Commercial Loan Calculator – Interst Only Commercial Property and Bussiness Loans #women

#business loan calculator

#

Commercial Loan Calculator

Calculates commercial property loan and business loan repayments, total costs, fees, exit costs with monthly, fortnightly, weekly and interest only mortgage repayments.

  • Default calculation is “interest only” and monthly repayments over 15 years. Adjust values to suit your calculation.
  • When changing the repayment frequency repayments automatically change to principle and interest payments.
  • Calculate real annual interest rate for your loan based on interest rate and fees paid.

  • If you require help with commercial loan calculations or anything related to commercial finance please click the button below for assistance.

    1. Loan Amount – Estimate of how much you would like to borrow – not sure find out how much you can borrow

    2. Number of Years – Enter the number of years to pay the loan

    3. Fixed or Intro Term (optional): Insert the fixed rate term in years or the introductory rate or honeymoon period. Expressed in years

    4. Fixed or Intro Term Interest Rate (optional) – Insert the fixed interest rate term or the introductory rate or honeymoon period.

    5. Ongoing Interest Rate – Insert the interest rate. If there is a fixed or introductory period insert the interest rate after the period has ended.

    6. Repayment Frequency – Choose monthly, fortnightly, weekly or interest only and the repayments result will reflect your repayments for that period. Note that interest only payments are calculated per month. Click the following link if you would like to use a specific interest only mortgage calculator.

    7. Application Fee – Insert the total upfront fees for the loan

    8. Monthly Fees – Insert the ongoing monthly fee if applicable to the loan

    9. Yearly Fees – Some lenders charge an annual fee for loans

    10. Discharge Fees and or Early Exit Fees – Most lenders charge an discharge of mortgage fee between $150 and $900 when your mortgage has been discharged. Insert early exit fee penalties if you discharge your loan within the first 3 to 5 years.

    11.Total Fees – This includes all the upfront, ongoing and exit fees associated with your loan.

    12. Intro or Fixed Repayments- This is your monthly, fortnightly, weekly or interest only repayments for a fixed rate loan or introductory rate loan

    13. Ongoing Repayments – This is your monthly, fortnightly, weekly or interest only repayments for the loan. If there is a fixed or introductory period then these are the repayment after the period has expired.

    14. Interest Paid – This is the total interest paid over the term of the loan without making extra repayments, interest rate changes or using an offset facility.

    15. Total Cost of Loan – This is the total cost of the loan and it includes all the upfront, ongoing and exit fees for that loan.

    16. Comparison Rate – As described above

    This is an estimate only. It is provided for illustrative purposes only and is based on the accuracy of information provided. It does not constitute a quote. Results are based on amortised scheduled repayments and, once any discount or fixed rate period expires, applies the current variable rate for the remainder of the loan term. All applications for credit are subject to lenders normal credit approval criteria.

    • Commercial Loans
    • Home
    • Commercial Property Loans
    • Business Loans
    • Development Finance
    • Low Doc Commercial Loans
    • Car Lease
    • Equipment Finance
    • Commercial Loan Lenders
    • Commercial Loan Brokers
    • Commercial Loan Calculators
    • Commercial Loan Calculator
    • Comparison Rate Commercial Loan Calculator
    • Interest Only Loan Calculator
    • Business Loan Calculator
    • Commercial Loan Quotes
    • Commercial Property Quotes
    • Low Doc Property Quotes
    • Business Loan Quotes
    • Car Lease Quotes
    • Equipment Finance Quotes

    Need Help?

    If you need help with a product or need more information we have lender representatives Australia wide that can help you with your enquiry.

    About us

    Smart Search Finance is an Australian mortgage comparison website that helps you find products best suited to your lending needs. We compare home loans, investment loans, Self Managed Super Funds (SMSF) and commercial loans from a wide variety of lenders.

    With access to hundreds of lenders and their representatives offering more than 3,000 products. We have one of the most comprehensive listing of mortgage based loans on the Australian mortgage market.

    Pages

    Keep Up To Date

    Contact Us

    If you require assistance relating to home loans, invetment loans, commercial finance or any questions about this website please feel free to contact us





    ABS Business Sales – Brisbane’s Leading Business Brokers delivering outstanding service and

    #business for sales

    #

    We sell businesses

    We sell businesses

    We sell businesses

    ABS Business Sales South East Queensland s Leading Business Brokers

    Delivering outstanding service and results in business sales, commercial property sales and commercial property leasing.

    Buy Your Business

    ABS Business Sales will find a business for sale suitable for you.

    We re Brisbane s leading Business brokers. and our highly skilled team of Queensland business brokers will help you navigate the sometimes complicated task of finding your ideal business – a business that matches your budget, talents, skill and lifestyle considerations.

    Whatever your budget or needs, ABS Business Sales will find the right business for you.

    Selling Your Business

    When is the right time to sell?

    A question that every business owner asks! You have devoted a lot of time, money, and both physical and emotional energy building up, running, and operating your business.

    We promote your business for sale via our private database, our own websites and via industry leading portals.

    Find a Business

    Search from hundreds of businesses to find one that suits your needs





    Commercial Loan Calculator – Interst Only Commercial Property and Bussiness Loans #green

    #business loan calculator

    #

    Commercial Loan Calculator

    Calculates commercial property loan and business loan repayments, total costs, fees, exit costs with monthly, fortnightly, weekly and interest only mortgage repayments.

  • Default calculation is “interest only” and monthly repayments over 15 years. Adjust values to suit your calculation.
  • When changing the repayment frequency repayments automatically change to principle and interest payments.
  • Calculate real annual interest rate for your loan based on interest rate and fees paid.

  • If you require help with commercial loan calculations or anything related to commercial finance please click the button below for assistance.

    1. Loan Amount – Estimate of how much you would like to borrow – not sure find out how much you can borrow

    2. Number of Years – Enter the number of years to pay the loan

    3. Fixed or Intro Term (optional): Insert the fixed rate term in years or the introductory rate or honeymoon period. Expressed in years

    4. Fixed or Intro Term Interest Rate (optional) – Insert the fixed interest rate term or the introductory rate or honeymoon period.

    5. Ongoing Interest Rate – Insert the interest rate. If there is a fixed or introductory period insert the interest rate after the period has ended.

    6. Repayment Frequency – Choose monthly, fortnightly, weekly or interest only and the repayments result will reflect your repayments for that period. Note that interest only payments are calculated per month. Click the following link if you would like to use a specific interest only mortgage calculator.

    7. Application Fee – Insert the total upfront fees for the loan

    8. Monthly Fees – Insert the ongoing monthly fee if applicable to the loan

    9. Yearly Fees – Some lenders charge an annual fee for loans

    10. Discharge Fees and or Early Exit Fees – Most lenders charge an discharge of mortgage fee between $150 and $900 when your mortgage has been discharged. Insert early exit fee penalties if you discharge your loan within the first 3 to 5 years.

    11.Total Fees – This includes all the upfront, ongoing and exit fees associated with your loan.

    12. Intro or Fixed Repayments- This is your monthly, fortnightly, weekly or interest only repayments for a fixed rate loan or introductory rate loan

    13. Ongoing Repayments – This is your monthly, fortnightly, weekly or interest only repayments for the loan. If there is a fixed or introductory period then these are the repayment after the period has expired.

    14. Interest Paid – This is the total interest paid over the term of the loan without making extra repayments, interest rate changes or using an offset facility.

    15. Total Cost of Loan – This is the total cost of the loan and it includes all the upfront, ongoing and exit fees for that loan.

    16. Comparison Rate – As described above

    This is an estimate only. It is provided for illustrative purposes only and is based on the accuracy of information provided. It does not constitute a quote. Results are based on amortised scheduled repayments and, once any discount or fixed rate period expires, applies the current variable rate for the remainder of the loan term. All applications for credit are subject to lenders normal credit approval criteria.

    • Commercial Loans
    • Home
    • Commercial Property Loans
    • Business Loans
    • Development Finance
    • Low Doc Commercial Loans
    • Car Lease
    • Equipment Finance
    • Commercial Loan Lenders
    • Commercial Loan Brokers
    • Commercial Loan Calculators
    • Commercial Loan Calculator
    • Comparison Rate Commercial Loan Calculator
    • Interest Only Loan Calculator
    • Business Loan Calculator
    • Commercial Loan Quotes
    • Commercial Property Quotes
    • Low Doc Property Quotes
    • Business Loan Quotes
    • Car Lease Quotes
    • Equipment Finance Quotes

    Need Help?

    If you need help with a product or need more information we have lender representatives Australia wide that can help you with your enquiry.

    About us

    Smart Search Finance is an Australian mortgage comparison website that helps you find products best suited to your lending needs. We compare home loans, investment loans, Self Managed Super Funds (SMSF) and commercial loans from a wide variety of lenders.

    With access to hundreds of lenders and their representatives offering more than 3,000 products. We have one of the most comprehensive listing of mortgage based loans on the Australian mortgage market.

    Pages

    Keep Up To Date

    Contact Us

    If you require assistance relating to home loans, invetment loans, commercial finance or any questions about this website please feel free to contact us





    ABS Business Sales – Brisbane’s Leading Business Brokers delivering outstanding service and

    #business for sales

    #

    We sell businesses

    We sell businesses

    We sell businesses

    ABS Business Sales South East Queensland s Leading Business Brokers

    Delivering outstanding service and results in business sales, commercial property sales and commercial property leasing.

    Buy Your Business

    ABS Business Sales will find a business for sale suitable for you.

    We re Brisbane s leading Business brokers. and our highly skilled team of Queensland business brokers will help you navigate the sometimes complicated task of finding your ideal business – a business that matches your budget, talents, skill and lifestyle considerations.

    Whatever your budget or needs, ABS Business Sales will find the right business for you.

    Selling Your Business

    When is the right time to sell?

    A question that every business owner asks! You have devoted a lot of time, money, and both physical and emotional energy building up, running, and operating your business.

    We promote your business for sale via our private database, our own websites and via industry leading portals.

    Find a Business

    Search from hundreds of businesses to find one that suits your needs





    Georgia Property Tax Relief, Inc – We Reduce Your Georgia Property Taxes


    #

    Thank you for your interest in Georgia Property Tax Relief, Inc. Our staff has a proven track record of reducing property tax assessments for properties like yours. With the 2017 appeal season about to start, now is the time to significantly REDUCE your PROPERTY TAXES!

    Georgia Property Tax Relief, Inc. specializes in reducing property taxes for Atlanta area property owners- representing our clients at the Board of Equalization and working with proven results to lower commercial property taxes as well as residential property taxes. We lower the property tax burden for parcels all across Georgia and the Atlanta area. Counties where we reduce property taxes include Gwinnett County, Fulton, DeKalb, Forsyth, Fayette, Hall, Barrow, Walton, and any other Georgia county. We are a property tax consulting firm that works to lower the property tax assessment for your commercial or residential property. Our team of appraisers is ready to assist with all of your property tax reduction needs.

    WHY are your Property Taxes INCREASING FASTER

    than the value of your property?

    Have You Seen These Headlines?

