Guerrilla Marketing – Official Site, low cost business ideas.#Low #cost #business #ideas

low cost business ideas

Grow Your Business

Explode Your Profits

Low Cost, Easy to Deploy Strategies

First, grab your copy of the classic 200 Marketing Weapons

to Maximize Your Marketing Success Today

Low cost business ideas

“Guerrilla marketing embraces 360 degrees of communication, reaching target audiences in as many ways as are affordable and possible. Your task as a guerrilla is to be aware of all the marketing weapons available to you, to experiment with many of them, and then to identify the combination of weapons that provides the highest profit to you.”

By Jay Conrad Levinson

The Official Guerrilla Marketing – bringing Guerrilla Marketing methods to the world.

– founded by Jay Conrad Levinson in 1984

​How can Guerrilla Marketing help you get maximum results for minimum cost?

It focuses you on low cost, high profit creative marketing. Its basic requirements are time, energy, and imagination and not money. Sales are not the primary metric to measure business success, instead profit is the measurement. Guerrillas place emphasis on retaining existing customers instead of solely focusing on acquiring new ones.

The concept of Guerrilla business began as the book Guerrilla Marketing . This first book was published in 1984 and it was created to help small business succeed against large and established competitors with large advertising budgets. Guerrilla Marketing started a movement that lead to over 50 books, published into 62 languages and selling over 21 million copies around the globe.

​Your job as a Guerrilla: make every single moment of the experience satisfying, simple and worthwhile for the customer. When you do that, you’re truly a practitioner of Guerrilla Marketing

Today, we are even more passionate than in 1984, about the success of businesses and most importantly the people who run them. Utilizing time, energy, imagination and not money remains core to the Guerrilla mindset and we provide the tools to help you develop and expand that mindset so you can exceed.





Triple bottom line, The Economist, low cost business ideas.#Low #cost #business #ideas

It consists of three Ps: profit, people and planet

  • Low cost business ideas

Add this article to your reading list by clicking this button

Low cost business ideas

The phrase “the triple bottom line” was first coined in 1994 by John Elkington, the founder of a British consultancy called SustainAbility. His argument was that companies should be preparing three different (and quite separate) bottom lines. One is the traditional measure of corporate profit—the “bottom line” of the profit and loss account. The second is the bottom line of a company s “people account”—a measure in some shape or form of how socially responsible an organisation has been throughout its operations. The third is the bottom line of the company s “planet” account—a measure of how environmentally responsible it has been. The triple bottom line (TBL) thus consists of three Ps: profit, people and planet. It aims to measure the financial, social and environmental performance of the corporation over a period of time. Only a company that produces a TBL is taking account of the full cost involved in doing business.

In some senses the TBL is a particular manifestation of the balanced scorecard. Behind it lies the same fundamental principle: what you measure is what you get, because what you measure is what you are likely to pay attention to. Only when companies measure their social and environmental impact will we have socially and environmentally responsible organisations.

The idea enjoyed some success in the turn-of-the-century zeitgeist of corporate social responsibility, climate change and fair trade. After more than a decade in which cost-cutting had been the number-one business priority, the hidden social and environmental costs of transferring production and services to low-cost countries such as China, India and Brazil became increasingly apparent to western consumers. These included such things as the indiscriminate logging of the Amazon basin, the excessive use of hydrocarbons and the exploitation of cheap labour.

  • Idea: Total quality management Nov 16th 2009
  • Idea: Balanced scorecard Dec 26th 2008

Growing awareness of corporate malpractice in these areas forced several companies, including Nike and Tesco, to re-examine their sourcing policies and to keep a closer eye on the ethical standards of their suppliers in places as far apart as Mexico and Bangladesh, where labour markets are unregulated and manufacturers are able to ride roughshod over social and environmental standards. It also encouraged the growth of the Fairtrade movement, which adds its brand to products that have been produced and traded in an environmentally and socially “fair” way (of course, that concept is open to interpretation). From small beginnings, the movement has picked up steam in the past five years. Nevertheless, the Fairtrade movement is still only small, focused essentially on coffee, tea, bananas and cotton, and accounting for less than 0.2% of all UK grocery sales in 2006.

One problem with the triple bottom line is that the three separate accounts cannot easily be added up. It is difficult to measure the planet and people accounts in the same terms as profits—that is, in terms of cash. The full cost of an oil-tanker spillage, for example, is probably immeasurable in monetary terms, as is the cost of displacing whole communities to clear forests, or the cost of depriving children of their freedom to learn in order to make them work at a young age.

Elkington, J., “Cannibals with Forks: the Triple Bottom Line of 21st Century Business”, Capstone, 1997

Savitz, A.W. and Weber, K., “The Triple Bottom Line: How Today s Best-Run Companies Are Achieving Economic, Social and Environmental Success—and How You Can Too”, Jossey-Bass, 2006

Willard, B., “The Sustainability Advantage: Seven Business Case Benefits of a Triple Bottom Line”, New Society Publishers, 2002

Low cost business ideas

This article is adapted from “The Economist Guide to Management Ideas and Gurus”, by Tim Hindle (Profile Books; 322 pages; £20). The guide has the low-down on over 100 of the most influential business-management ideas and more than 50 of the world s most influential management thinkers. To buy this book, please visit our online shop.





Guerrilla Marketing – Official Site, low cost business ideas.#Low #cost #business #ideas

low cost business ideas

Grow Your Business

Explode Your Profits

Low Cost, Easy to Deploy Strategies

First, grab your copy of the classic 200 Marketing Weapons

to Maximize Your Marketing Success Today

Low cost business ideas

“Guerrilla marketing embraces 360 degrees of communication, reaching target audiences in as many ways as are affordable and possible. Your task as a guerrilla is to be aware of all the marketing weapons available to you, to experiment with many of them, and then to identify the combination of weapons that provides the highest profit to you.”

By Jay Conrad Levinson

The Official Guerrilla Marketing – bringing Guerrilla Marketing methods to the world.

– founded by Jay Conrad Levinson in 1984

​How can Guerrilla Marketing help you get maximum results for minimum cost?

It focuses you on low cost, high profit creative marketing. Its basic requirements are time, energy, and imagination and not money. Sales are not the primary metric to measure business success, instead profit is the measurement. Guerrillas place emphasis on retaining existing customers instead of solely focusing on acquiring new ones.

The concept of Guerrilla business began as the book Guerrilla Marketing . This first book was published in 1984 and it was created to help small business succeed against large and established competitors with large advertising budgets. Guerrilla Marketing started a movement that lead to over 50 books, published into 62 languages and selling over 21 million copies around the globe.

​Your job as a Guerrilla: make every single moment of the experience satisfying, simple and worthwhile for the customer. When you do that, you’re truly a practitioner of Guerrilla Marketing

Today, we are even more passionate than in 1984, about the success of businesses and most importantly the people who run them. Utilizing time, energy, imagination and not money remains core to the Guerrilla mindset and we provide the tools to help you develop and expand that mindset so you can exceed.





Interactive investor: low cost online trading & investment platform, low cost business

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20 Profitable Iron – Steel Business Ideas in 2017, Low-Cost, low investment

20 Profitable Iron Steel Business Ideas | Low-Cost

Iron and steel industry is the most potential industrial sector in India. And this is the backbone of Indian industry. Because iron and steels are the major raw materials for at least nine other major industries. These are the automobile, automobile components, construction, defence manufacturing, electrical machinery, railways, renewable, thermal power, and oil and gas. In addition, there are thousands of ancillary industries depend on this main industry. Here in this article, we intend to provide 20 profitable iron and steel business ideas for your ready reference.

India ranks 3rd in the production of steel globally. And it is growing rapidly. However, the domestic availability of raw materials such as iron ore and cost-effective labour are the major driving factors for the growth. Generally, iron and steel industry demands huge investment and a wide range of manufacturing operation. However, here we accumulate low-cost business ideas of small iron and steel product manufacturing.

List Of 20 Profitable Iron Steel Business Ideas

You can initiate barbed wire manufacturing business as small and medium scale basis. However, there are three types of barbed wire. They are the class I, class II, and class III. Read More

Blouse hook is an essential item for garment and clothing industry. You can start this business with a single machine and a small startup capital investment. Therefore, you can start this business from your home. Read More

The clutch plate is an essential item in the automobile industry. It enables the rotary motion of one shaft to be transmitted, when desired, to a second shaft the axis of which is coincident with that of the first. In addition, you can start clutch plate manufacturing business as a small-scale basis. Read More

This is an important item for different types of welding purposes. Furthermore, railways, Shipbuilding, chemical fertilizer, cement, petrochemical industries are the major consumer of this product.

Galvanized M.S. Wire has versatile use in producing different engineering items. It includes Building Hardware, barbed wires, Screens rivets etc. The raw material requirements are mild steel wire rod and Zinc ingot.

Gem clip or paper clip is an essential item as education and office stationery. The manufacturing process is simple. An entrepreneur with low startup capital can initiate this business as the home based also. Read More

A hacksaw blade is a common cutting tool in all engineering industries. In addition, the hacksaw blade is essential to cut all metals and non-metals. You can start a small scale manufacturing with moderate capital investment.

Iron Steel Business Ideas

Hardware stores are very popular in the Indian market. Right from rural areas, small towns and metro cities, there is lot hardware store you will find. However, you will need to invest moderate capital in starting.

#9. Heat Treatment Servicing Unit

Heat treatment includes the hardening and tempering of Metal components/Mechanical products of Ferrous and Non-Ferrous origin. It increases the life or mechanical properties.

In India, this is an opportunity you can cultivate. However, you must have IEC code to start import and export. The import of iron and steel is increasing rapidly in India.

Nuts and bolts are a type of industrial fasteners. Furthermore, they are essential items in various products, machines, structures etc. Alike any manufacturing business nuts bolts making business opportunity also demands strategic planning. Read More

There is a very good demand for the seamless M.S. pipe fittings all over the country and abroad. Furthermore, a wide range of products include elbows, tees, sockets, etc. In addition, you can start this manufacturing business with moderate capital investment.

Slotted Angles have several advantages over conventional materials. Furthermore, they are essential items for assembling storage racks, tables, boards, frames etc. The consumption is increasing with the increase in standard of living of the

#14. Stainless Steel Cutlery

The steel cutleries are household items. In addition, these items are essential for any type of restaurant, hotels, coffee shop and eatery. The demand is increasing rapidly. However, this business demands substantial startup capital investment.

Iron Steel Business Ideas

#15. Stainless Steel Vessels

These vessels are also household consumer items. Good looks and rust free characters are the main reason for the popularity of these products. You can start this business as medium and large scale basis. This is one of the most profitable steel business ideas.

Staple pin making process is simple. However, using good quality iron wire assures the production of good quality and long lasted staple pins. Furthermore, this manufacturing operation is possible with a small budget and infrastructure. Read More

TMT stands for the thermo-mechanical treatment of bars. This is a medium or large scale operation. It is a highly profitable business depending on the manufacturing technology you are using. Read More

The U-Clamp is used to hold together the several layers of leaf springs of an automobile and hold them onto the axle. This is a very commonly used spare part in automobile aftermarket. In addition, you can start manufacturing as small scale basis.

Welding Electrodes has widely used consumables in all industries where welding jobs are done. Apart from large industry use, the product has demand in the small welding unit market.

This types of furniture is very popular nowadays. The articles like chairs, sofas, tables and beds are very popular and quite attractive models with different designs. However, elegant appearance, durability, and innovative designs are the main reasons for growing demand. Read More

To start a business in the iron and steel industry, you must have previous experience and skill. We hope this list of 20 profitable iron and steel business ideas will help you in taking an informed decision.





20 Profitable Iron – Steel Business Ideas in 2017, Low-Cost, low investment

20 Profitable Iron Steel Business Ideas | Low-Cost

Iron and steel industry is the most potential industrial sector in India. And this is the backbone of Indian industry. Because iron and steels are the major raw materials for at least nine other major industries. These are the automobile, automobile components, construction, defence manufacturing, electrical machinery, railways, renewable, thermal power, and oil and gas. In addition, there are thousands of ancillary industries depend on this main industry. Here in this article, we intend to provide 20 profitable iron and steel business ideas for your ready reference.

India ranks 3rd in the production of steel globally. And it is growing rapidly. However, the domestic availability of raw materials such as iron ore and cost-effective labour are the major driving factors for the growth. Generally, iron and steel industry demands huge investment and a wide range of manufacturing operation. However, here we accumulate low-cost business ideas of small iron and steel product manufacturing.

List Of 20 Profitable Iron Steel Business Ideas

You can initiate barbed wire manufacturing business as small and medium scale basis. However, there are three types of barbed wire. They are the class I, class II, and class III. Read More

Blouse hook is an essential item for garment and clothing industry. You can start this business with a single machine and a small startup capital investment. Therefore, you can start this business from your home. Read More

The clutch plate is an essential item in the automobile industry. It enables the rotary motion of one shaft to be transmitted, when desired, to a second shaft the axis of which is coincident with that of the first. In addition, you can start clutch plate manufacturing business as a small-scale basis. Read More

This is an important item for different types of welding purposes. Furthermore, railways, Shipbuilding, chemical fertilizer, cement, petrochemical industries are the major consumer of this product.

Galvanized M.S. Wire has versatile use in producing different engineering items. It includes Building Hardware, barbed wires, Screens rivets etc. The raw material requirements are mild steel wire rod and Zinc ingot.

Gem clip or paper clip is an essential item as education and office stationery. The manufacturing process is simple. An entrepreneur with low startup capital can initiate this business as the home based also. Read More

A hacksaw blade is a common cutting tool in all engineering industries. In addition, the hacksaw blade is essential to cut all metals and non-metals. You can start a small scale manufacturing with moderate capital investment.

Iron Steel Business Ideas

Hardware stores are very popular in the Indian market. Right from rural areas, small towns and metro cities, there is lot hardware store you will find. However, you will need to invest moderate capital in starting.

#9. Heat Treatment Servicing Unit

Heat treatment includes the hardening and tempering of Metal components/Mechanical products of Ferrous and Non-Ferrous origin. It increases the life or mechanical properties.

In India, this is an opportunity you can cultivate. However, you must have IEC code to start import and export. The import of iron and steel is increasing rapidly in India.

Nuts and bolts are a type of industrial fasteners. Furthermore, they are essential items in various products, machines, structures etc. Alike any manufacturing business nuts bolts making business opportunity also demands strategic planning. Read More

There is a very good demand for the seamless M.S. pipe fittings all over the country and abroad. Furthermore, a wide range of products include elbows, tees, sockets, etc. In addition, you can start this manufacturing business with moderate capital investment.

Slotted Angles have several advantages over conventional materials. Furthermore, they are essential items for assembling storage racks, tables, boards, frames etc. The consumption is increasing with the increase in standard of living of the

#14. Stainless Steel Cutlery

The steel cutleries are household items. In addition, these items are essential for any type of restaurant, hotels, coffee shop and eatery. The demand is increasing rapidly. However, this business demands substantial startup capital investment.

Iron Steel Business Ideas

#15. Stainless Steel Vessels

These vessels are also household consumer items. Good looks and rust free characters are the main reason for the popularity of these products. You can start this business as medium and large scale basis. This is one of the most profitable steel business ideas.

Staple pin making process is simple. However, using good quality iron wire assures the production of good quality and long lasted staple pins. Furthermore, this manufacturing operation is possible with a small budget and infrastructure. Read More

TMT stands for the thermo-mechanical treatment of bars. This is a medium or large scale operation. It is a highly profitable business depending on the manufacturing technology you are using. Read More

The U-Clamp is used to hold together the several layers of leaf springs of an automobile and hold them onto the axle. This is a very commonly used spare part in automobile aftermarket. In addition, you can start manufacturing as small scale basis.

Welding Electrodes has widely used consumables in all industries where welding jobs are done. Apart from large industry use, the product has demand in the small welding unit market.

This types of furniture is very popular nowadays. The articles like chairs, sofas, tables and beds are very popular and quite attractive models with different designs. However, elegant appearance, durability, and innovative designs are the main reasons for growing demand. Read More

To start a business in the iron and steel industry, you must have previous experience and skill. We hope this list of 20 profitable iron and steel business ideas will help you in taking an informed decision.





Interactive investor: low cost online trading & investment platform, low cost business

low cost business ideas

Low-cost sharedealing; trade what you want, when you want, for 10 per trade.

Tax-efficient, low-cost investing with no separate ISA fee.

Plan your retirement with our low-cost SIPP. No % fees. Annual admin fee just 100 plus VAT.

Spread Betting, CFDs Forex

Deal on Forex, indices, shares, commodities and more. Low margins from 4% on UK 100 shares

Investment Ideas

Market Analysis

Is superstar Tristel unbeatable?

Low cost business ideas

It’s dominated one market, could dominate others, is debt free, highly profitable, growing, and has competitive advantages, but analyst Richard Beddard is getting cold feet.

