Business News, The Kansas City Star, good business names.#Good #business #names

Business News | The Kansas City Star

Business

Good business names

Business

Kansas City s Harley-Davidson plant makes newest model to hit the market

Assembly of the Harley-Davidson Sport Glide motorcycle began this summer at the company’s assembly plant east of Kansas City International Airport.

Good business names

Kale smoothies, avocado toast among the offerings at this new Troost restaurant

New Overland Park restaurant serves Indian barbecue kebabs (and sides)

Updates: Veterans Day free meals, deals discounts in the Kansas City area

It s like darts, but with axes: Ax throwing club hits West Bottoms

Thrillist picks Plaza area steakhouse as one of the 31 best in the nation

Good business names

TV News & Reviews

KCTV and KSMO replace general manager with former business manager

Meredith Corp., which owns the two stations, did not say why its own vice president of finance has succeeded Kansas City general manager Mike Cukyne.

Good business names

Health Care

Kansas City area medical practice falls into bankruptcy

Kansas City Internal Medicine filed for bankruptcy on Wednesday. Some of its doctors are joining the HCA Midwest Physicians network.

Good business names

Government & Politics

How about another election? KC council plans to ask for key vote in April

The City Council set in motion plans for an April election to extend the one-cent sales tax for capital improvements. The city collects about $70 million a year from the tax, first approved by voters in 2007 and which is up for renewal next year.

Good business names

Cityscape

Updates: Veterans Day free meals, deals discounts in the Kansas City area

Discounts for veterans and active duty military run through Nov. 13. They include free or discounted meals, free haircuts and discounts on merchandise.

Good business names

Government & Politics

Poll showed new KCI had big lead but supporters kept it under wraps

As Election Day loomed, “cautiously optimistic” was the mantra chanted by advocates for a transformed Kansas City International Airport. They expected a win, but said it would be close.

Good business names

Government & Politics

With KCI votes counted, when will we see the wrecking ball?

Kansas City voters strongly approved a new terminal at KCI, but don’t expect to see construction at the airport just yet.

Good business names

National & International

Trump calls Putin sincere, ex-US intelligence heads ‘hacks’

President Donald Trump is back on the defensive over Russian election meddling, saying he considers President Vladimir Putin’s denials sincere, dismissing former U.S. intelligence officials as “hacks” and accusing Democrats of trying to sabotage relations.

Good business names

National & International

A look at Trump’s business associates across Asia

A look at some of President Donald Trump’s business partners and contacts in Asia.

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National & International

The Latest: In tweets, Trump criticizes ‘haters and fools’

President Donald Trump is bashing the “haters and fools” he says are questioning his efforts to improve relations with Russia.

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Entertainment

George Takei, Richard Dreyfuss respond in harassment scandal

George Takei, Richard Dreyfuss latest celebrities swept up in Hollywood sexual harassment, assault scandal.

Good business names

Entertainment

The Latest: Warner Bros. suspends Supergirl showrunner

“Supergrirl’ and “Arrow” executive producer Andrew Kreisberg has been suspended amid sexual harassment, misconduct accusations by 19 former and current employees.

National & International

Baltimore losing thousands in parking fines

Baltimore is losing out on collecting hundreds of thousands of dollars in parking fines because city officials have not implemented a new law for more than two months.

Good business names

Cityscape

Kale smoothies, avocado toast among the offerings at this new Troost restaurant

Ruby Jean’s Juicery plans a Nov. 11 opening at 3000 Troost. A new convenience store gas station plans to open later this year at 5901 Troost.

National & International

Hawaii judge dismisses lawsuit against seed company, board

A judge in Hawaii dismissed a lawsuit that sought an environmental review of the actions by a seed company operating on the island of Kauai.

National & International

Lawmakers seek review of Eversource’s response to wind storm

Two Connecticut senators want General Assembly to hold public forum on Eversource Energy’s response to October wind storm.

National & International

Report: Inspection found 13 defects on CSX track last year

A federal inspection in June of last year reportedly found 13 defects on CSX track in Bergen County, a route that has become a corridor for shipping crude oil and ethanol to refineries.

National & International

US Senate passes Veteran’s Administration bill by Oklahomans

A bill by Republican Sens. James Lankford and Jim Inhofe intended to address the care of military veterans in Veteran’s Administration hospitals has passed the U.S. Senate.

Technology

The Latest: Outside firm to look into harassment allegations

Minnesota’s House speaker says an outside firm will investigate allegations of sexual harassment by a lawmaker.

National & International

Southern California plant flourishing under bomber program

Southern California aerospace flourishing thanks to bomber boom.





Business News, The Kansas City Star, good business names.#Good #business #names

Business News | The Kansas City Star

Business

Good business names

Business

Kansas City s Harley-Davidson plant makes newest model to hit the market

Assembly of the Harley-Davidson Sport Glide motorcycle began this summer at the company’s assembly plant east of Kansas City International Airport.

Good business names

Kale smoothies, avocado toast among the offerings at this new Troost restaurant

New Overland Park restaurant serves Indian barbecue kebabs (and sides)

Updates: Veterans Day free meals, deals discounts in the Kansas City area

It s like darts, but with axes: Ax throwing club hits West Bottoms

Thrillist picks Plaza area steakhouse as one of the 31 best in the nation

Good business names

TV News & Reviews

KCTV and KSMO replace general manager with former business manager

Meredith Corp., which owns the two stations, did not say why its own vice president of finance has succeeded Kansas City general manager Mike Cukyne.

Good business names

Health Care

Kansas City area medical practice falls into bankruptcy

Kansas City Internal Medicine filed for bankruptcy on Wednesday. Some of its doctors are joining the HCA Midwest Physicians network.

Good business names

Government & Politics

How about another election? KC council plans to ask for key vote in April

The City Council set in motion plans for an April election to extend the one-cent sales tax for capital improvements. The city collects about $70 million a year from the tax, first approved by voters in 2007 and which is up for renewal next year.

Good business names

Cityscape

Updates: Veterans Day free meals, deals discounts in the Kansas City area

Discounts for veterans and active duty military run through Nov. 13. They include free or discounted meals, free haircuts and discounts on merchandise.

Good business names

Government & Politics

Poll showed new KCI had big lead but supporters kept it under wraps

As Election Day loomed, “cautiously optimistic” was the mantra chanted by advocates for a transformed Kansas City International Airport. They expected a win, but said it would be close.

Good business names

Government & Politics

With KCI votes counted, when will we see the wrecking ball?

Kansas City voters strongly approved a new terminal at KCI, but don’t expect to see construction at the airport just yet.

Good business names

National & International

Trump calls Putin sincere, ex-US intelligence heads ‘hacks’

President Donald Trump is back on the defensive over Russian election meddling, saying he considers President Vladimir Putin’s denials sincere, dismissing former U.S. intelligence officials as “hacks” and accusing Democrats of trying to sabotage relations.

Good business names

National & International

A look at Trump’s business associates across Asia

A look at some of President Donald Trump’s business partners and contacts in Asia.

Good business names

National & International

The Latest: In tweets, Trump criticizes ‘haters and fools’

President Donald Trump is bashing the “haters and fools” he says are questioning his efforts to improve relations with Russia.

Good business names

Entertainment

George Takei, Richard Dreyfuss respond in harassment scandal

George Takei, Richard Dreyfuss latest celebrities swept up in Hollywood sexual harassment, assault scandal.

Good business names

Entertainment

The Latest: Warner Bros. suspends Supergirl showrunner

“Supergrirl’ and “Arrow” executive producer Andrew Kreisberg has been suspended amid sexual harassment, misconduct accusations by 19 former and current employees.

National & International

Baltimore losing thousands in parking fines

Baltimore is losing out on collecting hundreds of thousands of dollars in parking fines because city officials have not implemented a new law for more than two months.

Good business names

Cityscape

Kale smoothies, avocado toast among the offerings at this new Troost restaurant

Ruby Jean’s Juicery plans a Nov. 11 opening at 3000 Troost. A new convenience store gas station plans to open later this year at 5901 Troost.

National & International

Hawaii judge dismisses lawsuit against seed company, board

A judge in Hawaii dismissed a lawsuit that sought an environmental review of the actions by a seed company operating on the island of Kauai.

National & International

Lawmakers seek review of Eversource’s response to wind storm

Two Connecticut senators want General Assembly to hold public forum on Eversource Energy’s response to October wind storm.

National & International

Report: Inspection found 13 defects on CSX track last year

A federal inspection in June of last year reportedly found 13 defects on CSX track in Bergen County, a route that has become a corridor for shipping crude oil and ethanol to refineries.

National & International

US Senate passes Veteran’s Administration bill by Oklahomans

A bill by Republican Sens. James Lankford and Jim Inhofe intended to address the care of military veterans in Veteran’s Administration hospitals has passed the U.S. Senate.

Technology

The Latest: Outside firm to look into harassment allegations

Minnesota’s House speaker says an outside firm will investigate allegations of sexual harassment by a lawmaker.

National & International

Southern California plant flourishing under bomber program

Southern California aerospace flourishing thanks to bomber boom.





Singing Changes Your Brain, good business ideas.#Good #business #ideas

Singing Changes Your Brain

Group singing has been scientifically proven to lower stress, relieve anxiety, and elevate endorphins

Related

When you sing, musical vibrations move through you, altering your physical and emotional landscape. Group singing, for those who have done it, is the most exhilarating and transformative of all. It takes something incredibly intimate, a sound that begins inside you, shares it with a roomful of people and it comes back as something even more thrilling: harmony. So it s not surprising that group singing is on the rise. According to Chorus America, 32.5 million adults sing in choirs, up by almost 10 million over the past six years. Many people think of church music when you bring up group singing, but there are over 270,000 choruses across the country and they include gospel groups to show choirs like the ones depicted in Glee to strictly amateur groups like Choir! Choir! Choir! singing David Bowie’s The Man Who Sold the World.

As the popularity of group singing grows, science has been hard at work trying to explain why it has such a calming yet energizing effect on people. What researchers are beginning to discover is that singing is like an infusion of the perfect tranquilizer, the kind that both soothes your nerves and elevates your spirits.

The elation may come from endorphins, a hormone released by singing, which is associated with feelings of pleasure. Or it might be from oxytocin, another hormone released during singing, which has been found to alleviate anxiety and stress. Oxytocin also enhances feelings of trust and bonding, which may explain why still more studies have found that singing lessens feelings of depression and loneliness. A very recent study even attempts to make the case that “music evolved as a tool of social living,” and that the pleasure that comes from singing together is our evolutionary reward for coming together cooperatively, instead of hiding alone, every cave-dweller for him or herself.

The benefits of singing regularly seem to be cumulative. In one study, singers were found to have lower levels of cortisol, indicating lower stress. A very preliminary investigation suggesting that our heart rates may sync up during group singing could also explain why singing together sometimes feels like a guided group meditation. Study after study has found that singing relieves anxiety and contributes to quality of life. Dr. Julene K. Johnson, a researcher who has focused on older singers, recently began a five year study to examine group singing as an affordable method to improve the health and well-being of older adults.

It turns out you don t even have to be a good singer to reap the rewards. According to one 2005 study, group singing “can produce satisfying and therapeutic sensations even when the sound produced by the vocal instrument is of mediocre quality.” Singing groups vary from casual affairs where no audition is necessary to serious, committed professional or avocational choirs like the Los Angeles Master Chorale or my chorus in New York City, which I joined when I was 26 and depressed, all based on a single memory of singing in a choir at Christmas, an experience so euphoric I never forgot it.

If you want to find a singing group to join, ChoirPlace and ChoralNet are good places to begin, or more local sites like the New York Choral Consortium, which has links to the Vocal Area Network and other sites, or the Greater Boston Choral Consortium. But if you can’t find one at any of these sites, you can always google “choir” or “choral society” and your city or town to find more. Group singing is cheaper than therapy, healthier than drinking, and certainly more fun than working out. It is the one thing in life where feeling better is pretty much guaranteed. Even if you walked into rehearsal exhausted and depressed, by the end of the night you’ll walk out high as a kite on endorphins and good will.

Good business ideas

Stacy Horn @StacyHorn

Stacy Horn is the founder of the social network Echo and the author of Imperfect Harmony: Finding Happiness Singing With Others. The views expressed are solely her own.

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Horn’s latest book is Imperfect Harmony: Finding Happiness Singing with Others





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Business News, The Kansas City Star, good business names.#Good #business #names

Business News | The Kansas City Star

Business

Good business names

Business

Kansas City s Harley-Davidson plant makes newest model to hit the market

Assembly of the Harley-Davidson Sport Glide motorcycle began this summer at the company’s assembly plant east of Kansas City International Airport.

Good business names

Kale smoothies, avocado toast among the offerings at this new Troost restaurant

New Overland Park restaurant serves Indian barbecue kebabs (and sides)

Updates: Veterans Day free meals, deals discounts in the Kansas City area

It s like darts, but with axes: Ax throwing club hits West Bottoms

Thrillist picks Plaza area steakhouse as one of the 31 best in the nation

Good business names

TV News & Reviews

KCTV and KSMO replace general manager with former business manager

Meredith Corp., which owns the two stations, did not say why its own vice president of finance has succeeded Kansas City general manager Mike Cukyne.