    “The foreclosure crisis is still burning years after the housing crisis ended” – The Washington Post
    “Property-Tax Collections Rising at Fastest Pace Since U.S. Crash” – Bloomberg
    “Commercial Real Estate Drop Accelerates” – Atlanta Business Chronicle
    “Gwinnett Proposes Increase in Property Tax Levy” – Atlanta Journal Constitution

    Managing and minimizing your liabilities in the economy of today is not only wise, but it is essential to surviving in a tough economy. Properties of all types are falling in value at break-neck speeds. The county is responding as they always do, by increasing your tax rate. It is likely that you have already taken a hit from the downturn in the economy and a tax increase will only make things harder for you. You need RELIEF! That is why we are here! With our expert advice and representation, property taxes CAN be managed and minimized. Last year, our clients averaged a 3 year property tax savings of over $6,400! That is the type of relief that Gwinnett property owners need! We are highly trained professionals dedicated to reducing your property taxes. We have experience representing all types of properties, and our proven track record is your assurance that we will fight for you!

    THIS IS THE YEAR TO REDUCE YOUR PROPERTY TAXES! Georgia Property Tax Relief, Inc. will work hard to ensure that your property taxes are minimal for years to come. RESERVE YOUR RIGHT TO APPEAL! Call us Today, or simply fill out and fax in the Service Agreement, and we will promptly start working to lower your tax bill!


    Turnkey Cash-Flow Investment Properties #turnkey #rental #properties, #real #estate #investment, #investment #property,


    #

    Investment Properties

    • Your company and website provide an awesome resource for the aspiring ‘turn-key’ investor.

    S. Thompson

  • Simple process and very reliable guidance — buying through Norada is a breeze!
    Daniel Brown
  • Your commitment to always give value to your prospects (web site tools, blog, personal time, etc.) is a terrific distinguishing attribute and sets Norada apart from other real estate firms.
    E. Hauber
  • Marco was professional, helpful and informative throughout my initial investment opportunity. His knowledge, guidance and support made my experience exceptional!
    Derek Pines
  • Everything went as planned. Everyone Norada lined up was easy to work with. Couldn’t ask for an easier transaction. I am very satisfied with my investment.
    Tyler Caruso
  • Marco and his team were very responsive, thorough and honest. I have already recommended them to other investors.
    Patrick and Ryan M.
  • I’m an investor from the Netherlands (Europe) and trust is the most important factor for me. Marco earned my trust over and over by his knowledge and his excellent service.
    Sebastian Van de Poppe
  • The process was incredibly easy and the investment exceeded our objectives. Thank you for providing us the opportunity to hit a home run and strengthen our financial portfolio!
    Bryan Dunker
  • I appreciate the great level of service that you guys gave, and will definitely keep you in mind for future deals.
    Mark Rosenberg, Esq.
  • My wife and I connected with Marco and he was very knowledgeable and helpful in assisting us purchasing a duplex in Indianapolis. His network covers all aspects of the purchase with very few surprises. We are looking forward to working more with him and his team in the near future.
    Tom Kostek
  • The entire investment property ordeal was very foreign to me, despite the research that I was able to do prior. I want to commend Marco for being so transparent, informative, and diligent with me; you are a great businessman!
    Jonathan L.
  • Marco made it very easy for me as an out of state investor. His expertise in the markets makes me feel very reassured.
    Emily D.
  • In the 4-1/2 years I’ve been looking at Real Estate companies online, I’ve yet to see a turn-key property company that I think is better than Norada.
    Ralph Franks
  • Norada provided me with great service and they were flexible with some of my issues during the transaction process.
    Robert I.
  • I would definitely consider Norada since Marco is very active in BP. In addition, he is very responsive and knowledgeable!
    Chris K.
  • I can’t say enough about Norada’s top notch, all-around professionalism. As someone who conducts business-to-business transactions, I can vouch that they are an absolute pleasure to work with.
    Liz Nowlin
  • Marco is one of the smartest real estate guys I spoke to in the last four years!
    A.U. New York
  • Transaction was pretty smooth. All my questions were handled in timely fashion and to my satisfaction. Overall, great experience.
    Tushar Puri
  • I appreciate your first-rate presentations and professionalism. You are head of the class.
    Ian Y.
  • I am very impressed with your website and more importantly your investor approach. I like transparency and your success is proving that investors like transparency as well.
    Paul Janerico
  • Marco stepped up to the plate and became an exceptionally well versed, educated and valuable provider of quality properties and resources for anyone buying.
    Cherie Anderson
  • Friendly staff and great communication. I always felt like I was involved throughout the process. Property closed quickly.
    Cameron C.
  • Insights like yours are why people like yourself are so valuable on my team.
    Tom Kostek
  • I’m a big fan of all the info you guys publish and appreciate it.
    Brandon Laughridge
  • I appreciate the continued excellent customer service and advice that was provided along the way.
    William S.
  • You are awesome! Thanks for the advice and guiding me through each step.
    Emily
  • I am looking forward to expanding my real estate portfolio and would not hesitate to use Marco and Norada again.
    Tom K.
  • One thing I like about your company is the ability to be in several different markets to help diversify my real estate portfolio.
    K. Bassett
  • I love your setup. It makes my job a heck of a lot easier.
    S. Kornbluth
  • Norada Real Estate is an excellent resource for anyone looking to invest in real estate. I enjoyed working with Marco Santarelli, and he was a great help through the entire process.
    J. Chen
  • I have to say that I’m really happy with the purchase.
    Sebastian van de Poppe (Holland)
  • Marco is extremely professional and helpful. He is your go-to person for investment real estate.
    Whitney W.
  • Marco is very knowledgable and helpful to a starter investor like myself. He navigated us through the whole process and promptly assisted us when necessary to close on our first purchase.
    Ranjith M.
  • Marco is an awesome guy. In our industry, it’s critical that you find people to work with that are smart, credible, honest, and just fun to be around. If you’re looking for those things, Marco is your man.
    Mike Hambright
  • Thanks Marco – it’s been great. I looking forward to many more!
    Rami M.
  • Marco was a great help in helping to simplify the process of looking for an investment property. Thanks Marco!
    Anthony Dickson
  • You read my mind. That would be great and VERY much appreciated. That kind of assistance is what makes Norada a cut above the rest.
    LeRand D.
  • It was a great decision to work with Norada. I couldn’t be happier with the property I’ve acquired with positive net cash flow each. Look forward to building my portfolio even larger.
    D. Cerecedes
  • Marco is not only full of knowledge and experience, he goes out of his way to share that information by making himself extremely accessible. His patient guidance on everything from property purchasing to asset protection has made my foray into the highly stressful world of real estate investing a genuine pleasure. I look forward to working with Marco many more times in the future.

    Follow and Connect





  • Rockspring property investment managers #rockspring #property #investment #managers


    #

    Asset Management

    Our team have a wealth of experience in identifying and actioning initiatives to improve returns, occupancy and performance for all sectors of commercial property.

    We know the importance of providing informed and clear advice, implementing strategy in a professional and straightforward way.

    In adopting a “sense of ownership” in our work, we are able to clearly focus on our responsibilities to clients.

    Effective communication and regular reporting helps build confidence in what we do and we think that the results speak for themselves.


  • Property Management

    We have a dedicated team displaying a wide range of skills in the management task.

    Continual live contact is maintained with tenants. Regular site inspections and tenant meetings, together with our compliance regimes look to ensure that a safe, cost effective and presentable working environment is provided.

    Minimising non-recoverable expenditure for clients is a key element of our approach. We run sophisticated software packages and offer a range of accounting functions.


  • Client Accounting

    Our experience in acting for institutions, property companies and private landlords enables us to operate a variety of accounting systems for clients and to provide financial reporting to meet their requirements.

    We offer a full service charge accounting service and look to ensure that budgets and reconciliations are provided in a timely manner.

    Our tenancy database is continually monitored and updated as required to allow accurate tenancy income generation and recovery of services charges and insurance premiums.

    Strict procedures operate for client accounts, VAT and formal reporting.

    Civitas Social Housing has completed the purchase of a portfolio of regulated social housing for £22.9m.
    Read More

    Public Health Wales and NHS Shared Services has signed for a 28,500 sq ft lease at the Matrix Beta office building on Swansea Enterprise Park.
    Read More

    Delancey has sold Milton Homes, a provider of equity release products for residential property, to City of London Group for £20.2m.
    Read More

    Housebuilders’ shares fell on Thursday after the Royal Institute of Chartered Surveyors’ latest survey of the sector indicated a weakening housing market.
    Read More

    Private landlords of high-rise blocks with cladding and insulation that have failed fire safety tests are not moving quickly enough to make their buildings safe, the Local Government.
    Read More

    The value of Circle Property’s portfolio has surged 19.7% in a year to £93m.
    Read More

    Investment News

    Henley has launched a new fund focused on the supported housing sector and has completed its debut buy with a £70m portfolio acquisition.
    Read More

    Mulbury has secured £30m of funding from DTZ Investors for a private rented sector development in Ancoats, Manchester.
    Read More

    Cairn Homes has completed the acquisition of an 8.6 acre site in Dublin from Irish national broadcaster RTÉ for £94m (€107.5m).
    Read More

    The incoming leader of Kensington Chelsea council (RBKC) has committed to building new properties to use as council housing in response to the Grenfell Tower fire.
    Read More

    Guy Hands’ Terra Firma has completed a £4bn refinancing of the Annington Homes portfolio in a move that will allow it to increase investment in the UK private rented sector.
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    YOPA, the online estate agency, has raised £15m in a Series B round of funding.
    Read More

    Banks and Lending News

    Blackstone has bought a majority stake in troubled Spanish property portfolio of Banco Popular, the failed bank rescued by Santander.
    Read More

    Amicus Property Finance has announced a record £72m of lending in July, stating a confident and buoyant short-term property lending market, as well as expanded offerings across.
    Read More

    Investec Structured Property Finance has committed to provide more than £400m in senior loan facilities in the first half of 2017, a record for the group.
    Read More

    Regional housebuilder Avant Homes has secured a £200m bank facility, which it said will fast-track its plans to increase annual ?turnover to £500m, and develop 2,000 homes a.
    Read More

    The Royal Bank of Scotland is in discussions about setting up an ‘EU hub’ office in Amsterdam as a consequence of the Brexit vote.
    Read More

    Quintain’s build-to-rent (BTR) development in Wembley Park has received a £65m boost from the government’s £3bn Home Building Fund.
    Read More

    Property Company News

    Capital Regional has generated £1.8m of cost savings following an internal cost review which analysts expect to drive profit growth.
    Read More

    Derwent London has pre-let the lower ground floors and office pavilion at The White Chapel Building in east London to Fotografiska for a new photography museum in the capital.
    Read More

    Tritax Big Box REIT has revealed a 3.3% rise in net asset value (NAV) per share as the value its portfolio of logistics assets broke the £2bn barrier in the first six months.
    Read More

    LondonMetric Property has bought 14 urban and regional logistic warehouses for £116.6m from Cabot Properties.
    Read More

    Patrizia has reported a strong first half of 2017 delivering an operating income of €35.1m (£31.7m) compared to €24.1m at the same point last year.
    Read More

