Find business, find business.#Find #business

find business

Find businessFind business

Rules tightened for off-plan property buyers

  • Find business

  • Find business

  • Find business

  • Find business

    • Find businessFind business

    Latest in Business

    Oil’s Mideast-driven rally dented

  • Find businessFind business

  • Find businessFind business

    Find business

    Money News and Guides

    Hedge Funds push price of bitcoin to new highs

    Property News

    Rents falling fast in these areas in Dubai

    Top Sectors

    Find business

    Winning the corporate banking battle

    • Find businessFind business

  • Find businessFind business

  • Find businessFind business





  • Business News – Baltimore Sun, find business.#Find #business

    Business

    Online retailer Bambeco is sold to Richmond-based distributor

    Baltimore-based Bambeco, a fast-growing online retailer of sustainable home furnishings, has been sold to a Richmond, Va.,-based maker and distributor of home and garden goods after months of seeking an investor to support expansion. Bambeco became a brand of Evergreen Enterprises after the sale.

    Baltimore ice rink at the Inner Harbor opens on appropriately chilly note

    Questar tops off 414 Light St. tower on Baltimore Inner Harbor

    Baltimore-area home sales, prices continue to climb in October

    Community leaders and developers vow to sustain progress around Mondawmin despite Target’s closing

    Lacrosse retailer LAX World shutters stores and leaves Cockeysville headquarters

    Five minutes with David Rosen, partner and director of tax services at Rosen, Sapperstein & Friedlander

    Baltimore wood stove maker raises $1.2 million with help from University System of Maryland

    Spirit Airlines announces new flights to Cancun from BWI Marshall Airport

    Marks Thomas Architects to merge with Moseley Architects

    Hurricanes contribute to slight dip in passengers, ending 2-year streak of growth at BWI Marshall Airport

    The Armoury More coverage of Under Armour

    Under Armour co-founder s Pennsylvania ranch is on the market for $13.5 million

    Struggling against headwinds, Under Armour navigates shifting retail shoals

    Sun Hall of Fame

    Honoring The Baltimore Sun s Business and Civic Hall of Fame, Class of 2017

    Celebrating the 2017 Hall of Fame class

      Barbara Mikulski

      KAL: Sun Hall of Fame, Class of 2017

      Michael Cryor

    More Business News

    Hogan proposes end to state income taxes on military pensions

    Gov. Larry Hogan marked Veterans Appreciation Month on Thursday by renewing his call for elimination of state income taxes on Maryland’s military retirees. At a State House news conference, Hogan contended that such a move is needed to keep the state’s military retirees from moving to states that.

    Flanigan construction acquires green roof company Stancills

    The Baltimore-based, family-owned construction firm P. Flanigan Sons said Thursday that it has acquired Stancills Inc., another family-owned company that Flanigan already had been using to supply the aggregate and soils for storm water and other environmental projects. Details of the acquisition.

    Rosenstein: Rule of law must take precedence over politics

    U.S. Deputy Attorney General Rod J. Rosenstein did not explicitly mention the continuing probe into Russian interference in the 2016 presidential election, but he stressed the importance of holding the rule of law above politics during a speech Thursday in Linthicum. Rosenstein, Maryland’s former.

    Black Friday isn t for two weeks, but some stores are already offering deals

    Thanksgiving is still two weeks away, but Black Friday has already begun – at least for some retailers. Best Buy on Wednesday began offering Black Friday discounts on hundreds of items, including big-screen TVs, Apple Watches and tablets. Walmart followed a day later, with $6 pajamas and $998.





    Business News – Baltimore Sun, find business.#Find #business

    Business

    Online retailer Bambeco is sold to Richmond-based distributor

    Baltimore-based Bambeco, a fast-growing online retailer of sustainable home furnishings, has been sold to a Richmond, Va.,-based maker and distributor of home and garden goods after months of seeking an investor to support expansion. Bambeco became a brand of Evergreen Enterprises after the sale.

    Baltimore ice rink at the Inner Harbor opens on appropriately chilly note

    Questar tops off 414 Light St. tower on Baltimore Inner Harbor

    Baltimore-area home sales, prices continue to climb in October

    Community leaders and developers vow to sustain progress around Mondawmin despite Target’s closing

    Lacrosse retailer LAX World shutters stores and leaves Cockeysville headquarters

    Five minutes with David Rosen, partner and director of tax services at Rosen, Sapperstein & Friedlander

    Baltimore wood stove maker raises $1.2 million with help from University System of Maryland

    Spirit Airlines announces new flights to Cancun from BWI Marshall Airport

    Marks Thomas Architects to merge with Moseley Architects

    Hurricanes contribute to slight dip in passengers, ending 2-year streak of growth at BWI Marshall Airport

    The Armoury More coverage of Under Armour

    Under Armour co-founder s Pennsylvania ranch is on the market for $13.5 million

    Struggling against headwinds, Under Armour navigates shifting retail shoals

    Sun Hall of Fame

    Honoring The Baltimore Sun s Business and Civic Hall of Fame, Class of 2017

    Celebrating the 2017 Hall of Fame class

      Barbara Mikulski

      KAL: Sun Hall of Fame, Class of 2017

      Michael Cryor

    More Business News

    Hogan proposes end to state income taxes on military pensions

    Gov. Larry Hogan marked Veterans Appreciation Month on Thursday by renewing his call for elimination of state income taxes on Maryland’s military retirees. At a State House news conference, Hogan contended that such a move is needed to keep the state’s military retirees from moving to states that.

    Flanigan construction acquires green roof company Stancills

    The Baltimore-based, family-owned construction firm P. Flanigan Sons said Thursday that it has acquired Stancills Inc., another family-owned company that Flanigan already had been using to supply the aggregate and soils for storm water and other environmental projects. Details of the acquisition.

    Rosenstein: Rule of law must take precedence over politics

    U.S. Deputy Attorney General Rod J. Rosenstein did not explicitly mention the continuing probe into Russian interference in the 2016 presidential election, but he stressed the importance of holding the rule of law above politics during a speech Thursday in Linthicum. Rosenstein, Maryland’s former.

    Black Friday isn t for two weeks, but some stores are already offering deals

    Thanksgiving is still two weeks away, but Black Friday has already begun – at least for some retailers. Best Buy on Wednesday began offering Black Friday discounts on hundreds of items, including big-screen TVs, Apple Watches and tablets. Walmart followed a day later, with $6 pajamas and $998.





    Business News – Baltimore Sun, find business.#Find #business

    Business

    Online retailer Bambeco is sold to Richmond-based distributor

    Baltimore-based Bambeco, a fast-growing online retailer of sustainable home furnishings, has been sold to a Richmond, Va.,-based maker and distributor of home and garden goods after months of seeking an investor to support expansion. Bambeco became a brand of Evergreen Enterprises after the sale.

    Baltimore ice rink at the Inner Harbor opens on appropriately chilly note

    Questar tops off 414 Light St. tower on Baltimore Inner Harbor

    Baltimore-area home sales, prices continue to climb in October

    Community leaders and developers vow to sustain progress around Mondawmin despite Target’s closing

    Lacrosse retailer LAX World shutters stores and leaves Cockeysville headquarters

    Five minutes with David Rosen, partner and director of tax services at Rosen, Sapperstein & Friedlander

    Baltimore wood stove maker raises $1.2 million with help from University System of Maryland

    Spirit Airlines announces new flights to Cancun from BWI Marshall Airport

    Marks Thomas Architects to merge with Moseley Architects

    Hurricanes contribute to slight dip in passengers, ending 2-year streak of growth at BWI Marshall Airport

    The Armoury More coverage of Under Armour

    Under Armour co-founder s Pennsylvania ranch is on the market for $13.5 million

    Struggling against headwinds, Under Armour navigates shifting retail shoals

    Sun Hall of Fame

    Honoring The Baltimore Sun s Business and Civic Hall of Fame, Class of 2017

    Celebrating the 2017 Hall of Fame class

      Barbara Mikulski

      KAL: Sun Hall of Fame, Class of 2017

      Michael Cryor

    More Business News

    Hogan proposes end to state income taxes on military pensions

    Gov. Larry Hogan marked Veterans Appreciation Month on Thursday by renewing his call for elimination of state income taxes on Maryland’s military retirees. At a State House news conference, Hogan contended that such a move is needed to keep the state’s military retirees from moving to states that.

    Flanigan construction acquires green roof company Stancills

    The Baltimore-based, family-owned construction firm P. Flanigan Sons said Thursday that it has acquired Stancills Inc., another family-owned company that Flanigan already had been using to supply the aggregate and soils for storm water and other environmental projects. Details of the acquisition.

    Rosenstein: Rule of law must take precedence over politics

    U.S. Deputy Attorney General Rod J. Rosenstein did not explicitly mention the continuing probe into Russian interference in the 2016 presidential election, but he stressed the importance of holding the rule of law above politics during a speech Thursday in Linthicum. Rosenstein, Maryland’s former.

    Black Friday isn t for two weeks, but some stores are already offering deals

    Thanksgiving is still two weeks away, but Black Friday has already begun – at least for some retailers. Best Buy on Wednesday began offering Black Friday discounts on hundreds of items, including big-screen TVs, Apple Watches and tablets. Walmart followed a day later, with $6 pajamas and $998.





    Mars Venus Coaching is Changing the World, find business.#Find #business

    Mars Venus Coaching is Changing the World One Relationship at a Time

    Do you have what it takes to become

    a Mars Venus Coach?

    Be part of the best coaching team

    Find business

    Partner with the Top-name in Relationships

    Whether you are considering a career change and starting your own coaching business, or wanting to add a recognized brand-name to your already existing coaching practice, you owe it to yourself to become a Mars Venus Certified Life Relationship Coach.

    The Mars Venus Coaching Programs were founded on the principles of John Gray, PhD., an internationally recognized expert in the fields of communication and relationships. As a coach, you will help others define their goals, and assist them in formulating a plan for their life. Begin your success story by becoming a Mars Venus Coach today.

    Life Relationship Coaching

    Are you ready to have a STRONG brand name connected to your new or existing coaching practice?

    Are you ready to STOP being the best-kept secret in coaching?

    For the first time, I am recruiting quality people to join my team as life coaches with Mars Venus Coaching. If you think you have what it takes to make a real difference in people’s lives by teaching and sharing the Mars Venus communications and relationship principles, then you owe it to yourself and others to join me.

    As a Mars Venus Certified coach you will help your clients gain clarity around that they really want in their life, in their relationships, in their career, in anything they truly want to get out of life. The problem is many people either don’t know what they want or they know but it’s not really clear what it looks like. That’s’ your first step in helping…bring them clarity. Then you will help them craft a plan, step by step plan getting them closer to that personal goal. Lastly, and most importantly, you will hold them accountable to implementing that plan every week. Holding your clients accountable is not always easy, but it is rewarding. They get results and you feel great doing it. If this is something you can see yourself doing, call us today at (702) 835-9295.

    Why Mars Venus Coaching?

    • Because you KNOW you’re supposed to be making a HUGE difference in the world, and instead you’re playing “small” or slaving away working for someone else. What do you need to do to start playing the bigger game you know you’re meant to?
    • That you can’t seem to earn the sort of salary you think you deserve, or charge clients what you think you are worth, and therefore are barely scraping by.
    • Because you are having difficulty getting and keeping clients. What could you do to attract and keep more clients?
    • That YOU ARE YOUR BRAND, and not enough people have heard of YOU. Wouldn’t it be nice to have a brand name behind you. A brand name that people automatically knew, respected and that opened doors to new possibilities and clients?
    • That your coaching certification hasn’t opened the doors you thought it would.

    Then I have the SOLUTION for you. That is, if you qualify to become a part of my team.





    Mars Venus Coaching is Changing the World, find a business.#Find #a #business

    Mars Venus Coaching is Changing the World One Relationship at a Time

    Do you have what it takes to become

    a Mars Venus Coach?

    Be part of the best coaching team

    Find a business

    Partner with the Top-name in Relationships

    Whether you are considering a career change and starting your own coaching business, or wanting to add a recognized brand-name to your already existing coaching practice, you owe it to yourself to become a Mars Venus Certified Life Relationship Coach.

    The Mars Venus Coaching Programs were founded on the principles of John Gray, PhD., an internationally recognized expert in the fields of communication and relationships. As a coach, you will help others define their goals, and assist them in formulating a plan for their life. Begin your success story by becoming a Mars Venus Coach today.

    Life Relationship Coaching

    Are you ready to have a STRONG brand name connected to your new or existing coaching practice?

    Are you ready to STOP being the best-kept secret in coaching?

    For the first time, I am recruiting quality people to join my team as life coaches with Mars Venus Coaching. If you think you have what it takes to make a real difference in people’s lives by teaching and sharing the Mars Venus communications and relationship principles, then you owe it to yourself and others to join me.