Good business names

Health Care

Kansas City area medical practice falls into bankruptcy

Kansas City Internal Medicine filed for bankruptcy on Wednesday. Some of its doctors are joining the HCA Midwest Physicians network.

Good business names

Government & Politics

How about another election? KC council plans to ask for key vote in April

The City Council set in motion plans for an April election to extend the one-cent sales tax for capital improvements. The city collects about $70 million a year from the tax, first approved by voters in 2007 and which is up for renewal next year.

Good business names

Cityscape

Updates: Veterans Day free meals, deals discounts in the Kansas City area

Discounts for veterans and active duty military run through Nov. 13. They include free or discounted meals, free haircuts and discounts on merchandise.

Good business names

Government & Politics

Poll showed new KCI had big lead but supporters kept it under wraps

As Election Day loomed, “cautiously optimistic” was the mantra chanted by advocates for a transformed Kansas City International Airport. They expected a win, but said it would be close.

Good business names

Government & Politics

With KCI votes counted, when will we see the wrecking ball?

Kansas City voters strongly approved a new terminal at KCI, but don’t expect to see construction at the airport just yet.

Good business names

National & International

Trump calls Putin sincere, ex-US intelligence heads ‘hacks’

President Donald Trump is back on the defensive over Russian election meddling, saying he considers President Vladimir Putin’s denials sincere, dismissing former U.S. intelligence officials as “hacks” and accusing Democrats of trying to sabotage relations.

Good business names

National & International

A look at Trump’s business associates across Asia

A look at some of President Donald Trump’s business partners and contacts in Asia.

Good business names

National & International

The Latest: In tweets, Trump criticizes ‘haters and fools’

President Donald Trump is bashing the “haters and fools” he says are questioning his efforts to improve relations with Russia.

Good business names

Entertainment

George Takei, Richard Dreyfuss respond in harassment scandal

George Takei, Richard Dreyfuss latest celebrities swept up in Hollywood sexual harassment, assault scandal.

Good business names

Entertainment

The Latest: Warner Bros. suspends Supergirl showrunner

“Supergrirl’ and “Arrow” executive producer Andrew Kreisberg has been suspended amid sexual harassment, misconduct accusations by 19 former and current employees.

National & International

Baltimore losing thousands in parking fines

Baltimore is losing out on collecting hundreds of thousands of dollars in parking fines because city officials have not implemented a new law for more than two months.

Good business names

Cityscape

Kale smoothies, avocado toast among the offerings at this new Troost restaurant

Ruby Jean’s Juicery plans a Nov. 11 opening at 3000 Troost. A new convenience store gas station plans to open later this year at 5901 Troost.

National & International

Hawaii judge dismisses lawsuit against seed company, board

A judge in Hawaii dismissed a lawsuit that sought an environmental review of the actions by a seed company operating on the island of Kauai.

National & International

Lawmakers seek review of Eversource’s response to wind storm

Two Connecticut senators want General Assembly to hold public forum on Eversource Energy’s response to October wind storm.

National & International

Report: Inspection found 13 defects on CSX track last year

A federal inspection in June of last year reportedly found 13 defects on CSX track in Bergen County, a route that has become a corridor for shipping crude oil and ethanol to refineries.

National & International

US Senate passes Veteran’s Administration bill by Oklahomans

A bill by Republican Sens. James Lankford and Jim Inhofe intended to address the care of military veterans in Veteran’s Administration hospitals has passed the U.S. Senate.

Technology

The Latest: Outside firm to look into harassment allegations

Minnesota’s House speaker says an outside firm will investigate allegations of sexual harassment by a lawmaker.

National & International

Southern California plant flourishing under bomber program

Southern California aerospace flourishing thanks to bomber boom.





Business News, The Kansas City Star, good business names.#Good #business #names

Business News | The Kansas City Star

Business

Good business names

Business

Kansas City s Harley-Davidson plant makes newest model to hit the market

Assembly of the Harley-Davidson Sport Glide motorcycle began this summer at the company’s assembly plant east of Kansas City International Airport.

Good business names

Kale smoothies, avocado toast among the offerings at this new Troost restaurant

New Overland Park restaurant serves Indian barbecue kebabs (and sides)

Updates: Veterans Day free meals, deals discounts in the Kansas City area

It s like darts, but with axes: Ax throwing club hits West Bottoms

Thrillist picks Plaza area steakhouse as one of the 31 best in the nation

Good business names

TV News & Reviews

KCTV and KSMO replace general manager with former business manager

Meredith Corp., which owns the two stations, did not say why its own vice president of finance has succeeded Kansas City general manager Mike Cukyne.

Good business names

Health Care

Kansas City area medical practice falls into bankruptcy

Kansas City Internal Medicine filed for bankruptcy on Wednesday. Some of its doctors are joining the HCA Midwest Physicians network.

Good business names

Government & Politics

How about another election? KC council plans to ask for key vote in April

The City Council set in motion plans for an April election to extend the one-cent sales tax for capital improvements. The city collects about $70 million a year from the tax, first approved by voters in 2007 and which is up for renewal next year.

Good business names

Cityscape

Updates: Veterans Day free meals, deals discounts in the Kansas City area

Discounts for veterans and active duty military run through Nov. 13. They include free or discounted meals, free haircuts and discounts on merchandise.

Good business names

Government & Politics

Poll showed new KCI had big lead but supporters kept it under wraps

As Election Day loomed, “cautiously optimistic” was the mantra chanted by advocates for a transformed Kansas City International Airport. They expected a win, but said it would be close.

Good business names

Government & Politics

With KCI votes counted, when will we see the wrecking ball?

Kansas City voters strongly approved a new terminal at KCI, but don’t expect to see construction at the airport just yet.

Good business names

National & International

Trump calls Putin sincere, ex-US intelligence heads ‘hacks’

President Donald Trump is back on the defensive over Russian election meddling, saying he considers President Vladimir Putin’s denials sincere, dismissing former U.S. intelligence officials as “hacks” and accusing Democrats of trying to sabotage relations.

Good business names

National & International

A look at Trump’s business associates across Asia

A look at some of President Donald Trump’s business partners and contacts in Asia.

Good business names

National & International

The Latest: In tweets, Trump criticizes ‘haters and fools’

President Donald Trump is bashing the “haters and fools” he says are questioning his efforts to improve relations with Russia.

Good business names

Entertainment

George Takei, Richard Dreyfuss respond in harassment scandal

George Takei, Richard Dreyfuss latest celebrities swept up in Hollywood sexual harassment, assault scandal.

Good business names

Entertainment

The Latest: Warner Bros. suspends Supergirl showrunner

“Supergrirl’ and “Arrow” executive producer Andrew Kreisberg has been suspended amid sexual harassment, misconduct accusations by 19 former and current employees.

National & International

Baltimore losing thousands in parking fines

Baltimore is losing out on collecting hundreds of thousands of dollars in parking fines because city officials have not implemented a new law for more than two months.

Good business names

Cityscape

Kale smoothies, avocado toast among the offerings at this new Troost restaurant

Ruby Jean’s Juicery plans a Nov. 11 opening at 3000 Troost. A new convenience store gas station plans to open later this year at 5901 Troost.

National & International

Hawaii judge dismisses lawsuit against seed company, board

A judge in Hawaii dismissed a lawsuit that sought an environmental review of the actions by a seed company operating on the island of Kauai.

National & International

Lawmakers seek review of Eversource’s response to wind storm

Two Connecticut senators want General Assembly to hold public forum on Eversource Energy’s response to October wind storm.

National & International

Report: Inspection found 13 defects on CSX track last year

A federal inspection in June of last year reportedly found 13 defects on CSX track in Bergen County, a route that has become a corridor for shipping crude oil and ethanol to refineries.

National & International

US Senate passes Veteran’s Administration bill by Oklahomans

A bill by Republican Sens. James Lankford and Jim Inhofe intended to address the care of military veterans in Veteran’s Administration hospitals has passed the U.S. Senate.

Technology

The Latest: Outside firm to look into harassment allegations

Minnesota’s House speaker says an outside firm will investigate allegations of sexual harassment by a lawmaker.

National & International

Southern California plant flourishing under bomber program

Southern California aerospace flourishing thanks to bomber boom.





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#good business names

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10 Ways To Come Up With A Killer Name For Your Company

www.jawshark.com

First things first – your startup needs a name! This may seem a silly and frivolous task, but it may be the most important decision you make.

The name of your business has a tremendous impact on how customers and investors view you, and in today’s small world, it’s a world-wide decision.

Please don’t send me any more business plans with TBD or NewCo in the title position. Right or wrong, the name you choose, or don’t choose, speaks volumes about your business savvy and understanding of the world you are about to enter. Here are some key things I look for in the name, with some help from Alex Frankel and others.

If you are still unsure of yourself after reading through the tips, you should know that there are many dedicated firms, like Igor and A Hundred Monkeys. that can relieve you of $1M of your hard-earned funds to come up with just the right appellation. Hmmm. I wonder how much they spent on their own names?

View As: One Page Slides

Read the original article on Startup Professionals Musings. Copyright 2010.

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ATM machine business- Good idea or Bad idea? The eBay Community #work

#atm machine business

#

I used to work part time security for the Atlanta Beat Women’s Professional Soccer team. They would sell mayber 13 – 15,000 seats to a home soccer game that played at a local college stadium.

No ATM the first season and the concessionaires were complaining.

So the second season some guy shows up with a portable ATM machine and had it running at the front gates.

I would work the front gate for every home game and don’t think I saw more than 3 people a game use the machine.

If he charged $2.00 per transaction, he grossed $6 per game.

I get a kick out of watching the police video shows on TV where the convenience store cameras shows the pick up trucks driving through the plate glass window at night, four of five youths jump and and throw a chain around the ATM and then drive off with the whole thing! If you got $5k of your own money inside one of those when it disappears, you’d have a tough time making that up on service charges.

Unless you got one inside a casino, I’d pass on this opportunity.

I run into this article recently. It’s about a black man wrongly convicted for murder. Got himself free after 18 years in prison. it’s not an ad for ATM business so I believe it’s true.Read it and evaluate it yourself

This article make me curious about the ATM business.So i do some investigation myself

Also I search in internet:

Look at the Franklinatm site. They list the monthly data recorded directly at some of their ATM machine. You may want to ask the seller for the printout.

I appreciate if you share any information that you get about this transaction.

I believe ATM business is a good business. I see people using this service a lot.It carts to the people that craving for conveniences disregarding the cost. And there is a lots of these people in this country.

My concern is the timming. Would it be too late already to get into this business. May be that the reason the seller want to get out.





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AICAD Extended Opportunities #good #colleges #for #game #design


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AICAD Extended Opportunities

Through the AICAD Exchange program, full-time students who are attending one of the 35 participating AICAD schools, have the unique opportunity to attend another school within AICAD for one semester at no additional cost or loss of credit. The AICAD Exchange offers students the experience and benefit of studying at a different school and living in a different geographic area.By sharing resources and facilities, AICAD colleges offer unparalleled educational opportunities to students at AICAD schools.

Students Apply for AICAD Exchange HERE

DEADLINES. Applications must be received by the host school no later than: April 10 (Fall Term) and November 1 (Spring term)

Please note: The Fall 2017 term application is now live and will close on the fall term application deadline of April 10.

Participating AICAD Schools

Alberta College of Art & Design
Art Academy of Cincinnati
Art Institute of Boston at Lesley University
California College of the Arts
Cleveland Institute of Art
College For Creative Studies
Columbus College of Art & Design
Cooper Union School of Art
Cornish College of the Arts
Emily Carr University of Art & Design
Kansas City Art Institute
Laguna College of Art & Design

Lyme Academy College of Fine Arts
Maine College of Art
Maryland Institute College of Art
Massachusetts College of Art and Design
Memphis College of Art
Milwaukee Institute of Art & Design
Minneapolis College of Art & Design
Montserrat College of Art
Moore College of Art & Design
New Hampshire Institute of Art
NSCAD University
OCAD University

Oregon College of Art & Craft
Otis College of Art & Design
Pacific Northwest College of Art
Pennsylvania Academy of the Fine Arts
Pennsylvania College of Art and Design
Rhode Island School of Design
Ringling College of Art & Design
San Francisco Art Institute
School of the Art Institute of Chicago
School of the Museum of Fine Arts
University of the Arts
Watkins College of Art, Design & Film

Many AICAD schools have a compulsory first year curriculum which is sometimes referred to as Foundation Year. During this first year, students follow the same course of study – which introduces the institution’s pedagogical approach – before they move on to studio majors as sophomores. The Foundation Year curriculum is designed to instruct all students (regardless of abilities, skills and interests) on the basic tenants of art and design, and usually includes general 2D and 3D studio courses and opportunities to explore various departmental majors.

International

In addition to the 42 full member schools in the US & Canada within the network, AICAD has three long-standing International Affiliate schools in Japan, Ireland and Israel. Through the International Affiliate program, AICAD has broadened its membership and enhanced the dialogue at the Executive level, which in turn brings greater global opportunity to the students of all AICAD schools.

