Federal Service Desk, types of business.#Types #of #business

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Hours of Operation

Monday – Friday 8 a.m. to 8 p.m. ET

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Federal Service Desk

The purpose of the Federal Service Desk (FSD.gov) is to help visitors get the information and assistance they need for the systems (websites) that the FSD supports. Note: There are NO fees associated with any FSD supported systems.

Types of business

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Hours of Operation

Monday – Friday 8 a.m. to 8 p.m. ET

News and Announcements

Friday November 10th is a Federal Holiday and the Federal Service Desk is closed. You may still use “Submit A Question” and we will respond on Monday November 13th.

GSA IAE recently confirmed an issue with the one of the FPDS V1.5 web service interfaces to eSRS. If you are receiving an error related to FPDS while filing an eSRS Individual Subcontracting Report (ISR), please contact the Federal Service Desk (www.fsd.gov) and create a ticket with the contract number in question. Your issue will be documented and added to a daily list of records eSRS will manually pull into its database from FPDS. The interface issue will be resolved in eSRS by mid-November. We are also posting an announcement to government users alerting them of this issue.

GSA IAE recently confirmed an issue with the one of the FPDS V1.5 web service interfaces (IDVSummary) to eSRS. This interface pulls Indefinite Delivery Vehicle (IDV) contract data from FPDS into eSRS. A small number of vendors are having difficulty pulling an IDV record into their eSRS Individual Subcontracting Report (ISR). Vendors should report the issue and provide the contract number to the Federal Service Desk (www.fsd.gov). Daily eSRS is pulling a list of those records from the service desk and loading the data manually from FPDS. The interface issue will be resolved in eSRS by mid-November.

Product Services Codes (PSC) may be added, revised, or deleted to increase the accuracy of reporting. For changes to the PSCs to be considered for the upcoming fiscal year, users must submit their requests from October 1st to October 31st using the web form Product Service Codes (PSC) Change Request .

Go to the FAR Data Collection Pilot and select the HFC button to report hydrofluorocarbon information for contracts which contain FAR 52.223-11 Ozone-Depleting Substances and High Global Warming Potential Hydrofluorocarbons (Jun 2016) in accordance with FAR 52.223-11(c)(2).

Contractors with covered service contracts may now submit their FY17 service contract reports in SAM. Consult the SAM Quick Start Guide to Service Contract Reporting or Section 10 Service Contract Report of the SAM Non-Federal User Guide to learn more.

The U.S. Small Business Administration (SBA) updated its Table of Small Business Size Standards adopting the Office of Management and Budget s 2017 revision of the North American Industry Classification System (NAICS) effective October 1, 2017. The 2017 NAICS Codes and their corresponding size standards are now effective for procurement purposes. The updated table of size standards is available on SBA s website at www.sba.gov/size.

FPDS Version 1.5 ( https://www.fpds.gov ) deployed to production on Sunday, October 1, 2017. Version 1.4 was sunset as of September 30, 2017. Review release notes for a high-level description of the V1.5 changes. Review V.15 functional documentation like the Data Dictionary and V1.5 Quick Start Guide at the FPDS Worksite .

The Disaster Response Registry on SAM.gov contains those contractors willing to provide debris removal, distribution of supplies, reconstruction, and other disaster or emergency relief activities inside the United States and its outlying areas. Download a one-page Quick User Guide to Searching the Disaster Response Registry for an overview.

There is NO FEE to register, or maintain your registration, in the System for Award Management ( SAM.gov ). If you receive an email from a company claiming to represent SAM.gov , be cautious. If you get an email from a company offering to help you register in SAM.gov asking you to contact them and pay them money, be cautious. These messages are not from the U.S. Government. It is FREE to register and to maintain your registration in SAM.gov .

If you receive unsolicited contact of any kind from someone claiming to be an agent of the Catalog of Federal Domestic Assistance (CFDA), read this possible fraud notification. These unsolicited messages are not from the U.S. Government. CFDA will not contact you, ask you for money, or ask you for personal information.

Read a summary of the FY2016 Procurement Management Review (PMP) for the System for Award Management (SAM) and the Federal Funding Accountability and Transparency Act (FFATA) Subaward Reporting System (FSRS).

Read the Federal Procurement Data Quality Summary of agency data in the Federal Procurement Data System (FPDS) for Fiscal Year 2016. The regulatory and policy requirement for verifying the accuracy and completeness of data meets the requirements for agencies certifying procurement data for the DATA Act.

Users and Interfacing Systems must reset their passwords as required every 90 days or the account will be disabled IAW GSA IT Security Policy, (CIO P 2100.1). Registered users will receive an email notification to remind them of this requirement. If your account has been disabled, contact the Federal Service Desk at 866-606-8220 (Monday – Friday 8 a.m. to 8 p.m. ET).

NOTE: If your account was re-enabled after contacting the FSD, you must reset your password before midnight on the day of the call to prevent it from being disabled once again.





Types of business, types of business.#Types #of #business

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E-mail Disclaimer: Under Florida law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity. Instead, contact this office by phone or in writing.





Types of business, types of business.#Types #of #business

Business

Businesses can do much to prepare for the impact of the many hazards they face in today’s world including natural hazards like floods, hurricanes, tornadoes, earthquakes and widespread serious illness such as the H1N1 flu virus pandemic. Human-caused hazards include accidents, acts of violence by people and acts of terrorism. Examples of technology-related hazards are the failure or malfunction of systems, equipment or software.

Ready Business will assist businesses in developing a preparedness program by providing tools to create a plan that addresses the impact of many hazards. This website and its tools utilize an “all hazards approach” and follows the program elements within National Fire Protection Association 1600, Standard on Disaster/Emergency Management and Business Continuity Programs. NFPA 1600 is an American National Standard and has been adopted by the U.S. Department of Homeland Security.

The five steps in developing a preparedness program are Program Management, Planning, Implementation, Testing and Exercises, and Program Improvement. Find out more about the five steps below.

Program Management

  • Organize, develop and administer your preparedness program
  • Identify regulations that establish minimum requirements for your program

Find more information on Program Management here.

Planning

  • Gather information about hazards and assess risks
  • Conduct a business impact analysis (BIA)
  • Examine ways to prevent hazards and reduce risks

Find more information on Planning here.

Implementation

Write a preparedness plan addressing:

  • Resource management
  • Emergency response
  • Crisis communications
  • Business continuity
  • Information technology
  • Employee assistance
  • Incident management
  • Training

Find more information on Implemenation here.

Testing and Exercises

  • Test and evaluate your plan
  • Define different types of exercises
  • Learn how to conduct exercises
  • Use exercise results to evaluate the effectiveness of the plan

Find more information on Testing and Exercises here.

Program Improvement

  • Identify when the preparedness program needs to be reviewed
  • Discover methods to evaluate the preparedness program
  • Utilize the review to make necessary changes and plan improvements

Find more information on Program Improvement here.





HumanMetrics – online relationships, personality and entrepreneur tests, personal solution center, types

Personality Test – Jung, Briggs Myers Types

Types of business

Take free, tried-and-true personality test to identify your Jung, Briggs Myers personality type and obtain its description. Discover career choices and schools suitable for your type. Read more.

Carl Jung characterized people using three criteria:

  • Extraversion – Introversion
  • Sensing – Intuition
  • Thinking – Feeling

Isabel Briggs Myers added a fourth criterion:

The first letters of the different combinations of the four criteria denote personality type formula. For example:

ISTJ – I ntrovert S ensing T hinking J udging

Upon completing the Jung Typology Test you will obtain your type formula, the strength of each of the preferences and the description of your type. It may help you to identify your lifestyle both in general, and with respect to specific areas of activity. You will also obtain a list of the most suitable career choices based on your personality, along with some educational institutions where you can receive a relevant degree or training. « less

Jung Marriage Test

Types of business

Are you compatible with your soul mate? Looking for a perfect dating partner? Will you have a good and stable relationship? The answer is in the Jung Marriage Test . Read more .

A good and stable relationship between partners is conducive to a happy marriage, and we often don’t know what the underlying cause of our conflicts is. The ability to assess the likelihood of a healthy long term relationship is one of the main challenges in dating and matchmaking. Jung Marriage Test™ addresses this challenge. The test identifies potentially successful and potentially problematic matches by comparing and analysing personality types of the partners. Personality type is defined by the three criteria introduced by Carl Jung:

  • Extraversion – Introversion
  • Sensing – Intuition
  • Thinking – Feeling

And the fourth criterion added by Isabel Briggs Myers *:

The different combinations of these four criteria define sixteen possible personality types. The type formula is denoted by the first letters of the combination, e.g.

ENFP – Extravert iNtuitive Feeling Perceiving

Once you know the type formula and strengths of the preferences of both partners (or prospective partners), it is possible to calculate the index of compatibility (MatchIndex) between the partners. The MatchIndex represents potential for a successful and mutually satisfying long term relationship.

A high MatchIndex ensures a good and stable long-term relationship. If the partners’ MatchIndex is low, then in the vast majority of cases the relationship will be subject to conflict.

Upon completing the test, you will get a MatchIndex for your couple as well as tips on how to maintain a healthy and stable relationship and avoid “bumps”.« less

Entrepreneur Profiler

Types of business

Starting up or running a small business? Determine the kinds of businesses and franchises that are most favorable for you with the Small Business Entrepreneur Profiler Read more.

One of the most important factors that determine the success of a small business is the right choice of line of business from personality fit standpoint, i.e. the extent to which it corresponds with your personality’s “business type”. We distinguish several basic personality business types, such as business leader, freelancer, analyst etc.

The knowledge of your personality’s business type is crucial. If the nature of the business does not match up with your personality’s business type, you run the risk of losing your business, together with all the money and effort invested, never mind all the frustration and loss of self-confidence incurred. At the end of the test, you will obtain:

  • your personality’s business type and its description including strong and weak points
  • what kind of business partner, in terms of his or her personality’s business type, you can benefit from partnering with
  • a list of the most favourable occupations you are most likely to succeed as a small business, alone or in a partnership
  • some examples of franchises that match up your personality’s business profile

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Organizations and Business Users

Types of business

Apply advanced Jung’s, Briggs Myers’ typology for pre-employment assessment, team building, personal and professional development of employees and more. Visit HRPersonality.com

Risk Attitudes Profiler

Types of business

Why does trouble stick to you? Can you control your fortune? How can you leverage the knowledge of your “risk type”? You’ll find the answers in the Risk Attitudes Profile . Read more .

Some people want stability, order and safety in their life. Others have an unconscious drive for a dynamic life, keen excitement, and risk-taking. The reason for many life troubles and lost fortunes is the huge gap between a person’s inherent attitudes toward risk and his or her actual lifestyle, occupation, objectives and how he/she realizes those objectives.

Knowing your own “risk profile” and risk attitude index is crucial because inconsistencies between your natural risk attitudes and your life lead to stress and emotional discomfort, negatively affect your career and business, your private life, and your confidence in your abilities.

At the end of the test, you will obtain your risk attitude index, the description of your risk type, its strong and weak points, ways of personal growth and strategies for success. « less

Career Development Assessment

Types of business

Leverage your personality traits for your success in the workplace, in business, or in a team setting. Complete career development assessment now to obtain your personal Career Development profile

Visionary Test

Types of business

Are you a person with a clear, distinct vision of the future? Can you easily and realistically foresee how things are going to develop? Discover how much of a visionary you are with the Visionary Test

Assertiveness Test

Types of business

Do you actively struggle for your rights and defend your views and opinions, or do you tend to give up defending your rights and comply with the rules imposed on you? Discover how assertive you are and learn how to assert yourself with the Assertiveness Test.

Morals Test

Types of business

Do you adhere to high moral standards all the time or do you change your moral standards based on circumstances? Discover how moral you are with the Morals Test.

Role Model Profiler

Types of business

We intentionally, or unconsciously, try to follow the behaviors of our role models, regardless of how our own traits match up with theirs. It helps to have a role model whose traits are similar to our own. Use the Role Model Profiler to find a role model that shares your personality traits.

Political Performance Indicator

Types of business

Don’t know whom to vote for in the election? Do you want a more objective assessment of presidential candidates Donald Trump and Hillary Clinton? The Political Performance Indicator will help you.

Click Here to get all Humanmetrics tests (except Career Development Assessment ) at the discounted price.





13 BEST BUSINESSES IN EUROPE NAMED OUT OF 24, 000 #online #business

#business awards

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13 BEST BUSINESSES IN EUROPE NAMED OUT OF 24,000

13 BEST BUSINESSES IN EUROPE NAMED OUT OF 24,000 WINNERS OF 2014/15 EUROPEAN BUSINESS AWARDS PROGRAMME CROWNED AT GALA EVENT IN LONDON

LONDON: EUROPE s best businesses are celebrating after being named winners in the 2014/15 European Business Awards, sponsored by RSM, at an exclusive awards ceremony in London last night attended by leading business leaders, politicians, ambassadors and academics from across Europe.

The winning businesses have achieved their success after 16 months in the largest, and one of the toughest, business competitions in Europe, which this year attracted over 24,000 businesses and generated over 170,000 votes from the public.

Business VIPs presented trophies to the 11 category winners of the competition, as well as the European Public Champion , and the recipient of a Lifetime Achievement Award.

Adrian Tripp, CEO of the European Business Awards, added: These brilliant businesses are the best of the best. They are adapting, innovating, achieving financial success and creating strong growth opportunities. Together they are forging a stronger business community in Europe and creating a better future for us all.

Jean Stephens, CEO of RSM, the 7th largest network of independent audit, tax and advisory firms, said: “The calibre of this year s competition finalists is outstanding. The extraordinary entrepreneurialism, innovation and business success demonstrated by the Ruban D Honneurs and the overall category winners shows how much can be achieved in challenging market conditions. At RSM, we believe it is important to champion business excellence as successful and thriving companies are an integral force in driving growth and stimulating economies. All those involved are a credit to their country and we wish them every success for the future.

The 11 category winners went through a process of written submissions, video entry judging and face-to-face interviews, and were shortlisted as one of 709 National Champions and 110 Ruban d Honneur recipients before reaching the final. In the 2014/15 competition, all EU member markets were represented plus Turkey, Norway, Switzerland, Serbia and the Former Yugoslav Republic of Macedonia. The combined revenue of the entrants exceeded 1.5 trillion, and together they generated profits of over 60 billion and employ over 2.5 million people.

Supported since their inception by lead sponsor and promoter RSM International, the European Business Awards is now in its 9th year and its primary purpose is to support the development of a stronger and more successful business community throughout Europe.

For further information about the European Business Awards, its winners and RSM please go to www.businessawardseurope.com or www.rsmi.com.

The RSM Entrepreneur of the Year Award – BMZ Germany

The UKTI Award for Innovation – ALMAC GROUP UK

The ELITE Award for Growth Strategy of the Year – ANTARES VISION Italy

The Award for Environmental Corporate Sustainability – SAMHALL Sweden

The Award for Customer Focus – NOTTINGHAM CITY TRANSPORT UK

The Employer of the Year Award – MERCEDES-BENZ FINANCIAL SERVICES TURKEY Turkey

The Import/Export Award – AUSA Spain

The Business of the Year Award [turnover 0-25m] – DOK-ING Croatia

The Business of the Year Award [turnover 26-150m] – CLINIGEN GROUP UK

The Business of the Year Award [turnover 150m+] – TOMRA SYSTEMS ASA Norway

The European Public Champion – UTILITY WAREHOUSE UK

The Chairman s Selection Award – BARON DE LEY Spain

The Lifetime Achievement Award – SIR JOHN MADEJSKI UK ENDS

For further press information, please contact:

About the European Business Awards:

The European Business Awards primary purpose is to support the development of a stronger and more successful business community throughout Europe. For all of the citizens of Europe, our prosperity, social and healthcare systems are reliant on businesses creating an even stronger, more innovative, successful, international and ethical business community – one that forms the beating heart of an increasingly globalised economy.

The European Business Awards programme serves the European business community in three ways:

It celebrates and endorses individuals and organisations success

It provides and promotes examples of excellence for the business community to aspire to

It engages with the European business community to create debate on key issues

The European Business Awards is now in its 9th year. It attracted over 24,000 businesses to the competition last year and in the public vote generated over 170,000 votes from across Europe. www.businessawardseurope.com.

About RSM International

RSM is the 7th largest network of independent audit, tax and advisory firms, encompassing over 112 countries, 700 offices and 37,400 people internationally. The network s total fee income is US$4.4 billion. RSM is the 6th largest provider of tax services and audit and accounting services worldwide.

RSM is the lead sponsor and corporate champion of the European Business Awards promoting commercial excellence and recognition of entrepreneurial brilliance.

RSM is a member of the Forum of Firms. The objective of the Forum of Firms is to promote consistent and high quality standards of financial and auditing practices worldwide.

RSM is the brand used by a network of independent accounting and advisory firms each of which practices in its own right. RSM International Limited does not itself provide any accounting and advisory services. Member firms are driven by a common vision of providing high quality professional services, both in their domestic markets and in serving the international professional service needs of their client base. www.rsmi.com

About UK Trade Investment:

UKTI works with UK based businesses to ensure their success in international markets through exports and encourages and supports overseas companies to look at the UK as the best place to set up or expand their business. www.gov.uk/ukti

ELITE is an integrated service designed to help SMEs prepare and structure for the next stage of growth through access to long term financing opportunities.