    As a Mars Venus Certified coach you will help your clients gain clarity around that they really want in their life, in their relationships, in their career, in anything they truly want to get out of life. The problem is many people either don’t know what they want or they know but it’s not really clear what it looks like. That’s’ your first step in helping…bring them clarity. Then you will help them craft a plan, step by step plan getting them closer to that personal goal. Lastly, and most importantly, you will hold them accountable to implementing that plan every week. Holding your clients accountable is not always easy, but it is rewarding. They get results and you feel great doing it. If this is something you can see yourself doing, call us today at (702) 835-9295.

    Why Mars Venus Coaching?

    • Because you KNOW you’re supposed to be making a HUGE difference in the world, and instead you’re playing “small” or slaving away working for someone else. What do you need to do to start playing the bigger game you know you’re meant to?
    • That you can’t seem to earn the sort of salary you think you deserve, or charge clients what you think you are worth, and therefore are barely scraping by.
    • Because you are having difficulty getting and keeping clients. What could you do to attract and keep more clients?
    • That YOU ARE YOUR BRAND, and not enough people have heard of YOU. Wouldn’t it be nice to have a brand name behind you. A brand name that people automatically knew, respected and that opened doors to new possibilities and clients?
    • That your coaching certification hasn’t opened the doors you thought it would.

    Then I have the SOLUTION for you. That is, if you qualify to become a part of my team.





    Find business, find business.#Find #business

    Better

    You are here:

    This site uses cookies. By continuing to browse the site you are agreeing to our use of cookies.

    Welcome to GLL

    A charitable social enterprise for all the community

    GLL makes community services and spaces better for everyone. And it’s about more than just money. Our people invest time, energy and effort into helping and improving communities through the services we offer – and with great results.

    Our success means we’re proud to be the first leisure operator in the UK to be awarded the prestigious Social Enterprise Mark and the Big Society Award.

    GLL News

    Find business

    Welcoming Bromley libraries

    November 07, 2017

    GLL, the UK’s largest provider of public libraries, has entered a 10-year partnership with Bromley Council.

    Find business

    GLL awarded new 10-year leisure management contract in Barnet

    November 06, 2017

    Barnet Council has renewed its leisure management contract with GLL.

    Find business

    REVOLUTIONISING SWIM TEACHER TRAINING

    October 30, 2017

    GLL and STA have joined together in a new 3-year partnership.

    About us

    In 1993, Greenwich Council needed to find a new way to run its leisure centres because of public spending cuts and together, we came up with a new model. The first of its kind in UK leisure. GLL was born.

    Our four pillars

    We believe GLL is unique and not just because we were the first leisure trust in the UK. Our four ‘pillars’ sit at the heart of our business delivery and form the vital DNA that makes us tick.

    Being a charitable social enterprise

    GLL is here for the good of the community and is a not-for-profit organisation. As firm believers in the power of social values, this is what being a social enterprise means for us…





    Business – definition of business by The Free Dictionary, find business.#Find #business

    business

    These nouns apply to forms of activity that have the objective of supplying products or services for a fee. Business pertains broadly to commercial, financial, and industrial activity, and more narrowly to specific fields or firms engaging in this activity: a company that does business over the internet; went into the software consulting business; owns a dry-cleaning business. Industry entails the production and manufacture of goods or commodities, especially on a large scale: the computer industry. Commerce and trade refer to the exchange and distribution of goods or commodities: laws regulating interstate commerce; involved in the domestic fur trade. Traffic pertains in particular to businesses engaged in the transportation of goods or passengers: renovated the docks to attract shipping traffic. The word may also suggest illegal trade: discovered a brisk traffic in stolen goods.

    busi ness

    Business

    1. As oxygen is the disintegrating principle of life, working night and day to dissolve, separate, pull apart and dissipate, so there is something in business that continually tends to scatter, destroy and shift possession from this man to that. A million mice nibble eternally at every business venture Elbert Hubbard
    2. Business is like a man rowing a boat upstream. He has no choice; he must go ahead or he will go back Lewis E. Pierson
    3. Business is like oil. It won t mix with anything but business J. Grahame
    4. Business is very much like religion: it is founded on faith William McFee
    5. Business policy flows downhill from the mountain, like water Anon
    6. A business without customers is like a computer without bytes Anon

    As the entries that follow show, this concept lends itself to many additional twists.

    Playwrights Ernst and Lindley wrote this simile to be spoken by a judge in their 1930 s play Hold Your Tongue.

    The first two words are transposed from Computer companies to generalize the comparison.

    business

    Business is the work of making, buying, and selling goods or services.

    When you use business in this sense, don’t say ‘a business’. Don’t say, for example, ‘ We’ve got a business to do ‘. You say ‘We’ve got some business to do’.

    You can talk about a particular area of business using the followed by a noun followed by business.

    A business is a company, shop, or organization that makes and sells goods or provides a service.





    Find business, find business.#Find #business

    find business

    Find businessFind business

    Rules tightened for off-plan property buyers

    • Find business

  • Find business

  • Find business

  • Find business

    • Find businessFind business

    Latest in Business

    Oil’s Mideast-driven rally dented

  • Find businessFind business

  • Find businessFind business

    Find business

    Money News and Guides

    Hedge Funds push price of bitcoin to new highs

    Property News

    Rents falling fast in these areas in Dubai

    Top Sectors

    Find business

    Winning the corporate banking battle

    • Find businessFind business

  • Find businessFind business

  • Find businessFind business





  • Find a business, find a business.#Find #a #business

    find a business

    Find a businessFind a business

    Rules tightened for off-plan property buyers

    • Find a business

  • Find a business

  • Find a business

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    Latest in Business

    Oil’s Mideast-driven rally dented

  • Find a businessFind a business

  • Find a businessFind a business

    Find a business

    Money News and Guides

    Hedge Funds push price of bitcoin to new highs

    Property News

    Rents falling fast in these areas in Dubai

    Top Sectors

    Find a business

    Winning the corporate banking battle

    • Find a businessFind a business

  • Find a businessFind a business





  • Home, PartnerRe, find business.#Find #business

    find business

    Find business Find business

    A true partner is focused on your goals. First.

    As a privately-owned, pure-play reinsurer, PartnerRe gives each client our undivided focus. We have the scale and expertise to meet our clients’ needs across virtually all markets, risks, business lines and products, while we remain small enough to be adaptive and responsive.

    Find business Find business

    A committed partner listens and builds trust.

    Relationships are central to our business. We hold open, honest conversations with our clients to ensure that we understand their challenges. Our goal is to build strong, enduring relationships based on a deep knowledge of our clients’ businesses, so that we can be a more resourceful and relevant risk-discussion partner.

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    A strong partner is a reliable partner.

    PartnerRe’s technical expertise and focus on clients is backed by a strong balance sheet. Our long-respected, disciplined approach to maintaining financial integrity makes us a partner clients can rely on, providing stability in times of uncertainty.

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    A smart partner offers solutions, not just security.

    Our expert teams are dedicated to serving our clients as proactive partners, who can look at their business insightfully and holistically to uncover new opportunities. Our deep technical knowledge is combined with commercial sensibility to deliver both standardized and innovative, customized solutions for client needs.

    Partnership begins with a conversation.

    Click the Partner With Us button to find the right contact for your business anywhere in the world.

    About Us

    PartnerRe combines a striking balance of technical expertise and strong personal relationships to develop solutions that fuel our clients’ success.

    News & Events

    Stay up to date on our earnings results, executive appointments, events around the globe and other PartnerRe news.

    Opinions & Research

    Our articles and reports alert you to critical changes across economic, technological, regulatory and other relevant environments.

    Careers

    We are always looking for bright, proactive people with expert knowledge, skills and integrity to join our global team.

    Financial Strength

    Total Capital (June 30, 2017)

    Total Capital June 30, 2017

    A.M. Best (May 25, 2017)

    A.M. Best May 25, 2017

    Standard & Poor’s (March 24, 2017)

    Standard & Poor’s March 24, 2017

    Moody’s* (August 4, 2015)

    Moody’s* August 4, 2015

    *Applies to Partner Reinsurance Company Ltd. and Partner Reinsurance Company of the U.S.

    Locations

    2017. PartnerRe. All rights reserved. User Agreement





    Press release distribution, EDGAR filing, XBRL, regulatory filings, Business Wire, find a

    Where Your News Is Made.

    Get more views with multimedia.

    Be the news everyone talks about.

    To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video

    Expanded Photo Distribution

    Find a business

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    Research, target and monitor media with Agility Plus.

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    Business – definition of business by The Free Dictionary, find a business.#Find

    business

    These nouns apply to forms of activity that have the objective of supplying products or services for a fee. Business pertains broadly to commercial, financial, and industrial activity, and more narrowly to specific fields or firms engaging in this activity: a company that does business over the internet; went into the software consulting business; owns a dry-cleaning business. Industry entails the production and manufacture of goods or commodities, especially on a large scale: the computer industry. Commerce and trade refer to the exchange and distribution of goods or commodities: laws regulating interstate commerce; involved in the domestic fur trade. Traffic pertains in particular to businesses engaged in the transportation of goods or passengers: renovated the docks to attract shipping traffic. The word may also suggest illegal trade: discovered a brisk traffic in stolen goods.

    busi ness

    Business

    1. As oxygen is the disintegrating principle of life, working night and day to dissolve, separate, pull apart and dissipate, so there is something in business that continually tends to scatter, destroy and shift possession from this man to that. A million mice nibble eternally at every business venture Elbert Hubbard
    2. Business is like a man rowing a boat upstream. He has no choice; he must go ahead or he will go back Lewis E. Pierson
    3. Business is like oil. It won t mix with anything but business J. Grahame
    4. Business is very much like religion: it is founded on faith William McFee
    5. Business policy flows downhill from the mountain, like water Anon
    6. A business without customers is like a computer without bytes Anon

    As the entries that follow show, this concept lends itself to many additional twists.

    Playwrights Ernst and Lindley wrote this simile to be spoken by a judge in their 1930 s play Hold Your Tongue.

    The first two words are transposed from Computer companies to generalize the comparison.

    business

    Business is the work of making, buying, and selling goods or services.

    When you use business in this sense, don’t say ‘a business’. Don’t say, for example, ‘ We’ve got a business to do ‘. You say ‘We’ve got some business to do’.

    You can talk about a particular area of business using the followed by a noun followed by business.

    A business is a company, shop, or organization that makes and sells goods or provides a service.





    Improve your local ranking on Google – Google My Business Help, find

    Improve your local ranking on Google

    Local results appear for people who search for businesses and places near their location. They’re shown in a number of places across Maps and Search. For example, you’ll probably see local results if you search for “Italian restaurant” from your mobile device. Google will try to show you the kind of nearby restaurant that you’d like to visit. In the image below, Google uses local results to suggest some options.

    You can improve your business’s local ranking by using Google My Business.

    Can’t find your business? Improve your info.

    You may find that your business doesn’t appear for relevant searches in your area. To maximize how often your customers see your business in local search results, complete the following tasks in Google My Business. Providing and updating business information in Google My Business can help your business’s local ranking on Google and enhance your presence in Search and Maps.

    Enter complete data

    Local results favor the most relevant results for each search, and businesses with complete and accurate information are easier to match with the right searches. Make sure that you’ve entered all of your business information in Google My Business, so customers know more about what you do, where you are, and when they can visit you. Provide information like (but not limited to) your physical address, phone number, and category. Make sure to keep this information updated as your business changes. Learn how to edit your business information

    Verify your location(s)

    Verify your business locations to give them the best opportunity to appear for users across Google products, like Maps and Search. Learn more about verification

    Keep your hours accurate

    Entering and updating your opening hours, including special hours for holidays and special events, lets potential customers know when you’re available and gives them confidence that when they travel to your location, it will be open. Learn how to edit your hours

    Manage and respond to reviews

    Interact with customers by responding to reviews that they leave about your business. Responding to reviews shows that you value your customers and the feedback that they leave about your business. High-quality, positive reviews from your customers will improve your business’s visibility and increase the likelihood that a potential customer will visit your location. Encourage customers to leave feedback by creating a link they can click to write reviews. Learn more

    Add photos

    Adding photos to your listings shows people your goods and services, and can help you tell the story of your business. Accurate and appealing pictures may also show potential customers that your business offers what they’re searching for. Learn more

    How Google determines local ranking

    Local results are based primarily on relevance, distance, and prominence. These factors are combined to help find the best match for your search. For example, Google algorithms might decide that a business that’s farther away from your location is more likely to have what you’re looking for than a business that’s closer, and therefore rank it higher in local results.

    Relevance

    Relevance refers to how well a local listing matches what someone is searching for. Adding complete and detailed business information can help Google better understand your business and match your listing to relevant searches.