BURREN COLLEGE OF ART
Located Ballyvaughan, Ireland, the Burren College of Art offers students an intimate community with a maximum enrollment of 55 undergraduate and graduate students. Additionally, there are specific study abroad opportunities available to AICAD students who are interested in studying at the Burren College of Art.

Through a range of programs, faculty and visiting artists create an exciting platform for discussion, artistic collaboration and cross-disciplinary study.

Located in Jerusalem, the Bezalel Academy of Arts and Design enrolls over 2000 students studying towards undergraduate degrees in the following departments: Fine Arts, Screen Based Arts, Architecture, Ceramics and Glass Design, Industrial Design, Jewelry and Fashion Design, Photography and Visual Communication. In addition, Bezalel offers graduate degrees in the fields of Fine Arts, Urban Design, Industrial Design and Policy and Theory of the Arts. Each department preserves the traditional knowledge, tools, materials and workshops collected over many decades, while using state-of-the-art software and cutting-edge technologies.

OSAKA UNIVERSITY OF THE ARTS
Founded in 1964, Osaka University of Arts (OUA) offers 14 undergraduate majors in the fine arts, design, architecture, Literature, Broadcasting, Photography, Crafts, Visual Concept Planning, Theatrical Arts, Art Planning, Character Creative Arts, Musicology, Music Performance, Art and Primary Education. Additionally, there are specific study abroad opportunities available to AICAD students interested in studying at OUA.

How to become an international affiliate:
AICAD is always open to receiving applications for new international affiliate members per its ongoing desire to connect with those institutions internationally that share similar structure to AICAD schools (independent, specialized, degree-granting schools of art and design) and share our values and commitment to quality of education

International Affiliate candidates must be directly referred to the AICAD Board of Trustees via one or more of our full member institutions. Applications for International Affiliate membership are first vetted through our Executive Committee, who then presents appropriate applications to the full Board of Trustees for a vote.

Academic Symposia

AICAD coordinates an annual Symposium each fall that is hosted by one of the member schools. This three-day meeting brings together educators, administrators and students to engage in rich conversations on a timely academic topic.

These symposia are primarily intended to benefit faculty and academic staff such as department chairs, though many senior level administrators and college presidents attend as well.

November 3-6, 2016
Beyond the BFA
Ringling College of Art and Design

AICAD Post MFA Teaching Fellowship

The AICAD Post MFA Fellowship offers eligible candidates a one-year teaching position at a participating AICAD institution and provides significant professional practice opportunities to high-achieving graduate alumni. In contributing to the goal of increasing the racial and ethnic diversity of our faculty, AICAD aspires to create a climate that recognizes and values diversity as central to excellence.

Global Ecologies Program

The Global Ecologies Studio at Burren College of Art is a fantastic opportunity for art students, independent artists or interested researchers from adjacent fields within the humanities and natural sciences to explore art making while examining various concepts found in ecology and earth systems. This 4-week class (June 24th – July 22, 2017) is based at the Burren College of Art. located in the Burren of Western Ireland, which provides a unique experiential and observable location with which to explore the relationships between landscape and the social sphere.

Applications are welcome through February 15, 2017 and can be submitted Here starting on November 1, 2016.

Sign up to get news, tips, and other good things!

2017 Association of Independent Colleges of Art Design

Image provided by California College of the Arts


Should I Take Claritin, Zyrtec, or Allegra, what is good for allergies


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Should I Take Claritin, Zyrtec, or Allegra?

What is good for allergies medication

It s common for people with hives (called urticaria) or hay fever (called allergic rhinitis) to wonder which over-the-counter antihistamine they should take: Claritin (loratadine), Zyrtec (cetirizine), or Allegra ( fexofenadine )?

All of these antihistamines have been available over the counter without a prescription for a number of years. But, if you re thinking these antihistamines are all the same, they actually are not.

Depending on the allergic condition being treated, the age of the person, as well as other underlying issues (such as pregnancy), the best choice of antihistamine might be different.

How Antihistamines Work

When you have been exposed to a substance you are allergic to (such as pet dander, dust mite, ragweed, or peanuts), your body produces histamine, which is a chemical messenger released by cells in the immune system to alert the rest of the immune system to a foreign invader.

Histamines cause the typical allergy symptoms of sneezing, stuffy and runny nose, watery and itchy eyes, and an itchy throat that you associate with exposure to whichever allergens you are sensitive to. Antihistamines reduce the number of histamines circulating in your system, thereby reducing symptoms.

Comparison of Claritin, Zyrtec, and Allegra

Claritin, Zyrtec, and Allegra are all considered newer generation antihistamines.

What is good for allergies medication

First generation antihistamines such as Benadryl ( diphenhydramine ) and Atarax (hydroxyzine) can be helpful for allergies and hives, as well, but their use is limited due to side effects such as fatigue and sedation (sleepiness).

So while Claritin, Zyrtec, and Allegra are all newer generation antihistamines that can treat hay fever or hives, there may be some advantages for each of these over the others.

Pregnancy and Breastfeeding

Claritin and Zyrtec are pregnancy category B, meaning they are preferred during pregnancy over Allegra. However, Allegra is considered to be safer for breastfeeding mothers compared to Zyrtec and Claritin.

All three antihistamines may cause side effects such as:

  • Blurred vision
  • Confusion
  • Dry mouth
  • Drowsiness
  • Dizziness
  • Nausea and vomiting
  • Mood changes (mostly limited to some children)
  • Difficulty urinating

That said, the side effect profile may vary slightly among them. For instance, Allegra is completely non-sedating (doesn t make people sleepy), while Claritin is minimally sedating (makes only a small number of people sleepy). Zyrtec, on the other hand, causes sedation in approximately one in six people who take the medication.

While you should consult your doctor about the best way to take any medication, there are widely accepted dosing recommendations for all three of these antihistamines. First and foremost, each works best when taken daily rather than intermittently.

All of these antihistamines are indicated for adults and children 2 years of age and older, with Zyrtec and Claritin dosed once a day for all ages. Allegra is dosed twice a day for children age 2 to 11, and once a day for adults and children age 12 years and older.

Finally, since Allegra can be used in children as young as six months of age, it is sometimes the ideal choice for young children.

Besides dosing, there are some slight differences in how quickly or well the drugs work. For example, while Claritin is effective for treating hay fever and hives, other antihistamines, such as Zyrtec and Allegra work better, faster, and last longer. For example, Zyrtec and Allegra work quickly for the treatment of allergic rhinitis and hives, typically within less than an hour.

On the other hand, studies show that Claritin takes many hours to start working.

Even further, studies show that Allegra is nearly as good as Zyrtec at treating hayfever, although Zyrtec and its isomer Xyzal (levocetirizine) appear to be better medicines for the treatment of hives.

There are also some unexpected nuances associated with each of the antihistamines. For example, if you are taking Allegra, it s important to avoid drinking fruit juice for one to two hours before you take the medication and one to two hours after. Juices such as orange juice or grapefruit ( levocetirizine ) juice can decrease the absorption of Allegra by nearly half, even juices that only contain 5 percent juice.

Talking With Your Doctor

The best choice for any one person is based on the degree of symptom relief desired and the degree of side effects you are willing to tolerate.

For mild to moderate allergy symptoms, Allegra may be preferable to drugs such as Zyrtec since these other drugs are more sedating. Yet, for severe symptoms which are interfering with work, school, or play, a medication such as Zyrtec may be needed.

In addition, it is very important to note that every person is different. This means that despite what studies say, there are many people who do not experience any fatigue on Zyrtec or Xyzal. Likewise, there are people who do experience fatigue on Allegra.

Furthermore, it s sometimes helpful to try different medications to see which works best for you as an individual. If you try this, though, talk with your doctor first. It can be very helpful to keep a journal to get an objective measure of which drug works best. For instance, you can write down your most annoying symptoms, and rank them from 1 to 10 based on how well they are controlled on the different medications and on different days.

Finally, for those who need medications, it s also a good idea to talk with an allergist about the possibility of allergy testing and allergy shots. While allergy shots require more follow-up (and more pokes) they can sometimes cure allergies (or at least significantly reduce their symptoms) so that medications are no longer needed. In addition, it s thought that allergy shots may sometimes help prevent the development of new allergies.

A Word From Verywell

In the end, Claritin, Zyrtec, and Allegra are all good antihistamines and are generally well-tolerated. But there are some differences between them, as outlined above, which may make one of these antihistamines better than the others depending on a person s needs and characteristics.

Gonzalez-Estrada, A., and S. Geraci. Allergy Medications During Pregnancy. The American Journal of the Medical Sciences. 2016. 352(3):326-31.

Sharma, M., Bennett, C., Cohen, S., and B. Carter. H-1 Antihistamines for Chronic Spontaneous Urticaria. Cochrane Database for Systematic Reviews. 2014. (11): CD006137.


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Website Design Software #good #web #server


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NetObjects CloudBurst

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Good business names #business #plan #format

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10 Ways To Come Up With A Killer Name For Your Company

www.jawshark.com

First things first – your startup needs a name! This may seem a silly and frivolous task, but it may be the most important decision you make.

The name of your business has a tremendous impact on how customers and investors view you, and in today’s small world, it’s a world-wide decision.

Please don’t send me any more business plans with TBD or NewCo in the title position. Right or wrong, the name you choose, or don’t choose, speaks volumes about your business savvy and understanding of the world you are about to enter. Here are some key things I look for in the name, with some help from Alex Frankel and others.

If you are still unsure of yourself after reading through the tips, you should know that there are many dedicated firms, like Igor and A Hundred Monkeys. that can relieve you of $1M of your hard-earned funds to come up with just the right appellation. Hmmm. I wonder how much they spent on their own names?

View As: One Page Slides

Read the original article on Startup Professionals Musings. Copyright 2010.

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KEF – Obsessed with High Resolution #good #business #email #address


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MN, WI, and SD Home Mortgage Loans

As a Direct Mortgage Lender, MN, WI, and SD home loans are all we do. We beat the banks, the big internet lenders, and the Realtor’s in-house lender everyday with our great interest rates on home loans, and personalized service from LOCAL professional Licensed Loan Officers. Our ultimate goal is to create lasting relationships by closing your home loan on time with a stress free process.

READY TO APPLY? Our Secure Online Mortgage Application is available 24/7. There is no application fee, and we will only move forward with an actual loan your permission after reviewing all your options with you.

WANT JUST A QUICK QUOTE? Complete the Online Mortgage Rate Quote Form . This option allows our Licensed Loan Officers the opportunity to research current mortgage interest rates, refinance options and programs, then get back to you with our accurate quote.

Check today’s mortgage interest rates based on your personal situation. Get live market mortgage rates and closing cost cost options. Pick what interest rate or closing cost option works best for you.

Call (651) 552-3681. Speaking with an experienced, and Licensed Loan Officer is easily the best way to apply, or to obtain an accurate interest rate quote and an Estimate of closing costs.

Your Loan Officer in an important decision. Why choose Joe Metzler to assist you?

2016 – Top 300 Loan Officer in the Nation (National Mortgage News )
2015 – Top 100 Loan Officer in the Nation (Orignation News )
2014 – Minnesota Loan Officer of the Year (Minnesota Mortgage Association)
2012 – Best Mortgage Professionals in the Twin Cities based on Customer Satisfaction (Minneapolis St Paul Magazine)
2011 – Top 40 Most Influential Mortgage Professionals to Watch (National Mortgage Professional Magazine)
2010 – Top 150 Loan Officer in the Nation (Origination News)

TOP REASONS YOU SHOULD HAVE US HELP YOU:

We keep it simple for you! Slick advertising is not our game. We are a top MN lender, and it’s not just because of our LOW mortgage rates. Its because we offer the whole package. We provides fully automated processing, with all of the latest instant approval systems. We even give you instant Email notification for each step of your loan!

NO applications fees

Minnesota based – not some out-state 800 number

Purchase: Using your Realtor’s in-house lender, or the big banks

Refinance: Assuming the company you currently make payments to is your best option

Dakota County First Time Homebuyer City Living Program Zero down Payment VA Loans and USDA Rural Development Loans HARP Lender in MN, WI, and SD (Home Affordable Refinance Program

Mortgages Unlimited CLIENT TESTIMONIALS

“Thanks for helping us get this done, I really didn’t think I could refinance. I called on a whim because you had placed my original mortgage on this house. Now we will be enjoying a lower house payment for years to come. Best wishes to you.”
Angie W. St Paul, MN

“Hello Joe Eric, I just wanted to personally thank you both for helping me secure my home in Cottage Grove. You made the process simple and easy to follow and took a lot of worry out of purchasing the home. I will gladly recommend you to anyone who is also seeking a home mortgage.”
-Tim M. Minneapolis, MN
(Read more client testimonials)

Mortgage Loan Programs

Conducting Your Minnesota, Wisconsin, or South Dakota Mortgage Rate and Lender Search

Shopping for a home loan has never been this easy. To obtain the most accurate and up-to-date mortgage rate quote for your loan scenario, call us at 651-552-3681. If you are simply shopping for a mortgage. you can fill-out our easy Mortgage Rate Quote Form and someone will usually contact you within minutes with that information.

Y ou can also initiate the application process by completing our Secure Online Mortgage Application. We advertises our services in many places and we are committed to honoring the displayed rates and mortgage closing costs as defined by the various publishers’ guidelines.

