Advice and ideas for UK small businesses, small companies.#Small #companies

small companies

At Small Business Grants, we are pleased to reveal the shortlist of six companies to be considered by our panel

UK businesses for sale: A review of what’s on the market

In this piece in association with BusinessesForSale.com, we look at a selection of exciting UK businesses for

Can you have a Silicon Valley office on an SME budget?

When we think about great office spaces, we often think of Google, Facebook, AirBnB, Apple, and various other tech giants.

British Small Business Awards 2017: The winners

It was a pleasure to welcome our guests to the second annual British Small Business Awards at the Grand Connaught

Women will effectively work for free for the rest of 2017

Consider this: if someone asked you to continue doing your job for free until the end of the year, would

Entrepreneurial Brits: 80 per cent want start their own business

There were 644,750 company incorporations in the UK in the twelve months to 31 March 2017 and with the popularity

Small businesses in the UK worth an average of £90,000

The average UK small business is worth £90,000 in 2017 – down £4,000 on 2016 – according to research by

Ca-nine to five: One in five British workplaces allow pets in the office

According to new research, one-fifth of British workplaces now allow employees to bring pets into the office, yet a similar

Lessons learnt from the Ryanair flights crisis

In this SmallBusiness monthly series of ‘Lessons Learnt’, Jennifer Janson, author of The Reputation Playbook and chairman of

Gender savings gap: Half of female workers unprepared for retirement

More than half of female employees admit to feeling financially unprepared for their retirement, as evidence emerges of a gender

Choosing the right supplier

How can small businesses scope out the best suppliers? The first step in supplier selection is understanding your customer needs

Generation Z poses new challenges for online fashion retailers

The latest generation to hit the shops in earnest has very different expectations from their parents, online research commissioned by

Businesses and employees demand protection for gig workers

Businesses and employees are calling on the UK government to provide more protection for those who work in the gig

Your first website: Stock vanilla or bells & whistles

How complex does your first business website need to be? Do you need to pay

The Vitesse Network

Further Information

Small companies WordPress Development Agency London & Guildford

Vitesse Media Plc, 14 Bonhill Street, London EC2A 4BX T. 0207 250 7010





Auto Finance Company – Debt Consolidation Loans Bad Credit, finance companies.#Finance #companies

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The Top 4 Companies for Auto Finance, finance companies.#Finance #companies

Looking For The Best Auto Finance Companies?

5005 W. Royal Lane, Suite 209

Irving, TX 75063

Services Offered: Auto finance

Company Overview: MyAutoLoan.com was established in 2004. They are an entirely e-commerce based company, and offer affiliation with some of the top lenders in the nation for auto loans. They are a subsidiary of Horizon Digital Finance, LLC, which was founded in 2003 to provide direct-to-consumer auto financing. The company is a recognized leader in the online lifestyle financing process, bringing the choice back to consumers.

Our Review: MyAutoLoan.com has plenty of great loan options for consumers. They offer many different programs and great rates for all types of people. The website is really easy to use, and very well designed. Their customer service is top-rate, as well, which is an added bonus.

User Review: MyAutoLoan.com helped me get a much better rate on auto finance than the dealer was offering. I couldn’t believe how affordable the payments were, or how much money I was able to save by outsourcing my needs beyond the dealership. I’ll never finance through a dealership again.

12777 High Bluff Drive, Suite 100

San Diego, CA 92130

Services Offered: Auto Finance

Company Overview: Bank of Internet was the first online-only bank to come into business. They were founded in 1999, and currently have more than $1 billion in assets. The company is FDIC-insured, like any bank should be. They also have better rates on their products, including auto finance, since they operate online-only. They also work with customers all over the nation.

Our Review: Bank of Internet is still one of our favorite lenders. For auto financing, they have many different programs for all types of consumers. They have a professional and easy to use website, and offer so many resources so that people can get exactly what they need. Plus, the customer service is great, which is essential.

User Review: Bank of Internet had great options for my auto finance needs. I wasn’t sure about working with a company that was only online, but once I saw all they had to offer, I was sold on their services. Now I can get exactly what I want at the dealership and trust that I’ll be able to afford the payments.

Finding Auto Finance Options

There are many different places that you can turn to for your auto financing needs. If you’re not sure of your options, you need to take the time to research what’s out there and make the most of it for your specific needs. By doing this, you’ll be able to be better informed and more prepared for the world of auto finance. The first rule is that if you can’t afford a car, you shouldn’t buy it. This might seem obvious, but many people do whatever they can to find a way to afford a vehicle that is far too expensive for their budget, including getting loans that extend for far too long and even paying more than they should just because they like the car. The worst thing that you can do is walk into a dealership with no financing in place, and not have a firm understanding of what you want to spend. For starters, get pre-approved for auto financing before you even visit a dealership. This will give you a better idea of your budget. Also, you should learn to stand your ground and never pay sticker price for a vehicle. You should be firm in your bargaining, so that the salesman knows that they aren’t going to sell you a vehicle unless they give you exactly what you want and need. For example, if you are looking to spend less than $14,000, and the car that you find is sticker priced at $17,995, you should be able to talk the dealer down or move on to a different vehicle. Play hard to get, and you’ll likely get the deal that you deserve. It might seem silly to walk away or even walk out of a dealership empty-handed, but this will show them that you’re serious, and their desire to sell you a car will likely allow you to get the deal that you want when you do this. If you act like you don’t care whether you get the car or not, but let them know that you do like it, you’ll be much better off than if you appear desperate and willing to do whatever it takes to get that car. If you don’t get auto financing before you go into a dealership, you should still stand your ground and be firm in what you want to pay. For example, tell them that you only want to pay ‘x’ amount for a monthly payment for the car that you are interested in, and don’t budge. This will make them work harder to get you the auto finance that you deserve, because they know that they can’t take advantage of you or talk you into something that you can’t afford. As long as you take the time to consider these things, you’ll have no trouble getting the auto financing and the car that you want.





4 Finance Companies Likely to Beat Earnings Estimates, finance companies.#Finance #companies

YahooFinance

Finance companies

At Zacks, we believe earnings estimates and projections are the most vital and influential metric in determining the future success of a stock. Earnings season is right around the corner, and these reports can cast skepticism, as well as optimism, onto a business’s financial outlook, which can heavily affect a stock’s future performance.

Fortunately, Zacks Premium customers can utilize the Earnings ESP (Expected Surprise Prediction) filter in order to discover which stocks are expected to beat their projected earnings estimates. A positive Earnings ESP, along with a Zacks Rank of #3 (Hold) or better, can be a solid indicator of an impending earnings surprise.

Today we’ll be looking specifically at financial stocks! Finance companies are known to be mostly stable investments, with little expectations of big earnings surprise and growth. Nevertheless, the Zacks Earnings ESP filter allows us to search for finance firms that are projected to beat their earnings projections.

Check out these 4 finance companies to buy now:

1. Artisan Partners Asset Management Inc. APAM

Artisan Partners Asset Management Inc. is an independent investment management firm that provides a broad range of global equity investment strategies. This company pays its shareholders an impressive 7.78% dividend and currently holds “A” grades for Value and Momentum. Basically, we believe that this stock is undervalued in comparison to the market and that its share price has continued to increase.

Artisan Partners possesses an impressive projected EPS growth of 48.41% and a projected sales growth of 7.93%, both of which compare favorably to its industry averages of 11.31% and 4.02%, respectively. Furthermore, the company features a strong RoE of 99.17%, which towers over the industry average of 10.74%.

Artisan Partners Asset Management Inc. was recently promoted to a Zacks Rank #1 (Strong Buy), and with an Earnings ESP of 3.45%, we can feel more confident about its ability to beat earnings estimates.

2. Boston Private Financial Holdings, Inc. BPFH

Boston Private Financial Holdings offers a full range of banking, commercial and residential lending, and various investment management services. The company has also beaten its earnings projections in four out of its five past operational quarters by an average of 13.27%. Boston Private holds a current cash flow growth of 33.39% and projected EPS growth of 9.69%, both of which beat the industry averages. Additionally, the company attempts to reward its shareholders by paying a respectable 2.88% dividend.

Boston Private Financial Holdings currently sports a Zacks Rank #2 (Buy), and if its track record of impressive earnings beats wasn’t enough, its Earnings ESP of 9.09% should make investors feel better about its chances to beat earnings estimates this quarter.

Interactive brokers is an automated global electronic market maker and broker specializing in routing order, executing and processing trades in securities, future, and foreign exchange instruments. The company is also known for its consistent technological excellence that constantly adjusts to restrictions made by the SEC.

Interactive Brokers hold an impressive current cash flow growth of 53.52% and cash/price ratio of 2.93, both of which defeat its industry averages. Additionally, the company possesses a net margin of 5.45%, which sits above the current industry average. In essence, Interactive Brokers is retaining a large amount of its revenue in comparison to its competitors.

Interactive Brokers Group was recently promoted to a Zacks Rank #2 (Buy), and with a positive Earnings ESP of a whopping 15.15%, this stock is looking strong headed into earnings season.

E*TRADE Financial Corporation is a financial services company and an online brokerage industry. The company possesses an earnings ESP of 2.08%. Additionally, E*TRADE has beaten its earnings projections in each of the past seven operational quarters by an average of 18.61%. The company holds an “A” grade for Momentum, which means that its share price has continued to increase over time.

Further, E*TRADE features an impressive projected sales growth of 15.73%. Also, E*TRADE possesses a cash flow per share of $2.75 in comparison with the industry average of $1.62. This means that the company is generating a large amount of cash per share than its competitors.

E*TRADE Financial Corporation currently holds a Zacks Rank #1 (Strong Buy), and along with its aforementioned positive Earnings ESP, this could mean that a beat is in store this quarter.

Today’s Stocks from Zacks’ Hottest Strategies

It’s hard to believe, even for us at Zacks. But while the market gained +18.8% from 2016 – Q1 2017, our top stock-picking screens have returned +157.0%, +128.0%, +97.8%, +94.7%, and +90.2% respectively.

And this outperformance has not just been a recent phenomenon. Over the years it has been remarkably consistent. From 2000 – Q1 2017, the composite yearly average gain for these strategies has beaten the market more than 11X over. Maybe even more remarkable is the fact that we’re willing to share their latest stocks with you without cost or obligation. See Them Free

Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report





Finance company, financial institution, finance companies.#Finance #companies

Finance company

finance company , specialized financial institution that supplies credit for the purchase of consumer goods and services by purchasing the time-sales contracts of merchants or by granting small loans directly to consumers. Specialized consumer finance agencies now operate throughout western Europe, Canada, the United States , Australia, Japan, and some Latin American countries. Although they existed in the early 1900s, their greatest development came after World War II .

Large-sales finance companies, which operate by purchasing unpaid customer accounts at a discount from merchants and collecting payments due from consumers, were a response to the need for installment financing for the purchase of automobiles in the early 1900s. Ally Financial , for example, was established as the General Motors Acceptance Corporation (GMAC) in 1919 to purchase automobile accounts receivable from car dealers who were themselves unable to finance time purchases. Many companies in both Europe and the United States continue to specialize in financing purchases of particular commodities and remain closely associated with specific manufacturers. Some also extend credit for wholesale purchases by retail dealers.

Consumer finance or small-loan companies also arose in the 1900s. Until then the need for consumer loans had been met primarily by illegal “loan shark” activities because it was unprofitable for banks to make small loans at rates below legally set usury levels. In 1911 several states in the United States began adopting small-loan laws that authorized loans to consumers at rates above usury levels, making it financially practical to operate a consumer loan business. Today many companies engage both in the sales-finance business and in making loans directly to consumers.

In some countries, including Belgium, Denmark, and Norway, commercial banks have also become important as a direct source of consumer credit. In many other countries, they are important as a source of capital for specialized finance companies. Many finance companies in Great Britain, Australia, and the Netherlands, for example, have become closely affiliated with commercial banks because of the banks’ role as capital subscribers. In other cases, commercial banks play an important role in their extension of credit to finance companies.





Advice and ideas for UK small businesses, small companies.#Small #companies

small companies

At Small Business Grants, we are pleased to reveal the shortlist of six companies to be considered by our panel

UK businesses for sale: A review of what’s on the market

In this piece in association with BusinessesForSale.com, we look at a selection of exciting UK businesses for

Can you have a Silicon Valley office on an SME budget?

When we think about great office spaces, we often think of Google, Facebook, AirBnB, Apple, and various other tech giants.

British Small Business Awards 2017: The winners

It was a pleasure to welcome our guests to the second annual British Small Business Awards at the Grand Connaught

Women will effectively work for free for the rest of 2017

Consider this: if someone asked you to continue doing your job for free until the end of the year, would

Entrepreneurial Brits: 80 per cent want start their own business

There were 644,750 company incorporations in the UK in the twelve months to 31 March 2017 and with the popularity

Small businesses in the UK worth an average of £90,000

The average UK small business is worth £90,000 in 2017 – down £4,000 on 2016 – according to research by

Ca-nine to five: One in five British workplaces allow pets in the office

According to new research, one-fifth of British workplaces now allow employees to bring pets into the office, yet a similar

Lessons learnt from the Ryanair flights crisis

In this SmallBusiness monthly series of ‘Lessons Learnt’, Jennifer Janson, author of The Reputation Playbook and chairman of

Gender savings gap: Half of female workers unprepared for retirement

More than half of female employees admit to feeling financially unprepared for their retirement, as evidence emerges of a gender

Choosing the right supplier

How can small businesses scope out the best suppliers? The first step in supplier selection is understanding your customer needs

Generation Z poses new challenges for online fashion retailers

The latest generation to hit the shops in earnest has very different expectations from their parents, online research commissioned by

Businesses and employees demand protection for gig workers

Businesses and employees are calling on the UK government to provide more protection for those who work in the gig

Your first website: Stock vanilla or bells & whistles

How complex does your first business website need to be? Do you need to pay

The Vitesse Network

Further Information

Small companies WordPress Development Agency London & Guildford

Vitesse Media Plc, 14 Bonhill Street, London EC2A 4BX T. 0207 250 7010





Compare Business Insurance Quotes – MoneySuperMarket, business insurance companies.#Business #insurance #companies

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Business insurance provides essential protection to help create a secure, viable and compliant enterprise. Cover can be tailored to your business, whether it is small or large, including options such as public liability and business buildings insurance. Employer’s liability insurance is required by law.