    Distance

    Just like it sounds–how far is each potential search result from the location term used in a search? If a user doesn’t specify a location in their search, Google will calculate distance based on what’s known about their location.

    Prominence

    Prominence refers to how well-known a business is. Some places are more prominent in the offline world, and search results try to reflect this in local ranking. For example, famous museums, landmark hotels, or well-known store brands that are familiar to many people are also likely to be prominent in local search results.

    Prominence is also based on information that Google has about a business from across the web (like links, articles, and directories). Google review count and score are factored into local search ranking: more reviews and positive ratings will probably improve a business’s local ranking. Your position in web results is also a factor, so SEO best practices also apply to local search optimization.

    There’s no way to request or pay for a better local ranking on Google. We do our best to keep the details of the search algorithm confidential to make the ranking system as fair as possible for everyone.





    Find a business, find a business.#Find #a #business

    Better

    You are here:

    This site uses cookies. By continuing to browse the site you are agreeing to our use of cookies.

    Welcome to GLL

    A charitable social enterprise for all the community

    GLL makes community services and spaces better for everyone. And it’s about more than just money. Our people invest time, energy and effort into helping and improving communities through the services we offer – and with great results.

    Our success means we’re proud to be the first leisure operator in the UK to be awarded the prestigious Social Enterprise Mark and the Big Society Award.

    GLL News

    Find a business

    Welcoming Bromley libraries

    November 07, 2017

    GLL, the UK’s largest provider of public libraries, has entered a 10-year partnership with Bromley Council.

    Find a business

    GLL awarded new 10-year leisure management contract in Barnet

    November 06, 2017

    Barnet Council has renewed its leisure management contract with GLL.

    Find a business

    REVOLUTIONISING SWIM TEACHER TRAINING

    October 30, 2017

    GLL and STA have joined together in a new 3-year partnership.

    About us

    In 1993, Greenwich Council needed to find a new way to run its leisure centres because of public spending cuts and together, we came up with a new model. The first of its kind in UK leisure. GLL was born.

    Our four pillars

    We believe GLL is unique and not just because we were the first leisure trust in the UK. Our four ‘pillars’ sit at the heart of our business delivery and form the vital DNA that makes us tick.

    Being a charitable social enterprise

    GLL is here for the good of the community and is a not-for-profit organisation. As firm believers in the power of social values, this is what being a social enterprise means for us…





    Mars Venus Coaching is Changing the World, find a business.#Find #a #business

    Mars Venus Coaching is Changing the World One Relationship at a Time

    Do you have what it takes to become

    a Mars Venus Coach?

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    How to Find the Right SBA Loan for Your Small Business #business

    #small business administration loans

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    How to Find the Right SBA Loan for Your Small Business

    Small businesses are the backbone of the U.S. economy: According to data from the 2010 U.S. Census, there are 27.9 million small businesses registered in the United States, employing 120 million people almost half of the nation s workforce.

    Part of what the Small Business Administration (SBA) does is help America s small businesses secure the funding they need to operate and grow. As a federal government agency, the SBA does not lend small businesses money directly. Instead, it sets guidelines for loans that are made by its partners, which include banks, credit unions, community development organizations and microlending institutions. The SBA guarantees a portion of these loans granted by these institutions will be repaid, eliminating some of the risk for lenders.

    Kale Gaston, head of the SBA Lending Group for TD Bank in Greenville, S.C. said SBA loans do a great job of helping lenders say yes to borrowers. He also noted that SBA programs provide better access to capital and credit enhancement for small business owners. For example, since the SBA guaranty lowers the risk in case of a loan default, lenders are able to provide funding when the down payment available is too low or the business s cash flow is not high enough for traditional options.

    SBA lenders can provide longer terms as well. Instead of five or 10 years for a real estate purchase with a balloon payment at the end, the lender can give terms for 25 years, eliminating the balloon (i.e. final payment) or need to refinance every few years, Gaston said. For shorter-term assets, like equipment, terms could go to 10 years instead of the usual three to five years.

    SBA loan programs

    The SBA s loan programs are designed specifically for small business owners who don t have access to other reasonably termed financing. There are four main types of loan programs:

    7(a) loan program: This is the SBA s primary program to help startups and existing small businesses obtain financing. 7(a) loans are the most basic and most commonly used type of loan, as well as the most flexible. The money can be used for a variety of general business purposes, including working capital, machinery and equipment, furniture and fixtures, purchasing or renovating land and buildings, leasehold improvements and debt refinancing. Loan maturity is up to 10 years for working capital and generally up to 25 years for fixed assets. Borrowers can apply through a participating lender institution.

    CDC/504 loan program: This program provides businesses with long-term, fixed-rate financing for major assets, such as land and buildings. The loans are typically structured with the SBA providing 40 percent of the total project costs, a participating lender covering up to 50 percent and the borrower putting up the remaining 10 percent. Funds from a 504 loan can be used to purchase existing buildings, land or machinery, and to construct or renovate facilities. These loans cannot be used for working capital or inventory. Under the 504 program, a business qualifies if it has a tangible net worth of less than $15 million and an average net income of $5 million or less after federal income taxes for the two years before application. The maximum amount of a 504 loan is $5 million.

    Microloan program: This program offers very small loans to startups, or newly established or growing small businesses. The loans can be used for working capital or the purchase of inventory, supplies, furniture, fixtures, machinery or equipment. The SBA makes funds available to specially designated intermediary lenders, which are nonprofit organizations with experience in lending and technical assistance. Those intermediaries then make loans of up to $50,000, with the average loan being about $13,000. The loan cannot be used to pay existing debts or to purchase real estate.

    Disaster loans: The SBA offers this option to businesses that have been affected by a declared disaster. These low-interest loans can be used to repair or replace damaged real estate, personal property, machinery, equipment, inventory and business assets.

    Further details on each type of loan program can be found on the SBA s website .

    What you ll need to apply

    When applying for an SBA loan, you ll need to fill out forms and documents for the specific loan you re trying to get. The SBA also encourages borrowers to gather some basic information that all lenders will ask for, regardless of the loan type. The following items are usually required:

    • Personal background and financial statements
    • Business financial statements
    • Profit-and-loss statement (three years)
    • Current within the last six months
    • List of debts
    • Projected financial statements
    • Business certificate/license
    • Income tax returns
    • R sum s for key team members
    • Business overview and history
    • Business lease

    The SBA also advises small businesses applying for a loan to be prepared to answer several questions:

    • Why are you applying for this loan?
    • How will the loan proceeds be used?
    • What assets need to be purchased, and who are your suppliers?
    • What other business debt do you have, and who are your creditors?
    • Who are the members of your management team?

    Why your business plan matters

    Whether you re a new startup or an established company, the key to a successful application is a well-written business plan .

    The business plan not only is the road map that will guide the business from planning to startup to (hopefully) success, but also will show any potential lender that the potential business owner does have a clear view and understanding of the business, how to run it and, most importantly, how the loan will be repaid, David Hall, a public affairs specialist with the SBA in Washington, D.C. said in an email interview with Business News Daily.

    Gaston agreed, noting that lenders want to know how knowledgeable you are about your business and the competitive market.

    The concept may be great, but what the lender is looking for is that the individual is driven, capable and determined, Gaston said. You really need to understand what you are doing every step of the way and be able to convey that to the lender during the application process.

    Hall also recommended that business owners take full advantage of the business planning resources offered by the SBA and its partners, such as SCORE. SBDCs (Small Business Development Centers) and WBCs (Women Business Centers).

    Finding a lender

    While Gaston acknowledged that applying for an SBA loan is a process, she said working with a lender that has experience can make that process a lot easier. To find experienced SBA lenders in your area, he suggested talking to folks locally in the market and looking for a lender that is part of the SBA s Preferred Lender program. This program gives thousands of lenders per year delegated authority to approve loans based on certain criteria, shortening the time period between application and approval.

    You can find SBA lenders by going online at sba.gov. contacting local accountants and attorneys, and looking for lenders with a large local presence. SBDCs also provide document support and lender referrals.

    The SBA program drives a tremendous amount of value in the economy, lending approximately $30 billion to small businesses annually, Gaston said. It takes businesses to the next level, is appropriately structured and enables them to be successful.

    Additional reporting by Business News Daily contributor Elizabeth Palermo.

    With an Associate s Degree in Business Management and nearly twenty years in senior management positions, Marci brings a real life perspective to her articles about business and leadership. She began freelancing in 2012 and became a contributing writer for Business News Daily in 2015.

    You May Also like

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  • Writing a Business Plan: Tips from the SBA





  • Find the best Business lawyers near you #business #school #ranking

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    Business lawyers

    What a Business lawyer can do for you

    A business lawyer will advise you on many different aspects relating to business, such as regulation compliance, business incorporation, and legal liability. The sooner you retain a business attorney, the better. Your lawyer will make sure that you set up your business properly, create contracts for you, make sure you re hiring legal workers, file patents, buy and sell businesses, and more.

    Practice areas related to Business

    Why hire a Business attorney

    If you want to start, manage, transfer, or exit a business, you may benefit from a business attorney’s services. Business attorneys have experience with many different industries and professional fields. If you are considering bankruptcy relief for your business, a business lawyer will also have the knowledge necessary to help you navigate your options for your business debt. Depending on your business and activities, you may need one or more type of business attorney.

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    Find the Right Small Business Phone System – Cisco Systems #business #from

    #business phone systems

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    Find the Right Small Business Phone System

    What to Know When Buying a Small Business Phone System

    Small business phone systems are available in a variety of configurations, offering an ever-growing range of features and benefits. Most modern small business phone systems today run on Internet Protocol (IP) networks the same network they use to connect employees, devices, and information resources.

    But how do you find the right small business phone system for your company? And what’s the best way to deploy it?

    Here are a few key considerations when evaluating and implementing a new small business phone system.

    Understand What Your Users Need

    The right small business phone system can give your people the tools they need to be more efficient. Does your workforce need easy access to mobile communications or video? Do workers need one phone number that simultaneously rings on multiple devices?

    Features and capabilities available include:

    • Mobile softphones, for using a computer as a phone
    • The ability to make and receive calls from smartphones or tablets
    • Video or web conferencing support
    • Automated attendant
    • Paging and intercom

    You can also get unified messaging, with notifications by email, text message, or phone. Instant Messaging and Presence technology, other popular features, help you quickly identify the people available within your organization and reach them at any given time.

    Reduce Your IT Costs

    Today’s small business IP phone systems can consolidate essential communications and collaboration capabilities onto a single server solution. This reduces IT complexity and communications costs.

    Be Prepared for Change

    A new small business phone system can change the way you and your employees work and conduct daily business transactions. For example, using video, you can meet with remote staff, customers, suppliers and partners to enhance key relationships.

    Talk to Your Trusted Advisor.

    Consult with your local service provider or reseller to help ensure that your phone system’s features and capabilities will meet your company’s short- and long-term business goals.

    The Cisco Business Edition 6000S provides all the essential communication and collaboration capabilities needed for your business. It is designed specifically to meet the needs of small businesses with up to 150 users. Cisco Business Edition 6000S offers an easy to deploy, manage, and use IP telephone system, plus much more.





    Company Partners – find business angels, business angel investment, business partner, business

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    Business Partners, Business Angels and great business opportunities

    If you are looking for a Business Partner. Business Angel investment or a Mentor this is the place to come.

    You can access our sophisticated database of business partners, Investors opportunities directly through our secure system.

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    Join now and contact directly our Business Partners. Business Angel Investors and Mentors .
    With one membership you can do all three:

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    Where to Find Small Business Grants for Women #business #insurance #quotes

    #business grants for women

    #

    Where to Find Small Business Grants for Women

    Do you think financing a small business’s startup and expansion is as easy as obtaining a free grant from the government? You might (almost) be excused for believing that Uncle Sam is handing out bags of free money to anyone with two X chromosomes. In addition to late-night infomercials about government grants, dozens of articles full of misinformation about small business grants for women can be found online, full of vague terms and hazy promises like “The government offers a wide range of grants for women entrepreneurs.”

    Well, I hate to be the bearer of bad news, but as the saying goes, “If it sounds too good to be true, it probably is.” Small business grants for women are few and far between. Why? Here’s what you need to know.

    The Federal Government Doesn t Provide Grants for Starting and Expanding a Business

    First, to quote from the SBA’s website, “ The federal government does NOT provide grants for starting and expanding a business. ” Instead, the federal government gives grants to non-commercial entities, such as universities or nonprofit organizations.

    How did the misconception that the government provides small business grants arise? Perhaps it’s because the federal government does make grants to help state and local governments, which often turn around and use those funds to offer grants to organizations that help small business owners. In other words, if you started a nonprofit to help women start businesses, you might be able to get a government grant for that. But you can’t get a government grant to start a business yourself.