    Picton Property Income has bought an office building in Bristol city centre for £23.15m.
    Read More

    Mergers & Aquisition News

    Leonardo Hotels has acquired a five-hotel portfolio in Scotland including its first properties in Glasgow, Perth and Aberdeen.
    Read More

    BNP Paribas Real Estate (BNP PRE) has announced that it has acquired Strutt Parker and plans to merge it with its UK subsidiary.
    Read More

    John Slade could leave the UK arm of BNP Paribas Real Estate (BNP PRE) for a new senior role, potentially within the group’s international business, following the takeover of.
    Read More

    BNP Paribas Real Estate has finally agreed its takeover of Strutt Parker with the two firms exchanging contracts late last week.
    Read More

    Trampoline park operator Oxygen Freejumping has bought Go Ape subsidiary Air Space Trampoline, in a multi-million pound deal.
    Read More

    Savills has announced the proposed acquisition of Spanish real estate advisory business Aguirre Newman for up to €67m (£60m).
    Read More


  • Opening Swiss Bank Account, page 9 #visit #singapore, #information #about #singapore, #singapore,


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    by: Clint Jhonson. Making the wow currency is actually the most important task that has to be done by every online player; the Cheap wow accounts may the perfect solution for him because it is the easiest one when it comes to providing your virtual characte.

    by: Michael John. The number of internet users has been increasing rapidly like wildfire. It is the fastest way to spread information to vast number of people. It has become a large market for companies and changed the way of doing business. The internet.

    by: Amelie Mag. The priest character is possibly one of the most useful types you can have on your wow account. With its combination of healing and buff spells, the priest is always a welcome ally. Of course, things aren’t always easy for the priest wow.

    by: Editor-123. This merchant account will be used by the PSP to credit any payment. An Internet merchant account is one of the absolute essentials in accepting payment for online transactions. Cost effective merchant account integration services that we.

    by: John Porter. In todays world people are increasingly getting busier with their work which leaves them with little time to pursue other things. One might want to unwind playing a few rounds of golf, others might want to read a book and then there are t.

    by: Peter Kenny. Opening up a savings account can be a great idea for some consumers but it may not be the right choice for all consumers. This articles examines what a savings account is and for whom it might be advantageous to have one.For those new to.

    by: Jim Brown. It used to be that there was just one option for those who wanted to open an account for their savings. Most people went to the local branch of a bank and deposited their money in a traditional savings account. You were offered a reasonab.

    by: Ajeet Khurana. I just saw the commercial of that bank down our street. It is offering a free bank account! Lets take it, my wife cried out. It sounds like a great idea but before you go sign up for that account and start banking with any specific bank.

    by: Jakob Jelling. Make sure you know where you intend on moving your money in advance!Essentially this is called a “custodian” for your investments. You should generally chose a safe custodian – some of the most common ones are mutual funds, savings.

    by: Daniel Jowssey. Do you know account payable?Accounts payable is a file or account that contains money that a person or company owes to suppliers, but hasn’t paid yet. When you receive an invoice you add it to the file, and then you remove it when you pa.

    by: Thomas Pretty. It is believed that only half of new businesses will last more than five years, this is because failing to account for the many facets of business operation is a regular occurrence. When starting a new business it is fundamental to accoun.

    by: Peter Kenny. A money market account can be a good way to maximize your cash, while keeping it safe. However, some consumers may not benefit as well from this type of investment as they would from other investments. This article examines some of the mo.

    by: Shaun Parker. Starting a small business can be an extremely daunting task; there are so any factors to consider that it can often be a question of where to start? First of all you must remember not to overreach yourself because this can be fatal for an.

    by: James Hennessy. What is e-gold?e-gold is an electronic currency, issued by e-gold Ltd – an offshore company – and 100% backed at all times by gold bullion. e-gold is integrated into an account based payment system that empowers you to use gold as money.

    by: Jakob Jelling. The most important thing that you need to do in order to manage your checking account is simple: keep track of all of your transactions. This might be annoying if you end up writing a lot of small checks for small things, but in th.


    Farrell – Pak: Texas Elder Law #farrell # # #pak, #farrell, #pak,


    #

    Elder Texans and their families face increasingly complex decisions about legal and financial matters. Appropriate legal and financial plans can prevent personal and family crisis from occurring when health deteriorates and the need for long-term care arises. Our services include: benefits planning and applications including Medicaid; estate planning including special needs and other types of trusts, wills and powers of attorney; guardianship; probate and alternatives to probate when appropriate. We serve the elderly, caregivers, and those who wish to plan for their choices and values to be honored.

    Legal Services for Elder Texans and Their Families

    Many of our clients face expensive medical needs, such as care in a nursing home, assisted living facility or at home. We help them and their families conserve their assets to the extent possible, while seeking the best care in the most suitable environment. We seek to provide peace of mind for our clients.

    U.S. News World Report Best Law Firms in Texas in Elder Law (First Tier) , 2013-2016

    Services we provide routinely include:

    • Legal and financial planning for long term care
    • Medicaid planning, applications and appeals
    • Estate planning for individuals and couples
    • Special Needs Trusts for family members with disabilities
    • Power of Attorney Agent and Guardianship advisory
    • Probate and estate administration
    • Alternatives to Probate
    • Guardianship
    • Referrals to related geriatric services

    Attorneys

    H. CLYDE FARRELL has been in private Elder Law practice since 1993. He is a Certified Elder Law Attorney, certified by the National Elder Law Foundation, as recognized by the State Bar of Texas Board of Legal Specialization.

    BLISS BURDETT PAK joined Mr. Farrell as a partner in 2010. She is a member of the College of the State Bar of Texas, the State Bar of Texas (licensed since 1999) and the State Bar of Illinois (licensed since 1996).

    GREG R. JOHNSON joined Farrell Pak in 2011. He obtained his Texas law license in 2004 after graduating from the University of Texas School of Law. He also holds a Master’s degree in Public Affairs

    MEREDITH A. SULLIVAN, associate. Meredith earned her J.D. from Baylor Law School in 2015 and joined the Texas Bar in 2016. She is a member of the Texas Bar’s REPTL, Travis County Women Lawyers Association and Texas Young Lawyers Association.


    OneBeacon Insurance Group: Official Site – Specialty Insurance #onebeacon #insurance, #specialty #insurance,


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    Visit our website

    A.W.G. Dewar’s tuition refund plan protects schools and parents from the financial consequences of a student’s withdrawal or dismissal from school.

    Visit our website

    OneBeacon Accident and Health focuses on analyzing and developing unique accident solutions and programs for the transportation, specialty health, sharing economy and youth sports markets. The group creates and distributes niche accident and health and property-casualty products through brokers to motor carriers, employers, managed care organizations, associations, organizations and other affinity groups.

    Visit our website

    OneBeacon Financial Services offers property and casualty coverages for commercial banks, savings banks and savings and loan institutions, security broker-dealers, investment advisors, insurance companies and credit unions.

    Visit our website

    OneBeacon Management Liability offers D O, EPL, fiduciary liability and crime insurance for nonprofits and private for-profit companies.

    Visit our website

    OneBeacon Environmental specializes in environmental risk solutions designed to address a variety of exposures for a broad range of businesses, including multiline casualty placements for the environmental industry.

    Visit our website

    OneBeacon Architects and Engineers offers professional liability coverage solutions targeted for this customer segment.

    Visit our website

    OneBeacon Technology Insurance solely focuses on the technology industry, making it a source for technology insurance and risk management needs.

    Visit our website

    OneBeacon Entertainment provides specialized commercial insurance products, including professional liability coverages, for the entertainment, sports and leisure industries.

    Visit our website

    OneBeacon Surety Group offers a broad range of commercial, custom and miscellaneous bonds targeting middle-market, Fortune 2500 companies.

    Visit our website

    OneBeacon Specialty Property provides excess property and inland marine solutions that augment primary policies or self-insured retentions.

    Visit our website

    OneBeacon Program Group provides a full range of multi-line package insurance solutions for select specialty programs overseen by dedicated MGAs, MGUs and Program Administrators.

    Visit our website

    OneBeacon Healthcare Group provides professional liability coverages and other specialized coverages for hospitals, physicians and complex risks; free-standing medical facilities; senior living organizations; and managed care organizations.

    Visit our website

    OneBeacon Government Risks provides solutions for midsized municipalities and counties, special districts and other publicly funded agencies.

    Visit our website

    OneBeacon Financial Institutions specializes in professional liability, management liability and fidelity coverages for a broad range of financial institutions.

    Visit our website


    NH Real Estate Appraiser – Jack Lavoie, SRA – Accurate Appraisal Services


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    Residential – Commercial – Consulting – Expert Witness

    Professional, high quality, appraisal and valuation services for lenders, attorneys, homeowners, broker, corporations and more.

    Jack Lavoie SRA. a designated member of the Appraisal Institute is one of the most respected and knowledgeable real estate and appraisal professionals in the Greater Manchester Bedford area, as well as throughout New Hampshire.

    Jack’s unmatched experience, education and licensing level (holds a Certified General Appraiser license which is the highest level of licensing available) makes him uniquely qualified to provide you with the services you desire and need. With years of experience behind him and extensive high level training, he is prepared to handle a variety of property types and situations. Complex assignments are his specialty and Jack is the area’s 1st choice for taking on these difficult assingments.

    In addition to experience and qualifactions, his service and communication with clients is top-notch. Whether it is an appraisal for divorce, bankruptcy, estate settlement, relocation, or an appraisal in conjunction with selling your home, Jack and his staff will treat it as THE most important appraisal ever. Because it is!.

    Click link above

    We provide professional appraisal reports, consulting and testimony for:

    • Bankruptcy Appraisals
    • Private Mortgage Insurance Removal
    • Estate Planning
    • Divorce Settlement
    • Tax Assessment Disputes
    • Guardianship appraisals
    • Foreclosure/Pre-Foreclosure
    • Buyers/Pre-Purchase
    • Expert Witness/Litigation
    • Cell Tower/Power Line Impact
    • Tax Abatements
    • Retrospective Valuations
    • Employee Relocation (ERC)
    • Estate Settlement
    • REO Valuations
    • Litigation
    • FHA 203K
    • Abutter impact
    • Sellers/Pre-Listing
    • Commerial/Investment

    Attn Mobile User: The “Order an appraisal”, “Services” and “Ask Jack” links below are not currently working. Our web provider is actively working on this. To order an appraisal click the blue Order an Appraisal button above.

