Small Employer Health Insurance, business health insurance.#Business #health #insurance

Small Employer Health Insurance

Small employers can choose whether to offer health insurance to their employees. If they offer health insurance, it must be available to all employees working 30 hours or more per week and their dependents.

Texas insurance law defines a small employer as a business with two to 50 employees, regardless of how many hours they work.

Most insurance companies require at least 75 percent of a small employer’s full-time employees to participate in the health plan.

Insurance companies that sell small-employer coverage must offer it year round. However, if an employer doesn t meet the 75 percent participation requirement, an insurance company can make the employer wait until the open enrollment period to buy coverage. The open enrollment period is from November 15 through December 15 of each year.

Types of Plans

Federal law requires small-employer plans to cover a standard set of services, called essential health benefits. These are:

  • outpatient care without being admitted to a hospital;
  • emergency services;
  • hospitalization and surgery;
  • maternity and newborn care;
  • mental health and substance abuse services, including counseling and psychotherapy;
  • prescription drugs;
  • services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills;
  • laboratory services;
  • preventive and wellness services and chronic disease management; and
  • pediatric services, including oral and vision care.

Grandfathered plans (plans bought before March 23, 2010) aren’t required to cover the essential health benefits. Learn more at the mandated health benefits page on the Texas Department of Insurance’s Mandated Health Benefits website. Some types of insurance, such as indemnity and specific disease policies, aren’t required to meet the federal standards. These policies don t satisfy the requirement that you have health insurance.

Providing Coverage

Employers must give new employees at least 31 days from their start date to enroll in a health plan. After this time, employees might have to wait up to a year for the next open enrollment period to join. Insurance companies must offer an open enrollment period each year.

Employers may require employees to wait up to 90 days after they enroll in a health plan for their coverage to start. The insurance company may not charge a premium during this period.

Insurance companies can t deny or limit coverage to employees with preexisting conditions.

Continuing Coverage

Most employees have the option to keep their coverage for a time after leaving a job. Employers must tell employees about their rights to continue coverage. Former employees who continue their coverage must pay the full cost of the plan. Employers aren’t required to pay premiums for former employees, even if they previously paid a share.

Paying for Coverage

The law doesn’t require employers to pay any part of an employee s health plan premiums. However, many insurance companies require employers to pay at least 50 percent of their employees’ premiums. Employers may pay a higher percentage.

Insurance companies may raise premiums because of increases in health care costs or changes in the age of the group members. They can t raise premiums because of health factors of individual group members. However, if an insurance company discontinues coverage at the end of a policy year, it must offer replacement coverage.

Businesses with 25 or fewer full-time equivalent employees that pay at least 50 percent of premiums and pay average annual wages less than $50,000 may be eligible for a tax credit. To get the tax credit, the business must buy coverage through the federal Small Business Health Options Program. For more information, visit’s program overview page.

How Insurers Calculate Small-Employer Plan Premiums

Insurance companies base the amount employers pay for insurance on the benefits and cost-sharing levels the employer chooses. The health status of employees won’t affect rates. Insurance companies will consider:

  • Age of employees. Older people usually have more expensive and more frequent health-related claims. Generally, the older the workforce, the more the plan will cost.
  • Tobacco use. Federal law allows health plans to charge tobacco users up to 50 percent more. Texas law requires that rating factors related to health status be spread across the employer group. A group with more tobacco users will pay rates higher than a group with fewer tobacco users.
  • Geographic area. Health care costs vary by region because of differences in the cost of living and the number of providers in the area. Most plans use either the county or ZIP code of the employer’s business address to base rates.

Affordable Care Act Requirements

Businesses with fewer than 50 full-time equivalent employees don’t have to pay a penalty for not providing health insurance to their employees.

Federal law defines a full-time employee as one who works at least 30 hours during a typical week. The law counts each 120 hours worked by part-time employees in a month as one full-time equivalent employee.

Consider a company with 30 full-time employees who work at least 120 hours each per month and 24 part-time workers who average 80 hours each per month.

To convert the part-time employees’ hours to full-time equivalent employees, multiply the number of part-time workers by the average number of hours they work each month: 24 x 80 = 1,920. Then divide the total by 120: 1,920/120 = 16. To get the total number of full-time equivalent employees, add this number to the number of full-time employees: 30 + 16 = 46. The employer in this example has 46 full-time equivalent employees and qualifies as a small employer under the law.

Buying Coverage through the Insurance Marketplace

The federal government operates the insurance marketplace in Texas.

Businesses with 50 or fewer full-time equivalent employees may buy coverage through the Small Business Health Options Program. An employer that bought coverage through the program, and then later exceeds the 50-employee limit, can keep the coverage.

Shopping for Coverage

These tips can help you find the best value for your money:

  • Understand coverages when comparing plans and rates. Plans with higher deductibles, copayments, and employee share of coinsurance generally will have lower premiums. Remember that employees will have to pay more out of pocket when they get services.
  • Consider factors other than cost, such as a company’s financial strength and complaint record. You can learn a company’s financial rating, as determined by an independent rating organization, and complaint record by calling the Consumer Help Line or checking on our website.
  • Buy only from licensed insurance companies and HMOs. Selling unlicensed coverage is illegal in Texas. If you buy from an unlicensed company, your employees’ claims could go unpaid and you could be held liable for the full amount of your employees’ claims and losses. You can learn whether a company is licensed by calling the Consumer Help Line or by viewing the company profiles on TDI’s website.
  • Understand that employee health coverage differs from workers’ compensation insurance. Although workers’ compensation insurance is not required in Texas, it protects an employer from high damage awards resulting from workplace accidents. Most health plans exclude coverage for workplace injuries and illnesses. Read TDI’s Workers’ Compensation Insurance publication for more information.

Get Help from TDI

For insurance questions or for help with an insurance-related complaint, call the Consumer Help Line at 1-800-252-3439 or visit our website.

Visit to shop for automobile, homeowners, condo, and renters insurance, and to learn more about health insurance and your options for coverage.

The information in this publication is current as of the revision date. Changes in laws and agency administrative rules made after the revision date may affect the content. View current information on our website. TDI distributes this publication for educational purposes only. This publication is not an endorsement by TDI of any service, product, or company.

Top 5 Health Insurance Options for Small Groups in 2016 #online #business

#business health insurance


For many employers and brokers, the Affordable Care Act can feel like a moving target. However, for small groups with fewer than 50 employees who are not mandated to provide health insurance, the options for small group health insurance are clearer.

In 2016, small groups have five main options for health insurance:

Individual Health Insurance (with or without a defined contribution allowance)

Private Small Group Plan

1) Individual Health Insurance (with or without a defined contribution allowance)

The first option is a relatively simple approach, yet it achieves results: allow employees to purchase individual health insurance coverage, either through the public Marketplace or through a broker. Employees may select from any carrier and plan available, and eligible employees may access discounts on their premiums via the individual health insurance tax credits.

If the small group would like to contribute to employee’s premium expenses, they can use defined contribution allowances to reimburse employees for the non-subsidized portion of their premium. (This is still allowed as long as the employer goes about it the right way .)

Additionally, defined contribution allowances can be allocated by job criteria (e.g. $300/month to managers and $200/month to entry-level). For many small groups, this is the most cost-effective solution because the small group can contribute any amount and, on average, individual policies cost less than small group plans.

Brokers are generally involved to facilitate the setup of the defined contribution allowances (usually, via an online software provider), sell the individual policies to employees, and be a consultant for the small group. The ideal business for this solution is a small group who is priced out of group health insurance, not eligible for group health insurance, wants to start offering health benefits for the first time, or who doesn’t have the administrative capacity to administer a group health insurance plan.

2) SHOP Marketplace

The SHOP Marketplaces are public state- or federally-run exchanges which sell small group health insurance policies. The SHOP Marketplace could be a good coverage option for employers with 50 or fewer employees if they can meet certain requirements. For example, in Massachusetts employers participating in the SHOP must contribute at least 50 percent of the premium amount, employers with 1-5 employees must have 100 percent of the employees enrolled, and employers with 6-50 employees must have at least 75 percent enrolled.

For eligible small groups, the SHOP Marketplace gives access to the small business tax credits which are generally only available through the SHOP. Brokers registered with the Marketplace can help small groups select and purchase the plan, just as brokers would with private small group plans.

3) Private Health Exchange

Like defined contribution, the term “private exchange” is one of the biggest buzzwords of the past few years. With a private exchange the small group gives employees a set contribution to use towards a menu of plan options. The plan options can be individual- or group-based. Private exchanges are a type of a defined contribution strategy.

Brokers can offer a private exchange option to small groups by working with a defined contribution or private exchange provider. Numerous entities ranging from startups to new divisions of leading insurance companies have been created to offer new private health exchanges and companies like Walgreens are adopting this approach. If you’re a broker, see: How to Offer a Private Health Exchange in 3 Steps .

4) Co-Op

Joining a co-op for health insurance is a more traditional approach for small groups. The idea is the co-op increases buying power and spreads the risk to a larger group. Each co-op is structured differently, and whether the co-op offers better insurance rates than the small group could get on the open market or SHOP depends on regional insurance underwriting laws and the co-op itself.

5) Private Small Group Plan

Purchasing a private small group plan is also still an option for small groups. Small groups may find more options and carriers to choose from on the private market as compared to the SHOP, where some states only have one or two plans to choose from. Read more small business health insurance trends here.

The Future of Small Group Health Insurance?

Every day I hear from small business owners and their brokers about the challenges of a traditional small group health insurance plan – with the primary challenge being cost. As such, it is not surprising to hear that only half (54 percent ) of small and medium sized businesses do not offer traditional insurance today.

Which is why I’d argue that #1 (individual health insurance with defined contribution allowances) and #2 (private exchanges paired with individual health insurance) are the best health insurance options for small groups in 2016.

Editor’s Note: This post was originally published in November 2013 under the title, “Top 5 Health Insurance Options for Small Groups in 2014.”

Do you agree or disagree? What questions do you have? Leave a comment below.

ERISA SPD Wrap Plan Document Requirements #erisa, #plan, #plans, #document, #documents, #compliance,


FAQs – ERISA Summary Plan Description (SPD) Document Requirements

The Summary Plan Description, or SPD, is the main vehicle for communicating plan rights and obligations to participants and beneficiaries. As the name suggests, it is a summary of the material provisions of the plan document, and it should be understandable to the average participant of the employer. However, in the context of health welfare benefit plans, it is not uncommon for the SPD to be a combination of a complete description of the plan’s terms and conditions, such as a Certificate of Coverage, and the required ERISA disclosure language, such as the ERISA wrap document. Note: An insurance company’s Master Contract, Certificate of Coverage, or Summary of Benefits is not a plan document or SPD.

An SPD must contain all of the following information:

  • The plan name
  • The plan sponsor/employer’s name and address
  • The plan sponsor’s EIN
  • The plan administrator’s name, address, and phone number
  • Designation of any named fiduciaries, if other than the plan administrator, e.g. claim fiduciary
  • The plan number for ERISA Form 5500 purposes, e.g. 501, 502, 503, etc. (Note each ERISA plan should be assigned a unique number.)
  • Type of plan or brief description of benefits, e.g. life, medical, dental, disability
  • The date of the end of the plan year for maintaining the plan’s fiscal records (which may be different from the insurance policy year)
  • Each trustee’s name, title, and address of principal place of business, if the plan has a trust
  • The name and address of the plan’s agent for service of legal process, along with a statement that service may be made on a plan trustee or administrator
  • The type of plan administration, e.g. administered by contract, insurer, or sponsor
  • Eligibility terms, e.g. classes of eligible employees, employment waiting period, and hours per week, and the effective date of participation, e.g. next day or first of the month following satisfaction of an eligibility waiting period
  • How the insurer refunds (e.g. dividends, demutualization, and medical loss ratio (MLR) refunds) are allocated to participants. Note: This is important for obtaining the small plan ( 100 participants) exception for filing Form 5500.
  • The plan sponsor’s amendment and termination rights and procedures, and what happens to plan assets, if any, in the event of plan termination
  • A summary of any plan provisions governing the benefits, rights, and obligations of participants under the plan on termination or amendment of the plan or elimination of benefits
  • A summary of any plan provisions governing the allocation and disposition of assets upon plan termination
  • Claims procedures may be furnished separately in a Certificate of Coverage, provided that the SPD explains that claims procedures are furnished automatically, without charge, in the separate document (e.g. a Certificate of Coverage), and time limits for lawsuits, if the plan imposes them
  • A statement clearly identifying circumstances that may result in loss or denial of benefits (e.g. subrogation, coordination of benefits, and offset provisions)
  • The standard of review for benefit decisions (We recommend consideration of granting full discretion for the plan administrator or authorized fiduciary to interpret the plan and make factual determinations.)
  • ERISA model statement of participants’ rights
  • The sources of plan contributions, whether from employer and/or employee contributions, and the method by which they are calculated
  • Interim SMMs since the SPD was adopted or last restated
  • The fact that the employer is a participating employer or a member of a controlled group
  • Whether the plan is maintained pursuant to one or more collective bargaining agreements, and that a copy of the agreement may be obtained upon request
  • A prominent offer of assistance in a non-English language (depending on the number of participants who are literate in the same non-English language)
  • Identity of the insurer(s), if any
  • Additional requirements for Group Health Plan SPDs:
    • Detailed description of plan provisions and exclusions (e.g. copays, deductibles, coinsurance, eligible expenses, network provider provisions, prior authorization and utilization review requirements, dollar limits, day limits, visit limits, and the extent to which new drugs, preventive care, and medical tests and devices are covered) A link to network providers should also be provided. Plan limits, exceptions, and restrictions must be conspicuous.
    • Information regarding COBRA, HIPAA, and other federal mandates such as the Women’s Health Cancer Rights Act, preexisting condition exclusion, special enrollment rules, mental health parity, coverage for adopted children, Qualified Medical Support Orders, and minimum hospital stays following childbirth.
    • Name and address of health insurer(s), if any
    • Description of the role of health insurers (i.e. whether the plan is insured by an insurance company or the insurance company is merely providing administrative services)

Recommended, but not required provisions in an SPD:

  • For insured arrangements, attach the Summary of Benefits provided by the insurance companies to help ensure you have provided an understandable summary of the Certificate of Coverage
  • For self-insured arrangements, provide the name, address, and phone number of any Third Party Administrator (TPA) paying claims or benefits.
  • Language that in the event there is a conflict between the plan document, the SPD, and a Certificate of Insurance, which document controls

Wrap SPD Document Requirements:

Group insurance Certificates of Insurance are typically not SPDs because they do not contain all of the language required by ERISA. An employer must prepare an ERISA wrapper to supplement the Certificate of Insurance. Together, the wrapper and Certificate of Insurance comprise a proper SPD.

An employer may wish to consolidate its various component benefit plans into a single plan for reporting and disclosure. ERISAPros ‘ proprietary WrapTight sm plan is a multi- or mega-wrap plan, which saves the employer the time and expense of preparing an SPD, a Form 5500, and an SAR for each separate component benefit plan by replacing them with one comprehensive wrap plan.

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2017 ERISAPros. LLC, All rights reserved. Information on ERISAPros ‘ website, its newsletter, News & Views, and its blog, ERISA Wonk , is published as a general informational source. Information and articles are general in nature and are not intended to constitute legal or tax advice in any particular matter. Blog posts and comments reflect the personal views of their respective authors – not those of ERISAPros. Transmission of this information does not create an attorney-client relationship. ERISAPros. LLC is not a law firm and is not giving legal or tax advice. It does not warrant and is not responsible for errors or omissions in the content on its website or in its newsletters. ERISA is a complicated and confusing law. Summary Plan Descriptions (SPDs), Wrap Plan Documents, and Form 5500s require review and updating by qualified ERISA compliance professionals.

Which Schools Offer Online Health Law Degrees? #online #health #care #degree, #which


Which Schools Offer Online Health Law Degrees?

A health law degree might provide the ideal balance for individuals with keen interests in both healthcare and law. Loyola University Chicago and Nova Southeastern University are two schools that offer online health law degrees. Schools offering Juris Doctor degrees can also be found in these popular choices.

What to Do with a Health Law Degree

Health law degree programs familiarize students with legal terminology, the legal system’s structure and the litigation process. Graduates also should have a firm understanding of the regulatory state of U.S. healthcare and the development of patients’ rights. They should be able to recognize legal issues in the healthcare industry and apply basic healthcare principles in the workplace. Career fields for individuals with health law degrees include:

  • Corporate compliance
  • Risk management
  • Healthcare technology
  • Quality assurance
  • Healthcare mediation

Important Facts about Health Law

Certification; Master’s Degree; Doctoral Degree

Legal research; FDA law; Health Care Regulation; Health Law and Policy

Health Care Practitioners, Public Policy Advocates; Insurance Industries

Programs available fully online

Loyola University Chicago

Loyola University Chicago’s Master of Jurisprudence in Health Law can be completed entirely online. This program gives healthcare professionals the legal knowledge they need to achieve self-reliance in their jobs. It focuses on enhancing students’ problem-solving and reasoning skills, as well as their capabilities in independent thinking and effective communication. Courses in this Web-based program cover:

  • Health law and policy
  • Business and finance in healthcare
  • Regulations and policies in healthcare

Nova Southeastern University

Nova Southeastern University in Fort Lauderdale-Davie, FL, offers a Master of Science in Health Law. This online program gives healthcare professionals an opportunity to study the legal system as it relates to their field. Though coursework is completed entirely online, students are required to attend three on-campus Institutes for the Study of Health Law. Classes in this health law degree program address subjects like:

  • Administrative law
  • Accreditation and licensing laws
  • Legal negotiation

To continue researching, browse degree options below for course curriculum, prerequisites and financial aid information. Or, learn more about the subject by reading the related articles below:

Welcome to eHealth #masters #of #health #informatics


Connect with eHealth

Welcome to eHealth

McMaster’s eHealth graduate program provides high quality training in the broad interdisciplinary area of health informatics. It emphasizes industry-relevant academic research and development. The program is the result of a partnership between the faculties of Health Sciences, Engineering and Business.

Students are given extensive training, along with research and internship experience. The combination will give you the unique expertise you will need to use technology to help improve and develop the healthcare system in Canada. You will learn from McMaster faculty, visiting academic and industry speakers, researchers and your fellow students.