Compare quotes with MoneySuperMarket

Are you searching for low cost protection for your company? MoneySuperMarket.com has teamed up with Simply Business to help you compare the leading UK business insurance companies in one quick search.

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Whether you are a self-employed business owner looking to find professional indemnity insurance, or the owner of a larger business looking to cover the needs of your employees with employee liability insurance, moneysupermarket.com can help you to find the right policy to suit your requirements.

By using the business insurance comparison tool of our partner Simply Business, you can find a cheaper policy quickly and easily.

To compare prices, all you need to do is answer a series of simple questions about your business and the sector it is based in and we’ll provide you with a list of business insurance quotes tailored to your search.

We’ll help you to compare more than just the price of your business insurance cover, with a variety of options, policy types and services to choose from, enabling you to build the best fit policy for your business.

To search for a new policy and find the best online business insurance quote for your company, simply click the link below to start using our free comparison tool.

We want to show you quotes from as many business insurers as posisble, so you can find the right policy for you and your business. We can’t promise to have quotes from every single insurer, because some companies don’t want to be included on comparison websites. You can find out more about how we work here.

Insuring your business

Finding the right insurance cover for your business is essential as it provides protection against unforeseen costs, such as compensation and legal fees. The field of business you are in will determine the type of business insurance you might need. Options include public liability insurance and property insurance, amongst others.

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The Benefits of Outsourcing for Small Businesses – New York Times, small

Small Business

Outsourcing — the practice of using outside firms to handle work normally performed within a company — is a familiar concept to many entrepreneurs. Small companies routinely outsource their payroll processing, accounting, distribution, and many other important functions — often because they have no other choice. Many large companies turn to outsourcing to cut costs. In response, entire industries have evolved to serve companies’ outsourcing needs.

Small companies

Articles and resources from AllBusiness.com

AllBusiness.com is a business Web site that provides information and services to small businesses.

Examine Internal Processes Before You Outsource

By AllBusiness.com

To make an outsourcing relationship work, you may have to rework some of the internal processes that will remain in-house. Consider the interactions that will be required for you hand off segments of your business, and make sure you’ll be able to manage the areas around the outsourced functions. Do you have systems in place to efficiently receive what your outsourced vendor delivers?

But not many businesses thoroughly understand the benefits of outsourcing. It’s true that outsourcing can save money, but that’s not the only (or even the most important) reason to do it. As many firms discovered during the outsourcing “mania” of the early 1990s, outsourcing too much can be an even bigger mistake than not outsourcing any work at all. The flat economy caused many companies into huge layoffs and subsequently outsourced functions that were better kept in-house. Wise outsourcing, however, can provide a number of long-term benefits:

Control capital costs. Cost-cutting may not be the only reason to outsource, but it’s certainly a major factor. Outsourcing converts fixed costs into variable costs, releases capital for investment elsewhere in your business, and allows you to avoid large expenditures in the early stages of your business. Outsourcing can also make your firm more attractive to investors, since you’re able to pump more capital directly into revenue-producing activities.

Increase efficiency. Companies that do everything themselves have much higher research, development, marketing, and distribution expenses, all of which must be passed on to customers. An outside provider’s cost structure and economy of scale can give your firm an important competitive advantage.

Reduce labor costs. Hiring and training staff for short-term or peripheral projects can be very expensive, and temporary employees don’t always live up to your expectations. Outsourcing lets you focus your human resources where you need them most.

Start new projects quickly. A good outsourcing firm has the resources to start a project right away. Handling the same project in-house might involve taking weeks or months to hire the right people, train them, and provide the support they need. And if a project requires major capital investments (such as building a series of distribution centers), the startup process can be even more difficult.

Focus on your core business. Every business has limited resources, and every manager has limited time and attention. Outsourcing can help your business to shift its focus from peripheral activities toward work that serves the customer, and it can help managers set their priorities more clearly.

Level the playing field. Most small firms simply can’t afford to match the in-house support services that larger companies maintain. Outsourcing can help small firms act “big” by giving them access to the same economies of scale, efficiency, and expertise that large companies enjoy.

Reduce risk. Every business investment carries a certain amount of risk. Markets, competition, government regulations, financial conditions, and technologies all change very quickly. Outsourcing providers assume and manage this risk for you, and they generally are much better at deciding how to avoid risk in their areas of expertise.

Checklist: Potential Pitfalls of Outsourcing

By AllBusiness.com

– Management: The outsourcing company must be prepared to manage projects across time differences and cultural barriers.

– Quality control: The outsourcing company needs a clear set of guidelines, expectations, and processes to manage the quality of products or services rendered.

– Taxes: Employing several outsourced for-profit enterprises can impact the taxes assessed on the outsourcing company.

– Liability: It can be difficult to determine the liability of different parties involved in complex outsourcing relationships.





Group Finance Companies, finance companies.#Finance #companies

finance companies

Finance companies

Group Finance Companies perform the following functions:

  • Sourcing external debt finance.
  • Accumulation of interest income and tax optimization of high tax country group operating companies.
  • Redistribution of funds within the group.

Such companies may take advantage of the Cyprus Double Tax Treaties by providing loans in treaty countries or other countries where withholding tax on interest is low or nil.

The use of Cyprus Entities for group finance are extremely attractive. Cyprus Finance Companies can fulfil intra-company and inter-company financial management functions, such as granting of loans for project financing or working capital requirements. Interest payments to the Cyprus Financing Company is tax deductible in the country of the borrower reducing the overall corporation tax liability. Choosing the right international jurisdiction for the use of double tax treaties can reduce or eliminate withholding taxes on interest payments.

These structures are particularly attractive for investment into high-tax countries where, local rules permitting, high debt structures are widely used.

Apart from the generic features of the tax system, the DTT Network and the adoption of EU Directives, other important features of the tax system beneficial to Cyprus (Group) Finance are the following:

  • Absence (under a Double Tax Treaty or the Interest and Royalty Directive) of interest withholding tax.
  • Low overall tax burden.
  • Possibility of deducting interest expenses from taxable income.
  • Absence of thin capitalization rules or their inapplicability in the case of “back to back” financing.
  • Absence of interest withholding tax in connection with interest paid on loan financing, irrespective of jurisdiction or the absence of a DTT (even for interest payments to offshore jurisdictions).
  • Reasonable level of “margin” required by tax authorities.
  • Low expense level for professional / financial fees.

Please contact us for more information:

Tax Structures can legally mitigate one’s tax liabilities. More information can be provided on request (contact us). However, it must be noted that since some of the structures may be technically complex, they are ideally discussed at a meeting with Focus Business Services’ Directors.

Note: Our Directors are continuously travelling to a number of countries meeting existing and potential clients and associates.

Please either scroll up or down or click below to go to the relevant section:





4 Finance Companies Likely to Beat Earnings Estimates, finance companies.#Finance #companies

YahooFinance

Finance companies

At Zacks, we believe earnings estimates and projections are the most vital and influential metric in determining the future success of a stock. Earnings season is right around the corner, and these reports can cast skepticism, as well as optimism, onto a business’s financial outlook, which can heavily affect a stock’s future performance.

Fortunately, Zacks Premium customers can utilize the Earnings ESP (Expected Surprise Prediction) filter in order to discover which stocks are expected to beat their projected earnings estimates. A positive Earnings ESP, along with a Zacks Rank of #3 (Hold) or better, can be a solid indicator of an impending earnings surprise.

Today we’ll be looking specifically at financial stocks! Finance companies are known to be mostly stable investments, with little expectations of big earnings surprise and growth. Nevertheless, the Zacks Earnings ESP filter allows us to search for finance firms that are projected to beat their earnings projections.

Check out these 4 finance companies to buy now:

1. Artisan Partners Asset Management Inc. APAM

Artisan Partners Asset Management Inc. is an independent investment management firm that provides a broad range of global equity investment strategies. This company pays its shareholders an impressive 7.78% dividend and currently holds “A” grades for Value and Momentum. Basically, we believe that this stock is undervalued in comparison to the market and that its share price has continued to increase.

Artisan Partners possesses an impressive projected EPS growth of 48.41% and a projected sales growth of 7.93%, both of which compare favorably to its industry averages of 11.31% and 4.02%, respectively. Furthermore, the company features a strong RoE of 99.17%, which towers over the industry average of 10.74%.

Artisan Partners Asset Management Inc. was recently promoted to a Zacks Rank #1 (Strong Buy), and with an Earnings ESP of 3.45%, we can feel more confident about its ability to beat earnings estimates.

2. Boston Private Financial Holdings, Inc. BPFH

Boston Private Financial Holdings offers a full range of banking, commercial and residential lending, and various investment management services. The company has also beaten its earnings projections in four out of its five past operational quarters by an average of 13.27%. Boston Private holds a current cash flow growth of 33.39% and projected EPS growth of 9.69%, both of which beat the industry averages. Additionally, the company attempts to reward its shareholders by paying a respectable 2.88% dividend.

Boston Private Financial Holdings currently sports a Zacks Rank #2 (Buy), and if its track record of impressive earnings beats wasn’t enough, its Earnings ESP of 9.09% should make investors feel better about its chances to beat earnings estimates this quarter.

Interactive brokers is an automated global electronic market maker and broker specializing in routing order, executing and processing trades in securities, future, and foreign exchange instruments. The company is also known for its consistent technological excellence that constantly adjusts to restrictions made by the SEC.

Interactive Brokers hold an impressive current cash flow growth of 53.52% and cash/price ratio of 2.93, both of which defeat its industry averages. Additionally, the company possesses a net margin of 5.45%, which sits above the current industry average. In essence, Interactive Brokers is retaining a large amount of its revenue in comparison to its competitors.

Interactive Brokers Group was recently promoted to a Zacks Rank #2 (Buy), and with a positive Earnings ESP of a whopping 15.15%, this stock is looking strong headed into earnings season.

E*TRADE Financial Corporation is a financial services company and an online brokerage industry. The company possesses an earnings ESP of 2.08%. Additionally, E*TRADE has beaten its earnings projections in each of the past seven operational quarters by an average of 18.61%. The company holds an “A” grade for Momentum, which means that its share price has continued to increase over time.

Further, E*TRADE features an impressive projected sales growth of 15.73%. Also, E*TRADE possesses a cash flow per share of $2.75 in comparison with the industry average of $1.62. This means that the company is generating a large amount of cash per share than its competitors.

E*TRADE Financial Corporation currently holds a Zacks Rank #1 (Strong Buy), and along with its aforementioned positive Earnings ESP, this could mean that a beat is in store this quarter.

Today’s Stocks from Zacks’ Hottest Strategies

It’s hard to believe, even for us at Zacks. But while the market gained +18.8% from 2016 – Q1 2017, our top stock-picking screens have returned +157.0%, +128.0%, +97.8%, +94.7%, and +90.2% respectively.

And this outperformance has not just been a recent phenomenon. Over the years it has been remarkably consistent. From 2000 – Q1 2017, the composite yearly average gain for these strategies has beaten the market more than 11X over. Maybe even more remarkable is the fact that we’re willing to share their latest stocks with you without cost or obligation. See Them Free

Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report





Auto Finance Companies – Payday Loans Online, finance companies.#Finance #companies

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Travelers Insurance, Auto Insurance, Car Insurance Quotes, Business, Homeowners, business insurance companies.#Business

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Top MLM Companies 2016 – Business Opportunities #start #your #own #business #ideas

#mlm business

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Top MLM Companies 2016

Multi-level marketing (MLM) has continually been on the rise, and numerous top MLM companies are poised for explosive growth in 2016 and beyond. MLM is a pretty basic concept – it pays out on a “multi-level” basis. You get paid based on your level in the company, and commissions are generally passed up through levels to the top.

In order to find success with any of the top MLM opportunity, it comes down to finding a company that is the right fit for you. There is a lot to consider in the decision-making process. How long has the company been around? What is the compensation plan like? Is it an opportunity that you can feel passionate about? The answers to your questions will ultimately determine your future.

The choices are many, and we re here to help. Browse our listing of the best MLM companies in 2016 to help narrow your search.

AdvoCare was founded in 1993 and is headquartered in Plano, Tex. Backed by the latest science, AdvoCare provides innovative nutritional, weight-management, sports performance and skin care products to help you reach and maintain your nutritional goals – lose weight, gain muscle, increase energy, improve wellness, enhance skin and more.

Founded in 1978, Forever Living Products is a multi-billion dollar MLM company with a presence in over 150 countries. Forever Living manufactures and sells dozens of exclusive, beneficial wellness products based on aloe vera. According to Forever Living, aloe enhances the body, inside and out, and its products ranging from age-defying facial treatments to delicious, antioxidant rich drinks.