ELITE targets SMEs with a sound business model, clear growth strategy and a desire to obtain funding in the near future.

ELITE offers an innovative approach, including a training programme, a working zone supported by a tutorship model and direct access to the financial community through dedicated digital community facilities. It is capital neutral to any financing opportunity, providing access to Private Equity and Venture Capital Funds, debt products, etc. ELITE was successfully launched in Italy in 2012 and in the UK in 2014. It now accounts for more than 200 companies of different sizes and sectors, more than 150 partners and more than 70 long term investors. It is a European platform deeply rooted in each domestic market, through partnership with local institutions combined with the opportunity to access international support and advice.

It will be a community of excellence: companies, advisors, investors and stakeholders with an interest in supporting SMEs. The larger the community, the wider the range of business and growth opportunities offered to ELITE members.

About PR Newswire

PR Newswire is the leading global provider of PR and corporate communications tools that enable clients to distribute news and rich content. We distribute our client s content across traditional, digital and social media channels in real time with fully actionable reporting and monitoring.

Combining the world s largest multi-channel, multi-cultural content distribution and optimisation network with comprehensive workflow tools and platforms, PR Newswire enables the world s enterprises to engage opportunity everywhere it exists. PR Newswire serves tens of thousands of clients from offices in Europe, Middle East, Africa, the Americas and the Asia-Pacific region, and is a UBM plc company.

For more information on PR Newswire please visit www.prnewswire.co.uk

Our Media Partners





Best Photos of Business Website Templates – WordPress Business Website Template, Business

#business website templates

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Photos of Business Website Templates

Hello there, At page below we present you several perky images we have collected special for you, for this chance we are more concern concerning Business Website Templates .

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Our main purpose is that these Business Website Templates photos gallery can be a guide for you, bring you more samples and of course make you have what you need. Please share your comment with us and our followers at comment box at last part of the page, finally you can share this collection if you think there are people around the world if they want ideas related with these images.

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  • A List Of The Worst Business Advice You Can Follow – Ever

    #business advice

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    A List Of The Worst Business Advice You Can Follow Ever

    There’s plenty of advice out there for how to start and run a business. But not all of it is good. In fact, there are some common sayings that are actually some of the worst business advice out there. The following includes some of the worst business advice you can follow.

    The Worst Business Advice

    Do What You Love

    Although it may seem like a nice notion, this popular saying is widely considered one of the worst pieces of business advice out there. Just because you love doing something doesn’t mean that others will find it helpful or necessary. And if no one buys what you’re selling, then doing what you love won’t really get you anywhere.

    If You Build It, They Will Come

    Likewise, simply building an offering doesn’t mean that you’ll actually attract any customers. This saying implies that if you put in the work, there are customers out there who will support your business. But if you don’t do the research and find a market for your product or service, you very well could be in for a rude awakening.

    The Customer is Always Right

    This popular saying is meant to encourage business owners and employees to work hard to accommodate customers. And while customers and their opinions are generally important to the success of businesses, they’re not always right. If you’re constantly giving discounts or changing your offerings every time a customer makes a demand, you could be hurting your brand and your bottom line.

    Never Turn Down a Paying Customer

    Likewise, you shouldn’t assume that every customer you get will help your business. Especially if you have a consulting business or provide some other service where it can be necessary for you to work with someone over the long-term, it may very well be in your best interest to only take on a few very select clients.

    Don t Quit Your Day Job

    This is some of the worst business advice out there because there’s no right path for every entrepreneur. If you’re just starting out, it may very well be in your best interest to keep your full-time job while building a business. But then again you might be better off quitting and putting all your time and effort into your new venture. When it comes to making this decision, each entrepreneur has to decide based on his or her own set of circumstances, and not listen to a single one-size-fits-all recommendation.

    Stay Away From Established Markets

    Some experts claim that in order to start a successful business, you need to find a brand new niche or a huge gap in the market. But that’s not always true. You can start a business in an established market as long as you have at least one small thing that customers will appreciate to set you apart.

    If You Want Something Done Right, You Have to Do It Yourself

    Too many business owners try to do everything themselves because they have a hard time trusting anyone else with their business. But the fact is there are experts and great potential employees out there who can help you do things better than you could all by yourself.

    It s All About Who You Know

    Personal connections can certainly be helpful when it comes to running a successful business. But putting such a huge emphasis on them can discourage some people who aren’t well connected from starting businesses. You can always build connections as you go.

    Stick to Your Plan

    A business plan is a helpful tool. But it shouldn’t be the ultimate, unchanging guide for your business. Sometimes things change, and you should be able to adapt your plan to those changes.

    Follow an Established Path to Success

    Some experts think that there are just one or two ways to make it in the business world. But young, innovative entrepreneurs are forging their own paths every day. So don’t let anyone tell you that there’s one path you HAVE TO take in order to succeed.

    Keep Your Business and Personal Life Separate

    While there can be some merit to this piece of advice in certain situations, it’s no longer an absolute rule. Some small businesses actually thrive because the owner or the team shares their personality with customers. You don’t need to air all of your personal drama on social media. But being a little bit open and personable with your customers can be a good thing.

    All Attention is Good Attention

    Drawing attention to your business, especially during the early stages, can be difficult. So when you get any type of attention or press it might seem like a good thing. But if that attention isn’t in line with your brand and the image you want to portray, it could be doing more harm than good.

    Hire the Most Experienced People

    Experience can be a very good quality when looking to build your team. But it shouldn’t be the only quality you look for. Finding people who are enthusiastic, talented, creative and who share your vision for your business can be just as important if not more so.

    Offer the Lowest Prices

    Plenty of new businesses fall into the trap of trying to differentiate themselves from the competition by offering the lowest prices. But that isn’t always sustainable depending upon your costs and your business model. And it could damage your reputation moving forward.

    Work Hard and Success Will Come

    Hard work is certainly important when it comes to running a successful business. But it is not the only thing that matters. Don’t think that just because you’re putting in long hours and trying your best that success will eventually come. Sometimes it s more important to work smart than to work hard. Ultimately, the results you get are what matter.

    Don t Try New Things

    If you’ve found one or two things that work in your business, it can seem like a safe bet to stick with what works. But doing that won’t allow your business to grow as quickly as you might like. Trying new things can be risky, but it can also be rewarding.

    Never Say No

    Saying no to new clients, partnerships or opportunities may seem like a bad business strategy. But if you say yes to everything, you could be spreading yourself too thin or taking your business in too many different directions. You need to be very intentional when making those decisions so you can be sure that they’re going to benefit your business in the long run.

    You Have to Spend Money to Make Money

    This can be true in some circumstances. But you shouldn’t fall into the trap of thinking that making big investments in new equipment, employees, training or other resources, will magically make your business better. You need to be smart about how you spend. And besides, many entrepreneurs have built highly successful businesses with very few or almost no resources at all .

    Never Stop Working

    You have to work hard to run a successful business. But you also need to find a balance, or else you’ll burn yourself out and find yourself too uninspired to run your business successful. The risk of burnout is one reason work-life balance is an absolute must.

    Give Up

    Not all businesses succeed. In fact, most don’t. But this is still some of the worst business advice you could ever receive. It’s never up to someone else whether you give up or not. If that’s a decision you need to make, it should be based on more than just outside opinions. Never let others decide when it is time for you to throw in the towel.

    What are some of the worst pieces of business advice you have ever heard?

    Annie Pilon is a Senior Staff Writer for Small Business Trends, covering entrepreneur profiles, interviews, feature stories, community news and in-depth, expert-based guides. When she’s not writing she can be found on her personal blog Wattlebird. and exploring all that her home state of Michigan has to offer.

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    6 Business Icons Who Made TIME Person of the Year #business #loans

    #business icons

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    TIME has dedicated one issue to the “Person of the Year. ” The award, which is “bestowed to those who have, for good or for ill, most influenced the news and our lives in the past year,” has gone to politicians, scientists, humanitarians and entrepreneurs. Click through to see the business icons who have graced the magazine’s famous cover over the years.

    1928 – Walter Chrysler

    Before starting what would become one of the largest automotive manufacturers in the United States, Walter Chrysler worked as a railroad mechanic and locomotive machinist in West Texas. After serving as the head of Buick for three years, Chrysler was tapped to turn around the failing Willys-Overland Motor Company in Flint, Michigan. The now defunct company would become the automaker known today as Chrysler. Two years after being awarded Person of the Year, Chrysler financed the construction of the Chrysler Building in New York City, all with his personal fortune. The building stood as the tallest in the world for 11 months, when the Empire State Building surpassed it. Upon his death in 1938, Chrysler’s estate was worth roughly $8.9 million dollars – almost $150 million by today’s standards.

    1955 – Harlow Curtis

    In 1914, Harlow Curtis, the son of a fruit vendor in rural Michigan, responded to a newspaper ad for a bookkeeper position at the AC Spark Plug Company in Flint, Michigan. Following 15 years of service at AC, Curtis was named president of the spark plug company. According to GM’s online history portal. Curtis worked his way up the Detroit-ranks, landed a position at Buick and eventually became president of the highly profitable GM branch. In 1953, Curtis was named president of General Motors, and at his helm became the first American company to reach $1 billion in profits. A year later, TIME named Curtis “Man of the Year” in recognition of this achievement.

    1991 – Ted Turner

    Now a household name and waiting room fixture nationwide, CNN had plenty of skeptics when Ted Turner launched the first 24-hour news network in 1980. Built on the foundations Turner had put into place as the head of his father’s advertising firm and as the owner of the Atlanta Hawks basketball team, Turner changed news from a once-daily occurrence to a never-ending cycle. As of 2010, CNN was streaming to 100 million American households and another 98 million satellite subscribers throughout the world. Turner is worth $2.2 billion, according to Forbes . making him one of the wealthiest men in the country. The wealthy conglomerate extends beyond media, too. Ted’s Montana Grill serves up western-inspired food sourced from Turner’s bison located on ranches throughout the west and abroad.

    1997 – Andrew Grove

    As he proclaims in his book, “Only the paranoid survive.” This is the driving principle that has made Andrew Grove so insanely successful. Born in Hungary, Grove escaped communism to finish his education, earning a Bachelor of Science degree in chemical engineering from City College of New York and a Ph. D. from the University of California, Berkeley. Grove was a pioneer the burgeoning semi-conductor industry. Once at the helm of Intel, Grove revolutionized the company into the highest valued computer chip maker in the world today. Under Groves leadership, Intel saw an increase in revenue from $1.9 million in 1987 to an astonishing $26.27 billion in 1998. Steve Jobs idolized Grove, seeking his advice when considering a return to Apple as CEO. In 1997, a year before Grove relinquished his title of CEO, Grove was awarded “Person of the Year ” on the 50th anniversary of the invention of the transistor.

    1999 – Jeff Bezos

    The e-commerce pioneer is most well known for his establishment of Amazon as an Internet commerce icon. Originally a source for books, Amazon had expanded to almost everything by 1999 when Jeff Bezos was awarded “Person of the Year.” Born to a teenage mother, Bezos was technologically adept from a young age, tinkering in his parents’ garage. In 2013, Amazon reported net revenue of $74.5 billion and employed over 132,000. Alexa, the domain ranking service, credits Amazon as the seventh most-visited website in the world. Since his recognition, Bezos has been up to quite a bit. In addition to his continued innovations at Amazon (did someone say drones ?), he acquired The Washington Post from longtime owners, the Graham family. Bezos is betting on his knack for web innovation to bring the publication into the digital age.

    2010 – Mark Zuckerberg

    The same year as he was hailed as TIME’s “Person of the Year “, The Social Network film sealed Mark Zuckerberg ‘s place as an American demagogue, next to the likes of Steve Jobs and others. In a Harvard dorm room, Zuckerberg and friends created what would become Facebook. The website spawned an entire social networking industry. Facebook’s massive $5 billion IPO, the third largest in history, would increase Zuckerberg’s wealth to about $33.1 billion, according to Forbes . making him No. 16 on the list of wealthiest Americans. His wealth makes him part of an elite club – one of three people with more billions than they have years of age. As of September, Facebook boasted 864 million daily active users .





    Best Business Blogs of 2016 #window #cleaning #business

    #business blogs

    #

    The Best 200+ MBA and Business Blogs of 2016

    Great tips and knowledgeable advice can be among the key ingredients of your success. That’s why we’re here. Offering our top recommended business blogs of 2016, we guide you in the day-to-day aspects of making successful business decisions. Consider us your own personal mentor.

    There’s no wonky business jargon here, just real-life situations and terrific ways to solve them. From HR and management matters to B2B and conversion optimization, to name a few, our blogs deliver a wide range of practical solutions directly from experienced professionals to you.

    HR Blogs

    Weeding through resumes, finding the best talent, holding on to that talent once you hire them — yes, these elements keep an HR office chugging along. Yet there’s so much more to successful HR. It’s all in the details. Take corporate culture, for instance. No one wants to work in a hostile environment or under “that” boss. You know what we mean. That’s why we have a blog that guides you through that minefield.

    Flexible schedules, social media policies and negotiating pay raises are just a few other hot-button issues among the many other topics we cover in our HR blogs. If it’s relevant to your everyday life in HR, we have a blog about it.

    Management Blogs

    The problem with that old saying about “the buck” stopping here is that managers have to figure out what to do with that buck. That’s where our management blogs come in. Supporting both current and aspiring managers, our blogs underscore leadership and its value to employees. Sure, management is all about supervising people, but the main component of that is leadership.

    However, that’s not all. Another blog spotlights the unique issues of women in management while another focuses solely on project management students. Even our many leadership blogs underscore diverse areas. You won’t need to pass the buck when you boost your management skills with our blogs.

    Accounting/Finance Blogs

    Gone are the days of the lonely accountant, hunched over a desk, adding numbers in solitude. Cutting-edge technology has changed all of that. Cloud accounting, for example, and QuickBooks tailored to client needs are just the start. How about early-retirement planning — there’s a program for that. You can even develop household budgets online. It’s all a matter of combining technology and finance. Our blogs explain the details.

    Of course, there’s also the personal side of finance. You’re building client loyalty one moment and working on ways to praise your team more effectively the next. It can be hard to balance it all. To keep up with the financial trends and offer accounting with a personalized touch, our blogs are the resource.

    Marketing Blogs

    When it comes to promoting products, catchy jingles and memorable tag lines are not enough. Where you market matters, from social media to podcasts. How you market counts, too. Yes, that means technology again. Then there’s branding. After all, how else will customers identify you?

    If it all begins to feel a bit overwhelming, relax. Our blogs have you covered. Offering savvy tips and on-point advice, our marketing blogs give you that extra help. Whether it’s a new marketing strategy or a digital marketing plan, we offer it. Perhaps it is repackaging that you need. Or maybe a little market research is in order. Whatever your business needs, our marketing blogs boost both the new entrepreneur and the established business owner.

    B2B Blogs

    Sure, you may have built your business through your own effort, but you won’t keep it thriving that way. For that, you need other businesses. Yes, you know all about the need for a strong web presence and the power of SEO. These elements connect you to businesses that are vital to yours. Yet, what good is a connection if you don’t make the most of it? Our B2B blogs show you how.

    For instance, how much do you know about sales enablement? What about social selling — how does it really affect your business? Plus, getting Sales to make better use of sales content is a problem for almost everyone. Here’s the good news: Our B2B blogs have these answers and much more.

    Blogging and Content Blogs

    People like to feel important. It’s that simple. Here’s another simple fact: Blogging gives you an opportunity to tell them how important they are to your business. Interestingly, this turns people into customers, and that translates into more business. Yes, it really is that simple.

    It’s also that complicated. You see, reaching the right audience for your business is essential. So is offering the content that they want to read. Of course, presenting it all in an engaging way certainly helps. That’s why we offer blogs about blogging, providing you all of the blogging secrets you need to know. Besides, with these results, making others feel important can make you feel pretty special, too.

    Conversion Optimization Blogs

    Meeting new people is easy. Converting them into customers — better yet, keeping them as customers — can be a different story. Yet a little analysis can go a long way. Naturally, that’s exactly what our conversion optimization blogs offer.

    For example, have you ever seen a website formatted precisely as you’d like? We have a blog to help you copy the coding. What about email marketing? Our blogs can revolutionize your emails, drawing in many more customers. Plus, when was the last time you tweaked your website copy? Let our blogs help you update that. From websites and emails to dashboard reports and analyzing your customers, our conversion optimization blogs help you convert people into customers.

    Entrepreneur Blogs

    Being an entrepreneur can be somewhat of a juggling act. You have your goals and objectives in one hand and all your responsibilities — from marketing and e-commerce to accounting and technology — in the other. Keeping all of those balls in the air is no easy matter. That’s where our entrepreneur blogs can help.

    They provide all of the support that a new entrepreneur needs. You’ll learn to choose the tech tools you need and forget the rest. When you implement that great new idea, our blogs will help you protect them. Our have blogs that offer tricks of the trade that impress even seasoned entrepreneurs. Supporting your franchisees and ways to make your business global are just a few examples. If you’re ready to fly as an entrepreneur, our entrepreneur blogs will help you soar.

    Sales Blogs

    Sales is the “little engine that could” in your business. Without their efforts, your business flounders. Yet, with the wrong approach, you might as well have no Sales department at all. It a winning combination of confidence and strategy that will make your business. That’s why you need our sales blogs.