35 to 45 new students from a variety of undergraduate backgrounds are admitted each year. Our students have a common interest in information technology and using it to support health services research and delivery. Graduates of the program have been employed by governments, business and organizations involved in the health services industry and related research fields.

You can earn your MSc in eHealth degree in several different ways. Choose the option that’s best for you:

Contact us if you have any questions about the program or the application process .

Ask a Student Ambassador

Have questions about the program? Thinking about applying? Want to chat with a current student or alumni?

Click here to contact our Student Ambassadors!

Apply Today

The application for Fall 2018 will open on Monday, July 24, 2017. The deadline for applications is December 15, 2017.

Financial Support

Veterans Health Administration #vha, #veterans #health #administration, #health #care,health #programs,veterans #health,health #care


Veterans Health Administration

Were you at Camp Lejeune between 1957 and 1987?

You may be eligible for VA health care. From the 1950s through the 1980s, people living or working at the U.S. Marine Corps Base Camp Lejeune, North Carolina, were potentially exposed to drinking water contaminated with industrial solvents, benzene, and other chemicals.

New health benefits

Under a law signed Aug. 6, 2012 (215 KB). Veterans and family members who served on active duty or resided at Camp Lejeune for 30 days or more between Jan. 1, 1957 and Dec. 31, 1987 may be eligible for medical care through VA for 15 health conditions.

Learn more about Camp Lejeune health benefits and which conditions are covered.

Flu Self Assessment

How do you know whether you have the flu? How do you know when it might be best to stay home, call a nurse advice line or your health care provider, or go for medical help?


Wait times, satisfaction scores, and quality comparisons for VA health care facilities. Visit tool online at Access to Care

VA Access Audit

VA is already taking corrective action to address issues resulting from the audit. Read about the Access Audit

Affordable Care Act

Find out how the new health care law affects Veterans health care at VA. Read about the Affordable Care Act

Special Medical Advisory Group Progress Report

The Special Medical Advisory Group has released their 2016 Progress Report. Find out more here

Stories from Medical Centers

Animal Health, Bayer, ba in public health.#Ba #in #public #health


Because healthy animals make the world a better place

Ba in public health

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Ba in public health

Responsible Use of Antibiotics

Ba in public health

Innate Immunity

  • Video

Prof Stephen LeBlanc on Ketosis in dairy cows

Prof Stephen LeBlanc from Canada on Ketosis in dairy cows.

Flying With Your Pets

Family trips are no longer just limited to the two-legged members. As traveling with pets becomes more common, taking proper precaution is increasingly necessary. Whether you are planning to hit the road or fly the skies with your dog or cat, Bayer has some tips and tricks to make your trip as pleasant as possible.

Public Transportation and Your Pets

Family trips are no longer just limited to the two-legged members. As traveling with pets becomes more common, taking proper precaution is increasingly necessary. Whether you are planning to hit the road or fly the skies with your dog or cat, Bayer has some tips and tricks to make your trip as pleasant as possible.

Roadtrip Tips with the Whole Family

Family trips are no longer just limited to the two-legged members. As traveling with pets becomes more common, taking proper precaution is increasingly necessary. Whether you are planning to hit the road or fly the skies with your dog or cat, Bayer has some tips and tricks to make your trip as pleasant as possible.

Second quarter of 2017:

Bayer: Group performance matches prior year despite declines at Crop Science

Lessons from the Field: Cow Appreciation Day

Farmers, ranchers, dairymen, veterinarians, and cow-lovers around the world celebrate Cow Appreciation Day on July 11, 2017. In honor of this day, we want to share just a few of the lessons that cattle have taught us over the years.

Consultant directory #consultants, #gps, #doctors, #surgeons, #anaesthetics, #burns #and #plastics, #cardiology, #cardiothoracic


Consultant directory

With so many consultants, all with special interests, we appreciate it can be difficult for GPs to make the right referral choice, and it can be confusing for patients.

This consultant directory is offered as an easy reference guide to the specific clinical services and interests of all the consultants working at or for University Hospitals Birmingham NHS Foundation Trust.

Browse by category

Browse by category results: ophthalmology

Mr Michael A Burdon, Consultant Neuro-Ophthalmologist

Graduated from the University of London (St Thomas’s Hospital Medical School). Post-graduate medical training in Oxford. Ophthalmology training in Birmingham and London. Sub-speciality interest in neuro-ophthalmology.

Mr Alastair Denniston, Consultant Ophthalmologist (Uveitis/Med Retina)

Graduated from the University of Cambridge and awarded a PhD from the University of Birmingham. Previously clinical lecturer at the University of Birmingham. Special interests include uveitis, ocular inflammatory disease and medical retina.

Lt Col Nicholas Glover, Consultant Vitreoretinal Surgeon

Completed his higher training in ophthalmology at Oxford University and is a fellow of the Royal College of Ophthalmologists. Specialist areas are vitreoretinal surgery, trauma and medical retina and cataract procedures.

Lt Col Andrew S Jacks, Consultant Neuro-Ophthalmologist

Trained in ophthalmic surgery at Moorfields Eye Hospital London. Special interests in military ophthalmology and ophthalmic trauma, neuro-ophthalmology and adult strabismus.

Mr Sai Kolli, Consultant Ophthalmic Surgeon

Graduated from Cambridge University. Postgraduate training in Birmingham, Leeds and Moorfields Eye Hospital. PhD in corneal stem cell therapies in 2009. Special interests; corneal and external eye disease, corneal, cataract and refractive surgery.

Mr Timothy D Matthews, Consultant Neuro-Ophthalmologist

His areas of clinical interest are neuro-ophthalmology, eye movement disorders and squints, glaucoma, cataract and refractive surgery. He is the clinical surgery lead for ophthalmology at UHB and the regional advisor of the West Midlands Deanery.

Miss Faye Mellington, Consultant Opthalmic, Oculoplastic and Orbital Surgeon

Graduated from Oxford University in 2000. Completed Ophthalmology training in London and Oxford and advanced subspecialty training in Oculoplastic and Orbital Surgery in Oxford, Birmingham and Moorfield Eye Hospital, London.

Mr Shabbir Mohamed, Consultant Ophthalmologist

Graduated with honours from Manchester Medical School in 1996; his main interests are the medical, laser and surgical management of patients with glaucoma and management of patients with ocular surface disease including red, sore eyes.

Miss Susan Mollan, Consultant Ophthalmologist

Completed higher surgical training at Oxford and the West Midlands. Had advanced training in neuro-ophthalmology, adult strabismus and glaucoma. Interests include furthering medical education along by developing and maintaining medical standards.

Mr Aidan Murray, Ocular Plastic Consultant

Gained his first medical qualification in 1991 from the Royal London Hospital and completed his specialist training in ophthalmology in Birmingham. He is a specialist in oculoplastic, lacrimal and orbital surgery.

Miss Helen E Palmer, Consultant Ophthalmologist, Medical Retina

Gained her first medical qualification from Guy’s Hospital, London and completed her specialist training in London and Birmingham. Her interests include diabetic and vascular eye disease, macular degeneration and uveitis.

Professor Pete Shah, Consultant Ophthalmologist

An internationally recognised leader in glaucoma surgery. Also specialises in complex cataract surgery.

Contact us

Heritage Building
(Queen Elizabeth Hospital)

Mindelsohn Way
Edgbaston, Birmingham
B15 2TH

Tel: 0121 627 2000

Queen Elizabeth
Hospital Birmingham

Mindelsohn Way
Edgbaston, Birmingham
B15 2GW

Tel: 0121 627 2000

Small Business – Connect for Health Colorado #health #insurance #broker #colorado


Small Business

As an employer, your ability to offer your workers health insurance helps you recruit and retain the best talent. It helps keep your employees healthier, happier and more productive. And, we now cover businesses with up to 100 employees!

Did your employer send you? Visit our Employees page to sign up for the insurance your employer is providing through Connect for Health Colorado®.

Making group health insurance easier

Connect for Health Colorado® offers many ways to improve the process of covering your employees:

  • Simplify Choices: Compare multiple health plan benefits and premiums side by side.
  • Expand Employee Options: Offer your employees multiple carrier and plan choices.
  • Set Your Benefit Budget: You can choose your level of contribution and let your employees choose their coverage.
  • Open Year Round: You can begin coverage any time, you’re not required to wait for an open enrollment period.

Reduce Costs

Federal tax credits are available for small employers and non-profits to help cover the cost of health insurance for employees and their families. These tax credits can be as much as 50 percent of premium costs for small employers and 35 percent of premium costs for non-profits.

To qualify, Small employers must:

    • Provide health insurance to employees and cover at least 50 percent of the cost of single coverage.
    • Employ fewer than 25 full-time workers (employers with fewer than 50 part-time workers may be eligible).
    • Pay average annual wages below $50,000, excluding the wages of owners and their families.

The Power of Choice

When given the option, many employees will select plans that reduce their premiums and often their employer’s premiums as well. You can offer your employees choice from up to five insurance companies and more than 100 plans. The option of choice is ONLY available through Connect for Health Colorado.

Get Started Today!

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You can also call our dedicated Small Business line at 855-873-6170.

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Yale school of public health #yale #school #of #public #health



Admission to educational and training programs offered at the School of Medicine is highly competitive and based on a demonstrated aptitude for and commitment to one of the health professions—as well as evidence of superior performance in past endeavors.

We look for individuals who are devoted to stretching the boundaries of knowledge and becoming leaders in medicine, public health and biomedical science and who display commitment and integrity among their personal qualities.

Many students come to Yale after gaining experience and perspective through other scholarly and professional pursuits.

Applications to degree programs take one of several paths:

Medical Degree

Applicants seeking the M.D. degree or combined M.D./Ph.D. will complete the AMCAS application online as well as the supplemental Yale application .

Physician Associate

Physician associate applicants will apply to the Physician Associate Program using the Centralized Application Service for Physician Assistants.

Public Health

Students seeking a master of public health degree, a master of science in epidemiology and public health or a Ph.D. in one of five disciplines within public health will apply to the School of Public Health on the medical campus.

Graduate School

Graduate school applicants in biomedical disciplines will apply through the combined Program in the Biological and Biomedical Sciences. which places Ph.D. students on one of eight tracks in their first year before they affiliate with a degree-granting program.

Degree Programs

The majority of students at the School of Medicine earn Doctor of Medicine (M.D.) degrees, but the school also offers seven other medical degrees, including an M.P.H. awarded by the School of Public Health. The Yale School of Nursing, a separate school within the university, offers two degrees. The Physician Associate Program offers an M.M.Sc.

Recognizing that issues related to health intersect with every aspect of civic life and that the study of medicine is not limited to patient care and biomedical science, the medical school also offers 12 joint degree programs in collaboration with the Faculty of Arts and Sciences and the schools of Management, Forestry and Environmental Studies, Divinity and Law. Through these programs, students can study the role medicine plays within the broader context of other academic specialties.

Medical Degree Program

How will my information be used?

When you express interest in a specific study, the information from your profile will be sent to the doctor conducting that study. If you’re eligible to participate, you may be contacted by a nurse or study coordinator.

If you select a health category rather than a specific study, doctors who have active studies in that area may contact you to ask if you would like to participate.

In both cases, you will be contacted by the preferred method (email or phone) that you specified in your profile.

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2017 Yale School of Medicine. Updated 5/22/2017

Lungs Information and Facts #lungs, #breathing, #respiratory, #respiratory #system, #health, #body, #biology



Our lungs fuel us with oxygen, the body’s life-sustaining gas. They breathe in air, then extract the oxygen and pass it into the bloodstream, where it’s rushed off to the tissues and organs that require it to function.

Oxygen drives the process of respiration, which provides our cells with energy. When we exhale, we produce carbon dioxide as a byproduct. Without this vital exchange, our cells would quickly die and leave the body to suffocate.

Since the lungs process air, they are the only internal organs that are constantly exposed to the external environment. Central to the human respiratory system, they breathe in between 2,100 and 2,400 gallons (8,000 and 9,000 liters) of air each day—the amount needed to oxygenate the 2,400 gallons (9,000 liters) or so of blood that is pumped through the heart daily.

Intricate Construction

Our two lungs are made up of a complex latticework of tubes, which are suspended, on either side of the heart, inside the chest cavity on a framework of elastic fibers. Air is drawn in via the mouth and the nose, the latter acting as an air filter by trapping dust particles on its hairs. The air is warmed up before passing down the windpipe, where it’s divided at the bottom between two airways called bronchi that lead to either lung.

Within the lungs, the mucus-lined bronchi split like the branches of a tree into tens of thousands of ever smaller tubes (bronchioles), which connect to tiny sacs called alveoli. The average adult’s lungs contain about 600 million of these spongy, air-filled structures. There are enough alveoli in just one lung to cover an area roughly the size of a tennis court.

The alveoli are where the crucial gas exchange takes place. The air sacs are surrounded by a dense network of minute blood vessels, or capillaries, which connect to the heart. Those that link to the pulmonary arteries carry deoxygenated blood that needs to be refreshed. Oxygen passes through the incredibly thin walls of the alveoli into the capillaries and is then carried back to the heart via the pulmonary veins. At the same time, carbon dioxide is removed from the blood through the same process of diffusion.

The rate at which we breathe is controlled by the brain. which is quick to sense changes in gas concentrations. This is certainly in the brain’s interests—it’s the body’s biggest user of oxygen and the first organ to suffer if there’s a shortage.

In and Out

The actual job of breathing is done mainly by the diaphragm. the sheet of muscles between the chest and abdomen. These muscles contract when we breathe in, expanding the lungs and drawing in air. We breathe out simply by relaxing the diaphragm; the lungs deflate like balloons.

Lungs are delicate organs and vulnerable to a range of illnesses. The most common of these in Western countries are bronchitis and emphysema, which are often caused by smoking. Tubes inside the lung become chronically inflamed, producing excess mucus. Smoking can also lead to lung cancer, the world’s major cancer, which is diagnosed in 1.4 million people a year.

Stress management: How to strengthen your social support network #psychosocial #support,,stress #management,


Manage stress: Strengthen your support network

Stress is a normal and unavoidable part of life — but too much stress can affect your emotional and physical wellbeing. According to APA’s 2015 Stress in America survey 1. average stress levels today are slightly higher than they were in 2014. On a scale of 1 to 10 where 10 is “a great deal of stress” and one is “little or no stress,” American adults rated their stress level at a 5.1 today, up from 4.9 in 2014. But worrisomely, a significantly greater percentage of adults reported experiencing a stress level of 8 or higher on the 10-point scale. Twenty-four percent of American adults reported this extreme level of stress in 2015, up from 18 percent the previous year.

Emotional support is an important protective factor for dealing with life’s difficulties. The 2015 survey found the average stress level for those with emotional support was 5.0 out of 10, compared to 6.3 for those without such support.

Loneliness has been associated with a wide variety of health problems including high blood pressure, diminished immunity, cardiovascular disease and cognitive decline. 2 In fact, low levels of social support have even been linked to increased risk of death from cardiovascular disease, infectious diseases and cancer. 3

The good news is that there are ways to seek out such support, and to nurture your supportive relationships.

The benefits of social support

As important as social support is, many Americans don’t feel they have access to this valuable resource. When asked if there is someone they can ask for emotional support, such as talking over problems or helping make difficult decisions, 70 percent said yes. However, more than half (55 percent) also said they could have used at least a little more emotional support.

In fact, experts say, almost all of us benefit from social and emotional support. And though it may seem counterintuitive, having strong social support can actually make you more able to cope with problems on your own, by improving your self-esteem and sense of autonomy.

You don’t need a huge network of friends and family to benefit from social support, however. Some people find camaraderie among just a handful of people, be they co-workers, neighbors or friends from their church or religious institution, for instance.

Yet social skills don’t always come naturally. Some people have trouble making social connections. Many others lose established connections due to life changes such as retirement, relocation or the death of a loved one. In any case, it’s possible to forge new connections to reap the benefits of a healthy support network.

Grow your support network

Cast a wide net. When it comes to your social supports, one size doesn’t fit all. You may not have someone you can confide in about everything — and that’s okay. Maybe you have a colleague you can talk to about problems at work, and a neighbor who lends an ear when you have difficulties with your kids. Look to different relationships for different kinds of support. But remember to look to people you can trust and count on, to avoid disappointing, negative interactions that can make you feel worse.

Be proactive. Often people expect others to reach out to them, and then feel rejected when people don’t go out of their way to do so. To get the most out of your social relationships, you have to make an effort. Make time for friends and family. Reach out to lend a hand or just say hello. If you’re there for others, they’ll be more likely to be there for you. And in fact, when it comes to longevity, research suggests that providing social support to friends and family may be even more important than receiving it. 4

Take advantage of technology. It’s nice to sit down with a friend face-to-face, but it isn’t always possible. Luckily, technology makes it easier than ever before to stay connected with loved ones far away. Write an email, send a text message or make a date for a video chat. Don’t rely too heavily on digital connections, however. Some research suggests that face-to-face interactions are most beneficial.

Follow your interests. Do you like to hike, sing, make jewelry, play tennis, get involved in local politics? You’re more likely to connect with people who like the things you like. Join a club, sign up for a class or take on a volunteer position that will allow you to meet others who share your interests. Don’t be discouraged if you don’t make friends overnight. Try to enjoy the experience as you get to know others over time.

Seek out peer support. If you’re dealing with a specific stressful situation — such as caring for a family member or dealing with a chronic illness — you may not find the support you need from your current network. Consider joining a support group to meet others who are dealing with similar challenges.

Improve your social skills. If you feel awkward in social situations and just don’t know what to say, try asking simple questions about the other person to get the ball rolling. If you’re shy, it can be less intimidating to get to know others over shared activities — such as a bike ride or a knitting class — rather than just hanging out and talking. If you feel particularly anxious in social situations, consider talking to a therapist with experience in social anxiety and social-skills training.

Ask for help. If you lack a strong support network and aren’t sure where to start, there are resources you can turn to. Places of worship, senior and community centers, local libraries, refugee and immigrant groups, neighborhood health clinics and local branches of national organizations such as Catholic Charities or the YMCA/YWCA may be able to help you identify services, support groups and other programs in your community.

Seek professional help

If you’re feeling stressed and don’t have anyone to rely on, psychologists can help. As experts in human behavior, psychologists can help you develop strategies to manage stress and improve your social skills. Use the APA’s Psychologist Locator Service wbrzdvtwbave to find a psychologist in your area. You can also visit a website of the U.S. Department of Health Human Services that offers resources in English and Spanish.