    According to the SBA, some states do provide grants to businesses whose work benefits the region and its residents. For instance, you might be able to get a grant if your business helps develop energy-efficient technology that helps the state and its residents save money, or if you are expanding a child-care center (enabling more residents to work and support themselves). Even in these limited cases, however, the grants are rarely “free money.” You may be required to match the funds with an equal amount of your own capital or with a loan, for example. To search for this type of grant, visit the official government grants website, Grants.gov, and check out their section for grant applicants to see if you are eligible. (There are no small business grants for women on this site that aren’t also open to men, but there are some for small businesses.)

    The 4 Best Small Business Grants for Women

    Knowing the options are limited, let s talk about where women entrepreneurs can find funding. Here are a (very few) small business grants for women to investigate.

    • Eileen Fisher Women-Owned Business Grant Program: Fashion designer Eileen Fisher launched these small business grants for women in 2004. Today the company awards $100,000 in total grants annually to 10 women-owned businesses beyond the startup stage (maximum $10,000 per recipient). Learn more about eligibility and the application process here .
    • Amber Grant . Launched by Womensnet.com in 1998 to honor the memory of a young woman who died before she could fulfill her entrepreneurial dreams, this program makes a $500 grant to one qualifying woman business owner each month; one of those women receives a $2,000 grant at the end of the year.
    • IdeaCafe Grant . IdeaCafe awards $1,000 grants to small business owners. Although the grant is not for women only, the vast majority of the winners have been female.
    • Grants and Scholarships for Women (GrantsforWomen.org): You can search this database of scholarship opportunities and grants for women, but be forewarned—most are for non-business purposes.

    As you can see, these grants are so small that your time may be better spent in figuring out ways to grow your business without them.

    When you’re seeking a grant, watch out for scams. If you’re asked to pay money or sign up for some kind of subscription to access a listing of small business grants for women, beware.

    Your best bet in seeking a grant to start or expand your business? Talk to your local Small Business Development Center (SBDC) or SCORE office. These organizations are plugged into the local financing community and will be able to guide you if, indeed, there are any small business grants for women in your area from local corporations, philanthropic or economic development organizations. You might also want to look into SBA loans for women. an affordable kind of financing for female small business owners.





    Find Local Business Law Attorneys or Law Firms #international #business #news

    #business lawyer

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    Find a Business Law Lawyer or Law Firm by State

    Beginning on the day a new business is launched, it will encounter a host of legal issues. From selecting the optimal business structure to negotiating contracts, from ensuring that the company’s name doesn’t infringe on another business’s intellectual property to hiring new employers–almost everything that small business owners do touches on some aspect of business law. As a company owner or manager, your focus should be on successfully running and building a business. A law firm that focuses on business law will have attorneys who have a broad cross-section of experience on the myriad legal issues that affect all businesses, large and small.

    Find a local Business Law lawyer or law firm using directory below.

    BUSINESS LAW Lawyer and Law Firm Search
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    Looking for Canadian lawyers or law firms? Visit our Canada site!

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    Bad Credit? Where to Find Business Loans #business #reviews

    #bad credit business loans

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    Bad Credit? Where to Find Business Loans

    You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .

    Bad credit is a red flag for lenders. It indicates you’ve either mismanaged your personal finances or fallen on hard times. Either way, lenders see you as higher risk — more likely to miss payments or default on a loan than a borrower with good credit.

    Bad credit (defined by FICO as a score of 300 to 629) is one reason loan applications are rejected; the approval rate of business loans from big banks was just 23.3% as of June 2016, according to Biz2Credit. But alternative lenders provide options. They emphasize the strength and operating history of your business rather than your credit. Be sure to carefully compare all of your choices, weighing terms and annual percentage rate.

    Here are some options:

    Note: If you’re a startup less than a year old, it’ll be tough to find a loan, no matter your credit. Here are financing ideas to help you launch your company.

    If your personal credit score is under 500

    With a score below 500, your best bet is likely a lender with no minimum credit score. Many lenders require a minimum score to qualify, but Fundbox and Kabbage don’t. Both are good, although pricey, choices for bad-credit borrowers who need short-term working capital up to $100,000. Fundbox, however, is only for businesses with unpaid customer invoices. There’s no minimum revenue with Fundbox and no credit check. For Kabbage’s line of credit, you need least $50,000 in annual revenue and one year in business.

    If your personal credit score is 500 or higher

    With a personal credit score of at least 500 or 530, you could qualify for OnDeck or BlueVine. OnDeck is for businesses that have at least $100,000 in annual revenue and is better if you need cash for an expansion (such as purchasing equipment or making renovations). The lender reports payment activity to the three credit bureaus, so paying off your loan on time will help build your credit score. If your score is at least 530 and your business has unpaid customer invoices, consider BlueVine invoice factoring.

    Good option for:

    • Fast cash
    • Inventory
    • Expansion

    • Fast cash
    • Working capital
    • Businesses with unpaid invoices

    500+ credit score
    • $100,000+ revenue
    • No personal bankruptcies in past 2 years

    530+ credit score
    • Must have unpaid customer invoices
    • $120,000+ annual revenue
    • 3+ months in business

    If your personal credit score is 600 or higher

    Because your score is at least 600, you can turn to Dealstruck or StreetShares for financing. For larger amounts of funding and lower borrowing costs, consider Dealstruck, as it has term loans and lines of credit up to $500,000 with APRs from 10% to 28%. However, you’ll also need strong minimum annual revenue of $150,000 to qualify. If you have $25,000 or more in revenue, StreetShares is an option. Its loans max out at $100,000 with 9% to 40% APR.

    Good option for:

    • Expansion, inventory purchases
    • Businesses with unpaid invoices

    • Young businesses
    • Veterans

    600+ credit score
    • $150,000+ annual revenue
    • 1+ year in business

    600+ credit score
    • $25,000+ annual revenue
    • 1+ year in business, unless you already have $100,000 revenue (drops to six months)





    How to Find the Right Business Partner for Your Startup #internet #business

    #business partner

    #

    How to Find the Right Business Partner for Your Startup

    Starting a business is notoriously difficult, and going it alone can make those challenges even harder to overcome. That s why many entrepreneurs choose to launch their company with one or more business partners who can help lighten the load.

    Finding good business partners is critical to success, said Sherry Fox, co-founder and chairman of LumiWave. There are many different types of partners, from someone who works with you side by side to build your business, to individuals or companies who contribute in specific areas, such as marketing, engineering, etc. Every person or entity that interacts with your business is a partner in some way and affects your ability to succeed.

    I believe there is strength in numbers, added Carlo Ruggiero, co-founder of the U.S. branch of European pizza franchise Kono Pizza. When multiple partners share the same vision, the result is a stronger and more unified team.

    But you can t just choose anyone to be your partner; you need to be able to work with that person day in, day out, and both of you must be able to focus on the business s objectives.

    Sabrina Parsons, CEO of Palo Alto Software. likened a business partnership to a marriage. Your partner is such an important piece of [your] success, and many times, bad partnerships lead to bad business, she said.

    If you need a partner but aren t sure where to start, here s how to find, evaluate and work with a prospective business partner. [See Related Story:Choosing a Business Partner? 4 Qualities to Look For]

    Look to your network first

    Our expert sources agreed that an entrepreneur s connections are the best candidates for potential business partners.

    Reaching out to your professional network can provide a rich list, said Jon Weston, CEO of LumiWave and Fox s business partner. I ve received good information and direction from the diaspora of my [previous] companies. General networks or online community groups are too anonymous to find good feedback.

    Referrals from trusted colleagues also can be helpful, Fox added. However, Weston cautioned that you should gauge the person making the referral before considering his or her recommendation.

    Evaluating a business partner

    Once you ve found someone who could be a great potential business partner, how do you evaluate whether that person is truly the right fit? One of your first considerations should be how your personalities, backgrounds, values and experiences complement each other.

    While you want a partner that will work well with your culture and style, you don t want a clone, either you want a partner who can fill in the gaps, Weston said. That is the tension you need to look for.

    Similarly, Ruggiero said he and his co-founders, David Ragosa and Greg Kinlaw, needed the right combination of personalities and skills to succeed.

    [Our] differences allow us to approach each situation in multiple ways, he told Business News Daily. David and I are the go-getters. Greg provides a great balance he is an expert at taking our crazy ideas and making sure we have the numbers to back them. We are constantly learning from each other and are able to use these exchanges to positively influence our business.

    However, getting along well isn t enough to ensure a successful partnership. No matter how well you know your potential partner, you re still running a business and thus need to take the appropriate precautions to ensure that any partnership is a smart decision. Weston noted that thoroughly researching your partner is an important part of this process.

    Do your due diligence, Weston said. You can do a lot [by] just Googling. Most people and organizations leave a digital trail. Dive into the legal databases. Ask for references, but also research any clients they have worked with or been associated with, and contact them.

    Fox agreed, noting that you should vet a partner carefully with all sources available, such as LinkedIn, company websites and former partners. Parsons also advised formally interviewing a prospective partner to better understand his or her skill set.

    Finally, before you sign any legal agreements, you must understand how you and your partner will handle a variety of business situations. This is something to discuss at length during your evaluation phase.

    Make very clear [written] agreements that take into consideration what happens when things go well and when things go poorly, Parsons said.

    Talk openly and frankly about who you are and what you want, Fox added. Spend significant time exchanging ideas and concepts, [and] understand their. short-term and long-term [goals]. Do you agree on the end game?

    Making a partnership work

    Think you ve found the perfect business partner? Based on their experiences, our sources offered a few pieces of advice for a fruitful and productive partnership.

    Define your respective roles. Clearly defining your roles within the company ensures that each partner s time is spent effectively, Ruggiero said. This will prevent partners from stepping on each other s toes and will ultimately save the company money.

    Measure your success. Fox recommended that potential business partners work together on a trial basis to test out how well the partnership might work.Set up some parameters and milestones, and make sure what you thought about the potential partner is reality, she said. From there, conduct frequent reviews to make sure you are still on the same page.

    Communication is key. Constant honest and open communication is a must. When problems arise, they need to be solved by both (or all) business partners. Ruggiero reminded entrepreneurs that at some point, each partner will make a mistake, and you cannot be afraid to bring it up. Each partner needs to do what s best for the business, he said, and part of doing this is eliminating any negative emotions to avoid a dispute if someone points out a mistake.

    Trust your gut. If something doesn t feel right, it probably isn t. Weston recalled little red flags that popped up in conversations with potential partners.

    Some things don t quite mesh or add up in the back of your mind. Trust this, he said. It is easier to walk away and be picky than pick up the pieces later.

    Some source interviews were conducted for a previous version of this article.

    Nicole Fallon Taylor

    Nicole received her Bachelor s degree in Media, Culture and Communication from New York University. She began freelancing for Business News Daily in 2010 and joined the team as a staff writer three years later. She currently serves as the managing editor. Reach her by email. or follow her on Twitter .

    You May Also like

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  • Beating the Odds: 4 Steps to Startup Success





  • Find A Local SBA Office #cheap #business #ideas

    #find a business

    #

    Find A Local SBA Office

    Looking for small business counseling and training close to home? SBA can help! SBA provides small business counseling and training through District Offices across the country. Business guidance and support is crucial to increasing your odds of long-term success. Find counseling, training and business development specialists providing free and low-cost services in your area.

    SBA District Offices

    SBA’s District Offices are responsible for providing businesses with the tools for enhancing and growing their businesses. SBA’s District Offices also oversee the delivery of SBA’s programs throughout the states such as:

    Free counseling, advice and information on starting a business through SCORE .

    Financial assistance for new or existing businesses through guaranteed loans made by area bank and non-bank lenders.

    Free consulting services through the network of Small Business Development Centers. SBDCs also conduct training events throughout the district – some require a nominal registration fee.

    Assistance to businesses owned and controlled by socially and economically disadvantaged individuals through the Minority Enterprise Development Program.

    Women’s Business Ownership Representatives are available to advise women business owners.

    Check out your local District Office today!





    Easy online business ideas, rn can t find job #business #savings #account

    #easy business ideas

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    Easy online business ideas

    Easy online business ideas Analysis

    Check out our list of the 25 best online business ideas from the pros. Start your. Setting up a blog is an easy online business to start. You can.The following 50 online business ideas are all great opportunities to start. candles, or cookware, selling online has become easier than ever. easy online business ideas Are you looking to start a successful online business from home? Check out these 5 unique business ideas that filled a smaller niche and saw big success. The site isn’t flashy, but it’s simple and effective. Santa Mail has been around since.Jul 11, 2016. Interested in starting an online business, but unsure of where to begin. to create attractive, easy-to-use websites for small businesses.

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    21 places to find the best free images for your business #business

    #business images

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    21 places to find the best free images for your business

    In the age of content marketing. high quality images are becoming increasingly important.

