Business Plan Templates and Free Sample Business Plans, business plans samples.#Business #plans

Free Sample Business Plans

Get inspired with our gallery of 500+ business plans. Choose the category that is closest to your own business or industry, and find a plan you like. You can use it for reference in writing your own plan, or actually open it in Business Plan Pro software and edit it to match your business.

Most popular categories:

Restaurant, Cafe Bakery

44 plans for restaurants, cafes, bakeries, and other eateries

Business plans samples

Beauty Salon Day Spa

10 plans for hair salons, beauty parlors, and day spas

Business plans samples

Property

14 plans for mortgage broking and property development

Business plans samples

Coffee Shop

8 plans for coffee shops and Internet cafes

Business plans samples

Retail Online Store

106 plans for retail stores and online retailing businesses

Business plans samples

Computer Consulting

41 plans for computer repair, reseller, and consulting

Business plans samples

  • Airline and Aviation (7 free plans)
  • Bar and Nightclub (11 free plans)
  • Beauty Salon and Day Spa (10 free plans)
  • Bed and Breakfast and Hotel (10 free plans)
  • Car Wash and Automotive (29 free plans)
  • Coffee Shop and Internet Cafe (8 free plans)
  • Computer Consulting, Repair, and Reseller (41 free plans)
  • Construction and Engineering (33 free plans)
  • Consulting (39 free plans)
  • Day Care Services and Children’s Products (10 free plans)
  • Education and Training (36 free plans)
  • Farm and Food Production (21 free plans)
  • Fitness Center, Golf Course, and Sports (46 free plans)
  • Home Business (34 free plans)
  • Magazine Publishing and Media Communications (21 free plans)
  • Manufacturing (47 free plans)
  • Medical and Health Care (35 free plans)
  • Nonprofit (13 free plans)
  • Personal Services (81 free plans)
  • Pet Services and Products (14 free plans)
  • Product Development (8 free plans)
  • Professional Services (90 free plans)
  • Property (14 free plans)
  • Recycling and Waste Management (3 free plans)
  • Restaurant, Cafe, and Bakery (44 free plans)
  • Retail and Online Store (106 free plans)
  • Wedding and Event Planning (10 free plans)
  • Wholesale and Distributor (42 free plans)

Copyright 1996-2017 Palo Alto Software, Ltd. All Rights Reserved





Sample Business Plans, business plans samples.#Business #plans #samples

business plans samples

MOOT CORP Competition

The Super Bowl of Business Plan Competition. Business Week

The MOOT CORP Competition simulates entrepreneurs asking investors for funding. MBAs from the best business schools in the world present their business plans to panels of investors. The investors then choose the best new venture. All participants benefit from the opportunity to:

  • crystallize their thinking in preparing to present to the investors,
  • receive feedback and advice from distinguished investors, entrepreneurs, and support professionals,
  • network with fellow MBA entrepreneurs
  • become more skilled in analyzing, writing, and presenting business plans

For more information, see:

  • History of MOOT CORP Competition
  • The University of Texas at Austin

The following business plans were presented at MOOT CORP Competition. Read the details of any of these plans or select from the list below the best example of each specific topic.

Business plans samples2MBA, Inc. World Champion Manufacturing and Marketing Beverage Appliances, Inc. (2MBA) develops innovative beverage equipment for corporate owners of major food brands. Business plans samplesSanaSana.com Best Written Plan SanaSana is a B2B2C internet service for consumers of health care and the payers, providers and suppliers of health services in the Hispanic community. Business plans samplesFabrica Co., Ltd. Former World Champion Fabrica is a provider of woven fabric samples from the KS Loom, which gives buyers the chance to see the actual colors and feel the precise texture of what they desire in less than one-tenth the time usually required for making samples with a production-weaving machine. Business plans samplesVusion, Inc. First Runner-Up Vusion is developing a chemical analyzer and Sensor Cartridge, based upon the Electronic Tongue TM technology, which can instantly analyze complex chemical solutions. Business plans samplesJetFan Technology Ltd. Second Runner-Up JetFan was established to develop and manufacture commercial applications for an innovative fan-blade technology. Market applications include those in compact electronic equipment cooling; heating ventilation and cooling; and domestic appliances. Internet Services: Business plans samplesAdGrove.com AdGrove serves as a sales channel for radio ads. Stations can list ad space and broker sales. Buyers can search for available ad space, plan ad campaigns, buy with discounts, and monitor services. Business plans samplesePower Systems ePower uses the Internet to provide utility companies with electronic billing and bill payment. The utility achieves significant cost savings by replacing paper bills, faster payment cycles and an interactive marketing connection to their customers. Business plans samplesAudioRush.com AudioRush.com offers online purchase and download of music files to be written to CD for play on a conventional player. Business plans samplesMindshaker Mindshaker provides a single, online source of proven books, articles by academic and industry experts, cases and value added learning aids for more than 2.8 million graduate students and the faculty that instruct them. Business plans samplesProTrax, Inc. ProTrax offers customized advertising services on the Internet for organizations seeking highly specialized employees. Business plans samplesBoomerang Pharmaceutical Communications Boomerang provides educational programs on the Internet to medical and therapeutic practitioners Services: Business plans samplesMomentex Momentex markets beverages, snacks and entertainment items to drivers at toll booths. Business plans samplesVeriType VeriType is a medical software company that allows medical service providers to ensure compliance with government regulations and avoid fines and minimize errors. Business plans samplesTime Merchants Time Merchants references consumers to qualified service providers and provides home delivery of goods and services. Business plans samplesEurosky Eurosky offers shared, fractional ownership of aircraft. The Business Plan is capital intensive and is based upon the founders’ specialized knowledge of the industry. Business plans samplesGreen Design Group Green provides apparel design, import and marketing of active sportwear. It generates revenue through consulting, royalties and imports. Business plans samplesAirex Airex offers contract disposal and management of industrial residues based upon the specialized engineering expertise of the founders. Business plans samplesNepkar Detailed, technical business plan in the field of drug screening for pharmaceutical companies using yeast genetic engineering in the discovery of new drugs. Business plans samplesWalking Peru Walking Peru is a recreational tourism company that offers opportunities to visit choice tourist attractions through passive recreational sports. Products:

These business plans are presented here to benefit and promote the MOOT CORP Competition. The information and ideas contained in these business plans are the proprietary, sole and exclusive property of the companies’ founders.





Business Plan Software, sample business plans.#Sample #business #plans

Business Plan Software Planning Tips

Writing a business plan can be a daunting task, but we’ve got some resources to help you make it as fast and easy as possible to get the financing you need to make your business a success.

Business Plan Software

The fastest and easiest way to write a successful business plan is to write your plan using the best business plan software. For a small price you can buy step-by-step software that walks you through the whole process and provides instructions and examples to get the job done.

Sample Business Plans

Don’t know how to start a business plan? Viewing some sample business plans can be a good technique for seeing how it can be done and sparking ideas on what you need to do for your plan. It’s a lot more work than using business plan software, but it’s definitely more helpful than trying to write your own plan from scratch.

Business Plan Book

Check out the latest book by business planning expert Tim Berry, The Plan-As-You-Go Business Plan from Entrepreneur Press. Also, Tim Berry’s classic guide Hurdle: The Book on Business Planning is available to read for free online.

Start a Business

The collection of startup resources at Bplans.com can help you to start a business. The site contains step-by-step instructions, a business planning glossary, articles on planning, links to other helpful sites on the web, and other features.

Business Plan Template

This business plan template follows the format preferred by the SBA and lenders. Use it as a model to write your own business plan.

Business Plan Help

Whether you are an entrepreneur starting a business, looking for business plan help, a small business looking to grow, or an established company in search of fresh business ideas, you can find the practical advice and timely tips you need in Bplans.com collection of business articles.

Business Plan Software UK

Busines Plan Pro UK is available from our UK office and is localised for the UK and European markets. You can set your VAT rate, edit your currency and avail of the different language packs. Be sure to check out our business plan software uk if you are starting an international business plan.

People often misspell or transpose letters when searching for business plan and marketing plan resources.

For the benefit of search engines then, here are common typos that relate to the free resources we offer here:

business plna, business paln, business lpan, businses plan, busienss plan, busniess plan, buisness plan, bsuiness plan, busines plan, bussiness plan, bussines plan, business plasn, business plnas, business palns, busines plans, marketimg plan, marketing plna, marketingpaln, marketing lpan

Copyright 1996-2011 Palo Alto Software. All rights reserved.





Complete done for you, business plans examples.#Business #plans #examples

Some examples below; get correct answers from a local attorney. Simply enter your local zip code where indicated and make the call. The attorneys are happy to guide you.

Incorporations: You could lose all your assets with the wrong setup.

LLCs: Someone else could steal your entire business, protect yourself .

Shareholders Agreements: Your stock may be taken out from your control.

Mergers: What you want and what happens could be a nightmare.

Acquisitions: Hidden financing terms in an acquisition may eat away your investment.

Franchises: Not having a proper Uniform Franchise Offering Circular may spell disaster.

Commercial Leases: Your landlord could say he’s replacing you at lease end.

Don’t let the bad ramifications of incorrect legal choices destroy all your dreams, savings and sweat equity!

I read over my business plan several times now and I can’t begin to say how pleased I am with the results!

You did a spectacular job and the finished product was more than I ever expected.

You employed a clever balance by retaining my work, in those instances where you deemed it appropriate,

while the majority was professionally edited giving the necessary boost to the message I was trying to convey.

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written in the future.

You are welcomed to use this email for any potential clients who may ask for a testimonial from a satisfied

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Decorative Concrete Concepts, LLC

You have the option of calling our office and letting one of our senior business consultants take your order over the phone or clicking on the above links to PayPal and ordering online. In any event, we are always available to give you live assistance. Please free to call seven days a week at either 877-752-6788 or 954-553-3930. Thank you, you are always appreciated at BusinessPlans.com.

Business plans examples

Please call 954-553-3930 to receive our 101 item questionnaire by email or fax. One of our consultants will do your complete business plan for you within 48 hours and email or fax it to you. There are No Refunds once the business plan package has been ordered.

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1. No Stress! Our professional staff will complete your 20 to 25 page professional business plan for you and all you need do is answer our easy to follow 101 question questionnaire with easy fill-in-the-blanks. We generate everything and totally proof-read your lender-ready plan and quickly send it back to you. We also include it as a word file. Call Now 954-553-3930 .

2. We are business plan consultants that are expert in business plan consulting, business plan financials, business plan information, non profit business plans, business plan outlines, business plan service, business plan writing and creating a business plan. We specialize in how to create a business plan, how to develop a business plan, how to write a business plan and how to make a business plan. We can show you how to write a business plan and how to prepare a business plan whether a startup business plan, an Internet business plan or online business plan, a restaurant business plan or a venture capital business plan. If you need business plan software, a business plan template or a business plan writer, BusinessPlans.com is also the perfect choice for you.

3. Direct You To Lenders ready to evaluate you and your business and eager to make loans on businesses. Our business plans are excellent for lenders.

4. Guide You About SBA

(Small Business Administration) Requirements by directing you to key reference sites and pages to help you with your application.

7:30AM – 10:00PM Mon – Fri: EST call 954-553-3930





Business Plan, Business Plan Templates, Business Plan Samples, business plans examples.#Business #plans

Business Plan

A Business Plan is crucial for starting and running your business successfully. Sound business plans can help you get a loan, keep you on track toward your goals, and provide a reference for benchmarking, reviewing results and making adjustments in your business. Don t forget to check out the great free or low-cost training opportunities, plus free professional business counseling, from your local Small Business Development Center!

Business plans examples

How to Write a Business Plan

  • How to Prepare a Business Plan In partnership with SBA, by bplans.com founder Tim Berry
  • SBA Podcast Creating a Plan -Transcript
  • SBA Videos Other Training many different videos covering many topics including business planning
  • Stategic Planning Executing Kutztown SBDC, PA
  • Developing a small business plan Kutztown SBDC, PA
  • The Business Plan Explained My Own Business tm
  • Developing Successful Business Plans Palo Alto Software
  • Business plans in detailed outline format PlanWrite.com An extremely detailed outline of what business plans should include, section by section.
  • Guide to Business Plans Pacific Islands SBDC
  • Why Business Plans Don t Get Funded great article on common problems entrepreneurs run into when looking for funding.

Where to Find a Business Plan

  • Growthink.com If you need help developing your plan, please consider Growthink s writers or its simple templates for business plans
  • Bplans.com Bplans.com contains the largest single collection of free sample business plans online, according to them. In addition to that, it has helpful tools and know-how for managing your business. Bplans.com includes practical advice on planning, interactive tools, and a panel of experts who have answered more than 1,400 questions from people like you.
  • Cayenne Consulting good resource for business entrepreneurs including a start-up valuation calculator, resource directory, and a very popular blog for entrepreneurs.
  • VFinance View hundreds of real business plans in pdf format.
  • Business Owners Toolkit Sample business plans and information on how to create a plan.
  • PlanWare Business Planning software and information.
  • Virtual Business Plan Walk through the design of a business plan.
  • SBA Business Planning Guide Careful business planning is fundamental to success. The Small Business Planner includes information and resources that will help you at any stage of the business lifecycle.
  • Small Business Advancement Center
  • Sample Business Plan General Business planning guide created by the Canadian Business Service Center.
  • Business Plans Index A subject guide to sample business plans and profiles for specific business types from Carnegie Library of Pittsburgh.