More Investment Ideas

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Market movers

Winners Losers

Low cost business ideas

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Most Active

Sector Winners Losers

Low cost business ideas

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Low cost business ideas

Low cost business ideas

Users’ Holdings

Low cost business ideas

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Low cost business ideas

Low cost business ideas

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Low cost business ideas

Breaking Market News

Trump And Putin Agree There Is No Military Solution To Syria Conflict

Asia-Pacific Trade Ministers Agree TPP-Replacement Deal Without US

TSX Holds 16,000 But Optimism Fading — Canadian Commentary

Major Averages Close Mixed On The Day But Lower For The Week – US Commentary

Dollar Little Changed As Light Data Week Nears Conclusion

Market Data

Transfer to Us

Switch your account to us today and get clear, low cost fees.

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110 Small Business Ideas With Low Investment Capital, low cost business ideas.#Low

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110 Small Business Ideas With Low Investment Capital

Small business ideas abound around us. Are you looking for small business ideas to start in Hindi or India? Perhaps you are in a different region. You may be looking for small business ideas to start in USA, UK, Philippines or Nigeria. We have researched various small business ideas you can start with low investment.

So, if you are one of the people who have been asking the question, what kind of business should I start? you will find many great business ideas here. Before you continue reading this article, let me give you a hint that it is going to be a long list of small business ideas. However, for you to make most of it, you should not just rush the article by scrolling from the top to the bottom. Even if you are looking for a specific business idea to start, you may stumble on other good business ideas that may catch your interest. If a particular business idea does not appeal to you, that does not mean you should not read it. Who knows whether by reading it, something may spark up in you that will lead to the birth of your own new business idea. When looking for business ideas you can start, you need to keep your mind open. Otherwise, certain start up business ideas may just be passing you by. Therefore, you should be willing to read to digest and not just to have a glance at this list of the business ideas. Or else, it will be like magical words; the more you look, the less you see.

A lot of people usually ask me; what is the best business to start? This article may not be able to provide specific answer to this question because the best business to start is relative. What is considered the best business ideas in India may not be the best small business ideas to start in UK. However, from the list of small business ideas covered in this article, you will be able to identify the one that will help you start your dreamed small business. Nevertheless, the list of creative and unique small business ideas discussed in this article is broad enough to cover the enquiries we received. You need to be patient enough in order to digest it. For people that may be willing to read in details, I have dedicated a page within this article to guide the readers on how you can come up with small business ideas you can start almost immediately. In summary, below are the categories of small business ideas that you will come across within this article:

  • Home based small business ideas.
  • Online business ideas.
  • Small business ideas with low investment.
  • Small business ideas you can start with no money.
  • Small business ideas for men.
  • Small business ideas for women and moms.
  • Small business ideas for beginners.

I hope that you will be able to locate a business to start before you get to the end of the article. We will keep updating this article with new business ideas as often as possible. Have a good adventure.

If you are looking for small business ideas to start with low investment capital, affiliate marketing is probably one of the easy and best small business ideas to start making money online. The reason is that, you don’t have to create any products yourself to start the business. Your task is to link up a buyer and a seller. You will be paid a commission on the sale that has been referred by you. In some cases, you don’t need to sell products to earn a commission. We have different affiliate programs and they use different payment terms. Examples are; Pay per sale, pay per lead and pay per click. If you intend to start this business, you might require a website before you actually make a good money from it. Commission Junction, Clickbank and Shareasale are good examples of companies that offer affiliate opportunities. It is a good home business idea for both men and women. The advantages of affiliate marketing are numerous. Few are listed below:

  • It is cost effective as you don’t need to bother yourself about production costs.
  • The market is global
  • Becoming an affiliate is free
  • Both storage and shipping are taken care by the seller
  • The seller handles customer complaints for you
  • It can be run as a side business
  • it is a good home based business idea

One of the lucrative small business ideas you can start is animal feeds production. People eat meat, chicken, turkey and eggs every day. But before it gets to that level, there is need for rearing. All these livestock require feeds for them to grow. If you can formulate a diet that combines different feeds that meet the energy and protein requirements of animal, animal feed production can be a good small business idea for you. Animal feed production can be operated as home based business. However, you should ensure that you don t infringe the zoning rules governing your area. You should also ensure you obtain permits before you start the business. If you are searching for small scale manufacturing business ideas, animal feed production is a small scale business idea that can grow to become a big company. Because of the associated costs involved in production, it will be good if you can get the feed ingredients at good prices. Buying in bulk can make you enjoy discounts. However, this requires money except your suppliers are ready to sell to you on credit. Getting your formula for the mix of ingredient right will result to the production of feeds that are rich in protein, energy and vitamins. These are vital basic nutritional elements a good animal feed is expected to contain. You can sell your products through distributors, wholesalers or retailers. You can even sell directly to local farmers.

If you are good at child caring, babysitting can be among the list of small business ideas you can consider. Why should you consider this as a business idea? It is because of the unique advantages it has over other small business ideas. These include the following:

  • It is not seasonal
  • It is recessional-resistant
  • It is business idea you can start without investment
  • It is a good home based business

Baby sitting is a good home business idea for women and teen. Nevertheless, it is important that you consider the responsibilities involved and the consequences before you start this business. As a babysitter, you will be responsible for a change of diaper, bathing and the safety of the baby. Therefore, you need to prepare yourself before hand. Also, you need to determine the kind of kids you will be comfortable with. Can you look after newborns or kids with special needs? It is important that you ask necessary questions before you accept a babysitting job. As a beginner, you can secure your first sitting job by telling people within your neighbourhood about your new business idea. Kids can be very playful and sometimes annoying. Therefore, you need to be an entertainer. You don t need to have all the skills required before you start the business, you will learn from parents and other babysitters as you go on.





5 low cost business ideas to start at university: Starting a business

#business ideas for college students

#

5 low cost business ideas to start at university

Some of the world’s most famous entrepreneurs started businesses while at university; Mark Zuckerberg, Bill Gates, Sergey Brin, Larry Page – the list goes on – so what’s stopping you from starting up whilst studying?

According to recent research from Santander. over 80,000 UK university students currently run businesses while studying and collectively generate turnover of over £44m. Impressive to say the least. What’s more, over a quarter of this number plan to turn their businesses into a full-time career upon graduation.

Action point: Need a loan to start a business of your own? See how we can help here and here

Dubbed “student start-ups”, budding young entrepreneurs are maximising on being within the university environment to launch a start-up and fund their education, pursue interests, and gain “invaluable work experience as a result of their entrepreneurial ventures”.

A report from Direct Line for Business also emphasised the fact that entrepreneurialism is alive and kicking in UK universities. It found that more students than ever before are now starting businesses, with popular undergraduate start-ups ranging from creative businesses like clothing design, to hospitality and events promotion and tech-focused firms such as software development.

And it would seem that there has never been a better time to start a business while at university, if the growing number of initiatives to encourage student entrepreneurs are anything to go by.

Earlier this year, Europe’s largest student start-up event opened in Liverpool hosted by the National Association of College University Entrepreneurs (NACUE), Mercia Fund Management launched a tax efficient fund for university spin-outs, and a number of universities have been actively doing their bit to promote enterprise. For instance the University of Southampton recently held a student hackathon to find great software concepts.

With 2015 a golden age for student entrepreneurs, we’ve compiled a guide to five of the top low-cost businesses to start at university, including case study examples from a number of high-profile university entrepreneurs that have scaled their ideas into successful businesses.

To help you get your university venture off the ground, you’ll also find a handy summary of the funding and support that is available to student and young entrepreneurs in the UK.

Click the buttons above or below to find out more about the best low cost business ideas to start while at university…

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Top 10 Low Overhead Cottage Industry Small Business ideas #business #school #rankings

#cottage industry ideas

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Are you planning to go home based while earning a significant sustainable income? If yes, then below are the top ten low overhead cottage industry ideas you can start today .

Starting a small business from home is cool. At least, it gives you the freedom to work anytime you want—from anywhere and at any point in time. I am going to be really conversational in this post, so I want you to play along with me.

A cottage industry can include anyone who’s working from home selling or offering product or services. In this present age, you can make a full living operating your own cottage business right from home Without mincing words, bellow are eleven super cool, money making cottage industry business ideas:

Top 10 Low Overhead Cottage Industry Business ideas

What You Need to Consider Before Starting a Cottage Business

Though, starting a home cottage business sounds like a good idea. Of course, it’s profitable and flexible but there are many things you have to put into consideration before starting. I suggest you take your time to test the waters before going fully into the business…

Are you good at writing or designing? Or, do you love soap making, editing or completing surveys. There are lots of cottage businesses you can start but you need to first review your talents, and identify what you like doing!

Exclusive Cottage Business Ideas…

Content mills like iwriter, Elance and Guru.com are looking for professional writers to help with content writing. 3years ago, while building my online business, I worked as a freelance writer on iwriter.com and generated a monthly profit of $300 — $500. For content writing, you should have a portfolio and samples to prove to clients that you are worth hiring!

Seriously, there’s so much money to be made online. This young boy: Bamidele Onibalusi generates a monthly profit of $5,000 working from home, spending just 5 hours daily, writing articles… With content writing, your possibilities are limitless. You too can quit your day job and start earning $8,000 writing just like Tom Ewer .

Tip: Remember, no one is born a great writer. Practice makes perfect. Join writing portals like Constant Content, Ehow, Squidoo, Blogging.org and Yahoo’s associated content to start earning today!

Are you good at teaching Mathematics or playing musical instruments or you have a talent in teaching different foreign languages. If you answered YES to the above question, then you can actually make money by starting a tutoring business

People are willing to pay to learn how to speak Chinese, type, dance, sow, cook, write or prepare foreign foods. If you are good in any of these topics, you could start up a blog or market yourself in your local newspaper.

People who are willing to learn these things will gladly pay you as long as they get the value for what they paid for. To get started, you can offer to teach for free to build reputation. Don’t start out big. Offer tremendous value and don’t expect to charge much. You could offer to teach someone to speak Chinese Language for a measly fee of $50.

Otunba Akin Alabi, the CEO of Nairabet visited China recently for business and was handed a flier by a Chinese dude. He wanted to trash the flier immediately but he tried to be polite. When he was about going into the elevator, he looked at the flier and was amazed at what he saw:

“Learn To Speak Chinese Fluently in Just 2 Weeks!’’

Now I love that. That young Chinese dude must be a smart cottage businessperson. He was offering a service that teaches foreigners how to speak Chinese! He knew they were foreigners who’re dying to learn Chinese, and would pay anything to learn it.

3. Start Making soaps

Are you good at making soaps? Or do you have flair for soap making. You can make a living by making soaps. All you need to do is to promote your soap business and collaborate with gift baskets companies to provide them with scented, soaps.

Other Cottage Industry ideas to Consider

You don’t need to be an experienced English speaker to start a proofreading business. Publishers are in need of talented proofreaders. You can actually make a living off editing if you understand the basic rules of spelling Grammar and punctuation. You can join Elance.com and Freelancer.com to get started. Or, set up a website and rank organically in the search engines.

As a final note, I am quite sure you have many home business ideas. Just remember this: an idea without corresponding action is dead. So start a low-cost cottage business that you can manage from home and I will see you at the top.

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40 Small Business Ideas with low investment #best #business #loans

#small business idea

#

40 Small Business Ideas with low investment

Business Ideas – Today we find several young dynamic individuals who are aspire to start small business and they are always looking for business ideas with low investment. In order to help them we are herewith 40 small business ideas with low investment. If you are doing job and looking for part time opportunity to make more money you may go through our one of the most visited article best business ideas for making more money .

Business Ideas

1. Personalized Custom made Gift Store – Today we find demand of personalized custom made gift is increasing you may think of starting your own gift store providing this type of gifts.

2. Gym or Fitness center – In today’s world everyone is bother about fitness, so starting small gym or fitness center in good area will always rock.

3. Event Organizer – Starting small company which organize event could be good idea but here you may need special expertise and manpower for the same.

4.Interior Designer – Everyone today want services from interior decorator, so starting interior designer business could be best deal but remember here you may need special skills.

5. Small Grocery Shop Starting small grocery shop is another good idea here you do not require any special skill and you may start from small shop and gradually expand as per need.

6. Match Making or Wedding planner – It is said that marriages are made in haven but celebrated on earth So in order to celebrate/enjoy marriage many people today go for wedding planner. In today’s scenario match making or wedding planner is good business option to start with.

7. Tuition Class Education is essential today hence business of education will never stop. Starting Tuition class is good idea to start with.

8. Mobile Shop – Today everyone use mobile and looking at need mobile demand is ever increasing hence starting small mobile shop is good Investment idea.

9. Ice-cream Parlor Starting ice cream parlor is another good business idea to start with.

10. Xerox Book Binding – Many college area and school area don’t have this facility and could be good potential business in that area.

11. Mobile Food Shop – Today we are living in mobile generation starting mobile food shop is very good business idea.

12. Jewelry maker With increasing gold price demand of jewelry is ever increasing doing course of jewelry making and starting something in that line could be good option.

13. Insurance Consultant Starting small insurance consultancy or taking insurance agency is another good business idea.

14. Freelancer – If you are good at programming there are multiple websites available which can give you freelancing work and you will be paid for the same.

15. Book Store – Book lover always purchase multiple books making idea of starting book store attractive.

16. Catering service – For marriage and party people always look for good catering service if you are good at providing good food and catering service this could be another good business idea.

17. Computer Trainer If you are good at providing computer training this could be good business idea as knowing computer is must in today’s world.

18. Yoga Center – In today’s stressful life many people prefer to go for Yoga. so starting yoga center will be good business option.

19. Baby Sitting Services – This business idea is specifically for woman who want to start some home based business. Many working couple may be in need to service like this.

20. Real Estate Consultant – Real estate is ever growing business so starting consultancy for providing guidance about real estate and buy, sell and rent option is good business option.

21. Game Parlor Todays generation likes play station game station very much hence starting game parlor with certain unique game is best business idea.

22. Photographer – If you are good at photography you can start photography business with low cost investment.

23. Motivational Speaker If you have skill you can become motivational speaker and turn this in to good business opportunity.

24. Travel Agency – Starting travel agency is good business opportunity with low investment.

25. Computer Shop – If you have IT related knowledge than starting computer shop for sealing IT related item or computer is good business opportunity.

26. Relaxation Center In today’s stressful life relaxation is must and people always look for option of recreation center or relaxation center hence starting relaxation center is good business option.

27. Courier Company You can do tie-up with existing Courier Company and start small business or maybe you can opt to start your own courier company.

28. Resale Auto Dealer – Many people has requirement of sealing old car or bike you may opt to become good auto dealer.

29. Recruitment Firm – Today job is prime requirement for anyone and people usually opt for recruitment firm to get good job. Starting recruitment firm could be good business option for you.

30. Security or Spy Agency – With growing security need you can start your own security agency another good option is to work as spy.

31. Advertisement Agency – Starting Advertisement agency is one of the ever green business opportunity which can earn you big money.

32. Web Designing hosting- If you have knowledge about various IT tools and programming language you can opt for career as web designer firm.

33. Starting online Blog If you are good at content generation and had good knowledge about any field you can start your online blog and earn good money.

34. Antique Article Shop Today many people believe that keeping antique statues and article at home is fashion symbol, so Opening Antique article shop is good business option as

35. Fast Food Parlor – Today’s generation mostly eat fast food, starting fast food parlor could be another business option.

36. Data Entry services – Many companies today earn money by doing data entry work you may start providing service like this.

37. Resume Writer – If you are good at designing resume and had deep knowledge you can become resume writer.

38. SEO Consultant – Search Engine optimization consultant is required by mostly all websites. If you can build up capability you can become good SEO consultant.

39. Dairy Sweet Parlor – You can think of starting small dairy parlor in your area serving need of dairy products and sweets.

40. Packers Movers – You can think of starting business of packing and forwarding which can turn in to good business opportunity.

Readers, what is your opinion about these investment ideas with small investment? Do share your feedback in comment section.

40 Small Business Ideas with low investment





5 low cost business ideas to start at university: Starting a business

#business ideas for college students

#

5 low cost business ideas to start at university

Some of the world’s most famous entrepreneurs started businesses while at university; Mark Zuckerberg, Bill Gates, Sergey Brin, Larry Page – the list goes on – so what’s stopping you from starting up whilst studying?

According to recent research from Santander. over 80,000 UK university students currently run businesses while studying and collectively generate turnover of over £44m. Impressive to say the least. What’s more, over a quarter of this number plan to turn their businesses into a full-time career upon graduation.

Action point: Need a loan to start a business of your own? See how we can help here and here

Dubbed “student start-ups”, budding young entrepreneurs are maximising on being within the university environment to launch a start-up and fund their education, pursue interests, and gain “invaluable work experience as a result of their entrepreneurial ventures”.

A report from Direct Line for Business also emphasised the fact that entrepreneurialism is alive and kicking in UK universities. It found that more students than ever before are now starting businesses, with popular undergraduate start-ups ranging from creative businesses like clothing design, to hospitality and events promotion and tech-focused firms such as software development.

And it would seem that there has never been a better time to start a business while at university, if the growing number of initiatives to encourage student entrepreneurs are anything to go by.

Earlier this year, Europe’s largest student start-up event opened in Liverpool hosted by the National Association of College University Entrepreneurs (NACUE), Mercia Fund Management launched a tax efficient fund for university spin-outs, and a number of universities have been actively doing their bit to promote enterprise. For instance the University of Southampton recently held a student hackathon to find great software concepts.