Founded in 1972, LegalShield sells pre-paid legal services. Their network consists of 50 independent provider law firms that service these pre-paid legal plans. Legal Shield markets identity theft protection and restoration plans. Legal Shield services are also sold as an employee benefits for small and large businesses.

Thirty-One Gifts

In 2003, Thirty One Gifts was founded by Cindy Monroe who felt there was a need for women who didn’t have time to visit gift shops and boutiques. Thirty-One Consultants offer totes, purses, thermal bags, and organizing items at home parties, catalog parties and online. Invest in this MLM for just $99 and receive the Enrollment Kit which includes $400+ worth of new products and business supplies – everything you need to successfully start your business.

Founded by Dr. Myron Wentz in 1992, USANA develops and manufactures high-quality nutritional supplements, healthy weight management products and self-preserving personal-care products. For just $30 you receive the Business Development System, which has everything you need to get started with this MLM.

For more than 125 years, Avon has been a beauty leader creating products that customers love. Avon is one of the world s largest direct sellers with more than $11 billion in annual revenue and over 6 million representatives in over 100 countries. Avon products include beauty, fashion and home products and feature their brand names Avon Color, ANEW, Skin-So-Soft, Advance Techniques and Avon Naturals.

A group of health care and business professionals founded doTERRA Earth Essence in 2008. They shared profound personal experiences with the life-enhancing benefits of essential oils, and the MLM s first offering of essential oils – 25 single oils and 10 oil blends – was then introduced. In addition to new oils and blends, product offerings include nutritional, spa and healthy living products.

With more than two million Independent Beauty Consultants in 30 countries throughout the world, Mary Kay gives women the opportunity to achieve their potential in a company with global sales of $2.5 billion. A Mary Kay Beauty Consultant is like an advisor who is focused on helping her customers look and be their best through its products.

Scentsy is a party plan MLM company offering a variety of home and personal fragrance products, including a popular line of scented wickless candles and decorative ceramic warmers. Scentsy Independent Consultants sell products through home parties, fairs and shows and online. For just $99, you can get a starter kit with everything you need to launch your new business.

In 1993, Gary Young began cultivating lavender, peppermint, melissa, clary sage and many other herbs. Fueled by a growing demand for pure essential oils, Young Living designed and built the largest, most technologically advanced distillery for the production of essential oils in North America.

Founded in 1998 by Carl Daikeler and Jon Congdon, Beachbody is the creator of the nation s most popular fitness and weight loss solutions including P90X, INSANITY, Brazil Butt Lift, Slim in 6, Turbo Jam and Hip Hop Abs. Beachbody programs combine challenging DVD-based workouts with easy-to-follow diet guidelines, nutritional supplements and the 21-day cleanse known as the Ultimate Reset as well as an unparalleled customer service and peer-support system.

Founded in 1980, Pampered Chef is a direct seller of high-quality kitchen tools. Pampered Chef s Independent Consultants help guests try products, prepare and sample recipes, and learn quick and easy food preparation techniques and entertaining tips. The Pampered Chef s product line of more than 300 items includes cookware, cutlery, cookbooks, stoneware and pantry products.

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CINCINNATI BUSINESS COURIER – One of Cincinnati’s largest private companies adding 100

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One of Cincinnati’s largest private companies adding 100 jobs

The Cincinnati Business Courier recently published an article about TP Mechanical. The piece highlights the addition of a third shift and the expansion of the apprenticeship program that will add 100 jobs in the next couple of years.

Read the article on the Cincinnati Business Courier website. You must be a subscriber to view the full content.

HEADQUARTERS

1500 Kemper Meadow Drive
Cincinnati, Ohio 45240
O: 513-851-8881

SAFE HOURS

August 27, 2016 – TP Mechanical has worked 2,005,251 hours without a lost-time accident.

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Presented by TP Mechanical | Provided by HORAN Eye injuries are the leading cause of blindness in children, and most eye injuries incurred by those ages 11 to 14 happen while they are playing sports. Every 13 minutes, an emergency room in the United States treats a sports-related eye injury. Of the estimated 2 million [ ]

View all of our blog articles here .





Looking for Stable Business Ideas? Here Are 12 Types of Companies With

#cash flow business

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Looking for Stable Business Ideas? Here Are 12 Types of Companies With Healthy Cash Flow.

Data Featured Lists Editor

November 24, 2014

Land subdivision and funeral businesses may not be the sexiest small-business ideas when compared to, let s say, a web startup or a local coffee shop. But private companies in these fields tend to have the healthiest cash flow, according to new data from Sageworks. a Raleigh, N.C.-based financial data company.

For entrepreneurs seeking new ventures. businesses with a track record of stability and solvency may be a good place to start. Sageworks used highest average current ratios to generate a ranking of 12 business types with healthy cash flow for the year ending Aug. 31, 2014. [See list below.]

Cash flow is a leading indicator of financial strength because if a company has sufficient cash on hand, it will likely meet its short-term obligations — like accounts receivables and employee salaries — on time.

Sageworks analyst Jenna Weaver says the businesses listed have the ability to pay their bills and they tend to, on average, have positive cash flow. She adds that while these businesses aren t necessarily fun or flashy, understanding why certain industries or business models are more inclined toward solvency than others is useful for any entrepreneur.

Following land subdivision and death-care services, this year s ranking also includes grocery stores, real-estate businesses, clothing stores, liquor stores, gas stations, dry cleaning and laundry services, specialty-food stores, employment services, health and personal care stores, and investigation and security services.

Land-subdivision companies divide land into plots to make selling the property easier. Weaver explains that its top ranking may reflect the strong real estate/construction market recovery since 2009.

The rest of the results show themes: half of the list represented the retail sector. While giants like Walmart are known to operate with a low current ratio because of their ability to turn inventory quickly into cash, small private retailers may have difficulty predicting consumer behavior and may therefore stockpile inventory to meet any unexpected consumer demand. Weaver explains that the ability for these smaller establishments to then turn these inventory levels into receivables, and receivables into cash plays a big role. Also, she says a third of the industries on the list are service-related businesses, which usually have lower or no inventory needs.

While every industry operates on different business cycles and models, entrepreneurs brainstorming on stable business ideas should always keep solvency in mind.

Often, when businesses fail, they fail because of their inability to manage these ratios and generate positive cash flow, Weaver says.

It s important to note that a current ratio that is too high is not always ideal. A company wants to keep enough cash or liquid assets available to be able to meet its short term debts, but it doesn t want to sit on too much cash or inventory, so that its assets are still being productive for the business.





Model articles of association for limited companies – Detailed guidance #how #to

#business articles 2010

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Model articles of association for limited companies

Contents

Amendments to model articles

The model articles were amended by the Mental Health (Discrimination) Act 2013 on 28 April 2013 to remove the provision for terminating a director’s appointment on grounds of mental health. This provision could be found in:

  • paragraph 18(e) of the model articles for private companies limited by shares or by guarantee
  • paragraph 22(e) of the model articles for public companies

You don’t have to remove the provision if it’s in your articles, but you can do so by amending your articles or by adopting the newer model articles.

Which versions apply

The latest model articles apply by default to all private and public limited companies incorporated on or after 28 April 2013.

The older model articles continue to apply by default to all companies incorporated between 1 October 2009 and 27 April 2013 (inclusive).

Table A

Table A is the name given to the prescribed format for articles of association of a company limited by shares under the Companies Act 1985 and earlier legislation.

When a company limited by shares was incorporated, it didn’t need to file articles if it used ‘Table A’ as its articles. If you want to see the regulations that govern the management of the company, you’ll need to refer to the relevant ‘Table A’ – the version which was in force at the date of the company’s incorporation.

Later versions of ‘Table A’ don’t affect a company registered before the new versions took effect.

The first prescribed format, made in The Joint Stock Companies Act, 1856, were called ‘Table B’, because they were preceded by a form of Memorandum of Association called ‘Form A’.

The articles were first called ‘Table A’ in The Companies Act 1862 and the naming convention continued for the acts which followed.

List of Table A

The following are versions of ‘Table A’ prescribed by:

Disclaimer

The ‘Table A’ documents provided above have been reproduced from the original published Acts, Order or Instruments listed above and are correct to the best of our knowledge. Companies House accepts no responsibility for any errors or omissions. Reliance should be placed solely on the relevant legislation as published by Office of Public Sector Information .

Published: 21 November 2014 Updated: 3 March 2015

+ full page history

3 March 2015 11:46am Welsh translation added 12 December 2014 12:30pm Updated with information and access to Table A. 21 November 2014 1:34pm First published.





The Sunday Times 100 Best Companies #franchise #businesses

#small companies

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The Sunday Times Best 100 Companies

Welcome to The Sunday Times 100 Best Companies to Work For. This is the 16th annual survey and ranking of the cream of Britain’s employers, and its appearance each year is a high-profile event in the nation’s business calendar.

The data-gathering and analysis used across all sectors are extensive. It’s the staff themselves who fill in the anonymous surveys from which the scores are compiled — a total of 241,361 people filled out questionnaires for this year’s lists — so we’re getting opinions about their bosses, their working conditions and their employer’s values direct from the people whose hard work builds the success of their business, whether they’re lawyers, mechanics or shop assistants.

And once a company is on the list, they have to work to stay there. In all 925, firms registered to take part in this year’s surveys and there are 79 new entries, displacing those who didn’t make the grade this time.

Our lists honour:

■ The 100 Best Companies to Work For in the mid-size category, (250-3,000 employees).

■ The 25 Best Big Companies to Work For (3,000-plus).

■ SMEs (50-250 staff) are assessed in The Sunday Times 100 Best Small Companies to Work For.

■ Public-sector bodies, charities and housing associations are recognised in 100 Best Not-for-Profit Organisations to Work For.

All these lists can be found any time online at thesundaytimes.co.uk/best100companies

Congratulations to all the organisations on this year’s lists.

Dominic O’Connell
Business editor
The Sunday Times

FIND OUT MORE ABOUT THE SUNDAY TIMES BEST COMPANIES TO WORK FOR





Highest-paying finance companies in America #business #cards #free

#finance companies

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The 10 highest-paying finance companies in America

Some industries are known for paying employees better than others.

Finance is one of them.

To find which banks and financial services companies are most generous when it comes to compensation, Glassdoor sifted through thousands of salary reports and compared the total median c ompensation (base pay, plus any commissions, tips, bonuses, etc.) for each finance company, as reported by employees over the past year.

For the purposes of this report, a “finance company” is defined as one in which part of the company’s core products or services provide financial services and support, borrowing and lending, and/or payments.

Here are the 10 companies in finance with the highest median total compensation package as reported to Glassdoor:

View As: One Page Slides

10. Macquarie Group

Glassdoor

Macquarie Group is a global financial services provider. Headquartered in Sydney, Australia, the company has offices around the world.

Median total compensation: $120,000

Median base salary: $105,000

An employee said: “Very competitive pay, good health benefits package, flexible work schedule, diverse and supportive work environment.”

9. CME Group

Glassdoor

CME Group is a global derivatives marketplace headquartered in Chicago, Illinois.

Median total compensation: $120,000

Median base salary: $110,000

An employee said: ” Standard industry benefits, above industry pay, tuition reimbursement pension, and work life balance.”

8. Barclays

Glassdoor

Barclays is a multinational banking and financial services company. Headquartered in London, the company has offices around the world.

Median total compensation: $120,000

Median base salary: $107,000

An employee said: ” Allows me to be effective, efficient, and flexible, and to deploy inventive, often outside-the-box ideas, strategies and solutions, in a sustainable, low overhead environment.”

7. Bloomberg L.P.

Glassdoor

Bloomberg L.P. is a financial software, data, and media company headquartered in New York City.

Median total compensation: $125,000

Median base salary: $115,000

An employee said: ” Good work/life balance, plenty of opportunity to travel or work abroad, great benefits and fair compensation for work required.”

6. MasterCard

Glassdoor

MasterCard is a global payments company based in Purchase, New York.

Median base salary: $110,000

An employee said: ” Excellent benefits, very good salaries, fast paced stimulating work environment and business casual attire.”

5. BlackRock

BlackRock provides investment management, risk management, and advisory services and is based in New York City.

Median total compensation: $125,250

Median base salary: $97,000

An employee said: ” Amazing firm — very challenging but you have a lot of responsibility as an analyst. Exposure to senior management is fantastic and the culture is unlike any financial services firm.”

4. Dun & Bradstreet

Glassdoor

Dun Bradstreet is a provider of commercial data to businesses and is headquartered in Short Hills, New Jersey.

Median total compensation: $130,000

Median base salary: $95,500

An employee said: ” Great pay. Very low stress. Good work environment. Work from home allowed and encouraged. Management really cares about employees and goes out of its way to make it a good work environment.”

3. PayPal

Glassdoor

PayPal is a global digital payments company headquartered in San Jose, California.

Median total compensation: $135,000

Median base salary: $125,000

An employee said: ” The executive team is really authentic and inspiring. They are very open to change and new ideas from anywhere in the business. People are generally helpful and working toward the same vision for the company. It’s a really inspiring place to be right now. You feel you are making a positive impact on the world and great opportunities for your career.”

2. BNP Paribas

Glassdoor

BNP Paribas is a banking services company. Headquartered in Paris, the company has offices around the world.

Median total compensation: $138,500

Median base salary: $118,500

An employee said: ” Benefits, 30+ days vacation, work life balance, competitive compensation, new business units and projects across the bank.”

1. Visa

Glassdoor

Visa is a global payments company headquartered in Foster City, California.