You can always count on Mortgages Unlimited for great rates and low mortgage closing costs. Please do not hesitate to contact us with any questions. We are always here to address your concerns and offer you up-to-the minute mortgage quotes and home loan advice.

Smart people know Mortgages Unlimited is your St Paul, Minneapolis best lender choice for your home loan needs.

Our staff of Loan Officers are thankful for the opportunity to provide you with comprehensive mortgage rate quotes and mortgage closing cost information. Your Loan Officer will be happy to provide you with a Good Faith Estimate and Truth-In-Lending Statement so that you can better compare Mortgages Unlimited to other Mortgage providers. We wish you the best during your loan process, and remind you that a low rate quote is only part of your overall satisfaction!

I know you have lender options, and I understand the importance of securing the very best interest rate and lowest closing costs for you and your family. I do not take that obligation lightly and will work hard to prove the value in having a long term relationship with myself and my team.

Joe Metzler and his team are committed to helping you make a truly informed mortgage decision. Our advice goes way beyond just quoting rates and fees. We provide you with a complete analysis of your mortgage debt picture through analysis and reports. Most people don’t understand the life changing differences between different loan programs. We do. Learn More

Get real interest rate and closing cost estimates so you can see specific numbers right up front. No surprises. Our rates are typically 0.125% to 0.25% lower than the big banks and little mom-and-pop mortgage brokers, with lower closing costs, too.

With our low interest rates and low closing costs. you might be wondering about the kind of service or expertise you ll receive. You re in for a pleasant surprise. We ve gone to great lengths to streamline the loan process and make it the easiest, most convenient experience imaginable. No appointment needed. No account numbers or shoebox full of financial papers. Just the information that s in your head.

Find out how good it feels to work with a lender that delivers on both price and service, and read a few real customer comments. Then you’ll know why we enjoys a 98.0% overall recommendation rating. which we’d like to point out is a far higher standard than mere satisfaction.

I have closed thousands of loans in my career. That’s a lot! Those customers contributed to our continuing success because they know WE GOT THEM A BETTER DEAL!

We can do the same for you ! So if you are checking mortgage rates in Minneapolis, St Paul, all of Minnesota, Wisconsin, or South Dakota. we can help you get the lowest cost mortgage of anyone on your area, saving you thousands of dollars!


Examples of Charting #charting, #that, #good, #examples, #trying, #difficult, #fellow, #students, #needs,


#

Examples of Charting

Jan 19, ’06 by Daytonite

I come from an era of nursing where nursing notes were nothing but narrative charting, no check off sheets for us! Anyway, what I did over my career to make sure I didn’t forget anything (we had to narratively write out our head to toe assessments every shift) was to make up a sheet of all the areas to remember to hit. I got the idea from one hospital I worked that had a laminated sheet at the front of the nurses notes section of every chart. It basically was a list of a head to toe assessment and included a short description within each body system to address in our charting. I added things to mine, such as to pay particular attention to IVs and IV sites, restraints, bed rails (up or down), out of whack labwork, did I call the doctor, and things like that which I found probably needed to be addressed in my charting in order to CYA.

If I were you, I would get a blank copy of the check off assessment done at one of your clinical areas. Use that to start creating your own little charting list. Create the list in a Word document that you can save as a file on your computer. That way you can easily access it and make changes to it, as it will be an evolving work. It’s easy enough to print one out.

I had a special sheet I made years ago for assessing, treating and charting on chest pain. I did it because I was working on a cardiac unit and we had a lot of people who got chest pain and I was always forgetting something to ask the patient or to chart. So, I sat down and went through my textbooks as well as the hospital protocol for chest pain and made up this sheet which I had to type on a manual typewriter (this was before computers). I covered it with clear contact paper to protect it and carried it on my clipboard. When a patient had chest pain I would put that sheet out and refer to it while I was at the bedside with the patient. I often would sit with the bottle of Nitroglycerin in my hand, give the patient a NTG tablet, take his blood pressure and ask him about whether his pain was improving or not. I also knew, from my list, to watch for SOB and cyanosis. I would write down the times I was giving the NTG to the patient (our protocol was one tablet every 5 minutes up to 3 tablets until pain was gone). When I sat down to chart, all I had to do was follow my cheat sheet. I had all the times I had given the NTG and the patient’s responses to my questions.

Insofar as the actual wording of your charting. keep it factual, keep it simple. Here’s how I used to do mine (what I can remember of a normal one): Alert and oriented to person, place and time. Skin pink, warm and dry. Repirations regular and unlabored. (Or, crackles ascultated in RLL with deep breath–productive coughing of green colored sputum upon deep inspiration) No cough noted. Continuous O2 at 2L/min by nasal cannula. Abdomen rounded and soft with active bowel sounds ausculated in all four abdominal quadrants. No pain to mild palpation of abdomen. (Or, no bowel sounds auscultated in any quadrant of abdomen after one full minute of listening at each quadrant.) Foley catheter patent with clear yellow urine draining. IV intact and patent in anterior aspect of left lower forearm with 1000cc D5W infusing at 100cc/hr by gravity drip ( we didn’t use pumps in those days, but if we did I always mentioned that a pump was in use). No pain, redness, or swelling at or above IV site. No calf tenderness. No pedal edema. Knee high TED hose in place bilaterally. Side rails up. Call light in reach. This is just a sampling as I was remembering things. Mostly, you tend to write the same old stuff all the time. It gets interesting when something isn’t normal and you have to describe it.

Hope this helps you.

Last edit by Daytonite on Jan 19, ’06

Some excellent links:

the links are great. Thanks.

Thanks for the info, I believe your advice will work. cjmac

I come from an era of nursing where nursing notes were nothing but narrative charting, no check off sheets for us! Anyway, what I did over my career to make sure I didn’t forget anything (we had to narratively write out our head to toe assessments every shift) was to make up a sheet of all the areas to remember to hit. I got the idea from one hospital I worked that had a laminated sheet at the front of the nurses notes section of every chart. It basically was a list of a head to toe assessment and included a short description within each body system to address in our charting. I added things to mine, such as to pay particular attention to IVs and IV sites, restraints, bed rails (up or down), out of whack labwork, did I call the doctor, and things like that which I found probably needed to be addressed in my charting in order to CYA.

If I were you, I would get a blank copy of the check off assessment done at one of your clinical areas. Use that to start creating your own little charting list. Create the list in a Word document that you can save as a file on your computer. That way you can easily access it and make changes to it, as it will be an evolving work. It’s easy enough to print one out.

I had a special sheet I made years ago for assessing, treating and charting on chest pain. I did it because I was working on a cardiac unit and we had a lot of people who got chest pain and I was always forgetting something to ask the patient or to chart. So, I sat down and went through my textbooks as well as the hospital protocol for chest pain and made up this sheet which I had to type on a manual typewriter (this was before computers). I covered it with clear contact paper to protect it and carried it on my clipboard. When a patient had chest pain I would put that sheet out and refer to it while I was at the bedside with the patient. I often would sit with the bottle of Nitroglycerin in my hand, give the patient a NTG tablet, take his blood pressure and ask him about whether his pain was improving or not. I also knew, from my list, to watch for SOB and cyanosis. I would write down the times I was giving the NTG to the patient (our protocol was one tablet every 5 minutes up to 3 tablets until pain was gone). When I sat down to chart, all I had to do was follow my cheat sheet. I had all the times I had given the NTG and the patient’s responses to my questions.

Insofar as the actual wording of your charting. keep it factual, keep it simple. Here’s how I used to do mine (what I can remember of a normal one): Alert and oriented to person, place and time. Skin pink, warm and dry. Repirations regular and unlabored. (Or, crackles ascultated in RLL with deep breath–productive coughing of green colored sputum upon deep inspiration) No cough noted. Continuous O2 at 2L/min by nasal cannula. Abdomen rounded and soft with active bowel sounds ausculated in all four abdominal quadrants. No pain to mild palpation of abdomen. (Or, no bowel sounds auscultated in any quadrant of abdomen after one full minute of listening at each quadrant.) Foley catheter patent with clear yellow urine draining. IV intact and patent in anterior aspect of left lower forearm with 1000cc D5W infusing at 100cc/hr by gravity drip ( we didn’t use pumps in those days, but if we did I always mentioned that a pump was in use). No pain, redness, or swelling at or above IV site. No calf tenderness. No pedal edema. Knee high TED hose in place bilaterally. Side rails up. Call light in reach. This is just a sampling as I was remembering things. Mostly, you tend to write the same old stuff all the time. It gets interesting when something isn’t normal and you have to describe it.

Hope this helps you.

Thanks for the tip. I’ll try it!

Jan 11, ’07 by TheCommuter. BSN, RN Senior Moderator

Lippincott publishes a book entitled, Charting Made Incredibly Easy . It can be purchased at any major bookstore in America since it is such a common book for nursing students and newer nurses. Additionally, it can be purchased online at Amazon .com, Ebay.com, and at any number of internet bookstores.

Charting Made Incredibly Easy – is this book is really helpful?

I have been an RN for 1 1/2 years and just bought the mentioned book in a pocket size to keep with mystuff, its the 3rd documentation book i have bought and the easiest to use


Small Business Loans for Good, Average and Bad Credit #selling #a #business

#small business loans

#

Credit Cards

Banking

Investing

Mortgages

Loans

Insurance

Credit Cards

Banking

Investing

Mortgages

Loans

Insurance

Small Business Loans for Good, Average and Bad Credit

Small business loans can be critical to your success as a business owner. Traditional banks are no longer your only option. From SBA loans to business lines of credit to invoice-based financing, you now have access to many options through online lenders. Find the business financing product that is best for you. Learn about loan/product types .

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Expansion, longer-term investments

Business term loans

Large one-time expense

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Filling cash-flow gap

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Also recommended

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*Annual Percentage Rates (APR), loan term and monthly payments are estimated based on analysis of information provided by you, data provided by lenders, and publicly available information. All loan information is presented without warranty, and the estimated APR and other terms are not binding in any way. Lenders provide loans with a range of APRs depending on borrowers credit and other factors. Keep in mind that only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend on factors like credit score, requested loan amount, loan term, and credit history. All loans are subject to credit review and approval.

The government-guaranteed business loan program works with banks to offer low interest rates and long-term repayment. SBA loans offer low rates and long repayment terms. But the process is time consuming and the requirements are strict. Only those with great personal credit, strong business finances and the bandwidth to wait for funding should apply. – Loan amounts: $30,000 to $5 million – APR range: 7% to 8% – Good for: large one-time investments, purchasing real estate or equipment, buying existing businesses, refinancing debt

Online lenders offer term loans of up to $500,000. For a short-term loan, the repayment period typically ranges from six to 12 months, while a long-term loan’s repayment can extend up to 10 years or longer in some cases. – APR range: 7% to 98% – Good for: large one-time investments

A business line of credit provides you with access to flexible cash. Lenders give you access to a specific amount of credit (say, $100,000), but you don’t make payments or get charged interest until you tap into the funds. – Credit line range: $2,000 to $500,000 – APR range: 9% to 108% – Good for: managing cash flow, handling unexpected expenses and financing short-term business needs.

Invoice factoring lets your small business turn its invoices (the money owed by customers that has yet to be paid) into immediate cash. You sell the invoices to a factoring company, which then gets paid when it collects from your customers. If you’d rather maintain control over your invoices, invoice financing is an alternative to factoring. – Financing amounts: $500 to $500,000 – APR range: 11% to 64% – Good for: managing cash flow, short-term financing

Only about 1 in 5 businesses that apply for a loan from a big bank are approved. To solve that problem, we work with online lenders that specialize in making the loan application process simple. Plus, they’re faster and offer more competitive rates than many banks.

How does NerdWallet make money?

We make money when you get the funding you need. Some of the loan providers on our site pay us a referral fee when customers like you get approved for a loan. We always try to find the best option for you, even if we don’t have a paying relationship with that lender. We also actively turn down offers from lenders that we feel seek to take advantage of small business owners. Read more about how we make money .

We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines. and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet s official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.





ATM machine business- Good idea or Bad idea? The eBay Community #innovative

#atm machine business

#

I used to work part time security for the Atlanta Beat Women’s Professional Soccer team. They would sell mayber 13 – 15,000 seats to a home soccer game that played at a local college stadium.

No ATM the first season and the concessionaires were complaining.

So the second season some guy shows up with a portable ATM machine and had it running at the front gates.

I would work the front gate for every home game and don’t think I saw more than 3 people a game use the machine.

If he charged $2.00 per transaction, he grossed $6 per game.

I get a kick out of watching the police video shows on TV where the convenience store cameras shows the pick up trucks driving through the plate glass window at night, four of five youths jump and and throw a chain around the ATM and then drive off with the whole thing! If you got $5k of your own money inside one of those when it disappears, you’d have a tough time making that up on service charges.

Unless you got one inside a casino, I’d pass on this opportunity.

I run into this article recently. It’s about a black man wrongly convicted for murder. Got himself free after 18 years in prison. it’s not an ad for ATM business so I believe it’s true.Read it and evaluate it yourself

This article make me curious about the ATM business.So i do some investigation myself

Also I search in internet:

Look at the Franklinatm site. They list the monthly data recorded directly at some of their ATM machine. You may want to ask the seller for the printout.

