in an employee. Do your best to match your skills and experiences to the specifications listed, so you can present yourself as a highly qualified candidate for the position. It can be helpful to review key business analyst skills they will be looking for, and come up with examples of how you have used them in practice.

    Business Analyst Interview Questions

    • What analysis and modeling techniques and methodologies have you found to be the most effective, and why?
    • What are some of the most important points a business analyst must take care of when preparing a business plan?
    • What diagrams and/or other materials do you use to capture and describe customer needs and convey technical information?
    • How many business case engagements have you worked on? What was your involvement?
    • Tell me about a time when you created long-range plans at a previous employer.
    • How do you determine which Business Intelligence (BI) tools to use? Which have you worked with?
    • If two companies are merging, explain what tasks you would implement to make the merge successful, and how you would implement those tasks.
    • Explain the steps you must take to create use cases when working with specific document requirements.
    • Tell me about a time when you ve had to work with difficult stakeholders, and how you handled it.
    • Describe three of the different types of diagrams that business analysts most often use.
    • Define and describe the difference between basic flow, exception flow, and alternate flow in use cases.
    • Tell me about how you usually approach a project.
    • How have you handled stakeholders who were difficult?
    • Can you define the diagrams that business analysts use?
    • Why do you think flowcharts are important?
    • Where do you see the role of a business analyst fitting into an organization?
    • What is your requirement elicitation strategy?

    Questions About Business Analyst Terms

    • Define application usability.
    • What is Pareto Analysis?
    • What steps are necessary to turn an idea into a product?
    • What does BPMN stand for? What is BPMN Gateway?
    • Explain CAP Analysis.
    • What does INVEST stand for and what does it do?
    • What is meant by an alternate flow in a use case?
    • Tell me what you know about scope creep.
    • Describe the difference between a business requirement document (BRD) and functional requirement document (FRD).
    • Explain the difference between an analysis model and a design model.

    More Business Analyst Interview Tips

    Before you arrive at your interview, make sure that you have spent enough energy getting ready to interview. Preparing yourself for the most common business analyst job interview questions is only part of the challenge. Choose what you are going to wear to the interview ahead of time, and make sure it’s cleaned, pressed and ready to go the night before.

    Have a briefcase or portfolio set with the items you re bringing with you, so you’re not scrounging a working pen at the last minute. Leave plenty of time to get to the interview 10 to 15 minutes early, and take into account your transportation and parking plans. Paying attention to these seemingly small details is important in making the best possible impression on the hiring manager.

    Be sure that you re ready to sell yourself effectively during the interview by spending time thoroughly researching the company, and coming up with questions to ask the employer as well.

    In addition to specific topics related to business analysis, you’ll also likely be asked some general interview questions, so spend some time thinking about how to answer these as well. You will be much more confident, and likely to move ahead in the hiring process when you take the time to thoroughly prepare for your interview for a business analyst position.

    More Interview Resources

    Preparing yourself for the most common business analyst job interview questions is only part of the challenge. Be sure that you re ready for the interview with these comprehensive resources.

    Common job interview questions, plus sample answers you can use to practice for a job interview.

    Come prepared with a well-researched list of questions to ask. Here are interview questions to ask the employer, as well as questions you shouldn t ask an interviewer during a job interview.





    Advice and ideas for UK small businesses, small business management.#Small #business #management

    small business management

    At Small Business Grants, we are pleased to reveal the shortlist of six companies to be considered by our panel

    UK businesses for sale: A review of what’s on the market

    In this piece in association with BusinessesForSale.com, we look at a selection of exciting UK businesses for

    Can you have a Silicon Valley office on an SME budget?

    When we think about great office spaces, we often think of Google, Facebook, AirBnB, Apple, and various other tech giants.

    British Small Business Awards 2017: The winners

    It was a pleasure to welcome our guests to the second annual British Small Business Awards at the Grand Connaught

    Women will effectively work for free for the rest of 2017

    Consider this: if someone asked you to continue doing your job for free until the end of the year, would

    Entrepreneurial Brits: 80 per cent want start their own business

    There were 644,750 company incorporations in the UK in the twelve months to 31 March 2017 and with the popularity

    Small businesses in the UK worth an average of £90,000

    The average UK small business is worth £90,000 in 2017 – down £4,000 on 2016 – according to research by

    Ca-nine to five: One in five British workplaces allow pets in the office

    According to new research, one-fifth of British workplaces now allow employees to bring pets into the office, yet a similar

    Lessons learnt from the Ryanair flights crisis

    In this SmallBusiness monthly series of ‘Lessons Learnt’, Jennifer Janson, author of The Reputation Playbook and chairman of

    Gender savings gap: Half of female workers unprepared for retirement

    More than half of female employees admit to feeling financially unprepared for their retirement, as evidence emerges of a gender

    Choosing the right supplier

    How can small businesses scope out the best suppliers? The first step in supplier selection is understanding your customer needs

    Generation Z poses new challenges for online fashion retailers

    The latest generation to hit the shops in earnest has very different expectations from their parents, online research commissioned by

    Businesses and employees demand protection for gig workers

    Businesses and employees are calling on the UK government to provide more protection for those who work in the gig

    Your first website: Stock vanilla or bells & whistles

    How complex does your first business website need to be? Do you need to pay

    The Vitesse Network

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    Service business ideas, service business ideas.#Service #business #ideas

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  • Business Plan, Business Plan Templates, Business Plan Samples, business plan templates.#Business #plan

    Business Plan

    A Business Plan is crucial for starting and running your business successfully. Sound business plans can help you get a loan, keep you on track toward your goals, and provide a reference for benchmarking, reviewing results and making adjustments in your business. Don t forget to check out the great free or low-cost training opportunities, plus free professional business counseling, from your local Small Business Development Center!