    Our Commitment to You

    As I have discussed earler, real estate values are not linear. Each year in New Hampshire, prices change and follow a predictable path like the graph illustrates. Prices rise in the spring, level off in the summer and early fall and decline in the late fall and winter. Check out “North End” Manchester as of […]. Read More

    Even in years where the market seems stable, property values fluctuate over the course of the year. Historically, values increase in the spring and early summer, stabilize in summer and early fall and decrease over the winter season. This is attributed to several factors such as the “holiday season” and the harsh cold winters we […]. Read More

    Tax abatements, Obtaining a Divorce Appraisal, “Does recessed lighting add value” and should I wait until spring to sell”? Home seller: Should I wait until spring to sell my house” (note: this person is located in Greater Manchester, NH) Jack: If your house is prepared to sell (cleaned, repaired. Read More

    Try this short quiz to see which 2016 Presidential candidate you side with… http://www.isidewith.com/elections/2016-presidential-quiz?from=ThmUutAnS Jack Lavoie, SRA Designated member Appraisal Institute Accurate Appraisal Services a division of Jack Lavoie Real Estate, LLC 62 Quincy Drive Bedford, NH 03110 Office: (603) 644-1000 http://www.j. Read More


    Property Management Software Reviews, top property management software.#Top #property #management #software


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    Property Management Software Reviews

    These days, software buyers are turning to the Web to research their purchases. However, today s buyer isn t as interested in each vendor s website as they are the opinions of expert third parties and actual users. We ve profiled the leading software for property managers and created a forum where real users can post reviews.

    AppFolio Property Manager Reviews

    Top property management software

    AppFolio’s apartment management software is designed for use by residential managers and apartment complexes. AppFolio helps managers market vacancies, screen applicants, track leases and manage accounting. The software is best suited for small to mid-sized managers with over 50 units.

    Buildium Reviews

    Top property management software

    Buildium Property Manager Edition is a software-as-a-service solution for property managers. It is geared primarily for residential managers. The system offers a broad range of functionality for tenant tracking, accounting, maintenance, electronic payments and marketing.

    i-CAM Affordable Housing Software Reviews

    Top property management software

    I-CAM is built specifically to manage affordable housing properties such as section 8 and HUD. We recommend the system to property managers that oversee at least 500 units and are looking for on-premise deployment of their system.

    Point2 Property Manager (formerly DIY Real Estate Solutions) Review

    Top property management software

    Point2 Property Manager (formerly DIY Real Estate Solutions), by Yardi, is a fully web-based property management system for residential use. It offers residential property managers a wide range of modules from robust tenant and lease management to integrated marketing websites.

    Propertyware Reviews

    Top property management software

    Propertyware is used by more than 2,000 property managers. The system is an integrated suite that includes investment management, property accounting as well as budgeting & forecasting. Tenant and lease tracking is sold as a stand alone application.

    Property Boulevard Reviews

    Top property management software

    Property Boulevard is a Windows-based property management package that has strong support for both commercial and residential property managers. The software offers powerful property management accounting, robust building maintenance functionality, and extensive tracking of tenants and leases.

    Rent Manager Reviews

    Top property management software

    Rent Manager is a suite of applications that includes customer relationship manage (CRM), accounting and property management. Property management features in Rent Manager include vacancy posting capabilities, tenant screening and lease tracking.

    Spectra Property Management Software Reviews

    Top property management software

    Spectra Solutions is built to meet the needs of commercial and residential property managers. Property managers use Spectra Solutions to manage property rates, forecast earnings from properties, and handle maintenance requests.

    Yardi Voyager Reviews

    Top property management software

    Yardi is one of the best-known names in property management software. Yardi Voyager is built to serve a variety of property management segments such as affordable housing, apartment, commercial and retail properties.

    In just fifteen minutes, the experts at Software Advice can help you narrow down

    the right software for your organization. Call us for a Free FastStart Consultation:

    (844) 687-6771

    2006-2017 Software Advice , Inc.


    Arizona Civil Statute of Limitations Laws #arizona #family #laws, #arizona #civil #rights


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    Arizona Civil Statute of Limitations Laws

    Plaintiffs have time limits for filing civil lawsuits, which differ by the type of claim (in most states). These time limits, referred to as the civil statute of limitations. are meant to help preserve the integrity of evidence and witness testimony.

    Statutes of limitations are enacted to ensure that claims are made while evidence is still relatively vital, and to prevent the constant threat of a lawsuit long after the disputed event has occurred.Arizona’s civil statute of limitations laws provide a two-year time limit for personal injuries; but just a one-year limit for libel/slander.

    There are times, of course, when there is no way to reasonably know for certain that an injury has occurred. Other times you may not realize the cause of a known injury until much later. Take, for example, a cancer diagnosis caused by workplace pollution. That may not become known for a many years after exposure. Or a long-time black employee may not have found out that she was being discriminated against until several years after the fact.

    There are also instances in which the statute of limitation may be tolled — or paused — for a period of time. This may happen if the plaintiff was a minor (under 18) or mentally incompetent at the time the injury occurred. Also, statutes of limitation may also be shortened through contract.

    Take a look at the following table for a complete list of Arizona’s civil statute of limitations laws. See Time Limit Considerations in Medical Malpractice Claims for additional information.

    Injury to Person

    False imprisonment; 1 yr. §12-541; if not 2 yrs. §12-542

    Note: State laws are constantly changing — please contact an Arizona personal injury attorney or conduct your own legal research to verify the state law(s) you are researching.

    Arizona Civil Statute of Limitations Related Resources:

    Next Step: Contact an Arizona Attorney for a Free Case Review

    You might have a slip and fall case in Sedona or even a medical malpractice claim in Scottsdale. Either way, you will have to follow the state’s time limits for filing your case. Arizona’s civil statute of limitations often depends on the nature of your claim. If you are dealing with a personal injury or other dispute that may merit compensation, it’s in your best interests to contact an injury attorney for a free claim evaluation .

    Next Step Search and Browse


    Corporate Answer of Arizona #voice #mail, #voice-mail, #call #recording, #virtual #pbx, #telecommunication


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    Call Recording

    Start recording a conversation at any time in a call or have it record every call automatically. The recorded part of the conversation will then be delivered to your email for your review. Businesses; both small and large are learning the value of recording calls. Some businesses are even mandated to record such calls. There are many reasons why businesses and/or individuals need calls recorded. Special Note Concerns about recording calls: Before recording any call it is good to have an idea about any rules, laws and any potential governing restrictions on call-recording in the jurisdiction or environment you are in. Here.

    Corporate Answer Communicate Anywhere

    Feature rich telephone, fax, voip, call recording and other valuable telecommunications services. Communicate with customers, staff and clients from the office, home or a mobile device wherever you are. Our core services extend from basic voice mail to more advanced telecommunication services. Some of these featured are: Unified Messaging Follow-Me/Find-Me Tap/Call Recording Direct and Indirect Call Routing Email Delivery E-Fax Service Group Notification Electronic Appointment Reminders Multiple Types of Message Notification We have the ability to handle thousands of calls per day. Corporate Answer is a specialized telecommunications company offering business call management services for small, medium and large companies. If you are looking to improve your control.

    Find-Me/Follow-Me

    You can configure your Corporate Answer telecom system to forward calls to a single number. You setup find-me/follow-me to go to a designated number and change this at anytime through your online portal. You can additionally make your number ring through to multiple numbers at the same time. Setup “Find Me” “Follow Me” to forward calls to a cell phone when you are away from the office or forward calls to a land-line number as and when you need. Complete scheduling can be enable and implemented for calls to follow you or find you based upon the day, time of day and.

    Property Management Telecom

    Streamline your property management operations. Save valuable time and money. Document calls by recording them automatically or selectively. Reduce liability and secure your communications. Email Notifications with Voice Attachments TXT/SMS Messaging Staff Call Reporting Service Dispatch to Multiple #s Complete Call Accounting and Reporting Lead Capture Lead Distribution We have many valuable telecoms service specifically for the property management business. We have years of experience in working with the subtle nuances of the telecom features that makes the life of property managers smile. Our telecom service offerings afford a more easily managed environment. Property Management has specific needs and requirements when it comes to telecom integration of services. Our team of.

    Neighborhood Notify

    A new service called Neighborhood Notify is now being offered by Corporate Answer. Have you ever wanted to tell all of your tenants, clients, employees, board members, homeowners, etc, that some special event is about to take place? Maybe you’re about to send out new statements, a special assessment notification that is required by your CC R’s, or you have new information about upcoming social events, or there is to be work done in various parts of the community, or you have an upcoming board meeting. Whatever the.

    How it Works


    Cincinnati DUI #cincinnati, #drunk #driving, #dui, #dwi, #ovi, #criminal #defense, #attorney, #lawyer,


    Disputes, Criminal Litigation, DUI OVI DWI

    If you are embroiled in a dispute that is headed for litigation, our Cincinnati lawyers are ready to vigorously protect your rights and represent you and your interests in court. Our civil and criminal litigation practice includes representation on cases involving misdemeanor and other criminal charges, dui/ovi/dwi, personal injuries and wrongful deaths, divorce, child custody, and support matters, will contests, employment discrimination lawsuits, bankruptcy litigation, business litigation, and property disputes. Whether you need an aggressive Cincinnati auto accident attorney, a bankruptcy lawyer, a divorce lawyer, or an experienced felony criminal defense attorney, our litigation team is ready to fight for you.
    Contact Us

    Need Information About Your Legal Options?

    If you would like to discuss how we can help with your legal problem, contact us anytime. We are happy to answer your questions and schedule an appointment for you to meet with an attorney. Our attorneys are conveniently serve clients in Loveland, Cincinnati, Batavia, Hamilton, Fairfield, Mason, and Clermont, Warren, Hamilton, and Butler Counties in Ohio, as well as clients in Campbell and Kenton Counties in Kentucky. We are a debt relief agency. Our attorneys help people file for bankruptcy relief under the Bankruptcy Code.
    Contact Us

    Litigation in Criminal, Family, Business, Personal Injury, or Probate Law

    The Cincinnati lawyers at the law office of James S. Arnold are dedicated to aggressively protecting your rights and fighting for you. We provide a broad range of legal services in Ohio and Kentucky. Because our practice is so diverse, we are always ready to go to work for you on virtually any legal need in Ohio and Kentucky.
    Learn More

    Cincinnati, Ohio Bankruptcy Attorney

    If you are facing foreclosures, repossessions, wage garnishments, liens, and constant calls and letters from creditors and collection agencies, we are ready to assist you. At the Law Office of James S. Arnold, we are a debt relief agency, aiding clients in filing for bankruptcy relief under the Bankruptcy Code. Contact a bankruptcy lawyer at our firm today to learn more through an honest assessment of your situation.
    Contact Us

    Cincinnati DUI and Criminal Defense Lawyers

    If you have been issued a ticket, charged, indicted, or arrested, you have the right to have your attorney present during ALL questioning by police and at EVERY court proceeding. Securing and preserving evidence and witness accounts immediately is imperative, so contact us at once.
    Contact Us


    Mortgages Unlimited #mn #mortgages, #mortgages #unlimited, #minnesota #mortgage, #minnesota #mortgages, #mortgage #rates


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    Like, Print, Forward, and Share: Mobile Site

    MN, WI, and SD Home Mortgage Loans

    As a Direct Mortgage Lender, MN, WI, and SD home loans are all we do. We beat the banks, the big internet lenders, and the Realtor’s in-house lender everyday with our great interest rates on home loans, and personalized service from LOCAL professional Licensed Loan Officers. Our ultimate goal is to create lasting relationships by closing your home loan on time with a stress free process.

    READY TO APPLY? Our Secure Online Mortgage Application is available 24/7. There is no application fee, and we will only move forward with an actual loan your permission after reviewing all your options with you.