    Filled with tips on optimizing sales and selling to the most challenging customers, our blogs get right to the point. They offer techniques, too. From ways to conduct a virtual sales kickoff to the best time management ideas, these sales blogs will take your business to a higher level.

    Social Media Blogs

    Facebook, Twitter, Instagram, Snapchat, YouTube — you can’t escape social media. However, since you’re in business, you don’t want to escape. It’s your virtual goldmine. For drawing new customers, chatting with current ones and, always, promoting your business, social media is the way to go. If you’re not in it, you really need help. If you are in it, you may need even more help. Fortunately, the help desk is always open: our social media blogs.

    Our blogs will tell you the best way to use YouTube videos on Facebook to showcase your new product. They tell you the secrets to selling your business with one simple sentence on social media. They will even help you launch a successful digital marketing campaign. What are waiting for? Social media is calling.

    MBA and Admissions Blogs

    The business world is beckoning to you, and you can’t wait to answer that call. As an MBA student, you will gain all the tools you need. Perhaps you ll be an entrepreneur with a business that everyone is talking about. Maybe you ll be that business executive who quiets a room just by entering. Who knows? The one thing you do know is that you have to get into business school first. Our blogs can help.

    From Harvard Business School interview reports and finding the best business school for you to great tips on summer internships and available jobs, our MBA and admissions blogs address the needs of MBA students. Our blogs take care of the hard parts for you. You need only read them.

    You might also enjoy reading..





    Business Week: Cameron School of Business: UNCW #incorporating #a #business

    #business week

    #

    UNC Wilmington Presents

    The 34th Annual
    Business Week
    March 29th and 30th, 2016

    nCino CEO Pierre Naud with UNCW student; Photo: UNCW

    The University of North Carolina Wilmington’s Cameron School of Business held its 34th annual Business Week on March 29th and 30th. Designed to help prepare Cameron School of Business students for the realities of the business world, this year’s program featured more than 100 sessions with prominent alumni and executives sharing their knowledge and experiences in the areas of business, marketing, entrepreneurship, information technology and more.

    Jerry Greenfield of Ben Jerry’s Homemade, Inc. speaks with students during the 2016 Business Week.; Photo: UNCW

    Tuesday, March 29

    Business Week General Sessions
    9-11 a.m. Cameron Hall

    Plenary Session:
    Pierre Naud
    nCino

    11-Noon Cameron Hall 105

    Lunch on the Lawn
    11:30-2 p.m. Cameron Hall Tents

    Business Week General Sessions
    1-4 p.m. Cameron Hall

    Accounting: Meet the Professionals
    4-5:30 p.m. Clock Tower Lounge, by invite only

    Duane Hixon:
    The Bigness of Small

    4-5 p.m. CIS 1008

    Wednesday, March 30

    Alumni Recognition Breakfast
    7-8:30 a.m. Warwick Center

    Business Week General Sessions
    9-11 a.m. Cameron Hall

    Plenary Session:
    Jerry Greenfield
    Ben Jerry’s

    11-Noon Cameron Hall 105

    Lunch on the Lawn
    11:30-2 p.m. Cameron Hall Tents

    Business Week General Sessions
    1-4 p.m. Cameron Hall

    Brett Martin:
    The Challenges of Entrepreneurship

    4-5 p.m. CIS 1008

    MS CSIS Alumni Reception
    5:30-8:30 p.m. CIS Lobby

    CIE’s Business Week Event:
    Entrepreneurial Success with Dave and Vess

    5:30-8:30 p.m. EBD 162

    Leadership Lecture Series:
    Jerry Greenfield

    7-8 p.m. Burney Center

    Thursday, March 31

    Installation of Chancellor Jose V. Sartarelli
    10:30 a.m. Hoggard Lawn





    Definition of Stock Market – The Economic Times #grants #for #business

    #stock markets

    #

    Definition of ‘Stock Market’

    Definition: It is a place where shares of pubic listed companies are traded. The primary market is where companies float shares to the general public in an initial public offering (IPO) to raise capital.

    Description: Once new securities have been sold in the primary market, they are traded in the secondary market—where one investor buys shares from another investor at the prevailing market price or at whatever price both the buyer and seller agree upon. The secondary market or the stock exchanges are regulated by the regulatory authority. In India, the secondary and primary markets are governed by the Security and Exchange Board of India (SEBI).

    A stock exchange facilitates stock brokers to trade company stocks and other securities. A stock may be bought or sold only if it is listed on an exchange. Thus, it is the meeting place of the stock buyers and sellers. India’s premier stock exchanges are the Bombay Stock Exchange and the National Stock Exchange.

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    Copyright 2016 Bennett Coleman Co. All rights reserved. Powered by Indiatimes.





    What kinds of government loans are available to homebuyers? #small #business #banking

    #government loans

    #

    Mortgage Basics FAQ

    4. What kinds of government loans are available to homebuyers?

    Several federal, state, and local government financing programs are available to homebuyers. The two main federal programs are:

    FHA loans. The Federal Housing Administration (FHA), an agency of the Department of Housing and Urban Development (HUD), offers insurance backing to loans made to U.S. citizens, permanent residents, and noncitizens with work permits who meet financial qualification rules. Under its most popular program, if the buyer defaults and the lender forecloses, the FHA pays 100% of the amount insured. This loan insurance lets qualified people buy affordable houses. The major attraction of an FHA-insured loan is that people with passable credit scores can put down as little as 3.5%. Another plus is that, unlike with conventional loans, FHA-backed loans allow the entire down payment and costs costs to come from a gift (perhaps from family). The downside is that FHA loans have a maximum loan limit that varies depending on the average cost of housing in a given region. (Find out FHA’s loan limits at www.fha.com by clicking on “2014 FHA Limits.”) Also, you’ll have to pay MIP (mortgage insurance premium) as part of an FHA loan. For more information on FHA loan programs, contact a regional office of HUD or check the FHA website at www.hud.gov .

    VA loans. U.S. Department of Veterans Affairs (VA) loans are available to men and women who are now in the military and to veterans with honorable discharges who meet specific eligibility rules relating to length of service, credit history, and recent employment, as well as eligible surviving spouses. The VA doesn’t make mortgage loans, but guarantees part of the house loan you get from a bank, savings and loan, or other private lender. If you default, the VA pays the lender the amount guaranteed and you, in turn, will owe the VA. This guarantee makes it easier for veterans to get favorable loan terms with low or no down payment and no PMI (private mortgage insurance). (Conventional mortgages have PMI and FHA loans have MIP.) For more information, check www.va.gov or contact a regional VA office for advice.

    Other government loan programs. For information on other government loans, contact your state and local housing offices. They often have programs available for first-time homebuyers who are purchasing modestly priced properties. To find your state housing office, check the State and Local Government on the Net Directory at http://statelocalgov.net. Or go to your state’s home page, where you may find the listing for your state’s housing office.

    • What is private mortgage insurance (PMI)?
    • Does it make sense to pay more points for a lower interest rate?

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    Business School: Business School: The University of Western Australia #harvard #business #press

    #business school

    #

    Business School

    Explore our courses

    A degree in business can transform your career. Our range of undergraduate, postgraduate, research and executive education courses will equip you with the knowledge and skills you need for a rapidly evolving business world. Find out more about our Undergraduate, Postgraduate and Research courses.

    MBA Full Time Intensive

    Spread your wings with our 12-month MBA Full Time Intensive — designed to propel graduates into the global marketplace. Featuring deep industry connections and a choice of three specialist focus areas, the MBA Full Time Intensive will equip students with valuable knowledge, skills and networks.

    The 2016 Indigenous Business, Enterprise and Corporations Conference (IBECC)

    IBECC16 is Australia’s premier Indigenous business and economic conference, hosted by Centre for Social Impact UWA and the UWA School of Indigenous Studies.

    Get UWA ready

    Get a sneak peek into life at UWA, plus personalised info, offers and event invites

    The University of Western Australia





    Top 10 Business Card Printing Services of 2016 #best #online #business #ideas

    #business card printing

    #

    Business Card Printing Reviews

    Why Use Online Business Card Printing?

    The top performers in our review are Elite Flyers. the Gold Award winner; Jukebox Print. the Silver Award winner; and 4Over4. the Bronze Award winner. Here’s more on choosing a service to meet your needs, along with detail on how we arrived at our ranking of 10 services.

    While everything is going digital these days, a good business card is still a viable way to get your business noticed. The more flashy, innovative and creative your card, the less likely it is to be tossed into the proverbial pile of business cards and forgotten. While there are many business card printing services to choose from, the companies we reviewed stand out with their large selection of design tools, superior quality, and various printing and finishing options that help you create a custom business card that stands out from the rest.

    In addition to business card printing services, be sure to check out our reviews on business card scanners that you can use to scan cards to a desktop program for easy access later on. While all of the business card printing services on our lineup offer other promotional business items and office supplies, our review of online printing services delves into more detail about the quality and vast selection of promotional items you can purchase from these companies. For more information about these companies, read our articles on business card printing services and other business-oriented services.

    While both offset printing and digital printing create quality products, a good rule of thumb to remember is that offset printing is preferable for specialty colors and for applying certain finishes, such as gloss and ultraviolet (UV) varnishes. Digital printing is a good option for small projects.

    Using an online design tool, you can either create your own business card designs, use a pre-designed business card template or choose from a variety of themed business cards to use as your own. After you have created a card that represents your business, you can view a proof of what the finalized cards will look like and then order them from the printer. Each service offers a variety of paper types, finishes and printing options.

    Business Card Printing: What We Evaluated, What We Found

    When choosing an online business card printing service, consider the service’s printing process, design tools and selection. These features greatly influence the quality of both the service and the product you will receive.

    Print Quality
    For our evaluation, we compared sample business cards from each of the services on our lineup, noting the quality of the ink, paper strength, finish and selection available from each company.

    All of the companies sent a variety of business cards, ranging in paper type, weight and finish. Some even sent samples of other print materials. We evaluated a standard cardstock business card with a high-gloss finish. We assessed the ink quality of those cards, awarding business cards with deep and vivid colors a higher score.

    The best business cards have finishes that make them stand out, such as gloss, UV spot finishing and foil stamping. We looked at a standard business card printed on 14-point cardstock with gloss coating and awarded the services that offered the most durable, shiny and high-quality images a higher print-quality score.

    While our top-rated business card services offered the best quality, the difference in the quality of the ink, paper or finish from one company to the next was minimal.

    Quality of Service
    To determine our overall quality of service score, we evaluated how easy it was to navigate the company’s website, the online design tools it offers as well as customer service before, during and after our cards were shipped.

    Most of the websites are easy to navigate and offer several business card designs you can browse through. However, we found that some services do not display any designs on their website. Instead, you have to open the design tool and browse through stock images or designs to see what types of business cards you can create. These services also typically charge an additional fee to use those designs and stock images.

    Each service has an online design tool you can use to either design your own business card or personalize a pre-existing one. However, our top-rated business card services, such as GotPrint. offer superior design tools with advanced features that help you make high-quality business cards.

    If you prefer using your own design program, each of the business card services on our lineup give you the option of uploading your finished project for printing. Each service has its own file formats it accepts. These requirements can be found on our matrix, on the service’s website or by contacting its support personnel.

    When reviewing online business card companies, we considered the turnaround time, or how long it takes for your cards to arrive after you place your order. Most companies offer a 24-hour turnaround time for rush orders. However, orders generally take a few days to ensure every detail of your card is perfect before it goes to press.

    We awarded companies that sent confirmation emails about our order and shipping details a higher score, since this was not standard. There were several companies we had to contact for updates about our order since they did not send out confirmation or shipping emails. Some orders took several weeks to arrive.

    Our hands-on testing is designed to simulate typical, real-world experiences with business card printing services. For our tests, we evaluated the sample business cards each company offers and used the design tool to customize others. The companies had no input on our testing methodology, and our rankings are not shared with them prior to publication.

    What Else Is Important in Selecting a Business Card Printing Service?

    In addition to the quality of the service, the final product and the turnaround time, you should consider the selection of cards each service offers. While some companies offer cards with vivid colors, it’s not enough to compensate if they do not offer a variety of paper types, shapes, finishes or card features.

    Selection
    We looked at the selection each service offers, including paper type, finishes, shapes, paper weight and whether the service offers specialty cards. With most services, you can choose from a variety of materials linen, cardstock, magnet and plastic. Some online business card companies, specifically MOO. have custom services to print on specialty materials, such as metal and even food items.

    Finishing Options
    While the type of material you print your business card onto makes a big difference in distinguishing your card from the mundane, each service also offers finishes you can apply to your card to help it stand out. We found that spot UV coating helped emphasize logos and made the business cards pop. Our award-winning services, as well as MOO and Vistaprint. offer several finishing options to bring your designs to life.

    Paper Weight
    Business cards need to hold up to everyday wear and tear. Lighter-weight cardstocks can be flimsy and fall apart easily. Using a heavier cardstock not only makes your business cards more durable, it sets them apart from the standard card. The best business card services give you several weights you can choose from. In addition, they offer specialty shapes so you can create round, square and oval business cards.

    Our Verdict Recommendations

    We found minimal differences between the quality of the business cards we reviewed. However, there was a significant disparity in the usability of the design tools, card selection and customer service between the best business card printing services and average services.

    Elite Flyers exceeds other printing services both in the quality of business cards it offers and its customer service. It offers a wide selection of paper types and finishes to make your business card stand out. It has an easy-to-use design tool so you can either create your own design or customize a pre-designed template. We found the service not only processed and shipped our order quickly, but they were helpful with any questions we had.

    Jukebox Print and 4Over4 offer a large selection of high-quality business cards. You can select from a variety of paper types, finishes and even specialty shapes to help you create a unique business card. Both services’ design tools are easy to use and allow for advanced customization.

    GotPrint serves as an affordable option. Not only is this service more affordable than all of the other printing services, it offers a good selection of paper types, finishes and shapes. We found the service offers high-quality prints and helpful customer service.

    Contributing Reviewer: Jessica Stone





    16 Best Entrepreneurship and Business Leadership Articles of the Year #market #news

    #business articles

    #

    Learn how to transform your life for the better with 16 of the Web’s favorite entrepreneurship and leadership articles from this year. Guaranteed to encourage and inspire, these popular posts are absolute must-reads.

    1. Mentally Strong People: The 13 Things They Avoid

    Mental fortitude is essential for entrepreneurship, and in this wildly popular Forbes article, Cheryl Conner discusses what makes a mental strong individual and the 13 things they avoid at all costs (with tips from psychotherapist extraordinaire Amy Morin).

    2. How to Turn Small Talk Into Smart Conversation

    In this TED Ideas post, Chris Colin and Rob Baedeker break down how to transform an ordinary conversation into an extraordinary one. This pithy piece shares how to substitute one-line answers for stories, swap mundane response mirroring for absurd (but astute) observations, and how to get the most out of the often-mangled art of conversation.

    3. Richard Branson to Young Entrepreneurs: ‘Just Do It’

    In an Inc. piece by Oscar Raymundo, famous entrepreneur Richard Branson, founder of the Virgin empire (Virgin Airlines, Virgin Mobile, etc.) explains why risk is an inherent aspect of entrepreneurship. Sometimes you just have to go for it, no matter what others day. Richard did and I’d say thing are working out pretty well for him.

    4. Why Good Leaders Make You Feel Safe

    In this powerful TED Talk, Simon Sinek suggests that great leaders are those whom others feel they can trust–good leaders make people feel safe. Learn how to create a secure environment for your co-workers and employees while understanding that, while this undertaking is no easy task, the rewards and trust you’ll earn is invaluable. (A transcript is available too, so you don’t need to watch the video if you’d rather read.)

    5. The Top 5 Reasons Why ‘The Customer Is Always Right’ Is Wrong

    Alex Kjerulf of the Huffington Post explains why this classic maxim is a major mistake. Companies need to be willing to go to bat for their employees, and suggesting that the customer is always right can be detrimental to worker moral. Instead, show employees the respect they deserve and they’ll return the favor with superior customers service and more company pride.

    6. Why You Hate Work

    This New York Times article by Tony Schwartz and Christine Porath explains the modern employee’s psychological needs and how they aren’t being fulfilled. The article details an interesting study in which workers rated their fulfillment at their workplace, based on several different components (time for creative thinking, opportunities to do what you enjoy, a sense of community, connection to your company’s mission, etc.).

    This article isn’t doom and gloom though–it will help companies understand what they need to do in order to improve their workplace and create happier, more fulfilled employees (who also work better).

    7. Think You’re Too Old to Be an Entrepreneur? Think Again. (Infographic)

    Despite the trend in Silicon Valley, entrepreneurship ain’t just for the young. Some of the most successful entrepreneurs don’t even think about launching a startup until they are in their 30s, 40s, and even 50s, after gaining more work experience. This infographic from Entrepreneur shows successful individuals who took their own sweet time to find their calling. “Not all who wander are lost” indeed!

    8. 10 Reasons You Have to Quite Your Job in 2014

    James Altucher sees the writing on the wall–the middle class is vanishing and it’s time to take real control of your life. James writes, in this philosophical yet painfully acute LinkedIn piece, why your life needs to be more than a paycheck and how to use entrepreneurship to create a better future.