Business Plan Templates an Alphabetized List

Clicking on each of the templates below will open up a draft for your business that can help you get started. The vast majority of our Sample Business Plans Come from Palo Alto Software, the Makers of Business Plan Pro, whose generosity helps make it possible for you to receive free small business advice and counseling from your local small business development center.





Plans, Store, business plans.#Business #plans

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Discover what your website or blog can do with a powerful plan

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Best for Entrepreneurs Freelancers: Build a unique website with advanced design tools, CSS editing, lots of space for audio and video, and the ability to monetize your site with ads.

Custom Domain Name

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Email & Live Chat Support

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per month, billed yearly

Best for Small Business: Power your business website with unlimited premium and business theme templates, Google Analytics support, unlimited storage, and the ability to remove WordPress.com branding.

Custom Domain Name

Jetpack Essential Features

Email & Live Chat Support

Advanced Design Customization





Top Entrepreneur: Business Plans, Marketing, Franchising and much more, business plans samples.#Business

Own your business, get started!

Many people have different takes on entrepreneurship, some see it as creating a new and original concept, others might argue that entrepreneurship is simply taking the risk of running a business. However, for the vast majority of people, Richard Branson is the epitome of entrepreneurship. This is one of his quotes on entrepreneurship: I wanted to be an editor or a journalist, I wasn’t really interested in being an entrepreneur, but I soon found I had to become an entrepreneur in order to keep my magazine going.

Business plans samplesProjected Income Statement

Business plans samplesProjected Cash Flow Statement

Business plans samplesPro Forma Balance Sheet

Business plans samplesBreak Even Point Calculator

The purpose of these tools is to help the prospective entrepreneur to reduce the risk in starting the new venture. The process of calculating the financial viability of a business idea forces the entrepreneur to think critically and to consider each aspect of the new business venture. The main goal of any business is profitability and thus the financial planning should be priority number one.

Converting ideas into opportunities requires that one must evaluate each idea. This could be done by a feasibility study which focusses on the ability of the entrepreneur to pursue the idea and to match his or her own skills with what is required of the business to succeed. In other words, it is a general examination of the potential of the idea to be converted into a successful business venture.





Sample Business Plans and Templates to Download, sample business plans.#Sample #business #plans

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Business Plan Software, business plans examples.#Business #plans #examples

Business Plan Software Planning Tips

Writing a business plan can be a daunting task, but we’ve got some resources to help you make it as fast and easy as possible to get the financing you need to make your business a success.

Business Plan Software

The fastest and easiest way to write a successful business plan is to write your plan using the best business plan software. For a small price you can buy step-by-step software that walks you through the whole process and provides instructions and examples to get the job done.

Sample Business Plans

Don’t know how to start a business plan? Viewing some sample business plans can be a good technique for seeing how it can be done and sparking ideas on what you need to do for your plan. It’s a lot more work than using business plan software, but it’s definitely more helpful than trying to write your own plan from scratch.

Business Plan Book

Check out the latest book by business planning expert Tim Berry, The Plan-As-You-Go Business Plan from Entrepreneur Press. Also, Tim Berry’s classic guide Hurdle: The Book on Business Planning is available to read for free online.

Start a Business

The collection of startup resources at Bplans.com can help you to start a business. The site contains step-by-step instructions, a business planning glossary, articles on planning, links to other helpful sites on the web, and other features.

Business Plan Template

This business plan template follows the format preferred by the SBA and lenders. Use it as a model to write your own business plan.

Business Plan Help

Whether you are an entrepreneur starting a business, looking for business plan help, a small business looking to grow, or an established company in search of fresh business ideas, you can find the practical advice and timely tips you need in Bplans.com collection of business articles.

Business Plan Software UK

Busines Plan Pro UK is available from our UK office and is localised for the UK and European markets. You can set your VAT rate, edit your currency and avail of the different language packs. Be sure to check out our business plan software uk if you are starting an international business plan.

People often misspell or transpose letters when searching for business plan and marketing plan resources.

For the benefit of search engines then, here are common typos that relate to the free resources we offer here:

business plna, business paln, business lpan, businses plan, busienss plan, busniess plan, buisness plan, bsuiness plan, busines plan, bussiness plan, bussines plan, business plasn, business plnas, business palns, busines plans, marketimg plan, marketing plna, marketingpaln, marketing lpan

Copyright 1996-2011 Palo Alto Software. All rights reserved.





Onestopenglish: Number one for English language teachers, business plans.#Business #plans

business plans

Business plans

Methodology

Teaching articles, ideas and tips to top up your teaching and support your professional development.

Business plans

Skills

Over 3,000 resources on listening, reading, writing, pronunciation, speaking and vocabulary.

Business plans

Grammar

Puzzled by the past perfect? Muddled about modals? Look no further than the onestopenglish Grammar section.

Business plans

Vocabulary

Resources based on a variety of vocabulary areas including dictionary skills, metaphors and our popular series BuzzWords.

Business plans

Teaching children

You’ll find a selection of fun and stimulating activities for children aged 6-12 in this thriving section.

Business plans

Teaching teenagers

Lesson plans and ideas to inspire and engage teenage learners of English and to activate learning across all four skills.

Business plans

Business English

Hundreds of specialized resources dedicated to the world of work including Business Spotlight and Business Basics.

Business plans

English for Specific Purposes (ESP)

Practical materials dedicated to professions such as banking, nursing, HR, law and more.





Top Entrepreneur: Business Plans, Marketing, Franchising and much more, business plans samples.#Business

Own your business, get started!

Many people have different takes on entrepreneurship, some see it as creating a new and original concept, others might argue that entrepreneurship is simply taking the risk of running a business. However, for the vast majority of people, Richard Branson is the epitome of entrepreneurship. This is one of his quotes on entrepreneurship: I wanted to be an editor or a journalist, I wasn’t really interested in being an entrepreneur, but I soon found I had to become an entrepreneur in order to keep my magazine going.

Business plans samplesProjected Income Statement

Business plans samplesProjected Cash Flow Statement

Business plans samplesPro Forma Balance Sheet

Business plans samplesBreak Even Point Calculator

The purpose of these tools is to help the prospective entrepreneur to reduce the risk in starting the new venture. The process of calculating the financial viability of a business idea forces the entrepreneur to think critically and to consider each aspect of the new business venture. The main goal of any business is profitability and thus the financial planning should be priority number one.

Converting ideas into opportunities requires that one must evaluate each idea. This could be done by a feasibility study which focusses on the ability of the entrepreneur to pursue the idea and to match his or her own skills with what is required of the business to succeed. In other words, it is a general examination of the potential of the idea to be converted into a successful business venture.





Business Plan Templates and Free Sample Business Plans, sample business plans.#Sample #business

Free Sample Business Plans

Get inspired with our gallery of 500+ business plans. Choose the category that is closest to your own business or industry, and find a plan you like. You can use it for reference in writing your own plan, or actually open it in Business Plan Pro software and edit it to match your business.

Most popular categories:

Restaurant, Cafe Bakery

44 plans for restaurants, cafes, bakeries, and other eateries

Sample business plans

Beauty Salon Day Spa

10 plans for hair salons, beauty parlors, and day spas

Sample business plans

Property

14 plans for mortgage broking and property development

Sample business plans

Coffee Shop

8 plans for coffee shops and Internet cafes

Sample business plans

Retail Online Store

106 plans for retail stores and online retailing businesses

Sample business plans

Computer Consulting

41 plans for computer repair, reseller, and consulting

Sample business plans

  • Airline and Aviation (7 free plans)
  • Bar and Nightclub (11 free plans)
  • Beauty Salon and Day Spa (10 free plans)
  • Bed and Breakfast and Hotel (10 free plans)
  • Car Wash and Automotive (29 free plans)
  • Coffee Shop and Internet Cafe (8 free plans)
  • Computer Consulting, Repair, and Reseller (41 free plans)
  • Construction and Engineering (33 free plans)
  • Consulting (39 free plans)
  • Day Care Services and Children’s Products (10 free plans)
  • Education and Training (36 free plans)
  • Farm and Food Production (21 free plans)
  • Fitness Center, Golf Course, and Sports (46 free plans)
  • Home Business (34 free plans)
  • Magazine Publishing and Media Communications (21 free plans)
  • Manufacturing (47 free plans)
  • Medical and Health Care (35 free plans)
  • Nonprofit (13 free plans)
  • Personal Services (81 free plans)
  • Pet Services and Products (14 free plans)
  • Product Development (8 free plans)
  • Professional Services (90 free plans)
  • Property (14 free plans)
  • Recycling and Waste Management (3 free plans)
  • Restaurant, Cafe, and Bakery (44 free plans)
  • Retail and Online Store (106 free plans)
  • Wedding and Event Planning (10 free plans)
  • Wholesale and Distributor (42 free plans)

Copyright 1996-2017 Palo Alto Software, Ltd. All Rights Reserved





Business News, The Chronicle Herald, business plans.#Business #plans

business plans

Business plans

COMMENTARY: Save protected areas from mining

Business plans

Lunenburg native wins Startup Canada’s Young Entrepreneur Award

Business plans

Blueberry growers face price crisis

Business plans

How Canada turned to Mexico to fend off TPP pressure from Japan, Australia

Business plans

VIDEO: Canada’s decision to decline TPP agreement shouldn’t have been surprise: Trudeau

Business plans

Asia-Pacific forum sticks to free-trade gospel despite Trump

Business plans

US cities, states defy Trump, still back Paris climate deal

Newcap Radio buys two New Glasgow stations

BUSINESS BOOKSHELF: The Power of Trust

Business plans

Weinstein’s Impact: List of men accused of sexual misconduct

Business plans

Crocs, Dawgs decade-long legal battle over clogs moves to Canadian courts

Most actively traded companies on the TSX

Business plans

Sherritt to transfer part ownership of Madagascar mine to settled debt woes

Business plans

Cominar looking for Sears replacements after toiling to fill Target locations

Business plans

Ottawa’s plan for excise tax on medical marijuana draws ire of patients, producers

Business plans

Trudeau embrace of TPP could hurt tough NAFTA talks with Trump: experts

Business plans

Alberta puts up $40M to help workers transition during coal-power phase-out

Business plans





Onestopenglish: Number one for English language teachers, free business plans.#Free #business #plans

free business plans

Free business plans

Methodology

Teaching articles, ideas and tips to top up your teaching and support your professional development.

Free business plans

Skills

Over 3,000 resources on listening, reading, writing, pronunciation, speaking and vocabulary.

Free business plans

Grammar

Puzzled by the past perfect? Muddled about modals? Look no further than the onestopenglish Grammar section.

Free business plans

Vocabulary

Resources based on a variety of vocabulary areas including dictionary skills, metaphors and our popular series BuzzWords.

Free business plans

Teaching children

You’ll find a selection of fun and stimulating activities for children aged 6-12 in this thriving section.

Free business plans

Teaching teenagers

Lesson plans and ideas to inspire and engage teenage learners of English and to activate learning across all four skills.

Free business plans

Business English

Hundreds of specialized resources dedicated to the world of work including Business Spotlight and Business Basics.

Free business plans

English for Specific Purposes (ESP)

Practical materials dedicated to professions such as banking, nursing, HR, law and more.





The Business Planning Guide: How To Prepare A Plan That Gets Results,

How To Easily Prepare a Professional Business Plan. That Gets RESULTS!

Do you feel a little confused because you don’t know what a professional business plan should look like? Do you want to write a business plan but simply have no clue where to start? Do you need help writing a business plan?

Don’t worry because anyone can prepare a professional plan.

Who wants to be stuck behind a desk trying to figure out break even points, gross margins or return on investments?

If your feeling a little overwhelmed with the business planning process, I may have the answers your looking for.

Stand Out From The Crowd

If you plan on using your plan as a tool for financing, you need to stand out from the crowd. Business analysts go through a ton of plans every week so when you submit your plan for review, you want to stand out.

As your reviewer looks at your plan, they’re pretty much de-sensitized just by the sheer volume of unsolicited plans they have already seen. To them, your plan is just another document.

Here’s what you want to do. You want to get your readers attention, get their interest and keep it. You want to answer any potential questions that your reader may have before they arise. Keep them going from section to section with interest in your product or service.

The tools presented in this website will help guide you and show you how to write a business plan. A plan that’s not only complete and organized but it will also get your reader’s interest. This website contains business planning outlines, formats, examples and templates that will show you exactly what you need in a successful business plan.

No more guessing what a business plan should like or worrying what your investors are looking for because you will have instant access to outlines and examples. This way you can see exactly what a winning business plan should look like and how a business plan should be written.

You will get to see the preferred format of investors and funding agencies. This way, you can get the attention of potential investors and get the financing your business needs in order to start making money for you and your family.

