Stock Prices Today – Quotes, Stock Chart and Prices Today #business #plan

#current stock prices

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Here at StockPriceToday.com we provide end of day stock prices for listed US equities. Our data can be viewed in a personal watch list or in stock chart format.

We provide opinion and reviews via our blogs, historical data and company profiles for listed equities. If you have an idea for a new feature, don’t hesitate to get in touch.

Please bookmark us and make sure to visit again!

Find us on Google+ and follow!

Futures and Index Real Time Charts

Crude Oil Price Chart – Track the Oil Futures price in real time with a streaming technical analysis chart.

Gold Prices Chart – See Gold Prices stream live with our new chart.

Copper Price Chart – Get ahead of the movements of Doctor Copper with a chart for technical analsyis.

June 10, 2016 | Comments Off

According to an eVestment report Facebook’s stock is now more popular than ever. It’s moved up from the 24rd most held stock in September 15 to the 16th most held Read more

May 20, 2016 | Comments Off

US markets all ended negative but did manage to return from their lows yesterday, with the Dow Jones, Nasdaq and S P500 all reversing around midday to end just short of Read more

May 12, 2016 | Comments Off

After futures prices for main indices were up in pre-market trading, the open showed where investors were heading, and the selling ensued. The Dow Jones, S P500 and Nasdaq all plunged Read more

May 9, 2016 | Comments Off

Indices in the USA held firm in early trading, after wobbles in Europe with Crude Oil falling 3% and mining stocks taking a battering. All that didn’t seem to faze Read more





Who Offers the Most Car Insurance Discounts, life insurance types comparison chart.#Life


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Which company has the most car insurance discounts for you?

Expensive maintenance, stinging state fees and fuel tank fill-ups can make owning a car a pricey proposition. Your car insurance may represent one of the few areas for possible savings. If you haven t reviewed your policy in a while, you might be missing out on a multitude of valuable discounts.

Discounts are an important way consumers can narrow the field when it comes to choosing a provider.

One of the most important things is to advocate for yourself. Ask what discounts are available, says Jim Whittle, assistant general counsel and chief claims counsel of the American Insurance Association. There s a whole slew of discounts in the marketplace.

To help you find the best deal, Bankrate has updated its table of popular discounts found on the websites of the 10 largest auto insurers.

Compare car insurance discounts

For bundling car insurance with other policies, such as home insurance.

For insuring more than one vehicle.

For anti-theft device, such as alarm system.

For safety features such as air bags and motorized seat belts.

For vehicles that are a certain number of years old.

For a hybrid or alternative-fuel vehicle.

For a clean driving record.

For taking a defensive driving course. May have age restrictions.

For keeping mileage down. Electronic monitoring of mileage may be required.

For members of the armed forces.

For belonging to a certain group or working for a certain company or in a certain field.

For paying premium all at once.

For billing or payment done electronically.

For having stayed with the insurer for a length of time.

For switching to a new carrier if shopping process started at least a certain number of days before old policy expired.

For a younger driver earning good grades.

For a young driver on a policy attending school far from home.

If you own your home or condominium.

Note: Some discounts not available in all states.

Results found in Oct. 22-23, 2015, survey of discount information available on the websites of the 10 largest car insurance companies. The list of top 10 car insurers is by market share in 2014, according to the National Association of Insurance Commissioners.

We did the digging for you

We unscientifically, but meticulously, dug through the depths of insurers websites and sifted through sometimes intricate wording about discounts to save you from doing the heavy lifting.

Many well-known car insurance discounts are spelled out prominently on companies websites. State Farm s website, for example, states that you can save up to 20% if you have 2 or more vehicles in the same household insured by people who are related.

Nationwide, like all the insurers, has a main list of discounts on its website. If you search further for discounts by state, you ll find various additional reductions that may be possible where you live, including discounts if your vehicle is newer or has air bags.