Thanks to psychologists Mary Alvord, PhD, Bert Uchino, PhD, and Vaile Wright, PhD, who assisted with this article.

1 For full survey results and methodology, please visit .

2 Masi, C.M. Chen, H. Hawkley, L.C. and Cacioppo, J.T. (2011). A meta-analysis of interventions to reduce loneliness. Personality and Social Psychology Review 15 (3), 219-266.

3 Uchino, B.N. Understanding the links between social support and physical health. (2009). Perspectives on Psychological Science 4 (3), 236-255.

4 Brown, S.L. Nesse, R.M. Vinokur, A.D. and Smith, D.M. (2003). Providing social support may be more beneficial than receiving it: Results from a prospective study of mortality. Psychological Science 14 (4), 320-327.

The full text of articles from APA Help Center may be reproduced and distributed for noncommercial purposes with credit given to the American Psychological Association. Any electronic reproductions must link to the original article on the APA Help Center. Any exceptions to this, including excerpting, paraphrasing or reproduction in a commercial work, must be presented in writing to the APA. Images from the APA Help Center may not be reproduced.

Cigna Health Insurance #health #insurance, #health #insurance #plans, #individual #health #insurance, #health


An important message for Cigna customers with pharmacy benefits affected by the tropical storm inFlorida, flooding in West Virginia, Wisconsin or the wildfires in California and Montana.

Our thoughts are with you and we hope you are safe. If your medication was lost or damaged because of the occurrence:

FL residents in the 17 counties affected: you may get an emergency refill from your local pharmacy through August 29, 2017.

WV residents in the eight counties affected. you may get an emergency refill from your local pharmacy through August 29, 2017.

MT residents in certain counties affected: you may get an emergency refill from your local pharmacy through August 22, 2017.

WI residents: you may get an emergency refill from your local pharmacy through August 12, 2017.

WI residents in the 17 counties affected by recent flooding: you may get an emergency refill through August 22, 2017.

CA residents in certain areas:

Butte County, CA residents: you may get a one-time emergency refill from your local pharmacy through August 10, 2017.

Santa Barbara, CA residents: you may get an emergency refill through August 15, 2017.

Mariposa County, CA residents: you may get an emergency refill through August 17, 2017.

For help transferring your prescription or if you have any questions, please call Cigna Customer Service at 800-244-6224 or the number on your Cigna ID card.

Health Insurance Options and More from Cigna

Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC). In Arizona, individual HMO plans are insured by Cigna HealthCare of Arizona, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Group Universal Life (GUL) insurance plans are insured by CGLIC. Life (other than GUL), accident, critical illness, hospital indemnity, and disability plans are insured or administered by Life Insurance Company of North America, except in NY, where insured plans are offered by Cigna Life Insurance Company of New York. All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. This website is not intended for residents of New Mexico.

Selecting these links will take you away from Cigna does not control the linked sites’ content or links. Details

Cigna. All rights reserved.


How to Find Affordable Health Care #health #care, #healthcare, #medical #care, #coverage,


How to Find Affordable Health Care

Many kids in the United States aren’t covered by health insurance, or are covered by plans with high deductibles and limited benefits.

If your kids are among them because you can’t afford adequate coverage or your employer-sponsored plan doesn’t cover everything, don’t despair. Programs are available that provide affordable even free medical care and are designed to meet or supplement a person’s medical insurance needs.

Your kids could be eligible for coverage right now and you might not know it. Here are some options that may be available to your family.

Enroll Your Child in a Public Program

Two public programs work together in every state to provide health coverage for children in low- and middle-income families: Medicaid and Children’s Health Insurance Program (CHIP).

Medicaid is run by states with a mix of state and federal funding. It offers health coverage for those with limited incomes, including children and parents, pregnant women, those with disabilities, and seniors. And kids might be eligible for coverage if they’re U.S. citizens or lawfully admitted immigrants, even if their parents are not.

CHIP is a program funded by the federal government that each state administers. It provides health coverage for American kids under age 19 in working families who qualify based on their parents’ income. CHIP is often helpful for families with incomes too high for Medicaid, but who are still having a hard time affording health insurance.

Each state has different CHIP rules. Some CHIP programs, for example, cover pregnant women as well as parents and related caregivers (such as grandparents raising their grandchildren). Each state has its own name for its CHIP and children’s Medicaid programs, too (for instance, the CHIP program in Delaware is called Delaware Healthy Children Program; in Connecticut, it’s called the Husky Plan).

To learn about your state’s CHIP and Medicaid programs and other services available to your family, visit or There, you can apply for CHIP or Medicaid online. You also can call 1-877-KIDS NOW (1-877-543-7669) to find out about the CHIP program in your state.

A child’s eligibility for these government programs is based on household income. Once your child is enrolled, you’ll receive a list of medical providers near you who accept CHIP/Medicaid patients. You can then make appointments with those providers any time your child needs to see a doctor and also be covered in case of an emergency.

Find a Private Insurer

The majority of kids from low- or middle-income families will qualify for free or low-cost health care through Medicaid and/or CHIP. But now, through the Patient Protection and Affordable Care Act, many privately run health insurance companies will offer similar benefits.

You can find out if your family is eligible for a plan by visiting the virtual health insurance marketplace at This government service and its website make it easy to apply for insurance and learn which programs are available in your area. By just filling out one application form, the marketplace allows you to compare and contrast the benefits of each plan, as well as compare out-of-pocket expenses like co-pays and deductibles for care.

Visit a Local Community Health Center

A federally funded community health center is another option for low-cost medical care for your kids. You can take your kids there for checkups, immunizations, treatment when they’re sick, dental care, prescription drugs, and mental health care.

You also can go there for complete care yourself, including when you’re pregnant and for substance abuse care if you need it.

These centers tend to offer medical care on a sliding scale based on your income. Depending on your situation, it could be free. These centers can help you get health insurance and usually will accept that insurance once you are enrolled.

To find one near you, visit the Department of Health Human Services (DHHS) health center page and enter your zip code under “Find a Health Center.” Check the website of the center near you about services, costs, and hours and call ahead for an appointment. Some community clinics are only open on certain days or for limited times.

Rural health centers, which are similar to federally funded community health centers, serve families in rural areas. You can find one in your state by visiting the Centers for Medicare and Medicaid Services website .

Also, visit the National Association of Free and Charitable Clinics’ website to find a free or low-cost clinic. The U.S. has more than 1,200 free clinics, which are staffed by a volunteer workforce of doctors, dentists, nurses, therapists, pharmacists, nurse practitioners, technicians, and other health care professionals.

You also might know about urgent-care centers, which are different from community health centers, rural health centers, and free clinics. These centers are designed for people who need care right away or when their doctors aren’t in the office. They can be expensive and might not take some types of insurance. Be sure to check with your insurance company before going to one of these.

Talk Dollars With Your Doctors

If your kids don’t qualify for a public program (such as Medicaid or CHIP), they need services that aren’t covered by your insurance, or you have a high deductible, you can try negotiating a reduced, cash-paying rate with your pediatrician before getting services. Cutting deals with doctors is done more often than you might think.

Start by asking: “Do you accept patients on a fee-for-service basis?” If your insurance has a high deductible, consider yourself a self-paying patient until that deductible is met. So, your discussion about money with your doctor might begin like this: “I’m going to have to pay 20% of the cost of that procedure and I can’t afford it” or “that’s not covered by my insurance.” Talking dollars can be helpful because the doctor might be able to suggest less expensive treatments.

And don’t be afraid to shop around for a doctor who can provide care at the lowest price. If specialist A agrees to do a certain type of surgery for $2,000, for example, and surgeon B can do it for $1,500, you’ll save $500 by going to doctor B. But be sure that you’re never compromising the quality of your child’s health care for cost. When comparing rates, look for providers who’ve been referred by your doctor or another source you trust.

For suggested self-pay rates on a variety of medical services, visit Health Care Bluebook’s website .

Because each provider typically receives payment separately, be prepared to negotiate with each provider your child sees. If the procedure you’re discussing for your child requires general anesthesia, for example, be sure to ask the surgeon which anesthesiologist she works with and contact that doctor, too, to negotiate a cash-paying price for his services. And don’t forget to ask if there’s a facility fee for where the surgery takes place and negotiate that, too.

Find a Safety-Net Hospital

In 1946 Congress passed the Hill-Burton Act, which gave hospitals and other health care facilities money for construction and modernization. In return, hospitals agreed to provide a reasonable volume of services to people who can’t pay. The program stopped receiving funds in 1997, but about 170 health care facilities nationwide still must provide free or low-cost medical services. These “safety-net hospitals” are committed to providing access to care for people with limited or no access to health care due to their financial situation, insurance status, or health condition.

There are safety-net hospitals in every state except Alaska, Indiana, Maryland, Minnesota, Nebraska, Nevada, North Dakota, Rhode Island, South Dakota, Utah, Vermont, Wyoming, and all the territories except Puerto Rico.

To qualify for free care at a safety-net hospital, you generally have to make a gross yearly income of less than $23,550 for a family of four. If you make more than that, you still may be eligible for reduced-cost care if your income is up to double that amount.

You can get more information or find a safety-net hospital near you on DHHS’s safety-net hospital page .

Health Information Technology – South Hills School of Business – Technology #south


The South Hills Health Information Technology program trains students in ICD-10 and CPT coding, EHR (electronic health records), healthcare quality improvement, reimbursement systems, and more. Students in our HIT program will hone the high-tech skills needed to manage and analyze information for both patients and the facilities where they receive care. You’ll find career opportunities at hospitals, physician offices, nursing homes, government agencies, and other healthcare facilities.

Our HIT graduates are in demand for positions including Inpatient and/or Outpatient Coder, Health Data Analyst, Abstractor, Medical Records Manager, Health Information Management (HIM) Supervisor, and HIM Manager.

Successful students in this program are detail-oriented, enjoy working with computers and technology, analyzing data, and working in a team setting. Leadership skills are a plus, as many of our HIT graduates become supervisors or managers in a wide variety of healthcare environments.

“The Health Information Technology program (HIT) prepares graduates for a career in many different settings in the healthcare field. They are exposed to current applications and processes being used in the profession. Graduates receive extensive hands-on training in pertinent areas such as ICD-10-CM and ICD-10-PCS, CPT-4, electronic health records, encoders, etc. The small class size along with faculty who remain current in their field of expertise allow us to provide the latest information in the class setting. The students are eligible to sit for the national RHIT (Registered Health Information Technician) certification exam as well as several coding certification exams.”

Kay Strigle
HIT Program Coordinator / Instructor at the State College Main Campus

HIT Graduates Can Earn a Bachelor’s Degree in Only Two Years with St. Francis University!

South Hills students graduating with the Associate in Specialized Technology Degree in Health Information Technology are eligible for a bachelor degree completion program in Healthcare Management or Health Studies through St. Francis University Office of Adult Degree & Continuing Studies.

Finish your Bachelor of Science degree in Healthcare Management or Health Studies in only two years or less through online, weekend, and evening classes in State College or Altoona. South Hills students will be guaranteed acceptance with a 2.0 GPA and up to 64 credits from our HIT program will automatically transfer into the program. Students and alumni may transfer in additional credits through military or other colleges as applicable, accepting up to 98 credits. The customizable curriculum allows you to take as few or as many classes as you want so you can balance work, family, and life. Financial aid is available to those who qualify. This program can also be completed fully online. Both programs are also fully online.

For more information about Bachelor’s degree completion, visit the St. Francis website or call the Office of Adult Degree & Continuing Studies at 814-472-3012 .

With two years of hands-on training and strong skillsets, our HIT graduates are prepared for a variety of healthcare career options, including:

  • Abstractor
  • Coding Manager
  • Health Data Analyst
  • Inpatient and/or Outpatient Coder
  • Medical Records Manager
  • Medical Records Specialist
  • Health Information Management (HIM) Manager
  • Health Information Management (HIM) Supervisor

Each HIT student completes a semester-long internship before graduation, providing real world experience invaluable to a career in the healthcare field. We have placed interns at locations including:

  • Central PA Podiatry Associates
  • Centre Crest
  • Drayer Physical Therapy
  • HealthSouth Nittany Valley Rehabilitation Hospital
  • Geisinger- Lewistown
  • Homewood at Martinsburg
  • James E. Van Zandt VA Medical Center
  • Jersey Shore Hospital
  • Mount Nittany Medical Center
  • Mount Nittany Physician’s Group
  • State Correctional Institute at Rockview
  • Susquehanna Health Systems
  • Tyrone Hospital
  • University Orthopedics

Graduates of the HIT Program at South Hills are well-trained and in demand for their up-to-date knowledge of today’s medical technology, versatility, and work ethics. Some of the many locations employing our graduates include:

  • Blair Medical Associates
  • Brookline Retirement Village
  • Cardiology Associates
  • Centre Medical and Surgical Associates
  • Cornerstone Family Eye Care
  • Ear, Nose, and Throat Associates
  • Medical Billing and Management Services
  • Nittany Eye Associates
  • Meadows Psychiatric Center
  • Penn State Family Medicine
  • Penn State Hershey Medical Center
  • Pyramid Health Care
  • State College Orthodontics
  • Valley View Nursing Home

Our Leads #lead #generation, #business #lead, #mortgage #lead, #business #opportunity #lead, #insurance


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Texas State University, university of tennessee health science center.#University #of #tennessee #health


university of tennessee health science center

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University of tennessee health science center

University of tennessee health science center


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University of tennessee health science center

Dr. Missy Fraser of Texas State’s Biomechanics and Sports Medicine Lab uses sensor-equipped headbands to understand bodily impacts and keep athletes safe.

University of tennessee health science center

Diagnosing and managing disease quickly and affordably is a global problem. Microbiologist Erica Osta, B.S. ’17, wants to pioneer solutions.

University of tennessee health science center

The search for knowledge knows no boundaries. In the quest for answers to pressing problems and questions within our own society, researchers must reach beyond borders, where they can discover universal truths and trends that reflect the human experience, regardless of geographic location.

University of tennessee health science center

A generous USDA grant to the Texas State Department of Agriculture will enhance underserved Central Texas farms.

Compare Insurance Policies and Plans in India #compare #insurance, #best #life #insurance,


Why Compare Health Insurance with us?

Health expenses are increasing considerably each day and so are the health risks. With a wide array of health insurance policies, the task of choosing the best health insurance policy for your needs can be quite tough and confusing. At MyInsuranceClub we provide you with comparative health insurance quotes to select the best health insurance policy in a quick and simplified manner. You can also compare features of different health insurance policies to check the best health insurance policy for your requirements.

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Thanks for all the help provided by you in selecting the right health insurance plan. Your staff was also very helpful.

– T K Gopalakrishnan, Pondicherry

This is pretty cool. Good information provided in a simple way. Easy to understand and buy online. Will share with friends.

– Kanika Srivastava, Jabalpur

What is Health Insurance?

Health Insurance, also known as Mediclaim in India, is a form of insurance which covers the expenses incurred on medical treatment and hospitalisation. It covers the policyholder against any financial constraints arising from medical emergencies. In case of sudden hospitalisation, illness or accident, health insurance takes care of the expenses on medicines, oxygen, ambulance, blood, hospital room, various medical tests and almost all other costs involved. By paying a small premium every year, you can ensure that any big medical expenses, if incurred, will not burn a hole in your pocket. The plan can be taken for an individual or for your family as a Family Floater Health Insurance Plan.

Major Benefits in a Health Insurance Policy

Cashless facility

Each health insurance company ties up with a large number of hospitals to provide cashless health insurance facility. If you are admitted to any of the network hospitals, you would not have to pay the expenses from your pocket. In case the hospital is not part of the network, you will have to pay the hospital and the insurance company will reimburse the costs to you later.

Pre-hospitalisation expenses

In case you have incurred treatment costs for the ailment for which you later get admitted to a hospital, the insurance company will bear those costs also. Usually the payout is for costs incurred between 30 to 60 days before hospitalisation.

Hospitalisation Expenses

Costs incurred if a policyholder is admitted to the hospital for more than 24 hours are covered by the health insurance plan.

Post-hospitalisation expenses

Even after you are discharged from the hospital, you will incur costs during the recovery period. Most mediclaim policies will cover the expenses incurred 60 to 90 days after hospitalisation.

Day Care Procedure Expenses

Due to advancement in technology some of the treatments no more require a 24 hours of hospitalisation. Your health insurance policy will cover the costs incurred for these treatments also.

Ambulance Charges

In most cases the ambulance charges are taken up by the policy and the policy holder usually doesn’t have to bear the burden of the same.

Cover for Pre-existing Diseases

Health insurance policies have a facility of covering pre-existing diseases after 3 or 4 years of continuously renewing the policy, i.e. if someone has diabetes, then after completion of 3 or 4 years of continuous renewal with the same insurer (depending on the plan offered and his age), any hospitalisation due to diabetes will also be covered..

Tax Benefits

The premiums paid for a Health Insurance Policy are exempted for Under Section 80D of the Income Tax Act. Income tax benefit is provided to the customer for the premium amount till a maximum of Rs. 15,000 for regular and Rs. 20,000 for senior citizen respectively.

No-Claim Bonus

If there has been no claim in the previous year, a benefit is passed on to the policyholder, either by reducing the premium or by increasing the sum assured by a certain percentage of the existing premium.

Health Check-Up

Some health insurance policies have a facility of free health check-up for the well being of the individual if there is no claim made for certain number of years.

Organ Donor Expenses

The medical expenses incurred in harvesting the organ for a transplant is paid by the policy.

Health Care Administration Bachelor – s Degree #bachelor #degree #healthcare #administration, #health


Health Care Administration Bachelor’s Degree

Read about the courses you could take in a bachelor’s degree program in healthcare administration. Find out how these programs work, and review the entry-level management positions you could pursue with a healthcare administration bachelor’s degree. Schools offering Health Care Administration degrees can also be found in these popular choices.

What Healthcare Administration Bachelor’s Degree Programs Are There?

Throughout the country, you can find healthcare administration bachelor’s degree programs designed for new college students and for returning students. Many healthcare administration bachelor’s degree programs make it easy for you to earn your degree while working your current job. You can often take courses in the evening or online. Flexible scheduling options are more common in programs intended for students who have already earned an associate’s degree and have some work experience.