The planning examples will also take you by the hand and show you step by step what a successful plan should look like. It doesn’t matter if you’re a complete beginner to business planning, you’ll know exactly what a successful plan should look like.

I’ve taken one of my business plans and split it into business plan components so you can see what each section looks like. So, if you want to know how to write a business plan, you can see from my examples how each component should look. On the left navigation, there is a tab called “business plan outlines”, this tab will have the components of a business plan, complete with examples.

Business plans samples

So if you’re serious about learning how to write an effective results oriented business plan, a plan that will get the attention of investors and funding agencies, than I suggest you keep reading.

Simply select from the navigation menu to the left and you’ll be on your way to completing your business plan.





How to Write a Business Plan (with Sample Business Plans), business plans

How to Write a Business Plan

Creating a business plan will help you achieve your entrepreneurial goals. A clear and compelling business plan provides you with a guide for building a successful enterprise focused on achieving your personal and financial goals. It can also help persuade others, including banks, to invest in what you are creating.

Steps Edit

Part One of Three:

Doing Your Homework Edit

Business plans samples

Business plans samples

Business plans samples

Business plans samples

Business plans samples

Business plans samples

Business plans samples

Business plans samples

Part Two of Three:

Structuring Your Business Edit

Business plans samples

Business plans samples

Business plans samples

Business plans samples

Business plans samples

Business plans samples





Business Plan Software, sample business plans.#Sample #business #plans

Business Plan Software Planning Tips

Writing a business plan can be a daunting task, but we’ve got some resources to help you make it as fast and easy as possible to get the financing you need to make your business a success.

Business Plan Software

The fastest and easiest way to write a successful business plan is to write your plan using the best business plan software. For a small price you can buy step-by-step software that walks you through the whole process and provides instructions and examples to get the job done.

Sample Business Plans

Don’t know how to start a business plan? Viewing some sample business plans can be a good technique for seeing how it can be done and sparking ideas on what you need to do for your plan. It’s a lot more work than using business plan software, but it’s definitely more helpful than trying to write your own plan from scratch.

Business Plan Book

Check out the latest book by business planning expert Tim Berry, The Plan-As-You-Go Business Plan from Entrepreneur Press. Also, Tim Berry’s classic guide Hurdle: The Book on Business Planning is available to read for free online.

Start a Business

The collection of startup resources at Bplans.com can help you to start a business. The site contains step-by-step instructions, a business planning glossary, articles on planning, links to other helpful sites on the web, and other features.

Business Plan Template

This business plan template follows the format preferred by the SBA and lenders. Use it as a model to write your own business plan.

Business Plan Help

Whether you are an entrepreneur starting a business, looking for business plan help, a small business looking to grow, or an established company in search of fresh business ideas, you can find the practical advice and timely tips you need in Bplans.com collection of business articles.

Business Plan Software UK

Busines Plan Pro UK is available from our UK office and is localised for the UK and European markets. You can set your VAT rate, edit your currency and avail of the different language packs. Be sure to check out our business plan software uk if you are starting an international business plan.

People often misspell or transpose letters when searching for business plan and marketing plan resources.

For the benefit of search engines then, here are common typos that relate to the free resources we offer here:

business plna, business paln, business lpan, businses plan, busienss plan, busniess plan, buisness plan, bsuiness plan, busines plan, bussiness plan, bussines plan, business plasn, business plnas, business palns, busines plans, marketimg plan, marketing plna, marketingpaln, marketing lpan

Copyright 1996-2011 Palo Alto Software. All rights reserved.





Business Planning Software – Business Plan Software, BRS, Inc, business plans examples.#Business

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We provide expert system software

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Submit any business to disciplined

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Houston Business and Finance News, Houston Chronicle – Houston Chronicle, business plans.#Business

Business

Real estate briefs: 1885 Saint James Place lands new tenants
U.S. drillers put 9 rigs back to work
Tax breaks for oil, wind, electric cars survive in Senate bill
Montrose Management District cancels board meeting amid.

Fuel Fix

  • Business plans

Two oil executives plead guilty in foreign bribery case

Two oil executives plead guilty in foreign bribery case

  • Business plans

    FERC chairman says Perry’s grid proposal to be decided by Dec. 11

    FERC chairman says Perry’s grid proposal to be decided by Dec. 11

  • Business plans

    Total buys Engie’s LNG business, including Cameron LNG stake

    Total buys Engie’s LNG business, including Cameron LNG stake

    Business Galleries

    • Business plans

    Gallery: Data reveals where Houston sends its goods the most

  • Business plans

    Passengers denied boarding by US airlines in 2017

  • Business plans

    Gallery: America’s best and worst airlines to be on time

  • Business plans

    Powerful people who were in fraternities and sororities

    World Business News

    US cities, states defy Trump, still back Paris climate deal
    Mattel stock soars on report of Hasbro takeover offer
    UK panel rules Uber drivers have rights on wages, time off
    Data firm CEO: Reached out to WikiLeaks about Clinton emails
    Equifax apologizes again, lays out costs going forward
    Business Highlights
    US stocks on two-day losing streak as health stocks fall
    How major US stock indexes fared on Friday
    Baxter and Equifax while Disney and JC Penney climb
    Markets Right Now: Eight-week streak ends as stocks slip

    Business Insider

    When Jerry Jones bought the Dallas Cowboys they were losing $1.
    Netflix is sliding after Disney outlines its plan to overthrow.
    11 amazing perks Mark Zuckerberg offers employees at Facebook.
    26 powerful men accused of sexual misconduct in the wake of.
    The 19 hottest San Francisco startups to watch in 2018
    TripAdvisor has unveiled a new badge that warns users about.
    Elon Musk wants to live on Mars, but this planetary scientist.
    Disney tried to hide the Millennium Falcon with shipping.
    How your tax bracket could change under Trump’s tax plan, in.
    Walmart’s Black Friday will start at 6 p.m. on Thanksgiving.

    Salary.com Stories

    How to Successfully Tell an Interviewer a Little About Yourself
    The 9 Highest Paying Jobs of 2014
    How to Find Your Voice as an Introvert (Part II)
    How to Find Your Voice as an Introvert (Part I)
    7 Career Mistakes Almost Everyone Makes
    Why Salary Negotiation Is Like Buying Real Estate
    8 Tips for Effectively Getting Through Job Loss
    9 Things You Should Never Say In a Job Interview
    How Much Are Dads Worth in 2014?
    4 Ways to Advance Your Career This Summer

    Most Popular

    Business plansPolice: Escort shot client in the head for ‘performing oral.
    Business plansWorld Series trophy takes a tumble at Houston men’s gala
    Business plansExplosion reported at hotel in downtown Houston
    Business plansTarget unveils next-gen retail store in Richmond
    Business plansChuck Mosley, former Faith No More singer, dead at 57
    Business plansOklahoma woman who married mother pleads guilty to incest
    Business plansSAFD: Firefighter sent revenge porn to ex’s new boyfriend the.

    Salary Wizard

    For an expert analysis of your market value purchase our Personal Salary Report (PSR). Each report evaluates your specific background, experience, industry and more! View more informartion.





  • Business News, The Chronicle Herald, business plans.#Business #plans

    business plans

    Business plans

    COMMENTARY: Save protected areas from mining

    Business plans

    Lunenburg native wins Startup Canada’s Young Entrepreneur Award

    Business plans

    Blueberry growers face price crisis

    Business plans

    How Canada turned to Mexico to fend off TPP pressure from Japan, Australia

    Business plans

    VIDEO: Canada’s decision to decline TPP agreement shouldn’t have been surprise: Trudeau

    Business plans

    Asia-Pacific forum sticks to free-trade gospel despite Trump

    Business plans

    US cities, states defy Trump, still back Paris climate deal

    Newcap Radio buys two New Glasgow stations

    BUSINESS BOOKSHELF: The Power of Trust

    Business plans

    Weinstein’s Impact: List of men accused of sexual misconduct

    Business plans

    Crocs, Dawgs decade-long legal battle over clogs moves to Canadian courts

    Most actively traded companies on the TSX

    Business plans

    Sherritt to transfer part ownership of Madagascar mine to settled debt woes

    Business plans

    Cominar looking for Sears replacements after toiling to fill Target locations

    Business plans

    Ottawa’s plan for excise tax on medical marijuana draws ire of patients, producers

    Business plans

    Trudeau embrace of TPP could hurt tough NAFTA talks with Trump: experts

    Business plans

    Alberta puts up $40M to help workers transition during coal-power phase-out

    Business plans





    Plans, Store, business plans.#Business #plans

    WordPress.com

    Discover what your website or blog can do with a powerful plan

    Business plans

    Just start creating: get a free site and be on your way to publishing your content in less than five minutes.

    Jetpack Essential Features

    Hundreds of Free Themes

    Basic Design Customization

    3GB Storage Space

    Personal

    Business plans

    per month, billed yearly

    Best for Personal Use: Boost your website with a custom domain name, and remove all WordPress.com advertising. Get access to high quality email and live chat support.

    Custom Domain Name

    Jetpack Essential Features

    Email & Live Chat Support

    Hundreds of Free Themes

    Basic Design Customization

    Remove WordPress.com Ads

    Premium

    Business plans

    per month, billed yearly

    Best for Entrepreneurs Freelancers: Build a unique website with advanced design tools, CSS editing, lots of space for audio and video, and the ability to monetize your site with ads.

    Custom Domain Name

    Jetpack Essential Features

    Email & Live Chat Support

    Advanced Design Customization

    Remove WordPress.com Ads

    Monetize your site

    Business

    Business plans

    $ 24 .92

    per month, billed yearly

    Best for Small Business: Power your business website with unlimited premium and business theme templates, Google Analytics support, unlimited storage, and the ability to remove WordPress.com branding.

    Custom Domain Name

    Jetpack Essential Features

    Email & Live Chat Support

    Advanced Design Customization





    Business Plan Templates and Free Sample Business Plans, business plans samples.#Business #plans

    Free Sample Business Plans

    Get inspired with our gallery of 500+ business plans. Choose the category that is closest to your own business or industry, and find a plan you like. You can use it for reference in writing your own plan, or actually open it in Business Plan Pro software and edit it to match your business.

    Most popular categories:

    Restaurant, Cafe Bakery

    44 plans for restaurants, cafes, bakeries, and other eateries

    Business plans samples

    Beauty Salon Day Spa

    10 plans for hair salons, beauty parlors, and day spas

    Business plans samples

    Property

    14 plans for mortgage broking and property development

    Business plans samples

    Coffee Shop

    8 plans for coffee shops and Internet cafes

    Business plans samples

    Retail Online Store

    106 plans for retail stores and online retailing businesses

    Business plans samples

    Computer Consulting

    41 plans for computer repair, reseller, and consulting

    Business plans samples

    • Airline and Aviation (7 free plans)
    • Bar and Nightclub (11 free plans)
    • Beauty Salon and Day Spa (10 free plans)
    • Bed and Breakfast and Hotel (10 free plans)
    • Car Wash and Automotive (29 free plans)
    • Coffee Shop and Internet Cafe (8 free plans)
    • Computer Consulting, Repair, and Reseller (41 free plans)
    • Construction and Engineering (33 free plans)
    • Consulting (39 free plans)
    • Day Care Services and Children’s Products (10 free plans)
    • Education and Training (36 free plans)
    • Farm and Food Production (21 free plans)
    • Fitness Center, Golf Course, and Sports (46 free plans)
    • Home Business (34 free plans)
    • Magazine Publishing and Media Communications (21 free plans)
    • Manufacturing (47 free plans)
    • Medical and Health Care (35 free plans)
    • Nonprofit (13 free plans)
    • Personal Services (81 free plans)
    • Pet Services and Products (14 free plans)
    • Product Development (8 free plans)
    • Professional Services (90 free plans)
    • Property (14 free plans)
    • Recycling and Waste Management (3 free plans)
    • Restaurant, Cafe, and Bakery (44 free plans)
    • Retail and Online Store (106 free plans)
    • Wedding and Event Planning (10 free plans)
    • Wholesale and Distributor (42 free plans)

    Copyright 1996-2017 Palo Alto Software, Ltd. All Rights Reserved





    The Business Planning Guide: How To Prepare A Plan That Gets Results,

    How To Easily Prepare a Professional Business Plan. That Gets RESULTS!

    Do you feel a little confused because you don’t know what a professional business plan should look like? Do you want to write a business plan but simply have no clue where to start? Do you need help writing a business plan?

    Don’t worry because anyone can prepare a professional plan.

    Who wants to be stuck behind a desk trying to figure out break even points, gross margins or return on investments?

    If your feeling a little overwhelmed with the business planning process, I may have the answers your looking for.

    Stand Out From The Crowd

    If you plan on using your plan as a tool for financing, you need to stand out from the crowd. Business analysts go through a ton of plans every week so when you submit your plan for review, you want to stand out.

    As your reviewer looks at your plan, they’re pretty much de-sensitized just by the sheer volume of unsolicited plans they have already seen. To them, your plan is just another document.

    Here’s what you want to do. You want to get your readers attention, get their interest and keep it. You want to answer any potential questions that your reader may have before they arise. Keep them going from section to section with interest in your product or service.