    9. 6 Toxic Behaviors That Push People Away: How to Recognize Them in Yourself and Change Them

    Kathy Caprino points out several toxic behaviors you may be harboring, sometimes without even realizing it! Adjusting these bad behavioral habits will make life exponentially better for you and for those around you. See if you’re guilty of any of these.

    10. 50 Signs You Might Be an Entrepreneur

    Entrepreneurs are a certain kind of individual and they display their aptitude with a number of traits. See if any on this list by John Rampton sound like you–if more than a few ring a bell, you’re likely to be an entrepreneur (and if you’re not yet, maybe it’s time for a career change)!

    11. How to Become a Millionaire by Age 30

    Dreams do come true–or they can, if you follow advice from Grant Cardone in this Entrepreneur article. Learn what you need to do to make the big bucks before you turn 30.

    12. Why Google Doesn’t Care About College Degrees

    In this article by Venture Beat, Gregory Ferenstein explains why Google cares less about college degrees and more about the quality and character of their hiring candidates.

    13. How Things Change

    This succinct story by Tech Crunch’s Greg Kumparak is a just a few short lines and tweets. Telling the tale of Brian Acton’s personal experience (creator of WhatsApp), it sweetly and simply shows how when one door closes, another down the hall opens. And it opens into a swimming pool of Jello, talking zebras, and saxophone-playing dinosaurs. Or something close to that anyway.

    14. How Quitting My Corporate Job for My Startup Dream F*cked My Life Up

    In this story, Ali Mese reveals the unexpected difficulties that come with abandoning the corporate world for the startup dream. You may have planned on financial burdens, but have you considered the social distancing? The anxious parents? The frustrated fianc? Mese reminds us that entrepreneurship isn’t all sunshine and puppies–but is it worth it all in the end? I won’t spoil it.

    15. 7 Things Remarkable Happy People Do Often

    Inc. magazine’s very own Jeff Haden explains in this article why happiness is a choice, and how we can take small actions every day to make ourselves happier. It may not seem like rocket science, but it’s all too common for people to overlook the tools and techniques they can use to take joy in the world around them. Get started on these exercises and begin a better outlook.

    16. The Day I Stopped Saying ‘Hurry Up’

    In this touching article (probably considered corny by some), Rachel Stafford shares the day she choose to erase the word “hurry up” from her vocabulary. Whether in the workplace or in family life, this touching Huffington Post piece reminds us that life is something to be enjoyed and savored, not rushed through.

    Like this column? Sign up to subscribe to email alerts and you’ll never miss a post.

    The opinions expressed here by Inc.com columnists are their own, not those of Inc.com.





    Dictionary of Business and Management – Oxford Reference #business #proposal #template

    #business dictionary

    #

    A Dictionary of Business and Management (5 ed.)

    Edited by Jonathan Law

    ‘It will help to demystify terms such as bear hugs, white/grey knights, cash-cows and churning … strongly recommended’TES

    This wide-ranging and authoritative dictionary contains 7,000 entries covering all areas of business and management, including marketing, organizational behaviour, business strategy, law, and taxation. Written by a team of experts, it features the very latest terminology, for example, the recent vocabulary associated with structured finance and the associated subprime lending crisis, including collaterized debt obligation and special purpose vehicle.

    The new edition of this established bestseller dispels modern financial and management jargon, defining entries in a clear, concise, and accessible manner. It contains US business terms, general management concepts (e.g. competence, knowledge management), named theories (e.g. Tannenbaum and Schmidt, Blake and Mouton) as well as expanded coverage of the contemporary theory of the firm and human resources. New terms are included from the fast-moving areas of current affairs (e.g. MiFID), Internet business and information technology, while the new Companies Act receives full coverage. With recommended web links for many entries, this edition is more informative than ever. This A-Z reference work is essential for business students, teachers and professionals, and useful for anyone needing a guide to business terminology.

    Bibliographic Information

    Publisher: Oxford University Press Print Publication Date: 2009 Print ISBN-13: 9780199234899 Published online: 2009 Current Online Version: 2009 DOI: 10.1093/acref/9780199234899.001.0001 eISBN: 9780191726545

    Author

    Contents





    The Must-Read Small Business Articles Of 2010, Selected By Experts #business #card

    #business articles 2010

    #

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    The Must-Read Small Business Articles Of 2010, Selected By Experts

    This article was originally published on Open Forum and has been republished here with permission.

    With the end of the year fast approaching, I wanted to take a look back at all of the great advice and insights shared by our bloggers on OPEN Forum and highlight a few top articles.

    While I had my own favourites, I decided to ask the authors themselves for their selections, too.

    So if you only get to read a portion of our content, here are some articles you should check out, in case you missed them.

    6 SEO Fundamentals that Every Business with a Website Should Know

    7 Insanely Useful Ways to Search Twitter for Marketing

    How to Create a PR Crisis Strategy Before You Need It

    Seek out Less Traveled Roads

    5 Ways to Conquer the Culture of Reaction

    Here’s A Wacky Idea: Give Your Employees as Much Vacation as They Want

    10 Tips for Re-Energizing Your Day Every Day

    80 Ways to Steal Valuable Minutes for Your Work Day

    Tax Rules You Should Know about for 2011

    5 Trends that Will Shape Small Business in 2011

    For more recommended reading, check out:

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    What is the future of the RCM business in India? #business #solutions

    #rcm business

    #

    Healthcare is undeniably India s largest sector nowadays in terms of both revenue and employment. Healthcare as a whole comprise hospitals, medical devices / equipments, outsourcing, medical tourism and health insurance.

    Deloitte Touche Tohmatsu India, a multinational professional service company has estimated that the overall Indian healthcare market today is worth US$ 100 billion and will likely to grow at a CAGR of 23 per cent to US$ 280 billion by 2020.

    The Indian medical tourism industry is pegged at US$ 3 billion per annum, with an estimated 230,000 medical tourists arriving in the country. This is expected to double sharply in the next four years to US$ 6 billion.

    The healthcare segment has attracted Foreign Direct Investment (FDI) worth US$ 3.41 billion between April 2000 and December 2015, according to the Department of Industrial Policy and Promotion (DIPP).

    With this sharp increase, India requires 600,000 to 700,000 additional beds over the next five to six years, indicative of an investment opportunity of US$ 25-30 billion. Given this demand for capital, the number of transactions in the healthcare space is expected to witness a sharp increase in the near future. Increase in number of transactions means a healthy rise in Revenue Cycle Management (RCM) provided the RCM company adapts a holistic approach to the process and provide a complete solution. Those firms that follow this practice will be in a position to grab larger share of market in the future.

    Other than this, the outsourced market in the healthcare segment is estimated to be around US$ 8 billion, a majority of which is in the US, followed by India. In a flourishing trend, most of the US Healthcare providers are outsourcing their non-core processes like RCM to third-party service providers in other English speaking countries, where India is choosen as a favourabe destination.

    The competitive advantage that India has is her large pool of English speaking, talented, well trained professionals with good analytical skills which is essential for BPO indusry, not to mention the cost competitiveness compared to other English speaking countries. The matured medical education system in the country is also widely appreciated abroad.

    Eventhough, apprehensions existed few years back about India s ability to handle complex US healthcare process, now they have been removed, as the RCM players have invested wisely for training and upgradation of systems with in the organisation.

    So far the major RCM companies in India have been focussing on large sized hospitals in US, the less than 500 bed mid sized hospitals are untouched. This niche market will become attractive in the coming years for RCM companies to work on.

    With the internal development in healthcare business with in the country along with the outsourced businesses, the RCM business in India has a tremendous growth opportunity in the coming years.

    What is required to grab a major pie of this business is to keep investing money and time to employ / train periodically the healthcare management personnel and invest on the advanced technology to store, manage and analyse, data which helps in automating the RCM process. With these in place, no stopping India as a future leader in Revenue Cycle Management.

    Written 4w ago Not for Reproduction





    Province of Manitoba #catering #business

    #business help

    #

    Find a variety of business resources by using the search below, or use the links to the left to help start or grow your business.

    Starting Smart

    Need help finding the on-ramp for the road to success? Here are some excellent vehicles to help fuel your business drive:

    Prime Services

    Entrepreneurship Manitoba
    Offers a range of services to businesses and entrepreneurs at every stage of the business life cycle, including business name and corporate registration, general business counselling, financial assistance programs, online tools and resources, as well as workshops and seminars.

    Manitoba Business Gateways
    Provides single-window access and referrals to a wide array of business and employment information and services including business starts, licences and permits, financial programs, business planning, recruiting, training and managing employees, business expansion and growth, exporting and more.

    Companies Office
    Get on-line information and forms about registering your business and corporation.

    One Business, One Number
    To simplify business dealings with government, Manitoba has adopted the Business Number (BN) to replace the multiple numbers currently used to identify the same business.

    Growing Opportunities – Rural Communities
    Find out about the programs available for rural and northern economic development.

    Workers Compensation Board
    The workers compensation system is a mutual injury and disability insurance system for workers and employers, paid for by employers. Report claims and accidents, and request clearances on-line.

    Employment Manitoba Centres
    Employment Manitoba addresses current and future labour market needs through partnerships with community, industry and employer groups.

    Employment Standards
    Manitoba s Employment Standards Branch helps employees and employers define and protect their rights and responsibilities in the workplace.

    SAFE Work Manitoba
    One stop shop for programs that can help you make your workplace a safer one.

    Business Start Programs

    Starting a Small Business in Manitoba
    Entrepreneurship provides a range of programs and services to help you start your small business.

    Manitoba Business Start Program
    Offers training and loan guarantees for starting a new business in Manitoba. The links contains a program description, terms and conditions, eligibility criteria and applications.

    Tools

    Manitoba Marketing Network
    Provides business mentoring services to qualifying Manitoba small businesses.

    BizPaL
    An online, one-stop service for entrepreneurs that simplifies the process of finding information on business permits and licences from all levels of government.

    BizPaS Directory
    Easy to use online directory of programs and services for business.

    TAXcess
    Convenient and secure online access to your tax accounts.





    What is Business Report? Characteristics of Business Report – Business Communication #business

    #business reports

    #

    What is Business Report? Characteristics of Business Report

    What is Business Report or, Definition of Business Report, Meaning of Business Report-When a report is written for business purpose, it is called business report. It is a little bit different from other reports. It deals with business related information. A business report is prepared containing business related information that assists the management to take better decisions. Some definitions on business report are given below-

    What is Business Report

    • According to Lesikar and Petit. “A business report is an orderly, objective communication of factual information that serves some business purpose.”
    • Boone and Other said, “A business report is a document that organizes information and a specific topic for a specific business purpose.”
    • According to Murphy and Hildebrandt. “A business report is an impartial, objective, planned presentation of a fact to one or more persons for a specific, significant business purpose.”

    So, a business report can be defined as an organized, written statement of facts related to specific business matter. It helps the interested persons to get insight into the problem and to overcome the problem. Business Communication

    Characteristics of Business Report

    Business reports carry information on facts related to business activities. The very nature of business report differentiates it from other reports. The unique characteristics of business report are discussed below-

    • Specific Issue. Every report, including business one, is written on specific subject. It is written to fulfill certain need.
    • Pre-Specified Audience. An important characteristic of report is that it has a pre-specified audience. Usually a report is written for a limited number of audiences and the need of the audience is always kept in mind.
    • Specific Structure or Layout. In preparing report, certain structure or layout or format is followed. The layout or structure of report is almost same in every case.
    • Written on Past Events. In most of the cases, the reports are written on past events. Most of the business reports carry the reasons of happing the incident, the ways of recovery etc. Reports are also written in past forms.
    • Neutral in Nature. In drafting reports, impartiality it strictly maintained. No biased or non-objective material is included in it. Biased report may lead to disastrous decisions.
    • Factual Information. Business report is always written based on factual information. The data collected on specific events is factual, not factious.
    • Joint Effort. A report is an outcome of joint efforts of a group of people. No one can personally or solely prepare a report. Now-a-days, in most of the cases, committee is formed containing three to seven people for furnishing a report on certain incident.
    • Orderly Presentation. The information of a report is presented orderly so that the audience can get his needed information from where it is located.
    • Upward Flow. The direction of a report is always upward in the organizational structure. The higher authority normally assigns the duty of preparing reports to their immediate lower authority and after preparing the report, they submit it to their boss or higher authority.
    • Some Additional Aids in Presentation. A report is always presented in an attractive way. In addition, analytical reports contain executive summary, contents and index, necessary charts, graphs and design and conclusion and recommendation etc.
    • Signature and Date. It is customary to put the signature of the reporter with date at the end of the report. If it is prepared by a committee, signature must be given by each member of the committee.

    From the above discussion it is found that business report has some unique characteristics. Its helps the respective business people to take pragmatic decisions in specific business areas. There is more information about How to Overcome Communication Barriers in Business .

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    What is a Business? definition of business and Scope of business. Business could be a term with a really wide which means. It refers to an activity of individuals operating for the aim of manufacturing and distributing product and services at a profit. An enterprise creates utilities by production of

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    What is Business Meeting. Meeting is one of the major media of oral communication. In general sense a meeting is a gathering of two or more persons with the view of making decisions through discussion. It is an assembly of people does decide on some preset issues. Definition of business

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    What is Market Report or, What is marketing report? A market report is a kind of report which contains the information regarding the overall market situation of a product of a group of products or service. It reflects the market condition of a product or service in terms of its

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    10 greatest entrepreneurs of all time – Business – Small business #small

    #top entrepreneurs

    #

    History s 10 greatest entrepreneurs

    By Philipp Harper

    Special to msnbc.com

    How many entrepreneurs have there been in the history of the world? Millions, certainly, probably even billions. These are the men and women who take capital — their own or somebody else’s — and use it to beget more capital. Some fail, some succeed, some excel.

    With so many candidates to choose from, any list of the 10 greatest entrepreneurs of all time will necessarily be somewhat arbitrary. It will also be top-heavy with Americans, just as a list of great chefs would be disproportionately French or of great eccentrics dominated by the British.

    Business is what America does. If that sounds chauvinistic, get over it.

    Here, without further ado but with tongue occasionally in cheek, are history’s 10 greatest entrepreneurs.

    1.King Croesus. A pick by our veterans committee, Croesus, who ruled the Asia Minor kingdom of Lydia in the sixth century B.C. is owed a huge debt of gratitude for minting the world’s first coinage, thereby creating in a single stroke the lifeblood of every business: liquidity and cash flow. Moreover, his opulent lifestyle has given entrepreneurs throughout history something to shoot for. Is there a greater distinction for the commercially inclined than to be deemed “as rich as Croesus”?

    2.Pope Sixtus IV. Sixtus gets the nod for realizing that the “wages of sin” meant more than unpleasant repercussions. There was money to be made in damnation, and Sixtus mined it by opening up a new market — the dead — for the indulgences the church had been selling for years. Relatives of the deceased quickly filled the Vatican’s coffers with payments intended to lessen the time their loved ones spent in purgatory. In 1478 Sixtus “grew his market” by authorizing the Spanish Inquisition, which swelled purgatory’s ranks by 100,000 souls in 15 years. He also was the first pope to license brothels.

    3.Benjamin Franklin. In a real sense, Franklin was America’s first entrepreneur. Unlike other of the Founding Fathers — the hypermoral Washington, the prodigiously intellectual Jefferson — whose virtues and attainments are seen today as anachronisms, Franklin truly was a model of what many of us would become. Beneath the statesman’s mantle resided a popular author, a printer, an inventor (the lightning rod, bifocals) and a very savvy businessman who knew how to commercialize the fruits of his fertile mind.

    4. P.T. Barnum. Americans have always loved a good scam and Phineas Taylor Barnum took the art to new heights. He played on our fascination with the bizarre and freakish with sideshow acts ranging from the midget Tom Thumb to Jumbo the giant elephant. In between was a host of more dubious curiosities. He created the Barnum and Bailey Circus as a showcase for all this wonderment, and dubbed it “the Greatest Show on Earth.” Along the way he invented modern advertising and became rich. For the record, he never said “There’s a sucker born every five minutes,” but he left behind plenty of other bon mots. Among them: “Every crowd has a silver lining.”

    5.Thomas Edison. What do you say about the man who gave the world the electric light, the phonograph, talking motion pictures and more than 1,300 other patented inventions? That he was the world’s greatest inventor, certainly. But he was also able to exploit the profit potential in his creations, an entrepreneurial bent that asserted itself when Edison was a teen-ager, printing a newspaper in the baggage car of a rolling train and then selling copies to passengers. His impact on the way people live was and is pervasive. As a combination of inventive genius and entrepreneurial flair, he stands alone.

    6.Henry Ford. Ford also fundamentally changed human lifestyles by making available a vehicle, the Model T, that vastly extended people’s range of movement. The automobile would allow America’s masses to fulfill their Manifest Destiny to populate every corner of the continent. But his more profound impact was on industry. The moving assembly line he designed to build his cars was the signal breakthrough of the Industrial Age. Appropriately, Ford earned the seed capital for his enterprise by working as an engineer at the Edison Illuminating Company in Detroit.

    7.Benjamin Siegel. Known as “Bugsy” to his friends, Siegel was a notorious mobster with a touch of the visionary. Legend has it that he single-handedly invented Las Vegas, and that’s a stretch. But he was the first to see what the town could become: a lush oasis of pleasure where gambling was just one of the attractions. He also proved adept at attracting other people’s money to build his iconic resort, The Flamingo. Trouble was, some of those other people belonged to an outfit called Murder Inc. and Siegel was gunned down in 1947 amid rumors he had stolen from his partners. But give the devil his due: Before there was the Bellagio, there was Bugsy.