Median total compensation: $150,000

Median base salary: $130,000

An employee said: ” Fantastic brand. Leader in the payments space. Relatively good compensation and benefits. Good work life balance. Management that is trying to stay ahead of the game and proactively disrupt the market rather than wait for external players to do the same.”

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Looking for Stable Business Ideas? Here Are 12 Types of Companies With

#cash flow business

#

Looking for Stable Business Ideas? Here Are 12 Types of Companies With Healthy Cash Flow.

Data Featured Lists Editor

November 24, 2014

Land subdivision and funeral businesses may not be the sexiest small-business ideas when compared to, let s say, a web startup or a local coffee shop. But private companies in these fields tend to have the healthiest cash flow, according to new data from Sageworks. a Raleigh, N.C.-based financial data company.

For entrepreneurs seeking new ventures. businesses with a track record of stability and solvency may be a good place to start. Sageworks used highest average current ratios to generate a ranking of 12 business types with healthy cash flow for the year ending Aug. 31, 2014. [See list below.]

Cash flow is a leading indicator of financial strength because if a company has sufficient cash on hand, it will likely meet its short-term obligations — like accounts receivables and employee salaries — on time.

Sageworks analyst Jenna Weaver says the businesses listed have the ability to pay their bills and they tend to, on average, have positive cash flow. She adds that while these businesses aren t necessarily fun or flashy, understanding why certain industries or business models are more inclined toward solvency than others is useful for any entrepreneur.

Following land subdivision and death-care services, this year s ranking also includes grocery stores, real-estate businesses, clothing stores, liquor stores, gas stations, dry cleaning and laundry services, specialty-food stores, employment services, health and personal care stores, and investigation and security services.

Land-subdivision companies divide land into plots to make selling the property easier. Weaver explains that its top ranking may reflect the strong real estate/construction market recovery since 2009.

The rest of the results show themes: half of the list represented the retail sector. While giants like Walmart are known to operate with a low current ratio because of their ability to turn inventory quickly into cash, small private retailers may have difficulty predicting consumer behavior and may therefore stockpile inventory to meet any unexpected consumer demand. Weaver explains that the ability for these smaller establishments to then turn these inventory levels into receivables, and receivables into cash plays a big role. Also, she says a third of the industries on the list are service-related businesses, which usually have lower or no inventory needs.

While every industry operates on different business cycles and models, entrepreneurs brainstorming on stable business ideas should always keep solvency in mind.

Often, when businesses fail, they fail because of their inability to manage these ratios and generate positive cash flow, Weaver says.

It s important to note that a current ratio that is too high is not always ideal. A company wants to keep enough cash or liquid assets available to be able to meet its short term debts, but it doesn t want to sit on too much cash or inventory, so that its assets are still being productive for the business.





Small Business Investment Companies #own #your #own #business

#small business investment company

#

Small Business Investment Company (SBIC) fund services

SBIC funds can be an attractive source of low-cost capital to invest in lower middle-market businesses. Whether a private equity fund is considering the SBIC program for the first time or has already received funding from the Small Business Administration (SBA), the issues associated with running a SBIC fund can draw on your time and take resources away from activities that generate profits. Our experience with more than 100 SBIC funds provides our clients with the expertise they need to manage through this regulatory environment.

RSM meets the needs of SBIC funds and their portfolio companies with integrated audit, tax, consulting and transaction advisory services. Clients benefit from a single point of coordination from teams with extensive experience in all aspects of private equity and the SBIC program.

Our SBIC fund professionals, who work almost exclusively with private equity and SBIC funds, act as your strategic partner throughout the transaction life cycle. They understand the complexities that chief financial officers, controllers and general partners face. Our tax professionals take a balanced approach that helps you and your portfolio companies save money in complex tax environments, while keeping an eye on your longer-term goals.

Among the SBIC fund services we offer are:

  • Audit of SBA Form 468
  • Audit of GAAP financial statements
  • Tax preparation and consulting services
  • Assistance with SBA examination preparation and first-time setup of chart of accounts and general ledger*
  • SBIC accounting policies and SBA regulatory compliance*
  • Calculation and recording of management fees*
  • Investment valuation procedures and documentation*
  • Distribution computations using SBA software
  • Computation of prioritized payments, charges and adjustments for Participating Security Funds*

SBIC fund training and seminars

RSM also offers on-site training designed to help you understand SBA reporting requirements and determine what resources you need to operate effectively. We provide training in a variety of areas, including SBA reporting software and key regulatory, accounting and tax issues. Our SBIC seminars focus on fund formation, accounting, tax and operations. Other educational seminars for your fund and portfolio companies address common industry issues and concerns, such as back-office operations, business acquisitions, industry briefings and our annual accounting and tax update.

*Certain services cannot be provided to investment advisers registered with the SEC or to existing audit clients of the firm.

How can we help you?

To discuss how our team can help your business, contact us by phone 800.274.3978 or





Top Web Development Companies In India #top #web #development #companies #in #india


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The SAM Web Studio is very professional in its work-ethics and their round the clock customer assistance is remarkable. — Rishabh Aswal, Co-Founder, Ozoneride Tour and Travels Pvt Ltd.

We couldn t be happier with our choice of working with Sam Web Studio for our website. Their team is easy to work with and helped us make a terrific website in. — Sapna Phulwani, Sales Manager, Genx Systems

4.8 from 9 clients

We are a Jaipur, India based growing web and mobile development agency with 37 full-time people s team. We are experts of: PHP, Ruby on Rails, WordPress, Drupal, Magento, Shopify.

I have now worked with Radheshyam for over a year on the development of my Shopify store. I must say he is exceptional. He is available 24/7 and always gets the. — Fasial Baeshean, Owner, Mr Brown

They are very technical and honest person. I m happy with their work and result. I m getting numbers of business lead each week which completely revolution for. — Ajay Halduniya, Owner, The Figure Point

5 from 23 clients

Dev Technosys is an ISO 9001:2008 certified Website Mobile application development company with head-office in India. Drawing on a vast pool of talent, resources and technology.

Excellent work by excellent team. Devtechnosys is a genuine partner with deep skills and ethics. They commit and deliver on time and with quality and handle a c. — Sakib Niaz, Operational Manager, OneClickWorks

Fabulous job done by devtechnosys team. Outstanding Performance. I should say that technically there are very very strong as they are having a vast pool of tech. — Arun, CEO, arunart

One of the best team to work with, they were flexible with changes which my other teams never were. Had a great time working with them and look forward to work. — Manager- Technology, education Company

After researching a few app development companies we made the choice to go with Techugo, and it was an accurate choice indeed. They listened to what we needed. — Executive – Admissions Communications, education Company

4.9 from 5 clients

Alphonic Network Solutions is an integrated Service Agency providing Web Design, Web Development, Mobile Application Development and Digital Marketing Services to help the brands.

He did a wonderful job. All of my request were fulfilled. Website is working perfect and also is growing in the same time. Would hire him again. Best regards. — Paul Stanomir, CEO, One Excellent Travel

Management is top-notch, Highly Experienced and qualified Team and helps you every step of the way, they know their stuff which makes your job even less stressf. — Anant Sharma, CEO, Bizkon

4.6 from 6 clients

Nectareon Technologies is a leading Web And Mobile Application Development Company. We are the team who all are dedicated to serve the customers and being functional in the IT indu.

I just had my website completed by your team. It has been a pleasant experience since the beginning of this project. Your project leader, Gajendran has been ver. — Managing Director, e-commerce Company

Gajendran have been very helpful and attentive to our requests and requirements. Greatly appreciated the time and efforts he have provided us for the applicatio. — Lynn, HD, Sportif Engineers Pte Ltd

4.9 from 5 clients

Engineering highly usable, aesthetically pleasing and 100% secured web mobile solutions is our forte. Multidots has been into web design and development for over 7 years now.It w.


Life Insurance: Types of Online Life Insurance Plans and Policy #life #insurance


#

Bajaj Allianz Life Insurance

Why Life Insurance?

We all care about our family and wish to ensure their financial security in the best possible way. A life insurance policy is an ideal way to secure our family’s future, if we’re suddenly not around to fulfill our responsibilities towards them.

Millions of people buy life insurance policy every year in India for reasons such as ensuring family security, availing tax benefits, savings, etc. If you’re the sole bread winner of the family then your untimely demise can cause financial distress. But, having a suitable life insurance policy helps your family to clear off your existing debts or loans, if any, medical expenses, unforeseen contingencies, etc. so that it does not cause any financial burden on them. Thus, life insurance policy becomes a financial backbone to fulfill the financial needs of your family members in your absence.

One of the leading life insurance companies in India

Bajaj Allianz Life Insurance Company Limited is one of India’s leading life insurance companies. Bajaj Allianz is a joint venture between Bajaj Finserv Limited and Allianz SE. The joint venture incorporates global expertise with local experience. Both the companies enjoy a reputation of expertise, stability and strength.

At Bajaj Allianz Life Insurance, customer delight is our guiding principle. We provide need-based life insurance policies to meet the requirements of our valued customers.

Bajaj Allianz Life Insurance has a strong life insurance product portfolio ranging from Ulip to Term insurance, Child plans to Retirement plans, Group life insurance to Investment plans. Our life insurance plans provide complete protection and financial stability for your family in case of any unfortunate events.

The Company began its operations in 2001 and today has a pan-India presence with 638* branches.

*Number of branches as on December 30, 2016

SMS for hassle free service !

For updates on your Fund Value SMS “FV space 10 digit policy no ” send it to “9225850101

Now you can just type the keyword ‘SUPPORT’ and send it to 56070 & our Representative would call you shortly to attend to your service queries.

Disclaimer: By using the SMS SUPPORT service kindly note that you would be authorizing to receive call(s) / SMS from Bajaj Allianz Life Insurance Co. Ltd through its representatives on your tele-contact no with respect to the query for which you have requested call back even if it is registered under NCPR/NDNC registry with your telecom operator.

NDNC disclaimer: By submitting your contact details or responding to Bajaj Allianz Life Insurance Company Limited. with an SMS or Missed Call, you authorise Bajaj Allianz Life Insurance Company Limited and/or its authorized Service Providers to verify the above information and/or contact you to assist you with the purchase and/or servicing


Mobile App Development Company in USA #top #mobile #app #companies


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Top Mobile App Development Companies

Whenever you come up with an idea of an award-winning app, you will need to search for a reputable mobile app development company. With so many offers available on the web, some may find it rather hard to choose trustworthy specialists to implement your ideas. Here are some key points you need to consider when looking for app development companies. Choosing the wrong agency or development team may result in delays, bad operation and inability to deliver your application to end users. We offer a selection of professional companies in the niche featuring mobile app development reviews, companies’ descriptions, ratings and other useful information. You need to know this information to get the best designer app as soon as you need.

How to Choose Good App Development Companies?

It may seem to be a very tough process. The company you are going to rely on should be flawless, as it may work with big money of yours. It has to understand all your desires and expectations concerning the application, the nature and environment of business you work in and the mentality of your existing and future customers. Working out a good mobile solution for business and entertainment is only the first step. The key to success is to find a skillful and professional partner. You can benefit from reviews about mobile app development companies as one of the good information sources. Our website is aimed at making your life as easy as possible offering a range of independent developers, established companies and app development agencies. You will have an opportunity to evaluate each of them and compare all pros and cons of your potential partner.

On Time Delivery. Hitting the deadline is of main priority. The ability to deliver the product on time defines the level of professionalism. You will hardly appreciate delays resulting in money loss. This point may be very essential for both sides of the market. If you are a reseller, missing the deadlines will damage your own business and reputation. For those who seek to create apps for themselves, the missed deadline may turn into huge money loss and clients’ distrust.

Customers’ References. We recommend checking with portfolios and reviews by previous customers. They reveal previous branches and operation areas as well as the results of collaboration. As you know, every piece of information may be engaged, but not the customer’s reviews. Only real people’s opinions may save you from the big mistake. This is very important for the app designing branch, as the whole business concerns real people and customers who will deal with the application.

Operation Area. Many companies deliver their services from different parts of the world including Europe, India and Asia. The best bet is to choose a partner that is next to you. It will let developers meet the requirements of the target audience. A company which is aimed to develop mobile applications has to be nearby, as it has to operate with same mentality and preference clusters in order to get the application that meets all the goals.

The level of Expertise. It is obvious that if the company plays on the international online market, it should contain only from professionals, the masters of their work. We would advice the following steps in order to get to real handymen. Keep in touch with specialists who will work on your app. Find out who will proceed with design, development, promotion and other fields if necessary. Some specialists share their duties with less experienced developers and engineers, which is hardly a plus for the result.

App Development Process. As a rule, an experienced company sticks to its own development process. It is supposed to have a fixed structure available to the customer. Check with all stages of the process to ensure it fits your requirements. Another advice – a company which claims to be handy enough to design mobile programs and applications should firstly show all its experience on its site or application. Check the front page of this company. If you like it, it may do well for you.

Learn More about App Developers

Our website is a huge database of some leading app developers in spite of their operation field and area. We proceed with the most thorough description and reviews making it easy for you to choose the most efficient partner to bring your ideas to life. Create a profitable mobile business together with some proven leaders in the niche. However, no matter how good the company may look, it is always essential to feel who they are in business. That’s why we always aim to try every company out, see how can it create apps to deliver you the most trustworthy and objective information.


Sign Company in Dallas TX #electric #companies #dallas #texas


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Sign Company in Dallas

Serving all of Dallas, Fort Worth, and Arlington TX

Custom Signs in Dallas

Yes, buying a sign is the first step. But equally important is to take into account where and how the sign will be installed. Some sign products, such as window lettering, vehicle magnets, yard signs and wall frames, can easily be installed by you or your employees. However, electric signs, monument signs. channel letters. dimensional signs and site signs require expert installation.