    The tools presented in this website will help guide you and show you how to write a business plan. A plan that’s not only complete and organized but it will also get your reader’s interest. This website contains business planning outlines, formats, examples and templates that will show you exactly what you need in a successful business plan.

    No more guessing what a business plan should like or worrying what your investors are looking for because you will have instant access to outlines and examples. This way you can see exactly what a winning business plan should look like and how a business plan should be written.

    You will get to see the preferred format of investors and funding agencies. This way, you can get the attention of potential investors and get the financing your business needs in order to start making money for you and your family.

    The planning examples will also take you by the hand and show you step by step what a successful plan should look like. It doesn’t matter if you’re a complete beginner to business planning, you’ll know exactly what a successful plan should look like.

    I’ve taken one of my business plans and split it into business plan components so you can see what each section looks like. So, if you want to know how to write a business plan, you can see from my examples how each component should look. On the left navigation, there is a tab called “business plan outlines”, this tab will have the components of a business plan, complete with examples.

    Business plans samples

    So if you’re serious about learning how to write an effective results oriented business plan, a plan that will get the attention of investors and funding agencies, than I suggest you keep reading.

    Simply select from the navigation menu to the left and you’ll be on your way to completing your business plan.





    Business Plans Handbook, business plans examples.#Business #plans #examples

    Business Plans Handbook

    The Business Plans section is composed of actual business plans written by entrepreneurs in North America who are seeking financing for their business.

    Business Plans – Volume 01

    Contains articles like Accounting Consulting Business Plan, Aerospace Supplier Business Plan, Bed and Breakfast Business Plan, Biscotti Bakery Business Plan, Business Consulting v1 Business Plan, Business Consulting v2 Business Plan, Car Wash Business Plan, Crane Service Business Plan, Diaper Delivery Business Plan, Editorial Services Business Plan, etc

    Business Plans – Volume 02

    Contains articles like Automobile Assembly Business Plan, Freelance Editor v1 Business Plan, Freelance Editor v2 Business Plan, Kennel Business Plan, Maternity Aid Business Plan, Media Producer v1 Business Plan, Media Producer v2 Business Plan, Media Producer v3 Business Plan, Microbrewery v1 Business Plan, Microbrewery v2 Business Plan, etc

    Business Plans – Volume 03

    Business Plans – Volume 04

    Business Plans – Volume 05

    Contains articles like Bagel Shop Business Plan Business Plan, Bread Bakery Business Plan Business Plan, Car Wash Business Plan Business Plan, Cigar Shop Business Plan Business Plan, Computer Reseller Business Plan v2 Business Plan, Detective Agency Business Plan Business Plan, Fire Equipment Retailer Business Plan Business Plan, Franchise Postal Service Business Plan Business Plan, Freight Expediting Business Plan Business Plan, Gift Store Business Plan Business Plan, etc

    Business Plans – Volume 06

    Contains articles like Art Glass Studio Business Plan Business Plan, Bed and Breakfast Company Financial Plan and Marketing Strategy Business Plan, Bridal Salon Business Plan Business Plan, Caribbean Cafe Business Plan Business Plan, Chiropractic Office Financial Plan and Marketing Strategy Business Plan, Christmas Ornament Company Business Plan Business Plan, Cookie Shop Business Plan Business Plan, Food Manufacturer Business Plan Business Plan, Hair Salon Business Plan Business Plan, Investor Trading Software Company Business Plan Business Plan, etc

    Business Plans – Volume 07

    Contains articles like Accounting Service Business Plan, Auto Sales Company Business Plan, Bowling Alley Business Plan, Desktop Publishing Company Business Plan, Display Technology Company Business Plan, Financial Services Company Business Plan, General Contracting Company Business Plan, Healthcare Software Company Business Plan, Hotel Resort Business Plan, Limited Liability Company Business Plan, etc

    Business Plans – Volume 08

    Business Plans – Volume 09

    Contains articles like Airline Company Business Plan, Business Development Firm Business Plan, Caviar Company Business Plan, Computer Training Service Business Business Plan, Concert Promotions Company Business Plan, Counseling Center Business Plan, Dollar Store Business Plan, Electronic Document Security Company Business Plan, Financial Services Company Business Plan, Golf Driving Range Business Plan, etc





    Money Instructor – Personal Finance, Business, Careers, Life Skills Lessons, business plans.#Business

    Money Instructor

    Business plans

    Welcome to Money Instructor

    Teach and learn basic money skills, personal finance, business, careers, and life skills.

    Business plans

    Educators

    Use our worksheets, lessons, and activities for teaching money, business, and life skills.

    Business plans

    Kids and Money

    Money lessons for kids. Financial literacy and life skills for every child.

    Business plans

    Teach and learn basic money skills, personal finance, business, careers, and life skills.

    featured lessons

    Featured lessons and learning resources

    Earning Money

    Business plans

    Teach and learn about earning and making money.

    Down Payments

    Business plans

    Students will begin to understand the topic of down payments. In our Money Math Lessons category.

    Online Banking

    Business plans

    Learn modern internet banking skills using our online banking simulation.

    Teachers – Parents – Educators

    Use our worksheets, lessons, and activities for teaching money, personal finance, business, and life skills.

    Teach and Learn

    Teaching lessons and informational resources

    Business plans

    Lessons, Lesson Plans, and Worksheets

    Lessons, lesson plans, worksheets, and other material for teaching money skills, personal finance, business, careers, and life skills.

    Business plans

    Informational Resources

    Useful personal finance information, articles, advice, and tips to help you with your own spending, financial planning, career, business, and other life skills.

    Teach and learn money skills, personal finance, money management, business, careers, real life skills, and more.

    Business plans

    Many young people graduate without a basic understanding of money and money management, business, the economy, and investing. We hope to help teachers, parents, individuals, and institutions teach these skills, while reinforcing basic math, reading, vocabulary, and other important skills.





    Which Web Host Do You Need? Six Small-Business Plans Compared #business #schools

    #business web hosting

    #

    Which Web Host Do You Need? Six Small-Business Plans Compared

    Websites don’t build themselves. They require a considerable investment of energy, expertise, and design know-how to construct and launch. But building a site is only half the story: Websites also have to be hosted on servers. ready for–you hope–the thousands of people who are dying to read your content, hire your firm, or pay for your services.

    A comparison of the pricing and basic features of six Web hosts. Much like the servers that websites reside on, Web hosting services are rapidly approaching commodity status, as providers offer many of the same features while racing to the bottom on pricing. But although many Web hosting services look alike and cost about the same, appearances can be deceiving–there are nontrivial differences, particularly among higher-end plans. (Check out “Understanding Web Host Plans ” for more details on what various terms mean.)

    While hundreds of options are available, this article takes a closer look at some of the big players (along with a few smaller ones). The chart shown here outlines several basic features:

    Pricing: What will all of this cost you? All prices are rounded to the nearest dollar, and generally reflect the cheapest long-term contract available. Remember that discounts, promotions, paying up front, and signing up for multiyear contracts can cause these figures to fluctuate considerably.

    Catch-all email: Does the host offer a service to route all email sent to any address (whether or not that address has been set up) to a catch-all inbox?

    Email autoresponders: Is a service that can automatically respond to incoming email included?

    Static IP addresses: Does the site provide static IP addresses (for an additional charge)?

    24/7 phone support: Is round-the-clock support available at no charge?

    Another chart, on the second page of this article, compares site-building tools and other features for developers.

    We chose not to focus heavily on ISP-delivered Web hosting services, since generally you can purchase them only if you use that ISP for your Internet access. However, a basic plan usually comes free with your monthly account, and if your needs are (very) simple, using such a plan beats paying for a separate Web host.

    Comcast

    Let’s be real: The only reason anyone would host a business website with Comcast or another ISP is because it’s free, included with the price of your Internet service. And with that free service, you get what you pay for: Comcast allows an ultrabasic website with a maximum of three pages, no shopping carts or extra site tools, and just 10MB of storage space and a 100MB data-transfer limit each month. The management interface is spare.

    This kind of service may fit some business users just fine, namely the ones who simply want to put a calling card on the Internet in order to stake their claim to a domain name, build up a little SEO, and provide contact information to prospective customers. But for most businesses, basic ISP hosting just won’t cut it for their needs.

    You can upgrade the service plan so that it’s competitive with other hosts, but prices escalate exceedingly quickly. Comcast’s most expensive offering, at a stunning $80 added to your bill per month, is in line with the $4 or $5 monthly service plan that you can get from virtually anyone else.

    BlueHost

    BlueHost built its Web hosting management interface around the cPanel control panel, a truly ugly and utilitarian system that is nonetheless the industry standard today. cPanel is designed for pros who know what they’re doing, and BlueHost offers little hand-holding if you need help getting started (although the company promises average tech support hold times of less than 30 seconds).

    But what BlueHost lacks in friendliness it makes up for in exhaustiveness: With over 75 installation scripts at hand, you can point and click your way to building just about any kind of website–blog, wiki, e-commerce–without a lot of fuss. The service plan is unremarkable yet comprehensive and–the big draw for most BlueHost customers (including this writer)–cheap. Pro packages can reach $20 a month, but most customers squeak by on the less-than-$4-per-month basic plan .

    1 1

    You surely know the name–any computer-magazine reader should be familiar with 1 1. thanks to its generous print-advertising budget. 1 1 lets you configure your service in one of two ways: either with a traditional Linux or Windows hosting plan, or with a unique plan called 1 1 MyWebsite.

    The main difference between the two is that the latter includes the MyWebsite website-building app, a surprisingly powerful and easy-to-use system that gives you drag-and-drop design capabilities and hundreds of templates to use on your hosted website. We found using MyWebsite even easier than setting up a site in a simple tool like Blogger, and businesses with modest needs will probably love the features. It’s just a shame that MyWebsite isn’t also included as an option with the traditional hosting options. If you go with a more standard Linux hosting account, the default site-building tool you get is a much less exciting app called 1 1 WebsiteBuilder.

    Beyond those tools, 1 1’s control panel is decidedly limited, and a bit confusing. But once you find the boatload of install scripts available, you’ll discover that they’re among the best in the industry. Along with various homegrown apps (including its own shopping-cart system), 1 1 supports a bevy of industry-standard add-ons, and it even has mobile website management and monitoring tools for your smartphone. 1 1 also touts its uptime, noting that it stores user data simultaneously in two separate data centers located 20 miles apart to guard against disasters.

    If you do consider 1 1, remember to skip the stripped-down Starter package. The Unlimited and Business plans are available for essentially the same price, and offer much more in the way of features.

    Which Web Host Do You Need? Six.





    Which Web Host Do You Need? Six Small-Business Plans Compared #local #businesses

    #business web hosting

    #

    Which Web Host Do You Need? Six Small-Business Plans Compared

    Websites don’t build themselves. They require a considerable investment of energy, expertise, and design know-how to construct and launch. But building a site is only half the story: Websites also have to be hosted on servers. ready for–you hope–the thousands of people who are dying to read your content, hire your firm, or pay for your services.

    A comparison of the pricing and basic features of six Web hosts. Much like the servers that websites reside on, Web hosting services are rapidly approaching commodity status, as providers offer many of the same features while racing to the bottom on pricing. But although many Web hosting services look alike and cost about the same, appearances can be deceiving–there are nontrivial differences, particularly among higher-end plans. (Check out “Understanding Web Host Plans ” for more details on what various terms mean.)

    While hundreds of options are available, this article takes a closer look at some of the big players (along with a few smaller ones). The chart shown here outlines several basic features:

    Pricing: What will all of this cost you? All prices are rounded to the nearest dollar, and generally reflect the cheapest long-term contract available. Remember that discounts, promotions, paying up front, and signing up for multiyear contracts can cause these figures to fluctuate considerably.

    Catch-all email: Does the host offer a service to route all email sent to any address (whether or not that address has been set up) to a catch-all inbox?

    Email autoresponders: Is a service that can automatically respond to incoming email included?

    Static IP addresses: Does the site provide static IP addresses (for an additional charge)?

    24/7 phone support: Is round-the-clock support available at no charge?

    Another chart, on the second page of this article, compares site-building tools and other features for developers.

    We chose not to focus heavily on ISP-delivered Web hosting services, since generally you can purchase them only if you use that ISP for your Internet access. However, a basic plan usually comes free with your monthly account, and if your needs are (very) simple, using such a plan beats paying for a separate Web host.

    Comcast

    Let’s be real: The only reason anyone would host a business website with Comcast or another ISP is because it’s free, included with the price of your Internet service. And with that free service, you get what you pay for: Comcast allows an ultrabasic website with a maximum of three pages, no shopping carts or extra site tools, and just 10MB of storage space and a 100MB data-transfer limit each month. The management interface is spare.

    This kind of service may fit some business users just fine, namely the ones who simply want to put a calling card on the Internet in order to stake their claim to a domain name, build up a little SEO, and provide contact information to prospective customers. But for most businesses, basic ISP hosting just won’t cut it for their needs.

    You can upgrade the service plan so that it’s competitive with other hosts, but prices escalate exceedingly quickly. Comcast’s most expensive offering, at a stunning $80 added to your bill per month, is in line with the $4 or $5 monthly service plan that you can get from virtually anyone else.