    But for many small business owners, taking top-notch photos, or even paying someone else to take them, is too costly.

    One alternative is to find beautiful images that can be used without a fee and that’s where the numerous online collections of free images come in.

    We’ve rounded up 21 places to find free images to give your business’s marketing an edge.

    But first a quick reminder: always check to make sure that the image you are downloading is available to use and whether you need to attribute the source.

    If the photo is in the public domain, it is no longer under copyright and free for public use. Alternatively, if an artist has shared their photos under a Creative Commons license, there may be restrictions on how you can use the image, for what purposes and if you need to provide attribution.

    Unsplash has one of the best collections of free, high-resolution images going around and 10 new photos are added every day. On Unsplash you’ll find beautiful photos of architecture, landscapes and flora and fauna.

    All photos and videos on Pixabay are available under a Creative Commons licence and can be used for commercial projects. The database is searchable by category or content type.

    At Crow the Stone, you’ll have access to beautiful images that wouldn’t be out of place in an exhibition at an art gallery. No attribution is required for these images and you can sign up to receive new images in your inbox each week.

    If it’s culinary imagery you’re after, try FoodiesFeed, a database of realistic images of a wide variety of food. Paid subscriptions to premium images are available and you can sign up to receive 20 foodie photos a month.

    For businesses in the professional services field, Startup Stock Photos could be worth a look. This database is made up of completely free technology and startup themed photos.

    Death of the Stock Photo is a membership-based photo library that aims to be “just like coffee for the modern creative”. Once a member, you’ll have access to high-quality photos that you can do with whatever you please.

    Cupcake is the creation of photographer Jonas Wimmerstrom and all the images on the site are available under a Creative Commons licence, including for commercial projects. No attribution is required, although this talented photographer says people are welcome to let him know where his images are being used.

    Does your marketing project have a particular colour scheme? Negative Space is one of a number of free image databases that can be searched by colour. All images are available under a Creative Commons licence with no copyright restrictions.

    Find A Photo combines free images from a range of other photo libraries, including Unsplash and Startup Stock Photos. Similar to Negative Space, this database is also searchable by colour.

    The images available from Freerange Stock are created by an in-house team as well as contributing photographers, who can earn income from advertising on the site. All images are free to use, however, you must sign up to the site to get access.

    Get Refe’s aim is to “help organisations and individuals bring ideas to life in a memorable way” by providing high-quality, natural images of people interacting with technology. You can browse through the site’s collection of free images or pay a small fee to receive monthly packs of curated images.

    A favourite in the SmartCompany office, Pexels offers more than 5000 free images under a Creative Commons Zero license – which means all images are completely free for personal and commercial use. Around 600 new images a month are added to the database, which includes high-quality images of work environments, people, animals and nature – and just about everything in between.

    Does your project need a vintage image? Try New Old Stock. This site is a collection of vintage photos that are in the public domain and therefore free of copyright restrictions.

    Another great source for free historical images are public libraries. For example, the State Library of Victoria maintains a pool of around 200,000 photos, illustrations and maps that are either out of copyright or available for use.

    For free colourful and quirky images, try Gratisography. All of the photos on this site were taken by photographer Ryan McGuire and are free to use. However, McGuire says he takes better photos when he is caffeinated and so will happily take PayPal donations to his Creative Coffee Fund.

    ImageFinder started out as a search engine for images on Flickr that are licensed under Creative Commons, however, the site now also searches Creative Commons licensed images from other stock sites. Think of ImageFinder as directory for free images; you’ll need to download the photos from their original source and check if attribution is required.

    PicJumbo is home to 15 categories of completely free images that can be used for both personal and commercial projects. Like many sites that provide free images, you can sign up to receive notifications when new images are available or pay to access premium image collections.

    IM Creator not only provides a curated selection of free images – you’ll also find other free marketing tools on this site, including website templates, icons and buttons.

    MMT is a collection of vibrant photos from photographer Jeffrey Betts, which are all available for commercial use under a Creative Commons Zero license.

    If you’re looking for high-quality, creative images of a New York street scape or European landmarks, Picography may be for you. All photos are available under a Creative Commons Public Domain license.

    As its name suggests, Public Domain Archive is a repository for public domain photos. The photos are divided into modern and vintage photos and new images are added each week.





    Bad Credit? Where to Find Business Loans #home #business #ideas #for #women

    #bad credit business loans

    #

    Credit Cards

    Banking

    Investing

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    Credit Cards

    Banking

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    Bad Credit? Where to Find Business Loans

    You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .

    Bad credit is a red flag for lenders. It indicates you’ve either mismanaged your personal finances or fallen on hard times. Either way, lenders see you as higher risk — more likely to miss payments or default on a loan than a borrower with good credit.

    Bad credit (defined by FICO as a score of 300 to 629) is one reason loan applications are rejected; the approval rate of business loans from big banks was just 23.3% as of June 2016, according to Biz2Credit. But alternative lenders provide options. They emphasize the strength and operating history of your business rather than your credit. Be sure to carefully compare all of your choices, weighing terms and annual percentage rate.

    Here are some options:

    Note: If you’re a startup less than a year old, it’ll be tough to find a loan, no matter your credit. Here are financing ideas to help you launch your company.

    If your personal credit score is under 500

    With a score below 500, your best bet is likely a lender with no minimum credit score. Many lenders require a minimum score to qualify, but Fundbox and Kabbage don’t. Both are good, although pricey, choices for bad-credit borrowers who need short-term working capital up to $100,000. Fundbox, however, is only for businesses with unpaid customer invoices. There’s no minimum revenue with Fundbox and no credit check. For Kabbage’s line of credit, you need least $50,000 in annual revenue and one year in business.

    If your personal credit score is 500 or higher

    With a personal credit score of at least 500 or 530, you could qualify for OnDeck or BlueVine. OnDeck is for businesses that have at least $100,000 in annual revenue and is better if you need cash for an expansion (such as purchasing equipment or making renovations). The lender reports payment activity to the three credit bureaus, so paying off your loan on time will help build your credit score. If your score is at least 530 and your business has unpaid customer invoices, consider BlueVine invoice factoring.

    Good option for:

    • Fast cash
    • Inventory
    • Expansion

    • Fast cash
    • Working capital
    • Businesses with unpaid invoices

    500+ credit score
    • $100,000+ revenue
    • No personal bankruptcies in past 2 years

    530+ credit score
    • Must have unpaid customer invoices
    • $120,000+ annual revenue
    • 3+ months in business

    If your personal credit score is 600 or higher

    Because your score is at least 600, you can turn to Dealstruck or StreetShares for financing. For larger amounts of funding and lower borrowing costs, consider Dealstruck, as it has term loans and lines of credit up to $500,000 with APRs from 10% to 28%. However, you’ll also need strong minimum annual revenue of $150,000 to qualify. If you have $25,000 or more in revenue, StreetShares is an option. Its loans max out at $100,000 with 9% to 40% APR.

    Good option for:

    • Expansion, inventory purchases
    • Businesses with unpaid invoices

    • Young businesses
    • Veterans

    600+ credit score
    • $150,000+ annual revenue
    • 1+ year in business

    600+ credit score
    • $25,000+ annual revenue
    • 1+ year in business, unless you already have $100,000 revenue (drops to six months)





    Find the best Business lawyers near you #good #small #business #ideas

    #business lawyer

    #

    Business lawyers

    What a Business lawyer can do for you

    A business lawyer will advise you on many different aspects relating to business, such as regulation compliance, business incorporation, and legal liability. The sooner you retain a business attorney, the better. Your lawyer will make sure that you set up your business properly, create contracts for you, make sure you re hiring legal workers, file patents, buy and sell businesses, and more.

    Practice areas related to Business

    Why hire a Business attorney

    If you want to start, manage, transfer, or exit a business, you may benefit from a business attorney’s services. Business attorneys have experience with many different industries and professional fields. If you are considering bankruptcy relief for your business, a business lawyer will also have the knowledge necessary to help you navigate your options for your business debt. Depending on your business and activities, you may need one or more type of business attorney.

    The Avvo advantage

    Avvo gives you all the information you need to find the right lawyer.

    • 50 states
    • 120 areas of law
    • Detailed profiles including reviews
    • 50 states
    • 120 areas of law
    • Detailed profiles including reviews




    Find the Best Small Business Credit Cards – Compare 133 Card Offers

    #business credit cards

    #

    Credit Cards

    Banking

    Investing

    Mortgages

    Loans

    Insurance

    Credit Cards

    Banking

    Investing

    Mortgages

    Loans

    Insurance

    Business Credit Cards

    We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines. and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet s official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.

    2016 NerdWallet, Inc. All Rights Reserved

    Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

    Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools, blog content and editorial reviews are based on objective analysis. For more information, please see our Advertiser Disclosure .





    Plumber Jobs – Search Plumber Job Listings #plumber #jobs, #plumber #job #opportunities,


    #

    Plumber Jobs

    Plumber Overview

    A plumber specializes in the installation and maintenance of the piping that runs in and under homes, businesses and more. The pipes carry the water necessary for comfortable living. Most plumbers run their own businesses, working on an as-needed basis in their community. Pay tends to be very high, particularly for self-employed plumbers, and educational requirements are lenient. Plumbers work in a number of capacities, doing everything from commercial wellhead installations to residential pipe laying .

    Plumber Education Requirements

    Plumbers only need a high school diploma or GED to get started. Most of the training comes from an apprenticeship under a more experienced plumber than can last anywhere from a few months to several years. Plumbers must be skilled at communicating with customers to determine where the problem is in the pipe and be able to navigate cramped and tight conditions. A moderate amount of strength is required as pipes are often rusted and in locations where there is little leverage.

    Plumber Job Market

    The job market for plumbers is expected to grow by 21 percent by 2022. This projection is above average when compared to other careers with an estimated 13,050 jobs opening each year. Plumbers often work for companies or strike out on their own to become independent service providers. Plumbers are also often employed by hospitals and universities due to the amount of plumbing systems used in buildings on these campuses.

    Plumber Salary

    Plumbers are paid well for their work, making anywhere from $14 to $16 an hour during their apprenticeship to $19 to $46 an hour once fully certified. The annual salary for plumbers can be as high as $77,000 to $83,000, and those who run their own companies are able to charge whatever prices they desire. Plumbers who work for companies, like a local plumbing shop, usually make slightly less than independent plumbers.


    Import Export Business – International Trade Leads – FITA Global Trade Leads


    #

    FITA is a Corporate Partner of the U.S. Commercial Service

    The International Buyers Program recruits thousands of qualified foreign buyers, sales representatives, and business partners to U.S. trade shows each year, giving your exhibitors excellent opportunities to expand business globally. Click here to see a list of all upcoming IBP trade shows.

    Department of Commerce Trade Missions offer a proven cost-effective tool for helping U.S. companies learn first-hand about global markets. Click here to see a list of upcoming trade missions.

    The National Export Initiative (NEI ) is a multi-year effort to increase U.S. jobs by increasing the number of companies exporting and expanding the number of markets current U.S. companies sell to.

    Take note of the following U.S. Commercial Service events:

    • Russia’s WTO Accession, What it Could Mean for Your Business . 02/02/2012 – 02/06/2012. On June 14th the U.S. Commercial Service will offer a webinar on Russia’s Upcoming WTO Accession and Permanent Normal Trade Relations highlighting the implications and opportunities for U.S. Business. This webinar will feature experts on Russia’s market and trade policy from the U.S. Embassy in Moscow as well as from the U.S. Commerce Department’s Market Access & Compliance unit in Washington, D.C. Topics will include, current market conditions in Russia, Russia’s WTO accession, what specific benefits it would bring for US companies, and the status of efforts to establish Permanent, Normal Trade Relations so that U.S. companies can compete on a level playing field in Russia once it becomes a WTO Member. This webinar will take place on June 14 from 11:00 a.m. to 12:00 p.m. EST. The cost to participate in this webinar is $15, payable by credit card. To register please click visit or email Paul Matino .
    • Visit USA RoadShow – Southern Cone – Latin America . 05/14/2012 – 05/18/2012. RoadShow organized by Visit USA Committees and Commercial Services of Chile, Argentina and Uruguay.