I appreciate if you share any information that you get about this transaction.

I believe ATM business is a good business. I see people using this service a lot.It carts to the people that craving for conveniences disregarding the cost. And there is a lots of these people in this country.

My concern is the timming. Would it be too late already to get into this business. May be that the reason the seller want to get out.





What are some good home-business ideas for a stay-at-home Indian woman? #local

#at home business ideas

#

There are many things you can do. Plus, you have the advantage of being more educated than your peers.

Firstly, I d suggest you to try and build an audience for yourself. The best way to get started with that would be to write a blog.

Do you have a hobby? Do you have a particular skill? You could help others pursue that hobby or learn that skill and make some profit from it too.

More often, we tend to have gained some skills by doing something, skills which complement the main thing. So, if you were a teacher, you d also to need to have good communication, crowd control and problem solving skills in addition of having the skill to teach. Try to explore these hidden skills of yours.

You mentioned that you had a child, did you pull off some clever skills or hacks while you were pregnant or your baby was growing up? Chances are many other women will also be in the same problem as you were in, write a book (eBook will be a good option here) detailing the problems and solutions you came up with. Sell it to the audience you have created. Initially, the money will not be that great, but if you keep coming up with good content and market yourself, there should be no problem in being able to run earn the money you want to.

Try reading new books, they help a lot. I recommend The $100 Startup. This book specifically profiles people who have earned around $50,000 a year doing things they love. Almost all the businesses mentioned here are not skill intensive and can be operated by anyone. Plus, the author also gives actionable advice on how and where to get started and what can you do to enjoy freedom and earn money.

Here s a list of what all you can do, according to me. Although, it would have been easier to answer this if you would have told, in which city you live and how much investment can you do. Still, I will try to do my best.

1. Teach what you know the best: Investment Banking — Apply in schools to teach commerce students of higher grades or apply in colleges. With industry exposure and experience I am sure you will easily get a job. Later, you can earn some extra money by giving tuitions in the evening. A teacher, teaching in a college and then giving tuitions can easily earn around 50,000.

2. Start Blogging: [ A lot of people below have listed blogging to earn money through Ads or affiliate marketing, but this will take time, it takes atleast 3 to 4 years to start earning a healthy amount through blogging and that too if you are regular blogger and understand lot many complexities like SEO, coding etc.]. Write about things that you understnad, you are at home, so you have time to research and read. Write your own articles and analysis about various mergers, economic trends, stock advices, etc etc. Publicise your blog through facebook and linkedin. Now use this as your customer base. Then start a separate consultancy and advisory. The way Google earns money. Give some services for free like research and analysis, in your case, and then earn from the presence of people. Later, with high traffic you will also be able to earn money from Ads. Also, if you will have a set of audience reading you per day, later you can also start writing for newspapers or magazines.

3. Start an Activity Centre: [ This is the reason, I asked how much investment you have. In both the options mentioned above, you will not need any investment but for this one, you will need an initial investment ]. Take a space on rent, or better if you have a hall and one room vacant in your home. Put 2 Pool tables, some table chair, an LCD or a Music system will also work, Free Wifi and provide some snacks. All this will cost around 2 lakhs of investment. Charge around Rs. 20 per person/per hour for the pool table. 8 people = Rs. 160. Assume that the shop remains operational for around 10 hours, our of which people play pool for say 5 hours, or for 5 hours the tables remain occupied. This will amount to Rs. 800. [Some times it may happen the tables are not fully occupied, that s why I decreased no of hours of occupancy. ] Provide snacks like, Masala Cola, Soda Lemon, Juice, French Fries, Burgers etc etc. They have high margin and it doesn t takes much expertise to make them. The free wifi and these snacks will make it a fun chill out and hang out place. People will come and spend time. Even if you will be able to make Rs. 400 from the snacks vertical. In aggregate you will be able make around Rs. 36,000 to Rs. 40,000 per month. Later you can expand to have a gym on the next floor or something.

4. Open up a Coaching Centre. This is similar to the 1st point. Education is the best business in India these days. One can easily earn Rs. 20,000 to 30,000 just by giving home tuitions in the evening, 4 to hours thats it. So you obviously will not give home tuitions, but open up your own coaching centre. Hire a teacher in the start, to teach subjects in which you are not very good. Preferably hire a college student as, they will be more enthusiastic and eager to teach and will charge less money, all they are concerned about is to make some extra bucks. Start with teaching commerce students, teach subjects that you know. May be 1st year you will not make much, but yes second year onwards you will have a decent income. And trust me this will rise exponentially. May be in 3 or 4 years, you will be earning much more than what you have expected above in the description, provided you give some good results and better branding.

5. Start Investing — You understand companies and you understand market. Start with a decent amount of Rs. 2 lakhs. Have a varied portfolio. With some technical analysis and a good knowledge, it wont be hard to make 20% return. And obviously later you will earn compounded returns. You will be able to make much more money after 2 or 3 years.

I hope some of these points will help and If any of these do work, then give me some tips on Investment Banking, or preferably teach me. P As, I want to be an Investment Banker and currently working in the same field. )





Small Business Loans for Good, Average and Bad Credit #business #promotional #items

#small business loans

#

Credit Cards

Banking

Investing

Mortgages

Loans

Insurance

Credit Cards

Banking

Investing

Mortgages

Loans

Insurance

Small Business Loans for Good, Average and Bad Credit

Small business loans can be critical to your success as a business owner. Traditional banks are no longer your only option. From SBA loans to business lines of credit to invoice-based financing, you now have access to many options through online lenders. Find the business financing product that is best for you. Learn about loan/product types .

Business loan type

Expansion, longer-term investments

Business term loans

Large one-time expense

Business line of credit

Ongoing working capital expenses

Filling cash-flow gap

Showing 1 – 16 of 16

Back to results

Loading your loans.

Lender loan type

Min Credit Score

Bank loan

Min Credit Score

Apply Now on SmartBiz’s secure website.

Also recommended

Microloan

Min Credit Score

Line of Credit

Min Credit Score

Apply Now on LendingClub’s secure website.

Term loan

Min Credit Score

Apply Now on LendingClub’s secure website.

Also recommended

Personal loan

Min Credit Score

Term loan

Min Credit Score

Apply Now on Funding Circle’s secure website.

Also recommended

Business credit card

Min Credit Score

Term loan

Min Credit Score

Apply Now on DealStruck’s secure website.

Term loan

Min Credit Score

Apply Now on StreetShares’ secure website.

Line of credit

Min Credit Score

Apply Now on DealStruck’s secure website.

Line of Credit

Min Credit Score

Apply Now on OnDeck’s secure website.

Line of Credit

Min Credit Score

Apply Now on BlueVine’s secure website.

Invoice factoring

Min Credit Score

Apply Now on Fundbox’s secure website.

Cash flow loan

Min Credit Score

Apply Now on OnDeck’s secure website.

Invoice factoring

Min Credit Score

Apply Now on BlueVine’s secure website.

Line of credit

Min Credit Score

Apply Now on Kabbage’s secure website.

*Annual Percentage Rates (APR), loan term and monthly payments are estimated based on analysis of information provided by you, data provided by lenders, and publicly available information. All loan information is presented without warranty, and the estimated APR and other terms are not binding in any way. Lenders provide loans with a range of APRs depending on borrowers credit and other factors. Keep in mind that only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend on factors like credit score, requested loan amount, loan term, and credit history. All loans are subject to credit review and approval.

The government-guaranteed business loan program works with banks to offer low interest rates and long-term repayment. SBA loans offer low rates and long repayment terms. But the process is time consuming and the requirements are strict. Only those with great personal credit, strong business finances and the bandwidth to wait for funding should apply. – Loan amounts: $30,000 to $5 million – APR range: 7% to 8% – Good for: large one-time investments, purchasing real estate or equipment, buying existing businesses, refinancing debt

Online lenders offer term loans of up to $500,000. For a short-term loan, the repayment period typically ranges from six to 12 months, while a long-term loan’s repayment can extend up to 10 years or longer in some cases. – APR range: 7% to 98% – Good for: large one-time investments

A business line of credit provides you with access to flexible cash. Lenders give you access to a specific amount of credit (say, $100,000), but you don’t make payments or get charged interest until you tap into the funds. – Credit line range: $2,000 to $500,000 – APR range: 9% to 108% – Good for: managing cash flow, handling unexpected expenses and financing short-term business needs.

Invoice factoring lets your small business turn its invoices (the money owed by customers that has yet to be paid) into immediate cash. You sell the invoices to a factoring company, which then gets paid when it collects from your customers. If you’d rather maintain control over your invoices, invoice financing is an alternative to factoring. – Financing amounts: $500 to $500,000 – APR range: 11% to 64% – Good for: managing cash flow, short-term financing

Only about 1 in 5 businesses that apply for a loan from a big bank are approved. To solve that problem, we work with online lenders that specialize in making the loan application process simple. Plus, they’re faster and offer more competitive rates than many banks.

How does NerdWallet make money?

We make money when you get the funding you need. Some of the loan providers on our site pay us a referral fee when customers like you get approved for a loan. We always try to find the best option for you, even if we don’t have a paying relationship with that lender. We also actively turn down offers from lenders that we feel seek to take advantage of small business owners. Read more about how we make money .

We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines. and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet s official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.





ATM machine business- Good idea or Bad idea? The eBay Community #business

#atm machine business

#

I used to work part time security for the Atlanta Beat Women’s Professional Soccer team. They would sell mayber 13 – 15,000 seats to a home soccer game that played at a local college stadium.

No ATM the first season and the concessionaires were complaining.

So the second season some guy shows up with a portable ATM machine and had it running at the front gates.

I would work the front gate for every home game and don’t think I saw more than 3 people a game use the machine.

If he charged $2.00 per transaction, he grossed $6 per game.

I get a kick out of watching the police video shows on TV where the convenience store cameras shows the pick up trucks driving through the plate glass window at night, four of five youths jump and and throw a chain around the ATM and then drive off with the whole thing! If you got $5k of your own money inside one of those when it disappears, you’d have a tough time making that up on service charges.

Unless you got one inside a casino, I’d pass on this opportunity.

I run into this article recently. It’s about a black man wrongly convicted for murder. Got himself free after 18 years in prison. it’s not an ad for ATM business so I believe it’s true.Read it and evaluate it yourself

This article make me curious about the ATM business.So i do some investigation myself

Also I search in internet:

Look at the Franklinatm site. They list the monthly data recorded directly at some of their ATM machine. You may want to ask the seller for the printout.

I appreciate if you share any information that you get about this transaction.

I believe ATM business is a good business. I see people using this service a lot.It carts to the people that craving for conveniences disregarding the cost. And there is a lots of these people in this country.

My concern is the timming. Would it be too late already to get into this business. May be that the reason the seller want to get out.





Programs: Home – Northwest Mississippi Community College #good #psychology #programs


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Programs: Home

For degree plans go to myNWCC and click on the Degree Plans tab.

Northwest offers the pre-requisites you need to prepare for an exciting four-year degree at any of Mississippi’s colleges or universities. We also offer nearly 40 Career and Technical programs designed to teach students the practical skills needed for a wide variety of jobs in the workforce.

Our Academic Pathways have articulation agreements with all four-year public universities in Mississippi. Students who graduate with an Associate of Arts can expect ALL of their classes to transfer in state.

Looking for a fast-track to rewarding career? With an Associate of Applied Science in any of our two-year Technical programs. you will learn the specialized skill set you need for a career in today’s highly-trained workforce. Looking for an even faster path to gainful employment? Our Career Certificate programs can be completed in as little as nine months .

Top 10 Academic Pathways

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Affordable & Cheap Criminal Defense Lawyers #find #good #criminal #lawyer


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Our Michigan Criminal Lawyers represent individual in all counties that are within the State of Michigan including Detroit, Ann Arbor. Allen Park, Albion, Lincoln Park, Brighton, Howell, Saline, Monroe, Blissfield, Romulus. Hamtramck, Southfield. Southgate. Wyandotte. Livonia. Dearborn. Westland. Lansing, East Lansing, Okemos, Warren, Sterling Heights. Roseville, Eastpointe, Battle Creek, Oak Park, Redford. Livonia. Hillsdale, Inkster, Ferndale, Hazel Par k, Whitmore Lake, Plymouth, Farmington, Trenton, Flat Rock, Tecumseh, Clinton, Chelsea, Novi, Garden City. Westland, Northville, South Lyon, Milan, Brooklyn, Melvyndale, Ecorse, Belleville, Canton, Wayne County, Ingham County, Washtenaw County. Monroe County, Macomb County. Livingston County, Shiawassee County, Clinton County, Eaton County, Calhoun County, Branch County, Hillsdale. The information contained herein is not legal advice. Any information you submit to us may not be protected by attorney-client privilege. All or some photos shown depict models and may not be actual attorneys or clients. An attorney responsible for the content of this Site is M. Zaher, Esq. licensed in Michigan with offices at 18551 W. Warren Ave. We are expressly disclaim all liability in respect to actions taken or not taken based on any or all the contents of this website. We reserve the right. at our sole discretion, to change, suspend, or discontinue all or any part of this website or the content at any time without prior notice or liability. * Prior Results Do Not Guarantee Similar Outcome.