Life insurance types comparison chart

On some sites, details about certain discounts can be found only in Q A sections or in blog posts.

As in past years, Bankrate has found a trend toward more discounts, including one that s new to our chart: 3 of the top 10 now give a price break on auto insurance if you own your own home or condominium.

How should you use this information?

The most important thing consumers can do to find the best car insurance rate is shop around, even if you don t plan on switching providers. Request quotes from multiple insurers and see the savings that each can offer. Be sure to inquire about discounts detailed on our chart.

If you are out looking for a product, you know what you want in terms of coverage, you know what premiums would be, you find out what discounts are available, Whittle says. Everyone should be asking when they get a quote, What discounts are available? What discounts might I qualify for?’

Some auto insurers use a method known as price optimization to figure out which customers are likely to comparison-shop versus which customers aren t, says Amy Bach, executive director of the insurance consumer group United Policyholders. In some instances, you can end up being punished for being loyal to your insurer, she says.

Be proactive against rising costs

If they find out that you re not going to shop and compare, they may say, We re going to give you a discount for having good grades,’ Bach says. But that actually may mask the fact that they may be charging you more, based on the data-mining that they found.

To avoid being on the losing end of price optimization or missing out on discounts, it s critical to comparison-shop for the best auto insurance policy.

Anybody who doesn t take advantage of the opportunity to shop is probably putting themselves at a disadvantage, says Bob Passmore, assistant vice president of personal lines policy at Property Casualty Insurers Association of America.

The cost of a lot of insurance goes up by the cost of everything else, he says. The cost of taking care of the aftermath in accidents medical care and auto body repair continues to go up, and that s going to be reflected in the insurance premiums we all pay.

Don t get overwhelmed!

When shopping for an insurance policy, you may get wildly varying quotes from one insurer to the next. And when you factor in the different discounts each insurer provides, you can easily feel overwhelmed.

The best thing to do is take your current coverage out and ask for quotes for the same thing, Passmore says. Make sure you re getting the same limits quoted, the same optional coverages quoted. … Somebody could give you a quote for a minimum-limits policy that will look really cheap, but it might be half or a quarter of the limits that you already have.

Bach says it s also important to ask insurers about their rules for raising rates and surcharging you if you file a claim.

Find out, OK, if I have a fender bender where no one gets hurt, is that going to make my rate go up? Does every claim make my rate go up?’ she says.

And when it comes to discounts, don t take what s presented on insurers websites as the final word. Ask if there are any other discounts available.

It s always worth asking the question, Passmore says.


Group Term Life Insurance #term #insurance #comparison #chart


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Group Term Life Insurance

BREAKING DOWN ‘Group Term Life Insurance’

Group term life insurance coverage is made available to eligible employees at the time of hiring or when a benefits open enrollment period begins; association or member group policies have more flexibility as to when members can obtain coverage. Most group term life insurance coverage is simple to secure, done either by checking a box on a benefits form or informing the organization’s benefits coordinator. Individuals are not required to undergo medical underwriting to get coverage because the insurance company providing the policy pools the risk of all employees or members to adequately price the risk. Group term life insurance coverage is in place as long as the contract remains paid for by the employer and the employee continues to work for the company providing the benefit. The cost of any additional term coverage is paid for by the employee and generally shows up in box 14 on an employee’s W-2 form. Once employment or membership ends, group term life insurance coverage expires.

Total Coverage Available

Employers or association groups that offer term life insurance coverage often limit the total amount of coverage available to employees or members based on a variety of factors, such as time in service (or membership), annual salary or number of dependents. Amounts are limited because insurance companies do not collect health risk data from each individual under the policy. An employer typically offers group term life insurance coverage at no cost to the employee up to $50,000, but the base amount varies by company. If the employee chooses to add supplemental coverage, he can do so up to certain limits, such as $500,000 or five times his annual salary. For dependent or spousal supplemental coverage, group term life insurance coverage is often capped at $100,000 per additional insured. Any group term life insurance coverage offered by an employer that exceeds the base benefit is paid by the insured employee through paycheck deferrals. Group term life insurance offered to members of an association typically does not offer an organization-paid base amount but instead provides a small discount on premiums to eligible members.


