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What you need to know:

Equifax 3-Bureau credit scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. Third parties use many different types of credit scores and will not use the Equifax 3-Bureau credit scores to assess your creditworthiness.

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    7 Day Free Trial Feel Free to Cancel Anytime

    Free for your 7-Day Trial, then $19.95 per month.
    Feel free to cancel at any time; sorry, no partial month refunds. 2

    Checking your own credit will NOT harm it.

    The Equifax Credit Score and 3-Bureau credit scores are based on the Equifax Credit Score model. Third parties use many
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    Credit monitoring 1 and Identity Theft protection
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    The Equifax Credit Score is based on the Equifax Credit Score model. Third parties use many different types of credit scores and will not use the Equifax Credit Score to assess your creditworthiness.

    Equifax Complete Premier

    Free for your 7-Day Trial, then $19.95 per month. Cancel at any time; sorry, no partial month refunds. 2

    What is Credit Monitoring?

    Credit monitoring tracks your credit history in order to detect changes that have happened in your credit history or may help you detect suspicious activity. Having this type of access to your credit history will give you a way to help better protect your identity and monitor changes to your credit.

    Some credit monitoring products also allow you to set credit alerts that will notify you if the information in your credit file changes.
    Learn More

    What is a Credit Score?

    A credit score is a three-digit number, typically between 300 and 850, which is calculated based on information in your credit history. It is a simple, numeric expression of your creditworthiness. Although the three nationwide credit reporting bureaus (Equifax, Experian, and TransUnion) use similar methods to determine a credit score, the formulas they use are not exactly the same and your credit score may vary from bureau to bureau.
    Learn More

    1 Credit monitoring from Experian and TransUnion will take several days to begin.

    2 We will require you to provide your payment information when you sign up. You may cancel during the Free Trial Period without charge. If you do not cancel during the Free Trial Period, we will immediately charge your card $19.95 and will charge the card $19.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds. Only one free trial is available in a 180-day period.

    3 Interactive Score Estimator results are provided for educational purposes only and are intended to show the impact that certain hypothetical actions could have on your Equifax credit score, assuming that all other variables remain constant. This is not a guarantee that your Equifax credit score will change as shown in this Interactive Score Estimator. Your actual credit score calculation may change frequently, even daily, as the information in your credit file(s) changes.

    4 Identity theft insurance underwritten by American Bankers Insurance Company of Florida or its affiliates. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions.

    Equifax is a registered trademark and Equifax Complete Premier is a trademark of Equifax Inc. 2017. Equifax Inc. Atlanta, Georgia. All rights reserved. All other trademarks or registered trademarks are the property of their respective owners.


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