Hot Rod Insurance as Impressive as Your Car
If you’re a hot rod owner, you know that keeping your car in mint condition requires much more than a new coat of wax. Having the right insurance for your hot rod, street rod or other custom car is key to protecting it from damage. Nationwide has teamed up with Hagerty, the leader in classic car insurance, to offer hot rod insurance coverage you can rely on. Learn more about what our modified car insurance policies cover, and get a quote .
What does hot rod insurance cover?
Our policies typically last for 12 months, without the hassle of renewing your coverage in the middle of the year.
Repair Shop of Choice
When it comes to repairing and maintaining your collector car, it’s worth it to be choosy. With Nationwide and Hagerty, you decide who should do the work.
Although hot rods and other custom cars are not intended for daily use, accidents can still happen. In the event of a covered collision, your policy will provide reimbursement up to your policy limit.
Other types of damage to your vehicle may be covered as well under your modified car insurance policy, including fire and vandalism.
In the unfortunate event that your car is stolen, your hot rod insurance policy will cover up to the agreed value of your vehicle.
Hot rod and modified car insurance from Nationwide
Here are a few features that make our custom car insurance best in class:
Guaranteed Value ™ (Agreed Value Car Insurance)
With agreed value car insurance, there are no surprises or disputes over the vehicle value. The value of your car is agreed upon before the policy goes into effect, and in the event of a total loss, you are guaranteed that amount. Unlike standard car insurance, there is no deductible and no depreciation in the value.
No mileage limits
Your hot rod isn’t intended for everyday use – but that doesn’t mean you can’t have fun. A Nationwide and Hagerty policy allows you to drive your hot rod as many miles as you want with no fixed mileage restrictions. 2
Unlike standard auto policies, your hot rod insurance will last for 12 months.
Classic car insurance can be up to 42% less expensive than a regular car policy. 3 So you can spend your hard-earned money on customizing your street rod, not on your insurance.
More classic insurance from Nationwide
Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply.
 Less any deductible and/or salvage value if the vehicle is retained.
 Occasional pleasure use does not mean use for daily driving to and from work or school, routine shopping, etc.
 Figure based upon 2015 consumer data collected by Hagerty on single car quotes, with premiums $5000 and under, from several daily driver (or “Everyday”) auto insurance carriers.
Hagerty and Guaranteed Value are trademarks of The Hagerty Group, LLC.