When it comes to these customized, complex commercial signs such as monument signs and LED message centers. our expertly-trained personnel will ensure your signage will be installed properly and in a manner that meets or exceeds all of your expectations. Whether you require installation of a single sign or have an entire corporate rebranding project. we can handle it all.

From its headquarters in the shadows of I-30 and Hwy. 360, Hancock Sign Company is able to serve a wide range of clients throughout North Central Texas. The company fleet features a full complement of small and large crane trucks and service vehicles ready to accomplish any service or installation task you may have. Installation may be the last step in the manufacturing process, but it is the first step towards unveiling the identity for which the customer has been striving. No matter how well a sign is fabricated, quality installation and perfect placement must complete the process.

Contractor License #18032 – Regulated by the Texas Department of Licensing and Regulation,
P.O. Box 12157, Austin, TX 78711 – (512) 463-6599 – Toll-Free (800) 803-9292

Signs are everywhere. So, buying one for your business should be easy, right? It can be, if you find the right signage experts to lead you through the detail-oriented process. We are those experts.

Hancock Sign Company is here for you: our decades of experience in the sign industry – as well as our vast knowledge of north Texas regulations – makes buying a sign from us a smooth experience from start to finish. Your sign is the first thing a new customer will see; we can help ensure that this sign will be a key to your overall marketing plan by creating visually pleasing, well-constructed signage that is designed to welcome new and existing customers for years to come. If you purchase your sign from a reputable, full service sign firm such as Hancock Sign Company, the many crucial details will be professionally addressed during the process of design, permitting, fabrication and installation of your sign.

A little local sign history.
When Hancock Sign Company first opened its doors back in 1969, it was an exciting time:
Neil Armstrong’s one small step for man. Woodstock. Gas for 35 cents a gallon. A series of amazing innovations in signs stirring on the horizon. Jay Hancock, president of Hancock Sign Company, launched the business initially manufacturing magnetic signs for vehicles. It would be the start of even bigger things to come for signage in general and for Hancock Sign Company in particular.

As the company grew, the signage firm branched out by hand lettering and screen printing various types of business signs, as well as fabricating and installing commercial signs and industrial real estate signs. Hancock Sign Company had already come a long way!

In the mid-1980s, Hancock Sign Company changed the direction of its operations to once again keep pace with major sign industry advances.

By moving into the quickly developing field of designing, manufacturing, installing and servicing electric signs, including cabinet signs, monument signs, channel letters, neon signs, pole signs and many others, the firm charged to the forefront of this avenue of the signage industry – and remains on the cutting edge of the newest sign developments. Retailers and institutions – especially schools and religious groups throughout the area – quickly availed themselves of the latest in signage technology to increase their visibility, bringing the latest messages to their respective communities and accomplishing this economically over the long term. This trend continues.

Today, Hancock Sign Company remains a leader in the full service commercial sign arena. We design, manufacture, install and service all types of custom signs, from channel letters, neon, sign cabinets and cast stone signs to lighted pole signs and LED-illuminated electronic message centers. And those are only the exterior signs. Logos, plaques and dimensional letters recreated in the form of interior signs make up a significant portion of Hancock Sign Company’s business. In short, if you can imagine it, odds are we are going to be able to bring that idea to life.

What does all this mean for our customers? Peace of mind. Buying a sign is a major consideration and should be undertaken with the assistance of a reliable, reputable company. A company that is local, protects its clients by carrying its own liability insurance and workman’s compensation, adheres strictly to regulations higher than standard electrical codes, and ensures that you will be purchasing a sign than is top-quality, effective and long-lasting.

Our quality craftsmanship and attention to detail have caught the eye of many well-known companies and institutions throughout the Dallas/Fort Worth Metroplex. It’s all about keeping pace with the latest in modern sign technology. and a keeping a dedicated focus on customer service. Give us a call today and we’ll be happy to assist you with all of your signage needs.

Home | Privacy Policy | Hancock Sign Company 745 109th St. Arlington TX 76011, (817) 640-6441, Toll-Free (866) 456-0713
Copyright © 2016 Hancock Sign Company. All rights reserved


Dallas Roofing and Fort Worth Roofing – Dallas #roofing #companies #dallas


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Dallas Fort Worth Roofing Company

As a leading residential and commercial roofing company, James Kate Roofing Construction employs a specialized team of qualified, skilled roofing technicians. Our team has decades of combined experience in commercial and residential roofing. Count on James Kate Roofing to successfully complete the smallest roofing repairs and the most widespread re-roofing projects with ease and expertise. Call us today to learn more about how we can serve your roofing needs.

Proud Member of The Good Contractors List

Usually, roof damage is not obvious until it becomes a major problem. Routine professional inspections of your roof are necessary for immediate detection of such problems.

Don’t risk assessing it on your own; ask for help from our highly skilled team of Texas roofers. Our professional roofing contractors are experts in roof design, installation and repair.

Roofing Warranty

With a warranty that is second to none, you can rest assured that we will meet your needs and expectations in a fast and cost effective manner. You can also take comfort in working with one of the top A+ rated roofing companies.

Full Service Roofing Including Repairs

A leaking or damaged roof can become a nightmare when the weather turns bad. The tricky part is that the damage may not be obvious at first glance if you don’t know what to look for. Luckily, as a highly rated roofing company in Mansfield, TX and the surrounding areas, we have very skilled contractors and roof installers who are experts at fixing home roofing, commercial roofing and industrial roofing concerns.

Benefits of Hiring a Professional Roofing Company

Check Out Our Outstanding Reviews!

There are a few main reasons why hiring a professional TX roofing company is not only recommended, it’s required. The first benefit of our years of experience is knowing the job will be done right. It starts with our knowledge of products and material that will give you the best value and longevity based on your needs.

From their our installation precision and attention to detail ensures a beautifully installed roof will stand up to the elements and anything beyond normal wear and tear. From there our courteous service and professional attitude becomes icing on the cake of a job well done.

High Quality Residential, Commercial And Industrial Roofing Solutions

Are you looking for a dependable roofing company in Dallas, TX? James Kate Roofing has served the Dallas-Fort Worth area for nearly 10 years. Our team of qualified roofers go the extra mile to ensure your roof issues are resolved quickly and professionally. From roof inspection to maintenance and more, James Kate Roofing can accommodate. We work within your budget to manage your repairs and your needs always come before our own.

With our reputation in Dallas-Fort Worth, TX we want to become your roofer for life. From our humble beginnings in Mansfield, our home roofing and commercial roofing services are highly recognized. For more information or to schedule a free estimate from our roofing company in Dallas TX please Contact Us today.


CRM Software For Small & Medium-Sized Enterprises #cas #crm, #crm #system, #crm


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CRM solutions from the German market leader

for small and medium-sized enterprises

With CRM solutions from CAS CRM, you benefit from CRM products that improve customer management processes across business areas helping you to build long-lasting customer relationships. Whether you work in Marketing, Sales or Services – you benefit from one centralized database that makes processes more efficient. Trust in our experience as the German market leader for CRM for small and medium-sized enterprises.

Powerful CRM standard solution

In CAS genesisWorld, the proven CRM standard solution, you can create central company processes and make information available at the touch of a button – for noticeably better customer management in your company.

Web-based CRM
quick to deploy

Make a start with CRM and avoid high investment costs. Our web-based solution CAS PIA allows you to manage your customer data centrally and increase sales efficiency by giving you online access to all customer data.

CRM industry solutions

No one knows your sector as well as you do – not many people know CRM as well as we do. CAS CRM software offers numerous expert solutions – tailor-made to suit your sector and your requirements.

CRM as key to your company’s success

A loyal customer influences your company’s success to a great extent. Customer satisfaction and the relationship with customers should therefore be defined as the most important assets of your business. The implementation of strategical CRM (Customer Relationship Management) in your company is the first step of managing all customer relationships of your company systematically, making sure that every client has the best experience with your business

CRM – competitive advantage

Especially small and medium-sized companies deal with a lot of competition, making customer acquisition and customer win-backs even more difficult. Customers make high demands on your services: They want high-quality products and services and communication with your business and all employees. Obtaining customer satisfaction requires high efficiency in your sales team, management of all important customer data across all departments, simple and effective contact management, and the implementation of CRM fundamentals.

CRM software by CAS Software AG: Ideal solutions for your customer management

CAS Software AG in Karlsruhe is the German market leader in CRM software for small and medium-sized companies. We have been specialists in the area of CRM for 30 years. We offer professional CRM solutions which are customised according to the requirements and software applications of small and medium-sized companies. Our products help you focus on your customers in every area of your business. You can collect, record, and edit client data effectively as a team. The software reduces your employees’ necessary administrative workload, is fun to use, and instantly improves your customer support and customer relationship management. In addition, you increase sustainable efficiency in sales, marketing, customer service, and all other departments that use customer data or have direct contact with customers.

CAS Software AG cloud CRM solutions

Our CRM is very flexible concerning the requirements of our clients. Next to business solutions which were especially developed for important industrial sectors such as financial service providers, research facilities, or engineers, we also offer a streamlined cloud CRM software. Cloud CRM (being part of the “software as a service” (Saas)) does not require any local installation on your company’s computers. Instead, your employees can access the CRM solution with a web browser, or any other device that is connected to the Internet. The software is also accessible via mobile application on smartphones and tablets. This allows your employees to access all important customer data in the cloud, regardless of their current location. The sales team can benefit from more flexibility and significant work assistance. Due to highest security standards, customer data is at least as secure as when relying on on-premises solutions (local data storage).

Goals of CRM solutions

The goal of a professional CRM solution is to recognise customer needs and systematically adjust your business processes according to those needs. The client is the most important person in your business. Following the “customer centricity” approach, all business activities and strategies should centre around the customer. Due to the CRM system. during new developments, touchpoints, and services, the focus is always on the customer. But how does that work? A CRM system collects data about your client and makes it available to all your employees. Customer service, sales team, marketing managers, and all other employees can easily be granted access to the customer data. The employees gain insight into addresses, appointments, tasks, correspondence, sales opportunities, projects, sales, complaints, and receipts of the client. This results in professional support and coordinated customer service. With the centralised data and information from our CRM software you make decisions in customer care, inform the sales team, increase efficiency in customer service, and improve customer loyalty in the long term.

The advantages of our CRM solution for your customer relationship management

  • Highest customer satisfaction and customer loyalty, as customer needs are optimally understood and dealt with
  • Dealing with customer needs based on a customer centricity strategy in your business
  • Centralised data storage for an optimal integration in all departments and consistent contact management
  • • Professional campaign management: precise communication and marketing actions based on extensive client data
  • Measure and improve your relationship with customers through key figures
  • Improve efficiency in customer service
  • Easy market potential analyses
  • Interesting insights through customer research and analysis of all customer data
  • Intuitive usability results in highly motivated employees
  • Analyses for the executive board and management as a basis for decision-making
  • Save working time and further expenses in customer care
  • Mobile CRM solutions which are accessible when being away on business

The professional CRM software “CAS genesisWorld” by CAS Software AG includes all these advantages and also further functionalities, which make daily business easier for your employees. Our CRM solution is tailored to your business and your communication processes. Make use of the ideal standard solution for small and medium-sized businesses, combined with special modules e.g. for sales, marketing, or service, with an overall optimal cost-performance ratio. Your optimal start in the topic of CRM software: Sign up for free to our CRM webinars and get to know our products live!


Local Moving Systems Boston, MA #boston #movers, #boston #moving, #boston #moving #companies,


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Get a Moving Quote with Boston Moving and use our Great Movers Prices

Movers in Boston

Summertime should be the best time to move, nice and favourable weather, kids are out of school and the home buying season is at its peak so moving items and products from one place to another may be very difficult in so many instances. Almost 23 percent of moves occur during this time of the year which is 13 percent higher compared to other months. Movers Boston offers services that will suit your needs and demands. Moving frequently is a traumatic and wild experience for several people, particularly if you are moving a family unit or if you are a latest property holder and about to move your documents and apparatus to your next office. A moving company should be able understand the ins and outs of how to plan for moving day.

Look for reliable Boston Moving Companies that will provide resources that shape intricate must-deal decisions like looking for licensed movers without hassles and by connecting clients with a wide range of experts and helpful tips. We hope to make the course of moving as stress-free as possible. Reliable Boston movers also make sure that your personal information is safe and secured. The Boston Moving Company offers complete Boston Moving Services, as well as tools designed to reduce the time, cost and stress associated with moving. Movers Boston provides cheap and reasonable price quotes you can afford. We take care of the moving process from start to finish without any unwanted delays as possible. Taking care of your items from careful packing customized to fit your moving needs up to safe and on time moving deliveries is our top priority.

Boston movers are also very versatile in moving in your big or small precious items. They will pack and carry safely your belongings through your new home plus they have reliable and well trained movers that will take care of the whole moving activity. Moving Company Boston services will be worth every single centavo you pay. Don’t waste your time thinking of how you’ll move your life to another den, be in touch with reliable Moving Companies Boston and they’ll do the rest.

Our Company

With our impeccable reputation and years of service in Boston area, BOSTON MOVING is proud to be full service moving company of choice for many satisfied customers.

Testimonials

Worry free move!The moving crew arrived on schedule, they were very personable and very careful with all my belongings and the move was within the price quoted. This was the most worry free move I have experienced.