    8.Ray Kroc. Nothing says entrepreneur like persistence, and nothings says persistence like Ray Kroc, the kitchen wares salesman who in 1954, at age 52 and in poor health, had his imagination hijacked by a family-run restaurant in the desert outside Los Angeles. Once he had bought out the McDonald brothers, Kroc proceeded to take their concept of a limited menu, fast service and low prices and expand it nationally, in the process creating the fast-food industry and dramatically affecting America’s lifestyle and, sadly, collective health.

    9.H. Ross Perot. Within every entrepreneur lurks a touch of the cowboy, and there’s no better example of the strain than Perot, the diminutive Texan who has become best known in recent years as a political gadfly. Before that, though, he was all business, using a $1,000 loan from his wife in 1962 to launch Electronic Data Systems. Perot’s winning idea was that large corporations and organizations needed data-processing help if they were to take full advantage of computer technology. When in the mid-’60s he won contracts with two new federal health-care programs — Medicare and Medicaid — EDS was off and running and Perot was on his way to being one of America’s richest citizens.

    10.Jobs & Wozniak. Apple Computer’s two Steves weren’t the first Silicon Valley entrepreneurs to launch a billion-dollar business from a Palo Alto garage — Hewlett and Packard were there before them — but they were the first to democratize computing by creating a machine whose use was so wonderfully intuitive that even technophobes embraced it. Combine the elegance of Wozniak’s operating system design with Jobs’ marketing savvy (remember Apple’s “1984” ad?) and the result was a true phenomenon. Yes, the Apple was eclipsed by the PC, but only after Microsoft (behind the vision of two other notable entrepreneurs, Bill Gates and Paul Allen) developed Windows to ape its rival’s ease of use.

    Philipp Harper is a freelance journalist living in south Georgia.





    16 beautiful examples of letterhead design #business #analyst #jobs

    #business letterhead

    #

    Creative Bloq

    16 beautiful examples of letterhead design

    An eye-catching letterhead design can help you win work. Here are some gorgeous examples.

    Having a well-designed letterhead can really help sell your talents as an artist. Whether for your mail-outs or a covering letter for your design portfolio. the point is to grab the reader’s attention as soon as they open the envelope. And a beautiful, memorable design is a great way to achieve that (also check out our list of inspiring envelope designs ).

    So if you want to create your own but need a little inspiration, we’ve selected 16 beautiful examples of letterhead designs to help you stand out from the crowd.

    01. Jeremy Gardner

    There’s nothing quite like a bit of letterpress printing to get some attention

    There’s nothing quite like a bit of letterpress printing to get a prospective new client’s attention. Designer Jeremy Gardner makes the most of a simple letterhead design, choosing bright, bold colours and letterpress printing. An extremely effective and eye-catching design.

    02. Bronx Zoo

    Caroline Madigan’s letterhead design speaks to people with sounds of zoo animals printed in beautiful typefaces

    Created by designer Caroline Madigan. the concept behind this design was to capture the interactive nature of a trip to the Bronx Zoo for both children and adults. The letterhead ‘speaks’ to the recipient with sounds of the zoo animals printed beautifully with a selection of different fonts.

    03. Coos

    The Coos! letterhead doubles as a business card holder

    Coos! is a PR and communication agency run by a team that like to hide behind their alter egos, who are all named Coos. They all have individual business cards for all their alter egos, which are placed behind the letterhead by two simple cuts, meaning the recipient is greeted by an inane Coos! grin when they open the mail. A simple but effective design from graphic design studio Trapped in Suburbia .

    04. Bittersuite

    South African communicatios agency Bittersuite knows the power of a well designed letterhead

    The Bittersuite logo itself is a beautifully designed ambigram a graphic that spells out a word not only in its original form but also in another direction or orientation. Featured prominently on the letterhead, the design also incorporates a playful concept where a simple fold in the top corner creates another illustration

    05. SHE

    SHE stands tall and prominent on these beautiful letterheads

    SHE (Sustainable Health Enterprises) is a New York-based organization whose mission is to improve the quality of life for women and girls in developing countries. The team at Blok Design in Toronto came up with these gorgeous letterhead designs, where SHE stands tall at the top of the page, emphasized by a bold underscore and varied colour palette.

    06. Wine Concepts

    The Wine Concepts letterhead represents a stylised wine label and features overprinted wine drops to reinforce the brand and product

    When multi-disciplinary creative agency Hunt Co was asked to develop a new identity and branding for Melbourne-based wine consultants, Wine Concepts, it came up with this simple but effective design. The logo represents a stylised wine label and (our favourite bit) features overprinted wine drops to reinforce the brand and emphasise the product.

    07. One Flew South

    This gorgeous letterhead design represents the stylish restaurant One Flew South perfectly

    Graphic designer Alvin Diec is the man behind this cool letterhead and branding concept for restaurant and sushi bar One Flew South. Located in Atlanta’s Hartzfield-Jackson Airport, Diec worked with the brand’s original patrotic colours, resulting in this sophisticated design.

    08. Musica

    Beautiful, detailed black and white illustrations feature on music retail group Musica’s letters

    Okay, so technically this is a letter-bottom rather than a letterhead, we know but with such a gorgeous design we decided to ignore that technicality. Musica is the largest music retail group in South Africa. And the job of developing a rebrand fell at the feet of graphic design agency Studio Botes. who used detailed black and white illustrations, to depict the world of Musica.

    09. Master of Disguise

    This fun moustache design made of type is the first thing client’s see when opening a letter from Master of Disguise

    We just love this brilliant corporate identity for Master of Disguise by graphic designer Cortney Cassidy. The letterhead cleverly features the company logo moustache made up of type spelling out its name. A really fun and stylish concept.

    10. Bob Kane

    Batman creator Bob Kane’s cool letterhead design featured the caped crusader himself alongside Robin and the Joker

    This cool artwork starred at the top of Batman creator Bob Kane’s correspondence. Featuring the comic book’s most famous characters, Kane perfectly captured the vibe of the ’60s with this brilliant design.

    11. Dylan’s Barbershop

    You’d be in no doubt who this letter came from with this design by Nike sportswear designer Lizzy Green’s

    We love this obvious but brilliant comb letterhead design for a start-up barbershop in Portland, Oregon. Graphic designer for Nike Sportwear Lizzy Green came up with the concept for this eye-catching identity.

    12. Seec

    The Artentiko team highlighted points of each letter in the company name with a different colour to create the new identity

    Graphic design studio Artentiko was responsible for rebranding SEEC – a new brand providing products based on LED technology. After a brainstorming session, the team came up with this short, characteristic, and modern design.

    13. Nikola Tesla

    A genius, Nikola Tesla’s creative mind was also put to good use for the design of the company letterhead

    Serbian-American inventor Nikola Tesla was best known for his contribution to developing technology that harnessed the power of electricity for household use. And it would seem, from this awesome letterhead that his creative skills extended to illustration design too, with all kinds of electrical gizmos occupying the top fifth of the page.

    14. Best Men’s Ties

    Promoting fine neckwear, this elegant, stylish design captures the Best Men’s Ties brand perfectly

    This elegant, stylish design for high quality tie retailer Best Men’s Ties was created by Croatian design studio Cipmann. The brief was to create a ‘visual identity that will communicate elegance and style to men who enjoy fine neckwear’. And this classy design does just that.

    14. Absurd Machine Production

    This brilliant, eye-catching letterhead was designed by New York-based graphic designer Jessica Benz

    This vibrant letterhead for music and video production company Absurd Machine leaves you in no doubt as to who you’re receiving a letter from. The clever concept by graphic designer Jessica Benz features vinyl records and film rolls in an eye-catching design, which surrounds the company name.

    15. Monster

    Super-cool monsters star at the top of these letters

    This innovative letterhead design for Monster comes from designer Douglas Orchard. The fun concept features a variety of cute monsters iluustration, cut through a hole in the top of the page that the reader must unfold in order to open properly.

    This is an updated and extended verison of an article that previously appeared on Creative Bloq. If you’ve you seen any examples of brilliant letterhead designs, share them with us in the comments!

    Like this? Read these:

    ABOUT THE AUTHOR

    Kerrie Hughes

    Kerrie Hughes is associate editor at Creative Bloq. Her employment at Future Publishing began in January 2010 as staff writer for 3D World magazine. Since then, she’s written regularly for other publications, including ImagineFX and Computer Arts magazines.

    Topics





    Business Services – University of Portsmouth #business #quotes

    #business services

    #

    Business Services

    How can we help?

    There are lots of ways we can help your business, including business analysis, recruitment, staff and corporate development, or attracting grants and funding. You can also connect with us and our networks. Browse our site or contact us for more details.

  • Tap into our expertise

    Research and innovation happens every day at the University of Portsmouth. Find out more about our areas of expertise and engage our leading researchers in your project.

  • Scientific testing and research facilities

    Find out about our laboratory and field facilities which can be used for problem solving, testing, consultancy or research and development.

  • Support for small businesses

    If you’re a small business, we can make a big difference. Training, access to funding, advice and networking are just a few of the services you can access.





  • Reviews of e-manage #great #business #ideas

    #business software

    #

    e-manage|ONE

    Vendor Details

    • Marketplace Software
    • www.emanageone.com
    • Founded 2000
    • United States

    About This Software

    Business management system that simplifies all aspects of your business, such as business development, opportunity management, project management and administration. Included web portals for users and customers, auto generated project case studies, prospecting tool, automated workflow internal employee job costing, mobile time clock, document management, CRM, Human Resources, commission plans, analytics, included report designer, estimating and proposal generation, email, marketing campaigns

    Features Checklist

    • Billing Invoicing
    • eCommerce Management
    • Employee Management
    • Financial Management
    • Inventory Management
    • Marketing Management
    • Order Management
    • Point of Sale (POS)
    • Purchasing
    • Time Expense Tracking
    • Training Management
    • Vendor Management

    Comments: There are other software products out there in our industry (commercial furniture) that claim to be business management software, but are in reality just accounting software. e-manage|ONE is actual true business management software and allows us to run more efficiently. It creates a unique advantage for us among our competitors. It is complete and easy to use and allows us to be more organized and greatly helps us to manage our business.

    Vendor Response

    by Marketplace Software on April 15, 2015

    Thanks for the feedback and we are glad to hear how great e-manage|ONE is working for you.

    Show more reviews





    Business Week: Cameron School of Business: UNCW #start #up #business #loans

    #business week

    #

    UNC Wilmington Presents

    The 34th Annual
    Business Week
    March 29th and 30th, 2016

    nCino CEO Pierre Naud with UNCW student; Photo: UNCW

    The University of North Carolina Wilmington’s Cameron School of Business held its 34th annual Business Week on March 29th and 30th. Designed to help prepare Cameron School of Business students for the realities of the business world, this year’s program featured more than 100 sessions with prominent alumni and executives sharing their knowledge and experiences in the areas of business, marketing, entrepreneurship, information technology and more.

    Jerry Greenfield of Ben Jerry’s Homemade, Inc. speaks with students during the 2016 Business Week.; Photo: UNCW

    Tuesday, March 29

    Business Week General Sessions
    9-11 a.m. Cameron Hall

    Plenary Session:
    Pierre Naud
    nCino

    11-Noon Cameron Hall 105

    Lunch on the Lawn
    11:30-2 p.m. Cameron Hall Tents

    Business Week General Sessions
    1-4 p.m. Cameron Hall

    Accounting: Meet the Professionals
    4-5:30 p.m. Clock Tower Lounge, by invite only

    Duane Hixon:
    The Bigness of Small

    4-5 p.m. CIS 1008

    Wednesday, March 30

    Alumni Recognition Breakfast
    7-8:30 a.m. Warwick Center

    Business Week General Sessions
    9-11 a.m. Cameron Hall

    Plenary Session:
    Jerry Greenfield
    Ben Jerry’s

    11-Noon Cameron Hall 105

    Lunch on the Lawn
    11:30-2 p.m. Cameron Hall Tents

    Business Week General Sessions
    1-4 p.m. Cameron Hall

    Brett Martin:
    The Challenges of Entrepreneurship

    4-5 p.m. CIS 1008

    MS CSIS Alumni Reception
    5:30-8:30 p.m. CIS Lobby

    CIE’s Business Week Event:
    Entrepreneurial Success with Dave and Vess

    5:30-8:30 p.m. EBD 162

    Leadership Lecture Series:
    Jerry Greenfield

    7-8 p.m. Burney Center

    Thursday, March 31

    Installation of Chancellor Jose V. Sartarelli
    10:30 a.m. Hoggard Lawn





    NYS Division of Corporations, State Records and UCC #music #business

    #business name search

    #

    News All Division News
    ● Organizational tax; taxes on changes of capital

    Database Searches
    ● New! Local Laws Search
    ● Corporation/Business Entities
    ● State Tax Warrant Notices
    ● Child Support Enforcement Notices
    ● Uniform Commercial Code/Lien Search
    ● List of Public Corporations that have filed a
    Certificate of Designation for Service of
    Notice of Claim

    Select Links
    ● Complete Forms Listing
    ● Expedited Handling Services
    ● Faxed Filings
    Online Filings:
    ● Biennial Statements
    ● Business Corporation Formation
    ● Benefit Corporation Formation
    ● LLC Formation
    ● Uniform Commercial Code
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    How do I determine if the name I want to use is available?

    The Division of Corporations is required by statute to reject for use any corporate, limited partnership, or limited liability company name that is not “distinguishable” from existing names on file. The only avenue to determine whether a name is available for a corporation, limited partnership or limited liability company is to make a name availability inquiry. The Corporation and Business Entity Database online search is intended for status inquiries of entities already on file with the Department of State. Customers are cautioned to avoid interpreting database search information as an indication that a name is or is not available for use.

    The records of the Division of Corporations may be searched for availability of name by submitting a written request to the Department of State, Division of Corporations, One Commerce Plaza, 99 Washington Avenue, Albany, NY 12231. The written inquiry should state that you wish to determine the availability of a name and list the name or names to be searched.

    Although it is not required, it is recommended that a copy of the name availability response be attached to the document you are submitting for filing.

    A finding that the name is available is not an approval of the name by the Department of State and is not a determination that the proposed name satisfies any particular requirement of law. No expenditure or other commitment should be made in reliance upon the availability of a name.

    Pursuant to Section 96 of the New York State Executive Law, the fee for searching the records for availability of name is $5 per name submitted. Please note that the Department’s determination regarding the availability of a name applies only to the date and time that the name search was completed. Requests for name availability cannot be handled by telephone.

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    Office of Small Business Development Centers #latest #business #news

    #small business development center

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    Office of Small Business Development Centers | Resources

    Small Business Development Centers (SBDCs) provide a vast array of technical assistance to small businesses and aspiring entrepreneurs. By supporting business growth, sustainability and enhancing the creation of new businesses entities, SBDCs foster local and regional economic development through job creation and retention. As a result of the no cost, extensive, one-on-one, long-term professional business advising, low-cost training and other specialized services SBDC clients receive, the program remains one of the nation’s largest small business assistance programs in the federal government. The SBDCs are made up of a unique collaboration of SBA federal funds, state and local governments, and private sector resources.

    SBDCs provide services through professional business advisors such as: development of business plans; manufacturing assistance; financial packaging and lending assistance; exporting and importing support; disaster recovery assistance; procurement and contracting aid; market research services; aid to 8(a) firms in all stages; and healthcare information. SBDCs serve all populations, including: minorities; women; veterans, including reservists, active duty, disabled personnel, and those returning from deployment; personnel with disabilities; youth and encore entrepreneurs; as well as individuals in low and moderate income urban and rural areas. Based on client needs, local business trends and individual business requirements, SBDCs modify their services to meet the evolving needs of the hundreds of small business community in which they are situated.

    SBDC assistance is available virtually anywhere with 63 Host networks branching out with more than 900 service delivery points throughout the U.S. the District of Columbia, Guam, Puerto Rico, American Samoa and the U.S. Virgin Islands. The 63 SBDC hosts include:

    • 48 University-sponsored SBDC Hosts: 2 2 University Hosts are in Washington, DC (Howard University). and the U.S. Virgin Islands (the University of the Virgin Islands)8 Community college-sponsored SBDC hosts: Dallas-TX, UT, OR, NM, AZ, San Diego-CA, Los Angeles-CA, and American Samoa
    • 8 Community college-sponsored SBDC hosts: Dallas-TX, UT, OR, NM, AZ, San Diego-CA, Los Angeles-CA, and American Samoa
    • 7 State-sponsored Lead SBDCs (CO, IL, IN, MN, MT, OH, WV): Since 1990, Congress has required all new SBDCs be Hosted by institutions of higher education or Women’s Business Centers

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    20 new (amazing) business cards – Best of September 2014 #business #analyst

    #best business cards

    #

    Cookie policy

    Vadim Ayibov. By Sergey Nefortunov

    THE FISH MARKET by Micael Butial

    Madison + Greenwich. By Studio 361.

    Branding: One Day Journal. By Lyn-Hui Ong

    Paxus Financial. By Sebastian Bednarek

    Vitualize. By Cre8tive Pixels.