Best data visualization software #flare, #prefuse, #information, #visualization, #infovis, #infoviz, #interaction, #user,


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download

tools

learn more

feeds

Flare is an ActionScript library for creating visualizations that run in the Adobe Flash Player. From basic charts and graphs to complex interactive graphics, the toolkit supports data management, visual encoding, animation, and interaction techniques. Even better, flare features a modular design that lets developers create customized visualization techniques without having to reinvent the wheel.

View the demos and sample applications to see a few of the visualizations that flare makes it easy to build.

To begin making your own visualizations, download flare and work through the tutorial. You should also get familiar with the API documentation. Need more help? Visit the help forum (you’ll need a SourceForge login to post).

Flare is open-source software released under a BSD license. meaning it can be freely deployed and modified (and even sold for $$). Flare’s design was adapted from its predecessor prefuse. a visualization toolkit for Java.

Applications

2010.01.29. Flare was used to help ABC News’ Good Morning America show that George Stephanopoulos may be related to Hillary Clinton (go to 4:48 in the video).

2009.02.20. Wired Italia uses Flare for their visual interface to multimedia content.

2009.02.10. MemeTracker crawls 1.6 million mainstream media and blog sites, analyzes what people talk about, and visualizes the results using Flare.

2009.01.28. Visualizing information flow in science combines eigenfactor metrics with Flare to visualize the citation network of scientific publications.

2008.10.27. The GoodGuide Political Contributions app uses flare to visualize the amount and type of contributions made by corporations to American political parties.

2008.07.16. The Minnesota Employment Explorer (built with Flare) lets people explore employment trends and share their insights.

It’s part of a piece by Minnesota Public Radio on the U.S. economic slowdown.

2008.04.02. The IBM Visual Communication Lab used Flare to build visualizations for Many-Eyes. Check out their Comparison Tag Clouds. made with Flare.

Announcements

2010.10.07. Flare development has been opened up to the community and the source has moved from SourceForge to a new home on GitHub. flare 2009.01.24 is still last official release and (at least for now) the tutorials and documentation reflect it. The development version on GitHub now contains better support for Flash Player 10 as well as many other small fixes and changes.

2009.01.24. flare 2009.01.24 has been released. This is a maintenance release with a number of bug fixes and updates. See the release notes for more details. This is the last planned released for Flash Player 9 future versions will migrate to version 10.

2008.07.30. flare 2008.07.29 has been released. This is a major release introducing many new features and architectural improvements. See the release notes for more details. Along with the new release, enjoy the newly redesigned flare.prefuse.org.

2008.07.30. flare 2008.08.08 has been released. This release includes improved legend support, named transitions, bug fixes, and a refactoring to reduce coupling and consolidate utility classes. See the release notes for more details.

Flare in other languages: Belorussian.


Online Course: Hotel Management 101 – CEU Certificate #online #hospitality #management #certificate,


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Hotel Management 101

Course Description

Hotel Management will provide a realistic look at every major portion of the hotel business which will help anyone planning or currently pursuing one of the many different career opportunities available in this burgeoning and dynamic industry.

A great hotel manager leads by example. Like any business intent on survival and success, the hospitality industry requires insight into the financial aspect of every facet and every detail. Hotel Management is a course for those who wish to enjoy both personal and professional success in the hospitality industry; and need to have a more than casual understanding of the business and financial operations of the industry.

Hotels and motels are not only places where a guest can obtain tasty food and comfortable lodging, they are an integral part of community life, with facilities for meetings, entertainment, and personal services. The career choices for a person seeking a job in the hospitality industry are vast: guest service manager, head chef, front office clerk, security officer, banquet manager, bookkeeper, concierge and many more opportunities that can be personally satisfying and financially rewarding. Renewed business travel, and domestic and foreign tourism will boost employment growth of lodging managers in full-service hotels.