With 2015 a golden age for student entrepreneurs, we’ve compiled a guide to five of the top low-cost businesses to start at university, including case study examples from a number of high-profile university entrepreneurs that have scaled their ideas into successful businesses.

To help you get your university venture off the ground, you’ll also find a handy summary of the funding and support that is available to student and young entrepreneurs in the UK.

Click the buttons above or below to find out more about the best low cost business ideas to start while at university…

Comments

Useful business start up tools

Forum post of the week

More business ideas.

Want to run a more profitable business?

More from Startups





Promotional Products – Custom Business Promotional Items at Low Prices #business.officedepot.com

#business promotional items

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25 Free Low Cost Advertising Tips by Small Business Expert Tom Egelhoff

#business advertising

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25 Free Low Cost Advertising Tips

by Tom Egelhoff

(Tom’s FREE Podcast for this topic is available. – For More Info Click Here)

If there is one mistake small town businesses make more often than any other it’s, What ever is left over, we’ll use for advertising.

Marketing and advertising is an investment, not an expense. I know it sure seems like an expense to me when I’m writing the check, but trust me it’s not.

Without enough money put aside for advertising your sales can go down and you suddenly have less and less for promotion.

When do you advertise the most? For most businesses it’s the first day of business. Don’t you have a Grand Opening, balloons, flyers, ads, on-site radio stations, contests, and prizes? Did the income from sales pay for that? No, it didn’t. You advertise most when you need business. You advertise more when you don’t.

An average cost of advertising is usually 1 to 5% of gross sales, which can vary according to location, local advertising rates, and industry. Car dealers need more advertising than funeral homes.

Before we get to the 25 tips let’s look at the basic strategies of successful advertising.

* In order to be successful, your advertising must provide a consumer benefit or solve a problem.
* That benefit or solution must be wanted by the consumer.
* The product or service you are offering must be tied directly to that benefit or solution.
* The benefit or solution must be distinctly communicated through medial advertising. In other words, be clear, forget the advertising glitz and make sure the message isn’t lost in the ad.

A small-budget advertiser doesn’t have the ”deep pockets to develop big advertising campaigns. Some time you need to break the rules to be noticed. Avis did it by admitting they were Number 2 in the car rental business and that campaign took them from 6th place to second place. When they stopped that campaign they dropped back to 6th again. In the past year they have gone back to it.

Budget conscious advertisers must achieve top results for their advertising dollar. Expand your dollars by adopting some creative techniques.

Here’s 25 tips I hope will help you.

  1. Radio, newspapers and magazine specialists will frequently give free help in developing an advertising strategy. Things like demographic information, money-saving ways to produce your ads etc.
  • Place your ads in off hours or in unusual locations for less. Many times you can still reach your target market with these spots.
  • Instead of a one-time big splash ad, be consistent with frequent small ads that work.
  • Monthly magazines sometimes have unsold ad space at the end of the month they will sell at a discount.
  • If you have an 800 number, put it in every ad for immediate response and feedback.
  • Try advertising consistently in the classifieds. These ads may draw more customers than more expensive display ads.
  • Can you barter for the cost of ad production? Maybe the newspaper needs painting in exchange for an ad about your paint store.
  • Piggyback advertising are the ads you receive with your Mastercard bill. Is there someone in your town that sends out a lot of bills? Can you put a small flyer in with their bills and split the postage? Or pay a small fee?
  • Split advertising costs with the people who sell to you. Vendors and manufactures are always looking for exposure. Let people know you carry their products and have the vendor pick up part of the ad cost.
  • Are there up front advertising discounts for cash?
  • Consider advertising in regional issues of national magazines. The costs are lower and you can still reach your target market. TV Guide is a good choice. It stays around for at least a week. Time, Newsweek, and US News and World Report may stay in local doctors offices for years.
  • Share ad costs with neighbor business. Video stores and Pizza parlors are natural partners. Have coupons to each others stores or share the cost of flyers.
  • Try reducing the size of your ad (not in the Yellow Pages) or length of your radio spots. A 60 second spot is not twice as much as a 30 second spot but you won’t get twice as many customers for a 60 over a 30. Going with small ads or shorter spots will allow you to do more ads which normally pulls more customers. It’s better to be there every day with small ads than every month with one big one.
  • Develop tight production controls to minimize the need to reject finished ads. The message is more important than the messenger. Don’t try to produce ads that win awards, produce ads that sell.
  • Who are your very best customers? Aim your ads to talk directly to people like them.
  • What will suppliers give you in the way of point-of-purchase materials. Posters, stand ups, handouts, etc. Some have excellent display racks you can use.
  • Some national chains like Coke and Pepsi provide outdoor signs for businesses. There are also indoor lighted signs you write on with special markers to advertise your special offers.
  • Can you sponsor a community event? A fun-run, golf tournament, or other event that will be well publicized in the community. Your name may not be prominently displayed but sometimes the positive exposure in the community will bring in new customers.
  • Small businesses can seldom afford saturation advertising. You must be selective in the media that reaches your customers. Pin your ad reps down and make them show you exactly how their media reaches your target audience.
  • Exploit the media you choose to the fullest. If your message is verbal, you don’t need TV. Use radio, billboards and newspapers to the fullest.
  • Consider direct mail. A letter and brochure before customer contact can increase business. An IBM study concluded that selling time can be reduced from 9.3 to 1.3 total hours with direct mail advertising. A Sales and Marketing Executives International Study showed salespeople went from eight orders per 100 cold calls to 38 orders per 100 when direct mail was used.
  • Try an editorial style ad. These are ads that look like actual stories in the newspaper. They will have advertisement at the top of the article. Develop a good headline, and 50% more people will read the article than would read an ad of the same size.
  • You can’t match larger competitors dollar-for-dollar but, you can use unusual approaches (like the Avis idea above), color, music, slogans, humor (be careful here), or media selection to win your market away from the big guys.
  • Due to the high costs of conventional advertising on, radio, TV, newspapers, many cost conscious business have been forced to look for lower cost methods. Can you advertise on parking meters, taxi boards, balloons, blimps, and grocery shopping carts. Community bulletin boards, movie ads, and weekly newspaper shoppers.
  • Key your ads. Put something in the ad that will let you know which media it came from. On coupons, put a code that will record the paper and date of the ad. In radio or TV, have them mention the ad to get the discount. Ask every customer how they found you.
  • Plan for a rainy day. During the year put a small amount aside each month for emergencies. You never know when you’ll need to react quickly to whatever the competition is doing. You must be able to capitalize on breaking national events or news regarding your industry. If negative things happen in your industry you may need to respond quickly to make sure the right message is presented.
  • Always give the customer more than you promised and more than they expected. This is tip number 27 of the 25 we advertised. Maybe this last one is the one you needed.
  • I hope these tips will help your business grow. Not all may be relevant to your particular situation. Hopefully, they will illustrate the importance to plan and control your advertising budget.

    Listen in on Tom’s weekly radio show Open For Business on AM 1450 KMMS Radio, Bozeman.
    Have a business question for Tom? Click here to get Tom’s advice for free.
    Stay up to date on business issues. Join Tom’s Blog.

    This article may be reproduced for your non-profit group or organization provided it is not altered in any way and the following is attached:

    Based in Bozeman, MT, Tom Egelhoff is the author of How To Market, Advertise Promote Your Business Or Service In A Small Town. and The Small Town Advertising Handbook: How To Say More And Spend Less. He is also a seminar and workshop presenter and trainer. He may be reached at 888-550-6100 or PO Box 271, Bozeman, MT 59771-0271

    Would you like Tom Egelhoff to speak at your business function or convention?
    Click here for information, topics and pricing.





    Game Servers: For the best price and performance in Dallas, Chicago, New


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    We now have Conan Exiles dedicated game servers available. You can order them here: https://jestservers.com/panel/cart.php?gid=125 True Bare Metal Dedicated Servers for max performance, no virtualization and no artificial limits. All hardware underloaded 25% or more even during peak hours. Solid State Drive array and plenty of peering and transit providers, bandwidth and DDoS protection. Pro-rated [ ]

    We have ARK: Survival Evolved dedicated servers available. Steam workshop mods and custom maps are supported. With the current resource usage, the cost to host is the lowest we can charge currently. We expect more and more optimizations will be made, to both the server and client and we will be dropping our pricing accordingly [ ]

    Still offering the best prices and performance in the industry on ArmA3, ArmA2, Operation Arrowhead, Combined Operations and more. If you re paying anyone else for one of these and not getting the performance you want, you are paying too much. Seriously. You can switch between these at any time: ArmA3, OA, OA+A2 Combined Operations(As well [ ]

    JestServers now has 7 Days to Die servers for rent. You can order them here. https://jestservers.com/panel/cart.php?gid=106 Updates are available the moment they are released on steam, no waiting for the host to add the update to their control panel, just click Steam Update. On our setup we ve had nothing but compliments on performance for 7daystodie. [ ]

    At JestServers we have been hosting Starbound since it s release in December 2013. You can update your server to the latest version on Steam the moment it is released by clicking the Steam Update button in our control panel. When 1.0 was released we already had our servers working for it. All servers are on [ ]

    Customer Reviews

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    Copyright 2017 JestServers.com Game Servers. For the best price and performance in Dallas, Chicago, New York, LA, San Jose, Orlando, Atlanta, France, Netherlands, UK and Germany. ArmA3 servers, Terraria servers.


    Testosterone Supplements Injury #testosterone #lawsuit, #low #t #lawsuit, #testosterone #drug #lawyers, #testosterone


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    The Risks of Testosterone Therapy

    Have you or a loved one suffered a serious injury such as blood clots, pulmonary embolism, deep vein thrombosis, heart attack, stroke or sudden cardiac death while using prescription testosterone supplement products?

    If so, call us now, you may be entitled to compensation.

    **News Update**

    On March 3, 2015, the FDA issued a drug safety communication requiring labeling changes for all prescription testosterone products to reflect the possible increased risk of heart attacks and strokes associated with testosterone use. Based on the available evidence from published studies and expert input from an advisory committee meeting, the FDA concluded that there is a possible increased cardiovascular risk associated with testosterone use.

    The FDA is recommending health care professionals make patients aware of the possible risk when deciding whether to start or continue a patient on testosterone therapy. For each patient, the potential increased risk of major adverse cardiovascular outcomes and other risks of testosterone replacement therapy should be weighed against the potential benefits of treating hypogonadism. The FDA is also requiring manufacturers of approved testosterone products to conduct a well-designed clinical trial to more clearly address the question of whether an increased risk of heart attack or stroke exists among users of these products.

    Patients using testosterone should seek medical attention immediately if symptoms of a heart attack or stroke are present, such as:

    • Chest pain
    • Shortness of breath or trouble breathing
    • Weakness in one part or one side of the body
    • Slurred speech

    The FDA also cautions that prescription testosterone products are approved only for men who have low testosterone levels caused by certain medical conditions. The benefit and safety of these medications have not been established for the treatment of low testosterone levels due to aging, even if a man’s symptoms seem related to low testosterone. The FDA is requiring that the manufacturers of all approved prescription testosterone products change their labeling to clarify the approved uses of these medications.

    Recently the FDA added to the growing concern about the safety of testosterone supplements with the announcement that the products must now carry a warning label on the general risk of blood clots in the veins.

    The products already carry a warning about the risk of blood clots in the veins due to polycythemia (an abnormal increase in red blood cells).

    The statement by the FDA said that after receiving reports of blood clots in the veins unrelated to polycythemia in patients taking testosterone products, it had now decided to require a more general warning on venous blood clots on the labeling.

    Blood clots in the veins include deep vein thrombosis (DVT) and pulmonary embolism, a potentially life-threatening event that occurs when a clot travels to the lungs.

    The agency said the warning about the risk of blood clots in the veins is not related to their ongoing investigation into the risk of stroke, heart attack and death in those taking testosterone products.

    Increased Risks

    The most recent study was funded by the National Institutes of Health and published in the journal of PLOS ONE. The study evaluated over 55,000 men and indicated that prescription Testosterone Therapy (also commonly known as Low T Treatment) significantly increased the risk of heart attacks in men over the age of 65 and, in younger men with a history of heart disease. This new study is the largest and most comprehensive so far in a number of such studies in recent years, which have indicated the risks of testosterone therapy.

    The study concluded that the risk of heart attacks in the first three months of testosterone therapy is doubled in men over age 65 with no prior heart conditions and the risk of heart attack in men below 65 with a history of heart disease is almost tripled.

    The PLOS One article comes on the heels of study results recently published in the Journal of the American Medical Association in November 2013. That study evaluated over 8,700 men with low testosterone in the Veterans Administration health care system who underwent certain heart procedures and found that testosterone therapy was associated with an increased risk of adverse outcomes including stroke, heart attack and death.

    Currently, the labels of these products that are being used by tens of millions of American men contain no warning of an increased risk of cardiac or cardiovascular events. On January 30, 2014, after the release of these two studies, the FDA issued a “Drug Safety Communication” announcing it is reassessing the safety of these products and continuing to evaluate available data regarding an increased risk of cardiovascular events.

    Testosterone Therapy can come in several forms, such as: gels, patches, under arm topical solutions, pellets, and injections, and include the following brands:

    • Androderm
    • Depo-Testosterone (cypionate)
    • Striant
    • Bio-T-Gel
    • Delatestryl (enanthate)

    NOTE: If you are taking prescription testosterone supplement therapy such as those listed above, you should discuss the health risks with your doctor. Do not stop taking any medication until you have discussed the health risks and benefits of doing so with your physician or health care provider.

    Please contact one of our pharmaceutical injury team members either by telephone at 1-800-841-0699 or by submitting an email inquiry (see form to the right). Our attorneys will be quick to respond to you and happy to answer all of your questions.

    Call now for your free legal consultation

    800-841-0699


    24 Hour Bail Bonds #24 #hour #bail #bonds, #bondsman, #bail #bonds #service,


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    Welcome To Reliable Bail Bonds

    Oops! Looks like you don’t have javascript enabled. Please enable javascript in your browser or contact our customer support team to resolve this issue.

    Information: Have you ended up in jail and need 24 hour bail bonds to help get you out? Are you on the searching for ‘bail bonds near me’ because someone you know needs help getting out of jail? If you said ‘yes’ to any of these questions, you want to make sure that you hire a bondsman that you can trust and completely depend on. If you are ever in need for a bail bonds company around Denver, Colorado, make sure to call Reliable Bail Bonds. As a 24 hour bail bonds company, we are here whenever you need us, no matter what.

    When it comes to being in jail, we understand how hard and stressful it can be. No one wants to be locked up behind bars. That is why we are here to help you. Being behind bars is difficult and we want to ease the situation. As a bail bonds company. we have the highly-trained agents you will go above and beyond to ensure that you get the services that you need. We treat all of our clients with dignity to ease the situation and make the process of getting the bail bonds that you need quick and easy. Many people use our services because we treat our clients with the type of professionalism and friendly service that they can count on.

    So if you are searching for ‘bail bonds near me’ around Denver, or around the surrounding areas, stop what you are doing immediately and call us right away. When it comes to great 24-hour bail bonds service. you surely cannot find a better bondsman around the area that can provide you with the quality services that we can, here at Reliable Bail Bonds. Here at Reliable Bail Bonds. we don’t treat our clients like criminals. Get the respect and professional service that you need to get out of jail. Call Reliable Bail Bonds. Learn More

    Address

    3934 N. Federal Blvd.
    Denver, CO 80211

    Hours

    Additional Articles

    Excel Composting Toilet by Sun-Mar #composting #toilet, #composting #toilets, #toilets, #compost #toilets,


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    The Excel is the best-selling unit in North America and for good reason. It is a high capacity Bio-drum toilet that is very simple to operate, features well proven technology and is extremely reliable. The Excel was the first ever self-contained composting toilet to be certified by the National Sanitation Foundation (NSF). So, when you purchase an Excel, you are literally purchasing a composting toilet that sets the standard.

    The Excel has enough capacity that it can be used just about anywhere; in residences, cottages and even in light commercial applications.

    To simulate residential use the Excel was tested by the National Sanitation Foundation (NSF) at maximum capacity for 6 continuous months, during which the Excel produced no odour and produced a clean, safe compost. Only Sun-Mar self-contained units are listed for residential and cottage use by NSF, whose Standard #41 is the toughest composting performance standard in the world.

    The 2″ vent is attached at the top back of the Excel and can be installed invisibly by running it through the wall and up the outside wall. For comfort the Excel has a sturdy detachable footrest which can be removed to pull out the finishing drawer.

    In normal use the Excel can normally evaporate all liquids, however a 1″ emergency drain is fitted at the rear and this should be connected if the unit is to be used residentially or heavily, or if prolonged power outages are expected.

    Capacity
    Listed capacities refer to the amount of people, on average, using the unit per day. Do not pick a unit that is below your capacity.

    Jim Cooper
    Excel, Year Installed: 1998
    Where Installed: Alleghany National Forest,PA

    “Thanks to the Sun-Mar Excel unit I was able to obtain a sewage permit and begin construction on our cabin in the Alleghany National Forest. The Excel model was approved as an alternative to a septic system. We have used the Excel model for four years and are very satisfied with its performance.”