    Cafeina. By Azael Torres

    Barba Bird Identity. By Dawid Cmok

    By Katerina Miliaraki

    Cargomoda. By Andr s Berecz

    Alden Harlow. By Oat





    Online Associates Degree in Business Fundamentals – University of Phoenix #business #quotes

    #online business degree

    #

    Associate of Arts concentration in Business Fundamentals

    This Associate of Arts with a concentration in Business Fundamentals * degree program explores fundamental business principles and topics such as marketing, accounting, finance, and globalization. Courses such as Foundations of Business provide students with the skills they need to be valuable contributors to organizations. It’s a good time to focus on your future discover how an associate degree in business from University of Phoenix can help you gain business insights today .

    *Maryland residents completing this program will earn an Associate of Arts with an emphasis in Business Fundamentals.

    Requirements and prerequisites

    You will need XXX credits to complete this program, which may be earned from a combination of required and elected courses. However, required courses may vary based on previous experience, training or transferable credits. View general requirements

    There are no prerequisites for this course.

    What you ll learn

    The Associate of Arts with a concentration in Business Foundations focuses on a variety of business essentials including management theory and practice, information systems, financial accounting, critical thinking and effective managerial communications. Students will explore business principles and learn to apply problem solving strategies to real-life scenarios. In addition, students will also discuss the effects of culture and ethics in current global and domestic business environments.

    Helpful tuition tools

    Our tuition tools help you understand program costs so you can make the best decision for your situation. We also have Finance Advisors standing by to help you understand all of your options.

    How much will it cost?

    Ways to finance your degree

    How to use your military benefits

    Our curriculum is designed to help you prepare for the competitive job market with relevant knowledge and in-demand skills. This program will include the following courses:

    Start Date: MM/DD/YYYY

    This course introduces students to the foundations of communication in a business setting. After completion of this course, students will be able to identify the types and purposes of various business documents; create messages using appropriate channels for delivery based on context, audience and purpose; understand the effect of technology, such as social media, on business communication; and identify ethical, cross-cultural, and multinational issues in business communication.

    Statistics For Decision Making

    Start Date: MM/DD/YYYY

    This course introduces the techniques used for the visualization of numerical data and descriptive statistics in business. After completion of this course, students will be able to explain how to obtain a suitable sample of business data and evaluate its validity and reliability for statistical inferences, produce tables and charts to organize and display qualitative and quantitative business data, interpret numerical business data using measures of central tendency and dispersion, apply fundamental concepts probability theory for inferential decision making for business, and perform a linear regression for trend analysis.

    Principles Of Accounting I

    Start Date: MM/DD/YYYY

    This course covers the fundamentals of financial accounting as well as the identification, measurement, and reporting of the financial effects of economic events on an enterprise. Students will learn to examine financial information from the perspective of management. Other topics include decision-making, planning, and controlling from the perspective of a practicing manager.

    Principles Of Accounting II

    Start Date: MM/DD/YYYY

    This course introduces accounting concepts in a business environment. Students learn to create and apply accounting documents in making better business decisions. Other topics include plant assets, liabilities, accounting for corporations, investments, statements of cash flows, financial statement analysis, time value of money, payroll accounting, and other significant liabilities.





    Strathclyde Business School – University of Strathclyde #vista #business #cards

    #business school

    #

    University of Strathclyde

    Strathclyde Business School

    Fraser of Allander Institute Economic Commentary

    Special edition of Fraser of Allander Institute Economic Commentary now available.


  • MBA Summer Information Sessions

    Interested in the Strathclyde MBA? We are holding information sessions.


  • SBS announce 2016 MBA & PG scholarships

    Find out more about the new scholarships available for PG programmes.


  • MBA 25

    SBS and William Grant Sons have been partners in a customised MBA programme since 2011, which has leadership and innovation at its heart.

    Undergraduate

    Find out what we offer, how to apply, international exchange, and our innovative Management Development Programme.

    Postgraduate

    Get information on our full range of postgraduate programmes and scholarship availability.

    Strathclyde MBA

    Learn more about our Strathclyde MBA, the different modes of study, our international centres and our MBA careers service.

    Internationally leading research

    Find out more about our research, our specialist research centres and our work with business via knowledge exchange.

    Corporate Connections

    Learn more about our range of bespoke programmes for business and who we’ve worked with.

    International Centres

    Discover where we operate internationally and the courses available at our centres around the world.

    News

    For all the latest SBS news please visit our news page .

    Events

    For all the latest SBS events please visit our events page .

    Social media

    Why not get connected through our social media channels and make sure you stay informed.

    About us

    Get all the information you need on Strathclyde Business School, our staff and departments.

    Departments & specialist centres

    Strathclyde Business School is home to nine subject departments and a number of specialist centres.

    Stay in touch

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  • CINCINNATI BUSINESS COURIER – One of Cincinnati’s largest private companies adding 100

    #cincinnati business courier

    #

    One of Cincinnati’s largest private companies adding 100 jobs

    The Cincinnati Business Courier recently published an article about TP Mechanical. The piece highlights the addition of a third shift and the expansion of the apprenticeship program that will add 100 jobs in the next couple of years.

    Read the article on the Cincinnati Business Courier website. You must be a subscriber to view the full content.

    HEADQUARTERS

    1500 Kemper Meadow Drive
    Cincinnati, Ohio 45240
    O: 513-851-8881

    SAFE HOURS

    August 27, 2016 – TP Mechanical has worked 2,005,251 hours without a lost-time accident.

    BLOG

    Presented by TP Mechanical | Provided by HORAN Eye injuries are the leading cause of blindness in children, and most eye injuries incurred by those ages 11 to 14 happen while they are playing sports. Every 13 minutes, an emergency room in the United States treats a sports-related eye injury. Of the estimated 2 million [ ]

    View all of our blog articles here .





    The Must-Read Small Business Articles Of 2010, Selected By Experts #home #businesses

    #business articles 2010

    #

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    The Must-Read Small Business Articles Of 2010, Selected By Experts

    This article was originally published on Open Forum and has been republished here with permission.

    With the end of the year fast approaching, I wanted to take a look back at all of the great advice and insights shared by our bloggers on OPEN Forum and highlight a few top articles.

    While I had my own favourites, I decided to ask the authors themselves for their selections, too.

    So if you only get to read a portion of our content, here are some articles you should check out, in case you missed them.

    6 SEO Fundamentals that Every Business with a Website Should Know

    7 Insanely Useful Ways to Search Twitter for Marketing

    How to Create a PR Crisis Strategy Before You Need It

    Seek out Less Traveled Roads

    5 Ways to Conquer the Culture of Reaction

    Here’s A Wacky Idea: Give Your Employees as Much Vacation as They Want

    10 Tips for Re-Energizing Your Day Every Day

    80 Ways to Steal Valuable Minutes for Your Work Day

    Tax Rules You Should Know about for 2011

    5 Trends that Will Shape Small Business in 2011

    For more recommended reading, check out:

    Tagged In

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    Looking for Stable Business Ideas? Here Are 12 Types of Companies With

    #cash flow business

    #

    Looking for Stable Business Ideas? Here Are 12 Types of Companies With Healthy Cash Flow.

    Data Featured Lists Editor

    November 24, 2014

    Land subdivision and funeral businesses may not be the sexiest small-business ideas when compared to, let s say, a web startup or a local coffee shop. But private companies in these fields tend to have the healthiest cash flow, according to new data from Sageworks. a Raleigh, N.C.-based financial data company.

    For entrepreneurs seeking new ventures. businesses with a track record of stability and solvency may be a good place to start. Sageworks used highest average current ratios to generate a ranking of 12 business types with healthy cash flow for the year ending Aug. 31, 2014. [See list below.]

    Cash flow is a leading indicator of financial strength because if a company has sufficient cash on hand, it will likely meet its short-term obligations — like accounts receivables and employee salaries — on time.

    Sageworks analyst Jenna Weaver says the businesses listed have the ability to pay their bills and they tend to, on average, have positive cash flow. She adds that while these businesses aren t necessarily fun or flashy, understanding why certain industries or business models are more inclined toward solvency than others is useful for any entrepreneur.

    Following land subdivision and death-care services, this year s ranking also includes grocery stores, real-estate businesses, clothing stores, liquor stores, gas stations, dry cleaning and laundry services, specialty-food stores, employment services, health and personal care stores, and investigation and security services.

    Land-subdivision companies divide land into plots to make selling the property easier. Weaver explains that its top ranking may reflect the strong real estate/construction market recovery since 2009.

    The rest of the results show themes: half of the list represented the retail sector. While giants like Walmart are known to operate with a low current ratio because of their ability to turn inventory quickly into cash, small private retailers may have difficulty predicting consumer behavior and may therefore stockpile inventory to meet any unexpected consumer demand. Weaver explains that the ability for these smaller establishments to then turn these inventory levels into receivables, and receivables into cash plays a big role. Also, she says a third of the industries on the list are service-related businesses, which usually have lower or no inventory needs.

    While every industry operates on different business cycles and models, entrepreneurs brainstorming on stable business ideas should always keep solvency in mind.

    Often, when businesses fail, they fail because of their inability to manage these ratios and generate positive cash flow, Weaver says.

    It s important to note that a current ratio that is too high is not always ideal. A company wants to keep enough cash or liquid assets available to be able to meet its short term debts, but it doesn t want to sit on too much cash or inventory, so that its assets are still being productive for the business.





    The UTD Top 100 Business School Research Rankings – Naveen Jindal School

    #business school rankings

    #

    Research Rankings Overview

    The UT Dallas Naveen Jindal School of Management has created a database to track publications in 24 leading business journals. The database contains titles and author affiliations of papers published in these journals since 1990. The information in the database is used to provide the top 100 business school rankings since 1990 based on the total contributions of faculty.

    Additionally, the database can also be searched by:

    • Any journal or combination of journals between the time period 1990 to date to get a ranking of schools
    • School name to see a list of publications by a school for any combination of journals and time period between 1990 to date
    • Author name to see a list of publications by an author for any combination of journals and time period between 1990 to date
    • Key phrase in article name to see a list of publications containing that phrase for any combination of journals and time period between 1990 to date

    The Jindal School of Management maintains and keeps this website current to provide timely data on research productivity in leading research journals across major disciplines in business schools. The school has worked hard to ensure data integrity, but as with any project of this type where the affiliation data is not always clear, some errors may exist. If you spot an error, please send us the corrections at Top 100 Admin.

    List of Journals

    The Accounting Review

    Journal of Accounting and Economics

    Strategic Management Journal

    Methodology

    UT Dallas Naveen Jindal School of Management provides a tool to study research contributions based on publications in 24 leading journals in major business disciplines. The database contains author and affiliation information on all papers published in these journals since 1990. Authors affiliations are recorded at the time of the paper publication.

    A single-authored paper results in the school of affiliation being credited with a score of 1. If there are multiple authors from different schools, each school gets a score of p/n, where p is the number of authors from the same school and there are a total of n authors on the article. If an author lists multiple affiliations, each of the schools that author is affiliated with gets a corresponding scaled score. For example, if one of the n authors lists m affiliations, each school that author is affiliated with gets a score of 1/nm.

    The database can be searched by any period between 1990 to the current year for any combination of journals, resulting in aggregated scores for schools. This provides a clear picture of contributions from each school for the selected journals and time period. One can also search the database by school names, author names and key phrases in the title.

    The Jindal School of Management also provides a ranking of the top 100 schools in North America and worldwide based on publications in all 24 journals for the last five-year time period. The school also provides links to prior rankings starting with the period 2000-2004.

    Disclaimer

    Although every effort has been made to ensure the accuracy of the information, the nature and diversity in which author affiliation information is provided in the journals sometimes make it hard to categorize and report the information accurately. UT Dallas Jindal School of Management has attempted to verify information using the web when possible.

    While searching for articles, author names are provided in the search results. They are not listed in the sequence specified in the published paper. Also note that when information on authors is provided, if the same author is listed twice, it indicates that the author has listed multiple affiliations.

    If you believe there is an error in the information provided, please send specific information to the administrator.

    The Naveen Jindal School of Management appreciates your input to this ongoing research effort.





    Best Credit Cards for Small Business of 2015 #small #business #loans #for

    #small business cards

    #

    Best Credit Cards for Small Businesses

    Francesco CorticchiA & Mdash;Getty Images

    See this year’s top picks for budding entrepreneurs and established owners.

    MONEY and NerdWallet have picked the best credit cards in five different categories: cash back. borrowing. travel rewards. student. and small business cards. Most of our picks assume you are using cards strategically to maximize rewards, and paying off your bill each month to avoid fees and finance charges. MONEY also went one step further this year to add an easy choice the best no-muss, no-fuss, no-annual-fee option.

    Easy Choice: Capital One Spark Cash Select for Business

    • APR: 0% on purchases for nine months; then 13% to 21%
    • Annual fee: $0
    • Sign-up bonus: $200 after spending $3,000
    • Rewards: 1.5% cash back on all purchases
    • Why it s a winner: For stable, successful small businesses, Spark is an all-around winner, with no annual fee and cash back on every dollar spent. If your firm s outlay is $5,000 a month, for instance, you ll clear $2,000 back in two years, factoring in the $200 sign-up bonus. Add employee cards for free to boost your rewards.
    • Caveat: If your business maintains revolving balances, find a card with a lower financing rate.

    Best for Borrowing: U.S. Bank Business Edge Platinum

    • APR: 0% on purchases and balance transfers for the first year; 10% to 18% after that
    • Annual fee: $0
    • Why it s a winner: The U.S. Bank Business Edge Platinum is ideal for bootstrapping startups, debt-carrying small enterprises, and other small-business owners for whom borrowing costs are paramount. It offers the lowest APR without incurring an annual fee. You also get a year s worth of runway to pay off big purchases or tide you over until cash flow picks up.
    • Caveat: With no rewards or sign-up bonus, this no-frills card is really only for businesses with ongoing debt.

    See all of MONEY s picks:

    Quotes delayed at least 15 minutes. Market data provided by Interactive Data. ETF and Mutual Fund data provided by Morningstar, Inc. Dow Jones Terms Conditions: http://www.djindexes.com/mdsidx/html/tandc/indexestandcs.html. S P Index data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. Terms Conditions. Powered and implemented by Interactive Data Managed Solutions

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    YOU BROKE MONEY.COM!

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    As a regular visitor to MONEY.com, we are sure you enjoy all the great journalism created by our editors and reporters. Great journalism has great value, and it costs money to make it. One of the main ways we cover our costs is through advertising.

    The use of software that blocks ads limits our ability to provide you with the journalism you enjoy. Consider turning your Ad Blocker off so that we can continue to provide the world class journalism you have become accustomed to.





    List of Business Social Networks for Professionals #family #business

    #business networking sites

    #

    Business Social Networks

    Updated March 25, 2016.

    Business social networks can provide the cornerstone to recruiting efforts for a company and can be a great asset to the hungry professional hoping to leverage their business contacts in order to improve their job. Focused on business, these social networks provides the tools needed to reach out and make business connections, find new jobs, or find specialized job seekers.

    Whether you are looking for a promotion or looking for new opportunities, social business networking can be just the thing to advance your career. Business social networks are also a boon to recruiters looking to fill urgent vacancies.

    CompanyLoop

    Image of Company Loop.

    CompanyLoop is a business social network aimed at workers in the same company. By restricting access to only co-workers, CompanyLoop allows you to connect with your fellow employees and share knowledge specific to your business. Not only can you stay up to date with your co-workers, you can find the people you need to get your tasks done faster. More

    Continue Reading Below

    DoMyStuff

    Image of DoMyStuff.

    DoMyStuff is a social network designed to connect people who want stuff done to people who will do it. DoMyStuff allows everything from household chores to business tasks to be outsourced to thousands of assistants bidding on the jobs. An alternative to hiring a temp agency to fill short-term needs, DoMyStuff is also a good site for people looking to do odd jobs. More

    DOOSTANG

    Image of DOOSTANG.

    DOOSTANG is a business social network marketing itself as an exclusive career community for top young professionals. To become a member, you must either be at a company that is hiring or have an invite from a current member. While the idea is to raise the level of talent in the job seeker pool, whether this is actually true is open for debate. More

    Continue Reading Below

    Fast Pitch

    Image of Fast Pitch.

    Fast Pitch connects enterprising professionals to other professionals and is a great way for job seekers to become involved with potentially their next boss. It also provides tools for businesses to market themselves and helps drive traffic to the business website. In this way, it is a great business social network for entrepreneurs. More

    Konnects

    Image of Konnects.

    Konnects is a business social network aimed at the young professional who wants to start building a network of contacts. It is also geared toward the new business looking to start their own community and offers the tools needed to promote the business. More

    LinkedIn

    Image of LinkedIn.

    LinkedIn is the most popular business social network and one of the most recognizable social networks in the world. Focused on helping professionals maintain their list of connections, LinkedIn also provides invaluable information on companies and is a great resource for job seekers and for filling job vacancies. More

    PairUp

    Image of PairUp.