Our Services

  • Long Distance
  • Local Moves
  • Residential Moving
  • Packing Service
  • Moving Storage
  • Office Moving
  • Industrial Moving

Blog

People do believe that everything needs to go to changes and everything is temporary. Even your life is temporary; it is a must to be adaptive to what the time demands and what our life requires.


CIPP Installations #repipe #california #inc, #ipr #companies


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For the last 30 years trenchless rehabilitation technologies – which allow for the completion of underground repairs or replacement projects with minimal surface and environmental disruption – have steadily gained ground on traditional “dig and replace” methods. IPR was funded, and built, on the core belief that trenchless infrastructure solutions are critical to bringing the nation’s aging and damaged water, sewer, and industrial infrastructure back to standard.

4/17
The 4 Zones of Power Influencing the Culture at Inland Pipe Rehabilitation
Inland Pipe Rehabilitation and its powerful culture prove that construction companies can reflect the needs of the modern workforce.

9/16
Trenchless Rehab Solution Ideal for Vista,CA Culvert Project
High-strength polymer concrete liner provides cost-saving solution for rehabilitating corroded culvert.

7/16
Geopolymer mortar system rehabilitates pipes, culverts
The geopolymer liner system can be used to restore structural integrity and extend the life of storm water structures with little impact on the pipe’s performance.

7/15
A GeoPolymer Solution. Controlling Stormwater Infiltration in El Cajon, CA.
Controlling Stormwater Infiltration in El Cajon, CA.

Careers
The IPR team is made up of experienced, motivated and dedicated professionals that drive and deliver success. We remain committed to investing in our employees, equipment, resources and technologies, while maintaining customer focus. This is what makes IPR the best solutions provider in the industry.


Life Insurance Quotes – See Life Rates Now #life #insurance, #life #insurance


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Life Insurance

Life insurance is your financial safety net

Progressive Advantage life insurance (powered by Efinancial) can help your family maintain the lifestyle they’ve grown to love and provide longer-lasting financial security. Your family can use it to help pay for funeral expenses, housing costs, medical bills not covered by health insurance, children’s college, debts and just about anything else they may need.

Simply put: life insurance can remove many of your financial worries. Just get a life insurance quote today, check these worries off your list and your family could be better protected.

Life insurance rates are more affordable than you might think

Progressive Advantage offers affordable life insurance rates starting at $14 per month. *

Coverage options start at $50,000 and go all the way up to $1 million. The younger and healthier you are, the more affordable your rates can be.

What is life insurance and how it works

A life insurance policy works similarly to any other type of insurance policy. You determine how much coverage you need, how long you need it and then you make your payments (called premiums). You typically can choose to pay monthly, annually or quarterly for 10, 20, 30 years or over your lifetime to maintain the coverage. When you die, if your policy is still active, the people you’ve listed on your policy (called your beneficiaries) get paid the death benefit. In most cases, this payment is paid in one lump sum.

Different types of life insurance

Typically gives the most bang for your buck with the most affordable premium payments and a comparable payout. As long as premiums are paid, the policy lasts the selected term length (standard options are 10, 15, 20 and 30 years).

Gives a guaranteed payout no matter when you pass away, as long as you keep paying your premiums. Plus, funds can often be withdrawn from your policy. These funds are known as the cash value of your life insurance policy.

Offers more affordable premium payments and a lower payout amount. This type of life insurance is designed for paying off your final expenses, such as medical bills, credit card debt, funeral and burial costs, etc.

Get a life insurance quote online and compare rates in just 5 minutes

We partner with Efinancial to bring you one of the industry’s leading searching and comparing technologies. It’s 100% secure, and Efinancial works with top-rated life insurance companies to bring you some of the most competitive rates.

Get a life insurance quote, and you can instantly compare policy options and estimated rates from several leading life insurance companies.

Get a life insurance quote online or call for expert advice


Leader Among Security Companies in Tallahassee FL – South Georgia #alarm #monitoring


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We are One of the Top-Rated Security Companies in Tallahassee, FL, and Thomasville, GA

For 60 years, Georgia Florida Burglar Alarm has proudly offered both home security systems and business security systems throughout north Florida and south Georgia. We are one of the highest rated security companies in Tallahassee, Florida and our goal is to offer high quality home and business security systems that you can trust.

Security Systems

There are several retailers who push a one-size fits all security system for your home for a low, upfront fee. What they don t tell you is that this system is a low-end package with just two door sensors, one motion detector, and a keypad. One motion detector covers one room. What about your windows? What about the other rooms in your house?

At Georgia Florida Burglar Alarm, we promise to give you excellent customer service and that begins with not misleading the customer into thinking these low quality systems are worth your time or frustration. We want to hear from you and what your security system needs are so that we can create a custom designed security system to fit both your needs and your budget.

Local Offices

When you contact us, you re going to speak with a real person who is friendly and helpful.
We have two locations to better serve you: Thomasville Georgia and Tallahassee Florida. Our Tallahassee Florida office services the North Florida region while our Thomasville, Georgia office services the lower half of Georgia. If you would like to know if we service your specific area, please review our service area map .

Alarm Monitoring

Many alarm companies outsource their monitoring to a third party vendor. We built our own alarm monitoring station in Tallahassee, Florida and staffed it with security system specialists. We have the fastest response times in the industry.

Quality Dependability

Don t get caught with cheap components! We offer the highest quality security system design, installation, and service in the industry. Whether your searching for a Home security system. Business security system. Fire Detection, Access Control, or Video Surveillance, Georgia Florida Burglar Alarm has what your looking for.

When it comes to security companies in Tallahassee, Fl, Georgia Florida Burglar stands out as a leader with 60 years of experience and customer satisfaction.

Need help or have a question?

GAFL Alarm is the #1 Southeast Dealer for Hochiki!

Quick links


Narola – It is More than Just an Offshore IT company #iphone


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The integral parts of our eternal journey

Working with Narola Infotech has been a truly fantastic experience for our company. They came in during the middle of a huge IT crisis, fixed and managed all current issues, then streamlined our IT pipeline moving forward. I would, without question, recommend Narola Infotech for any company’s IT needs.

Troy Wragg Yourvibe | Pennsylvania | USA

  • It was a pleasure working with Narola. Would we work with him again? Absolutely! Thanks Narola for your patience and flexibility.

    Brent Harrison Harrison Concepts Inc | USA

  • This team is awesome; they saved no effort to make things look the best and were very open to customer’s ideas. We really like to work with them. No doubt we will hire them for our next job. Thank you.

    Kasper Nielsen KPCAnderson | Denmark

  • This is Five Star company. They are capable of meeting many challenges and deadlines while producing great work. The only problem is that they change resources sometimes during the project but the new resources are equally competent so I can not even complain. I would definitely recommend and work with them again!

    Tricia Starks MyAppointmentz | USA

  • I would hire them again (and I probably will, soon)

    Roberto Santoro ETSI | France

  • Job done as agreed – on time. Good communications.

    Wojciech Kapelinski WorkHouse | UK

  • Great company to work with. Was willing to go the extra mile to make sure that we were satisfied with the project. Great English skills and was willing to hop on voice calls to resolve complexities. Will hire again.

    Flavio Montanaro MTI Studio | Brazil

  • This is our 1st project with them and I’d use them again in a heartbeat! They are professional and flexible which is a huge plus of us.

    William Pisano USA

  • I will definitely be working with this company again. Highly recommended. A+ Service and communication.

    We have reached project completion within specs. Developer worked hard with us on the redesign covered by this milestone

    Jacob Bliberg USA


  • Home, Join the many Australians saving time and money using Incorporate Now,


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    Companies $622 – Trust Deeds $198

    saving time and money using Incorporate Now!

    Incorporate companies

    Incorporate companies

    Incorporate companies

    It’s easy incorporate now.

    Incorporate now is the easy, inexpensive way to order a Company or Trust Deed. You simply fill out the online order form and we look after the rest. We incorporate on your behalf and email all the documentation to you within two (business) hours.

    A new company is just $622. This charge includes all documentation, ASIC charges and GST. why pay more?

    Incorporate companies

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    California Home Solar Panel Installations – Lifestyle Solar #solar #panel #companies #in


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    Your Lifestyle
    Solar Powered

    We offer a range of leasing options and the lowest prices. Guaranteed.

    Browse our gallery of California solar homes

    We help residential homes and businesses in California go solar power.

    Find out more about how easy it is to go solar

    Lifestyle Solar makes going solar simple: we manage the entire process for you.

    Our Guarantee

    Lifestyle Solar guarantees production of your solar system for 20 years. We will perform warranty repairs, maintenance, and monitoring during that time. Solar panels carry a 25-year manufacturer warranty additionally. Many solar systems installed 30–40 years ago are still generating electricity.

    Our Partners


    Yash Contact Address, Phone Number, Email ID, Website #email #address #companies


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    Yash Contact Address, Phone Number, Email ID, Website

    Facebook Fan Page. facebook.com/TheOfficialYash

    Twitter Handle. twitter.com/yashfc

    Instagram Handle. instagram.com/yash

    About. Yash is an Indian film actor who works in Kannada movies. His original name is Naveen Kumar Gowda. He was born in 1986 in Karnataka. He started his career as a theater actor. His first movie was Jambada Huddugi in 2007. His first movie as a lead role was Moggina Manasu in 2008. He won Film Fare Best Actor award for south for movie Mr. And Mrs. Ramachari in 2015.

    laya.n February 11, 2017, 7:46 am

    Hello yash sir myself laya I respectfully invite you to our organic nursery. If yes then please come within this week sir because I study in Air force school and we are having air show holidays till 20th so I can also meet u everyone in our house is a great fan of you sir if you are coming call 9846537257 it is my dad phone number he will pick it up and give details about our nursery with address
    Your hopefully
    Laya

    Ravi Bidar February 11, 2017, 9:26 pm

    Hi Annatamms, saku rajahuli,ennuondu na heseru heltini.innmunnde nimma hesaru jayada simha(jayasimha)munde
    ondu divas name film hesaru koda jayasimha. Nanu Ravi.taluka jayasimha nagar(Humnabad)Dist:Bidar.Karnataka.nanu b,lore ge nimma nu beti aguke bartini, nimma kalu mugudu heltini nan e number 8951090454 ge nimma assitant.aadavaru dayamadi cal madi

    vinod kumar gowda February 12, 2017, 9:34 am

    Hi Anna, nanu acter nadupalli srinivas avra tamma,nim number miss agide,tell me your contact number,matadbeku

    Bharath February 19, 2017, 11:42 am

    Hii boss i am u r big fan plz call me this is my num 7795548226

    Hi yash Anna Iam from Hyderabad iam a huge fan of u. Radhika sister and yash best Jodi in karnataka. and the karnataka no one king is (Naveen Kumar Gwouda)..YASH ANNA . and next month Iam coming to Bangalore. 15-4-2017.day Iam coming for u..because one selfi with you yash Anna . JAI YASH ANNA..FANZZZZ . .

    Bhagya March 22, 2017, 6:11 pm

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    The most powerful finance companies in America #business #plans

    #finance companies

    #

    The 9 most powerful finance companies in America

    To determine the power of each company, we factored together 2014 revenue, number of employees, press mentions, and social media influence. You can read our full methodology here.

    Now we’re looking at the most powerful finance companies from our list.

    Berkshire Hathaway is the most powerful finance company in America — it ranked at No. 20 on the list, followed by Wells Fargo (No. 25) and American Express (No. 28).

    Scroll through to see the 9 most powerful finance companies in America.

    View As: One Page Slides

    9. Prudential

    Number of employees: 48,000

    More than just providing life insurance, Newark, New Jersey-based Prudential helps clients save for retirement and manage their money at every stage of life. Fortune predicts that good things are ahead for the insurance company, noting that ” the aging of the wealthy world will increase demand for insurance products .”

    Despite its 63,000 Twitter followers and 338,706 likes on Facebook, no Klout score is available for Prudential.

    8. JPMorgan Chase

    Number of employees: 240,000

    The nation’s largest bank announced that it will close 300 bank branches by 2017 as more customers rely on mobile and online banking. The closures are part of a $1.4 billion cost-cutting plan put in place earlier this year by the Midtown Manhattan-based finance giant.

    With the lowest social media influence among the Big Four banks, JPMorgan Chase has a Klout score of 68 out of 100, although the bank does command over 171,000 followers on Twitter.

    7. Goldman Sachs

    2014 revenue: $34.53 billion

    Number of employees: 34,000

    On Wall Street, few names inspire as much respect as Goldman Sachs. And the investment banking firm is on the rise — it grew profits 5% last year and recently garnered attention for backing Symphony, a secure internal chat system that has been called a “Bloomberg killer.”

    Goldman also proves its social media influence with over 400,000 followers on Twitter and more than 30,000 likes on Facebook, earning the New York-based bank a Klout score of 89.

    6. Morgan Stanley

    Number of employees: 55,795

    Morgan Stanley’s strong investment relationships with tech companies has given it a foothold in Silicon Valley. In fact, the Manhattan-based bank has worked with Netflix since 2011.

    Morgan Stanley “helped write the financial script” for the streaming service, offering notes totaling nearly $2 billion between 2014 and 2015.

    When it comes to social media influence, Morgan Stanley lands in the middle of the road with a Klout score of 87.

    5. Bank of America

    Number of employees: 220,000

    One of America’s Big Four banks, Charlotte, North Carolina-based Bank of America has carved out its place not only in commercial banking, but in wealth management.

    In 2008, Bank of America merged with Merrill Lynch, forming the world’s largest wealth-management company by assets. Bank of America launched its Preferred Rewards program in 2014 in an aim to improve customer satisfaction.