    BlueHost

    BlueHost built its Web hosting management interface around the cPanel control panel, a truly ugly and utilitarian system that is nonetheless the industry standard today. cPanel is designed for pros who know what they’re doing, and BlueHost offers little hand-holding if you need help getting started (although the company promises average tech support hold times of less than 30 seconds).

    But what BlueHost lacks in friendliness it makes up for in exhaustiveness: With over 75 installation scripts at hand, you can point and click your way to building just about any kind of website–blog, wiki, e-commerce–without a lot of fuss. The service plan is unremarkable yet comprehensive and–the big draw for most BlueHost customers (including this writer)–cheap. Pro packages can reach $20 a month, but most customers squeak by on the less-than-$4-per-month basic plan .

    1 1

    You surely know the name–any computer-magazine reader should be familiar with 1 1. thanks to its generous print-advertising budget. 1 1 lets you configure your service in one of two ways: either with a traditional Linux or Windows hosting plan, or with a unique plan called 1 1 MyWebsite.

    The main difference between the two is that the latter includes the MyWebsite website-building app, a surprisingly powerful and easy-to-use system that gives you drag-and-drop design capabilities and hundreds of templates to use on your hosted website. We found using MyWebsite even easier than setting up a site in a simple tool like Blogger, and businesses with modest needs will probably love the features. It’s just a shame that MyWebsite isn’t also included as an option with the traditional hosting options. If you go with a more standard Linux hosting account, the default site-building tool you get is a much less exciting app called 1 1 WebsiteBuilder.

    Beyond those tools, 1 1’s control panel is decidedly limited, and a bit confusing. But once you find the boatload of install scripts available, you’ll discover that they’re among the best in the industry. Along with various homegrown apps (including its own shopping-cart system), 1 1 supports a bevy of industry-standard add-ons, and it even has mobile website management and monitoring tools for your smartphone. 1 1 also touts its uptime, noting that it stores user data simultaneously in two separate data centers located 20 miles apart to guard against disasters.

    If you do consider 1 1, remember to skip the stripped-down Starter package. The Unlimited and Business plans are available for essentially the same price, and offer much more in the way of features.

    Which Web Host Do You Need? Six.





    ERISA SPD Wrap Plan Document Requirements #erisa, #plan, #plans, #document, #documents, #compliance,


    #

    FAQs – ERISA Summary Plan Description (SPD) Document Requirements

    The Summary Plan Description, or SPD, is the main vehicle for communicating plan rights and obligations to participants and beneficiaries. As the name suggests, it is a summary of the material provisions of the plan document, and it should be understandable to the average participant of the employer. However, in the context of health welfare benefit plans, it is not uncommon for the SPD to be a combination of a complete description of the plan’s terms and conditions, such as a Certificate of Coverage, and the required ERISA disclosure language, such as the ERISA wrap document. Note: An insurance company’s Master Contract, Certificate of Coverage, or Summary of Benefits is not a plan document or SPD.

    An SPD must contain all of the following information:

    • The plan name
    • The plan sponsor/employer’s name and address
    • The plan sponsor’s EIN
    • The plan administrator’s name, address, and phone number
    • Designation of any named fiduciaries, if other than the plan administrator, e.g. claim fiduciary
    • The plan number for ERISA Form 5500 purposes, e.g. 501, 502, 503, etc. (Note each ERISA plan should be assigned a unique number.)
    • Type of plan or brief description of benefits, e.g. life, medical, dental, disability
    • The date of the end of the plan year for maintaining the plan’s fiscal records (which may be different from the insurance policy year)
    • Each trustee’s name, title, and address of principal place of business, if the plan has a trust
    • The name and address of the plan’s agent for service of legal process, along with a statement that service may be made on a plan trustee or administrator
    • The type of plan administration, e.g. administered by contract, insurer, or sponsor
    • Eligibility terms, e.g. classes of eligible employees, employment waiting period, and hours per week, and the effective date of participation, e.g. next day or first of the month following satisfaction of an eligibility waiting period
    • How the insurer refunds (e.g. dividends, demutualization, and medical loss ratio (MLR) refunds) are allocated to participants. Note: This is important for obtaining the small plan ( 100 participants) exception for filing Form 5500.
    • The plan sponsor’s amendment and termination rights and procedures, and what happens to plan assets, if any, in the event of plan termination
    • A summary of any plan provisions governing the benefits, rights, and obligations of participants under the plan on termination or amendment of the plan or elimination of benefits
    • A summary of any plan provisions governing the allocation and disposition of assets upon plan termination
    • Claims procedures may be furnished separately in a Certificate of Coverage, provided that the SPD explains that claims procedures are furnished automatically, without charge, in the separate document (e.g. a Certificate of Coverage), and time limits for lawsuits, if the plan imposes them
    • A statement clearly identifying circumstances that may result in loss or denial of benefits (e.g. subrogation, coordination of benefits, and offset provisions)
    • The standard of review for benefit decisions (We recommend consideration of granting full discretion for the plan administrator or authorized fiduciary to interpret the plan and make factual determinations.)
    • ERISA model statement of participants’ rights
    • The sources of plan contributions, whether from employer and/or employee contributions, and the method by which they are calculated
    • Interim SMMs since the SPD was adopted or last restated
    • The fact that the employer is a participating employer or a member of a controlled group
    • Whether the plan is maintained pursuant to one or more collective bargaining agreements, and that a copy of the agreement may be obtained upon request
    • A prominent offer of assistance in a non-English language (depending on the number of participants who are literate in the same non-English language)
    • Identity of the insurer(s), if any
    • Additional requirements for Group Health Plan SPDs:
      • Detailed description of plan provisions and exclusions (e.g. copays, deductibles, coinsurance, eligible expenses, network provider provisions, prior authorization and utilization review requirements, dollar limits, day limits, visit limits, and the extent to which new drugs, preventive care, and medical tests and devices are covered) A link to network providers should also be provided. Plan limits, exceptions, and restrictions must be conspicuous.
      • Information regarding COBRA, HIPAA, and other federal mandates such as the Women’s Health Cancer Rights Act, preexisting condition exclusion, special enrollment rules, mental health parity, coverage for adopted children, Qualified Medical Support Orders, and minimum hospital stays following childbirth.
      • Name and address of health insurer(s), if any
      • Description of the role of health insurers (i.e. whether the plan is insured by an insurance company or the insurance company is merely providing administrative services)

    Recommended, but not required provisions in an SPD:

    • For insured arrangements, attach the Summary of Benefits provided by the insurance companies to help ensure you have provided an understandable summary of the Certificate of Coverage
    • For self-insured arrangements, provide the name, address, and phone number of any Third Party Administrator (TPA) paying claims or benefits.
    • Language that in the event there is a conflict between the plan document, the SPD, and a Certificate of Insurance, which document controls

    Wrap SPD Document Requirements:

    Group insurance Certificates of Insurance are typically not SPDs because they do not contain all of the language required by ERISA. An employer must prepare an ERISA wrapper to supplement the Certificate of Insurance. Together, the wrapper and Certificate of Insurance comprise a proper SPD.

    An employer may wish to consolidate its various component benefit plans into a single plan for reporting and disclosure. ERISAPros ‘ proprietary WrapTight sm plan is a multi- or mega-wrap plan, which saves the employer the time and expense of preparing an SPD, a Form 5500, and an SAR for each separate component benefit plan by replacing them with one comprehensive wrap plan.

    Download a Printer-Friendly Version of Reporting and Disclosure
    Compliance Guide for Welfare Benefit Plans

    Click Here to Sign Up
    for a Free Evaluation

    Or Call:
    Toll Free: 1-866-488-6582
    Local: 678-443-4003

    2017 ERISAPros. LLC, All rights reserved. Information on ERISAPros ‘ website, its newsletter, News & Views, and its blog, ERISA Wonk , is published as a general informational source. Information and articles are general in nature and are not intended to constitute legal or tax advice in any particular matter. Blog posts and comments reflect the personal views of their respective authors – not those of ERISAPros. Transmission of this information does not create an attorney-client relationship. ERISAPros. LLC is not a law firm and is not giving legal or tax advice. It does not warrant and is not responsible for errors or omissions in the content on its website or in its newsletters. ERISA is a complicated and confusing law. Summary Plan Descriptions (SPDs), Wrap Plan Documents, and Form 5500s require review and updating by qualified ERISA compliance professionals.


    The Best 529 College-Savings Plans, 2014 #college #saving #plans


    #

    The Best 529 College-Savings Plans

    For most parents, saving for college feels like climbing to the summit of a very tall mountain. And it doesn’t help that the path keeps getting steeper; tuition hikes have far exceeded inflation over the past several decades. If your child is a newborn, expect a degree from a four-year, in-state public college to run about $222,000, assuming 5% annual growth in the cost of college; four years at a private school could be double that.

    TOOL: Find the Best 529 Plan for You

    Luckily, tools are available to help you scale the heights. State-sponsored investment programs known as 529 plans, as well as other kinds of savings programs, can provide the momentum you need to reach your goal. And you probably won’t need to save the full amount. Most families get a discount in the form of grants, scholarships and education tax breaks and use loans to fill the gap—more than two-thirds of college seniors graduate with student debt.

    A more realistic goal: Save about one-third of your expected college costs. When the time comes, current income, grants and loans can cover the rest. “Planning ahead is the key,” says Betty Lochner, of the College Savings Plans Network, which collects data on 529 plans. (To estimate what you’ll need to save under different scenarios, use the college-savings calculator by The College Board .)

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    The best place to save is in a 529 plan. Sponsored by 48 states and the District of Columbia (neither Washington State nor Wyoming offers a 529 savings plan), these investment accounts let your savings grow tax-free, and the earnings escape tax completely if the withdrawals are used for qualified college expenses, which include tuition, fees, and room and board. The appeal of 529 plans lies in their easy access as well as their tax benefits. The plans have no income limit and set a high cap on contributions. Two-thirds of the states and the District of Columbia give a tax deduction or credit for contributions. If your child skips college, you can make the recipient a sibling, grandchild, niece or nephew (or even yourself) without losing the tax break.

    There are a few drawbacks. If you cash out for non-college purposes, you’ll owe income tax and a 10% penalty on earnings (but not on contributions). You may have to return any state tax deductions, too. Plus, you’re limited to the investment options in your plan. After you pick a portfolio, you must wait 12 months before you can change the investment mix or transfer the money to another plan.

    Buy a 529 plan directly from your state if it offers a tax break. Most states offer two types of college-savings plans: a low-cost plan sold directly by the state and a higher-cost plan sold by a broker. The lower expenses of a direct-sold plan mean more of your money will go toward building your college fund. And in most cases, the state tax break will trump lower fees in an out-of-state program. (Go to the Vanguard 529 State Tax Deduction Calculator or Savingforcollege.com’s State Tax 529 Calculator to find out what your potential tax savings would be in your state plan.)

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    If your state doesn’t offer a tax break—or if you live in Arizona, Kansas, Maine, Missouri, Montana or Pennsylvania, which offer a tax break no matter where you invest—you can search for the best state plan that meets your goals. Figuring out which plan that is depends on what matters most to you. Low fees? An aggressive or conservative investment track? A plan with lots of investment options?

    States generally offer an array of choices, including age-based port­folios, which adjust the mix of in­vestments automatically to become more conservative as your child ages; funds that focus on stocks or bonds (or both); and guaranteed-principal or principal-protected funds. But some plans offer better-performing funds and a more diversified mix of investments than others. And some plans charge lower maintenance fees, have funds with lower annual expense ratios, or both.

    Best for hands-on investors. The solid funds in the Utah Educational Savings Plan are mostly index-based. They include 18 from Vanguard and 6 from Dimensional Fund Advisors. And UESP ranks among the lowest-cost 529 programs in the country. But here’s what we really like about Utah for do-it-yourselfers: customization. As with most 529 plans, you can handpick individual funds from Utah’s so-called static portfolios. But this plan also lets you create a tailor-made portfolio and have it automatically adjust at three-year intervals according to your preferences as your child nears his college years. No other state plan offers this feature in its age-based tracks.

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    TOOL: Find the Best 529 Plan for You

    Best for low fees. New York’s 529 College Savings Program uses Vanguard funds, so it should come as no surprise that it has low costs. The average expense ratio charged by its underlying funds (0.17%, according to Morningstar) is significantly lower than the 0.76% expense ratio charged by the typical U.S. stock index fund. Even better, the plan has no annual maintenance fee.

    We also like that the plan offers three age-based tracks with different risk profiles: aggressive, moderate and conservative. The aggressive track starts at birth with 100% in stocks and ends with 0% in stocks at age 19 (it’s 25% in the last three years of high school). New York’s age-based portfolios don’t include an international stock fund. But the program’s assortment of individual funds does have a foreign-stock option: Vanguard Developed Markets Index fund.