    Lynn Lee
    Excel, Installed Summer 2000
    Blanding, UT

    We cringed for years just at the thought of going/using the old outhouse at our family cabin site (see picture). Then we were introduced, by a neighboring cabin owner, to the Sun-Mar composter toilet. After two years of using the Excel composter, we consider it the most practical investment we could have made. The most surprising element – total lack of any offensive odors.


    How to Find Affordable Health Care #health #care, #healthcare, #medical #care, #coverage,


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    How to Find Affordable Health Care

    Many kids in the United States aren’t covered by health insurance, or are covered by plans with high deductibles and limited benefits.

    If your kids are among them because you can’t afford adequate coverage or your employer-sponsored plan doesn’t cover everything, don’t despair. Programs are available that provide affordable even free medical care and are designed to meet or supplement a person’s medical insurance needs.

    Your kids could be eligible for coverage right now and you might not know it. Here are some options that may be available to your family.

    Enroll Your Child in a Public Program

    Two public programs work together in every state to provide health coverage for children in low- and middle-income families: Medicaid and Children’s Health Insurance Program (CHIP).

    Medicaid is run by states with a mix of state and federal funding. It offers health coverage for those with limited incomes, including children and parents, pregnant women, those with disabilities, and seniors. And kids might be eligible for coverage if they’re U.S. citizens or lawfully admitted immigrants, even if their parents are not.

    CHIP is a program funded by the federal government that each state administers. It provides health coverage for American kids under age 19 in working families who qualify based on their parents’ income. CHIP is often helpful for families with incomes too high for Medicaid, but who are still having a hard time affording health insurance.

    Each state has different CHIP rules. Some CHIP programs, for example, cover pregnant women as well as parents and related caregivers (such as grandparents raising their grandchildren). Each state has its own name for its CHIP and children’s Medicaid programs, too (for instance, the CHIP program in Delaware is called Delaware Healthy Children Program; in Connecticut, it’s called the Husky Plan).

    To learn about your state’s CHIP and Medicaid programs and other services available to your family, visit InsureKidsNow.gov or HealthCare.gov. There, you can apply for CHIP or Medicaid online. You also can call 1-877-KIDS NOW (1-877-543-7669) to find out about the CHIP program in your state.

    A child’s eligibility for these government programs is based on household income. Once your child is enrolled, you’ll receive a list of medical providers near you who accept CHIP/Medicaid patients. You can then make appointments with those providers any time your child needs to see a doctor and also be covered in case of an emergency.

    Find a Private Insurer

    The majority of kids from low- or middle-income families will qualify for free or low-cost health care through Medicaid and/or CHIP. But now, through the Patient Protection and Affordable Care Act, many privately run health insurance companies will offer similar benefits.

    You can find out if your family is eligible for a plan by visiting the virtual health insurance marketplace at HealthCare.gov. This government service and its website make it easy to apply for insurance and learn which programs are available in your area. By just filling out one application form, the marketplace allows you to compare and contrast the benefits of each plan, as well as compare out-of-pocket expenses like co-pays and deductibles for care.

    Visit a Local Community Health Center

    A federally funded community health center is another option for low-cost medical care for your kids. You can take your kids there for checkups, immunizations, treatment when they’re sick, dental care, prescription drugs, and mental health care.

    You also can go there for complete care yourself, including when you’re pregnant and for substance abuse care if you need it.

    These centers tend to offer medical care on a sliding scale based on your income. Depending on your situation, it could be free. These centers can help you get health insurance and usually will accept that insurance once you are enrolled.

    To find one near you, visit the Department of Health Human Services (DHHS) health center page and enter your zip code under “Find a Health Center.” Check the website of the center near you about services, costs, and hours and call ahead for an appointment. Some community clinics are only open on certain days or for limited times.

    Rural health centers, which are similar to federally funded community health centers, serve families in rural areas. You can find one in your state by visiting the Centers for Medicare and Medicaid Services website .

    Also, visit the National Association of Free and Charitable Clinics’ website to find a free or low-cost clinic. The U.S. has more than 1,200 free clinics, which are staffed by a volunteer workforce of doctors, dentists, nurses, therapists, pharmacists, nurse practitioners, technicians, and other health care professionals.

    You also might know about urgent-care centers, which are different from community health centers, rural health centers, and free clinics. These centers are designed for people who need care right away or when their doctors aren’t in the office. They can be expensive and might not take some types of insurance. Be sure to check with your insurance company before going to one of these.

    Talk Dollars With Your Doctors

    If your kids don’t qualify for a public program (such as Medicaid or CHIP), they need services that aren’t covered by your insurance, or you have a high deductible, you can try negotiating a reduced, cash-paying rate with your pediatrician before getting services. Cutting deals with doctors is done more often than you might think.

    Start by asking: “Do you accept patients on a fee-for-service basis?” If your insurance has a high deductible, consider yourself a self-paying patient until that deductible is met. So, your discussion about money with your doctor might begin like this: “I’m going to have to pay 20% of the cost of that procedure and I can’t afford it” or “that’s not covered by my insurance.” Talking dollars can be helpful because the doctor might be able to suggest less expensive treatments.

    And don’t be afraid to shop around for a doctor who can provide care at the lowest price. If specialist A agrees to do a certain type of surgery for $2,000, for example, and surgeon B can do it for $1,500, you’ll save $500 by going to doctor B. But be sure that you’re never compromising the quality of your child’s health care for cost. When comparing rates, look for providers who’ve been referred by your doctor or another source you trust.

    For suggested self-pay rates on a variety of medical services, visit Health Care Bluebook’s website .

    Because each provider typically receives payment separately, be prepared to negotiate with each provider your child sees. If the procedure you’re discussing for your child requires general anesthesia, for example, be sure to ask the surgeon which anesthesiologist she works with and contact that doctor, too, to negotiate a cash-paying price for his services. And don’t forget to ask if there’s a facility fee for where the surgery takes place and negotiate that, too.

    Find a Safety-Net Hospital

    In 1946 Congress passed the Hill-Burton Act, which gave hospitals and other health care facilities money for construction and modernization. In return, hospitals agreed to provide a reasonable volume of services to people who can’t pay. The program stopped receiving funds in 1997, but about 170 health care facilities nationwide still must provide free or low-cost medical services. These “safety-net hospitals” are committed to providing access to care for people with limited or no access to health care due to their financial situation, insurance status, or health condition.

    There are safety-net hospitals in every state except Alaska, Indiana, Maryland, Minnesota, Nebraska, Nevada, North Dakota, Rhode Island, South Dakota, Utah, Vermont, Wyoming, and all the territories except Puerto Rico.

    To qualify for free care at a safety-net hospital, you generally have to make a gross yearly income of less than $23,550 for a family of four. If you make more than that, you still may be eligible for reduced-cost care if your income is up to double that amount.

    You can get more information or find a safety-net hospital near you on DHHS’s safety-net hospital page .


    110 Small Business Ideas With Low Investment Capital #doing #business #as

    #small business ideas

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    List of creative and unique small business ideas you can start with little capital.

    Small business ideas abound around us. Are you looking for small business ideas in Hindi or India? Perhaps you are in a different region. You may be looking for small business ideas in UK, Philippines or Nigeria. We have researched various small business ideas you can start with low investment. Before you continue reading this article, let me give you a hint that it is going to be a long list of small business ideas. However, for you to make most of it, you should not just rush the article by scrolling from the top to the bottom. Even if you are looking for a specific business idea, you may stumble on other good business ideas that may catch your interest. Perhaps a particular business idea does not appeal to you, that does not mean you should not read it. Who knows whether by reading it, something may spark up in you that will lead to the birth of your own new business idea. When looking for business ideas, you need to keep your mind open. Otherwise, certain opportunities may just be passing you by. Therefore, you should be willing to read to digest and not just to have a glance at the list of the business ideas. Or else, it will be like magical words; the more you look, the less you see.

    A lot of people usually ask me; what are the most lucrative small businesses to start? This article may not be able to provide specific answer to this question because the most lucrative small businesses is relative. What is considered the most lucrative small business ideas in India may not be profitable small business ideas in UK. However, from the list of small business ideas covered on this page, you will be able to identify the one that will help you start your dreamed small business. Nevertheless, list of creative and unique small business ideas discussed in the next eighteen pages is broad enough to cover the enquiries we received. You need to be patient enough in order to digest it. For people that may be willing to read in detail, I have dedicated a page within this article to help the readers come up with small business ideas they can start almost immediately.

    If you are looking for small business ideas with low investment capital, affiliate marketing is probably one of the quickest and cheapest small business ideas to start making money online. The reason is that, you don’t have to create any products yourself. Your task is to link up a buyer and a seller. You will be paid a commission on the sale that has been referred by you. In some cases, you don’t need to sell products to earn a commission. We have different affiliate programs and they use different payment terms. Examples are; Pay per sale, pay per lead and pay per click. It is good home business ideas for men and women. The advantages of affiliate marketing are numerous. Few are listed below:

    • It is cost effective as you don’t need to bother yourself about production costs.
    • The market is global
    • Becoming an affiliate is free
    • Both storage and shipping are taken care by the seller
    • The seller handles customer complaints for you
    • It can be run as a side business
    • You can run the business from home

    Animal Feed Production

    One of the lucrative small business ideas you can consider is animal feeds production. People eat meat, chicken, turkey and eggs every day. But before it gets to that level, there is need for rearing. All these livestock require feeds for them to grow. If you can formulate a diet that combines different feedstuffs that meet the energy and protein requirements of animal, animal feed production can be a good small business idea for you. Animal feed production can be operated as home business. However, you should ensure that you don t infringe the zoning rules governing your area. You should also ensure you obtain permits before you start the business. If you are searching for small scale manufacturing business ideas, animal feed production is a small scale business idea that can grow to become a big company. Because of the associated costs involved in production, it will be good if you can get the feed ingredients at good prices. Buying in bulk can make you enjoy discounts. However, this requires money except your suppliers are ready to sell to you on credit. Getting your formula for the mix of ingredient right will result to the production of feeds that are rich in protein, energy and vitamins. These are vital basic nutritional elements a good animal feed is expected to contain. You can sell your products through distributors, wholesalers or retailers. You can even sell directly to local farmers.

    If you are good at child caring, babysitting can be among the list of small business ideas you can consider. Why should you consider this as a business idea? It is because of the unique advantages it has over other small business ideas. These include the following:

    • It is not seasonal
    • It is recessional-resistant
    • It is business idea you can start without investment
    • It is a good home business

    Baby sitting is a good home business idea for women and teen. Nevertheless, it is important that you consider the responsibilities involved and the consequences before you start this business. As a babysitter, you will be responsible for a change of diaper, bathing and the safety of the baby. Therefore, you need to prepare yourself before hand. Also, you need to determine the kind of kids you will be comfortable with. Can you look after newborns or kids with special needs? It is important that you ask necessary questions before you accept a babysitting job. As a beginner, you can secure your first sitting job by telling people within your neighbourhood about your new business idea. Kids can be very playful and sometimes annoying. Therefore, you need to be an entertainer. You don t need to have all the skills required before you start the business, you will learn from parents and other babysitters as you go on.

    If you are good at baking cake, bread or donuts, you will not only gain satisfaction, you can turn it into a money making venture. This is among small business ideas one can start as home business. There is growing need for baked products. Many people like eating freshly baked food but in actual fact, many of them don t know how or have time to bake it. Baking is one of the small business ideas with low investment capital. You don’t need extra capital to rent a space. It is flexible enough. However, except you already have the equipment needed for your new business idea, you will need to buy appliances like ovens, refrigerators, pans and other utencils. You can decide to run it as a counter service bakery where individuals can walk in and pick baked products. Alternatively, you can make it a specialty service. In this case, you need to specialise on a particular kind of baked product. If you can establish yourself as a specialty, people and bigger eateries will start contacting you for business. As your baking business begins to grow, you will need to start producing in larger quantity. If you want to sustain the growth, it is advisable that you don t compromise on quality. Also, getting adequate feedbacks from your customers will help you ensure that you are meeting their needs. As long as you maintain the quality of your products, people will continue to patronize you. Baking requires a lot of time both in production and marketing. Therefore, you need to know the right time you need to hire a staff to assist you. We classify baking among home based small business ideas for women.

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    Credit Cards: Compare Low Balance Transfer Options #compare #low #balance #transfer #credit


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    Scared to open your credit card statements? Forgot which card’s maxed out and which one’s paid off? It’s time to apply for a balance transfer credit card. Balance transfer credit cards let you consolidate your debt while helping you save on interest charges. And at LowestRates.ca, finding the best balance transfer credit card has never been easier.

    How do balance transfer credit cards work?

    With a balance transfer credit card, you can transfer debts from your existing credit cards to a single low-interest card. After all, some balance transfer credit cards have introductory interest rates as low as 0%.

    And getting started is easy: use funds from your balance transfer card’s credit line to pay off the high interest rate balances on your other credit cards.

    Credit card balance transfers can be a great way to reduce debt quickly. You can dedicate a larger portion of your monthly payments to principal rather than interest charges.

    Who should apply for a balance transfer credit card?

    Canadians who find themselves mired in high interest rate credit card debt. With a balance transfer card, you can pay off your existing credit card debt with funds from your new card. Just transfer your balances and focus on paying off your card during the introductory period.

    Of course, balance transfer credit cards only work if you’re committed to paying down your debt. That’s why these cards are best for those who know how to use a credit card responsibly, make their payments on time, and are ready to get their finances back in order.

    Can anyone get a balance transfer credit card?

    Balance transfer credit cards tend to only be available to those with reasonably good credit scores — usually 680 or higher.

    Applicants often have significant debt (which they’ll likely transfer to their balance transfer credit card), but they need to have a decent credit history and the means to pay off their card in a timely fashion.

    To qualify for most balance transfer credit cards, you usually need a minimum household income ranging anywhere from $30,000 to $70,000 per year.

    How exactly do I transfer my balances?

    Step 1: Fill out the balance transfer portion of your application. You can designate what credit cards you want to pay and the amount of the balances you wish to transfer.

    Step 2: Once you have your balance transfer credit card, you can write a cheque from the card or call the credit card company to make a transfer. You just need the account numbers from your old credit cards and the balance amounts you want to transfer.

    Step 3: Any time you complete a transfer, check with your previous credit card provider to make sure your balance has been paid in full and to verify that you won’t continue to incur interest charges.

    How do I decide which balance transfer credit card to get?

    1. Look for a great interest rate on your balance transfers. Most cards have rates as low as 1% or 2%. Lately, some credit cards have even been offering 0% interest on transfers.
    2. Find a credit card that offers those low rates for a reasonably long introductory period. Most balance transfer credit cards offer low introductory interest rates for at least 6 months. The longer the low rate introductory period, the more time you have to pay down your balance before your card resets to a higher rate.
    3. Look at the annual fee. In general, balance transfer credit cards are designed to attract new customers, so they charge very low annual fees.
    4. Compare rewards features. Some balance transfer credit cards offer solid rewards programs on top of great rates on balance transfers.

    Below is a table comparing the key features of some of our favourite low balance transfer cards this year.

    MBNA Platinum Plus® MasterCard®

    • None, but check out the great balance transfer rate.

    Balance transfer rate 0% Interest rate 19.99% Annual fee $0

    Scotiabank Value® VISA

    • Interest-free grace period of at least 21 days on purchases.

    Balance transfer rate 0.99% Standard interest rate 11.99% Annual fee $29

    No-Fee Scotiabank Value® VISA

    • Interest-free grace period of at least 21 days on purchases.

    Balance transfer rate 3.99% Standard interest rate 16.99% Annual fee $0

    What’s the best way to take advantage of my balance transfer credit card?

    Simple — use your low balance transfer credit card to pay off your debts before the introductory period expires. Here’s a simple way to create a payment plan: take the amount of debt you’re transferring and divide that figure by the number of months the introductory period lasts.

    For example, if you’re transferring $6,000 of debt and your introductory period lasts 8 months at 0% interest, divide $6,000 by 8. In this scenario, you need to make monthly payments of $750 (plus any extra fees) to pay off the balance transfer card before your interest rate resets.

    What drawbacks do balance transfer credit cards have?

    If you miss even one payment on a balance transfer credit card, your interest rate will reset to a much higher rate, effectively negating the main appeal of the card. In fact, you could end up with more debt than you started with.

    Most balance transfer cards also levy extra fees and surcharges on transfers. For example, if you want to transfer $2,000 to a card with a 2% surcharge, you would have to pay an additional $40 on the transaction.

    Make sure these charges aren’t excessive. In general, cards with fees above 2% or 3% of the total transfer amount are uncompetitive and should be avoided.

    Can I use a balance transfer credit card to earn interest?

    Yes. Some balance transfer cards let you deposit funds from the card’s credit line into an investment vehicle of your choice. So instead of paying off other credit cards, you can transfer funds into a savings account or another vehicle. The gap, or ‘spread,’ between the introductory interest rate on the balance transfer and the return you earn on your savings account or investment is yours to keep.

    But while this may sound good, the gap between the introductory rate and what you could earn in a savings account isn’t usually enough to justify the hassle, and deploying a transfer into riskier investments, like stocks, can easily backfire if those securities fall in price. Plus, if you miss a payment, your interest rate will reset, turning those easy profits into painful and unnecessary losses.