Additional demands for managers are expected in suite hotels. Business customers are willing to pay more for rooms with kitchens and suites that are spacious enough to conduct small meetings in. Other trainee and managerial opportunities will be available in large full-service hotels offering restaurants, fitness centers, ample meeting rooms and play areas for children, among other amenities.

The hospitality industry offers today’s young men and women an interesting and exciting career. Management of a hotel or restaurant calls for a wide range of capabilities. For those wishing a rewarding and challenging life of service to others, a future in the hospitality field should be seriously considered.

Lesson 1: History and Profile of the Hospitality Industry

This lesson describes the evolution of the hotel, the different types, and the managerial aspects.

  • Lesson 2: Setting Goals and Objectives

    This lesson describes a manager’s duties, job opportunities, and educational programs and financial aid available.

  • Lesson 3: Managing People

    This lesson describes the different job positions in the hotel, managerial duties, and sales and marketing techniques.

  • Lesson 4: Invest Time In Your Personnel

    This lesson discusses interviewing, training, and motivational aspects when hiring employees.

  • Lesson 5: The Reservation Experience

    This lesson covers reservations, customer special requests, travel agencies, and cancellations.

  • Lesson 6: Guest Accounting Practices

    This lesson describes the different methods of payment, credit limits, and the special needs of a casino hotel.

  • Lesson 7: Managing Guest Services

    This lesson addresses guest amenities, room rates, and preventing problems.

  • Lesson 8: Food and Beverage Management

    This lesson covers everything from planning menus and cooks to meeting and convention planning.

  • Lesson 9: Hotel Environment

    This lesson deals with staff issues and hotel security.

  • Lesson 10: How Outstanding Managers Beat Work Overload

    This lesson explains how to separate work from home life, and which area you would be most comfortable in the hotel management.

  • Additional Course Information

    • Document Your Lifelong Learning Achievements
    • Earn an Official Certificate Documenting Course Hours and CEUs
    • Verify Your Certificate with a Unique Serial Number Online
    • View and Share Your Certificate Online or Download/Print as PDF
    • Display Your Certificate on Your Resume and Promote Your Achievements Using Social Media

    Course Title: Hotel Management 101

    Course Number: 33024

    Languages: English – United States, Canada and other English speaking countries

    By successfully completing this course, students will be able to:

    • Describe the history and profile of the hospitality industry.
    • Know setting goals and objectives.
    • Describe managing people.
    • Know the reservation experience.
    • Know guest accounting practices.
    • Describe managing guest services.
    • Describe food and beverage management.
    • Describe the hotel environment.
    • Describe how outstanding managers beat work overload, and
    • Demonstrate mastery of lesson content at levels of 70% or higher.

    Student Testimonials

    • “I have nothing to say about only that it was good.” — Dorothy G.
    • “A good source of information for a long term employee or for a new trainee.” — Magaly D.
    • “Thanks for your help! It was a great experience.” — Melissa M.
    • “All, even though it was challenging, but I needed to experience that. Thank you so much for being my instructor it was great working with you.” — Nontokozo G.

    Related Courses


    LiveGraph: The real-time data graph plotter #live #graph, #real-time #plot, #plot, #graph


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    Live Graph

    Plot and explore your data in real-time!

    LiveGraph is a framework for real-time data visualisation, analysis and logging.
    Distinctive features:

    • A real-time plotter that can automatically update graphs of your data while it is still being computed by your application.
    • Concise and simple point-and-click interface that allows quickly selecting and comparing data series even in applications that output over 1000 series simultaneously.
    • Transformation of data series for visual comparison by the virtue of a single click.
      (Linear, logarithm, unit interval, and time-plot transformations).
    • The framework is Java-based and can run on any computer system. However, it is easily integrated with applications written in any programming language. Examples and tutorials are provided.
    • LiveGraph reads files in a simple CSV-style format. For applications developed in Java, LiveGraph additionally provides an API that handles all data logging and persistency issues.