    Best age-based plan for aggressive investors. If an aggressive track with top-tier funds is what you seek, you’ll find it in the Maryland College Investment Plan. From birth through age 4, the portfolio holds 100% stocks—including stocks in developed and emerging countries. As your child ages, the track adjusts every three years, ticking down its stock investments to 40% when your child hits age 14 and 23% at age 18. By contrast, the average 529 plan’s age-based allocation to stocks is 80% in the early years and 10% at age 19.

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    What’s more, Maryland’s 529 plan is packed with good funds from T. Rowe Price, including Blue Chip Growth, Mid-Cap Growth, Small-Cap Stock and International Growth & Income. The lineup helped the age-based track targeted for 2030 post a 14.0% three-year annualized return (through June 30), two percentage points ahead of the typical age-based track for children between birth and 6 years old.

    Best age-based plan for conservative investors. This one is tricky. Some conservative age-based tracks are simply too conservative. The conservative age-based track of New York’s 529 plan, for instance, sets out at birth with 50% invested in stocks and pares that to zero by age 11. But at that age, you still have six or seven years before your child matriculates, and stocks offer the best chance of increasing the size of your portfolio. That’s why we like Utah’s moderate and conservative tracks for conservative investors. In the early years, both tracks load up on stocks (80% in moderate; 60% in conservative), but the mix trickles down to 0% stocks by age 19 in the moderate trajectory, and it goes to 0% by age 13 in the conservative path.

    Best for nervous Nellies. After 2008, many plans added savings options backed by the Federal Deposit Insurance Corp. to their investment lineups. You won’t lose money in these kinds of funds, but you certainly won’t keep up with the rate of college-tuition inflation. Still, says Scott Kahan, a certified financial planner based in New York City, “If you have a big lump sum—enough money to put away for college—and you want to be conservative, or your child is going to college next year,” these savings plans can make sense. Many state plans have a high-yield savings account among their investment options. For stand-alone plans, we like the bank-sponsored option offered through Virginia’s CollegeWealth plan with Union First Market Bank. It recently offered a 2% yield (2.25% for balances greater than $10,000).

    Best if you want hand-holding. Rather have an adviser do all of the work? That can be okay. Some fee-only advisers, such as Gifford Lehman, a certified financial planner in Monterey, Calif. set their clients up in direct-sold plans. (Lehman’s favorite plan is Utah’s.)

    But if your adviser puts you in an adviser-sold plan, consider yourself warned: You’ll pay for that. Funds in adviser-sold plans cost an average of 1.28% in annual expenses, more than double the 0.60% average expense ratio for funds in direct-sold plans, according to Morningstar.

    If you think the hand-holding is worth the cost, go with Virginia’s College America plan. It holds many top-notch American Funds, such as International Growth and Income and New Economy, which charge an average of 1.19% in expenses. If your broker or adviser doesn’t have access to CollegeAmerica, try ARKANSAS’S ISHARES 529 PLAN, which invests in thrifty exchange-traded funds. The average annual expense ratio of the funds in the iShares plan is a low 0.59%. There’s a $10 annual fee per account.

    Additional reporting by Dylan Cunningham and Kathryn Moody


    Life Insurance: Types of Online Life Insurance Plans and Policy #life #insurance


    #

    Bajaj Allianz Life Insurance

    Why Life Insurance?

    We all care about our family and wish to ensure their financial security in the best possible way. A life insurance policy is an ideal way to secure our family’s future, if we’re suddenly not around to fulfill our responsibilities towards them.

    Millions of people buy life insurance policy every year in India for reasons such as ensuring family security, availing tax benefits, savings, etc. If you’re the sole bread winner of the family then your untimely demise can cause financial distress. But, having a suitable life insurance policy helps your family to clear off your existing debts or loans, if any, medical expenses, unforeseen contingencies, etc. so that it does not cause any financial burden on them. Thus, life insurance policy becomes a financial backbone to fulfill the financial needs of your family members in your absence.

    One of the leading life insurance companies in India

    Bajaj Allianz Life Insurance Company Limited is one of India’s leading life insurance companies. Bajaj Allianz is a joint venture between Bajaj Finserv Limited and Allianz SE. The joint venture incorporates global expertise with local experience. Both the companies enjoy a reputation of expertise, stability and strength.

    At Bajaj Allianz Life Insurance, customer delight is our guiding principle. We provide need-based life insurance policies to meet the requirements of our valued customers.

    Bajaj Allianz Life Insurance has a strong life insurance product portfolio ranging from Ulip to Term insurance, Child plans to Retirement plans, Group life insurance to Investment plans. Our life insurance plans provide complete protection and financial stability for your family in case of any unfortunate events.

    The Company began its operations in 2001 and today has a pan-India presence with 638* branches.

    *Number of branches as on December 30, 2016

    SMS for hassle free service !

    For updates on your Fund Value SMS “FV space 10 digit policy no ” send it to “9225850101

    Now you can just type the keyword ‘SUPPORT’ and send it to 56070 & our Representative would call you shortly to attend to your service queries.

    Disclaimer: By using the SMS SUPPORT service kindly note that you would be authorizing to receive call(s) / SMS from Bajaj Allianz Life Insurance Co. Ltd through its representatives on your tele-contact no with respect to the query for which you have requested call back even if it is registered under NCPR/NDNC registry with your telecom operator.

    NDNC disclaimer: By submitting your contact details or responding to Bajaj Allianz Life Insurance Company Limited. with an SMS or Missed Call, you authorise Bajaj Allianz Life Insurance Company Limited and/or its authorized Service Providers to verify the above information and/or contact you to assist you with the purchase and/or servicing


    Home Phone Plans & Pricing #office #phone #plans, #home #phone #plans


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    • Home Phone Plans & Pricing

      Want more bang for your buck?

      Great reasons to choose Dodo

      Awesome deals when bundling with broadband

      * Timed calls incur a 39 c flagfall and are billed per minute. Additional home phone connection fees may apply. Where applicable, this fee ranges from $59 to $299. Dodo act as a reseller of Optus and Telstra fixed line and DSL broadband services. Additional home phone connection fees may apply. Dodo is responsible for supplying these services to our customers and we have no other affiliation or relationship with our wholesalers outside of our wholesale agreements.

      ^ valid for national calls to AU landlines (up to 2 hours), AU mobiles (up to 10 minutes) and international calls to selected destinations (up to 30 minutes)

      Four easy ways to get connected

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      Keep in touch with your friends and family around the world with one of our uber affordable international calling pack.

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      Keep in touch with your friends and family around the world with one of our uber affordable international calling pack.

      Not available in all areas. Calls rounded up to the nearest minute. Once included minutes used, standard charges apply inc. flagfall, see our website for rates. If selected mid-cycle, inclusions will not be applied until the start of your next billing cycle.

      25 of our most popular Countries

      Keep in touch with your friends and family around the world with one of our uber affordable international calling pack.

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    Farrell – Pak: Texas Elder Law #farrell # # #pak, #farrell, #pak,


    #

    Elder Texans and their families face increasingly complex decisions about legal and financial matters. Appropriate legal and financial plans can prevent personal and family crisis from occurring when health deteriorates and the need for long-term care arises. Our services include: benefits planning and applications including Medicaid; estate planning including special needs and other types of trusts, wills and powers of attorney; guardianship; probate and alternatives to probate when appropriate. We serve the elderly, caregivers, and those who wish to plan for their choices and values to be honored.

    Legal Services for Elder Texans and Their Families

    Many of our clients face expensive medical needs, such as care in a nursing home, assisted living facility or at home. We help them and their families conserve their assets to the extent possible, while seeking the best care in the most suitable environment. We seek to provide peace of mind for our clients.

    U.S. News World Report Best Law Firms in Texas in Elder Law (First Tier) , 2013-2016

    Services we provide routinely include:

    • Legal and financial planning for long term care
    • Medicaid planning, applications and appeals
    • Estate planning for individuals and couples
    • Special Needs Trusts for family members with disabilities
    • Power of Attorney Agent and Guardianship advisory
    • Probate and estate administration
    • Alternatives to Probate
    • Guardianship
    • Referrals to related geriatric services

    Attorneys

    H. CLYDE FARRELL has been in private Elder Law practice since 1993. He is a Certified Elder Law Attorney, certified by the National Elder Law Foundation, as recognized by the State Bar of Texas Board of Legal Specialization.

    BLISS BURDETT PAK joined Mr. Farrell as a partner in 2010. She is a member of the College of the State Bar of Texas, the State Bar of Texas (licensed since 1999) and the State Bar of Illinois (licensed since 1996).

    GREG R. JOHNSON joined Farrell Pak in 2011. He obtained his Texas law license in 2004 after graduating from the University of Texas School of Law. He also holds a Master’s degree in Public Affairs

    MEREDITH A. SULLIVAN, associate. Meredith earned her J.D. from Baylor Law School in 2015 and joined the Texas Bar in 2016. She is a member of the Texas Bar’s REPTL, Travis County Women Lawyers Association and Texas Young Lawyers Association.


    Cigna Health Insurance #health #insurance, #health #insurance #plans, #individual #health #insurance, #health


    #

    An important message for Cigna customers with pharmacy benefits affected by the tropical storm inFlorida, flooding in West Virginia, Wisconsin or the wildfires in California and Montana.

    Our thoughts are with you and we hope you are safe. If your medication was lost or damaged because of the occurrence:

    FL residents in the 17 counties affected: you may get an emergency refill from your local pharmacy through August 29, 2017.

    WV residents in the eight counties affected. you may get an emergency refill from your local pharmacy through August 29, 2017.

    MT residents in certain counties affected: you may get an emergency refill from your local pharmacy through August 22, 2017.

    WI residents: you may get an emergency refill from your local pharmacy through August 12, 2017.

    WI residents in the 17 counties affected by recent flooding: you may get an emergency refill through August 22, 2017.

    CA residents in certain areas:

    Butte County, CA residents: you may get a one-time emergency refill from your local pharmacy through August 10, 2017.

    Santa Barbara, CA residents: you may get an emergency refill through August 15, 2017.

    Mariposa County, CA residents: you may get an emergency refill through August 17, 2017.

    For help transferring your prescription or if you have any questions, please call Cigna Customer Service at 800-244-6224 or the number on your Cigna ID card.

    Health Insurance Options and More from Cigna

    Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC). In Arizona, individual HMO plans are insured by Cigna HealthCare of Arizona, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Group Universal Life (GUL) insurance plans are insured by CGLIC. Life (other than GUL), accident, critical illness, hospital indemnity, and disability plans are insured or administered by Life Insurance Company of North America, except in NY, where insured plans are offered by Cigna Life Insurance Company of New York. All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. This website is not intended for residents of New Mexico.

    Selecting these links will take you away from Cigna.com. Cigna does not control the linked sites’ content or links. Details

    Cigna. All rights reserved.

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    Nursing Care Plans (ebook) by Marilynn E Doenges #nursing #care #plans, #guidelines


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    Browse our categories

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    Nursing Care Plans

    Guidelines for Individualizing Client Care

    This book is designed for students who will find the plans of care helpful as they learn and develop skills in applying the nursing process and using nursing diagoses. It will complement their classroom work and support the critical thinking process. The book also provides a ready reference for the practicing nurse as a catalyst for thought in planning, evaluating, and documenting care.

    F. A. Davis Company ; Read online
    Title: Nursing Care Plans
    Author: Marilynn E Doenges


    Sample business plans and templates – Canada Business Network #start #your #own

    #sample business plan

    #

    Sample business plans and templates

    Sample business plans and templates can help you develop a professional document that will serve as an in-depth marketing tool to convince others of your venture s potential for success. However, creating your own plan can be a complex process, and you may need the assistance of a professional (like an accountant) depending on the type of business you have (or want to run), and what you are seeking in terms of investment.

    An excellent place to start your search for good examples of business plans is the Canada Business Network office in your region. Our Business Information Officers are able to provide you with access to materials that can be tailored to your needs. Your local Canada Business Network centre offers a wealth of information, including practical tools, guides, and specific examples on how to start the planning process.

    The Canada Business Network has centres across the country that offer guidance, information and resources to help make your journey in business a success.

    Business development organizations and Canadian banks have free templates, writing guides, sample plans, and even interactive tools available online. These resources allow you to walk through a plan line by line. You will get a sense of the information you might be asked to provide when you are looking for financing, for example.

    While many of these online tools are free, you may choose to purchase software that will help you prepare your plans and forecasts.

    Business development organizations

    These organizations may provide tools to help their clients prepare professional business plans through their regional offices or via the Web.

    You can create your own professional business plan with the help of the BDC sample plan and business plan template.

    You can use this guide to prepare a business plan.

    Are you ready to start your business? You can use this online tool to develop, write, and download your business plan.

    Learn about 9 essential sections of a business plan and what to include in each one.

    Canadian banks

    If you approach a bank for help with financing, the bankers will want your business plan to include the specific information they need to make their decision. These requirements may vary from one bank to another, and from one type of business to another. Therefore, if you know which institution(s) you would like to speak with, it s a good idea to see what key sections they would like included.

    Find booklets, podcasts and planning resources that can help you start, grow and improve your business.

    Start planning with the help of this line-by-line approach to business plan writing that takes you through the process one step at a time.

    Learn about the 7 key sections of a business plan and find examples to help you prepare your plan.