    Compare low balance transfer credit cards today

    So why get a low balance transfer credit card? It can help you save money on interest charges and gives you the time you need to get your finances in order. Remember to shop around for the right card and make sure you pay off your transfers as quickly as you can.

    Compare all the best balance transfer credit cards today at LowestRates.ca.


    Subprime Mortgage Refinancing, Poor Credit Refinance #subprime #mortgage #refinancing,subprime #mortgage,subprime #refinancing,subprime #mortgage


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    Subprime Mortgage Refinancing

    Locate refinance lenders offering alternative financing for borrowers seeking subprime loans, but have poor credit scores. Get help finding companies that provide sub-prime mortgage refinance programs for borrowers with less than perfect credit seeking cash out loans and fixed rate mortgages for debt consolidation and reestablishing credit. Nationwide extends FHA refinancing programs that enable homeowners with bad credit to refinance into a fixed rate loan that save reduces their interest while freeing some cash flow from the lowered monthly payment. Finding a subprime lender that approves non-conforming loans and hard money refinancing is not easy. For nearly two decades we have been extending credit with our popular refinance mortgages for subprime borrowers.

    Find Subprime Mortgages with New Opportunities for People with Poor Credit and Issues with Equity and Income Documentation

    We connect homeowners with lending programs designed for the non-prime refinancing market so homeowners with poor credit scores can still have the ability to cash out and refinance to achieve lower payments. For borrowers who have earned a lot of equity, we offer a streamline refinance with no income documentation features that make the loan process quick and easy.

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    Do you have a mortgage lien? Do you suffer from low credit score that’s deteriorated since you initially took out your loan? You might feel your options are limited; however, mortgage refinancing for people with poor credit is possible.

    Home refinancing with poor credit scores may take slightly longer than it would with an optimal score. Even so, though, lenders understand that in today’s financial climate, nobody is perfect. There are a number of ways you can approach your refinance goals.

    Second Mortgages are very popular loans for people who need help accessing cash, but if your credit is below 500 fico, you will probably need to find a hard money financing. Unfortunately, in most cases the equity loan market needs a 600 fico unless you have a significant amount of equity available in your home. Yes there are subprime lenders that offer subordinate loan programs for people with damages credit, but in most instances you will need more equity to qualify for the 2nd mortgage with bad credit. If you refinance your existing first mortgage lien you will have a better chance to qualify for a subprime mortgage program that still offers competitive pricing.

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    Over the last five years we have seen the largest leap in foreclosure ratios ever, and 12.6% of the defaults were among sub-prime borrowers�people with low FICO scores. As a result of the increase in payment defaults with non-conforming loans, sub-prime loans are under scrutiny by various regulators seeking to tighten the standards for these risky loans.

    An estimated $600 billion in adjustable rate mortgages (ARMs), of which two-thirds are sub-prime, are due to reset this year. The sharp rise in interest rates over the past few years means many homeowners will face payment shock when their loan resets.

    Lenders have had problems with loans for people with unstable incomes, resulting in a tightening of their income standards. And, with the rise in defaults, other underwriting standards are due to tighten significantly. This will make it harder for sub-prime borrowers to get an unconventional subprime loan to pay off tax liens, credit card debt and other debt to avoid bankruptcy.

    However, some are still reckless in their lending practices. A feature story at Origination News warns of mailed and faxed ads used to market incentive-laden refinances to California borrowers. “These types of advertisements are dangerous for consumers and especially those with credit issues,” said Jack Williams, president of the California Association of Mortgage Brokers, in an association press release.

    According to an article found on National Mortgage News entitled “HUD: FHA Reform Best Sub-prime Cure”, HUD Secretary Alfonso Jackson told a congressional panel that the best way to “cure” the serious problems in the sub-prime market is to pass Federal Housing Administration reform legislation that will allow lower-income homebuyers to get safer and affordable loans. But, FHA’s loan limits are low compared with modern mortgages, and they’ve traditionally been inflexible on their down payment requirement. The sub-prime market has a very important role to play for many borrowers. Sub-prime loans allow many homebuyers who could not otherwise get into a home achieve the dream of homeownership.

    What should I do?
    Some people think they can resort to private lending (hard money loans) to bail them out of foreclosure. But, it’s only meant to be a short-term solution and is certainly not for the debt-laden consumer facing bankruptcy and/or foreclosure. Hard money loans can cost more than 20% annually, and you have to have a lot of equity (typically around 55%-65% combined loan to value) to be able to get a hard money loan.

    Refinancing to help you avoid foreclosure is still a viable option, especially if you refinance into a fixed-rate mortgage, but be sure you do it with a reputable lender. The rate difference between fixed interest and adjustable-rate loans is now pretty negligible. Plus, your interest rate will remain constant through the life of your loan even if the interest rates rise again. Research the lenders yourself, and steer clear of mailed and faxed advertisements. That’s how a lot of people got in trouble in the first place.

    Borrowers that have poor credit don’t have to settle for subprime mortgage rates anymore, because FHA rates are competitive and there is no penalty for refinancing.


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    5 low cost business ideas to start at university: Starting a business

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    5 low cost business ideas to start at university

    Some of the world’s most famous entrepreneurs started businesses while at university; Mark Zuckerberg, Bill Gates, Sergey Brin, Larry Page – the list goes on – so what’s stopping you from starting up whilst studying?

    According to recent research from Santander. over 80,000 UK university students currently run businesses while studying and collectively generate turnover of over £44m. Impressive to say the least. What’s more, over a quarter of this number plan to turn their businesses into a full-time career upon graduation.

    Action point: Need a loan to start a business of your own? See how we can help here and here

    Dubbed “student start-ups”, budding young entrepreneurs are maximising on being within the university environment to launch a start-up and fund their education, pursue interests, and gain “invaluable work experience as a result of their entrepreneurial ventures”.

    A report from Direct Line for Business also emphasised the fact that entrepreneurialism is alive and kicking in UK universities. It found that more students than ever before are now starting businesses, with popular undergraduate start-ups ranging from creative businesses like clothing design, to hospitality and events promotion and tech-focused firms such as software development.

    And it would seem that there has never been a better time to start a business while at university, if the growing number of initiatives to encourage student entrepreneurs are anything to go by.

    Earlier this year, Europe’s largest student start-up event opened in Liverpool hosted by the National Association of College University Entrepreneurs (NACUE), Mercia Fund Management launched a tax efficient fund for university spin-outs, and a number of universities have been actively doing their bit to promote enterprise. For instance the University of Southampton recently held a student hackathon to find great software concepts.

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    Click the buttons above or below to find out more about the best low cost business ideas to start while at university…

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    1. Personalized Custom made Gift Store – Today we find demand of personalized custom made gift is increasing you may think of starting your own gift store providing this type of gifts.

    2. Gym or Fitness center – In today’s world everyone is bother about fitness, so starting small gym or fitness center in good area will always rock.

    3. Event Organizer – Starting small company which organize event could be good idea but here you may need special expertise and manpower for the same.

    4.Interior Designer – Everyone today want services from interior decorator, so starting interior designer business could be best deal but remember here you may need special skills.

    5. Small Grocery Shop Starting small grocery shop is another good idea here you do not require any special skill and you may start from small shop and gradually expand as per need.

    6. Match Making or Wedding planner – It is said that marriages are made in haven but celebrated on earth So in order to celebrate/enjoy marriage many people today go for wedding planner. In today’s scenario match making or wedding planner is good business option to start with.

    7. Tuition Class Education is essential today hence business of education will never stop. Starting Tuition class is good idea to start with.

    8. Mobile Shop – Today everyone use mobile and looking at need mobile demand is ever increasing hence starting small mobile shop is good Investment idea.

    9. Ice-cream Parlor Starting ice cream parlor is another good business idea to start with.

    10. Xerox Book Binding – Many college area and school area don’t have this facility and could be good potential business in that area.

    11. Mobile Food Shop – Today we are living in mobile generation starting mobile food shop is very good business idea.

    12. Jewelry maker With increasing gold price demand of jewelry is ever increasing doing course of jewelry making and starting something in that line could be good option.

    13. Insurance Consultant Starting small insurance consultancy or taking insurance agency is another good business idea.

    14. Freelancer – If you are good at programming there are multiple websites available which can give you freelancing work and you will be paid for the same.

    15. Book Store – Book lover always purchase multiple books making idea of starting book store attractive.

    16. Catering service – For marriage and party people always look for good catering service if you are good at providing good food and catering service this could be another good business idea.

    17. Computer Trainer If you are good at providing computer training this could be good business idea as knowing computer is must in today’s world.

    18. Yoga Center – In today’s stressful life many people prefer to go for Yoga. so starting yoga center will be good business option.

    19. Baby Sitting Services – This business idea is specifically for woman who want to start some home based business. Many working couple may be in need to service like this.

    20. Real Estate Consultant – Real estate is ever growing business so starting consultancy for providing guidance about real estate and buy, sell and rent option is good business option.

    21. Game Parlor Todays generation likes play station game station very much hence starting game parlor with certain unique game is best business idea.

    22. Photographer – If you are good at photography you can start photography business with low cost investment.

    23. Motivational Speaker If you have skill you can become motivational speaker and turn this in to good business opportunity.

    24. Travel Agency – Starting travel agency is good business opportunity with low investment.

    25. Computer Shop – If you have IT related knowledge than starting computer shop for sealing IT related item or computer is good business opportunity.

    26. Relaxation Center In today’s stressful life relaxation is must and people always look for option of recreation center or relaxation center hence starting relaxation center is good business option.

    27. Courier Company You can do tie-up with existing Courier Company and start small business or maybe you can opt to start your own courier company.

    28. Resale Auto Dealer – Many people has requirement of sealing old car or bike you may opt to become good auto dealer.

    29. Recruitment Firm – Today job is prime requirement for anyone and people usually opt for recruitment firm to get good job. Starting recruitment firm could be good business option for you.

    30. Security or Spy Agency – With growing security need you can start your own security agency another good option is to work as spy.

    31. Advertisement Agency – Starting Advertisement agency is one of the ever green business opportunity which can earn you big money.

    32. Web Designing hosting- If you have knowledge about various IT tools and programming language you can opt for career as web designer firm.

    33. Starting online Blog If you are good at content generation and had good knowledge about any field you can start your online blog and earn good money.

    34. Antique Article Shop Today many people believe that keeping antique statues and article at home is fashion symbol, so Opening Antique article shop is good business option as

    35. Fast Food Parlor – Today’s generation mostly eat fast food, starting fast food parlor could be another business option.

    36. Data Entry services – Many companies today earn money by doing data entry work you may start providing service like this.

    37. Resume Writer – If you are good at designing resume and had deep knowledge you can become resume writer.

    38. SEO Consultant – Search Engine optimization consultant is required by mostly all websites. If you can build up capability you can become good SEO consultant.

    39. Dairy Sweet Parlor – You can think of starting small dairy parlor in your area serving need of dairy products and sweets.

    40. Packers Movers – You can think of starting business of packing and forwarding which can turn in to good business opportunity.

    Readers, what is your opinion about these investment ideas with small investment? Do share your feedback in comment section.

    40 Small Business Ideas with low investment





    5 low cost business ideas to start at university: Starting a business

    #business ideas for college students

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    5 low cost business ideas to start at university

    Some of the world’s most famous entrepreneurs started businesses while at university; Mark Zuckerberg, Bill Gates, Sergey Brin, Larry Page – the list goes on – so what’s stopping you from starting up whilst studying?

    According to recent research from Santander. over 80,000 UK university students currently run businesses while studying and collectively generate turnover of over £44m. Impressive to say the least. What’s more, over a quarter of this number plan to turn their businesses into a full-time career upon graduation.

    Action point: Need a loan to start a business of your own? See how we can help here and here

    Dubbed “student start-ups”, budding young entrepreneurs are maximising on being within the university environment to launch a start-up and fund their education, pursue interests, and gain “invaluable work experience as a result of their entrepreneurial ventures”.

    A report from Direct Line for Business also emphasised the fact that entrepreneurialism is alive and kicking in UK universities. It found that more students than ever before are now starting businesses, with popular undergraduate start-ups ranging from creative businesses like clothing design, to hospitality and events promotion and tech-focused firms such as software development.

    And it would seem that there has never been a better time to start a business while at university, if the growing number of initiatives to encourage student entrepreneurs are anything to go by.

    Earlier this year, Europe’s largest student start-up event opened in Liverpool hosted by the National Association of College University Entrepreneurs (NACUE), Mercia Fund Management launched a tax efficient fund for university spin-outs, and a number of universities have been actively doing their bit to promote enterprise. For instance the University of Southampton recently held a student hackathon to find great software concepts.

    With 2015 a golden age for student entrepreneurs, we’ve compiled a guide to five of the top low-cost businesses to start at university, including case study examples from a number of high-profile university entrepreneurs that have scaled their ideas into successful businesses.

    To help you get your university venture off the ground, you’ll also find a handy summary of the funding and support that is available to student and young entrepreneurs in the UK.

    Click the buttons above or below to find out more about the best low cost business ideas to start while at university…

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    110 Small Business Ideas With Low Investment Capital #short #term #business #loans

    #small business ideas

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    List of creative and unique small business ideas you can start with little capital.

    Small business ideas abound around us. Are you looking for small business ideas in Hindi or India? Perhaps you are in a different region. You may be looking for small business ideas in UK, Philippines or Nigeria. We have researched various small business ideas you can start with low investment. Before you continue reading this article, let me give you a hint that it is going to be a long list of small business ideas. However, for you to make most of it, you should not just rush the article by scrolling from the top to the bottom. Even if you are looking for a specific business idea, you may stumble on other good business ideas that may catch your interest. Perhaps a particular business idea does not appeal to you, that does not mean you should not read it. Who knows whether by reading it, something may spark up in you that will lead to the birth of your own new business idea. When looking for business ideas, you need to keep your mind open. Otherwise, certain opportunities may just be passing you by. Therefore, you should be willing to read to digest and not just to have a glance at the list of the business ideas. Or else, it will be like magical words; the more you look, the less you see.

    A lot of people usually ask me; what are the most lucrative small businesses to start? This article may not be able to provide specific answer to this question because the most lucrative small businesses is relative. What is considered the most lucrative small business ideas in India may not be profitable small business ideas in UK. However, from the list of small business ideas covered on this page, you will be able to identify the one that will help you start your dreamed small business. Nevertheless, list of creative and unique small business ideas discussed in the next eighteen pages is broad enough to cover the enquiries we received. You need to be patient enough in order to digest it. For people that may be willing to read in detail, I have dedicated a page within this article to help the readers come up with small business ideas they can start almost immediately.

    If you are looking for small business ideas with low investment capital, affiliate marketing is probably one of the quickest and cheapest small business ideas to start making money online. The reason is that, you don’t have to create any products yourself. Your task is to link up a buyer and a seller. You will be paid a commission on the sale that has been referred by you. In some cases, you don’t need to sell products to earn a commission. We have different affiliate programs and they use different payment terms. Examples are; Pay per sale, pay per lead and pay per click. It is good home business ideas for men and women. The advantages of affiliate marketing are numerous. Few are listed below:

    • It is cost effective as you don’t need to bother yourself about production costs.
    • The market is global
    • Becoming an affiliate is free
    • Both storage and shipping are taken care by the seller
    • The seller handles customer complaints for you
    • It can be run as a side business
    • You can run the business from home

    Animal Feed Production

    One of the lucrative small business ideas you can consider is animal feeds production. People eat meat, chicken, turkey and eggs every day. But before it gets to that level, there is need for rearing. All these livestock require feeds for them to grow. If you can formulate a diet that combines different feedstuffs that meet the energy and protein requirements of animal, animal feed production can be a good small business idea for you. Animal feed production can be operated as home business. However, you should ensure that you don t infringe the zoning rules governing your area. You should also ensure you obtain permits before you start the business. If you are searching for small scale manufacturing business ideas, animal feed production is a small scale business idea that can grow to become a big company. Because of the associated costs involved in production, it will be good if you can get the feed ingredients at good prices. Buying in bulk can make you enjoy discounts. However, this requires money except your suppliers are ready to sell to you on credit. Getting your formula for the mix of ingredient right will result to the production of feeds that are rich in protein, energy and vitamins. These are vital basic nutritional elements a good animal feed is expected to contain. You can sell your products through distributors, wholesalers or retailers. You can even sell directly to local farmers.

    If you are good at child caring, babysitting can be among the list of small business ideas you can consider. Why should you consider this as a business idea? It is because of the unique advantages it has over other small business ideas. These include the following:

    • It is not seasonal
    • It is recessional-resistant
    • It is business idea you can start without investment
    • It is a good home business

    Baby sitting is a good home business idea for women and teen. Nevertheless, it is important that you consider the responsibilities involved and the consequences before you start this business. As a babysitter, you will be responsible for a change of diaper, bathing and the safety of the baby. Therefore, you need to prepare yourself before hand. Also, you need to determine the kind of kids you will be comfortable with. Can you look after newborns or kids with special needs? It is important that you ask necessary questions before you accept a babysitting job. As a beginner, you can secure your first sitting job by telling people within your neighbourhood about your new business idea. Kids can be very playful and sometimes annoying. Therefore, you need to be an entertainer. You don t need to have all the skills required before you start the business, you will learn from parents and other babysitters as you go on.