Consult With Our Detroit Criminal Defense Attorneys About Your Case

Our Detroit criminal defense lawyers offer experienced, compassionate, and dedicated representation on behalf of adults and juveniles.

Jeffrey Weberman or this law firm cannot guarantee you the same results but he can guarantee he will fight just as hard for your case. No matter what crime you are charged with Jeffrey Weberman is ready to handle your case. Call today for a FREE consultation.

If you are under investigation, have been charged with a crime or if your freedom is at stake in Michigan, contact a defense lawyer you can count on throughout the criminal justice process. Our criminal defense lawyers defend clients charged with any and all misdemeanor and felony criminal offenses in Michigan.

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DUI Defense . You can fight the charges. Call Our Detroit Metro Metro defense lawyers to protect your criminal record and driving privileges.

Domestic Violence: Family offense accusations such as domestic assault and endangering a child can have long-term consequences. Protect your rights.

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Sex Offenses: Sex crimes, such as rape, child pornography and sexual assault, are among the toughest to deal with. Make sure you have an experienced defense attorney who will fight for you and your rights.

We do not have to present witnesses when these will not assist your case.

In Michigan Best Criminal Defense, Experience Matters

A criminal conviction in the state of Michigan will drastically affect the rest of your life, including job prospects and your family. In addition, Michigan has mandatory sentencing laws mean that conviction for many criminal offenses carries mandatory prison sentences such as felony firearm or criminal sexual conduct in 3rd degree. Our best criminal defense lawyers have provided successful representation to hundreds of clients in state and federal criminal defense matters.

In Defense of Liberty of the Accused

Our goals are the same as those of our clients : to help the accused avoid jail or prison, to get fines, charges, punishments, penalties, and sentences reduced; to suppress evidence which was improperly obtained, to get cases dismissed, and to expunge offenses after a conviction is on record.

We are experienced at working with the District Attorney s office. We challenge the prosecution case to prove every single piece of evidence that is used to support the charges against our clients.

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Each case has unique set of facts and circumstances, and in order to defend a criminal defense case successfully in metro Detroit, it is very important that an attorney has the opportunity to thoroughly review the evidence against you, as well as the details of your arrest. In many cases, overzealous law enforcement has violated correct police procedure or your rights as a citizen during the arrest. You should contact our criminal defense lawyers as quickly after your arrest as possible to determine how best to move forward with your case.

Do Not Say Anything!


ATM machine business- Good idea or Bad idea? The eBay Community #small

#atm machine business

#

I used to work part time security for the Atlanta Beat Women’s Professional Soccer team. They would sell mayber 13 – 15,000 seats to a home soccer game that played at a local college stadium.

No ATM the first season and the concessionaires were complaining.

So the second season some guy shows up with a portable ATM machine and had it running at the front gates.

I would work the front gate for every home game and don’t think I saw more than 3 people a game use the machine.

If he charged $2.00 per transaction, he grossed $6 per game.

I get a kick out of watching the police video shows on TV where the convenience store cameras shows the pick up trucks driving through the plate glass window at night, four of five youths jump and and throw a chain around the ATM and then drive off with the whole thing! If you got $5k of your own money inside one of those when it disappears, you’d have a tough time making that up on service charges.

Unless you got one inside a casino, I’d pass on this opportunity.

I run into this article recently. It’s about a black man wrongly convicted for murder. Got himself free after 18 years in prison. it’s not an ad for ATM business so I believe it’s true.Read it and evaluate it yourself

This article make me curious about the ATM business.So i do some investigation myself

Also I search in internet:

Look at the Franklinatm site. They list the monthly data recorded directly at some of their ATM machine. You may want to ask the seller for the printout.

I appreciate if you share any information that you get about this transaction.

I believe ATM business is a good business. I see people using this service a lot.It carts to the people that craving for conveniences disregarding the cost. And there is a lots of these people in this country.

My concern is the timming. Would it be too late already to get into this business. May be that the reason the seller want to get out.





Plumbing in Castle Rock, Colorado #good #plumbing #denver


#

Superior Plumbing in Castle Rock, Colorado

A plumber that stands above the rest is a plumber that you can depend on. Do you want to sit at home waiting around for hours and hours, hoping that your plumber will show up within the estimated time frame? Do you want to have to call your plumber when the first repair job backfires after a few days?

We didn’t think so.

We don’t make our customers wait around forever for us to arrive. If we say we’ll be there at a specific time, we’re there. That’s the simple truth.

If you are ready to settle down with one plumber in Castle Rock, let our team be your top choice.

We guarantee that you’ll call us again and again for all of your plumbing and HVAC repairs in Castle Rock, CO.

We Keep You and Your Home Safe

There are a lot of plumbing companies out there. Trust us – we’ve done our research. However, there aren’t a lot of plumbing companies out there that have the high standards that we do. We make sure that all of our plumbers are fully licensed, insured, and in completion of our extensive apprenticeship program.

Because we want to make sure that only the best, most highly qualified plumbing professionals are entering your home and fixing your plumbing problems – for good. You won’t have to worry about our team completing any half-assed repairs – because we just don’t do it. Ever. All of our repairs are completed according to industry safety codes and best practices, and according to our company’s own high standards. That’s a promise.

All Your Castle Rock Plumbing Services in One Place

  • drain cleaning and clog removal
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Garbage Disposal Repair in Castle Rock

Got a broken garbage disposal? Then call on us to fix it. We can repair almost any brand of garbage disposal, old or new. We also install brand new garbage disposals in your home or place of business – and we do it fast.

We can repair or install all major garbage disposal brands and models:

Whether you have a damaged disposal blade, faulty electrical, or garbage disposal clog, we can handle your problem in next to no time – and at a great price. Call us for your Castle Rock garbage disposal repair needs.

Expertise for all your plumbing needs


ATM machine business- Good idea or Bad idea? The eBay Community #online

#atm machine business

#

I used to work part time security for the Atlanta Beat Women’s Professional Soccer team. They would sell mayber 13 – 15,000 seats to a home soccer game that played at a local college stadium.

No ATM the first season and the concessionaires were complaining.

So the second season some guy shows up with a portable ATM machine and had it running at the front gates.

I would work the front gate for every home game and don’t think I saw more than 3 people a game use the machine.

If he charged $2.00 per transaction, he grossed $6 per game.

I get a kick out of watching the police video shows on TV where the convenience store cameras shows the pick up trucks driving through the plate glass window at night, four of five youths jump and and throw a chain around the ATM and then drive off with the whole thing! If you got $5k of your own money inside one of those when it disappears, you’d have a tough time making that up on service charges.

Unless you got one inside a casino, I’d pass on this opportunity.

I run into this article recently. It’s about a black man wrongly convicted for murder. Got himself free after 18 years in prison. it’s not an ad for ATM business so I believe it’s true.Read it and evaluate it yourself

This article make me curious about the ATM business.So i do some investigation myself

Also I search in internet:

Look at the Franklinatm site. They list the monthly data recorded directly at some of their ATM machine. You may want to ask the seller for the printout.

I appreciate if you share any information that you get about this transaction.

I believe ATM business is a good business. I see people using this service a lot.It carts to the people that craving for conveniences disregarding the cost. And there is a lots of these people in this country.

My concern is the timming. Would it be too late already to get into this business. May be that the reason the seller want to get out.





Small Business Loans for Good, Average and Bad Credit #business #card

#small business loans

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Credit Cards

Banking

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Loans

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Credit Cards

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Loans

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Small Business Loans for Good, Average and Bad Credit

Small business loans can be critical to your success as a business owner. Traditional banks are no longer your only option. From SBA loans to business lines of credit to invoice-based financing, you now have access to many options through online lenders. Find the business financing product that is best for you. Learn about loan/product types .

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Apply Now on LendingClub’s secure website.

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Min Credit Score

Apply Now on LendingClub’s secure website.

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Min Credit Score

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Min Credit Score

Apply Now on Funding Circle’s secure website.

Also recommended

Business credit card

Min Credit Score

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Min Credit Score

Apply Now on DealStruck’s secure website.

Term loan

Min Credit Score

Apply Now on StreetShares’ secure website.

Line of credit

Min Credit Score

Apply Now on DealStruck’s secure website.

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Min Credit Score

Apply Now on OnDeck’s secure website.

Line of Credit

Min Credit Score

Apply Now on BlueVine’s secure website.

Invoice factoring

Min Credit Score

Apply Now on Fundbox’s secure website.

Cash flow loan

Min Credit Score

Apply Now on OnDeck’s secure website.

Invoice factoring

Min Credit Score

Apply Now on BlueVine’s secure website.

Line of credit

Min Credit Score

Apply Now on Kabbage’s secure website.

*Annual Percentage Rates (APR), loan term and monthly payments are estimated based on analysis of information provided by you, data provided by lenders, and publicly available information. All loan information is presented without warranty, and the estimated APR and other terms are not binding in any way. Lenders provide loans with a range of APRs depending on borrowers credit and other factors. Keep in mind that only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend on factors like credit score, requested loan amount, loan term, and credit history. All loans are subject to credit review and approval.

The government-guaranteed business loan program works with banks to offer low interest rates and long-term repayment. SBA loans offer low rates and long repayment terms. But the process is time consuming and the requirements are strict. Only those with great personal credit, strong business finances and the bandwidth to wait for funding should apply. – Loan amounts: $30,000 to $5 million – APR range: 7% to 8% – Good for: large one-time investments, purchasing real estate or equipment, buying existing businesses, refinancing debt

Online lenders offer term loans of up to $500,000. For a short-term loan, the repayment period typically ranges from six to 12 months, while a long-term loan’s repayment can extend up to 10 years or longer in some cases. – APR range: 7% to 98% – Good for: large one-time investments

A business line of credit provides you with access to flexible cash. Lenders give you access to a specific amount of credit (say, $100,000), but you don’t make payments or get charged interest until you tap into the funds. – Credit line range: $2,000 to $500,000 – APR range: 9% to 108% – Good for: managing cash flow, handling unexpected expenses and financing short-term business needs.

Invoice factoring lets your small business turn its invoices (the money owed by customers that has yet to be paid) into immediate cash. You sell the invoices to a factoring company, which then gets paid when it collects from your customers. If you’d rather maintain control over your invoices, invoice financing is an alternative to factoring. – Financing amounts: $500 to $500,000 – APR range: 11% to 64% – Good for: managing cash flow, short-term financing

Only about 1 in 5 businesses that apply for a loan from a big bank are approved. To solve that problem, we work with online lenders that specialize in making the loan application process simple. Plus, they’re faster and offer more competitive rates than many banks.

How does NerdWallet make money?

We make money when you get the funding you need. Some of the loan providers on our site pay us a referral fee when customers like you get approved for a loan. We always try to find the best option for you, even if we don’t have a paying relationship with that lender. We also actively turn down offers from lenders that we feel seek to take advantage of small business owners. Read more about how we make money .

We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines. and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet s official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.





How to Start a Data Storage Business – Good Business Ideas –


#

Good Business Ideas

How to Start a Data Storage Business

Opening a data storage business? This article discusses everything you ought to think about before starting a data storage business.

Wondering how to start a data storage business? We take you step-by-step from start to success.
(article continues below)

Creating Business Plans for a Data Storage Business

Does your data storage business have a business plan? If not, your company is lacking a critical business tool. With the right ingredients, your data storage company’s business plan will serve as a blueprint for success.

To assist your efforts, you may want to consider enlisting the aid of a professional business plan writer .

Time and time again, the best entrepreneurs we see rely on professionally crafted plans to guide their decision making. But no matter how skilled they are, business plan writers can’t be effective without the direct input of the business owner.

Startup entrepreneurs are well advised to materially participate in the writing process, even after they have engaged a proven professional.

Check Out Competitors

Before you open a data storage business in your area, it’s essential to find out how you will fit in the competitive landscape. We’ve provided the link below to help you get a list of local competitors nearby. Complete the form by entering your city, state and zip code to get a list of data storage businesses that are close by.

If there’s too much competition, it may be wise to consider starting the business in a less competitive marketplace.

Finding a Non-Competitive Business Mentor

If you want to open a data storage business it’s a smart move to have a conversation with someone who is in the business. It’s very unlikely that the local competition will talk to you. Why would they want to educate a future competitor?

However, a fellow entrepreneur who has started a data storage business in a different city may be willing to share their entrepreneurial wisdom with you, given that you don’t compete with them in their area. Indeed, many experienced entrepreneurs enjoy offering advice to startup entrepreneurs. In my experience, you may have to call ten business owners in order to find one who is willing to share his wisdom with you.

How do you locate an owner of a data storage business that lives outside of your area?

We can help. Follow the link below, try a few city/state combos or zipcodes, and then start calling!

Should You Buy or Start a Data Storage Business?

Tough decisions are what business ownership is all about. And one of the first decisions you’ll have to make is whether to start a business from scratch or buy an existing data storage business .

In general, purchased data storage businesses fare better than startups, at least during the initial few years. When you buy an established data storage business, you gain access to a functional business operation with a customer base and a steady revenue stream.