    These features make LiveGraph particularly useful for all applications that require live visualisation of large amounts of data in form of graphs and charts.

    LiveGraph was developed in the academic domain and is being used for research on daily basis. Being open source, LiveGraph is absolutely free.

    What’s inside?

    Real-time plotter.

    The first and most important component is the LiveGraph real-time plotter application. The plotter reads the LiveGraph data file (or any other CSV file) and plots the data series contained therein on the screen.

    The plotter has two distinctive features which are not available elsewhere in this combination:

    1. LiveGraph can automatically re-examine the data file at short time intervals (anything between 100 Hz and once per hour) and update the graphs on the screen in real-time. By using specialised caching techniques LiveGraph uses only very few computational resources for the updates, even if the data file grows very large and fast.
    2. LiveGraph has an incredibly efficient user interface optimised for 100s of data series. While many plotters trade off powerful functions for a complex, slow-to-use user interface, LiveGraph offers only a few data transformation functions and makes them available by a single click in the main legend window. LiveGraph also automatically detects data series and their headings in the data file and provides a very concise user interface for selecting the graphs to display by virtue of a single click. This allows keeping an overview over hundreds or even thousands of graphs.

    Open data file definition.

    The LiveGraph framework provides an open standard for data files containing transferable data logs. The file format is closely based on the comma separated values (CSV) text file format. LiveGraph defines a few small but important extensions, such as data column header definitions and file description annotations.

    This open format definition allows creating LiveGraph compatible value files in any programming language extremely easily.

    In addition, this format is readily understood by other frameworks that can read CSV data, including the standard office software.

    Integration APIs.

    LiveGraph provides an open and very thoroughly documented API. This allows programmers to seamlessly integrate any of LiveGraph’s functionality into their own software. LiveGRaph can be integrated on several levels:

    1. Integrate LiveGraph into any (non-Java) application. LiveGraph can be customised via settings files and command line parameters. Any application can start a LiveGraph process and automatically set up all options that are otherwise available through the user interface.
      In addition, the simplicity of the data file format makes it straight forward for developers who use other programming languages than Java to create appropriate data files using their own routines. We are hoping that the open source community will contribute to the project by providing implementations of the writer logger API in different languages.
    2. Writer logger API for Java. This API provides application developers with a very flexible, fast and easy way for writing data generated by an application into LiveGraph CSV files. The API offers advanced functions such as caching and log file management.
    3. Application interface. If you are using Java, you have the option to start LiveGraph as a separate process or to start it within the same JVM as your own application. The latter allows you to take advantage of the application interface exposed by LiveGraph. The application interface provides you with an API to control a LiveGraph instance while it runs. This includes full real-time control over all settings.
    4. LiveGraph plotter API – fully integrate LiveGraph’s user interface into your Java application or into your web-applet! LiveGraph provides an API that exposes all settings windows as well as the plot window as JPanels allowing you to integrate a LiveGraph instance so seamlessly, that you users will never suspect your are using an off-the-shelve module. You can also pass data through memory and without the detour via the hard drive.
    5. Adapt LiveGraph to your needs. LiveGraph is open source. It is very well documented and commented. You are welcome to modify it in any way you like. If you think that your modifications may be useful for others, we will be very grateful to be able to include your work into the next distribution.

    In summary, LiveGraph is being developed as an exploratory data analysis and visualisation framework that allows you to visualise the results of your application instantly and while it is still running and to manage many 100s graphs quickly and efficiently. You don’t have to worry about implementing any data visualisation algorithms, instead you can concentrate on your actual task. As a useful by-product you are left with a complete data log, which you can delete later, if you do not need it.