    If you are good at baking cake, bread or donuts, you will not only gain satisfaction, you can turn it into a money making venture. This is among small business ideas one can start as home business. There is growing need for baked products. Many people like eating freshly baked food but in actual fact, many of them don t know how or have time to bake it. Baking is one of the small business ideas with low investment capital. You don’t need extra capital to rent a space. It is flexible enough. However, except you already have the equipment needed for your new business idea, you will need to buy appliances like ovens, refrigerators, pans and other utencils. You can decide to run it as a counter service bakery where individuals can walk in and pick baked products. Alternatively, you can make it a specialty service. In this case, you need to specialise on a particular kind of baked product. If you can establish yourself as a specialty, people and bigger eateries will start contacting you for business. As your baking business begins to grow, you will need to start producing in larger quantity. If you want to sustain the growth, it is advisable that you don t compromise on quality. Also, getting adequate feedbacks from your customers will help you ensure that you are meeting their needs. As long as you maintain the quality of your products, people will continue to patronize you. Baking requires a lot of time both in production and marketing. Therefore, you need to know the right time you need to hire a staff to assist you. We classify baking among home based small business ideas for women.

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    25 Profitable Transportation Business Ideas – Low Cost #business #apps

    #service business ideas

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    25+ Profitable Transportation Business Ideas Low Cost

    Are you looking for transportation business ideas? Transport business opportunities are emerging globally nowadays. Transportation is one of the world’s largest industries. Different types of specific demand with the changing lifestyle habit have introduced several innovative and profitable startup opportunities in the transport industry. Transportation and logistics sector is growing rapidly worldwide. The success of transportation and logistics companies depend decisively on the quality and qualifications of its employees. Broadly, aviation, shipping ports, land transport and road freight logistics are the major

    Transportation and logistics sector is growing rapidly worldwide. Over recent years, globalization placed intense new demands on the transportation and supply chain sector. The success of transportation and logistics companies depend decisively on the quality and qualifications of its employees. Broadly, aviation, shipping ports, land transport and road freight logistics are the major sectors. Business and technology trends have driven immense changes in the transportation sector over the past three decades. The information age, with its introduction of sophisticated databases that can track inventory levels and shipments on a global basis via the Internet, has created vast transport and logistics efficiencies. Here in this article, we intend to provide 25+ highly profitable transportation business ideas for startup entrepreneurs.

    List Of 25+ Profitable Transportation Business Ideas

    Air cargo is the most popular and effective way of sending shipments to long distance fast. Any individual can start an air cargo shipment company. Prior experience is a must. This is a capital intensive business.

    #2. Aircraft Maintainance

    Aircraft maintenance service is a self-rewarding white colored business sector in the transportation industry. As the aircraft population is increasing, the demand for good quality maintenance service is also growing.

    The ambulance service business intends to provide emergency and non-emergency transportation of people to hospitals, physicians, physical therapy clinics, and outpatient centers. This business can be initiated in urban and suburban areas. Proper marketing planning is required to get more customers.

    Auto-body store business is providing services of auto body repairing and new body building as well as selling spare parts and accessories related to the vehicle body. As the number of the vehicle is growing, the business opportunity for an auto-body store is also increasing globally. Read More

    Auto detailing business is a great way to make extra money with low investment. Startup costs are low and earning potential is very high. Creative marketing is the key achieving success in this business. You must not promote your services beyond your operational reach. Read More

    #6. Battery Reconditioning

    Battery reconditioning business is providing the service of restoring energy less battery to its full original capacity. It can be done by adding some chemicals and using some simple method. As the vehicle population is growing and consumers are becoming more cost conscious, the potential of increasing this business is obvious. Read More

    A person living in a strategic place of a high density of population with business centers and entertainment outfits, car rental business would be a lucrative and profitable venture for him. The primary operation would involve scheduling customer reservations and supply rental car. Read More

    Car storage business is simply providing parking spaces to the vehicle owners. The primary criteria are, you must have a vacant low-cost storage space to offer. Providing safety and security is a must during car parking.

    #9. Charter Bus Service

    Charter bus generally serves the institutional community clients. Such as factories, offices, schools, education institutes and clubs. The business is capital intensive.

    #10. Cold Chain Logistic Company

    Cold chain logistic is an uninterrupted series of storage and distribution activities which maintain a given temperature range. It is used to help extend and ensure the shelf life of products such as fresh agricultural produce, seafood, frozen food, photographic film, chemicals, and pharmaceutical drugs.

    The secret of a successful courier service business is providing services not available from the comparatively bigger companies. This is a management intensive business. Creating a trustworthy brand value is a must. Read More

    #12. Double Decker Bus Tour

    Double decker bus tour is very attractive for fun loving tourists. You can start a double decker bus tour company with sightseeing facility. The key to success in this type of tour business is to make sure the tour business is operated in a busy tourist area.

    Driving school business can be initiated at metro or suburban cities as small scale basis. Any individual with good knowledge about driving can initiate this venture with moderate capital investment. Read More

    #14. Driving Service For Seniors

    This is one of the most innovative transportation business ideas for startups. Driving service for seniors is providing some more services than normal driving service. It includes taking them shopping, to doctor’s appointments, social events, etc.

    #15. Drop Shipping Service

    Drop shipping is an eCommerce fulfillment method. In this operation, a store doesn t keep the products it sells in stock. Instead, when a store sells a product, it purchases the item from a third party and has it shipped directly to the customer. Starting a drop shipping company is a profitable business.

    #16. Gas Filling Station

    A gas filling station with allied services like car washing and repairing, is a profitable business to start with substantial capital investment. Demand depends on the volume of consumer and commercial driving. The profitability of individual companies depends on the ability to secure high-traffic locations, generate high-volume sales, and buy gas at the lowest possible cost

    The logistic company is one of the most profitable transportation business ideas to start with moderate capital investment. The area of operation is vast. Logistics is generally the detailed organization and implementation of a complex operation. The primary focus area is providing the right item in the right quantity at the right time at the right place for the right price in the right condition to the right customer.

    #18. Luxury Bus Rental

    Luxury bus rental business opportunity demands initial aggressive advertising and marketing drive. An entrepreneur having experience in the travel business and passionate about traveling can initiate this venture. Read More

    Running a mobile car wash business is a smart way to make a lot of money without taking much risk of capital investment. The business also eliminates the requirement for a retail business location. Read More

    #20. Mobile Oil Change

    A person having a passion in automobile industry and years of experience can start a mobile oil change service business to make money out of it. You can start this business with small capital investment. Read More

    #21. Petrol Pump / Fuel Station

    Petrol pump or fuel station is the capital-intensive business. The operation with allied services is a lucrative proposition for new entrepreneurs. Check the rules and regulations of your state before starting.

    #22. Transport Blogging

    A niche blog focused on transportation is a perfect digital business. You can earn from advertising revenue and affiliate selling.

    One of the most sophisticated transportation business ideas for the entrepreneurs. A full fraged travel agency have lot of responsibilities. Right business plan with right operating procedure is crucial in this business. Read More

    Tyre store business opportunity demands full control of inventory and some adequate knowledge about different types of tyres. It generally comes with different unique numbers. One can start this business in a metropoliton city or in small towns. Read More

    #25. Vehicle Towing Service

    Initiating a vehicle towing service is perfect for them who have years of experience in automotive sector and passionate working with automobiles like cars, trucks etc. Read More

    #26. Vulcanizing Service

    Vulcanisation is a chemical process for converting natural rubber or related polymers into more durable materials via the addition of sulfur or other equivalent curatives or accelerators. Vulcanizing store with allied services is one of the most profitable transportation business ideas in retail industry.





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    25 Free Low Cost Advertising Tips by Small Business Expert Tom Egelhoff

    #business advertising

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    25 Free Low Cost Advertising Tips

    by Tom Egelhoff

    (Tom’s FREE Podcast for this topic is available. – For More Info Click Here)

    If there is one mistake small town businesses make more often than any other it’s, What ever is left over, we’ll use for advertising.

    Marketing and advertising is an investment, not an expense. I know it sure seems like an expense to me when I’m writing the check, but trust me it’s not.

    Without enough money put aside for advertising your sales can go down and you suddenly have less and less for promotion.

    When do you advertise the most? For most businesses it’s the first day of business. Don’t you have a Grand Opening, balloons, flyers, ads, on-site radio stations, contests, and prizes? Did the income from sales pay for that? No, it didn’t. You advertise most when you need business. You advertise more when you don’t.

    An average cost of advertising is usually 1 to 5% of gross sales, which can vary according to location, local advertising rates, and industry. Car dealers need more advertising than funeral homes.

    Before we get to the 25 tips let’s look at the basic strategies of successful advertising.

    * In order to be successful, your advertising must provide a consumer benefit or solve a problem.
    * That benefit or solution must be wanted by the consumer.
    * The product or service you are offering must be tied directly to that benefit or solution.
    * The benefit or solution must be distinctly communicated through medial advertising. In other words, be clear, forget the advertising glitz and make sure the message isn’t lost in the ad.

    A small-budget advertiser doesn’t have the ”deep pockets to develop big advertising campaigns. Some time you need to break the rules to be noticed. Avis did it by admitting they were Number 2 in the car rental business and that campaign took them from 6th place to second place. When they stopped that campaign they dropped back to 6th again. In the past year they have gone back to it.

    Budget conscious advertisers must achieve top results for their advertising dollar. Expand your dollars by adopting some creative techniques.

    Here’s 25 tips I hope will help you.

    1. Radio, newspapers and magazine specialists will frequently give free help in developing an advertising strategy. Things like demographic information, money-saving ways to produce your ads etc.
  • Place your ads in off hours or in unusual locations for less. Many times you can still reach your target market with these spots.
  • Instead of a one-time big splash ad, be consistent with frequent small ads that work.
  • Monthly magazines sometimes have unsold ad space at the end of the month they will sell at a discount.
  • If you have an 800 number, put it in every ad for immediate response and feedback.
  • Try advertising consistently in the classifieds. These ads may draw more customers than more expensive display ads.
  • Can you barter for the cost of ad production? Maybe the newspaper needs painting in exchange for an ad about your paint store.
  • Piggyback advertising are the ads you receive with your Mastercard bill. Is there someone in your town that sends out a lot of bills? Can you put a small flyer in with their bills and split the postage? Or pay a small fee?
  • Split advertising costs with the people who sell to you. Vendors and manufactures are always looking for exposure. Let people know you carry their products and have the vendor pick up part of the ad cost.
  • Are there up front advertising discounts for cash?
  • Consider advertising in regional issues of national magazines. The costs are lower and you can still reach your target market. TV Guide is a good choice. It stays around for at least a week. Time, Newsweek, and US News and World Report may stay in local doctors offices for years.
  • Share ad costs with neighbor business. Video stores and Pizza parlors are natural partners. Have coupons to each others stores or share the cost of flyers.
  • Try reducing the size of your ad (not in the Yellow Pages) or length of your radio spots. A 60 second spot is not twice as much as a 30 second spot but you won’t get twice as many customers for a 60 over a 30. Going with small ads or shorter spots will allow you to do more ads which normally pulls more customers. It’s better to be there every day with small ads than every month with one big one.
  • Develop tight production controls to minimize the need to reject finished ads. The message is more important than the messenger. Don’t try to produce ads that win awards, produce ads that sell.
  • Who are your very best customers? Aim your ads to talk directly to people like them.
  • What will suppliers give you in the way of point-of-purchase materials. Posters, stand ups, handouts, etc. Some have excellent display racks you can use.
  • Some national chains like Coke and Pepsi provide outdoor signs for businesses. There are also indoor lighted signs you write on with special markers to advertise your special offers.
  • Can you sponsor a community event? A fun-run, golf tournament, or other event that will be well publicized in the community. Your name may not be prominently displayed but sometimes the positive exposure in the community will bring in new customers.
  • Small businesses can seldom afford saturation advertising. You must be selective in the media that reaches your customers. Pin your ad reps down and make them show you exactly how their media reaches your target audience.
  • Exploit the media you choose to the fullest. If your message is verbal, you don’t need TV. Use radio, billboards and newspapers to the fullest.
  • Consider direct mail. A letter and brochure before customer contact can increase business. An IBM study concluded that selling time can be reduced from 9.3 to 1.3 total hours with direct mail advertising. A Sales and Marketing Executives International Study showed salespeople went from eight orders per 100 cold calls to 38 orders per 100 when direct mail was used.
  • Try an editorial style ad. These are ads that look like actual stories in the newspaper. They will have advertisement at the top of the article. Develop a good headline, and 50% more people will read the article than would read an ad of the same size.
  • You can’t match larger competitors dollar-for-dollar but, you can use unusual approaches (like the Avis idea above), color, music, slogans, humor (be careful here), or media selection to win your market away from the big guys.
  • Due to the high costs of conventional advertising on, radio, TV, newspapers, many cost conscious business have been forced to look for lower cost methods. Can you advertise on parking meters, taxi boards, balloons, blimps, and grocery shopping carts. Community bulletin boards, movie ads, and weekly newspaper shoppers.
  • Key your ads. Put something in the ad that will let you know which media it came from. On coupons, put a code that will record the paper and date of the ad. In radio or TV, have them mention the ad to get the discount. Ask every customer how they found you.
  • Plan for a rainy day. During the year put a small amount aside each month for emergencies. You never know when you’ll need to react quickly to whatever the competition is doing. You must be able to capitalize on breaking national events or news regarding your industry. If negative things happen in your industry you may need to respond quickly to make sure the right message is presented.
  • Always give the customer more than you promised and more than they expected. This is tip number 27 of the 25 we advertised. Maybe this last one is the one you needed.
  • I hope these tips will help your business grow. Not all may be relevant to your particular situation. Hopefully, they will illustrate the importance to plan and control your advertising budget.

    Listen in on Tom’s weekly radio show Open For Business on AM 1450 KMMS Radio, Bozeman.
    Have a business question for Tom? Click here to get Tom’s advice for free.
    Stay up to date on business issues. Join Tom’s Blog.

    This article may be reproduced for your non-profit group or organization provided it is not altered in any way and the following is attached:

    Based in Bozeman, MT, Tom Egelhoff is the author of How To Market, Advertise Promote Your Business Or Service In A Small Town. and The Small Town Advertising Handbook: How To Say More And Spend Less. He is also a seminar and workshop presenter and trainer. He may be reached at 888-550-6100 or PO Box 271, Bozeman, MT 59771-0271

    Would you like Tom Egelhoff to speak at your business function or convention?
    Click here for information, topics and pricing.





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    Fire Alarm System Testing, Inspection and Maintenance #low #voltage/communications, #content


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    Fire Alarm System Testing, Inspection and Maintenance

    Are you really maintaining your fire alarm system?

    Fire alarm systems are expected to help protect people, property, and assets. But you can’t tell if they’re fully operational just by looking at them. As with any other system, electronics and other components can degrade over time and compromise the system’s operation. Dust, dirt, and other contaminants can cause problems with smoke detectors. Such things as vandalism, remodeling, and improper maintenance procedures can also damage fire protection equipment. The good news is that with proper testing, inspection, and maintenance you can keep your fire alarm system at optimum operating performance. In addition to ensuring protection, keeping your system in good condition reduces expenses by preventing unbudgeted emergency repairs and costly false alarms.

    Where to start. Knowing the system’s age and maintenance history helps you determine the steps you must take to maintain its operational readiness. Systems under five years old should require little effort to maintain. In systems so young, problems are usually due to marginal installation like improper grounding or environmental factors like voltage transients. Periodic system testing and inspection by qualified specialists can detect many such problems.

    Systems between five and ten years old may experience component breakdown caused by harsh, but normal, environmental factors. Voltage fluctuations, temperature, and humidity may cause system failure or nuisance alarm problems.

    Systems between ten and fifteen years old can still provide appropriate life-safety response. However, systems in this category need close attention, even with proper maintenance procedures in place. If the system has had a history of poor maintenance or none at all, it’s likely that failure of components and improper monitoring of system components will occur.

    Systems approaching 20 years of age may be beyond their technological life expectancy. The system may continue to work satisfactorily if properly maintained, but you need testing and inspection by trained specialists to ensure proper system response will occur in an emergency.

    The steps. The maintenance activities for fire alarm systems can be summed up in five steps.

    Test and calibrate alarm sensors, such as flame and smoke detectors, per manufacturer specifications. This requires knowing about the different sensors—and their testing requirements, failure modes, and re-installation requirements.

    Simulate inputs and test the annunciators. This requires specific knowledge of the system under test.

    Set sensitivity. This requires an understanding of the particular system, the specific application, and fire detection theory.

    Coordinate with fire department to test the input to their system.

    Check the battery for corrosion and expiration date, then take appropriate action, if necessary.

    These steps seem simple enough, provided you have the knowledge. However, that knowledge is useless if you don’t pay absolute attention to detail. Experience shows that maintenance technicians under pressure to keep production equipment running often overlook important details because “nothing is broken.”