Entrepreneurs who are committed to a highly unique value proposition may need to pursue a startup approach. However, in today’s business-for-sale marketplace, there is an abundance of data storage businesses worth considering.

Franchising May Be a Better Way to Go

Recognize that your chances of doing well in business zoom upwards when you franchise and benefit from the prior work of others and their lessons learned.

Before starting a data storage business, you may want to assess whether franchise opportunities in your space might help you avoid common entrepreneurial mistakes.

The link below gives you access to our franchise directory so you can see if there’s a franchise opportunity for you. You might even find something that points you in a completely different direction.

Related Articles on Starting a Company

These additional resources regarding getting started as an entrepreneur may be of interest to you.


Why it’s a good idea to start a business while working #cincinnati

#ideas for starting a business

#

Why it’s a good idea to start a business while working

Virgin Records was originally a side project as part of Student Magazine. We sold mail order records by running adverts for them in the magazine. The fact we were doing this on top of working didn’t bother us as we were completely passionate about music. Passion is the key to juggling work and business. If do what you love and love what you do you’re more likely to be successful.

When we went into aviation, again, we started our operations as side project while we were running Virgin Records. I saw a gap in the market one day after my flight was cancelled. With a desire to change the airline industry for good we started with one plane, and worked hard to grow Virgin Atlantic into an international carrier. We eventually had to sell Virgin Records to focus on Virgin Atlantic, but only after we proved there was a market for our airline.

The reason we’ve always started a new business while still working on an existing one is because it’s essential in entrepreneurship to limit the downside. Entrepreneurship by its nature is an incredibly risky vocation, so much so that eight out of 10 start-ups fail within the first 18 months. So, having to completely quit your current work to pursue a new idea can leave you open to failure on many levels.

At Virgin StartUp we’ve seen the benefits that come with starting a business while working. As a delivery partner for the government’s start-up loans scheme, we give support to entrepreneurs through access to loans. We’ve found that those who apply and plan to grow their idea while still working their day jobs are more confident in their ability to manage their money and time. Not having to be reliant on their new business to provide them with a full time income, they are given a bit of breathing space and time for their idea to gain traction. By working, they are able to make their loan last longer and go further.

Starting a business while working can also have a positive impact on your day job. Launching your own business requires you to be a jack-of-all-trades. You’re often the head of marketing, operations, business development and technology in the early days of business. I had at least 10 titles at Student magazine, depending on who I was talking to. Working across so many areas enables you to learn quickly and broaden your skill set – something that will undoubtedly make you a better employee as well as an entrepreneur.

This is a view we take at Virgin, where we encourage our people to work on projects in their spare time. It’s one of the best ways for staff to gain extra training and knowledge. I certainly learned more in the first year of launching and running Virgin than I did across 16 years of schooling.

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PMA Sales Recruitment #sales #recruitment, #sales #recruitment #agency, #sales #and #marketing #recruitment,


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The UK Specialists in Business to Business Sales Recruitment

If you’re a dedicated sales professional looking to progress your career, or a company looking to add dynamic, quality, salespeople to your team – PMA Sales Recruitment can provide the solution.

Since 1990 we have placed thousands of salespeople in hundreds of companies within a huge range of industries.

Candidates

We offer a personal service, enabling you to access vacancies not advertised in the general marketplace, together with advice on how to ensure that you have the best opportunity to impress at interview. More information

Clients

At PMA we believe in creating long lasting partnerships with our clients – which means that many of our clients have been with us since the company began! We’ve achieved this by providing every client with a dedicated Account Manager and a consistent quality service. This includes the fact that PMA interviews ALL candidates before presenting ANY to you, ensuring a comprehensive first interview stage. More information

LATEST NEWS: Global Mobility, Relocations Removals

PMA is delighted to announce the arrival of its’ latest division which specialises in providing recruitment services both nationally and internationally within Global Mobility, Relocations and Removals. The division is headed up by Carol Henshall who has in excess of 25 years recruitment experience and has recruited for some of the worlds’ leading corporations within this sector.

This is an exciting time for PMA as this division compliments our already highly regarded Sales and IT divisions. Carol’s approach to recruitment very much mirrors the highly professional and personalised approach that PMA has become synonymous with.

We recruit professionals within the follow areas: Global Mobility, Relocation Services, Immigration, Expatriate Tax, Compensation and Benefits, International HR & Talent Acquisition, International Rewards as well as Private, Corporate and Commercial Removals.


What are some good home-business ideas for a stay-at-home Indian woman? #business

#at home business ideas

#

There are many things you can do. Plus, you have the advantage of being more educated than your peers.

Firstly, I d suggest you to try and build an audience for yourself. The best way to get started with that would be to write a blog.

Do you have a hobby? Do you have a particular skill? You could help others pursue that hobby or learn that skill and make some profit from it too.

More often, we tend to have gained some skills by doing something, skills which complement the main thing. So, if you were a teacher, you d also to need to have good communication, crowd control and problem solving skills in addition of having the skill to teach. Try to explore these hidden skills of yours.

You mentioned that you had a child, did you pull off some clever skills or hacks while you were pregnant or your baby was growing up? Chances are many other women will also be in the same problem as you were in, write a book (eBook will be a good option here) detailing the problems and solutions you came up with. Sell it to the audience you have created. Initially, the money will not be that great, but if you keep coming up with good content and market yourself, there should be no problem in being able to run earn the money you want to.

Try reading new books, they help a lot. I recommend The $100 Startup. This book specifically profiles people who have earned around $50,000 a year doing things they love. Almost all the businesses mentioned here are not skill intensive and can be operated by anyone. Plus, the author also gives actionable advice on how and where to get started and what can you do to enjoy freedom and earn money.

Here s a list of what all you can do, according to me. Although, it would have been easier to answer this if you would have told, in which city you live and how much investment can you do. Still, I will try to do my best.

1. Teach what you know the best: Investment Banking — Apply in schools to teach commerce students of higher grades or apply in colleges. With industry exposure and experience I am sure you will easily get a job. Later, you can earn some extra money by giving tuitions in the evening. A teacher, teaching in a college and then giving tuitions can easily earn around 50,000.

2. Start Blogging: [ A lot of people below have listed blogging to earn money through Ads or affiliate marketing, but this will take time, it takes atleast 3 to 4 years to start earning a healthy amount through blogging and that too if you are regular blogger and understand lot many complexities like SEO, coding etc.]. Write about things that you understnad, you are at home, so you have time to research and read. Write your own articles and analysis about various mergers, economic trends, stock advices, etc etc. Publicise your blog through facebook and linkedin. Now use this as your customer base. Then start a separate consultancy and advisory. The way Google earns money. Give some services for free like research and analysis, in your case, and then earn from the presence of people. Later, with high traffic you will also be able to earn money from Ads. Also, if you will have a set of audience reading you per day, later you can also start writing for newspapers or magazines.

3. Start an Activity Centre: [ This is the reason, I asked how much investment you have. In both the options mentioned above, you will not need any investment but for this one, you will need an initial investment ]. Take a space on rent, or better if you have a hall and one room vacant in your home. Put 2 Pool tables, some table chair, an LCD or a Music system will also work, Free Wifi and provide some snacks. All this will cost around 2 lakhs of investment. Charge around Rs. 20 per person/per hour for the pool table. 8 people = Rs. 160. Assume that the shop remains operational for around 10 hours, our of which people play pool for say 5 hours, or for 5 hours the tables remain occupied. This will amount to Rs. 800. [Some times it may happen the tables are not fully occupied, that s why I decreased no of hours of occupancy. ] Provide snacks like, Masala Cola, Soda Lemon, Juice, French Fries, Burgers etc etc. They have high margin and it doesn t takes much expertise to make them. The free wifi and these snacks will make it a fun chill out and hang out place. People will come and spend time. Even if you will be able to make Rs. 400 from the snacks vertical. In aggregate you will be able make around Rs. 36,000 to Rs. 40,000 per month. Later you can expand to have a gym on the next floor or something.

4. Open up a Coaching Centre. This is similar to the 1st point. Education is the best business in India these days. One can easily earn Rs. 20,000 to 30,000 just by giving home tuitions in the evening, 4 to hours thats it. So you obviously will not give home tuitions, but open up your own coaching centre. Hire a teacher in the start, to teach subjects in which you are not very good. Preferably hire a college student as, they will be more enthusiastic and eager to teach and will charge less money, all they are concerned about is to make some extra bucks. Start with teaching commerce students, teach subjects that you know. May be 1st year you will not make much, but yes second year onwards you will have a decent income. And trust me this will rise exponentially. May be in 3 or 4 years, you will be earning much more than what you have expected above in the description, provided you give some good results and better branding.

5. Start Investing — You understand companies and you understand market. Start with a decent amount of Rs. 2 lakhs. Have a varied portfolio. With some technical analysis and a good knowledge, it wont be hard to make 20% return. And obviously later you will earn compounded returns. You will be able to make much more money after 2 or 3 years.

I hope some of these points will help and If any of these do work, then give me some tips on Investment Banking, or preferably teach me. P As, I want to be an Investment Banker and currently working in the same field. )





Why it’s a good idea to start a business while working #loan

#ideas for starting a business

#

Why it’s a good idea to start a business while working

Virgin Records was originally a side project as part of Student Magazine. We sold mail order records by running adverts for them in the magazine. The fact we were doing this on top of working didn’t bother us as we were completely passionate about music. Passion is the key to juggling work and business. If do what you love and love what you do you’re more likely to be successful.

When we went into aviation, again, we started our operations as side project while we were running Virgin Records. I saw a gap in the market one day after my flight was cancelled. With a desire to change the airline industry for good we started with one plane, and worked hard to grow Virgin Atlantic into an international carrier. We eventually had to sell Virgin Records to focus on Virgin Atlantic, but only after we proved there was a market for our airline.

The reason we’ve always started a new business while still working on an existing one is because it’s essential in entrepreneurship to limit the downside. Entrepreneurship by its nature is an incredibly risky vocation, so much so that eight out of 10 start-ups fail within the first 18 months. So, having to completely quit your current work to pursue a new idea can leave you open to failure on many levels.

At Virgin StartUp we’ve seen the benefits that come with starting a business while working. As a delivery partner for the government’s start-up loans scheme, we give support to entrepreneurs through access to loans. We’ve found that those who apply and plan to grow their idea while still working their day jobs are more confident in their ability to manage their money and time. Not having to be reliant on their new business to provide them with a full time income, they are given a bit of breathing space and time for their idea to gain traction. By working, they are able to make their loan last longer and go further.

Starting a business while working can also have a positive impact on your day job. Launching your own business requires you to be a jack-of-all-trades. You’re often the head of marketing, operations, business development and technology in the early days of business. I had at least 10 titles at Student magazine, depending on who I was talking to. Working across so many areas enables you to learn quickly and broaden your skill set – something that will undoubtedly make you a better employee as well as an entrepreneur.

This is a view we take at Virgin, where we encourage our people to work on projects in their spare time. It’s one of the best ways for staff to gain extra training and knowledge. I certainly learned more in the first year of launching and running Virgin than I did across 16 years of schooling.

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23 February 2016

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ATM machine business- Good idea or Bad idea? The eBay Community #business

#atm machine business

#

I used to work part time security for the Atlanta Beat Women’s Professional Soccer team. They would sell mayber 13 – 15,000 seats to a home soccer game that played at a local college stadium.

No ATM the first season and the concessionaires were complaining.

So the second season some guy shows up with a portable ATM machine and had it running at the front gates.

I would work the front gate for every home game and don’t think I saw more than 3 people a game use the machine.

If he charged $2.00 per transaction, he grossed $6 per game.

I get a kick out of watching the police video shows on TV where the convenience store cameras shows the pick up trucks driving through the plate glass window at night, four of five youths jump and and throw a chain around the ATM and then drive off with the whole thing! If you got $5k of your own money inside one of those when it disappears, you’d have a tough time making that up on service charges.

Unless you got one inside a casino, I’d pass on this opportunity.

I run into this article recently. It’s about a black man wrongly convicted for murder. Got himself free after 18 years in prison. it’s not an ad for ATM business so I believe it’s true.Read it and evaluate it yourself

This article make me curious about the ATM business.So i do some investigation myself

Also I search in internet:

Look at the Franklinatm site. They list the monthly data recorded directly at some of their ATM machine. You may want to ask the seller for the printout.

I appreciate if you share any information that you get about this transaction.

I believe ATM business is a good business. I see people using this service a lot.It carts to the people that craving for conveniences disregarding the cost. And there is a lots of these people in this country.

My concern is the timming. Would it be too late already to get into this business. May be that the reason the seller want to get out.





What are some good home-business ideas for a stay-at-home Indian woman? #business

#at home business ideas

#

There are many things you can do. Plus, you have the advantage of being more educated than your peers.

Firstly, I d suggest you to try and build an audience for yourself. The best way to get started with that would be to write a blog.

Do you have a hobby? Do you have a particular skill? You could help others pursue that hobby or learn that skill and make some profit from it too.

More often, we tend to have gained some skills by doing something, skills which complement the main thing. So, if you were a teacher, you d also to need to have good communication, crowd control and problem solving skills in addition of having the skill to teach. Try to explore these hidden skills of yours.