    You can find some additional information about LiveGraph’s special features in the section Why LiveGraph? . There, we explain in more detail, for which tasks there are better tools, and for which tasks LiveGraph might be the best tool currently around. In the user manual we describe the functions of LiveGraph application from the point of view of a desktop user. The developer manual provides all details you need in order to start using LiveGraph with your applications.

    Contact

    We greatly appreciate any feedback which could help us making LiveGraph better. If you have any questions about LiveGraph, if you have any support queries or if you would like to provide some feedback, please get in touch with us via the forums on the LiveGraph project page on SourceForge. For more information, visit the forum contact page .

    Licence

    LiveGraph is free and open source. It is available under a BSD-style licence with the requirement that any copy acknowledges the original product and its developers. If you have any questions about the licence agreement, please read the detailed licence page or get in touch with us.

    ToP


    Bond Market #bond #market #chart


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    Bond Market

    What is the ‘Bond Market’

    The bond market – also called the debt market or credit market – is a financial market in which the participants are provided with the issuance and trading of debt securities. The bond market primarily includes government-issued securities and corporate debt securities, facilitating the transfer of capital from savers to the issuers or organizations requiring capital for government projects, business expansions and ongoing operations.

    BREAKING DOWN ‘Bond Market’

    In the bond market, participants can issue new debt in the market called the primary market or trade debt securities in the market called the secondary market. These products are typically in the form of bonds, but they may also come in the form of bills and notes. The goal of the bond market is to provide long-term financial aid and funding for public and private projects and expenditures.

    Participants

    The participants of the bond market are nearly the same as the participants in other financial markets. In bond markets, the participants are either buyers of funds (that is, debt issuers) or sellers of funds (institutions). Participants include institutional investors. traders, governments and individuals who purchase products provided by large institutions. These projects may be in the form of pension funds. mutual funds and life insurance. among many other product types.

    Types of Bond Markets

    The general bond market can be classified into corporate bonds. government and agency bonds. municipal bonds, mortgage-backed bonds, asset-backed bonds, and collateralized debt obligations .

    Corporate Bond

    Corporations provide corporate bonds to raise money for different reasons, such as financing ongoing operations or expanding businesses. The term “corporate bond” is usually used for longer-term debt instruments that provide a maturity of at least one year.

    Government Bonds

    National governments issue government bonds and entice buyers by providing the face value on the agreed maturity date with periodic interest payments. This characteristic makes government bonds attractive for conservative investors.

    Municipal Bonds

    Local governments and their agencies, states, cities, special-purpose districts, public utility districts, school districts, publicly owned airports and seaports, and other government-owned entities issue municipal bonds to fund their projects.

    Mortgage Bonds

    Pooled mortgages on real estate properties provide mortgage bonds. Mortgage bonds are locked in by the pledge of particular assets. They pay monthly, quarterly or semi-annual interest.

    Bond Indices

    Just like the S P 500 Index or Russell Indexes for equities. bond indices manage and measure bond portfolio performance. Big names include Barclays Capital Aggregate Bond Index, the Merrill Lynch Domestic Master and the Citigroup U.S. Broad Investment-Grade Bond Index. Many bond indices are members of broader indices that may be used to provide and measure the performances of global bond portfolios.


    Stock Prices Today – Quotes, Stock Chart and Prices Today #business #supply

    #current stock prices

    #

    Here at StockPriceToday.com we provide end of day stock prices for listed US equities. Our data can be viewed in a personal watch list or in stock chart format.

    We provide opinion and reviews via our blogs, historical data and company profiles for listed equities. If you have an idea for a new feature, don’t hesitate to get in touch.

    Please bookmark us and make sure to visit again!

    Find us on Google+ and follow!

    Futures and Index Real Time Charts

    Crude Oil Price Chart – Track the Oil Futures price in real time with a streaming technical analysis chart.

    Gold Prices Chart – See Gold Prices stream live with our new chart.

