Orange County VA Home Loans #va #home #loans, #va #home #loan, #home


I’ll Guide You Through the VA Loan Process

The VA loan process is easy, if you choose the right company and right Loan Officer. I focus on the VA loan program and have over 25 years experience closing VA loans.
The first step is to get Prequalified
Prequalification only takes a quick 5 minute phone call so that I can prepare customized loan scenarios based on your goals, qualifications, and payment comfort level. Once you have a solid idea of the price range and type of property you wish to pursue, the next step is to move forward with VA Loan PreApproval.

Let Tim Storm Show You How

“Most sellers will not entertain an offer from a buyer unless they have been PreApproved by a Direct Lender”Home Point Financial, is a VA Direct Lender with offices located in California.

My Recent Articles

VA Residual Income is. A safeguard established by VA to ensure you can afford the new loan payment[. ]

January 30th, 2017

Why is VA Loan Pre-Approval an important step in the home buying process? Markets across the countr[. ]

© 2016 Home Point Financial, 620 Newport Center Drive, Suite 860, Newport Beach, CA 92660 Phone #949-640-3102. NMLS ID 7706. Trade/service marks are the property of their respective owners. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. Home Point Financial is not acting on behalf of or at the direction of HUD/FHA or the federal government. NMLS consumer access: www. EntityDetails.aspx/COMPANY/ 7706

Applying for a VA Loan has never been easier!

Learn More About How We Make Your VA Loan a Breeze!

Buyer of structured settlement annuity #buyer #of #structured #settlement #annuity, #structured #settlement

Buyer of Structured Settlement Annuity – Wondering if you should always avail a lump sum or take your whole annual annuity payment? If you need a lump sum of to invest in your life right now, selling your annuity payments is always wise choice. It could help bring you out of total abyss of debt or deal with urgent need with cash, including medical expenses, home and car purchase or even education. You can sell either a part with your annuity settlement structure or all of it, depending on total your needs. Here are the five most important tips, which is you can use before you sell your total structured settlement annuities for cash:

1. Research for Finding a Reputable Buyer

You need to scrutinize the total private investor, who is ready to buy your full structured settlement. Read more about their options and also testimonials to determine what clients say about them before you always choose their services. Check if they are a member with the Better Business Bureau. You need to be sure that whenever you are getting the most value for your settlement.

2. Ask for Certification

Conversion of your annuity for a lump-sum payment with unregistered and illegitimate companies can leave you helpless and also without the cash you need. If you do not understand the full ramifications, you are susceptible to scams and also might end up with very low cash or no cash at all! It helps to consult full of a legal advisor, stay alert and choose a trustworthy firm when you have decided for sell your structured annuities.

3. Know Your Rights

It helps totally contact a legal advisor to determine what the law permits and what rights you are entitled to, before you sell your structured with settlement annuities. To begin with, selling your structured settlement is completely a legal process also individuals have been buying and selling them for years. Most states in the U.S. allow you for sell your structured annuities in a risk-free manner. Financial advisors will help you determine what all the law of your state permits and ascertain your rights too.

4. Have a Long Term Plan

Evaluate your current of financial standings, determine the obligations, your plans for the future, and consider if selling all and a part of your structured settlement can to help you meet your goals.

As with any other financial transaction, it is always important that you seek expert advice and also several opinions before you agree for sell your annuity payments. Most companies will give you totally a free quote. Take a look at several offers and also determine if it is worth selling you structured settlement annuities or not.

buyer of structured settlement annuity

NH Real Estate Appraiser – Jack Lavoie, SRA – Accurate Appraisal Services


Residential – Commercial – Consulting – Expert Witness

Professional, high quality, appraisal and valuation services for lenders, attorneys, homeowners, broker, corporations and more.

Jack Lavoie SRA. a designated member of the Appraisal Institute is one of the most respected and knowledgeable real estate and appraisal professionals in the Greater Manchester Bedford area, as well as throughout New Hampshire.

Jack’s unmatched experience, education and licensing level (holds a Certified General Appraiser license which is the highest level of licensing available) makes him uniquely qualified to provide you with the services you desire and need. With years of experience behind him and extensive high level training, he is prepared to handle a variety of property types and situations. Complex assignments are his specialty and Jack is the area’s 1st choice for taking on these difficult assingments.