    WANT JUST A QUICK QUOTE? Complete the Online Mortgage Rate Quote Form . This option allows our Licensed Loan Officers the opportunity to research current mortgage interest rates, refinance options and programs, then get back to you with our accurate quote.

    Check today’s mortgage interest rates based on your personal situation. Get live market mortgage rates and closing cost cost options. Pick what interest rate or closing cost option works best for you.

    Call (651) 552-3681. Speaking with an experienced, and Licensed Loan Officer is easily the best way to apply, or to obtain an accurate interest rate quote and an Estimate of closing costs.

    Your Loan Officer in an important decision. Why choose Joe Metzler to assist you?

    2016 – Top 300 Loan Officer in the Nation (National Mortgage News )
    2015 – Top 100 Loan Officer in the Nation (Orignation News )
    2014 – Minnesota Loan Officer of the Year (Minnesota Mortgage Association)
    2012 – Best Mortgage Professionals in the Twin Cities based on Customer Satisfaction (Minneapolis St Paul Magazine)
    2011 – Top 40 Most Influential Mortgage Professionals to Watch (National Mortgage Professional Magazine)
    2010 – Top 150 Loan Officer in the Nation (Origination News)

    TOP REASONS YOU SHOULD HAVE US HELP YOU:

    We keep it simple for you! Slick advertising is not our game. We are a top MN lender, and it’s not just because of our LOW mortgage rates. Its because we offer the whole package. We provides fully automated processing, with all of the latest instant approval systems. We even give you instant Email notification for each step of your loan!

    NO applications fees

    Minnesota based – not some out-state 800 number

    Purchase: Using your Realtor’s in-house lender, or the big banks

    Refinance: Assuming the company you currently make payments to is your best option

    Dakota County First Time Homebuyer City Living Program Zero down Payment VA Loans and USDA Rural Development Loans HARP Lender in MN, WI, and SD (Home Affordable Refinance Program

    Mortgages Unlimited CLIENT TESTIMONIALS

    “Thanks for helping us get this done, I really didn’t think I could refinance. I called on a whim because you had placed my original mortgage on this house. Now we will be enjoying a lower house payment for years to come. Best wishes to you.”
    Angie W. St Paul, MN

    “Hello Joe Eric, I just wanted to personally thank you both for helping me secure my home in Cottage Grove. You made the process simple and easy to follow and took a lot of worry out of purchasing the home. I will gladly recommend you to anyone who is also seeking a home mortgage.”
    -Tim M. Minneapolis, MN
    (Read more client testimonials)

    Mortgage Loan Programs

    Conducting Your Minnesota, Wisconsin, or South Dakota Mortgage Rate and Lender Search

    Shopping for a home loan has never been this easy. To obtain the most accurate and up-to-date mortgage rate quote for your loan scenario, call us at 651-552-3681. If you are simply shopping for a mortgage. you can fill-out our easy Mortgage Rate Quote Form and someone will usually contact you within minutes with that information.

    Y ou can also initiate the application process by completing our Secure Online Mortgage Application. We advertises our services in many places and we are committed to honoring the displayed rates and mortgage closing costs as defined by the various publishers’ guidelines.

    You can always count on Mortgages Unlimited for great rates and low mortgage closing costs. Please do not hesitate to contact us with any questions. We are always here to address your concerns and offer you up-to-the minute mortgage quotes and home loan advice.

    Smart people know Mortgages Unlimited is your St Paul, Minneapolis best lender choice for your home loan needs.

    Our staff of Loan Officers are thankful for the opportunity to provide you with comprehensive mortgage rate quotes and mortgage closing cost information. Your Loan Officer will be happy to provide you with a Good Faith Estimate and Truth-In-Lending Statement so that you can better compare Mortgages Unlimited to other Mortgage providers. We wish you the best during your loan process, and remind you that a low rate quote is only part of your overall satisfaction!

    I know you have lender options, and I understand the importance of securing the very best interest rate and lowest closing costs for you and your family. I do not take that obligation lightly and will work hard to prove the value in having a long term relationship with myself and my team.

    Joe Metzler and his team are committed to helping you make a truly informed mortgage decision. Our advice goes way beyond just quoting rates and fees. We provide you with a complete analysis of your mortgage debt picture through analysis and reports. Most people don’t understand the life changing differences between different loan programs. We do. Learn More

    Get real interest rate and closing cost estimates so you can see specific numbers right up front. No surprises. Our rates are typically 0.125% to 0.25% lower than the big banks and little mom-and-pop mortgage brokers, with lower closing costs, too.

    With our low interest rates and low closing costs. you might be wondering about the kind of service or expertise you ll receive. You re in for a pleasant surprise. We ve gone to great lengths to streamline the loan process and make it the easiest, most convenient experience imaginable. No appointment needed. No account numbers or shoebox full of financial papers. Just the information that s in your head.

    Find out how good it feels to work with a lender that delivers on both price and service, and read a few real customer comments. Then you’ll know why we enjoys a 98.0% overall recommendation rating. which we’d like to point out is a far higher standard than mere satisfaction.

    I have closed thousands of loans in my career. That’s a lot! Those customers contributed to our continuing success because they know WE GOT THEM A BETTER DEAL!

    We can do the same for you ! So if you are checking mortgage rates in Minneapolis, St Paul, all of Minnesota, Wisconsin, or South Dakota. we can help you get the lowest cost mortgage of anyone on your area, saving you thousands of dollars!


    Hunter Valley Horse Riding – Hunter Valley Wine Country, NSW #hill, #top,


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    Hunter Valley Horse Riding Adventures

    Welcome to Hunter Valley Horse Riding Adventures at Hill Top

    Terms and Conditions Cancellation Policy

    It is a condition of making a booking and/or entering the property of Hill Top,that all participants agree to be bound by and accept our full terms and conditions including our cancellation policy.You agree upon entering Hill Top and/or participating in any activities we provide that they are inherently dangerous recreational activities pursuant to the Civil Liability Act 2002. If you choose to do so, you do so entirely at your own risk waiving all rights to claim for personal injuries,including injuries arising from the negligence of the proprietor. Safety is paramount when riding at Hunter Valley Horse Riding Adventures at Hill Top. We are proud of our Safety records. Horse Riding is an outdoor activity. Please come prepared for all weather conditions.Please bring your wet weather gear if in doubt of the weather There is no refund given due to weather conditions unless the ride is cancelled prior to the confirmed start, due to dangerous conditions.An Austrailian approved standards helmet must be worn. To make a confirmed booking pre- payment by visa or master card can be made by phoning 0249307111 or 0417233008 There will be no refund for no shows or if you do not complete the ride or decide on a shorter ride. There is a 48 hour cancellation policy

    Cancellations prior to 48 hours of the activity -Bookings may be transferred to another date,or person without loss of fee.

    Cancellations and refunds are subject to a $10-00 refund processing fee per person.

    Between 48 hours prior to the commencement of your activity

    Cancellations or no shows within this period will be charged a 100% cancellation fee and will not receive a refund.

    If fewer riders choose not to ride than was booked on the original confirmed booking,there will be no refund for those that decide not to ride.If you decide that you do not want to ride once on the horse there will be no refund.

    Punctuality is important. There is no refund for people arriving late.

    The policy applies even where a booking is made less than 48 hours prior to the scheduled commencement of the activity.

    If Hunter Valley Horse Riding Adventures needs to cancel or pospone for unforseen circumstances,such as extreme weather conditions,safety or security ,bookings may be transferred to another date or person or reissued as a customer credit valid for 12 months without any loss of fees or may be refunded .

    TO MAKE A BOOKING

    The New Hunter Expressway has opened. For the fastest and safest route from coming from the South direction, to Wine Country take the Lovedale Exit from the expressway.You are now in Wine country.Drive 1 klm and take the first road to the the right Camp Road, pointing towards Greta and then immediately left into Talga Road,From here our gate is 2.88 ks on the right Hunter Valley Horse Riding Adventures and Hill Top Country Guest House and Villas. Coming from the New England Highway from the north leave the Hunter Expressway and travel through Branxton and Greta. As you are about to leave Greta take the Kurri Kurri and to the Railway station sign which takes you into Camp Road,(You wont see a Camp road sign until you get to the far end though).Just before Lovedale Road, T intersection there is a Welcome to Lovedale sign and opposite this you turn right into Talga Road. Come stay and Play where you capture spectacular Views of the Hunter Valley and an Abundance of native wildlife/Kangaroos, wombats. Ask to ride to the Wedge Tail Eagles Nest!

    Hunter Region Business Excellence Awards2016

    Congratulations to all of the wonderful staff at Hunter Valley Horse Riding Adventures in becoming a finalist at the Hunter region Business Excellence Awards 2016

    WEDDINGS ON HORSE BACK

    Did you ever dream of riding a horse to your wedding? Now you can at Hill Top. Speak to Margaret to make your dream come true. We have beautiful scenery and beautiful horses. with lots of photo options, even a wedding horse drawn coach.

    288 Talga Road,
    Rothbury,
    NSW 2320

    Phone: 02 4930 7111
    Fax: 02 4930 9048

    Accommodation is available at the Hill Top

    In the luxury guest house and self-contained Villa Accommodation at the Hill Top Country Guest House

    Limited Camping is also available

    Bookings are Essential

    Are you looking for a Hunter Valley Tour from Sydney? Try Hunter Valley Tours Sydney


    Auto Appraisers and Vehicle Appraisals Nationwide Service – Pinnacle Auto Appraisers offers


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    Pinnacle Auto Appraisers — We are Nationwide handling all appraisal types from Insurance Claims to Classic Car Appraisals !

    With our excellent customer service, you will always talk to a live certified appraiser and receive immediate feedback. You can even order an appraisal through our website. All of our certified auto appraisers are trained to handle all types of appraisals for Total Loss. Diminished Value. Classic Cars. Stated Value. Lease Turn-In. Insurance Coverage. and More!

    Auto Appraiser and Vehicle Appraisals Nationwide – Pinnacle Auto Appraisers is a Vehicle Appraisal company that is experienced in all lines of appraising.

    We believe in offering professional auto appraising services with great customer service .

    • Total Loss Claim? Not a problem, our certified auto appraisers are trained to handled the whole claim process for you.
    • Classic Cars? Whether it is a rare antique vehicle from the early 1900’s to the 1960’s muscle cars, don’t worry we have you covered.
    • Lease Turn-In? Need to return your lease vehicle early? No problem, we are approved with all vehicle manufacturer finance companies.
    • Commercial Vehicles? Not a problem, we have years of experience appraising Commercial Trucks and Heavy Equipment.
    • Diminished Value Claim? Recover what vehicle value you lost due to an accident not being your fault.
    • Pre-Purchase Inspections? Our certified inspectors will go out to the vehicle, perform a thorough inspection along with a test drive!
    • Stated Value or Insuarance Coverage? Insurance companies are now requiring Certified Auto Appraisals when stating your coverage value.
    • Bank Loan Appraisals? We provide certified auto appraisals that meet all bank and financial institution requirements.

    Auto Appraisers Appraisals: How to and Guidance On the Process

    What does an Insurance Adjuster-Appraiser do?