Typically, you earn a Bachelor of Science in Healthcare Administration. Some schools award a Bachelor of Healthcare Administration, though. If you have an associate’s degree and attend school full-time, you can earn a healthcare administration bachelor’s degree in about two years. If you’re new to post-secondary education, you need about four years of full-time study to finish the program.

About 4 years of full-time study

Courses may focus on healthcare finance, information systems, human resources and ethics laws in healthcare

Median Pay (2014)

$92,810 per year for medical and health services managers

What Courses Will I Take?

Healthcare administration bachelor’s degree program courses typically cover the business side of running a hospital, physician’s office or other healthcare facility. You learn about healthcare finance and information systems and human resources. You also learn how to be a leader in a healthcare office and how to implement programs that train and educate your staff. Other courses focus on ethics and laws pertaining to the healthcare field, and you discuss emerging issues and problems in health systems. Some courses address decision making skills, giving you techniques and methods that help address problems in the workplace.

Internships and similar real-world experiences are common components of a healthcare administration bachelor’s degree program. You spend time observing and participating in daily healthcare administration offices. This gives you the opportunity to apply the knowledge you gained through your coursework. Some programs require students with little or no healthcare industry experience to participate in a residency that gives you an idea of the various departments and roles within a healthcare system.

What Kind of Job Will I Get?

The U.S. Bureau of Labor Statistics (BLS) reports as of 2014 that a master’s degree is typically required for department heads and supervisor in many healthcare administration offices. But you can get entry-level work with a bachelor’s degree. Some smaller organizations hire applicants who have a bachelor’s degree for leadership and administrative positions. Larger hospitals hire bachelor’s degree-holders for administrative assistant and department assistant positions, the BLS affirms ( ). The 2014 median pay for medical and health services managers was $92,810 per year. Employment in this area is expected to grow by 17% over 2014-2024.

To continue researching, browse degree options below for course curriculum, prerequisites and financial aid information. Or, learn more about the subject by reading the related articles below:

Synovial Fluid Analysis #synovial #fluid #analysis, # #2006 #21st #abnormal #abnormally #activities


Synovial Fluid Analysis

Synovial fluid analysis is a group of tests that examine joint (synovial) fluid. The tests help diagnose and treat joint-related problems.

Alternative Names

Joint fluid analysis; Joint fluid aspiration

How the test is performed

A sample of synovial fluid is needed for this test. Synovial fluid is normally a thick, straw-colored liquid found in small amounts in joints, bursae, and tendon sheaths.

After the area is cleaned, the health care provider will insert a sterile needle through the skin and into the joint space. Once in the joint, fluid is drawn through the needle into a sterile syringe.

The fluid sample is sent to the laboratory. The laboratory technician will check the sample’s color and clarity, and then place it under a microscope to check it for red and white blood cells, crystals (in the case of gout), and bacteria. In addition, there may be a chemical analysis, and if infection is a concern, a sample will be cultured to see if any bacteria grow.

How to prepare for the test

Normally, no special preparation is necessary, but contact your health care provider before the test to make sure. Tell your doctor if you are taking blood thinners, as they can affect test results.

How the test will feel

Occasionally, the health care provider will first inject local anesthesia with a small needle, which will sting. The aspiration is done with a larger needle and may also cause some pain. The procedure usually lasts less than one minute.

Why the test is performed

The test can help diagnose the cause of pain or swelling in joints. Removing the fluid can also help relieve joint pain.

This test may be used to diagnose:

  • Gout
  • Infection
  • Other inflammatory joint conditions
  • Joint injury
  • Osteoarthritis

What abnormal results mean

Abnormal joint fluid may look cloudy or abnormally thick.

Blood in the joint fluid may be a sign of injury inside the joint or a body-wide bleeding problem. An excess amount of normal synovial fluid can also be a sign of osteoarthritis.

What the risks are

  • Infection of the joint — unusual but more common with repeated aspirations
  • Bleeding into the joint space

Special considerations

Ice or cold packs may be applied to the joint for 24 to 36 hours after the test to reduce the swelling and joint pain. Depending on the exact problem, you can probably resume your normal activities after the procedure. Talk to your health care provider to determine what activity is most appropriate for you.


Knight JA, Kjeldsberg CR. Cerebrospinal, synovial, and serous body fluids. In: McPherson RA, Pincus MR, eds. Henry’s Clinical Diagnosis and Management by Laboratory Methods. 21st ed. Philadelphia, Pa: Saunders Elsevier; 2006:chap 28.

Review Date: 7/10/2009

The information provided herein should not be used during any medical emergency or for the diagnosis or treatment of any medical condition. A licensed physician should be consulted for diagnosis and treatment of any and all medical conditions. Call 911 for all medical emergencies. Links to other sites are provided for information only — they do not constitute endorsements of those other sites. Copyright 2010 A.D.A.M. Inc. as modified by University of California San Francisco. Any duplication or distribution of the information contained herein is strictly prohibited.

Information developed by A.D.A.M. Inc. regarding tests and test results may not directly correspond with information provided by UCSF Medical Center. Please discuss with your doctor any questions or concerns you may have.

Getting Care

Public Health MPH Course #masters #degree #health


Public Health

Who is it for?

This course is for professionals from clinical and non-clinical backgrounds who aspire to solve public health problems. Students often want to move into a leadership or management role and find the content which covers everything from planning evaluation studies to designing a public health programme comprehensive and relevant.


The Masters in Public Health programme will equip you with skills in research methods and theoretical knowledge in public health sciences, which you will need to lead and evaluate public health programmes.

Our approach is non-clinical and informed by evidence-based practice. We explore how public health is mapped and measured, and use case studies to unpick how socio-economic and political forces influence the public health agenda. We also consider the unique ethical issues that arise within public health interventions.

As a School we lead high-quality research and practice that advances public health, paying particular attention to the world’s poorest populations. The School offers you the opportunity to interact and learn from the expertise of eminent academic staff. specialising in diverse topics.

“Public health is basically everything to do with health at the population level. It s managing human resources in countries, managing funding at an international and local level, it s changing people s behaviour, it s prevention, it s cure, it s treatment

Course Director, Dr Divya Parmar

Requirements and how to apply

  • Applicants should hold a first or upper second-class honours degree or the equivalent from an international institution.
  • Relevant employment experience in the health sector is taken into consideration. Applicants who have a lower second-class honours degree but have relevant employment experience in the health sector may be considered.

For those students whose first language is not English, the following qualification is also required:

  • IELTS: 7.0 overall with a minimum of 6.5 in each category

Due to changes in the UKVI’s list of SELTs we are no longer able to accept TOEFL as evidence of English language for students who require a CAS as of April 2014.

If you are not from the European Economic Area / Switzerland and you are coming to study in the UK, you may need to apply for a visa or entry clearance to come to the UK to study.

The way that you apply may vary depending on the length of your course. There are different rules for:

  • Students on courses of more than six months
  • Students on courses of less than six months
  • Students on a pre-sessional English language course.

If you require a Tier 4 student visa to study in the UK, you cannot undertake any City courses on a part-time basis.

For more information see our main Visa page .

Applications for 2017 are now open.

If you have any enquiries please contact:

Teaching and learning

You learn through a mix of lectures, class discussions, seminars, presentations, case study analyses, interactive computer-based exercises, a virtual learning environment, guided independent learning and individual supervision.

Lectures are discussion-oriented and there is a lot of group work giving you the opportunity to discuss solutions to problems, or to design a public health programmes drawn from your own experiences. Group presentations also form a significant part of the programme.

In terms of contact hours, for every 15-credit module you study, you will have 30 hours of teaching time and around 120 hours of self-directed/independent study. This means that as a full-time student you will have 3 hours of teaching time and 12 hours of self-directed study for each course each week.


You are assessed on a range of areas including your project dissertation, exams, assignments and group work.


From the basic concepts of epidemiology to the kinds of socio-economic conditions that influence health equality, the programme s core content gives you a strong foundation in public health theory and research methods.

There are seven core modules and a dissertation. The dissertation gives you an opportunity to design and carry out a major research project in a public health topic of your choice. Many students use the dissertation as an opportunity to apply their learning to a public health issue that is important to them. The full course content represents 180 credits which includes 60 credits for the dissertation. As a part-time student, you will take 30 credits per term and as a full-time student you will take 60 credits per term. Find out about the specific term dates here .

This course will give you a thorough grounding in research methods so you will be able to analyse data and design evidence-based public health programmes. You will also develop a thorough understanding of public health theories from exploring the socio-political context in which public health is positioned to unpicking the key measures you need to put in place to inform policy, practice and research.

  • Public health (15 credits)

You will begin by looking at the socio-historical context for public health and consider the ethical issues that arise in relation to public health interventions. Because public health is a very broad discipline, content experts from across and beyond City will teach sessions in this module to reflect the subject s reach.

  • Epidemiology (15 credits)

    Epidemiology is the study of disease in relation to the individual person, their place in the world and their life cycle. This module will give you an introduction to the basic concepts of the discipline.

  • Global health (15 credits)

    Examining the key concepts and debates in global health, in this module you study how global health burden is measured and mapped, and consider the roles of the different actors and stakeholders involved. You will use case studies to assess how political, economic, social and structural forces interact, both at the local and global levels, to influence the global heath agenda.

  • Social determinants of health (15 credits)

    This module will give you an introduction to the concepts and evidence relating to health patterns in our societies including differences in health across the socio-economic gradient, between genders and ethnic groups. You will examine explanations for these systematic differences and critically assess strategies, interventions and policies aimed at reducing health inequalities.

    • Introduction to research methods and applied data analysis (30 credits)

    You will develop a thorough understanding of the principles, theory and epistemology of research and data analysis methods. Equal emphasis is given to the teaching of qualitative and quantitative research methods and study designs.

  • Advanced data analysis (15 credits)

    In this module we will introduce a number of advanced data analysis methods and lead you through their background, rationale, practical application and interpretation, using step-by step-explanations. Knowledge of these will help you understand, evaluate and draw informed conclusions from the complex analyses of other researchers, address how you will use the data in projects you design and encourage you to analyse existing datasets in alternative ways.

  • Advanced research methods (15 credits)

    The module builds on the work completed in the introduction to research methods and data analysis module. It aims to further develop your understanding of research methods in a health context, introducing more complex forms of study design and higher-level methods of appraisal and literature review. Several research methods will be examined in-depth with consideration of both quantitative and qualitative methods.

    Drawing on your research skills and theoretical knowledge developed from the other core modules, you will investigate a particular problem or issue within your specialist area of interest. This will enable you to further develop your abilities in research design, data collection, analysis and critical interpretation.

  • Jobs – Careers – VA St #career, #job, #nurse, #doctor, #healthcare, #health,


    VA St. Louis Health Care System

    Start Your Career at the St. Louis VA

    At the St. Louis VA Medical Center, we strive to hire only the best! Working with and for America’s veterans is a privilege, and we pride ourselves on the quality of care we provide. For additional information, please contact Human Resources at (314) 894-6620.

    Equal Employment Opportunity “Did You Know”

    Did you know that all employees are an important part of the EEO Program? Employees are responsible for ensuring that the workplace is conducive to providing quality care for our Veterans. Most employees may think that EEO is a responsibility for only the EEO Manager, managers, or supervisors; however, employees play a vital role. Employees should be activily involved.

    For more information, contact the medical center EEO Manager:

    Elizabeth C. Jenkins, MSW, ACSW, LCSW

    Office of Academic Affiliations (OAA)/Graduate Medical Education (GME), Without Compensation (WOC) Appointee:

    A GME WOC appointee is an individual who performs Medical Center related duties without any direct monetary compensation from the Department of Veterans Affairs. Individuals requiring WOC appointments include, but are not limited to, students,residents and fellows and any other individual who is not compensated by the VA for their employment within the St. Louis VA Medical Center.

    Nursing Staff

    If you are a nursing professional interested in working for the VA St. Louis Health Care System, please contact, Nurse Recruitment Office at (314) 289-6479.

    Nursing Service WOC Student Appointment Program

    A Nursing Service Without Compensation (WOC) student appointee is a student who performs student-related activities without any direct monetary compensation from the Department of Veterans Affairs. These appointments include but are not limited to graduate and undergraduate nursing students, student nurse practitioners, student practical nurses and student surgical technicians who are not compensated by the VA. Click here to go to our Nursing Service WOC Student Appointment Information Page

    Residencies and Internships

    • Primary Care, Ocular Disease Geriatrics Residency Programs

    Employee Benefits

    A description of employee benefits is available on the US Office of Personnel Management Employment and Benefits page *. Please note that benefits may differ for professional clinical occupations including physicians and registered nurses.

    VA Job Applications and Forms

    Application instructions specific to each job posting can be found at the end of the announcement. Some positions require you to apply online, while others require that you submit a paper application directly to each VA facility where you desire employment.

    VA has several different application forms based on your occupation type. Look in the table below to find the correct application for your occupation, as well as additional required forms.

    Responding to a Job Announcement

    Be sure to follow the application instructions given in the job announcement. They are your primary guide for responding to a posted opening. Here are additional reminders for submitting an application:

    1. Please send your signed, completed application and any other required forms to the Organization Contact at the Organization Address, both of which are listed at the end of the job announcement.
    2. Write the Announcement Number, also listed at the end of the job announcement, on your application.
    3. Keep a copy of the entire application package for your records.

    The documents below are in PDF format. You will need Adobe Acrobat Reader to view them. Acrobat Reader software can be downloaded for free .

    VA Job Applications and Forms

    Registered Nurse – Career Rankings, Salary, Reviews and Advice #money, #careers, #salary,


    Registered Nurse Overview


    Florence Nightingale, the pioneer of modern nursing, lived more than a century ago, but her legacy lives on in hospitals, clinics and schools. Nightingale’s concern for patients stretched beyond administering medication to caring for the whole person – physical as well as emotional, intellectual and spiritual. And she backed up her nursing philosophies with research. Today, nursing research is just one of the exciting changes in the field, says Kathy McCauley, associate dean of academic programs at the University of Pennsylvania’s School of Nursing. Increasingly, evidence-based science is confirming the contributions nurses make to patient care.

    So, who are the people making these contributions? A registered nurse is the professional you’ll likely have the most contact with during a hospital stay. They’re responsible for monitoring a patient’s condition, performing medical procedures and administering medicine. They are also responsible for charting a patient’s progress. These professionals work with a range of patients, from those who are healthy (and are proactively trying to stay that way), to those who are pregnant and bringing new life, to those who are nearing the end of life and hoping for a peaceful death. “Nurses have a very holistic view of health and well-being, and I really appreciated that perspective,” Erin Whitehouse, an RN and Ph.D. student at Johns Hopkins School of Nursing, writes in an email. “[They] look at an entire person and their situation, not just what medical concern they have.”

    Many nurses also specialize and work with patients who have a certain health condition like cancer or diabetes. They can also specialize by body part. For instance, there are dermatology nurses and cardiovascular nurses, among others. RNs can also specialize by people group (like newborn babies) or by environment (like a school or hospital emergency room).

    Registered nurses will be in high demand in the next decade. The Bureau of Labor Statistics expects the profession to grow 16 percent by 2024, opening up 439,300 new jobs.

    Quick Stats

    $67,490 Median Salary

    1.5% Unemployment Rate

    439300 Number of Jobs


    Registered Nurses rank #17 in Best Health Care Jobs. Jobs are ranked according to their ability to offer an elusive mix of factors. Read more about how we rank the best jobs.

    Registered Nurses are ranked:

    Healthline: Medical information and health advice you can trust, health research inc.#Health


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    Health Sciences Associate’s Degree—3 Specialization Options, Rasmussen College, associates degree in health


    Succeed in Today’s Healthcare Industry

    Our online Health Sciences Associate’s degree program allows you to broaden your healthcare experience to serve as a valuable member of a healthcare team. The curriculum includes a choice of three Associate’s specializations—Medical Administrative Assistant, Pharmacy Technician or Medical Assisting—so you can develop the career-focused skills you’ll need as a healthcare professional.

    Earning a Certificate or Diploma along the way to your Associate’s degree can help you get started in your healthcare career. If you are laddering from a certificate, you can complete the Associate’s specialization program in as few as nine months. 1 If you are not transferring in with past education, you can complete your Associate’s degree in as few as 18 months. 1

    1 Completion time is dependent on transfer credits accepted and courses completed each term.

    To see how this program can help you achieve your goals:

    • Course plan customized for you
    • Support and financial aid planning
    • Career path guidance with no obligation

    Read more about this program

    and then request information specific to you

    Associates degree in health science

    Learning Options

    Affordable Tuition: See how you can save on this program. MORE INFO

    Gain In-Field Health Sciences Skills Employers Seek

    Through career-focused curriculum and practical experience in your Health Sciences courses online, you can prepare for a successful healthcare career across a wide range of work environments. Our online Health Sciences program is designed to help you gain relevant healthcare skills such as:

    Critical Thinking

    Effectively gather data in order to think and act quickly in the interest of your patients’ health.

    Written and Interpersonal Communication

    Hone written and verbal communication skills to advocate for patients and ensure confidentiality.

    Customer and Patient Service

    Develop the customer service and communication skills you need to fill key roles on any healthcare team.

    Diversity Awareness

    Learn how to deliver care effectively and respectfully to patients from a variety of cultures and backgrounds.

    Advance Your Credentials

    When you’re ready to build on the solid foundation of prior certificate or diploma coursework, and on your in-field experience, an online Health Sciences Associate’s degree is a natural next step. Through this challenging curriculum, you’ll be prepared to take on new career challenges.

    As an online Health Sciences Associate’s degree graduate, you can choose to enter the workforce or you can continue your education by seamlessly transferring your credits into our Health and Wellness Bachelor’s degree-completion program.

    *Graduates of the Health Sciences Associate’s degree program with a specialization in Pharmacy Technician meet the educational requirements needed to apply for a Pharmacy Technician license or registration from the board of pharmacy or equivalent agency in the following states: AL, AK, AZ, AR, CA, CO, CT, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NY, NC, OH, OK, OR, PA, RI, SC, SD, TN, TX, VT, VA, WV, WI, WY. Other eligibility requirements may apply, please check with the board of pharmacy or equivalent agency in your state of residence. This program may not meet the educational requirements needed to apply for a Pharmacy Technician license or registration in states not listed above, please check with the board of pharmacy or equivalent agency in your state of residence for further information.