    The bank has a Klout score of 90, higher than any of its competitors.

    4. Citigroup

    2014 revenue: $76.9 billion

    Number of employees: 237,000

    Citigroup, best known for its consumer banking services, continues to grow its physical and digital presences.

    In fact, the New York City-based bank reported a 50% increase in mobile users last year, and reaches worldwide with banks across the globe in North America, Asia, Latin America, the Middle East, and Africa.

    Citigroup’s not quite as prominent on social media as some of our other companies, but it still holds strong with a 79 on Klout.

    3. American Express

    2014 revenue: $34.3 billion

    Number of employees: 53,500

    Between slowing sales and the expiration of its exclusive deal with Costco. it was a tough year for American Express. But the credit-card company still remains profitable, proving that powerful companies can take a hit and still bounce back.

    On the social media front, New York City-based Amex still commands a strong presence with over 5 million Facebook fans, 841,000 Twitter followers, and a Klout score of 89.

    2. Wells Fargo

    Number of employees: 265,800

    The largest bank in America by market capitalization was also named the most valuable bank brand in the world three years in a row by Brand Finance.

    Wells Fargo, unlike its competitors, has focused on traditional lending rather than investments, which has led to more rising profits since the financial crisis. Big investors have taken notice of the San Francisco-based bank — as of May 2015, Warren Buffett’s Berkshire Hathaway owned 470 million shares of Wells Fargo.

    It’s also somewhat influential online with a Klout score of 88, commanding 172,000 Twitter followers and over 800,000 Facebook likes.

    1. Berkshire Hathaway

    2014 revenue: $194 billion

    Number of employees: 316,000

    Berkshire Hathaway, a holding company in Omaha, Nebraska, helmed by the distinguished Warren Buffett, not only rakes in billions in revenue, but owns several other prominent companies. including Geico, Heinz, and Helzberg Diamonds. Buffett himself is also the world’s third richest man, commanding a personal fortune over $70 billion.

    Though Berkshire Hathaway doesn’t have an official Klout score, Buffett himself commands an 86 from the platform, despite only tweeting seven times so far.





    Highest-paying finance companies in America #business #ideas #for #women

    #finance companies

    #

    The 10 highest-paying finance companies in America

    Some industries are known for paying employees better than others.

    Finance is one of them.

    To find which banks and financial services companies are most generous when it comes to compensation, Glassdoor sifted through thousands of salary reports and compared the total median c ompensation (base pay, plus any commissions, tips, bonuses, etc.) for each finance company, as reported by employees over the past year.

    For the purposes of this report, a “finance company” is defined as one in which part of the company’s core products or services provide financial services and support, borrowing and lending, and/or payments.

    Here are the 10 companies in finance with the highest median total compensation package as reported to Glassdoor:

    View As: One Page Slides

    10. Macquarie Group

    Glassdoor

    Macquarie Group is a global financial services provider. Headquartered in Sydney, Australia, the company has offices around the world.

    Median total compensation: $120,000

    Median base salary: $105,000

    An employee said: “Very competitive pay, good health benefits package, flexible work schedule, diverse and supportive work environment.”

    9. CME Group

    Glassdoor

    CME Group is a global derivatives marketplace headquartered in Chicago, Illinois.

    Median total compensation: $120,000

    Median base salary: $110,000

    An employee said: ” Standard industry benefits, above industry pay, tuition reimbursement pension, and work life balance.”

    8. Barclays

    Glassdoor

    Barclays is a multinational banking and financial services company. Headquartered in London, the company has offices around the world.

    Median total compensation: $120,000

    Median base salary: $107,000

    An employee said: ” Allows me to be effective, efficient, and flexible, and to deploy inventive, often outside-the-box ideas, strategies and solutions, in a sustainable, low overhead environment.”

    7. Bloomberg L.P.

    Glassdoor

    Bloomberg L.P. is a financial software, data, and media company headquartered in New York City.

    Median total compensation: $125,000

    Median base salary: $115,000

    An employee said: ” Good work/life balance, plenty of opportunity to travel or work abroad, great benefits and fair compensation for work required.”

    6. MasterCard

    Glassdoor

    MasterCard is a global payments company based in Purchase, New York.

    Median base salary: $110,000

    An employee said: ” Excellent benefits, very good salaries, fast paced stimulating work environment and business casual attire.”

    5. BlackRock

    BlackRock provides investment management, risk management, and advisory services and is based in New York City.

    Median total compensation: $125,250

    Median base salary: $97,000

    An employee said: ” Amazing firm — very challenging but you have a lot of responsibility as an analyst. Exposure to senior management is fantastic and the culture is unlike any financial services firm.”

    4. Dun & Bradstreet

    Glassdoor

    Dun Bradstreet is a provider of commercial data to businesses and is headquartered in Short Hills, New Jersey.

    Median total compensation: $130,000

    Median base salary: $95,500

    An employee said: ” Great pay. Very low stress. Good work environment. Work from home allowed and encouraged. Management really cares about employees and goes out of its way to make it a good work environment.”

    3. PayPal

    Glassdoor

    PayPal is a global digital payments company headquartered in San Jose, California.

    Median total compensation: $135,000

    Median base salary: $125,000

    An employee said: ” The executive team is really authentic and inspiring. They are very open to change and new ideas from anywhere in the business. People are generally helpful and working toward the same vision for the company. It’s a really inspiring place to be right now. You feel you are making a positive impact on the world and great opportunities for your career.”

    2. BNP Paribas

    Glassdoor

    BNP Paribas is a banking services company. Headquartered in Paris, the company has offices around the world.

    Median total compensation: $138,500

    Median base salary: $118,500

    An employee said: ” Benefits, 30+ days vacation, work life balance, competitive compensation, new business units and projects across the bank.”

    1. Visa

    Glassdoor

    Visa is a global payments company headquartered in Foster City, California.

    Median total compensation: $150,000

    Median base salary: $130,000

    An employee said: ” Fantastic brand. Leader in the payments space. Relatively good compensation and benefits. Good work life balance. Management that is trying to stay ahead of the game and proactively disrupt the market rather than wait for external players to do the same.”

    Share This Post





    Orange County Plumbing And Heating Services #plumbing #companies #in #orange #county


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    Orange County Plumber, Heating, and Cooling Expert Ready for Your Call

    Scott Harrison Plumbing and Heating Services

    Scott Harrison Plumbing and Heating, Inc. is a full-service air conditioning, water heater, and plumbing company, established in 1985 by Scott Harrison. Scott believes there is a great demand for high quality service at a fair price, along with a need for services geared toward complete customer satisfaction. Our customer-oriented attitude is evident through our uniquely trained Orange County Plumbers to offer you the highest level of customer satisfaction.

    We do very little advertising and are proud of our repeat customers and our word-of-mouth referrals. Call us today to schedule a repair or book an estimate.

    We are Licensed, Bonded and Insured. We believe that you are entitled to the best protection. After all, you have high standards, so do we. This standard includes treating you and your home with respect. We stand behind our work and equipment. We offer a guarantee of 1 year on labor and 1 year on parts purchased from us.

    Our Goal is Simple

    To deliver honest, prompt service to our customers, at a fair price. We can dispatch a certified technician to your home or schedule a convenient appointment time. No job is ever too small. Our trained technicians will communicate with you about your job and your situations. They will give you professional advice on the best method to resolve problems with your heating and plumbing.

    Excellent Solutions from Professional Plumbers in Orange County

    We pride ourselves in doing our job right the first time. Expect that we will give you:

    • Experience – Please remember that an experienced Orange County plumbing can save you considerable money by giving you the right advice and recommending appropriate solutions for your plumbing trouble, instead of attempting trial and error methods.
    • All round expertise – An expert plumber will know how to solve any issue in more ways than one. This will enable the plumber to suggest many options to you to address any problem. We offer solutions to you that will not only save you money but time as well, with the least inconvenience to all the members of your household.
    • Value for Money – While it may be tempting to hire the services from any service provider you come across, you need to make sure you can afford the service. Not all costly ones are good and not all inexpensive ones are bad.
    • Customer service – This is one area where many services fall short of our expectations. Expect our professional plumbers to attend to your problems with courtesy, politeness and exceed expectations.

    Each customer is important to us. That s why you can count on us to care for home or commercial needs in a courteous and professional manner. Count on us to provide you with exceptional service, we offer the following:

    Call Us Any Time!

    So many people go about their daily lives without ever stopping to think about all the plumbing in their homes. When everything is working flawlessly, we all tend to take the plumbing in our homes for granted. However, when plumbing fails, it often fails in a big way. In fact, a problem which could be repaired for a few dollars could actually end up causing thousands of dollars worth of damage.

    Faulty hot water cylinders are a perfect example of a potential plumbing related catastrophe. Most hot water cylinders only get replaced when they start leaking or when they burst. Just imagine if your cylinder is located in your attic or your roof space, and it bursts. In all likelihood, you will have to repair or replace ceilings and possibly even carpeting in the room below, not to mention any furniture that gets damaged from the water.

    Plumbing Services in Southern California

    There is certainly no shortage of plumbing services in Orange County or elsewhere in Southern California, but as is to be expected, not all plumbing services are the same, so it pays to shop around for a good Orange County plumber you can rely on. We offer good affordable rates; and we are fully certified and licensed; we have all the equipment needed for your plumbing needs, and respond to fast during any emergency at all times, regardless of what time of the day or night you call us.

    Our customers stick with us as they can trust and rely on us. Remember, plumbers are only human, and if you have a good relationship with your local plumber, you can actually end up saving yourself a lot of money in the long run. With all of that having been said, you do also need to think about things certifications and licenses, which factors in our competence and ability to solve your plumbing problems.

    Choose A Contractor Who is Licensed Certified

    One very important thing to keep in mind when you are searching for a professional Orange County plumber is the fact that not all of them are licensed, and neither are they required to be. In California, the law states that all plumbing “contractors” must be licensed, rather than all plumbers. In other words, a contractor can legally employ people to work as plumbers even if they have no certification at all.

    Does this mean you should never let an Orange County plumber work on your premises if they don’t have a license? Absolutely not! As with most trades, the path to becoming a qualified plumber begins with an apprenticeship, which, in California, typically lasts for four or five years.

    Many plumbing services in Southern California employ apprentices and providing you go with a reputable contractor, you will have nothing to worry about because there will always be a fully certified plumber on hand to oversee any work being carried out. After all, if an apprentice messes up, it is his or her boss that is going to have to take responsibility for it.

    There is just no denying the fact that Scott Harrison Plumbing can save you a considerable amount of money, and they can also help you to avoid future plumbing problems by carrying out routine inspections on your premises. The secret to success lies in finding a good contractor that you can well and truly depend on; a contractor that is capable of taking on all plumbing job, no matter how big or how small they are. Fortunately, Scott Harrison Plumbing operates to very high standards, so finding a good one shouldn’t be too much of a challenge.

    Home Improvement Tips


    Compare Insurance Policies and Plans in India #compare #insurance, #best #life #insurance,


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    Why Compare Health Insurance with us?

    Health expenses are increasing considerably each day and so are the health risks. With a wide array of health insurance policies, the task of choosing the best health insurance policy for your needs can be quite tough and confusing. At MyInsuranceClub we provide you with comparative health insurance quotes to select the best health insurance policy in a quick and simplified manner. You can also compare features of different health insurance policies to check the best health insurance policy for your requirements.

    • With our instant online calculator. you can compare health insurance premiums easily
    • With the plan features, you do get the Best Health Insurance Comparison
    • Yes, we are Completely Un-biased in our comparison
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    What is Health Insurance?

    Health Insurance, also known as Mediclaim in India, is a form of insurance which covers the expenses incurred on medical treatment and hospitalisation. It covers the policyholder against any financial constraints arising from medical emergencies. In case of sudden hospitalisation, illness or accident, health insurance takes care of the expenses on medicines, oxygen, ambulance, blood, hospital room, various medical tests and almost all other costs involved. By paying a small premium every year, you can ensure that any big medical expenses, if incurred, will not burn a hole in your pocket. The plan can be taken for an individual or for your family as a Family Floater Health Insurance Plan.

    Major Benefits in a Health Insurance Policy

    Cashless facility

    Each health insurance company ties up with a large number of hospitals to provide cashless health insurance facility. If you are admitted to any of the network hospitals, you would not have to pay the expenses from your pocket. In case the hospital is not part of the network, you will have to pay the hospital and the insurance company will reimburse the costs to you later.

    Pre-hospitalisation expenses

    In case you have incurred treatment costs for the ailment for which you later get admitted to a hospital, the insurance company will bear those costs also. Usually the payout is for costs incurred between 30 to 60 days before hospitalisation.

    Hospitalisation Expenses

    Costs incurred if a policyholder is admitted to the hospital for more than 24 hours are covered by the health insurance plan.

    Post-hospitalisation expenses

    Even after you are discharged from the hospital, you will incur costs during the recovery period. Most mediclaim policies will cover the expenses incurred 60 to 90 days after hospitalisation.

    Day Care Procedure Expenses

    Due to advancement in technology some of the treatments no more require a 24 hours of hospitalisation. Your health insurance policy will cover the costs incurred for these treatments also.

    Ambulance Charges

    In most cases the ambulance charges are taken up by the policy and the policy holder usually doesn’t have to bear the burden of the same.

    Cover for Pre-existing Diseases

    Health insurance policies have a facility of covering pre-existing diseases after 3 or 4 years of continuously renewing the policy, i.e. if someone has diabetes, then after completion of 3 or 4 years of continuous renewal with the same insurer (depending on the plan offered and his age), any hospitalisation due to diabetes will also be covered..