    • Investigates, Researches, and Evaluates
    • Reviews insurance policy and determines if the loss reported is covered
    • Investigates the claim to determine claim is not fraudulent
    • Request documentation from insured and/or repair facilities
    • Determines what amount the insurance company should pay for the loss
    • Negotiates Settlements
    • Issues Payments for Claim.

    Why Hire a Certified Auto Appraiser?
    Knowing how much your vehicle is currently worth or knowing how much value your vehicle has lost due to a non at-fault accident will determine if you need to increase your insurance coverage or file a diminished value claim. It is also very important to hire a certified auto appraiser when your vehicle has been totaled. This will reassure you of what the vehicle is currently worth. By hiring a certified auto appraiser they will also guide you through how the insurance claim process works and also what to expect when involved in an insurance claim. If you are involved in a total loss claim and would like us to review your information, please give a call toll free at 1-877-988-9911 .

    How to find a Certified Auto Appraiser and/or Inspector
    All our appraisers are licensed and certified. If you require a pre-purchase inspection on a vehicle, all our inspectors are certified as well. Most have body and mechanical repair experience. We have nationwide coverage, so any location we have you covered! Call us at 1-877-988-9911 for further details.

    Call Us Toll Free! 1-877-988-9911

    We are dedicated to offering you immediate and reliable customer service whether it be on the phone, via email or through our online ordering system. Our company prides itself on being able to handle all of your auto appraisal needs. Feel free to call or send us an email to schedule your appraisal(s).

    Our Certified Auto Appraisers look forward to serving you!

    This email address is being protected from spambots. You need JavaScript enabled to view it.

    Download Android ® App

    1-877-988-9911

    We are dedicated to offering you immediate and reliable customer service whether it be on the phone, via email or through our online ordering system. Our company prides itself on being able to handle all of your auto appraisal needs. Feel free to call or send us an email to schedule your appraisal(s).

    Our Certified Auto Appraisers look forward to serving you!

    This email address is being protected from spambots. You need JavaScript enabled to view it.

    Download Android ® App

    1-877-988-9911

    Diminished Value


    Foreclosure Defense – Mortgage Loan Workouts with Calvo Law Offices, P #calvo,


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    Foreclosure Defense / Mortgage Loan Workouts

    The financial crisis, and subsequent slow recovery, has created a real estate market today that is different from any other. The supply of available real estate continues to grow, while demand remains relatively low, resulting in lingering downward pressure on real estate values. Banks are taking ownership of real estate by way of foreclosure and then offering to sell foreclosed properties at drastically reduced prices adding low priced supply to a market that already has too much supply and not enough demand.

    Many property owners continue to make loan payments on underwater mortgages without a careful analysis of their options. Homeowners are depleting all available savings, liquidating retirement accounts and investment accounts, delaying the payment of critical federal and state tax liabilities, selling assets, borrowing money from family and friends all in a valiant effort to remain current on their real estate loans. These decisions make a bad situation much worse. Too many borrowers are limiting their options by waiting too long to seek legal and financial advice concerning their real estate loans. Unrealistic expectations of an improved market next season or next year can result in poor financial decisions today.

    Banks and other lenders contributed to this crash by flooding the market with easy money during the years 2001 through 2007 followed by a drastic reduction in lending beginning in 2008. These same lenders and their loan servicers are now overwhelmed with defaulted and distressed borrowers and they are unable to respond with creative solutions. Many Judges disapprove of the actions and attitude of lenders directed at distressed borrowers and are doing whatever they reasonably can to help.

    As an attorney with over 25 years of experience I am committed to helping my clients make focused and strategic decisions. I have combined my strong background in finance with 25 years of legal experience and significant experience as a real estate developer and investor to counsel my clients facing underwater real estate loans. Any property owner with an underwater mortgage or distressed loan will benefit from a careful analysis of their options. Sophisticated and knowledgeable real estate developers and investors will benefit from a clear detached and independent assessment of their situation and will also benefit by having a buffer in any negotiations with their lender.

    The cornerstone of my practice is the commitment I make to work diligently to serve the needs of my clients.

    Success Stories

    “$630,000.00 business loan interest modified from 8.75% to 4%. Monthly payments decreased from $6,894 to $4,959,21.”

    New Lenox, Illinois August 2011

    “Settled commercial bank foreclosure action with personal deficiency liability in excess of three million dollars for $25,000. Also, received a full release of a $19,958.81 tax liability generated from. “

    Lombard, Illinois April 2012

    “Obtained full release and waiver of $87,950 second mortgage with $0 payment.”

    St. Charles, Illinois June 2012

    “Residential mortgage from Citimortgage. Principal balance reduction in the amount of $107,387 from $151,387 to $44,000.”

    Joliet, Illinois July 2012

    “Vacatur of co-signor’s personal deficiency judgment in the amount of $67,419.94 and dismissed from the foreclosure case.”

    Byron, Illinois September 2012

    “Residential mortgage principal balance reduction from $422,360 to $345,000. Interest rate also reduced from 5.08% to 3.4%.”

    Naperville, Illinois September 2012

    “Obtained the full release of a personal liability for a commercial loan in excess of $1,730,000.00”

    Chicago, Illinois November 2012

    “Monthly payment of $10,419 reduced to $7,743.”

    St. Charles, Illinois January 2013

    “Residential mortgage from Ocwen Financial Corporation. Principal balance reduction in the amount of $102,960 from $339,960 to $237,000. Interest rate reduction from 10.125% to 3.53%”

    Naperville, Illinois March 2013

    “Obtained a second mortgage modification from Wells Fargo after previously receiving a modification two years ago. The monthly payment was reduced by $959.23, from $3,630.82 to $2,671.59. The interest. “

    Oswego, Illinois September 2013

    “47% principal balance reduction from $111,148.14 to $58,800, resulting in monthly mortgage payments reduced by $837.99, from $1,312.27 to $438.28. Adjustable interest rate reduced from 8.5% to 2% fixe. “

    Aurora, Illinois September 2013


    Commercial Loan Calculator – Interst Only Commercial Property and Bussiness Loans #loan

    #business loan calculator

    #

    Commercial Loan Calculator

    Calculates commercial property loan and business loan repayments, total costs, fees, exit costs with monthly, fortnightly, weekly and interest only mortgage repayments.

  • Default calculation is “interest only” and monthly repayments over 15 years. Adjust values to suit your calculation.
  • When changing the repayment frequency repayments automatically change to principle and interest payments.
  • Calculate real annual interest rate for your loan based on interest rate and fees paid.

  • If you require help with commercial loan calculations or anything related to commercial finance please click the button below for assistance.

    1. Loan Amount – Estimate of how much you would like to borrow – not sure find out how much you can borrow

    2. Number of Years – Enter the number of years to pay the loan

    3. Fixed or Intro Term (optional): Insert the fixed rate term in years or the introductory rate or honeymoon period. Expressed in years

    4. Fixed or Intro Term Interest Rate (optional) – Insert the fixed interest rate term or the introductory rate or honeymoon period.

    5. Ongoing Interest Rate – Insert the interest rate. If there is a fixed or introductory period insert the interest rate after the period has ended.

    6. Repayment Frequency – Choose monthly, fortnightly, weekly or interest only and the repayments result will reflect your repayments for that period. Note that interest only payments are calculated per month. Click the following link if you would like to use a specific interest only mortgage calculator.

    7. Application Fee – Insert the total upfront fees for the loan

    8. Monthly Fees – Insert the ongoing monthly fee if applicable to the loan

    9. Yearly Fees – Some lenders charge an annual fee for loans

    10. Discharge Fees and or Early Exit Fees – Most lenders charge an discharge of mortgage fee between $150 and $900 when your mortgage has been discharged. Insert early exit fee penalties if you discharge your loan within the first 3 to 5 years.

    11.Total Fees – This includes all the upfront, ongoing and exit fees associated with your loan.

    12. Intro or Fixed Repayments- This is your monthly, fortnightly, weekly or interest only repayments for a fixed rate loan or introductory rate loan

    13. Ongoing Repayments – This is your monthly, fortnightly, weekly or interest only repayments for the loan. If there is a fixed or introductory period then these are the repayment after the period has expired.

    14. Interest Paid – This is the total interest paid over the term of the loan without making extra repayments, interest rate changes or using an offset facility.

    15. Total Cost of Loan – This is the total cost of the loan and it includes all the upfront, ongoing and exit fees for that loan.

    16. Comparison Rate – As described above

    This is an estimate only. It is provided for illustrative purposes only and is based on the accuracy of information provided. It does not constitute a quote. Results are based on amortised scheduled repayments and, once any discount or fixed rate period expires, applies the current variable rate for the remainder of the loan term. All applications for credit are subject to lenders normal credit approval criteria.

    • Commercial Loans
    • Home
    • Commercial Property Loans
    • Business Loans
    • Development Finance
    • Low Doc Commercial Loans
    • Car Lease
    • Equipment Finance
    • Commercial Loan Lenders
    • Commercial Loan Brokers
    • Commercial Loan Calculators
    • Commercial Loan Calculator
    • Comparison Rate Commercial Loan Calculator
    • Interest Only Loan Calculator
    • Business Loan Calculator
    • Commercial Loan Quotes
    • Commercial Property Quotes
    • Low Doc Property Quotes
    • Business Loan Quotes
    • Car Lease Quotes
    • Equipment Finance Quotes

    Need Help?

    If you need help with a product or need more information we have lender representatives Australia wide that can help you with your enquiry.

    About us

    Smart Search Finance is an Australian mortgage comparison website that helps you find products best suited to your lending needs. We compare home loans, investment loans, Self Managed Super Funds (SMSF) and commercial loans from a wide variety of lenders.

    With access to hundreds of lenders and their representatives offering more than 3,000 products. We have one of the most comprehensive listing of mortgage based loans on the Australian mortgage market.

    Pages

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    If you require assistance relating to home loans, invetment loans, commercial finance or any questions about this website please feel free to contact us





    Cell Tower Income, Guide to Putting a Cell Tower on Your Property


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    Cell Tower Income
    Secrets To Going Green:

    How to determine if your site favors cell tower development.

    By Steve Kazella

    Cell tower income is the best way that you can go green. Sorry Mr. Gore. With all the extra cell tower rental income that you’ll have coming in you can spend all the extra time you have saving the planet. But before that happens, you need to successfully negotiate a cell phone tower lease agreement. Probably a good idea to speak with a Telecom Lease Genius at our company.

    But seriously, so many of our visitors contact us about putting a cell tower on property that they own or ask us how to get a cell site on their building on land. You know who you are, the person who called our toll free number 20 times after they pressed “Option-1” .

    I want a cell tower on my property as much as anyone else but obviously not every site is going to work from a number of different perspectives. Therefore we’ve put together a brief cell tower site selection guide below. Gathering the following information and meeting these criteria will improve your chances of generating cell tower income on your site.