    Copper Price Chart – Get ahead of the movements of Doctor Copper with a chart for technical analsyis.

    June 10, 2016 | Comments Off

    According to an eVestment report Facebook’s stock is now more popular than ever. It’s moved up from the 24rd most held stock in September 15 to the 16th most held Read more

    May 20, 2016 | Comments Off

    US markets all ended negative but did manage to return from their lows yesterday, with the Dow Jones, Nasdaq and S P500 all reversing around midday to end just short of Read more

    May 12, 2016 | Comments Off

    After futures prices for main indices were up in pre-market trading, the open showed where investors were heading, and the selling ensued. The Dow Jones, S P500 and Nasdaq all plunged Read more

    May 9, 2016 | Comments Off

    Indices in the USA held firm in early trading, after wobbles in Europe with Crude Oil falling 3% and mining stocks taking a battering. All that didn’t seem to faze Read more





    Stock Prices Today – Quotes, Stock Chart and Prices Today #bond #market

    #current stock prices

    #

    Here at StockPriceToday.com we provide end of day stock prices for listed US equities. Our data can be viewed in a personal watch list or in stock chart format.

    We provide opinion and reviews via our blogs, historical data and company profiles for listed equities. If you have an idea for a new feature, don’t hesitate to get in touch.

    Please bookmark us and make sure to visit again!

    Find us on Google+ and follow!

    Futures and Index Real Time Charts

    Crude Oil Price Chart – Track the Oil Futures price in real time with a streaming technical analysis chart.

    Gold Prices Chart – See Gold Prices stream live with our new chart.

    Copper Price Chart – Get ahead of the movements of Doctor Copper with a chart for technical analsyis.

    June 10, 2016 | Comments Off

    According to an eVestment report Facebook’s stock is now more popular than ever. It’s moved up from the 24rd most held stock in September 15 to the 16th most held Read more

    May 20, 2016 | Comments Off

    US markets all ended negative but did manage to return from their lows yesterday, with the Dow Jones, Nasdaq and S P500 all reversing around midday to end just short of Read more

    May 12, 2016 | Comments Off

    After futures prices for main indices were up in pre-market trading, the open showed where investors were heading, and the selling ensued. The Dow Jones, S P500 and Nasdaq all plunged Read more

    May 9, 2016 | Comments Off

    Indices in the USA held firm in early trading, after wobbles in Europe with Crude Oil falling 3% and mining stocks taking a battering. All that didn’t seem to faze Read more





    Academic Regalia Hood Colors List, Official, Degree, Chart, Inter-Collegiate #academic #regalia #hood


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    Academic Hood Colors List

    Official Degree Color Chart

    This Academic Hood Colors List serves an important function for your set of graduation Academic Regalia (hood, tam, and gown). The regalia hood colors typically include four sections: shell fabric, velvet edge, satin field, and satin chevron. The color of the velvet edge is determined using this official degree color chart. That velvet edge hood color, sometimes known as Academic Regalia Inter-Collegiate Colors, represents your specific degree or discipline. The satin field and chevron (the hood lining colors) represent your university or college school colors. The overall size and shape represents the type of degree: bachelor’s, master’s, or doctoral (with the narrow end getting progressively longer with the higher ranking degrees). Finally, the fabric shell color simply matches the fabric color of the graduation gown, which is usually black but sometimes is another color depending on the degree-granting institution. Associate degrees use a special cowl instead of a hood.

    Below is the official academic regalia hood color list. Your academic hood colors are ultimately the decision of your degree-granting institution and you. However, these are the official academic regalia colors.

    See the footnote for PhD degrees, rules regarding multiple degrees, and determining your field and chevron colors.

    Academic Regalia Inter-Collegiate Colors

    * In determining your academic regalia colors, please note the following: All PhD degrees (as opposed to Doctorate degrees) use PhD Blue , which is dark blue, in the academic colors. For example, a Doctorate in Psychology would include in your academic hood colors the color Gold, however a PhD in Psychology would use dark blue. If you are unsure if your degree is a Doctorate or PhD, please contact your administrative advisor to determine your precise degree title and academic regalia hood colors.