    Tax Benefits

    The premiums paid for a Health Insurance Policy are exempted for Under Section 80D of the Income Tax Act. Income tax benefit is provided to the customer for the premium amount till a maximum of Rs. 15,000 for regular and Rs. 20,000 for senior citizen respectively.

    No-Claim Bonus

    If there has been no claim in the previous year, a benefit is passed on to the policyholder, either by reducing the premium or by increasing the sum assured by a certain percentage of the existing premium.

    Health Check-Up

    Some health insurance policies have a facility of free health check-up for the well being of the individual if there is no claim made for certain number of years.

    Organ Donor Expenses

    The medical expenses incurred in harvesting the organ for a transplant is paid by the policy.


    AffiniPay Named to Austin Business Journal – s List of Fastest-Growing Companies

    #austin business journal

    #

    AffiniPay Named to Austin Business Journal s List of Fastest-Growing Companies in Central Texas

    Company climbs rankings in Austin Business Journal’s Top 50 fastest growing companies in Central Texas.

    Austin, TX – July 1, 2014 – AffiniPay LLC. the premier payment provider for associations and the legal industry, has been ranked #19 by Austin Business Journal’s Fast 50 for 2013. AffiniPay has increased revenue from $1.6 million in 2009 to $6.7 million in 2012, a growth rate of 304% The Company has also been named to Inc. magazine’s Top 100 financial Service Companies, on top of being ranked No.1328 on Inc. 5000’s annual ranking of the nation’s fastest-growing private companies in America.

    “AffiniPay is honored to be recognized as one of the fastest growing companies in Central Texas.” Said Amy Porter. CEO of AffiniPay. “Our team has worked incredibly hard to support our clients and provide a service that has quickly become the standard for payments in the association and legal industries. I am also extremely proud of what we have accomplished through our LawPay program, and we expect even more growth in the upcoming year.”

    Austin Business Journal’s Fast 50 has been used to highlight Austin’s fastest growing companies for more than a decade. The rankings are based solely upon each company’s revenue numbers, and the competition is split into two groups, small and large companies.

    “If you’re in the market for what they’re selling, consider giving them your business. If you’re a job seeker, these companies are right up your alley. If you’re looking for a stout strategic partner, deep-pocketed client or your next competitive threat, there’s a good chance they’re a click away.” states Colin Pope, one of Austin Business Journal’s most experienced business intelligence editors.

    Complete results of the Austin Business Journal’s Fast-50 can be found here.

    About Austin Business Journal

    Austin Business Journal is the source for local business news, research and events in the Austin Area. Their mission is to provide their audience with the most accurate and useful information possible in print and online while serving as the primary facilitator of business events in the Austin area.

    About AffiniPay LLC

    Based in Austin, Texas AffiniPay is a full-service merchant account and online payment gateway provider. AffiniPay was created in response to demand from local, state and national organizations to work with a payment processor that understands the unique needs of association payment processes. Eventually AffiniPay’s Association Partners asked them to extend their custom payment solutions and friendly customer service to their members. Not only are AffiniPay’s services used and recommended by over 1,000 professional and trade associations across the US, they are the processing leader in the legal industry. AffiniPay’s unique LawPay program is endorsed and recommended by over 80 state and local bar associations. For information please visit https://www.affinipay.com/.

    Need Expertise?

    Our team of Certified Payment Professionals has the latest knowledge on payment solutions, PCI Compliance, and merchant account best practices for your association.





    Life Insurance Quotes – Consumer Resources #life #insurance,life #insurance #quotes,life #insurance #companies,life


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    Life Insurance Quotes Information

    Who Needs Life Insurance?

    Do others depend on you financially? Do you have a family? Do others depend on you financially? How long could your dependents maintain their current lifestyle without your income? Will they be left with funeral expenses? Will there be legal expenses? If you answer yes to any of these questions, you need to consider life insurance.

    How Much Life Insurance Coverage Do You Need?

    If you are single, have no children or are part of a two-income household, you will only need minimal life insurance. Even if you are young and single, a life insurance policy can provide enough money to cover your funeral expenses.

    If you have dependents, such as a non-working spouse, children or parents who rely on your income, life insurance should be your highest priority after basic living expenses.

    The amount of life insurance you need depends on your particular situation; who will you need to financially protect and for how long? One common rule of thumb is to multiply your annual income by 17 and purchase a policy in that amount. For example, if you make $50,000 a year, you should have $850,000 in life insurance.

    What Kind of Life Insurance Do You Need?

    There are two basic types of life insurance policies: term life and permanent life insurance.

    Term Life Insurance is the most basic type and is meant to provide coverage for a specified period of time, usually 10 to 30 years, in exchange for a set monthly premium. This type is usually the most affordable option for individuals under the age of 50.

    Permanent Life Insurance lasts for the insureds entire life, as long as premiums are paid. Permanent policies combine a death benefit with a savings component. This can build cash value, which can be withdrawn or borrowed against to meet future financial goals.

    The two main types of permanent life insurance are whole and universal life insurance.

    Whole Life Insurance provides a fixed benefit amount and a fixed premium amount. The benefits of Whole Life Insurance include cash value, dividend payments, secured asset for loan collateral and cash payment for final expenses, such as burial costs, estate and probate taxes. One major advantage to this type of policy is that you can cancel it and receive a rebate for any cash value that has been accumulated.

    Universal Life Insurance is similar to Whole Life, as they both have cash value that accumulates in tax-deferred savings over time. Universal policies, however, have a greater degree of flexibility than traditional Whole Life policies. Universal Life policies give you the ability to adjust the premium amount and benefit amount over the term of the policy. You can select two different types of death benefits per Universal policy and opt for the death benefit to only pay what has been accumulated in the cash value of the policy. This would cost less than electing a fixed death benefit plus the cash value.

    Additional Resources

    Finding the right life insurance policy for your family and loved ones can be confusing. LifeInsurance.org provides several easy-to-use resources to help you make more informed decisions.
    Some of the resources include:

    • Guides and Articles to help you make informed decisions.
    • Learn about the difference between term and permanent life .
    • Helpful tips for consumers on how to apply, information about American family insurance rates, types, ratings, etc.
    • State guides (for U.S. readers).
    • An overview of the leading companies. including MetLife, Liberty Mutual, Prudential, New York Life and Gerber Life Insurance.
    • Frequently-asked questions .
    • Compare instant quotes from leading providers.

    About Us

    Our goal is to provide consumers with objective information and the tools so they make an educated decision on what product is best for them. LifeInsurance.org is neither a company nor an agency. We do not sell insurance policies to consumers, and so our focus is on both educating and providing you access to leading providers. As a service to our readers, we enable users of LifeInsurance.org to search for insurance quotes from leading companies who sell the policies, and can provide you with quotes along with guidance in buying the right policy. The information presented on LifeInsurance.org is intended for general consumer knowledge. We do not provide advice on individual situations or legal issues.

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    Replacement Windows Showrooms Denver #denver #replacement #windows, #denver #vinyl #windows, #denver #windows,


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    Encana named in California climate-related lawsuit

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  • Local Moving Systems Boston, MA #boston #movers, #boston #moving, #boston #moving #companies,


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    Summertime should be the best time to move, nice and favourable weather, kids are out of school and the home buying season is at its peak so moving items and products from one place to another may be very difficult in so many instances. Almost 23 percent of moves occur during this time of the year which is 13 percent higher compared to other months. Movers Boston offers services that will suit your needs and demands. Moving frequently is a traumatic and wild experience for several people, particularly if you are moving a family unit or if you are a latest property holder and about to move your documents and apparatus to your next office. A moving company should be able understand the ins and outs of how to plan for moving day.

    Look for reliable Boston Moving Companies that will provide resources that shape intricate must-deal decisions like looking for licensed movers without hassles and by connecting clients with a wide range of experts and helpful tips. We hope to make the course of moving as stress-free as possible. Reliable Boston movers also make sure that your personal information is safe and secured. The Boston Moving Company offers complete Boston Moving Services, as well as tools designed to reduce the time, cost and stress associated with moving. Movers Boston provides cheap and reasonable price quotes you can afford. We take care of the moving process from start to finish without any unwanted delays as possible. Taking care of your items from careful packing customized to fit your moving needs up to safe and on time moving deliveries is our top priority.

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    The Sunday Times 100 Best Companies #small #business #payroll

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    Welcome to The Sunday Times 100 Best Companies to Work For. This is the 16th annual survey and ranking of the cream of Britain’s employers, and its appearance each year is a high-profile event in the nation’s business calendar.

    The data-gathering and analysis used across all sectors are extensive. It’s the staff themselves who fill in the anonymous surveys from which the scores are compiled — a total of 241,361 people filled out questionnaires for this year’s lists — so we’re getting opinions about their bosses, their working conditions and their employer’s values direct from the people whose hard work builds the success of their business, whether they’re lawyers, mechanics or shop assistants.

    And once a company is on the list, they have to work to stay there. In all 925, firms registered to take part in this year’s surveys and there are 79 new entries, displacing those who didn’t make the grade this time.

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    ■ The 25 Best Big Companies to Work For (3,000-plus).

    ■ SMEs (50-250 staff) are assessed in The Sunday Times 100 Best Small Companies to Work For.

    ■ Public-sector bodies, charities and housing associations are recognised in 100 Best Not-for-Profit Organisations to Work For.

    All these lists can be found any time online at thesundaytimes.co.uk/best100companies

    Congratulations to all the organisations on this year’s lists.

    Dominic O’Connell
    Business editor
    The Sunday Times

    FIND OUT MORE ABOUT THE SUNDAY TIMES BEST COMPANIES TO WORK FOR





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    What are the largest credit card companies? #top #ten #credit #card #companies


    What are the largest credit card companies?

    On average, each American has 3.5 credit cards in his or her wallet! Today there are more than 49 million American Express cards in use worldwide, but that’s a drop in the bucket when compared to the 171 million MasterCard and 269 million Visa logo credit cards currently in use.

    With so many choices and options, use the FREE credit card finder above to compare credit cards now!

    American Express introduced the first widely used and accepted plastic credit card back in 1958. Since that time, credit cards have become a way of life not only for Americans but in the most remote corners of the world as well.

    Add to those numbers, the more than 500 million debit cards in consumers’ wallets and purses and the total is staggering! That adds up to more than a billion plastic cards, and for the banks and other financial concerns that provide the credit, its big business!

    At the beginning of 2011, there were more than 575 million credit cards in circulation in the US alone. Using these cards, consumers in the United States have accumulated $847 billion in debt.

    Who are the top 10 credit card issuers in the world?

    The largest credit card issuer in the world is Bank of America/MBNA (BOA) with almost $195 billion in total credit card debt in the:

    While number one on this list, BOA was only ranked tenth in the 2009 J.D. Power and Associates customer satisfaction survey, behind six other companies on this list.

    The remaining nine in order, according to information gathered by news agency CNBC. are:

    • Chase Bank $184.1 billion (the largest credit card provider in the US with more than 119 million cards issued, active in 28 other countries)
    • Citi $148.9 billion (second largest provider of credit cards in the US, 92 million, operates in 41 other countries)
    • American Express $105 billion (the company that started it all, operates in the US and 45 other countries. Amex was voted number 1 in customer satisfaction in a September 2009 survey conducted by J.D. Power and Associates)
    • Capital One $68.8 billion (holds 7% of the US market)
    • HSBC $58.5 billion (operates in the United States and 50 other countries)
    • Discover $49.6 billion (more than 54 million cards in use, a 6% decrease from 2010)
    • Wells Fargo Bank $36.4 billion (more than 17 million cards in the US)
    • Barclays Bank $32.6 billion (US, Germany, UK, South Africa, and more than 30 other nations)
    • Lloyd’s Bank $19.3 billion (United Kingdom, more than $94 billion)

    What are the largest credit card companies just in the United States?

    The Nilson Report. is one of the most respected and best-known firms in the financial services industry. For more than 41 years, Nilson has published its twice-monthly report, providing its global readership with statistical research, analysis, and other information on the credit card payment systems industry.

    Based on purchase volume, the top 15 credit card issuers in
    the United States as of February 2011 are:

    • American Express $461 billion
    • Chase Bank $333 billion
    • Bank of America $238 billion
    • Citibank $192 billion
    • Discover $92 billion
    • U.S Bancorp $74 billion
    • Wells Fargo $49 billion
    • HSBC $31 billion
    • Barclays $30 billion
    • USAA $28 billion
    • GE Money $21 billion
    • PNC Bank $14 billion
    • Cabela WFB $12 billion
    • Target $9 billion

    Are the major credit card banks profitable?

    With all this outstanding debt, it’s hard to imagine that the major U.S. banks and other credit card companies have managed to turn a profit in recent years. The economic recession and resulting banking crisis turned huge profits into significant losses, between the end of 2008 and the beginning of 2009, for the majority of card issuers.

    The largest 11 card issuers combined, showed losses of $5.4 billion for 2009, compared with profits of more than $7.7 billion in 2008!

    The most profitable card issuer in the United States for 2009 was Capital One credit card. with a net income of just over $918 million. This figure however represented a drop of more than 8% from the previous year, 2008.

    The least profitable of the top 11 U.S. card issuers in 2009, were JP Morgan Chase, Citibank, and BOA. BOA alone shouldered losses totaling almost $5.6 billion dollars, wiping out the profits from both 2007 and 2008.

    For the best credit card rates and terms in all categories, use the FREE credit card chaser for all your credit card needs!

    Similar Articles:

    Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author’s alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!


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