    Cell Tower Income 101:

    1. Assess if your site is a good site from a coverage perspective. Is the nearest cell tower a minimum of 1-mile away (not including rooftop sites)?
  • Is my building property blocked by other buildings or trees, or would the antennas have a clear line of site? Most trees are about 50-70′ high and the antennas need to see over them.
  • Is your property in a flood zone, wetlands, preserved farmland, state land, historical preservation, contaminated site, endangered animal habitat, FAA flight path or other classification? Then it’s probably going to be rejected.
  • Commercial, Industrial and Retail and Agricultural zoned parcels are favorable to residential zoned properties unless no other choices exist.
  • Look around. Is your property on a higher or lower elevation than the surrounding areas. Most RF Engineers prefer the higher sites for selection.
  • Does your property have at least 2,000 square feet of available ground space for a tower and equipment cabinets.
  • Does your rooftop and basement have a combined available 2,000 square feet of available space for storing equipment?
  • Find out the building height (AGL = Above Ground Level) of your roof. Figure our the height of your rooftop. Rooftops that are 30 to 75 high or about 3 floor to 7 floors that have flat rooftops ar usually the best.
  • Perhaps you own a factory with a smokestack or a farm with a tall grain silo that is high enough, or you are a municipality with a water tower? These also make good sites.
  • Find out the coordinates for your site. This is an important step. By putting this information in front of the right people at the cellular carriers it will help them plot exactly where you are located. A place for getting this information is Google Earth which is free to install on your computer. Plot your property address and Google Earth will take you there and put a “cross-hair” on your location. Then in the top left corner of your Google earth window you will see a yellow “Thumbtack”. Click that and the a window will open on the left side of your screen giving you your exact coordinates:

    41˚ 3’ 38.54”N
    73˚ 56’ 55.51”W

  • Next, you’ll want to determine the elevation of your location. Find out the approximate ground elevation (AMSL = Above Mean Sea Level) by going to a website called “TerraServer”
  • TerraServer is a great resource where you can plot your address and see what the topographical map shows as your elevation. The brown lines will show a number, which is how many feet you are above sea level.

    The coordinates, height and elevation will give most radio frequency engineer the information that they need to see what a tower at 150′, 125′ or 100′ would cover for them.

    There you go. Congratulations. You now know more than 99% of Americans who do not have a cell tower on their property, and virtually every wireless lease consultant in San Deigo, California.

    OK, What next to generate cell tower income?

    Even with all of the information that you have, most of you probably still don’t know where to start or are simply too busy to invest a lot of time into promoting your site.

    If you feel that your property would be a favorable site for wireless development you should search your local Google directory for a “Cell Tower Site Acquisition” company in your state or metropolitan area. These people know the Real Estate Managers at the carriers closest to where you live.

    If you already have a cell tower on your property and you are looking to generate additional income, find out more about Tower Genius and how we can maximize the profitability of your tower lease or rooftop cell phone antenna site, and generate substantial cell tower income on your property. Talk to one of our cellular tower lease consultants today about generating rooftop cell tower income.


    Real Estate Taxes- Delinquent Taxes – Office of the Tax Collector –


    #

    Delinquent Taxes

    Real Estate Taxes

    Real estate taxes become delinquent April 1st of each year. Delinquent taxes must be paid by cash, cashier’s check or money order. The amount due is determined by the the date the payment is received.

    Florida Statutes require the Tax Collector to advertise the delinquent parcels in a local newspaper once a week for three consecutive weeks. The advertised list of unpaid taxes is published in a local newspaper at the beginning of May, and can also be found online at bidlaketax.com. Advertising and collection fees are added to the delinquent taxpayer’s bill.

    Beginning on or before June 1st, the Tax Collector is required by law to hold a Tax Certificate Sale. The certificates represent liens on all unpaid real estate properties. The sale allows citizens to buy certificates by paying off the tax debt that is owed. The sale is conducted in reverse auction style with participants bidding downward in ¼% increments starting at 18%. The certificate is awarded to the lowest bidder.

    A tax certificate, when purchased, becomes an enforceable first lien against the real estate. The certificate holder is actually paying the taxes for a property owner in exchange for a competitive bid rate of return on his/her investment. In order to remove the lien, the property owner must pay the Tax Collector all delinquent taxes plus accrued interest, penalties and advertising fees. The Tax Collector then notifies the certificate holder of any certificates redeemed, and a refund check is issued to the certificate holder.

    A tax certificate is valid for seven years from the date of issuance. The holder may apply for a tax deed at any time after two years have elapsed since April 1st of the year of issuance of the tax certificate and before the cancellation of the certificate. If the property owner fails to pay the tax debt, the property tax deed is sold at public auction.

    Tangible Personal Property Tax

    Tangible Personal Property Taxes become delinquent April 1st of each year at which time a 1.5% fee per month is added to the bill. Within 45 days after the tangible personal property taxes become delinquent, the Tax Collector is required by law to advertise a list of delinquent taxpayers one time in a local newspaper. Advertising costs are added to the delinquent bill.

    Pursuant to Florida Statutes. Tax Warrants are issued prior to April 30th of the next year on all unpaid tangible personal property taxes. Within 30 days after the warrants are prepared, the Tax Collector applies to the Circuit Court for an order directing levy and seizure of the property for the amount of unpaid taxes and costs.

    Any changes to the tax roll (name, address, location, assessed value) must be processed through the Property Appraiser s Office. (352) 253-2150.

    Copyright 2017 Office of the Lake County Tax Collector, Florida. All Rights Reserved.


    Chesterfield Traffic Attorney #personal #injury, #automobile #accidents, #tractor #trailer #accidents, #wrongful #deaths,


    #

    Attorney Profile

    Thomas L. Gordon, Partner

    • Meadowbrook High School, Class of 1973
    • North Carolina State University, Bachelor of Science in sociology and criminal justice, 1976
    • T.C Williams School of Law, University of Richmond, Juris Doctor, 1979
    • Licensed as an Attorney and Counsellor at Law in the Commonwealth of Virginia in 1980
    • Member, Virginia State Bar Association (Family Law Section)
    • Member, Richmond Criminal Bar Association
    • Member, Chesterfield/Colonial Heights Bar Association

    Randy B. Rowlett, Partner

    • Matoaca High School, Class of 1980
    • College of William and Mary, Bachelor of Arts 1984
    • College of William and Mary, Marshall-Wythe School of Law, Juris Doctor, 1993
    • Licensed as an Attorney and Counsellor at Law in the Commonwealth of Virginia in 1993
    • President-Elect of the Chesterfield/Colonial Heights Bar Association
    • Member, Virginia State Bar Association (Criminal Law Section)
    • Assistant Commonwealth’s Attorney, Chesterfield Commonwealth’s Attorney’s Office, 1992-98
    • Teacher and Coach, Meadowbrook High School, 1984-90
    • Instructor, Criminal Law, University of Richmond since 1995
    • Instructor, Legal Writing and Research, J Sergeant Reynolds Commiunity College, 1992 – 1998
    • Instructor, Criminal Law, Criminal Procedure Evidence for the Chesterfield Co Police Academy
    • Adjunct Faculty at University of Richmond
    • Undergraduate School of Arts Sciences – teaches Criminal Law
    • TC Williams School of Law – teaches Lawyering Skills
    • Past President of Chesterfield Bar Association

    David S. Clements, Associate

    • Lloyd C. Bird High School, Class of 1990
    • Longwood College, graduated in 1994 (B.S. Degree in Political Science with a Pre-law Concentration )
    • University of Richmond, T.C. Williams School of Law, graduated in 1999. (J.D.)
    • Associate, Gordon, Dodson and Gordon
    • Associate, Jay Tronfeld and Associates
    • Intern, Chesterfield County Commonwealth’s Attorney Office
    • Licensed as an Attorney and Counselor at Law in the Commonwealth of Virginia in 1999.
    • Virginia State Bar Association (General Practice Section)

    Donald E. Gulledge, Associate

    • Meadowbrook High School, Class of 1975
    • Virginia Commonwealth University, B.S. Business Administration and Management, 1983
    • T.C Williams School of Law, University of Richmond, Juris Doctor, 2001
    • Licensed as an Attorney and Counsellor at Law in the Commonwealth of Virginia in 2001
    • Qualified as guardian ad litem for children, 2001
    • Admitted U.S. District Court and U.S. Bankruptcy Court for the Eastern District of Virginia,2003
    • Admitted U.S Court of Appeals for the Fourth Circuit, 2003
    • Member, Virginia State Bar Association
    • Member, Chesterfield/Colonial Heights Bar Association
    • Vice President, Sure Way Transportation Co. Inc. 1995-1998
      Operations, Great Costal Express, Inc. 1981 – 1995

    Ryan T. Spetz, Associate

    • Graduate of Mary Washington College in 1997
    • Graduate of University of Richmond Law School 2007
    • Clerked for Judge Powell of the Chesterfield Circuit Court, 2007-2008
    • Associate at Gordon, Dodson, Gordon Rowlett since 2008
    • Practice areas include criminal defense, domestic relations, Guardian ad litem for children, workers’ compensation,and social security

    Matthew T. Mikula, Associate

    • Trinity Episcopal School, Class of 2000
    • Virginia Military Institute, Bachelor of Arts, English & The Fine Arts, With Distinction 2004
    • College of William and Mary, Marshall-Wythe School of Law, Juris Doctor, 2010
    • Licensed as an Attorney at Law in the Commonwealth of Virginia in 2011
    • Admitted to the United States Eastern District Courts, 2012
    • Admitted to the United States Western District Courts, 2012
    • Law Clerk to The Honorable Herbert C. Gill, Jr. Chesterfield County Circuit Court Judge, 2010-2011
    • Intern, Chesterfield Commonwealth Attorney’s Office, 2008
    • Member, Richmond Bar Association
    • Member, Chesterfield County Bar Association
    • Director, VMI Club of Richmond
    • Graduate of Auburn University, Bachelor of Arts 2008
    • Graduate of Cumberland School of Law, Samford University 2011
    • Licensed as an Attorney and Counsellor at Law in the Commonwealth of Virginia
    • Licensed as an Attorney and Counsellor at Law in the State of Alabama
    • Attorney, BrownGreer, 2013
    • Consultant, Avery Educate, LLC, since 2012
    • Legal Intern, United States Senate, November-January 2012
    • Judicial Aid, Judge Butch Binford, Alabama Circuit Court, June-August 2010
    • Data Analyst, RASBO, Inc. May-August 2011
    • Intern, Office of the District Attorney, Circuit 20, May-July 2007
    • Member, Alabama State Bar
    • Member, Virginia State Bar
    • Matoaca High School, Class of 2004
    • University of Virginia, Bachelor of Arts in Economics, 2008
    • Campbell University, Juris Doctor, 2014
    • Licensed as an Attorney at Law in the Commonwealth of Virginia in 2014
    • Intern, North & Associates, 2014
    • Intern, The Law Offices of John T. Orcutt, 2014
    • Intern, Gordon, Dodson, Gordon & Rowlett, 2013
    • Intern, Everett Gaskins Hancock, LLP, 2013
    • Intern, Office of the Attorney General of Virginia, Medicaid and Social Services Division, 2012
    • Research Assistant, Campbell University, 2012
    • Senior Associate Paralegal and Appellate Consultant, The Lex Group, 2008-2011
    • Member, Virginia State Bar


    Welcome to JD Property #jd #property #management, #inc., #property #management, #leasing, #joe


    #

    WELCOME TO JD PROPERTY MANAGEMENT INC.