    PairUp takes a step away from the standard business social network by focusing on the frequent business travel. Providing the tools to share travel plans and alert colleagues that you are arriving in town, PairUp is a great resource to cope with changing itineraries. More

    Ryze

    Founded in late 2001, Ryze was one of the first social networking websites. With the ability to set up company networks, Ryze is a great destination for businesses wanting to get more done on the web. It is also great for professionals who want to create their own business networks and connect with other professionals. More

    Spoke

    Spoke is a business social network that specializes on the recruiting aspects of social networks. Unlike many other social networks for professionals, Spoke is an open-ended network that allows businesses to search through the database and tailor their recruiting efforts to a specialized audience. More

    XING

    XING is one of the oldest business-oriented social networks. With over six million professionals using the service every day and conducting business in 16 different languages, XING is a world leader in business networking. An excellent site for keeping track of your business contacts, XING can also help employers fill job vacancies and help young professionals land their fist big job. More





    Two Types of Investments in a Small Business #stock #market #prices

    #business investment

    #

    The Two Types of Investments You Can Make In a Small Business

    Equity and Debt Are The Choices on the Small Business Investment Menu

    When you make a small business investment, you have two choices: Do you take equity (an ownership stake) or debt (lend money in exchange for interest income and future repayment)? Both have their own advantages and disadvantages. Betsie Van Der Meer/Taxi/Getty Images

    Updated August 22, 2016

    Investing in a small business has always been, is currently, and most likely always will be one of the most popular ways individuals and families begin the journey to financial independence ; a way to create, nurture, and grow an asset that, when intelligently run under the right conditions, throws off surplus cash to provide not only a good standard of living, but to fund other investments. Still, it isn t uncommon, at least in nations with an entrepreneurial history such as the United States, for a small business owner to have never owned a publicly traded share of stock or a mutual fund. opting, instead, to put everything into their own restaurant, dry cleaning business, or sporting goods store.

    Frequently, this small business grows to represent the most important financial resource the family owns, other than their primary residence.

    In today s economic and political climate, these types of small business investments are often structured as either a limited liability company or a limited partnership. with the former being the most popular due to the fact it combines many of the best attributes of corporations and partnerships. In years past, sole proprietorships or general partnerships were more popular, which provide no protection for the owners personal assets outside of the company.

    Whether you are considering investing in a small business by founding one from scratch or buying into an existing company, there are typically only two types of positions you can take: 1.) Equity, or 2.) Debt. Though there may be countless variations, all investments come back to those two foundations.

    Equity Investments in Small Businesses

    When you make an equity investment in a small business. you are buying an ownership stake. Equity investors provide capital, almost always in the form of cash, in exchange for a percentage of the profits and losses. The business can use this cash for a variety of things, including funding capital expenditures to expand, reducing debt, buying out other owners, building liquidity, or hiring new employees.

    In some cases, the percentage of the business the investor receives is proportional to the total capital he or she provides. For example, if you kick in $100,000 in cash and other investors kick in $900,000, totaling $1,000,000, you might expect 10% of any profits or losses because you provided 1/10th of the total money. In other cases, especially when dealing with an established business or one put together by a key manager, this would not be the case. Consider the investment partnerships Warren Buffett ran in his 20 s and 30 s. He had limited partners contribute nearly all of the capital, but profits were split 75% to limited partners, in proportion to their overall share of the capital, and 25% to him as the general partner, despite having put up very little of his own money. The limited partners were fine with this arrangement because Buffett was providing expertise.

    An equity investment in a small business can result in the biggest gains, as well as the most risk. If expenses run higher than sales, the losses get assigned to you.

    A bad quarter, or year, and you might see the company fail or even go bankrupt. However, if things go well, your returns can be enormous. Virtually all of the research on millionaires in the United States shows that the single biggest classification of millionaires are self-made business owners. If you want to rank among the top 1% of wealth. owning a profitable business in a niche market that churns out dividends each year is your best chance, statistically.

    Debt Investments in Small Businesses

    When you make a debt investment in a small business, you loan it money in exchange for the promise of interest income and eventual repayment of the principal. Debt capital is most often provided either in the form of direct loans with regular amortization or the purchase of bonds issued by the business. which provide semi-annual interest payments mailed to the bondholder.

    The biggest advantage of debt is that it has a privileged place in the capitalization structure. That means if the company goes bust, the debt has priority over the stockholders (the equity investors). Generally speaking, the highest level of debt is a first mortgage secured bond that has a lien on a specific piece of valuable property or an asset, such as a brand name. For example, if you loan money to an ice cream shop and are given a lien on the real estate and building, you can foreclose upon it in the event the company implodes. It may take time, effort, and money, but you should be able to recover whatever net proceeds you can get from the sale of the underlying property that you confiscate. The lowest level of debt is known as a debenture, which is a debt not secured by any specific asset but, rather, but the company s good name and credit.

    Which Is Better: An Equity Investment or a Debt Investment?

    There is no simple answer to this question. If you had been an early investor in McDonald s and bought equity, you d be rich. If you had bought bonds, making a debt investment, you would have earned a decent, but by no means spectacular, return on your money. On the other hand, if you buy into a business that fails, your best chance to escape unscathed is to own the debt, not the equity.

    All of this is complicated by an observation that famed value investor Benjamin Graham made in his seminal work, Security Analysis. Namely, that equity in a business that is debt-free cannot pose any greater risk than a debt investment in the same firm because, in both cases, the person would be first in line in the capitalization structure.

    The Preferred Equity Debt Hybrid

    Sometimes, small business investments straddle the ground between equity investments and debt investments, modeling preferred stock. Far from offering the best of both worlds, preferred stock seems to combine the worst features of both equity and debt; namely, the limited upside potential of debt, with the lower capitalization rank of equity. There are always exceptions to the rule.





    How to Read Your Boss – The University of Nottingham #business #reviews

    #business courses online

    #

    How to Read Your Boss

    0:13 Skip to 0 minutes and 13 seconds Welcome to the University of Nottingham. I’m Louise Mullany, a professional communications specialist from the Centre for Research and Applied Linguistics. This is How to Read Your Boss. Do you find conversations with some colleagues more difficult than others? Do you ever come out of meetings feeling that you’ve been misunderstood, or that you haven’t been given the time you wanted to express your ideas? Do you ever find it hard to explain yourself to your boss or with others at a more senior level than you? Do you find yourself ever wondering what your boss is actually asking you to do? If you answered yes to any of these questions, then this course is definitely for you.

    0:55 Skip to 0 minutes and 55 seconds Along with colleagues, I’ve spent the last 15 years investigating communication styles in a wide range of workplaces, from small to medium sized enterprises right through to large multinationals. How to Read Your Boss draws upon the findings of this research. The course will provide a basic introduction to a sample of linguistic toolkits to help you produce a quick and effective analysis of your own and others’ talk. You will also have a suite of different strategies to draw upon, which can enhance your persuasive presence and impact in the future. This course is unique, as it is based upon the analysis of authentic business conversations that have actually taken place.

    1:37 Skip to 1 minute and 37 seconds How to Read Your Boss provides access to cutting edge academic knowledge and practical activities based on how people really talk at work. I hope that you will take the opportunity to join us, and discover how linguistics can help you read both yourself and your boss.

    About the course

    Think about the conversations you have had in your workplace over the past few months. Do you come out of business meetings wishing you had said something differently, or felt misunderstood? Do you have difficulty talking to people more senior than you? What about when talking with other colleagues? ‘How to read your boss’ introduces you to the world of business communication through linguistics.

    The course presents a set of ‘linguistic toolkits’ which you can use to create a linguistic profile of yourself and others, including your boss. It is designed for you to assess the effectiveness of the communication styles you use and identify the type of communications culture where you work. It will offer alternative strategies for future business talk. It aims to encourage you to become more reflexive and self-conscious language users when communicating at work.

    How to Read Your Boss is the second in a series of ‘How to read…’ courses which will be presented by applied linguists, discourse analysts and literary critics at The University of Nottingham.

    How to Read Your Boss will be useful for anyone working within businesses/organisations in the public, private or third sector, including managers and those with leadership responsibility.

    Educators





    What is Business Report? Characteristics of Business Report – Business Communication #bond

    #business reports

    #

    What is Business Report? Characteristics of Business Report

    What is Business Report or, Definition of Business Report, Meaning of Business Report-When a report is written for business purpose, it is called business report. It is a little bit different from other reports. It deals with business related information. A business report is prepared containing business related information that assists the management to take better decisions. Some definitions on business report are given below-

    What is Business Report

    • According to Lesikar and Petit. “A business report is an orderly, objective communication of factual information that serves some business purpose.”
    • Boone and Other said, “A business report is a document that organizes information and a specific topic for a specific business purpose.”
    • According to Murphy and Hildebrandt. “A business report is an impartial, objective, planned presentation of a fact to one or more persons for a specific, significant business purpose.”

    So, a business report can be defined as an organized, written statement of facts related to specific business matter. It helps the interested persons to get insight into the problem and to overcome the problem. Business Communication

    Characteristics of Business Report

    Business reports carry information on facts related to business activities. The very nature of business report differentiates it from other reports. The unique characteristics of business report are discussed below-

    • Specific Issue. Every report, including business one, is written on specific subject. It is written to fulfill certain need.
    • Pre-Specified Audience. An important characteristic of report is that it has a pre-specified audience. Usually a report is written for a limited number of audiences and the need of the audience is always kept in mind.
    • Specific Structure or Layout. In preparing report, certain structure or layout or format is followed. The layout or structure of report is almost same in every case.
    • Written on Past Events. In most of the cases, the reports are written on past events. Most of the business reports carry the reasons of happing the incident, the ways of recovery etc. Reports are also written in past forms.
    • Neutral in Nature. In drafting reports, impartiality it strictly maintained. No biased or non-objective material is included in it. Biased report may lead to disastrous decisions.
    • Factual Information. Business report is always written based on factual information. The data collected on specific events is factual, not factious.
    • Joint Effort. A report is an outcome of joint efforts of a group of people. No one can personally or solely prepare a report. Now-a-days, in most of the cases, committee is formed containing three to seven people for furnishing a report on certain incident.
    • Orderly Presentation. The information of a report is presented orderly so that the audience can get his needed information from where it is located.
    • Upward Flow. The direction of a report is always upward in the organizational structure. The higher authority normally assigns the duty of preparing reports to their immediate lower authority and after preparing the report, they submit it to their boss or higher authority.
    • Some Additional Aids in Presentation. A report is always presented in an attractive way. In addition, analytical reports contain executive summary, contents and index, necessary charts, graphs and design and conclusion and recommendation etc.
    • Signature and Date. It is customary to put the signature of the reporter with date at the end of the report. If it is prepared by a committee, signature must be given by each member of the committee.

    From the above discussion it is found that business report has some unique characteristics. Its helps the respective business people to take pragmatic decisions in specific business areas. There is more information about How to Overcome Communication Barriers in Business .

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    Sale of sports business, a positive for Zee: The Hindu Business Line

    #zee business

    #

    Zee Entertainment Enterprises has decided to sell its sports business (TEN Sports channels) to Sony Pictures Networks India and its affiliates for $385 million.

    The sale will help Zee exit its loss-making sports broadcasting business, which contributed ₹631 crore (about 11 per cent) to its consolidated revenue in 2015-16.

    The sports business incurred a net loss of ₹37 crore, against a profit of ₹1,027 crore from consolidated operations during the year.

    It was in 2006 that Zee acquired a 50 per cent stake (raised subsequently) each in Taj TV, Mauritius, which owns TEN Sports channels, and in Taj Television India, the distribution arm of TEN Sports in India.

    A report from Ambit Capital shows that the sports business has incurred losses at the operating level in all years except one since 2005-06.

    This is in sharp contrast to the company’s profitable general entertainment channel (GEC) broadcasting business.

    Zee has a strong foothold in the Hindi and regional languages GEC space, which forms a chunk of the TV viewership base. Even as it is exiting the sports genre, it is looking at expanding its presence in the regional GEC space (Tamil Nadu, for instance). In January, it acquired Sarthak TV, a leading GEC in Odisha.

    TEN Sports has the broadcast rights to the events organised by the cricketing boards of five countries, including South Africa, West Indies and Pakistan, as also to other non-cricket events such as wrestling, football and tennis.

    But, it does not have the broadcasting rights for some lucrative events such as the cricket matches organised by the Board of Control for Cricket in India, thereby impacting the company’s subscription revenue from this business.





    Business proposal templates – Free sample of proposal #business #lists

    #business proposal examples

    #

    Business proposal templates

    These convenient and easy-to-use proposal templates were created via Quote Roller, an awesome app that helps create, manage and send business proposals.

    Quote Roller is designed to automate the process, making it as simple and as fast as possible. With a user-friendly interface and a great variety of features, this web-based sales proposal software comes fully loaded with a library of sample proposal templates for a wide range of fields.

    All you have to do is to select the template for your project, fill in the necessary information, and send it to your client.

    If you haven t found what you need, please check proposal templates and quote templates on our partner s site.

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    Templates library

    This template works great for anyone in the web design field. You can customize your services, subscriptions, and products easily and clearly. Download →

    This easy-to-use, detailed template helps you create a thorough business plan, including financial charts and examples. Download →

    Generic marketing proposal sample created for sales teams in small marketing agencies. Download →

    This template will work great for graphic design teams that provide services both in creating compelling designs and in end-to-end project management implementation. Download →

    Well-written building and construction proposal template. Would work well both for individuals, who are general contractors, as well as for a large development company. This proposal sample was shared by a team of competent engineers. Download →

    The great-looking and creative Event Management proposal template is designed to make your potential clients confident that you are the one to serve their conference, seminar, party or any other event. Download →

    GO FROM QUOTE TO ORDER IN NO TIME





    Office of Capital Access #business #card #designs

    #sba grants

    #

    Office of Capital Access | Resources

    Please visit the SBIR Website as managed by SBA’s Office of Investment Innovation for complete and thorough details on the SBIR/STTR Programs.

    Competitive Opportunity for Small Business:

    SBIR and STTR are highly competitive programs that encourage small business to explore their technological potential and provide the incentive to profit from commercialization opportunities. By including qualified small businesses in the nation’s R D arena, high-tech innovation is stimulated and the United States gains entrepreneurial spirit as it meets its specific research and development needs.

    These two programs target the entrepreneurial sector because that is where most innovation and innovators thrive. However, the risk and expense of conducting serious R D efforts are often beyond the means of many small businesses. By reserving a specific percentage of federal R D funds for small business, SBIR and STTR protect the small business and enable it to compete on the same level as larger businesses. This program funds the critical startup and development stages and it encourages the commercialization of the technology, product, or service, which, in turn, stimulates the U.S. economy.

    Since its enactment in 1982, as part of the Small Business Innovation Development Act, this program has helped thousands of small businesses to compete for federal research and development awards. Their contributions have enhanced the nation’s defense, protected our environment, advanced health care, and improved our ability to manage information and manipulate data.

    Eligibility:

    Small businesses must meet certain eligibility criteria to participate in the SBIR or STTR programs. Complete details on eligibility can be found on SBIR.gov but in quick synopsis your small business firm should include:.

    • American-owned and independently operated
    • For-profit
    • Principal researcher employed by business
    • Company size limited to 500 employees

      The SBIR System:

      Each year, eleven federal departments and agencies are required by SBIR to reserve a portion of their R D funds for award to small business.

      • Department of Agriculture
      • Department of Commerce
      • Department of Defense
      • Department of Education
      • Department of Energy
      • Department of Health and Human Services
      • Department of Homeland Security
      • Department of Transportation
      • Environmental Protection Agency
      • National Aeronautics and Space Administration
      • National Science Foundation

      These agencies designate R D topics and accept proposals.

      Three-Phase Program:

      The SBIR and STTR Programs are structured in three phases:

      Phase I. The objective of Phase I is to establish the technical merit, feasibility, and commercial potential of the proposed R/R D efforts and to determine the quality of performance of the small business awardee organization prior to providing further Federal support in Phase II. SBIR Phase I awards normally do not exceed $150,000 total costs for 6 months.

      Phase II. The objective of Phase II is to continue the R/R D efforts initiated in Phase I. Funding is based on the results achieved in Phase I and the scientific and technical merit and commercial potential of the project proposed in Phase II. Only Phase I awardees are eligible for a Phase II award. SBIR Phase II awards normally do not exceed $1,000,000 total costs for 2 years.

      Phase III. The objective of Phase III, where appropriate, is for the small business to pursue commercialization objectives resulting from the Phase I/II R/R D activities. The SBIR program does not fund Phase III. Some Federal agencies, Phase III may involve follow-on non-SBIR funded R D or production contracts for products, processes or services intended for use by the U.S. Government.

      SBA Role:

      The US Small Business Administration plays an important role as the coordinating agency for the SBIR program. It directs the 11 agencies’ implementation of SBIR, reviews their progress, and reports annually to Congress on its operation. SBA is also the information link to SBIR. SBA collects solicitation information from all participating agencies and publishes it quarterly in a Pre-Solicitation Announcement (PSA). The PSA is a single source for the topics and anticipated release and closing dates for each agency’s solicitations.

      For more information on the SBIR Program, please visit http://www.sbir.gov .

      All of SBA’s programs and services are extended to the public on a nondiscriminatory basis.