    Recruit US companies to promote tourism services and promote the United States as a tourism destination.
    Contact Diana Brandon

  • Global Gaming Expo Asia 2012 (G2E Asia) . 05/22/2012 – 05/24/2012 Global Gaming Expo Asia (G2E Asia) is the premier trade show and conference for the Asian gaming market. This event highlights the remarkable growth in Asian gaming and gives you access to new products and the latest trends, delivering qualified buyers, and fostering optimal networking in the Eastern hemisphere to ensure you can grow your business in this rapidly growing market. As part of the G2E portfolio of events, G2E Asia is an event by the industry and for the industry and it evolves each year to keep pace with industry demands and the latest industry trends.
    Contact Andrew Wylegala .
  • WINDPOWER 2012 .
    06/03/2012 – 06/06/2012. WINDPOWER 2012 is the world’s largest annual wind energy event. Held June 3-6, 2012, in Atlanta, Georgia, WINDPOWER is produced by the American Wind Energy Association, and is the premier wind energy event in North America. WINDPOWER 2011 hosted over 15,000 attendees, 1,100 exhibitors, and over 2,800 international attendees from 60 countries, the largest number of international attendees coming from Canada, Germany, China, Denmark and Spain. WINDPOWER 2012 will offer more than 60 educational sessions, industry workshops, and showcases new technology and solutions on the expansive show floor.
    Contact Mark Wells .
  • A Basic Guide to Exporting: Financing Your Exports and Getting Paid . 06/13/2012 – 06/13/2012. Learn the basics of trade finance and what you need to know about getting paid for exports. Getting paid for your export sale is easier than ever. Learn from trade finance experts about the range of payment methods used in export transactions and how to evaluate which is best for your business. Learn about letters of credit and U.S. government programs for financing exports including a program that enables buyers to purchase your product or service. View a past program. or join to live to raise your questions. Contact Hector Maldonado .
  • FITA has been appointed to be a Corporate Partner of the U.S. Commercial Service. FITA works with the Commercial Service to keep U.S. exporters and overseas importers informed about the many important services the Service offers. More.

    FITA s Really Useful Sites for Trade Professionals Newsletter
    Each issue features links to websites aimed at professionals in import-export and international trade as well as general interest websites for entertainment and daily life. More.

    FITA s Really Useful Links
    Our Really Useful Sites for International Trade Professionals is an up-to-date online library of over 8,000 websites related to global commerce. More.

    Job Seekers Employers:
    Visit the new FITA CareerHQ
    FITA Career Headquarters is the premier, internationally- focused job board. More.

    Tools for Starting and Running an Import-Export Business
    Resources and links that will help. More .

    Real-time International Trade News
    Click here to read feeds of the latest international trade and international trade finance news.


    Find Local Small Business Law Attorneys or Law Firms #business #loans #with

    #business lawyer

    #

    Find a Small Business Law Lawyer or Law Firm by State

    Whether you’re a start-up or a well-established small business, your company needs lawyers who can guide you through the myriad legal issues that can confront any organization, large or small. From helping you select a business structure to representing your company in the event of litigation, from reviewing contracts to creating employment policies, small business attorneys can work with your company to address both the routine legal matters and less common issues that arise. Small business law firms may also have the expertise to address intellectual property, tax, real estate and other types of legal issues that may be encountered in the course of doing business.

    Find a local Small Business Law lawyer or law firm using directory below.

    SMALL BUSINESS LAW Lawyer and Law Firm Search
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    Looking for Canadian lawyers or law firms? Visit our Canada site!

    Have a
    Small Business Law Question?

    Get answers from local attorneys.
    It s free and easy

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    Martindale-Hubbell and martindale.com are registered trademarks; AV, BV, AV Preeminent and BV Distinguished are registered certification marks; Lawyers.com and the Martindale-Hubbell Peer Review Rated Icon are service marks; and Martindale-Hubbell Peer Review Ratings are trademarks of Internet Brands, Inc. used under license. Other products and services may be trademarks or registered trademarks of their respective companies.

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    How to Find a Qualified Small Business Advisor #business #bank #accounts

    #business advisor

    #

    How to Find a Qualified Small Business Advisor

    Business planning, financial projections, employee management, and customer acquisitions are just a few of the issues that small business owners wrestle with. Startups and fast-growing companies have even more challenges — and that’s where a business advisor is most valuable. Whether they’re helping with starting a new business or managing an existing enterprise, small business advisors are seasoned professionals that help with strategic business planning and crucial operational decisions.

    Alas, great small business advisors, like great football coaches, are rare. Here are some tips to finding the perfect small business coach, so you can score a few more touchdowns and experience a lot fewer fumbles:

    1) Look for an advisor who’s managed a small business – Small businesses are a different animal than large corporations. Find a business coach that understands the special challenges of small business, including recruiting and retaining employees, capital funding, product marketing, and keeping up with technology. Additionally, target an advisor who had success with your biggest business challenge. For instance, if your main roadblock is distribution, target an advisor who is a distribution channels expert.

    2) Look for an advisor with credentials – A business advisor doesn’t necessarily need credentials, a special license, or a degree to give his opinion on how you should run your business, but it doesn’t hurt. Because anyone can set up shop as an advisor, look for someone with a business degree, MBA, or other coaching credentials such as CPCP (Certified Professional Coach Program), ACC (Associate Certified Coach), PCC (Professional Certified Coach), or MCC (Master Certified Coach) for added peace of mind that you’re getting good advice.

    3) Choose an advisor who focuses on your niche – An advisor that specializes in your industry will speak your language, understand your business concerns, and know the competitive umbrella your business operates under. If you’re lucky, he’ll have some great industry contacts too.

    4) Find an advisor through SCORE – SCORE Counselors to America’s Small Business is a nonprofit organization whose mission is to educate entrepreneurially-minded individuals nationwide in the creation, growth, and success of small businesses. With over 11,200 volunteers nationwide, SCORE offers free help with small business planning and other advice. Find a SCORE advisor through the website’s handy search function or visit your local SCORE office.

    5) Check out the Worldwide Association of Business Coaches (WABC) – Founded in 1997, the WABC is an international association aimed at the leadership and development of worldwide business coaching. The WABC requires rigorous membership requirements based upon coaching experience, references, and business expertise. With over 1,000 business coaches spanning 30 countries, the WABC is a great advisory resource.

    6) Search BusinessAdviser – BusinessAdviser.com is an independent consultancy international businesses directory. Search by location, firm or specialty.

    7) Ask for referrals – Last but not least, ask your mentors, work associates, and members of social networks who they have used and would recommend in a business advisor capacity.

    Liked this article? We think you will enjoy these recommendations.





    Where to Find Small-Business Funding #business #report

    #small business funding

    #

    Credit Cards

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    Credit Cards

    Banking

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    Where to Find Small-Business Funding

    You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .

    So you’ve had an entrepreneurial breakthrough. Your research shows your idea is sound, and you’ve detailed all its nuances in a comprehensive business plan. You know how to spread the word about your new venture and how you’ll plan for future growth.

    Now, how are you going to fund it?

    Traditional small-business funding took a hit during the financial crisis, with banks opting for bigger, more secure investments over small-business ventures. Data from the Federal Deposit Insurance Corp. show small-business lending hasn t returned to pre-recession levels; loans of $100,000 to $250,000 have fallen 22% since 2007.

    But it s still possible to get the capital you need to launch, maintain or grow your business. And once you identify small-business funding that s right for you, there are steps you can take to increase your chances of getting a business loan .

    5 ways to fund your small business

    1. If you have an established business, collateral, strong credit and finances:

    Banks. Traditional banks are still a great starting point and can help you figure out where you stand in terms of funding. Even if your business doesn t have a strong enough track record and enough assets as collateral to qualify for a loan, talking to someone at a traditional bank can help you figure out what documents you need and what your best options may be.

    2. If your business falls just outside of a traditional bank’s strict lending criteria:

    SBA. The U.S. Small Business Administration offers lenders, almost exclusively banks, a federal guarantee on your loan, making it less risky for them to lend you the funds you need to be successful. In doing so, the SBA also connects you with favorable rates offered by traditional lenders. And unlike most bank loans, you can use an SBA loan to start a business. However, the application process isn t easy, and you can find yourself trapped under a heap of documents while you work through the appropriate forms. Online lender SmartBiz provides a more streamlined application process, originating SBA loans faster than traditional banks.

    3. If you have bad personal credit, need cash fast or don’t want to wait for a bank loan:

    Online alternative lenders. With traditional banks limiting access to capital, alternative lenders have seen an increase in popularity. A report by Morgan Stanley predicts they’ll provide 16% of small-business loans by 2020. They are particularly useful for owners struggling with bad credit or those in need of fast cash. with several online lenders able to turn around funding within 24 hours. Peer-to-peer lenders are among the alternatives; these lenders cut out the traditional middleman — such as a bank — to connect borrowers with individual and institutional investors. The cost of borrowing, however, is much higher; some charge annual percentage rates over 100%. Still, alternative lenders are a good option when the bank says no.

    4. If you think your product can capture the interest of the public:

    Crowdfunding. Crowdfunding sites such as Kickstarter rely on investors to help get an idea or business off the ground, often rewarding them with perks or equity in exchange for cash. Although the popularity of these services has increased in recent years (the SBA even offers an online course in crowdfunding), there are caveats. For one, your product or company has to be intriguing enough catch the eye of multiple investors. With equity crowdfunding, there are strict securities laws and rules to follow for investors and entrepreneurs alike.

    5. If you have an existing membership and like a personal touch:

    Credit unions. Like banks, credit unions offer favorable rates and loans backed by the SBA. But unlike banks, credit unions have increased their small-business lending 60% since 2008, according to the National Association of Federal Credit Unions. Though you’ll likely have to be a member, the co-op nature of credit unions often ties them to the community, so you may also reap the benefits of more personal relationships and name recognition.

    Find and compare small-business loans

    NerdWallet has come up with a comparison tool for the best small-business loans to meet your needs and goals. We gauged lender trustworthiness, market scope and user experience, among other factors, and filtered them by categories that include your revenue and how long you’ve been in business.

    To get more information about funding options and compare them for your small business, visit NerdWallet ssmall-business loanspage. For free, personalized answers to questions about financing your business, visit theSmall Businesssection of NerdWallet’s Ask an Advisor page.

    This post has been updated. It was originally published Oct. 29, 2014.

    Image via iStock.

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    How to Calculate Your Name Number in Numerology: 10 Steps #find #an


    #

    How to Calculate Your Name Number in Numerology

    Write out the alphabet from ‘A’ to ‘Z. ’ On a piece of paper, write out all 26 letters in a horizontal line. Each letter is going to be assigned a different numerical value. You can also write the letters vertically; as long as they are in order and organized you can choose either direction.

    Assign each letter a digit from 1 to 9. Start with the letter A. Write a ‘1’ next to it and then give each following letter the next number as you go in numerical order. For example, B will have a 2, and C is 3. Once you reach ‘I’ which is a ‘9,’ start back at 1 as you continue along the alphabet. [1]

    • Some sources only use digits 1 through 8, but there are 9 numerology name numbers, so be sure to use all 9 digits when numbering the letters.
    • The system can also be summarized like this:
      • 1– A, J, S
      • 2– B, K, T
      • 3– C, L, U
      • 4– D, M, V
      • 5– E, N, W
      • 6– F, O, X
      • 7– G, P, Y
      • 8– H, Q, Z
      • 9– I, R

    Write out your full name. To find out your true name number, you will need to use your full name. You can find your entire name on your birth certificate or an official identification document. Don’t forget to include your middle name if you have one as well.

    • If you have a name that’s been passed down through your family, such as John Smith II, or you have unique prefixes or suffixes, include it as long as it is part of your full, official name.
    • If you have legally changed your name, use that name since that is now how you identify yourself.
    • You can use nicknames, but they won’t give a completely accurate result.

    Match each letter in your name to its corresponding number. Now that each letter has a numerical value, you can start putting numbers with the letters in your name. Below where you have written your name, write each number that goes with each individual letter.

    • You will have some duplicates, but that is not a problem.
    • For example, if your name is John Jacob Smith, then all of the Js will get a 1, the Os will get a 6, the Hs will get an 8, and so on.

    Match your name number to the basic numbers of numerology. Once you have your name number, you can look up that number in a numerology chart to find out more about yourself. Whether you were intentionally named with a numerology result in mind or your name number is by chance, knowing your number sign can perhaps give you some insight into your personality. [5]

    • Some sources differ slightly in their descriptions of each number, but overall their general descriptors remain similar:
      • 1 – Initiator action, pioneering, leading, independent, attaining, individualistic
      • 2 – Cooperation, adaptability, consideration of others, partnering, mediating
      • 3 – Expression, verbalization, socialization, the arts, the joy of living
      • 4 – Values foundation, order, service, struggle against limits, steady growth
      • 5 – Expansiveness, visionary, adventure, the constructive use of freedom
      • 6 – Responsibility, protection, nurturing, community, balance, sympathy
      • 7 – Analysis, understanding, knowledge, awareness, studious, meditating
      • 8 – Practical endeavors, status oriented, power-seeking, high-material goals
      • 9 – Humanitarian, giving nature, selflessness, obligations, creative expression
      • 11 – Higher spiritual plane, intuitive, illumination, idealist, a dreamer
      • 22 – The Master Builder, large endeavors, powerful force, leadership

    Discover your soul, destiny, and personality name number. Name numbers are often referred to by other names such as your life path number. There are also other variations that can reveal your soul’s inner desires as well as subconscious dreams.