    Standards and guidelines. Most system manufacturers recommend at least one full annual test and inspection after initial installation and acceptance. Various agencies, organizations, and local authorities recommend, and in some cases, mandate, testing intervals. The National Fire Protection Association (NFPA) provides the National Fire Alarm Code, NFPA 72. This standard deals with the application, installation, performance, and maintenance of protective signaling systems and their components. Chapter 7 is devoted to inspection, testing and maintenance. A table included in the document is several pages long and includes generators, batteries, interface equipment, and other aspects of fire detection and alarm systems.

    The local authority having jurisdiction (AHJ) and insurance companies also influence, recommend, or set forth standards they deem necessary for the proper operation of life-safety systems. AHJs may establish guidelines that exceed NFPA guidelines.

    In virtually all cases, the standards outline minimum requirements. The potential problem, however, is that not all fire alarm systems are subject to the same environmental and ambient conditions. Therefore, meeting minimum standards of all applicable codes and standards may not provide the optimum protection for a facility. Because of this, manufacturers’ service organizations may recommend inspections and maintenance that exceed published standards and guidelines.

    System maintenance. In addition to system age, you must consider budget and staffing resources. Does your staff have the time and expertise to properly maintain this critical life-safety system? Will it be more cost-effective to have the manufacturer’s service organization or a contractor specializing in fire alarms perform the maintenance? The most stringent standards and guidelines are meaningless unless the people performing the inspection, testing, and maintenance are knowledgeable and qualified to service the fire alarm system.

    Facility maintenance people usually don’t possess the experience and knowledge found in manufacturer’s service technicians, whose daily work revolves around fire alarm system technology in a variety of environments and circumstances. Some facilities have answered this problem by sending their people to factory-sponsored training courses. This approach works, if done on an ongoing basis.

    You can get around the training dilemma by using a factory service agreement. These can range from a basic on-call agreement to regularly scheduled service visits. Emergency service offering four-hour and eight-hour response times, on a 24-hr-a-day basis, is an option available in most service agreements. This service usually provides response within the specified time, along with repair and replacement of equipment. Rapid emergency response is almost universal for the healthcare and lodging industries because of around-the-clock occupancy by staff, patients, and guests.

    For most facilities, contracting out that function makes sense. Before you sign a maintenance agreement, though, ensure technicians are certified by the National Institute for the Certification of Engineering Technologies (NICET) and specialize in life safety. NICET certification indicates thorough knowledge of system installation and life cycle inspection, testing, and maintenance protocols. Some facilities have their own staff NICET certified.

    The best-designed fire alarm system can be rendered ineffective, if improperly maintained. Each month, NFPA members read about fire catastrophes that a well-maintained system would have prevented. They also read about fires where properly functioning systems saved lives and reduced the business interruption. When you’re pinched by budgets, it’s tempting to take the risk that a fire won’t happen and delay responsible decisions about your fire protection until the next quarter. However, courts have increasingly ruled against people who have made such decisions, and held them—and their managers—personally and criminally liable. You must ensure your fire protection system operates properly, even if that means dipping into other budgets.

    Lohr is the director, service marketing for SimplexGrinnell LP, Westminster, Mass.


    Top 10 Cheapest UK Universities for an MBA – Complete University Guide


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    Top 10 Cheapest UK Universities for an MBA 2016–17

    Every year the Complete University Guide carries out the the Reddin Survey of University Tuition Fees. The Reddin Survey is the only comprehensive survey of university tuition fees across the United Kingdom and as such can prove a useful resource for prospective students throughout the UK. Especially those seeking a bargain.

    The illustrious MBA qualification has its values but it certainly has its costs, one being the potentially monumental costs of studying for one. Here we list the UK’s 10 cheapest MBA degrees*.

    *fees are per academic year for UK/EU students studying full-time and commencing their course in 2016

    “Clockwise from top left: Cardiff Metropolitan, Derby, Newman and Worcester”

    =10. Cardiff Metropolitan University, University of Derby, Newman University and University of Worcester

    £9,000

    In joint 10th position in our Top 10 Cheapest UK Universities for an MBA is an astonishing four-way tie. Cardiff Metropolitan University. the University of Derby. Newman University and the University of Worcester all offer MBA courses for £9,000, giving you a healthy selection to choose from if this is your budget.

    Canterbury Christ Church University also offers MBA courses from £9,000, ranging up to £15,000.


    25 Free Low Cost Advertising Tips by Small Business Expert Tom Egelhoff

    #business advertising

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    25 Free Low Cost Advertising Tips

    by Tom Egelhoff

    (Tom’s FREE Podcast for this topic is available. – For More Info Click Here)

    If there is one mistake small town businesses make more often than any other it’s, What ever is left over, we’ll use for advertising.

    Marketing and advertising is an investment, not an expense. I know it sure seems like an expense to me when I’m writing the check, but trust me it’s not.

    Without enough money put aside for advertising your sales can go down and you suddenly have less and less for promotion.

    When do you advertise the most? For most businesses it’s the first day of business. Don’t you have a Grand Opening, balloons, flyers, ads, on-site radio stations, contests, and prizes? Did the income from sales pay for that? No, it didn’t. You advertise most when you need business. You advertise more when you don’t.

    An average cost of advertising is usually 1 to 5% of gross sales, which can vary according to location, local advertising rates, and industry. Car dealers need more advertising than funeral homes.

    Before we get to the 25 tips let’s look at the basic strategies of successful advertising.

    * In order to be successful, your advertising must provide a consumer benefit or solve a problem.
    * That benefit or solution must be wanted by the consumer.
    * The product or service you are offering must be tied directly to that benefit or solution.
    * The benefit or solution must be distinctly communicated through medial advertising. In other words, be clear, forget the advertising glitz and make sure the message isn’t lost in the ad.

    A small-budget advertiser doesn’t have the ”deep pockets to develop big advertising campaigns. Some time you need to break the rules to be noticed. Avis did it by admitting they were Number 2 in the car rental business and that campaign took them from 6th place to second place. When they stopped that campaign they dropped back to 6th again. In the past year they have gone back to it.

    Budget conscious advertisers must achieve top results for their advertising dollar. Expand your dollars by adopting some creative techniques.

    Here’s 25 tips I hope will help you.

    1. Radio, newspapers and magazine specialists will frequently give free help in developing an advertising strategy. Things like demographic information, money-saving ways to produce your ads etc.
  • Place your ads in off hours or in unusual locations for less. Many times you can still reach your target market with these spots.
  • Instead of a one-time big splash ad, be consistent with frequent small ads that work.
  • Monthly magazines sometimes have unsold ad space at the end of the month they will sell at a discount.
  • If you have an 800 number, put it in every ad for immediate response and feedback.
  • Try advertising consistently in the classifieds. These ads may draw more customers than more expensive display ads.
  • Can you barter for the cost of ad production? Maybe the newspaper needs painting in exchange for an ad about your paint store.
  • Piggyback advertising are the ads you receive with your Mastercard bill. Is there someone in your town that sends out a lot of bills? Can you put a small flyer in with their bills and split the postage? Or pay a small fee?
  • Split advertising costs with the people who sell to you. Vendors and manufactures are always looking for exposure. Let people know you carry their products and have the vendor pick up part of the ad cost.
  • Are there up front advertising discounts for cash?
  • Consider advertising in regional issues of national magazines. The costs are lower and you can still reach your target market. TV Guide is a good choice. It stays around for at least a week. Time, Newsweek, and US News and World Report may stay in local doctors offices for years.
  • Share ad costs with neighbor business. Video stores and Pizza parlors are natural partners. Have coupons to each others stores or share the cost of flyers.
  • Try reducing the size of your ad (not in the Yellow Pages) or length of your radio spots. A 60 second spot is not twice as much as a 30 second spot but you won’t get twice as many customers for a 60 over a 30. Going with small ads or shorter spots will allow you to do more ads which normally pulls more customers. It’s better to be there every day with small ads than every month with one big one.
  • Develop tight production controls to minimize the need to reject finished ads. The message is more important than the messenger. Don’t try to produce ads that win awards, produce ads that sell.
  • Who are your very best customers? Aim your ads to talk directly to people like them.
  • What will suppliers give you in the way of point-of-purchase materials. Posters, stand ups, handouts, etc. Some have excellent display racks you can use.
  • Some national chains like Coke and Pepsi provide outdoor signs for businesses. There are also indoor lighted signs you write on with special markers to advertise your special offers.
  • Can you sponsor a community event? A fun-run, golf tournament, or other event that will be well publicized in the community. Your name may not be prominently displayed but sometimes the positive exposure in the community will bring in new customers.
  • Small businesses can seldom afford saturation advertising. You must be selective in the media that reaches your customers. Pin your ad reps down and make them show you exactly how their media reaches your target audience.
  • Exploit the media you choose to the fullest. If your message is verbal, you don’t need TV. Use radio, billboards and newspapers to the fullest.
  • Consider direct mail. A letter and brochure before customer contact can increase business. An IBM study concluded that selling time can be reduced from 9.3 to 1.3 total hours with direct mail advertising. A Sales and Marketing Executives International Study showed salespeople went from eight orders per 100 cold calls to 38 orders per 100 when direct mail was used.
  • Try an editorial style ad. These are ads that look like actual stories in the newspaper. They will have advertisement at the top of the article. Develop a good headline, and 50% more people will read the article than would read an ad of the same size.
  • You can’t match larger competitors dollar-for-dollar but, you can use unusual approaches (like the Avis idea above), color, music, slogans, humor (be careful here), or media selection to win your market away from the big guys.
  • Due to the high costs of conventional advertising on, radio, TV, newspapers, many cost conscious business have been forced to look for lower cost methods. Can you advertise on parking meters, taxi boards, balloons, blimps, and grocery shopping carts. Community bulletin boards, movie ads, and weekly newspaper shoppers.
  • Key your ads. Put something in the ad that will let you know which media it came from. On coupons, put a code that will record the paper and date of the ad. In radio or TV, have them mention the ad to get the discount. Ask every customer how they found you.
  • Plan for a rainy day. During the year put a small amount aside each month for emergencies. You never know when you’ll need to react quickly to whatever the competition is doing. You must be able to capitalize on breaking national events or news regarding your industry. If negative things happen in your industry you may need to respond quickly to make sure the right message is presented.
  • Always give the customer more than you promised and more than they expected. This is tip number 27 of the 25 we advertised. Maybe this last one is the one you needed.
  • I hope these tips will help your business grow. Not all may be relevant to your particular situation. Hopefully, they will illustrate the importance to plan and control your advertising budget.

    Listen in on Tom’s weekly radio show Open For Business on AM 1450 KMMS Radio, Bozeman.
    Have a business question for Tom? Click here to get Tom’s advice for free.
    Stay up to date on business issues. Join Tom’s Blog.

    This article may be reproduced for your non-profit group or organization provided it is not altered in any way and the following is attached:

    Based in Bozeman, MT, Tom Egelhoff is the author of How To Market, Advertise Promote Your Business Or Service In A Small Town. and The Small Town Advertising Handbook: How To Say More And Spend Less. He is also a seminar and workshop presenter and trainer. He may be reached at 888-550-6100 or PO Box 271, Bozeman, MT 59771-0271

    Would you like Tom Egelhoff to speak at your business function or convention?
    Click here for information, topics and pricing.





    Promotional Products – Custom Business Promotional Items at Low Prices #small #business

    #business promotional items

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    National Pen – Your #1 source for promotional products and personalized pens

    National Pen offers high quality personalized products at factory-direct pricing. In business over 45 years, we manufacture and assemble many of our promotional products in the USA. Advertise your business by imprinting your company name or logo on personalized pens, key chains, note pads, magnets, calendars, mugs, tote bags & more. Personalized promotional products are perfect for trade show giveaways, customer appreciation, corporate events, and marketing your brand.

    One Full Year Guarantee!

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    Free Full Color Stock Designs!

    Make a lasting impression with over 500 unique full-color designs.
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    Sign up for emails and get coupons, special offers and FREE Samples!

    Order Today 1.866.900.7367
    National Pen Company

    Join Our Email List

    Be the first to know about new products, special offers, sales and more!

    You can opt out at anytime.
    Please refer to our Privacy Policy or Contact Us for more details.





    Heating, Air Conditioning, Electric, Plumbing Service & Repair #woodfin, #emergency #service, #heating


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    YOUR HOME TEAM HAS A NEW HOME

    All of us at Woodfin are happy to announce that Your Home Team has relocated to a new home. Our main facility is now located at 1823 N Hamilton Street, Richmond, VA 23230. Only our location has changed, nothing else! We’re still the same Woodfin team you’ve come to know and trust over the years. We are confident that our relocation will only strengthen our commitment to you. Click here to learn more about our new location.

    Employment Opportunities Our Service Areas Follow Us:

    Woodfin has great employees offering great service for heating and cooling, heating oil delivery, plumbing and electrical in Richmond VA.

    Call Us: (804) 730-5000

    24/7 Emergency Service
    Open 8am-5pm: Monday – Saturday

    HOME AUTOMATION LOGIN

    Welcome


    Top 10 Low Overhead Cottage Industry Small Business ideas #grants #for #business

    #cottage industry ideas

    #

    Are you planning to go home based while earning a significant sustainable income? If yes, then below are the top ten low overhead cottage industry ideas you can start today .

    Starting a small business from home is cool. At least, it gives you the freedom to work anytime you want—from anywhere and at any point in time. I am going to be really conversational in this post, so I want you to play along with me.

    A cottage industry can include anyone who’s working from home selling or offering product or services. In this present age, you can make a full living operating your own cottage business right from home Without mincing words, bellow are eleven super cool, money making cottage industry business ideas:

    Top 10 Low Overhead Cottage Industry Business ideas

    What You Need to Consider Before Starting a Cottage Business

    Though, starting a home cottage business sounds like a good idea. Of course, it’s profitable and flexible but there are many things you have to put into consideration before starting. I suggest you take your time to test the waters before going fully into the business…

    Are you good at writing or designing? Or, do you love soap making, editing or completing surveys. There are lots of cottage businesses you can start but you need to first review your talents, and identify what you like doing!

    Exclusive Cottage Business Ideas…

    Content mills like iwriter, Elance and Guru.com are looking for professional writers to help with content writing. 3years ago, while building my online business, I worked as a freelance writer on iwriter.com and generated a monthly profit of $300 — $500. For content writing, you should have a portfolio and samples to prove to clients that you are worth hiring!

    Seriously, there’s so much money to be made online. This young boy: Bamidele Onibalusi generates a monthly profit of $5,000 working from home, spending just 5 hours daily, writing articles… With content writing, your possibilities are limitless. You too can quit your day job and start earning $8,000 writing just like Tom Ewer .

    Tip: Remember, no one is born a great writer. Practice makes perfect. Join writing portals like Constant Content, Ehow, Squidoo, Blogging.org and Yahoo’s associated content to start earning today!

    Are you good at teaching Mathematics or playing musical instruments or you have a talent in teaching different foreign languages. If you answered YES to the above question, then you can actually make money by starting a tutoring business

    People are willing to pay to learn how to speak Chinese, type, dance, sow, cook, write or prepare foreign foods. If you are good in any of these topics, you could start up a blog or market yourself in your local newspaper.

    People who are willing to learn these things will gladly pay you as long as they get the value for what they paid for. To get started, you can offer to teach for free to build reputation. Don’t start out big. Offer tremendous value and don’t expect to charge much. You could offer to teach someone to speak Chinese Language for a measly fee of $50.

    Otunba Akin Alabi, the CEO of Nairabet visited China recently for business and was handed a flier by a Chinese dude. He wanted to trash the flier immediately but he tried to be polite. When he was about going into the elevator, he looked at the flier and was amazed at what he saw:

    “Learn To Speak Chinese Fluently in Just 2 Weeks!’’

    Now I love that. That young Chinese dude must be a smart cottage businessperson. He was offering a service that teaches foreigners how to speak Chinese! He knew they were foreigners who’re dying to learn Chinese, and would pay anything to learn it.

    3. Start Making soaps

    Are you good at making soaps? Or do you have flair for soap making. You can make a living by making soaps. All you need to do is to promote your soap business and collaborate with gift baskets companies to provide them with scented, soaps.

    Other Cottage Industry ideas to Consider

    You don’t need to be an experienced English speaker to start a proofreading business. Publishers are in need of talented proofreaders. You can actually make a living off editing if you understand the basic rules of spelling Grammar and punctuation. You can join Elance.com and Freelancer.com to get started. Or, set up a website and rank organically in the search engines.

    As a final note, I am quite sure you have many home business ideas. Just remember this: an idea without corresponding action is dead. So start a low-cost cottage business that you can manage from home and I will see you at the top.

    Related Posts





    40 Small Business Ideas with low investment #business #tax #software

    #small business idea

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    40 Small Business Ideas with low investment

    Business Ideas – Today we find several young dynamic individuals who are aspire to start small business and they are always looking for business ideas with low investment. In order to help them we are herewith 40 small business ideas with low investment. If you are doing job and looking for part time opportunity to make more money you may go through our one of the most visited article best business ideas for making more money .

    Business Ideas

    1. Personalized Custom made Gift Store – Today we find demand of personalized custom made gift is increasing you may think of starting your own gift store providing this type of gifts.