    New York City Department of Small Business Services #small #business #finance

    #small business bureau

    #

    Mayor Announces Expanded Tech Talent Pipeline
    Mayor de Blasio announced new commitments and expanded training programs designed to equip New Yorkers with 21st century skills and connections to employment as part of the administration’s NYC Tech Talent Pipeline initiative. The expanded and upgraded programs have been designed to serve over an additional 1,700 New Yorkers, building upon the Tech Talent Pipeline’s existing work to serve 750 participants through its 10 existing programs.
    Learn More


    Mayor Launches Program for Low Income and Immigrant Women Entrepreneurs
    Mayor de Blasio announced the launch of “WE Master Leadership,” a public educational workshop series that will provide low-income and immigrant women entrepreneurs with the necessary skills and tools to launch, grow and sustain a business. The program is expected to serve an additional 500 women annually, while the overall WE NYC initiative is on track to serve over 5,000 women by 2019.
    Learn More

    Mayor Announces Opening of Brooklyn Industrial and Transportation Center
    Mayor Bill de Blasio today announced the expansion of the Jamaica, Queens Workforce1 Career Center with the opening of the new Workforce1 Industrial and Transportation Career (ITC) Center in Brooklyn. The expansion will result in helping another 1,000 New Yorkers find new and better jobs in the industrial and manufacturing sectors.
    Read the Press Release





    Types of Businesses and Forms of Business Organizations #find #business

    #types of business

    #

    A business is an organization that uses economic resources or inputs to provide goods or services to customers in exchange for money or other goods and services.

    Business organizations come in different types and forms.

    3 Types of Business

    There are three major types of businesses:

    1. Service Business

    A service type of business provides intangible products (products with no physical form). Service type firms offer professional skills, expertise, advice, and other similar products.

    Examples of service businesses are: schools, repair shops, hair salons, banks, accounting firms, and law firms.

    2. Merchandising Business

    This type of business buys products at wholesale price and sells the same at retail price. They are known as buy and sell businesses. They make profit by selling the products at prices higher than their purchase costs.

    A merchandising business sells a product without changing its form. Examples are: grocery stores, convenience stores, distributors, and other resellers.

    3. Manufacturing Business

    Unlike a merchandising business, a manufacturing business buys products with the intention of using them as materials in making a new product. Thus, there is a transformation of the products purchased.

    A manufacturing business combines raw materials, labor, and factory overhead in its production process. The manufactured goods will then be sold to customers.

    Hybrid Business

    Hybrid businesses are companies that may be classified in more than one type of business. A restaurant, for example, combines ingredients in making a fine meal (manufacturing), sells a cold bottle of wine (merchandising), and fills customer orders (service).

    Nonetheless, these companies may be classified according to their major business interest. In that case, restaurants are more of the service type they provide dining services .

    Forms of Business Organization

    These are the basic forms of business ownership:

    1. Sole Proprietorship

    A sole proprietorship is a business owned by only one person. It is easy to set-up and is the least costly among all forms of ownership.

    The owner faces unlimited liability ; meaning, the creditors of the business may go after the personal assets of the owner if the business cannot pay them.

    The sole proprietorship form is usually adopted by small business entities.

    2. Partnership

    A partnership is a business owned by two or more persons who contribute resources into the entity. The partners divide the profits of the business among themselves.

    In general partnerships, all partners have unlimited liability. In limited partnerships, creditors cannot go after the personal assets of the limited partners.

    3. Corporation

    A corporation is a business organization that has a separate legal personality from its owners. Ownership in a stock corporation is represented by shares of stock .

    The owners (stockholders) enjoy limited liability but have limited involvement in the company’s operations. The board of directors. an elected group from the stockholders, controls the activities of the corporation.

    In addition to those basic forms of business ownership, these are some other types of organizations that are common today:

    Limited Liability Company

    Limited liability companies (LLCs) in the USA, are hybrid forms of business that have characteristics of both a corporation and a partnership. An LLC is not incorporated; hence, it is not considered a corporation.

    Nonetheless, the owners enjoy limited liability like in a corporation. An LLC may elect to be taxed as a sole proprietorship, a partnership, or a corporation.

    Cooperative

    A cooperative is a business organization owned by a group of individuals and is operated for their mutual benefit. The persons making up the group are called members. Cooperatives may be incorporated or unincorporated.

    Some examples of cooperatives are: water and electricity (utility) cooperatives, cooperative banking, credit unions, and housing cooperatives.





    Gallup Doubts the Ethics of Business Leaders, Again #inexpensive #business #cards

    #business ethics articles

    #

    Business Leaders Get an ‘F’ in Ethics, Yet Again

    “The only people less ethical than business executives are telemarketers, lobbyists, and members of Congress.”

    That sounds like something Louis C.K. might say in his stand-up act, but it’s no joke: this is how most Americans responded in a recent Gallup poll .

    Each year, Gallup asks people to rate the honesty and ethics of a range of professionals. In 2015, nurses again topped the list, followed by pharmacists, physicians, and high school teachers. Journalists, bankers, and building contractors occupied the middle, and, as has been the case for many years, business executives were close to the bottom.

    There are three points worth making about the low rating the public gives business people:

    —It’s worth taking seriously.
    —It’s bad for business.
    —It’s reversible.

    Let’s look at each point more closely.

    Poor ethics are no laughing matter

    There are over one million responses to a Google search for “business ethics jokes.” For example, in a Randy Glasbergen cartoon, two businessmen are having lunch. “The way I see it,” one says to the other, “unethical ethics are better than no ethics at all!”

    And in a Matthew Diffee cartoon for The New Yorker. a board member tells his colleagues, “It’s just us today. Campbell called in ethical.”

    The reason these jokes work is because they squeeze humor from a nasty truth: Too often, business leaders and the companies they represent take the low road.

    When Takata air bag engineer Bob Schubert writes “Happy Manipulating!” in an email to colleagues, or Volkswagen admits to creating technology that would allow its cars to evade clean air rules. the grave risk to the basic tenets of business ethics and simple decency is serious, real, and far from funny.

    This may be a strange thing to say in a business publication, but some things are more important than making money. These include not hurting people, being truthful, respecting client confidentiality, and treating employees fairly—the principles of ethics, in other words.

    High character is good for business

    It turns out that companies that take ethics seriously aren’t merely doing the right thing. They’re doing the profitable thing, too.

    As I explored in an article about Kickstarter. it’s possible for a company to be both in the right and in the chips. In fact, doing both is the only way to succeed. While businesses that engage in unethical behavior to make more money often succeed at that goal, they only do so in the short term.

    My father once bought a life insurance policy from an agent I’ll call Eric who turned out to be a crook. For several years, Eric embezzled thousands of dollars from my dad, and I vividly recall the trial in which Eric’s attorney told the jury, “No one will ever trust this man again.”

    Eric’s crime allowed him to enjoy some of the finer things in life until the ruse caught up with him. He was sentenced to prison and later died of a heart attack at 62.

    Eric’s story stands in sharp contrast to what happened recently to Terry Brock, co-author with Gina Carr of Klout Matters: How to Engage Customers, Build Your Digital Influence—and Raise Your Klout Score For Success.

    A potential client asked Terry if he could speak on the topic of how businesses can fight the trend of video conferencing. Terry was loath to turn down a lucrative speaking engagement, but one of his areas of expertise is technology, and he believed there were a lot of benefits to virtual meetings.

    So Terry decided to be upfront with the client about his concerns. “I told them that when it comes to in-person vs. virtual meetings, the solution is not either/or but both/and,” he said. For his honesty, Terry was rewarded with the speaking engagement—and at a higher fee than the client had ever paid for a presentation.

    Business ethics can be improved

    Public perception is malleable, so there is no reason why business executives have to remain stuck in the bottom of the Gallup poll. I propose the following four strategies for businesses that want to be regarded as honest and trustworthy:

    Publicize your values. It never ceases to amaze me how few businesses list their company’s values and ethical commitments on their websites. This is the first Call to Action that I give businesses that hire me as a consultant: put your organization’s mission statement, code of ethics, and core values on the home page where they can be readily accessed.

    Hire for character. The values and ethical standards you post on your website don’t mean anything if they’re not embodied by your employees. You understandably devote a lot of energy, time, and resources to hiring people who are knowledgeable and skilled. Isn’t it at least as important to hire people who are consistently honest, accountable, loyal, and fair—that is, men and women of high character?

    Fire for character. Just as it’s crucial to bring high-character people into your organization, so too is it to get rid of those who don’t share your organization’s values. No matter how much the senior vice president of marketing knows about his or her field, if he or she has played fast and loose with the truth or hasn’t honored commitments to clients, why keep him or her on the payroll?

    Reward excellence. I recently spoke at a Fortune 100 company on the day when five employees who embodied the company’s values were flown in to receive a prestigious award and a handsome bonus. One young man had found a $15,000 diamond ring in his store’s parking lot and had gone to considerable lengths to track down the owner. Imagine how the customer felt when her ring was returned. And imagine the positive word-of-mouth she gave the company.

    For Terry Brock, the technology speaker I cited earlier, the message of his own story isn’t necessarily that honesty pays. Rather, it’s that honesty is valuable for its own sake. “When you value the truth above money,” he said, “sometimes you win, sometimes you lose, but either way, you get the pride that comes only from running your business with integrity.”





    NYS Division of Corporations, State Records and UCC #business #administration #jobs

    #business name search

    #

    News All Division News
    ● Organizational tax; taxes on changes of capital

    Database Searches
    ● New! Local Laws Search
    ● Corporation/Business Entities
    ● State Tax Warrant Notices
    ● Child Support Enforcement Notices
    ● Uniform Commercial Code/Lien Search
    ● List of Public Corporations that have filed a
    Certificate of Designation for Service of
    Notice of Claim

    Select Links
    ● Complete Forms Listing
    ● Expedited Handling Services
    ● Faxed Filings
    Online Filings:
    ● Biennial Statements
    ● Business Corporation Formation
    ● Benefit Corporation Formation
    ● LLC Formation
    ● Uniform Commercial Code
    Public e-Filing System
    ● Certificate of Designation for
    Service of Notice of Claim
    ● Resources
    ● Contact the Division

    How do I determine if the name I want to use is available?

    The Division of Corporations is required by statute to reject for use any corporate, limited partnership, or limited liability company name that is not “distinguishable” from existing names on file. The only avenue to determine whether a name is available for a corporation, limited partnership or limited liability company is to make a name availability inquiry. The Corporation and Business Entity Database online search is intended for status inquiries of entities already on file with the Department of State. Customers are cautioned to avoid interpreting database search information as an indication that a name is or is not available for use.

    The records of the Division of Corporations may be searched for availability of name by submitting a written request to the Department of State, Division of Corporations, One Commerce Plaza, 99 Washington Avenue, Albany, NY 12231. The written inquiry should state that you wish to determine the availability of a name and list the name or names to be searched.

    Although it is not required, it is recommended that a copy of the name availability response be attached to the document you are submitting for filing.

    A finding that the name is available is not an approval of the name by the Department of State and is not a determination that the proposed name satisfies any particular requirement of law. No expenditure or other commitment should be made in reliance upon the availability of a name.

    Pursuant to Section 96 of the New York State Executive Law, the fee for searching the records for availability of name is $5 per name submitted. Please note that the Department’s determination regarding the availability of a name applies only to the date and time that the name search was completed. Requests for name availability cannot be handled by telephone.

    DOS Home | A to Z Index | Applications | Accessibility | Privacy Policy | Disclaimer | Contact Us | Freedom of Information Law (FOIL) |





    Definition of Stock Market – The Economic Times #current #stock #market

    #stock markets

    #

    Definition of ‘Stock Market’

    Definition: It is a place where shares of pubic listed companies are traded. The primary market is where companies float shares to the general public in an initial public offering (IPO) to raise capital.

    Description: Once new securities have been sold in the primary market, they are traded in the secondary market—where one investor buys shares from another investor at the prevailing market price or at whatever price both the buyer and seller agree upon. The secondary market or the stock exchanges are regulated by the regulatory authority. In India, the secondary and primary markets are governed by the Security and Exchange Board of India (SEBI).

    A stock exchange facilitates stock brokers to trade company stocks and other securities. A stock may be bought or sold only if it is listed on an exchange. Thus, it is the meeting place of the stock buyers and sellers. India’s premier stock exchanges are the Bombay Stock Exchange and the National Stock Exchange.

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    Model articles of association for limited companies – Detailed guidance #how #to

    #business articles 2010

    #

    Model articles of association for limited companies

    Contents

    Amendments to model articles

    The model articles were amended by the Mental Health (Discrimination) Act 2013 on 28 April 2013 to remove the provision for terminating a director’s appointment on grounds of mental health. This provision could be found in:

    • paragraph 18(e) of the model articles for private companies limited by shares or by guarantee
    • paragraph 22(e) of the model articles for public companies

    You don’t have to remove the provision if it’s in your articles, but you can do so by amending your articles or by adopting the newer model articles.

    Which versions apply

    The latest model articles apply by default to all private and public limited companies incorporated on or after 28 April 2013.

    The older model articles continue to apply by default to all companies incorporated between 1 October 2009 and 27 April 2013 (inclusive).

    Table A

    Table A is the name given to the prescribed format for articles of association of a company limited by shares under the Companies Act 1985 and earlier legislation.

    When a company limited by shares was incorporated, it didn’t need to file articles if it used ‘Table A’ as its articles. If you want to see the regulations that govern the management of the company, you’ll need to refer to the relevant ‘Table A’ – the version which was in force at the date of the company’s incorporation.

    Later versions of ‘Table A’ don’t affect a company registered before the new versions took effect.

    The first prescribed format, made in The Joint Stock Companies Act, 1856, were called ‘Table B’, because they were preceded by a form of Memorandum of Association called ‘Form A’.

    The articles were first called ‘Table A’ in The Companies Act 1862 and the naming convention continued for the acts which followed.

    List of Table A

    The following are versions of ‘Table A’ prescribed by:

    Disclaimer

    The ‘Table A’ documents provided above have been reproduced from the original published Acts, Order or Instruments listed above and are correct to the best of our knowledge. Companies House accepts no responsibility for any errors or omissions. Reliance should be placed solely on the relevant legislation as published by Office of Public Sector Information .

    Published: 21 November 2014 Updated: 3 March 2015

    + full page history

    3 March 2015 11:46am Welsh translation added 12 December 2014 12:30pm Updated with information and access to Table A. 21 November 2014 1:34pm First published.





    What is the future of the RCM business in India? #sba #loan

    #rcm business

    #

    Healthcare is undeniably India s largest sector nowadays in terms of both revenue and employment. Healthcare as a whole comprise hospitals, medical devices / equipments, outsourcing, medical tourism and health insurance.

    Deloitte Touche Tohmatsu India, a multinational professional service company has estimated that the overall Indian healthcare market today is worth US$ 100 billion and will likely to grow at a CAGR of 23 per cent to US$ 280 billion by 2020.

    The Indian medical tourism industry is pegged at US$ 3 billion per annum, with an estimated 230,000 medical tourists arriving in the country. This is expected to double sharply in the next four years to US$ 6 billion.

    The healthcare segment has attracted Foreign Direct Investment (FDI) worth US$ 3.41 billion between April 2000 and December 2015, according to the Department of Industrial Policy and Promotion (DIPP).

    With this sharp increase, India requires 600,000 to 700,000 additional beds over the next five to six years, indicative of an investment opportunity of US$ 25-30 billion. Given this demand for capital, the number of transactions in the healthcare space is expected to witness a sharp increase in the near future. Increase in number of transactions means a healthy rise in Revenue Cycle Management (RCM) provided the RCM company adapts a holistic approach to the process and provide a complete solution. Those firms that follow this practice will be in a position to grab larger share of market in the future.

    Other than this, the outsourced market in the healthcare segment is estimated to be around US$ 8 billion, a majority of which is in the US, followed by India. In a flourishing trend, most of the US Healthcare providers are outsourcing their non-core processes like RCM to third-party service providers in other English speaking countries, where India is choosen as a favourabe destination.

    The competitive advantage that India has is her large pool of English speaking, talented, well trained professionals with good analytical skills which is essential for BPO indusry, not to mention the cost competitiveness compared to other English speaking countries. The matured medical education system in the country is also widely appreciated abroad.

    Eventhough, apprehensions existed few years back about India s ability to handle complex US healthcare process, now they have been removed, as the RCM players have invested wisely for training and upgradation of systems with in the organisation.

    So far the major RCM companies in India have been focussing on large sized hospitals in US, the less than 500 bed mid sized hospitals are untouched. This niche market will become attractive in the coming years for RCM companies to work on.

    With the internal development in healthcare business with in the country along with the outsourced businesses, the RCM business in India has a tremendous growth opportunity in the coming years.

    What is required to grab a major pie of this business is to keep investing money and time to employ / train periodically the healthcare management personnel and invest on the advanced technology to store, manage and analyse, data which helps in automating the RCM process. With these in place, no stopping India as a future leader in Revenue Cycle Management.

    Written 4w ago Not for Reproduction





    Units of Study – The University of Sydney Business School #investor #business

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    Unit of Study

    Business opportunity and strategy design assignment (35%), start up financials (15%), group business plan (20%), presentation (25%), peer review (5%)

    For small open economies such as Australia’s, new business opportunity identification and exploitation are often critical to firms’ long-term growth and survival. Identifying new markets, developing new products and implementing new business models are highly-regarded and valuable skills for entrepreneurs and business managers alike. In addition to exploring the special problems (and advantages) associated with entrepreneurial start-ups, the unit explores commercialisation and corporate venturing. Topics include opportunity recognition, strategy development, business planning and investor documentation, venture capital and other funding sources, as well as entrepreneurial and creative leadership. The unit is structured around learning from engaged practice, and requires students to work with startup and early stage businesses.

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