    Our Grads Work Across Industries

    Graduates from our School of Health Science programs are working for leading industries, including:*

    • Health Systems
    • Hospitals & Clinics
    • Insurance
    • Local & State Government
    • Pharmaceutical
    • Public & Community Health
    • Social Services

    117 Years of Successful Graduates

    At Rasmussen College, we’ve been dedicated to our mission of preparing students for career success since 1900.

    *Industry information reported by Rasmussen College graduates. This list does not constitute an endorsement of Rasmussen College by the industries shown above. Listing does not guarantee or imply that future employment opportunities within these industries will be available.

    Need more detailed information about our program?

    • Download program details
    • View course listings: Associate’s degree
    • View accreditation
    • Download our Healthcare Career Outlook
    • Browse other School of Health Sciences programs

    Health Sciences Program Entry Requirements

    Entry requirements vary by specialization. Please contact us to learn more.

    RN to BSN Expected Program Outcomes*

    1. As contributors to a global community, 90% of the Program graduates will remain employed as a Registered Nurse or advance their career within the Scope of the BSN Generalist Role, as measured within one year of graduation.
    2. In support of lifelong learning, the Program graduates will be prepared to further their education in the fields of Nursing or Health Care.
    3. In support of service to students, 85% of the Program graduates will indicate that the Program fulfilled their expectations and that they would recommend the Program to others.
    4. Of the responding employers, 70% will indicate satisfaction with the Program graduates’ preparedness and knowledge, skills, and attitudes necessary to serve diverse communities, as measured within one year of graduation.
    5. Consistent with the goals of an institution of higher learning, 70% of students who enroll in the Program will successfully complete the Program on an average time to completion of eight academic quarters.
    6. The Program will employ appropriately credentialed and experienced faculty who demonstrate commitment to lifelong learning through ongoing professional development and educational opportunities.

    *CCNE defines Program Outcomes as “Statements of levels of achievement, which encompass student achievement, faculty achievement, and other program-selected indicators of achievement. Program outcomes may be expressed in the form of overall program goals, end-of program outcomes, curricular outcomes, and/or faculty outcomes.”

    Ready to Start Your Path in Health Sciences?

    You’ll receive support and financial aid planning, a customized course plan and career path guidance—with no obligation.

    Do you have more questions?

    How Much Could You Earn as a Health Sciences Professional?

    In-Demand Career Options for Your Future

    According to the Bureau of Labor Statistics (BLS), earning a degree, regardless of the field of study, can improve income potential.* Here is the average salary and projected job growth for healthcare professionals:

    Welcome to Emerald Management First: focus on business #emerald #health #information #systems


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    New to the site? Find out more about us .

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    It is easy to consign the 2008 financial crisis to the past, but have those responsible been held to account? Has adequate justice been meted out to prevent recurrence?

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    Cheap Kentucky Health Insurance Quotes #kentucky #health #insurance, #kentucky #health #insurance #quote,


    Find an Affordable Kentucky Health Insurance Quote

    It’s tough out there. Many Kentucky residents and families have lost their job and are struggling to find affordable health insurance for the first time in their lives. Other families have struggled to make ends meet for years and losing their health insurance coverage feels like the last straw that breaks before they “slip through the cracks” altogether. At the same time, Kentucky employers are also struggling to continue their employee health benefits while remaining profitable. No matter your situation, check out these state health insurance resources and NetQuote’s superior access to low-cost health insurance quotes before you give up and go without health coverage.

    Kentucky Health Insurance Assistance

    In addition to seeking out quotes from private health insurers, you need to be aware of public assistance programs offered to help those individuals and families who are struggling the most. Like many states, Kentucky has established a high-risk insurance pool –Kentucky Access –to provide coverage for individuals with a medical history that prevents them from obtaining affordable coverage on the individual market. In fact, if you meet any one of these six criteria. you’re eligible to join this state-run health insurance program. And despite the public nature of this program, it’s not one-size-fits-all. You can choose amongst traditional, preferred, and premium access with various deductibles, coinsurance, and co-pay amounts.

    If, on the other hand, you can’t afford health insurance, you have few options beyond Medicaid. You may qualify for Medicaid assistance and not realize it, and if you have children, they may be one of the estimated 67,000 children in the state who are eligible –but not yet enrolled –in Medicaid or the Kentucky Children’s Health Insurance Program. Before you despair, however, you should also know that Kentucky health insurance is not as expensive as you may fear. For reasonably healthy adults, a high-deductible health plan may protect you from the potential financial calamity of major medical costs without completely decimating your monthly budget. Meanwhile, federal health care reform has expanded access to Medicaid, while also creating subsidies that may make the cost of health insurance on the individual market more affordable. To see how health care reform stands to affect Kentucky, use this governmental resource .

    Who Needs a Kentucky Health Insurance Quote?

    Along with the roughly 15% of state residents who have been without health insurance, recently employed workers who have fallen victim to one of the roughest recessions and job markets in U.S. history often need a Kentucky health insurance quote. COBRA premiums can make the continuation of existing health coverage impractical, especially if the federal government doesn’t reinstate subsidies that provide for 65% of these premium costs. Worse, if your employer went out-of-business, you may not qualify for COBRA at all. Workers who have found sources of income on the Internet and other self-employment opportunities as part of new economic realities must exhaustively search for health insurance quotes on the individual market for affordable rates.

    Of course, it’s not just workers and individuals who are struggling to make ends meet. Many business owners must also get new group health insurance quotes when it comes time to renew their policy. Saving money on health insurance premiums can help you avoid future layoffs in the next fiscal year, particularly if the economy and company revenues don’t rebound. Alternately, new small business tax credits may allow you to offer health insurance coverage to your employees for the first time ever. Beyond employee morale, offering this benefit can allow your firm to start competing for top-level talent that, in the past, has been poached by larger firms.

    Find a Local Kentucky Health Insurance Quote

    How you find a Kentucky health insurance quote is critical to obtaining the best possible coverage for you and your loved ones. Today, the best way to shop for insurance is online. Online referral services, like the one at NetQuote, reduce marketing costs which are, then, passed on to the consumer. How do we know they pass these savings on to the consumer? They have to in order to stay competitive. When you make a request for Kentucky health insurance quotes, you will be contacted by multiple insurers, all of whom know they’re competing directly with other insurance companies for your business. Better yet, you can quickly and reliably comparison-shop from the comfort of your own home. There are fewer opportunities to try to strong-arm you with high-pressure sales tactics.

    Essentially, netQuote gives consumers access to the information and environment they need to once again create a free marketplace with a level-playing field in which the insurance companies that offer the most reliable coverage for the best price have the competitive advantage. But our service only works if you use it. Fortunately, it takes only a minute to make a free online request and let us show you how our service works.

    Centric Mining Systems #scio #health #analytics


    Don’t Leave Profits Buried.

    A Clear View with Centric

    Designed to serve the mining industry from the ground up, Centric is the enterprise solutions software of choice for mining operations around the globe. From data capture to data warehousing and from business intelligence to reporting, Centric provides you with the clear view of your entire operations.

    Tighter Control

    for leadership

    What you can’t see, you can’t control. Centric integrates your existing systems and processes to provide you with real-time status on the Key Performance Indicators (KPIs) that matter most. All from one source.

    Safer Mines

    for employees

    Running a safe mine is vital across the industry. Centric ensures you have all the information you need to run tight operations and facilitate a safe, productive working environment.

    Predictable Performance

    for investors

    Centric provides what investors value most: predictable performance and operational effectiveness from accountable operators.

    A Central Source of Truth

    Connect Centric across your operations to unite all systems and processes and establish a single source of verifiable truth. Analyze and report on data from every sector of your operations. Establish more meaningful Key Performance Indicators and track against them to measure performance growth.

    Equipment Utilization Monitoring

    Find out more about how Centric can operate within the various parts of your mining operations below.

    Your Operations

    Deploy Centric across mining and geology operations to provide a reliable “source of truth” from which to measure any or all activity in your operations. From tracking the movement of ore to generating production reconciliation reports, Centric helps you capture the data, which fuels higher return on investment (ROI).

    Create timely and accurate reports to monitor everything from grade control and equipment utilization, to stockpile management, blasting statistics and consumables usage.

    • Efficiently and accurately measure the movement of ore from “mine to mill”
    • Access grade control and dilution data in a timely fashion
    • Seamlessly integrate LIMS (Laboratory Information Management System)
    • Monitor equipment utilization and availability
    • Analyze drilling and blasting statistics
    • Track the usage of consumables throughout the mining process
    • Use available high-visibility stockpile management tools
    • Efficient and accountable metals reconciliation

    Integrate Centric into your mine’s engineering operations to access information that can all too often become disorganized and forgotten. Use Centric to store, manage and access volumetric surveying information. Integrate your budgets and forecasting for better planning and KPI analysis. Create predictive models and generate more accurate schedules to streamline operations. Run timely and accurate reconciliation reports to precisely monitor inflow and outflow.

    • Store, manage and leverage survey volumetric data
    • Manage accountable and auditable versions of long-term budgets and forecasts
    • Achieve product quality targets with blending tools
    • Monitor KPIs with highly visible dashboards and analysis tools
    • Generate timely and accurate production reconciliation reports

    Connecting Centric to your financial system aligns mining KPIs with financial targets. Anticipate the financial impact of operational anomalies and use real-time financial data to modify operational practices. Generate regularly scheduled real-time reports to help your organization define new KPIs.

    • Integrate with your Enterprise Resource Planning system (ERP)
    • Push or pull data from warehouse to warehouse for ad hoc analysis and dashboarding
    • Match production metrics with cost and/or revenue
    • Produce timely, auditable and accountable reports

    Use Centric to analyze and report on critical environmental data. Create regularly scheduled reports and define more specific environmental KPIs for your organization.

    • Facilitate critical data in an auditable and accountable location
    • Integrate with third-party services to efficiently collect and centralize data
    • Incorporate environmental metrics and KPIs into dashboarding and standards reporting

    Incorporate Centric into your health and safety incident reporting systems to analyze data to generate timely, accurate reports. Use Centric to help measure the true value of a safe and healthy workplace.

    • Perform historical and predictive analyses
    • Increase accountability through daily or monthly reporting
    • Analyze the dynamic relationship between production and safety
    • Incorporate health and safety data into standard production reporting and dashboards

    Data Warehouse

    Centric provides a safe and secure environment to store data. While spreadsheets can be changed independently by many authors, there’s often no single common working version. Data can be shelved or even lost. Centric archives your data in one main repository, allowing you to access, update, track and analyze at will.

    Business Intelligence

    Find the nuggets you need in a mountain of information. Centric gives you pinpoint control over the treatment and analysis of data within the repository. Leverage the data to conduct queries, identify trends, publish dashboards and seize opportunities.

    Looking to mine with intelligence? Check out Centric Scio .


    Centric makes it easy to generate automated timely reports at critical intervals: daily, weekly, monthly and annually. With customizable reporting, you can model the reports to look exactly like what you’re using now. Now everyone can access the same format and data to create reports you know you can trust.

    Proven Results

    Centric provides us with reliable reporting of operational knowledge and key performance indicators related to production, productivity and safety. It enables our team to maximize the returns from our assets and ensures the successful execution of our mining plan. With one set of data, Centric allows for clarity and integration with the other business systems and overall management process.

    — Drew Anwyll, VP Operations, Detour Gold

    Centric Mining systems provides Alamos Gold with visibility to the operational metrics and KPIs that drive its success. It provides both a granular view of ore handling and mining activities as well as an overall view of the operation from a single source of truth. By allowing us to focus on decision making, Centric maximizes the returns from our staff and assets and empowers them to make the right decision at the right time.

    Centric has standardized our production reporting, improving the integrity of the metrics we run our operations on.

    — Rohit Tellis, Director IT, Alamos Gold

    Centric provides Goldcorp’s Porcupine Group of Mines (PGM) with a broad based platform for capturing operational metrics related to ore tracking and processing. It communicates operational reporting and Key Performance Indicators and metallurgical reconciliation to our management team on a daily basis.

    Centric provides a sustainable, verifiable source of data to allow us to make quality decisions throughout the value chain.

    — Marc Lauzier, Mine General Manager, Goldcorp

    Our Story

    Here at Centric Mining Systems, we have mining in our bones. We’re blazing new frontiers as software engineers but we know this industry from the inside out: as explorers, geologists and surveyors. It’s that core personal experience that impelled us to create real-world solutions with the potential to drive our whole industry forward.

    We’ve seen the rise of new automated systems and technologies revolutionize the mining world. That’s great, but to perform at their best, they need to work together. Centric helps you do just that: get all your horses aligned and pulling in the same direction.

    Our decades in the depths means we know what matters on the ground in a mine. Centric unifies your data stream into a single view; a giant step towards greater control, efficiencies and profits. All to help you go deeper, climb higher and work smarter.

    Contact Us

    Get Connected

    Let’s Talk

    Map South East Asia

    The College of Human Environmental Sciences #human, #environmental, #sciences, #university #of #alabama,


    The College of Human Environmental Sciences is a senior academic unit in the State of Alabama offering professional programs in the field of human environmental sciences. Throughout its history, the college has achieved national reputation for excellence through the quality of its academic programs and faculty, as well as through the success of its graduates.

    The College of Human Environmental Sciences is actively engaged in the transmission, generation, and dissemination of knowledge as conveyed in three main objectives: (1) to provide students with the intellectual curiosity and professional competence needed for careers in business, industry, government agencies, health care, and education; (2) to provide for the general education and intellectual growth of students in other divisions; and (3) to contribute to the body of knowledge that is the foundation for continued enrichment of the educational experience.

    The College of Human Environmental Sciences is a student-centered research division with a diverse faculty who are involved in teaching, research, and service. Below we would like to feature some of our faculty who are heavily involved in a variety of research.

    After a contest that spanned two months, the University of Alabama’s search for an official tartan is over. The university’s College of Human Environmental Sciences held the competition and selected the designs of three finalists. The winner was decided in an online vote. Linnzi Rich, a junior majoring in interior design, was announced the winner Friday during the college’s homecoming convention. Her “We are Crimson” design is made up predominantly of crimson and white with accents of black and gray… “In the early 1900s, tartan designs were primarily used in Scotland, and they were used to easily identify families and clans on the battlefield and in celebrations,” said Milla Boschung, Dean of the College of Human Environmental Sciences. “They were also used for identifying geographical regions.”

    At the College of Human Environmental Sciences, our students are first and foremost. We are committed to the success of all of our students.

    The College offers ten undergraduate majors that help students reach their professional goals. The CHES Office of Student Services, located in 101 Doster Hall, is committed to helping students have a successful and rewarding college experience. Please let us know how we can help.

    Advising is an important part of your progress toward a degree. Please carefully review all of the advising information on your department’s website before making an appointment with your advisor; only then will you be prepared for advising.

    For your advising appointment, do NOT miss or be late. Prepare a schedule using Schedule Builder located in myBama. Check sheets for each major are available in 101 Doster Hall or you may download them here .

    If you would like to change your major, you may do so via myBama under the Student tab. Registration times are made on the basis of earned hours only. This does not include course work in which you are currently enrolled. Visit registration time assignments for more information.

    For more information, please visit the Student Organizations page .

    Arizona Civil Statute of Limitations Laws #arizona #family #laws, #arizona #civil #rights


    Arizona Civil Statute of Limitations Laws

    Plaintiffs have time limits for filing civil lawsuits, which differ by the type of claim (in most states). These time limits, referred to as the civil statute of limitations. are meant to help preserve the integrity of evidence and witness testimony.

    Statutes of limitations are enacted to ensure that claims are made while evidence is still relatively vital, and to prevent the constant threat of a lawsuit long after the disputed event has occurred.Arizona’s civil statute of limitations laws provide a two-year time limit for personal injuries; but just a one-year limit for libel/slander.

    There are times, of course, when there is no way to reasonably know for certain that an injury has occurred. Other times you may not realize the cause of a known injury until much later. Take, for example, a cancer diagnosis caused by workplace pollution. That may not become known for a many years after exposure. Or a long-time black employee may not have found out that she was being discriminated against until several years after the fact.

    There are also instances in which the statute of limitation may be tolled — or paused — for a period of time. This may happen if the plaintiff was a minor (under 18) or mentally incompetent at the time the injury occurred. Also, statutes of limitation may also be shortened through contract.

    Take a look at the following table for a complete list of Arizona’s civil statute of limitations laws. See Time Limit Considerations in Medical Malpractice Claims for additional information.

    Injury to Person

    False imprisonment; 1 yr. §12-541; if not 2 yrs. §12-542

    Note: State laws are constantly changing — please contact an Arizona personal injury attorney or conduct your own legal research to verify the state law(s) you are researching.

    Arizona Civil Statute of Limitations Related Resources:

    Next Step: Contact an Arizona Attorney for a Free Case Review

    You might have a slip and fall case in Sedona or even a medical malpractice claim in Scottsdale. Either way, you will have to follow the state’s time limits for filing your case. Arizona’s civil statute of limitations often depends on the nature of your claim. If you are dealing with a personal injury or other dispute that may merit compensation, it’s in your best interests to contact an injury attorney for a free claim evaluation .

    Next Step Search and Browse

    Colorado School of Public Health #unc #public #health #masters


    One School, Three Universities.
    Endless Possibilities

    A collaboration of University of Northern Colorado, the University of Colorado Anschutz Medical Campus and Colorado State University, Colorado School of Public Health is the first and only school of public health in the Rocky Mountain region. Combining transferable courses, faculty and resources, the school allows students to access specializations, research and service centers located at the three universities.

    Degree Options

    UNC offers a Master of Public Health (MPH) degree in three concentration areas: Community Health Education, Global Health and Community Health Education, and Healthy Aging and Community Health Education as well as a Certificate in Public Health Sciences. These programs prepare students to work effectively with diverse communities to identify needs and strengths, as well as develop healthy individuals and communities.

    News and Announcements

    ColoradoSPH Welcomes New Dean – Fall 2017

    Dr. Jonathan Samet, MD, MS, will join the Colorado School of Public Health as the new dean in October 2017. Dr. Samet brings nearly 40 years of experience in patient care, administration, and research. Chancellor Elliman, CU Anschutz, shares: ” We are fortunate to have someone as accomplished and versatile as Dr. Samet taking the helm of the Colorado School of Public Health at this critical juncture in its growth. I am grateful to Dr. Elaine Morrato who, as interim dean since December, has helped the school continue to build on its momentum while ensuring we are set up for a smooth handoff to new leadership.”

