Applied Card Systems – Employment with a leader in credit card account


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Looking for a company with a proven record of substantial growth? Applied Card Systems is a Leader when it comes to Credit Card Account Servicing and our Number 1 Customer, Applied Bank. is a prominent Leader in the Bank Credit Card Industry.

In 1996, we employed just 70 Associates. We now have 2 Operating Centers – Glen Mills, Pennsylvania and Boca Raton, Florida. Currently, the ACS Family includes hundreds of Associates.

How do you like that for growth?

Our phenomenal growth and success is a direct result of:

  • The hard work and dedication of our Associates
  • The essential services we offer
  • Our commitment to Superior Quality Service

We are a Cutting Edge Company with outstanding Associates, much-needed Products, and a Great Future. So you re asking yourself, What does this company do? Well click on About Us to find out and tour our Web Site. In no time you will learn more about our Company and our remarkable Career Opportunities .

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Chesterfield Traffic Attorney #personal #injury, #automobile #accidents, #tractor #trailer #accidents, #wrongful #deaths,


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Attorney Profile

Thomas L. Gordon, Partner

  • Meadowbrook High School, Class of 1973
  • North Carolina State University, Bachelor of Science in sociology and criminal justice, 1976
  • T.C Williams School of Law, University of Richmond, Juris Doctor, 1979
  • Licensed as an Attorney and Counsellor at Law in the Commonwealth of Virginia in 1980
  • Member, Virginia State Bar Association (Family Law Section)
  • Member, Richmond Criminal Bar Association
  • Member, Chesterfield/Colonial Heights Bar Association

Randy B. Rowlett, Partner

  • Matoaca High School, Class of 1980
  • College of William and Mary, Bachelor of Arts 1984
  • College of William and Mary, Marshall-Wythe School of Law, Juris Doctor, 1993
  • Licensed as an Attorney and Counsellor at Law in the Commonwealth of Virginia in 1993
  • President-Elect of the Chesterfield/Colonial Heights Bar Association
  • Member, Virginia State Bar Association (Criminal Law Section)
  • Assistant Commonwealth’s Attorney, Chesterfield Commonwealth’s Attorney’s Office, 1992-98
  • Teacher and Coach, Meadowbrook High School, 1984-90
  • Instructor, Criminal Law, University of Richmond since 1995
  • Instructor, Legal Writing and Research, J Sergeant Reynolds Commiunity College, 1992 – 1998
  • Instructor, Criminal Law, Criminal Procedure Evidence for the Chesterfield Co Police Academy
  • Adjunct Faculty at University of Richmond
  • Undergraduate School of Arts Sciences – teaches Criminal Law
  • TC Williams School of Law – teaches Lawyering Skills
  • Past President of Chesterfield Bar Association

David S. Clements, Associate

  • Lloyd C. Bird High School, Class of 1990
  • Longwood College, graduated in 1994 (B.S. Degree in Political Science with a Pre-law Concentration )
  • University of Richmond, T.C. Williams School of Law, graduated in 1999. (J.D.)
  • Associate, Gordon, Dodson and Gordon
  • Associate, Jay Tronfeld and Associates
  • Intern, Chesterfield County Commonwealth’s Attorney Office
  • Licensed as an Attorney and Counselor at Law in the Commonwealth of Virginia in 1999.
  • Virginia State Bar Association (General Practice Section)

Donald E. Gulledge, Associate

  • Meadowbrook High School, Class of 1975
  • Virginia Commonwealth University, B.S. Business Administration and Management, 1983
  • T.C Williams School of Law, University of Richmond, Juris Doctor, 2001
  • Licensed as an Attorney and Counsellor at Law in the Commonwealth of Virginia in 2001
  • Qualified as guardian ad litem for children, 2001
  • Admitted U.S. District Court and U.S. Bankruptcy Court for the Eastern District of Virginia,2003
  • Admitted U.S Court of Appeals for the Fourth Circuit, 2003
  • Member, Virginia State Bar Association
  • Member, Chesterfield/Colonial Heights Bar Association
  • Vice President, Sure Way Transportation Co. Inc. 1995-1998
    Operations, Great Costal Express, Inc. 1981 – 1995

Ryan T. Spetz, Associate

  • Graduate of Mary Washington College in 1997
  • Graduate of University of Richmond Law School 2007
  • Clerked for Judge Powell of the Chesterfield Circuit Court, 2007-2008
  • Associate at Gordon, Dodson, Gordon Rowlett since 2008
  • Practice areas include criminal defense, domestic relations, Guardian ad litem for children, workers’ compensation,and social security

Matthew T. Mikula, Associate

  • Trinity Episcopal School, Class of 2000
  • Virginia Military Institute, Bachelor of Arts, English & The Fine Arts, With Distinction 2004
  • College of William and Mary, Marshall-Wythe School of Law, Juris Doctor, 2010
  • Licensed as an Attorney at Law in the Commonwealth of Virginia in 2011
  • Admitted to the United States Eastern District Courts, 2012
  • Admitted to the United States Western District Courts, 2012
  • Law Clerk to The Honorable Herbert C. Gill, Jr. Chesterfield County Circuit Court Judge, 2010-2011
  • Intern, Chesterfield Commonwealth Attorney’s Office, 2008
  • Member, Richmond Bar Association
  • Member, Chesterfield County Bar Association
  • Director, VMI Club of Richmond
  • Graduate of Auburn University, Bachelor of Arts 2008
  • Graduate of Cumberland School of Law, Samford University 2011
  • Licensed as an Attorney and Counsellor at Law in the Commonwealth of Virginia
  • Licensed as an Attorney and Counsellor at Law in the State of Alabama
  • Attorney, BrownGreer, 2013
  • Consultant, Avery Educate, LLC, since 2012
  • Legal Intern, United States Senate, November-January 2012
  • Judicial Aid, Judge Butch Binford, Alabama Circuit Court, June-August 2010
  • Data Analyst, RASBO, Inc. May-August 2011
  • Intern, Office of the District Attorney, Circuit 20, May-July 2007
  • Member, Alabama State Bar
  • Member, Virginia State Bar
  • Matoaca High School, Class of 2004
  • University of Virginia, Bachelor of Arts in Economics, 2008
  • Campbell University, Juris Doctor, 2014
  • Licensed as an Attorney at Law in the Commonwealth of Virginia in 2014
  • Intern, North & Associates, 2014
  • Intern, The Law Offices of John T. Orcutt, 2014
  • Intern, Gordon, Dodson, Gordon & Rowlett, 2013
  • Intern, Everett Gaskins Hancock, LLP, 2013
  • Intern, Office of the Attorney General of Virginia, Medicaid and Social Services Division, 2012
  • Research Assistant, Campbell University, 2012
  • Senior Associate Paralegal and Appellate Consultant, The Lex Group, 2008-2011
  • Member, Virginia State Bar