    JD Property Management, Inc. has served the Greater Southern California area since 1974 and is a management company dedicated to providing expert services to residential and commercial real estate owners and non-profit organizations. JD is an Accredited Management Organization providing clients with peace of mind as well as a level of knowledge and experience that only a Certified Property Manager can offer. Our founding principal is to increase the net operating Income of an asset while protecting and enhancing its property value through prudent property management.

    Our Mission

    Honesty
    Dedicated to being a trustworthy Real Estate Investment resource to nurture and enhance the bottom line of a property.

    Reliability
    Committed to dependability in every business partnership.

    Integrity
    Incorporating sound ethical values into a professional real estate environment

    Property Showcase

    Bulk Sale: California Investment Rental Houses

    Opportunities for Investors

    • Do you want to be part of a real estate market in Southern California
    • Do you have $120,000 (Per Unit)
    • JD Property Management, Inc. will provide professional property management if desired
    • We sill send you a statement and check each month

    Copyright 2017 by JD Property Management Inc. All rights reserved.


    Property Management Software – Facilities Management Software #rental #property #management #software #free


    #

    Explore our solutions for the entire market

    JAI has £2.5 billion of commercial and residential real estate under management in the UK alone. An established property manager of major commercial buildings, particularly in the West End and City of London. The company also has a growing residential portfolio under management, concentrating on high value apartment blocks and mixed use developments. JAI takes a progressive approach to [ ]

    The UK’s largest conservation charity, the National Trust, was looking for a flexible solution to manage its unique portfolio. This included 250,000 hectares of countryside, 700 miles of coastline, 300 historic houses and gardens and 49 industrial monuments owned and managed. In addition, there are over 2,800 listed buildings and 320 holiday cottages. As part of their [ ]

    This website uses cookies. By continuing to browse this website you are agreeing to our use of cookies. Please see our cookie policy for more details. more information Accept

    The cookie settings on this website are set to “allow cookies” to give you the best browsing experience possible. If you continue to use this website without changing your cookie settings or you click “Accept” below then you are consenting to this.

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    The cookie settings on this website are set to “allow cookies” to give you the best browsing experience possible. If you continue to use this website without changing your cookie settings or you click “Accept” below then you are consenting to this.


    New Jersey Foreclosure Defense Attorney: Camden County Foreclosures #foreclosure #defense #attorney, #new


    #

    We also have a Florida Loan Modification Attorney available in our Miami office for South Florida residents, and we have a New York Loan Modification Lawyer available in our Times Square office for New Yorkers.

    Diaz Associates, P.A.
    your New Jersey Foreclosure Defense Attorney

    Just about everybody knows that over the past few years our economy has been in a significant downtrend. Expansive and sometimes very expensive homes were bought with very little money down and they have since lost a substantial portion of their former value. Home owners have lost their jobs, forced to accept lower compensation, and small business owners have seen their income slashed. It’s no wonder why so many of our neighbors are facing foreclosure.

    Before you decide what Foreclosure Defense strategy might work best for you, it is important that you have a basic understanding of New Jersey Foreclosure laws.

    New Jersey Mortgage and Foreclosure Law Primer

    • In New Jersey is a Lien Theory State in which the property acts as security for the loan. The document which is considered the lien is called the Mortgage
    • In order for the lender to begin foreclosure proceedings he must file with the Superior Court in what is known as a Judicial Foreclosure . Foreclosures are handled within the Superior Court by their Foreclosure Unit .
    • The filed Foreclosure Complaint must be accompanied with a Lis Pendens , which is documentation that proper public notice has been given on the property that is being foreclosed.
    • The length of time it takes to foreclose is dependent on the court’s schedule. New Jersey has one the longest waits. It normally takes about 250 days for an uncontested foreclosure. This can be further delayed if the home owner contests the action, files petitions for delays, or files for bankruptcy.
    • The Home owner has 35 days to file an answer to the Foreclosure Complaint. If this is not done the home owner will be considered in default.
    • Once a default is declared, the lender must wait another 45 days before the court’s final judgment is issued and a Writ of Execution is issued and sent to the local Sheriff’s office to start the foreclosure sale process.
    • The home owner in default must be given a minimum of 10 days notification before the foreclosure sale can occur.
    • The State of New Jersey has a Right of Redemption Statue which allows a foreclosed home owner to reclaim his property by paying the full amount of the unpaid loan plus costs. The law gives the party 10 days to redeem the home after the foreclosure sale.
    • New Jersey allows for a Deficiency Judgment which can be applied if the property is sold at public sale for less than the balance owed. This means the borrower is still held responsible for the difference. Fortunately New Jersey has the Fair Market Credit doctrine where, in such cases of low or minimal bids, gives due credit to the borrower, at the Fair Market Value value of the home. To make use of the Fair Market Credit law, such deficiency actions must be brought within 3 months after the foreclosure sale.

    Mortgages Background

    In days gone by, home mortgages were held for the entire life of the loan by the same lender to whom you originally applied. If you had a problem, it was a simple matter to call your local bank manager, explained your situation, and they would try their best to work something out for you. During the last decade securitizing home mortgages has made a lot of difference. A mortgage loan that hasn’t been combined and sold to investors is a rarity. It’s these investors, and not the loan originator, who has the final say on any aspect of your mortgage. They normally retain servicers , who collect your payments, issue default notices, and in some cases initiate foreclosure proceedings. There are some who receive financial compensation for foreclosures, and therefore they may view foreclosures as an incentive.

    Foreclosure Defense

    Foreclosure defense is basically combating your lender who is attempting to foreclose on your home by either stalling or stopping the process in its entirety. All of this may be a little intimidating, but do not despair, there are ways homeowner can fight back against the foreclosure machine. When these mortgages were sold and bought, the banks didn’t necessarily always follow the law. Sometimes critical paperwork has been lost or not completed at all, or may have improper endorsements. In some cases, in the name of expediency, homeowners’ signatures were forged. The hasty transfer of the multitudes of mortgages that occurred during mortgage heydays of 2003 – 2008 generated lots of errors and discrepancies. This, indeed, is where foreclosure defense can be best applied.

    In New Jersey, foreclosure has to be undertaken with the supervision of the Superior Court. Your lender is required to provide proof that they have the right to foreclose. This gives your foreclosure defense lawyer the opportunity to thoroughly examine the lender’s file. He also has the right to ask employees questions concerning the loan. Can the lender provide proof that they own the mortgage and note? Can they produce proper documentation that they have the legal standing to file a foreclosure proceeding. If the loan was sold or transferred, can they provide evidence that the loan was properly transferred? These issues, the lender’s right to foreclose and therefore prevent them from doing so.

    There have been some cases on record in which, by exposing deficiencies in their processes such as rubber stamping of documents has allowed homeowners to retain their homes for months or even years without making mortgage payments. Most foreclosure defense strategies have focused on the shoddy record-keeping performed by lenders. Even if your lender made no errors, your foreclosure defense lawyer can slow down the foreclosure process by forcing your lender to prove their case. This delay could give you the time necessary to affect a more permanent solution.

    Since errors by lenders are so wide spread, don’t try to go it alone. ContactDiaz Associates, your New Jersey Foreclosure Defense Lawyer.

    Contact Us Today for a
    FREE Consultation.


    Kansas City Intellectual Property Law Attorney #law #firm, #law #office, #legal #advice,


    #

    Nationwide Intellectual Property Law Attorney

    Our Clients

    The Ream Law Firm specializes in helping individual inventors 1) protect their dreams with appropriate intellectual property rights and 2) make the right business decisions to reach their goals – which in most cases is putting their product idea on the market, collecting royalties, or selling a patent outright. Ream Law has done it all.

    Ream Law is the right choice for inventors with an entrepreneurial spirit – i.e. those who are willing to work hard on their own but with guidance from counsel experienced in all aspects of product development. Does that describe you? Contact us.

    Ream Law Firm, L.L.C., is committed to the legal protection of the intellectual property of its independent inventor clients in Kansas, the Midwest and nationwide.

    But Ream Law is SO much more than that — and our founder, Dale J. Ream. is SO much more than just a patent attorney.

    Dale Ream is your inventor mentor, nationwide. He has more than 15 years of product development experience, including product design engineering, prototyping, patenting, licensing and direct manufacturing. Ream Law offers sound advice not only on all facets of intellectual property matters, but also on how IP relates to everything else that can make your invention a reality.

    Ream Law Firm specializes in helping individual inventors accomplish two goals: protecting their dreams with appropriate intellectual property rights, and making the right business decisions that further those goals. This can mean putting your product idea on the market, collecting royalties, or selling a patent outright. Ream Law has done it all.

    Ream Law works hard for you toward positive, lasting solutions you won’t receive from heavily advertised promoters of merely provisional patents. We are the right choice for inventors with an entrepreneurial spirit: those who are willing to work hard on their own, but with expert guidance from counsel experienced in all aspects of product development.

    Dale Ream of Ream Law Firm, L.L.C. — So Much More Than Just a Patent Attorney!

    Our regional and national clients receive quality legal services for every aspect of the patent and intellectual property process, including:


    Georgia Civil Statute of Limitations Laws #georgia #business #laws, #georgia #accident #and


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    Georgia Civil Statute of Limitations Laws

    Plaintiffs have time limits in which to file a civil claim, collectively called statutes of limitations . The purpose of these laws is to ensure that claims are made while evidence is still relatively vital, and to prevent the constant threat of a lawsuit long after the disputed event has occurred. Georgia civil statute of limitations laws impose a two-year time limit for personal injuries and fraud, with a four-year statute of limitations for trespassing, debt collection, and injuries to personal property.

    Occasionally there is no way to reasonably know for sure that an injury has occurred, or to discover the cause of a known injury until much later. For instance, a long-time female employee may not have known she was being discriminated against until several years later, at which point she may have compared paychecks with her male coworkers. Another example is cancer caused by environmental pollution that doesn’t present itself until a decade or more after exposure.

    So while the clock typically starts running at the time an injury is suffered, it technically doesn’t start until the accrual of claims, which could be the point at which the injury (or its cause) is discovered. The so-called discovery rule allows a suit to be filed within a certain time after the injury is discovered or reasonably should have been discovered.

    Additionally, the statute of limitation may be tolled — or paused — for a period of time. This may happen if the plaintiff was a minor (under 18) or mentally incompetent at the time the injury occurred. Also, statutes of limitation may be shortened through contract.

    See the complete list of civil statutes of limitations laws in Georgia in the table below. FindLaw’s Accidents and Injuries section contains an extensive collection of related articles and resources.

    Injury to Person

    Injury to Personal Property

    Medical: 2 yrs. max. of 5 from act §9-3-71

    Collection of Rents

    Written: 6 yrs. §9-3-24; Oral: 4 yrs. §9-3-26

    Collection of Debt on Account

    5 yrs. foreign judgment §9-3-20

    Research the Law

    Georgia Civil Statute of Limitations Laws: Related Resources

    Have an Attorney Evaluate Your Claim for Free

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