    ColoradoSPH Students at UNC Assist City of Fort Collins with SRTS Evaluations as a Class Project

    ColoradoSPH students at UNC recently evaluated the Safe Routes to School program (SRTS) as part of their Methods in Public Health Research and Evaluation class with Dr. Mary Dinger in order to help improve bike safety education for the City of Fort Collins. The purpose was to improve the evaluation design and tools used to measure change in youth cycling knowledge after the completion of SRTS.

    MPH Student at ColoradoSPH at UNC is Working to Improve Healthcare Equality in Colorado

    KC Hall, a Community Health Education MPH student at ColoradoSPH at UNC and president of our Student Leadership Council, is working to improve healthcare equality in Colorado through her practicum project, particularly among Colorado’s LGBT population.

    Graduate Receives Fellowship to Work in Afrida with CDC’s Global HIV Program

    Colorado School of Public Health graduate Meagan Cain has been awarded a fellowship to work in Africa on HIV intervention programs through the Centers for Disease Control and Prevention.

    The Colorado School of Public Health has received full accreditation by the Council on Education for Public Health (CEPH).

    Contact Us

    Houston Occupational Health & Safety Technology #occupational #health #and #safety #degree #programs


    Environmental Health and Safety Technology

    Environmental Health and Safety Technology

    Choose from one of the paths below:

    • Is This The
      Path For You?
      Click here for
    • Planning To Transfer? Click here for
    • Ready To Start Your Dream Career? Click here for
    • Looking To Advance Your Current Career? Click here for

    Make the World a Safer Place to Work

    For companies today, it is not enough to strive for safety. Most have formed formal divisions and put procedures in place to ensure their employees’ well-being. Safety assurance has become a big business, creating great demand for certified specialists. Becoming an Environmental Health and Safety Technologist is a rigorous, regulated process that offers many rewards. Our certificate and associate’s degree programs are designed to help obtain the OHST title. Here you will learn all of the details and procedures that make up the pillars of workplace safety – anticipation, recognition, evaluation and control.

    Enter a Field Full of Opportunities

    This degree can also propel you into a variety of university programs where you can study to become a safety and environmental specialist, safety engineer, industrial hygienist, risk management specialist, health physicist, occupational physician, or occupational health nurse. The median salary for an Environmental Health and Safety technician is $55,406 per year.*

    All first time or returning EHST students (a returning student is one who has sat out a semester) will need to attend an orientation session in order to be approved to register for EHST or EPCT classes (there will be no exceptions).

    *Source:, Gulf Coast region

    Orientation Sessions

    EHST (Environmental Health Safety Technology) Program will conduct mandatory orientations according to the following schedule.

    California Health Insurance quotes online: featuring Covered California #california #health #insurance,california #health


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    California health insurance quotes online

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    LIC – Life Insurance Corporation #lic, #lic #policy, #lic #policy #in #india,


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    Mph online programs #bloomberg #school #of #public #health, #school #of #public #health,


    Online/Part-time Format

    Flexibility for Working Professionals

    Online/part-time students earn the degree in 2-3 years by taking, on average, 1-3 courses per term. Pre-recorded lectures allow students to learn on their own schedule each week. There are hard deadlines for turning in graded material, but students choose when to work on them.

    They have the option of matriculating into the program during 3 different periods of the year, beginning with a 1- or 2-week on-site orientation in June, November or January.

    Exceptional Education

    With 140+ offerings to choose from, online courses are taught by award-winning faculty and follow the highest standards of instructional design. The full listing of online courses shows the breadth and depth of options.

    Engaging Experience

    Students interact virtually with classmates and instructors in a variety of ways, from discussion forums to live chats. To experience it first-hand, complete the non-credit course Introduction to Online Learning —free of charge. It’s mandatory at the start of the program.


    Average Age


    Typical MPH Cohort
    is 40-50


    U.S. Citizens


    International Students

    On-Campus Requirement

    Up to 80% of the curriculum may be completed online. For the remaining 20%, students have the opportunity to attend on-campus courses. The required “face-to-face” time adds up to a minimum of 4 weeks over the course of 2-3 years.

    There is no limit on the number of on-campus courses that an online/part-time student can take. On average, these students complete about 25% of courses on campus.

    The on-campus requirement can also be completed by enrolling in the Summer, Fall or Winter Institutes. The intensive 1-3 week courses allow students to earn academic credit in a short period of time. Each institute explores a specific area of public health, allowing students to gain specialized training based on their interests. To learn more, please visit the Johns Hopkins Institutes of Public Health .

    Designing Your Degree

    The core coursework comprises roughly half of the curriculum and is the same for both the full-time and online/part-time format.

    For electives, all students have the freedom to customize their elective coursework based on personal interests and professional goals. With over 140+ online courses to choose from, there are endless possibilities for how to plan your education. A faculty advisor helps you determine elective courses that match your desired knowledge base and skill sets.

    The ability to personalize half the curriculum is a defining feature of the Bloomberg School’s MPH degree program.

    Online/part-time students can study a specific area of interest by enrolling in a Summer Institute and/or earning a Certificate. In doing so, students can fulfill the on-campus requirement and elective credits at the same time.

    Summer Institutes (in person)

    Certificates (fully or partially online)

    Start Now as a Non-degree Seeking Student

    Eager to dive in? Begin your education as a non-degree seeking student prior to admission by enrolling in online, on-campus and/or institute courses. You can also pursue a certificate. Up to 16 credits may be applied toward the MPH degree, assuming that the courses were completed within 5 years of matriculation. To learn how to enroll as a non-degree seeking student, please visit the Office of Student Accounts and Business Services .

    State-Specific Information For Online Programs

    Health Education: School or Community – College of Education – Wayne State


    Health Education: School or Community

    The Health Education: School or Community programs at Wayne State University are committed to excellence in the preparation of professional school and community health educators. Each of the program utilizes a variety of sources and a philosophy of health education to develop its knowledge base, goals, and objectives.

    Why Major in Health Education?

    Employment prospects are excellent for health education instructors. Health care has become one of the largest employment areas in America. Many of these health industry workers need on-going training due to rapid advances in health care technology and health services. Health education teachers are vital to ensuring that health care positions are filled by knowledgeable and well-trained health education professionals.

    Goals of the Program

    The general goal of the undergraduate Teacher Certification Track is to prepare teachers for careers in schools.

    Specific goals for the teacher certification track are that students will:

    • Comprehend and apply health concepts and skills, theories and models of behavior change and principles of health promotion
    • Demonstrate the ability to assess individual and group needs for school-based health education
    • Demonstrate the ability to plan effective school-based health education programs based on a continuous learning cycle
    • Demonstrate the ability to implement health education programs based on a continuous learning cycle
    • Demonstrate the ability to evaluate the effectiveness of school-based health education
    • Collaborate with others to implement a coordinated school health program
    • Act as a resource person to others regarding healthy development
    • Advocate and communicate for child health and health education needs, concerns and resources
    • Teacher practices reflectively, seeking opportunities to grow professionally

    Wayne State University, College of Education
    Kinesiology, Health and Sport Studies

    Dr. Mariane Fahlman
    2161 Faculty Administration Building
    Detroit, MI 48202
    Phone: (313) 577-5066, Fax: (313) 577-5999

    What is Community Health Education?

    Community Health Education is an interdisciplinary social science designed to promote health and prevent disease, disability and premature death by educating individuals and communities to voluntarily change their behaviors, policies and practices. Community Health Education Specialists design, implement and evaluate health education and promotion programs at the individual, group, institutional, community and system-level to improve health knowledge, attitudes, skills and behavior. Employment of Community Health Educators is expected to grow by 21 percent from 2012 to 2022, which is faster than the average for all occupations. Growth will result from the rising cost of healthcare and the subsequent need for health promotion and disease prevention programs. (Bureau of Labor Statistics, U.S. Department of Labor, Occupational Outlook Handbook ).

    What careers might I choose?

    The program curriculum provides practical clinical experiences and experiential coursework to prepare students for careers in public or private agencies, local health departments, volunteer organizations, hospitals, health insurance companies, worksite/corporate health promotion and wellness programs, and a variety of community-based organizations and projects (such as smoking cessation programs, health and cancer associations, substance abuse agencies, nutrition interventions, HIV/AIDS prevention programs, and injury prevention initiatives). Some examples from area employers include:

    • Patient and family educator (hospital)
    • Community program planning specialist (local health department)
    • Health and wellness coordinator (large corporation)
    • Grant writer/administrator (non-profit organization)
    • Health curriculum developer (health insurance company)

    The program will prepare students to take the Certified Health Education Specialist exam, which is given by the National Commission for Health Education Credentialing, Inc. and ensures that professionals are trained and qualified to plan and coordinate health education programs. More information about the exam can be found here .

    To learn more about the program and speak with an advisor, please contact Academic Services .

    Medical Informatics MS Program #technology, #school #of #technology, #michigan #technological #university, #graduate


    Medical Informatics MS

    Fast Facts

    • The program can be completed entirely online (domestic students only at this time).
    • At the end of this program students will be familiar with healthcare security, disease management, evidence-based medicine, and complex medical decisions.
    • Employment in this field is growing faster than the national average. Students with a Medical Informatics MS degree will excel in areas such as hospital and healthcare systems, health informatics firms, research laboratories, computer/information security firms, medical technology firms, public health organizations, medical software companies, insurance companies, and government organizations.
    • This program is available as an accelerated master’s degree .

    Graduate Programs in Medical Informatics

    Medical informatics is the intersection of information science, computer science, and health care. This field deals with the resources, devices, and methods required to optimize the acquisition, storage, retrieval, and use of information in health and biomedicine. This program covers the multi-disciplinary field of informatics, decision support systems, telemedicine, ethics, consumer health informatics, international healthcare systems, global health informatics, translational research informatics, and home care. Our program is designed to focus on complex medical decisions, evidence-based medicine, disease management, and population health management. Students will learn how to design and implement innovative applications and promote new technologies to improve health care.

    Established regulations such as the Health Insurance Portability and Accountability Act (HIPAA) include specific security and compliance provisions for the healthcare sector. The advancement of technology in the medical field, accompanied by the requirements to keep sensitive data confidential, creates the need for a graduate program that offers medical informatics education and provides course work and study in the critical area of data security.

    The Master of Science in Medical Informatics is designed to:

    1. Deepen understanding and knowledge of medical informatics and computer/information security;
    2. Provide research opportunities within the field of medical informatics;
    3. Provide a flexible curriculum to allow for both traditional and nontraditional graduate students.

    Graduates will be qualified to work in areas such as hospital and healthcare systems, health informatics firms, research laboratories, computer/information security firms, medical technology firms, public health organizations, medical software companies, insurance companies, and government organizations.

    Master’s Degree: Thesis Option

    This option requires a research thesis prepared under the supervision of the advisor. The thesis describes a research investigation and its results. The scope of the research topic for the thesis should be defined in such a way that a full-time student could complete the requirements for a master s degree in twelve months or three semesters following the completion of course work by regularly scheduling graduate research credits.

    The minimum requirements are as follows:

    Applications are reviewed on an individual basis using a holistic approach.

    Graduate School

    Program Specific

    • GRE (see below for exemptions )
      Recommended 153 Quantitative, 148 Verbal, and 3.5 or higher Analytical Writing
      Exemptions include:
      • Michigan Tech undergraduate students
      • Students with a previous graduate degree
      • Students with 5 years or more work experience in health care or health IT
    • 3 Letters of Recommendation
    • Admitted applicants typically have an undergraduate GPA of 3.0 or better on a 4.0 scale
    • R sum / Curriculum vitae

    International Students

    • TOEFL: Recommended Score of 79 iBT
    • IELTS: Recommended Overall Band Score of 6.5

    Admissions Decisions

    Made on a rolling basis.

    Recommended Deadline

    Apply at least a semester in advance of projected admission to improve your chances of receiving funding.

    8 Things You Didn – t Know You Could Do With Coconut


    You probably have a jar of unrefined, extra-virgin coconut oil in your kitchen; I know I do. Coconut oil is one of the healthiest oils to use for cooking and baking. It’s made up of medium chain triglycerides which, unlike the long chain triglycerides of animal fats, are metabolized more quickly in the body. That means increased fat burning potential. Coconut oil boosts energy levels, raises good cholesterol, and balances blood sugar. Coconut oil has a high smoke-point which means you can use it for cooking with high temperatures and it won’t break down into harmful compounds. Coconut oil is also great for baking; use it in place of any oil or butter listed in a recipe.

    But did you know that you should also have a bottle of coconut oil in your bathroom, your bedroom, the nursery and even the dog house? Ok, if you’re like me, your whole house is the dog house, but you know what I mean. Coconut oil has so many uses for every aspect of your life cooking, health, medicinal care, beauty care, hygiene, pet care and even those intimate moments. That’s right, coconut oil has properties that are anti-inflammatory, antibacterial, antifungal, antimicrobial and anti-almost everything else. It’s an immune system’s dream. It’s amazing that one product, especially one that is completely natural and chemical-free, can do so much. Here are just eight of the many ways you can use coconut oil in ways other than cooking.

    1. Face and Body Moisturizer

    Got dry, flaky, chapped skin? Get a bottle of coconut oil. You can use coconut oil on your face and body as a natural moisturizer. It’s able to penetrate all the layers of your skin and because it gets absorbed so well, coconut oil won’t leave your skin feeling oily and greasy. Coconut oil boosts collagen production, so it strengthens underlying tissues and helps prevent wrinkles. Rub it in all over your body by itself or mix in some essential oils for a soothing, aromatherapy experience. Use it on your face instead of those high-priced moisturizers you buy at the drugstore. Coconut oil is gentle enough to use around your eyes and is perfect for keeping your lips soft, smooth and kissable.

    2. Body Scrub

    Take a bottle of coconut oil into the bath or shower with you and use it as a body scrub. You can use it as is or mix the coconut oil together with an equal amount of sugar or baking soda to turn it into an exfoliating experience. Gently scrub your body with it to remove rough and flaky, dry skin. Your body will not only be soft and smooth but it will be glowing.

    3. Oral Hygiene

    Have you heard about this trend called “oil pulling ?” It may be a current trend right now, but it is actually an ancient Ayurvedic dental technique also known as “kavala” or “gundusha.” Basically, you put a tablespoon of oil in your mouth on an empty stomach and swish it around for 20 minutes. You then spit it out into the trash (it can clog the drain).The purpose is to draw out toxins from your body, improve oral health, and it’s even said to help headaches, hangovers and insomnia. How does it do this? Apparently, our bodies store toxins in our salivary glands, which get drawn into the oil. When we spit out the oil, we also spit out the toxins. While there seems to be more anecdotal than scientific reports, some people really think it helps. The antibacterial and antifungal properties of coconut oil can definitely benefit one’s oral hygiene. Coconut oil contains vitamin E, which acts as an antioxidant and makes it an effective, natural mouthwash. You can also use it as toothpaste by mixing the coconut oil with some baking soda. Whiter teeth and healthier gums await you.

    4. Make-Up Remover

    I used to buy those make-up remover cloths. You know the ones I mean, they come in those little boxes and are saturated with who-knows-what chemicals. They were the only things that could remove my waterproof mascara, although it was still a struggle. Well, guess what? Coconut oil is a gentle make-up remover that is totally natural and can even remove waterproof mascara. Just put some coconut oil on a cloth or cotton ball, gently wipe your make-up off and then rinse your face clean.

    5. Hair Conditioner

    Every notice how many hair conditioners have coconut oil in them? Just as coconut oil can penetrate layers of skin, it can also penetrate hair. Use it as a deep conditioner that you leave on your hair for an extended time to moisturize it. You can rub it into your hair as is or you can heat the oil to melt it into a liquid – just be sure to let it cool off first. Leave it on your hair anywhere from 20 minutes to overnight. Then wash and style your hair as usual. Your hair should be soft, silky and shiny.

    6. Pet Health

    As long as you’re making your coat all soft and shiny, why not do the same for your fur baby? I give my dog, Benny, a spoon of coconut oil mixed into his food every day. It improves the health of his skin and coat. Coconut oil can also aid pets’ digestion, joint health and improve their breath. In addition to feeding coconut oil to our cats and dogs, it also has benefits when applied topically. Brushing some coconut oil into a dog’s coat can also ward off fleas. The antibacterial and antifungal properties of coconut oil make it good for disinfecting cuts, soothing rashes and hot spots and promoting healing of wounds.

    7. Heal Cuts, Sunburns and Rashes

    People get rashes and hot spots too, and coconut oil can help. Since coconut oil promotes collagen production, it can help repair skin cells, meaning our cuts and rashes will heal faster. The antibacterial properties make coconut oil ideal for preventing infection in small cuts and lacerations. Use it on your skin to help sooth sunburn and prevent peeling.

    As it is a natural moisturizer, coconut oil, together with a drop or two of lavender oil, will heal your burns so that your skin doesn’t peel. Use daily on your skin, and it will heal in just a fraction of the time that you were used to. Coconut oil promotes collagen production and repairs the skin cells. It’s also a gentle and natural way to soothe a baby’s diaper rash and make their tushies smell like coconut. Win-win.

    8. Massage Oil and Personal Lubricant

    When it comes to getting personal, coconut oil is a natural option you might want to consider. Its ability to penetrate skin and provide all that vitamin E makes it a wonderful massage oil. And since coconut oil is solid at room temperature, it is way less messy than liquid oils. However, you can heat the coconut oil for a warm, liquid massage oil that smells like the tropics. Coconut oil can also be used as a personal lubricant since it is completely natural with no parabens, petroleum, glycerin or chemicals. Added bonus: coconut oil won’t stain the sheets.

    Whew! These are just 8 ways in which you can use coconut oil in your life, and that’s just skimming the surface. I didn’t even get to using it as furniture polish. Go out and get yourself some unrefined, extra-virgin coconut oil and discover all the ways it can benefit you. Check out “5 Amazing DIY Hacks with Coconut Oil ” for video instruction. How do you like to use coconut oil? Share your ideas in the comments.