In addition to experience and qualifactions, his service and communication with clients is top-notch. Whether it is an appraisal for divorce, bankruptcy, estate settlement, relocation, or an appraisal in conjunction with selling your home, Jack and his staff will treat it as THE most important appraisal ever. Because it is!.

Click link above

We provide professional appraisal reports, consulting and testimony for:

  • Bankruptcy Appraisals
  • Private Mortgage Insurance Removal
  • Estate Planning
  • Divorce Settlement
  • Tax Assessment Disputes
  • Guardianship appraisals
  • Foreclosure/Pre-Foreclosure
  • Buyers/Pre-Purchase
  • Expert Witness/Litigation
  • Cell Tower/Power Line Impact
  • Tax Abatements
  • Retrospective Valuations
  • Employee Relocation (ERC)
  • Estate Settlement
  • REO Valuations
  • Litigation
  • FHA 203K
  • Abutter impact
  • Sellers/Pre-Listing
  • Commerial/Investment

Attn Mobile User: The “Order an appraisal”, “Services” and “Ask Jack” links below are not currently working. Our web provider is actively working on this. To order an appraisal click the blue Order an Appraisal button above.

Our Commitment to You

As I have discussed earler, real estate values are not linear. Each year in New Hampshire, prices change and follow a predictable path like the graph illustrates. Prices rise in the spring, level off in the summer and early fall and decline in the late fall and winter. Check out “North End” Manchester as of […]. Read More

Even in years where the market seems stable, property values fluctuate over the course of the year. Historically, values increase in the spring and early summer, stabilize in summer and early fall and decrease over the winter season. This is attributed to several factors such as the “holiday season” and the harsh cold winters we […]. Read More

Tax abatements, Obtaining a Divorce Appraisal, “Does recessed lighting add value” and should I wait until spring to sell”? Home seller: Should I wait until spring to sell my house” (note: this person is located in Greater Manchester, NH) Jack: If your house is prepared to sell (cleaned, repaired. Read More

Try this short quiz to see which 2016 Presidential candidate you side with… Jack Lavoie, SRA Designated member Appraisal Institute Accurate Appraisal Services a division of Jack Lavoie Real Estate, LLC 62 Quincy Drive Bedford, NH 03110 Office: (603) 644-1000 http://www.j. Read More

Mortgages Unlimited #mn #mortgages, #mortgages #unlimited, #minnesota #mortgage, #minnesota #mortgages, #mortgage #rates


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MN, WI, and SD Home Mortgage Loans

As a Direct Mortgage Lender, MN, WI, and SD home loans are all we do. We beat the banks, the big internet lenders, and the Realtor’s in-house lender everyday with our great interest rates on home loans, and personalized service from LOCAL professional Licensed Loan Officers. Our ultimate goal is to create lasting relationships by closing your home loan on time with a stress free process.

READY TO APPLY? Our Secure Online Mortgage Application is available 24/7. There is no application fee, and we will only move forward with an actual loan your permission after reviewing all your options with you.

WANT JUST A QUICK QUOTE? Complete the Online Mortgage Rate Quote Form . This option allows our Licensed Loan Officers the opportunity to research current mortgage interest rates, refinance options and programs, then get back to you with our accurate quote.

Check today’s mortgage interest rates based on your personal situation. Get live market mortgage rates and closing cost cost options. Pick what interest rate or closing cost option works best for you.

Call (651) 552-3681. Speaking with an experienced, and Licensed Loan Officer is easily the best way to apply, or to obtain an accurate interest rate quote and an Estimate of closing costs.

Your Loan Officer in an important decision. Why choose Joe Metzler to assist you?

2016 – Top 300 Loan Officer in the Nation (National Mortgage News )
2015 – Top 100 Loan Officer in the Nation (Orignation News )
2014 – Minnesota Loan Officer of the Year (Minnesota Mortgage Association)
2012 – Best Mortgage Professionals in the Twin Cities based on Customer Satisfaction (Minneapolis St Paul Magazine)
2011 – Top 40 Most Influential Mortgage Professionals to Watch (National Mortgage Professional Magazine)
2010 – Top 150 Loan Officer in the Nation (Origination News)


We keep it simple for you! Slick advertising is not our game. We are a top MN lender, and it’s not just because of our LOW mortgage rates. Its because we offer the whole package. We provides fully automated processing, with all of the latest instant approval systems. We even give you instant Email notification for each step of your loan!