    • Your soul number will tell you your likes, dislikes, and deepest desires. Assign only the vowels in your first name and last name numbers, add them to find the sum, and reduce the sum to find your soul number.
    • Your personality, or inner dreams, number is found by giving only the consonant letters a number.
    • To find your destiny name number, you will follow the same process to find your normal name number.
    • When differentiating between vowels and consonants, treat Ys and Ws with special care. When Ys are used as a vowel and a W is paired with a vowel to create a vowel sound, such as ‘Matthew,’ then they are given numbers for a soul number.
    • Conversely, if Ys and Ws are being used in a name as consonants, do not give them numbers for a personality name number. [6]

    Change your name to change your name number. If you find that you’re unsatisfied with your name number results or you don’t like your given name itself, you can always change your name. You may find that as you get older you want to be identified and called something else more suiting to your complex personality. Names aren’t written in stone, just legally binding paper, but that can be fixed. [7]

    • If you want to skip the courthouse, you can always ask people to call you by a nickname.
    • A new name may take some time to catch on, but be consistent with correcting people nicely and signing your new name correctly to help it stick.
    • You can even start by spelling your name differently to alter your name number results. For example, Tamra is an 8 but by spelling her name Tamara, she becomes a 9.

    Where to Find Startup Business Loans 2016 #business #startup #loan

    #start up business loans

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    Where to Find Startup Business Loans 2016

    You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .

    Money is a big worry when you’re starting a small business.

    Established companies have a wider range of business loan options with the growth of alternative lending. But startups face higher hurdles to funding. So we’ve rounded up half a dozen financing options for new entrepreneurs to help you get your business underway:

    1. Microloans and loans from nonprofits

    Microlenders and nonprofit lenders are two good financing options, especially if you have shaky finances. Generally, you’ll get solid loan terms from these lenders, making it possible for you to grow your business and establish better credit.

    Many microlenders and nonprofit lenders are also focused on helping minority or traditionally disadvantaged small-business owners, as well as small businesses in communities that are struggling economically. And these organizations are willing to work with aspiring entrepreneurs with poor credit.

    The U.S. Small Business Administration also has a microloan program that offers loans of up to $50,000 to small businesses and some not-for-profit childcare centers. The average SBA microloan is about $13,000. Here is a list of providers .

    The downside of the microloan is the “micro” part: Funding may not be sufficient for all borrowers.

    [back to the top]

    2. Friends and family

    Perhaps the most common way of financing a new small business is to borrow money from friends or family. Of course, if your credit is bad — and your family and friends know it — you ll have to persuade would-be lenders that you’ll be able to pay them back.

    In these situations, the potential cost of failure is not just financial but also personal.

    “Business is personal regardless of what people say,” David Nilssen, CEO of small-business financing company Guidant Financial, tells NerdWallet. “For most people, it’d be difficult to separate the two.”

    Trim your list of friends and family to just those who understand your plans, and do your best to make certain they are comfortable with the risks involved.

    [back to the top]

    3. Credit cards

    Many small-business owners use a credit card to start a small business. If your credit isn’t stellar, your choices may be limited to secured credit cards. which typically have higher fees than regular credit cards.

    It’s important to remember, however, that credit cards are an expensive way of financing a small business, particularly if you have bad credit. That’s because card issuers determine annual percentage rates based largely on your personal credit score. Also, research has shown that small businesses that rely too heavily on credit card financing typically fail.

    SHOP SMART FOR THE BEST CREDIT CARDS

    4. Personal loans

    Many new small-business owners also access financing through personal loans, especially through a growing number of online lenders. But like credit cards, personal loans usually have high APRs, especially for bad credit borrowers.

    For example, you could get a personal loan that could be used for starting a business from companies such as Peerform and Vouch. Both lenders have a minimum credit score requirement of 600, but their loans have APRs as high as 30%.

    Nilssen says small-business owners should consider personal loans “an option of last resort.”

    “Where they can work,” he says, “is when a business just needs a small amount of money for things like early-stage production or buying equipment.”

    [back to the top]

    5. Crowdfunding

    Crowdfunding has become a popular method of raising funds to start a small business, thanks to such sites as Kickstarter and Indiegogo, which let you launch online campaigns to solicit funds. Instead of paying back your donors, you give them gifts, which is why this system is also called rewards crowdfunding.

    New avenues are also opening up for equity crowdfunding, in which you tap a public pool of investors who agree to finance your small business in exchange for equity ownership. This became an even broader option recently with new securities regulations that allowed small-business owners to reach out to mom-and-pop investors, not just accredited investors.

    Crowdfunding is good for the entrepreneur “who has a product and wants to test the market and validate the opportunity,” Nilssen says. “No credit necessary.”

    [back to the top]

    6. Grants

    Grants from private foundations and government agencies are also a way to raise startup funds for your small business. They’re not always easy to get, but free capital may be worth the hard work for some new businesses.

    Startup business loans: Compare your options

    You may also like

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    We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines. and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet’s official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.

    2016 NerdWallet, Inc. All Rights Reserved

    Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

    Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools, blog content and editorial reviews are based on objective analysis. For more information, please see our Advertiser Disclosure .





    Where to Find Smart Short-Term Business Loans #stock #market #websites

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    Where to Find Smart Short-Term Business Loans

    You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .

    Short-term business loans can get you the funds you need to overcome cash flow gaps, handle emergencies and unexpected expenses or finance a small expansion.

    These loans and lines of credit typically come in amounts from $5,000 to $250,000, carry short repayment terms of a few months to several years, have looser qualifications than long-term loans and provide cash quickly.

    Because short-term business loans generally have high borrowing costs, the smartest approach is to choose financing with the lowest annual percentage rate you can qualify for. Lines of credit are more flexible and generally have shorter repayment periods, while loans tend to offer a longer term.

    Repaying a short-term business loan on time can help you qualify for a long-term business loan in the future. Long-term loans typically come in amounts from $250,000 to $1 million or more, are less expensive and have a repayment period of five to 15 years or longer, making them better suited to a real estate purchase, business acquisition or debt refinancing.

    Short-term lines of credit: Kabbage and Dealstruck

    With Kabbage’s line of credit, you borrow only the money you need and pay fees just on the money you borrow. That flexibility makes it a better option for managing cash flow than for a larger expense such as an expansion. You repay each draw on the line of credit over six or 12 months.

    It’s also fairly easy to qualify (take a look at minimum qualifications below) and a good option for borrowers with bad credit. Although Kabbage does check your credit scores, it doesn’t weigh them as heavily as other factors, such as your average monthly revenue.

    The pitfalls of short-term business loans

    Of course, there are a few disadvantages to short-term business loans that small-business owners should keep in mind:

    Higher cost: They typically carry a higher APR — the total annual cost of borrowing, including all fees and interest — than long-term loans. That’s due to their shorter repayment period, faster funding, looser qualifications (lower credit score and revenue requirements) and the fact that many are unsecured business loans. which don’t require collateral.

    More frequent repayments: Lenders may require you to make loan payments daily or weekly as opposed to monthly. Although these payments are smaller, they can be an issue for businesses that have uneven sales or those that don’t always hold much cash in a bank account. You’ll have to make sure you have enough money in your account to make the payments at all times, or you’ll risk incurring fees or defaulting on the loan.

    Risk of debt trap: The speed and ease of short-term business loans can become addictive. Instead of repaying the debt in full, business owners may be enticed to refinance and roll over the debt into a new loan. But this can result in a debt trap: continual refinancing just to keep up with payments. This is a common issue with merchant cash advances. a costly form of short-term financing that can carry an APR over 300%. If you have several high-interest small-business loans, business debt consolidation may be the solution you need.

    Find and compare the best small-business loans

    NerdWallet has created a comparison tool of the best small-business loans to meet your needs and goals. We gauged lender trustworthiness, market scope and user experience, among other factors, and arranged them by categories that include your revenue and how long you’ve been in business.

    This article was updated June 21, 2016. It was originally published Jan. 12, 2016.

    To get more information about funding options and compare them for your small business, visit NerdWallet’s small-business loans tool. For free, personalized answers to questions about financing your business, visit the Small Business section of NerdWallet’s Ask an Advisor page.

    You may also like

    Lender reviews

    See how different lenders stack up in NerdWallet’s expert reviews

    We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines. and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet’s official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.

    2016 NerdWallet, Inc. All Rights Reserved

    Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

    Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools, blog content and editorial reviews are based on objective analysis. For more information, please see our Advertiser Disclosure .





    Find the best Business lawyer near you #cool #business #cards

    #business lawyers

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    Business lawyers

    What a Business lawyer can do for you

    A business lawyer will advise you on many different aspects relating to business, such as regulation compliance, business incorporation, and legal liability. The sooner you retain a business attorney, the better. Your lawyer will make sure that you set up your business properly, create contracts for you, make sure you re hiring legal workers, file patents, buy and sell businesses, and more.

    Practice areas related to Business

    Why hire a Business attorney

    If you want to start, manage, transfer, or exit a business, you may benefit from a business attorney’s services. Business attorneys have experience with many different industries and professional fields. If you are considering bankruptcy relief for your business, a business lawyer will also have the knowledge necessary to help you navigate your options for your business debt. Depending on your business and activities, you may need one or more type of business attorney.

    The Avvo advantage

    Avvo gives you all the information you need to find the right lawyer.

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    How to Find the Right SBA Loan for Your Small Business #business

    #small business administration loans

    #

    How to Find the Right SBA Loan for Your Small Business

    Small businesses are the backbone of the U.S. economy: According to data from the 2010 U.S. Census, there are 27.9 million small businesses registered in the United States, employing 120 million people almost half of the nation s workforce.

    Part of what the Small Business Administration (SBA) does is help America s small businesses secure the funding they need to operate and grow. As a federal government agency, the SBA does not lend small businesses money directly. Instead, it sets guidelines for loans that are made by its partners, which include banks, credit unions, community development organizations and microlending institutions. The SBA guarantees a portion of these loans granted by these institutions will be repaid, eliminating some of the risk for lenders.

    Kale Gaston, head of the SBA Lending Group for TD Bank in Greenville, S.C. said SBA loans do a great job of helping lenders say yes to borrowers. He also noted that SBA programs provide better access to capital and credit enhancement for small business owners. For example, since the SBA guaranty lowers the risk in case of a loan default, lenders are able to provide funding when the down payment available is too low or the business s cash flow is not high enough for traditional options.

    SBA lenders can provide longer terms as well. Instead of five or 10 years for a real estate purchase with a balloon payment at the end, the lender can give terms for 25 years, eliminating the balloon (i.e. final payment) or need to refinance every few years, Gaston said. For shorter-term assets, like equipment, terms could go to 10 years instead of the usual three to five years.

    SBA loan programs

    The SBA s loan programs are designed specifically for small business owners who don t have access to other reasonably termed financing. There are four main types of loan programs:

    7(a) loan program: This is the SBA s primary program to help startups and existing small businesses obtain financing. 7(a) loans are the most basic and most commonly used type of loan, as well as the most flexible. The money can be used for a variety of general business purposes, including working capital, machinery and equipment, furniture and fixtures, purchasing or renovating land and buildings, leasehold improvements and debt refinancing. Loan maturity is up to 10 years for working capital and generally up to 25 years for fixed assets. Borrowers can apply through a participating lender institution.

    CDC/504 loan program: This program provides businesses with long-term, fixed-rate financing for major assets, such as land and buildings. The loans are typically structured with the SBA providing 40 percent of the total project costs, a participating lender covering up to 50 percent and the borrower putting up the remaining 10 percent. Funds from a 504 loan can be used to purchase existing buildings, land or machinery, and to construct or renovate facilities. These loans cannot be used for working capital or inventory. Under the 504 program, a business qualifies if it has a tangible net worth of less than $15 million and an average net income of $5 million or less after federal income taxes for the two years before application. The maximum amount of a 504 loan is $5 million.

    Microloan program: This program offers very small loans to startups, or newly established or growing small businesses. The loans can be used for working capital or the purchase of inventory, supplies, furniture, fixtures, machinery or equipment. The SBA makes funds available to specially designated intermediary lenders, which are nonprofit organizations with experience in lending and technical assistance. Those intermediaries then make loans of up to $50,000, with the average loan being about $13,000. The loan cannot be used to pay existing debts or to purchase real estate.

    Disaster loans: The SBA offers this option to businesses that have been affected by a declared disaster. These low-interest loans can be used to repair or replace damaged real estate, personal property, machinery, equipment, inventory and business assets.

    Further details on each type of loan program can be found on the SBA s website .