    Accredited Allied Health Schools and Degrees Online #online #allied #health #schools


    Allied Health Degrees


    Those medical professionals who are in contact with the patients directly in a medical context, other than the nurse or a doctor, are recognized as allied medical professionals. The professionals of allied medical health maybe some sort of technologists or technicians in most cases. Besides, medical assistants are recognized as allied medical staff. These professionals of allied healthcare perform their duties in more or less all specialties and the departments including surgery, radiology and cardiology.

    Allied Health Degrees

    Based on delivering quality healthcare services by supporting physicians and healthcare specialists, candidates pursuing an allied health program will primarily be learning how to deal with the complexities of a social environment. Since the primary goal of allied health specialists is to assist and help patients, they will need to develop specific skills to deal with different patients. Typical courses which will be covered by the program are anatomy, trends and legal issues in health care, microbiology, genetics, human growth and development as well as statistical analysis.

    Typically, allied health calls for 2 year associates degree program generally from a community college, or technical or vocational school depending on what your state or country demands. The particulars count upon an accurate perspective you are attempting in addition to the program you wish to take part in. Several schools present flexible timetables to aid you to sustain an occupation with continuing your education. Thus an online degree could be a fruitful way to be engaged in other activities as well as continuing the educational activities.

    Some schools offer an associate or a bachelor’s program (Bachelor of Science in Allied Health). This usually spans over four years, starting with introductory courses and leading up to more specialized courses within the vast field of allied health. The master’s program – Master of Science in Allied Health spans over different periods depending on the specialization of the candidate. If a candidate wants to pursue athletic training, the program might be completed over 36 semester hours. The maximum duration is two years. For some bachelor s programs, schools may require an associate degree and a certification along with a minimum GPA of 2.5. The master’s program typically requires completion of a four-year undergraduate degree.

    Career Outlook

    The combination of clinical health fields without dentistry, medicine and nursing is known as allied health services. Although the professions of allied health may consist of such a broad based professions as respiratory therapists. pharmacists or paramedics amongst lots of others – the particular groups correlated to radioscopy may contain the designation of ultrasound technologist. radiation therapist. in addition to radiologic technologist .

    Most roles of technicians and technologists implicate education how to apply a particular kind of composite, state-of-the-art instruments such as radiology equipment used to take scans and diagnose specific issues or, surgical equipment used during operations. Hence, to be an effectual and productive professional of allied health care, you not only require working very well with people, but also being prosperous with highly specified medical instruments.


    Generally, an expert of allied healthcare performs their duties based upon their schedule. They are required to be paid on hourly or shift basis rather than a fixed amount. The grand matter concerning an hourly pay scale is that you may attempt to a bit, and your recompense will replicate that.

    Copyright © 2017 All Rights Reserved. No part of this web site may be reproduced or transmitted without permission in writing from the publisher. Program outcomes vary according to each institution’s curriculum and job opportunities are not guaranteed. This site is for informational purposes and is not a substitute for professional help.

    The UniversityWith over 80 years of academic achievements, Jacksonville University is a traditional, longstanding institution consistently ranked by U.S. News World Report as one of America’s best colleges.

    Program Mode: Online

    Small Business Health Insurance, Insurance for Employers #business #colleges

    #business health insurance


    “Humana” is the brand name for plans, products, and services provided by one or more of the subsidiaries and affiliate companies of Humana Inc. (“Humana Entities”). Plans, products, and services are solely and only provided by one or more Humana Entities specified on the plan, product, or service contract, not Humana Inc. Not all plans, products, and services are available in each state.

    Humana individual medical plans are insured by Humana Insurance Company, Humana Health Plan, Inc. Humana Health Insurance Company of Florida, Inc. or Humana Health Benefit Plan of Louisiana, Inc. or offered by Humana Employers Health Plan of Georgia, Inc. Humana Medical Plan, Inc. Humana Health Plan, Inc. Humana Health Plan of Texas, Inc. Humana Medical Plan of Michigan, Inc. Humana Health Plan of Ohio, Inc. or Humana Medical Plan of Utah, Inc. For Arizona residents, plans are insured by Humana Insurance Company or offered by Humana Health Plan, Inc. For Texas residents, plans are insured by Humana Insurance Company or offered by Humana Health Plan of Texas, Inc. These companies are Qualified Health Plan Issuers in the Health Insurance Marketplace, kynect, or Connect for Health Colorado.

    Humana group medical plans are offered by Humana Medical Plan, Inc. Humana Employers Health Plan of Georgia, Inc. Humana Health Plan, Inc. Humana Health Benefit Plan of Louisiana, Inc. Humana Health Plan of Ohio, Inc. Humana Health Plans of Puerto Rico, Inc. License # 00235-0008, Humana Wisconsin Health Organization Insurance Corporation, or Humana Health Plan of Texas, Inc. – A Health Maintenance Organization, or insured by Humana Health Insurance Company of Florida, Inc. Humana Health Plan, Inc. Humana Health Benefit Plan of Louisiana, Inc. Humana Insurance Company, Humana Insurance Company of Kentucky, or Humana Insurance of Puerto Rico, Inc. License # 00187-0009, or administered by Humana Insurance Company or Humana Health Plan, Inc. For Arizona residents, plans are offered by Humana Health Plan, Inc. or insured by Humana Insurance Company. Administered by Humana Insurance Company.

    HumanaVitality is not an insurance product.

    Humana individual dental plans are insured or offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, The Dental Concern, Inc. CompBenefits Insurance Company, CompBenefits Company, CompBenefits Dental, Inc. Humana Employers Health Plan of Georgia, Inc. Humana Health Benefit Plan of Louisiana, Inc. or DentiCare, Inc. (DBA CompBenefits). Discount plans are offered by HumanaDental Insurance Company, Humana Insurance Company, or Texas Dental Plans, Inc.

    Humana group dental plans are offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, Humana Health Benefit Plan of Louisiana, The Dental Concern, Inc. Humana Medical Plan of Utah, CompBenefits Company, CompBenefits Insurance Company, CompBenefits Dental, Inc. Humana Employers Health Plan of Georgia, Inc. or DentiCare, Inc. (DBA CompBenefits).

    Humana individual vision plans are insured by Humana Insurance Company, The Dental Concern, Inc. or Humana Insurance Company of New York.

    Humana group vision plans are offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Health Benefit Plan of Louisiana, Humana Insurance Company of Kentucky, Humana Insurance Company of New York, CompBenefits Insurance Company, CompBenefits Company, or The Dental Concern, Inc.

    Life and Supplemental Plans

    Humana individual Life, Cash Cancer, Critical Illness, Hospital Indemnity, Memorial Fund, Junior Estate Builder and Accident plans are insured by Humana Insurance Company, Humana Insurance Company of Kentucky, Humana Health Insurance Company of Florida, Inc. or Kanawha Insurance Company.

    Humana group life plans are offered by Humana Insurance Company, Humana Insurance Company of Kentucky, or Kanawha Insurance Company.

    Long Term Disability and Short Term Disability

    Humana long term disability and short term disability plans are offered by Kanawha Insurance Company or Humana Insurance Company.

    Workplace Voluntary Benefits

    Humana Cancer, Critical Illness, Accident, Hospital Indemnity, Life and Disability Income plans are insured by Humana Insurance Company, Kanawha Insurance Company, or Humana Insurance Company of New York.

    Please click here to view a complete list of the legal entities that offer, underwrite, administer or insure insurance products and services.

    Limitations and exclusions

    Our health benefit plans, dental plans, vision plans, life and supplemental plans, workplace voluntary benefit products, long term disability plans, and short term disability plans have exclusions, limitations, and terms under which the coverage may be continued in force or discontinued. Our dental plans, vision plans, life and supplemental plans, workplace voluntary benefit products, long term disability plans, and short term disability plans may also have waiting periods. For costs and complete details of coverage, call or write Humana or your Humana insurance agent or broker.

    Individual applications are subject to eligibility requirements.

    Before applying for group coverage, please refer to the pre-enrollment disclosures for a description of plan provisions which may exclude, limit, reduce, modify or terminate your coverage. The plan provisions are available here or through your sales representative.

    For group plans, please refer to your Benefit Plan Document (Certificate of Coverage/Insurance or Summary Plan Description) for more information on the company providing your benefits.

    Statements in languages other than English contained in the advertisement do not necessarily reflect the exact contents of the policy written in English, because of possible linguistic differences. In the event of a dispute, the policy as written in English is considered the controlling authority.

    Business Health Insurance Solutions #business #plan #template

    #business health insurance


    Products Designed for the Size of your Business

    Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC). In Arizona, individual HMO plans are insured by Cigna HealthCare of Arizona, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Group Universal Life (GUL) insurance plans are insured by CGLIC. Life (other than GUL), accident, critical illness, hospital indemnity, and disability plans are insured or administered by Life Insurance Company of North America, except in NY, where insured plans are offered by Cigna Life Insurance Company of New York. All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. This website is not intended for residents of New Mexico.

    Selecting these links will take you away from Cigna does not control the linked sites’ content or links. Details

    Cigna. All rights reserved.


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    Accredited online college algebra courses #accredited,medical,health,college, #education,high #school,continuing #education,distance #learning,online #courses,vocational #job


    About CALCampus

    Who We Are

    Regionally accredited. CALCampus is a private, international, online distance learning institution, located in New Hampshire, which offers both college and high school courses solely through the medium of the Internet. Recognized and licensed by the Higher Education Commission – Career School Division of the New Hampshire Department of Education and accredited by the North Central Association Commission on Accreditation and School Improvement (NCA CASI), CALCampus has been recognized and accepted by the international community for decades as an exclusive online distance learning institution. Enrollment is open to individual learners anywhere in the world who have access to the Internet.

    CALCampus was founded in 1982 as the Computer Assisted Learning Center (CALC) and has been teaching exclusively online since early 1986 when it opened its first online tutoring center for high school and continuing education learners on the QuantumLink network. It was known for years as the CALC Online Campus and adopted the name of CALCampus. CALCampus was the first to develop and implement the concept of a totally online-based school through which administration, real-time classroom instruction, and materials were provided online.

    CALCampus provides individual courses for job skills enhancement, career change, continuing education, adult basic education, personal and professional development, undergraduate college credit, and high school prerequisites for adult learners. Courses are offered in the academic areas of mathematics, science, social science, humanities, business, law, and English. English (ESL) courses are offered for non-native speakers.

    CALCampus issues a hardcopy official transcript of course completion with grade earned for each individual course successfully completed. For programs, we issue a certificate of program completion with transcript of courses completed for the program. Refer to the Academics page for information about courses and for prices of currently available courses. To register, see Admissions.

    Online Campus

    CALCampus services (libraries, administrative communications, conference rooms, Web site, Web applications, etc.) are provided through our dedicated Course Management System, which is accessible to registered students via the Internet at

    Through our Online Campus, students and teachers utilize our online classrooms and libraries. Teachers are available through the Course Management System and e-mail, and they hold weekly office hours online for realtime chat. We provide an online Bookstore for course textbooks.

    Accreditation & State Approval

    We have two divisions: Postsecondary (non-degree) and High School. CALCampus serves adult learners with courses that are primarily postsecondary for college credit. We also offer high school credit courses for adult learners.

    • Postsecondary Division: Licensed and approved by the State of New Hampshire Higher Education Commission, Career School Licensing RSA 188-G:1-10, as a private non-degree granting distance learning postsecondary career school. The Commission’s mission is to provide access to higher education and to ensure educational quality.
  • Postsecondary Division: Regionally accredited by the North Central Association Commission on Accreditation and School Improvement (NCA CASI), which is a division of AdvancED. Click here to see a copy of our NCA CASI Accreditation Certificate. CALCampus school number: 105354.

    Click here for our listing in the AdvancED database of accredited institutions.

    By our choice, we do not offer financial aid nor participate in federal student loan programs and do not offer degrees. This means, of course, that we will not be on lists of degree-granting colleges nor on lists of colleges that participate in federal loan programs.

  • The High School Division is also accredited the National Association of Private Schools (NAPS). NAPS accredits our High School Division. NAPS is a consortium of Christian Educators and Private School Administrators from across the United States and Canada. The Association is dedicated to recognizing and improving the Spiritual and Educational quality of Private and Christian Schools.
  • Mission, Purpose, and Philosophy

    History and Vision

    CALCampus began as the Computer Assisted Learning Center (CALC), which was founded in 1982 in Rindge, New Hampshire, as a small, offline computer-based, adult learning center. The center was based on the vision of providing affordable, quality instruction to individual learners through the use of computers. In those early years, CALC also compiled and distributed public domain educational software and published articles dealing with the use of computers in education.

    CALC’s vision broadened over the years as the online world opened and we were able to serve students from diverse geographic locations through the use of computers and the Internet. In early 1986, CALC became a totally online school through its Tutoring Center on the QuatumLink network, and followed with structured courses in 1986. From 1986 through 1995, CALC Online Campus, as it was known, opened its online school on several major telecommunications networks, including PC-Link, AppleLink, AOL, Delphi, GEnie, and CompuServe. In early 1995, CALC Online Campus made its online school available through the Internet as and after receiving regional accreditation, the domain changed to Since 1986, CALCampus has been in continual operation as an online school and we have been pleased to see the increasing adoption of online education by the mainstream educational community over the decades.

    Our Faculty and Administration

    The CALCampus Faculty are veterans in online distance teaching and are practicing educators and professionals in their fields. Some have been teaching with us online since the 1980s. Most instructors have a Master’s degree in their subject areas; some have Doctorates. Teachers in our high school diploma program core curriculum are certified. CALCampus is administered by a Director who has extensive experience and academic credentials in the field of online distance learning and educational administration. The Director and Faculty regularly consult on curriculum matters, make improvements to existing courses and programs, and develop new courses and programs to fulfill the needs of our students. CALCampus has a School Committee, comprised of the Director, a senior Faculty member, and a school Attorney, which communicates on matters of importance to the school’s curriculum, operation, financial matters, and student body needs. We all have one shared goal: to provide quality instruction to our students.

    To learn more about the faculty, please see our faculty page:

    • CALCampus Faculty


    Policy of Nondiscrimination

    CALCampus does not discriminate on the basis of race, color, religious belief, nationality, ethnic origin, or region of residence. Its educational and admissions policies are based on this policy of nondiscrimination.

    Student Advisement and Career Planning

    The CALCampus Director and Faculty welcome questions from current and prospective students via e-mail or telephone. For transfer credit, we tell all students to check with their own school advisor. CALCampus also provides career planning information online.

    Counseling Programs #counseling, #professional #counseling, #counseling #degree, #mental #health #counseling, #family #counseling,


    Counseling Programs

    Demand for Counseling Professionals

    The US Bureau of Labor and Statistics projects above-average growth of employment rates for mental health counselors and therapists. As more insurance policies expand to cover mental health counseling services, the demand for professional counselors is expected to increase.

    Webster’s counseling degree program is designed to prepare individuals for a career in professional counseling. The curriculum combines classroom education and hands-on field experience to provide you with the theory and skills you need to work with individuals, couples, families, and children in a variety of mental health settings.

    In January of 2016, the Council for the Accreditation of Counseling and Related Educational Programs (CACREP) has issued the highest form of professional accreditation to the Webster University MA in Clinical Mental Health Counseling offered on the home campus in Webster Groves, Missouri. To receive this accreditation, a program must meet all accrediting standards, which is not common. This is testament to our quality program and to the Counseling Department’s commitment to excellence. Currently, Webster University is the only private university in Missouri with CACREP recognition. More information about CACREP is available on their website

    Our diverse faculty are practicing clinicians who take a real-world approach to learning and guide students in developing the cultural awareness necessary to serve the needs of a rapidly changing population.

    You’ll gain a strong foundation in theories of human behavior, personality development, human resilience, wellness, exceptional abilities, addictions, and learning processes, and you’ll learn how to describe, identify, and examine the nature and needs of individuals at all developmental levels. Through specialized coursework, you can explore a variety of topics within the counseling field like addiction and substance abuse; disaster response, trauma, and crisis counseling; and human sexuality.

    The student learning outcomes for the master’s degree in counseling support the development of students as competent counselors in training. Our professional graduate degree program is divided into the following areas of emphasis with unique course requirements for each*:

    • Clinical Mental Health Counseling (CACREP Accredited ) – Primary emphasis pursued by Webster students. This curriculum is for persons wanting to practice all types of counseling.
    • School Counseling Specialization for Grades K-12 (Webster Groves, Missouri Campus only) – Provides specialized training for individuals wishing to work as mental health professionals in the school system. Upon completion of the degree, students will be eligible to apply for school counselor certification at both the K-8 level and the 7-12 level based on the level at which they complete their field experience. Non-teacher candidates may require additional coursework based on the regulations of their state.
    • Couples, Marriage, Family, and Child Counseling – Provides instruction in core counseling with additional coursework in working with couples, families, and children. This emphasis is for persons wishing to work primarily with families. It is a specialty form of counseling and typically requires a longer path toward licensure and works with a smaller market.
    • Community Counseling (Geneva, Switzerland Campus only) – Provides a general counseling curriculum. It is for persons desiring to work in community settings.

    *Only the MA in Clinical Mental Health Counseling offered on the home campus in Webster Groves, Missouri is CACREP Accredited. We continue to work on bringing this accreditation to other campus locations in the U.S.

    Points of Distinction

    • The professional counseling program is available at 17 Webster campuses nationwide, as well as internationally in Geneva, Switzerland.
    • Classes are limited to a maximum of 24 students to create an ideal environment for learning, interaction, and discovery.
    • Students complete a 15-month clinical counseling field experience, gaining hands-on training.
    • Council for the Accreditation of Counseling and Related Educational Programs (CACREP) accredited at Webster Groves, MO Campus.
    • Webster University enjoys a 30-year track record in preparing students for successful careers in the counseling profession.
    • With more than 9,000 counseling students and alumni, Webster’s counseling program has distinguished itself as a leader in mental health education.