    If you have multiple degrees. the rule is that you use only one hood, and only one degree/discipline color. You use the hood and color that represents your highest ranking degree (with Doctoral as highest, Masters as second highest, Bachelors as third highest, and Associate as the lowest). If you have two different degrees at the same highest ranking degree, you generally use the most recently awarded degree as your hood.

    If you have an unlisted degree. there is no official color and it is dependant on the individual college or university to determine the color to be used for your hood. Typically, the most similar degree on the official chart is chosen. For example, if your degree is in an advance computer science field, usually the school chooses Science Gold for the degree color.

    Hood Lining Colors (Field and Chevron)

    The above list describes only your velvet colors. There are three additional colors that typically go into your hood. They are the shell fabric (usually black, but sometimes the color of your robe if your robe is a special color that your university uses), and the lining colors.

    Hoods are lined with the official color or colors of the college or university conferring the degree. More than one color is shown by division of the field color in a variety of ways. Most schools divide the color by using a single chevron. Occasionally, a school might use more than one chevron, no chevron but instead a single field color, an equal division, a reverse chevron, a straight bar, or other methods. While Academic Apparel can make any variety of hood, please note that the online ordering system assumes a single field and a single standard chevron. For other unusual types of hoods, you will have to use our downloadable fax forms.

    Starlight Washable Satin (for hood school colors – Professional Style Hoods Only )

    The official Academic Costume Code and Academic Ceremony Guide includes a sentence that reads as follows: The various academic costume companies maintain complete files on the approved colors for various institutions.

    Once upon a time long ago, that sentence was correct. However, that was before colleges started springing up across the nation at a rapid rate in the last 50 years or so, and before institutions started the practice of changing their hood colors depending on style or taste or the desires of the student body or economics for bulk manufacturing (sometimes even on a yearly basis).

    We are the direct manufacturer of academic regalia. This means one good thing and one bad thing (from your perspective).

    The good thing is our prices are significantly lower than your degree-granting university would charge to sell them to you, yet the quality is the same or better than what they offer. That’s because we are a relatively lean organization, independent, with over 60 years of experience, and we do not pay sales representatives, or have retail stores, or have a large advertising and marketing budget.

    The bad thing is we cannot keep up with the changes each university makes to their regalia each year, and therefore require that our customers make their own inquiries to their degree-granting universities to discover what the current regalia colors are supposed to be for that school before placing an order.

    We suggest you find out in advance of ordering what your school colors are, and which goes in the field and which goes in the chevron of the hood. You might also ask the following additional information: 1) whether they use 6 or 8 sides for their tam (if you are buying a tam); 2) whether they use a tam or a mortarboard for a Master’s degree (if you are inquiring about a master’s gown regalia set); 3) whether they use the standard black for the gown and hood shell color or if they have a special color; 4) whether they use an embroidered school emblem or symbol on the gown velvet an dif so what it looks like (these are fairly rare, but a few schools use them); 5) and if there is anything special about the regalia not covered by those questions.

    Generally the best source for this information is the University book store or student store. Someone at most bookstores has all of this information.

    You should know that you have the right to purchase your gown from any manufacturer, and not just the company that has a contract with your university. By getting this information on your own and purchasing your regalia from Academic Apparel, you will be saving money, and getting a regalia set that looks at least as good as what your school offers, and often it looks and feels significantly better than the bulk manufactured chinese gowns many colleges are now selling (and ours will last longer than those gowns too).

    While we would really like to help you obtain this information, and hope to some day send out surveys each year to each university asking for this data, it is beyond our abilities to do so right now. If you are willing to do the footwork to find this information out, we know you will get a superb robe, hood, and tam from us, at prices that cannot be beat.


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