    Access business plan templates and an interactive tool to help you create an effective business plan.

    Use this online business planning tool to develop a seamless business plan that can help you get off on the right foot.

    A step-by-step tool to help you develop your business plan.

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    OHosti – Best Free Unlimited Hosting cPanel – Powerful Unlimited Free Reseller


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    Free Unlimited Hosting cPanel

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    Why is Our Free VPS Hosting different than Shared and Dedicated?

    With our OHosti VPS, you get an entire server. This is optimal for people that have very high traffic to their websites or need to setup their server in a very specific way. Not everyone needs to have a fully dedicated web server however. If you’re just getting started with your website, you can save quite a bit of money if you get a free small portion of the server. Shared hosting is when you share a portion of the server with other users rather than rent an entire server to yourself. If you are considering a dedicated server and are unsure if it is right for you, perhaps you will need to get Free VPS Hosting.

    What is our free reseller hosting included?

    Everything you need to get started is included in our Reseller packages for a single, no price (free) :

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    Business Landline Plans #business #telephone #plans


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    Business Landline Plans

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    My Business Mobile Plans – Telstra Small Business #small #business #telephone #plans


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    My Business Mobile Plans: Some usage is excluded, such as calls/SMS/MMS to premium numbers (e.g. 19xx numbers), 1234, 12455 and 12456 numbers, some satellite numbers, content charges and use overseas. Unused allowances expire monthly. If you use your International calls/SMS for things not included in your allowance, or for non-eligible countries, International call rates will apply.

    International Calls. For list of eligible destinations and rates visit telstra.com/business/internationalcalls

    Data Sharing: Your monthly data allowance will be shared between all eligible services on the same account. Your Data Share SIM cannot be used in a mobile handset.

    Extra Data: If you go over your Monthly Data Allowance, we automatically add data to your allowance for that month in 1GB blocks for $10 per GB. Extra Data is for use in Australia with eligible plans, is shared between eligible data sharing services on your account and expires at the end of that billing month. If you take up a new My Business plan, or request Extra Data for your account, we’ll switch all eligible services on your account to Extra Data (which will replace the old per MB charging model for those services moving forward).

    Delivery: You must be at your nominated address with ID to receive delivery of your phone.

    StayConnected Plus for Business. We’ll normally provide a refurbished device that is the same model as your current device or a similar device. To swap your device, you must return it within 14 days of receiving the replacement device or pay a non-return fee. Your original device must be returned with all activation and device locking features (e.g. Find My iPhone on iOS 7 devices) disabled or you may be charged an Inoperable Device Fee. The IMEI of your original device may be blocked and all content will be wiped. Mobile Security and Data Protection features vary by device operating system and version. Full T Cs at telstra.com/stayconnected .

    Microsoft OneDrive for Business. Usage of your Microsoft OneDrive account is metered and will count towards your data allowance. Documents/photos/videos cannot be larger than 10GB. Upon redemption, you can upload and access your documents/photos/videos for a maximum of two years. After two years, and unless extended by Telstra, you will still be able to access the documents/photos/videos (data charges apply) but will not be able to upload new ones. Once you redeem the offer, you consent to receiving SMS communication from Microsoft about Microsoft OneDrive. Microsoft OneDrive is a service owned and run by Microsoft. Microsoft has given Telstra customers the opportunity to use its service through this promotion.

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    Managed WordPress Hosting – Fully managed by Personal WP Assistant #wordpress #hosting


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    Managed WordPress
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    Get hosted by the best Managed WordPress Host that cares not only about your website performance but your online business success!

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    Affordable Online Colleges With Payment Plans #affordable #online #colleges #with #payment #plans


    #

    Affordable Online Colleges With Payment Plans

    Want to earn your degree online without going into debt? Here are 240+ affordable online colleges with payment plans. Is your college on the list?

    Want to earn your degree online without going into debt? Here are 240+ affordable online colleges with payment plans. Is your college on the list?

    By paying your tuition as you go instead of using student loans, you can finish your college degree without going into debt!

    After you’ve exhausted grants and scholarships. how will you pay what’s left of your tuition bill? Can you afford to pay it in one lump sum before the semester starts? Will you take on student loans and spread it out over the next 10-30 years? Or would you to split the difference with a payment plan offered by your institution?

    Tuition payment plans allow you to break your bill down into smaller, more manageable installments that are spread out over a semester or school year without charging interest.

    Check out all of these online colleges offering tuition payment plans:

    List of Affordable Online Colleges With Payment Plans

    Affordable Colleges with Payment Plans

    How Do University Payment Plans Work?

    A tuition payment plan will split your tuition bill into equal installments spread over a semester or year. Since it’s not a loan, there are no eligibility requirements or credit checks. And while you may have to pay a small enrollment fee ($30 to $100), you won’t have to pay any interest!

    We’ll repeat that just so it sinks in: IT’S INTEREST FREE!

    The payment schedules vary from school to school. Some will split the tuition over a single semester, some over a year, and some have developed plans of their own.

    To give you an idea of what s available, we ve outlined the policies of a few universities with payment plans below:

    • For the semester
      • Fall Semester example: 3 installments, payments due Aug, Sept, Oct (Pennsylvania State University)
      • Fall Semester example: 4 installments, payments due Aug 15, Sept 15, Oct 15, Nov 15 (Northern Arizona University)
    • For the year
      • Monthly payments, 10 installments May 15 – February 15 (Chaplain College)
    • Variation
      • Fall Semester example: (50%/25%/25%) Half is due prior to the start of the semester, the other half is divided into 2 equal payments due Oct 2 and Nov 2 (Del Mar College)
      • Fall Semester example: Student’s choice of 5 installment options June 14-Oct 15, 4 installments July 15-Sept 15, or 3 installments July 14-Sept 15 (Rutgers University)

    Most schools offer just one payment plan, but there are some that offer several different choices so you’re able to select the one that works best for your budget.

    College Payment Plans vs. Federal Student Loans

    There are two main differences between paying with a tuition payment plan and paying using federal student loans.

    With a tuition payment plan through your school, your expenses will be paid off by the time you complete each semester or school year. When you graduate and enter the workforce, you’ll have a clean slate, debt-free.On the other hand, federal student loans typically span 10-30 years. You will need to factor those payments into your budget for many years.

    Because tuition payment plans are repaid over a short term, payments will be high. Federal student loans have a longer term, so payments are lower, but they also include interest.

    Let’s take a look at a college payment plan to compare costs:

    Imagine your tuition for the year is $10,000 and you were awarded $5000 in grants and scholarships. That leaves $5000 remaining for you to pay.

    If you opt to pay the $5000 through a tuition payment plan, you will be charged a non-refundable enrollment fee ($30-100) upfront. Then, with a 10-month installment plan, you will pay 10 equal payments of $500 each month. That is a large monthly payment, but it is interest-free and at the end of your school year, you will not owe anything.

    If you opt to finance that $5000 via federal student loans instead, a 10-year loan at a 4.45% interest rate would leave you paying just $51 per month. After 10 years, you will have paid $6203.82, which includes $1203.82 in interest.

    Tuition Payment Plan

    The tuition payment plan option will impact your budget now and throughout your schooling, while taking out student loans will impact your budget after graduation and going forward. You will need to look carefully at your current finances to figure out which plan is best for you.

    What expenses can I include in a university payment plan?

    Payment plans are meant to cover tuition and fees. You should be prepared to cover any costs beyond that, such as books and other supplies. Some schools will allow you to roll these into your payment plan, but not all schools will.

    What other things should I keep in mind?

    As you look over the terms for a payment plan, here are some things to look for:

    • If you pay via credit card, you may be assessed an additional fee.
    • Some schools do not offer payment plans for summer semesters.
    • Some schools require you to be enrolled full-time to participate.
    • You will need to re-enroll each semester you wish to participate.

    Be sure to read your agreement thoroughly and make sure you understand everything before signing!

    What if I can t afford to make my payment on time?

    Failure to make your payment can have some harsh consequences, including being dropped from classes, prohibited from registering for the upcoming semester, and withholding your grades, transcripts or diploma. It’s absolutely vital that you make the payments you’ve agreed to.

    If you’ve had an unforeseen change in circumstances and know you won’t be able to make your payments, reach out to your school’s financial aid office as soon as possible. They may be able to alter your installment plan or suggest additional resources for financial aid. The more notice they have, the more time they have to help you find a solution.

    Alternate Tuition Installment Payment Plans

    If your college doesn t offer a payment plan that works with your budget, there are a number of agencies that offer payment plans to students.

    Your best bet is to check with your college or university first, but in a pinch, these companies can also help you avoid student loan debt.

    Conclusion

    Many students choose to take out federal student loans to pay for their education because they’re unaware of alternative options. They will graduate with debt they will carry for another 10-30 years. And when it’s all said and done, they will have paid hundreds or thousands of dollars above their tuition costs because of interest.

    If you can afford a monthly installment now, you can avoid this. Paying for your education as you go will allow you to be debt-free when you graduate, and you’ll be very thankful for that then!

    Information you can trust

    For over 25 years, My College Guide has been producing an annual magazine chock full of expert advice to aid you in your college selection process. Getting into college isn’t just about who picks you, it’s also about who YOU pick. We can help walk you through factors ranging from cost of education and the strength of various majors to faculty ratio and accreditation.

    My College Guide Blog

    2017 – My College Guide


    Heating, Air Conditioning, Electric, Plumbing Service & Repair #woodfin, #emergency #service, #heating


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    YOUR HOME TEAM HAS A NEW HOME

    All of us at Woodfin are happy to announce that Your Home Team has relocated to a new home. Our main facility is now located at 1823 N Hamilton Street, Richmond, VA 23230. Only our location has changed, nothing else! We’re still the same Woodfin team you’ve come to know and trust over the years. We are confident that our relocation will only strengthen our commitment to you. Click here to learn more about our new location.

    Employment Opportunities Our Service Areas Follow Us:

    Woodfin has great employees offering great service for heating and cooling, heating oil delivery, plumbing and electrical in Richmond VA.

    Call Us: (804) 730-5000

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    Business Math, Lesson Plans, Worksheets, Applied Math #small #business #owner

    #business math

    #

    Business Math

    Teach and learn the basic concepts and usage of basic business math, consumer math, and practical applied math. These lesson plans, lessons, interactive material, and worksheets will introduce your students to these math topics.

    Here we highlight our material that fits into a traditional business math curriculum. It begins with more simple money math including decimals, place value, addition, subtraction, and percentages. It continues with earning money, income and wages, taxes, checking accounts, bank savings accounts, investments, and more consumer math skills.

    Main Business Math Categories

    Basic math review. Practice money math problems and exercises in addition, subtraction, multiplication, division, percents and percentages, fractions, decimals, estimation, and rounding. Also practice with coins.

    Teach and learn about earning and making money. Learn about different ways that people make money. Practice reading and understanding earnings statements, time card sheets, income, health insurance, deductions and other lessons related to earning and making money.

    These worksheets and lessons may be used to help teach your students tax basics. Learn what are taxes, why do we pay taxes, and what taxes are used for, while reinforcing basic math and reading comprehension. Includes basics such as sales taxes, and paying income taxes.

    Learn how to write a check, make checking account deposits and withdrawals, manage and balance your checkbook, and checkbook reconciliation.

    A basic understanding of banking and interest rates is a fundamental money skill. Learn about bank savings accounts, banks, and interest rates.

    Worksheets and lessons on spending money and consumer math. Includes discounts, needs and wants, receipts, tipping, estimation, comparison shopping, invoices, and more.

    All about investing money and money management. Learn basic investing and financial concepts. Including stocks, the stock market, interest, income statements. Buying stocks, calculating shares purchased, percentage change in share price, how to read a stock table. Security pricing.

    Use these worksheets to teach basic budget concepts. Use these printable budget worksheets and budgeting lessons to teach real life basic budget concepts. Budget lesson plans and worksheets for teaching household budgeting.

    Additional Business Math Lessons

    Students learn about money exchange from US to foreign.

    Students learn about money exchange from foreign to US.

    The rate at which one currency is converted into another currency is the foreign exchange rate. Use this lesson as an introduction to converting currencies.

    PROFIT AND LOSS STATEMENT

    Teach and learn about a P L or profit and loss statement, a basic worksheet of a businesses’ profitability.

    Students use basic algebra to help make business decisions.

    TEACHING AND LEARNING BUSINESS MATH LESSON PLANS WORKSHEETS PROBLEMS CONSUMER MATH APPLIED MATH FINANCIAL CALCULATIONS PROCEDURE INCOME FORMULAS ACTIVITY RESOURCES

    Lessons appropriate for: 7th 8th 9th 10th 11th 12th Graders. Seventh Grade – Eighth Grade – Ninth Grade – Tenth Grade – Eleventh Grade – Twelfth Grade – High School Students – Middle School – Adults – Special Education – Teens – Teenagers – Young People

    Teaching Business Math 101 Printables – Adult Education – – – Strategies – Print – Homeschool – Free

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    Business Phone Lines, Plans – Prices – Comcast Business #women #business #loans

    #business phones

    #

    Business Phone Lines

    /media/business_comcast_com/images/icons/icons-on-white/svg/be-anywhere.svg?rev=3ca53264-4be3-4924-9eea-5979aa38721a” /> Be Anywhere

  • Call Park & Call Retrieve
  • Simultaneous Ring
  • Music On Hold
  • Caller ID
  • Readable Voicemail
  • Sequential Ring
  • Call Forwarding
  • Call History Log
  • Privacy Settings
  • Call Notify
  • Call Hold & Transfer
  • Business Continuity / Call Forward Not Reachable




  • Windows Cloud Server Hosting, Windows Cloud Hosting Servers #windows #cloud #server #hosting,


    #

    Windows Cloud Server Hosting

    Hosting Server Features & Inclusions

    We offers all servers with high quality configuration and features at no extra cost.!