    Counseling Academic Programs

    To read about specific program requirements, learning outcomes and how to apply, click on a program from the following list:

    Additional Information

    Coventry Health Care Agrees to Acquire Concentra s Workers Compensation Managed Care


    Coventry Health Care Agrees to Acquire Concentra s Workers Compensation Managed Care Services Businesses

    February 08, 2007 07:00 AM Eastern Standard Time

    BETHESDA, Md.–( BUSINESS WIRE )–Coventry Health Care, Inc. (NYSE:CVH) announced today that it has signed a definitive agreement to acquire Concentra, Inc. s workers compensation managed care services businesses. Concentra, founded in 1979 and headquartered in Addison, Texas, is a privately-owned national provider of healthcare services. Coventry will acquire Concentra s workers compensation PPO, provider bill review, pharmacy benefit management, field case management, telephonic case management, and independent medical exam businesses, including FOCUS, First Script, and MetraComp. Concentra will retain ownership of all health centers and other unrelated businesses. In total, the workers compensation managed care services businesses of Concentra generated approximately $324 million in fee-based revenue in 2006.

    I am pleased to announce a significant transaction for our workers compensation business, said Dale B. Wolf, Chief Executive Officer of Coventry. Concentra s complementary businesses enhance our product portfolio to provide workers compensation services to a broad array of customers. In addition, we look forward to continuing a long-term relationship with Concentra s health centers.

    Coventry will acquire the Concentra businesses for $387.5 million in an all-cash transaction expected to close in 90 to 180 days, subject to closing conditions, regulatory and other customary approvals. The transaction is projected to be slightly accretive to earnings in the first year after closing.

    This press release contains forward-looking statements made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are defined as statements that are not historical facts and include those statements relating to future events or future financial performance. Actual performance may be significantly impacted by certain risks and uncertainties, including those described in Coventry s Annual Report on Form 10-K for the year ended December 31, 2005 and Coventry s Form 10-Q for the quarter ended September 30, 2006. Coventry undertakes no obligation to update or revise any forward-looking statements.

    Coventry Health Care is a national managed health care company based in Bethesda, Maryland operating health plans, insurance companies, network rental, managed care and workers compensation services companies. Coventry provides a full range of risk and fee-based managed care products and services, including HMO, PPO, POS, Medicare Advantage, Medicare Prescription Drug Plans, Medicaid, Workers Compensation services and Network Rental to a broad cross section of individuals, employer and government-funded groups, government agencies, and other insurance carriers and administrators in all 50 states as well as the District of Columbia and Puerto Rico. More information is available on the Internet at


    Coventry Health Care, Inc., Bethesda
    Shawn M. Guertin, 301-581-5701
    Drew Asher, 301-581-5717

    Depression Medications: Common dosages, side effects and common treatments #common #depression #medication,


    Some of the most commonly prescribed medicines in the United States.

    Prozac (chemical name: fluoxetine), Zoloft (sertraline), Paxil (paroxetine), Celexa (citalopram), Lexapro (escitalopram) are among the most commonly prescribed depression medications.

    These drugs are frequently used to treat a number of problems in addition to depression, including anxiety and panic attacks. Prozac and Zoloft are available in generic form.

    Common daily dosage :
    Prozac, 20-60 mg.
    Zoloft, 50-200 mg.
    Paxil, 20-40 mg.
    Celexa, 20-60 mg.
    Lexapro, 10-20mg.

    Major side-effects include . Nausea, sleepiness, trouble falling asleep, headache. These all tend to fade away after a week or two. A decrease in interest in sex, difficulty in getting an erection or becoming aroused and difficulty having an ejaculation or orgasm can be more persistent side-effects for many people. There are potential remedies for these sexual side effects.

    Effexor (venlafaxine) is a depression medication that may be more effective for people with severe symptoms. It is also used to treat anxiety and social phobia. Extended release forms of the drug allow for less frequent dosing.

    Common daily dosage :
    Range from 150 mg to
    375 mg or more

    Major side-effect include . Insomnia, nervousness, nausea. These generally decrease over time. A small percentage of patients may experience sustained increases in blood pressure. This is more common in those taking doses over 225 mg per day. Effexor can cause the same sexual side effects as the depression medicines previously discussed.

    Remeron (mirtazapine)
    is a depression medication that is useful for patients with anxiety, insomnia and severe depression.

    Major side-effects include . This drug causes no gastrointestinal problems, sexual dysfunction, or insomnia over the long term. Sleepiness for the first few days can be a problem, however sleepiness may be less of a problem at higher doses. Increased appetite and weight gain are common.

    Wellbutrin (bupropion )
    is a depression medication that can be especially useful for depressed patients who feel fatigued and lethargic. It is also used to help people stop smoking (Zyban). Controlled-release forms are available, which decreases the number of times a day the drug has to be taken.

    Major side-effect include: Causes no weight gain and, for most people, does not cause sexual difficulties. It can produce nervousness and insomnia. It can increase the risk of seizures at higher doses. It should not be used by patients with eating disorders.

    Cymbalta (duloxetine)
    is the newest depression medication. It is supposed to be effective in treating both the emotional and the physical symptoms such as backache and muscle tenderness that often accompany depression .

    Common daily dosage :
    20-30 mg twice a day, although taking 60 mg once per day is okay.

    Major side effects include: The most common side effect is nausea, which usually goes away in a week or two. Other common side effects include: dry mouth, constipation, decreased appetite, fatigue, sleepiness, and increased sweating. Some people have an increase in blood pressure.

    . Have you taken a depression medication and had any of the following reactions?

    • A sudden increase in energy, enthusiasm, decreased need for sleep, and the ability to get a lot done.
    • Improvement followed by repeated recurrence of depression after several dose increases or use of different depression medicines.
    • Increased irritability or explosive temper.
    • Depression that is not getting better in spite of having tried 3 or more depression medications.

    If you have had any of these reactions to depression medications, you may have bipolar depression a type of depression that should generally not be treated initially with antidepressant medication.

    Some concerns people have about using depression medication:

    Can depression medication cause someone to become suicidal?

    Children, adolescents and young adults who are depressed but also have symptoms such as extreme agitation, explosive temper, racing thoughts, or a decreased need for sleep can respond to standard depression medications with the development or worsening of their agitation and suicidal thinking. Many of these individuals have a bipolar type depression that was mistakenly diagnosed as simple depression. Roughly one-half of children with symptoms of depression may go on to develop bipolar disorder. Prescribers of medication need to be very cautious in administering depression medication to kids, teens and young adults. This is especially the case if the child, teen or young adult is angry and agitated or if there is a family history of bipolar illness.

    I want to learn to deal with my problems and its root causes on my own. Aren t depression medications just a crutch?

    Not at all. This concern is based on a couple of incorrect assumptions. The first one is that depression is due primarily to deep-seated problems that depression medications somehow just smooth over or cover up. The second one is that people can pull themselves out of depression if they have the guts or will-power to do so. It seems to me that many depressed people actually have more guts than the average person! If they didn t, they wouldn t be able to keep going the way they do. As to the first objection, there is no scientific evidence that depression is caused by deep-seated problems, so there really is nothing to cover-up. Depression medications do not interfere with or eliminate the need to learn new ways of thinking, behaving, or dealing with feelings in therapy. In fact, by relieving unnecessary psychic pain, they often make learning possible.

    Other concerns people have about using depression medications that are addressed inThe Depression Sourcebook, 2nd edition:

    – Will depression medication change my personality or make me not feel like myself?
    – How long do I have to take a depression medicine for?
    – Are depression medications addictive?
    – Are there natural alternatives to these drugs?
    – Can psychotherapy work as well as depression medicines?

    Charlotte CBOC – W #charlotte, #veterans #affairs, #vamc, #medical #center, #north #carolina,


    W. G. (Bill) Hefner VA Medical Center – Salisbury, NC

    Charlotte Community Based Outpatient Clinic

    The address of the Clinic is:

    8601 University East Drive, Charlotte, NC 28213

    Primary care services for veterans in the Charlotte metro area.
    Behavioral Health services including individual, group and family counseling.
    Handicapped Accessible: full and easy access for all veterans.
    Personal Care: Highly qualified primary care providers.
    Laboratory: Blood drawing services available.
    My Healthe Vet kiosks are conveniently located in the clinic.

    Primary Care, Lab, Imaging and Pharmacy:

    Monday, Wednesday Friday: 8 a.m. 4 p.m.
    Tuesday: 7 a.m. 5:30 p.m.

    Monday through Friday: 7 a.m. to 5:30 p.m.

    Take Exit 45A, Harris Blvd East. (Rt 24/27).
    Merge onto WT Harris Blvd East for approximately 2.6 miles.
    Immediately after you drive past Old Concord Road exit, move into the RIGHT lane.
    The next Right is the entrance lane to University East Drive.
    Turn Right onto University East Drive.
    Proceed 0.2 miles on this road. Do NOT make any turns. Drive PAST the Hartford Insurance Group traveling toward the end of the road.
    The Charlotte Outpatient Clinic is on the right.

    From I-77 North or South :

    Take Exit 18 onto WT Harris Blvd.
    If coming from North, make a left onto East Harris Blvd.
    If coming from South, make a right onto East Harris Blvd.
    Proceed on East Harris Blvd for approximately 8.8 miles.
    You will proceed past the intersection of I-85 and Hwy 29.
    Immediately after you drive East Old Concord Road Exit, move into the RIGHT lane.
    The next RIGHT is the entrance to University East Drive.
    Turn RIGHT onto University East Drive.
    Proceed 0.2 miles on this road. Do NOT make any turns.
    Drive past the Hartford Insurance Group, traveling toward the end of the road.
    The Charlotte Outpatient is on the right.

    Continue down East WT Harris Blvd to the second entrance into this complex.
    Turn right at Back Creek Drive.
    If you have driven to the traffic light at Rock River Road, you have gone too far.
    Turn back and proceed approximately 0.25 miles where Back Creek Drive ends at University East Drive.
    Turn Left, proceeding on University East Drive until you see the Charlotte Outpatient Clinic on the right.

    From Matthews, Mint Hill, Pineville and points South:

    There are several routes that can be taken.

    I-485 will loop around to I-77 and I-85. Follow the directions noted above.
    If you are traveling on Independence Blvd (Rt 74):
    From Independence Blvd get onto East WT Harris Blvd.
    Proceed on East WT Harris Blvd.
    At the traffic light at the intersection of Rocky River Road and East WT Harris Blvd, continue on East WT Harris Blvd.
    Move into the LEFT lane to position yourself to cross over East WT Harris Blvd onto Back Creek Drive.
    Proceed approximately 0.25 miles where Back Creek Drive ends at University East Drive.
    Turn LEFT, and proceed on University East Drive until you see the Charlotte Outpatient Clinic on the right.

    If you miss the above turn into Back Creek Drive:

    continue on East WT Harris Blvd to the second entrance into this complex
    From the left lane, cross over East WT Harris Blvd and turn left onto University East Drive.
    Proceed 0.2 miles on this road. Do NOT make any turns.
    Drive PAST the Hartford Insurance Group, until you see the Charlotte Outpatient clinic on the right.

    Free on premises.

    Estate – Florida TPLFlorida TPL #florida #agency #for #health #care #administration


    Estate Recovery FAQ

    What is Medicaid estate recovery?

    According to federal and state law, the money that the Florida Medicaid program pays on behalf of a Medicaid recipient is a debt owed back to the state. Upon the death of the Medicaid recipient, the Medicaid program files a claim against the decedent’s estate in order to seek reimbursement for the amount owed.

    Does this program affect a person s eligibility for Medicaid or the benefits one might receive?

    No. The estate recovery program does not affect any eligibility considerations or the benefits available to a recipient.

    What costs will be recovered?

    The debt includes all payments made by Medicaid for services or goods when the recipient was age 55 years or over. Payment of benefits for a person under the age of 55 years does not create a debt.

    How will I know how much money is owed the Agency?

    Florida Statutes requires that the attorney or personal representative of any estate in which the decedent at the time of death was 55 years of age or older, promptly send a notice and a copy of the death certificate to the Agency for Health Care Administration. This should be mailed to Florida Medicaid Estate Recovery Program, P.O. Box 12188, Tallahassee, FL 32317-2188. Once received, Conduent will determine whether Medicaid provided any medical assistance and, if so, file a claim with the probate court. The claim states the amount owed. The Clerk of Court then forwards a copy of the claim to the estate attorney or personal representative.

    What expenses can be paid with the assets of the deceased?

    Assets that are not exempt are used to pay the expenses of administration and other obligations of the decedent s estate in the following order. First, there are the expenses of administering the estate such as filing fees and attorney fees. Second, the estate may pay for funeral and burial expenses (not to exceed $6,000). After these are paid, the Medicaid claim must be satisfied before any lower-class creditors or heirs receive any non-exempt assets or money.

    Will Medicaid take the house?

    Under Florida probate law, some estate assets may be exempt or protected from creditors who have filed claims against the estate. The probate judge makes the determination about what is exempt. In general, if the Medicaid recipient owned the home as the primary place of residence and it passes to the decedent’s relatives, the judge would likely declare it to be homestead protected from creditors. If so, then Medicaid, or any other creditor, cannot force its sale. If however, any real property is not homestead protected, it may need to be sold to pay Medicaid.

    Are there circumstances for which Medicaid would not enforce its claim?

    Medicaid will not seek to recover the debt if the Agency receives sufficient verification that the deceased recipient was survived by a spouse, a minor child (under age 21), or a child who has been determined by the Social Security Administration to be blind or permanently and totally disabled.

    Would the Agency waive its claim if there is a hardship?

    The personal representative of an estate and any heir may request that the Agency considers waiving recovery if it is believed that recovery would create a hardship. A Request for Hardship Waiver form may be obtained by contacting the Florida Medicaid Estate Recovery Program. Upon receipt of the completed form and sufficient supporting documentation, the Agency may grant a waiver of all or part of the debt. The Agency will consider whether the heir would be deprived of food, clothing, shelter, or medical care necessary for the maintenance of life or health. The Agency also considers whether the decedent’s children or siblings provided full-time care which delayed the recipient s entry into a nursing home. A hardship does not exist solely because recovery will prevent any heirs from receiving an anticipated inheritance.

    Become A Nurse In Australia #nursing #agency,agency,nursing #usa,nursing,nurse,nurses,rural #nursing,overseas #nursing,nursing #employment,nursing #positions,nursing


    Nursing Careers Australia Nursing Australia Careers, we recruit, place and support Indian nurses in nursing positions throughout Australia.

    How do i become a nurse in Australia

    • The country where you undertook your nursing education
    • The nursing college/university you attended
    • Your nursing qualifications and experience
    • Your access to funds and/or educational loans

    Australia recognises nursing education and registration from a small number of countries and colleges.
    For these nurses, registration can be a process based on verification of documents for:

    Nurses who were educated in countries not recognised by Australian authorities will be required to undertake accredited Competency assessment courses in Australia.

    These courses must be conducted in Australian hospitals, and will vary in duration from 8 weeks to 3 years.

    These courses are usually conducted by universities; however there are colleges who are accredited by state nursing boards who also conduct accredited courses.

    In order to understand which course will be required, we will submit your application for registration to the appropriate State Nurse’s Board, and if successful enrol you in the appropriate competency assessment course.

    The entire process can take from 3 months to 18 months.

    If you decide to use our services and we accept you into the program, you would normally be registered to work as a nurse in Australia within 6 months.

    This of course will depend on your qualifications and success in the Competency Assessment course.

    You cannot work in Australia as a nurse without:

    • Registration with a State Nursing Board
    • An employer who will sponsor you for 4 years
    • A working visa

    Permanent residence can be applied for after 2 years on a working visa.

    It is possible to apply for permanent residence in the first instance, but you will still be required to attend a Competency Assessment program in Australia and you application will take from 12-18 months to be approved.
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    Copyright 2017 Nursing Careers Australia Google+

    Baystate health system #baystate #health #system


    Shields Health Solutions is the only company in the world that builds and manages hospital-owned specialty pharmacies for hospital leaders who want to offer on-premise specialty pharmacy and coordinated care services for patients with chronic illness.

    If your hospital or health system is considering hospital-owned specialty pharmacy as a new or upgraded offering, we encourage you to contact us immediately to learn how industry leading health systems are improving patient outcomes, and their bottom line.

    Our Expertise
    Your Specialty Pharmacy

    Economic Health

    The economics of healing patients is challenging for all who are devoted to care. But economics can’t be separate from the discussion of care delivery or effectiveness. Specialty pharmacy can help change that as a proven option for taking control of a hospital’s economic health.


    Population Health is helped by a hospital-owned specialty pharmacy, in part because precious care resources can be extended from the hospital into the patient’s home thanks to coordinated care liaisons who surround complexly ill patients with support, handling financial aid, medication adherence and much more.


    Reducing readmissions through Specialty Pharmacy services has proven effective thanks to the Shields Patient Telemetry CenterTM. Collecting hundreds of data points from hospital clinics, EMRs, patient families and the Shields Legendary Care team, our data scientists use predictive modeling to determine who needs help when, and what they need, preventing health crisis situations that lead to readmission


    In partnership with private or public Accountable Care Organizations (ACOs), Shields Health Solutions provides hospital partners with integrated ACO management and support. Combining its Legendary Care™ service model with a data analytics-driven Patient Telemetry Center helps coordinate care for the highest risk patients.

    Legendary Care

    I just wanted to send you an email and let you know how pleased I am with Pam. She has made life a lot easier for me when it comes to dealing with my prescriptions and getting them filled and to me on time. When I call Pam and need her assistance she does everything in her power to help me and always comes through. I feel that she goes well above and beyond with assisting me and I hope that you are aware how much of an asset she is.

    Patient Letter to Neurology Department

    Umass Memorial Medical Center Multiple Sclerosis Clinic

    What was the best part of your pharmacy experience?

    Great-the staff I ve worked with are always friendly, helpful, and knowledgeable. I really appreciate how they never waited for me to call-they were right on top of my medication needs. Very helpful in getting all my prescriptions coordinated so I m on once a month schedule. Already moved my prescriptions from another pharmacy.

    Patient, Umass Memorial Medical Center

    What was the best part of your pharmacy experience?

    BSP has been an absolute dream especially after surgery. My meds are here with just one phone call. Thank you!

    Patient, Baystate Medical Center

    What was the best part of your pharmacy experience?

    Outstanding attitudes excellent customer service. It is the best and easiest of the 3 pharmacies that I deal with. The calls or visits are always cordial and efficient and the prescriptions are always delivered in a timely manner.

    Patient, Umass Memorial Medicial Center

    What was the best part of your pharmacy experience?

    These people were great! They went above and beyond any other pharmacy that I have used.

    Patient, Baystate Medical Center