    2. Gym or Fitness center – In today’s world everyone is bother about fitness, so starting small gym or fitness center in good area will always rock.

    3. Event Organizer – Starting small company which organize event could be good idea but here you may need special expertise and manpower for the same.

    4.Interior Designer – Everyone today want services from interior decorator, so starting interior designer business could be best deal but remember here you may need special skills.

    5. Small Grocery Shop Starting small grocery shop is another good idea here you do not require any special skill and you may start from small shop and gradually expand as per need.

    6. Match Making or Wedding planner – It is said that marriages are made in haven but celebrated on earth So in order to celebrate/enjoy marriage many people today go for wedding planner. In today’s scenario match making or wedding planner is good business option to start with.

    7. Tuition Class Education is essential today hence business of education will never stop. Starting Tuition class is good idea to start with.

    8. Mobile Shop – Today everyone use mobile and looking at need mobile demand is ever increasing hence starting small mobile shop is good Investment idea.

    9. Ice-cream Parlor Starting ice cream parlor is another good business idea to start with.

    10. Xerox Book Binding – Many college area and school area don’t have this facility and could be good potential business in that area.

    11. Mobile Food Shop – Today we are living in mobile generation starting mobile food shop is very good business idea.

    12. Jewelry maker With increasing gold price demand of jewelry is ever increasing doing course of jewelry making and starting something in that line could be good option.

    13. Insurance Consultant Starting small insurance consultancy or taking insurance agency is another good business idea.

    14. Freelancer – If you are good at programming there are multiple websites available which can give you freelancing work and you will be paid for the same.

    15. Book Store – Book lover always purchase multiple books making idea of starting book store attractive.

    16. Catering service – For marriage and party people always look for good catering service if you are good at providing good food and catering service this could be another good business idea.

    17. Computer Trainer If you are good at providing computer training this could be good business idea as knowing computer is must in today’s world.

    18. Yoga Center – In today’s stressful life many people prefer to go for Yoga. so starting yoga center will be good business option.

    19. Baby Sitting Services – This business idea is specifically for woman who want to start some home based business. Many working couple may be in need to service like this.

    20. Real Estate Consultant – Real estate is ever growing business so starting consultancy for providing guidance about real estate and buy, sell and rent option is good business option.

    21. Game Parlor Todays generation likes play station game station very much hence starting game parlor with certain unique game is best business idea.

    22. Photographer – If you are good at photography you can start photography business with low cost investment.

    23. Motivational Speaker If you have skill you can become motivational speaker and turn this in to good business opportunity.

    24. Travel Agency – Starting travel agency is good business opportunity with low investment.

    25. Computer Shop – If you have IT related knowledge than starting computer shop for sealing IT related item or computer is good business opportunity.

    26. Relaxation Center In today’s stressful life relaxation is must and people always look for option of recreation center or relaxation center hence starting relaxation center is good business option.

    27. Courier Company You can do tie-up with existing Courier Company and start small business or maybe you can opt to start your own courier company.

    28. Resale Auto Dealer – Many people has requirement of sealing old car or bike you may opt to become good auto dealer.

    29. Recruitment Firm – Today job is prime requirement for anyone and people usually opt for recruitment firm to get good job. Starting recruitment firm could be good business option for you.

    30. Security or Spy Agency – With growing security need you can start your own security agency another good option is to work as spy.

    31. Advertisement Agency – Starting Advertisement agency is one of the ever green business opportunity which can earn you big money.

    32. Web Designing hosting- If you have knowledge about various IT tools and programming language you can opt for career as web designer firm.

    33. Starting online Blog If you are good at content generation and had good knowledge about any field you can start your online blog and earn good money.

    34. Antique Article Shop Today many people believe that keeping antique statues and article at home is fashion symbol, so Opening Antique article shop is good business option as

    35. Fast Food Parlor – Today’s generation mostly eat fast food, starting fast food parlor could be another business option.

    36. Data Entry services – Many companies today earn money by doing data entry work you may start providing service like this.

    37. Resume Writer – If you are good at designing resume and had deep knowledge you can become resume writer.

    38. SEO Consultant – Search Engine optimization consultant is required by mostly all websites. If you can build up capability you can become good SEO consultant.

    39. Dairy Sweet Parlor – You can think of starting small dairy parlor in your area serving need of dairy products and sweets.

    40. Packers Movers – You can think of starting business of packing and forwarding which can turn in to good business opportunity.

    Readers, what is your opinion about these investment ideas with small investment? Do share your feedback in comment section.

    40 Small Business Ideas with low investment





    Cellular Monitoring for Home Security #low #cost #home #alarm #monitoring


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    Our systems are designed from the ground up to provide complete, affordable, and customizable protection for your family. And it all starts at just $19.99 per month.

    Adding security to your small business or restaurant has never been easier. Live video, Door Sensors, and Glass Break Detection all starting at 46.99 per month.

    Your security system will have several flexible monitoring options. Between Landline, Broadband or Cellular Monitoring, you’ll choose the option that best suits your needs.

    Alarm systems are the starting point for a truly protected home. From the control panel to lifestyle accessories, discover the elements that make your perfect home security system.

    Your security system could save your life. With our life safety equipment, you’ll extend your home security system to protect you and your family.

    Your vehicles need protection, too. With our Driveway Sensors, you’ll extend your security beyond the home.

    Why Get Home Security?

    Home security is an investment in yourself. When you get home security from Protect America, you’ll immediately enjoy several benefits.

    Local Crime Stats

    How prevalent is burglary in your community? Learn about the crime rates in your city with this helpful resource.

    Home security can be complicated. Learn the basics of protecting your home and family.

    Complete Home Security

    Other home security companies don’t want you to have Complete Home Security. Find out what makes Protect America different.

    About Protect America

    Protect America is a leader in technology-enabled, self-installed home security and automation, dedicated to the protection of our customers.

    Advantage Over ADT

    We are driven to provide only the highest quality products and dedicated service at an affordable price. See why we’re the right choice.

    Home and Life Blog

    Learn what’s new in the world of home protection in Protect America’s home security blog.

    Cellular Monitoring

    The Cellular Monitoring solution makes home security flexible like never before! No need for a landline home phone or even an internet connection. Since this technology connects via a cellular network, the alarm system doesn’t require any extra wires to work. Simply plug the command station into a power outlet and everything else is completely wireless. This service is only available if there is adequate cellular phone coverage in your area. Ask a Protect America security expert for more information!

    Speak with a security expert today, call now: 1-800-951-5190

    The SMART Connected Life

    SMART Connect services included free with your cellular monitoring.

    Alarm System Control

    Use your smartphone to arm, disarm and view the status of your alarm system easily and in real time.

    Front Door Locks

    Unlock doors with your phone, program multiple user codes and check the status of your lock from anywhere, anytime.

    Lighting Command

    Control lights from the couch or miles away. Give your home a “lived-in” appearance no matter where you are.

    Live Video Surveillance

    Keep an eye on your home from anywhere in the world with live video. (Video Service Required)

    Home Automation

    Forget to turn off your hair straightener? Want to brew coffee before you get out of bed? Home automation easily controls appliances from your phone.

    The Benefits of Cellular Monitoring

    Wireless Technology

    Forget that tangle of wires running through your home and walls. Wireless technology makes this security system incredibly easy to use and operate. No mess, no stress.

    Ready to Protect

    Setup typically takes less than an hour. Once your system is operational, you’re surrounded by a shield that is ready to jump into action any time.

    Free and Friendly Tech Support

    As a Protect America customer, you have access to our technical support professionals who can help with any home security questions you may have. It’s our job to make sure you’re safe and comfortable!

    No Cut Phone Lines

    With Cellular Monitoring, your home security system works just like a cell phone. Authorities are notified of an alarm without the need of a landline. This eliminates the opportunity for thieves to bypass your protection by simply cutting the wires that lead to your home.

    No Phone Line? No Problem.

    Many modern homeowners prefer to have a cell phone and have given up their landline altogether. Many alarm systems, however, require a phone line to dial out to their monitoring station. We say – ditch the phone line and switch to cellular. Cellular monitoring means your alarm system communicates wirelessly and easily contacts our monitoring station during any sign of trouble.

    Welcome to your interactive home.

    Selecting Cellular Monitoring transforms your home into a truly wireless experience. No internet or landline is required. Unlike other security companies, Protect America’s interactive features are included at no extra charge when you select Broadband or Cellular Monitoring. Our SMART Connect apps for Android and Apple devices put home automation, energy management and live video in your pocket!

    Frequently Asked Questions

    How is Cellular Monitoring different from typical security monitoring?

    Cellular technology allows your security system to communicate with the monitoring station over the same platform that cell phones use. This means that a criminal cannot bypass your system by cutting the phone line.

    How do I set up my cellular monitored security system?

    Once you’ve ordered, we program your security system at a Protect America facility for an easy install. A package is then shipped to your home with all the wireless equipment you will need to quickly arm your home. Once you receive your package, simply call our security installation experts at 1-800-951-5111, Option 3. A security expert will then walk you through each step of the DIY setup which typically takes less than an hour!

    What happens when my alarm is triggered?

    Once your system senses an alarm, a signal is sent to a monitoring station. A representative will then attempt to reach you and then an emergency contact. If no contact can be made, the authorities will be notified.

    How often should I test my system?

    We recommend that you test your security system once a month to ensure a proper connection. Visit the Operation page for a complete testing walkthrough.


    A1 Insurance – Affordable Home, Auto and SR22 Insurance #a1 #insurance, #a1


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    Kansas City’s Affordable Independent Insurance Company

    At A1Insurance in Kansas City, we strive to be an Insurance Brokerage Firm that not only meets the needs of its clientele, its team and its partner insurance carriers—but one that also exceeds and redefines all expectations. We work with you to identify the insurance coverages that are right for you, your family or your business and ensure that you are aware of the policy options available to you through our agency.

    We pride ourselves on being the leading Kansas City Insurance Specialists. Our team at A1 Insurance takes the time to effectively evaluate your unique Missouri and Kansas insurance needs so that your biggest assets are protected at the utmost competitive rates. Additionally, our comprehensive insurance strategies encompass a wide range of risk exposures—resulting in the peace of mind that comes from knowing what matters most to you is protected.

    Low Down Payments & Same Day Coverage

    As one of Kansas City’s most trusted independent insurance agencies, A1 Insurance is proud to serve the diverse insurance needs of KC’s residents and businesses. From a reliable Missouri Homeowners Insurance policy to a product as crucial as Kansas Auto Insurance we aim to secure the highest quality coverage and protection that our customers deserve.

    At A1 Insurance we certainly don’t stop there! Perhaps you’re searching for a customized Business Insurance package, SR22 insurance, or even a specialty renter’s or motorcycle Insurance plan designed for your unique lifestyle. Rest assured because we’ve made your coverage needs our top priority! We provide all of the knowledge and expertise you would expect from a well established, community-driven insurance agency. We have been here in Kansas City for over 30 years! Call 816-363-2265 today.

    Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance For Kansas City and surrounding areas

    Our unique tools and extensive knowledge have equipped our agents with the ability to handle multiple policy lines, while continuing to save you valuable time and money.

    And remember no matter where you are located – whether it’s an affordable Kansas Insurance Quote you need or even a personalized Insurance Package– we’ve got your coverage requirements under control! Contact A1 Insurance, your premier Kansas City Insurance provider, to discover the coverage options available today!


    ASU Tuition Estimator #low #cost #tuition #online #colleges


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    ASU Tuition Estimator

    Disclaimers

    This is not a bill. This is only an estimate. All amounts shown here or in other university publications or Web pages represent tuition and fees as currently approved. However, Arizona State University reserves the right to increase or modify tuition and fees without prior notice, upon approval by the Arizona Board of Regents or as otherwise consistent with Board policy, and to make such modifications applicable to students enrolled at ASU at that time as well as to incoming students. In addition, all tuition amounts and fees are subject to change at any time for correction of errors. Finally, please note, that fee amounts billed for any period may be adjusted at a future date.

    Some programs charge differential or program specific tuition, which is in addition to the base tuition charged each semester a student enrolls. These fees will either be listed as a separate line item labeled Program Tuition, or will be automatically included in the base tuition rate. General tuition rates are available if you select None/Not Listed from the drop-down menu labeled Academic Programs with Differential or Program Tuition.

    If you have questions or comments about tuition and fees, please contact the Student Accounts Office .

    If you have questions or comments about financial aid and cost of attendance, please contact Student Financial Assistance .

    Arizona State University is a top ranked research university in the greater Phoenix metropolitan area.


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    Getting cheap rates on auto insurance

    Some insurance companies focus on the bare necessities for you to drive legally—bodily injury and property damage liability with the minimum limits—along with a claims process that’s spotty at best. Rather than take a chance on that cheap car insurance company, you can get quality coverage that won’t break the bank with Nationwide.

    How do I get cheap car insurance?

    Everybody wants the best value for their car insurance premium. That’s why Nationwide offers many ways to get low rates, including our car insurance discounts. But what really makes us unique is the quality we offer our members. Here are a few benefits Nationwide members get:

    • Dependable, customizable car insurance – you can choose the auto insurance policies that suit your lifestyle and budget.
    • Top-notch claims service – Nationwide Claims Service is there when you need it, 24/7. You can file a claim online or by phone.
    • An annual On Your Side ® Review to ensure your coverage is meeting your needs.
    • Accident Forgiveness helps you avoid increased rates in the event of your first at-fault accident.

    How can I lower my car insurance rates?

    Certain factors influence your auto insurance rates, including some things you can control:

    • The kind of car you drive – The price and style of your vehicle will impact how much your rates will be. The age of your car also matters; older cars tend to be cheaper to insure.
    • The kind of coverage you choose – If you drive an older car with high mileage, you might consider dropping collision or comprehensive coverage if you need to keep your premiums low.
    • The amount of your deductible – Higher deductibles can significantly lower car insurance premiums. While it could mean more out-of-pocket expenses in the event of an accident, it could also mean paying less over time.
    • Where you keep your car – Rates are determined to some degree by the area in which you live and park your car.
    • The number of drivers on your policy – If you add someone to your policy, your rate will increase, particularly if that “someone” is a new teen driver. Statistically teenagers have more accidents so they’re more expensive to insure.
    • Your driving record – Insurance rates can sometimes increase after an accident or moving violation. The good news? You may qualify for a discount after a certain period of driving accident-free.

    You can learn more about the factors that impact the cost of car insurance – and be sure to take them into account as you shop for coverage.

    What about those discounts?

    You can get more affordable rates on Nationwide coverage with our car insurance discounts. such as:

    • Multiple policies discount – When you carry multiple types of insurance policies from Nationwide (car insurance, home insurance, life insurance, motorcycle insurance and so on), you could qualify for lower premiums on each policy than if you had separate policies from different insurers. Think of it as a discount for bundling.
    • Affinity discount – We have established relationships with several organizations to offer discounts to their members. If you belong to such a group, you may be eligible for a discount on insurance from Nationwide.
    • Good student discount – Cheap car insurance for students is possible with Nationwide.
    • SmartRide ® discount – SmartRide is a tracking tool we offer to reward safe driving. Here’s where rubber truly meets the road – plug the device into your car and it will track your driving habits, such as hard braking, speed and so forth. With a steady hand at the wheel, your low-risk driving can earn you lower insurance premiums.
    • Paperless discount – You’ll save money on stamps and avoid late fees if you sign up to have your Nationwide bill paid automatically at regular intervals from your checking or savings account. Some policyholders may even earn a recurring discount when they agree to receive documents electronically.

    Start saving money today

    Yes, you can have cheap car insurance and unparalleled protection. Get a quote in minutes from Nationwide.

    Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply. Discounts may not be applied to all policy coverages.

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    Home: Lifespan Services #lifespan #services, #lifespan, #therapist, #therapy, #counseling, #counselor, #psychotherapy, #psychotherapist,


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    You’re probably wondering what it’s like to see a therapist if you are pursuing therapy for the first time. Or, you might be entering into therapy after previous experiences with the process.

    Physic al, emotional, and environ mental wellness all factor into one’s mental health. Many issues can contribute to challenges with mental health including situational stressors such as loss, r elationship conflicts, employment struggles, and life transitions. In addition to these str essors, s ome people struggle with issues from childhood or unhealthy patterns that sabotage their relationships. For many, there are also physical stressors such as chronic pain or a chemical imbalance.

    We recognize that everyone’s situation is unique and make every effort to understand all aspects of one’s life in order to reach an accurate diagnosis and deliver highly personalized treatment that maximizes your chances of success.

    We are dedicated professionals committed to providing quality mental health services. It is our overall goal to enhance the quality of life for individuals and families. Our belief is that all people are valuable and unique, and should be treated with dignity and respect.

    While recognizing the potential for change, an assessment of your emotional, physical, spiritual, and life experience is provided in a caring environment.

    Lifespan Services, Inc. is now affiliated with the University of Florida College of Medicine, Dept. of Pediatrics to provide mental health counseling for children. Alyssa Visalli, LMHC and Bonnie M. Martin, LCSW, CET are Courtesy Faculty Members at UF.

    Please call or email for an individual, couples or family therapy consultation today.

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