    Data Center

    • 100% Uptime
    • UPS Battery Backup
    • 247 Additional Generator Backup
    • 24×7 Security
    • Access Control with Permission
    • Audio / Video Surveillance

    Network

    • 100% Uptime Guarantee
    • Advance DDOS Security
    • IPv4 and IPv6 Included
    • Private Peers
    • Geographically Redundant DNS
    • 8 Transit Providers

    Hardware

    • Intel Processors
    • Intel SSD Hard Drives
    • Enterprise-class Hardware
    • DDR3 Memory
    • LSI Raid Cards
    • Supermicro Server Hardware

    Software

    • Latest OS versions
    • Latest Panel Version
    • Remote desktop enabled
    • Instant Installs
    • Latest Plesk Version

    Automation

    • Remote Reboot & Control
    • Developer API Access
    • Real-time Reporting
    • Real Time Monitoring
    • Automatic Server Deployment
    • Automated OS Reloads

    Customer Support

    • 24×7 Chat / Ticket Support
    • 100% Uptime Agreement
    • Dedicated Reseller Account Manager
    • Money back Guarantee*
    • 100% Satisfaction

    Affordable Windows Cloud VPS Hosting:

    We fully support Windows server 2012, Windows 7 and 8, Windows server 2003 and Windows server 2008 R2 on all of our cloud servers to power the next generation of web services and network applications. Creating a new windows cloud hosting server is as simple as selecting the installation that you desire. With the help of our pre-installed cloud hosting server systems, the Windows server is instantly available for use after its deployment in our cloud computing account.

    What are the major features of hostjinni.com Windows cloud servers?

    Our Windows cloud hosting solutions are built on the Dell PowerEdge chassis with inclusion of the latest Intel Xeon processors for ensuring best in class efficiency. With the help of Windows cloud platform you can set up your database on a highly flexible and scalable infrastructure that ensure your server keeps performing efficiently as you grow.

    Unlimited bandwidth is provided to tackle unusual spike in traffic of your site. Cloud servers are equipped with resources that are readily available to handle the load. Secure and reliable data recovery and protection are also provided. Full system daily back ups are guaranteed by us. Our Windows cloud server hosting package includes one static IP address. Virus signatures are also updated on a daily basis to provide the most up-dated virus protection to your system.
    What we have to offer?

    We provide various cloud hosting servers of different sizes to our customers. Windows cloud servers pricing offered by us are unmatchable. The plans that we have to offer enable you to support all kinds of ecommerce portal and online business. We have popular schemes of cheap Windows cloud server hosting plans to fulfil your requirements and these are easily customisable. We also provide efficient technical staffs who are always present to monitor the system.

    We’ve got you covered

    Our services offer frequent Microsoft window operating system namely as Windows Server 2012, Windows server 2008 R2, Windows server 2003, Windows 7 and Windows 8, also the Window application software includes Microsoft SQL Server, Microsoft Exchange Server, Microsoft SharePoint Server, and Microsoft Terminal Server.

    Most Popular TLD’s are Available to chose from .com .net .org .in

    View Control Panel Demo cPanel, Top Rated control panel for linux web hosting


    Which Web Host Do You Need? Six Small-Business Plans Compared #how #to

    #business web hosting

    #

    Which Web Host Do You Need? Six Small-Business Plans Compared

    Websites don’t build themselves. They require a considerable investment of energy, expertise, and design know-how to construct and launch. But building a site is only half the story: Websites also have to be hosted on servers. ready for–you hope–the thousands of people who are dying to read your content, hire your firm, or pay for your services.

    A comparison of the pricing and basic features of six Web hosts. Much like the servers that websites reside on, Web hosting services are rapidly approaching commodity status, as providers offer many of the same features while racing to the bottom on pricing. But although many Web hosting services look alike and cost about the same, appearances can be deceiving–there are nontrivial differences, particularly among higher-end plans. (Check out “Understanding Web Host Plans ” for more details on what various terms mean.)

    While hundreds of options are available, this article takes a closer look at some of the big players (along with a few smaller ones). The chart shown here outlines several basic features:

    Pricing: What will all of this cost you? All prices are rounded to the nearest dollar, and generally reflect the cheapest long-term contract available. Remember that discounts, promotions, paying up front, and signing up for multiyear contracts can cause these figures to fluctuate considerably.

    Catch-all email: Does the host offer a service to route all email sent to any address (whether or not that address has been set up) to a catch-all inbox?

    Email autoresponders: Is a service that can automatically respond to incoming email included?

    Static IP addresses: Does the site provide static IP addresses (for an additional charge)?

    24/7 phone support: Is round-the-clock support available at no charge?

    Another chart, on the second page of this article, compares site-building tools and other features for developers.

    We chose not to focus heavily on ISP-delivered Web hosting services, since generally you can purchase them only if you use that ISP for your Internet access. However, a basic plan usually comes free with your monthly account, and if your needs are (very) simple, using such a plan beats paying for a separate Web host.

    Comcast

    Let’s be real: The only reason anyone would host a business website with Comcast or another ISP is because it’s free, included with the price of your Internet service. And with that free service, you get what you pay for: Comcast allows an ultrabasic website with a maximum of three pages, no shopping carts or extra site tools, and just 10MB of storage space and a 100MB data-transfer limit each month. The management interface is spare.

    This kind of service may fit some business users just fine, namely the ones who simply want to put a calling card on the Internet in order to stake their claim to a domain name, build up a little SEO, and provide contact information to prospective customers. But for most businesses, basic ISP hosting just won’t cut it for their needs.

    You can upgrade the service plan so that it’s competitive with other hosts, but prices escalate exceedingly quickly. Comcast’s most expensive offering, at a stunning $80 added to your bill per month, is in line with the $4 or $5 monthly service plan that you can get from virtually anyone else.

    BlueHost

    BlueHost built its Web hosting management interface around the cPanel control panel, a truly ugly and utilitarian system that is nonetheless the industry standard today. cPanel is designed for pros who know what they’re doing, and BlueHost offers little hand-holding if you need help getting started (although the company promises average tech support hold times of less than 30 seconds).

    But what BlueHost lacks in friendliness it makes up for in exhaustiveness: With over 75 installation scripts at hand, you can point and click your way to building just about any kind of website–blog, wiki, e-commerce–without a lot of fuss. The service plan is unremarkable yet comprehensive and–the big draw for most BlueHost customers (including this writer)–cheap. Pro packages can reach $20 a month, but most customers squeak by on the less-than-$4-per-month basic plan .

    1 1

    You surely know the name–any computer-magazine reader should be familiar with 1 1. thanks to its generous print-advertising budget. 1 1 lets you configure your service in one of two ways: either with a traditional Linux or Windows hosting plan, or with a unique plan called 1 1 MyWebsite.

    The main difference between the two is that the latter includes the MyWebsite website-building app, a surprisingly powerful and easy-to-use system that gives you drag-and-drop design capabilities and hundreds of templates to use on your hosted website. We found using MyWebsite even easier than setting up a site in a simple tool like Blogger, and businesses with modest needs will probably love the features. It’s just a shame that MyWebsite isn’t also included as an option with the traditional hosting options. If you go with a more standard Linux hosting account, the default site-building tool you get is a much less exciting app called 1 1 WebsiteBuilder.

    Beyond those tools, 1 1’s control panel is decidedly limited, and a bit confusing. But once you find the boatload of install scripts available, you’ll discover that they’re among the best in the industry. Along with various homegrown apps (including its own shopping-cart system), 1 1 supports a bevy of industry-standard add-ons, and it even has mobile website management and monitoring tools for your smartphone. 1 1 also touts its uptime, noting that it stores user data simultaneously in two separate data centers located 20 miles apart to guard against disasters.

    If you do consider 1 1, remember to skip the stripped-down Starter package. The Unlimited and Business plans are available for essentially the same price, and offer much more in the way of features.

    Which Web Host Do You Need? Six.





    Home phone plans – Nationwide and International calling plans #home #phone #plans,


    Great nationwide international calling plans

    Where can I find the per-minute mobile rates to countries not included in my plan?

    If you need to call a mobile phone in a country that s not part of your plan, you can use the Rate Finder located in the tools module on every plan page to see the per-minute rates.

    Are there any restrictions on “unlimited” calling?

    Our worldwide phone service is for normal residential use only and can t be used for commercial or other special purposes. See our Reasonable Use Policy and Terms of Service for more info.

    Does Vonage offer mobile phone plans?

    No, Vonage isn t a mobile service provider. However, you can use your Vonage calling plan to make unlimited calls in the US and internationally on up to two smartphones and you can answer calls made to your Vonage phone number from almost anywhere using the free Vonage Extensions app.*

    If you don t have a Vonage plan. our Vonage Mobile app lets you make free voice and video calls, and send free texts, video messages and photos to anyone with the app, anywhere in the world.** You also get great low rates on international calls to anyone who doesn t have the app.

    *Calls made outside of Wi-Fi networks will use your data plan and, depending on your data plan, data-usage rates may apply.
    **Standard data rates may apply.

    How long does it take to transfer my number?

    It usually takes about 7-10 business days. You can check the status of your number transfer by signing in to your Online Account and clicking Check Transfer Status or Information Needed (if additional information is needed to complete the number transfer).

    Do I have to sign a contract to get Vonage service?

    No. Not all of our calling plans require agreements. You’ll be billed the same monthly rate either way, and the only difference is that with a one-year contract, you get free shipping, free activation and get to take advantage of any special introductory pricing.


    Business Math, Lesson Plans, Worksheets, Applied Math #business #law

    #business math

    #

    Business Math

    Teach and learn the basic concepts and usage of basic business math, consumer math, and practical applied math. These lesson plans, lessons, interactive material, and worksheets will introduce your students to these math topics.

    Here we highlight our material that fits into a traditional business math curriculum. It begins with more simple money math including decimals, place value, addition, subtraction, and percentages. It continues with earning money, income and wages, taxes, checking accounts, bank savings accounts, investments, and more consumer math skills.

    Main Business Math Categories

    Basic math review. Practice money math problems and exercises in addition, subtraction, multiplication, division, percents and percentages, fractions, decimals, estimation, and rounding. Also practice with coins.

    Teach and learn about earning and making money. Learn about different ways that people make money. Practice reading and understanding earnings statements, time card sheets, income, health insurance, deductions and other lessons related to earning and making money.

    These worksheets and lessons may be used to help teach your students tax basics. Learn what are taxes, why do we pay taxes, and what taxes are used for, while reinforcing basic math and reading comprehension. Includes basics such as sales taxes, and paying income taxes.

    Learn how to write a check, make checking account deposits and withdrawals, manage and balance your checkbook, and checkbook reconciliation.

    A basic understanding of banking and interest rates is a fundamental money skill. Learn about bank savings accounts, banks, and interest rates.

    Worksheets and lessons on spending money and consumer math. Includes discounts, needs and wants, receipts, tipping, estimation, comparison shopping, invoices, and more.

    All about investing money and money management. Learn basic investing and financial concepts. Including stocks, the stock market, interest, income statements. Buying stocks, calculating shares purchased, percentage change in share price, how to read a stock table. Security pricing.

    Use these worksheets to teach basic budget concepts. Use these printable budget worksheets and budgeting lessons to teach real life basic budget concepts. Budget lesson plans and worksheets for teaching household budgeting.

    Additional Business Math Lessons

    Students learn about money exchange from US to foreign.

    Students learn about money exchange from foreign to US.

    The rate at which one currency is converted into another currency is the foreign exchange rate. Use this lesson as an introduction to converting currencies.

    PROFIT AND LOSS STATEMENT

    Teach and learn about a P L or profit and loss statement, a basic worksheet of a businesses’ profitability.

    Students use basic algebra to help make business decisions.

    TEACHING AND LEARNING BUSINESS MATH LESSON PLANS WORKSHEETS PROBLEMS CONSUMER MATH APPLIED MATH FINANCIAL CALCULATIONS PROCEDURE INCOME FORMULAS ACTIVITY RESOURCES

    Lessons appropriate for: 7th 8th 9th 10th 11th 12th Graders. Seventh Grade – Eighth Grade – Ninth Grade – Tenth Grade – Eleventh Grade – Twelfth Grade – High School Students – Middle School – Adults – Special Education – Teens – Teenagers – Young People

    Teaching Business Math 101 Printables – Adult Education – – – Strategies – Print – Homeschool – Free

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