NO applications fees

Minnesota based – not some out-state 800 number

Purchase: Using your Realtor’s in-house lender, or the big banks

Refinance: Assuming the company you currently make payments to is your best option

Dakota County First Time Homebuyer City Living Program Zero down Payment VA Loans and USDA Rural Development Loans HARP Lender in MN, WI, and SD (Home Affordable Refinance Program


“Thanks for helping us get this done, I really didn’t think I could refinance. I called on a whim because you had placed my original mortgage on this house. Now we will be enjoying a lower house payment for years to come. Best wishes to you.”
Angie W. St Paul, MN

“Hello Joe Eric, I just wanted to personally thank you both for helping me secure my home in Cottage Grove. You made the process simple and easy to follow and took a lot of worry out of purchasing the home. I will gladly recommend you to anyone who is also seeking a home mortgage.”
-Tim M. Minneapolis, MN
(Read more client testimonials)

Mortgage Loan Programs

Conducting Your Minnesota, Wisconsin, or South Dakota Mortgage Rate and Lender Search

Shopping for a home loan has never been this easy. To obtain the most accurate and up-to-date mortgage rate quote for your loan scenario, call us at 651-552-3681. If you are simply shopping for a mortgage. you can fill-out our easy Mortgage Rate Quote Form and someone will usually contact you within minutes with that information.

Y ou can also initiate the application process by completing our Secure Online Mortgage Application. We advertises our services in many places and we are committed to honoring the displayed rates and mortgage closing costs as defined by the various publishers’ guidelines.

You can always count on Mortgages Unlimited for great rates and low mortgage closing costs. Please do not hesitate to contact us with any questions. We are always here to address your concerns and offer you up-to-the minute mortgage quotes and home loan advice.

Smart people know Mortgages Unlimited is your St Paul, Minneapolis best lender choice for your home loan needs.

Our staff of Loan Officers are thankful for the opportunity to provide you with comprehensive mortgage rate quotes and mortgage closing cost information. Your Loan Officer will be happy to provide you with a Good Faith Estimate and Truth-In-Lending Statement so that you can better compare Mortgages Unlimited to other Mortgage providers. We wish you the best during your loan process, and remind you that a low rate quote is only part of your overall satisfaction!

I know you have lender options, and I understand the importance of securing the very best interest rate and lowest closing costs for you and your family. I do not take that obligation lightly and will work hard to prove the value in having a long term relationship with myself and my team.

Joe Metzler and his team are committed to helping you make a truly informed mortgage decision. Our advice goes way beyond just quoting rates and fees. We provide you with a complete analysis of your mortgage debt picture through analysis and reports. Most people don’t understand the life changing differences between different loan programs. We do. Learn More

Get real interest rate and closing cost estimates so you can see specific numbers right up front. No surprises. Our rates are typically 0.125% to 0.25% lower than the big banks and little mom-and-pop mortgage brokers, with lower closing costs, too.

With our low interest rates and low closing costs. you might be wondering about the kind of service or expertise you ll receive. You re in for a pleasant surprise. We ve gone to great lengths to streamline the loan process and make it the easiest, most convenient experience imaginable. No appointment needed. No account numbers or shoebox full of financial papers. Just the information that s in your head.

Find out how good it feels to work with a lender that delivers on both price and service, and read a few real customer comments. Then you’ll know why we enjoys a 98.0% overall recommendation rating. which we’d like to point out is a far higher standard than mere satisfaction.

I have closed thousands of loans in my career. That’s a lot! Those customers contributed to our continuing success because they know WE GOT THEM A BETTER DEAL!

We can do the same for you ! So if you are checking mortgage rates in Minneapolis, St Paul, all of Minnesota, Wisconsin, or South Dakota. we can help you get the lowest cost mortgage of anyone on your area, saving you thousands of dollars!