    What you ll need to apply

    When applying for an SBA loan, you ll need to fill out forms and documents for the specific loan you re trying to get. The SBA also encourages borrowers to gather some basic information that all lenders will ask for, regardless of the loan type. The following items are usually required:

    • Personal background and financial statements
    • Business financial statements
    • Profit-and-loss statement (three years)
    • Current within the last six months
    • List of debts
    • Projected financial statements
    • Business certificate/license
    • Income tax returns
    • R sum s for key team members
    • Business overview and history
    • Business lease

    The SBA also advises small businesses applying for a loan to be prepared to answer several questions:

    • Why are you applying for this loan?
    • How will the loan proceeds be used?
    • What assets need to be purchased, and who are your suppliers?
    • What other business debt do you have, and who are your creditors?
    • Who are the members of your management team?

    Why your business plan matters

    Whether you re a new startup or an established company, the key to a successful application is a well-written business plan .

    The business plan not only is the road map that will guide the business from planning to startup to (hopefully) success, but also will show any potential lender that the potential business owner does have a clear view and understanding of the business, how to run it and, most importantly, how the loan will be repaid, David Hall, a public affairs specialist with the SBA in Washington, D.C. said in an email interview with Business News Daily.

    Gaston agreed, noting that lenders want to know how knowledgeable you are about your business and the competitive market.

    The concept may be great, but what the lender is looking for is that the individual is driven, capable and determined, Gaston said. You really need to understand what you are doing every step of the way and be able to convey that to the lender during the application process.

    Hall also recommended that business owners take full advantage of the business planning resources offered by the SBA and its partners, such as SCORE. SBDCs (Small Business Development Centers) and WBCs (Women Business Centers).

    Finding a lender

    While Gaston acknowledged that applying for an SBA loan is a process, she said working with a lender that has experience can make that process a lot easier. To find experienced SBA lenders in your area, he suggested talking to folks locally in the market and looking for a lender that is part of the SBA s Preferred Lender program. This program gives thousands of lenders per year delegated authority to approve loans based on certain criteria, shortening the time period between application and approval.

    You can find SBA lenders by going online at sba.gov. contacting local accountants and attorneys, and looking for lenders with a large local presence. SBDCs also provide document support and lender referrals.

    The SBA program drives a tremendous amount of value in the economy, lending approximately $30 billion to small businesses annually, Gaston said. It takes businesses to the next level, is appropriately structured and enables them to be successful.

    Additional reporting by Business News Daily contributor Elizabeth Palermo.

    With an Associate s Degree in Business Management and nearly twenty years in senior management positions, Marci brings a real life perspective to her articles about business and leadership. She began freelancing in 2012 and became a contributing writer for Business News Daily in 2015.

    You May Also like

    What is the SBA Microloan Program?

  • Writing a Business Plan: Tips from the SBA





  • Find the best Business lawyers near you #small #business #payroll

    #business lawyer

    #

    Business lawyers

    What a Business lawyer can do for you

    A business lawyer will advise you on many different aspects relating to business, such as regulation compliance, business incorporation, and legal liability. The sooner you retain a business attorney, the better. Your lawyer will make sure that you set up your business properly, create contracts for you, make sure you re hiring legal workers, file patents, buy and sell businesses, and more.

    Practice areas related to Business

    Why hire a Business attorney

    If you want to start, manage, transfer, or exit a business, you may benefit from a business attorney’s services. Business attorneys have experience with many different industries and professional fields. If you are considering bankruptcy relief for your business, a business lawyer will also have the knowledge necessary to help you navigate your options for your business debt. Depending on your business and activities, you may need one or more type of business attorney.

    The Avvo advantage

    Avvo gives you all the information you need to find the right lawyer.

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    Find the Right Small Business Phone System – Cisco Systems #business #continuity

    #business phone systems

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    Find the Right Small Business Phone System

    What to Know When Buying a Small Business Phone System

    Small business phone systems are available in a variety of configurations, offering an ever-growing range of features and benefits. Most modern small business phone systems today run on Internet Protocol (IP) networks the same network they use to connect employees, devices, and information resources.

    But how do you find the right small business phone system for your company? And what’s the best way to deploy it?

    Here are a few key considerations when evaluating and implementing a new small business phone system.

    Understand What Your Users Need

    The right small business phone system can give your people the tools they need to be more efficient. Does your workforce need easy access to mobile communications or video? Do workers need one phone number that simultaneously rings on multiple devices?

    Features and capabilities available include:

    • Mobile softphones, for using a computer as a phone
    • The ability to make and receive calls from smartphones or tablets
    • Video or web conferencing support
    • Automated attendant
    • Paging and intercom

    You can also get unified messaging, with notifications by email, text message, or phone. Instant Messaging and Presence technology, other popular features, help you quickly identify the people available within your organization and reach them at any given time.

    Reduce Your IT Costs

    Today’s small business IP phone systems can consolidate essential communications and collaboration capabilities onto a single server solution. This reduces IT complexity and communications costs.

    Be Prepared for Change

    A new small business phone system can change the way you and your employees work and conduct daily business transactions. For example, using video, you can meet with remote staff, customers, suppliers and partners to enhance key relationships.

    Talk to Your Trusted Advisor.

    Consult with your local service provider or reseller to help ensure that your phone system’s features and capabilities will meet your company’s short- and long-term business goals.

    The Cisco Business Edition 6000S provides all the essential communication and collaboration capabilities needed for your business. It is designed specifically to meet the needs of small businesses with up to 150 users. Cisco Business Edition 6000S offers an easy to deploy, manage, and use IP telephone system, plus much more.





    Find Business Card supplier #business #ideas

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    Business Cards

    Business cards to suit your business needs

    If you think about how many times you hand out your business information to potential clients, contacts and friends of friends, you realise how powerful they are as a business tool. In fact, the best business cards become the backbone of any good stationery suite.

    Stress-free business card design from your local Snap

    If you’re just starting out in business, we can start by designing your company logo . Or, if you’re simply looking to refresh your cards . our experts can help you with eye-catching details like size, design and styles that work best for your business.

    To leave a lasting impression on your potential clients, we can personalise:

    • Stock weight
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    Snap is a leader in business card design and print services, with over 160 Centres Australia wide.

    To help you get started, find your nearest supplier online:

    We also have Snap Centres across regional Australia.





    Where to Find Smart Short-Term Business Loans #business #cards #designs

    #short term business loans

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    Where to Find Smart Short-Term Business Loans

    You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .

    Short-term business loans can get you the funds you need to overcome cash flow gaps, handle emergencies and unexpected expenses or finance a small expansion.

    These loans and lines of credit typically come in amounts from $5,000 to $250,000, carry short repayment terms of a few months to several years, have looser qualifications than long-term loans and provide cash quickly.

    Because short-term business loans generally have high borrowing costs, the smartest approach is to choose financing with the lowest annual percentage rate you can qualify for. Lines of credit are more flexible and generally have shorter repayment periods, while loans tend to offer a longer term.

    Repaying a short-term business loan on time can help you qualify for a long-term business loan in the future. Long-term loans typically come in amounts from $250,000 to $1 million or more, are less expensive and have a repayment period of five to 15 years or longer, making them better suited to a real estate purchase, business acquisition or debt refinancing.

    Short-term lines of credit: Kabbage and Dealstruck

    With Kabbage’s line of credit, you borrow only the money you need and pay fees just on the money you borrow. That flexibility makes it a better option for managing cash flow than for a larger expense such as an expansion. You repay each draw on the line of credit over six or 12 months.

    It’s also fairly easy to qualify (take a look at minimum qualifications below) and a good option for borrowers with bad credit. Although Kabbage does check your credit scores, it doesn’t weigh them as heavily as other factors, such as your average monthly revenue.

    The pitfalls of short-term business loans

    Of course, there are a few disadvantages to short-term business loans that small-business owners should keep in mind:

    Higher cost: They typically carry a higher APR — the total annual cost of borrowing, including all fees and interest — than long-term loans. That’s due to their shorter repayment period, faster funding, looser qualifications (lower credit score and revenue requirements) and the fact that many are unsecured business loans. which don’t require collateral.

    More frequent repayments: Lenders may require you to make loan payments daily or weekly as opposed to monthly. Although these payments are smaller, they can be an issue for businesses that have uneven sales or those that don’t always hold much cash in a bank account. You’ll have to make sure you have enough money in your account to make the payments at all times, or you’ll risk incurring fees or defaulting on the loan.

    Risk of debt trap: The speed and ease of short-term business loans can become addictive. Instead of repaying the debt in full, business owners may be enticed to refinance and roll over the debt into a new loan. But this can result in a debt trap: continual refinancing just to keep up with payments. This is a common issue with merchant cash advances. a costly form of short-term financing that can carry an APR over 300%. If you have several high-interest small-business loans, business debt consolidation may be the solution you need.

    Find and compare the best small-business loans

    NerdWallet has created a comparison tool of the best small-business loans to meet your needs and goals. We gauged lender trustworthiness, market scope and user experience, among other factors, and arranged them by categories that include your revenue and how long you’ve been in business.

    This article was updated June 21, 2016. It was originally published Jan. 12, 2016.

    To get more information about funding options and compare them for your small business, visit NerdWallet’s small-business loans tool. For free, personalized answers to questions about financing your business, visit the Small Business section of NerdWallet’s Ask an Advisor page.

    You may also like

    Lender reviews

    See how different lenders stack up in NerdWallet’s expert reviews

    We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines. and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet’s official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.

    2016 NerdWallet, Inc. All Rights Reserved

    Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

    Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools, blog content and editorial reviews are based on objective analysis. For more information, please see our Advertiser Disclosure .





    Checkmate by Car-Part #auto, #automotive, #car, #parts, #trucks, #used, #recycled, #recycler, #vehicles,


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    Checkmate:
    The management system that helps you run your business faster, better, and cheaper!

    To compete in the salvage industry today, you need smart tools that can help you effectively run your business and sell parts. Checkmate is the inventory management system recyclers choose to manage their business, maintain their inventory and sell more parts quickly, efficiently, and proactively.

    Checkmate is a robust product that provides many powerful features. It also integrates with many of our other products, giving you a true end-to-end workflow.

    Checkmate Workstation gives you access to many Checkmate and Car-Part tools from within one program, and these tools help you increase sales and improve your business’s efficiency. Checkmate Workstation “houses” all of our Checkmate products and services in one window so it’s a snap to access and switch between programs:

    • Dashboard . Real-time overview of your business, displaying charts and graphs with essential information about sales, inventory, employees, and more.
    • Imaging . Easily add images to your parts and vehicles with drag-and-drop convenience. These images are visible in Checkmate and uploaded to online search results.
    • eBay (Checkmate Listing Manager) . List many parts on eBay at once, with just the click of a button.
    • Reports . Checkmate Reports and Advanced Management Reports give you easy access to all of the data that is stored in your Checkmate system. Unlock information that helps you make business decisions and manage more effectively.
    • Checkmate Sales Pro . A modern and intuitive sales workflow.
    • Checkmate Retro . The traditional character-based Checkmate interface.
    • QuickBooks Integration . Automatically transfer sales from Checkmate to QuickBooks. Any sales or returns done in QuickBooks are automatically transferred by Checkmate.
    • and much more!

    “Just did a 128 part sale today (all cores) using Checkmate Sales Pro. It’s amazing how much time it saves. The interface is much more user friendly and understandable than my experiences with other options. Keep up the great work!”


    David Bebesi
    J and J Auto Wrecking
    Marshallville, OH

    Checkmate Sales Pro is our new, completely redesigned, modern and intuitive sales workflow! Lightning fast and simple to navigate!

    • View customer purchase and payment history while making your sale
    • Easily sell multiple parts at once
      • Includes the industry’s most advanced interchange, including SmartVin and Car-Part Interchange Plus
      • SmartVin and Smart Interchange eliminate non-applicable choices
      • Alternative Vehicles – body style lookups for non-interchange and non-inventoried parts
      • Alternative Parts – body style lookup for non-interchange and non-inventoried parts
    • Fully customizable search results screen with vehicle and part images, plus Car-Part request data
    • Create Quotes, Work Orders, Invoices, Credits, and Returns with one click or keystroke
    • Purchase Orders are created automatically
    • Email barcoded invoices
    • Switch between tasks in a snap!

    Industry-Leading Support: Online technical support is available to Checkmate customers whenever you need it in our Car-Part Messaging support rooms. 24-hour-a-day live support is available at 859-344-1925!


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    Beta Dentist Directory

    Our preferred dentists meet highly selective credentialing standards based on education, background, license standing and other requirements. Our providers are dedicated to accessibility standards and providing quality services. Our provider directories list general dentists and dental specialists available for your plan.

    Search our dental providers by plan and zip code. You can also choose “Additional Options” below for more search criteria. If you don’t find a provider in your city, please search for one in a city close to you. For more information about a dentist, click the provider’s name. If you have any questions, please contact us .

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