You mentioned that you had a child, did you pull off some clever skills or hacks while you were pregnant or your baby was growing up? Chances are many other women will also be in the same problem as you were in, write a book (eBook will be a good option here) detailing the problems and solutions you came up with. Sell it to the audience you have created. Initially, the money will not be that great, but if you keep coming up with good content and market yourself, there should be no problem in being able to run earn the money you want to.

Try reading new books, they help a lot. I recommend The $100 Startup. This book specifically profiles people who have earned around $50,000 a year doing things they love. Almost all the businesses mentioned here are not skill intensive and can be operated by anyone. Plus, the author also gives actionable advice on how and where to get started and what can you do to enjoy freedom and earn money.

Here s a list of what all you can do, according to me. Although, it would have been easier to answer this if you would have told, in which city you live and how much investment can you do. Still, I will try to do my best.

1. Teach what you know the best: Investment Banking — Apply in schools to teach commerce students of higher grades or apply in colleges. With industry exposure and experience I am sure you will easily get a job. Later, you can earn some extra money by giving tuitions in the evening. A teacher, teaching in a college and then giving tuitions can easily earn around 50,000.

2. Start Blogging: [ A lot of people below have listed blogging to earn money through Ads or affiliate marketing, but this will take time, it takes atleast 3 to 4 years to start earning a healthy amount through blogging and that too if you are regular blogger and understand lot many complexities like SEO, coding etc.]. Write about things that you understnad, you are at home, so you have time to research and read. Write your own articles and analysis about various mergers, economic trends, stock advices, etc etc. Publicise your blog through facebook and linkedin. Now use this as your customer base. Then start a separate consultancy and advisory. The way Google earns money. Give some services for free like research and analysis, in your case, and then earn from the presence of people. Later, with high traffic you will also be able to earn money from Ads. Also, if you will have a set of audience reading you per day, later you can also start writing for newspapers or magazines.

3. Start an Activity Centre: [ This is the reason, I asked how much investment you have. In both the options mentioned above, you will not need any investment but for this one, you will need an initial investment ]. Take a space on rent, or better if you have a hall and one room vacant in your home. Put 2 Pool tables, some table chair, an LCD or a Music system will also work, Free Wifi and provide some snacks. All this will cost around 2 lakhs of investment. Charge around Rs. 20 per person/per hour for the pool table. 8 people = Rs. 160. Assume that the shop remains operational for around 10 hours, our of which people play pool for say 5 hours, or for 5 hours the tables remain occupied. This will amount to Rs. 800. [Some times it may happen the tables are not fully occupied, that s why I decreased no of hours of occupancy. ] Provide snacks like, Masala Cola, Soda Lemon, Juice, French Fries, Burgers etc etc. They have high margin and it doesn t takes much expertise to make them. The free wifi and these snacks will make it a fun chill out and hang out place. People will come and spend time. Even if you will be able to make Rs. 400 from the snacks vertical. In aggregate you will be able make around Rs. 36,000 to Rs. 40,000 per month. Later you can expand to have a gym on the next floor or something.

4. Open up a Coaching Centre. This is similar to the 1st point. Education is the best business in India these days. One can easily earn Rs. 20,000 to 30,000 just by giving home tuitions in the evening, 4 to hours thats it. So you obviously will not give home tuitions, but open up your own coaching centre. Hire a teacher in the start, to teach subjects in which you are not very good. Preferably hire a college student as, they will be more enthusiastic and eager to teach and will charge less money, all they are concerned about is to make some extra bucks. Start with teaching commerce students, teach subjects that you know. May be 1st year you will not make much, but yes second year onwards you will have a decent income. And trust me this will rise exponentially. May be in 3 or 4 years, you will be earning much more than what you have expected above in the description, provided you give some good results and better branding.

5. Start Investing — You understand companies and you understand market. Start with a decent amount of Rs. 2 lakhs. Have a varied portfolio. With some technical analysis and a good knowledge, it wont be hard to make 20% return. And obviously later you will earn compounded returns. You will be able to make much more money after 2 or 3 years.

I hope some of these points will help and If any of these do work, then give me some tips on Investment Banking, or preferably teach me. P As, I want to be an Investment Banker and currently working in the same field. )





Small Business Loans for Good, Average and Bad Credit #business #cards #designs

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Small business loans can be critical to your success as a business owner. Traditional banks are no longer your only option. From SBA loans to business lines of credit to invoice-based financing, you now have access to many options through online lenders. Find the business financing product that is best for you. Learn about loan/product types .

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*Annual Percentage Rates (APR), loan term and monthly payments are estimated based on analysis of information provided by you, data provided by lenders, and publicly available information. All loan information is presented without warranty, and the estimated APR and other terms are not binding in any way. Lenders provide loans with a range of APRs depending on borrowers credit and other factors. Keep in mind that only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend on factors like credit score, requested loan amount, loan term, and credit history. All loans are subject to credit review and approval.

The government-guaranteed business loan program works with banks to offer low interest rates and long-term repayment. SBA loans offer low rates and long repayment terms. But the process is time consuming and the requirements are strict. Only those with great personal credit, strong business finances and the bandwidth to wait for funding should apply. – Loan amounts: $30,000 to $5 million – APR range: 7% to 8% – Good for: large one-time investments, purchasing real estate or equipment, buying existing businesses, refinancing debt

Online lenders offer term loans of up to $500,000. For a short-term loan, the repayment period typically ranges from six to 12 months, while a long-term loan’s repayment can extend up to 10 years or longer in some cases. – APR range: 7% to 98% – Good for: large one-time investments

A business line of credit provides you with access to flexible cash. Lenders give you access to a specific amount of credit (say, $100,000), but you don’t make payments or get charged interest until you tap into the funds. – Credit line range: $2,000 to $500,000 – APR range: 9% to 108% – Good for: managing cash flow, handling unexpected expenses and financing short-term business needs.

Invoice factoring lets your small business turn its invoices (the money owed by customers that has yet to be paid) into immediate cash. You sell the invoices to a factoring company, which then gets paid when it collects from your customers. If you’d rather maintain control over your invoices, invoice financing is an alternative to factoring. – Financing amounts: $500 to $500,000 – APR range: 11% to 64% – Good for: managing cash flow, short-term financing

Only about 1 in 5 businesses that apply for a loan from a big bank are approved. To solve that problem, we work with online lenders that specialize in making the loan application process simple. Plus, they’re faster and offer more competitive rates than many banks.

How does NerdWallet make money?

We make money when you get the funding you need. Some of the loan providers on our site pay us a referral fee when customers like you get approved for a loan. We always try to find the best option for you, even if we don’t have a paying relationship with that lender. We also actively turn down offers from lenders that we feel seek to take advantage of small business owners. Read more about how we make money .

We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines. and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet s official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.





Small Business Loans for Good, Average and Bad Credit #business #coach

#small business loans

#

Credit Cards

Banking

Investing

Mortgages

Loans

Insurance

Credit Cards

Banking

Investing

Mortgages

Loans

Insurance

Small Business Loans for Good, Average and Bad Credit

Small business loans can be critical to your success as a business owner. Traditional banks are no longer your only option. From SBA loans to business lines of credit to invoice-based financing, you now have access to many options through online lenders. Find the business financing product that is best for you. Learn about loan/product types .

Business loan type

Expansion, longer-term investments

Business term loans

Large one-time expense

Business line of credit

Ongoing working capital expenses

Filling cash-flow gap

Showing 1 – 16 of 16

Back to results

Loading your loans.

Lender loan type

Min Credit Score

Bank loan

Min Credit Score

Apply Now on SmartBiz’s secure website.

Also recommended

Microloan

Min Credit Score

Line of Credit

Min Credit Score

Apply Now on LendingClub’s secure website.

Term loan

Min Credit Score

Apply Now on LendingClub’s secure website.

Also recommended

Personal loan

Min Credit Score

Term loan

Min Credit Score

Apply Now on Funding Circle’s secure website.

Also recommended

Business credit card

Min Credit Score

Term loan

Min Credit Score

Apply Now on DealStruck’s secure website.

Term loan

Min Credit Score

Apply Now on StreetShares’ secure website.

Line of credit

Min Credit Score

Apply Now on DealStruck’s secure website.

Line of Credit

Min Credit Score

Apply Now on OnDeck’s secure website.

Line of Credit

Min Credit Score

Apply Now on BlueVine’s secure website.

Invoice factoring

Min Credit Score

Apply Now on Fundbox’s secure website.

Cash flow loan

Min Credit Score

Apply Now on OnDeck’s secure website.

Invoice factoring

Min Credit Score

Apply Now on BlueVine’s secure website.

Line of credit

Min Credit Score

Apply Now on Kabbage’s secure website.

*Annual Percentage Rates (APR), loan term and monthly payments are estimated based on analysis of information provided by you, data provided by lenders, and publicly available information. All loan information is presented without warranty, and the estimated APR and other terms are not binding in any way. Lenders provide loans with a range of APRs depending on borrowers credit and other factors. Keep in mind that only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend on factors like credit score, requested loan amount, loan term, and credit history. All loans are subject to credit review and approval.

The government-guaranteed business loan program works with banks to offer low interest rates and long-term repayment. SBA loans offer low rates and long repayment terms. But the process is time consuming and the requirements are strict. Only those with great personal credit, strong business finances and the bandwidth to wait for funding should apply. – Loan amounts: $30,000 to $5 million – APR range: 7% to 8% – Good for: large one-time investments, purchasing real estate or equipment, buying existing businesses, refinancing debt

Online lenders offer term loans of up to $500,000. For a short-term loan, the repayment period typically ranges from six to 12 months, while a long-term loan’s repayment can extend up to 10 years or longer in some cases. – APR range: 7% to 98% – Good for: large one-time investments

A business line of credit provides you with access to flexible cash. Lenders give you access to a specific amount of credit (say, $100,000), but you don’t make payments or get charged interest until you tap into the funds. – Credit line range: $2,000 to $500,000 – APR range: 9% to 108% – Good for: managing cash flow, handling unexpected expenses and financing short-term business needs.

Invoice factoring lets your small business turn its invoices (the money owed by customers that has yet to be paid) into immediate cash. You sell the invoices to a factoring company, which then gets paid when it collects from your customers. If you’d rather maintain control over your invoices, invoice financing is an alternative to factoring. – Financing amounts: $500 to $500,000 – APR range: 11% to 64% – Good for: managing cash flow, short-term financing

Only about 1 in 5 businesses that apply for a loan from a big bank are approved. To solve that problem, we work with online lenders that specialize in making the loan application process simple. Plus, they’re faster and offer more competitive rates than many banks.

How does NerdWallet make money?

We make money when you get the funding you need. Some of the loan providers on our site pay us a referral fee when customers like you get approved for a loan. We always try to find the best option for you, even if we don’t have a paying relationship with that lender. We also actively turn down offers from lenders that we feel seek to take advantage of small business owners. Read more about how we make money .

We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines. and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet s official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.





Why it’s a good idea to start a business while working #start

#ideas for starting a business

#

Why it’s a good idea to start a business while working

Virgin Records was originally a side project as part of Student Magazine. We sold mail order records by running adverts for them in the magazine. The fact we were doing this on top of working didn’t bother us as we were completely passionate about music. Passion is the key to juggling work and business. If do what you love and love what you do you’re more likely to be successful.

When we went into aviation, again, we started our operations as side project while we were running Virgin Records. I saw a gap in the market one day after my flight was cancelled. With a desire to change the airline industry for good we started with one plane, and worked hard to grow Virgin Atlantic into an international carrier. We eventually had to sell Virgin Records to focus on Virgin Atlantic, but only after we proved there was a market for our airline.

The reason we’ve always started a new business while still working on an existing one is because it’s essential in entrepreneurship to limit the downside. Entrepreneurship by its nature is an incredibly risky vocation, so much so that eight out of 10 start-ups fail within the first 18 months. So, having to completely quit your current work to pursue a new idea can leave you open to failure on many levels.

At Virgin StartUp we’ve seen the benefits that come with starting a business while working. As a delivery partner for the government’s start-up loans scheme, we give support to entrepreneurs through access to loans. We’ve found that those who apply and plan to grow their idea while still working their day jobs are more confident in their ability to manage their money and time. Not having to be reliant on their new business to provide them with a full time income, they are given a bit of breathing space and time for their idea to gain traction. By working, they are able to make their loan last longer and go further.

Starting a business while working can also have a positive impact on your day job. Launching your own business requires you to be a jack-of-all-trades. You’re often the head of marketing, operations, business development and technology in the early days of business. I had at least 10 titles at Student magazine, depending on who I was talking to. Working across so many areas enables you to learn quickly and broaden your skill set – something that will undoubtedly make you a better employee as well as an entrepreneur.

This is a view we take at Virgin, where we encourage our people to work on projects in their spare time. It’s one of the best ways for staff to gain extra training and knowledge. I certainly learned more in the first year of launching and running Virgin than I did across 16 years of schooling.

More from Virgin

Comment

23 February 2016

Tags

Popular

Latest

Fancy coming to work for Virgin?

Richard s biography

Flick through all of Richard s books

Our Companies

Quick Links

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