    Business plan templates

    How to Write a Business Plan

    • How to Prepare a Business Plan In partnership with SBA, by bplans.com founder Tim Berry
    • SBA Podcast Creating a Plan -Transcript
    • SBA Videos Other Training many different videos covering many topics including business planning
    • Stategic Planning Executing Kutztown SBDC, PA
    • Developing a small business plan Kutztown SBDC, PA
    • The Business Plan Explained My Own Business tm
    • Developing Successful Business Plans Palo Alto Software
    • Business plans in detailed outline format PlanWrite.com An extremely detailed outline of what business plans should include, section by section.
    • Guide to Business Plans Pacific Islands SBDC
    • Why Business Plans Don t Get Funded great article on common problems entrepreneurs run into when looking for funding.

    Where to Find a Business Plan

    • Growthink.com If you need help developing your plan, please consider Growthink s writers or its simple templates for business plans
    • Bplans.com Bplans.com contains the largest single collection of free sample business plans online, according to them. In addition to that, it has helpful tools and know-how for managing your business. Bplans.com includes practical advice on planning, interactive tools, and a panel of experts who have answered more than 1,400 questions from people like you.
    • Cayenne Consulting good resource for business entrepreneurs including a start-up valuation calculator, resource directory, and a very popular blog for entrepreneurs.
    • VFinance View hundreds of real business plans in pdf format.
    • Business Owners Toolkit Sample business plans and information on how to create a plan.
    • PlanWare Business Planning software and information.
    • Virtual Business Plan Walk through the design of a business plan.
    • SBA Business Planning Guide Careful business planning is fundamental to success. The Small Business Planner includes information and resources that will help you at any stage of the business lifecycle.
    • Small Business Advancement Center
    • Sample Business Plan General Business planning guide created by the Canadian Business Service Center.
    • Business Plans Index A subject guide to sample business plans and profiles for specific business types from Carnegie Library of Pittsburgh.

    Business Plan Templates an Alphabetized List

    Clicking on each of the templates below will open up a draft for your business that can help you get started. The vast majority of our Sample Business Plans Come from Palo Alto Software, the Makers of Business Plan Pro, whose generosity helps make it possible for you to receive free small business advice and counseling from your local small business development center.





    IBM – United States, service business ideas.#Service #business #ideas

    IBM builds a smarter planet

    Amid the global economic crisis of 2008, IBM began a conversation with the world about the promise of a smarter planet and a new strategic agenda for progress and growth.

    As the internet grew, so did technology-driven enterprise needs and a truly global workforce. Computational power was being infused into things no one had thought of as computers: phones, cars, roads, power lines, waterways and food crates. A trillion connected and intelligent things were becoming a system of systems — an internet of things — and producing oceans of raw data.

    Let’s seize this opportunity to create more and better jobs, cultivate valuable skills, and not simply repair but prepare our economy for the 21st century.

    Sam Palmisano, IBM CEO and chairman, 2009

    Service business ideas

    Making sense of a sensored world

    IBM introduced its Smarter Planet vision with an award-winning 1 marketing campaign designed to explain how a whole new generation of intelligent systems and technologies — more powerful and accessible than ever before — could be put to use for profound impact and to encourage further thinking. Smarter power grids, smarter food systems, smarter water, smarter healthcare, smarter traffic systems. And sophisticated analytics and algorithms that could make sense of it all.

    Forward-thinking leaders and citizens around the world began to consider innovative ideas such as traveler-centric transportation, consumer-centric electric power and intelligent systems for managing healthcare, water, public safety and food. Within a year of the Smarter Planet initiative s launch, hundreds of IBM clients had seized on new capabilities to build smarter systems, and began achieving measurable benefits for their companies and communities. 2

    Building on a smarter planet

    Six years and thousands of clients after the Smarter Planet debut, IBM showcased its progress in a 2014 campaign, Made With IBM. The campaign showed IBM as an essential partner in providing technology building blocks for the new world at work — data, cloud, mobile, social and security.

    In 2015 the Outthink campaign promoted the concept of cognitive business, with IBM Watson at its center. Smarter Planet had shown us an intelligent, instrumented and interconnected world. The Cognitive Era advances that idea using analytics, natural language processing and machine learning. The goal is systems that can understand, reason and learn; as IBM CEO Ginni Rometty explains, to redefine the relationship between man and machine.

    Service business ideas